Stephenville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Stephenville averaged 7.32% for the week of 2024-03-21, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-03-14) was 6.79% and one month ago for the week of 2024-02-15, the average rate was 7.12%.

Stephenville's average rate one year ago was 6.95%.

For refis of the same type during the week of 2024-03-21, the average rate was 6.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-03-21 6.87%
Stephenville 30 Year Fixed Rate 2024-03-21 7.32%
Stephenville 30 Year Fixed Rate Refi 2024-03-21 6.97%
Stephenville 15 Year Fixed Rate 2024-03-21 6.31%
Stephenville 15 Year Fixed Rate Refi 2024-03-21 6.71%
Stephenville 30 Year FHA 2024-03-21 6.6%
Stephenville 30 Year FHA Refi 2024-03-21 6.6%
Stephenville 30 Year USDA 2024-03-21 6.47%
Stephenville 30 Year USDA Refi 2024-03-21 6.87%
Stephenville 30 Year VA 2024-03-21 6.34%
Stephenville 30 Year VA Refi 2024-03-21 6.64%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Stephenville, TX.

Stephenville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stephenville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First Financial Bank 38 7.00% $4,811
QUICKEN LOANS, LLC 27 7.10% $7,351
GUILD MORTGAGE COMPANY 21 7.19% $8,194
InterBank 20 7.13% $4,178
UNITED WHOLESALE MORTGAGE, LLC 14 6.75% $6,868
Affiliated Bank 14 7.01% $6,759
Prosperity Home Mortgage, LLC 10 7.38% $5,912
AMCAP MORTGAGE, LTD. 5 7.05% $5,873
City Bank 4 6.88% $4,416
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.91% $7,416
LOANDEPOT.COM, LLC 4 6.87% $7,573
JPMorgan Chase Bank 4 6.41% $8,209
GUARANTEED RATE, INC. 4 7.21% $7,177
LOANPEOPLE, LLC 3 6.79% $8,823
CARDINAL FINANCIAL 3 7.38% $9,898
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.71% $4,963
SECURITYNATIONAL MORTGAGE COMPANY 3 8.46% $5,646
FIRST CENTENNIAL MORTGAGE CORPORATION 3 6.79% $7,027
PENNYMAC LOAN SERVICES, LLC 3 6.75% $3,910
NEWREZ LLC 3 6.33% $8,620
Wells Fargo Bank 2 6.81% $3,545
21ST MORTGAGE CORPORATION 2 8.40% $6,138
American National Bank & Trust 2 7.25% $13,264
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.88% $8,870
FIRST COMMUNITY MORTGAGE, INC. 2 7.31% $6,149
Gateway First Bank 2 6.75% $6,853
SFMC, LP 2 6.38% $6,021
U.S. Bank 1 6.63% $5,860
CROSSCOUNTRY MORTGAGE, LLC 1 6.95% $16,472
First National Bank of America 1 9.38% $5,289
First National Bank of Omaha 1 8.00% $5,383
First State Bank 1 7.50% $7,871
First United Bank 1 7.38% $4,499
First United Bank and Trust Company 1 6.38% $8,940
Flagstar Bank, FSB 1 6.13% $8,982
GARDNER FINANCIAL SERVICES, LTD. 1 6.00% $14,124
Veritex Community Bank 1 6.13% $8,111
CMG MORTGAGE, INC. 1 7.49% $5,343
Citizens Bank 1 7.38% $4,876
Independent Bank 1 7.63% $4,177
Citibank 1 4.88% $5,224
Jefferson Bank 1 6.75% $4,612
CHURCHILL MORTGAGE CORPORATION 1 6.99% $7,671
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $9,383
LENDSURE MORTGAGE CORP. 1 9.00% $13,442
Centennial Bank 1 5.75% $7,148
LOANPAL, LLC 1 6.25% $8,824
BOKF 1 6.63% $6,863
MEMBER FIRST MORTGAGE, LLC 1 7.38% $10,714
Morgan Stanley Private Bank 1 4.95% $5,269
Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $13,728
NATIONS RELIABLE LENDING, LLC 1 7.13% $13,638
NETWORK CAPITAL FUNDING CORPORATION 1 5.75% $8,522
BETTER MORTGAGE CORPORATION 1 6.00% $9,227
NEXERA HOLDING LLC 1 7.63% $10,332
NP, Inc. 1 7.75% $7,239
BancorpSouth 1 6.38% $5,691
AUGUSTA FINANCIAL, INC. 1 7.63% $6,628
AMERISAVE MORTGAGE CORPORATION 1 6.25% $8,443
AmeriHome Mortgage Company, LLC 1 7.99% $6,075
RANLIFE, INC. 1 5.88% $15,468
RBC Bank, (Georgia) 1 6.00% $4,474
ROYAL UNITED MORTGAGE LLC 1 6.63% $11,595
Amarillo National Bank 1 7.13% $3,954
1st National Bank 1 7.88% $6,740
SOUTHWEST STAGE FUNDING, LLC 1 9.85% $5,081
TEXAS DOW EMPLOYEES CREDIT UNION 1 8.00% $8,186
THRIVE MORTGAGE, LLC 1 7.75% $10,958
UBS Bank USA 1 6.00% $8,106
UIF CORPORATION 1 5.99% $7,751
AgFirst Farm Credit Bank 1 7.63% $3,191
Farm Credit Mid-America, ACA 1 7.13% $8,536
DRAPER AND KRAMER MORTGAGE CORP. 1 6.63% $15,019
First Community Bank 1 6.38% $4,210

