Dallas FHA Loan Rates, Closing Costs & Stats

Dallas-Fort Worth-Arlington, TX

FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

For additional requirements as defined by the FHA, click here.

Dallas's 318 lenders originated 26,121 FHA loans during 2024. The total origination value was $8,826,125,000, with an average FHA loan value of $337,894.

Dallas FHA Loans, 30 Year Fixed Rates

30 Year FHA mortgages in Dallas averaged 6% for the week of 2025-04-04, compared to the national average (all FHA variants) of 6.259% for the same period.

Dallas's average FHA mortgage closing costs are $10,219.

The average rate for the prior week (2025-03-28) was 6.2% and one month ago for the week of 2025-02-28, the average rate was 6.38%.

The average rate one year ago was 6.3%.

For refis of the same type during the week of 2025-04-04, the average rate was 5.9%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Dallas FHA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Dallas level.

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
DHI MORTGAGE COMPANY, LTD. 3,866 4.95% $9,945
EAGLE HOME MORTGAGE, LLC 1,851 4.54% $8,873
UNITED WHOLESALE MORTGAGE, LLC 1,587 6.22% $15,349
LOANDEPOT.COM, LLC 918 6.08% $12,922
SFMC, LP 808 6.16% $16,778
AMERICAN PORTFOLIO MORTGAGE CORPORATION 766 6.71% $10,974
EVERETT FINANCIAL, INC. 655 6.72% $14,594
QUICKEN LOANS, LLC 627 6.25% $13,991
FREEDOM MORTGAGE CORPORATION 475 6.12% $14,359
GUILD MORTGAGE COMPANY 470 6.57% $14,049
ARK-LA-TEX FINANCIAL SERVICES, LLC. 427 6.29% $10,288
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 404 6.78% $14,348
CROSSCOUNTRY MORTGAGE, LLC 396 6.63% $16,067
VELOCIO MORTGAGE L.L.C. 386 5.33% $12,494
CMG MORTGAGE, INC. 386 6.29% $16,969
PULTE MORTGAGE LLC 344 5.02% $10,212
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 328 6.44% $15,733
CARDINAL FINANCIAL 318 6.75% $15,178
Equity Prime Mortgage LLC 291 6.81% $15,304
PRIMELENDING, A PLAINSCAPITAL COMPANY 269 6.41% $16,426
HOMESIDE FINANCIAL, LLC 262 6.03% $18,415
Republic State Mortgage Co. 256 5.72% $10,492
M/I FINANCIAL, LLC 244 5.45% $19,663
FIRST CONTINENTAL MORTGAGE, LTD. 230 5.59% $8,065
Paramount Residential Mortgage Group, Inc. 230 6.20% $16,201
MORTGAGE FINANCIAL SERVICES, LLC 216 6.51% $16,025
BROKER SOLUTIONS, INC. 211 6.56% $13,163
UNION HOME MORTGAGE CORP. 205 5.80% $16,885
THE MORTGAGE LINK, INC. 184 6.36% $23,977
GUARANTEED RATE, INC. 178 6.34% $14,659
PENNYMAC LOAN SERVICES, LLC 168 6.05% $12,591
SOUTHWEST FUNDING, LP 146 6.78% $14,324
SECURITYNATIONAL MORTGAGE COMPANY 146 6.74% $15,427
SUN WEST MORTGAGE COMPANY, INC. 141 6.49% $14,185
Century Mortgage Company DBA Century Lending Company 138 6.40% $14,435
Plains Commerce Bank 137 6.72% $14,631
PLANET HOME LENDING, LLC 127 6.14% $12,699
South Pacific Financial Corporation 120 5.69% $11,939
First United Bank and Trust Company 107 6.45% $15,980
