Brunswick VA Loan Rates, Closing Costs & Stats

BRUNSWICK, GA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Brunswick's 53 lenders originated 258 VA loans during 2023. The total origination value was $83,950,000, with an average VA loan value of $325,388.

Brunswick VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Brunswick averaged 6.39% for the week of 2024-11-01, compared to the national average (all VA variants) of 6.305% for the same period.

Brunswick's average VA mortgage closing costs are $6,013.

The average rate for the prior week (2024-10-25) was 6.25% and one month ago for the week of 2024-09-27, the average rate was 5.51%.

The average rate one year ago was 7.53%.

For refis of the same type during the week of 2024-11-01, the average rate was 6.2%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Brunswick VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Brunswick level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 52 6.28% $11,204
Mortgage Research Center, LLC 37 6.88% $6,293
PENNYMAC LOAN SERVICES, LLC 14 5.86% $9,423
NAVY FEDERAL CREDIT UNION 13 6.13% $3,605
UNITED WHOLESALE MORTGAGE, LLC 12 5.99% $5,902
Century Mortgage Company DBA Century Lending Company 9 6.04% $10,263
GUARANTEED RATE, INC. 8 6.25% $6,605
CMG MORTGAGE, INC. 7 6.25% $10,913
FREEDOM MORTGAGE CORPORATION 5 6.45% $17,346
Capital City Home Loans, LLC 5 5.55% $11,344
BROKER SOLUTIONS, INC. 5 6.62% $5,037
NEW DAY FINANCIAL, LLC 4 7.09% $15,232
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.67% $9,411
CALIBER HOME LOANS, INC. 3 6.25% $22,854
AMERICAN FINANCIAL NETWORK, INC. 3 6.79% $11,963
Equity Prime Mortgage LLC 3 6.79% $6,213
HOMESTAR FINANCIAL CORPORATION 3 6.75% $6,924
LOANDEPOT.COM, LLC 3 6.04% $13,369
Paramount Residential Mortgage Group, Inc. 3 6.08% $5,845
TOWNE MORTGAGE COMPANY 2 7.13% $12,637
Plains Commerce Bank 2 5.69% $6,055
Presidential Bank, FSB 2 6.56% $9,171
FirstBank 2 6.06% $8,793
GUILD MORTGAGE COMPANY 2 6.63% $9,583
NEWREZ LLC 2 6.94% $7,757
Barrington Bank & Trust Company, N.A. 2 7.00% $7,922
USAA Federal Savings Bank 2 6.88% $6,671
VANDERBILT MORTGAGE AND FINANCE, INC. 2 6.00% $2,031
INTERCOASTAL MORTGAGE COMPANY 2 6.81% $5,161
BAY EQUITY LLC 2 7.13% $31,545
Wells Fargo Bank 1 6.13% $10,421
Ameris Bank 1 5.75% $8,787
CARDINAL FINANCIAL 1 5.99% $6,787
Citizens Bank 1 6.13% $9,165
CONTOUR MORTGAGE CORPORATION 1 5.63% $11,831
EMM LOANS LLC 1 6.00% $8,479
Evolve Bank & Trust 1 7.13% $8,404
HOMESIDE FINANCIAL, LLC 1 7.25% $17,581
INSPIRE HOME LOANS INC. 1 5.88% $19,273
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $14,531
NBKC BANK 1 5.63% $4,177
PENTAGON FEDERAL CREDIT UNION 1 5.50% $4,205
PLANET HOME LENDING, LLC 1 6.38% $6,629
Regions Bank 1 6.25% $4,948
RESIDENTIAL HOME FUNDING CORP. 1 5.25% $750
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 6.25% $5,713
SWBC MORTGAGE CORPORATION 1 6.63% $4,966
Synovus Bank 1 5.75% $25,250
The Federal Savings Bank 1 7.25% $20,468
THRIVE MORTGAGE, LLC 1 7.63% $8,665
United Community Bank 1 5.38% $3,441
U.S. Bank 1 5.63% $5,472
VILLAGE CAPITAL MORTGAGE 1 6.50% $6,196

The top Brunswick VA lender as defined by loan originations is QUICKEN LOANS, LLC, with 52 VA loans originated. Their average total fees are $11,204, which is $4,912 higher than the next largest lender, Mortgage Research Center, LLC.

