Taos Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Taos averaged 6.69% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 7.11% and one month ago for the week of 2025-03-06, the average rate was 6.7%.

    Taos's average rate one year ago was 7.29%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.72%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Taos 30 Year Fixed Rate 2025-04-10 6.69%
    Taos 30 Year Fixed Rate Refi 2025-04-10 6.72%
    Taos 15 Year Fixed Rate 2025-04-10 5.62%
    Taos 15 Year Fixed Rate Refi 2025-04-10 6.32%
    Taos 30 Year FHA 2025-04-10 6.63%
    Taos 30 Year FHA Refi 2025-04-10 6.23%
    Taos 30 Year USDA 2025-04-10 6.65%
    Taos 30 Year USDA Refi 2025-04-10 6.25%
    Taos 30 Year VA 2025-04-10 6.29%
    Taos 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Taos, NM.

    Taos Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Taos, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 43 6.74% $8,291
    UNITED WHOLESALE MORTGAGE, LLC 21 6.83% $7,701
    NUSENDA 12 6.38% $3,388
    Flagstar Bank, FSB 11 6.80% $4,607
    Waterstone Mortgage Corporation 8 7.46% $8,703
    NBH Bank 6 7.65% $4,169
    DIRECTORS MORTGAGE, INC. 6 7.02% $10,288
    JPMorgan Chase Bank 6 6.83% $4,723
    PRIMARY RESIDENTIAL MORTGAGE, INC. 5 6.90% $4,330
    CMG MORTGAGE, INC. 4 7.00% $3,619
    21ST MORTGAGE CORPORATION 3 8.35% $6,169
    Wells Fargo Bank 3 6.58% $7,520
    MOVEMENT MORTGAGE, LLC 3 7.21% $7,665
    Del Norte Credit Union 3 6.87% $5,411
    Northpointe Bank 3 6.54% $6,503
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.25% $16,959
    ALLIANT CREDIT UNION 2 6.25% $4,060
    Bank of America 2 6.94% $7,003
    BETTER MORTGAGE CORPORATION 2 7.06% $6,184
    BMO Harris Bank 2 7.13% $7,663
    BROKER SOLUTIONS, INC. 2 6.56% $8,317
    First United Bank and Trust Company 2 6.81% $9,666
    GUARANTEED RATE, INC. 2 8.06% $5,170
    GUILD MORTGAGE COMPANY 2 6.88% $10,956
    Morgan Stanley Private Bank 2 6.03% $5,077
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.56% $6,944
    NEWREZ LLC 2 6.88% $12,296
    NexBank 2 7.13% $4,437
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.50% $9,785
    First Federal Bank 1 6.63% $3,927
    Kirtland Federal Credit Union 1 5.63% $6,139
    Luxury Mortgage Corp. 1 7.50% $21,957
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.50% $5,819
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.00% $6,019
    FBC MORTGAGE, LLC 1 6.63% $4,208
    Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $10,602
    USAA Federal Savings Bank 1 6.63% $3,728
    MYCUMORTGAGE, LLC 1 6.63% $5,924
    Nations Lending Corporation 1 6.99% $4,564
    NAVY FEDERAL CREDIT UNION 1 7.25% $2,954
    DEEPHAVEN MORTGAGE LLC 1 7.63% $11,883
    NBKC BANK 1 5.63% $1,400
    AMERICAN HERITAGE LENDING, INC. 1 8.00% $6,813
    Amarillo National Bank 1 7.13% $3,058
    CORNERSTONE HOME LENDING, INC. 1 7.13% $8,542
    Citibank 1 6.50% $7,451
    PENNYMAC LOAN SERVICES, LLC 1 7.62% $9,239
    PENTAGON FEDERAL CREDIT UNION 1 8.00% $12,352
    PLAZA HOME MORTGAGE, INC. 1 7.13% $7,266
    CHEVRON 1 5.63% $0
    BOKF 1 7.38% $6,506
    PURDUE FEDERAL CREDIT UNION 1 7.13% $2,771
    BAY EQUITY LLC 1 6.99% $10,303
    Raymond James Bank 1 6.38% $2,621
    RELIANCE FIRST CAPITAL, LLC 1 6.50% $9,352
    ROYAL UNITED MORTGAGE LLC 1 6.75% $6,146
    SANDIA LABORATORY 1 5.75% $3,314
    Stifel Bank and Trust 1 6.63% $3,512
    Sunflower Bank 1 7.38% $3,211
    Texas Regional Bank 1 6.97% $6,767
    The Central Trust Bank 1 5.75% $7,287
    GENEVA FINANCIAL, LLC 1 7.50% $6,865
    Great Plains National Bank 1 7.99% $7,917
    GUADALUPE CREDIT UNION 1 8.99% $9,432
    GUARANTEED RATE AFFINITY, LLC 1 6.50% $4,494
    The Loan Store, Inc. 1 6.63% $9,708
    UNION HOME MORTGAGE CORP. 1 6.99% $4,969

