Brunswick VA Loan Rates, Closing Costs & Stats

BRUNSWICK, GA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Brunswick's 70 lenders originated 370 VA loans during 2022. The total origination value was $115,240,000, with an average VA loan value of $311,459.

    Brunswick VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Brunswick averaged -0.1% for the week of 2023-11-24, compared to the national average (all VA variants) of 0% for the same period.

    Brunswick's average VA mortgage closing costs are $5,690.

    The average rate for the prior week (2023-11-17) was 6.84% and one month ago for the week of 2023-10-20, the average rate was 6.87%.

    The average rate one year ago was 6.19%.

    For refis of the same type during the week of 2023-11-24, the average rate was -1.41%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Brunswick VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Brunswick level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 59 3.91% $7,554
    Mortgage Research Center, LLC 41 4.93% $7,900
    PENNYMAC LOAN SERVICES, LLC 27 3.73% $9,695
    NAVY FEDERAL CREDIT UNION 25 4.05% $6,240
    HOMEBRIDGE FINANCIAL SERVICES, INC. 22 4.62% $9,164
    HOMESTAR FINANCIAL CORPORATION 16 5.08% $9,136
    UNITED WHOLESALE MORTGAGE, LLC 14 4.33% $6,451
    FREEDOM MORTGAGE CORPORATION 11 4.36% $10,732
    USAA Federal Savings Bank 10 4.14% $10,753
    BROKER SOLUTIONS, INC. 8 5.43% $9,034
    Century Mortgage Company DBA Century Lending Company 7 4.68% $9,182
    GUARANTEED RATE, INC. 6 4.86% $9,454
    NEW DAY FINANCIAL, LLC 6 5.25% $10,481
    NEWREZ LLC 5 3.73% $5,564
    GUARANTY HOME MORTGAGE CORPORATION 5 4.88% $5,627
    HOME POINT FINANCIAL CORPORATION 4 5.16% $8,527
    Wells Fargo Bank 4 5.47% $9,062
    The Federal Savings Bank 4 4.50% $21,760
    Nations Lending Corporation 3 4.96% $8,253
    CMG MORTGAGE, INC. 3 4.87% $8,522
    LOANDEPOT.COM, LLC 3 3.50% $13,070
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.46% $9,367
    Barrington Bank & Trust Company, N.A. 3 3.35% $6,036
    Capital City Home Loans, LLC 3 4.75% $12,044
    Flagstar Bank, FSB 3 5.00% $4,842
    GUILD MORTGAGE COMPANY 3 3.88% $11,580
    Mr. Cooper ( Nationstar Mortgage ) 2 5.38% $11,191
    NBKC BANK 2 4.19% $11,482
    North American Savings Bank, F.S.B. 2 4.00% $3,775
    Paramount Residential Mortgage Group, Inc. 2 5.25% $5,075
    PENTAGON FEDERAL CREDIT UNION 2 5.00% $4,296
    CALIBER HOME LOANS, INC. 2 4.06% $6,573
    Carrington Mortgage Services, LLC 2 4.19% $7,466
    U.S. Bank 2 3.56% $11,960
    VILLAGE CAPITAL MORTGAGE 2 3.88% $8,982
    INTERCOASTAL MORTGAGE COMPANY 2 5.25% $5,934
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 5.18% $5,900
    Low VA Rates, LLC 2 4.50% $16,101
    MORTGAGE SOLUTIONS OF COLORADO, LLC 2 5.94% $7,164
    Bank of England 2 5.38% $20,495
    MUTUAL OF OMAHA MORTGAGE, INC. 2 5.25% $11,975
    ZILLOW HOME LOANS, LLC 1 2.50% $10,358
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.75% $8,860
    Ameris Bank 1 5.63% $11,247
    BANKSOUTH MORTGAGE COMPANY, LLC 1 5.49% $23,235
    BAY EQUITY LLC 1 5.25% $9,177
    Citizens Bank 1 4.25% $4,080
    CONTOUR MORTGAGE CORPORATION 1 5.13% $8,888
    CRESCENT MORTGAGE COMPANY 1 3.00% $1,571
    DRAPER AND KRAMER MORTGAGE CORP. 1 3.25% $26,421
    First Internet Bank of Indiana 1 6.25% $4,293
    First Option Mortgage, LLC 1 4.25% $11,872
    George Mason Mortgage, LLC 1 2.99% $3,792
    JPMorgan Chase Bank 1 5.25% $7,618
    LAKEVIEW LOAN SERVICING, LLC 1 2.50% $948
    LEADERONE FINANCIAL CORPORATION 1 6.13% $17,854
    Magnolia Bank 1 3.88% $9,341
    MOVEMENT MORTGAGE, LLC 1 3.75% $10,850
    Neighborhood Loans, Inc. 1 3.13% $4,465
    Plains Commerce Bank 1 3.25% $8,233
    PLANET HOME LENDING, LLC 1 3.25% $5,941
    Prosperity Home Mortgage, LLC 1 5.13% $15,396
    SOUTHWEST STAGE FUNDING, LLC 1 3.25% $0
    STEARNS LENDING, LLC 1 2.50% $8,743
    SWBC MORTGAGE CORPORATION 1 4.13% $2,170
    TOWNE MORTGAGE COMPANY 1 3.38% $2,851
    United Community Bank 1 5.75% $7,871
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.13% $0
    VYSTAR 1 4.50% $2,769
    AMERICAN FINANCING CORPORATION 1 4.25% $6,138

