Augusta VA Loan Rates, Closing Costs & Stats

AUGUSTA-RICHMOND COUNTY, GA-SC

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Augusta's 149 lenders originated 3,271 VA loans during 2024. The total origination value was $1,046,305,000, with an average VA loan value of $319,873.

    Augusta VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Augusta averaged 6.56% for the week of 2025-07-11, compared to the national average (all VA variants) of 6.37% for the same period.

    Augusta's average VA mortgage closing costs are $6,224.

    The average rate for the prior week (2025-07-04) was 6.47% and one month ago for the week of 2025-06-06, the average rate was 6.44%.

    The average rate one year ago was 6.46%.

    For refis of the same type during the week of 2025-07-11, the average rate was 6.26%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Augusta VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Augusta level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 427 6.43% $6,015
    UNITED WHOLESALE MORTGAGE, LLC 213 5.93% $7,769
    DHI MORTGAGE COMPANY, LTD. 180 5.27% $7,840
    QUICKEN LOANS, LLC 175 6.04% $9,499
    FREEDOM MORTGAGE CORPORATION 153 6.14% $7,548
    NAVY FEDERAL CREDIT UNION 150 5.91% $6,266
    MOVEMENT MORTGAGE, LLC 143 6.10% $10,520
    GUILD MORTGAGE COMPANY 130 6.10% $9,301
    PENNYMAC LOAN SERVICES, LLC 80 5.69% $6,801
    First Heritage Mortgage, LLC 70 6.02% $11,595
    USAA Federal Savings Bank 67 6.35% $7,062
    CROSSCOUNTRY MORTGAGE, LLC 60 6.25% $8,603
    VILLAGE CAPITAL MORTGAGE 57 5.77% $6,286
    BROKER SOLUTIONS, INC. 54 6.36% $10,856
    Ameris Bank 53 5.95% $9,098
    Queensborough National Bank & Trust Company 50 6.15% $10,684
    MORTGAGE SOLUTIONS OF COLORADO, LLC 47 7.31% $3,718
    NEW DAY FINANCIAL, LLC 47 7.48% $10,346
    CARDINAL FINANCIAL 45 6.45% $12,623
    AUGUSTA MORTGAGE CO. 42 5.96% $12,518
    South State Bank 41 6.00% $10,746
    BANKSOUTH MORTGAGE COMPANY, LLC 40 6.15% $12,926
    Colony Bank 38 6.26% $4,790
    PLANET HOME LENDING, LLC 36 5.97% $7,042
    NEWREZ LLC 34 5.88% $6,815
    VANDERBILT MORTGAGE AND FINANCE, INC. 27 6.63% $6,207
    PENTAGON FEDERAL CREDIT UNION 25 6.12% $9,583
    FIRST CHOICE MORTGAGE, INC. 24 6.61% $10,409
    LOANDEPOT.COM, LLC 23 6.17% $10,406
    The Federal Savings Bank 23 6.26% $13,275
    CANOPY MORTGAGE, LLC 22 5.99% $17,089
    TOWNE MORTGAGE COMPANY 22 6.37% $8,995
    Flagstar Bank, FSB 17 6.81% $6,241
    Mr. Cooper ( Nationstar Mortgage ) 17 6.24% $10,137
    CMG MORTGAGE, INC. 17 6.12% $12,089
