Statesboro Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Statesboro averaged 6.81% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.62% and one month ago for the week of 2025-02-27, the average rate was 6.83%.

Statesboro's average rate one year ago was 7.16%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Statesboro 30 Year Fixed Rate 2025-04-03 6.81%
Statesboro 30 Year Fixed Rate Refi 2025-04-03 7.24%
Statesboro 15 Year Fixed Rate 2025-04-03 5.92%
Statesboro 15 Year Fixed Rate Refi 2025-04-03 6.02%
Statesboro 30 Year FHA 2025-04-03 6.24%
Statesboro 30 Year FHA Refi 2025-04-03 6.26%
Statesboro 30 Year USDA 2025-04-03 6.42%
Statesboro 30 Year USDA Refi 2025-04-03 6.22%
Statesboro 30 Year VA 2025-04-03 6.29%
Statesboro 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Statesboro, GA.

Statesboro Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Statesboro, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 65 6.78% $6,502
MOVEMENT MORTGAGE, LLC 28 6.61% $4,923
Renasant Bank 26 6.60% $6,162
UNITED WHOLESALE MORTGAGE, LLC 22 7.06% $8,036
FIRST COLONY MORTGAGE CORPORATION 21 6.68% $6,447
BROKER SOLUTIONS, INC. 13 6.76% $6,271
AgFirst Farm Credit Bank 11 6.94% $7,353
NAVY FEDERAL CREDIT UNION 11 6.61% $4,952
GUILD MORTGAGE COMPANY 10 7.06% $5,222
Synovus Bank 10 7.04% $6,360
Ameris Bank 9 6.27% $9,122
Colony Bank 8 6.36% $5,125
Northpointe Bank 7 6.85% $5,335
PENNYMAC LOAN SERVICES, LLC 6 6.70% $6,780
Flagstar Bank, FSB 6 6.60% $6,369
AMERICAN PACIFIC MORTGAGE CORPORATION 5 7.15% $5,323
General Mortgage Capital Corporation 5 6.43% $4,048
Truist 5 7.08% $7,336
Wells Fargo Bank 5 6.65% $5,477
VANDERBILT MORTGAGE AND FINANCE, INC. 4 7.25% $5,386
NexBank 4 6.78% $6,574
21ST MORTGAGE CORPORATION 4 8.49% $7,159
Bank of America 3 7.67% $3,658
Mr. Cooper ( Nationstar Mortgage ) 3 7.25% $8,326
EMM LOANS LLC 3 6.66% $6,577
USAA Federal Savings Bank 3 7.21% $4,183
FIRST COMMUNITY MORTGAGE, INC. 3 6.21% $6,591
AmeriHome Mortgage Company, LLC 3 7.79% $4,193
MORTGAGE INVESTORS GROUP, INC. 3 6.75% $6,071
South State Bank 3 6.83% $5,324
TOWNE MORTGAGE COMPANY 3 6.71% $5,532
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.81% $11,210
BANKSOUTH MORTGAGE COMPANY, LLC 2 7.00% $8,408
First State Bank of St. Charles, Missouri 2 6.88% $4,156
Raymond James Bank 2 6.75% $3,338
