Brunswick VA Loan Rates, Closing Costs & Stats

BRUNSWICK, GA

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets

    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Brunswick's 65 lenders originated 334 VA loans during 2024. The total origination value was $112,270,000, with an average VA loan value of $336,138.

    Brunswick VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Brunswick averaged 0.19% for the week of 2025-06-20, compared to the national average (all VA variants) of 0% for the same period.

    Brunswick's average VA mortgage closing costs are $6,246.

    The average rate for the prior week (2025-06-13) was 6.84% and one month ago for the week of 2025-05-16, the average rate was 6.6%.

    The average rate one year ago was 6.6%.

    For refis of the same type during the week of 2025-06-20, the average rate was 0.17%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Brunswick VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Brunswick level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 65 5.96% $9,082
    Mortgage Research Center, LLC 40 6.39% $4,747
    FREEDOM MORTGAGE CORPORATION 29 6.12% $9,263
    NAVY FEDERAL CREDIT UNION 19 5.92% $3,964
    UNITED WHOLESALE MORTGAGE, LLC 17 6.25% $9,589
    PENNYMAC LOAN SERVICES, LLC 14 5.92% $10,409
    Century Mortgage Company DBA Century Lending Company 9 6.33% $7,105
    DHI MORTGAGE COMPANY, LTD. 9 5.54% $5,360
    NEW DAY FINANCIAL, LLC 9 7.48% $11,640
    Presidential Bank, FSB 7 6.79% $2,828
    USAA Federal Savings Bank 6 6.40% $8,232
    PREMIER MORTGAGE RESOURCES, L.L.C. 5 6.75% $6,905
    NEWREZ LLC 5 6.05% $10,695
    HOMESIDE FINANCIAL, LLC 4 6.75% $15,249
    Carrington Mortgage Services, LLC 4 5.78% $10,222
    BROKER SOLUTIONS, INC. 4 6.56% $9,542
    GUILD MORTGAGE COMPANY 4 6.59% $5,653
    CMG MORTGAGE, INC. 3 6.83% $9,668
    VILLAGE CAPITAL MORTGAGE 3 5.75% $6,077
    Magnolia Bank 3 6.50% $11,462
    AMERICAN FINANCIAL NETWORK, INC. 3 6.17% $7,906
    Ameris Bank 3 6.83% $9,072
    NBKC BANK 2 5.75% $7,271
    Cornerstone First Mortgage, Inc 2 7.19% $13,444
    Paramount Residential Mortgage Group, Inc. 2 5.87% $4,911
    Plains Commerce Bank 2 6.69% $2,693
    PLANET HOME LENDING, LLC 2 7.50% $15,386
    AMERISAVE MORTGAGE CORPORATION 2 6.06% $17,537
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.25% $5,243
    GUARANTEED RATE, INC. 2 6.95% $6,974
    SUCCESS MORTGAGE PARTNERS, INC. 2 6.38% $8,602
    AmeriHome Mortgage Company, LLC 2 6.13% $3,904
    TOWNE MORTGAGE COMPANY 2 6.37% $19,597
    LOANDEPOT.COM, LLC 2 6.31% $10,052
    Mid-Continent Funding, Inc. 2 5.38% $7,348
    MORTGAGE SOLUTIONS OF COLORADO, LLC 2 6.88% $8,729
    Mr. Cooper ( Nationstar Mortgage ) 2 5.75% $3,261
    BAY EQUITY LLC 2 6.81% $10,491
    Wilmington Savings Fund Society, FSB 1 6.75% $3,980
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $20,008
    Barrington Bank & Trust Company, N.A. 1 6.25% $11,753
    CALCON MUTUAL MORTGAGE LLC 1 6.00% $11,254
    CANOPY MORTGAGE, LLC 1 6.25% $9,414
    Capital City Home Loans, LLC 1 6.75% $7,476
    Colony Bank 1 5.50% $8,483
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $19,825
    Encompass Lending Group, LP 1 7.13% $5,154
    First Federal Bank 1 5.25% $4,188
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.25% $2,512
    HOME SOLUTION LENDERS INC. 1 6.50% $1,195
    LAKEVIEW LOAN SERVICING, LLC 1 5.99% $2,900
    MOVEMENT MORTGAGE, LLC 1 6.25% $7,862
    Nations Lending Corporation 1 5.75% $3,578
    NJ LENDERS CORP. 1 5.63% $1,632
    PHH Mortgage Corporation 1 5.38% $2,807
    PNC Bank 1 6.88% $5,822
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.25% $4,123
    Prosperity Home Mortgage, LLC 1 5.25% $5,580
    Renasant Bank 1 5.63% $8,797
    ROSS MORTGAGE CORPORATION 1 6.75% $4,554
    SOUTHWEST STAGE FUNDING, LLC 1 6.38% $250
    The Federal Savings Bank 1 6.13% $16,916
    Towne Bank 1 5.63% $5,375
    UNION HOME MORTGAGE CORP. 1 5.99% $10,746
    U.S. Bank 1 6.50% $3,696

    The top Brunswick VA lender as defined by loan originations is QUICKEN LOANS, LLC, with 65 VA loans originated. Their average total fees are $9,082, which is $4,334 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Brunswick VA lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($3,964), Mortgage Research Center, LLC ($4,747), QUICKEN LOANS, LLC ($9,082), FREEDOM MORTGAGE CORPORATION ($9,263) and UNITED WHOLESALE MORTGAGE, LLC ($9,589).

    The lowest rate Brunswick VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (5.92%), NAVY FEDERAL CREDIT UNION (5.92%), QUICKEN LOANS, LLC (5.96%), FREEDOM MORTGAGE CORPORATION (6.12%) and UNITED WHOLESALE MORTGAGE, LLC (6.25%).

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.