BRUNSWICK Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Brunswick averaged 7.15% for the week of 2025-06-18, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2025-06-12) was 7.08% and one month ago for the week of 2025-05-15, the average rate was 6.95%.

Brunswick's average rate one year ago was 7.19%.

For refis of the same type during the week of 2025-06-18, the average rate was 7.15%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-06-18 6.81%
Brunswick 30 Year Fixed Rate 2025-06-18 7.15%
Brunswick 30 Year Fixed Rate Refi 2025-06-18 7.15%
Brunswick 15 Year Fixed Rate 2025-06-18 6.16%
Brunswick 15 Year Fixed Rate Refi 2025-06-18 6.16%
Brunswick 30 Year FHA 2025-06-18 -0.12%
Brunswick 30 Year FHA Refi 2025-06-18 -0.1%
Brunswick 30 Year USDA 2025-06-18 0.2%
Brunswick 30 Year USDA Refi 2025-06-18 -0.2%
Brunswick 30 Year VA 2025-06-18 0.15%
Brunswick 30 Year VA Refi 2025-06-18 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BRUNSWICK, GA.

BRUNSWICK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BRUNSWICK, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 188 6.66% $7,032
UNITED WHOLESALE MORTGAGE, LLC 48 6.67% $9,707
Capital City Home Loans, LLC 33 6.91% $6,282
PENNYMAC LOAN SERVICES, LLC 32 6.73% $8,909
PrimeSouth Bank 29 6.96% $18,674
PREMIER MORTGAGE RESOURCES, L.L.C. 26 6.96% $7,017
Presidential Bank, FSB 20 6.99% $7,815
United Community Bank 18 6.77% $6,045
JPMorgan Chase Bank 17 6.41% $5,123
NAVY FEDERAL CREDIT UNION 16 6.61% $5,790
Century Mortgage Company DBA Century Lending Company 14 6.80% $10,811
HOMESIDE FINANCIAL, LLC 11 6.82% $8,027
Truist 11 6.90% $7,211
GUARANTEED RATE, INC. 11 6.76% $7,854
Ameris Bank 10 6.77% $8,552
BAY EQUITY LLC 10 7.10% $10,712
First Horizon Bank 9 6.79% $7,501
BROKER SOLUTIONS, INC. 9 7.06% $5,335
CMG MORTGAGE, INC. 8 7.08% $9,079
Morgan Stanley Private Bank 8 6.11% $6,215
Wells Fargo Bank 7 6.54% $7,883
DHI MORTGAGE COMPANY, LTD. 7 5.89% $2,865
Synovus Bank 7 6.48% $9,772
Plains Commerce Bank 7 6.34% $10,800
NEWREZ LLC 7 7.52% $7,466
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.98% $5,516
Mr. Cooper ( Nationstar Mortgage ) 6 6.87% $8,082
Cornerstone First Mortgage, Inc 6 6.71% $8,152
VANDERBILT MORTGAGE AND FINANCE, INC. 6 7.54% $5,976
South State Bank 6 7.23% $6,855
Paramount Residential Mortgage Group, Inc. 6 6.83% $8,374
Renasant Bank 6 7.02% $9,222
MOVEMENT MORTGAGE, LLC 5 6.60% $6,610
Bank of America 5 5.95% $6,099
Flagstar Bank, FSB 4 7.31% $9,926
U.S. Bank 4 6.53% $5,823
INSPIRE HOME LOANS INC. 4 5.91% $3,788
LOANDEPOT.COM, LLC 4 6.47% $6,521
SIRVA MORTGAGE, INC. 4 6.69% $709
GUILD MORTGAGE COMPANY 4 6.69% $5,304
Colony Bank 3 6.58% $5,011
ACOPIA, LLC 3 7.13% $8,349
PENTAGON FEDERAL CREDIT UNION 3 6.54% $8,010
PREMIA MORTGAGE, LLC 3 6.58% $671
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.50% $8,912
Raymond James Bank 3 5.58% $8,266
Regions Bank 3 6.75% $4,806
GMFS LLC 3 6.63% $5,107
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 7.08% $9,797
21ST MORTGAGE CORPORATION 3 8.42% $6,778
Dollar Bank, Federal Savings Bank 3 6.96% $7,791