    Taos Average Closing Costs & Other Stats

    Taos, NM's 67 lenders originated 395 loans during 2024. The total origination value was $115,495,000, with an average loan value of $292,392.

    Taos's average closing costs are $5,786.

    The top Taos lender as defined by loan originations is QUICKEN LOANS, LLC, with 43 loans originated. Their average total fees are $8,291, which is $590 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Taos lenders (with over 10 loans originated) are NUSENDA ($3,388), Flagstar Bank, FSB ($4,607), UNITED WHOLESALE MORTGAGE, LLC ($7,701), QUICKEN LOANS, LLC ($8,291) and .

    The lowest rate Taos lenders (with over 10 loans originated) are NUSENDA (6.38%), QUICKEN LOANS, LLC (6.74%), Flagstar Bank, FSB (6.80%), UNITED WHOLESALE MORTGAGE, LLC (6.83%) and .

    Taos, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    QUICKEN LOANS, LLC $9,235,000 $16,105,000 74.4% 13.9%
    UNITED WHOLESALE MORTGAGE, LLC $9,580,000 $10,785,000 12.6% 9.3%
    NUSENDA $5,520,000 $5,070,000 -8.2% 4.4%
    Flagstar Bank, FSB $2,680,000 $4,810,000 79.5% 4.2%
    21ST MORTGAGE CORPORATION $4,365,000 $3,740,000 -14.3% 3.2%
    JPMorgan Chase Bank $2,000,000 $3,405,000 70.3% 2.9%
    Waterstone Mortgage Corporation $3,480,000 $3,220,000 -7.5% 2.8%
    DIRECTORS MORTGAGE, INC. $2,545,000 $2,445,000 -3.9% 2.1%
    NBH Bank $2,800,000 $2,185,000 -22.0% 1.9%
    NEWREZ LLC $205,000 $2,030,000 890.2% 1.8%
    BROKER SOLUTIONS, INC. $75,000 $1,990,000 2,553.3% 1.7%
    CMG MORTGAGE, INC. $510,000 $1,635,000 220.6% 1.4%
    Northpointe Bank $875,000 $1,595,000 82.3% 1.4%
    BETTER MORTGAGE CORPORATION $1,510,000 n/a 1.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $355,000 $1,510,000 325.4% 1.3%
    Luxury Mortgage Corp. $1,395,000 n/a 1.2%
    BOKF $1,095,000 $1,385,000 26.5% 1.2%
    PENNYMAC LOAN SERVICES, LLC $415,000 $1,305,000 214.5% 1.1%
    GUILD MORTGAGE COMPANY $1,285,000 n/a 1.1%
    Morgan Stanley Private Bank $1,220,000 $1,250,000 2.5% 1.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $930,000 $1,205,000 29.6% 1.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $465,000 $1,195,000 157.0% 1.0%
    Bank of America $1,640,000 $1,175,000 -28.4% 1.0%
    Mortgage Research Center, LLC $425,000 $1,175,000 176.5% 1.0%
    MOVEMENT MORTGAGE, LLC $705,000 $1,165,000 65.2% 1.0%
    The Central Trust Bank $365,000 $1,115,000 205.5% 1.0%
    BMO Harris Bank $1,040,000 n/a 0.9%
    Progressive Bank $1,025,000 n/a 0.9%
    PLAZA HOME MORTGAGE, INC. $720,000 $965,000 34.0% 0.8%
    RELIANCE FIRST CAPITAL, LLC $740,000 $960,000 29.7% 0.8%
    Washington Federal Bank $145,000 $960,000 562.1% 0.8%
    Del Norte Credit Union $640,000 $955,000 49.2% 0.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,220,000 $950,000 -22.1% 0.8%
    Equity Prime Mortgage LLC $945,000 n/a 0.8%
    Wells Fargo Bank $2,785,000 $925,000 -66.8% 0.8%
    NAVY FEDERAL CREDIT UNION $890,000 n/a 0.8%
    First United Bank and Trust Company $880,000 n/a 0.8%
    U.S. Bank $2,150,000 $880,000 -59.1% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $830,000 n/a 0.7%
    ALLIANT CREDIT UNION $820,000 n/a 0.7%
    AMERICAN HERITAGE LENDING, INC. $820,000 n/a 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $645,000 $775,000 20.2% 0.7%
    GUARANTEED RATE, INC. $1,835,000 $770,000 -58.0% 0.7%
