New Mexico Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in New Mexico averaged
6.81%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.82% and
one month ago for the week of 2024-10-10, the
average rate was 6.45%.
New Mexico's average rate one year ago was 7.23%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.81%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| New Mexico 30 Year Fixed Rate | 2024-11-14 | 6.81% |
| New Mexico 30 Year Fixed Rate Refi | 2024-11-14 | 6.81% |
| New Mexico 15 Year Fixed Rate | 2024-11-14 | 6.24% |
| New Mexico 15 Year Fixed Rate Refi | 2024-11-14 | 7.43% |
| New Mexico 30 Year FHA | 2024-11-14 | -0.4% |
| New Mexico 30 Year FHA Refi | 2024-11-14 | -0.11% |
| New Mexico 30 Year USDA | 2024-11-14 | -0.27% |
| New Mexico 30 Year USDA Refi | 2024-11-14 | -0.2% |
| New Mexico 30 Year VA | 2024-11-14 | -0.34% |
| New Mexico 30 Year VA Refi | 2024-11-14 | -1.01% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within New Mexico.
New Mexico Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the New Mexico market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
New Mexico Average Closing Costs & Other Stats
New Mexico's 338 lenders originated 31,342
loans during 2023. The total origination value was $7,748,820,000, with an average loan value of
$247,234.
New Mexico's average closing costs are $5,594.
The top New Mexico lender as defined by loan originations is QUICKEN LOANS, LLC, with
911 loans originated. Their average total fees are
$7,658, which is $735
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee New Mexico lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($2,291), FirstLight Federal Credit Union ($2,772), PULTE MORTGAGE LLC ($3,158) and GUARANTEED RATE AFFINITY, LLC ($3,296).
The lowest rate New Mexico lenders (with over 10 loans originated) are
Loan Simple, Inc. (3.99%), Kirtland Federal Credit Union (5.42%), DHI MORTGAGE COMPANY, LTD. (5.56%), Morgan Stanley Private Bank (5.88%) and Stifel Bank and Trust (5.95%).
New Mexico Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $745,450,000 | $443,510,000 | -40.5% | 5.7% |
| Waterstone Mortgage Corporation | $565,035,000 | $413,785,000 | -26.8% | 5.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $442,560,000 | $399,920,000 | -9.6% | 5.2% |
| NUSENDA | $277,205,000 | $279,255,000 | 0.7% | 3.6% |
| GUILD MORTGAGE COMPANY | $136,365,000 | $263,790,000 | 93.4% | 3.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $327,275,000 | $249,905,000 | -23.6% | 3.2% |
| SANDIA LABORATORY | $294,910,000 | $237,235,000 | -19.6% | 3.1% |
| BOKF | $309,445,000 | $232,200,000 | -25.0% | 3.0% |
| Mortgage Research Center, LLC | $226,955,000 | $180,025,000 | -20.7% | 2.3% |
| CBRE MULTIFAMILY CAPITAL, INC. | $75,735,000 | $149,765,000 | 97.7% | 1.9% |
| DHI MORTGAGE COMPANY, LTD. | $96,635,000 | $137,170,000 | 41.9% | 1.8% |
| PULTE MORTGAGE LLC | $100,520,000 | $125,370,000 | 24.7% | 1.6% |
| NAVY FEDERAL CREDIT UNION | $126,895,000 | $113,905,000 | -10.2% | 1.5% |
| LOANDEPOT.COM, LLC | $304,725,000 | $107,220,000 | -64.8% | 1.4% |
| 21ST MORTGAGE CORPORATION | $105,795,000 | $102,410,000 | -3.2% | 1.3% |
| Wells Fargo Bank | $191,600,000 | $97,190,000 | -49.3% | 1.3% |
| Citizens Bank of Las Cruces | $144,840,000 | $94,930,000 | -34.5% | 1.2% |
| CMG MORTGAGE, INC. | $120,875,000 | $93,645,000 | -22.5% | 1.2% |
| CARDINAL FINANCIAL | $105,570,000 | $92,960,000 | -11.9% | 1.2% |
| GUARANTEED RATE, INC. | $80,965,000 | $92,210,000 | 13.9% | 1.2% |
| JPMorgan Chase Bank | $117,130,000 | $83,540,000 | -28.7% | 1.1% |
| Bank of America | $129,145,000 | $80,630,000 | -37.6% | 1.0% |
| DIRECTORS MORTGAGE, INC. | $5,125,000 | $80,540,000 | 1,471.5% | 1.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $64,280,000 | $79,225,000 | 23.2% | 1.0% |
| ACADEMY MORTGAGE CORPORATION | $95,130,000 | $78,045,000 | -18.0% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $55,735,000 | $76,100,000 | 36.5% | 1.0% |
| AMCAP MORTGAGE, LTD. | $85,410,000 | $75,195,000 | -12.0% | 1.0% |
| Bell Bank | $98,985,000 | $68,620,000 | -30.7% | 0.9% |
| ORIX REAL ESTATE CAPITAL, LLC | $2,205,000 | $64,755,000 | 2,836.7% | 0.8% |
| MID AMERICA MORTGAGE, INC. | $71,155,000 | $64,665,000 | -9.1% | 0.8% |
| CALCON MUTUAL MORTGAGE LLC | $92,150,000 | $62,860,000 | -31.8% | 0.8% |
| Century Mortgage Company DBA Century Lending Company | $89,565,000 | $62,065,000 | -30.7% | 0.8% |
| USAA Federal Savings Bank | $97,905,000 | $61,665,000 | -37.0% | 0.8% |
| Gateway First Bank | $114,215,000 | $60,250,000 | -47.2% | 0.8% |
| Kirtland Federal Credit Union | $74,940,000 | $59,615,000 | -20.4% | 0.8% |