CROSSCOUNTRY MORTGAGE, LLC 2 7.19% $6,092
HOMESPIRE MORTGAGE CORPORATION 2 6.50% $6,118
SUMMIT FUNDING, INC. 2 6.50% $8,166
Queensborough National Bank & Trust Company 2 6.56% $8,344
Mortgage Research Center, LLC 2 6.81% $3,532
CANOPY MORTGAGE, LLC 2 6.81% $8,587
ZILLOW HOME LOANS, LLC 2 6.81% $5,815
JPMorgan Chase Bank 2 6.50% $5,498
UNION HOME MORTGAGE CORP. 2 6.81% $6,659
Stifel Bank and Trust 1 6.13% $3,490
T2 FINANCIAL LLC 1 7.38% $4,743
The Federal Savings Bank 1 7.38% $1,602
Towne Bank 1 6.63% $5,313
Trustmark National Bank 1 6.13% $5,379
U.S. Bank 1 5.99% $5,356
NEWREZ LLC 1 7.13% $4,667
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.75% $6,243
Ally Bank 1 7.00% $3,816
AMERICAN FINANCE HOUSE LARIBA 1 6.50% $5,606
AMERICAN FINANCIAL NETWORK, INC. 1 7.50% $13,750
American Security Mortgage Corp. 1 7.00% $4,816
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.13% $5,042
Axos Bank 1 7.13% $2,932
Capital City Home Loans, LLC 1 7.13% $4,578
Carrington Mortgage Services, LLC 1 11.00% $5,977
CHURCHILL MORTGAGE CORPORATION 1 6.63% $8,406
Commerce Home Mortgage, Inc. 1 8.50% $13,204
COMMUNITY MORTGAGE CORPORATION 1 7.25% $3,834
CONTOUR MORTGAGE CORPORATION 1 6.00% $4,256
DELTA COMMUNITY CREDIT UNION 1 5.38% $6,742
DIGITAL Federal Credit Union 1 6.50% $6,160
Discover Bank 1 6.99% $0
EASTMAN 1 6.75% $4,962
FREEDOM MORTGAGE CORPORATION 1 6.49% $8,831
GEORGIA'S OWN 1 6.50% $3,250
GEOVISTA 1 6.75% $3,950
Goldwater Bank, N.A. 1 6.63% $4,314
GUARANTEED RATE AFFINITY, LLC 1 6.99% $6,573
GUARANTEED RATE, INC. 1 6.99% $6,605
HANSCOM 1 6.38% $4,356
INTERCOASTAL MORTGAGE COMPANY 1 6.50% $6,800
Ixonia Bank 1 7.99% $6,672
JET DIRECT FUNDING CORP 1 7.13% $7,862
LAND HOME FINANCIAL SERVICES, INC. 1 7.00% $4,179
MEMBER FIRST MORTGAGE, LLC 1 7.25% $5,978
Metro City Bank 1 7.50% $5,336
Mortgage Assurance Inc. 1 6.63% $1,862
1ST SIGNATURE LENDING, LLC 1 6.00% $7,502
Old National Bank 1 6.50% $4,598
PENTAGON FEDERAL CREDIT UNION 1 6.50% $19,767
PHH Mortgage Corporation 1 7.63% $13,111
Plains Commerce Bank 1 7.13% $4,230
Prosperity Home Mortgage, LLC 1 6.00% $4,975
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.13% $4,276
PUBLIX EMPLOYEES 1 6.69% $3,802
Regions Bank 1 7.63% $3,206
SHELTER HOME MORTGAGE, LLC 1 7.50% $6,498
Sierra Pacific Mortgage Company, Inc. 1 6.13% $6,413
Southern First Bank 1 7.13% $4,935