PRIORITY HOME MORTGAGE, L.P. 106 6.09% $9,143
INSPIRE HOME LOANS INC. 104 5.30% $12,115
BROOKHOLLOW MORTGAGE SERVICES, LTD 98 6.09% $17,840
TOWNE MORTGAGE COMPANY 94 6.49% $15,720
Sierra Pacific Mortgage Company, Inc. 91 6.08% $15,681
VILLAGE CAPITAL MORTGAGE 91 6.41% $8,210
NEWREZ LLC 91 6.29% $12,981
CLM MORTGAGE, INC 90 5.70% $16,395
LAKEVIEW LOAN SERVICING, LLC 87 6.35% $9,181
AmeriHome Mortgage Company, LLC 87 6.43% $8,659
Trinity Oaks Mortgage, LLC 86 6.13% $17,014
PLAZA HOME MORTGAGE, INC. 83 6.42% $15,062
ZILLOW HOME LOANS, LLC 82 6.17% $13,106
GARDNER FINANCIAL SERVICES, LTD. 79 6.53% $16,533
S1L, Inc. 79 6.39% $15,732
AMERICAN FINANCIAL NETWORK, INC. 78 6.90% $15,417
Gateway First Bank 78 6.51% $14,546
Independent Bank 74 6.58% $13,165
Flagstar Bank, FSB 73 6.26% $13,714
Lakeview Community Capital, LLC 71 6.38% $9,009
Town Square Mortgage & Investments, Inc. 68 6.79% $10,924
JET HOMELOANS, LLC 64 5.76% $16,157
NATIONS RELIABLE LENDING, LLC 64 6.28% $17,907
CORNERSTONE HOME LENDING, INC. 64 6.18% $16,491
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 63 5.75% $16,429
KBHS HOME LOANS, LLC 60 5.98% $11,888
MOVEMENT MORTGAGE, LLC 60 6.26% $14,675
JPMorgan Chase Bank 58 6.18% $8,039
First Bank 58 6.08% $21,463
Sunflower Bank 57 6.37% $37,235
BancorpSouth 57 6.39% $11,480
MID AMERICA MORTGAGE, INC. 57 6.86% $11,859
The Loan Store, Inc. 54 6.10% $16,215
NFM, INC. 53 6.79% $16,857
INTEGRITY MORTGAGE CORPORATION OF TEXAS 52 6.33% $12,431
Prosperity Home Mortgage, LLC 51 6.39% $13,100
INTERLINC MORTGAGE SERVICES, LLC 51 6.09% $12,034
American National Bank & Trust 50 5.81% $15,030
V.I.P. MORTGAGE, INC. 48 6.19% $16,782
Mr. Cooper ( Nationstar Mortgage ) 46 6.46% $9,757
Network Funding, L.P. 44 6.60% $14,687
City Bank 44 6.57% $12,208
SWBC MORTGAGE CORPORATION 43 6.74% $11,324
BAY EQUITY LLC 43 6.59% $14,069
First Financial Bank 43 6.30% $12,205
American Mortgage Bank, LLC 42 6.45% $14,931
MATTAMY HOME FUNDING, LLC 40 5.55% $13,744
LAND HOME FINANCIAL SERVICES, INC. 40 7.10% $19,432
SUCCESS MORTGAGE PARTNERS, INC. 39 7.11% $13,204
SUMMIT FUNDING, INC. 39 6.65% $14,914
OPEN MORTGAGE, LLC 38 6.50% $16,467
Centennial Bank 38 6.58% $11,068
Origin Bank 36 6.51% $11,133
Waterstone Mortgage Corporation 36 6.76% $14,448
T2 FINANCIAL LLC 36 6.59% $14,826
EUSTIS AND AMERICAN MORTGAGE COMPANY 36 6.61% $13,820
GUARANTEED RATE AFFINITY, LLC 35 6.34% $14,241
AMERICAN FINANCIAL RESOURCES, INC. 34 6.62% $12,827
Encompass Lending Group, LP 30 6.65% $15,461
First Option Mortgage, LLC 30 6.55% $15,985
Simmons Bank 28 6.23% $10,826
Loan Simple, Inc. 27 6.56% $14,499
Ixonia Bank 27 6.87% $14,833
AMERICAN PACIFIC MORTGAGE CORPORATION 26 6.28% $14,895
U.S. Bank 25 6.08% $15,956
Cornerstone First Mortgage, Inc 25 6.29% $15,522
American Mortgage & Equity Consultants, Inc. 24 6.48% $15,030
Mortgage Research Center, LLC 23 6.33% $10,938
