Granbury Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Granbury averaged 5.84% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.11% and one month ago for the week of 2022-05-19, the average rate was 5.28%.

Granbury's average rate one year ago was 3.02%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Granbury 30 Year Fixed Rate 2022-06-23 5.84%
Granbury 30 Year Fixed Rate Refi 2022-06-23 5.92%
Granbury 15 Year Fixed Rate 2022-06-23 5.17%
Granbury 15 Year Fixed Rate Refi 2022-06-23 5.05%
Granbury 30 Year FHA 2022-06-23 -0.06%
Granbury 30 Year FHA Refi 2022-06-23 0.11%
Granbury 30 Year USDA 2022-06-23 0.3%
Granbury 30 Year USDA Refi 2022-06-23 -0.21%
Granbury 30 Year VA 2022-06-23 0.23%
Granbury 30 Year VA Refi 2022-06-23 -0.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Granbury, TX.

Granbury Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Granbury, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 138 3.13% $5,548
GUILD MORTGAGE COMPANY 84 3.37% $5,578
First Financial Bank 83 2.98% $4,051
SFMC, LP 80 3.39% $6,139
Gateway First Bank 65 3.25% $5,444
PRIMELENDING, A PLAINSCAPITAL COMPANY 41 3.30% $5,123
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 40 3.21% $5,208
UNITED WHOLESALE MORTGAGE, LLC 37 3.04% $5,283
JPMorgan Chase Bank 32 3.06% $4,113
DHI MORTGAGE COMPANY, LTD. 32 2.88% $3,543
Wells Fargo Bank 32 3.04% $4,067
LOANDEPOT.COM, LLC 32 3.02% $5,940
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 30 3.24% $5,304
ASPIRE FINANCIAL, INC. 26 3.10% $5,434
ARK-LA-TEX FINANCIAL SERVICES, LLC. 22 3.18% $5,170
CHERRY CREEK MORTGAGE, LLC 19 3.26% $866
ACADEMY MORTGAGE CORPORATION 17 3.32% $4,951
AMERISAVE MORTGAGE CORPORATION 17 2.87% $4,339
EVERETT FINANCIAL, INC. 17 3.58% $3,101
MID AMERICA MORTGAGE, INC. 16 3.27% $5,750
AMCAP MORTGAGE, LTD. 16 3.22% $5,662
KELLER MORTGAGE, LLC 14 3.10% $3,840
First United Bank and Trust Company 13 3.23% $4,721
BETTER MORTGAGE CORPORATION 13 2.96% $3,487
Mr. Cooper ( Nationstar Mortgage ) 12 3.22% $5,877
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12 3.24% $5,227
Colonial Savings, F.A. 11 3.31% $4,388
Bank of America 11 2.81% $3,786
GUARANTEED RATE, INC. 11 3.09% $5,233
SWBC MORTGAGE CORPORATION 10 3.11% $5,030
PENNYMAC LOAN SERVICES, LLC 10 3.37% $6,074
City Bank 9 3.15% $5,082
NAVY FEDERAL CREDIT UNION 9 3.01% $3,822
Affiliated Bank 9 3.11% $6,485
Prosperity Bank 8 3.13% $4,337
NEWREZ LLC 8 3.51% $5,368
EECU 8 3.52% $3,387
CERTAINTY HOME LOANS, LLC 7 3.03% $4,175
LHM FINANCIAL CORPORATION 7 3.25% $6,426
CROSSCOUNTRY MORTGAGE, LLC 7 3.07% $5,952
Flagstar Bank, FSB 7 3.42% $5,686
HOME POINT FINANCIAL CORPORATION 7 3.05% $4,231
CALIBER HOME LOANS, INC. 7 3.18% $3,065
AmeriHome Mortgage Company, LLC 7 3.03% $3,243
MORTGAGE FINANCIAL SERVICES, LLC 6 3.56% $6,030
BROKER SOLUTIONS, INC. 6 3.35% $4,778
Independent Bank 6 3.23% $4,973
STEARNS LENDING, LLC 5 3.08% $5,791
GREAT WESTERN FINANCIAL SERVICES, INC. 5 2.93% $5,049
AMERICAN FINANCING CORPORATION 5 2.88% $5,470
THRIVE MORTGAGE, LLC 5 3.18% $5,281
Southside Bank 5 3.20% $4,604
SECURITYNATIONAL MORTGAGE COMPANY 5 3.47% $6,961
S1L, Inc. 5 3.30% $5,993
CHURCHILL MORTGAGE CORPORATION 5 3.40% $5,990
WILLOW BEND MORTGAGE COMPANY, LLC 5 3.00% $5,640
MOVEMENT MORTGAGE, LLC 5 3.22% $4,300
