Stephenville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Stephenville averaged 6.75% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.84% and one month ago for the week of 2024-11-07, the average rate was 6.84%.

    Stephenville's average rate one year ago was 7.48%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.8%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Stephenville 30 Year Fixed Rate 2024-12-12 6.75%
    Stephenville 30 Year Fixed Rate Refi 2024-12-12 6.8%
    Stephenville 15 Year Fixed Rate 2024-12-12 5.74%
    Stephenville 15 Year Fixed Rate Refi 2024-12-12 6.44%
    Stephenville 30 Year FHA 2024-12-12 6.08%
    Stephenville 30 Year FHA Refi 2024-12-12 6.48%
    Stephenville 30 Year USDA 2024-12-12 6.3%
    Stephenville 30 Year USDA Refi 2024-12-12 6.3%
    Stephenville 30 Year VA 2024-12-12 6.08%
    Stephenville 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Stephenville, TX.

    Stephenville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stephenville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First Financial Bank 38 7.00% $4,811
    QUICKEN LOANS, LLC 27 7.10% $7,351
    GUILD MORTGAGE COMPANY 21 7.19% $8,194
    InterBank 20 7.13% $4,178
    UNITED WHOLESALE MORTGAGE, LLC 14 6.75% $6,868
    Affiliated Bank 14 7.01% $6,759
    Prosperity Home Mortgage, LLC 10 7.38% $5,912
    AMCAP MORTGAGE, LTD. 5 7.05% $5,873
    City Bank 4 6.88% $4,416
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.91% $7,416
    LOANDEPOT.COM, LLC 4 6.87% $7,573
    JPMorgan Chase Bank 4 6.41% $8,209
    GUARANTEED RATE, INC. 4 7.21% $7,177
    LOANPEOPLE, LLC 3 6.79% $8,823
    CARDINAL FINANCIAL 3 7.38% $9,898
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.71% $4,963
    SECURITYNATIONAL MORTGAGE COMPANY 3 8.46% $5,646
    FIRST CENTENNIAL MORTGAGE CORPORATION 3 6.79% $7,027
    PENNYMAC LOAN SERVICES, LLC 3 6.75% $3,910
    NEWREZ LLC 3 6.33% $8,620
    Wells Fargo Bank 2 6.81% $3,545
    21ST MORTGAGE CORPORATION 2 8.40% $6,138
    American National Bank & Trust 2 7.25% $13,264
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.88% $8,870
    FIRST COMMUNITY MORTGAGE, INC. 2 7.31% $6,149
    Gateway First Bank 2 6.75% $6,853
    SFMC, LP 2 6.38% $6,021
    U.S. Bank 1 6.63% $5,860
    CROSSCOUNTRY MORTGAGE, LLC 1 6.95% $16,472
    First National Bank of America 1 9.38% $5,289
    First National Bank of Omaha 1 8.00% $5,383
    First State Bank 1 7.50% $7,871
    First United Bank 1 7.38% $4,499
    First United Bank and Trust Company 1 6.38% $8,940
    Flagstar Bank, FSB 1 6.13% $8,982
    GARDNER FINANCIAL SERVICES, LTD. 1 6.00% $14,124
    Veritex Community Bank 1 6.13% $8,111
    CMG MORTGAGE, INC. 1 7.49% $5,343
    Citizens Bank 1 7.38% $4,876
    Independent Bank 1 7.63% $4,177
    Citibank 1 4.88% $5,224
    Jefferson Bank 1 6.75% $4,612
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $7,671
    LAKEVIEW LOAN SERVICING, LLC 1 6.99% $9,383
    LENDSURE MORTGAGE CORP. 1 9.00% $13,442
    Centennial Bank 1 5.75% $7,148
    LOANPAL, LLC 1 6.25% $8,824
    BOKF 1 6.63% $6,863
    MEMBER FIRST MORTGAGE, LLC 1 7.38% $10,714
    Morgan Stanley Private Bank 1 4.95% $5,269
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $13,728
    NATIONS RELIABLE LENDING, LLC 1 7.13% $13,638
    NETWORK CAPITAL FUNDING CORPORATION 1 5.75% $8,522
    BETTER MORTGAGE CORPORATION 1 6.00% $9,227
    NEXERA HOLDING LLC 1 7.63% $10,332
    NP, Inc. 1 7.75% $7,239
    BancorpSouth 1 6.38% $5,691
    AUGUSTA FINANCIAL, INC. 1 7.63% $6,628
    AMERISAVE MORTGAGE CORPORATION 1 6.25% $8,443
    AmeriHome Mortgage Company, LLC 1 7.99% $6,075
    RANLIFE, INC. 1 5.88% $15,468
    RBC Bank, (Georgia) 1 6.00% $4,474
    ROYAL UNITED MORTGAGE LLC 1 6.63% $11,595
    Amarillo National Bank 1 7.13% $3,954
    1st National Bank 1 7.88% $6,740
    SOUTHWEST STAGE FUNDING, LLC 1 9.85% $5,081
    TEXAS DOW EMPLOYEES CREDIT UNION 1 8.00% $8,186
    THRIVE MORTGAGE, LLC 1 7.75% $10,958
    UBS Bank USA 1 6.00% $8,106
    UIF CORPORATION 1 5.99% $7,751
    AgFirst Farm Credit Bank 1 7.63% $3,191
    Farm Credit Mid-America, ACA 1 7.13% $8,536
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.63% $15,019
    First Community Bank 1 6.38% $4,210

