Statesboro Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Statesboro averaged 6.09% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.9% and one month ago for the week of 2022-05-26, the average rate was 5.59%.

Statesboro's average rate one year ago was 3.29%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Statesboro 30 Year Fixed Rate 2022-06-30 6.09%
Statesboro 30 Year Fixed Rate Refi 2022-06-30 5.62%
Statesboro 15 Year Fixed Rate 2022-06-30 5.11%
Statesboro 15 Year Fixed Rate Refi 2022-06-30 4.8%
Statesboro 30 Year FHA 2022-06-30 5.82%
Statesboro 30 Year FHA Refi 2022-06-30 5.69%
Statesboro 30 Year USDA 2022-06-30 5.45%
Statesboro 30 Year USDA Refi 2022-06-30 5.05%
Statesboro 30 Year VA 2022-06-30 5.82%
Statesboro 30 Year VA Refi 2022-06-30 5.47%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Statesboro, GA.

Statesboro Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Statesboro, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 92 3.10% $4,824
GUARANTY HOME MORTGAGE CORPORATION 57 3.01% $4,523
Synovus Bank 43 3.03% $4,461
Renasant Bank 32 3.15% $4,031
GUARANTEED RATE, INC. 28 3.11% $3,702
LOANDEPOT.COM, LLC 28 3.05% $4,660
UNITED WHOLESALE MORTGAGE, LLC 27 3.04% $4,980
BROKER SOLUTIONS, INC. 27 3.15% $4,333
MOVEMENT MORTGAGE, LLC 26 3.01% $3,946
Blue Ridge Bank 25 3.20% $4,736
HOMESTAR FINANCIAL CORPORATION 20 3.08% $2,608
Wells Fargo Bank 18 3.26% $2,928
Truist Bank 18 3.12% $3,783
BANKSOUTH MORTGAGE COMPANY, LLC 17 3.16% $4,193
BETTER MORTGAGE CORPORATION 16 3.05% $2,677
NAVY FEDERAL CREDIT UNION 15 3.88% $2,782
STOCKTON MORTGAGE CORPORATION 14 3.15% $5,178
CRESCENT MORTGAGE COMPANY 12 3.16% $5,643
South State Bank 10 3.15% $4,007
AMERISAVE MORTGAGE CORPORATION 9 3.04% $5,976
GUILD MORTGAGE COMPANY 9 3.33% $4,034
VANDERBILT MORTGAGE AND FINANCE, INC. 9 3.29% $4,197
Ameris Bank 8 3.19% $3,549
Colony Bank 8 3.09% $3,334
PENNYMAC LOAN SERVICES, LLC 7 3.16% $3,584
JPMorgan Chase Bank 7 3.25% $1,948
Mr. Cooper ( Nationstar Mortgage ) 6 3.50% $5,319
AgFirst Farm Credit Bank 5 3.08% $7,336
Mortgage Research Center, LLC 5 2.75% $3,685
ANGEL OAK HOME LOANS LLC 5 3.78% $4,780
GMFS LLC 5 2.73% $4,167
SOUTHEAST MORTGAGE OF GEORGIA, INC. 4 3.69% $6,350
SOUTHPOINT FINANCIAL SERVICES, INC. 4 3.50% $5,020
DRAPER AND KRAMER MORTGAGE CORP. 4 3.25% $4,647
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.00% $1,875
NEWREZ LLC 4 3.34% $3,521
United Community Bank 4 3.28% $3,062
Magnolia Bank 4 3.12% $5,584
Bank of America 4 3.03% $3,794
Flagstar Bank, FSB 3 3.01% $4,759
PNC Bank 3 2.92% $4,872
RUOFF MORTGAGE COMPANY, INC. 3 2.92% $2,333
CERTAINTY HOME LOANS, LLC 3 3.21% $3,312
Capital City Home Loans, LLC 3 3.29% $3,487
AMERICAN FINANCING CORPORATION 3 2.92% $3,123
HOME POINT FINANCIAL CORPORATION 3 3.00% $5,380
MEMBER FIRST MORTGAGE, LLC 3 3.21% $4,026
Queensborough National Bank & Trust Company 3 2.79% $1,550
LAKEVIEW LOAN SERVICING, LLC 2 3.56% $2,784
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 3.50% $3,319