FIRST CENTENNIAL MORTGAGE CORPORATION 5 3.10% $4,786
InterContinental Capital Group, Inc 5 3.03% $5,235
InterBank 5 2.98% $3,590
NBKC BANK 4 2.78% $3,954
CMG MORTGAGE, INC. 4 2.87% $4,592
NTFN, INC. 4 3.09% $5,323
Paramount Residential Mortgage Group, Inc. 4 3.19% $4,343
Prosperity Home Mortgage, LLC 4 3.22% $4,884
BOKF 4 2.88% $5,052
Wyndham Capital Mortgage, Inc. 4 2.91% $3,362
BBVA USA 4 3.28% $4,237
AXIA FINANCIAL, LLC 4 3.09% $5,969
V.I.P. MORTGAGE, INC. 4 3.28% $5,551
FREEDOM MORTGAGE CORPORATION 4 3.19% $4,765
First Mortgage Solutions, LLC 4 2.75% $3,483
SOVEREIGN LENDING GROUP INCORPORATED 4 3.63% $6,576
MUTUAL OF OMAHA MORTGAGE, INC. 4 2.91% $4,888
CORNERSTONE HOME LENDING, INC. 4 3.56% $4,610
Magnolia Bank 4 3.03% $7,652
ZILLOW HOME LOANS, LLC 3 3.29% $3,974
AMERICAN FINANCIAL NETWORK, INC. 3 3.25% $7,527
ANGEL OAK HOME LOANS LLC 3 4.00% $10,728
Citizens Bank 3 2.92% $3,937
Commercial Bank of Texas 3 3.00% $3,630
First Bank & Trust 3 3.00% $4,382
HOMESIDE FINANCIAL, LLC 3 3.13% $5,419
LRS FINANCIAL NETWORK, INC. 3 2.83% $3,751
Midwest Mortgage Associates Corporation 3 3.08% $7,012
Mortgage Research Center, LLC 3 2.83% $3,779
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.41% $6,311
Regions Bank 3 3.25% $7,690
STARBOARD FINANCIAL MANAGEMENT, LLC 3 2.96% $4,604
TEXAS TRUST 3 3.63% $2,682
TIAA, FSB 3 2.96% $2,907
Trinity Oaks Mortgage, LLC 3 3.16% $6,300
Truist Bank 3 2.79% $5,563
UNITED MORTGAGE CORP. 3 3.50% $5,861
IMPAC MORTGAGE CORP. 2 2.93% $5,929
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 5.69% $7,936
Texas Bank Financial 2 3.75% $3,127
Network Funding, L.P. 2 3.31% $5,230
First Guaranty Mortgage Corporation 2 3.50% $4,910
NexBank 2 2.56% $7,997
North American Savings Bank, F.S.B. 2 2.94% $2,966
Northpointe Bank 2 3.38% $5,023
R Bank 2 2.94% $18,136
Chicago Mortgage Solutions LLC 2 2.80% $2,374
DATCU 2 2.81% $4,371
INTEGRITY MORTGAGE CORPORATION OF TEXAS 2 3.31% $5,215
NATIONS DIRECT MORTGAGE, LLC 2 3.31% $5,003
ADVANCIAL 2 2.94% $5,029
UBS Bank USA 2 3.00% $8,129
ROYAL UNITED MORTGAGE LLC 2 3.81% $7,948
21ST MORTGAGE CORPORATION 2 6.63% $6,265
Nations Lending Corporation 2 3.19% $8,397
Equity Prime Mortgage LLC 2 4.31% $6,194
DAS Acquisition Company, LLC 2 3.19% $4,441
Bank of England 2 3.44% $6,246
SOUTHERN LENDING SERVICES, LTD. 2 4.00% $2,870
PLAZA HOME MORTGAGE, INC. 2 3.50% $7,665
SOUTHWEST FUNDING, LP 2 3.50% $4,867
Happy State Bank 2 3.00% $4,126
PNC Bank 2 3.19% $4,938
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.12% $3,701
Waterstone Mortgage Corporation 2 3.44% $5,880
Encompass Lending Group, LP 2 3.13% $5,108
Wallick & Volk, Inc. 2 3.06% $6,048
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 3.25% $7,843
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 2.88% $6,084
OPEN MORTGAGE, LLC 1 2.75% $6,064
Origin Bank 1 3.50% $8,542
Charles Schwab Bank, SSB 1 2.88% $7,636
Century Mortgage Company DBA Century Lending Company 1 2.75% $9,641
PENTAGON FEDERAL CREDIT UNION 1 3.00% $1,751
PHH Mortgage Corporation 1 2.88% $4,909
PREMIER LENDING, INC. 1 4.13% $7,947
CELEBRITY HOME LOANS, LLC 1 2.99% $3,954
Carrington Mortgage Services, LLC 1 2.88% $4,550
CALCULATED RISK ANALYTICS LLC 1 3.50% $6,022
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.00% $3,243
BKCO MORTGAGE, LLC 1 3.25% $3,327