    NexBank $770,000 n/a 0.7%
    Nations Lending Corporation $850,000 $765,000 -10.0% 0.7%
    MID AMERICA MORTGAGE, INC. $795,000 $715,000 -10.1% 0.6%
    CHEVRON $405,000 $640,000 58.0% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $275,000 $630,000 129.1% 0.5%
    NBKC BANK $595,000 n/a 0.5%
    Sunflower Bank $165,000 $595,000 260.6% 0.5%
    GENEVA FINANCIAL, LLC $1,275,000 $580,000 -54.5% 0.5%
    Great Plains National Bank $575,000 n/a 0.5%
    Worthington National Bank $565,000 n/a 0.5%
    GUADALUPE CREDIT UNION $250,000 $560,000 124.0% 0.5%
    Kirtland Federal Credit Union $195,000 $555,000 184.6% 0.5%
    PENTAGON FEDERAL CREDIT UNION $875,000 $555,000 -36.6% 0.5%
    FINANCE OF AMERICA REVERSE LLC $550,000 n/a 0.5%
    GUARANTEED RATE AFFINITY, LLC $525,000 n/a 0.5%
    Stifel Bank and Trust $505,000 n/a 0.4%
    EMERY FEDERAL CREDIT UNION $485,000 n/a 0.4%
    SOUTHWEST STAGE FUNDING, LLC $205,000 $485,000 136.6% 0.4%
    UNION HOME MORTGAGE CORP. $480,000 n/a 0.4%
    MICHIGAN MUTUAL, INC. $595,000 $455,000 -23.5% 0.4%
    FBC MORTGAGE, LLC $1,080,000 $450,000 -58.3% 0.4%
    Farm Credit Mid-America, ACA $435,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $425,000 n/a 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $325,000 $420,000 29.2% 0.4%
    Citibank $930,000 $415,000 -55.4% 0.4%
    VILLAGE CAPITAL MORTGAGE $415,000 n/a 0.4%
    Discover Bank $410,000 n/a 0.4%
    USAA Federal Savings Bank $945,000 $400,000 -57.7% 0.3%
    BAY EQUITY LLC $335,000 $385,000 14.9% 0.3%
    SouthStar Bank, S.S.B. $385,000 n/a 0.3%
    PURDUE FEDERAL CREDIT UNION $375,000 n/a 0.3%
    SANDIA LABORATORY $1,440,000 $375,000 -74.0% 0.3%
    TBK BANK, SSB $375,000 n/a 0.3%
    CORNERSTONE HOME LENDING, INC. $745,000 $345,000 -53.7% 0.3%
    The Loan Store, Inc. $325,000 n/a 0.3%
    VAN DYK MORTGAGE CORPORATION $325,000 n/a 0.3%
    Texas Regional Bank $305,000 n/a 0.3%
    MYCUMORTGAGE, LLC $285,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $790,000 $285,000 -63.9% 0.2%
    Amarillo National Bank $225,000 $275,000 22.2% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $255,000 n/a 0.2%
    First Federal Bank $255,000 n/a 0.2%
    Raymond James Bank $255,000 n/a 0.2%
    MOUNTAIN AMERICA $750,000 $245,000 -67.3% 0.2%
    Loan Simple, Inc. $235,000 n/a 0.2%
    Truist $235,000 n/a 0.2%
    DEEPHAVEN MORTGAGE LLC $225,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $225,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $630,000 $215,000 -65.9% 0.2%
    Figure Lending LLC $210,000 n/a 0.2%
    Bethpage Federal Credit Union $205,000 n/a 0.2%
    BancorpSouth $185,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $185,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $470,000 $185,000 -60.6% 0.2%
    Enterprise Bank & Trust $805,000 $160,000 -80.1% 0.1%
    Bank-Fund Staff Federal Credit Union $145,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $475,000 $115,000 -75.8% 0.1%
    TOWER $175,000 $115,000 -34.3% 0.1%
    First Financial Bank $105,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,305,000 $105,000 -92.0% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $245,000 $85,000 -65.3% 0.1%
    PNC Bank $535,000 $65,000 -87.9% 0.1%
    ROYAL UNITED MORTGAGE LLC $55,000 n/a 0.0%
    SPRING EQ, LLC $55,000 n/a 0.0%
    Coastal Community Bank $35,000 n/a 0.0%

