HILTON HEAD ISLAND - BLUFFTON Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hilton Head Island - Bluffton averaged
6.96%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.69% and
one month ago for the week of 2024-10-03, the
average rate was 6.29%.
Hilton Head Island - Bluffton's average rate one year ago was 7.83%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.17%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
Hilton Head Island - Bluffton 30 Year Fixed Rate | 2024-11-07 | 6.96% |
Hilton Head Island - Bluffton 30 Year Fixed Rate Refi | 2024-11-07 | 7.17% |
Hilton Head Island - Bluffton 15 Year Fixed Rate | 2024-11-07 | 5.9% |
Hilton Head Island - Bluffton 15 Year Fixed Rate Refi | 2024-11-07 | 6.4% |
Hilton Head Island - Bluffton 30 Year FHA | 2024-11-07 | 6.32% |
Hilton Head Island - Bluffton 30 Year FHA Refi | 2024-11-07 | 6.63% |
Hilton Head Island - Bluffton 30 Year USDA | 2024-11-07 | 6.58% |
Hilton Head Island - Bluffton 30 Year USDA Refi | 2024-11-07 | 6.28% |
Hilton Head Island - Bluffton 30 Year VA | 2024-11-07 | 6.09% |
Hilton Head Island - Bluffton 30 Year VA Refi | 2024-11-07 | 6.44% |
HILTON HEAD ISLAND - BLUFFTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HILTON HEAD ISLAND-BLUFFTON, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HILTON HEAD ISLAND - BLUFFTON Average Closing Costs & Other Stats
HILTON HEAD ISLAND-BLUFFTON, SC's 289 lenders originated 6,599
loans during 2023. The total origination value was $2,586,855,000, with an average loan value of
$392,007.
HILTON HEAD ISLAND - BLUFFTON's average closing costs are $5,387.
The top HILTON HEAD ISLAND - BLUFFTON lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with
507 loans originated. Their average total fees are
$6,288, which is $4,391
higher than the next largest lender,
PULTE MORTGAGE LLC.
The lowest fee HILTON HEAD ISLAND - BLUFFTON lenders (with over 10 loans originated) are
PULTE MORTGAGE LLC ($1,898), DHI MORTGAGE COMPANY, LTD. ($2,892), NAVY FEDERAL CREDIT UNION ($4,225), Morgan Stanley Private Bank ($4,812) and Raymond James Bank ($4,820).
The lowest rate HILTON HEAD ISLAND - BLUFFTON lenders (with over 10 loans originated) are
Raymond James Bank (5.55%), Morgan Stanley Private Bank (5.58%), DHI MORTGAGE COMPANY, LTD. (5.59%), Citibank (5.68%) and STATE EMPLOYEES' (5.76%).
HILTON HEAD ISLAND-BLUFFTON, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
MOVEMENT MORTGAGE, LLC | $163,730,000 | $289,715,000 | 76.9% | 11.2% |
TD Bank | $282,540,000 | $174,670,000 | -38.2% | 6.8% |
South State Bank | $277,305,000 | $105,020,000 | -62.1% | 4.1% |
QUICKEN LOANS, LLC | $159,865,000 | $87,410,000 | -45.3% | 3.4% |
PULTE MORTGAGE LLC | $80,670,000 | $86,315,000 | 7.0% | 3.3% |
Gateway First Bank | $90,415,000 | $76,885,000 | -15.0% | 3.0% |
NAVY FEDERAL CREDIT UNION | $54,785,000 | $62,230,000 | 13.6% | 2.4% |
UNITED WHOLESALE MORTGAGE, LLC | $73,185,000 | $62,115,000 | -15.1% | 2.4% |
Wells Fargo Bank | $92,060,000 | $59,740,000 | -35.1% | 2.3% |
Bank of America | $84,805,000 | $55,215,000 | -34.9% | 2.1% |
Ameris Bank | $40,880,000 | $52,455,000 | 28.3% | 2.0% |
Morgan Stanley Private Bank | $51,775,000 | $41,930,000 | -19.0% | 1.6% |
JPMorgan Chase Bank | $50,715,000 | $40,290,000 | -20.6% | 1.6% |
First-Citizens Bank & Trust Company | $61,630,000 | $37,700,000 | -38.8% | 1.5% |
Truist | $56,095,000 | $35,910,000 | -36.0% | 1.4% |
GUARANTEED RATE, INC. | $19,935,000 | $33,705,000 | 69.1% | 1.3% |
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $20,435,000 | $32,890,000 | 60.9% | 1.3% |
DHI MORTGAGE COMPANY, LTD. | $28,065,000 | $29,800,000 | 6.2% | 1.2% |
George Mason Mortgage, LLC | $66,425,000 | $27,895,000 | -58.0% | 1.1% |
South Atlantic Bank | $26,680,000 | $27,780,000 | 4.1% | 1.1% |
EMM LOANS LLC | $39,655,000 | $26,480,000 | -33.2% | 1.0% |
U.S. Bank | $29,405,000 | $26,410,000 | -10.2% | 1.0% |
Mortgage Research Center, LLC | $36,065,000 | $24,635,000 | -31.7% | 1.0% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $17,145,000 | $22,935,000 | 33.8% | 0.9% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $35,025,000 | $22,400,000 | -36.0% | 0.9% |