    The top Brunswick VA lender as defined by loan originations is QUICKEN LOANS, LLC, with 59 VA loans originated. Their average total fees are $7,554, which is $346 lower than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Brunswick VA lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($6,240), UNITED WHOLESALE MORTGAGE, LLC ($6,451), QUICKEN LOANS, LLC ($7,554), Mortgage Research Center, LLC ($7,900) and HOMESTAR FINANCIAL CORPORATION ($9,136).

    The lowest rate Brunswick VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (3.73%), QUICKEN LOANS, LLC (3.91%), NAVY FEDERAL CREDIT UNION (4.05%), USAA Federal Savings Bank (4.14%) and UNITED WHOLESALE MORTGAGE, LLC (4.33%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $344,500 (-1.3%) $702,849 (1.6%) 0.00 1,061
    2018-02-01 $344,950 (-1.4%) $682,808 (-1.5%) 0.00 1,143
    2018-03-01 $344,700 (-1.5%) $693,006 (-1.0%) 0.00 1,216
    2018-04-01 $347,450 (-1.3%) $683,012 (-3.3%) 0.00 1,267
    2018-05-01 $349,900 (-1.5%) $683,108 (-5.3%) 0.00 1,271
    2018-06-01 $358,895 (2.4%) $685,152 (-6.2%) 0.00 1,286
    2018-07-01 $372,495 (7.5%) $700,476 (-1.3%) 0.00 1,273
    2018-08-01 $349,900 (2.0%) $673,829 (-4.3%) 0.00 1,397
    2018-09-01 $379,500 (9.4%) $705,347 (-0.1%) 0.00 1,174
    2018-10-01 $379,800 (9.5%) $710,591 (0.4%) 0.00 1,146
    2018-11-01 $374,375 (7.1%) $684,218 (-2.4%) 0.00 1,139
    2018-12-01 $359,000 (2.6%) $672,198 (-4.9%) 0.00 1,132
    2019-01-01 $349,948 (1.6%) $672,200 (-4.4%) 0.00 1,117
    2019-02-01 $349,900 (1.4%) $677,362 (-0.8%) 0.00 1,162
    2019-03-01 $360,657 (4.6%) $699,014 (0.9%) 0.00 1,174
    2019-04-01 $374,900 (7.9%) $720,317 (5.5%) 0.00 1,165
    2019-05-01 $378,500 (8.2%) $720,129 (5.4%) 0.00 1,197
    2019-06-01 $379,900 (5.9%) $722,056 (5.4%) 0.00 1,191
    2019-07-01 $385,000 (3.4%) $743,789 (6.2%) 0.00 1,135
    2019-08-01 $383,364 (9.6%) $749,626 (11.3%) 0.00 1,079
    2019-09-01 $380,909 (0.4%) $748,224 (6.1%) 0.00 1,052
    2019-10-01 $377,450 (-0.6%) $746,831 (5.1%) 0.00 1,035
    2019-11-01 $375,000 (0.2%) $737,383 (7.8%) 0.00 1,030
    2019-12-01 $375,000 (4.5%) $722,476 (7.5%) 0.00 1,008
    2020-01-01 $379,000 (8.3%) $705,732 (5.0%) 0.00 958
    2020-02-01 $383,450 (9.6%) $699,909 (3.3%) 0.00 1,059
    2020-03-01 $385,000 (6.8%) $687,231 (-1.7%) 0.00 1,102
    2020-04-01 $381,000 (1.6%) $675,710 (-6.2%) 0.00 1,099
    2020-05-01 $388,000 (2.5%) $669,050 (-7.1%) 0.00 1,082
    2020-06-01 $397,250 (4.6%) $684,215 (-5.2%) 0.00 1,018