UBS Bank USA 2 6.75% $6,936
CALCON MUTUAL MORTGAGE LLC 2 7.75% $9,287
The Huntington National Bank 2 7.06% $11,114
Bell Bank 2 7.06% $10,084
PNC Bank 2 6.13% $6,568
ZILLOW HOME LOANS, LLC 2 6.63% $7,857
PLAZA HOME MORTGAGE, INC. 2 6.44% $8,193
VYSTAR 2 7.50% $2,978
BANKSOUTH MORTGAGE COMPANY, LLC 2 6.63% $9,686
Bank of England 2 6.88% $8,716
LEADERONE FINANCIAL CORPORATION 2 7.38% $7,625
US MORTGAGE CORPORATION 1 7.63% $7,642
WRIGHT-PATT CREDIT UNION, INC. 1 5.75% $5,203
The Park National Bank 1 7.63% $4,182
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.38% $5,364
ALLIANT CREDIT UNION 1 7.38% $6,242
ALLIED MORTGAGE GROUP, INC. 1 7.50% $10,010
AMERICAN FINANCIAL NETWORK, INC. 1 7.00% $9,613
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.49% $6,079
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.75% $16,325
ARC HOME LLC 1 7.88% $5,361
Barrington Bank & Trust Company, N.A. 1 6.49% $5,028
Baxter Credit Union 1 6.38% $4,275
BETTER MORTGAGE CORPORATION 1 7.38% $7,064
Charles Schwab Bank, SSB 1 6.63% $0
Choice Financial Group 1 6.49% $8,957
CHURCHILL MORTGAGE CORPORATION 1 7.13% $9,219
Citadel Servicing Corporation 1 6.50% $5,560
Citibank 1 6.50% $6,827
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.13% $5,862
CREDIT UNION FINANCIAL SERVICES, LLC 1 6.63% $8,127
CROSSCOUNTRY MORTGAGE, LLC 1 7.00% $7,202
DELTA COMMUNITY CREDIT UNION 1 6.13% $10,780
EVANSVILLE TEACHERS 1 6.38% $5,807
First American Bank and Trust Company 1 6.88% $4,738
FIRST COMMUNITY MORTGAGE, INC. 1 7.50% $5,663
First National Bank of America 1 10.13% $9,587
First Option Mortgage, LLC 1 6.88% $13,760
FREEDOM FIRST 1 7.50% $9,065
FREEDOM MORTGAGE CORPORATION 1 7.50% $9,710
GEOVISTA 1 7.00% $4,603
Goldman Sachs Bank USA 1 6.30% $19,629
HOMESTEAD FUNDING CORP. 1 6.63% $9,113
INTERCOASTAL MORTGAGE COMPANY 1 7.00% $3,503
INTERSTATE UNLIMITED Federal Credit Union 1 8.75% $6,306
Johnson Bank 1 5.85% $3,896
KEMBA CREDIT UNION, INC. 1 6.75% $11,042
LENDSURE MORTGAGE CORP. 1 8.63% $9,498
Magnolia Bank 1 7.63% $5,879
Midwest BankCentre 1 6.75% $4,420
MILLENNIUM FINANCIAL GROUP, INC. 1 6.88% $4,470
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $5,601
Nations Lending Corporation 1 6.88% $10,256
NexBank 1 7.13% $8,228
NFM, INC. 1 6.88% $14,831
NJ LENDERS CORP. 1 5.88% $5,659
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $13,156
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $5,647
Prosperity Home Mortgage, LLC 1 7.13% $11,324
ROBINS FINANCIAL 1 5.38% $5,360
ROYAL UNITED MORTGAGE LLC 1 7.63% $4,629
RUOFF MORTGAGE COMPANY, INC. 1 8.00% $2,616
SHELTER HOME MORTGAGE, LLC 1 7.50% $12,768
SOUTHEASTERN Credit Union 1 7.90% $13
STATE EMPLOYEES' 1 5.13% $7,282
Stifel Bank and Trust 1 6.13% $2,426
T2 FINANCIAL LLC 1 6.49% $6,734
The Central Trust Bank 1 5.63% $5,267
The Dart Bank 1 6.88% $6,673
The Federal Savings Bank 1 6.88% $3,309
THE MORTGAGE FIRM, INC. 1 8.00% $5,571
TJC Mortgage, Inc. 1 6.75% $3,194
UMB Bank 1 6.54% $15,295
UNION HOME MORTGAGE CORP. 1 6.13% $12,309
USAA Federal Savings Bank 1 6.00% $11,355