RANDOLPH-BROOKS 1 3.75% $3,493
RANLIFE, INC. 1 4.75% $6,526
RB MORTGAGE LLC 1 2.88% $6,548
Watermark Capital, Inc. 1 2.75% $5,140
Republic State Mortgage Co. 1 3.88% $4,646
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.25% $4,268
HOMETRUST MORTGAGE COMPANY 1 3.38% $3,442
Barrington Bank & Trust Company, N.A. 1 3.38% $3,502
SENTE MORTGAGE, INC. 1 3.38% $6,526
BancorpSouth Bank 1 3.00% $5,888
Atlantic Home Loans, Inc. 1 3.00% $5,496
ATLANTA POSTAL 1 3.13% $5,024
SUMMIT FUNDING, INC. 1 2.88% $5,912
Summit Mortgage Corporation 1 3.25% $4,597
SUN WEST MORTGAGE COMPANY, INC. 1 2.63% $2,143
TEXAS DOW EMPLOYEES CREDIT UNION 1 2.88% $5,529
TEXAS TECH 1 3.63% $4,111
ALTRA 1 3.05% $3,914
The Huntington National Bank 1 3.00% $26,780
THE MORTGAGE FIRM, INC. 1 2.99% $5,971
Ameris Bank 1 2.99% $6,059
WESTERN EXPRESS LENDING 1 3.25% $4,883
TOWNE MORTGAGE COMPANY 1 2.88% $10,095
Town Square Mortgage & Investments, Inc. 1 2.88% $5,446
Ally Bank 1 3.00% $3,345
UNION HOME MORTGAGE CORP. 1 3.13% $5,872
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.13% $6,622
UNIVERSAL MORTGAGE & FINANCE, INC. 1 3.88% $6,869
Great Plains National Bank 1 3.50% $5,991
GUARANTEED RATE AFFINITY, LLC 1 3.75% $6,249
Goldwater Bank, N.A. 1 2.88% $4,694
GUARANTY HOME MORTGAGE CORPORATION 1 2.75% $9,773
First State Bank of St. Charles, Missouri 1 3.25% $3,681
First State Bank 1 5.88% $4,363
First National Bank Texas 1 2.88% $7,446
USAA Federal Savings Bank 1 3.38% $4,217
HOMESTEAD FUNDING CORP. 1 2.63% $2,800
Hometown Lenders, Inc. 1 4.25% $4,894
BEST CAPITAL FUNDING 1 2.63% $5,285
First National Bank 1 2.50% $4,839
INFINITY EQUITY GROUP, INC. 1 2.88% $5,314
First Internet Bank of Indiana 1 2.50% $4,192
First Horizon Bank 1 3.00% $4,832
INTERLINC MORTGAGE SERVICES, LLC 1 3.25% $7,854
J. VIRGIL, INC. 1 3.88% $13,633
FirstBank 1 3.13% $5,373
KeyBank 1 3.13% $6,913
LADERA LENDING, INC. 1 2.88% $6,013
LEADERONE FINANCIAL CORPORATION 1 2.75% $5,811
FINANCE OF AMERICA MORTGAGE LLC 1 3.25% $4,426
LIBERTY HOME MORTGAGE CORPORATION 1 3.25% $5,701
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 3.25% $4,222
LOANFLIGHT LENDING, LLC 1 2.63% $3,240
LOANPAL, LLC 1 2.99% $2,810
Loan Simple, Inc. 1 3.50% $4,878
U.S. Bank 1 3.88% $7,000
Luxury Mortgage Corp. 1 3.25% $0
VELOCIO MORTGAGE L.L.C. 1 2.88% $8,333
MOBILITY Credit Union 1 3.25% $3,401
Morgan Stanley Private Bank 1 2.85% $6,473
EMM LOANS LLC 1 3.63% $7,727
AMERICAN ADVISORS GROUP 1 3.00% $5,552
DRAPER AND KRAMER MORTGAGE CORP. 1 2.88% $12,398
Discover Bank 1 3.99% $0
MYCUMORTGAGE, LLC 1 3.38% $5,069
NATIONS RELIABLE LENDING, LLC 1 3.25% $5,251
NBH Bank 1 3.00% $3,839
COMPEER FINANCIAL, FLCA 1 2.63% $5,748
NETWORK CAPITAL FUNDING CORPORATION 1 2.88% $1,743

Granbury, TX's 207 lenders originated 3,217 loans during 2021. The total origination value was $878,325,000, with an average loan value of $273,026.

The top Granbury lender as defined by loan originations is QUICKEN LOANS, LLC, with 138 loans originated. Their average total fees are $5,548, which is $30 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Granbury lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($866), EVERETT FINANCIAL, INC. ($3,101), BETTER MORTGAGE CORPORATION ($3,487), DHI MORTGAGE COMPANY, LTD. ($3,543) and Bank of America ($3,786).