    Taos's top lender by overall market share is QUICKEN LOANS, LLC, with 13.9% market share. In second place, with 9.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $10,785,000 in loans. In third place, with 4.4%, is NUSENDA, having originated $5,070,000 in loans. In fourth place, with 4.2%, is Flagstar Bank, FSB, having originated $4,810,000 in loans. In fifth place, with 3.2%, is 21ST MORTGAGE CORPORATION, having originated $3,740,000 in loans.

    Taos Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Taos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $383,375 (10.6%) $571,040 (14.1%) 0.00 291
    2018-02-01 $382,000 (10.1%) $649,263 (30.6%) 0.00 281
    2018-03-01 $375,000 (10.9%) $635,833 (29.7%) 0.00 289
    2018-04-01 $367,450 (11.5%) $631,040 (31.7%) 0.00 306
    2018-05-01 $377,250 (10.8%) $569,737 (21.0%) 0.00 330
    2018-06-01 $397,000 (15.1%) $574,266 (20.9%) 0.00 363
    2018-07-01 $399,000 (14.0%) $576,594 (23.4%) 0.00 393
    2018-08-01 $393,500 (12.4%) $565,128 (22.9%) 0.00 417
    2018-09-01 $385,000 (10.0%) $577,878 (25.8%) 0.00 424
    2018-10-01 $389,750 (11.5%) $578,033 (22.2%) 0.00 398
    2018-11-01 $397,500 (10.5%) $617,788 (22.0%) 0.00 368
    2018-12-01 $398,000 (9.2%) $660,618 (30.3%) 0.00 344
    2019-01-01 $394,225 (2.8%) $684,545 (19.9%) 0.00 314
    2019-02-01 $389,750 (2.0%) $577,865 (-11.0%) 0.00 309
    2019-03-01 $385,286 (2.7%) $560,667 (-11.8%) 0.00 310
    2019-04-01 $379,000 (3.1%) $537,015 (-14.9%) 0.00 314
    2019-05-01 $376,000 (-0.3%) $512,945 (-10.0%) 0.00 347
    2019-06-01 $379,000 (-4.5%) $518,336 (-9.7%) 0.00 369
    2019-07-01 $377,000 (-5.5%) $529,817 (-8.1%) 0.00 390
    2019-08-01 $375,545 (-4.6%) $531,957 (-5.9%) 0.00 395
    2019-09-01 $376,364 (-2.2%) $537,561 (-7.0%) 0.00 398
    2019-10-01 $387,500 (-0.6%) $546,163 (-5.5%) 0.00 394
    2019-11-01 $399,000 (0.4%) $574,248 (-7.1%) 0.00 350
    2019-12-01 $399,000 (0.3%) $569,357 (-13.8%) 0.00 335
    2020-01-01 $408,113 (3.5%) $589,626 (-13.9%) 0.00 281
    2020-02-01 $399,000 (2.4%) $586,953 (1.6%) 0.00 282
    2020-03-01 $399,475 (3.7%) $592,057 (5.6%) 0.00 276
    2020-04-01 $399,000 (5.3%) $581,822 (8.3%) 0.00 265
    2020-05-01 $404,950 (7.7%) $577,697 (12.6%) 0.00 265
    2020-06-01 $425,000 (12.1%) $579,072 (11.7%) 0.00 262
    2020-07-01 $427,000 (13.3%) $588,259 (11.0%) 0.00 261
    2020-08-01 $448,000 (19.3%) $639,941 (20.3%) 0.00 228
    2020-09-01 $485,000 (28.9%) $674,300 (25.4%) 0.00 209
    2020-10-01 $495,000 (27.7%) $724,765 (32.7%) 0.00 204
    2020-11-01 $493,750 (23.8%) $711,748 (23.9%) 0.00 166
    2020-12-01 $472,000 (18.3%) $681,771 (19.7%) 0.00 156
    2021-01-01 $442,450 (8.4%) $699,586 (18.7%) 0.00 135
    2021-02-01 $455,500 (14.2%) $729,059 (24.2%) 0.00 113
    2021-03-01 $489,500 (22.5%) $774,752 (30.9%) 0.00 106
    2021-04-01 $495,750 (24.3%) $797,966 (37.2%) 0.00 117