FREEDOM MORTGAGE CORPORATION 2 3.44% $1,114
Colonial Savings, F.A. 2 2.81% $4,663
Bank of England 2 2.81% $3,578
ROBINS FINANCIAL 2 3.31% $3,304
Regions Bank 2 3.38% $5,159
ISERVE RESIDENTIAL LENDING, LLC 2 3.38% $7,565
Wyndham Capital Mortgage, Inc. 2 2.88% $2,898
FIRST ALLIANCE HOME MORTGAGE, LLC 2 3.44% $3,369
CALIBER HOME LOANS, INC. 2 3.45% $3,282
Ally Bank 2 3.13% $3,750
ZILLOW HOME LOANS, LLC 2 3.00% $4,101
STEARNS LENDING, LLC 1 2.75% $3,275
Alcova Mortgage LLC 1 2.63% $519
AMERICAN INTERNET MORTGAGE, INC. 1 2.50% $4,728
American Security Mortgage Corp. 1 2.88% $3,456
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.38% $0
BAY EQUITY LLC 1 3.13% $4,196
BBVA USA 1 4.13% $3,372
BEST CAPITAL FUNDING 1 2.88% $5,083
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.75% $2,095
CELEBRITY HOME LOANS, LLC 1 3.25% $3,958
Cincinnati Federal 1 2.75% $2,838
Citibank 1 2.63% $3,900
Countybank 1 3.63% $2,807
CREDIT UNION FINANCIAL SERVICES, LLC 1 2.88% $8,198
CROSSCOUNTRY MORTGAGE, LLC 1 3.38% $4,957
Discover Bank 1 4.15% $0
EMBRACE HOME LOANS, INC. 1 3.00% $3,891
EVERETT FINANCIAL, INC. 1 3.25% $2,305
FAMILY FIRST FUNDING LLC 1 3.50% $3,988
First American Bank and Trust Company 1 2.99% $4,939
FirstBank 1 3.25% $3,246
First Federal Bank 1 2.38% $5,171
First Heritage Mortgage, LLC 1 3.13% $2,533
First National Bank of America 1 8.13% $5,213
GEORGIA UNITED 1 3.25% $4,695
GEOVISTA 1 2.90% $2,288
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.88% $6,355
HOMESIDE FINANCIAL, LLC 1 2.88% $2,955
HOMESPIRE MORTGAGE CORPORATION 1 3.38% $4,012
INTERCOASTAL MORTGAGE COMPANY 1 2.98% $7,201
InterContinental Capital Group, Inc 1 3.75% $3,130
JUSTICE Federal Credit Union 1 2.75% $4,819
KELLER MORTGAGE, LLC 1 3.13% $2,681
LOANPAL, LLC 1 3.50% $7,299
Low VA Rates, LLC 1 3.88% $4,717
Luxury Mortgage Corp. 1 3.00% $3,205
MIDLAND MORTGAGE CORPORATION 1 3.25% $3,839
MORTGAGE INVESTORS GROUP, INC. 1 2.88% $4,961
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.00% $5,499
NexBank 1 2.75% $2,758
North American Savings Bank, F.S.B. 1 2.88% $1,589
PENTAGON FEDERAL CREDIT UNION 1 2.63% $1,965
PHH Mortgage Corporation 1 3.88% $9,770
Plains Commerce Bank 1 3.25% $4,547
PLANET HOME LENDING, LLC 1 3.13% $1,902
Platinum Home Mortgage Corporation 1 3.25% $5,200
PREMIA MORTGAGE, LLC 1 2.88% $3,830
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.38% $5,460
SECURITYNATIONAL MORTGAGE COMPANY 1 3.50% $3,428
SHELTER HOME MORTGAGE, LLC 1 3.50% $2,962
Sierra Pacific Mortgage Company, Inc. 1 2.75% $5,203
STATE EMPLOYEES' 1 3.15% $3,653
21ST MORTGAGE CORPORATION 1 5.00% $6,204
SWBC MORTGAGE CORPORATION 1 2.88% $400
The Federal Savings Bank 1 3.00% $2,679
TOP FLITE FINANCIAL, INC. 1 3.63% $7,753
TOWNE MORTGAGE COMPANY 1 3.50% $2,867
United Bank 1 4.50% $3,093

Statesboro, GA's 119 lenders originated 2,355 loans during 2021. The total origination value was $482,805,000, with an average loan value of $205,013.