The lowest rate Granbury lenders (with over 10 loans originated) are Bank of America (2.81%), AMERISAVE MORTGAGE CORPORATION (2.87%), DHI MORTGAGE COMPANY, LTD. (2.88%), BETTER MORTGAGE CORPORATION (2.96%) and First Financial Bank (2.98%).

Granbury, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $46,310,000 $57,140,000 23.4% 6.5%
The First National Bank of Granbury $64,105,000 $54,525,000 -14.9% 6.2%
First Financial Bank $54,155,000 $53,030,000 -2.1% 6.0%
SFMC, LP $39,275,000 $33,675,000 -14.3% 3.8%
GUILD MORTGAGE COMPANY $31,635,000 $31,180,000 -1.4% 3.5%
Gateway First Bank $33,285,000 $27,810,000 -16.4% 3.2%
Happy State Bank $15,965,000 $27,250,000 70.7% 3.1%
WALKER & DUNLOP, LLC $7,565,000 $23,270,000 207.6% 2.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,055,000 $17,680,000 46.7% 2.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $18,335,000 $16,435,000 -10.4% 1.9%
FREEDOM MORTGAGE CORPORATION $20,130,000 $16,345,000 -18.8% 1.9%
DHI MORTGAGE COMPANY, LTD. $1,445,000 $15,600,000 979.6% 1.8%
LOANDEPOT.COM, LLC $6,905,000 $14,495,000 109.9% 1.7%
KeyBank $14,200,000 n/a 1.6%
UNITED WHOLESALE MORTGAGE, LLC $9,450,000 $14,170,000 49.9% 1.6%
Wells Fargo Bank $12,745,000 $13,220,000 3.7% 1.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $11,195,000 $11,040,000 -1.4% 1.3%
Mortgage Research Center, LLC $7,005,000 $10,955,000 56.4% 1.2%
JPMorgan Chase Bank $11,465,000 $10,845,000 -5.4% 1.2%
ASPIRE FINANCIAL, INC. $5,980,000 $10,670,000 78.4% 1.2%
PENNYMAC LOAN SERVICES, LLC $2,485,000 $10,480,000 321.7% 1.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,090,000 $10,070,000 65.4% 1.1%
BOKF $545,000 $9,795,000 1,697.2% 1.1%
ACADEMY MORTGAGE CORPORATION $4,765,000 $9,510,000 99.6% 1.1%
Colonial Savings, F.A. $6,680,000 $9,415,000 40.9% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $8,190,000 $9,325,000 13.9% 1.1%
EVERETT FINANCIAL, INC. $27,655,000 $8,955,000 -67.6% 1.0%
MID AMERICA MORTGAGE, INC. $6,180,000 $7,870,000 27.3% 0.9%
AMCAP MORTGAGE, LTD. $3,490,000 $7,830,000 124.4% 0.9%
CHERRY CREEK MORTGAGE, LLC $12,560,000 $7,595,000 -39.5% 0.9%
BETTER MORTGAGE CORPORATION $1,600,000 $7,500,000 368.8% 0.9%
GUARANTEED RATE, INC. $8,725,000 $7,475,000 -14.3% 0.9%
First United Bank and Trust Company $8,685,000 $6,695,000 -22.9% 0.8%
21ST MORTGAGE CORPORATION $6,310,000 $6,120,000 -3.0% 0.7%
Affiliated Bank $1,905,000 $5,975,000 213.6% 0.7%
NAVY FEDERAL CREDIT UNION $4,525,000 $5,665,000 25.2% 0.6%
Southside Bank $3,840,000 $4,910,000 27.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $5,060,000 $4,715,000 -6.8% 0.5%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,535,000 $4,705,000 33.1% 0.5%
LAKEVIEW LOAN SERVICING, LLC $4,525,000 $4,655,000 2.9% 0.5%
NEWREZ LLC $3,570,000 $4,640,000 30.0% 0.5%
Bank of America $4,215,000 $4,615,000 9.5% 0.5%
KELLER MORTGAGE, LLC $11,915,000 $4,500,000 -62.2% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $270,000 $4,475,000 1,557.4% 0.5%
HOME POINT FINANCIAL CORPORATION $4,770,000 $4,340,000 -9.0% 0.5%
R Bank $165,000 $4,220,000 2,457.6% 0.5%
CERTAINTY HOME LOANS, LLC $2,740,000 $4,215,000 53.8% 0.5%
CALIBER HOME LOANS, INC. $6,170,000 $3,995,000 -35.3% 0.5%
CHURCHILL MORTGAGE CORPORATION $1,225,000 $3,990,000 225.7% 0.5%
EECU $7,605,000 $3,860,000 -49.2% 0.4%
WILLOW BEND MORTGAGE COMPANY, LLC $6,060,000 $3,690,000 -39.1% 0.4%
Prosperity Bank $2,850,000 $3,585,000 25.8% 0.4%
SWBC MORTGAGE CORPORATION $1,950,000 $3,540,000 81.5% 0.4%
USAA Federal Savings Bank $6,645,000 $3,200,000 -51.8% 0.4%
City Bank $4,450,000 $3,135,000 -29.6% 0.4%
MORTGAGE FINANCIAL SERVICES, LLC $745,000 $3,120,000 318.8% 0.4%
Independent Bank $2,155,000 $3,040,000 41.1% 0.3%
InterBank $3,085,000 $2,875,000 -6.8% 0.3%