    Stephenville Average Closing Costs & Other Stats

    Stephenville, TX's 74 lenders originated 580 loans during 2023. The total origination value was $195,780,000, with an average loan value of $337,552.

    Stephenville's average closing costs are $5,609.

    The top Stephenville lender as defined by loan originations is First Financial Bank, with 38 loans originated. Their average total fees are $4,811, which is $2,539 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Stephenville lenders (with over 10 loans originated) are InterBank ($4,178), First Financial Bank ($4,811), Prosperity Home Mortgage, LLC ($5,912), Affiliated Bank ($6,759) and UNITED WHOLESALE MORTGAGE, LLC ($6,868).

    The lowest rate Stephenville lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.75%), First Financial Bank (7.00%), Affiliated Bank (7.01%), QUICKEN LOANS, LLC (7.10%) and InterBank (7.13%).

    Stephenville, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First Financial Bank $29,440,000 $21,395,000 -27.3% 10.9%
    Origin Bank $165,000 $17,635,000 10,587.9% 9.0%
    InterBank $8,835,000 $9,680,000 9.6% 4.9%
    GUILD MORTGAGE COMPANY $11,085,000 $9,380,000 -15.4% 4.8%
    QUICKEN LOANS, LLC $7,395,000 $9,135,000 23.5% 4.7%
    Ciera Bank $7,245,000 n/a 3.7%
    UNITED WHOLESALE MORTGAGE, LLC $6,710,000 $6,335,000 -5.6% 3.2%
    Affiliated Bank $645,000 $4,760,000 638.0% 2.4%
    Prosperity Home Mortgage, LLC $1,320,000 $3,400,000 157.6% 1.7%
    The First National Bank of Granbury $3,915,000 $3,325,000 -15.1% 1.7%
    CARDINAL FINANCIAL $1,990,000 $2,855,000 43.5% 1.5%
    JPMorgan Chase Bank $1,360,000 $2,530,000 86.0% 1.3%
    First National Bank $2,100,000 n/a 1.1%
    21ST MORTGAGE CORPORATION $2,375,000 $1,950,000 -17.9% 1.0%
    MEMBERS TRUST OF THE SOUTHWEST FCU $1,790,000 n/a 0.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,470,000 $1,775,000 -28.1% 0.9%
    Texas State Bank $1,675,000 n/a 0.9%
    Citizens National Bank of Texas $4,110,000 $1,570,000 -61.8% 0.8%
    SECURITYNATIONAL MORTGAGE COMPANY $410,000 $1,550,000 278.0% 0.8%
    AgFirst Farm Credit Bank $1,515,000 n/a 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,555,000 $1,515,000 -57.4% 0.8%
    NEWREZ LLC $1,140,000 $1,495,000 31.1% 0.8%
    GUARANTEED RATE, INC. $1,160,000 $1,490,000 28.4% 0.8%
    Pinnacle Bank $190,000 $1,315,000 592.1% 0.7%
    NAVY FEDERAL CREDIT UNION $1,170,000 $1,260,000 7.7% 0.6%
    AMCAP MORTGAGE, LTD. $1,245,000 $1,180,000 -5.2% 0.6%
    Gateway First Bank $745,000 $1,165,000 56.4% 0.6%
    American National Bank & Trust $485,000 $1,150,000 137.1% 0.6%
    LOANPEOPLE, LLC $145,000 $1,095,000 655.2% 0.6%
    Mortgage Research Center, LLC $1,270,000 $1,065,000 -16.1% 0.5%
    FIRST CENTENNIAL MORTGAGE CORPORATION $2,745,000 $1,055,000 -61.6% 0.5%
    City Bank $595,000 $1,030,000 73.1% 0.5%
    PENNYMAC LOAN SERVICES, LLC $840,000 $995,000 18.5% 0.5%
