Dallas VA Loan Rates, Closing Costs & Stats

Dallas-Fort Worth-Arlington, TX

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Dallas's 340 lenders originated 21,935 VA loans during 2021. The total origination value was $7,152,925,000, with an average VA loan value of $326,096.

Dallas VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Dallas averaged 0.29% for the week of 2022-11-25, compared to the national average (all VA variants) of 0% for the same period.

Dallas's average VA mortgage closing costs are $6,299.

The average rate for the prior week (2022-11-18) was 6.88% and one month ago for the week of 2022-10-21, the average rate was 7.02%.

The average rate one year ago was 3.5%.

For refis of the same type during the week of 2022-11-25, the average rate was 0.32%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Dallas VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Dallas level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
FREEDOM MORTGAGE CORPORATION 1,847 2.39% $3,197
Mortgage Research Center, LLC 1,387 2.81% $7,345
QUICKEN LOANS, LLC 1,067 2.38% $4,206
PENNYMAC LOAN SERVICES, LLC 947 2.31% $6,160
DHI MORTGAGE COMPANY, LTD. 573 2.72% $7,487
NAVY FEDERAL CREDIT UNION 560 2.47% $5,868
LOANDEPOT.COM, LLC 536 2.70% $6,913
USAA Federal Savings Bank 481 2.81% $4,948
LAKEVIEW LOAN SERVICING, LLC 457 2.42% $3,192
Mr. Cooper ( Nationstar Mortgage ) 434 2.69% $4,077
UNITED WHOLESALE MORTGAGE, LLC 429 2.51% $5,857
CALIBER HOME LOANS, INC. 401 2.49% $5,303
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 399 2.91% $9,131
VILLAGE CAPITAL MORTGAGE 353 2.37% $3,628
CLEARPATH LENDING 332 2.30% $4,361
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 282 2.94% $9,665
PRIMELENDING, A PLAINSCAPITAL COMPANY 255 2.93% $10,547
Wells Fargo Bank 246 2.53% $5,342
ARK-LA-TEX FINANCIAL SERVICES, LLC. 220 2.87% $8,107
SFMC, LP 209 3.04% $12,446
HOME POINT FINANCIAL CORPORATION 208 2.44% $6,208
GUARANTEED RATE, INC. 201 2.73% $8,049
GUILD MORTGAGE COMPANY 190 2.89% $8,341
NEW DAY FINANCIAL, LLC 190 2.44% $5,413
Gateway First Bank 181 2.81% $7,144
PENTAGON FEDERAL CREDIT UNION 177 2.32% $3,312
Lakeview Community Capital, LLC 167 2.46% $2,905
MID AMERICA MORTGAGE, INC. 150 2.99% $5,136
First United Bank and Trust Company 150 2.86% $8,643
AMCAP MORTGAGE, LTD. 146 3.17% $10,432
PULTE MORTGAGE LLC 143 2.82% $5,528
EAGLE HOME MORTGAGE, LLC 142 2.96% $5,244
HOMESIDE FINANCIAL, LLC 142 3.05% $7,486
PLANET HOME LENDING, LLC 137 2.53% $4,012
AMERICAN FINANCIAL NETWORK, INC. 131 2.70% $11,132