Texas Bank Financial $1,715,000 $2,670,000 55.7% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $3,305,000 $2,560,000 -22.5% 0.3%
LHM FINANCIAL CORPORATION $955,000 $2,520,000 163.9% 0.3%
BBVA USA $5,760,000 $2,495,000 -56.7% 0.3%
AmeriHome Mortgage Company, LLC $3,380,000 $2,465,000 -27.1% 0.3%
NBKC BANK $3,150,000 $2,425,000 -23.0% 0.3%
Farmers Bank & Trust Company $2,325,000 n/a 0.3%
UBS Bank USA $2,180,000 n/a 0.2%
GREAT WESTERN FINANCIAL SERVICES, INC. $2,170,000 $2,160,000 -0.5% 0.2%
InterContinental Capital Group, Inc $1,875,000 $2,150,000 14.7% 0.2%
THRIVE MORTGAGE, LLC $2,510,000 $2,150,000 -14.3% 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $890,000 $2,110,000 137.1% 0.2%
NEW DAY FINANCIAL, LLC $1,785,000 $1,995,000 11.8% 0.2%
Paramount Residential Mortgage Group, Inc. $1,005,000 $1,970,000 96.0% 0.2%
PLANET HOME LENDING, LLC $780,000 $1,970,000 152.6% 0.2%
BROKER SOLUTIONS, INC. $2,475,000 $1,950,000 -21.2% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,945,000 n/a 0.2%
CMG MORTGAGE, INC. $2,055,000 $1,935,000 -5.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $3,260,000 $1,925,000 -41.0% 0.2%
Flagstar Bank, FSB $1,150,000 $1,915,000 66.5% 0.2%
Citizens Bank $3,915,000 $1,905,000 -51.3% 0.2%
Barrington Bank & Trust Company, N.A. $2,095,000 $1,880,000 -10.3% 0.2%
MOVEMENT MORTGAGE, LLC $3,865,000 $1,845,000 -52.3% 0.2%
CLEARPATH LENDING $2,980,000 $1,810,000 -39.3% 0.2%
Nations Lending Corporation $495,000 $1,810,000 265.7% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,150,000 $1,755,000 -18.4% 0.2%
AXIA FINANCIAL, LLC $1,715,000 $1,720,000 0.3% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $855,000 $1,710,000 100.0% 0.2%
Wyndham Capital Mortgage, Inc. $245,000 $1,710,000 598.0% 0.2%
SUMMIT FUNDING, INC. $1,675,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $930,000 $1,650,000 77.4% 0.2%
STEARNS LENDING, LLC $1,640,000 n/a 0.2%
LEADERONE FINANCIAL CORPORATION $185,000 $1,625,000 778.4% 0.2%
S1L, Inc. $1,510,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,410,000 $1,505,000 6.7% 0.2%
NTFN, INC. $2,195,000 $1,495,000 -31.9% 0.2%
TIAA, FSB $345,000 $1,490,000 331.9% 0.2%
AMERICAN ADVISORS GROUP $935,000 $1,455,000 55.6% 0.2%
Regions Bank $1,700,000 $1,455,000 -14.4% 0.2%
SOUTHWEST FUNDING, LP $725,000 $1,435,000 97.9% 0.2%
Midwest Mortgage Associates Corporation $995,000 $1,420,000 42.7% 0.2%
ANGEL OAK HOME LOANS LLC $340,000 $1,395,000 310.3% 0.2%
Northpointe Bank $840,000 $1,335,000 58.9% 0.2%
The First National Bank of Albany $800,000 $1,325,000 65.6% 0.2%
Stifel Bank and Trust $1,315,000 n/a 0.1%
Magnolia Bank $935,000 $1,305,000 39.6% 0.1%
The Huntington National Bank $1,295,000 n/a 0.1%
First Mortgage Solutions, LLC $355,000 $1,280,000 260.6% 0.1%
RF Renovo Management Company, LLC $1,255,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $1,245,000 $1,235,000 -0.8% 0.1%
Origin Bank $1,550,000 $1,230,000 -20.6% 0.1%
PLAZA HOME MORTGAGE, INC. $1,970,000 $1,230,000 -37.6% 0.1%
Texas Republic Bank $1,230,000 n/a 0.1%
Frost Bank $875,000 $1,215,000 38.9% 0.1%
NexBank $1,085,000 $1,205,000 11.1% 0.1%
North American Savings Bank, F.S.B. $1,550,000 $1,205,000 -22.3% 0.1%
STARBOARD FINANCIAL MANAGEMENT, LLC $1,205,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,325,000 $1,160,000 -12.5% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $1,145,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $165,000 $1,130,000 584.8% 0.1%
Truist Bank $2,690,000 $1,090,000 -59.5% 0.1%
Chicago Mortgage Solutions LLC $1,085,000 n/a 0.1%
PHH Mortgage Corporation $715,000 $1,070,000 49.7% 0.1%
UNITED MORTGAGE CORP. $1,365,000 $1,045,000 -23.4% 0.1%
Trinity Oaks Mortgage, LLC $1,600,000 $1,035,000 -35.3% 0.1%
