Statesboro Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Statesboro averaged 7.17% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.22% and one month ago for the week of 2023-10-19, the average rate was 7.51%.

Statesboro's average rate one year ago was 6.39%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.2%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Statesboro 30 Year Fixed Rate 2023-11-22 7.17%
Statesboro 30 Year Fixed Rate Refi 2023-11-22 7.2%
Statesboro 15 Year Fixed Rate 2023-11-22 6.47%
Statesboro 15 Year Fixed Rate Refi 2023-11-22 7.27%
Statesboro 30 Year FHA 2023-11-22 -0.29%
Statesboro 30 Year FHA Refi 2023-11-22 0%
Statesboro 30 Year USDA 2023-11-22 -0.2%
Statesboro 30 Year USDA Refi 2023-11-22 -0.2%
Statesboro 30 Year VA 2023-11-22 -0.47%
Statesboro 30 Year VA Refi 2023-11-22 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Statesboro, GA.

Statesboro Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Statesboro, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 59 5.11% $6,284
GUARANTY HOME MORTGAGE CORPORATION 36 5.20% $5,502
BANKSOUTH MORTGAGE COMPANY, LLC 25 4.66% $5,972
BROKER SOLUTIONS, INC. 21 4.84% $5,204
AgFirst Farm Credit Bank 21 4.86% $6,374
Synovus Bank 21 4.41% $5,483
Renasant Bank 19 4.91% $5,511
Wells Fargo Bank 18 5.04% $3,768
UNITED WHOLESALE MORTGAGE, LLC 17 5.22% $5,519
GUARANTEED RATE, INC. 17 5.10% $4,663
MOVEMENT MORTGAGE, LLC 16 4.73% $3,746
LOANDEPOT.COM, LLC 12 4.74% $5,134
HOMESTAR FINANCIAL CORPORATION 12 4.58% $3,950
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10 5.71% $4,649
PENNYMAC LOAN SERVICES, LLC 9 5.43% $6,017
Northpointe Bank 6 6.06% $5,783
Truist 6 4.47% $3,649
Queensborough National Bank & Trust Company 5 4.90% $3,519
STOCKTON MORTGAGE CORPORATION 4 5.56% $6,893
ANGEL OAK HOME LOANS LLC 4 4.66% $6,809
Ameris Bank 4 4.75% $4,243
NAVY FEDERAL CREDIT UNION 4 5.75% $2,873
CERTAINTY HOME LOANS, LLC 4 5.38% $5,512
AMERISAVE MORTGAGE CORPORATION 4 5.34% $7,493
JPMorgan Chase Bank 4 5.37% $3,371
HOME POINT FINANCIAL CORPORATION 4 5.40% $6,160
CRESCENT MORTGAGE COMPANY 4 4.75% $7,868
LAKEVIEW LOAN SERVICING, LLC 3 4.61% $3,331
NEWREZ LLC 3 3.79% $5,229
EVERETT FINANCIAL, INC. 3 6.13% $2,464
Flagstar Bank, FSB 3 4.24% $5,133
GUILD MORTGAGE COMPANY 3 5.08% $3,771
Magnolia Bank 3 4.04% $4,664
Capital City Home Loans, LLC 3 4.96% $3,634
21ST MORTGAGE CORPORATION 2 6.18% $5,770
Arvest Bank 2 5.44% $6,572
Bank of America 2 4.69% $5,932
Blue Ridge Bank 2 3.31% $6,127
FREEDOM MORTGAGE CORPORATION 2 5.75% $6,631
GEOVISTA 2 3.75% $4,031
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 5.63% $7,017
JMJ FINANCIAL GROUP 2 4.06% $3,893
Mortgage Network, Inc. 2 5.31% $4,052
Mr. Cooper ( Nationstar Mortgage ) 2 5.25% $4,549
MUTUAL OF OMAHA MORTGAGE, INC. 2 5.31% $8,650
Paramount Residential Mortgage Group, Inc. 2 5.31% $11,571
Platinum Home Mortgage Corporation 2 4.62% $9,774
PNC Bank 2 4.50% $4,183
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 4.75% $4,048
Prosperity Home Mortgage, LLC 2 5.19% $2,980
RESIDENTIAL BANCORP 2 3.00% $3,310
South State Bank 2 5.00% $3,932
SWBC MORTGAGE CORPORATION 2 6.19% $3,228
THE MORTGAGE FIRM, INC. 2 5.06% $7,021
United Community Bank 2 4.25% $7,331
VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.19% $5,500
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.63% $7,335
CREDIT UNION FINANCIAL SERVICES, LLC 1 6.49% $7,731
HOMESIDE FINANCIAL, LLC 1 4.99% $5,607
HOMESPIRE MORTGAGE CORPORATION 1 6.50% $5,229
Cornerstone First Mortgage, Inc 1 5.63% $6,910
JET HOMELOANS, LLC 1 6.50% $4,478
U.S. Bank 1 4.63% $2,931
CONTOUR MORTGAGE CORPORATION 1 6.00% $4,161
Kwik Mortgage Corporation 1 5.00% $2,632
Colony Bank 1 6.50% $2,942
Citizens Bank 1 4.13% $3,140
CHURCHILL MORTGAGE CORPORATION 1 4.25% $2,884
Morgan Stanley Private Bank 1 5.88% $3,004
MORTGAGE INVESTORS GROUP, INC. 1 5.50% $8,702
American Security Mortgage Corp. 1 3.63% $6,344
Chicago Mortgage Solutions LLC 1 4.64% $3,864
T2 FINANCIAL LLC 1 5.75% $4,713
The Federal Savings Bank 1 6.00% $4,745
Carrington Mortgage Services, LLC 1 5.00% $7,730
NBKC BANK 1 3.13% $2,575
CARDINAL FINANCIAL 1 7.50% $6,640
North American Savings Bank, F.S.B. 1 7.00% $7,763
CALIBER HOME LOANS, INC. 1 5.63% $5,313
Valley National Bank 1 5.13% $3,851
BETTER MORTGAGE CORPORATION 1 3.88% $7,211
PENTAGON FEDERAL CREDIT UNION 1 5.25% $2,009
PHH Mortgage Corporation 1 3.25% $4,030
Plains Commerce Bank 1 6.63% $3,365
TOWNE MORTGAGE COMPANY 1 6.88% $4,170
TRIAD FINANCIAL SERVICES, INC. 1 5.75% $6,100
POWERCO 1 2.88% $3,892
AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.63% $4,891
UIF CORPORATION 1 5.63% $3,620
BAY EQUITY LLC 1 4.38% $5,860
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 4.88% $3,146
Quontic Bank 1 6.75% $7,085
Regions Bank 1 4.00% $3,062
Associated Credit Union 1 6.00% $2,084
Ally Bank 1 3.38% $5,401
RESOURCE FINANCIAL SERVICES, INC. 1 4.88% $5,463
ROBINS FINANCIAL 1 4.88% $5,303
RUOFF MORTGAGE COMPANY, INC. 1 7.00% $1,231
FINANCE OF AMERICA MORTGAGE LLC 1 5.99% $5,129
FirstBank 1 4.13% $3,819
FIRST COMMUNITY MORTGAGE, INC. 1 6.00% $5,582
First Federal Bank 1 5.00% $7,072
First Guaranty Mortgage Corporation 1 2.25% $9,069
First National Bank of America 1 7.38% $7,793
First Reliance Bank 1 5.88% $3,588
Fidelity Bank 1 5.25% $9,307
SOUTHPOINT FINANCIAL SERVICES, INC. 1 4.25% $5,088
GENEVA FINANCIAL, LLC 1 3.75% $4,578
GEORGIA'S OWN 1 5.13% $4,549
GEORGIA UNITED 1 5.88% $5,473
AMERICAN FINANCING CORPORATION 1 3.25% $5,213
Grow Financial Federal Credit Union 1 3.75% $3,772
FBC MORTGAGE, LLC 1 5.50% $5,245
FAIRWINDS CREDIT UNION 1 5.88% $5,684
EASTMAN 1 4.38% $7,258
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.13% $4,201

Statesboro Average Closing Costs & Other Stats

Statesboro, GA's 116 lenders originated 1,484 loans during 2022. The total origination value was $357,370,000, with an average loan value of $240,815.

Statesboro's average closing costs are $5,071.

The top Statesboro lender as defined by loan originations is QUICKEN LOANS, LLC, with 59 loans originated. Their average total fees are $6,284, which is $781 higher than the next largest lender, GUARANTY HOME MORTGAGE CORPORATION.

The lowest fee Statesboro lenders (with over 10 loans originated) are MOVEMENT MORTGAGE, LLC ($3,746), Wells Fargo Bank ($3,768), HOMESTAR FINANCIAL CORPORATION ($3,950), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,649) and GUARANTEED RATE, INC. ($4,663).