Stephenville Average Closing Costs & Other Stats

Stephenville, TX's 74 lenders originated 580 loans during 2023. The total origination value was $195,780,000, with an average loan value of $337,552.

Stephenville's average closing costs are $5,609.

The top Stephenville lender as defined by loan originations is First Financial Bank, with 38 loans originated. Their average total fees are $4,811, which is $2,539 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Stephenville lenders (with over 10 loans originated) are InterBank ($4,178), First Financial Bank ($4,811), Prosperity Home Mortgage, LLC ($5,912), Affiliated Bank ($6,759) and UNITED WHOLESALE MORTGAGE, LLC ($6,868).

The lowest rate Stephenville lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.75%), First Financial Bank (7.00%), Affiliated Bank (7.01%), QUICKEN LOANS, LLC (7.10%) and InterBank (7.13%).

Stephenville, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First Financial Bank $29,440,000 $21,395,000 -27.3% 10.9%
Origin Bank $165,000 $17,635,000 10,587.9% 9.0%
InterBank $8,835,000 $9,680,000 9.6% 4.9%
GUILD MORTGAGE COMPANY $11,085,000 $9,380,000 -15.4% 4.8%
QUICKEN LOANS, LLC $7,395,000 $9,135,000 23.5% 4.7%
Ciera Bank $7,245,000 n/a 3.7%
UNITED WHOLESALE MORTGAGE, LLC $6,710,000 $6,335,000 -5.6% 3.2%
Affiliated Bank $645,000 $4,760,000 638.0% 2.4%
Prosperity Home Mortgage, LLC $1,320,000 $3,400,000 157.6% 1.7%
The First National Bank of Granbury $3,915,000 $3,325,000 -15.1% 1.7%
CARDINAL FINANCIAL $1,990,000 $2,855,000 43.5% 1.5%
JPMorgan Chase Bank $1,360,000 $2,530,000 86.0% 1.3%
First National Bank $2,100,000 n/a 1.1%
21ST MORTGAGE CORPORATION $2,375,000 $1,950,000 -17.9% 1.0%
MEMBERS TRUST OF THE SOUTHWEST FCU $1,790,000 n/a 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,470,000 $1,775,000 -28.1% 0.9%
Texas State Bank $1,675,000 n/a 0.9%
Citizens National Bank of Texas $4,110,000 $1,570,000 -61.8% 0.8%
SECURITYNATIONAL MORTGAGE COMPANY $410,000 $1,550,000 278.0% 0.8%
AgFirst Farm Credit Bank $1,515,000 n/a 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,555,000 $1,515,000 -57.4% 0.8%
NEWREZ LLC $1,140,000 $1,495,000 31.1% 0.8%
GUARANTEED RATE, INC. $1,160,000 $1,490,000 28.4% 0.8%
Pinnacle Bank $190,000 $1,315,000 592.1% 0.7%
NAVY FEDERAL CREDIT UNION $1,170,000 $1,260,000 7.7% 0.6%
AMCAP MORTGAGE, LTD. $1,245,000 $1,180,000 -5.2% 0.6%
Gateway First Bank $745,000 $1,165,000 56.4% 0.6%
American National Bank & Trust $485,000 $1,150,000 137.1% 0.6%
LOANPEOPLE, LLC $145,000 $1,095,000 655.2% 0.6%
Mortgage Research Center, LLC $1,270,000 $1,065,000 -16.1% 0.5%
FIRST CENTENNIAL MORTGAGE CORPORATION $2,745,000 $1,055,000 -61.6% 0.5%
City Bank $595,000 $1,030,000 73.1% 0.5%