    BancorpSouth 17 6.13% $9,503
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 6.65% $6,713
    CAROLINA ONE MORTGAGE, LLC 13 5.96% $14,764
    Equity Prime Mortgage LLC 13 6.78% $8,006
    GUARANTEED RATE, INC. 12 6.52% $6,267
    FBC MORTGAGE, LLC 12 5.64% $2,590
    CLEARPATH LENDING 11 6.02% $7,090
    LAKEVIEW LOAN SERVICING, LLC 11 5.62% $6,186
    Barrington Bank & Trust Company, N.A. 10 6.43% $7,686
    UNION HOME MORTGAGE CORP. 10 6.21% $11,665
    Pinnacle Bank 10 5.85% $10,386
    SUMMIT FUNDING, INC. 9 6.43% $7,844
    Carrington Mortgage Services, LLC 9 6.01% $10,844
    Synovus Bank 8 6.19% $13,105
    Lakeview Community Capital, LLC 8 5.72% $4,303
    Regions Bank 7 5.96% $7,712
    NBKC BANK 7 5.88% $9,542
    Wells Fargo Bank 6 5.75% $11,953
    AMERICAN FINANCIAL NETWORK, INC. 6 6.17% $8,380
    AmeriHome Mortgage Company, LLC 6 6.14% $4,167
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 6.13% $8,253
    Assurance Financial Group, L.L.C. 6 6.54% $4,547
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 6 6.38% $12,984
    LOANPAL, LLC 6 5.85% $13,080
    MUTUAL OF OMAHA MORTGAGE, INC. 6 6.58% $11,529
    Security Federal Bank 6 6.33% $5,043
    SUN WEST MORTGAGE COMPANY, INC. 6 6.46% $5,978
    First Community Bank 5 6.53% $6,480
    RELIANCE FIRST CAPITAL, LLC 5 6.98% $13,240
    Credence Funding Corporation 5 5.55% $6,543
    SRP Federal Credit Union 5 6.15% $4,184
    First Federal Bank 5 5.73% $6,791
    AMERISAVE MORTGAGE CORPORATION 5 5.80% $13,928
    Magnolia Bank 5 5.93% $13,458
    Presidential Bank, FSB 4 6.53% $6,461
    MILEND, INC. 4 6.75% $13,157
    PLAZA HOME MORTGAGE, INC. 4 6.15% $16,719
    Century Mortgage Company DBA Century Lending Company 4 5.97% $7,758
    U.S. Bank 4 6.88% $4,818
    ALLIED MORTGAGE GROUP, INC. 4 5.75% $5,022
    Prosperity Home Mortgage, LLC 4 6.40% $11,122
    Armed Forces Bank 4 5.88% $5,777
    Waterstone Mortgage Corporation 3 6.46% $6,196
    PHH Mortgage Corporation 3 6.37% $5,413
    Nations Lending Corporation 3 7.04% $14,115
    North American Savings Bank, F.S.B. 3 5.75% $13,990
    GUARANTEED RATE AFFINITY, LLC 3 6.29% $11,297
    M&T Bank 3 6.13% $6,917
    Paramount Residential Mortgage Group, Inc. 3 6.67% $10,869
    The Loan Store, Inc. 3 5.92% $4,263
    CALCON MUTUAL MORTGAGE LLC 3 5.96% $11,439
    JPMorgan Chase Bank 2 6.37% $10,538
    CityWorth Mortgage LLC 2 5.88% $21,214
    MORTGAGEONE, INC. 2 7.44% $2,390
    RESOURCE FINANCIAL SERVICES, INC. 2 6.50% $5,022
    VERITAS FUNDING, LLC 2 6.13% $15,658
    INTERCOASTAL MORTGAGE COMPANY 2 6.44% $3,200