The lowest rate Statesboro lenders (with over 10 loans originated) are Synovus Bank (4.41%), HOMESTAR FINANCIAL CORPORATION (4.58%), BANKSOUTH MORTGAGE COMPANY, LLC (4.66%), MOVEMENT MORTGAGE, LLC (4.73%) and LOANDEPOT.COM, LLC (4.74%).

Statesboro, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
KeyBank $29,255,000 n/a 8.2%
QUICKEN LOANS, LLC $43,960,000 $26,410,000 -39.9% 7.4%
Synovus Bank $30,650,000 $22,155,000 -27.7% 6.2%
Renasant Bank $18,200,000 $19,450,000 6.9% 5.4%
Morris Bank $13,830,000 $14,645,000 5.9% 4.1%
GUARANTY HOME MORTGAGE CORPORATION $25,770,000 $13,640,000 -47.1% 3.8%
UNITED WHOLESALE MORTGAGE, LLC $10,995,000 $12,560,000 14.2% 3.5%
Mortgage Research Center, LLC $13,115,000 $11,600,000 -11.6% 3.2%
BANKSOUTH MORTGAGE COMPANY, LLC $7,630,000 $11,040,000 44.7% 3.1%
First Carolina Bank $10,205,000 n/a 2.9%
MOVEMENT MORTGAGE, LLC $13,455,000 $9,950,000 -26.0% 2.8%
BROKER SOLUTIONS, INC. $8,835,000 $8,900,000 0.7% 2.5%
AgFirst Farm Credit Bank $3,560,000 $8,365,000 135.0% 2.3%
GUARANTEED RATE, INC. $14,720,000 $8,045,000 -45.3% 2.3%
HOMESTAR FINANCIAL CORPORATION $14,910,000 $6,735,000 -54.8% 1.9%
LOANDEPOT.COM, LLC $12,960,000 $5,860,000 -54.8% 1.6%
Truist $11,895,000 $5,785,000 -51.4% 1.6%
Wells Fargo Bank $10,390,000 $5,685,000 -45.3% 1.6%
NAVY FEDERAL CREDIT UNION $6,830,000 $4,535,000 -33.6% 1.3%
FREEDOM MORTGAGE CORPORATION $13,435,000 $4,160,000 -69.0% 1.2%
Southeastern Bank $45,000 $3,570,000 7,833.3% 1.0%
PENNYMAC LOAN SERVICES, LLC $10,135,000 $3,445,000 -66.0% 1.0%
Pineland Bank $1,270,000 $3,285,000 158.7% 0.9%
Queensborough National Bank & Trust Company $1,930,000 $2,755,000 42.7% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,625,000 $2,685,000 2.3% 0.8%
GUILD MORTGAGE COMPANY $5,755,000 $2,515,000 -56.3% 0.7%
Ameris Bank $3,950,000 $2,460,000 -37.7% 0.7%
USAA Federal Savings Bank $2,490,000 $2,415,000 -3.0% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,410,000 $2,320,000 -3.7% 0.6%
PrimeSouth Bank $2,245,000 n/a 0.6%
STOCKTON MORTGAGE CORPORATION $4,185,000 $1,970,000 -52.9% 0.6%
Platinum Home Mortgage Corporation $1,515,000 $1,950,000 28.7% 0.5%
Colony Bank $4,535,000 $1,910,000 -57.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $3,220,000 $1,875,000 -41.8% 0.5%
Flagstar Bank, FSB $1,450,000 $1,820,000 25.5% 0.5%
CRESCENT MORTGAGE COMPANY $4,980,000 $1,800,000 -63.9% 0.5%
Northpointe Bank $325,000 $1,770,000 444.6% 0.5%
Paramount Residential Mortgage Group, Inc. $1,750,000 n/a 0.5%
CERTAINTY HOME LOANS, LLC $1,475,000 $1,665,000 12.9% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,590,000 n/a 0.4%
FINANCE OF AMERICA MORTGAGE LLC $1,555,000 n/a 0.4%
The Federal Savings Bank $870,000 $1,500,000 72.4% 0.4%
NEW DAY FINANCIAL, LLC $2,580,000 $1,485,000 -42.4% 0.4%
21ST MORTGAGE CORPORATION $3,100,000 $1,420,000 -54.2% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $6,825,000 $1,400,000 -79.5% 0.4%
Glennville Bank $2,885,000 $1,350,000 -53.2% 0.4%
ANGEL OAK HOME LOANS LLC $2,395,000 $1,325,000 -44.7% 0.4%
EVERETT FINANCIAL, INC. $320,000 $1,305,000 307.8% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $4,225,000 $1,265,000 -70.1% 0.4%
TOWNE MORTGAGE COMPANY $135,000 $1,155,000 755.6% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 $1,140,000 365.3% 0.3%
United Community Bank $990,000 $1,115,000 12.6% 0.3%
BankSouth $365,000 $1,100,000 201.4% 0.3%
Plains Commerce Bank $715,000 $1,090,000 52.4% 0.3%
Carrington Mortgage Services, LLC $1,210,000 $1,065,000 -12.0% 0.3%
GREYSTONE SERVICING COMPANY LLC $1,055,000 n/a 0.3%