NEWREZ LLC 124 2.62% $5,082
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 118 2.97% $9,438
MOVEMENT MORTGAGE, LLC 117 2.87% $6,610
Trinity Oaks Mortgage, LLC 116 2.86% $10,182
Low VA Rates, LLC 113 2.46% $4,578
Prosperity Home Mortgage, LLC 111 2.69% $9,665
ASPIRE FINANCIAL, INC. 109 2.44% $5,276
Republic State Mortgage Co. 107 2.87% $7,979
MORTGAGE FINANCIAL SERVICES, LLC 106 2.91% $9,110
HOMEBRIDGE FINANCIAL SERVICES, INC. 97 2.48% $6,398
Paramount Residential Mortgage Group, Inc. 96 2.93% $11,012
First Guaranty Mortgage Corporation 95 2.44% $4,341
CROSSCOUNTRY MORTGAGE, LLC 90 2.83% $10,914
SUN WEST MORTGAGE COMPANY, INC. 85 2.43% $4,629
EVERETT FINANCIAL, INC. 80 3.18% $8,332
THRIVE MORTGAGE, LLC 78 2.92% $10,951
Carrington Mortgage Services, LLC 76 3.00% $5,538
InterContinental Capital Group, Inc 75 2.32% $4,125
WILLOW BEND MORTGAGE COMPANY, LLC 73 2.77% $8,089
BROKER SOLUTIONS, INC. 72 2.57% $6,746
NBKC BANK 72 2.45% $4,911
CHERRY CREEK MORTGAGE, LLC 71 2.95% $5,582
Barrington Bank & Trust Company, N.A. 70 2.65% $4,688
GREAT WESTERN FINANCIAL SERVICES, INC. 66 2.83% $8,554
First Bank 64 2.97% $8,483
PLAZA HOME MORTGAGE, INC. 63 2.59% $6,467
BROOKHOLLOW MORTGAGE SERVICES, LTD 60 2.96% $8,657
AMERISAVE MORTGAGE CORPORATION 58 2.68% $5,244
INTEGRITY MORTGAGE CORPORATION OF TEXAS 57 2.61% $7,230
NP, Inc. 56 2.33% $4,868
GUARANTEED RATE AFFINITY, LLC 55 2.54% $5,384
CMG MORTGAGE, INC. 51 2.80% $8,829
LHM FINANCIAL CORPORATION 51 2.75% $7,169
Flagstar Bank, FSB 51 2.53% $9,078
ACCELERATE MORTGAGE, LLC 50 2.11% $6,263
First Financial Bank 48 2.65% $9,277
CORNERSTONE HOME LENDING, INC. 47 2.82% $9,361
Equity Prime Mortgage LLC 46 3.29% $7,103
North American Savings Bank, F.S.B. 45 2.40% $4,259
LOANPAL, LLC 45 2.53% $4,979
ACADEMY MORTGAGE CORPORATION 42 2.86% $9,798
Citizens Bank 42 2.53% $8,945
AMERICAN PACIFIC MORTGAGE CORPORATION 41 2.83% $8,736
City Bank 41 2.71% $8,292
ANGEL OAK HOME LOANS LLC 41 2.83% $6,496
M/I FINANCIAL, LLC 39 2.66% $10,955
SOUTHWEST FUNDING, LP 39 2.88% $13,489
DAS Acquisition Company, LLC 39 3.17% $9,426
The Federal Savings Bank 38 2.56% $5,329
Town Square Mortgage & Investments, Inc. 38 3.05% $8,382
UNION HOME MORTGAGE CORP. 38 2.49% $6,679
SUMMIT FUNDING, INC. 38 3.14% $11,699
CRESTMARK MORTGAGE COMPANY, LTD. 37 2.99% $8,195
AmeriHome Mortgage Company, LLC 36 2.84% $2,694
S1L, Inc. 36 3.04% $10,367
NATIONS RELIABLE LENDING, LLC 35 3.01% $8,883
FIRST CONTINENTAL MORTGAGE, LTD. 35 3.22% $6,777
EUSTIS AND AMERICAN MORTGAGE COMPANY 35 2.83% $8,528
MUTUAL OF OMAHA MORTGAGE, INC. 34 2.59% $6,861