    T2 FINANCIAL LLC 2 6.81% $4,979
    The Central Trust Bank 2 6.06% $16,682
    Core Bank 2 6.19% $13,534
    TOP FLITE FINANCIAL, INC. 2 6.94% $20,175
    Mid-Continent Funding, Inc. 2 6.25% $8,591
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.00% $11,541
    AMERICAN FINANCING CORPORATION 2 6.06% $16,641
    GoPrime Mortgage, Inc. 2 6.63% $6,330
    PREMIA MORTGAGE, LLC 2 6.19% $8,415
    Bank of England 1 6.38% $17,379
    THE MORTGAGE FIRM, INC. 1 6.25% $7,492
    Towne Bank 1 6.75% $4,253
    TruHome Solutions, LLC 1 6.50% $3,129
    Truist 1 6.50% $985
    Trustmark National Bank 1 6.00% $7,385
    AMERICAN FINANCIAL RESOURCES, INC. 1 5.75% $3,349
    GENEVA FINANCIAL, LLC 1 6.75% $484
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.13% $5,810
    Franklin Loan Corporation 1 5.75% $10,200
    HOMESIDE FINANCIAL, LLC 1 5.13% $2,039
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 5.75% $2,651
    Integrity Home Mortgage Corp 1 6.13% $675
    INTELLILOAN, INC. 1 6.25% $1,706
    ISERVE RESIDENTIAL LENDING, LLC 1 8.13% $15,578
    Ixonia Bank 1 7.00% $6,434
    FLAT BRANCH MORTGAGE, INC. 1 5.63% $4,547
    First Palmetto Bank 1 6.13% $5,544
    LEADERONE FINANCIAL CORPORATION 1 6.63% $22,665
    First National Bank Texas 1 6.13% $15,781
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.00% $12,706
    MORTGAGE EQUITY PARTNERS LLC 1 7.25% $6,668
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 6.63% $3,004
    FIRST COMMUNITY MORTGAGE, INC. 1 5.99% $1,094
    ACOPIA, LLC 1 7.13% $182
    NATIONS DIRECT MORTGAGE, LLC 1 6.25% $2,000
    First-Citizens Bank & Trust Company 1 6.13% $17,506
    Farmers Bank & Trust 1 5.75% $4,924
    EMBRACE HOME LOANS, INC. 1 5.75% $5,160
    NFM, INC. 1 6.13% $15,699
    NORWICH COMMERCIAL GROUP, INC. 1 5.63% $4,217
    OCMBC, INC. 1 6.13% $1,142
    ONY GLO, INC. 1 6.25% $5,255
    Paramount Bank 1 6.25% $5,970
    Cornerstone First Mortgage, Inc 1 6.38% $19,337
    CONTOUR MORTGAGE CORPORATION 1 6.63% $12,673
    Commerce Home Mortgage, Inc. 1 5.63% $5,287
    PNC Bank 1 6.25% $9,670
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.50% $4,698
    Citizens Bank 1 5.50% $19,007
    Renasant Bank 1 6.00% $4,688
    SOUTHWEST STAGE FUNDING, LLC 1 6.38% $500
    SOVEREIGN LENDING GROUP INCORPORATED 1 5.25% $6,922
    STOCKTON MORTGAGE CORPORATION 1 7.13% $5,414
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $26,754
    BETTER MORTGAGE CORPORATION 1 6.25% $10,712
    Sunflower Bank 1 6.49% $9,517
    1ST SIGNATURE LENDING, LLC 1 7.25% $24,102