BRUNSWICK Average Closing Costs & Other Stats

BRUNSWICK, GA's 126 lenders originated 2,514 loans during 2024. The total origination value was $816,480,000, with an average loan value of $324,773.

BRUNSWICK's average closing costs are $6,310.

The top BRUNSWICK lender as defined by loan originations is QUICKEN LOANS, LLC, with 188 loans originated. Their average total fees are $7,032, which is $2,675 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee BRUNSWICK lenders (with over 10 loans originated) are JPMorgan Chase Bank ($5,123), NAVY FEDERAL CREDIT UNION ($5,790), United Community Bank ($6,045), Capital City Home Loans, LLC ($6,282) and PREMIER MORTGAGE RESOURCES, L.L.C. ($7,017).

The lowest rate BRUNSWICK lenders (with over 10 loans originated) are JPMorgan Chase Bank (6.41%), NAVY FEDERAL CREDIT UNION (6.61%), QUICKEN LOANS, LLC (6.66%), UNITED WHOLESALE MORTGAGE, LLC (6.67%) and PENNYMAC LOAN SERVICES, LLC (6.73%).

BRUNSWICK, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $104,890,000 $120,235,000 14.6% 14.7%
PrimeSouth Bank $42,470,000 $59,050,000 39.0% 7.2%
UNITED WHOLESALE MORTGAGE, LLC $34,550,000 $41,585,000 20.4% 5.1%
BERKELEY POINT CAPITAL LLC $1,615,000 $26,155,000 1,519.5% 3.2%
Southeastern Bank $20,585,000 $23,790,000 15.6% 2.9%
PENNYMAC LOAN SERVICES, LLC $23,560,000 $21,380,000 -9.3% 2.6%
SOUTH COAST BANK AND TRUST $13,395,000 $18,875,000 40.9% 2.3%
Century Mortgage Company DBA Century Lending Company $11,705,000 $17,620,000 50.5% 2.2%
JPMorgan Chase Bank $17,180,000 $16,545,000 -3.7% 2.0%
FREEDOM MORTGAGE CORPORATION $3,360,000 $15,320,000 356.0% 1.9%
Truist $11,565,000 $14,280,000 23.5% 1.7%
PREMIER MORTGAGE RESOURCES, L.L.C. $225,000 $13,520,000 5,908.9% 1.7%
United Community Bank $20,665,000 $13,515,000 -34.6% 1.7%
Capital City Home Loans, LLC $18,170,000 $13,195,000 -27.4% 1.6%
NAVY FEDERAL CREDIT UNION $9,170,000 $12,740,000 38.9% 1.6%
Mortgage Research Center, LLC $11,965,000 $12,475,000 4.3% 1.5%
Presidential Bank, FSB $1,390,000 $12,060,000 767.6% 1.5%
Synovus Bank $17,750,000 $11,415,000 -35.7% 1.4%
Peoples Bank $365,000 $11,365,000 3,013.7% 1.4%
Ameris Bank $8,545,000 $11,335,000 32.7% 1.4%
DHI MORTGAGE COMPANY, LTD. $11,080,000 n/a 1.4%
Barings Multifamily Capital $10,525,000 n/a 1.3%
First Horizon Bank $3,405,000 $10,510,000 208.7% 1.3%
Bank of America $15,265,000 $9,965,000 -34.7% 1.2%
Morgan Stanley Private Bank $10,330,000 $8,885,000 -14.0% 1.1%
GUARANTEED RATE, INC. $6,300,000 $8,195,000 30.1% 1.0%
HOMESIDE FINANCIAL, LLC $1,015,000 $7,370,000 626.1% 0.9%
Goldman Sachs Bank USA $3,085,000 $6,790,000 120.1% 0.8%
NEWREZ LLC $4,875,000 $5,805,000 19.1% 0.7%
BROKER SOLUTIONS, INC. $6,365,000 $5,725,000 -10.1% 0.7%
Raymond James Bank $1,745,000 $5,215,000 198.9% 0.6%
CMG MORTGAGE, INC. $11,200,000 $5,170,000 -53.8% 0.6%
Renasant Bank $3,195,000 $4,955,000 55.1% 0.6%
21ST MORTGAGE CORPORATION $3,555,000 $4,765,000 34.0% 0.6%
BAY EQUITY LLC $6,140,000 $4,680,000 -23.8% 0.6%
Plains Commerce Bank $3,680,000 $4,670,000 26.9% 0.6%
South State Bank $4,315,000 $4,595,000 6.5% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,610,000 $4,305,000 64.9% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,455,000 $4,295,000 24.3% 0.5%
The Huntington National Bank $2,105,000 $4,270,000 102.9% 0.5%
Paramount Residential Mortgage Group, Inc. $6,570,000 $4,200,000 -36.1% 0.5%