The top Statesboro lender as defined by loan originations is QUICKEN LOANS, LLC, with 92 loans originated. Their average total fees are $4,824, which is $301 higher than the next largest lender, GUARANTY HOME MORTGAGE CORPORATION.

The lowest fee Statesboro lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION ($2,608), BETTER MORTGAGE CORPORATION ($2,677), NAVY FEDERAL CREDIT UNION ($2,782), Wells Fargo Bank ($2,928) and GUARANTEED RATE, INC. ($3,702).

The lowest rate Statesboro lenders (with over 10 loans originated) are GUARANTY HOME MORTGAGE CORPORATION (3.01%), MOVEMENT MORTGAGE, LLC (3.01%), Synovus Bank (3.03%), UNITED WHOLESALE MORTGAGE, LLC (3.04%) and LOANDEPOT.COM, LLC (3.05%).

Statesboro, GA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $31,315,000 $43,960,000 40.4% 9.1%
PNC Bank $130,000 $32,995,000 25,280.8% 6.8%
Synovus Bank $47,565,000 $30,650,000 -35.6% 6.3%
GUARANTY HOME MORTGAGE CORPORATION $8,070,000 $25,770,000 219.3% 5.3%
Renasant Bank $23,160,000 $18,200,000 -21.4% 3.8%
HOMESTAR FINANCIAL CORPORATION $13,160,000 $14,910,000 13.3% 3.1%
GUARANTEED RATE, INC. $10,695,000 $14,720,000 37.6% 3.0%
Morris Bank $13,710,000 $13,830,000 0.9% 2.9%
MOVEMENT MORTGAGE, LLC $5,995,000 $13,455,000 124.4% 2.8%
FREEDOM MORTGAGE CORPORATION $10,380,000 $13,435,000 29.4% 2.8%
Mortgage Research Center, LLC $9,445,000 $13,115,000 38.9% 2.7%
LOANDEPOT.COM, LLC $12,935,000 $12,960,000 0.2% 2.7%
Truist Bank $10,555,000 $11,895,000 12.7% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $5,750,000 $10,995,000 91.2% 2.3%
Wells Fargo Bank $5,055,000 $10,390,000 105.5% 2.2%
PENNYMAC LOAN SERVICES, LLC $4,785,000 $10,135,000 111.8% 2.1%
Blue Ridge Bank $4,110,000 $9,195,000 123.7% 1.9%
BROKER SOLUTIONS, INC. $7,850,000 $8,835,000 12.5% 1.8%
BANKSOUTH MORTGAGE COMPANY, LLC $8,270,000 $7,630,000 -7.7% 1.6%
NAVY FEDERAL CREDIT UNION $2,485,000 $6,830,000 174.8% 1.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,610,000 $6,825,000 21.7% 1.4%
BETTER MORTGAGE CORPORATION $1,385,000 $5,970,000 331.0% 1.2%
GUILD MORTGAGE COMPANY $2,490,000 $5,755,000 131.1% 1.2%
CRESCENT MORTGAGE COMPANY $5,950,000 $4,980,000 -16.3% 1.0%
Colony Bank $2,870,000 $4,535,000 58.0% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $4,910,000 $4,225,000 -14.0% 0.9%
STOCKTON MORTGAGE CORPORATION $4,790,000 $4,185,000 -12.6% 0.9%
Ameris Bank $3,195,000 $3,950,000 23.6% 0.8%
AgFirst Farm Credit Bank $9,925,000 $3,560,000 -64.1% 0.7%
CIVIC FINANCIAL SERVICES, LLC $3,255,000 n/a 0.7%
AMERISAVE MORTGAGE CORPORATION $2,545,000 $3,220,000 26.5% 0.7%
21ST MORTGAGE CORPORATION $1,590,000 $3,100,000 95.0% 0.6%
Glennville Bank $1,400,000 $2,885,000 106.1% 0.6%
LAKEVIEW LOAN SERVICING, LLC $1,950,000 $2,845,000 45.9% 0.6%
South State Bank $3,220,000 $2,790,000 -13.4% 0.6%
ServisFirst Bank $2,775,000 n/a 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,030,000 $2,625,000 29.3% 0.5%
NEW DAY FINANCIAL, LLC $1,255,000 $2,580,000 105.6% 0.5%
NEWREZ LLC $1,120,000 $2,540,000 126.8% 0.5%
USAA Federal Savings Bank $1,595,000 $2,490,000 56.1% 0.5%
SOUTHPOINT FINANCIAL SERVICES, INC. $1,695,000 $2,470,000 45.7% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,395,000 $2,410,000 0.6% 0.5%
ANGEL OAK HOME LOANS LLC $2,680,000 $2,395,000 -10.6% 0.5%
CALIBER HOME LOANS, INC. $320,000 $2,085,000 551.6% 0.4%
Bank of America $1,635,000 $2,040,000 24.8% 0.4%
Magnolia Bank $2,835,000 $2,015,000 -28.9% 0.4%
HOME POINT FINANCIAL CORPORATION $1,295,000 $2,010,000 55.2% 0.4%
Queensborough National Bank & Trust Company $3,460,000 $1,930,000 -44.2% 0.4%
SWBC MORTGAGE CORPORATION $1,505,000 $1,930,000 28.2% 0.4%
DRAPER AND KRAMER MORTGAGE CORP. $890,000 $1,830,000 105.6% 0.4%
JPMorgan Chase Bank $1,175,000 $1,790,000 52.3% 0.4%
U.S. Bank $360,000 $1,765,000 390.3% 0.4%