CoastalStates Bank | $21,555,000 | n/a | 0.8% | |
PNC Bank | $30,775,000 | $21,535,000 | -30.0% | 0.8% |
JET HOMELOANS, LLC | $25,905,000 | $20,235,000 | -21.9% | 0.8% |
UNION HOME MORTGAGE CORP. | $3,440,000 | $20,095,000 | 484.2% | 0.8% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $28,495,000 | $19,945,000 | -30.0% | 0.8% |
BROKER SOLUTIONS, INC. | $20,100,000 | $18,065,000 | -10.1% | 0.7% |
Synovus Bank | $58,090,000 | $17,680,000 | -69.6% | 0.7% |
FBC MORTGAGE, LLC | $26,105,000 | $15,370,000 | -41.1% | 0.6% |
UBS Bank USA | $24,670,000 | $15,325,000 | -37.9% | 0.6% |
Citibank | $13,405,000 | $14,925,000 | 11.3% | 0.6% |
United Community Bank | $40,035,000 | $14,795,000 | -63.0% | 0.6% |
LOANDEPOT.COM, LLC | $40,720,000 | $14,430,000 | -64.6% | 0.6% |
Regions Bank | $18,430,000 | $14,235,000 | -22.8% | 0.6% |
AMERICAN FINANCIAL NETWORK, INC. | $13,880,000 | n/a | 0.5% | |
Charles Schwab Bank, SSB | $28,045,000 | $13,425,000 | -52.1% | 0.5% |
TBI MORTGAGE COMPANY | $915,000 | $12,910,000 | 1,310.9% | 0.5% |
First National Bank of America | $7,610,000 | $12,590,000 | 65.4% | 0.5% |
The Huntington National Bank | $6,405,000 | $12,515,000 | 95.4% | 0.5% |
Blue Ridge Bank | $12,275,000 | $11,930,000 | -2.8% | 0.5% |
Palmetto State Bank | $23,380,000 | $11,500,000 | -50.8% | 0.4% |
Citizens Bank | $18,575,000 | $11,440,000 | -38.4% | 0.4% |
First Heritage Mortgage, LLC | $11,000,000 | $11,430,000 | 3.9% | 0.4% |
GMFS LLC | $9,640,000 | $11,285,000 | 17.1% | 0.4% |
EQUITY RESOURCES, INC. | $21,205,000 | $11,215,000 | -47.1% | 0.4% |
Bethpage Federal Credit Union | $5,100,000 | $10,855,000 | 112.8% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $20,335,000 | $10,805,000 | -46.9% | 0.4% |
CMG MORTGAGE, INC. | $4,235,000 | $10,720,000 | 153.1% | 0.4% |
BMO Harris Bank | $14,705,000 | $10,550,000 | -28.3% | 0.4% |
CPM Federal Credit Union | $7,045,000 | $10,540,000 | 49.6% | 0.4% |
SUN WEST MORTGAGE COMPANY, INC. | $10,365,000 | n/a | 0.4% | |
First National Bank of Pennsylvania | $17,445,000 | $10,145,000 | -41.8% | 0.4% |
CROSSCOUNTRY MORTGAGE, LLC | $18,930,000 | $9,840,000 | -48.0% | 0.4% |
Fifth Third Bank | $10,415,000 | $9,720,000 | -6.7% | 0.4% |
First Horizon Bank | $10,360,000 | $9,485,000 | -8.4% | 0.4% |
WALKER & DUNLOP, LLC | $9,365,000 | n/a | 0.4% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $27,080,000 | $9,150,000 | -66.2% | 0.4% |
INTERCOASTAL MORTGAGE COMPANY | $12,420,000 | $9,090,000 | -26.8% | 0.4% |
Raymond James Bank | $6,145,000 | $9,070,000 | 47.6% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $12,785,000 | $8,455,000 | -33.9% | 0.3% |
Morris Bank | $745,000 | $8,365,000 | 1,022.8% | 0.3% |
NEWREZ LLC | $7,990,000 | $7,980,000 | -0.1% | 0.3% |
USAA Federal Savings Bank | $8,420,000 | $7,575,000 | -10.0% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $25,275,000 | $7,495,000 | -70.3% | 0.3% |
HALLMARK HOME MORTGAGE, LLC | $480,000 | $7,140,000 | 1,387.5% | 0.3% |
Flagstar Bank, FSB | $12,100,000 | $7,020,000 | -42.0% | 0.3% |
Prosperity Home Mortgage, LLC | $2,960,000 | $6,820,000 | 130.4% | 0.3% |
The Greenwood's State Bank | $6,805,000 | n/a | 0.3% | |
Mr. Cooper ( Nationstar Mortgage ) | $20,460,000 | $6,495,000 | -68.3% | 0.3% |
BANKSOUTH MORTGAGE COMPANY, LLC | $7,020,000 | $6,090,000 | -13.2% | 0.2% |
Goldman Sachs Bank USA | $8,465,000 | $5,890,000 | -30.4% | 0.2% |
Stifel Bank and Trust | $11,505,000 | $5,880,000 | -48.9% | 0.2% |
Northpointe Bank | $10,160,000 | $5,630,000 | -44.6% | 0.2% |
STATE EMPLOYEES' | $4,940,000 | $5,620,000 | 13.8% | 0.2% |
EAGLE HOME MORTGAGE, LLC | $3,105,000 | $5,610,000 | 80.7% | 0.2% |
EVANSVILLE TEACHERS | $1,260,000 | $5,365,000 | 325.8% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $5,855,000 | $5,325,000 | -9.1% | 0.2% |
KeyBank | $7,960,000 | $5,185,000 | -34.9% | 0.2% |
LENDINGHOME FUNDING CORPORATION | $5,610,000 | $5,170,000 | -7.8% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $16,910,000 | $5,025,000 | -70.3% | 0.2% |