    The top Augusta VA lender as defined by loan originations is Mortgage Research Center, LLC, with 427 VA loans originated. Their average total fees are $6,015, which is $1,755 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Augusta VA lenders (with over 10 loans originated) are FBC MORTGAGE, LLC ($2,590), MORTGAGE SOLUTIONS OF COLORADO, LLC ($3,718), Colony Bank ($4,790), Mortgage Research Center, LLC ($6,015) and LAKEVIEW LOAN SERVICING, LLC ($6,186).

    The lowest rate Augusta VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.27%), LAKEVIEW LOAN SERVICING, LLC (5.62%), FBC MORTGAGE, LLC (5.64%), PENNYMAC LOAN SERVICES, LLC (5.69%) and VILLAGE CAPITAL MORTGAGE (5.77%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Augusta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $219,000 (9.6%) $273,886 (7.6%) 0.81 2,496
    2018-02-01 $221,620 (8.1%) $280,935 (9.3%) 0.80 2,499
    2018-03-01 $224,900 (7.6%) $286,253 (9.9%) 0.79 2,443
    2018-04-01 $228,450 (8.8%) $289,163 (9.5%) 0.77 2,450
    2018-05-01 $230,063 (5.8%) $292,658 (7.7%) 0.77 2,463
    2018-06-01 $229,000 (5.9%) $291,560 (6.8%) 0.76 2,443
    2018-07-01 $224,950 (4.6%) $287,153 (6.5%) 0.75 2,490
    2018-08-01 $219,900 (2.3%) $282,511 (5.0%) 0.74 2,493
    2018-09-01 $218,450 (0.7%) $278,832 (3.6%) 0.73 2,563
    2018-10-01 $219,250 (2.0%) $275,085 (2.6%) 0.74 2,564
    2018-11-01 $218,610 (0.5%) $272,379 (0.0%) 0.74 2,545
    2018-12-01 $215,000 (-0.4%) $277,667 (2.1%) 0.74 2,468
    2019-01-01 $215,000 (-1.8%) $278,868 (1.8%) 0.74 2,372
    2019-02-01 $217,000 (-2.1%) $282,083 (0.4%) 0.73 2,337
    2019-03-01 $223,800 (-0.5%) $287,654 (0.5%) 0.73 2,273
    2019-04-01 $229,750 (0.6%) $293,673 (1.6%) 0.73 2,243
    2019-05-01 $230,000 (0.0%) $296,445 (1.3%) 0.72 2,264
    2019-06-01 $234,900 (2.6%) $299,046 (2.6%) 0.73 2,200
    2019-07-01 $235,675 (4.8%) $303,943 (5.9%) 0.74 2,240
    2019-08-01 $234,195 (6.5%) $297,491 (5.3%) 0.74 2,243
    2019-09-01 $233,138 (6.7%) $297,628 (6.7%) 0.75 2,208
    2019-10-01 $233,170 (6.4%) $297,695 (8.2%) 0.75 2,184
    2019-11-01 $229,000 (4.8%) $295,293 (8.4%) 0.75 2,107
    2019-12-01 $229,450 (6.7%) $292,969 (5.5%) 0.77 2,015
    2020-01-01 $229,918 (6.9%) $299,294 (7.3%) 0.77 1,879
    2020-02-01 $232,600 (7.2%) $306,976 (8.8%) 0.76 1,792
    2020-03-01 $236,545 (5.7%) $307,441 (6.9%) 0.74 1,764
    2020-04-01 $244,651 (6.5%) $315,731 (7.5%) 0.77 1,748
    2020-05-01 $249,900 (8.7%) $325,612 (9.8%) 0.76 1,575
    2020-06-01 $254,950 (8.5%) $338,343 (13.1%) 0.75 1,368
    2020-07-01 $250,200 (6.2%) $339,139 (11.6%) 0.73 1,326
    2020-08-01 $259,000 (10.6%) $343,693 (15.5%) 0.74 1,258
    2020-09-01 $264,900 (13.6%) $350,327 (17.7%) 0.76 1,159
    2020-10-01 $262,690 (12.7%) $345,195 (16.0%) 0.75 1,179
    2020-11-01 $249,995 (9.2%) $360,987 (22.3%) 0.73 1,060
    2020-12-01 $251,892 (9.8%) $358,199 (22.3%) 0.75 1,027
    2021-01-01 $259,000 (12.7%) $358,350 (19.7%) 0.77 943
    2021-02-01 $259,850 (11.7%) $376,888 (22.8%) 0.76 794
    2021-03-01 $262,500 (11.0%) $390,776 (27.1%) 0.74 714
    2021-04-01 $275,424 (12.6%) $413,999 (31.1%) 0.75 673