SECURITYNATIONAL MORTGAGE COMPANY 34 3.16% $10,775
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 34 2.87% $5,716
Commerce Home Mortgage, Inc. 33 2.64% $5,933
PRIMARY RESIDENTIAL MORTGAGE, INC. 31 3.29% $10,560
Colonial Savings, F.A. 30 2.92% $6,270
NTFN, INC. 30 2.65% $8,687
BNC National Bank 29 2.29% $6,179
South Pacific Financial Corporation 29 2.62% $9,473
FIRST CENTENNIAL MORTGAGE CORPORATION 29 2.69% $7,709
ZILLOW HOME LOANS, LLC 28 2.50% $10,312
Independent Bank 28 2.84% $7,354
PRIORITY HOME MORTGAGE, L.P. 28 2.71% $7,075
MORTGAGE SOLUTIONS OF COLORADO, LLC 26 3.08% $7,506
SWBC MORTGAGE CORPORATION 26 3.09% $7,293
CERTAINTY HOME LOANS, LLC 25 2.93% $6,027
KS StateBank 24 2.28% $9,912
V.I.P. MORTGAGE, INC. 24 2.86% $8,789
OPEN MORTGAGE, LLC 24 2.77% $7,961
Hometown Lenders, Inc. 24 3.01% $9,639
KELLER MORTGAGE, LLC 23 2.67% $7,787
VELOCIO MORTGAGE L.L.C. 23 3.08% $6,359
Sunflower Bank 23 2.69% $6,623
INTERLINC MORTGAGE SERVICES, LLC 23 3.23% $10,490
FINANCE OF AMERICA MORTGAGE LLC 23 2.61% $7,098
LEADERONE FINANCIAL CORPORATION 22 3.04% $7,455
Paramount Bank 22 2.53% $6,797
Affiliated Bank 22 2.54% $7,481
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 21 2.96% $9,818
Credence Funding Corporation 20 2.38% $2,823
CHURCHILL MORTGAGE CORPORATION 20 2.72% $8,207
TJC Mortgage, Inc. 19 2.26% $4,378
Amerifirst Financial, Inc. 18 2.86% $6,003
GENEVA FINANCIAL, LLC 18 2.85% $9,811
First State Bank 17 2.71% $9,073
First National Bank 17 2.84% $6,612
PREMIA MORTGAGE, LLC 16 2.44% $8,681
Wallick & Volk, Inc. 16 3.11% $10,365
First Mortgage Solutions, LLC 16 2.14% $6,518
CONTOUR MORTGAGE CORPORATION 16 2.38% $4,331
Strong Home Mortgage, LLC 16 2.41% $4,103
THE MORTGAGE FIRM, INC. 15 2.62% $7,460
FIRST EQUITY MORTGAGE INCORPORATED 15 2.60% $10,685
STEARNS LENDING, LLC 15 2.57% $7,045
NATIONS DIRECT MORTGAGE, LLC 14 3.00% $8,437
Magnolia Bank 14 2.52% $5,695
KBHS HOME LOANS, LLC 14 3.51% $8,443
Goldwater Bank, N.A. 14 2.94% $12,109
M&T Bank 14 2.52% $4,598
AMERICAN FINANCING CORPORATION 13 2.62% $5,874
Waterstone Mortgage Corporation 13 3.12% $8,075
Wyndham Capital Mortgage, Inc. 13 2.38% $3,212
PILGRIM MORTGAGE LLC 13 2.53% $6,574
CLM MORTGAGE, INC 13 2.75% $7,428
BOKF 12 2.83% $11,610
MICHIGAN MUTUAL, INC. 11 3.13% $16,039
SOVEREIGN LENDING GROUP INCORPORATED 11 2.57% $3,016
First Bank & Trust 11 3.06% $9,389
LENDING 3, INC. 11 2.69% $5,926
Nations Lending Corporation 10 3.00% $10,207
Midwest Mortgage Associates Corporation 10 2.74% $7,816
UNITED MORTGAGE CORP. 10 2.60% $4,026