Statesboro Average Closing Costs & Other Stats

Statesboro, GA's 94 lenders originated 1,310 loans during 2024. The total origination value was $359,910,000, with an average loan value of $274,740.

Statesboro's average closing costs are $5,793.

The top Statesboro lender as defined by loan originations is QUICKEN LOANS, LLC, with 65 loans originated. Their average total fees are $6,502, which is $1,579 higher than the next largest lender, MOVEMENT MORTGAGE, LLC.

The lowest fee Statesboro lenders (with over 10 loans originated) are MOVEMENT MORTGAGE, LLC ($4,923), NAVY FEDERAL CREDIT UNION ($4,952), GUILD MORTGAGE COMPANY ($5,222), Renasant Bank ($6,162) and BROKER SOLUTIONS, INC. ($6,271).

The lowest rate Statesboro lenders (with over 10 loans originated) are Renasant Bank (6.60%), MOVEMENT MORTGAGE, LLC (6.61%), NAVY FEDERAL CREDIT UNION (6.61%), FIRST COLONY MORTGAGE CORPORATION (6.68%) and BROKER SOLUTIONS, INC. (6.76%).

Statesboro, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $25,985,000 $33,830,000 30.2% 9.4%
UNITED WHOLESALE MORTGAGE, LLC $13,650,000 $26,245,000 92.3% 7.3%
CoastalStates Bank $18,005,000 n/a 5.0%
MOVEMENT MORTGAGE, LLC $13,925,000 $17,820,000 28.0% 5.0%
Synovus Bank $16,080,000 $13,930,000 -13.4% 3.9%
Mortgage Research Center, LLC $9,900,000 $13,345,000 34.8% 3.7%
Renasant Bank $7,600,000 $11,475,000 51.0% 3.2%
BROKER SOLUTIONS, INC. $11,670,000 $10,580,000 -9.3% 2.9%
FIRST COLONY MORTGAGE CORPORATION $1,045,000 $10,010,000 857.9% 2.8%
AgFirst Farm Credit Bank $8,405,000 $7,965,000 -5.2% 2.2%
GUILD MORTGAGE COMPANY $3,740,000 $7,220,000 93.0% 2.0%
NAVY FEDERAL CREDIT UNION $3,770,000 $6,460,000 71.4% 1.8%
Oconee State Bank $5,950,000 n/a 1.7%
Southeastern Bank $145,000 $5,755,000 3,869.0% 1.6%
Ameris Bank $5,815,000 $5,630,000 -3.2% 1.6%
FREEDOM MORTGAGE CORPORATION $1,455,000 $4,745,000 226.1% 1.3%
CBRE MULTIFAMILY CAPITAL, INC. $2,155,000 $4,675,000 116.9% 1.3%
Truist $5,140,000 $4,645,000 -9.6% 1.3%
PENNYMAC LOAN SERVICES, LLC $5,850,000 $3,980,000 -32.0% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,225,000 $3,830,000 18.8% 1.1%
21ST MORTGAGE CORPORATION $3,145,000 $3,690,000 17.3% 1.0%
Flagstar Bank, FSB $2,745,000 $3,575,000 30.2% 1.0%
Morris Bank $5,685,000 $3,280,000 -42.3% 0.9%
Colony Bank $3,425,000 $3,235,000 -5.5% 0.9%
EMM LOANS LLC $715,000 $2,790,000 290.2% 0.8%
Northpointe Bank $2,280,000 $2,425,000 6.4% 0.7%
FIRST COMMUNITY MORTGAGE, INC. $1,200,000 $2,345,000 95.4% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,330,000 n/a 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,305,000 $2,200,000 68.6% 0.6%
Presidential Bank, FSB $2,175,000 n/a 0.6%
LENDINGONE, LLC $2,130,000 n/a 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,270,000 $2,075,000 -8.6% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $245,000 $2,070,000 744.9% 0.6%
USAA Federal Savings Bank $945,000 $2,060,000 118.0% 0.6%
Queensborough National Bank & Trust Company $1,695,000 $2,040,000 20.4% 0.6%
Equity Prime Mortgage LLC $960,000 $2,020,000 110.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $565,000 $1,940,000 243.4% 0.5%
PLANET HOME LENDING, LLC $195,000 $1,920,000 884.6% 0.5%
TOWNE MORTGAGE COMPANY $630,000 $1,835,000 191.3% 0.5%
LOANDEPOT.COM, LLC $1,760,000 $1,785,000 1.4% 0.5%
Plains Commerce Bank $1,280,000 $1,700,000 32.8% 0.5%
U.S. Bank $330,000 $1,700,000 415.2% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $2,000,000 $1,695,000 -15.3% 0.5%
GUARANTEED RATE, INC. $5,965,000 $1,670,000 -72.0% 0.5%
Carrington Mortgage Services, LLC $1,145,000 $1,585,000 38.4% 0.4%
Wells Fargo Bank $2,375,000 $1,565,000 -34.1% 0.4%