The lowest fee Brunswick VA lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($3,605), UNITED WHOLESALE MORTGAGE, LLC ($5,902), Mortgage Research Center, LLC ($6,293), PENNYMAC LOAN SERVICES, LLC ($9,423) and QUICKEN LOANS, LLC ($11,204).

The lowest rate Brunswick VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (5.86%), UNITED WHOLESALE MORTGAGE, LLC (5.99%), NAVY FEDERAL CREDIT UNION (6.13%), QUICKEN LOANS, LLC (6.28%) and Mortgage Research Center, LLC (6.88%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $343,250 (-1.1%) $701,424 (1.6%) 0.00 1,061
2018-02-01 $344,950 (-1.4%) $681,628 (-1.6%) 0.00 1,143
2018-03-01 $344,900 (-1.4%) $693,006 (-0.9%) 0.00 1,216
2018-04-01 $347,450 (-1.2%) $682,517 (-3.4%) 0.00 1,268
2018-05-01 $349,900 (-1.5%) $683,589 (-5.2%) 0.00 1,270
2018-06-01 $359,000 (2.5%) $685,628 (-6.0%) 0.00 1,285
2018-07-01 $372,495 (8.0%) $700,969 (-1.2%) 0.00 1,272
2018-08-01 $349,900 (2.3%) $674,251 (-4.1%) 0.00 1,396
2018-09-01 $379,700 (9.4%) $705,882 (0.1%) 0.00 1,173
2018-10-01 $379,900 (9.5%) $711,138 (0.7%) 0.00 1,145
2018-11-01 $374,500 (7.2%) $684,753 (-2.2%) 0.00 1,138
2018-12-01 $359,000 (2.6%) $672,730 (-4.6%) 0.00 1,131
2019-01-01 $349,971 (2.0%) $672,737 (-4.1%) 0.00 1,116
2019-02-01 $349,900 (1.4%) $678,019 (-0.5%) 0.00 1,161
2019-03-01 $360,657 (4.6%) $699,236 (0.9%) 0.00 1,174
2019-04-01 $374,900 (7.9%) $720,345 (5.5%) 0.00 1,165
2019-05-01 $378,000 (8.0%) $719,914 (5.3%) 0.00 1,197
2019-06-01 $379,900 (5.8%) $721,623 (5.3%) 0.00 1,192
2019-07-01 $385,000 (3.4%) $743,323 (6.0%) 0.00 1,136
2019-08-01 $383,364 (9.6%) $749,130 (11.1%) 0.00 1,080
2019-09-01 $380,909 (0.3%) $747,713 (5.9%) 0.00 1,053
2019-10-01 $377,225 (-0.7%) $746,308 (5.0%) 0.00 1,036
2019-11-01 $375,000 (0.1%) $736,873 (7.6%) 0.00 1,031
2019-12-01 $375,000 (4.5%) $721,969 (7.3%) 0.00 1,009
2020-01-01 $379,000 (8.3%) $705,214 (4.8%) 0.00 959
2020-02-01 $382,000 (9.2%) $699,457 (3.2%) 0.00 1,060
2020-03-01 $384,975 (6.7%) $686,799 (-1.8%) 0.00 1,103
2020-04-01 $381,000 (1.6%) $675,710 (-6.2%) 0.00 1,099
2020-05-01 $388,000 (2.7%) $669,050 (-7.1%) 0.00 1,082
2020-06-01 $397,250 (4.6%) $684,477 (-5.2%) 0.00 1,018
2020-07-01 $399,000 (3.6%) $698,745 (-6.0%) 0.00 954
2020-08-01 $390,000 (1.7%) $708,144 (-5.5%) 0.00 845
2020-09-01 $382,000 (0.3%) $705,048 (-5.7%) 0.00 786
2020-10-01 $375,000 (-0.6%) $693,789 (-7.0%) 0.00 739
2020-11-01 $362,400 (-3.4%) $684,756 (-7.1%) 0.00 696
2020-12-01 $358,425 (-4.4%) $694,862 (-3.8%) 0.00 639
2021-01-01 $355,900 (-6.1%) $724,450 (2.7%) 0.00 596
2021-02-01 $349,950 (-8.4%) $701,529 (0.3%) 0.00 552
2021-03-01 $343,625 (-10.7%) $706,833 (2.9%) 0.00 519