PENNYMAC LOAN SERVICES, LLC $840,000 $995,000 18.5% 0.5%
BOKF $165,000 $960,000 481.8% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $950,000 $910,000 -4.2% 0.5%
ACADEMY MORTGAGE CORPORATION $860,000 $870,000 1.2% 0.4%
SFMC, LP $1,275,000 $870,000 -31.8% 0.4%
LOANDEPOT.COM, LLC $1,780,000 $830,000 -53.4% 0.4%
Wells Fargo Bank $590,000 $805,000 36.4% 0.4%
BancorpSouth $165,000 $800,000 384.8% 0.4%
NATIONS RELIABLE LENDING, LLC $790,000 n/a 0.4%
The American National Bank of Texas $345,000 $785,000 127.5% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,755,000 $755,000 -79.9% 0.4%
UBS Bank USA $725,000 n/a 0.4%
FIRST COMMUNITY MORTGAGE, INC. $710,000 n/a 0.4%
MOVEMENT MORTGAGE, LLC $685,000 n/a 0.3%
USAA Federal Savings Bank $685,000 n/a 0.3%
Colonial Savings, F.A. $505,000 $635,000 25.7% 0.3%
First State Bank $335,000 $590,000 76.1% 0.3%
GARDNER FINANCIAL SERVICES, LTD. $565,000 n/a 0.3%
Farm Credit Mid-America, ACA $455,000 $535,000 17.6% 0.3%
THRIVE MORTGAGE, LLC $540,000 $530,000 -1.9% 0.3%
Morgan Stanley Private Bank $525,000 n/a 0.3%
AUSTIN COUNTY STATE BANK $515,000 n/a 0.3%
GSF Mortgage Corporation $495,000 n/a 0.3%
Pinnacle Bank - Wyoming $495,000 n/a 0.3%
Wellington State Bank $485,000 n/a 0.2%
Amarillo National Bank $595,000 $475,000 -20.2% 0.2%
Citizens Bank $480,000 $475,000 -1.0% 0.2%
The First National Bank of Albany $500,000 $470,000 -6.0% 0.2%
1st National Bank $445,000 n/a 0.2%
First United Bank $440,000 n/a 0.2%
Citibank $435,000 n/a 0.2%
First National Bank of Omaha $440,000 $420,000 -4.5% 0.2%
AUGUSTA FINANCIAL, INC. $405,000 n/a 0.2%
PLANET HOME LENDING, LLC $575,000 $395,000 -31.3% 0.2%
U.S. Bank $1,040,000 $395,000 -62.0% 0.2%
Veritex Community Bank $395,000 n/a 0.2%
RANLIFE, INC. $385,000 n/a 0.2%
Zions Bank $45,000 $385,000 755.6% 0.2%
MID AMERICA MORTGAGE, INC. $825,000 $380,000 -53.9% 0.2%
Plains Commerce Bank $375,000 n/a 0.2%
EECU $815,000 $370,000 -54.6% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $365,000 n/a 0.2%
RBC Bank, (Georgia) $425,000 $365,000 -14.1% 0.2%
TEXAS DOW EMPLOYEES CREDIT UNION $365,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $85,000 $360,000 323.5% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 $355,000 238.1% 0.2%
First United Bank and Trust Company $1,950,000 $340,000 -82.6% 0.2%
UIF CORPORATION $335,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $440,000 $330,000 -25.0% 0.2%
Centennial Bank $1,110,000 $325,000 -70.7% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $325,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $875,000 $325,000 -62.9% 0.2%
TRIAD FINANCIAL SERVICES, INC. $745,000 $320,000 -57.0% 0.2%
Bank of America $495,000 $310,000 -37.4% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $305,000 n/a 0.2%
