Augusta VA Loan Rates, Closing Costs & Stats

AUGUSTA-RICHMOND COUNTY, GA-SC

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Augusta's 172 lenders originated 3,830 VA loans during 2022. The total origination value was $1,131,180,000, with an average VA loan value of $295,347.

    Augusta VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Augusta averaged -0.51% for the week of 2023-11-24, compared to the national average (all VA variants) of 0% for the same period.

    Augusta's average VA mortgage closing costs are $5,647.

    The average rate for the prior week (2023-11-17) was 6.64% and one month ago for the week of 2023-10-20, the average rate was 7.27%.

    The average rate one year ago was 6.28%.

    For refis of the same type during the week of 2023-11-24, the average rate was -1.04%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Augusta VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Augusta level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Mortgage Research Center, LLC 607 5.07% $7,301
    QUICKEN LOANS, LLC 220 4.21% $9,783
    NAVY FEDERAL CREDIT UNION 215 4.08% $7,098
    UNITED WHOLESALE MORTGAGE, LLC 166 4.53% $9,131
    BANKSOUTH MORTGAGE COMPANY, LLC 144 4.15% $9,396
    DHI MORTGAGE COMPANY, LTD. 119 4.05% $8,237
    USAA Federal Savings Bank 118 4.35% $8,699
    Queensborough National Bank & Trust Company 117 4.48% $9,740
    FREEDOM MORTGAGE CORPORATION 114 4.34% $8,956
    BROKER SOLUTIONS, INC. 110 4.58% $9,066
    GUILD MORTGAGE COMPANY 100 5.11% $9,860
    Ameris Bank 75 4.44% $9,663
    NEW DAY FINANCIAL, LLC 69 5.02% $9,999
    MOVEMENT MORTGAGE, LLC 68 4.97% $8,044
    Colony Bank 68 4.35% $7,499
    PENNYMAC LOAN SERVICES, LLC 62 3.47% $7,554
    CARDINAL FINANCIAL 62 5.30% $13,329
    South State Bank 59 4.46% $12,269
    AUGUSTA MORTGAGE CO. 55 4.67% $11,365
    PENTAGON FEDERAL CREDIT UNION 51 3.50% $5,724
    LOANDEPOT.COM, LLC 47 4.19% $9,163
    Mr. Cooper ( Nationstar Mortgage ) 47 4.75% $7,781
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 41 4.38% $6,554
    First Heritage Mortgage, LLC 41 5.06% $13,899
    Wells Fargo Bank 37 4.44% $6,088
    CROSSCOUNTRY MORTGAGE, LLC 37 5.23% $9,583
    AMERISAVE MORTGAGE CORPORATION 32 4.43% $12,209
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 32 4.87% $9,009
    VANDERBILT MORTGAGE AND FINANCE, INC. 30 5.17% $8,632
    HOMESTAR FINANCIAL CORPORATION 29 4.84% $10,003
    MORTGAGE SOLUTIONS OF COLORADO, LLC 28 5.61% $8,726
    FIRST CHOICE MORTGAGE, INC. 25 4.61% $10,368
    PLANET HOME LENDING, LLC 24 4.67% $7,180
    The Federal Savings Bank 23 5.05% $13,158
    Synovus Bank 21 4.87% $9,558
    CALIBER HOME LOANS, INC. 20 4.21% $11,313
    CMG MORTGAGE, INC. 19 4.29% $10,445
    VILLAGE CAPITAL MORTGAGE 18 3.71% $9,032
    GUARANTEED RATE AFFINITY, LLC 17 5.01% $6,270
    NEWREZ LLC 16 4.37% $9,022
    HOME POINT FINANCIAL CORPORATION 15 4.40% $7,860