| U.S. Bank | $127,670,000 | $59,545,000 | -53.4% | 0.8% |
| Sunflower Bank | $116,465,000 | $57,985,000 | -50.2% | 0.7% |
| Nations Lending Corporation | $81,410,000 | $55,630,000 | -31.7% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $114,510,000 | $53,115,000 | -53.6% | 0.7% |
| Flagstar Bank, FSB | $103,510,000 | $51,940,000 | -49.8% | 0.7% |
| Del Norte Credit Union | $62,265,000 | $50,630,000 | -18.7% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $112,865,000 | $49,110,000 | -56.5% | 0.6% |
| WALKER & DUNLOP, LLC | $18,115,000 | $46,000,000 | 153.9% | 0.6% |
| Commerce Home Mortgage, Inc. | $88,855,000 | $44,765,000 | -49.6% | 0.6% |
| First American Bank | $115,000 | $44,540,000 | 38,630.4% | 0.6% |
| HOMETRUST MORTGAGE COMPANY | $46,780,000 | $44,255,000 | -5.4% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $105,575,000 | $42,835,000 | -59.4% | 0.6% |
| SANDIA AREA | $60,240,000 | $40,195,000 | -33.3% | 0.5% |
| Plains Commerce Bank | $55,350,000 | $40,150,000 | -27.5% | 0.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $67,815,000 | $39,620,000 | -41.6% | 0.5% |
| PLAZA HOME MORTGAGE, INC. | $63,595,000 | $38,780,000 | -39.0% | 0.5% |
| BMO Harris Bank | $12,435,000 | $38,355,000 | 208.4% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $46,755,000 | $37,700,000 | -19.4% | 0.5% |
| CORNERSTONE HOME LENDING, INC. | $37,645,000 | $36,780,000 | -2.3% | 0.5% |
| BROKER SOLUTIONS, INC. | $79,635,000 | $33,990,000 | -57.3% | 0.4% |
| UNION HOME MORTGAGE CORP. | $48,750,000 | $33,555,000 | -31.2% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $92,125,000 | $33,140,000 | -64.0% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $49,585,000 | $32,390,000 | -34.7% | 0.4% |
| NBH Bank | $13,045,000 | $32,220,000 | 147.0% | 0.4% |
| STATE EMPLOYEES | $47,490,000 | $31,865,000 | -32.9% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $35,980,000 | $31,850,000 | -11.5% | 0.4% |
| Washington Federal Bank | $130,430,000 | $31,810,000 | -75.6% | 0.4% |
| GENEVA FINANCIAL, LLC | $22,075,000 | $30,185,000 | 36.7% | 0.4% |
| Regions Bank | $29,990,000 | n/a | 0.4% | |
| NBKC BANK | $33,070,000 | $29,755,000 | -10.0% | 0.4% |
| PNC Bank | $67,850,000 | $29,000,000 | -57.3% | 0.4% |
| Neighborhood Loans, Inc. | $22,600,000 | $27,765,000 | 22.9% | 0.4% |
| U.S. EAGLE | $24,245,000 | $26,985,000 | 11.3% | 0.3% |
| Cedar Rapids Bank and Trust Company | $25,835,000 | n/a | 0.3% | |
| Morgan Stanley Private Bank | $48,525,000 | $25,345,000 | -47.8% | 0.3% |
| MOUNTAIN AMERICA | $40,215,000 | $25,065,000 | -37.7% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $40,530,000 | $24,440,000 | -39.7% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $17,820,000 | $23,070,000 | 29.5% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $22,890,000 | n/a | 0.3% | |
| PENTAGON FEDERAL CREDIT UNION | $26,800,000 | $22,750,000 | -15.1% | 0.3% |
| NEWREZ LLC | $37,040,000 | $22,210,000 | -40.0% | 0.3% |
| RIO GRANDE | $20,150,000 | $22,035,000 | 9.4% | 0.3% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $102,110,000 | $21,740,000 | -78.7% | 0.3% |
| City Bank | $29,675,000 | $20,980,000 | -29.3% | 0.3% |
| Western Commerce Bank | $24,105,000 | $20,190,000 | -16.2% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $22,205,000 | $19,830,000 | -10.7% | 0.3% |
| MANN FINANCIAL INC. | $39,755,000 | $18,185,000 | -54.3% | 0.2% |
| The Federal Savings Bank | $27,955,000 | $18,035,000 | -35.5% | 0.2% |
| First State Bank | $20,565,000 | $17,815,000 | -13.4% | 0.2% |
| Rocky Mountain Mortgage Company | $6,235,000 | $17,630,000 | 182.8% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $44,875,000 | $17,610,000 | -60.8% | 0.2% |
| BAY EQUITY LLC | $35,745,000 | $17,075,000 | -52.2% | 0.2% |
| Enterprise Bank & Trust | $37,755,000 | $16,755,000 | -55.6% | 0.2% |
| MidFirst Bank | $25,675,000 | $16,080,000 | -37.4% | 0.2% |
| Discover Bank | $10,725,000 | $15,610,000 | 45.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $24,840,000 | $15,430,000 | -37.9% | 0.2% |
| Carrington Mortgage Services, LLC | $25,045,000 | $15,325,000 | -38.8% | 0.2% |
| Prosperity Home Mortgage, LLC | $6,445,000 | $14,455,000 | 124.3% | 0.2% |
| BETTER MORTGAGE CORPORATION | $47,510,000 | $14,185,000 | -70.1% | 0.2% |
| Wallick & Volk, Inc. | $22,495,000 | $13,745,000 | -38.9% | 0.2% |
| First New Mexico Bank, Las Cruces | $25,810,000 | $13,670,000 | -47.0% | 0.2% |
| The Huntington National Bank | $18,455,000 | $13,535,000 | -26.7% | 0.2% |