LOS ANGELES POLICE Federal Credit Union $305,000 n/a 0.2%
MEMBER FIRST MORTGAGE, LLC $305,000 n/a 0.2%
EVERETT FINANCIAL, INC. $5,535,000 $300,000 -94.6% 0.2%
Hometown Equity Mortgage, LLC $295,000 n/a 0.2%
LENDSURE MORTGAGE CORP. $295,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $105,000 $290,000 176.2% 0.1%
TOWNE MORTGAGE COMPANY $275,000 n/a 0.1%
Flagstar Bank, FSB $825,000 $265,000 -67.9% 0.1%
NEXERA HOLDING LLC $265,000 n/a 0.1%
NP, Inc. $265,000 n/a 0.1%
RANDOLPH-BROOKS $640,000 $265,000 -58.6% 0.1%
Baxter Credit Union $265,000 $255,000 -3.8% 0.1%
FIRST NATIONAL BANK OF WEATHERFORD $745,000 $255,000 -65.8% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $480,000 $255,000 -46.9% 0.1%
Frost Bank $270,000 $250,000 -7.4% 0.1%
Citizens State Bank $245,000 n/a 0.1%
FREEDOM MORTGAGE CORPORATION $650,000 $245,000 -62.3% 0.1%
AMERISAVE MORTGAGE CORPORATION $460,000 $235,000 -48.9% 0.1%
Broadway National Bank $1,025,000 $235,000 -77.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $135,000 $235,000 74.1% 0.1%
LOANPAL, LLC $210,000 $230,000 9.5% 0.1%
PNC Bank $280,000 $230,000 -17.9% 0.1%
Jefferson Bank $225,000 n/a 0.1%
UNITED BUILT HOMES, L.L.C. $1,015,000 $225,000 -77.8% 0.1%
Central National Bank $215,000 n/a 0.1%
First National Bank Texas $215,000 n/a 0.1%
Nations Lending Corporation $690,000 $215,000 -68.8% 0.1%
Paramount Residential Mortgage Group, Inc. $650,000 $215,000 -66.9% 0.1%
AMPLIFY $205,000 n/a 0.1%
Beeline Loans, Inc. $205,000 n/a 0.1%
CMG MORTGAGE, INC. $1,455,000 $205,000 -85.9% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $205,000 n/a 0.1%
Worthington National Bank $190,000 n/a 0.1%
International Bank of Commerce $185,000 n/a 0.1%
S1L, Inc. $295,000 $185,000 -37.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $235,000 $175,000 -25.5% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $375,000 $175,000 -53.3% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $1,650,000 $170,000 -89.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $165,000 n/a 0.1%
MLD MORTGAGE INC. $155,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $280,000 $155,000 -44.6% 0.1%
Town Square Mortgage & Investments, Inc. $155,000 n/a 0.1%
First Community Bank $145,000 n/a 0.1%
Prosperity Bank $1,260,000 $145,000 -88.5% 0.1%
AmeriHome Mortgage Company, LLC $135,000 n/a 0.1%
Independent Bank $3,565,000 $135,000 -96.2% 0.1%
Discover Bank $105,000 $125,000 19.0% 0.1%
NEIGHBORHOOD $85,000 n/a 0.0%
BROKER SOLUTIONS, INC. $935,000 $75,000 -92.0% 0.0%
CIVIC FINANCIAL SERVICES, LLC $75,000 n/a 0.0%
First National Bank of America $75,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $55,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
EDUCATION FIRST $45,000 n/a 0.0%

