Augusta VA Loan Rates, Closing Costs & Stats

AUGUSTA-RICHMOND COUNTY, GA-SC

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Augusta's 145 lenders originated 2,715 VA loans during 2023. The total origination value was $835,825,000, with an average VA loan value of $307,855.

    Augusta VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Augusta averaged -0.22% for the week of 2024-11-15, compared to the national average (all VA variants) of 0% for the same period.

    Augusta's average VA mortgage closing costs are $5,964.

    The average rate for the prior week (2024-11-08) was 6.49% and one month ago for the week of 2024-10-11, the average rate was 6.06%.

    The average rate one year ago was 7.35%.

    For refis of the same type during the week of 2024-11-15, the average rate was 0.13%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Augusta VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Augusta level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 417 6.59% $6,723
    DHI MORTGAGE COMPANY, LTD. 173 5.39% $6,945
    QUICKEN LOANS, LLC 143 6.14% $9,848
    NAVY FEDERAL CREDIT UNION 141 5.85% $5,902
    UNITED WHOLESALE MORTGAGE, LLC 133 6.22% $8,554
    MOVEMENT MORTGAGE, LLC 122 6.21% $9,955
    GUILD MORTGAGE COMPANY 91 6.58% $8,806
    BROKER SOLUTIONS, INC. 80 6.22% $11,460
    CARDINAL FINANCIAL 65 6.57% $12,266
    AUGUSTA MORTGAGE CO. 58 6.19% $10,502
    BANKSOUTH MORTGAGE COMPANY, LLC 55 5.92% $9,457
    USAA Federal Savings Bank 55 6.26% $9,167
    Ameris Bank 55 6.15% $9,291
    Queensborough National Bank & Trust Company 54 6.15% $10,573
    South State Bank 49 6.15% $10,450
    PENNYMAC LOAN SERVICES, LLC 49 5.60% $7,404
    FREEDOM MORTGAGE CORPORATION 47 6.59% $12,880
    Colony Bank 37 5.92% $8,372
    The Federal Savings Bank 37 6.38% $14,872
    NEW DAY FINANCIAL, LLC 33 7.54% $11,296
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 31 6.49% $6,301
    PENTAGON FEDERAL CREDIT UNION 31 5.58% $7,646
    LOANDEPOT.COM, LLC 27 5.97% $11,775
    First Heritage Mortgage, LLC 25 6.52% $12,353
    Wells Fargo Bank 24 5.77% $6,757
    VANDERBILT MORTGAGE AND FINANCE, INC. 20 6.34% $6,092
    GUARANTEED RATE, INC. 18 6.38% $6,330
    PLANET HOME LENDING, LLC 17 6.29% $11,185
    MORTGAGE SOLUTIONS OF COLORADO, LLC 17 7.68% $2,864
    Flagstar Bank, FSB 17 6.64% $11,092
    VILLAGE CAPITAL MORTGAGE 16 6.26% $7,507
    FIRST CHOICE MORTGAGE, INC. 16 6.45% $12,278
    CROSSCOUNTRY MORTGAGE, LLC 15 6.67% $7,766
    Mr. Cooper ( Nationstar Mortgage ) 14 5.96% $13,379