    2020-07-01 $399,000 (3.6%) $698,928 (-6.0%) 0.00 953
    2020-08-01 $391,250 (2.1%) $708,545 (-5.5%) 0.00 844
    2020-09-01 $382,225 (0.4%) $705,535 (-5.7%) 0.00 785
    2020-10-01 $377,000 (-0.1%) $694,298 (-7.0%) 0.00 738
    2020-11-01 $362,425 (-3.4%) $685,283 (-7.1%) 0.00 695
    2020-12-01 $358,925 (-4.3%) $695,445 (-3.7%) 0.00 638
    2021-01-01 $356,700 (-5.9%) $724,450 (2.7%) 0.00 596
    2021-02-01 $349,950 (-8.7%) $702,124 (0.3%) 0.00 551
    2021-03-01 $343,625 (-10.8%) $706,833 (2.9%) 0.00 519
    2021-04-01 $346,600 (-9.0%) $708,710 (4.9%) 0.00 485
    2021-05-01 $329,900 (-15.0%) $729,834 (9.1%) 0.00 488
    2021-06-01 $345,749 (-13.0%) $692,805 (1.3%) 0.00 468
    2021-07-01 $349,900 (-12.3%) $700,605 (0.2%) 0.00 452
    2021-08-01 $354,400 (-9.4%) $673,866 (-4.9%) 0.00 470
    2021-09-01 $361,675 (-5.4%) $692,041 (-1.9%) 0.00 472
    2021-10-01 $375,000 (-0.5%) $694,683 (0.1%) 0.00 444
    2021-11-01 $384,194 (6.0%) $706,428 (3.1%) 0.00 450
    2021-12-01 $399,900 (11.4%) $749,958 (7.8%) 0.00 397
    2022-01-01 $420,096 (17.8%) $763,210 (5.4%) 0.00 364
    2022-02-01 $435,000 (24.3%) $731,276 (4.2%) 0.00 363
    2022-03-01 $399,675 (16.3%) $748,773 (5.9%) 0.00 350
    2022-04-01 $379,900 (9.6%) $840,396 (18.6%) 0.00 345
    2022-05-01 $397,875 (20.6%) $867,802 (18.9%) 0.00 373
    2022-06-01 $388,900 (12.5%) $831,428 (20.0%) 0.00 385
    2022-07-01 $412,400 (17.9%) $765,193 (9.2%) 0.00 401
    2022-08-01 $412,200 (16.3%) $789,974 (17.2%) 0.00 415
    2022-09-01 $419,248 (15.9%) $803,552 (16.1%) 0.00 423
    2022-10-01 $399,900 (6.6%) $858,684 (23.6%) 0.00 451
    2022-11-01 $398,850 (3.8%) $818,632 (15.9%) 0.00 468
    2022-12-01 $394,500 (-1.4%) $819,705 (9.3%) 0.00 460
    2023-01-01 $396,350 (-5.7%) $884,947 (16.0%) 0.00 401
    2023-02-01 $394,950 (-9.2%) $876,667 (19.9%) 0.00 393
    2023-03-01 $406,225 (1.6%) $882,379 (17.8%) 0.00 382
    2023-04-01 $398,850 (5.0%) $897,049 (6.7%) 0.00 378
    2023-05-01 $404,900 (1.8%) $925,523 (6.7%) 0.00 374
    2023-06-01 $424,248 (9.1%) $955,380 (14.9%) 0.00 378
    2023-07-01 $444,450 (7.8%) $1,022,430 (33.6%) 0.00 385
    2023-08-01 $450,000 (9.2%) $1,038,490 (31.5%) 0.00 405
    2023-09-01 $435,000 (3.8%) $988,232 (23.0%) 0.00 420
    2023-10-01 $438,600 (9.7%) $943,351 (9.9%) 0.00 462
    Brunswick's median listing price for 2023-10-01 was $438,600, a difference of $38,700 (9.7%) versus the prior year and $3,600 versus the prior month.

