Granbury Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Granbury averaged
7.51%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.57% and
one month ago for the week of 2026-10-01, the
average rate was 7.51%.
Granbury's average rate one year ago was 6.5%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.24%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Granbury 30 Year Fixed Rate | 2026-11-05 | 7.51% |
| Granbury 30 Year Fixed Rate Refi | 2026-11-05 | 7.24% |
| Granbury 15 Year Fixed Rate | 2026-11-05 | 6.67% |
| Granbury 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| Granbury 30 Year FHA | 2026-11-05 | 6.66% |
| Granbury 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Granbury 30 Year USDA | 2026-11-05 | 6.9% |
| Granbury 30 Year USDA Refi | 2026-11-05 | 6.9% |
| Granbury 30 Year VA | 2026-11-05 | 6.45% |
| Granbury 30 Year VA Refi | 2026-11-05 | 6.42% |
Granbury Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Granbury, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Granbury Average Closing Costs & Other Stats
Granbury, TX's 153 lenders originated 1,972
loans during 2025. The total origination value was $596,580,000, with an average loan value of
$302,525.
Granbury's average closing costs are $6,876.
The top Granbury lender as defined by loan originations is QUICKEN LOANS, LLC, with
78 loans originated. Their average total fees are
$8,796, which is $184
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Granbury lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,833), First Financial Bank ($5,195), LOANDEPOT.COM, LLC ($6,676), Mr. Cooper ( Nationstar Mortgage ) ($6,722) and PRIMELENDING, A PLAINSCAPITAL COMPANY ($6,803).
The lowest rate Granbury lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.09%), PENNYMAC LOAN SERVICES, LLC (6.41%), HOMESIDE FINANCIAL, LLC (6.42%), SFMC, LP (6.50%) and LOANDEPOT.COM, LLC (6.50%).
Granbury, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $32,570,000 | $47,540,000 | 46.0% | 8.0% |
| QUICKEN LOANS, LLC | $31,605,000 | $42,450,000 | 34.3% | 7.1% |
| The First National Bank of Granbury | $20,920,000 | $27,145,000 | 29.8% | 4.6% |
| First Financial Bank | $25,300,000 | $22,245,000 | -12.1% | 3.7% |
| DHI MORTGAGE COMPANY, LTD. | $11,405,000 | $18,175,000 | 59.4% | 3.0% |
| GUILD MORTGAGE COMPANY | $16,030,000 | $16,290,000 | 1.6% | 2.7% |
| SFMC, LP | $16,520,000 | $16,095,000 | -2.6% | 2.7% |
| Gateway First Bank | $12,425,000 | $15,285,000 | 23.0% | 2.6% |
| CARDINAL FINANCIAL | $10,475,000 | $14,475,000 | 38.2% | 2.4% |
| LOANDEPOT.COM, LLC | $7,245,000 | $13,520,000 | 86.6% | 2.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $11,335,000 | $12,175,000 | 7.4% | 2.0% |
| CMG MORTGAGE, INC. | $9,365,000 | $11,860,000 | 26.6% | 2.0% |
| HOMESIDE FINANCIAL, LLC | $2,665,000 | $11,115,000 | 317.1% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $10,270,000 | $10,885,000 | 6.0% | 1.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,230,000 | $10,740,000 | 153.9% | 1.8% |
| Mortgage Research Center, LLC | $7,840,000 | $10,325,000 | 31.7% | 1.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $855,000 | $8,720,000 | 919.9% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $6,335,000 | $7,475,000 | 18.0% | 1.3% |
| JPMorgan Chase Bank | $4,830,000 | $7,400,000 | 53.2% | 1.2% |
| BROKER SOLUTIONS, INC. | $7,765,000 | $6,995,000 | -9.9% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $3,325,000 | $6,885,000 | 107.1% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,380,000 | $6,700,000 | -20.0% | 1.1% |
| 21ST MORTGAGE CORPORATION | $5,470,000 | $6,610,000 | 20.8% | 1.1% |
| Century Mortgage Company DBA Century Lending Company | $755,000 | $6,415,000 | 749.7% | 1.1% |
| First United Bank and Trust Company | $5,550,000 | $5,875,000 | 5.9% | 1.0% |
| NEWREZ LLC | $2,885,000 | $5,715,000 | 98.1% | 1.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $5,445,000 | $5,325,000 | -2.2% | 0.9% |