    Carrington Mortgage Services, LLC 15 4.47% $8,021
    PRIMELENDING, A PLAINSCAPITAL COMPANY 15 4.48% $8,573
    Flagstar Bank, FSB 14 4.86% $6,112
    SRP Federal Credit Union 14 4.59% $6,252
    Security Federal Bank 14 4.39% $6,655
    Regions Bank 13 4.92% $10,447
    LOANPAL, LLC 12 3.83% $12,688
    CLEARPATH LENDING 12 3.35% $9,373
    North American Savings Bank, F.S.B. 11 4.03% $11,214
    Barrington Bank & Trust Company, N.A. 10 4.96% $8,394
    LAKEVIEW LOAN SERVICING, LLC 10 3.83% $5,435
    CONTOUR MORTGAGE CORPORATION 10 4.68% $12,223
    Mid-Continent Funding, Inc. 10 5.48% $5,620
    MUTUAL OF OMAHA MORTGAGE, INC. 9 4.32% $6,971
    Assurance Financial Group, L.L.C. 9 5.17% $8,342
    STOCKTON MORTGAGE CORPORATION 8 4.97% $11,727
    GUARANTEED RATE, INC. 8 4.42% $7,756
    NBKC BANK 7 3.96% $6,878
    Lakeview Community Capital, LLC 7 3.57% $5,259
    Equity Prime Mortgage LLC 7 5.86% $11,104
    CERTAINTY HOME LOANS, LLC 7 5.64% $6,852
    Magnolia Bank 7 4.00% $9,313
    AMERICAN PACIFIC MORTGAGE CORPORATION 7 5.50% $10,918
    AMERICAN FINANCING CORPORATION 6 4.73% $8,940
    TOWNE MORTGAGE COMPANY 5 3.82% $9,352
    THRIVE MORTGAGE, LLC 5 6.13% $7,230
    First Community Bank 5 5.00% $9,587
    First Federal Bank 5 3.55% $7,501
    Nations Lending Corporation 5 4.23% $10,640
    Fifth Third Bank 4 3.53% $2,515
    RELIANCE FIRST CAPITAL, LLC 4 5.19% $5,188
    The Central Trust Bank 4 4.44% $13,618
    FBC MORTGAGE, LLC 4 5.75% $3,488
    Low VA Rates, LLC 4 4.47% $5,475
    First Option Mortgage, LLC 4 3.94% $5,351
    Credence Funding Corporation 4 3.13% $2,616
    M&T Bank 4 3.72% $6,690
    SWBC MORTGAGE CORPORATION 3 4.54% $10,556
    CRESCENT MORTGAGE COMPANY 3 3.58% $8,166
    RESOURCE FINANCIAL SERVICES, INC. 3 4.75% $7,975
    Texana Bank 3 4.79% $10,288
    INTERCOASTAL MORTGAGE COMPANY 3 5.08% $12,912
    Armed Forces Bank 3 4.50% $5,681
    MID AMERICA MORTGAGE, INC. 3 4.12% $5,702
    HOMESIDE FINANCIAL, LLC 2 3.88% $4,393
    First Guaranty Mortgage Corporation 2 3.75% $1,912
    First Mortgage Solutions, LLC 2 3.00% $3,519
    EMBRACE HOME LOANS, INC. 2 5.18% $12,093
    DRAPER AND KRAMER MORTGAGE CORP. 2 5.44% $6,736
    DAS Acquisition Company, LLC 2 5.25% $5,966
    GUARANTY HOME MORTGAGE CORPORATION 2 3.69% $8,256
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 4.19% $9,028
    HOMEOWNERS FINANCIAL GROUP USA, LLC 2 6.75% $4,729
    KELLER MORTGAGE, LLC 2 3.75% $11,006
    BNC National Bank 2 5.19% $20,293
    NFM, INC. 2 5.13% $12,037
    PANORAMA MORTGAGE GROUP, LLC 2 4.88% $11,897
    BAY EQUITY LLC 2 4.94% $23,152
    Bank of America 2 2.81% $7,951
    RESIDENTIAL BANCORP 2 4.81% $7,541
    Austin Capital Bank SSB 2 4.31% $7,176
    Service Federal Credit Union 2 4.19% $10,988
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 4.75% $7,374
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 4.31% $8,894