First Guaranty Mortgage Corporation $1,450,000 $1,015,000 -30.0% 0.1%
U.S. Bank $2,100,000 $1,010,000 -51.9% 0.1%
FIRST NATIONAL BANK OF WEATHERFORD $1,005,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,140,000 $1,000,000 -12.3% 0.1%
HOMESIDE FINANCIAL, LLC $530,000 $1,000,000 88.7% 0.1%
Commercial Bank of Texas $480,000 $980,000 104.2% 0.1%
Bank of England $410,000 $965,000 135.4% 0.1%
Pinnacle Bank $3,015,000 $965,000 -68.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $890,000 $960,000 7.9% 0.1%
CORNERSTONE HOME LENDING, INC. $1,315,000 $955,000 -27.4% 0.1%
Atlantic Home Loans, Inc. $940,000 n/a 0.1%
First Bank & Trust $1,225,000 $935,000 -23.7% 0.1%
RB MORTGAGE LLC $345,000 $920,000 166.7% 0.1%
Wallick & Volk, Inc. $540,000 $900,000 66.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,685,000 $895,000 -66.7% 0.1%
LRS FINANCIAL NETWORK, INC. $970,000 $885,000 -8.8% 0.1%
Watermark Capital, Inc. $985,000 $885,000 -10.2% 0.1%
Prosperity Home Mortgage, LLC $1,375,000 $880,000 -36.0% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $235,000 $875,000 272.3% 0.1%
Waterstone Mortgage Corporation $1,395,000 $870,000 -37.6% 0.1%
Carrington Mortgage Services, LLC $600,000 $855,000 42.5% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $815,000 $830,000 1.8% 0.1%
Citizens National Bank of Texas $935,000 $825,000 -11.8% 0.1%
Community National Bank & Trust of Texas $825,000 n/a 0.1%
Loan Simple, Inc. $225,000 $805,000 257.8% 0.1%
Goldwater Bank, N.A. $900,000 $800,000 -11.1% 0.1%
OPEN MORTGAGE, LLC $1,585,000 $800,000 -49.5% 0.1%
Equity Prime Mortgage LLC $195,000 $780,000 300.0% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $600,000 $765,000 27.5% 0.1%
Town Square Mortgage & Investments, Inc. $765,000 $755,000 -1.3% 0.1%
Low VA Rates, LLC $850,000 $750,000 -11.8% 0.1%
Charles Schwab Bank, SSB $725,000 n/a 0.1%
Western Bank $725,000 n/a 0.1%
ADVANCIAL $155,000 $720,000 364.5% 0.1%
Encompass Lending Group, LP $715,000 n/a 0.1%
First Bank $580,000 $705,000 21.6% 0.1%
American Airlines Federal Credit Union $615,000 $695,000 13.0% 0.1%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $585,000 $695,000 18.8% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $515,000 $690,000 34.0% 0.1%
DATCU $215,000 $685,000 218.6% 0.1%
NATIONS RELIABLE LENDING, LLC $790,000 $675,000 -14.6% 0.1%
Morgan Stanley Private Bank $665,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $665,000 n/a 0.1%
Texas Mortgage Lending, LLC $360,000 $665,000 84.7% 0.1%
KS StateBank $655,000 n/a 0.1%
Amerifirst Financial, Inc. $650,000 n/a 0.1%
Kwik Mortgage Corporation $315,000 $640,000 103.2% 0.1%
UNION HOME MORTGAGE CORP. $215,000 $640,000 197.7% 0.1%
FORT WORTH CITY CREDIT UNION $305,000 $620,000 103.3% 0.1%
American National Bank & Trust $1,190,000 $590,000 -50.4% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $365,000 $585,000 60.3% 0.1%
UNITED BUILT HOMES, L.L.C. $755,000 $570,000 -24.5% 0.1%
BancorpSouth Bank $520,000 $545,000 4.8% 0.1%
LADERA LENDING, INC. $545,000 n/a 0.1%
PlainsCapital Bank $530,000 n/a 0.1%
Lakeview Community Capital, LLC $360,000 $525,000 45.8% 0.1%
TEXAS TRUST $725,000 $525,000 -27.6% 0.1%
Visio Financial Services Inc. $525,000 n/a 0.1%
SOUTHERN LENDING SERVICES, LTD. $520,000 n/a 0.1%
First National Bank Texas $515,000 n/a 0.1%
BNC National Bank $610,000 $510,000 -16.4% 0.1%
IMPAC MORTGAGE CORP. $510,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $390,000 $505,000 29.5% 0.1%
Pinnacle Bank $3,015,000 $505,000 -83.3% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $215,000 $500,000 132.6% 0.1%
TEXAS DOW EMPLOYEES CREDIT UNION $440,000 $500,000 13.6% 0.1%
Network Funding, L.P. $2,640,000 $490,000 -81.4% 0.1%
Credit Union of Texas $600,000 $485,000 -19.2% 0.1%