    CMG MORTGAGE, INC. 13 6.14% $10,889
    MILEND, INC. 13 6.87% $11,616
    Security Federal Bank 12 6.40% $5,224
    GUARANTEED RATE AFFINITY, LLC 12 6.24% $5,795
    BancorpSouth 11 6.41% $8,839
    Regions Bank 11 6.38% $9,118
    Equity Prime Mortgage LLC 11 6.80% $7,096
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 10 6.85% $9,651
    Synovus Bank 9 6.43% $8,230
    AMERISAVE MORTGAGE CORPORATION 9 5.58% $14,544
    NEWREZ LLC 8 6.50% $4,981
    NTFN, INC. 8 6.73% $11,066
    Barrington Bank & Trust Company, N.A. 8 6.69% $7,099
    Magnolia Bank 8 6.30% $19,412
    MICHIGAN MUTUAL, INC. 8 6.11% $6,154
    ACADEMY MORTGAGE CORPORATION 8 6.47% $14,002
    Assurance Financial Group, L.L.C. 7 6.64% $9,193
    LOANPAL, LLC 7 6.14% $15,582
    AMERICAN FINANCIAL NETWORK, INC. 7 6.46% $9,430
    RELIANCE FIRST CAPITAL, LLC 7 6.29% $13,693
    Mid-Continent Funding, Inc. 7 6.03% $8,503
    HOMESTAR FINANCIAL CORPORATION 6 5.88% $9,281
    Pinnacle Bank 6 6.15% $7,076
    Lakeview Community Capital, LLC 6 5.90% $9,445
    FBC MORTGAGE, LLC 5 5.87% $6,081
    LAKEVIEW LOAN SERVICING, LLC 5 6.30% $8,909
    UNION HOME MORTGAGE CORP. 5 6.88% $10,009
    HOMESIDE FINANCIAL, LLC 5 6.75% $12,603
    MUTUAL OF OMAHA MORTGAGE, INC. 5 6.40% $13,048
    SRP Federal Credit Union 4 6.22% $11,134
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 6.72% $7,391
    TOWNE MORTGAGE COMPANY 4 6.69% $7,865
    INTERCOASTAL MORTGAGE COMPANY 4 6.50% $10,188
    First Federal Bank 4 6.34% $7,691
    GSF Mortgage Corporation 4 6.47% $6,299
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.94% $8,811
    First Community Bank 3 6.42% $9,560
    STOCKTON MORTGAGE CORPORATION 3 5.83% $15,128
    CityWorth Mortgage LLC 3 6.75% $7,208
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.17% $3,677
    NBKC BANK 3 5.71% $5,135
    Credence Funding Corporation 3 5.71% $3,659
    NATIONWIDE MORTGAGE BANKERS, INC. 2 6.88% $13,793
    North American Savings Bank, F.S.B. 2 6.06% $6,498
    Bell Bank 2 6.25% $13,615
    SUN WEST MORTGAGE COMPANY, INC. 2 6.81% $10,756
    HOMEOWNERS FINANCIAL GROUP USA, LLC 2 6.94% $6,420
    AMERICAN FINANCING CORPORATION 2 5.93% $8,021
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 6.94% $8,296
    Renasant Bank 2 6.63% $11,077
    LIBERTY HOME MORTGAGE CORPORATION 2 7.06% $13,610
    Prosperity Home Mortgage, LLC 2 6.19% $11,956
    Northpointe Bank 2 6.75% $9,199
    ACOPIA, LLC 2 6.56% $3,423
    POLARIS HOME FUNDING CORP. 2 6.75% $6,263