Pinnacle Bank | $425,000 | $5,020,000 | 1,081.2% | 0.2% |
NTFN, INC. | $5,075,000 | $4,890,000 | -3.6% | 0.2% |
EVERETT FINANCIAL, INC. | $8,495,000 | $4,845,000 | -43.0% | 0.2% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,110,000 | $4,830,000 | 17.5% | 0.2% |
Bank of the Lowcountry | $4,355,000 | n/a | 0.2% | |
DAS Acquisition Company, LLC | $2,835,000 | $4,265,000 | 50.4% | 0.2% |
Commerce Home Mortgage, Inc. | $4,255,000 | n/a | 0.2% | |
NBKC BANK | $4,175,000 | $4,130,000 | -1.1% | 0.2% |
Capital City Home Loans, LLC | $2,440,000 | $4,095,000 | 67.8% | 0.2% |
First Reliance Bank | $2,660,000 | $4,055,000 | 52.4% | 0.2% |
Citadel Servicing Corporation | $1,825,000 | $3,960,000 | 117.0% | 0.2% |
First Federal Bank | $24,925,000 | $3,950,000 | -84.2% | 0.2% |
Coastal Carolina National Bank | $760,000 | $3,785,000 | 398.0% | 0.1% |
LIMA ONE CAPITAL, LLC | $3,115,000 | $3,745,000 | 20.2% | 0.1% |
Carrollton Bank | $3,670,000 | n/a | 0.1% | |
SOUTH CAROLINA FEDERAL CREDIT UNION | $1,705,000 | $3,660,000 | 114.7% | 0.1% |
Financial Federal Bank | $1,305,000 | $3,650,000 | 179.7% | 0.1% |
21ST MORTGAGE CORPORATION | $3,535,000 | $3,630,000 | 2.7% | 0.1% |
Queensborough National Bank & Trust Company | $2,335,000 | $3,565,000 | 52.7% | 0.1% |
M&T Bank | $810,000 | $3,555,000 | 338.9% | 0.1% |
GUILD MORTGAGE COMPANY | $29,070,000 | $3,520,000 | -87.9% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $1,430,000 | $3,515,000 | 145.8% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $3,420,000 | $3,425,000 | 0.1% | 0.1% |
NEW DAY FINANCIAL, LLC | $8,160,000 | $3,400,000 | -58.3% | 0.1% |
BETTER MORTGAGE CORPORATION | $6,200,000 | $3,385,000 | -45.4% | 0.1% |
TEMPLE VIEW CAPITAL FUNDING, LP | $1,650,000 | $3,340,000 | 102.4% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $780,000 | $3,320,000 | 325.6% | 0.1% |
GSF Mortgage Corporation | $1,705,000 | $3,310,000 | 94.1% | 0.1% |
Discover Bank | $1,730,000 | $3,290,000 | 90.2% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $3,380,000 | $3,290,000 | -2.7% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $630,000 | $3,110,000 | 393.7% | 0.1% |
LONGBRIDGE FINANCIAL, LLC | $4,430,000 | $3,085,000 | -30.4% | 0.1% |
American Security Mortgage Corp. | $2,865,000 | $2,945,000 | 2.8% | 0.1% |
RBC Bank, (Georgia) | $2,210,000 | $2,920,000 | 32.1% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $5,475,000 | $2,850,000 | -47.9% | 0.1% |
HOMESIDE FINANCIAL, LLC | $3,595,000 | $2,835,000 | -21.1% | 0.1% |
The State Bank and Trust Company | $555,000 | $2,780,000 | 400.9% | 0.1% |
The Federal Savings Bank | $4,115,000 | $2,770,000 | -32.7% | 0.1% |
First Bank | $2,755,000 | n/a | 0.1% | |
City National Bank | $7,085,000 | $2,730,000 | -61.5% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $2,235,000 | $2,620,000 | 17.2% | 0.1% |
OCMBC, INC. | $860,000 | $2,610,000 | 203.5% | 0.1% |
The Gratz Bank | $2,605,000 | n/a | 0.1% | |
ANGEL OAK HOME LOANS LLC | $10,605,000 | $2,545,000 | -76.0% | 0.1% |
Univest Bank and Trust Co. | $1,660,000 | $2,510,000 | 51.2% | 0.1% |
Dacotah Bank | $805,000 | $2,505,000 | 211.2% | 0.1% |
Merchants Bank of Indiana | $2,470,000 | n/a | 0.1% | |
A&D Mortgage LLC | $175,000 | $2,325,000 | 1,228.6% | 0.1% |
SILVER HILL FUNDING, LLC | $2,320,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $1,970,000 | $2,300,000 | 16.8% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $255,000 | $2,290,000 | 798.0% | 0.1% |
Farmers Bank & Trust | $2,280,000 | n/a | 0.1% | |
The Central Trust Bank | $2,605,000 | $2,225,000 | -14.6% | 0.1% |
First Republic Bank | $4,370,000 | $2,170,000 | -50.3% | 0.1% |
MICHIGAN MUTUAL, INC. | $2,170,000 | n/a | 0.1% | |
Princeton Mortgage Corporation | $1,885,000 | $2,160,000 | 14.6% | 0.1% |
Atlantic Union Bank | $555,000 | $2,090,000 | 276.6% | 0.1% |
INSPIRE HOME LOANS INC. | $2,390,000 | $2,085,000 | -12.8% | 0.1% |