    BOKF $165,000 $960,000 481.8% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $950,000 $910,000 -4.2% 0.5%
    ACADEMY MORTGAGE CORPORATION $860,000 $870,000 1.2% 0.4%
    SFMC, LP $1,275,000 $870,000 -31.8% 0.4%
    LOANDEPOT.COM, LLC $1,780,000 $830,000 -53.4% 0.4%
    Wells Fargo Bank $590,000 $805,000 36.4% 0.4%
    BancorpSouth $165,000 $800,000 384.8% 0.4%
    NATIONS RELIABLE LENDING, LLC $790,000 n/a 0.4%
    The American National Bank of Texas $345,000 $785,000 127.5% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $3,755,000 $755,000 -79.9% 0.4%
    UBS Bank USA $725,000 n/a 0.4%
    FIRST COMMUNITY MORTGAGE, INC. $710,000 n/a 0.4%
    MOVEMENT MORTGAGE, LLC $685,000 n/a 0.3%
    USAA Federal Savings Bank $685,000 n/a 0.3%
    Colonial Savings, F.A. $505,000 $635,000 25.7% 0.3%
    First State Bank $335,000 $590,000 76.1% 0.3%
    GARDNER FINANCIAL SERVICES, LTD. $565,000 n/a 0.3%
    Farm Credit Mid-America, ACA $455,000 $535,000 17.6% 0.3%
    THRIVE MORTGAGE, LLC $540,000 $530,000 -1.9% 0.3%
    Morgan Stanley Private Bank $525,000 n/a 0.3%
    AUSTIN COUNTY STATE BANK $515,000 n/a 0.3%
    GSF Mortgage Corporation $495,000 n/a 0.3%
    Pinnacle Bank - Wyoming $495,000 n/a 0.3%
    Wellington State Bank $485,000 n/a 0.2%
    Amarillo National Bank $595,000 $475,000 -20.2% 0.2%
    Citizens Bank $480,000 $475,000 -1.0% 0.2%
    The First National Bank of Albany $500,000 $470,000 -6.0% 0.2%
    1st National Bank $445,000 n/a 0.2%
    First United Bank $440,000 n/a 0.2%
    Citibank $435,000 n/a 0.2%
    First National Bank of Omaha $440,000 $420,000 -4.5% 0.2%
    AUGUSTA FINANCIAL, INC. $405,000 n/a 0.2%
    PLANET HOME LENDING, LLC $575,000 $395,000 -31.3% 0.2%
    U.S. Bank $1,040,000 $395,000 -62.0% 0.2%
    Veritex Community Bank $395,000 n/a 0.2%
    RANLIFE, INC. $385,000 n/a 0.2%
    Zions Bank $45,000 $385,000 755.6% 0.2%
    MID AMERICA MORTGAGE, INC. $825,000 $380,000 -53.9% 0.2%
    Plains Commerce Bank $375,000 n/a 0.2%
    EECU $815,000 $370,000 -54.6% 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $365,000 n/a 0.2%
    RBC Bank, (Georgia) $425,000 $365,000 -14.1% 0.2%
    TEXAS DOW EMPLOYEES CREDIT UNION $365,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $85,000 $360,000 323.5% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 $355,000 238.1% 0.2%
    First United Bank and Trust Company $1,950,000 $340,000 -82.6% 0.2%
    UIF CORPORATION $335,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $440,000 $330,000 -25.0% 0.2%
    Centennial Bank $1,110,000 $325,000 -70.7% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $325,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $875,000 $325,000 -62.9% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $745,000 $320,000 -57.0% 0.2%
    Bank of America $495,000 $310,000 -37.4% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $305,000 n/a 0.2%