    Brunswick's median listing price comes in at 0% of the national average.

    Brunswick's average listing price for 2023-10-01 was $943,351, a difference of $84,667 (9.9%) versus the prior year and $-44,881 versus the prior month.

    For the 2023-10-01 period, Brunswick had 462 MLS listings, a difference of 42 listings (10%) versus the prior month and 11 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,143 sqft
    2018-02-01 0 days 2,115 sqft
    2018-03-01 0 days 2,100 sqft
    2018-04-01 0 days 2,107 sqft
    2018-05-01 0 days 2,151 sqft
    2018-06-01 0 days 2,188 sqft
    2018-07-01 0 days 2,200 sqft
    2018-08-01 0 days 2,210 sqft
    2018-09-01 0 days 2,205 sqft
    2018-10-01 0 days 2,208 sqft
    2018-11-01 0 days 2,188 sqft
    2018-12-01 0 days 2,123 sqft
    2019-01-01 0 days 2,099 sqft
    2019-02-01 0 days 2,063 sqft
    2019-03-01 0 days 2,104 sqft
    2019-04-01 0 days 2,161 sqft
    2019-05-01 0 days 2,169 sqft
    2019-06-01 0 days 2,200 sqft
    2019-07-01 0 days 2,200 sqft
    2019-08-01 0 days 2,200 sqft
    2019-09-01 0 days 2,200 sqft
    2019-10-01 0 days 2,200 sqft
    2019-11-01 0 days 2,148 sqft
    2019-12-01 0 days 2,146 sqft
    2020-01-01 0 days 2,118 sqft
    2020-02-01 0 days 2,065 sqft
    2020-03-01 0 days 2,059 sqft
    2020-04-01 0 days 2,094 sqft
    2020-05-01 0 days 2,116 sqft
    2020-06-01 0 days 2,134 sqft
    2020-07-01 0 days 2,098 sqft
    2020-08-01 0 days 2,076 sqft
    2020-09-01 0 days 2,045 sqft
    2020-10-01 0 days 2,063 sqft
    2020-11-01 0 days 2,014 sqft
    2020-12-01 0 days 1,993 sqft
    2021-01-01 0 days 2,000 sqft
    2021-02-01 0 days 2,003 sqft
    2021-03-01 0 days 2,009 sqft
    2021-04-01 0 days 1,946 sqft
    2021-05-01 0 days 1,918 sqft
    2021-06-01 0 days 1,925 sqft
    2021-07-01 0 days 1,932 sqft
    2021-08-01 0 days 1,995 sqft
    2021-09-01 0 days 1,953 sqft
    2021-10-01 0 days 2,035 sqft
    2021-11-01 0 days 2,040 sqft
    2021-12-01 0 days 2,118 sqft
    2022-01-01 0 days 2,126 sqft
    2022-02-01 0 days 2,033 sqft
    2022-03-01 0 days 1,928 sqft
    2022-04-01 0 days 1,921 sqft
    2022-05-01 0 days 2,036 sqft
    2022-06-01 0 days 1,979 sqft
    2022-07-01 0 days 1,970 sqft
    2022-08-01 0 days 1,957 sqft
    2022-09-01 0 days 2,030 sqft
    2022-10-01 0 days 2,028 sqft
    2022-11-01 0 days 1,989 sqft
    2022-12-01 0 days 1,953 sqft
    2023-01-01 0 days 1,960 sqft
    2023-02-01 0 days 2,000 sqft
    2023-03-01 0 days 2,029 sqft
    2023-04-01 0 days 1,974 sqft
    2023-05-01 0 days 2,010 sqft
    2023-06-01 0 days 2,051 sqft
    2023-07-01 0 days 2,044 sqft
    2023-08-01 0 days 2,033 sqft
    2023-09-01 0 days 2,015 sqft
    2023-10-01 0 days 2,039 sqft
    Brunswick's median listing age (time on market) for 2023-10-01 was 0 days.

    Brunswick's median square footage for active listings during the 2023-10-01 period was 2,039 sqft. One year prior, the average listing was 2,028 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.