SUMMIT FUNDING, INC. | $435,000 | $1,995,000 | 358.6% | 0.1% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $6,590,000 | $1,990,000 | -69.8% | 0.1% |
NFM, INC. | $5,090,000 | $1,990,000 | -60.9% | 0.1% |
Arbor Realty Trust, Inc. | $3,825,000 | $1,975,000 | -48.4% | 0.1% |
Barrington Bank & Trust Company, N.A. | $3,395,000 | $1,955,000 | -42.4% | 0.1% |
BNY Mellon | $5,730,000 | $1,910,000 | -66.7% | 0.1% |
Alcova Mortgage LLC | $2,185,000 | $1,895,000 | -13.3% | 0.1% |
Renasant Bank | $1,180,000 | $1,850,000 | 56.8% | 0.1% |
HONDA Federal Credit Union | $1,630,000 | $1,845,000 | 13.2% | 0.1% |
North American Savings Bank, F.S.B. | $4,895,000 | $1,830,000 | -62.6% | 0.1% |
Mountain Commerce Bank | $645,000 | $1,805,000 | 179.8% | 0.1% |
Sandy Spring Bank | $1,010,000 | $1,805,000 | 78.7% | 0.1% |
The North Side Bank & Trust Company | $1,805,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $8,185,000 | $1,800,000 | -78.0% | 0.1% |
CARDINAL FINANCIAL | $3,655,000 | $1,770,000 | -51.6% | 0.1% |
Dollar Bank, Federal Savings Bank | $1,400,000 | $1,760,000 | 25.7% | 0.1% |
SouthEast Bank | $1,725,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $1,330,000 | $1,675,000 | 25.9% | 0.1% |
Hometown Equity Mortgage, LLC | $3,295,000 | $1,665,000 | -49.5% | 0.1% |
CALIBER HOME LOANS, INC. | $24,825,000 | $1,605,000 | -93.5% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $275,000 | $1,595,000 | 480.0% | 0.1% |
MIDLAND MORTGAGE CORPORATION | $1,000,000 | $1,595,000 | 59.5% | 0.1% |
Northwest Federal Credit Union | $600,000 | $1,590,000 | 165.0% | 0.1% |
AMERICAN INTERNET MORTGAGE, INC. | $695,000 | $1,550,000 | 123.0% | 0.1% |
Union Savings Bank | $2,540,000 | $1,535,000 | -39.6% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $655,000 | $1,530,000 | 133.6% | 0.1% |
Advisors Mortgage Group, L.L.C. | $205,000 | $1,510,000 | 636.6% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $1,505,000 | n/a | 0.1% | |
Texas Capital Bank | $1,505,000 | n/a | 0.1% | |
USAlliance Federal Credit Union | $1,130,000 | $1,465,000 | 29.6% | 0.1% |
EMBRACE HOME LOANS, INC. | $2,865,000 | $1,385,000 | -51.7% | 0.1% |
ALAMEDA MORTGAGE CORPORATION | $255,000 | $1,380,000 | 441.2% | 0.1% |
Southern First Bank | $6,000,000 | $1,375,000 | -77.1% | 0.1% |
Network Funding, L.P. | $1,730,000 | $1,365,000 | -21.1% | 0.1% |
VERITAS FUNDING, LLC | $650,000 | $1,360,000 | 109.2% | 0.1% |
Waterstone Mortgage Corporation | $875,000 | $1,350,000 | 54.3% | 0.1% |
Axos Bank | $355,000 | $1,320,000 | 271.8% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,060,000 | $1,320,000 | 24.5% | 0.1% |
American Mortgage & Equity Consultants, Inc. | $295,000 | $1,285,000 | 335.6% | 0.0% |
Home Federal Savings and Loan Association of Niles | $1,285,000 | n/a | 0.0% | |
DRAPER AND KRAMER MORTGAGE CORP. | $1,555,000 | $1,280,000 | -17.7% | 0.0% |
HSBC BANK USA, NATIONAL ASSOCIATION | $1,280,000 | n/a | 0.0% | |
The Loan Store, Inc. | $1,195,000 | n/a | 0.0% | |
AMWEST FUNDING CORP. | $275,000 | $1,185,000 | 330.9% | 0.0% |
Boeing Employees Credit Union | $300,000 | $1,185,000 | 295.0% | 0.0% |
CAROLINA ONE MORTGAGE, LLC | $1,865,000 | $1,185,000 | -36.5% | 0.0% |
Carrington Mortgage Services, LLC | $7,075,000 | $1,175,000 | -83.4% | 0.0% |
PLANET HOME LENDING, LLC | $185,000 | $1,170,000 | 532.4% | 0.0% |
Equity Prime Mortgage LLC | $1,895,000 | $1,165,000 | -38.5% | 0.0% |
PHH Mortgage Corporation | $2,575,000 | $1,150,000 | -55.3% | 0.0% |
BANK OF CLARENDON | $1,115,000 | n/a | 0.0% | |
Plains Commerce Bank | $1,325,000 | $1,110,000 | -16.2% | 0.0% |
York Traditions Bank | $650,000 | $1,100,000 | 69.2% | 0.0% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $845,000 | $1,090,000 | 29.0% | 0.0% |
Magnolia Bank | $3,375,000 | $1,035,000 | -69.3% | 0.0% |
First Palmetto Bank | $3,550,000 | $1,015,000 | -71.4% | 0.0% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $125,000 | $1,010,000 | 708.0% | 0.0% |
County National Bank | $1,005,000 | n/a | 0.0% | |
First Merchants Bank | $1,120,000 | $1,005,000 | -10.3% | 0.0% |
Great Southern Bank | $1,005,000 | n/a | 0.0% | |