| Centennial Bank | $405,000 | $5,095,000 | 1,158.0% | 0.9% |
| GUARANTEED RATE, INC. | $3,135,000 | $4,670,000 | 49.0% | 0.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,920,000 | $4,495,000 | -35.0% | 0.8% |
| The Loan Store, Inc. | $1,320,000 | $4,390,000 | 232.6% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $2,380,000 | $4,265,000 | 79.2% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,320,000 | $4,250,000 | 83.2% | 0.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $3,295,000 | $3,935,000 | 19.4% | 0.7% |
| Wells Fargo Bank | $2,370,000 | $3,905,000 | 64.8% | 0.7% |
| Frost Bank | $1,765,000 | $3,580,000 | 102.8% | 0.6% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $2,005,000 | $3,430,000 | 71.1% | 0.6% |
| PNC Bank | $4,075,000 | $3,410,000 | -16.3% | 0.6% |
| First National Bank | $1,045,000 | $3,375,000 | 223.0% | 0.6% |
| VILLAGE CAPITAL MORTGAGE | $340,000 | $3,090,000 | 808.8% | 0.5% |
| EECU | $5,380,000 | $3,065,000 | -43.0% | 0.5% |
| The Federal Savings Bank | $2,820,000 | n/a | 0.5% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,475,000 | $2,540,000 | 72.2% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $765,000 | $2,395,000 | 213.1% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,605,000 | $2,320,000 | 44.5% | 0.4% |
| MORTGAGE FINANCIAL SERVICES, LLC | $3,520,000 | $2,285,000 | -35.1% | 0.4% |
| U.S. Bank | $930,000 | $2,280,000 | 145.2% | 0.4% |
| Prosperity Bank | $1,510,000 | $2,195,000 | 45.4% | 0.4% |
| GARDNER FINANCIAL SERVICES, LTD. | $2,385,000 | $2,190,000 | -8.2% | 0.4% |
| RF Renovo Management Company, LLC | $1,310,000 | $2,175,000 | 66.0% | 0.4% |
| City Bank | $2,680,000 | $2,100,000 | -21.6% | 0.4% |
| Southside Bank | $305,000 | $2,065,000 | 577.0% | 0.3% |
| BOKF | $1,440,000 | $2,060,000 | 43.1% | 0.3% |
| BETTER MORTGAGE CORPORATION | $2,040,000 | n/a | 0.3% | |
| GUARANTEED RATE AFFINITY, LLC | $2,025,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $2,060,000 | $2,025,000 | -1.7% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $1,160,000 | $1,995,000 | 72.0% | 0.3% |
| Affiliated Bank | $1,950,000 | $1,915,000 | -1.8% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,125,000 | $1,910,000 | -10.1% | 0.3% |
| LRS FINANCIAL NETWORK, INC. | $345,000 | $1,895,000 | 449.3% | 0.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,880,000 | n/a | 0.3% | |
| Truist | $960,000 | $1,840,000 | 91.7% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $465,000 | $1,815,000 | 290.3% | 0.3% |
| AmeriHome Mortgage Company, LLC | $2,840,000 | $1,770,000 | -37.7% | 0.3% |
| SECURITY SERVICE | $390,000 | $1,770,000 | 353.8% | 0.3% |
| Texana Bank | $1,750,000 | n/a | 0.3% | |
| Citadel Servicing Corporation | $1,515,000 | n/a | 0.3% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $270,000 | $1,515,000 | 461.1% | 0.3% |
| MEMBER FIRST MORTGAGE, LLC | $1,495,000 | n/a | 0.3% | |
| PLANET HOME LENDING, LLC | $710,000 | $1,490,000 | 109.9% | 0.2% |
| ENVOY MORTGAGE, LTD | $525,000 | $1,450,000 | 176.2% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $560,000 | $1,375,000 | 145.5% | 0.2% |
| Cornerstone First Mortgage, Inc | $270,000 | $1,370,000 | 407.4% | 0.2% |
| Charles Schwab Bank, SSB | $1,595,000 | $1,355,000 | -15.0% | 0.2% |
| InterBank | $1,405,000 | $1,320,000 | -6.0% | 0.2% |
| NexBank | $1,235,000 | $1,305,000 | 5.7% | 0.2% |
| American National Bank & Trust | $430,000 | $1,290,000 | 200.0% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $815,000 | $1,285,000 | 57.7% | 0.2% |
| NBKC BANK | $605,000 | $1,285,000 | 112.4% | 0.2% |
| PlainsCapital Bank | $1,270,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $675,000 | $1,265,000 | 87.4% | 0.2% |
| AUSTIN COUNTY STATE BANK | $1,775,000 | $1,255,000 | -29.3% | 0.2% |
| PHH Mortgage Corporation | $1,505,000 | $1,235,000 | -17.9% | 0.2% |