1ST SIGNATURE LENDING, LLC $1,010,000 n/a 0.3%
Blue Ridge Bank $9,195,000 $1,000,000 -89.1% 0.3%
AMERICAN FINANCING CORPORATION $745,000 $960,000 28.9% 0.3%
Capital City Home Loans, LLC $1,690,000 $935,000 -44.7% 0.3%
HOME POINT FINANCIAL CORPORATION $2,010,000 $915,000 -54.5% 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $155,000 $910,000 487.1% 0.3%
NEWREZ LLC $2,540,000 $910,000 -64.2% 0.3%
Bank of America $2,040,000 $905,000 -55.6% 0.3%
GEOVISTA $225,000 $880,000 291.1% 0.2%
Mid-Continent Funding, Inc. $880,000 n/a 0.2%
Magnolia Bank $2,015,000 $860,000 -57.3% 0.2%
BETTER MORTGAGE CORPORATION $5,970,000 $855,000 -85.7% 0.2%
JPMorgan Chase Bank $1,790,000 $835,000 -53.4% 0.2%
Equity Prime Mortgage LLC $805,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $2,845,000 $735,000 -74.2% 0.2%
HOMESPIRE MORTGAGE CORPORATION $960,000 $725,000 -24.5% 0.2%
THE MORTGAGE FIRM, INC. $725,000 n/a 0.2%
MORTGAGE INVESTORS GROUP, INC. $195,000 $665,000 241.0% 0.2%
SWBC MORTGAGE CORPORATION $1,930,000 $665,000 -65.5% 0.2%
EASTMAN $655,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $290,000 $650,000 124.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $500,000 $640,000 28.0% 0.2%
Nations Lending Corporation $495,000 $640,000 29.3% 0.2%
PHH Mortgage Corporation $565,000 $630,000 11.5% 0.2%
CALIBER HOME LOANS, INC. $2,085,000 $625,000 -70.0% 0.2%
Mortgage Network, Inc. $620,000 n/a 0.2%
The Huntington National Bank $155,000 $615,000 296.8% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $785,000 $595,000 -24.2% 0.2%
CLEARPATH LENDING $480,000 $590,000 22.9% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $405,000 $580,000 43.2% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 $580,000 274.2% 0.2%
PENTAGON FEDERAL CREDIT UNION $460,000 $555,000 20.7% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $1,830,000 $545,000 -70.2% 0.2%
Armed Forces Bank $530,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $395,000 $510,000 29.1% 0.1%
Exchange Bank $105,000 $505,000 381.0% 0.1%
MIDLAND MORTGAGE CORPORATION $450,000 $480,000 6.7% 0.1%
Fidelity Bank $475,000 n/a 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $735,000 $460,000 -37.4% 0.1%
CONTOUR MORTGAGE CORPORATION $460,000 n/a 0.1%
Heritage Southeast Bank $480,000 $460,000 -4.2% 0.1%
ROBINS FINANCIAL $370,000 $460,000 24.3% 0.1%
UIF CORPORATION $460,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $450,000 $450,000 0.0% 0.1%
Arvest Bank $195,000 $430,000 120.5% 0.1%
Barrington Bank & Trust Company, N.A. $415,000 $430,000 3.6% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $425,000 n/a 0.1%
First National Bank of America $75,000 $425,000 466.7% 0.1%
JMJ FINANCIAL GROUP $410,000 n/a 0.1%
T2 FINANCIAL LLC $410,000 n/a 0.1%
PNC Bank $32,995,000 $405,000 -98.8% 0.1%
Lakeview Community Capital, LLC $115,000 $400,000 247.8% 0.1%
RELIANCE FIRST CAPITAL, LLC $390,000 n/a 0.1%
Bank of England $720,000 $385,000 -46.5% 0.1%
North American Savings Bank, F.S.B. $710,000 $375,000 -47.2% 0.1%
First Guaranty Mortgage Corporation $820,000 $370,000 -54.9% 0.1%
South State Bank $2,790,000 $370,000 -86.7% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $770,000 $365,000 -52.6% 0.1%
Grow Financial Federal Credit Union $360,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $95,000 $320,000 236.8% 0.1%
RESIDENTIAL BANCORP. $320,000 n/a 0.1%
First Horizon Bank $315,000 n/a 0.1%
Workmen's Circle Credit Union $315,000 n/a 0.1%
Regions Bank $500,000 $305,000 -39.0% 0.1%