| LOANPAL, LLC | $47,535,000 | $13,045,000 | -72.6% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $2,900,000 | $12,560,000 | 333.1% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $24,710,000 | $11,995,000 | -51.5% | 0.2% |
| First Financial Credit Union | $26,835,000 | $11,005,000 | -59.0% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $11,035,000 | $10,975,000 | -0.5% | 0.1% |
| Equity Prime Mortgage LLC | $6,070,000 | $10,550,000 | 73.8% | 0.1% |
| SIRVA MORTGAGE, INC. | $5,400,000 | $10,380,000 | 92.2% | 0.1% |
| The Citizens Bank | $20,895,000 | $10,285,000 | -50.8% | 0.1% |
| EVERETT FINANCIAL, INC. | $8,950,000 | $10,260,000 | 14.6% | 0.1% |
| SUN AMERICAN MORTGAGE COMPANY | $14,995,000 | $9,835,000 | -34.4% | 0.1% |
| Figure Lending LLC | $6,775,000 | $9,795,000 | 44.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $42,355,000 | $9,545,000 | -77.5% | 0.1% |
| FirstLight Federal Credit Union | $12,635,000 | $9,515,000 | -24.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $12,260,000 | $9,500,000 | -22.5% | 0.1% |
| First-Citizens Bank & Trust Company | $8,550,000 | $9,390,000 | 9.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,485,000 | $9,145,000 | 41.0% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $18,190,000 | $8,940,000 | -50.9% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $13,770,000 | $8,775,000 | -36.3% | 0.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | $710,000 | $8,735,000 | 1,130.3% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $9,555,000 | $8,710,000 | -8.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $6,530,000 | $8,655,000 | 32.5% | 0.1% |
| Charles Schwab Bank, SSB | $31,480,000 | $8,610,000 | -72.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $14,425,000 | $8,515,000 | -41.0% | 0.1% |
| First Savings Bank | $3,085,000 | $8,360,000 | 171.0% | 0.1% |
| Armed Forces Bank | $10,290,000 | $8,195,000 | -20.4% | 0.1% |
| White Sands Federal Credit Union | $1,630,000 | $8,175,000 | 401.5% | 0.1% |
| GUADALUPE CREDIT UNION | $19,565,000 | $8,140,000 | -58.4% | 0.1% |
| GECU | $11,130,000 | $7,950,000 | -28.6% | 0.1% |
| PREMIA MORTGAGE, LLC | $6,755,000 | $7,880,000 | 16.7% | 0.1% |
| Loan Simple, Inc. | $10,435,000 | $7,815,000 | -25.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $5,710,000 | $7,560,000 | 32.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $14,225,000 | $7,440,000 | -47.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $11,620,000 | $7,370,000 | -36.6% | 0.1% |
| Bank of the Southwest | $7,325,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $7,180,000 | n/a | 0.1% | |
| UBS Bank USA | $20,055,000 | $7,035,000 | -64.9% | 0.1% |
| Goldwater Bank, N.A. | $10,310,000 | $7,005,000 | -32.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $4,555,000 | $6,650,000 | 46.0% | 0.1% |
| READYCAP COMMERCIAL, LLC | $7,890,000 | $6,540,000 | -17.1% | 0.1% |
| V.I.P. MORTGAGE, INC. | $4,335,000 | $6,475,000 | 49.4% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,285,000 | $6,465,000 | 182.9% | 0.1% |
| Magnolia Bank | $8,700,000 | $6,385,000 | -26.6% | 0.1% |
| Bank of Colorado | $7,035,000 | $5,940,000 | -15.6% | 0.1% |
| Ally Bank | $16,110,000 | $5,900,000 | -63.4% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $14,170,000 | $5,660,000 | -60.1% | 0.1% |
| OCMBC, INC. | $1,330,000 | $5,640,000 | 324.1% | 0.1% |
| Pioneer Bank | $8,520,000 | $5,550,000 | -34.9% | 0.1% |
| First Interstate Bank | $5,505,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $2,385,000 | $5,485,000 | 130.0% | 0.1% |
| BNY Mellon | $5,575,000 | $5,405,000 | -3.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $8,060,000 | $5,375,000 | -33.3% | 0.1% |
| PLANET HOME LENDING, LLC | $25,630,000 | $5,355,000 | -79.1% | 0.1% |
| Coastal Community Bank | $5,335,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $6,020,000 | $5,090,000 | -15.4% | 0.1% |
| BNC National Bank | $11,350,000 | $5,035,000 | -55.6% | 0.1% |
| Raymond James Bank | $8,160,000 | $4,915,000 | -39.8% | 0.1% |
| Northpointe Bank | $9,795,000 | $4,890,000 | -50.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $2,870,000 | $4,865,000 | 69.5% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $3,385,000 | $4,780,000 | 41.2% | 0.1% |
| LIMA ONE CAPITAL, LLC | $7,210,000 | $4,695,000 | -34.9% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $6,310,000 | $4,685,000 | -25.8% | 0.1% |
| Stifel Bank and Trust | $5,800,000 | $4,590,000 | -20.9% | 0.1% |
| Citibank | $15,695,000 | $4,520,000 | -71.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $3,525,000 | $4,510,000 | 27.9% | 0.1% |
| Servion, Inc. | $6,405,000 | $4,500,000 | -29.7% | 0.1% |
| CLEARPATH LENDING | $6,425,000 | $4,450,000 | -30.7% | 0.1% |