Texas Mortgage Lending, LLC 23 6.25% $13,648
AXIA FINANCIAL, LLC 21 6.43% $16,363
BOKF 20 6.78% $11,434
OCMBC, INC. 20 6.88% $15,506
GEO-CORP, INC. 20 7.15% $18,888
GENEVA FINANCIAL, LLC 20 6.59% $17,189
INTERCAP LENDING INC. 19 6.32% $15,534
PRIMARY RESIDENTIAL MORTGAGE, INC. 19 6.72% $14,468
CRESTMARK MORTGAGE COMPANY, LTD. 18 6.18% $14,132
Affiliated Bank 18 6.87% $12,712
HOMEBRIDGE FINANCIAL SERVICES, INC. 18 6.34% $15,673
CITY FIRST MORTGAGE SERVICES, L.L.C. 18 6.76% $15,676
CANOPY MORTGAGE, LLC 18 6.53% $15,881
Carrington Mortgage Services, LLC 17 6.43% $14,983
PILGRIM MORTGAGE LLC 17 6.45% $12,851
PENTAGON FEDERAL CREDIT UNION 17 5.91% $15,155
ENVOY MORTGAGE, LTD 17 6.51% $14,843
Commerce Home Mortgage, Inc. 17 6.49% $14,040
Midwest Mortgage Associates Corporation 16 6.73% $15,164
INTELLILOAN, INC. 16 6.07% $6,918
MUTUAL OF OMAHA MORTGAGE, INC. 16 6.05% $14,817
HOMESPIRE MORTGAGE CORPORATION 15 6.41% $13,278
MORTGAGE SOLUTIONS OF COLORADO, LLC 15 7.09% $12,657
NBKC BANK 15 5.85% $13,313
WILLOW BEND MORTGAGE COMPANY, LLC 15 6.27% $15,626
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 14 6.46% $16,021
CHURCHILL MORTGAGE CORPORATION 14 6.87% $12,997
BM Real Estate Services, Inc. 13 6.72% $15,810
DAS Acquisition Company, LLC 13 6.48% $18,146
JMAC LENDING, INC. 12 6.23% $16,447
NBH Bank 12 6.93% $10,651
CALCON MUTUAL MORTGAGE LLC 12 6.69% $19,321
FIRST COMMUNITY MORTGAGE, INC. 11 7.05% $14,980
Prosperity Bank 11 6.40% $9,213
BETTER MORTGAGE CORPORATION 11 5.61% $12,347
Bank of England 11 6.57% $11,041
MASON MCDUFFIE MORTGAGE CORPORATION 11 5.69% $15,680
MEMBER FIRST MORTGAGE, LLC 11 6.07% $14,898
AFFORDABLE MORTGAGE ADVISORS, LLC. 11 6.74% $15,013
NATIONS DIRECT MORTGAGE, LLC 11 6.20% $16,659
Vellum Mortgage, Inc. 10 6.34% $13,899
Bank of America 10 6.03% $10,048
ML Mortgage Corp. 10 6.69% $15,566
GMFS LLC 9 6.65% $12,645
FBC MORTGAGE, LLC 9 5.13% $15,056
BECKAM FUNDING CORP. 9 7.25% $21,451
Strong Home Mortgage, LLC 9 5.93% $13,073
Home Mortgage Alliance Corp 9 6.76% $17,050
PREMIA MORTGAGE, LLC 8 6.03% $12,460
MICHIGAN MUTUAL, INC. 8 6.72% $16,872
PACIFIC RESIDENTIAL MORTGAGE, LLC 8 6.62% $13,297
First National Bank 8 6.28% $10,589
LOANPEOPLE, LLC 8 6.77% $15,900
First State Bank 7 6.57% $11,757
PREMIER MORTGAGE RESOURCES, L.L.C. 7 6.89% $13,159
Magnolia Bank 7 6.20% $16,471
ALLIED MORTGAGE GROUP, INC. 7 6.13% $11,443
NexBank 7 6.32% $18,639
Integrity Home Mortgage Corp 7 6.59% $15,065
UNITED MORTGAGE CORP 6 6.79% $13,722
LOANPAL, LLC 6 5.44% $20,131
UNIVERSITY Federal Credit Union 6 5.79% $15,186
First National Bank Texas 6 6.13% $13,570
BELEM SERVICING LLC 6 6.35% $12,182
RADIUS FINANCIAL GROUP INC. 6 6.50% $11,315
SeaTrust Mortgage Company 6 6.48% $12,592
Performance Financial, Inc. 6 6.56% $17,829
Watermark Capital, Inc. 6 6.15% $12,127
Wells Fargo Bank 6 6.33% $9,572