    LOS ANGELES POLICE Federal Credit Union $305,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $305,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $5,535,000 $300,000 -94.6% 0.2%
    Hometown Equity Mortgage, LLC $295,000 n/a 0.2%
    LENDSURE MORTGAGE CORP. $295,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $105,000 $290,000 176.2% 0.1%
    TOWNE MORTGAGE COMPANY $275,000 n/a 0.1%
    Flagstar Bank, FSB $825,000 $265,000 -67.9% 0.1%
    NEXERA HOLDING LLC $265,000 n/a 0.1%
    NP, Inc. $265,000 n/a 0.1%
    RANDOLPH-BROOKS $640,000 $265,000 -58.6% 0.1%
    Baxter Credit Union $265,000 $255,000 -3.8% 0.1%
    FIRST NATIONAL BANK OF WEATHERFORD $745,000 $255,000 -65.8% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $480,000 $255,000 -46.9% 0.1%
    Frost Bank $270,000 $250,000 -7.4% 0.1%
    Citizens State Bank $245,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $650,000 $245,000 -62.3% 0.1%
    AMERISAVE MORTGAGE CORPORATION $460,000 $235,000 -48.9% 0.1%
    Broadway National Bank $1,025,000 $235,000 -77.1% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $135,000 $235,000 74.1% 0.1%
    LOANPAL, LLC $210,000 $230,000 9.5% 0.1%
    PNC Bank $280,000 $230,000 -17.9% 0.1%
    Jefferson Bank $225,000 n/a 0.1%
    UNITED BUILT HOMES, L.L.C. $1,015,000 $225,000 -77.8% 0.1%
    Central National Bank $215,000 n/a 0.1%
    First National Bank Texas $215,000 n/a 0.1%
    Nations Lending Corporation $690,000 $215,000 -68.8% 0.1%
    Paramount Residential Mortgage Group, Inc. $650,000 $215,000 -66.9% 0.1%
    AMPLIFY $205,000 n/a 0.1%
    Beeline Loans, Inc. $205,000 n/a 0.1%
    CMG MORTGAGE, INC. $1,455,000 $205,000 -85.9% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $205,000 n/a 0.1%
    Worthington National Bank $190,000 n/a 0.1%
    International Bank of Commerce $185,000 n/a 0.1%
    S1L, Inc. $295,000 $185,000 -37.3% 0.1%
    CHURCHILL MORTGAGE CORPORATION $235,000 $175,000 -25.5% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $375,000 $175,000 -53.3% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $1,650,000 $170,000 -89.7% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $165,000 n/a 0.1%
    MLD MORTGAGE INC. $155,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $280,000 $155,000 -44.6% 0.1%
    Town Square Mortgage & Investments, Inc. $155,000 n/a 0.1%
    First Community Bank $145,000 n/a 0.1%
    Prosperity Bank $1,260,000 $145,000 -88.5% 0.1%
    AmeriHome Mortgage Company, LLC $135,000 n/a 0.1%
    Independent Bank $3,565,000 $135,000 -96.2% 0.1%
    Discover Bank $105,000 $125,000 19.0% 0.1%
    NEIGHBORHOOD $85,000 n/a 0.0%
    BROKER SOLUTIONS, INC. $935,000 $75,000 -92.0% 0.0%
    CIVIC FINANCIAL SERVICES, LLC $75,000 n/a 0.0%
    First National Bank of America $75,000 n/a 0.0%
    CITYWIDE HOME LOANS, LLC $55,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
    EDUCATION FIRST $45,000 n/a 0.0%