    Paramount Residential Mortgage Group, Inc. 2 5.88% $12,945
    Armed Forces Bank 2 6.19% $6,522
    Truist 2 6.00% $10,175
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 2 7.31% $8,320
    First Palmetto Bank 2 6.81% $5,098
    NBH Bank 1 6.49% $16,375
    Alcova Mortgage LLC 1 6.75% $3,411
    American Mortgage & Equity Consultants, Inc. 1 6.25% $5,551
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $9,799
    American Security Mortgage Corp. 1 5.75% $6,617
    Atlantic Coast Mortgage, LLC 1 6.00% $10,807
    Bank of America 1 5.88% $9,018
    BNC National Bank 1 5.75% $14,279
    Capital City Home Loans, LLC 1 7.00% $5,765
    CAROLINA ONE MORTGAGE, LLC 1 7.75% $11,181
    Carrington Mortgage Services, LLC 1 5.38% $15,810
    Century Mortgage Company DBA Century Lending Company 1 7.25% $9,888
    CERTAINTY HOME LOANS, LLC 1 5.25% $13,064
    CONTOUR MORTGAGE CORPORATION 1 6.25% $11,661
    DAS Acquisition Company, LLC 1 7.50% $617
    EMM LOANS LLC 1 7.13% $6,706
    EVERETT FINANCIAL, INC. 1 5.63% $26,396
    First-Citizens Bank & Trust Company 1 5.63% $4,065
    FIRST HOME MORTGAGE CORPORATION 1 6.63% $14,847
    GENEVA FINANCIAL, LLC 1 7.13% $11,469
    GMFS LLC 1 5.75% $4,288
    Goldwater Bank, N.A. 1 6.75% $12,217
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.38% $5,998
    HomePromise Corporation 1 7.50% $10,336
    ISERVE RESIDENTIAL LENDING, LLC 1 7.38% $14,683
    JPMorgan Chase Bank 1 6.99% $5,872
    LENDING 3, INC. 1 8.00% $15,743
    MCLEAN MORTGAGE CORPORATION 1 5.38% $0
    MORTGAGEONE, INC. 1 8.25% $110
    M&T Bank 1 5.75% $26,145
    NATIONS DIRECT MORTGAGE, LLC 1 7.13% $8,152
    Nations Lending Corporation 1 6.75% $6,978
    OCMBC, INC. 1 6.63% $13,713
    OPEN MORTGAGE, LLC 1 6.25% $0
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.63% $14,310
    Plains Commerce Bank 1 7.00% $13,003
    Platinum Home Mortgage Corporation 1 6.75% $3,336
    PLAZA HOME MORTGAGE, INC. 1 6.88% $3,799
    PREMIA MORTGAGE, LLC 1 5.75% $12,683
    RESOURCE FINANCIAL SERVICES, INC. 1 7.13% $7,153
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.75% $6,392
    ServisFirst Bank 1 5.75% $9,569
    SOUTHPOINT FINANCIAL SERVICES, INC. 1 7.75% $4,944
    SOUTHWEST STAGE FUNDING, LLC 1 6.38% $7,145
    The Central Trust Bank 1 5.50% $9,948
    THE MORTGAGE FIRM, INC. 1 6.63% $9,990
    THRIVE MORTGAGE, LLC 1 6.25% $8,678
    TOP FLITE FINANCIAL, INC. 1 6.75% $16,538
    United Community Bank 1 6.63% $1,600
    University Bank 1 6.13% $1,724
    U.S. Bank 1 6.38% $4,413