VILLAGE CAPITAL MORTGAGE $625,000 $1,425,000 128.0% 0.4%
AmeriHome Mortgage Company, LLC $195,000 $1,375,000 605.1% 0.4%
BankSouth $630,000 $1,260,000 100.0% 0.4%
BANKSOUTH MORTGAGE COMPANY, LLC $8,535,000 $1,255,000 -85.3% 0.3%
South State Bank $290,000 $1,185,000 308.6% 0.3%
NEWREZ LLC $470,000 $1,160,000 146.8% 0.3%
SUMMIT FUNDING, INC. $550,000 $1,130,000 105.5% 0.3%
The Federal Savings Bank $865,000 $1,045,000 20.8% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $325,000 $1,040,000 220.0% 0.3%
PHH Mortgage Corporation $65,000 $1,010,000 1,453.8% 0.3%
HOMESPIRE MORTGAGE CORPORATION $685,000 $980,000 43.1% 0.3%
MORTGAGE INVESTORS GROUP, INC. $915,000 $970,000 6.0% 0.3%
Glennville Bank $2,125,000 $965,000 -54.6% 0.3%
1ST SIGNATURE LENDING, LLC $945,000 n/a 0.3%
NexBank $920,000 n/a 0.3%
Discover Bank $615,000 $905,000 47.2% 0.3%
Magnolia Bank $980,000 $860,000 -12.2% 0.2%
Bank of America $740,000 $850,000 14.9% 0.2%
SOUTHWEST STAGE FUNDING, LLC $1,260,000 $830,000 -34.1% 0.2%
General Mortgage Capital Corporation $775,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $980,000 $775,000 -20.9% 0.2%
JPMorgan Chase Bank $320,000 $765,000 139.1% 0.2%
CARDINAL FINANCIAL $1,360,000 $715,000 -47.4% 0.2%
Old National Bank $710,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $365,000 $705,000 93.2% 0.2%
Pineland Bank $675,000 n/a 0.2%
STOCKTON MORTGAGE CORPORATION $1,655,000 $650,000 -60.7% 0.2%
NEW DAY FINANCIAL, LLC $730,000 $640,000 -12.3% 0.2%
HOMESIDE FINANCIAL, LLC $630,000 n/a 0.2%
Nations Lending Corporation $575,000 $625,000 8.7% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $610,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $605,000 n/a 0.2%
COUNTRYPLACE MORTGAGE, LTD. $640,000 $605,000 -5.5% 0.2%
AMERICAN FINANCING CORPORATION $595,000 n/a 0.2%
CSL Financial, LLC $405,000 $580,000 43.2% 0.2%
GMFS LLC $425,000 $570,000 34.1% 0.2%
Citizens Bank $145,000 $560,000 286.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $445,000 $550,000 23.6% 0.2%
NBKC BANK $205,000 $545,000 165.9% 0.2%
ATLANTA POSTAL $540,000 n/a 0.2%
Southern First Bank $535,000 n/a 0.1%
First State Bank of St. Charles, Missouri $530,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $805,000 $520,000 -35.4% 0.1%
Raymond James Bank $510,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $715,000 $505,000 -29.4% 0.1%
Figure Lending LLC $215,000 $495,000 130.2% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $470,000 n/a 0.1%
CLEARPATH LENDING $465,000 n/a 0.1%
GEORGIA'S OWN $35,000 $460,000 1,214.3% 0.1%
NATIONS DIRECT MORTGAGE, LLC $85,000 $445,000 423.5% 0.1%
COMMUNITY MORTGAGE CORPORATION $185,000 $435,000 135.1% 0.1%
INTERCOASTAL MORTGAGE COMPANY $425,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $425,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $420,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $750,000 $415,000 -44.7% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $1,025,000 $410,000 -60.0% 0.1%
Capital City Home Loans, LLC $395,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $490,000 $390,000 -20.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $385,000 n/a 0.1%
First Reliance Bank $375,000 n/a 0.1%
JET DIRECT FUNDING CORP $375,000 n/a 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $370,000 n/a 0.1%
CANOPY MORTGAGE, LLC $360,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $155,000 $360,000 132.3% 0.1%
Century Mortgage Company DBA Century Lending Company $630,000 $355,000 -43.7% 0.1%
EASTMAN $355,000 n/a 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $265,000 $335,000 26.4% 0.1%
DELTA COMMUNITY CREDIT UNION $335,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $170,000 $330,000 94.1% 0.1%