    2021-05-01 $459,000 (13.4%) $747,145 (29.3%) 0.00 120
    2021-06-01 $448,000 (5.4%) $718,114 (24.0%) 0.00 147
    2021-07-01 $462,500 (8.3%) $704,182 (19.7%) 0.00 164
    2021-08-01 $465,725 (4.0%) $714,656 (11.7%) 0.00 164
    2021-09-01 $449,000 (-7.4%) $713,376 (5.8%) 0.00 147
    2021-10-01 $493,500 (-0.3%) $807,810 (11.5%) 0.00 138
    2021-11-01 $475,500 (-3.7%) $792,899 (11.4%) 0.00 117
    2021-12-01 $492,000 (4.2%) $781,432 (14.6%) 0.00 111
    2022-01-01 $479,000 (8.3%) $780,874 (11.6%) 0.00 99
    2022-02-01 $505,500 (11.0%) $816,870 (12.0%) 0.00 83
    2022-03-01 $478,500 (-2.3%) $772,132 (-0.3%) 0.00 91
    2022-04-01 $496,500 (0.2%) $801,824 (0.5%) 0.00 90
    2022-05-01 $572,000 (24.6%) $812,921 (8.8%) 0.00 98
    2022-06-01 $582,750 (30.1%) $794,220 (10.6%) 0.00 115
    2022-07-01 $609,000 (31.7%) $849,758 (20.7%) 0.00 139
    2022-08-01 $602,250 (29.3%) $842,894 (17.9%) 0.00 158
    2022-09-01 $562,250 (25.2%) $802,627 (12.5%) 0.00 163
    2022-10-01 $580,000 (17.5%) $758,542 (-6.1%) 0.00 162
    2022-11-01 $546,500 (14.9%) $727,804 (-8.2%) 0.00 172
    2022-12-01 $579,500 (17.8%) $758,389 (-3.0%) 0.00 164
    2023-01-01 $569,000 (18.8%) $750,780 (-3.9%) 0.00 149
    2023-02-01 $568,500 (12.5%) $735,139 (-10.0%) 0.00 140
    2023-03-01 $568,500 (18.8%) $751,941 (-2.6%) 0.00 130
    2023-04-01 $565,750 (14.0%) $732,187 (-8.7%) 0.00 138
    2023-05-01 $554,000 (-3.2%) $721,009 (-11.3%) 0.00 135
    2023-06-01 $595,000 (2.1%) $733,512 (-7.6%) 0.00 156
    2023-07-01 $577,000 (-5.3%) $727,027 (-14.4%) 0.00 171
    2023-08-01 $617,500 (2.5%) $802,919 (-4.7%) 0.00 166
    2023-09-01 $622,000 (10.6%) $809,106 (0.8%) 0.00 165
    2023-10-01 $625,000 (7.8%) $850,244 (12.1%) 0.00 170
    2023-11-01 $644,750 (18.0%) $900,230 (23.7%) 0.00 155
    2023-12-01 $649,000 (12.0%) $919,452 (21.2%) 0.00 148
    2024-01-01 $648,250 (13.9%) $921,905 (22.8%) 0.00 148
    2024-02-01 $633,750 (11.5%) $1,079,791 (46.9%) 0.00 154
    2024-03-01 $650,000 (14.3%) $1,087,154 (44.6%) 0.00 158
    2024-04-01 $667,250 (17.9%) $903,106 (23.3%) 0.00 166
    2024-05-01 $661,250 (19.4%) $873,019 (21.1%) 0.00 186
    2024-06-01 $649,000 (9.1%) $866,525 (18.1%) 0.00 199
    2024-07-01 $645,000 (11.8%) $850,878 (17.0%) 0.00 211
    2024-08-01 $632,500 (2.4%) $852,109 (6.1%) 0.00 221
    2024-09-01 $610,000 (-1.9%) $841,795 (4.0%) 0.00 227
    2024-10-01 $620,750 (-0.7%) $848,563 (-0.2%) 0.00 223
    2024-11-01 $600,000 (-6.9%) $798,736 (-11.3%) 0.00 213
    2024-12-01 $599,000 (-7.7%) $800,548 (-12.9%) 0.00 207
    2025-01-01 $597,175 (-7.9%) $781,547 (-15.2%) 0.00 196
    2025-02-01 $598,350 (-5.6%) $858,563 (-20.5%) 0.00 199
    2025-03-01 $599,000 (-7.9%) $872,254 (-19.8%) 0.00 208
    Taos's median listing price for 2025-03-01 was $599,000, a difference of $-51,000 (-7.9%) versus the prior year and $650 versus the prior month.