Wilson Bank And Trust | $1,005,000 | n/a | 0.0% | |
OAKTREE FUNDING CORP. | $295,000 | $990,000 | 235.6% | 0.0% |
Wilmington Savings Fund Society, FSB | $980,000 | n/a | 0.0% | |
AMERICAN HERITAGE FCU | $305,000 | $975,000 | 219.7% | 0.0% |
East Coast Capital Corp. | $975,000 | n/a | 0.0% | |
Colony Bank | $1,770,000 | $960,000 | -45.8% | 0.0% |
STOCKTON MORTGAGE CORPORATION | $960,000 | n/a | 0.0% | |
United Bank | $48,405,000 | $960,000 | -98.0% | 0.0% |
C & F Mortgage Corporation | $955,000 | n/a | 0.0% | |
Republic Bank & Trust Company | $4,280,000 | $955,000 | -77.7% | 0.0% |
FIRST SAVINGS MORTGAGE CORPORATION | $2,300,000 | $945,000 | -58.9% | 0.0% |
HOMESTAR FINANCIAL CORPORATION | $1,720,000 | $945,000 | -45.1% | 0.0% |
First Option Mortgage, LLC | $505,000 | $940,000 | 86.1% | 0.0% |
Leader Bank | $245,000 | $940,000 | 283.7% | 0.0% |
Ally Bank | $3,795,000 | $925,000 | -75.6% | 0.0% |
CALCON MUTUAL MORTGAGE LLC | $2,150,000 | $925,000 | -57.0% | 0.0% |
DIRECT MORTGAGE LOANS, LLC | $915,000 | n/a | 0.0% | |
SAFE FEDERAL CREDIT UNION | $475,000 | $915,000 | 92.6% | 0.0% |
AmeriHome Mortgage Company, LLC | $575,000 | $910,000 | 58.3% | 0.0% |
EASTMAN | $370,000 | $905,000 | 144.6% | 0.0% |
LENOX FINANCIAL MORTGAGE CORPORATION | $905,000 | n/a | 0.0% | |
CLEARPATH LENDING | $2,380,000 | $890,000 | -62.6% | 0.0% |
Fulton Bank | $1,505,000 | $885,000 | -41.2% | 0.0% |
HomeTrust Bank | $1,590,000 | $875,000 | -45.0% | 0.0% |
Keystone Funding, Inc. | $875,000 | n/a | 0.0% | |
TEACHERS | $660,000 | $870,000 | 31.8% | 0.0% |
COMMUNITYAMERICA | $865,000 | n/a | 0.0% | |
HANSCOM | $865,000 | n/a | 0.0% | |
UMB Bank | $855,000 | n/a | 0.0% | |
AMERICAN FINANCIAL RESOURCES, INC. | $845,000 | n/a | 0.0% | |
Evolve Bank & Trust | $1,250,000 | $840,000 | -32.8% | 0.0% |
TOWNE MORTGAGE COMPANY | $3,200,000 | $830,000 | -74.1% | 0.0% |
Enterprise Bank of South Carolina | $2,030,000 | $825,000 | -59.4% | 0.0% |
NJ LENDERS CORP. | $820,000 | n/a | 0.0% | |
ServisFirst Bank | $605,000 | $820,000 | 35.5% | 0.0% |
SUCCESS MORTGAGE PARTNERS, INC. | $2,160,000 | $815,000 | -62.3% | 0.0% |
CPORT | $805,000 | n/a | 0.0% | |
NEXERA HOLDING LLC | $10,050,000 | $800,000 | -92.0% | 0.0% |
T2 FINANCIAL LLC | $2,380,000 | $800,000 | -66.4% | 0.0% |
SPRING EQ, LLC | $1,610,000 | $790,000 | -50.9% | 0.0% |
Servion, Inc. | $770,000 | n/a | 0.0% | |
RADIUS FINANCIAL GROUP INC. | $750,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $395,000 | $745,000 | 88.6% | 0.0% |
TRIAD FINANCIAL SERVICES, INC. | $740,000 | $745,000 | 0.7% | 0.0% |
LADERA LENDING, INC. | $345,000 | $735,000 | 113.0% | 0.0% |
NBH Bank | $315,000 | $730,000 | 131.7% | 0.0% |
Bank OZK | $1,700,000 | $725,000 | -57.4% | 0.0% |
CIBM Bank | $725,000 | n/a | 0.0% | |
First Citizens Community Bank | $725,000 | n/a | 0.0% | |
Mortgage Assurance Inc. | $485,000 | $725,000 | 49.5% | 0.0% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $6,000,000 | $720,000 | -88.0% | 0.0% |
HOMESTEAD FUNDING CORP. | $1,515,000 | $720,000 | -52.5% | 0.0% |
Spratt Savings and Loan Assoc. | $715,000 | n/a | 0.0% | |
NexBank | $465,000 | $710,000 | 52.7% | 0.0% |
SWBC MORTGAGE CORPORATION | $1,220,000 | $700,000 | -42.6% | 0.0% |
Meridian Bank Corporation | $485,000 | $695,000 | 43.3% | 0.0% |
CONTOUR MORTGAGE CORPORATION | $690,000 | n/a | 0.0% | |
BankVista | $685,000 | n/a | 0.0% | |
HOMEXPRESS MORTGAGE CORP. | $675,000 | $675,000 | 0.0% | 0.0% |
NP, Inc. | $480,000 | $675,000 | 40.6% | 0.0% |
UTILITIES EMPLOYEES CREDIT UNION | $160,000 | $675,000 | 321.9% | 0.0% |
Grow Financial Federal Credit Union | $220,000 | $665,000 | 202.3% | 0.0% |
Stock Yards Bank & Trust Company | $665,000 | n/a | 0.0% | |
TOWER | $2,380,000 | $660,000 | -72.3% | 0.0% |
VILLAGE CAPITAL MORTGAGE | $755,000 | $660,000 | -12.6% | 0.0% |
SIRVA MORTGAGE, INC. | $655,000 | n/a | 0.0% | |
S. C. STATE FEDERAL CREDIT UNION | $195,000 | $650,000 | 233.3% | 0.0% |
GTE Federal Credit Union | $150,000 | $645,000 | 330.0% | 0.0% |
Ixonia Bank | $425,000 | $645,000 | 51.8% | 0.0% |