2021-04-01 $346,600 (-9.0%) $708,710 (4.9%) 0.00 485
2021-05-01 $329,900 (-15.0%) $729,834 (9.1%) 0.00 488
2021-06-01 $345,749 (-13.0%) $692,805 (1.2%) 0.00 468
2021-07-01 $349,900 (-12.3%) $700,605 (0.3%) 0.00 452
2021-08-01 $354,400 (-9.1%) $673,866 (-4.8%) 0.00 470
2021-09-01 $361,675 (-5.3%) $692,041 (-1.8%) 0.00 472
2021-10-01 $375,000 (0.0%) $694,683 (0.1%) 0.00 444
2021-11-01 $384,194 (6.0%) $706,428 (3.2%) 0.00 450
2021-12-01 $399,900 (11.6%) $749,958 (7.9%) 0.00 397
2022-01-01 $420,096 (18.0%) $763,210 (5.4%) 0.00 364
2022-02-01 $435,716 (24.5%) $732,365 (4.4%) 0.00 363
2022-03-01 $399,900 (16.4%) $749,908 (6.1%) 0.00 349
2022-04-01 $379,900 (9.6%) $841,784 (18.8%) 0.00 344
2022-05-01 $398,118 (20.7%) $869,242 (19.1%) 0.00 372
2022-06-01 $389,175 (12.6%) $831,914 (20.1%) 0.00 385
2022-07-01 $412,400 (17.9%) $764,934 (9.2%) 0.00 401
2022-08-01 $412,200 (16.3%) $789,741 (17.2%) 0.00 415
2022-09-01 $419,654 (16.0%) $803,103 (16.1%) 0.00 421
2022-10-01 $399,900 (6.6%) $859,829 (23.8%) 0.00 450
2022-11-01 $398,925 (3.8%) $819,662 (16.0%) 0.00 467
2022-12-01 $395,000 (-1.2%) $820,740 (9.4%) 0.00 459
2023-01-01 $396,675 (-5.6%) $886,274 (16.1%) 0.00 400
2023-02-01 $394,950 (-9.4%) $877,333 (19.8%) 0.00 393
2023-03-01 $406,225 (1.6%) $881,636 (17.6%) 0.00 383
2023-04-01 $398,850 (5.0%) $897,049 (6.6%) 0.00 380
2023-05-01 $404,900 (1.7%) $924,711 (6.4%) 0.00 374
2023-06-01 $424,995 (9.2%) $955,380 (14.8%) 0.00 378
2023-07-01 $444,450 (7.8%) $1,022,430 (33.7%) 0.00 385
2023-08-01 $450,000 (9.2%) $1,038,490 (31.5%) 0.00 405
2023-09-01 $435,000 (3.7%) $988,232 (23.1%) 0.00 420
2023-10-01 $438,600 (9.7%) $943,351 (9.7%) 0.00 462
2023-11-01 $453,725 (13.7%) $960,844 (17.2%) 0.00 480
2023-12-01 $437,446 (10.8%) $924,216 (12.6%) 0.00 481
2024-01-01 $438,144 (10.5%) $902,642 (1.9%) 0.00 456
2024-02-01 $428,250 (8.4%) $901,857 (2.8%) 0.00 462
2024-03-01 $439,500 (8.2%) $960,538 (9.0%) 0.00 476
2024-04-01 $451,600 (13.2%) $967,326 (7.8%) 0.00 716
2024-05-01 $449,450 (11.0%) $990,382 (7.1%) 0.00 742
2024-06-01 $449,450 (5.8%) $1,005,736 (5.3%) 0.00 741
2024-07-01 $440,498 (-0.9%) $990,001 (-3.2%) 0.00 803
2024-08-01 $449,900 (0.0%) $999,875 (-3.7%) 0.00 814
2024-09-01 $449,500 (3.3%) $981,178 (-0.7%) 0.00 843
2024-10-01 $429,638 (-2.0%) $956,268 (1.4%) 0.00 820
Brunswick's median listing price for 2024-10-01 was $429,638, a difference of $-8,962 (-2.0%) versus the prior year and $-19,862 versus the prior month.

Brunswick's median listing price comes in at 0% of the national average.

Brunswick's average listing price for 2024-10-01 was $956,268, a difference of $12,917 (1.4%) versus the prior year and $-24,910 versus the prior month.