    Stephenville's top lender by overall market share is First Financial Bank, with 10.9% market share. In second place, with 9.0%, is Origin Bank, having originated $17,635,000 in loans. In third place, with 4.9%, is InterBank, having originated $9,680,000 in loans. In fourth place, with 4.8%, is GUILD MORTGAGE COMPANY, having originated $9,380,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $9,135,000 in loans.

    Stephenville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,675 (9.6%) $245,891 (6.1%) 0.00 98
    2018-02-01 $199,075 (4.0%) $242,428 (-2.3%) 0.00 107
    2018-03-01 $215,000 (9.2%) $259,247 (5.2%) 0.00 104
    2018-04-01 $232,750 (16.4%) $270,352 (8.1%) 0.00 95
    2018-05-01 $239,500 (9.4%) $281,799 (10.3%) 0.00 88
    2018-06-01 $241,000 (10.1%) $274,290 (6.8%) 0.00 94
    2018-07-01 $236,500 (0.6%) $265,757 (-2.2%) 0.00 106
    2018-08-01 $202,375 (-11.9%) $245,609 (-6.4%) 0.00 114
    2018-09-01 $229,000 (0.0%) $262,133 (-1.6%) 0.00 102
    2018-10-01 $223,475 (-0.4%) $271,782 (2.7%) 0.00 87
    2018-11-01 $234,000 (7.5%) $272,664 (2.2%) 0.00 88
    2018-12-01 $215,000 (7.6%) $267,946 (4.3%) 0.00 95
    2019-01-01 $227,750 (14.1%) $278,521 (13.3%) 0.00 88
    2019-02-01 $205,875 (3.4%) $263,493 (8.7%) 0.00 85
    2019-03-01 $203,571 (-5.3%) $256,386 (-1.1%) 0.00 89
    2019-04-01 $199,000 (-14.5%) $264,129 (-2.3%) 0.00 93
    2019-05-01 $187,200 (-21.8%) $270,260 (-4.1%) 0.00 95
    2019-06-01 $185,250 (-23.1%) $283,148 (3.2%) 0.00 102
    2019-07-01 $215,475 (-8.9%) $295,060 (11.0%) 0.00 99
    2019-08-01 $237,818 (17.5%) $323,553 (31.7%) 0.00 103
    2019-09-01 $244,670 (6.8%) $310,301 (18.4%) 0.00 109
    2019-10-01 $259,000 (15.9%) $313,218 (15.3%) 0.00 108
    2019-11-01 $276,250 (18.1%) $361,205 (32.5%) 0.00 107
    2019-12-01 $285,750 (32.9%) $374,383 (39.7%) 0.00 93
    2020-01-01 $275,950 (21.2%) $372,781 (33.8%) 0.00 83
    2020-02-01 $294,700 (43.2%) $375,568 (42.5%) 0.00 85
    2020-03-01 $274,000 (34.6%) $370,311 (44.4%) 0.00 94
    2020-04-01 $257,000 (29.2%) $359,258 (36.0%) 0.00 92
    2020-05-01 $249,900 (33.5%) $317,531 (17.5%) 0.00 92
    2020-06-01 $249,675 (34.8%) $315,679 (11.5%) 0.00 89
    2020-07-01 $246,625 (14.5%) $299,202 (1.4%) 0.00 95
    2020-08-01 $242,475 (2.0%) $302,973 (-6.4%) 0.00 104
    2020-09-01 $238,750 (-2.4%) $315,506 (1.7%) 0.00 102
    2020-10-01 $234,500 (-9.5%) $319,276 (1.9%) 0.00 90
    2020-11-01 $235,000 (-14.9%) $343,937 (-4.8%) 0.00 84
    2020-12-01 $241,625 (-15.4%) $385,411 (3.0%) 0.00 76
    2021-01-01 $238,500 (-13.6%) $388,352 (4.2%) 0.00 55
    2021-02-01 $277,200 (-5.9%) $399,595 (6.4%) 0.00 45
    2021-03-01 $273,225 (-0.3%) $402,563 (8.7%) 0.00 30