    The top Augusta VA lender as defined by loan originations is Mortgage Research Center, LLC, with 417 VA loans originated. Their average total fees are $6,723, which is $222 lower than the next largest lender, DHI MORTGAGE COMPANY, LTD..

    The lowest fee Augusta VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($2,864), Security Federal Bank ($5,224), GUARANTEED RATE AFFINITY, LLC ($5,795), NAVY FEDERAL CREDIT UNION ($5,902) and VANDERBILT MORTGAGE AND FINANCE, INC. ($6,092).

    The lowest rate Augusta VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.39%), PENTAGON FEDERAL CREDIT UNION (5.58%), PENNYMAC LOAN SERVICES, LLC (5.60%), Wells Fargo Bank (5.77%) and NAVY FEDERAL CREDIT UNION (5.85%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Augusta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $219,000 (9.6%) $273,886 (7.6%) 0.81 2,496
    2018-02-01 $221,620 (8.1%) $280,935 (9.3%) 0.80 2,499
    2018-03-01 $224,900 (7.6%) $286,253 (9.9%) 0.79 2,443
    2018-04-01 $228,450 (8.8%) $289,163 (9.5%) 0.77 2,450
    2018-05-01 $230,063 (5.8%) $292,658 (7.7%) 0.77 2,463
    2018-06-01 $229,000 (5.9%) $291,560 (6.8%) 0.76 2,443
    2018-07-01 $224,950 (4.6%) $287,153 (6.5%) 0.75 2,490
    2018-08-01 $219,900 (2.3%) $282,511 (5.0%) 0.74 2,493
    2018-09-01 $218,450 (0.7%) $278,832 (3.6%) 0.73 2,563
    2018-10-01 $219,250 (2.0%) $275,085 (2.6%) 0.74 2,564
    2018-11-01 $218,610 (0.5%) $272,379 (0.0%) 0.74 2,545
    2018-12-01 $215,000 (-0.4%) $277,722 (2.1%) 0.74 2,468
    2019-01-01 $215,000 (-1.8%) $278,969 (1.9%) 0.74 2,370
    2019-02-01 $217,000 (-2.1%) $282,184 (0.4%) 0.73 2,335
    2019-03-01 $223,800 (-0.5%) $287,721 (0.5%) 0.73 2,272
    2019-04-01 $229,750 (0.6%) $293,681 (1.6%) 0.73 2,243
    2019-05-01 $230,000 (0.0%) $296,445 (1.3%) 0.72 2,264
    2019-06-01 $234,900 (2.6%) $299,033 (2.6%) 0.73 2,201
    2019-07-01 $235,900 (4.9%) $303,928 (5.8%) 0.74 2,241
    2019-08-01 $234,245 (6.5%) $297,480 (5.3%) 0.74 2,244
    2019-09-01 $233,264 (6.8%) $297,617 (6.7%) 0.75 2,209
    2019-10-01 $233,266 (6.4%) $297,683 (8.2%) 0.75 2,185
    2019-11-01 $229,000 (4.8%) $295,282 (8.4%) 0.75 2,107
    2019-12-01 $229,450 (6.7%) $292,969 (5.5%) 0.77 2,015
    2020-01-01 $229,918 (6.9%) $299,294 (7.3%) 0.77 1,879
    2020-02-01 $232,600 (7.2%) $306,976 (8.8%) 0.76 1,792
    2020-03-01 $236,545 (5.7%) $307,441 (6.9%) 0.74 1,764
    2020-04-01 $244,651 (6.5%) $315,731 (7.5%) 0.77 1,748
    2020-05-01 $249,900 (8.7%) $325,612 (9.8%) 0.76 1,575
    2020-06-01 $254,950 (8.5%) $338,343 (13.2%) 0.75 1,368
    2020-07-01 $250,200 (6.1%) $339,139 (11.6%) 0.73 1,326
    2020-08-01 $259,000 (10.6%) $343,693 (15.5%) 0.74 1,258
    2020-09-01 $264,900 (13.6%) $350,327 (17.7%) 0.76 1,159
    2020-10-01 $262,690 (12.6%) $345,195 (16.0%) 0.75 1,179
    2020-11-01 $249,995 (9.2%) $360,987 (22.3%) 0.73 1,060