U.S. Bank $10,710,000 $3,600,000 -66.4% 0.4%
Cornerstone First Mortgage, Inc $3,350,000 n/a 0.4%
KEMBA CREDIT UNION, INC. $3,345,000 n/a 0.4%
TOWNE MORTGAGE COMPANY $2,785,000 $3,235,000 16.2% 0.4%
PLANET HOME LENDING, LLC $1,535,000 $3,210,000 109.1% 0.4%
Five Star Credit Union $3,005,000 $3,160,000 5.2% 0.4%
UMB Bank $3,115,000 n/a 0.4%
Wells Fargo Bank $5,435,000 $3,000,000 -44.8% 0.4%
INSPIRE HOME LOANS INC. $1,610,000 $2,900,000 80.1% 0.4%
Charles Schwab Bank, SSB $4,310,000 $2,690,000 -37.6% 0.3%
Marshland Credit Union $3,575,000 $2,625,000 -26.6% 0.3%
CoastalStates Bank $2,585,000 n/a 0.3%
Carrington Mortgage Services, LLC $3,605,000 $2,580,000 -28.4% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,205,000 $2,555,000 -50.9% 0.3%
Flagstar Bank, FSB $1,175,000 $2,505,000 113.2% 0.3%
BANKSOUTH MORTGAGE COMPANY, LLC $2,505,000 $2,485,000 -0.8% 0.3%
USAA Federal Savings Bank $2,020,000 $2,470,000 22.3% 0.3%
LOANDEPOT.COM, LLC $3,060,000 $2,440,000 -20.3% 0.3%
Quad City Bank and Trust Company $2,285,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $1,355,000 $2,275,000 67.9% 0.3%
PNC Bank $1,035,000 $2,270,000 119.3% 0.3%
GUILD MORTGAGE COMPANY $2,365,000 $2,255,000 -4.7% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $530,000 $2,145,000 304.7% 0.3%
The First, A National Banking Association $1,700,000 $2,120,000 24.7% 0.3%
Glennville Bank $595,000 $2,045,000 243.7% 0.3%
LENDINGHOME FUNDING CORPORATION $1,365,000 $2,035,000 49.1% 0.2%
NEW DAY FINANCIAL, LLC $1,320,000 $2,025,000 53.4% 0.2%
FREEDOM FIRST $2,010,000 n/a 0.2%
LIMA ONE CAPITAL, LLC $2,000,000 n/a 0.2%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $500,000 $1,870,000 274.0% 0.2%
Pinnacle Bank $135,000 $1,800,000 1,233.3% 0.2%
ACOPIA, LLC $610,000 $1,795,000 194.3% 0.2%
UBS Bank USA $6,035,000 $1,770,000 -70.7% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,885,000 $1,755,000 -6.9% 0.2%
PHH Mortgage Corporation $780,000 $1,755,000 125.0% 0.2%
SIRVA MORTGAGE, INC. $1,685,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $1,600,000 $1,675,000 4.7% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $8,560,000 $1,665,000 -80.5% 0.2%
Regions Bank $3,210,000 $1,665,000 -48.1% 0.2%
Bank of England $3,025,000 $1,640,000 -45.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,500,000 $1,615,000 7.7% 0.2%
CALCON MUTUAL MORTGAGE LLC $340,000 $1,515,000 345.6% 0.2%
Colony Bank $4,930,000 $1,515,000 -69.3% 0.2%
LEADERONE FINANCIAL CORPORATION $1,450,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $510,000 $1,440,000 182.4% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $960,000 $1,435,000 49.5% 0.2%
Dollar Bank, Federal Savings Bank $2,655,000 $1,425,000 -46.3% 0.2%
Bank OZK $125,000 $1,385,000 1,008.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $615,000 $1,330,000 116.3% 0.2%
Figure Lending LLC $750,000 $1,325,000 76.7% 0.2%
PLAZA HOME MORTGAGE, INC. $1,280,000 n/a 0.2%
STATE EMPLOYEES' $1,535,000 $1,245,000 -18.9% 0.2%
The Federal Savings Bank $375,000 $1,235,000 229.3% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $115,000 $1,225,000 965.2% 0.2%
SHELTER HOME MORTGAGE, LLC $1,205,000 n/a 0.1%
Discover Bank $1,010,000 $1,110,000 9.9% 0.1%
Magnolia Bank $1,110,000 n/a 0.1%
VYSTAR $425,000 $1,095,000 157.6% 0.1%
Equity Prime Mortgage LLC $880,000 $1,080,000 22.7% 0.1%
SunMark Community Bank $590,000 $1,045,000 77.1% 0.1%