    Truist 2 4.24% $1,358
    U.S. Bank 2 3.06% $8,427
    Wyndham Capital Mortgage, Inc. 2 4.69% $6,049
    First-Citizens Bank & Trust Company 1 3.75% $4,537
    HOMESPIRE MORTGAGE CORPORATION 1 6.25% $10,116
    Northpointe Bank 1 3.00% $18,107
    North State Bank 1 2.75% $2,017
    NP, Inc. 1 2.75% $6,347
    OPEN MORTGAGE, LLC 1 4.25% $8,942
    Watermark Capital, Inc. 1 2.25% $2,769
    Paramount Residential Mortgage Group, Inc. 1 4.63% $12,218
    Bell Bank 1 4.75% $1,921
    UNION HOME MORTGAGE CORP. 1 3.88% $4,252
    Peoples Bank 1 6.75% $17,104
    Pinnacle Bank 1 4.88% $10,683
    Evolve Bank & Trust 1 6.25% $10,187
    PLAZA HOME MORTGAGE, INC. 1 3.75% $6,889
    PLUS RELOCATION MORTGAGE, LLC 1 6.75% $25,564
    PREMIA MORTGAGE, LLC 1 5.63% $35,136
    Presidential Bank, FSB 1 5.25% $8,442
    Bank of England 1 2.88% $4,167
    Prosperity Home Mortgage, LLC 1 5.25% $16,302
    FINANCE OF AMERICA MORTGAGE LLC 1 4.88% $5,021
    BancorpSouth 1 6.88% $4,129
    1ST PREFERENCE MORTGAGE CORP. 1 3.63% $13,533
    HANCOCK MORTGAGE PARTNERS, LLC 1 6.25% $11,363
    Renasant Bank 1 4.50% $4,517
    EVERETT FINANCIAL, INC. 1 5.13% $4,457
    HAMILTON HOME LOANS, INC. 1 3.25% $15,291
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 5.00% $1,861
    S1L, Inc. 1 3.13% $7,641
    1ST SIGNATURE LENDING, LLC 1 3.88% $4,442
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.13% $17,608
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $1,551
    Sierra Pacific Mortgage Company, Inc. 1 4.50% $8,779
    SIRVA MORTGAGE, INC. 1 5.13% $499
    VERITAS FUNDING, LLC 1 5.25% $16,106
    GoPrime Mortgage, Inc. 1 4.38% $9,749
    SOUTHWEST STAGE FUNDING, LLC 1 3.88% $9,317
    SOVEREIGN LENDING GROUP INCORPORATED 1 2.75% $6,775
    Goldwater Bank, N.A. 1 5.25% $7,395
    GMFS LLC 1 4.99% $7,128
    Strong Home Mortgage, LLC 1 3.25% $5,679
    SUCCESS MORTGAGE PARTNERS, INC. 1 5.13% $1,088
    Gateway First Bank 1 5.75% $9,818
    ALLIED MORTGAGE GROUP, INC. 1 6.13% $11,001
    TD Bank 1 2.88% $2,034
    First Savings Bank 1 3.75% $13,834
    First Palmetto Bank 1 4.75% $3,033
    American Security Mortgage Corp. 1 4.75% $5,320
    THE MORTGAGE FIRM, INC. 1 5.75% $12,469
    EMM LOANS LLC 1 6.50% $5,744
    TJC Mortgage, Inc. 1 4.63% $5,215
    TOP FLITE FINANCIAL, INC. 1 6.75% $14,582
    MORTGAGEONE, INC. 1 5.75% $12,145
    MILEND, INC. 1 7.25% $7,045
    CityWorth Mortgage LLC 1 4.25% $13,185
    Citizens Bank 1 2.50% $2,150
    MIDLAND MORTGAGE CORPORATION 1 4.75% $5,965
    Meridian Bank Corporation 1 4.38% $3,261
    LEADERONE FINANCIAL CORPORATION 1 5.13% $9,693
    MY MORTGAGE, INC. 1 7.75% $8,535
    JPMorgan Chase Bank 1 4.75% $3,007
    Century Mortgage Company DBA Century Lending Company 1 6.25% $5,513
    Core Bank 1 4.25% $17,228
    CALCON MUTUAL MORTGAGE LLC 1 5.63% $12,011
    Towne Bank 1 4.75% $6,504