| Arbor Realty Trust, Inc. | $2,930,000 | $4,440,000 | 51.5% | 0.1% |
| PHH Mortgage Corporation | $11,215,000 | $4,400,000 | -60.8% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,325,000 | $4,260,000 | 83.2% | 0.1% |
| First United Bank | $1,440,000 | $4,205,000 | 192.0% | 0.1% |
| Goldman Sachs Bank USA | $2,605,000 | $4,055,000 | 55.7% | 0.1% |
| Zions Bank | $12,530,000 | $4,045,000 | -67.7% | 0.1% |
| Truist | $9,125,000 | $4,015,000 | -56.0% | 0.1% |
| Choice Financial Group | $215,000 | $3,870,000 | 1,700.0% | 0.0% |
| NTFN, INC. | $12,815,000 | $3,755,000 | -70.7% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,735,000 | $3,745,000 | 36.9% | 0.0% |
| LENDINGONE, LLC | $1,740,000 | $3,735,000 | 114.7% | 0.0% |
| SUMMIT FUNDING, INC. | $3,570,000 | $3,735,000 | 4.6% | 0.0% |
| Farmers Bank & Trust | $1,100,000 | $3,670,000 | 233.6% | 0.0% |
| Bank of England | $4,175,000 | $3,660,000 | -12.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $25,840,000 | $3,615,000 | -86.0% | 0.0% |
| The Central Trust Bank | $5,950,000 | $3,590,000 | -39.7% | 0.0% |
| First Financial Bank | $2,360,000 | $3,520,000 | 49.2% | 0.0% |
| POLARIS HOME FUNDING CORP. | $295,000 | $3,515,000 | 1,091.5% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $10,105,000 | $3,510,000 | -65.3% | 0.0% |
| The First National Bank of Sonora | $720,000 | $3,510,000 | 387.5% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $7,460,000 | $3,435,000 | -54.0% | 0.0% |
| TEXAS TECH | $2,925,000 | $3,415,000 | 16.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $6,860,000 | $3,410,000 | -50.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $6,545,000 | $3,400,000 | -48.1% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $2,410,000 | $3,185,000 | 32.2% | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $3,135,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $7,310,000 | $3,075,000 | -57.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $2,530,000 | $2,985,000 | 18.0% | 0.0% |
| M&T Bank | $5,805,000 | $2,920,000 | -49.7% | 0.0% |
| S1L, Inc. | $4,120,000 | $2,865,000 | -30.5% | 0.0% |
| SPRING EQ, LLC | $2,265,000 | $2,860,000 | 26.3% | 0.0% |
| RCN Capital, LLC | $5,325,000 | $2,805,000 | -47.3% | 0.0% |
| TIB The Independent Bankersbank | $3,295,000 | $2,780,000 | -15.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,225,000 | $2,750,000 | 23.6% | 0.0% |
| VERITAS FUNDING, LLC | $1,450,000 | $2,690,000 | 85.5% | 0.0% |
| CANOPY MORTGAGE, LLC | $2,850,000 | $2,550,000 | -10.5% | 0.0% |
| First National Bank Texas | $4,140,000 | $2,540,000 | -38.6% | 0.0% |
| RANLIFE, INC. | $3,940,000 | $2,500,000 | -36.5% | 0.0% |
| Amarillo National Bank | $2,375,000 | $2,480,000 | 4.4% | 0.0% |
| KeyBank | $58,925,000 | $2,410,000 | -95.9% | 0.0% |
| Bank of the West | $50,180,000 | $2,375,000 | -95.3% | 0.0% |
| First Federal Bank | $1,355,000 | $2,370,000 | 74.9% | 0.0% |
| ARC HOME LLC | $565,000 | $2,330,000 | 312.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,050,000 | $2,325,000 | 13.4% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $2,155,000 | $2,290,000 | 6.3% | 0.0% |
| NexBank | $1,570,000 | $2,275,000 | 44.9% | 0.0% |
| First United Bank and Trust Company | $2,630,000 | $2,235,000 | -15.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,920,000 | $2,175,000 | -25.5% | 0.0% |
| Citadel Servicing Corporation | $285,000 | $2,155,000 | 656.1% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,480,000 | $2,155,000 | 45.6% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $4,950,000 | $2,115,000 | -57.3% | 0.0% |
| CADENCE LENDING GROUP, INC. | $3,295,000 | $2,095,000 | -36.4% | 0.0% |
| NFM, INC. | $1,545,000 | $2,065,000 | 33.7% | 0.0% |
| Chickasaw Community Bank | $2,310,000 | $2,045,000 | -11.5% | 0.0% |
| FBC MORTGAGE, LLC | $4,990,000 | $2,035,000 | -59.2% | 0.0% |
| Logan Finance Corporation | $1,955,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $1,330,000 | $1,955,000 | 47.0% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $3,650,000 | $1,955,000 | -46.4% | 0.0% |
| North American Savings Bank, F.S.B. | $12,660,000 | $1,950,000 | -84.6% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,470,000 | $1,945,000 | 32.3% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $5,105,000 | $1,940,000 | -62.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $900,000 | $1,930,000 | 114.4% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,920,000 | n/a | 0.0% | |
| Red River Bank | $155,000 | $1,915,000 | 1,135.5% | 0.0% |
| DIRECTIONS EQUITY, LLC | $1,890,000 | n/a | 0.0% | |