Preston Home Loans Inc 6 6.50% $16,573
MY MORTGAGE, INC. 6 6.31% $19,559
Florida Capital Bank 6 6.10% $14,073
HOMETRUST MORTGAGE COMPANY 5 6.35% $16,484
SOUTHWEST STAGE FUNDING, LLC 5 5.65% $11,008
COUNTRYPLACE MORTGAGE, LTD. 5 4.85% $13,172
FIRST COLONY MORTGAGE CORPORATION 5 6.25% $13,312
Great Plains National Bank 5 6.38% $12,728
City Lending Inc. 5 7.15% $15,852
Hometown Equity Mortgage, LLC 5 6.10% $14,043
FLAT BRANCH MORTGAGE, INC. 5 6.45% $13,604
DIRECTIONS EQUITY, LLC 5 6.82% $12,525
PANORAMA MORTGAGE GROUP, LLC 5 6.93% $16,694
Acre Mortgage and Financial Inc 5 6.55% $20,751
Truist 5 6.06% $19,846
US MORTGAGE CORPORATION 5 6.53% $13,266
TruHome Solutions, LLC 5 6.35% $12,096
Texana Bank 4 6.59% $10,101
AMERICAN FINANCING CORPORATION 4 5.41% $14,113
DATA MORTGAGE, INC. 4 6.31% $10,733
DIRECT MORTGAGE LOANS, LLC 4 6.13% $15,509
Inwood National Bank 4 5.84% $11,373
LEADERONE FINANCIAL CORPORATION 4 6.66% $15,411
NORWICH COMMERCIAL GROUP, INC. 4 6.69% $15,950
PHH Mortgage Corporation 4 5.88% $8,713
PNC Bank 4 6.66% $9,049
Victorian Finance, LLC 4 6.38% $12,473
Gulf Coast Bank and Trust Company 3 6.17% $15,794
LENOX FINANCIAL MORTGAGE CORPORATION 3 6.54% $11,734
LEGEND LENDING CORPORATION 3 6.25% $16,682
SENTE MORTGAGE, INC. 3 7.17% $15,513
The Federal Savings Bank 3 6.71% $11,471
First Horizon Bank 3 6.29% $14,718
TIB The Independent Bankersbank 3 6.50% $12,405
TJC Mortgage, Inc. 3 7.13% $20,354
OCEANSIDE MORTGAGE COMPANY 3 5.87% $9,755
UMB Bank 3 6.38% $10,248
AMPLIFY 3 5.79% $11,189
AMERITRUST MORTGAGE CORPORATION 3 6.83% $14,992
Southside Bank 3 6.63% $9,361
AMERISAVE MORTGAGE CORPORATION 3 5.83% $13,212
Old National Bank 3 5.83% $13,594
DATCU 3 6.13% $8,949
Regions Bank 3 5.83% $13,321
Stride Bank 3 6.38% $13,283
Alcova Mortgage LLC 3 6.46% $6,791
Farmers Bank & Trust Company 3 5.83% $13,097
NETWORK CAPITAL FUNDING CORPORATION 3 6.46% $17,038
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.50% $10,406
Armed Forces Bank 2 6.25% $12,766
Nations Lending Corporation 2 6.38% $11,098
MLB RESIDENTIAL LENDING, LLC 2 6.38% $12,728
CityWorth Mortgage LLC 2 6.06% $18,040
Wallick & Volk, Inc. 2 6.94% $9,367
Chickasaw Community Bank 2 6.69% $13,495
NP, Inc. 2 6.69% $20,785
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 2 6.50% $15,984
ALAMEDA MORTGAGE CORPORATION 2 7.00% $13,795
AHL FUNDING 2 6.81% $19,050
TEXAS TECH 2 6.81% $13,487
The Central Trust Bank 2 6.25% $12,502
Wolfe Financial, Inc 2 6.81% $17,178
M&T Bank 2 6.13% $8,220
ENDEAVOR CAPITAL, LLC. 2 6.25% $14,414
Residential Acceptance Corporation 2 7.00% $13,475
NEW FED MORTGAGE, CORP. 2 7.38% $10,159
Barrington Bank & Trust Company, N.A. 2 6.00% $11,895
ENCORE BANK 2 6.44% $12,066
First Federal Bank 2 5.50% $10,008
ASSOCIATED MORTGAGE CORPORATION 2 6.38% $11,150
Arvest Bank 2 5.94% $12,651
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 6.56% $17,401