    The top Augusta VA lender as defined by loan originations is Mortgage Research Center, LLC, with 607 VA loans originated. Their average total fees are $7,301, which is $2,483 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Augusta VA lenders (with over 10 loans originated) are LAKEVIEW LOAN SERVICING, LLC ($5,435), Mid-Continent Funding, Inc. ($5,620), PENTAGON FEDERAL CREDIT UNION ($5,724), Wells Fargo Bank ($6,088) and Flagstar Bank, FSB ($6,112).

    The lowest rate Augusta VA lenders (with over 10 loans originated) are CLEARPATH LENDING (3.35%), PENNYMAC LOAN SERVICES, LLC (3.47%), PENTAGON FEDERAL CREDIT UNION (3.50%), VILLAGE CAPITAL MORTGAGE (3.71%) and LAKEVIEW LOAN SERVICING, LLC (3.83%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Augusta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $219,000 (9.6%) $273,840 (7.6%) 0.81 2,497
    2018-02-01 $221,450 (8.0%) $280,883 (9.2%) 0.80 2,500
    2018-03-01 $224,900 (7.6%) $286,197 (9.8%) 0.79 2,444
    2018-04-01 $228,450 (8.8%) $289,107 (9.4%) 0.77 2,451
    2018-05-01 $229,950 (5.7%) $292,601 (7.7%) 0.77 2,464
    2018-06-01 $229,000 (6.0%) $291,560 (6.9%) 0.76 2,444
    2018-07-01 $224,950 (4.6%) $287,097 (6.5%) 0.75 2,491
    2018-08-01 $219,900 (2.3%) $282,511 (5.0%) 0.74 2,493
    2018-09-01 $218,450 (0.8%) $278,832 (3.6%) 0.73 2,563
    2018-10-01 $219,250 (2.0%) $275,085 (2.6%) 0.74 2,564
    2018-11-01 $218,600 (0.6%) $272,367 (0.0%) 0.74 2,545
    2018-12-01 $215,000 (-0.4%) $277,646 (2.1%) 0.74 2,467
    2019-01-01 $215,000 (-1.8%) $278,846 (1.8%) 0.74 2,371
    2019-02-01 $217,000 (-2.0%) $282,062 (0.4%) 0.73 2,336
    2019-03-01 $223,800 (-0.5%) $287,579 (0.5%) 0.73 2,273
    2019-04-01 $229,548 (0.5%) $293,541 (1.5%) 0.73 2,245
    2019-05-01 $230,000 (0.0%) $296,331 (1.3%) 0.72 2,266
    2019-06-01 $234,900 (2.6%) $298,875 (2.5%) 0.73 2,203
    2019-07-01 $235,450 (4.7%) $303,811 (5.8%) 0.74 2,243
    2019-08-01 $234,159 (6.5%) $297,420 (5.3%) 0.74 2,246
    2019-09-01 $233,122 (6.7%) $297,558 (6.7%) 0.75 2,210
    2019-10-01 $233,167 (6.4%) $297,625 (8.2%) 0.75 2,186
    2019-11-01 $229,000 (4.8%) $295,226 (8.4%) 0.75 2,109
    2019-12-01 $229,450 (6.7%) $292,859 (5.5%) 0.77 2,017
    2020-01-01 $229,900 (6.9%) $299,176 (7.3%) 0.77 1,881
    2020-02-01 $232,230 (7.0%) $306,846 (8.8%) 0.76 1,794
    2020-03-01 $236,058 (5.5%) $307,310 (6.9%) 0.74 1,764
    2020-04-01 $244,651 (6.6%) $315,731 (7.6%) 0.77 1,748
    2020-05-01 $249,900 (8.7%) $325,612 (9.9%) 0.76 1,575