First Federal Bank $325,000 n/a 0.1%
GoPrime Mortgage, Inc. $325,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $500,000 $315,000 -37.0% 0.1%
T2 FINANCIAL LLC $345,000 $315,000 -8.7% 0.1%
DIGITAL Federal Credit Union $560,000 $295,000 -47.3% 0.1%
Oakstar Bank $295,000 n/a 0.1%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $295,000 n/a 0.1%
Axos Bank $285,000 n/a 0.1%
SHELTER HOME MORTGAGE, LLC $285,000 n/a 0.1%
GEOVISTA $180,000 $280,000 55.6% 0.1%
NEXERA HOLDING LLC $275,000 n/a 0.1%
Stifel Bank and Trust $245,000 $275,000 12.2% 0.1%
FINANCE OF AMERICA REVERSE LLC $270,000 n/a 0.1%
American Security Mortgage Corp. $265,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $75,000 $265,000 253.3% 0.1%
Pinnacle Bank $325,000 $265,000 -18.5% 0.1%
Sunflower Bank $265,000 n/a 0.1%
Towne Bank $265,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $430,000 $260,000 -39.5% 0.1%
HANSCOM $255,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $305,000 $255,000 -16.4% 0.1%
AMWEST FUNDING CORP. $105,000 $245,000 133.3% 0.1%
CityWorth Mortgage LLC $245,000 n/a 0.1%
Commerce Home Mortgage, Inc. $245,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $660,000 $245,000 -62.9% 0.1%
First-Citizens Bank & Trust Company $255,000 $240,000 -5.9% 0.1%
Cornerstone First Mortgage, Inc $235,000 n/a 0.1%
EVERETT FINANCIAL, INC. $240,000 $235,000 -2.1% 0.1%
Ally Bank $75,000 $225,000 200.0% 0.1%
DIRECT MORTGAGE LOANS, LLC $225,000 n/a 0.1%
Franklin Loan Corporation $225,000 n/a 0.1%
MILEND, INC. $420,000 $225,000 -46.4% 0.1%
PUBLIX EMPLOYEES $225,000 n/a 0.1%
Trustmark National Bank $225,000 n/a 0.1%
SPRING EQ, LLC $105,000 $220,000 109.5% 0.1%
Fifth Third Bank $215,000 n/a 0.1%
TruHome Solutions, LLC $215,000 n/a 0.1%
US MORTGAGE CORPORATION $215,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $285,000 $215,000 -24.6% 0.1%
Goldwater Bank, N.A. $205,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $205,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $205,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $205,000 n/a 0.1%
PNC Bank $1,165,000 $200,000 -82.8% 0.1%
DEEPHAVEN MORTGAGE LLC $435,000 $195,000 -55.2% 0.1%
Loan Simple, Inc. $165,000 $195,000 18.2% 0.1%
MEMBER FIRST MORTGAGE, LLC $195,000 n/a 0.1%
Metro City Bank $215,000 $195,000 -9.3% 0.1%
Prosperity Home Mortgage, LLC $85,000 $185,000 117.6% 0.1%
South Georgia Bank $230,000 $180,000 -21.7% 0.1%
Central National Bank $165,000 n/a 0.0%
Citadel Servicing Corporation $125,000 $165,000 32.0% 0.0%
HOMEXPRESS MORTGAGE CORP. $165,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $165,000 n/a 0.0%
The First, A National Banking Association $140,000 $160,000 14.3% 0.0%
AMERICAN FINANCE HOUSE LARIBA $155,000 n/a 0.0%
Ixonia Bank $155,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $135,000 n/a 0.0%
United Community Bank $160,000 $130,000 -18.8% 0.0%
First National BK Waynesboro $265,000 $125,000 -52.8% 0.0%
CONTOUR MORTGAGE CORPORATION $115,000 n/a 0.0%
Exchange Bank $115,000 n/a 0.0%
RESIDENTIAL BANCORP $110,000 n/a 0.0%
Mortgage Assurance Inc. $105,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $245,000 $105,000 -57.1% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $105,000 n/a 0.0%
Deere Employees Credit Union $85,000 n/a 0.0%
FirstBank $85,000 n/a 0.0%
Bethpage Federal Credit Union $75,000 n/a 0.0%
Regions Bank $2,060,000 $75,000 -96.4% 0.0%
UIF CORPORATION $65,000 n/a 0.0%
HomeTrust Bank $55,000 n/a 0.0%
LGE COMMUNITY $45,000 n/a 0.0%
STATE EMPLOYEES' $510,000 $35,000 -93.1% 0.0%
Truity Federal Credit Union $35,000 n/a 0.0%
The Loan Store, Inc. $25,000 n/a 0.0%