Stifel Bank and Trust 1 6.25% $13,385
Constant Investments, Inc. 1 7.00% $13,653
COMPASS MORTGAGE, INC. 1 6.50% $9,488
COMMUNITY MORTGAGE, LLC 1 5.13% $24,252
Commercial Bank of Texas 1 5.88% $12,478
Citizens Bank 1 6.88% $18,252
TBI MORTGAGE COMPANY 1 6.63% $19,499
TEXAS DOW EMPLOYEES CREDIT UNION 1 6.50% $11,431
CASTLE & COOKE MORTGAGE, LLC 1 7.38% $13,354
Bell Bank 1 6.00% $6,981
BAY-VALLEY MORTGAGE GROUP 1 6.50% $19,912
Bank OZK 1 5.63% $6,593
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.25% $15,602
Trustmark National Bank 1 6.75% $13,213
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 5.75% $14,912
Ameris Bank 1 5.75% $19,970
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.13% $16,105
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.13% $10,777
MORTGAGEONE, INC. 1 6.25% $15,162
Amarillo National Bank 1 6.25% $11,221
Zions Bank 1 6.00% $9,883
Alliance Credit Union 1 6.38% $4,509
A&D Mortgage LLC 1 6.00% $24,062
Willamette Valley Bank 1 6.25% $13,720
Academy Bank 1 6.63% $15,337
American Bank of Commerce 1 6.75% $11,009
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 6.63% $16,701
MORTGAGE ACCESS CORP. 1 6.25% $28,396
MLD MORTGAGE INC. 1 6.25% $11,182
Northpointe Bank 1 5.63% $14,680
Wilmington Savings Fund Society, FSB 1 6.50% $15,448
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.75% $16,232
ON Q FINANCIAL, INC. 1 7.25% $9,612
MidFirst Bank 1 7.63% $9,832
Mid-Continent Funding, Inc. 1 6.99% $14,807
Pacific Lending LLC 1 7.13% $11,919
Meridian Bank Corporation 1 7.00% $15,506
Merchants Bank of Indiana 1 6.75% $16,837
PATRIOT MORTGAGE COMPANY 1 6.50% $16,553
Keystone Funding, Inc. 1 6.13% $17,959
JMJ FINANCIAL GROUP 1 6.13% $10,286
PIKE CREEK MORTGAGE SERVICES, INC. 1 5.75% $16,209
INTERCOASTAL MORTGAGE COMPANY 1 6.00% $17,285
INFINITY EQUITY GROUP, INC. 1 6.25% $15,195
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.00% $11,887
HIGHLAND HOMELOANS, LLC 1 6.75% $24,330
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.63% $19,497
Hamilton Mortgage Corporation 1 6.75% $10,164
PREMIER LENDING, INC. 1 7.75% $11,366
HALLMARK HOME MORTGAGE, LLC 1 7.25% $23,196
Presidential Bank, FSB 1 6.75% $11,689
Guaranty Bank & Trust, N.A. 1 6.63% $10,816
GSF Mortgage Corporation 1 6.50% $9,052
First United Bank 1 6.13% $10,520
FirstBank 1 6.13% $19,598
First Bank 1 6.25% $11,921
FIDELITY BANK 1 6.75% $12,387
RANLIFE, INC. 1 5.88% $17,694
RB MORTGAGE LLC 1 5.63% $9,983
Evolve Bank & Trust 1 7.25% $12,650
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.25% $15,300
EVANSVILLE TEACHERS 1 5.25% $14,564
Semper Home Loans, Inc. 1 6.00% $23,778
Servion, Inc. 1 5.75% $18,113
East Coast Capital Corp. 1 5.38% $31,576
SIRVA MORTGAGE, INC. 1 7.00% $5,893
DIRECT MORTGAGE, CORP. 1 6.63% $10,810
South State Bank 1 5.50% $20,143
DELMAR FINANCIAL COMPANY 1 6.25% $15,026
ST FIN CORP 1 6.63% $18,279