For the 2024-10-01 period, Brunswick had 820 MLS listings, a difference of -23 listings (-3%) versus the prior month and 358 listings (77%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,140 sqft
2018-02-01 0 days 2,113 sqft
2018-03-01 0 days 2,100 sqft
2018-04-01 0 days 2,103 sqft
2018-05-01 0 days 2,148 sqft
2018-06-01 0 days 2,185 sqft
2018-07-01 0 days 2,200 sqft
2018-08-01 0 days 2,205 sqft
2018-09-01 0 days 2,200 sqft
2018-10-01 0 days 2,201 sqft
2018-11-01 0 days 2,182 sqft
2018-12-01 0 days 2,104 sqft
2019-01-01 0 days 2,084 sqft
2019-02-01 0 days 2,052 sqft
2019-03-01 0 days 2,094 sqft
2019-04-01 0 days 2,158 sqft
2019-05-01 0 days 2,169 sqft
2019-06-01 0 days 2,200 sqft
2019-07-01 0 days 2,200 sqft
2019-08-01 0 days 2,200 sqft
2019-09-01 0 days 2,200 sqft
2019-10-01 0 days 2,200 sqft
2019-11-01 0 days 2,149 sqft
2019-12-01 0 days 2,143 sqft
2020-01-01 0 days 2,115 sqft
2020-02-01 0 days 2,076 sqft
2020-03-01 0 days 2,053 sqft
2020-04-01 0 days 2,091 sqft
2020-05-01 0 days 2,116 sqft
2020-06-01 0 days 2,135 sqft
2020-07-01 0 days 2,101 sqft
2020-08-01 0 days 2,079 sqft
2020-09-01 0 days 2,045 sqft
2020-10-01 0 days 2,063 sqft
2020-11-01 0 days 2,014 sqft
2020-12-01 0 days 1,994 sqft
2021-01-01 0 days 2,000 sqft
2021-02-01 0 days 2,002 sqft
2021-03-01 0 days 2,008 sqft
2021-04-01 0 days 1,951 sqft
2021-05-01 0 days 1,923 sqft
2021-06-01 0 days 1,924 sqft
2021-07-01 0 days 1,926 sqft
2021-08-01 0 days 1,995 sqft
2021-09-01 0 days 1,953 sqft
2021-10-01 0 days 2,032 sqft
2021-11-01 0 days 2,037 sqft
2021-12-01 0 days 2,114 sqft
2022-01-01 0 days 2,123 sqft
2022-02-01 0 days 2,034 sqft
2022-03-01 0 days 1,944 sqft
2022-04-01 0 days 1,922 sqft
2022-05-01 0 days 2,037 sqft
2022-06-01 0 days 1,984 sqft
2022-07-01 0 days 1,987 sqft
2022-08-01 0 days 1,961 sqft
2022-09-01 0 days 2,031 sqft
2022-10-01 0 days 2,029 sqft
2022-11-01 0 days 1,995 sqft
2022-12-01 0 days 1,953 sqft
2023-01-01 0 days 1,963 sqft
2023-02-01 0 days 2,000 sqft
2023-03-01 0 days 2,028 sqft
2023-04-01 0 days 1,975 sqft
2023-05-01 0 days 2,016 sqft
2023-06-01 0 days 2,058 sqft
2023-07-01 0 days 2,053 sqft
2023-08-01 0 days 2,040 sqft
2023-09-01 0 days 2,015 sqft
2023-10-01 0 days 2,039 sqft
2023-11-01 0 days 2,094 sqft
2023-12-01 0 days 2,006 sqft
2024-01-01 0 days 2,008 sqft
2024-02-01 0 days 1,932 sqft
2024-03-01 0 days 1,930 sqft
2024-04-01 0 days 1,929 sqft
2024-05-01 0 days 1,934 sqft
2024-06-01 0 days 1,918 sqft
2024-07-01 0 days 1,927 sqft
2024-08-01 0 days 1,978 sqft
2024-09-01 0 days 2,027 sqft
2024-10-01 0 days 1,984 sqft
Brunswick's median listing age (time on market) for 2024-10-01 was 0 days.

Brunswick's median square footage for active listings during the 2024-10-01 period was 1,984 sqft. One year prior, the average listing was 2,039 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.