    2020-12-01 $251,892 (9.8%) $358,199 (22.3%) 0.75 1,027
    2021-01-01 $259,000 (12.7%) $358,350 (19.7%) 0.77 943
    2021-02-01 $259,850 (11.7%) $376,888 (22.8%) 0.76 794
    2021-03-01 $262,500 (11.0%) $390,452 (27.0%) 0.74 715
    2021-04-01 $275,299 (12.5%) $414,082 (31.2%) 0.75 673
    2021-05-01 $290,000 (16.1%) $411,397 (26.4%) 0.77 731
    2021-06-01 $287,450 (12.8%) $404,021 (19.4%) 0.76 801
    2021-07-01 $289,900 (15.9%) $395,724 (16.7%) 0.76 863
    2021-08-01 $284,900 (10.0%) $376,965 (9.7%) 0.76 946
    2021-09-01 $285,125 (7.6%) $371,830 (6.1%) 0.76 971
    2021-10-01 $279,900 (6.6%) $363,729 (5.4%) 0.75 996
    2021-11-01 $287,450 (15.0%) $365,671 (1.3%) 0.77 955
    2021-12-01 $281,175 (11.6%) $357,277 (-0.3%) 0.76 856
    2022-01-01 $281,670 (8.8%) $356,746 (-0.5%) 0.76 733
    2022-02-01 $284,900 (9.6%) $355,569 (-5.7%) 0.74 626
    2022-03-01 $281,503 (7.2%) $358,846 (-8.1%) 0.70 635
    2022-04-01 $290,000 (5.3%) $362,661 (-12.4%) 0.69 723
    2022-05-01 $307,370 (6.0%) $373,738 (-9.2%) 0.70 955
    2022-06-01 $313,915 (9.2%) $377,375 (-6.6%) 0.70 1,089
    2022-07-01 $315,000 (8.7%) $371,292 (-6.2%) 0.71 1,272
    2022-08-01 $313,869 (10.2%) $370,028 (-1.8%) 0.73 1,360
    2022-09-01 $312,989 (9.8%) $368,660 (-0.9%) 0.73 1,358
    2022-10-01 $312,900 (11.8%) $365,109 (0.4%) 0.74 1,522
    2022-11-01 $319,800 (11.3%) $369,405 (1.0%) 0.77 1,638
    2022-12-01 $319,700 (13.7%) $368,455 (3.1%) 0.79 1,647
    2023-01-01 $324,200 (15.1%) $379,091 (6.3%) 0.80 1,571
    2023-02-01 $329,900 (15.8%) $385,641 (8.5%) 0.80 1,400
    2023-03-01 $320,080 (13.7%) $384,587 (7.2%) 0.75 1,360
    2023-04-01 $315,000 (8.6%) $383,794 (5.8%) 0.73 1,367
    2023-05-01 $316,250 (2.9%) $385,697 (3.2%) 0.72 1,380
    2023-06-01 $317,175 (1.0%) $391,524 (3.8%) 0.71 1,407
    2023-07-01 $309,900 (-1.6%) $377,758 (1.7%) 0.70 1,504
    2023-08-01 $299,950 (-4.4%) $368,204 (-0.5%) 0.69 1,587
    2023-09-01 $302,430 (-3.4%) $370,026 (0.4%) 0.70 1,638
    2023-10-01 $309,950 (-0.9%) $373,732 (2.4%) 0.73 1,762
    2023-11-01 $309,900 (-3.1%) $372,866 (0.9%) 0.74 1,854
    2023-12-01 $309,999 (-3.0%) $369,412 (0.3%) 0.76 1,834
    2024-01-01 $309,925 (-4.4%) $364,872 (-3.8%) 0.76 1,802
    2024-02-01 $307,942 (-6.7%) $359,807 (-6.7%) 0.74 1,742
    2024-03-01 $304,500 (-4.9%) $358,250 (-6.9%) 0.72 1,834
    2024-04-01 $304,775 (-3.3%) $364,357 (-5.1%) 0.71 1,790
    2024-05-01 $309,450 (-2.2%) $375,535 (-2.6%) 0.70 1,840
    2024-06-01 $312,875 (-1.4%) $380,200 (-2.9%) 0.70 1,911
    2024-07-01 $311,958 (0.7%) $380,317 (0.7%) 0.71 1,994
    2024-08-01 $310,000 (3.4%) $373,264 (1.4%) 0.72 2,073
    2024-09-01 $307,700 (1.7%) $372,903 (0.8%) 0.72 2,173
    2024-10-01 $305,905 (-1.3%) $373,494 (-0.1%) 0.72 2,088
    Augusta's median listing price for 2024-10-01 was $305,905, a difference of $-4,045 (-1.3%) versus the prior year and $-1,795 versus the prior month.