Sierra Pacific Mortgage Company, Inc. | $295,000 | $645,000 | 118.6% | 0.0% |
UNITED NORTHERN MORTGAGE BANKERS LIMITED | $225,000 | $645,000 | 186.7% | 0.0% |
DELMAR FINANCIAL COMPANY | $640,000 | n/a | 0.0% | |
SeaTrust Mortgage Company | $630,000 | n/a | 0.0% | |
DELTA COMMUNITY CREDIT UNION | $150,000 | $625,000 | 316.7% | 0.0% |
GENERAL ELECTRIC CREDIT UNION | $625,000 | n/a | 0.0% | |
Paramount Bank | $625,000 | n/a | 0.0% | |
1ST SIGNATURE LENDING, LLC | $295,000 | $615,000 | 108.5% | 0.0% |
American Bank, N.A. | $615,000 | n/a | 0.0% | |
ARC HOME LLC | $4,770,000 | $615,000 | -87.1% | 0.0% |
Assurance Financial Group, L.L.C. | $570,000 | $605,000 | 6.1% | 0.0% |
First State Bank and Trust | $605,000 | n/a | 0.0% | |
MID-ISLAND MORTGAGE CORP. | $235,000 | $605,000 | 157.4% | 0.0% |
Palmetto Citizens Federal Credit Union | $170,000 | $605,000 | 255.9% | 0.0% |
PANORAMA MORTGAGE GROUP, LLC | $410,000 | $605,000 | 47.6% | 0.0% |
Connexus Credit Union | $595,000 | n/a | 0.0% | |
KELLER MORTGAGE, LLC | $2,975,000 | $595,000 | -80.0% | 0.0% |
Lakeview Community Capital, LLC | $2,155,000 | $590,000 | -72.6% | 0.0% |
MORTGAGEONE, INC. | $590,000 | n/a | 0.0% | |
Equity Bank | $585,000 | n/a | 0.0% | |
THRIVE MORTGAGE, LLC | $585,000 | n/a | 0.0% | |
ALLIED MORTGAGE GROUP, INC. | $1,975,000 | $580,000 | -70.6% | 0.0% |
Pendleton Community Bank, Inc. | $575,000 | n/a | 0.0% | |
ROYAL UNITED MORTGAGE LLC | $1,560,000 | $570,000 | -63.5% | 0.0% |
Superior Credit Union, Inc. | $565,000 | n/a | 0.0% | |
Presidential Bank, FSB | $555,000 | n/a | 0.0% | |
PREMIA MORTGAGE, LLC | $545,000 | n/a | 0.0% | |
FIRST CHOICE MORTGAGE, INC. | $540,000 | n/a | 0.0% | |
Adams Bank & Trust | $535,000 | n/a | 0.0% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $820,000 | $535,000 | -34.8% | 0.0% |
Nations Lending Corporation | $485,000 | $530,000 | 9.3% | 0.0% |
GUARANTEED RATE AFFINITY, LLC | $525,000 | n/a | 0.0% | |
Trustmark National Bank | $430,000 | $525,000 | 22.1% | 0.0% |
VAN DYK MORTGAGE CORPORATION | $430,000 | $525,000 | 22.1% | 0.0% |
Victorian Finance, LLC | $855,000 | $520,000 | -39.2% | 0.0% |
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $515,000 | n/a | 0.0% | |
BAYSHORE MORTGAGE FUNDING, LLC | $595,000 | $505,000 | -15.1% | 0.0% |
DIGITAL Federal Credit Union | $670,000 | $500,000 | -25.4% | 0.0% |
FirstBank | $4,365,000 | $485,000 | -88.9% | 0.0% |
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $485,000 | n/a | 0.0% | |
CORNERSTONE HOME LENDING, INC. | $235,000 | $480,000 | 104.3% | 0.0% |
ALL REVERSE MORTGAGE, INC. | $475,000 | n/a | 0.0% | |
Arvest Bank | $1,690,000 | $470,000 | -72.2% | 0.0% |
BOND STREET MORTGAGE, LLC | $415,000 | $470,000 | 13.3% | 0.0% |
Bell Bank | $1,820,000 | $465,000 | -74.5% | 0.0% |
FIRST NEIGHBORHOOD BANK INC | $465,000 | n/a | 0.0% | |
Baxter Credit Union | $3,565,000 | $455,000 | -87.2% | 0.0% |
United Bank | $48,405,000 | $445,000 | -99.1% | 0.0% |
United Nations Federal Credit Union | $1,210,000 | $445,000 | -63.2% | 0.0% |
Farmers & Merchants Bank | $435,000 | n/a | 0.0% | |
Heartland Bank | $435,000 | n/a | 0.0% | |
Kwik Mortgage Corporation | $435,000 | n/a | 0.0% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $905,000 | $435,000 | -51.9% | 0.0% |
Figure Lending LLC | $430,000 | n/a | 0.0% | |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $150,000 | $430,000 | 186.7% | 0.0% |
REV FEDERAL CREDIT UNION | $930,000 | $430,000 | -53.8% | 0.0% |
Bank of England | $1,720,000 | $425,000 | -75.3% | 0.0% |
MEMBERS 1ST FEDERAL CREDIT UNION | $425,000 | n/a | 0.0% | |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $425,000 | n/a | 0.0% | |
Service Federal Credit Union | $305,000 | $425,000 | 39.3% | 0.0% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $800,000 | $425,000 | -46.9% | 0.0% |
State Bank of Lizton | $425,000 | n/a | 0.0% | |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $475,000 | $420,000 | -11.6% | 0.0% |
CLIFFCO, INC. | $415,000 | n/a | 0.0% | |
Aurora Financial, LLC | $690,000 | $405,000 | -41.3% | 0.0% |