    2021-04-01 $287,000 (11.7%) $419,424 (16.8%) 0.00 36
    2021-05-01 $252,500 (1.0%) $402,504 (26.8%) 0.00 40
    2021-06-01 $246,125 (-1.4%) $373,044 (18.2%) 0.00 56
    2021-07-01 $243,450 (-1.3%) $374,894 (25.3%) 0.00 67
    2021-08-01 $270,000 (11.4%) $416,567 (37.5%) 0.00 69
    2021-09-01 $296,875 (24.4%) $441,207 (39.8%) 0.00 79
    2021-10-01 $304,950 (30.0%) $436,214 (36.6%) 0.00 72
    2021-11-01 $285,500 (21.5%) $445,276 (29.5%) 0.00 67
    2021-12-01 $289,700 (19.9%) $461,439 (19.7%) 0.00 52
    2022-01-01 $275,000 (15.3%) $449,438 (15.7%) 0.00 46
    2022-02-01 $284,700 (2.7%) $438,511 (9.7%) 0.00 43
    2022-03-01 $375,975 (37.6%) $649,664 (61.4%) 0.00 37
    2022-04-01 $394,450 (37.4%) $656,162 (56.4%) 0.00 52
    2022-05-01 $402,425 (59.4%) $667,403 (65.8%) 0.00 70
    2022-06-01 $406,175 (65.0%) $663,588 (77.9%) 0.00 92
    2022-07-01 $464,950 (91.0%) $647,240 (72.7%) 0.00 108
    2022-08-01 $493,750 (82.9%) $661,067 (58.7%) 0.00 120
    2022-09-01 $494,750 (66.7%) $652,194 (47.8%) 0.00 113
    2022-10-01 $444,500 (45.8%) $603,676 (38.4%) 0.00 121
    2022-11-01 $403,500 (41.3%) $575,561 (29.3%) 0.00 123
    2022-12-01 $398,000 (37.4%) $578,572 (25.4%) 0.00 125
    2023-01-01 $410,000 (49.1%) $608,685 (35.4%) 0.00 109
    2023-02-01 $478,500 (68.1%) $603,472 (37.6%) 0.00 112
    2023-03-01 $491,175 (30.6%) $619,148 (-4.7%) 0.00 112
    2023-04-01 $499,000 (26.5%) $662,742 (1.0%) 0.00 113
    2023-05-01 $504,850 (25.5%) $716,601 (7.4%) 0.00 111
    2023-06-01 $507,975 (25.1%) $728,739 (9.8%) 0.00 119
    2023-07-01 $499,000 (7.3%) $726,230 (12.2%) 0.00 131
    2023-08-01 $487,222 (-1.3%) $758,755 (14.8%) 0.00 149
    2023-09-01 $488,450 (-1.3%) $744,028 (14.1%) 0.00 158
    2023-10-01 $472,000 (6.2%) $689,448 (14.2%) 0.00 180
    2023-11-01 $470,375 (16.6%) $717,598 (24.7%) 0.00 171
    2023-12-01 $471,750 (18.5%) $732,603 (26.6%) 0.00 150
    2024-01-01 $435,125 (6.1%) $747,242 (22.8%) 0.00 137
    2024-02-01 $440,625 (-7.9%) $776,498 (28.7%) 0.00 131
    2024-03-01 $474,750 (-3.3%) $784,691 (26.7%) 0.00 140
    2024-04-01 $475,000 (-4.8%) $721,061 (8.8%) 0.00 140
    2024-05-01 $475,000 (-5.9%) $736,700 (2.8%) 0.00 140
    2024-06-01 $465,000 (-8.5%) $679,936 (-6.7%) 0.00 161
    2024-07-01 $468,000 (-6.2%) $679,552 (-6.4%) 0.00 168
    2024-08-01 $449,900 (-7.7%) $654,946 (-13.7%) 0.00 173
    2024-09-01 $444,225 (-9.1%) $661,243 (-11.1%) 0.00 185
    2024-10-01 $449,000 (-4.9%) $715,687 (3.8%) 0.00 191
    2024-11-01 $407,500 (-13.4%) $670,254 (-6.6%) 0.00 205
    Stephenville's median listing price for 2024-11-01 was $407,500, a difference of $-62,875 (-13.4%) versus the prior year and $-41,500 versus the prior month.