The top Dallas FHA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 3,866 FHA loans originated. Their average total fees are $9,945, which is $1,072 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

The lowest fee Dallas FHA lenders (with over 10 loans originated) are INTELLILOAN, INC. ($6,918), JPMorgan Chase Bank ($8,039), FIRST CONTINENTAL MORTGAGE, LTD. ($8,065), VILLAGE CAPITAL MORTGAGE ($8,210) and AmeriHome Mortgage Company, LLC ($8,659).

The lowest rate Dallas FHA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.54%), DHI MORTGAGE COMPANY, LTD. (4.95%), PULTE MORTGAGE LLC (5.02%), INSPIRE HOME LOANS INC. (5.30%) and VELOCIO MORTGAGE L.L.C. (5.33%).

Dallas FHA Loan Limits

Metro County Year Single Family Limit 2 Family Limit 3 Family Limit 4 Family Limit
DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX WISE 2022 $450,800 $577,100 $697,600 $866,950
DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2023 $531,300 $680,150 $822,150 $1,021,750
DALLAS-FORT WORTH-ARLINGTON, TX WISE 2023 $531,300 $680,150 $822,150 $1,021,750

Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Dallas (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $354,950 (0.0%) $496,877 (-2.5%) 1.32 14,302
2018-02-01 $369,450 (0.7%) $519,942 (-0.8%) 1.34 14,292
2018-03-01 $374,330 (0.0%) $528,371 (-2.6%) 1.31 15,270
2018-04-01 $378,700 (-0.3%) $537,065 (-3.0%) 1.28 16,629
2018-05-01 $384,950 (0.8%) $543,255 (-1.8%) 1.29 18,222
2018-06-01 $374,900 (0.0%) $525,258 (-2.9%) 1.25 20,153
2018-07-01 $366,000 (-0.8%) $511,291 (-2.3%) 1.22 22,051
2018-08-01 $350,000 (-2.0%) $486,626 (-2.3%) 1.17 22,543
2018-09-01 $347,436 (-0.7%) $483,076 (-2.8%) 1.17 22,643
2018-10-01 $345,000 (-1.6%) $482,652 (-3.3%) 1.17 22,803
2018-11-01 $344,900 (-1.5%) $482,839 (-2.9%) 1.17 22,367
2018-12-01 $339,990 (-2.9%) $476,952 (-3.4%) 1.17 20,538
2019-01-01 $339,945 (-4.2%) $472,167 (-5.0%) 1.17 18,995
2019-02-01 $347,465 (-6.0%) $486,417 (-6.5%) 1.17 19,529
2019-03-01 $353,714 (-5.5%) $497,774 (-5.8%) 1.16 20,204
2019-04-01 $360,000 (-4.9%) $508,841 (-5.3%) 1.14 21,049
2019-05-01 $364,445 (-5.3%) $508,262 (-6.4%) 1.14 22,293
2019-06-01 $359,100 (-4.2%) $503,331 (-4.2%) 1.12 23,921
2019-07-01 $355,098 (-3.0%) $493,714 (-3.4%) 1.11 24,732
2019-08-01 $347,947 (-0.6%) $481,665 (-1.0%) 1.10 24,706
2019-09-01 $344,883 (-0.7%) $477,985 (-1.1%) 1.10 24,317
2019-10-01 $344,085 (-0.3%) $477,297 (-1.1%) 1.11 23,804
2019-11-01 $342,900 (-0.6%) $476,302 (-1.4%) 1.12 22,134
2019-12-01 $337,646 (-0.7%) $469,782 (-1.5%) 1.13 19,620
2020-01-01 $336,250 (-1.1%) $466,533 (-1.2%) 1.12 17,941
2020-02-01 $340,000 (-2.2%) $475,039 (-2.3%) 1.11 17,633
2020-03-01 $329,192 (-6.9%) $449,529 (-9.7%) 1.03 19,663
2020-04-01 $339,996 (-5.6%) $471,216 (-7.4%) 1.07 18,613
2020-05-01 $350,000 (-4.0%) $497,400 (-2.1%) 1.06 18,801
2020-06-01 $359,000 (0.0%) $514,859 (2.3%) 1.06 16,970
2020-07-01 $360,000 (1.4%) $523,178 (6.0%) 1.04 15,860
2020-08-01 $360,750 (3.7%) $531,265 (10.3%) 1.03 14,746
2020-09-01 $361,750 (4.9%) $543,102 (13.6%) 1.04 13,601
2020-10-01 $359,000 (4.3%) $550,450 (15.3%) 1.03 12,715