The Home Loan Expert LLC 10 2.55% $9,005
NETWORK CAPITAL FUNDING CORPORATION 10 2.41% $3,057
Watermark Capital, Inc. 10 2.69% $7,509
CELEBRITY HOME LOANS, LLC 9 2.92% $10,649
First Home Bank 9 2.89% $8,138
Northpointe Bank 9 2.88% $5,463
CALCON MUTUAL MORTGAGE LLC 9 3.88% $8,174
Bank of England 9 2.75% $9,067
First National Bank Texas 8 2.77% $7,573
Loan Simple, Inc. 8 2.94% $7,037
Armed Forces Bank 8 2.34% $3,743
Network Funding, L.P. 8 2.77% $8,000
Truist 8 2.63% $3,370
NexBank 8 2.91% $7,811
TBI MORTGAGE COMPANY 8 2.58% $8,554
Atlantic Home Loans, Inc. 8 2.87% $5,875
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 8 3.16% $7,847
INTERCAP LENDING INC. 8 2.34% $2,595
VAN DYK MORTGAGE CORPORATION 8 2.69% $9,249
SENTE MORTGAGE, INC. 8 3.12% $11,956
SIWELL, INC. 7 2.39% $3,786
FC LENDING, LTD. 7 3.27% $12,520
T2 FINANCIAL LLC 7 2.80% $8,826
PHH Mortgage Corporation 7 3.05% $4,586
Mid-Continent Funding, Inc. 7 2.84% $5,834
Origin Bank 7 2.98% $5,432
BancorpSouth Bank 7 2.70% $9,422
Prime Choice Funding Inc. 7 2.34% $3,704
LENDUS, LLC 6 2.50% $9,089
GMFS LLC 6 2.79% $3,258
JPMorgan Chase Bank 6 2.69% $4,529
First Savings Bank 6 2.98% $12,213
ROUNDPOINT MORTGAGE SERVICING CORPORATION 6 3.08% $3,805
RB MORTGAGE LLC 6 2.56% $12,243
First Federal Bank of Kansas City 6 2.25% $3,355
EMBRACE HOME LOANS, INC. 6 2.56% $6,822
DRAPER AND KRAMER MORTGAGE CORP. 6 2.71% $3,653
U.S. Bank 6 2.87% $10,713
Encompass Lending Group, LP 5 3.20% $13,258
American National Bank & Trust 5 2.63% $9,818
First National Bank of Omaha 5 2.78% $11,040
Texana Bank 4 2.34% $4,353
PNC Bank 4 2.88% $3,974
Simmons Bank 4 2.41% $4,314
RANLIFE, INC. 4 2.84% $7,606
J. VIRGIL, INC. 4 2.63% $9,431
Capital Bank 4 2.28% $9,720
CANOPY MORTGAGE, LLC 4 2.31% $3,385
HOMESTEAD FUNDING CORP. 4 2.25% $2,389
AMERICAN FINANCIAL RESOURCES, INC. 4 3.50% $10,191
American Bank of Oklahoma 4 2.97% $8,680
Inwood National Bank 4 2.09% $12,501
MORTGAGEONE, INC. 4 2.94% $3,949
Prosperity Bank 4 2.53% $7,618
HOMETRUST MORTGAGE COMPANY 4 2.47% $10,061
SIRVA MORTGAGE, INC. 4 3.09% $5,556
SUCCESS MORTGAGE PARTNERS, INC. 4 3.28% $6,996
LIBERTY HOME MORTGAGE CORPORATION 4 2.25% $5,355
CHAMPIONS MORTGAGE LLC 4 2.44% $5,362
INFINITY MORTGAGE HOLDINGS, LLC 4 2.56% $5,189
NBH Bank 4 2.50% $12,410
Lend Smart Mortgage, LLC 4 3.16% $9,485
GSB MORTGAGE, INC. 4 3.09% $8,677
Plains Commerce Bank 3 2.58% $5,992
Bank of America 3 3.21% $6,531
BARTON CREEK LENDING GROUP, LLC 3 2.29% $7,597
BAYSHORE MORTGAGE FUNDING, LLC 3 2.67% $2,935
Austin Capital Bank SSB 3 3.38% $5,111
BECKAM FUNDING CORP. 3 3.63% $7,781