CityWorth Mortgage LLC $480,000 n/a 0.1%
TEXAS TECH $280,000 $480,000 71.4% 0.1%
Luxury Mortgage Corp. $475,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $405,000 $470,000 16.0% 0.1%
PNC Bank $460,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $510,000 $455,000 -10.8% 0.1%
Legend Bank, N.A. $400,000 $455,000 13.8% 0.1%
The Federal Savings Bank $380,000 $435,000 14.5% 0.0%
1ST COMMUNITY FEDERAL CREDIT UNION $425,000 n/a 0.0%
BM Real Estate Services, Inc. $145,000 $425,000 193.1% 0.0%
MANN FINANCIAL INC. $425,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $285,000 $420,000 47.4% 0.0%
ROYAL UNITED MORTGAGE LLC $1,290,000 $420,000 -67.4% 0.0%
Simmons Bank $75,000 $420,000 460.0% 0.0%
Veritex Community Bank $1,095,000 $420,000 -61.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $245,000 $415,000 69.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $190,000 $410,000 115.8% 0.0%
FirstCapital Bank of Texas $405,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $800,000 $405,000 -49.4% 0.0%
J. VIRGIL, INC. $395,000 n/a 0.0%
CALCULATED RISK ANALYTICS LLC $385,000 n/a 0.0%
Complex Community Federal Credit Union $1,080,000 $385,000 -64.4% 0.0%
SouthStar Bank, S.S.B. $1,240,000 $385,000 -69.0% 0.0%
BARTON CREEK LENDING GROUP, LLC $610,000 $375,000 -38.5% 0.0%
First Horizon Bank $375,000 n/a 0.0%
First National Bank $855,000 $375,000 -56.1% 0.0%
DAS Acquisition Company, LLC $795,000 $370,000 -53.5% 0.0%
Century Mortgage Company DBA Century Lending Company $365,000 n/a 0.0%
Great Plains National Bank $365,000 n/a 0.0%
LOANPAL, LLC $480,000 $365,000 -24.0% 0.0%
Texana Bank $195,000 $365,000 87.2% 0.0%
Ally Bank $215,000 $360,000 67.4% 0.0%
Cathay Bank $355,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $355,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $175,000 $355,000 102.9% 0.0%
Herring Bank $600,000 $335,000 -44.2% 0.0%
Ameris Bank $315,000 n/a 0.0%
Southwest Airlines Federal Credit Union $1,190,000 $315,000 -73.5% 0.0%
FirstBank $305,000 n/a 0.0%
First Internet Bank of Indiana $305,000 n/a 0.0%
SENTE MORTGAGE, INC. $1,825,000 $305,000 -83.3% 0.0%
ARC HOME LLC $295,000 n/a 0.0%
Bank of Colorado $375,000 $295,000 -21.3% 0.0%
FLAT BRANCH MORTGAGE, INC. $295,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $295,000 n/a 0.0%
WESTERN EXPRESS LENDING $265,000 $295,000 11.3% 0.0%
RANDOLPH-BROOKS $515,000 $290,000 -43.7% 0.0%
SECURITY SERVICE $370,000 $290,000 -21.6% 0.0%
CELEBRITY HOME LOANS, LLC $580,000 $285,000 -50.9% 0.0%
Houston Federal Credit Union $285,000 n/a 0.0%
Republic State Mortgage Co. $935,000 $280,000 -70.1% 0.0%
First Savings Bank $610,000 $275,000 -54.9% 0.0%
TruHome Solutions, LLC $275,000 n/a 0.0%
ALTRA $270,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $265,000 n/a 0.0%
VELOCIO MORTGAGE L.L.C. $265,000 n/a 0.0%
MYCUMORTGAGE, LLC $255,000 n/a 0.0%
SIRVA MORTGAGE, INC. $255,000 n/a 0.0%
BKCO MORTGAGE, LLC $235,000 $245,000 4.3% 0.0%
Discover Bank $455,000 $240,000 -47.3% 0.0%
AMERICA'S CHOICE HOME LOANS LP $235,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $235,000 n/a 0.0%
Citizens 1st Bank $850,000 $225,000 -73.5% 0.0%
Platte Valley Bank $225,000 n/a 0.0%
TJC Mortgage, Inc. $225,000 n/a 0.0%
Beeline Loans, Inc. $215,000 n/a 0.0%
BEST CAPITAL FUNDING $195,000 $215,000 10.3% 0.0%
EMM LOANS LLC $215,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $800,000 $215,000 -73.1% 0.0%
RANLIFE, INC. $395,000 $215,000 -45.6% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $215,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $215,000 n/a 0.0%
ATLANTA POSTAL $205,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $185,000 $205,000 10.8% 0.0%
NBH Bank $205,000 n/a 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $205,000 n/a 0.0%