2020-11-01 $362,050 (5.6%) $560,495 (17.7%) 1.06 11,170
2020-12-01 $357,998 (6.0%) $559,600 (19.1%) 1.06 9,411
2021-01-01 $350,000 (4.1%) $552,600 (18.5%) 1.04 8,067
2021-02-01 $359,700 (5.8%) $578,067 (21.7%) 1.05 6,215
2021-03-01 $366,350 (11.3%) $578,992 (28.8%) 1.04 5,818
2021-04-01 $375,000 (10.3%) $594,801 (26.2%) 1.02 5,690
2021-05-01 $381,167 (8.9%) $583,766 (17.4%) 1.01 6,010
2021-06-01 $389,945 (8.6%) $590,901 (14.8%) 1.03 6,943
2021-07-01 $397,160 (10.3%) $576,239 (10.1%) 1.05 8,386
2021-08-01 $399,000 (10.6%) $566,026 (6.5%) 1.06 9,246
2021-09-01 $398,852 (10.3%) $563,098 (3.7%) 1.06 8,917
2021-10-01 $399,000 (11.1%) $574,863 (4.4%) 1.06 8,278
2021-11-01 $400,000 (10.5%) $583,580 (4.1%) 1.07 7,345
2021-12-01 $400,000 (11.7%) $583,982 (4.4%) 1.08 6,255
2022-01-01 $403,900 (15.4%) $596,766 (8.0%) 1.09 4,892
2022-02-01 $412,000 (14.5%) $640,055 (10.7%) 1.07 4,138
2022-03-01 $425,000 (16.0%) $656,890 (13.5%) 1.06 4,548
2022-04-01 $441,900 (17.8%) $672,766 (13.1%) 1.05 5,421
2022-05-01 $476,203 (24.9%) $677,812 (16.1%) 1.09 8,075
2022-06-01 $490,793 (25.9%) $672,491 (13.8%) 1.09 11,269
2022-07-01 $480,710 (21.0%) $644,577 (11.9%) 1.08 14,833
2022-08-01 $462,551 (15.9%) $617,824 (9.2%) 1.07 16,511
2022-09-01 $453,995 (13.8%) $610,938 (8.5%) 1.06 16,489
2022-10-01 $450,000 (12.8%) $612,367 (6.5%) 1.06 17,451
2022-11-01 $448,450 (12.1%) $609,378 (4.4%) 1.08 17,855
2022-12-01 $438,999 (9.8%) $598,145 (2.4%) 1.08 16,321
2023-01-01 $433,500 (7.3%) $590,024 (-1.1%) 1.07 14,667
2023-02-01 $435,000 (5.6%) $598,105 (-6.6%) 1.05 12,774
2023-03-01 $442,166 (4.0%) $618,586 (-5.8%) 1.04 12,395
2023-04-01 $459,900 (4.1%) $648,730 (-3.6%) 1.07 12,533
2023-05-01 $469,399 (-1.4%) $667,501 (-1.5%) 1.06 13,169
2023-06-01 $473,500 (-3.5%) $671,036 (-0.2%) 1.06 14,677
2023-07-01 $470,000 (-2.2%) $665,462 (3.2%) 1.07 16,132
2023-08-01 $465,004 (0.5%) $651,171 (5.4%) 1.07 16,922
2023-09-01 $450,000 (-0.9%) $644,200 (5.4%) 1.05 17,261
2023-10-01 $449,000 (-0.2%) $647,680 (5.8%) 1.06 18,601
2023-11-01 $445,000 (-0.8%) $637,626 (4.6%) 1.06 18,924
2023-12-01 $435,000 (-0.9%) $628,356 (5.1%) 1.06 17,355
2024-01-01 $431,088 (-0.6%) $612,069 (3.7%) 1.05 15,782
2024-02-01 $435,000 (0.0%) $618,316 (3.4%) 1.05 16,017
2024-03-01 $439,990 (-0.5%) $628,977 (1.7%) 1.04 17,101
2024-04-01 $449,900 (-2.2%) $648,240 (-0.1%) 1.05 18,535
2024-05-01 $454,500 (-3.2%) $660,975 (-1.0%) 1.03 20,082
2024-06-01 $450,178 (-4.9%) $656,479 (-2.2%) 1.02 22,368
2024-07-01 $450,000 (-4.3%) $640,440 (-3.8%) 1.03 24,436
2024-08-01 $444,999 (-4.3%) $623,720 (-4.2%) 1.03 25,480
2024-09-01 $439,450 (-2.3%) $617,367 (-4.2%) 1.03 25,769
2024-10-01 $434,500 (-3.2%) $614,235 (-5.2%) 1.02 25,909
2024-11-01 $428,000 (-3.8%) $610,033 (-4.3%) 1.03 25,494
2024-12-01 $422,450 (-2.9%) $600,315 (-4.5%) 1.05 22,744
2025-01-01 $415,500 (-3.6%) $591,167 (-3.4%) 1.04 21,422
2025-02-01 $415,950 (-4.4%) $595,119 (-3.8%) 1.01 21,794
2025-03-01 $423,503 (-3.8%) $613,883 (-2.4%) 0.00 23,675
Dallas's median listing price for 2025-03-01 was $423,503, a difference of $-16,487 (-3.8%) versus the prior year and $7,553 versus the prior month.