    2020-06-01 $254,950 (8.5%) $338,343 (13.2%) 0.75 1,368
    2020-07-01 $250,200 (6.3%) $339,139 (11.6%) 0.73 1,326
    2020-08-01 $259,000 (10.6%) $343,693 (15.6%) 0.74 1,258
    2020-09-01 $264,900 (13.6%) $350,327 (17.7%) 0.76 1,159
    2020-10-01 $262,690 (12.7%) $345,195 (16.0%) 0.75 1,179
    2020-11-01 $249,995 (9.2%) $360,987 (22.3%) 0.73 1,060
    2020-12-01 $251,892 (9.8%) $358,199 (22.3%) 0.75 1,027
    2021-01-01 $259,450 (12.9%) $358,291 (19.8%) 0.77 944
    2021-02-01 $259,900 (11.9%) $376,795 (22.8%) 0.76 795
    2021-03-01 $262,663 (11.3%) $390,661 (27.1%) 0.75 715
    2021-04-01 $275,450 (12.6%) $413,624 (31.0%) 0.75 674
    2021-05-01 $290,285 (16.2%) $411,625 (26.4%) 0.77 732
    2021-06-01 $287,450 (12.8%) $404,062 (19.4%) 0.76 803
    2021-07-01 $289,450 (15.7%) $395,618 (16.7%) 0.76 865
    2021-08-01 $284,900 (10.0%) $377,013 (9.7%) 0.76 947
    2021-09-01 $285,250 (7.7%) $372,184 (6.2%) 0.76 971
    2021-10-01 $279,900 (6.6%) $363,819 (5.4%) 0.75 996
    2021-11-01 $287,225 (14.9%) $365,587 (1.3%) 0.77 956
    2021-12-01 $280,675 (11.4%) $357,197 (-0.3%) 0.76 856
    2022-01-01 $281,670 (8.6%) $356,746 (-0.4%) 0.76 733
    2022-02-01 $284,675 (9.5%) $355,598 (-5.6%) 0.74 626
    2022-03-01 $281,503 (7.2%) $358,846 (-8.1%) 0.70 635
    2022-04-01 $290,000 (5.3%) $362,661 (-12.3%) 0.69 723
    2022-05-01 $307,370 (5.9%) $373,738 (-9.2%) 0.70 955
    2022-06-01 $313,915 (9.2%) $377,375 (-6.6%) 0.70 1,089
    2022-07-01 $315,000 (8.8%) $371,292 (-6.2%) 0.71 1,272
    2022-08-01 $313,869 (10.2%) $370,028 (-1.9%) 0.73 1,361
    2022-09-01 $312,971 (9.7%) $368,587 (-1.0%) 0.73 1,358
    2022-10-01 $312,900 (11.8%) $365,109 (0.4%) 0.74 1,522
    2022-11-01 $319,800 (11.3%) $369,405 (1.0%) 0.77 1,638
    2022-12-01 $319,700 (13.9%) $368,455 (3.2%) 0.79 1,647
    2023-01-01 $324,200 (15.1%) $379,091 (6.3%) 0.80 1,571
    2023-02-01 $329,900 (15.9%) $385,641 (8.5%) 0.80 1,400
    2023-03-01 $320,080 (13.7%) $384,587 (7.2%) 0.76 1,360
    2023-04-01 $315,000 (8.6%) $383,621 (5.8%) 0.73 1,368
    2023-05-01 $316,125 (2.9%) $385,541 (3.2%) 0.72 1,380
    2023-06-01 $316,900 (1.0%) $391,352 (3.7%) 0.71 1,407
    2023-07-01 $309,900 (-1.6%) $377,758 (1.7%) 0.70 1,504
    2023-08-01 $299,950 (-4.4%) $368,204 (-0.5%) 0.69 1,587
    2023-09-01 $302,430 (-3.4%) $370,026 (0.4%) 0.70 1,638
    2023-10-01 $309,950 (-0.9%) $373,732 (2.4%) 0.73 1,762
    Augusta's median listing price for 2023-10-01 was $309,950, a difference of $-2,950 (-0.9%) versus the prior year and $7,520 versus the prior month.