GMFS LLC $125,000 $1,705,000 1,264.0% 0.4%
Capital City Home Loans, LLC $705,000 $1,690,000 139.7% 0.4%
Platinum Home Mortgage Corporation $530,000 $1,515,000 185.8% 0.3%
CERTAINTY HOME LOANS, LLC $1,945,000 $1,475,000 -24.2% 0.3%
Flagstar Bank, FSB $530,000 $1,450,000 173.6% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $460,000 $1,370,000 197.8% 0.3%
Pineland Bank $355,000 $1,270,000 257.7% 0.3%
Carrington Mortgage Services, LLC $1,620,000 $1,210,000 -25.3% 0.3%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $560,000 $1,060,000 89.3% 0.2%
United Community Bank $990,000 $990,000 0.0% 0.2%
MEMBER FIRST MORTGAGE, LLC $145,000 $970,000 569.0% 0.2%
HOMESPIRE MORTGAGE CORPORATION $960,000 n/a 0.2%
First Option Mortgage, LLC $910,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $330,000 $880,000 166.7% 0.2%
The Federal Savings Bank $1,320,000 $870,000 -34.1% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $310,000 $865,000 179.0% 0.2%
First Guaranty Mortgage Corporation $365,000 $820,000 124.7% 0.2%
First American Bank and Trust Company $810,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $610,000 $810,000 32.8% 0.2%
Colonial Savings, F.A. $535,000 $795,000 48.6% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $585,000 $785,000 34.2% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $530,000 $770,000 45.3% 0.2%
AMERICAN FINANCING CORPORATION $275,000 $745,000 170.9% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $470,000 $735,000 56.4% 0.2%
Bank of England $420,000 $720,000 71.4% 0.1%
Plains Commerce Bank $715,000 n/a 0.1%
North American Savings Bank, F.S.B. $710,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $1,235,000 $680,000 -44.9% 0.1%
EMBRACE HOME LOANS, INC. $285,000 $675,000 136.8% 0.1%
Ally Bank $480,000 $585,000 21.9% 0.1%
NBKC BANK $580,000 n/a 0.1%
PHH Mortgage Corporation $215,000 $565,000 162.8% 0.1%
BAY EQUITY LLC $705,000 $550,000 -22.0% 0.1%
First Federal Bank $1,090,000 $550,000 -49.5% 0.1%
InterContinental Capital Group, Inc $810,000 $535,000 -34.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $500,000 n/a 0.1%
Regions Bank $605,000 $500,000 -17.4% 0.1%
Nations Lending Corporation $485,000 $495,000 2.1% 0.1%
CLEARPATH LENDING $585,000 $480,000 -17.9% 0.1%
Heritage Southeast Bank $355,000 $480,000 35.2% 0.1%
INTERCOASTAL MORTGAGE COMPANY $460,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $225,000 $460,000 104.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $390,000 $460,000 17.9% 0.1%
AmeriHome Mortgage Company, LLC $895,000 $455,000 -49.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $450,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $450,000 n/a 0.1%
MIDLAND MORTGAGE CORPORATION $750,000 $450,000 -40.0% 0.1%
PREMIA MORTGAGE, LLC $445,000 n/a 0.1%
SOFI LENDING CORP. $445,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,125,000 $445,000 -60.4% 0.1%
CREDIT UNION FINANCIAL SERVICES, LLC $435,000 n/a 0.1%
Low VA Rates, LLC $540,000 $435,000 -19.4% 0.1%
Barrington Bank & Trust Company, N.A. $795,000 $415,000 -47.8% 0.1%
AMERICAN ADVISORS GROUP $75,000 $405,000 440.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $475,000 $405,000 -14.7% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $500,000 $400,000 -20.0% 0.1%
Metro City Bank $165,000 $400,000 142.4% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $1,780,000 $395,000 -77.8% 0.1%
ACADEMY MORTGAGE CORPORATION $360,000 $380,000 5.6% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $380,000 n/a 0.1%
ROBINS FINANCIAL $625,000 $370,000 -40.8% 0.1%
BankSouth $1,785,000 $365,000 -79.6% 0.1%
Credence Funding Corporation $365,000 n/a 0.1%
POWERCO $345,000 n/a 0.1%
SIGNATURE MORTGAGE CORPORATION $330,000 n/a 0.1%
Northpointe Bank $505,000 $325,000 -35.6% 0.1%
EVERETT FINANCIAL, INC. $125,000 $320,000 156.0% 0.1%