    Stephenville's median listing price comes in at 0% of the national average.

    Stephenville's average listing price for 2024-11-01 was $670,254, a difference of $-47,344 (-6.6%) versus the prior year and $-45,433 versus the prior month.

    For the 2024-11-01 period, Stephenville had 205 MLS listings, a difference of 14 listings (7%) versus the prior month and 34 listings (20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,774 sqft
    2018-02-01 0 days 1,775 sqft
    2018-03-01 0 days 1,892 sqft
    2018-04-01 0 days 1,953 sqft
    2018-05-01 0 days 1,949 sqft
    2018-06-01 0 days 1,993 sqft
    2018-07-01 0 days 1,974 sqft
    2018-08-01 0 days 1,930 sqft
    2018-09-01 0 days 1,931 sqft
    2018-10-01 0 days 1,935 sqft
    2018-11-01 0 days 1,898 sqft
    2018-12-01 0 days 1,950 sqft
    2019-01-01 0 days 2,030 sqft
    2019-02-01 0 days 1,927 sqft
    2019-03-01 0 days 1,865 sqft
    2019-04-01 0 days 1,801 sqft
    2019-05-01 0 days 1,792 sqft
    2019-06-01 0 days 1,904 sqft
    2019-07-01 0 days 1,971 sqft
    2019-08-01 0 days 2,025 sqft
    2019-09-01 0 days 2,070 sqft
    2019-10-01 0 days 2,123 sqft
    2019-11-01 0 days 2,135 sqft
    2019-12-01 0 days 2,068 sqft
    2020-01-01 0 days 2,043 sqft
    2020-02-01 0 days 2,122 sqft
    2020-03-01 0 days 2,091 sqft
    2020-04-01 0 days 2,072 sqft
    2020-05-01 0 days 2,096 sqft
    2020-06-01 0 days 2,168 sqft
    2020-07-01 0 days 2,130 sqft
    2020-08-01 0 days 2,000 sqft
    2020-09-01 0 days 1,982 sqft
    2020-10-01 0 days 1,951 sqft
    2020-11-01 0 days 2,017 sqft
    2020-12-01 0 days 2,039 sqft
    2021-01-01 0 days 1,959 sqft
    2021-02-01 0 days 1,971 sqft
    2021-03-01 0 days 1,952 sqft
    2021-04-01 0 days 1,905 sqft
    2021-05-01 0 days 1,812 sqft
    2021-06-01 0 days 1,795 sqft
    2021-07-01 0 days 1,720 sqft
    2021-08-01 0 days 1,813 sqft
    2021-09-01 0 days 1,962 sqft
    2021-10-01 0 days 1,927 sqft
    2021-11-01 0 days 1,799 sqft
    2021-12-01 0 days 1,716 sqft
    2022-01-01 0 days 1,796 sqft
    2022-02-01 0 days 1,806 sqft
    2022-03-01 0 days 1,927 sqft
    2022-04-01 0 days 1,925 sqft
    2022-05-01 0 days 1,938 sqft
    2022-06-01 0 days 1,916 sqft
    2022-07-01 0 days 1,904 sqft
    2022-08-01 0 days 1,962 sqft
    2022-09-01 0 days 1,900 sqft
    2022-10-01 0 days 1,861 sqft
    2022-11-01 0 days 1,860 sqft
    2022-12-01 0 days 1,896 sqft
    2023-01-01 0 days 1,907 sqft
    2023-02-01 0 days 1,911 sqft
    2023-03-01 0 days 2,030 sqft
    2023-04-01 0 days 2,052 sqft
    2023-05-01 0 days 2,088 sqft
    2023-06-01 0 days 2,080 sqft
    2023-07-01 0 days 2,070 sqft
    2023-08-01 0 days 2,055 sqft
    2023-09-01 0 days 2,048 sqft
    2023-10-01 0 days 2,018 sqft
    2023-11-01 0 days 2,000 sqft
    2023-12-01 0 days 2,004 sqft
    2024-01-01 0 days 1,954 sqft
    2024-02-01 0 days 1,942 sqft
    2024-03-01 0 days 2,000 sqft
    2024-04-01 0 days 1,978 sqft
    2024-05-01 0 days 1,970 sqft
    2024-06-01 0 days 1,905 sqft
    2024-07-01 0 days 1,937 sqft
    2024-08-01 0 days 1,917 sqft
    2024-09-01 0 days 1,914 sqft
    2024-10-01 0 days 1,930 sqft
    2024-11-01 0 days 1,922 sqft
    Stephenville's median listing age (time on market) for 2024-11-01 was 0 days.

