Worthington National Bank Mortgage Rates, Fees & Info
Fort Worth, TXLEI: 254900JWLQKPGK4C0B30
Tax ID: 04-3681417
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Worthington National Bank is a smaller bank specializing in Home Purchase loans. Worthington National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Stephenville, College Station, Granbury, and Crestview among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Worthington National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
43Origination Dollar Volume (All Markets)
$25,235,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 36 | $18,730,000 | $520,278 | $0 | 0.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $1,845,000 | $1,845,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $1,405,000 | $1,405,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 0.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 0.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 43 | $25,235,000 | $586,860 | $0 | 0.00% |
For 2024, Worthington National Bank's most frequently originated type of loan was Conventional, with 43 originations.
Loan Reason
For 2024, Worthington National Bank's most frequently cited loan purpose was Home Purchase, with 24 originations. The 2nd most popular reason was Home Improvement, with 10 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 43 | $25,235,000 | $586,860 | $0 | 0.00% |
For 2024, Worthington National Bank's most frequently cited loan duration was Other, with 43 originations.
Loan Sizing
2024 saw Worthington National Bank place emphasis on $200k-400k loans with 13 originations, totaling $3,415,000 in origination value.
Applicant Income
Worthington National Bank lent most frequently to those with incomes in the $250k+ range, with 17 originations. The second most popular income band? $150k-250k, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 43 | $25,235,000 | $586,860 | $0 | 0.00% |
Worthington National Bank lent most frequently to those with DTI ratios of Exempt%, with 43 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.25%
Worthington National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination72.09%
Worthington National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 43 | $25,235,000 | $586,860 |