Stephenville's top lender by overall market share is First Financial Bank, with 10.9% market share. In second place, with 9.0%, is Origin Bank, having originated $17,635,000 in loans. In third place, with 4.9%, is InterBank, having originated $9,680,000 in loans. In fourth place, with 4.8%, is GUILD MORTGAGE COMPANY, having originated $9,380,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $9,135,000 in loans.


Stephenville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,675 (9.6%) $245,891 (6.1%) 0.00 98
2018-02-01 $199,075 (4.0%) $242,428 (-2.3%) 0.00 107
2018-03-01 $215,000 (9.2%) $259,247 (5.2%) 0.00 104
2018-04-01 $232,750 (16.4%) $270,352 (8.1%) 0.00 95
2018-05-01 $239,500 (9.4%) $281,799 (10.3%) 0.00 88
2018-06-01 $241,000 (10.1%) $274,290 (6.8%) 0.00 94
2018-07-01 $236,500 (0.6%) $265,757 (-2.2%) 0.00 106
2018-08-01 $202,375 (-11.9%) $245,609 (-6.4%) 0.00 114
2018-09-01 $229,000 (0.0%) $262,133 (-1.6%) 0.00 102
2018-10-01 $223,475 (-0.4%) $271,782 (2.7%) 0.00 87
2018-11-01 $234,000 (7.5%) $272,664 (2.2%) 0.00 88
2018-12-01 $215,000 (7.6%) $267,946 (4.3%) 0.00 95
2019-01-01 $227,750 (14.1%) $278,521 (13.3%) 0.00 88
2019-02-01 $205,875 (3.4%) $263,493 (8.7%) 0.00 85
2019-03-01 $203,571 (-5.3%) $256,386 (-1.1%) 0.00 89
2019-04-01 $199,000 (-14.5%) $264,129 (-2.3%) 0.00 93
2019-05-01 $187,200 (-21.8%) $270,260 (-4.1%) 0.00 95
2019-06-01 $185,250 (-23.1%) $283,148 (3.2%) 0.00 102
2019-07-01 $215,475 (-8.9%) $295,060 (11.0%) 0.00 99
2019-08-01 $237,818 (17.5%) $323,553 (31.7%) 0.00 103
2019-09-01 $244,670 (6.8%) $310,301 (18.4%) 0.00 109
2019-10-01 $259,000 (15.9%) $313,218 (15.3%) 0.00 108
2019-11-01 $276,250 (18.1%) $361,205 (32.5%) 0.00 107
2019-12-01 $285,750 (32.9%) $374,383 (39.7%) 0.00 93
2020-01-01 $275,950 (21.2%) $372,781 (33.8%) 0.00 83
2020-02-01 $294,700 (43.2%) $375,568 (42.5%) 0.00 85
2020-03-01 $274,000 (34.6%) $370,311 (44.4%) 0.00 94
2020-04-01 $257,000 (29.2%) $359,258 (36.0%) 0.00 92
2020-05-01 $249,900 (33.5%) $317,531 (17.5%) 0.00 92
2020-06-01 $249,675 (34.8%) $315,679 (11.5%) 0.00 89
2020-07-01 $246,625 (14.5%) $299,202 (1.4%) 0.00 95
2020-08-01 $242,475 (2.0%) $302,973 (-6.4%) 0.00 104
2020-09-01 $238,750 (-2.4%) $315,506 (1.7%) 0.00 102
2020-10-01 $234,500 (-9.5%) $319,276 (1.9%) 0.00 90