PROPER RATE, LLC | $395,000 | n/a | 0.0% | |
FINANCE OF AMERICA MORTGAGE LLC | $37,635,000 | $390,000 | -99.0% | 0.0% |
MORTGAGE INVESTORS GROUP, INC. | $645,000 | $390,000 | -39.5% | 0.0% |
RESOURCE FINANCIAL SERVICES, INC. | $2,175,000 | $390,000 | -82.1% | 0.0% |
Paramount Residential Mortgage Group, Inc. | $10,305,000 | $385,000 | -96.3% | 0.0% |
TJC Mortgage, Inc. | $625,000 | $385,000 | -38.4% | 0.0% |
COUNTRYPLACE MORTGAGE, LTD. | $1,035,000 | $375,000 | -63.8% | 0.0% |
Encompass Lending Group, LP | $1,295,000 | $365,000 | -71.8% | 0.0% |
GENEVA FINANCIAL, LLC | $365,000 | n/a | 0.0% | |
SOUTHERN TRUST MORTGAGE, LLC | $3,005,000 | $360,000 | -88.0% | 0.0% |
ABSOLUTE HOME MORTGAGE CORPORATION | $570,000 | $355,000 | -37.7% | 0.0% |
FCB Banks | $355,000 | n/a | 0.0% | |
Providence Bank & Trust | $355,000 | n/a | 0.0% | |
Corporate Investors Mortgage Group, Inc. | $345,000 | n/a | 0.0% | |
First Federal Bank of the Midwest | $455,000 | $345,000 | -24.2% | 0.0% |
First National Bank of Omaha | $345,000 | n/a | 0.0% | |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $345,000 | n/a | 0.0% | |
NATIONS DIRECT MORTGAGE, LLC | $795,000 | $345,000 | -56.6% | 0.0% |
ALLIANT CREDIT UNION | $1,600,000 | $335,000 | -79.1% | 0.0% |
FineMark National Bank & Trust | $2,480,000 | $335,000 | -86.5% | 0.0% |
FIRST HERITAGE FINANCIAL, LLC | $335,000 | n/a | 0.0% | |
TruHome Solutions, LLC | $375,000 | $335,000 | -10.7% | 0.0% |
WRIGHT-PATT CREDIT UNION, INC. | $335,000 | n/a | 0.0% | |
FIDELITY BANK | $325,000 | n/a | 0.0% | |
MORTGAGE EQUITY PARTNERS LLC | $255,000 | $325,000 | 27.5% | 0.0% |
Towne Bank | $4,710,000 | $325,000 | -93.1% | 0.0% |
FOUNDERS FEDERAL CREDIT UNION | $2,690,000 | $320,000 | -88.1% | 0.0% |
Bank-Fund Staff Federal Credit Union | $585,000 | $315,000 | -46.2% | 0.0% |
BNC National Bank | $4,110,000 | $305,000 | -92.6% | 0.0% |
First American Bank | $455,000 | $305,000 | -33.0% | 0.0% |
Strong Home Mortgage, LLC | $3,375,000 | $305,000 | -91.0% | 0.0% |
Greenbox Loans, Inc. | $295,000 | n/a | 0.0% | |
HOWARD HANNA FINANCIAL SERVICES, INC. | $295,000 | n/a | 0.0% | |
OPEN MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
LOANPAL, LLC | $360,000 | $290,000 | -19.4% | 0.0% |
Peoples Bank | $290,000 | n/a | 0.0% | |
Cf Bank | $1,380,000 | $285,000 | -79.3% | 0.0% |
Empower Federal Credit Union | $285,000 | n/a | 0.0% | |
First Community Bank | $495,000 | $285,000 | -42.4% | 0.0% |
General Mortgage Capital Corporation | $285,000 | n/a | 0.0% | |
GEORGIA'S OWN | $285,000 | n/a | 0.0% | |
The Farmers Bank, Frankfort, Indiana | $285,000 | n/a | 0.0% | |
TIDEWATER MORTGAGE SERVICES, INC. | $285,000 | n/a | 0.0% | |
Capital Bank | $575,000 | $275,000 | -52.2% | 0.0% |
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
S1L, Inc. | $265,000 | n/a | 0.0% | |
BancorpSouth | $765,000 | $255,000 | -66.7% | 0.0% |
CONSUMERS COOPERATIVE CREDIT UNION | $255,000 | n/a | 0.0% | |
First Community Bank of East Tennessee | $285,000 | $255,000 | -10.5% | 0.0% |
NORTHROP GRUMMAN Federal Credit Union | $195,000 | $255,000 | 30.8% | 0.0% |
FIRST MORTGAGE COMPANY, INC. | $245,000 | n/a | 0.0% | |
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
ROSS MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
1ST FINANCIAL, INC. | $235,000 | n/a | 0.0% | |
CIVIC FINANCIAL SERVICES, LLC | $1,550,000 | $235,000 | -84.8% | 0.0% |
MID AMERICA MORTGAGE, INC. | $715,000 | $235,000 | -67.1% | 0.0% |
Mid-Continent Funding, Inc. | $225,000 | $235,000 | 4.4% | 0.0% |
The First, A National Banking Association | $235,000 | n/a | 0.0% | |
Capital City Bank | $225,000 | n/a | 0.0% | |
First Federal Bank of Kansas City | $225,000 | n/a | 0.0% | |
FRANKLIN MINT | $2,000,000 | $225,000 | -88.8% | 0.0% |
Berkshire Bank | $215,000 | n/a | 0.0% | |
LENDSURE MORTGAGE CORP. | $1,615,000 | $215,000 | -86.7% | 0.0% |
Neighborhood Loans, Inc. | $215,000 | n/a | 0.0% | |
Old National Bank | $205,000 | $215,000 | 4.9% | 0.0% |
WINGS FINANCIAL | $175,000 | $215,000 | 22.9% | 0.0% |