First Federal Bank $1,275,000 $1,025,000 -19.6% 0.1%
Mid-Continent Funding, Inc. $1,010,000 n/a 0.1%
PREMIA MORTGAGE, LLC $735,000 $985,000 34.0% 0.1%
Citibank $3,880,000 $965,000 -75.1% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $965,000 n/a 0.1%
GMFS LLC $510,000 $945,000 85.3% 0.1%
Prosperity Home Mortgage, LLC $1,285,000 $920,000 -28.4% 0.1%
Bell Bank $910,000 n/a 0.1%
Pineland Bank $830,000 n/a 0.1%
NJ LENDERS CORP. $245,000 $820,000 234.7% 0.1%
First Community Bank $175,000 $775,000 342.9% 0.1%
HOMESTEAD FUNDING CORP. $765,000 n/a 0.1%
NexBank $585,000 $765,000 30.8% 0.1%
Stifel Bank and Trust $1,995,000 $760,000 -61.9% 0.1%
UNION HOME MORTGAGE CORP. $720,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,800,000 $715,000 -89.5% 0.1%
ALLIANT CREDIT UNION $1,140,000 $710,000 -37.7% 0.1%
Loan Simple, Inc. $205,000 $705,000 243.9% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $645,000 $695,000 7.8% 0.1%
NBKC BANK $880,000 $690,000 -21.6% 0.1%
ROBINS FINANCIAL $680,000 n/a 0.1%
INTERSTATE UNLIMITED Federal Credit Union $1,365,000 $670,000 -50.9% 0.1%
The Dart Bank $655,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $450,000 $650,000 44.4% 0.1%
CANOPY MORTGAGE, LLC $650,000 n/a 0.1%
First National BK Waynesboro $640,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $940,000 $630,000 -33.0% 0.1%
DELTA COMMUNITY CREDIT UNION $1,850,000 $625,000 -66.2% 0.1%
ZILLOW HOME LOANS, LLC $555,000 $620,000 11.7% 0.1%
First Option Mortgage, LLC $215,000 $615,000 186.0% 0.1%
Fifth Third Bank $290,000 $605,000 108.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $600,000 n/a 0.1%
Towne Bank $595,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $55,000 $570,000 936.4% 0.1%
ROYAL UNITED MORTGAGE LLC $560,000 n/a 0.1%
Morris Bank $1,575,000 $555,000 -64.8% 0.1%
AmeriHome Mortgage Company, LLC $350,000 $550,000 57.1% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $545,000 n/a 0.1%
Nations Lending Corporation $545,000 n/a 0.1%
EVANSVILLE TEACHERS $535,000 n/a 0.1%
First-Citizens Bank & Trust Company $575,000 $535,000 -7.0% 0.1%
Citizens Bank $3,965,000 $520,000 -86.9% 0.1%
NFM, INC. $1,720,000 $515,000 -70.1% 0.1%
Northpointe Bank $1,015,000 $515,000 -49.3% 0.1%
WRIGHT-PATT CREDIT UNION, INC. $505,000 n/a 0.1%
First American Bank and Trust Company $495,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $490,000 n/a 0.1%
HOME SOLUTION LENDERS INC. $475,000 n/a 0.1%
Ally Bank $450,000 $455,000 1.1% 0.1%
BankSouth $445,000 n/a 0.1%
Mortgage Lenders Investment Trading Corporation $435,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $435,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $275,000 $435,000 58.2% 0.1%
Third Federal Savings and Loan Association of Cleveland $195,000 $430,000 120.5% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $425,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $2,475,000 $425,000 -82.8% 0.1%
TJC Mortgage, Inc. $425,000 n/a 0.1%
AgFirst Farm Credit Bank $420,000 n/a 0.1%
MILEND, INC. $195,000 $410,000 110.3% 0.1%
ARC HOME LLC $395,000 n/a 0.0%
FIRST WORLD MORTGAGE CORPORATION $395,000 n/a 0.0%
A&D Mortgage LLC $375,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 $375,000 127.3% 0.0%
LENDINGONE, LLC $770,000 $375,000 -51.3% 0.0%
SWBC MORTGAGE CORPORATION $1,280,000 $375,000 -70.7% 0.0%
Wilmington Savings Fund Society, FSB $375,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $390,000 $370,000 -5.1% 0.0%