2020-11-01 $235,000 (-14.9%) $343,937 (-4.8%) 0.00 84
2020-12-01 $241,625 (-15.4%) $385,411 (3.0%) 0.00 76
2021-01-01 $238,500 (-13.6%) $388,352 (4.2%) 0.00 55
2021-02-01 $277,200 (-5.9%) $399,595 (6.4%) 0.00 45
2021-03-01 $273,225 (-0.3%) $402,563 (8.7%) 0.00 30
2021-04-01 $287,000 (11.7%) $419,424 (16.8%) 0.00 36
2021-05-01 $252,500 (1.0%) $402,504 (26.8%) 0.00 40
2021-06-01 $246,125 (-1.4%) $373,044 (18.2%) 0.00 56
2021-07-01 $243,450 (-1.3%) $374,894 (25.3%) 0.00 67
2021-08-01 $270,000 (11.4%) $416,567 (37.5%) 0.00 69
2021-09-01 $296,875 (24.4%) $441,207 (39.8%) 0.00 79
2021-10-01 $304,950 (30.0%) $436,214 (36.6%) 0.00 72
2021-11-01 $285,500 (21.5%) $445,276 (29.5%) 0.00 67
2021-12-01 $289,700 (19.9%) $461,439 (19.7%) 0.00 52
2022-01-01 $275,000 (15.3%) $449,438 (15.7%) 0.00 46
2022-02-01 $284,700 (2.7%) $438,511 (9.7%) 0.00 43
2022-03-01 $375,975 (37.6%) $649,664 (61.4%) 0.00 37
2022-04-01 $394,450 (37.4%) $656,162 (56.4%) 0.00 52
2022-05-01 $402,425 (59.4%) $667,403 (65.8%) 0.00 70
2022-06-01 $406,175 (65.0%) $663,588 (77.9%) 0.00 92
2022-07-01 $464,950 (91.0%) $647,240 (72.7%) 0.00 108
2022-08-01 $493,750 (82.9%) $661,067 (58.7%) 0.00 120
2022-09-01 $494,750 (66.7%) $652,194 (47.8%) 0.00 113
2022-10-01 $444,500 (45.8%) $603,676 (38.4%) 0.00 121
2022-11-01 $403,500 (41.3%) $575,561 (29.3%) 0.00 123
2022-12-01 $398,000 (37.4%) $578,572 (25.4%) 0.00 125
2023-01-01 $410,000 (49.1%) $608,685 (35.4%) 0.00 109
2023-02-01 $478,500 (68.1%) $603,472 (37.6%) 0.00 112
2023-03-01 $491,175 (30.6%) $619,148 (-4.7%) 0.00 112
2023-04-01 $499,000 (26.5%) $662,742 (1.0%) 0.00 113
2023-05-01 $504,850 (25.5%) $716,601 (7.4%) 0.00 111
2023-06-01 $507,975 (25.1%) $728,739 (9.8%) 0.00 119
2023-07-01 $499,000 (7.3%) $726,230 (12.2%) 0.00 131
2023-08-01 $487,222 (-1.3%) $758,755 (14.8%) 0.00 149
2023-09-01 $488,450 (-1.3%) $744,028 (14.1%) 0.00 158
2023-10-01 $472,000 (6.2%) $689,448 (14.2%) 0.00 180
2023-11-01 $470,375 (16.6%) $717,598 (24.7%) 0.00 171
2023-12-01 $471,750 (18.5%) $732,603 (26.6%) 0.00 150
2024-01-01 $435,125 (6.1%) $747,242 (22.8%) 0.00 137
2024-02-01 $440,625 (-7.9%) $776,498 (28.7%) 0.00 131
Stephenville's median listing price for 2024-02-01 was $440,625, a difference of $-37,875 (-7.9%) versus the prior year and $5,500 versus the prior month.