| Pinnacle Bank | $690,000 | $1,235,000 | 79.0% | 0.2% |
| SeaTrust Mortgage Company | $315,000 | $1,185,000 | 276.2% | 0.2% |
| First Federal Bank | $255,000 | $1,180,000 | 362.7% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $285,000 | $1,165,000 | 308.8% | 0.2% |
| A&D Mortgage LLC | $1,150,000 | n/a | 0.2% | |
| UNITED BUILT HOMES, L.L.C. | $945,000 | $1,125,000 | 19.0% | 0.2% |
| American Airlines Federal Credit Union | $2,730,000 | $1,110,000 | -59.3% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $615,000 | $1,105,000 | 79.7% | 0.2% |
| Nations Lending Corporation | $1,085,000 | n/a | 0.2% | |
| CANOPY MORTGAGE, LLC | $370,000 | $1,055,000 | 185.1% | 0.2% |
| Ciera Bank | $1,055,000 | n/a | 0.2% | |
| V.I.P. MORTGAGE, INC. | $1,055,000 | n/a | 0.2% | |
| EVERETT FINANCIAL, INC. | $4,220,000 | $1,015,000 | -75.9% | 0.2% |
| A+ Federal Credit Union | $995,000 | n/a | 0.2% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $985,000 | n/a | 0.2% | |
| Zions Bank | $1,200,000 | $975,000 | -18.8% | 0.2% |
| Equity Prime Mortgage LLC | $3,515,000 | $965,000 | -72.5% | 0.2% |
| Plains Commerce Bank | $335,000 | $945,000 | 182.1% | 0.2% |
| PILGRIM MORTGAGE LLC | $930,000 | n/a | 0.2% | |
| TEXAS TECH | $910,000 | $920,000 | 1.1% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $215,000 | $905,000 | 320.9% | 0.2% |
| First Horizon Bank | $225,000 | $890,000 | 295.6% | 0.1% |
| Stifel Bank and Trust | $890,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $875,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $2,090,000 | $875,000 | -58.1% | 0.1% |
| ARC HOME LLC | $605,000 | $870,000 | 43.8% | 0.1% |
| First Bank | $545,000 | $855,000 | 56.9% | 0.1% |
| The Huntington National Bank | $785,000 | $825,000 | 5.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,145,000 | $815,000 | -28.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $305,000 | $795,000 | 160.7% | 0.1% |
| Assurance Financial Group, L.L.C. | $235,000 | $795,000 | 238.3% | 0.1% |
| UNITED MORTGAGE CORP | $335,000 | $770,000 | 129.9% | 0.1% |
| SPRING EQ, LLC | $65,000 | $765,000 | 1,076.9% | 0.1% |
| Farm Credit Mid-America, ACA | $185,000 | $760,000 | 310.8% | 0.1% |
| Ixonia Bank | $455,000 | $760,000 | 67.0% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $105,000 | $755,000 | 619.0% | 0.1% |
| South State Bank | $750,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $480,000 | $745,000 | 55.2% | 0.1% |
| TEXAS TRUST | $745,000 | n/a | 0.1% | |
| RBC Bank, (Georgia) | $605,000 | $735,000 | 21.5% | 0.1% |
| The American National Bank of Texas | $2,585,000 | $735,000 | -71.6% | 0.1% |
| Magnolia Bank | $380,000 | $730,000 | 92.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,340,000 | $730,000 | -45.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $865,000 | $725,000 | -16.2% | 0.1% |
| WRIGHT-PATT CREDIT UNION, INC. | $725,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,175,000 | $710,000 | -39.6% | 0.1% |
| Citibank | $705,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $215,000 | $685,000 | 218.6% | 0.1% |
| American Mortgage Bank, LLC | $765,000 | $660,000 | -13.7% | 0.1% |
| FIRST NATIONAL BANK OF WEATHERFORD | $825,000 | $660,000 | -20.0% | 0.1% |
| BancorpSouth | $105,000 | $625,000 | 495.2% | 0.1% |
| Morgan Stanley Private Bank | $625,000 | n/a | 0.1% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $625,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $185,000 | $620,000 | 235.1% | 0.1% |
| HomePromise Corporation | $605,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $1,225,000 | $590,000 | -51.8% | 0.1% |
| CLEARPATH LENDING | $275,000 | $565,000 | 105.5% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $105,000 | $565,000 | 438.1% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $205,000 | $555,000 | 170.7% | 0.1% |
| Stride Bank | $555,000 | n/a | 0.1% | |
| RANDOLPH-BROOKS | $870,000 | $550,000 | -36.8% | 0.1% |