| Inwood National Bank | $1,865,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $2,825,000 | $1,815,000 | -35.8% | 0.0% |
| AMWEST FUNDING CORP. | $1,415,000 | $1,800,000 | 27.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $4,065,000 | $1,775,000 | -56.3% | 0.0% |
| Commercial Lender LLC | $520,000 | $1,755,000 | 237.5% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,745,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $4,640,000 | $1,710,000 | -63.1% | 0.0% |
| Strong Home Mortgage, LLC | $9,495,000 | $1,700,000 | -82.1% | 0.0% |
| CHEVRON | $8,725,000 | $1,695,000 | -80.6% | 0.0% |
| NEXERA HOLDING LLC | $1,685,000 | n/a | 0.0% | |
| HOME FUNDING CORPORATION | $1,970,000 | $1,675,000 | -15.0% | 0.0% |
| Axos Bank | $2,665,000 | $1,670,000 | -37.3% | 0.0% |
| INTERCAP LENDING INC. | $1,060,000 | $1,660,000 | 56.6% | 0.0% |
| Arvest Bank | $8,540,000 | $1,625,000 | -81.0% | 0.0% |
| First Horizon Bank | $1,420,000 | $1,565,000 | 10.2% | 0.0% |
| Vantage Bank Texas | $245,000 | $1,555,000 | 534.7% | 0.0% |
| Bank of Whittier | $1,830,000 | $1,540,000 | -15.8% | 0.0% |
| Liberty Bank and Trust Company | $1,505,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $2,100,000 | $1,490,000 | -29.0% | 0.0% |
| First Savings Bank | $3,085,000 | $1,490,000 | -51.7% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $11,230,000 | $1,465,000 | -87.0% | 0.0% |
| Paramount Bank | $935,000 | $1,455,000 | 55.6% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $3,800,000 | $1,435,000 | -62.2% | 0.0% |
| SWBC MORTGAGE CORPORATION | $320,000 | $1,425,000 | 345.3% | 0.0% |
| BECKAM FUNDING CORP. | $155,000 | $1,405,000 | 806.5% | 0.0% |
| ADVANCIAL | $1,520,000 | $1,380,000 | -9.2% | 0.0% |
| LEGEND LENDING CORPORATION | $1,460,000 | $1,345,000 | -7.9% | 0.0% |
| FIRST TECHNOLOGY | $3,080,000 | $1,320,000 | -57.1% | 0.0% |
| Franklin Loan Corporation | $185,000 | $1,295,000 | 600.0% | 0.0% |
| UMB Bank | $1,560,000 | $1,280,000 | -17.9% | 0.0% |
| Third Coast Bank SSB | $1,445,000 | $1,265,000 | -12.5% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,680,000 | $1,245,000 | -25.9% | 0.0% |
| Bank Five Nine | $1,195,000 | n/a | 0.0% | |
| Community National Bank | $755,000 | $1,190,000 | 57.6% | 0.0% |
| TBK BANK, SSB | $485,000 | $1,185,000 | 144.3% | 0.0% |
| American National Bank & Trust | $680,000 | $1,160,000 | 70.6% | 0.0% |
| WestStar Bank | $1,150,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $2,760,000 | $1,135,000 | -58.9% | 0.0% |
| Citizens Bank | $8,385,000 | $1,135,000 | -86.5% | 0.0% |
| VALLEY STRONG CREDIT UNION | $1,125,000 | n/a | 0.0% | |
| ENCORE BANK | $305,000 | $1,110,000 | 263.9% | 0.0% |
| TJC Mortgage, Inc. | $1,105,000 | n/a | 0.0% | |
| ANCHOR LOANS, LP | $425,000 | $1,080,000 | 154.1% | 0.0% |
| Great Southern Bank | $1,205,000 | $1,070,000 | -11.2% | 0.0% |
| DELMAR FINANCIAL COMPANY | $10,190,000 | $1,035,000 | -89.8% | 0.0% |
| Ixonia Bank | $105,000 | $1,035,000 | 885.7% | 0.0% |
| EL PASO AREA TEACHERS | $1,390,000 | $1,015,000 | -27.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $3,465,000 | $1,005,000 | -71.0% | 0.0% |
| AMERICA FIRST | $17,335,000 | $1,000,000 | -94.2% | 0.0% |
| Presidential Bank, FSB | $1,370,000 | $995,000 | -27.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $585,000 | $975,000 | 66.7% | 0.0% |
| Access Community Credit Union | $460,000 | $970,000 | 110.9% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $710,000 | $965,000 | 35.9% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $965,000 | n/a | 0.0% | |
| WaterStone Bank, SSB | $9,505,000 | $965,000 | -89.8% | 0.0% |
| BancorpSouth | $2,530,000 | $945,000 | -62.6% | 0.0% |
| LRS FINANCIAL NETWORK, INC. | $775,000 | $940,000 | 21.3% | 0.0% |
| American Airlines Federal Credit Union | $2,240,000 | $930,000 | -58.5% | 0.0% |
| CALIBER HOME LOANS, INC. | $45,745,000 | $925,000 | -98.0% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $10,475,000 | $915,000 | -91.3% | 0.0% |
| Extraco Banks | $155,000 | $900,000 | 480.6% | 0.0% |
| Watermark Capital, Inc. | $1,970,000 | $880,000 | -55.3% | 0.0% |
| Old National Bank | $1,190,000 | $875,000 | -26.5% | 0.0% |
| Willamette Valley Bank | $1,265,000 | $870,000 | -31.2% | 0.0% |
| Colonial Savings, F.A. | $5,570,000 | $860,000 | -84.6% | 0.0% |
| HOMESTEAD FUNDING CORP. | $3,200,000 | $855,000 | -73.3% | 0.0% |
| Bethpage Federal Credit Union | $885,000 | $845,000 | -4.5% | 0.0% |
| Capital Bank | $445,000 | $845,000 | 89.9% | 0.0% |
| First Option Mortgage, LLC | $845,000 | n/a | 0.0% | |
| Simmons Bank | $1,815,000 | $840,000 | -53.7% | 0.0% |
| Meridian Bank Corporation | $475,000 | $815,000 | 71.6% | 0.0% |