Statesboro's top lender by overall market share is QUICKEN LOANS, LLC, with 9.4% market share. In second place, with 7.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $26,245,000 in loans. In third place, with 5.0%, is CoastalStates Bank, having originated $18,005,000 in loans. In fourth place, with 5.0%, is MOVEMENT MORTGAGE, LLC, having originated $17,820,000 in loans. In fifth place, with 3.9%, is Synovus Bank, having originated $13,930,000 in loans.


Statesboro Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Statesboro (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $156,825 (-0.6%) $188,589 (0.9%) 0.00 401
2018-02-01 $150,950 (-3.2%) $181,032 (-2.3%) 0.00 421
2018-03-01 $159,450 (0.7%) $189,086 (0.0%) 0.00 438
2018-04-01 $159,900 (0.0%) $191,843 (-0.1%) 0.00 440
2018-05-01 $154,925 (-2.8%) $191,990 (0.0%) 0.00 430
2018-06-01 $160,500 (2.3%) $202,107 (8.5%) 0.00 415
2018-07-01 $164,125 (2.6%) $209,703 (11.4%) 0.00 382
2018-08-01 $165,450 (1.9%) $212,771 (11.5%) 0.00 380
2018-09-01 $160,000 (0.6%) $208,337 (6.1%) 0.00 371
2018-10-01 $160,000 (2.0%) $205,641 (5.8%) 0.00 390
2018-11-01 $166,500 (5.7%) $206,367 (9.2%) 0.00 376
2018-12-01 $169,000 (10.5%) $199,162 (6.3%) 0.00 366
2019-01-01 $169,900 (8.3%) $199,590 (5.8%) 0.00 346
2019-02-01 $169,900 (12.6%) $202,790 (12.0%) 0.00 338
2019-03-01 $169,386 (6.2%) $203,718 (7.7%) 0.00 340
2019-04-01 $173,450 (8.5%) $211,427 (10.2%) 0.00 345
2019-05-01 $175,800 (13.5%) $220,995 (15.1%) 0.00 325
2019-06-01 $178,900 (11.5%) $227,179 (12.4%) 0.00 314
2019-07-01 $176,700 (7.7%) $220,807 (5.3%) 0.00 331
2019-08-01 $171,536 (3.7%) $220,516 (3.6%) 0.00 313
2019-09-01 $173,991 (8.7%) $222,118 (6.6%) 0.00 286
2019-10-01 $180,400 (12.8%) $226,198 (10.0%) 0.00 258
2019-11-01 $179,450 (7.8%) $221,315 (7.2%) 0.00 258
2019-12-01 $182,400 (7.9%) $218,423 (9.7%) 0.00 271
2020-01-01 $186,375 (9.7%) $229,963 (15.2%) 0.00 270
2020-02-01 $183,150 (7.8%) $226,873 (11.9%) 0.00 281
2020-03-01 $189,900 (12.1%) $229,642 (12.7%) 0.00 271
2020-04-01 $189,950 (9.5%) $230,876 (9.2%) 0.00 286
2020-05-01 $199,250 (13.3%) $233,871 (5.8%) 0.00 271
2020-06-01 $199,900 (11.7%) $243,582 (7.2%) 0.00 240
2020-07-01 $207,500 (17.4%) $245,680 (11.3%) 0.00 223
2020-08-01 $201,003 (17.2%) $249,259 (13.0%) 0.00 210
2020-09-01 $212,925 (22.4%) $254,751 (14.7%) 0.00 181
2020-10-01 $200,000 (10.9%) $242,931 (7.4%) 0.00 172
2020-11-01 $200,100 (11.5%) $246,502 (11.4%) 0.00 172
2020-12-01 $190,550 (4.5%) $245,934 (12.6%) 0.00 160
2021-01-01 $199,450 (7.0%) $264,361 (15.0%) 0.00 126
2021-02-01 $216,808 (18.4%) $277,370 (22.3%) 0.00 109
2021-03-01 $204,950 (7.9%) $271,735 (18.3%) 0.00 97
2021-04-01 $235,700 (24.1%) $299,318 (29.6%) 0.00 94