STATE EMPLOYEES' $470,000 $320,000 -31.9% 0.1%
RAPID MORTGAGE COMPANY $310,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $270,000 $295,000 9.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $290,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $270,000 n/a 0.1%
NexBank $255,000 n/a 0.1%
American Security Mortgage Corp. $245,000 n/a 0.1%
PLANET HOME LENDING, LLC $310,000 $245,000 -21.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $255,000 $245,000 -3.9% 0.1%
Citibank $5,320,000 $240,000 -95.5% 0.0%
DELTA COMMUNITY CREDIT UNION $185,000 $240,000 29.7% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $240,000 n/a 0.0%
FirstBank $120,000 $240,000 100.0% 0.0%
Paramount Bank $225,000 $230,000 2.2% 0.0%
Cincinnati Federal $225,000 n/a 0.0%
GEOVISTA $740,000 $225,000 -69.6% 0.0%
South Georgia Bank $225,000 n/a 0.0%
BEST CAPITAL FUNDING $215,000 n/a 0.0%
GSF Mortgage Corporation $215,000 n/a 0.0%
MLD MORTGAGE INC. $215,000 n/a 0.0%
F&M Bank $210,000 n/a 0.0%
GEORGIA UNITED $55,000 $205,000 272.7% 0.0%
KELLER MORTGAGE, LLC $205,000 $205,000 0.0% 0.0%
MID AMERICA MORTGAGE, INC. $720,000 $205,000 -71.5% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $205,000 n/a 0.0%
STEARNS LENDING, LLC $1,080,000 $205,000 -81.0% 0.0%
Texana Bank $205,000 n/a 0.0%
Discover Bank $215,000 $200,000 -7.0% 0.0%
Arvest Bank $235,000 $195,000 -17.0% 0.0%
Associated Credit Union $195,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $1,800,000 $195,000 -89.2% 0.0%
PLAZA HOME MORTGAGE, INC. $1,275,000 $195,000 -84.7% 0.0%
BBVA USA $185,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $185,000 n/a 0.0%
ACOPIA, LLC $175,000 n/a 0.0%
Alcova Mortgage LLC $195,000 $175,000 -10.3% 0.0%
CROSSCOUNTRY MORTGAGE, LLC $330,000 $175,000 -47.0% 0.0%
FAMILY FIRST FUNDING LLC $175,000 n/a 0.0%
TIAA, FSB $175,000 n/a 0.0%
Bank OZK $165,000 n/a 0.0%
CMG MORTGAGE, INC. $165,000 n/a 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $165,000 n/a 0.0%
Figure Lending LLC $160,000 n/a 0.0%
First Reliance Bank $2,200,000 $160,000 -92.7% 0.0%
First-Citizens Bank & Trust Company $195,000 $155,000 -20.5% 0.0%
First Heritage Mortgage, LLC $155,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $155,000 n/a 0.0%
LENDING 3, INC. $155,000 n/a 0.0%
LOANPAL, LLC $135,000 $155,000 14.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $155,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $595,000 $155,000 -73.9% 0.0%
The Huntington National Bank $155,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $200,000 $145,000 -27.5% 0.0%
Fifth Third Bank $525,000 $145,000 -72.4% 0.0%
Luxury Mortgage Corp. $145,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $195,000 $145,000 -25.6% 0.0%
United Bank $140,000 n/a 0.0%
Evolve Bank & Trust $135,000 n/a 0.0%
JUSTICE Federal Credit Union $135,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $1,270,000 $135,000 -89.4% 0.0%
COMPASS MORTGAGE, INC. $125,000 n/a 0.0%
Countybank $125,000 n/a 0.0%
ON Q FINANCIAL, INC. $305,000 $125,000 -59.0% 0.0%
Lakeview Community Capital, LLC $410,000 $115,000 -72.0% 0.0%
Exchange Bank $225,000 $105,000 -53.3% 0.0%
TOP FLITE FINANCIAL, INC. $105,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $240,000 $95,000 -60.4% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $490,000 $95,000 -80.6% 0.0%
First Federal Bank of Kansas City $85,000 n/a 0.0%
SHELTER HOME MORTGAGE, LLC $85,000 n/a 0.0%
ATLANTA POSTAL $305,000 $75,000 -75.4% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $75,000 n/a 0.0%
First National Bank of America $285,000 $75,000 -73.7% 0.0%
Manufacturers and Traders Trust Company $65,000 n/a 0.0%
ALLIANT CREDIT UNION $55,000 n/a 0.0%
HomeTrust Bank $55,000 n/a 0.0%
Southeastern Bank $45,000 n/a 0.0%
SPRING EQ, LLC $35,000 n/a 0.0%