| West Gate Bank | $95,000 | $815,000 | 757.9% | 0.0% |
| Deseret First Credit Union | $590,000 | $810,000 | 37.3% | 0.0% |
| Brighton Bank | $790,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $835,000 | $785,000 | -6.0% | 0.0% |
| T2 FINANCIAL LLC | $770,000 | n/a | 0.0% | |
| Prosperity Bank | $1,240,000 | $765,000 | -38.3% | 0.0% |
| Southwest Bank | $255,000 | $745,000 | 192.2% | 0.0% |
| NASA Federal Credit Union | $125,000 | $740,000 | 492.0% | 0.0% |
| Secured Investment Corp. | $785,000 | $725,000 | -7.6% | 0.0% |
| STAR ONE CREDIT UNION | $725,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $720,000 | n/a | 0.0% | |
| HOMESTAR FINANCIAL CORPORATION | $165,000 | $710,000 | 330.3% | 0.0% |
| EVOLVE | $350,000 | $705,000 | 101.4% | 0.0% |
| First National Bank of America | $1,850,000 | $705,000 | -61.9% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $705,000 | n/a | 0.0% | |
| Fidelity Bank | $185,000 | $700,000 | 278.4% | 0.0% |
| Ameris Bank | $1,240,000 | $685,000 | -44.8% | 0.0% |
| Farm Credit Mid-America, ACA | $3,980,000 | $685,000 | -82.8% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $155,000 | $685,000 | 341.9% | 0.0% |
| Bank of Utah | $395,000 | $675,000 | 70.9% | 0.0% |
| Heritage Bank | $535,000 | $675,000 | 26.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,825,000 | $675,000 | -63.0% | 0.0% |
| Origin Bank | $605,000 | $665,000 | 9.9% | 0.0% |
| Princeton Mortgage Corporation | $255,000 | $660,000 | 158.8% | 0.0% |
| ITHINK FINANCIAL Credit Union | $655,000 | n/a | 0.0% | |
| Texas Regional Bank | $615,000 | $655,000 | 6.5% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $1,895,000 | $650,000 | -65.7% | 0.0% |
| Service Federal Credit Union | $615,000 | $650,000 | 5.7% | 0.0% |
| Leader Bank | $105,000 | $635,000 | 504.8% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $630,000 | n/a | 0.0% | |
| FIDELITY BANK | $630,000 | n/a | 0.0% | |
| Central Bank Illinois | $625,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $770,000 | $620,000 | -19.5% | 0.0% |
| Chicago Mortgage Solutions LLC | $10,685,000 | $615,000 | -94.2% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $920,000 | $615,000 | -33.2% | 0.0% |
| BM Real Estate Services, Inc. | $610,000 | n/a | 0.0% | |
| Peoples Bank | $360,000 | $605,000 | 68.1% | 0.0% |
| Southwest Airlines Federal Credit Union | $225,000 | $605,000 | 168.9% | 0.0% |
| RESIDENTIAL BANCORP | $8,210,000 | $600,000 | -92.7% | 0.0% |
| FIRST ENTERPRISE BANK | $575,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $13,060,000 | $575,000 | -95.6% | 0.0% |
| North Dallas Bank & Trust Co. | $575,000 | n/a | 0.0% | |
| Flanagan State Bank | $1,580,000 | $565,000 | -64.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $4,355,000 | $560,000 | -87.1% | 0.0% |
| Mabrey Bank | $555,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $175,000 | $555,000 | 217.1% | 0.0% |
| First Western Bank & Trust | $535,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $535,000 | n/a | 0.0% | |
| INTERNATIONAL BANK | $525,000 | n/a | 0.0% | |
| Community First National Bank | $1,535,000 | $505,000 | -67.1% | 0.0% |
| Fifth Third Bank | $235,000 | $505,000 | 114.9% | 0.0% |
| HIWAY | $130,000 | $505,000 | 288.5% | 0.0% |
| Veritex Community Bank | $505,000 | $505,000 | 0.0% | 0.0% |
| UNION SQUARE | $1,000,000 | $495,000 | -50.5% | 0.0% |
| EASTMAN | $1,490,000 | $485,000 | -67.4% | 0.0% |
| The State Bank of Faribault | $485,000 | n/a | 0.0% | |
| Quontic Bank | $1,915,000 | $480,000 | -74.9% | 0.0% |
| First National Bank Of Oklahoma | $475,000 | n/a | 0.0% | |
| Academy Bank | $3,840,000 | $470,000 | -87.8% | 0.0% |
| Town Square Mortgage & Investments, Inc. | $375,000 | $470,000 | 25.3% | 0.0% |
| Adams Bank & Trust | $205,000 | $465,000 | 126.8% | 0.0% |
| Connexus Credit Union | $465,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $810,000 | $465,000 | -42.6% | 0.0% |
| Northwest Federal Credit Union | $600,000 | $460,000 | -23.3% | 0.0% |
| RBC Bank, (Georgia) | $205,000 | $455,000 | 122.0% | 0.0% |
| S&T Bank | $455,000 | n/a | 0.0% | |
| Commercial Bank of Texas | $450,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $445,000 | n/a | 0.0% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $460,000 | $440,000 | -4.3% | 0.0% |
| The Jacksboro National Bank | $1,540,000 | $435,000 | -71.8% | 0.0% |
| ENVOY MORTGAGE, LTD | $430,000 | n/a | 0.0% | |
| BancFirst | $585,000 | $415,000 | -29.1% | 0.0% |
| DIGITAL Federal Credit Union | $270,000 | $415,000 | 53.7% | 0.0% |