FLAT BRANCH MORTGAGE, INC. 3 2.96% $30,623
ASSOCIATED MORTGAGE CORPORATION 3 2.50% $10,208
ALAMEDA MORTGAGE CORPORATION 3 2.63% $5,062
FirstBank 3 2.38% $5,472
FBC MORTGAGE, LLC 3 2.50% $8,022
AmRes Corporation 3 2.63% $7,139
MEMBER FIRST MORTGAGE, LLC 3 3.04% $5,135
MORIA DEVELOPMENT, INC. 3 3.08% $8,792
EECU 3 3.21% $6,738
DIRECTIONS EQUITY, LLC 3 3.00% $9,307
AMERICA'S CHOICE HOME LOANS LP 3 2.50% $5,878
COMPASS MORTGAGE, INC. 3 2.54% $4,354
Community First National Bank 3 2.54% $2,783
UMB Bank 3 2.50% $8,966
NOVA FINANCIAL & INVESTMENT CORPORATION 3 2.46% $3,392
OCEANSIDE MORTGAGE COMPANY 3 2.54% $685
TEXAS TECH 3 2.46% $5,345
Texas Bank Financial 3 2.96% $6,476
Opendoor Home Loans LLC 3 2.83% $9,554
OCMBC, INC. 2 3.56% $10,327
CityWorth Mortgage LLC 2 2.69% $4,362
PANORAMA MORTGAGE GROUP, LLC 2 3.56% $8,940
TOWNE MORTGAGE COMPANY 2 2.68% $8,122
TruHome Solutions, LLC 2 2.63% $4,704
Neighborhood Loans, Inc. 2 2.75% $4,789
SOUTHWEST STAGE FUNDING, LLC 2 3.38% $5,192
NATIONWIDE MORTGAGE BANKERS, INC. 2 2.38% $8,679
COUNTRYPLACE MORTGAGE, LTD. 2 2.88% $13,475
Home Mortgage Alliance Corp 2 2.25% $9,343
MOUNTAIN WEST FINANCIAL, INC. 2 2.38% $11,366
METROPLEX MORTGAGE SERVICES, INC. 2 2.50% $5,045
PLUS RELOCATION MORTGAGE, LLC 2 2.88% $12,529
Meridian Bank Corporation 2 2.50% $4,157
LAND HOME FINANCIAL SERVICES, INC. 2 2.50% $5,337
ROYAL UNITED MORTGAGE LLC 2 2.50% $3,241
First Option Mortgage, LLC 2 3.25% $14,432
Florida Capital Bank 2 2.31% $4,184
JAMES B. NUTTER & COMPANY 2 2.31% $2,630
HAMILTON HOME LOANS, INC. 2 3.25% $13,456
HANCOCK MORTGAGE PARTNERS, LLC 2 3.13% $15,966
Regions Bank 2 2.69% $11,641
Red River Bank 2 2.38% $6,168
Happy State Bank 2 2.44% $4,204
Ixonia Bank 1 2.50% $12,211
Academy Bank 1 2.50% $3,501
Amarillo National Bank 1 3.25% $5,695
American Mortgage Bank, LLC 1 3.50% $8,778
Ameris Bank 1 2.63% $6,172
ARC HOME LLC 1 2.75% $7,564
Arvest Bank 1 2.50% $17,423
Assurance Financial Group, L.L.C. 1 2.75% $5,110
AXIA FINANCIAL, LLC 1 2.75% $749
Bank of Colorado 1 2.38% $1,920
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.00% $7,731
BAY EQUITY LLC 1 2.75% $3,114
BELEM SERVICING LLC 1 2.63% $2,501
BKCO MORTGAGE, LLC 1 2.25% $8,226
Chambers Bank 1 2.63% $2,348
Citibank 1 3.00% $4,791
DELMAR FINANCIAL COMPANY 1 2.88% $4,285
DSLD MORTGAGE, LLC 1 2.55% $4,583
Eagle Bank and Trust Company 1 2.25% $1,685
East Coast Capital Corp. 1 2.75% $19,485
Extraco Banks 1 2.50% $9,721
Farmers & Stockmens Bank 1 2.75% $0
FIDELITY BANK 1 2.50% $3,559
First Federal Bank 1 2.25% $2,293