GEOVISTA $360,000 n/a 0.0%
INTERCOASTAL MORTGAGE COMPANY $2,920,000 $355,000 -87.8% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $355,000 n/a 0.0%
South Georgia Bank $140,000 $355,000 153.6% 0.0%
SPRING EQ, LLC $250,000 $350,000 40.0% 0.0%
T2 FINANCIAL LLC $345,000 $350,000 1.4% 0.0%
Midwest BankCentre $345,000 n/a 0.0%
Choice Financial Group $335,000 n/a 0.0%
AMWEST FUNDING CORP. $330,000 n/a 0.0%
Capital City Bank $420,000 $315,000 -25.0% 0.0%
First Savings Bank $315,000 n/a 0.0%
The Central Trust Bank $315,000 n/a 0.0%
SOUTHEASTERN Credit Union $575,000 $310,000 -46.1% 0.0%
University Bank $310,000 n/a 0.0%
Keystone Funding, Inc. $305,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $305,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $640,000 $300,000 -53.1% 0.0%
First National Bank of America $295,000 n/a 0.0%
PLANTERS FIRST BANK $295,000 n/a 0.0%
Bank Independent $285,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $285,000 n/a 0.0%
Residential Acceptance Corporation $275,000 n/a 0.0%
Texana Bank $275,000 n/a 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $5,360,000 $270,000 -95.0% 0.0%
HOMEXPRESS MORTGAGE CORP. $270,000 n/a 0.0%
BANK OF MADISON $925,000 $265,000 -71.4% 0.0%
THE MORTGAGE FIRM, INC. $265,000 n/a 0.0%
US MORTGAGE CORPORATION $840,000 $265,000 -68.5% 0.0%
ALLIED MORTGAGE GROUP, INC. $255,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $255,000 n/a 0.0%
Johnson Bank $255,000 n/a 0.0%
The Park National Bank $255,000 n/a 0.0%
OCMBC, INC. $240,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $235,000 n/a 0.0%
Total Media Management, LLC $235,000 n/a 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC $225,000 n/a 0.0%
MILLENNIUM FINANCIAL GROUP, INC. $225,000 n/a 0.0%
Peoples State Bank of Plainview $225,000 n/a 0.0%
VERITAS FUNDING, LLC $215,000 n/a 0.0%
Baxter Credit Union $205,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $185,000 $205,000 10.8% 0.0%
LGE COMMUNITY $205,000 n/a 0.0%
BancorpSouth $945,000 $195,000 -79.4% 0.0%
GEORGIA'S OWN $530,000 $190,000 -64.2% 0.0%
CARDINAL FINANCIAL $1,305,000 $175,000 -86.6% 0.0%
EMM LOANS LLC $1,920,000 $175,000 -90.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $105,000 $155,000 47.6% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $155,000 n/a 0.0%
CREDIT UNION OF GEORGIA $265,000 $155,000 -41.5% 0.0%
Notre Dame Federal Credit Union Corporation $45,000 $150,000 233.3% 0.0%
NORWICH COMMERCIAL GROUP, INC. $135,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $290,000 $135,000 -53.4% 0.0%
Encompass Lending Group, LP $125,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $125,000 n/a 0.0%
CIS Financial Services, Inc. $430,000 $115,000 -73.3% 0.0%
FINANCE OF AMERICA REVERSE LLC $485,000 $115,000 -76.3% 0.0%
RELIANCE FIRST CAPITAL, LLC $115,000 $115,000 0.0% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $105,000 n/a 0.0%
Citadel Servicing Corporation $105,000 n/a 0.0%
FEDCHOICE Federal Credit Union $105,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $105,000 n/a 0.0%
The Loan Store, Inc. $90,000 n/a 0.0%
LOANPAL, LLC $185,000 $55,000 -70.3% 0.0%
LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.0%
SRP Federal Credit Union $55,000 n/a 0.0%
Northwest Federal Credit Union $35,000 n/a 0.0%
PEACH STATE FEDERAL CREDIT UNION $35,000 n/a 0.0%
AFFINITY $25,000 n/a 0.0%