| Johnson Bank | $415,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $715,000 | $415,000 | -42.0% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $405,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $960,000 | $405,000 | -57.8% | 0.0% |
| TEXANS | $405,000 | n/a | 0.0% | |
| LOANPEOPLE, LLC | $400,000 | n/a | 0.0% | |
| Baxter Credit Union | $735,000 | $395,000 | -46.3% | 0.0% |
| AXIA FINANCIAL, LLC | $385,000 | n/a | 0.0% | |
| CIBM Bank | $475,000 | $385,000 | -18.9% | 0.0% |
| GREENSTATE CREDIT UNION | $385,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $150,000 | $385,000 | 156.7% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $166,090,000 | $380,000 | -99.8% | 0.0% |
| Firefighters First Federal Credit Union | $1,920,000 | $375,000 | -80.5% | 0.0% |
| First State Bank of St. Charles, Missouri | $2,390,000 | $375,000 | -84.3% | 0.0% |
| Signal Financial Federal Credit Union | $365,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $585,000 | $365,000 | -37.6% | 0.0% |
| Truity Federal Credit Union | $745,000 | $365,000 | -51.0% | 0.0% |
| VALOR BANK | $365,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $360,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $360,000 | n/a | 0.0% | |
| UNIVERSAL LENDING CORPORATION | $2,300,000 | $360,000 | -84.3% | 0.0% |
| First National Bank | $275,000 | $355,000 | 29.1% | 0.0% |
| Lend Smart Mortgage, LLC | $355,000 | n/a | 0.0% | |
| PREMIER AMERICA | $255,000 | $355,000 | 39.2% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $355,000 | n/a | 0.0% | |
| ValueBank Texas | $355,000 | n/a | 0.0% | |
| Heartland Bank and Trust Company | $345,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $410,000 | $345,000 | -15.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,365,000 | $340,000 | -75.1% | 0.0% |
| Firstar Bank | $340,000 | n/a | 0.0% | |
| Alerus Financial | $335,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $335,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $680,000 | $330,000 | -51.5% | 0.0% |
| AAXY L.L.C. | $1,095,000 | $325,000 | -70.3% | 0.0% |
| First Liberty Bank | $325,000 | n/a | 0.0% | |
| Commerce Bank | $810,000 | $315,000 | -61.1% | 0.0% |
| Core Bank | $105,000 | $315,000 | 200.0% | 0.0% |
| THRIVENT Federal Credit Union | $305,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $300,000 | n/a | 0.0% | |
| First Bank | $1,095,000 | $295,000 | -73.1% | 0.0% |
| Performance Financial, Inc. | $295,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $295,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $1,675,000 | $290,000 | -82.7% | 0.0% |
| Northwest Bank | $245,000 | $285,000 | 16.3% | 0.0% |
| POINT Mortgage | $285,000 | n/a | 0.0% | |
| AIR ACADEMY | $450,000 | $280,000 | -37.8% | 0.0% |
| OAKTREE FUNDING CORP. | $990,000 | $275,000 | -72.2% | 0.0% |
| Union Savings Bank | $275,000 | n/a | 0.0% | |
| Pinnacle Bank | $285,000 | $265,000 | -7.0% | 0.0% |
| Visio Financial Services Inc. | $3,430,000 | $265,000 | -92.3% | 0.0% |
| AEROSPACE FEDERAL CREDIT UNION | $1,145,000 | $255,000 | -77.7% | 0.0% |
| ALTURA | $255,000 | n/a | 0.0% | |
| Central National Bank | $255,000 | n/a | 0.0% | |
| GENISYS | $255,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $255,000 | n/a | 0.0% | |
| F & M Bank | $1,200,000 | $245,000 | -79.6% | 0.0% |
| UNITED | $245,000 | n/a | 0.0% | |
| Independent Bank | $64,585,000 | $235,000 | -99.6% | 0.0% |
| COLORADO CREDIT UNION | $225,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $425,000 | $225,000 | -47.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $1,205,000 | $225,000 | -81.3% | 0.0% |
| SIWELL, INC. | $240,000 | $225,000 | -6.3% | 0.0% |
| Signature Federal Credit Union | $220,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $550,000 | $215,000 | -60.9% | 0.0% |
| HOMELAND BANCSHARES | $205,000 | n/a | 0.0% | |
| Newfirst National Bank | $205,000 | n/a | 0.0% | |
| Texas Bank | $205,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| CENTENNIAL LENDING, LLC | $1,575,000 | $195,000 | -87.6% | 0.0% |
| KINECTA | $585,000 | $195,000 | -66.7% | 0.0% |
| NP, Inc. | $370,000 | $195,000 | -47.3% | 0.0% |
| USAlliance Federal Credit Union | $420,000 | $195,000 | -53.6% | 0.0% |
| City National Bank of Florida | $2,235,000 | $185,000 | -91.7% | 0.0% |
| Greenbox Loans, Inc. | $730,000 | $185,000 | -74.7% | 0.0% |
| Deere Employees Credit Union | $400,000 | $180,000 | -55.0% | 0.0% |
| City National Bank | $11,165,000 | $175,000 | -98.4% | 0.0% |
| FirstBank Southwest | $65,000 | $175,000 | 169.2% | 0.0% |
| GREAT LAKES | $175,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $285,000 | $175,000 | -38.6% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $345,000 | $175,000 | -49.3% | 0.0% |