Valley National Bank $305,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $290,000 n/a 0.1%
GEORGIA'S OWN $285,000 n/a 0.1%
JET HOMELOANS, LLC $285,000 n/a 0.1%
U.S. Bank $1,765,000 $280,000 -84.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $380,000 $275,000 -27.6% 0.1%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,060,000 $270,000 -74.5% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $265,000 n/a 0.1%
First Option Mortgage, LLC $910,000 $265,000 -70.9% 0.1%
OCMBC, INC. $260,000 n/a 0.1%
First Federal Bank $550,000 $255,000 -53.6% 0.1%
GEORGIA UNITED $205,000 $255,000 24.4% 0.1%
VAN DYK MORTGAGE CORPORATION $255,000 n/a 0.1%
GENEVA FINANCIAL, LLC $250,000 n/a 0.1%
FAIRWINDS CREDIT UNION $245,000 n/a 0.1%
Ixonia Bank $240,000 n/a 0.1%
American Security Mortgage Corp. $245,000 $235,000 -4.1% 0.1%
Colonial Savings, F.A. $795,000 $235,000 -70.4% 0.1%
Commerce Home Mortgage, Inc. $235,000 n/a 0.1%
Great Plains National Bank $235,000 n/a 0.1%
Alcova Mortgage LLC $175,000 $225,000 28.6% 0.1%
CityWorth Mortgage LLC $225,000 n/a 0.1%
ENVOY MORTGAGE, LTD $225,000 n/a 0.1%
Morgan Stanley Private Bank $225,000 n/a 0.1%
Guardian Bank $215,000 n/a 0.1%
NBKC BANK $580,000 $215,000 -62.9% 0.1%
POWERCO $345,000 $215,000 -37.7% 0.1%
Stifel Bank and Trust $215,000 n/a 0.1%
Ally Bank $585,000 $205,000 -65.0% 0.1%
GEO-CORP, INC. $205,000 n/a 0.1%
Loan Simple, Inc. $205,000 n/a 0.1%
Discover Bank $200,000 $200,000 0.0% 0.1%
BAY EQUITY LLC $550,000 $195,000 -64.5% 0.1%
Kwik Mortgage Corporation $195,000 n/a 0.1%
RESOURCE FINANCIAL SERVICES, INC. $195,000 n/a 0.1%
TC FEDERAL BANK $195,000 n/a 0.1%
Prosperity Home Mortgage, LLC $190,000 n/a 0.1%
Citizens Bank $185,000 n/a 0.1%
CREDIT UNION FINANCIAL SERVICES, LLC $435,000 $185,000 -57.5% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $205,000 $185,000 -9.8% 0.1%
Third Federal Savings and Loan Association of Cleveland $185,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $680,000 $175,000 -74.3% 0.0%
TJC Mortgage, Inc. $175,000 n/a 0.0%
Willamette Valley Bank $175,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $970,000 $165,000 -83.0% 0.0%
RUOFF MORTGAGE COMPANY, INC. $295,000 $165,000 -44.1% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $400,000 $155,000 -61.3% 0.0%
Quontic Bank $155,000 n/a 0.0%
S1L, Inc. $155,000 n/a 0.0%
Southern First Bank $145,000 n/a 0.0%
FBC MORTGAGE, LLC $135,000 n/a 0.0%
FirstBank $240,000 $135,000 -43.8% 0.0%
Magnolia State Bank $135,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $130,000 n/a 0.0%
Capital City Bank $125,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $125,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $2,470,000 $125,000 -94.9% 0.0%
TOP FLITE FINANCIAL, INC. $105,000 $125,000 19.0% 0.0%
South Georgia Bank $225,000 $120,000 -46.7% 0.0%
Cornerstone First Mortgage, Inc $115,000 n/a 0.0%
SPRING EQ, LLC $35,000 $115,000 228.6% 0.0%
Peoples Bank $105,000 n/a 0.0%
AgSouth Farm Credit, ACA $95,000 n/a 0.0%
Chicago Mortgage Solutions LLC $95,000 n/a 0.0%
CROSSCOUNTRY MORTGAGE, LLC $175,000 $85,000 -51.4% 0.0%
THE MONEY SOURCE INC. $85,000 n/a 0.0%
Figure Lending LLC $160,000 $80,000 -50.0% 0.0%
Associated Credit Union $195,000 $75,000 -61.5% 0.0%
STEARNS LENDING, LLC $205,000 $75,000 -63.4% 0.0%
Thomasville National Bank $75,000 n/a 0.0%
First Reliance Bank $160,000 $65,000 -59.4% 0.0%
ALLIANT CREDIT UNION $55,000 $55,000 0.0% 0.0%
STATE EMPLOYEES' $320,000 $55,000 -82.8% 0.0%
United Bank $140,000 $45,000 -67.9% 0.0%
Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%