Statesboro's top lender by overall market share is QUICKEN LOANS, LLC, with 9.1% market share. In second place, with 6.8%, is PNC Bank, having originated $32,995,000 in loans. In third place, with 6.3%, is Synovus Bank, having originated $30,650,000 in loans. In third place, with 5.3%, is GUARANTY HOME MORTGAGE CORPORATION, having originated $25,770,000 in loans. In third place, with 3.8%, is Renasant Bank, having originated $18,200,000 in loans.


Statesboro, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,140 $270,020,000 $236,860
Refi 823 $150,535,000 $182,910
Cash Out Refi 307 $56,335,000 $183,502
Other 48 $3,470,000 $72,292
Home Improvement 37 $2,445,000 $66,081

Statesboro's most frequently cited loan purpose was Home Purchase, with 1,140 originations. The 2nd most popular reason was Refi, with 823 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 874 $181,740,000 $207,941
3-4% 782 $145,360,000 $185,882
<2.5% 424 $81,240,000 $191,604
4-5% 91 $44,875,000 $493,132
Over 8% 23 $1,965,000 $85,435
5-6% 20 $2,100,000 $105,000
6-7% 18 $5,290,000 $293,889
7-8% 10 $820,000 $82,000

During 2021, Statesboro's most frequently originated rate bucket was 2.5-3%, with 874 originations.