First Federal Bank 1 2.75% $9,481
First Horizon Bank 1 2.88% $2,913
First Midwest Bank 1 2.25% $1,474
First State Bank of St. Charles, Missouri 1 2.75% $6,088
FIRST STATE MORTGAGE SERVICES, LLC 1 2.25% $3,230
F & M Bank 1 2.38% $14,292
GIBRALTAR MORTGAGE SERVICES, LLC 1 2.88% $5,003
Golden Empire Mortgage, Inc. 1 2.75% $10,593
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.25% $7,618
Great Plains National Bank 1 2.50% $29,260
GUARANTY HOME MORTGAGE CORPORATION 1 2.50% $7,793
HOME FINANCING UNLIMITED, INC. 1 2.88% $24,039
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.50% $2,059
Hometown Equity Mortgage, LLC 1 3.75% $6,527
INFINITY EQUITY GROUP, INC. 1 2.75% $5,771
INLAND BANK & TRUST 1 2.63% $19,602
INTELLILOAN, INC. 1 2.50% $12,412
INTERCOASTAL MORTGAGE COMPANY 1 2.75% $4,458
INTERNATIONAL CITY MORTGAGE, INC. 1 2.88% $3,181
1ST FINANCIAL, INC. 1 2.88% $5,361
LADERA LENDING, INC. 1 2.50% $4,560
LOANFLIGHT LENDING, LLC 1 2.38% $3,851
LOANPEOPLE, LLC 1 3.50% $4,526
Luxury Mortgage Corp. 1 2.88% $5,043
MEGASTAR FINANCIAL CORP. 1 2.75% $4,309
MidFirst Bank 1 2.88% $9,397
MORTGAGE ACCESS CORP. 1 2.25% $22,083
NFM, INC. 1 2.63% $7,506
Oakstar Bank 1 2.50% $2,051
ON Q FINANCIAL, INC. 1 2.75% $5,492
ONY GLO, INC. 1 2.13% $3,242
OVM FINANCIAL, INC. 1 3.75% $7,076
Presidential Bank, FSB 1 2.75% $6,420
RELIANCE FIRST CAPITAL, LLC 1 3.13% $4,771
RESIDENTIAL BANCORP. 1 2.25% $5,354
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.63% $6,231
SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C 1 2.88% $7,840
S&S Financial 1 2.25% $3,892
STANDARD MORTGAGE CORPORATION 1 2.38% $11,124
Stride Bank 1 3.75% $17,302
The Central Trust Bank 1 2.25% $11,739
The Huntington National Bank 1 2.88% $4,498
TIAA, FSB 1 2.63% $11,263
Triumph Bank 1 2.25% $2,988
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 2.75% $22,124
UNITED SECURITY FINANCIAL CORP 1 2.50% $3,845
UNIVERSAL LENDING CORPORATION 1 2.25% $3,117
UNIVERSITY LENDING GROUP, LLC 1 2.88% $10,493
Zions Bancorporation, N.A. 1 2.25% $2,804

The top Dallas VA lender as defined by loan originations is FREEDOM MORTGAGE CORPORATION, with 1,847 VA loans originated. Their average total fees are $3,197, which is $4,148 lower than the next largest lender, Mortgage Research Center, LLC.

The lowest fee Dallas VA lenders (with over 10 loans originated) are AmeriHome Mortgage Company, LLC ($2,694), Credence Funding Corporation ($2,823), Lakeview Community Capital, LLC ($2,905), SOVEREIGN LENDING GROUP INCORPORATED ($3,016) and NETWORK CAPITAL FUNDING CORPORATION ($3,057).