Statesboro's top lender by overall market share is KeyBank, with 8.2% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $26,410,000 in loans. In third place, with 6.2%, is Synovus Bank, having originated $22,155,000 in loans. In fourth place, with 5.4%, is Renasant Bank, having originated $19,450,000 in loans. In fifth place, with 4.1%, is Morris Bank, having originated $14,645,000 in loans.


Statesboro Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Statesboro (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,450 (-0.1%) $192,816 (0.2%) 0.00 366
2018-02-01 $154,100 (-3.1%) $185,185 (-2.8%) 0.00 384
2018-03-01 $159,900 (0.0%) $193,035 (0.0%) 0.00 403
2018-04-01 $159,900 (0.0%) $193,622 (-1.0%) 0.00 413
2018-05-01 $154,900 (-3.1%) $193,544 (-1.3%) 0.00 406
2018-06-01 $160,000 (0.1%) $202,678 (6.7%) 0.00 388
2018-07-01 $160,250 (-0.8%) $210,411 (9.0%) 0.00 359
2018-08-01 $164,800 (-2.3%) $212,664 (8.4%) 0.00 356
2018-09-01 $160,000 (-3.0%) $209,070 (3.4%) 0.00 347
2018-10-01 $159,900 (0.2%) $206,992 (3.9%) 0.00 357
2018-11-01 $168,550 (5.4%) $209,006 (7.8%) 0.00 343
2018-12-01 $169,900 (7.7%) $202,378 (5.9%) 0.00 335
2019-01-01 $169,900 (6.6%) $202,908 (5.2%) 0.00 319
2019-02-01 $171,200 (11.1%) $206,455 (11.5%) 0.00 312
2019-03-01 $171,786 (7.4%) $206,955 (7.2%) 0.00 314
2019-04-01 $175,050 (9.5%) $214,035 (10.5%) 0.00 319
2019-05-01 $177,350 (14.5%) $223,130 (15.3%) 0.00 303
2019-06-01 $179,550 (12.2%) $230,214 (13.6%) 0.00 292
2019-07-01 $177,875 (11.0%) $223,301 (6.1%) 0.00 308
2019-08-01 $174,291 (5.8%) $222,236 (4.5%) 0.00 290
2019-09-01 $176,377 (10.2%) $224,138 (7.2%) 0.00 264
2019-10-01 $181,450 (13.5%) $227,799 (10.1%) 0.00 239
2019-11-01 $179,900 (6.7%) $223,048 (6.7%) 0.00 238
2019-12-01 $183,075 (7.8%) $220,448 (8.9%) 0.00 248
2020-01-01 $184,900 (8.8%) $229,379 (13.1%) 0.00 248
2020-02-01 $183,800 (7.4%) $227,584 (10.2%) 0.00 262
2020-03-01 $189,900 (10.5%) $232,025 (12.1%) 0.00 253
2020-04-01 $192,900 (10.2%) $233,036 (8.9%) 0.00 270
2020-05-01 $199,000 (12.2%) $232,934 (4.4%) 0.00 254
2020-06-01 $199,900 (11.3%) $244,193 (6.1%) 0.00 225
2020-07-01 $209,900 (18.0%) $246,555 (10.4%) 0.00 210
2020-08-01 $208,000 (19.3%) $250,708 (12.8%) 0.00 197