Loan Sizing (Statesboro, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,112 $165,100,000 $148,471
$200k-400k 797 $208,585,000 $261,713
$100,000 or less 361 $23,815,000 $65,970
$400k-600k 70 $32,920,000 $470,286
$Over $1MM 8 $46,900,000 $5,862,500
$600k-1000k 7 $5,485,000 $783,571

Statesboro's loan sizing saw the bucket of loans from $100k-200k with 1,112 originations, totaling $165,100,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,047 $221,205,000 $211,275
60-80% 725 $169,445,000 $233,717
40-60% 202 $32,380,000 $160,297
20-40% 75 $7,735,000 $103,133
Over 100% 51 $13,655,000 $267,745
Under 20% 49 $1,995,000 $40,714

Statesboro's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,047 originations, totaling $221,205,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Statesboro (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,450 (0.3%) $188,668 (0.0%) 0.00 368
2018-02-01 $154,900 (-2.6%) $181,021 (-3.1%) 0.00 388
2018-03-01 $159,900 (0.3%) $187,842 (-0.2%) 0.00 403
2018-04-01 $159,900 (0.0%) $189,526 (-1.1%) 0.00 414
2018-05-01 $155,900 (-2.5%) $191,192 (-0.4%) 0.00 411
2018-06-01 $163,000 (2.5%) $204,247 (9.1%) 0.00 396
2018-07-01 $163,500 (2.2%) $212,230 (11.3%) 0.00 361
2018-08-01 $164,700 (-1.1%) $213,485 (11.0%) 0.00 358
2018-09-01 $160,000 (-2.7%) $210,370 (6.3%) 0.00 344
2018-10-01 $160,000 (0.2%) $206,100 (5.4%) 0.00 360
2018-11-01 $169,000 (5.7%) $207,556 (9.3%) 0.00 349
2018-12-01 $169,900 (7.7%) $201,862 (7.8%) 0.00 339
2019-01-01 $171,700 (7.7%) $202,722 (7.5%) 0.00 318
2019-02-01 $174,450 (12.6%) $208,892 (15.4%) 0.00 317
2019-03-01 $172,657 (8.0%) $208,675 (11.1%) 0.00 318
2019-04-01 $176,500 (10.4%) $215,276 (13.6%) 0.00 325
2019-05-01 $178,250 (14.3%) $218,455 (14.3%) 0.00 305
2019-06-01 $179,900 (10.4%) $222,389 (8.9%) 0.00 298
2019-07-01 $178,950 (9.5%) $214,099 (0.9%) 0.00 317
2019-08-01 $173,043 (5.1%) $211,954 (-0.7%) 0.00 302
2019-09-01 $170,293 (6.4%) $211,394 (0.5%) 0.00 271
2019-10-01 $178,950 (11.8%) $214,190 (3.9%) 0.00 247
2019-11-01 $179,000 (5.9%) $207,062 (-0.2%) 0.00 246
2019-12-01 $179,000 (5.4%) $206,906 (2.5%) 0.00 251
2020-01-01 $184,950 (7.7%) $218,935 (8.0%) 0.00 259
2020-02-01 $184,900 (6.0%) $217,806 (4.3%) 0.00 268
2020-03-01 $191,450 (10.9%) $224,709 (7.7%) 0.00 260
2020-04-01 $192,900 (9.3%) $225,186 (4.6%) 0.00 279
2020-05-01 $199,000 (11.6%) $229,257 (4.9%) 0.00 266
2020-06-01 $199,900 (11.1%) $239,440 (7.7%) 0.00 237
2020-07-01 $209,450 (17.0%) $244,854 (14.4%) 0.00 220
2020-08-01 $199,900 (15.5%) $242,436 (14.4%) 0.00 212
2020-09-01 $196,920 (15.6%) $242,004 (14.5%) 0.00 185
2020-10-01 $199,900 (11.7%) $235,107 (9.8%) 0.00 180
2020-11-01 $197,000 (10.1%) $234,060 (13.0%) 0.00 175
2020-12-01 $184,900 (3.3%) $229,529 (10.9%) 0.00 167
2021-01-01 $184,999 (0.0%) $238,072 (8.7%) 0.00 125
2021-02-01 $207,200 (12.1%) $259,517 (19.2%) 0.00 105
2021-03-01 $209,700 (9.5%) $267,245 (18.9%) 0.00 91
2021-04-01 $227,500 (17.9%) $287,440 (27.7%) 0.00 81
2021-05-01 $215,000 (8.0%) $285,068 (24.3%) 0.00 89
2021-06-01 $222,400 (11.3%) $276,523 (15.5%) 0.00 81
2021-07-01 $227,400 (8.6%) $269,959 (10.3%) 0.00 86
2021-08-01 $238,700 (19.4%) $282,949 (16.7%) 0.00 93
2021-09-01 $254,950 (29.5%) $302,256 (24.9%) 0.00 102
2021-10-01 $255,000 (27.6%) $308,716 (31.3%) 0.00 90
2021-11-01 $264,520 (34.3%) $332,046 (41.9%) 0.00 87
2021-12-01 $271,083 (46.6%) $338,259 (47.4%) 0.00 84
2022-01-01 $270,000 (46.0%) $342,753 (44.0%) 0.00 82
2022-02-01 $264,803 (27.8%) $347,546 (33.9%) 0.00 77
2022-03-01 $275,000 (31.1%) $345,837 (29.4%) 0.00 90
2022-04-01 $289,900 (27.4%) $337,918 (17.6%) 0.00 110
2022-05-01 $290,000 (34.9%) $347,452 (21.9%) 0.00 105
2022-06-01 $292,500 (31.5%) $343,352 (24.2%) 0.00 119
Statesboro's median listing price for 2022-06-01 was $292,500, a difference of $70,100 (31.5%) versus the prior year and $2,500 versus the prior month.