    Taos's median listing price comes in at 0% of the national average.

    Taos's average listing price for 2025-03-01 was $872,254, a difference of $-214,900 (-19.8%) versus the prior year and $13,691 versus the prior month.

    For the 2025-03-01 period, Taos had 208 MLS listings, a difference of 9 listings (5%) versus the prior month and 50 listings (32%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Taos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,900 sqft
    2018-02-01 0 days 1,900 sqft
    2018-03-01 0 days 1,848 sqft
    2018-04-01 0 days 1,800 sqft
    2018-05-01 0 days 1,864 sqft
    2018-06-01 0 days 1,892 sqft
    2018-07-01 0 days 1,895 sqft
    2018-08-01 0 days 1,809 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,800 sqft
    2018-11-01 0 days 1,800 sqft
    2018-12-01 0 days 1,800 sqft
    2019-01-01 0 days 1,800 sqft
    2019-02-01 0 days 1,800 sqft
    2019-03-01 0 days 1,800 sqft
    2019-04-01 0 days 1,800 sqft
    2019-05-01 0 days 1,800 sqft
    2019-06-01 0 days 1,832 sqft
    2019-07-01 0 days 1,842 sqft
    2019-08-01 0 days 1,821 sqft
    2019-09-01 0 days 1,826 sqft
    2019-10-01 0 days 1,848 sqft
    2019-11-01 0 days 1,863 sqft
    2019-12-01 0 days 1,862 sqft
    2020-01-01 0 days 1,881 sqft
    2020-02-01 0 days 1,876 sqft
    2020-03-01 0 days 1,859 sqft
    2020-04-01 0 days 1,808 sqft
    2020-05-01 0 days 1,857 sqft
    2020-06-01 0 days 1,824 sqft
    2020-07-01 0 days 1,906 sqft
    2020-08-01 0 days 1,979 sqft
    2020-09-01 0 days 2,000 sqft
    2020-10-01 0 days 2,149 sqft
    2020-11-01 0 days 2,158 sqft
    2020-12-01 0 days 1,969 sqft
    2021-01-01 0 days 1,896 sqft
    2021-02-01 0 days 2,006 sqft
    2021-03-01 0 days 1,955 sqft
    2021-04-01 0 days 1,881 sqft
    2021-05-01 0 days 1,777 sqft
    2021-06-01 0 days 1,877 sqft
    2021-07-01 0 days 1,876 sqft
    2021-08-01 0 days 1,818 sqft
    2021-09-01 0 days 1,864 sqft
    2021-10-01 0 days 1,897 sqft
    2021-11-01 0 days 1,859 sqft
    2021-12-01 0 days 1,912 sqft
    2022-01-01 0 days 1,869 sqft
    2022-02-01 0 days 1,888 sqft
    2022-03-01 0 days 1,884 sqft
    2022-04-01 0 days 1,878 sqft
    2022-05-01 0 days 1,933 sqft
    2022-06-01 0 days 1,800 sqft
    2022-07-01 0 days 1,966 sqft
    2022-08-01 0 days 1,959 sqft
    2022-09-01 0 days 1,899 sqft
    2022-10-01 0 days 1,881 sqft
    2022-11-01 0 days 1,810 sqft
    2022-12-01 0 days 1,945 sqft
    2023-01-01 0 days 1,927 sqft
    2023-02-01 0 days 1,943 sqft
    2023-03-01 0 days 1,953 sqft