The lowest rate Dallas VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.11%), First Mortgage Solutions, LLC (2.14%), TJC Mortgage, Inc. (2.26%), KS StateBank (2.28%) and BNC National Bank (2.29%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Dallas (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $354,950 (0.0%) $496,746 (-2.5%) 1.32 14,318
2018-02-01 $369,450 (0.7%) $519,814 (-0.8%) 1.34 14,307
2018-03-01 $374,305 (0.1%) $528,291 (-2.6%) 1.31 15,284
2018-04-01 $378,710 (-0.3%) $537,013 (-3.0%) 1.28 16,643
2018-05-01 $384,950 (0.8%) $543,144 (-1.7%) 1.29 18,235
2018-06-01 $374,900 (0.0%) $525,180 (-2.8%) 1.25 20,163
2018-07-01 $366,000 (-0.7%) $511,275 (-2.3%) 1.22 22,058
2018-08-01 $350,000 (-2.0%) $486,549 (-2.3%) 1.17 22,553
2018-09-01 $347,062 (-0.8%) $482,970 (-2.8%) 1.16 22,654
2018-10-01 $345,000 (-1.6%) $482,489 (-3.3%) 1.17 22,822
2018-11-01 $344,877 (-1.5%) $482,674 (-2.9%) 1.17 22,382
2018-12-01 $339,975 (-2.9%) $476,763 (-3.4%) 1.17 20,553
2019-01-01 $339,945 (-4.2%) $472,011 (-5.0%) 1.17 19,008
2019-02-01 $347,450 (-6.0%) $486,359 (-6.4%) 1.17 19,533
2019-03-01 $353,714 (-5.5%) $497,747 (-5.8%) 1.16 20,213
2019-04-01 $360,000 (-4.9%) $508,634 (-5.3%) 1.14 21,067
2019-05-01 $364,369 (-5.4%) $507,995 (-6.5%) 1.14 22,317
2019-06-01 $359,122 (-4.2%) $503,320 (-4.2%) 1.12 23,946
2019-07-01 $355,098 (-3.0%) $493,643 (-3.5%) 1.11 24,770
2019-08-01 $347,920 (-0.6%) $481,561 (-1.0%) 1.10 24,745
2019-09-01 $344,815 (-0.7%) $477,857 (-1.1%) 1.10 24,358
2019-10-01 $343,995 (-0.3%) $477,141 (-1.1%) 1.11 23,848
2019-11-01 $342,900 (-0.6%) $476,134 (-1.4%) 1.12 22,184
2019-12-01 $337,450 (-0.7%) $469,546 (-1.5%) 1.13 19,666
2020-01-01 $335,976 (-1.2%) $466,282 (-1.2%) 1.12 17,984
2020-02-01 $340,000 (-2.1%) $474,764 (-2.4%) 1.11 17,682
2020-03-01 $329,000 (-7.0%) $449,455 (-9.7%) 1.03 19,708
2020-04-01 $339,995 (-5.6%) $471,078 (-7.4%) 1.06 18,657
2020-05-01 $350,000 (-3.9%) $497,338 (-2.1%) 1.06 18,844
2020-06-01 $359,000 (0.0%) $514,755 (2.3%) 1.06 17,019
2020-07-01 $360,000 (1.4%) $523,070 (6.0%) 1.04 15,906
2020-08-01 $360,000 (3.5%) $531,235 (10.3%) 1.03 14,784
2020-09-01 $361,500 (4.8%) $542,635 (13.6%) 1.04 13,643
2020-10-01 $359,000 (4.4%) $549,365 (15.1%) 1.03 12,784
2020-11-01 $361,450 (5.4%) $559,347 (17.5%) 1.06 11,232
2020-12-01 $357,253 (5.9%) $558,350 (18.9%) 1.06 9,471
2021-01-01 $350,000 (4.2%) $551,280 (18.2%) 1.04 8,130
2021-02-01 $359,450 (5.7%) $577,093 (21.6%) 1.05 6,281
2021-03-01 $363,720 (10.6%) $576,970 (28.4%) 1.03 5,884
2021-04-01 $375,000 (10.3%) $592,924 (25.9%) 1.02 5,747
2021-05-01 $380,000 (8.6%) $581,663 (17.0%) 1.01 6,070
2021-06-01 $389,500 (8.5%) $589,117 (14.5%) 1.03 7,003
2021-07-01 $395,000 (9.7%) $575,238 (10.0%) 1.04 8,444
2021-08-01 $399,000 (10.8%) $564,873 (6.3%) 1.06 9,295
2021-09-01 $398,165 (10.1%) $562,278 (3.6%) 1.06 8,971
2021-10-01 $399,000 (11.1%) $574,793 (4.6%) 1.06 8,312
2021-11-01 $400,000 (10.7%) $583,136 (4.3%) 1.07 7,393
2021-12-01 $400,000 (12.0%) $583,580 (4.5%) 1.08 6,299
2022-01-01 $400,000 (14.3%) $596,340 (8.2%) 1.08 4,936
2022-02-01 $410,875 (14.3%) $638,970 (10.7%) 1.07 4,181
2022-03-01 $425,000 (16.9%) $655,963 (13.7%) 1.06 4,589
2022-04-01 $440,000 (17.3%) $672,380 (13.4%) 1.05 5,456
2022-05-01 $474,631 (24.9%) $677,663 (16.5%) 1.09 8,106
2022-06-01 $488,781 (25.5%) $672,336 (14.1%) 1.09 11,301
2022-07-01 $479,900 (21.5%) $643,776 (11.9%) 1.09 14,862
2022-08-01 $462,500 (15.9%) $617,745 (9.4%) 1.07 16,553
2022-09-01 $453,530 (13.9%) $611,104 (8.7%) 1.06 16,528
2022-10-01 $449,999 (12.8%) $612,370 (6.5%) 1.06 17,494
Dallas's median listing price for 2022-10-01 was $449,999, a difference of $50,999 (12.8%) versus the prior year and $-3,531 versus the prior month.