Vista Bank $205,000 n/a 0.0%
First State Bank of St. Charles, Missouri $305,000 $195,000 -36.1% 0.0%
Inwood National Bank $315,000 $195,000 -38.1% 0.0%
LONGBRIDGE FINANCIAL, LLC $195,000 n/a 0.0%
BAY EQUITY LLC $235,000 $185,000 -21.3% 0.0%
CITY $185,000 n/a 0.0%
Summit Mortgage Corporation $185,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $175,000 n/a 0.0%
COMPEER FINANCIAL, FLCA $1,005,000 $165,000 -83.6% 0.0%
CASTLE & COOKE MORTGAGE, LLC $155,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $205,000 $155,000 -24.4% 0.0%
SOFI LENDING CORP. $155,000 n/a 0.0%
AMPLIFY $150,000 n/a 0.0%
International Bank of Commerce $325,000 $150,000 -53.8% 0.0%
HOMETRUST MORTGAGE COMPANY $735,000 $145,000 -80.3% 0.0%
PREMIER LENDING, INC. $145,000 n/a 0.0%
Zions Bancorporation, N.A. $245,000 $145,000 -40.8% 0.0%
MOBILITY Credit Union $135,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $275,000 $135,000 -50.9% 0.0%
FBC MORTGAGE, LLC $125,000 n/a 0.0%
First State Bank $630,000 $125,000 -80.2% 0.0%
TEXELL Credit Union $125,000 n/a 0.0%
American Bank, N.A. $520,000 $115,000 -77.9% 0.0%
LENDINGONE, LLC $105,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $200,000 $105,000 -47.5% 0.0%
Hometown Lenders, Inc. $95,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $1,205,000 $95,000 -92.1% 0.0%
CERTIFIED FUNDING, L.P. $85,000 $85,000 0.0% 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $285,000 $85,000 -70.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $460,000 $75,000 -83.7% 0.0%
Security State Bank & Trust $160,000 $65,000 -59.4% 0.0%
TEXANS $55,000 n/a 0.0%
The American National Bank of Texas $280,000 $55,000 -80.4% 0.0%
FORT WORTH COMMUNITY $305,000 $25,000 -91.8% 0.0%

Granbury's top lender by overall market share is QUICKEN LOANS, LLC, with 6.5% market share. In second place, with 6.2%, is The First National Bank of Granbury, having originated $54,525,000 in loans. In third place, with 6.0%, is First Financial Bank, having originated $53,030,000 in loans. In third place, with 3.8%, is SFMC, LP, having originated $33,675,000 in loans. In third place, with 3.5%, is GUILD MORTGAGE COMPANY, having originated $31,180,000 in loans.


Granbury, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,554 $465,170,000 $299,337
Refi 995 $258,205,000 $259,503
Cash Out Refi 541 $138,195,000 $255,444
Home Improvement 89 $10,575,000 $118,820
Other 38 $6,180,000 $162,632

Granbury's most frequently cited loan purpose was Home Purchase, with 1,554 originations. The 2nd most popular reason was Refi, with 995 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,239 $342,325,000 $276,291
2.5-3% 1,000 $306,570,000 $306,570
<2.5% 467 $117,145,000 $250,846
4-5% 142 $35,380,000 $249,155
5-6% 33 $3,815,000 $115,606
Over 8% 26 $3,100,000 $119,231
6-7% 23 $2,835,000 $123,261
7-8% 10 $1,520,000 $152,000

During 2021, Granbury's most frequently originated rate bucket was 3-4%, with 1,239 originations.

Loan Sizing (Granbury, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,494 $415,640,000 $278,206
$100k-200k 1,088 $168,650,000 $155,009
$400k-600k 321 $152,665,000 $475,592
$100,000 or less 246 $15,310,000 $62,236
$600k-1000k 47 $33,925,000 $721,809
$Over $1MM 21 $92,135,000 $4,387,381

Granbury's loan sizing saw the bucket of loans from $200k-400k with 1,494 originations, totaling $415,640,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,027 $281,675,000 $274,270
60-80% 995 $341,955,000 $343,673
40-60% 484 $112,480,000 $232,397
20-40% 188 $29,610,000 $157,500
Under 20% 90 $5,170,000 $57,444
Over 100% 51 $17,955,000 $352,059

Granbury's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,027 originations, totaling $281,675,000 in origination value.