2021-05-01 $217,450 (9.1%) $293,402 (25.5%) 0.00 94
2021-06-01 $219,950 (10.0%) $284,976 (17.0%) 0.00 88
2021-07-01 $225,000 (8.4%) $278,583 (13.4%) 0.00 99
2021-08-01 $248,481 (23.6%) $295,311 (18.5%) 0.00 101
2021-09-01 $251,030 (17.9%) $303,282 (19.1%) 0.00 109
2021-10-01 $259,950 (30.0%) $313,093 (28.9%) 0.00 101
2021-11-01 $264,700 (32.3%) $346,187 (40.4%) 0.00 101
2021-12-01 $272,410 (43.0%) $339,968 (38.2%) 0.00 98
2022-01-01 $269,250 (35.0%) $342,638 (29.6%) 0.00 92
2022-02-01 $259,925 (19.9%) $335,367 (20.9%) 0.00 85
2022-03-01 $271,275 (32.4%) $323,048 (18.9%) 0.00 92
2022-04-01 $289,900 (23.0%) $335,408 (12.1%) 0.00 109
2022-05-01 $300,200 (38.1%) $350,047 (19.3%) 0.00 105
2022-06-01 $297,975 (35.5%) $342,494 (20.2%) 0.00 115
2022-07-01 $301,000 (33.8%) $348,562 (25.1%) 0.00 120
2022-08-01 $318,994 (28.4%) $371,800 (25.9%) 0.00 118
2022-09-01 $329,725 (31.4%) $404,531 (33.4%) 0.00 114
2022-10-01 $338,750 (30.3%) $398,819 (27.4%) 0.00 131
2022-11-01 $323,835 (22.3%) $387,428 (11.9%) 0.00 144
2022-12-01 $331,000 (21.5%) $398,436 (17.2%) 0.00 133
2023-01-01 $349,000 (29.6%) $401,290 (17.1%) 0.00 119
2023-02-01 $354,950 (36.6%) $437,483 (30.5%) 0.00 103
2023-03-01 $339,250 (25.1%) $433,665 (34.2%) 0.00 98
2023-04-01 $329,000 (13.5%) $426,065 (27.0%) 0.00 96
2023-05-01 $335,000 (11.6%) $404,733 (15.6%) 0.00 105
2023-06-01 $342,500 (14.9%) $415,334 (21.3%) 0.00 98
2023-07-01 $342,500 (13.8%) $430,173 (23.4%) 0.00 104
2023-08-01 $339,950 (6.6%) $400,187 (7.6%) 0.00 114
2023-09-01 $334,804 (1.5%) $379,964 (-6.1%) 0.00 121
2023-10-01 $329,950 (-2.6%) $381,542 (-4.3%) 0.00 137
2023-11-01 $325,750 (0.6%) $394,735 (1.9%) 0.00 165
2023-12-01 $325,000 (-1.8%) $402,853 (1.1%) 0.00 162
2024-01-01 $325,000 (-6.9%) $400,890 (-0.1%) 0.00 159
2024-02-01 $319,950 (-9.9%) $385,275 (-11.9%) 0.00 151
2024-03-01 $330,450 (-2.6%) $399,574 (-7.9%) 0.00 139
2024-04-01 $327,450 (-0.5%) $400,604 (-6.0%) 0.00 151
2024-05-01 $328,750 (-1.9%) $404,408 (-0.1%) 0.00 182
2024-06-01 $328,700 (-4.0%) $407,241 (-2.0%) 0.00 181
2024-07-01 $337,494 (-1.5%) $429,034 (-0.3%) 0.00 181
2024-08-01 $344,600 (1.4%) $421,298 (5.3%) 0.00 172
2024-09-01 $345,450 (3.2%) $403,727 (6.3%) 0.00 191
2024-10-01 $342,450 (3.8%) $414,905 (8.7%) 0.00 175
2024-11-01 $330,000 (1.3%) $422,091 (6.9%) 0.00 179
2024-12-01 $336,000 (3.4%) $409,332 (1.6%) 0.00 182
2025-01-01 $336,900 (3.7%) $402,603 (0.4%) 0.00 193
2025-02-01 $342,175 (7.0%) $414,926 (7.7%) 0.00 198
2025-03-01 $349,900 (5.9%) $424,817 (6.3%) 0.00 208
Statesboro's median listing price for 2025-03-01 was $349,900, a difference of $19,450 (5.9%) versus the prior year and $7,725 versus the prior month.