| TOWER | $765,000 | $175,000 | -77.1% | 0.0% |
| Citizens State Bank | $165,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $335,000 | $165,000 | -50.7% | 0.0% |
| South State Bank | $545,000 | $165,000 | -69.7% | 0.0% |
| Amalgamated Bank | $645,000 | $155,000 | -76.0% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $155,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $1,915,000 | $155,000 | -91.9% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $145,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $1,285,000 | $130,000 | -89.9% | 0.0% |
| 5Star Bank | $125,000 | n/a | 0.0% | |
| GRANITE FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| Network Funding, L.P. | $175,000 | $125,000 | -28.6% | 0.0% |
| OPEN MORTGAGE, LLC | $900,000 | $125,000 | -86.1% | 0.0% |
| United States Senate Federal Credit Union | $65,000 | $125,000 | 92.3% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $640,000 | $125,000 | -80.5% | 0.0% |
| CIS Financial Services, Inc. | $115,000 | n/a | 0.0% | |
| ONE NEVADA CREDIT UNION | $105,000 | n/a | 0.0% | |
| Pinnacle Bank | $285,000 | $105,000 | -63.2% | 0.0% |
| CITY-COUNTY CREDIT UNION | $485,000 | $100,000 | -79.4% | 0.0% |
| Centennial Bank | $1,415,000 | $95,000 | -93.3% | 0.0% |
| CrossFirst Bank | $95,000 | n/a | 0.0% | |
| Texas Community Bank | $95,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | $90,000 | 80.0% | 0.0% |
| HANSCOM | $85,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $6,800,000 | $85,000 | -98.8% | 0.0% |
| First American Bank | $115,000 | $75,000 | -34.8% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $75,000 | n/a | 0.0% | |
| CAPITAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $65,000 | n/a | 0.0% | |
| Equity Bank | $465,000 | $55,000 | -88.2% | 0.0% |
| APCI Federal Credit Union | $45,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $45,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $105,000 | $45,000 | -57.1% | 0.0% |
| ASHLAND Credit Union | $35,000 | n/a | 0.0% | |
| FOUR POINTS | $35,000 | n/a | 0.0% | |
| ALTRA | $480,000 | $25,000 | -94.8% | 0.0% |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $150,000 | $15,000 | -90.0% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $15,000 | n/a | 0.0% |
New Mexico's top lender by overall market share is QUICKEN LOANS, LLC, with 5.7% market share. In second place, with 5.3%, is Waterstone Mortgage Corporation, having originated $413,785,000 in loans. In third place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $399,920,000 in loans. In fourth place, with 3.6%, is NUSENDA, having originated $279,255,000 in loans. In fifth place, with 3.4%, is GUILD MORTGAGE COMPANY, having originated $263,790,000 in loans.
New Mexico Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 20,809 | $5,841,665,000 | $280,728 |
| Cash Out Refi | 3,915 | $790,045,000 | $201,799 |
| Other | 2,529 | $241,845,000 | $95,629 |
| Home Improvement | 2,293 | $191,575,000 | $83,548 |
| Refi | 1,795 | $683,535,000 | $380,799 |
| NA | 1 | $155,000 | $155,000 |
New Mexico's most frequently cited loan purpose was Home Purchase, with 20,809 originations. The 2nd most popular reason was Cash Out Refi, with 3,915 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 10,526 | $2,949,280,000 | $280,190 |
| 7-8% | 6,657 | $1,651,185,000 | $248,037 |
| Over 8% | 6,004 | $605,590,000 | $100,864 |
| 5-6% | 5,911 | $1,963,675,000 | $332,207 |
| 4-5% | 658 | $231,690,000 | $352,112 |
| <2.5% | 192 | $72,460,000 | $377,396 |
| 2.5-3% | 156 | $22,000,000 | $141,026 |
| 3-4% | 79 | $29,195,000 | $369,557 |
During 2023, New Mexico's most frequently originated rate bucket was 6-7%, with 10,526 originations.
Loan Sizing (New Mexico MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 12,812 | $3,629,760,000 | $283,309 |
| $100,000 or less | 7,523 | $354,065,000 | $47,064 |
| $100k-200k | 7,116 | $1,066,510,000 | $149,875 |
| $400k-600k | 2,836 | $1,350,470,000 | $476,188 |
| $600k-1000k | 859 | $614,475,000 | $715,338 |
| $Over $1MM | 196 | $733,540,000 | $3,742,551 |
New Mexico's loan sizing saw the bucket of loans from $200k-400k with 12,812 originations, totaling $3,629,760,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 13,716 | $4,028,230,000 | $293,688 |
| 60-80% | 5,651 | $1,855,525,000 | $328,353 |
| Under 20% | 4,868 | $205,340,000 | $42,182 |
| 20-40% | 2,642 | $330,600,000 | $125,132 |
| 40-60% | 2,307 | $739,115,000 | $320,379 |
| Over 100% | 803 | $334,715,000 | $416,831 |
New Mexico's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 13,716 originations, totaling $4,028,230,000 in origination value.