    2021-05-01 $290,285 (16.2%) $411,767 (26.5%) 0.77 731
    2021-06-01 $287,675 (12.8%) $404,471 (19.5%) 0.76 801
    2021-07-01 $289,900 (15.9%) $395,724 (16.7%) 0.76 863
    2021-08-01 $284,900 (10.0%) $377,326 (9.8%) 0.76 945
    2021-09-01 $285,250 (7.7%) $372,184 (6.2%) 0.76 971
    2021-10-01 $279,900 (6.6%) $363,819 (5.4%) 0.75 996
    2021-11-01 $287,225 (14.9%) $365,587 (1.3%) 0.77 956
    2021-12-01 $280,675 (11.4%) $357,197 (-0.3%) 0.76 856
    2022-01-01 $281,670 (8.8%) $356,746 (-0.5%) 0.76 733
    2022-02-01 $284,900 (9.6%) $355,528 (-5.7%) 0.74 626
    2022-03-01 $281,503 (7.2%) $358,846 (-8.2%) 0.70 635
    2022-04-01 $290,000 (5.3%) $362,661 (-12.4%) 0.69 723
    2022-05-01 $307,370 (5.9%) $373,738 (-9.2%) 0.70 955
    2022-06-01 $313,915 (9.1%) $377,375 (-6.7%) 0.70 1,089
    2022-07-01 $315,000 (8.7%) $371,292 (-6.2%) 0.71 1,272
    2022-08-01 $313,869 (10.2%) $370,028 (-1.9%) 0.73 1,361
    2022-09-01 $312,989 (9.7%) $368,660 (-1.0%) 0.73 1,358
    2022-10-01 $312,900 (11.8%) $365,109 (0.4%) 0.74 1,522
    2022-11-01 $319,800 (11.3%) $369,405 (1.0%) 0.77 1,638
    2022-12-01 $319,700 (13.9%) $368,455 (3.2%) 0.79 1,647
    2023-01-01 $324,200 (15.1%) $379,091 (6.3%) 0.80 1,571
    2023-02-01 $329,900 (15.8%) $385,641 (8.5%) 0.80 1,400
    2023-03-01 $320,080 (13.7%) $384,587 (7.2%) 0.75 1,360
    2023-04-01 $315,000 (8.6%) $383,794 (5.8%) 0.73 1,367
    2023-05-01 $316,250 (2.9%) $385,697 (3.2%) 0.72 1,380
    2023-06-01 $317,175 (1.0%) $391,524 (3.8%) 0.71 1,407
    2023-07-01 $309,900 (-1.6%) $377,758 (1.7%) 0.70 1,504
    2023-08-01 $299,950 (-4.4%) $368,204 (-0.5%) 0.69 1,587
    2023-09-01 $301,795 (-3.6%) $370,013 (0.4%) 0.70 1,638
    2023-10-01 $309,950 (-0.9%) $373,721 (2.4%) 0.73 1,761
    2023-11-01 $309,900 (-3.1%) $372,855 (0.9%) 0.74 1,853
    2023-12-01 $309,900 (-3.1%) $369,372 (0.3%) 0.76 1,832
    2024-01-01 $309,900 (-4.4%) $364,830 (-3.8%) 0.76 1,800
    2024-02-01 $307,918 (-6.7%) $359,760 (-6.7%) 0.74 1,740
    2024-03-01 $303,600 (-5.2%) $358,205 (-6.9%) 0.71 1,832
    2024-04-01 $304,375 (-3.4%) $364,330 (-5.1%) 0.71 1,788
    2024-05-01 $309,350 (-2.2%) $374,705 (-2.9%) 0.70 1,837
    2024-06-01 $311,300 (-1.9%) $376,393 (-3.9%) 0.71 1,909
    2024-07-01 $311,958 (0.7%) $380,317 (0.7%) 0.71 1,994
    2024-08-01 $310,000 (3.4%) $373,264 (1.4%) 0.72 2,073
    2024-09-01 $307,700 (2.0%) $372,903 (0.8%) 0.72 2,173
    2024-10-01 $305,905 (-1.3%) $373,494 (-0.1%) 0.72 2,088
    2024-11-01 $300,000 (-3.2%) $372,686 (-0.1%) 0.72 1,948
    2024-12-01 $304,900 (-1.6%) $376,538 (1.9%) 0.76 1,867
    2025-01-01 $307,838 (-0.7%) $382,009 (4.7%) 0.77 1,826
    2025-02-01 $309,900 (0.6%) $382,333 (6.3%) 0.75 1,837
    2025-03-01 $320,000 (5.4%) $397,859 (11.1%) 0.75 1,886
    2025-04-01 $329,950 (8.4%) $404,882 (11.1%) 0.77 1,967
    2025-05-01 $335,000 (8.3%) $409,943 (9.4%) 0.76 2,077
    2025-06-01 $329,450 (5.8%) $406,219 (7.9%) 0.75 2,176
    Augusta's median listing price for 2025-06-01 was $329,450, a difference of $18,150 (5.8%) versus the prior year and $-5,550 versus the prior month.