| Armed Forces Bank | $395,000 | $545,000 | 38.0% | 0.1% |
| Bank of America | $1,725,000 | $545,000 | -68.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,540,000 | $545,000 | -64.6% | 0.1% |
| GSB MORTGAGE, INC. | $525,000 | n/a | 0.1% | |
| R Bank | $525,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $660,000 | $525,000 | -20.5% | 0.1% |
| Watermark Capital, Inc. | $405,000 | $525,000 | 29.6% | 0.1% |
| Sunflower Bank | $385,000 | $520,000 | 35.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $515,000 | n/a | 0.1% | |
| Florida Capital Bank | $1,300,000 | $505,000 | -61.2% | 0.1% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $505,000 | n/a | 0.1% | |
| Citizens National Bank of Texas | $2,170,000 | $500,000 | -77.0% | 0.1% |
| Community National Bank | $205,000 | $500,000 | 143.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $490,000 | n/a | 0.1% | |
| Figure Lending LLC | $45,000 | $490,000 | 988.9% | 0.1% |
| Wellington State Bank | $920,000 | $485,000 | -47.3% | 0.1% |
| GREATER TEXAS FEDERAL CREDIT UNION | $75,000 | $480,000 | 540.0% | 0.1% |
| NEXERA HOLDING LLC | $480,000 | n/a | 0.1% | |
| S1L, Inc. | $440,000 | $480,000 | 9.1% | 0.1% |
| NBH Bank | $455,000 | n/a | 0.1% | |
| ALLIED MORTGAGE GROUP, INC. | $830,000 | $450,000 | -45.8% | 0.1% |
| Renasant Bank | $435,000 | n/a | 0.1% | |
| VeraBank | $425,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $1,465,000 | $415,000 | -71.7% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $410,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $345,000 | $405,000 | 17.4% | 0.1% |
| ALLIANT CREDIT UNION | $225,000 | $395,000 | 75.6% | 0.1% |
| LOANPEOPLE, LLC | $1,120,000 | $395,000 | -64.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $460,000 | $395,000 | -14.1% | 0.1% |
| FORT WORTH COMMUNITY | $415,000 | $390,000 | -6.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,590,000 | $380,000 | -76.1% | 0.1% |
| Western Bank | $375,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $1,220,000 | $365,000 | -70.1% | 0.1% |
| Credit Union of Texas | $480,000 | $340,000 | -29.2% | 0.1% |
| Discover Bank | $615,000 | $340,000 | -44.7% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $325,000 | n/a | 0.1% | |
| Golden Empire Mortgage, Inc. | $325,000 | n/a | 0.1% | |
| TEXAS DOW EMPLOYEES CREDIT UNION | $325,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $315,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $315,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $315,000 | n/a | 0.1% | |
| Trinity Oaks Mortgage, LLC | $315,000 | n/a | 0.1% | |
| LIBERTYONE Credit Union | $305,000 | n/a | 0.1% | |
| Peoples Bank | $305,000 | n/a | 0.1% | |
| SUMMIT FUNDING, INC. | $135,000 | $305,000 | 125.9% | 0.1% |
| MEMBER HOME LOAN, L.L.C. | $295,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $295,000 | n/a | 0.0% | |
| Network Funding, L.P. | $1,430,000 | $290,000 | -79.7% | 0.0% |
| FIRST SERVICE Credit Union | $285,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $265,000 | $285,000 | 7.5% | 0.0% |
| HOMETRUST MORTGAGE COMPANY | $245,000 | $285,000 | 16.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $285,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $1,055,000 | $275,000 | -73.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $275,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $665,000 | $275,000 | -58.6% | 0.0% |
| JMAC LENDING, INC. | $410,000 | $265,000 | -35.4% | 0.0% |
| UNION SQUARE | $265,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $255,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,385,000 | $250,000 | -81.9% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $185,000 | $235,000 | 27.0% | 0.0% |
| MEMBERS TRUST OF THE SOUTHWEST FCU | $115,000 | $235,000 | 104.3% | 0.0% |
| Performance Financial, Inc. | $235,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,270,000 | $235,000 | -94.5% | 0.0% |