    2023-04-01 0 days 1,978 sqft
    2023-05-01 0 days 1,935 sqft
    2023-06-01 0 days 2,000 sqft
    2023-07-01 0 days 1,917 sqft
    2023-08-01 0 days 1,934 sqft
    2023-09-01 0 days 1,945 sqft
    2023-10-01 0 days 2,000 sqft
    2023-11-01 0 days 2,007 sqft
    2023-12-01 0 days 2,000 sqft
    2024-01-01 0 days 2,043 sqft
    2024-02-01 0 days 2,000 sqft
    2024-03-01 0 days 2,000 sqft
    2024-04-01 0 days 2,000 sqft
    2024-05-01 0 days 1,934 sqft
    2024-06-01 0 days 1,913 sqft
    2024-07-01 0 days 1,916 sqft
    2024-08-01 0 days 1,977 sqft
    2024-09-01 0 days 1,938 sqft
    2024-10-01 0 days 1,945 sqft
    2024-11-01 0 days 1,944 sqft
    2024-12-01 0 days 1,826 sqft
    2025-01-01 0 days 1,749 sqft
    2025-02-01 0 days 1,747 sqft
    2025-03-01 0 days 1,810 sqft
    Taos's median listing age (time on market) for 2025-03-01 was 0 days.

    Taos's median square footage for active listings during the 2025-03-01 period was 1,810 sqft. One year prior, the average listing was 2,000 sqft.

    Taos, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 246 $86,880,000 $353,171
    Cash Out Refi 48 $10,310,000 $214,792
    Refi 40 $12,140,000 $303,500
    Other 32 $3,660,000 $114,375
    Home Improvement 29 $2,505,000 $86,379

    Taos's most frequently cited loan purpose was Home Purchase, with 246 originations. The 2nd most popular reason was Cash Out Refi, with 48 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 156 $51,490,000 $330,064
    Over 8% 99 $15,035,000 $151,869
    7-8% 98 $33,860,000 $345,510
    5-6% 33 $12,015,000 $364,091
    <2.5% 1 $15,000 $15,000
    4-5% 1 $85,000 $85,000

    During 2024, Taos's most frequently originated rate bucket was 6-7%, with 156 originations.

    Loan Sizing (Taos, NM MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 154 $44,670,000 $290,065
    $100k-200k 83 $12,195,000 $146,928
    $400k-600k 71 $34,325,000 $483,451
    $100,000 or less 61 $3,385,000 $55,492
    $600k-1000k 22 $16,290,000 $740,455
    $Over $1MM 4 $4,630,000 $1,157,500

    Taos's loan sizing saw the bucket of loans from $200k-400k with 154 originations, totaling $44,670,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 117 $41,995,000 $358,932
    60-80% 96 $38,360,000 $399,583
    40-60% 68 $18,910,000 $278,088
    Under 20% 59 $3,855,000 $65,339
    20-40% 40 $6,570,000 $164,250
    Over 100% 6 $2,340,000 $390,000

    Taos's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 117 originations, totaling $41,995,000 in origination value.