First National Bk Waynesboro Mortgage Rates, Fees & Info
Waynesboro, GALEI: 254900BH50BFK66NHC96
Tax ID: 58-0242975
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bk Waynesboro is a smaller mortgage company specializing in Home Purchase and Refi loans. First National Bk Waynesboro has a high proportion of conventional loans. Their top markets by origination volume include: Augusta, Jesup, Statesboro, and Savannah among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bk Waynesboro has an above average approval rate when compared to the average across all lenders.
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Originations
82Origination Dollar Volume (All Markets)
$13,380,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 76 | $12,270,000 | $161,447 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $425,000 | $141,667 | $0 | 0.00% |
| Jesup, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 82 | $13,380,000 | $163,171 | $0 | 0.00% |
For 2023, First National Bk Waynesboro's most frequently originated type of loan was Conventional, with 82 originations.
Loan Reason
For 2023, First National Bk Waynesboro's most frequently cited loan purpose was Home Purchase, with 49 originations. The 2nd most popular reason was Refi, with 25 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 82 | $13,380,000 | $163,171 | $0 | 0.00% |
For 2023, First National Bk Waynesboro's most frequently cited loan duration was Other, with 82 originations.
Loan Sizing
2023 saw First National Bk Waynesboro place emphasis on $100k-200k loans with 34 originations, totaling $4,580,000 in origination value.
Applicant Income
First National Bk Waynesboro lent most frequently to those with incomes in the $150k-250k range, with 16 originations. The second most popular income band? $50k or less, with 15 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 82 | $13,380,000 | $163,171 | $0 | 0.00% |
First National Bk Waynesboro lent most frequently to those with DTI ratios of Exempt%, with 82 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.80%
First National Bk Waynesboro has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 82 | $13,380,000 | $163,171 |