Stephenville's median listing price comes in at 0% of the national average.

Stephenville's average listing price for 2024-02-01 was $776,498, a difference of $173,026 (28.7%) versus the prior year and $29,256 versus the prior month.

For the 2024-02-01 period, Stephenville had 131 MLS listings, a difference of -6 listings (-4%) versus the prior month and 19 listings (17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,774 sqft
2018-02-01 0 days 1,775 sqft
2018-03-01 0 days 1,892 sqft
2018-04-01 0 days 1,953 sqft
2018-05-01 0 days 1,949 sqft
2018-06-01 0 days 1,993 sqft
2018-07-01 0 days 1,974 sqft
2018-08-01 0 days 1,930 sqft
2018-09-01 0 days 1,931 sqft
2018-10-01 0 days 1,935 sqft
2018-11-01 0 days 1,898 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 2,030 sqft
2019-02-01 0 days 1,927 sqft
2019-03-01 0 days 1,865 sqft
2019-04-01 0 days 1,801 sqft
2019-05-01 0 days 1,792 sqft
2019-06-01 0 days 1,904 sqft
2019-07-01 0 days 1,971 sqft
2019-08-01 0 days 2,025 sqft
2019-09-01 0 days 2,070 sqft
2019-10-01 0 days 2,123 sqft
2019-11-01 0 days 2,135 sqft
2019-12-01 0 days 2,068 sqft
2020-01-01 0 days 2,043 sqft
2020-02-01 0 days 2,122 sqft
2020-03-01 0 days 2,091 sqft
2020-04-01 0 days 2,072 sqft
2020-05-01 0 days 2,096 sqft
2020-06-01 0 days 2,168 sqft
2020-07-01 0 days 2,130 sqft
2020-08-01 0 days 2,000 sqft
2020-09-01 0 days 1,982 sqft
2020-10-01 0 days 1,951 sqft
2020-11-01 0 days 2,017 sqft
2020-12-01 0 days 2,039 sqft
2021-01-01 0 days 1,959 sqft
2021-02-01 0 days 1,971 sqft
2021-03-01 0 days 1,952 sqft
2021-04-01 0 days 1,905 sqft
2021-05-01 0 days 1,812 sqft
2021-06-01 0 days 1,795 sqft
2021-07-01 0 days 1,720 sqft
2021-08-01 0 days 1,813 sqft
2021-09-01 0 days 1,962 sqft
2021-10-01 0 days 1,927 sqft
2021-11-01 0 days 1,799 sqft
2021-12-01 0 days 1,716 sqft
2022-01-01 0 days 1,796 sqft
2022-02-01 0 days 1,806 sqft
2022-03-01 0 days 1,927 sqft
2022-04-01 0 days 1,925 sqft
2022-05-01 0 days 1,938 sqft
2022-06-01 0 days 1,916 sqft
2022-07-01 0 days 1,904 sqft
2022-08-01 0 days 1,962 sqft
2022-09-01 0 days 1,900 sqft
2022-10-01 0 days 1,861 sqft
2022-11-01 0 days 1,860 sqft
2022-12-01 0 days 1,896 sqft
2023-01-01 0 days 1,907 sqft
2023-02-01 0 days 1,911 sqft
2023-03-01 0 days 2,030 sqft
2023-04-01 0 days 2,052 sqft
2023-05-01 0 days 2,088 sqft
2023-06-01 0 days 2,080 sqft
2023-07-01 0 days 2,070 sqft
2023-08-01 0 days 2,055 sqft
2023-09-01 0 days 2,048 sqft
2023-10-01 0 days 2,018 sqft
2023-11-01 0 days 2,000 sqft
2023-12-01 0 days 2,004 sqft
2024-01-01 0 days 1,954 sqft
2024-02-01 0 days 1,942 sqft
Stephenville's median listing age (time on market) for 2024-02-01 was 0 days.

Stephenville's median square footage for active listings during the 2024-02-01 period was 1,942 sqft. One year prior, the average listing was 1,911 sqft.

Stephenville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 417 $145,405,000 $348,693
Cash Out Refi 58 $13,500,000 $232,759
Home Improvement 39 $5,375,000 $137,821
Refi 38 $28,200,000 $742,105
Other 28 $3,300,000 $117,857

Stephenville's most frequently cited loan purpose was Home Purchase, with 417 originations. The 2nd most popular reason was Cash Out Refi, with 58 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 193 $92,695,000 $480,285
7-8% 173 $48,365,000 $279,566
Over 8% 116 $22,350,000 $192,672
5-6% 46 $12,930,000 $281,087
<2.5% 13 $85,000 $6,538
4-5% 4 $1,540,000 $385,000
2.5-3% 1 $255,000 $255,000

During 2023, Stephenville's most frequently originated rate bucket was 6-7%, with 193 originations.

Loan Sizing (Stephenville, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 234 $65,930,000 $281,752
$100k-200k 164 $24,280,000 $148,049
$100,000 or less 85 $4,655,000 $54,765
$400k-600k 71 $34,375,000 $484,155
$600k-1000k 18 $12,740,000 $707,778
$Over $1MM 8 $53,800,000 $6,725,000

Stephenville's loan sizing saw the bucket of loans from $200k-400k with 234 originations, totaling $65,930,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 221 $64,165,000 $290,339
60-80% 153 $82,055,000 $536,307
40-60% 69 $19,565,000 $283,551
20-40% 47 $7,615,000 $162,021
Under 20% 47 $3,125,000 $66,489
Over 100% 8 $1,490,000 $186,250

Stephenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 221 originations, totaling $64,165,000 in origination value.