    Augusta's median listing price comes in at 75% of the national average.

    Augusta's average listing price for 2025-06-01 was $406,219, a difference of $29,826 (7.9%) versus the prior year and $-3,724 versus the prior month.

    For the 2025-06-01 period, Augusta had 2,176 MLS listings, a difference of 99 listings (5%) versus the prior month and 267 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Augusta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 93 days 2,190 sqft
    2018-02-01 87 days 2,223 sqft
    2018-03-01 67 days 2,242 sqft
    2018-04-01 65 days 2,271 sqft
    2018-05-01 60 days 2,300 sqft
    2018-06-01 61 days 2,299 sqft
    2018-07-01 66 days 2,255 sqft
    2018-08-01 71 days 2,200 sqft
    2018-09-01 74 days 2,174 sqft
    2018-10-01 76 days 2,174 sqft
    2018-11-01 79 days 2,131 sqft
    2018-12-01 85 days 2,106 sqft
    2019-01-01 94 days 2,103 sqft
    2019-02-01 90 days 2,113 sqft
    2019-03-01 74 days 2,174 sqft
    2019-04-01 59 days 2,228 sqft
    2019-05-01 54 days 2,238 sqft
    2019-06-01 53 days 2,250 sqft
    2019-07-01 55 days 2,245 sqft
    2019-08-01 61 days 2,230 sqft
    2019-09-01 68 days 2,239 sqft
    2019-10-01 75 days 2,248 sqft
    2019-11-01 79 days 2,210 sqft
    2019-12-01 87 days 2,210 sqft
    2020-01-01 89 days 2,205 sqft
    2020-02-01 82 days 2,203 sqft
    2020-03-01 62 days 2,232 sqft
    2020-04-01 63 days 2,280 sqft
    2020-05-01 72 days 2,285 sqft
    2020-06-01 73 days 2,293 sqft
    2020-07-01 61 days 2,284 sqft
    2020-08-01 50 days 2,294 sqft
    2020-09-01 51 days 2,304 sqft
    2020-10-01 51 days 2,156 sqft
    2020-11-01 51 days 2,219 sqft
    2020-12-01 53 days 2,263 sqft
    2021-01-01 55 days 2,250 sqft
    2021-02-01 53 days 2,234 sqft
    2021-03-01 38 days 2,197 sqft
    2021-04-01 32 days 2,221 sqft
    2021-05-01 28 days 2,272 sqft
    2021-06-01 30 days 2,254 sqft
    2021-07-01 31 days 2,188 sqft
    2021-08-01 32 days 2,147 sqft
    2021-09-01 38 days 2,149 sqft
    2021-10-01 45 days 2,119 sqft
    2021-11-01 45 days 2,159 sqft
    2021-12-01 52 days 2,156 sqft
    2022-01-01 54 days 2,156 sqft
    2022-02-01 42 days 2,098 sqft
    2022-03-01 33 days 2,051 sqft
    2022-04-01 31 days 2,085 sqft
    2022-05-01 32 days 2,103 sqft
    2022-06-01 38 days 2,113 sqft
    2022-07-01 40 days 2,103 sqft
    2022-08-01 46 days 2,106 sqft
    2022-09-01 49 days 2,103 sqft
    2022-10-01 50 days 2,100 sqft
    2022-11-01 56 days 2,153 sqft
    2022-12-01 70 days 2,158 sqft
    2023-01-01 79 days 2,160 sqft
    2023-02-01 81 days 2,161 sqft
    2023-03-01 65 days 2,136 sqft
    2023-04-01 48 days 2,112 sqft
    2023-05-01 48 days 2,137 sqft
    2023-06-01 47 days 2,121 sqft
    2023-07-01 45 days 2,095 sqft
    2023-08-01 47 days 2,025 sqft
    2023-09-01 52 days 2,033 sqft
    2023-10-01 54 days 2,079 sqft
    2023-11-01 57 days 2,062 sqft
    2023-12-01 66 days 2,046 sqft
    2024-01-01 77 days 2,027 sqft
    2024-02-01 70 days 2,013 sqft
    2024-03-01 56 days 2,013 sqft
    2024-04-01 53 days 2,011 sqft
    2024-05-01 52 days 2,031 sqft
    2024-06-01 52 days 2,069 sqft
    2024-07-01 58 days 2,070 sqft
    2024-08-01 58 days 2,066 sqft
    2024-09-01 58 days 2,027 sqft
    2024-10-01 73 days 2,014 sqft
    2024-11-01 80 days 1,987 sqft
    2024-12-01 84 days 1,977 sqft
    2025-01-01 79 days 1,980 sqft
    2025-02-01 74 days 1,980 sqft
    2025-03-01 59 days 2,020 sqft
    2025-04-01 57 days 2,046 sqft
    2025-05-01 56 days 2,078 sqft
    2025-06-01 54 days 2,058 sqft
    Augusta's median listing age (time on market) for 2025-06-01 was 54 days. This is 4% longer than the same period one year ago.

    Augusta's median square footage for active listings during the 2025-06-01 period was 2,058 sqft. One year prior, the average listing was 2,069 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.