    Augusta's median listing price comes in at 73% of the national average.

    Augusta's average listing price for 2023-10-01 was $373,732, a difference of $8,623 (2.4%) versus the prior year and $3,706 versus the prior month.

    For the 2023-10-01 period, Augusta had 1,762 MLS listings, a difference of 124 listings (8%) versus the prior month and 240 listings (16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Augusta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 93 days 2,190 sqft
    2018-02-01 87 days 2,222 sqft
    2018-03-01 67 days 2,240 sqft
    2018-04-01 65 days 2,270 sqft
    2018-05-01 60 days 2,300 sqft
    2018-06-01 61 days 2,299 sqft
    2018-07-01 66 days 2,255 sqft
    2018-08-01 71 days 2,200 sqft
    2018-09-01 74 days 2,175 sqft
    2018-10-01 76 days 2,175 sqft
    2018-11-01 79 days 2,133 sqft
    2018-12-01 85 days 2,106 sqft
    2019-01-01 94 days 2,104 sqft
    2019-02-01 91 days 2,113 sqft
    2019-03-01 74 days 2,173 sqft
    2019-04-01 59 days 2,226 sqft
    2019-05-01 54 days 2,237 sqft
    2019-06-01 53 days 2,246 sqft
    2019-07-01 55 days 2,244 sqft
    2019-08-01 61 days 2,232 sqft
    2019-09-01 68 days 2,239 sqft
    2019-10-01 75 days 2,247 sqft
    2019-11-01 79 days 2,209 sqft
    2019-12-01 87 days 2,208 sqft
    2020-01-01 89 days 2,204 sqft
    2020-02-01 82 days 2,202 sqft
    2020-03-01 62 days 2,231 sqft
    2020-04-01 63 days 2,280 sqft
    2020-05-01 72 days 2,285 sqft
    2020-06-01 73 days 2,293 sqft
    2020-07-01 61 days 2,284 sqft
    2020-08-01 50 days 2,294 sqft
    2020-09-01 51 days 2,299 sqft
    2020-10-01 51 days 2,163 sqft
    2020-11-01 51 days 2,219 sqft
    2020-12-01 53 days 2,263 sqft
    2021-01-01 55 days 2,250 sqft
    2021-02-01 53 days 2,236 sqft
    2021-03-01 38 days 2,194 sqft
    2021-04-01 32 days 2,229 sqft
    2021-05-01 28 days 2,272 sqft
    2021-06-01 30 days 2,260 sqft
    2021-07-01 31 days 2,200 sqft
    2021-08-01 32 days 2,152 sqft
    2021-09-01 38 days 2,153 sqft
    2021-10-01 45 days 2,121 sqft
    2021-11-01 45 days 2,160 sqft
    2021-12-01 52 days 2,158 sqft
    2022-01-01 54 days 2,156 sqft
    2022-02-01 42 days 2,099 sqft
    2022-03-01 33 days 2,051 sqft
    2022-04-01 31 days 2,089 sqft
    2022-05-01 32 days 2,112 sqft
    2022-06-01 38 days 2,115 sqft
    2022-07-01 40 days 2,103 sqft
    2022-08-01 46 days 2,107 sqft
    2022-09-01 49 days 2,104 sqft
    2022-10-01 50 days 2,100 sqft
    2022-11-01 56 days 2,154 sqft
    2022-12-01 70 days 2,159 sqft
    2023-01-01 79 days 2,161 sqft
    2023-02-01 81 days 2,165 sqft
    2023-03-01 65 days 2,139 sqft
    2023-04-01 48 days 2,112 sqft
    2023-05-01 48 days 2,136 sqft
    2023-06-01 47 days 2,120 sqft
    2023-07-01 45 days 2,095 sqft
    2023-08-01 47 days 2,026 sqft
    2023-09-01 52 days 2,033 sqft
    2023-10-01 54 days 2,080 sqft
    Augusta's median listing age (time on market) for 2023-10-01 was 54 days. This is 7% longer than the same period one year ago.

    Augusta's median square footage for active listings during the 2023-10-01 period was 2,080 sqft. One year prior, the average listing was 2,100 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.