2020-09-01 $212,925 (20.7%) $255,104 (13.8%) 0.00 170
2020-10-01 $201,520 (11.1%) $244,618 (7.4%) 0.00 160
2020-11-01 $203,575 (13.2%) $248,995 (11.6%) 0.00 160
2020-12-01 $191,200 (4.4%) $243,987 (10.7%) 0.00 151
2021-01-01 $198,950 (7.6%) $261,127 (13.8%) 0.00 121
2021-02-01 $215,381 (17.2%) $277,898 (22.1%) 0.00 105
2021-03-01 $207,200 (9.1%) $273,512 (17.9%) 0.00 92
2021-04-01 $235,300 (22.0%) $298,374 (28.0%) 0.00 85
2021-05-01 $219,950 (10.5%) $294,657 (26.5%) 0.00 89
2021-06-01 $222,450 (11.3%) $282,620 (15.7%) 0.00 83
2021-07-01 $229,900 (9.5%) $282,039 (14.4%) 0.00 93
2021-08-01 $251,281 (20.8%) $298,439 (19.0%) 0.00 97
2021-09-01 $255,800 (20.1%) $307,896 (20.7%) 0.00 101
2021-10-01 $260,000 (29.0%) $318,829 (30.3%) 0.00 89
2021-11-01 $264,950 (30.2%) $346,554 (39.2%) 0.00 88
2021-12-01 $273,250 (42.9%) $339,135 (39.0%) 0.00 86
2022-01-01 $269,500 (35.5%) $337,832 (29.4%) 0.00 81
2022-02-01 $264,500 (22.8%) $336,672 (21.2%) 0.00 74
2022-03-01 $275,735 (33.1%) $324,003 (18.5%) 0.00 83
2022-04-01 $290,000 (23.3%) $333,365 (11.7%) 0.00 98
2022-05-01 $299,500 (36.2%) $346,387 (17.6%) 0.00 95
2022-06-01 $293,745 (32.1%) $335,758 (18.8%) 0.00 104
2022-07-01 $299,999 (30.5%) $349,264 (23.8%) 0.00 107
2022-08-01 $319,490 (27.1%) $376,114 (26.0%) 0.00 103
2022-09-01 $325,500 (27.3%) $399,107 (29.6%) 0.00 100
2022-10-01 $342,000 (31.5%) $398,745 (25.1%) 0.00 120
2022-11-01 $328,500 (24.0%) $387,761 (11.9%) 0.00 132
2022-12-01 $339,900 (24.4%) $402,564 (18.7%) 0.00 121
2023-01-01 $345,750 (28.3%) $401,898 (19.0%) 0.00 112
2023-02-01 $346,875 (31.1%) $428,859 (27.4%) 0.00 96
2023-03-01 $332,450 (20.6%) $422,558 (30.4%) 0.00 87
2023-04-01 $319,900 (10.3%) $410,078 (23.0%) 0.00 85
2023-05-01 $333,725 (11.4%) $389,793 (12.5%) 0.00 93
2023-06-01 $339,225 (15.5%) $399,239 (18.9%) 0.00 86
2023-07-01 $339,900 (13.3%) $414,897 (18.8%) 0.00 91
2023-08-01 $336,175 (5.2%) $396,675 (5.5%) 0.00 98
2023-09-01 $333,383 (2.4%) $374,447 (-6.2%) 0.00 108
2023-10-01 $329,725 (-3.6%) $371,372 (-6.9%) 0.00 128
Statesboro's median listing price for 2023-10-01 was $329,725, a difference of $-12,275 (-3.6%) versus the prior year and $-3,658 versus the prior month.