Dallas's median listing price comes in at 106% of the national average.

Dallas's average listing price for 2022-10-01 was $612,370, a difference of $37,577 (6.5%) versus the prior year and $1,266 versus the prior month.

For the 2022-10-01 period, Dallas had 17,494 MLS listings, a difference of 966 listings (6%) versus the prior month and 9,182 listings (110%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Dallas (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 65 days 2,590 sqft
2018-02-01 51 days 2,634 sqft
2018-03-01 43 days 2,643 sqft
2018-04-01 40 days 2,675 sqft
2018-05-01 37 days 2,721 sqft
2018-06-01 39 days 2,672 sqft
2018-07-01 41 days 2,627 sqft
2018-08-01 48 days 2,551 sqft
2018-09-01 53 days 2,515 sqft
2018-10-01 57 days 2,498 sqft
2018-11-01 60 days 2,469 sqft
2018-12-01 67 days 2,437 sqft
2019-01-01 69 days 2,414 sqft
2019-02-01 58 days 2,438 sqft
2019-03-01 47 days 2,474 sqft
2019-04-01 45 days 2,507 sqft
2019-05-01 45 days 2,521 sqft
2019-06-01 48 days 2,515 sqft
2019-07-01 50 days 2,490 sqft
2019-08-01 52 days 2,439 sqft
2019-09-01 54 days 2,416 sqft
2019-10-01 57 days 2,404 sqft
2019-11-01 59 days 2,397 sqft
2019-12-01 66 days 2,350 sqft
2020-01-01 68 days 2,327 sqft
2020-02-01 54 days 2,336 sqft
2020-03-01 44 days 2,305 sqft
2020-04-01 51 days 2,328 sqft
2020-05-01 53 days 2,392 sqft
2020-06-01 47 days 2,403 sqft
2020-07-01 46 days 2,396 sqft
2020-08-01 45 days 2,368 sqft
2020-09-01 46 days 2,319 sqft
2020-10-01 47 days 2,294 sqft
2020-11-01 49 days 2,253 sqft
2020-12-01 53 days 2,201 sqft
2021-01-01 52 days 2,154 sqft
2021-02-01 42 days 2,149 sqft
2021-03-01 39 days 2,152 sqft
2021-04-01 30 days 2,147 sqft
2021-05-01 30 days 2,170 sqft
2021-06-01 29 days 2,172 sqft
2021-07-01 28 days 2,172 sqft
2021-08-01 31 days 2,176 sqft
2021-09-01 36 days 2,166 sqft
2021-10-01 37 days 2,153 sqft
2021-11-01 39 days 2,152 sqft
2021-12-01 43 days 2,147 sqft
2022-01-01 41 days 2,121 sqft
2022-02-01 32 days 2,105 sqft
2022-03-01 25 days 2,117 sqft
2022-04-01 23 days 2,153 sqft
2022-05-01 22 days 2,249 sqft
2022-06-01 22 days 2,304 sqft
2022-07-01 29 days 2,286 sqft
2022-08-01 35 days 2,261 sqft
2022-09-01 43 days 2,249 sqft
2022-10-01 45 days 2,246 sqft
Dallas's median listing age (time on market) for 2022-10-01 was 45 days. This is 22% longer than the same period one year ago.

Dallas's median square footage for active listings during the 2022-10-01 period was 2,246 sqft. One year prior, the average listing was 2,153 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.