    Stephenville's median square footage for active listings during the 2024-11-01 period was 1,922 sqft. One year prior, the average listing was 2,000 sqft.

    Stephenville, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 417 $145,405,000 $348,693
    Cash Out Refi 58 $13,500,000 $232,759
    Home Improvement 39 $5,375,000 $137,821
    Refi 38 $28,200,000 $742,105
    Other 28 $3,300,000 $117,857

    Stephenville's most frequently cited loan purpose was Home Purchase, with 417 originations. The 2nd most popular reason was Cash Out Refi, with 58 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 193 $92,695,000 $480,285
    7-8% 173 $48,365,000 $279,566
    Over 8% 116 $22,350,000 $192,672
    5-6% 46 $12,930,000 $281,087
    <2.5% 13 $85,000 $6,538
    4-5% 4 $1,540,000 $385,000
    2.5-3% 1 $255,000 $255,000

    During 2023, Stephenville's most frequently originated rate bucket was 6-7%, with 193 originations.

    Loan Sizing (Stephenville, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 234 $65,930,000 $281,752
    $100k-200k 164 $24,280,000 $148,049
    $100,000 or less 85 $4,655,000 $54,765
    $400k-600k 71 $34,375,000 $484,155
    $600k-1000k 18 $12,740,000 $707,778
    $Over $1MM 8 $53,800,000 $6,725,000

    Stephenville's loan sizing saw the bucket of loans from $200k-400k with 234 originations, totaling $65,930,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 221 $64,165,000 $290,339
    60-80% 153 $82,055,000 $536,307
    40-60% 69 $19,565,000 $283,551
    20-40% 47 $7,615,000 $162,021
    Under 20% 47 $3,125,000 $66,489
    Over 100% 8 $1,490,000 $186,250

    Stephenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 221 originations, totaling $64,165,000 in origination value.