Dallas's median listing price comes in at 0% of the national average.

Dallas's average listing price for 2025-03-01 was $613,883, a difference of $-15,094 (-2.4%) versus the prior year and $18,764 versus the prior month.

For the 2025-03-01 period, Dallas had 23,675 MLS listings, a difference of 1,881 listings (9%) versus the prior month and 6,574 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Dallas (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 64 days 2,590 sqft
2018-02-01 48 days 2,635 sqft
2018-03-01 43 days 2,644 sqft
2018-04-01 39 days 2,675 sqft
2018-05-01 37 days 2,721 sqft
2018-06-01 39 days 2,672 sqft
2018-07-01 40 days 2,627 sqft
2018-08-01 47 days 2,551 sqft
2018-09-01 52 days 2,516 sqft
2018-10-01 56 days 2,499 sqft
2018-11-01 59 days 2,469 sqft
2018-12-01 65 days 2,437 sqft
2019-01-01 67 days 2,415 sqft
2019-02-01 57 days 2,439 sqft
2019-03-01 46 days 2,474 sqft
2019-04-01 44 days 2,507 sqft
2019-05-01 44 days 2,521 sqft
2019-06-01 47 days 2,515 sqft
2019-07-01 49 days 2,490 sqft
2019-08-01 51 days 2,439 sqft
2019-09-01 53 days 2,416 sqft
2019-10-01 54 days 2,405 sqft
2019-11-01 58 days 2,397 sqft
2019-12-01 65 days 2,351 sqft
2020-01-01 66 days 2,328 sqft
2020-02-01 50 days 2,337 sqft
2020-03-01 43 days 2,305 sqft
2020-04-01 49 days 2,328 sqft
2020-05-01 52 days 2,392 sqft
2020-06-01 46 days 2,403 sqft
2020-07-01 45 days 2,396 sqft
2020-08-01 44 days 2,369 sqft
2020-09-01 45 days 2,319 sqft
2020-10-01 46 days 2,297 sqft
2020-11-01 48 days 2,255 sqft
2020-12-01 52 days 2,206 sqft
2021-01-01 49 days 2,162 sqft
2021-02-01 39 days 2,157 sqft
2021-03-01 38 days 2,156 sqft
2021-04-01 29 days 2,151 sqft
2021-05-01 29 days 2,174 sqft
2021-06-01 28 days 2,175 sqft
2021-07-01 27 days 2,173 sqft
2021-08-01 31 days 2,179 sqft
2021-09-01 36 days 2,168 sqft
2021-10-01 36 days 2,154 sqft
2021-11-01 38 days 2,153 sqft
2021-12-01 42 days 2,147 sqft
2022-01-01 40 days 2,124 sqft
2022-02-01 32 days 2,106 sqft
2022-03-01 24 days 2,117 sqft
2022-04-01 23 days 2,154 sqft
2022-05-01 21 days 2,249 sqft
2022-06-01 22 days 2,304 sqft
2022-07-01 29 days 2,294 sqft
2022-08-01 35 days 2,262 sqft
2022-09-01 43 days 2,249 sqft
2022-10-01 44 days 2,248 sqft
2022-11-01 49 days 2,242 sqft
2022-12-01 59 days 2,216 sqft
2023-01-01 64 days 2,190 sqft
2023-02-01 59 days 2,192 sqft
2023-03-01 46 days 2,217 sqft
2023-04-01 39 days 2,272 sqft
2023-05-01 37 days 2,305 sqft
2023-06-01 36 days 2,321 sqft
2023-07-01 37 days 2,318 sqft
2023-08-01 42 days 2,296 sqft
2023-09-01 44 days 2,249 sqft
2023-10-01 46 days 2,227 sqft
2023-11-01 50 days 2,211 sqft
2023-12-01 58 days 2,187 sqft
2024-01-01 63 days 2,165 sqft
2024-02-01 48 days 2,158 sqft
2024-03-01 40 days 2,177 sqft
2024-04-01 40 days 2,201 sqft
2024-05-01 39 days 2,232 sqft
2024-06-01 43 days 2,233 sqft
2024-07-01 44 days 2,224 sqft
2024-08-01 49 days 2,200 sqft
2024-09-01 53 days 2,188 sqft
2024-10-01 56 days 2,167 sqft
2024-11-01 58 days 2,141 sqft
2024-12-01 66 days 2,117 sqft
2025-01-01 69 days 2,100 sqft
2025-02-01 56 days 2,100 sqft
2025-03-01 0 days 2,112 sqft
Dallas's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

Dallas's median square footage for active listings during the 2025-03-01 period was 2,112 sqft. One year prior, the average listing was 2,177 sqft.

FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).