Statesboro's median listing price comes in at 0% of the national average.

Statesboro's average listing price for 2022-06-01 was $343,352, a difference of $66,829 (24.2%) versus the prior year and $-4,100 versus the prior month.

For the 2022-06-01 period, Statesboro had 119 MLS listings, a difference of 14 listings (13%) versus the prior month and 38 listings (47%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Statesboro (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,874 sqft
2018-02-01 0 days 1,859 sqft
2018-03-01 0 days 1,874 sqft
2018-04-01 0 days 1,874 sqft
2018-05-01 0 days 1,876 sqft
2018-06-01 0 days 1,882 sqft
2018-07-01 0 days 1,935 sqft
2018-08-01 0 days 1,931 sqft
2018-09-01 0 days 1,877 sqft
2018-10-01 0 days 1,910 sqft
2018-11-01 0 days 1,971 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 1,968 sqft
2019-02-01 0 days 1,944 sqft
2019-03-01 0 days 1,922 sqft
2019-04-01 0 days 1,935 sqft
2019-05-01 0 days 1,935 sqft
2019-06-01 0 days 1,966 sqft
2019-07-01 0 days 1,995 sqft
2019-08-01 0 days 1,983 sqft
2019-09-01 0 days 1,964 sqft
2019-10-01 0 days 1,922 sqft
2019-11-01 0 days 1,950 sqft
2019-12-01 0 days 1,979 sqft
2020-01-01 0 days 2,094 sqft
2020-02-01 0 days 2,039 sqft
2020-03-01 0 days 2,130 sqft
2020-04-01 0 days 2,200 sqft
2020-05-01 0 days 2,200 sqft
2020-06-01 0 days 2,242 sqft
2020-07-01 0 days 2,241 sqft
2020-08-01 0 days 2,200 sqft
2020-09-01 0 days 2,308 sqft
2020-10-01 0 days 2,068 sqft
2020-11-01 0 days 1,985 sqft
2020-12-01 0 days 1,961 sqft
2021-01-01 0 days 1,936 sqft
2021-02-01 0 days 1,945 sqft
2021-03-01 0 days 2,038 sqft
2021-04-01 0 days 2,139 sqft
2021-05-01 0 days 1,995 sqft
2021-06-01 0 days 2,011 sqft
2021-07-01 0 days 2,045 sqft
2021-08-01 0 days 2,041 sqft
2021-09-01 0 days 2,200 sqft
2021-10-01 0 days 2,114 sqft
2021-11-01 0 days 2,221 sqft
2021-12-01 0 days 2,142 sqft
2022-01-01 0 days 2,110 sqft
2022-02-01 0 days 2,056 sqft
2022-03-01 0 days 1,982 sqft
2022-04-01 0 days 2,000 sqft
2022-05-01 0 days 2,051 sqft
2022-06-01 0 days 2,035 sqft
Statesboro's median listing age (time on market) for 2022-06-01 was 0 days.

Statesboro's median square footage for active listings during the 2022-06-01 period was 2,035 sqft. One year prior, the average listing was 2,011 sqft.