Community Trust Bank, Inc. | $205,000 | n/a | 0.0% | |
CORNING | $345,000 | $205,000 | -40.6% | 0.0% |
MORIA DEVELOPMENT, INC. | $1,790,000 | $205,000 | -88.5% | 0.0% |
ON Q FINANCIAL, INC. | $205,000 | n/a | 0.0% | |
Wyndham Capital Mortgage, Inc. | $4,655,000 | $205,000 | -95.6% | 0.0% |
Metro City Bank | $195,000 | n/a | 0.0% | |
SRP Federal Credit Union | $375,000 | $190,000 | -49.3% | 0.0% |
Tyndall Federal Credit Union | $185,000 | n/a | 0.0% | |
Willamette Valley Bank | $605,000 | $165,000 | -72.7% | 0.0% |
MILEND, INC. | $155,000 | n/a | 0.0% | |
Navigant Credit Union | $155,000 | n/a | 0.0% | |
PUBLIX EMPLOYEES | $155,000 | n/a | 0.0% | |
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
Residential Mortgage Solutions, Inc. | $135,000 | n/a | 0.0% | |
TRUMARK FINANCIAL CREDIT UNION | $135,000 | n/a | 0.0% | |
FIRST NATIONAL BANK OF COFFEE COUNTY | $125,000 | n/a | 0.0% | |
American Airlines Federal Credit Union | $400,000 | $115,000 | -71.3% | 0.0% |
ALLEGACY FEDERAL CREDIT UNION | $400,000 | $105,000 | -73.8% | 0.0% |
CITIZENS EQUITY FIRST | $105,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | $100,000 | 33.3% | 0.0% |
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
Clearview Federal Credit Union | $120,000 | $75,000 | -37.5% | 0.0% |
ITHINK FINANCIAL Credit Union | $845,000 | $75,000 | -91.1% | 0.0% |
UNIVERSITY CREDIT UNION | $155,000 | $75,000 | -51.6% | 0.0% |
THRIVENT Federal Credit Union | $130,000 | $60,000 | -53.8% | 0.0% |
COASTAL Federal Credit Union | $780,000 | $55,000 | -92.9% | 0.0% |
The Citizens Bank | $45,000 | n/a | 0.0% | |
Ardent Federal Credit Union | $35,000 | n/a | 0.0% | |
SOUTH CENTRAL BANK, INC. | $35,000 | n/a | 0.0% |
HILTON HEAD ISLAND - BLUFFTON's top lender by overall market share is MOVEMENT MORTGAGE, LLC, with 11.2% market share. In second place, with 6.8%, is TD Bank, having originated $174,670,000 in loans. In third place, with 4.1%, is South State Bank, having originated $105,020,000 in loans. In fourth place, with 3.4%, is QUICKEN LOANS, LLC, having originated $87,410,000 in loans. In fifth place, with 3.3%, is PULTE MORTGAGE LLC, having originated $86,315,000 in loans.
HILTON HEAD ISLAND-BLUFFTON, SC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 4,627 | $2,078,625,000 | $449,238 |
Home Improvement | 594 | $93,030,000 | $156,616 |
Other | 546 | $128,650,000 | $235,623 |
Cash Out Refi | 546 | $178,230,000 | $326,429 |
Refi | 286 | $108,320,000 | $378,741 |
Hilton Head Island - Bluffton's most frequently cited loan purpose was Home Purchase, with 4,627 originations. The 2nd most popular reason was Home Improvement, with 594 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 2,257 | $960,745,000 | $425,673 |
7-8% | 1,609 | $563,015,000 | $349,916 |
5-6% | 1,267 | $649,645,000 | $512,743 |
Over 8% | 1,154 | $250,160,000 | $216,776 |
4-5% | 171 | $91,945,000 | $537,690 |
<2.5% | 18 | $530,000 | $29,444 |
3-4% | 17 | $7,385,000 | $434,412 |
2.5-3% | 2 | $1,160,000 | $580,000 |
During 2023, Hilton Head Island - Bluffton's most frequently originated rate bucket was 6-7%, with 2,257 originations.
Loan Sizing (HILTON HEAD ISLAND-BLUFFTON, SC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 2,699 | $806,295,000 | $298,738 |
$400k-600k | 1,162 | $555,660,000 | $478,193 |
$100k-200k | 1,084 | $155,220,000 | $143,192 |
$100,000 or less | 723 | $43,635,000 | $60,353 |
$600k-1000k | 572 | $424,380,000 | $741,923 |
$Over $1MM | 359 | $601,665,000 | $1,675,947 |
HILTON HEAD ISLAND - BLUFFTON's loan sizing saw the bucket of loans from $200k-400k with 2,699 originations, totaling $806,295,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,829 | $815,405,000 | $445,820 |
60-80% | 1,804 | $945,270,000 | $523,986 |
Under 20% | 888 | $91,200,000 | $102,703 |
40-60% | 867 | $374,855,000 | $432,359 |
20-40% | 845 | $198,535,000 | $234,953 |
Over 100% | 250 | $96,070,000 | $384,280 |
HILTON HEAD ISLAND - BLUFFTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,829 originations, totaling $815,405,000 in origination value.