Statesboro's median listing price comes in at 0% of the national average.

Statesboro's average listing price for 2023-10-01 was $371,372, a difference of $-27,373 (-6.9%) versus the prior year and $-3,075 versus the prior month.

For the 2023-10-01 period, Statesboro had 128 MLS listings, a difference of 20 listings (19%) versus the prior month and 8 listings (7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Statesboro (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,856 sqft
2018-02-01 0 days 1,812 sqft
2018-03-01 0 days 1,848 sqft
2018-04-01 0 days 1,864 sqft
2018-05-01 0 days 1,846 sqft
2018-06-01 0 days 1,848 sqft
2018-07-01 0 days 1,885 sqft
2018-08-01 0 days 1,877 sqft
2018-09-01 0 days 1,845 sqft
2018-10-01 0 days 1,852 sqft
2018-11-01 0 days 1,922 sqft
2018-12-01 0 days 1,922 sqft
2019-01-01 0 days 1,895 sqft
2019-02-01 0 days 1,903 sqft
2019-03-01 0 days 1,896 sqft
2019-04-01 0 days 1,930 sqft
2019-05-01 0 days 1,934 sqft
2019-06-01 0 days 1,973 sqft
2019-07-01 0 days 1,964 sqft
2019-08-01 0 days 1,946 sqft
2019-09-01 0 days 1,930 sqft
2019-10-01 0 days 1,925 sqft
2019-11-01 0 days 1,940 sqft
2019-12-01 0 days 1,965 sqft
2020-01-01 0 days 1,964 sqft
2020-02-01 0 days 1,966 sqft
2020-03-01 0 days 2,106 sqft
2020-04-01 0 days 2,151 sqft
2020-05-01 0 days 2,201 sqft
2020-06-01 0 days 2,219 sqft
2020-07-01 0 days 2,208 sqft
2020-08-01 0 days 2,196 sqft
2020-09-01 0 days 2,232 sqft
2020-10-01 0 days 2,008 sqft
2020-11-01 0 days 1,958 sqft
2020-12-01 0 days 1,944 sqft
2021-01-01 0 days 1,915 sqft
2021-02-01 0 days 1,959 sqft
2021-03-01 0 days 1,963 sqft
2021-04-01 0 days 2,055 sqft
2021-05-01 0 days 1,991 sqft
2021-06-01 0 days 1,986 sqft
2021-07-01 0 days 1,961 sqft
2021-08-01 0 days 2,057 sqft
2021-09-01 0 days 2,127 sqft
2021-10-01 0 days 2,114 sqft
2021-11-01 0 days 2,175 sqft
2021-12-01 0 days 2,112 sqft
2022-01-01 0 days 2,110 sqft
2022-02-01 0 days 2,046 sqft
2022-03-01 0 days 1,982 sqft
2022-04-01 0 days 2,010 sqft
2022-05-01 0 days 2,110 sqft
2022-06-01 0 days 2,041 sqft
2022-07-01 0 days 2,065 sqft
2022-08-01 0 days 2,127 sqft
2022-09-01 0 days 2,205 sqft
2022-10-01 0 days 2,294 sqft
2022-11-01 0 days 2,209 sqft
2022-12-01 0 days 2,375 sqft
2023-01-01 0 days 2,464 sqft
2023-02-01 0 days 2,435 sqft
2023-03-01 0 days 2,294 sqft
2023-04-01 0 days 2,050 sqft
2023-05-01 0 days 2,098 sqft
2023-06-01 0 days 2,073 sqft
2023-07-01 0 days 2,100 sqft
2023-08-01 0 days 2,048 sqft
2023-09-01 0 days 1,961 sqft
2023-10-01 0 days 1,913 sqft
Statesboro's median listing age (time on market) for 2023-10-01 was 0 days.

Statesboro's median square footage for active listings during the 2023-10-01 period was 1,913 sqft. One year prior, the average listing was 2,294 sqft.

Statesboro, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 879 $238,555,000 $271,394
Refi 251 $65,335,000 $260,299
Cash Out Refi 220 $42,180,000 $191,727
Other 84 $7,550,000 $89,881
Home Improvement 50 $3,750,000 $75,000

Statesboro's most frequently cited loan purpose was Home Purchase, with 879 originations. The 2nd most popular reason was Refi, with 251 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 372 $81,200,000 $218,280
3-4% 340 $75,180,000 $221,118
4-5% 326 $71,460,000 $219,202
6-7% 191 $38,475,000 $201,440
2.5-3% 52 $39,110,000 $752,115
7-8% 47 $7,975,000 $169,681
Over 8% 31 $2,375,000 $76,613
<2.5% 28 $4,830,000 $172,500

During 2022, Statesboro's most frequently originated rate bucket was 5-6%, with 372 originations.

Loan Sizing (Statesboro, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 584 $156,760,000 $268,425
$100k-200k 543 $81,665,000 $150,396
$100,000 or less 262 $15,970,000 $60,954
$400k-600k 67 $30,745,000 $458,881
$600k-1000k 16 $11,830,000 $739,375
$Over $1MM 12 $60,400,000 $5,033,333

Statesboro's loan sizing saw the bucket of loans from $200k-400k with 584 originations, totaling $156,760,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 656 $161,380,000 $246,006
60-80% 362 $107,410,000 $296,713
40-60% 141 $23,265,000 $165,000
20-40% 113 $12,525,000 $110,841
Under 20% 68 $2,920,000 $42,941
Over 100% 38 $10,510,000 $276,579

Statesboro's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 656 originations, totaling $161,380,000 in origination value.