Statesboro's median listing price comes in at 0% of the national average.

Statesboro's average listing price for 2025-03-01 was $424,817, a difference of $25,243 (6.3%) versus the prior year and $9,891 versus the prior month.

For the 2025-03-01 period, Statesboro had 208 MLS listings, a difference of 10 listings (5%) versus the prior month and 69 listings (50%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Statesboro (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,855 sqft
2018-02-01 0 days 1,823 sqft
2018-03-01 0 days 1,848 sqft
2018-04-01 0 days 1,870 sqft
2018-05-01 0 days 1,848 sqft
2018-06-01 0 days 1,874 sqft
2018-07-01 0 days 1,927 sqft
2018-08-01 0 days 1,925 sqft
2018-09-01 0 days 1,852 sqft
2018-10-01 0 days 1,877 sqft
2018-11-01 0 days 1,927 sqft
2018-12-01 0 days 1,922 sqft
2019-01-01 0 days 1,923 sqft
2019-02-01 0 days 1,922 sqft
2019-03-01 0 days 1,927 sqft
2019-04-01 0 days 1,967 sqft
2019-05-01 0 days 1,965 sqft
2019-06-01 0 days 2,029 sqft
2019-07-01 0 days 2,008 sqft
2019-08-01 0 days 1,987 sqft
2019-09-01 0 days 1,966 sqft
2019-10-01 0 days 1,952 sqft
2019-11-01 0 days 1,956 sqft
2019-12-01 0 days 1,977 sqft
2020-01-01 0 days 1,990 sqft
2020-02-01 0 days 1,990 sqft
2020-03-01 0 days 2,094 sqft
2020-04-01 0 days 2,150 sqft
2020-05-01 0 days 2,213 sqft
2020-06-01 0 days 2,221 sqft
2020-07-01 0 days 2,223 sqft
2020-08-01 0 days 2,200 sqft
2020-09-01 0 days 2,239 sqft
2020-10-01 0 days 2,022 sqft
2020-11-01 0 days 1,962 sqft
2020-12-01 0 days 1,950 sqft
2021-01-01 0 days 1,918 sqft
2021-02-01 0 days 1,965 sqft
2021-03-01 0 days 1,982 sqft
2021-04-01 0 days 2,134 sqft
2021-05-01 0 days 2,008 sqft
2021-06-01 0 days 1,998 sqft
2021-07-01 0 days 2,020 sqft
2021-08-01 0 days 2,048 sqft
2021-09-01 0 days 2,127 sqft
2021-10-01 0 days 2,114 sqft
2021-11-01 0 days 2,174 sqft
2021-12-01 0 days 2,121 sqft
2022-01-01 0 days 2,200 sqft
2022-02-01 0 days 2,135 sqft
2022-03-01 0 days 2,003 sqft
2022-04-01 0 days 2,081 sqft
2022-05-01 0 days 2,238 sqft
2022-06-01 0 days 2,084 sqft
2022-07-01 0 days 2,100 sqft
2022-08-01 0 days 2,128 sqft
2022-09-01 0 days 2,205 sqft
2022-10-01 0 days 2,280 sqft
2022-11-01 0 days 2,198 sqft
2022-12-01 0 days 2,337 sqft
2023-01-01 0 days 2,426 sqft
2023-02-01 0 days 2,451 sqft
2023-03-01 0 days 2,355 sqft
2023-04-01 0 days 2,093 sqft
2023-05-01 0 days 2,114 sqft
2023-06-01 0 days 2,121 sqft
2023-07-01 0 days 2,130 sqft
2023-08-01 0 days 2,103 sqft
2023-09-01 0 days 2,004 sqft
2023-10-01 0 days 1,935 sqft
2023-11-01 0 days 1,928 sqft
2023-12-01 0 days 1,917 sqft
2024-01-01 0 days 1,952 sqft
2024-02-01 0 days 1,926 sqft
2024-03-01 0 days 2,035 sqft
2024-04-01 0 days 1,972 sqft
2024-05-01 0 days 1,915 sqft
2024-06-01 0 days 1,952 sqft
2024-07-01 0 days 2,000 sqft
2024-08-01 0 days 2,005 sqft
2024-09-01 0 days 2,001 sqft
2024-10-01 0 days 2,008 sqft
2024-11-01 0 days 1,960 sqft
2024-12-01 0 days 1,964 sqft
2025-01-01 0 days 1,975 sqft
2025-02-01 0 days 1,964 sqft
2025-03-01 0 days 1,938 sqft
Statesboro's median listing age (time on market) for 2025-03-01 was 0 days.

Statesboro's median square footage for active listings during the 2025-03-01 period was 1,938 sqft. One year prior, the average listing was 2,035 sqft.

Statesboro, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 807 $236,785,000 $293,414
Cash Out Refi 189 $41,865,000 $221,508
Refi 173 $47,115,000 $272,341
Other 92 $30,150,000 $327,717
Home Improvement 49 $3,995,000 $81,531

Statesboro's most frequently cited loan purpose was Home Purchase, with 807 originations. The 2nd most popular reason was Cash Out Refi, with 189 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 576 $157,530,000 $273,490
7-8% 234 $61,010,000 $260,726
Over 8% 230 $43,270,000 $188,130
5-6% 188 $53,600,000 $285,106
4-5% 9 $2,765,000 $307,222
<2.5% 8 $210,000 $26,250
3-4% 5 $1,165,000 $233,000

During 2024, Statesboro's most frequently originated rate bucket was 6-7%, with 576 originations.

Loan Sizing (Statesboro, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 631 $174,825,000 $277,060
$100k-200k 327 $49,405,000 $151,086
$100,000 or less 214 $11,890,000 $55,561
$400k-600k 107 $50,115,000 $468,364
$600k-1000k 22 $15,760,000 $716,364
$Over $1MM 9 $57,915,000 $6,435,000

Statesboro's loan sizing saw the bucket of loans from $200k-400k with 631 originations, totaling $174,825,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 601 $171,435,000 $285,250
60-80% 261 $67,305,000 $257,874
20-40% 116 $13,180,000 $113,621
Under 20% 108 $5,270,000 $48,796
40-60% 100 $21,980,000 $219,800
Over 100% 36 $13,690,000 $380,278

Statesboro's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 601 originations, totaling $171,435,000 in origination value.