BRUNSWICK's top lender by overall market share is QUICKEN LOANS, LLC, with 14.7% market share. In second place, with 7.2%, is PrimeSouth Bank, having originated $59,050,000 in loans. In third place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $41,585,000 in loans. In fourth place, with 3.2%, is BERKELEY POINT CAPITAL LLC, having originated $26,155,000 in loans. In fifth place, with 2.9%, is Southeastern Bank, having originated $23,790,000 in loans.

BRUNSWICK, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,457 $554,545,000 $380,607
Cash Out Refi 374 $100,880,000 $269,733
Refi 368 $106,170,000 $288,505
Other 186 $40,120,000 $215,699
Home Improvement 129 $14,765,000 $114,457

Brunswick's most frequently cited loan purpose was Home Purchase, with 1,457 originations. The 2nd most popular reason was Cash Out Refi, with 374 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 948 $375,790,000 $396,403
7-8% 447 $130,595,000 $292,159
Over 8% 425 $69,425,000 $163,353
5-6% 360 $154,940,000 $430,389
4-5% 26 $10,420,000 $400,769
<2.5% 7 $385,000 $55,000
3-4% 5 $1,095,000 $219,000
2.5-3% 1 $125,000 $125,000

During 2024, Brunswick's most frequently originated rate bucket was 6-7%, with 948 originations.

Loan Sizing (BRUNSWICK, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 940 $262,480,000 $279,234
$100k-200k 611 $90,065,000 $147,406
$100,000 or less 475 $27,235,000 $57,337
$400k-600k 257 $122,905,000 $478,230
$600k-1000k 141 $102,385,000 $726,135
$Over $1MM 90 $211,410,000 $2,349,000

BRUNSWICK's loan sizing saw the bucket of loans from $200k-400k with 940 originations, totaling $262,480,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 892 $317,150,000 $355,549
60-80% 529 $225,415,000 $426,115
20-40% 249 $49,075,000 $197,088
Under 20% 245 $20,485,000 $83,612
40-60% 220 $104,250,000 $473,864
Over 100% 56 $18,590,000 $331,964

BRUNSWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 892 originations, totaling $317,150,000 in origination value.