| Loan Simple, Inc. | $355,000 | $225,000 | -36.6% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $975,000 | $225,000 | -76.9% | 0.0% |
| GSF Mortgage Corporation | $220,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $220,000 | n/a | 0.0% | |
| Leader Bank | $365,000 | $215,000 | -41.1% | 0.0% |
| Baxter Credit Union | $205,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $850,000 | $205,000 | -75.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $895,000 | $205,000 | -77.1% | 0.0% |
| FBC MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $205,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $205,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $185,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $445,000 | $180,000 | -59.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $505,000 | $175,000 | -65.3% | 0.0% |
| Southwest Airlines Federal Credit Union | $170,000 | n/a | 0.0% | |
| Education Credit Union | $165,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $155,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $175,000 | $155,000 | -11.4% | 0.0% |
| FirstBank | $145,000 | n/a | 0.0% | |
| Mabrey Bank | $145,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $135,000 | n/a | 0.0% | |
| RANLIFE, INC. | $275,000 | $135,000 | -50.9% | 0.0% |
| Inwood National Bank | $105,000 | n/a | 0.0% | |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $470,000 | $95,000 | -79.8% | 0.0% |
| International Bank of Commerce | $125,000 | $95,000 | -24.0% | 0.0% |
| Grandview Bank | $75,000 | $75,000 | 0.0% | 0.0% |
| CERTIFIED FUNDING, L.P. | $110,000 | $45,000 | -59.1% | 0.0% |
| Firefighters First Federal Credit Union | $45,000 | n/a | 0.0% | |
| UMB Bank | $35,000 | n/a | 0.0% |
Granbury's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.0% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $42,450,000 in loans. In third place, with 4.6%, is The First National Bank of Granbury, having originated $27,145,000 in loans. In fourth place, with 3.7%, is First Financial Bank, having originated $22,245,000 in loans. In fifth place, with 3.0%, is DHI MORTGAGE COMPANY, LTD., having originated $18,175,000 in loans.
Granbury, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,317 | $424,455,000 | $322,289 |
| Refi | 281 | $101,335,000 | $360,623 |
| Cash Out Refi | 205 | $49,595,000 | $241,927 |
| Other | 85 | $11,835,000 | $139,235 |
| Home Improvement | 84 | $9,360,000 | $111,429 |
Granbury's most frequently cited loan purpose was Home Purchase, with 1,317 originations. The 2nd most popular reason was Refi, with 281 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 876 | $280,750,000 | $320,491 |
| 5-6% | 352 | $128,490,000 | $365,028 |
| 7-8% | 315 | $95,625,000 | $303,571 |
| Over 8% | 177 | $27,765,000 | $156,864 |
| 4-5% | 56 | $18,790,000 | $335,536 |
| <2.5% | 34 | $290,000 | $8,529 |
| 3-4% | 25 | $8,325,000 | $333,000 |
During 2025, Granbury's most frequently originated rate bucket was 6-7%, with 876 originations.
Loan Sizing (Granbury, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 944 | $272,270,000 | $288,422 |
| $100k-200k | 370 | $56,410,000 | $152,459 |
| $400k-600k | 283 | $135,135,000 | $477,509 |
| $100,000 or less | 232 | $12,270,000 | $52,888 |
| $600k-1000k | 113 | $82,765,000 | $732,434 |
| $Over $1MM | 30 | $37,730,000 | $1,257,667 |
Granbury's loan sizing saw the bucket of loans from $200k-400k with 944 originations, totaling $272,270,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 888 | $308,060,000 | $346,914 |
| 60-80% | 412 | $148,440,000 | $360,291 |
| 40-60% | 171 | $45,975,000 | $268,860 |
| Under 20% | 157 | $8,805,000 | $56,083 |
| 20-40% | 144 | $25,660,000 | $178,194 |
| Over 100% | 33 | $11,215,000 | $339,848 |
Granbury's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 888 originations, totaling $308,060,000 in origination value.