    Augusta's median listing price comes in at 72% of the national average.

    Augusta's average listing price for 2024-10-01 was $373,494, a difference of $-238 (-0.1%) versus the prior year and $591 versus the prior month.

    For the 2024-10-01 period, Augusta had 2,088 MLS listings, a difference of -85 listings (-4%) versus the prior month and 326 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Augusta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 93 days 2,190 sqft
    2018-02-01 87 days 2,223 sqft
    2018-03-01 67 days 2,241 sqft
    2018-04-01 65 days 2,271 sqft
    2018-05-01 60 days 2,300 sqft
    2018-06-01 61 days 2,299 sqft
    2018-07-01 66 days 2,255 sqft
    2018-08-01 71 days 2,200 sqft
    2018-09-01 74 days 2,175 sqft
    2018-10-01 76 days 2,175 sqft
    2018-11-01 79 days 2,132 sqft
    2018-12-01 85 days 2,106 sqft
    2019-01-01 94 days 2,104 sqft
    2019-02-01 91 days 2,115 sqft
    2019-03-01 75 days 2,177 sqft
    2019-04-01 59 days 2,230 sqft
    2019-05-01 54 days 2,238 sqft
    2019-06-01 53 days 2,250 sqft
    2019-07-01 55 days 2,246 sqft
    2019-08-01 61 days 2,233 sqft
    2019-09-01 68 days 2,240 sqft
    2019-10-01 75 days 2,249 sqft
    2019-11-01 79 days 2,211 sqft
    2019-12-01 87 days 2,212 sqft
    2020-01-01 89 days 2,206 sqft
    2020-02-01 82 days 2,205 sqft
    2020-03-01 62 days 2,234 sqft
    2020-04-01 63 days 2,282 sqft
    2020-05-01 72 days 2,287 sqft
    2020-06-01 73 days 2,294 sqft
    2020-07-01 61 days 2,284 sqft
    2020-08-01 50 days 2,294 sqft
    2020-09-01 51 days 2,304 sqft
    2020-10-01 51 days 2,156 sqft
    2020-11-01 51 days 2,219 sqft
    2020-12-01 53 days 2,263 sqft
    2021-01-01 55 days 2,250 sqft
    2021-02-01 53 days 2,234 sqft
    2021-03-01 38 days 2,195 sqft
    2021-04-01 32 days 2,221 sqft
    2021-05-01 27 days 2,271 sqft
    2021-06-01 30 days 2,256 sqft
    2021-07-01 31 days 2,188 sqft
    2021-08-01 32 days 2,147 sqft
    2021-09-01 38 days 2,146 sqft
    2021-10-01 45 days 2,119 sqft
    2021-11-01 45 days 2,159 sqft
    2021-12-01 52 days 2,157 sqft
    2022-01-01 54 days 2,156 sqft
    2022-02-01 42 days 2,099 sqft
    2022-03-01 33 days 2,052 sqft
    2022-04-01 31 days 2,088 sqft
    2022-05-01 32 days 2,112 sqft
    2022-06-01 38 days 2,115 sqft
    2022-07-01 40 days 2,103 sqft
    2022-08-01 46 days 2,105 sqft
    2022-09-01 49 days 2,103 sqft
    2022-10-01 50 days 2,100 sqft
    2022-11-01 56 days 2,153 sqft
    2022-12-01 70 days 2,159 sqft
    2023-01-01 79 days 2,161 sqft
    2023-02-01 81 days 2,163 sqft
    2023-03-01 65 days 2,138 sqft
    2023-04-01 48 days 2,112 sqft
    2023-05-01 48 days 2,139 sqft
    2023-06-01 47 days 2,121 sqft
    2023-07-01 45 days 2,095 sqft
    2023-08-01 47 days 2,025 sqft
    2023-09-01 52 days 2,033 sqft
    2023-10-01 54 days 2,079 sqft
    2023-11-01 57 days 2,063 sqft
    2023-12-01 66 days 2,046 sqft
    2024-01-01 77 days 2,027 sqft
    2024-02-01 70 days 2,013 sqft
    2024-03-01 56 days 2,013 sqft
    2024-04-01 53 days 2,011 sqft
    2024-05-01 50 days 2,031 sqft
    2024-06-01 50 days 2,074 sqft
    2024-07-01 58 days 2,070 sqft
    2024-08-01 58 days 2,068 sqft
    2024-09-01 58 days 2,028 sqft
    2024-10-01 73 days 2,014 sqft
    Augusta's median listing age (time on market) for 2024-10-01 was 73 days. This is 36% longer than the same period one year ago.

    Augusta's median square footage for active listings during the 2024-10-01 period was 2,014 sqft. One year prior, the average listing was 2,079 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.