Stephenville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Stephenville averaged
6.39%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.61% and
one month ago for the week of 2023-04-20, the
average rate was 6.21%.
Stephenville's average rate one year ago was 5.27%.
For refis of the same type during the week of 2023-05-25, the average rate
was 7.07%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Stephenville 30 Year Fixed Rate | 2023-05-25 | 6.39% |
| Stephenville 30 Year Fixed Rate Refi | 2023-05-25 | 7.07% |
| Stephenville 15 Year Fixed Rate | 2023-05-25 | 5.77% |
| Stephenville 15 Year Fixed Rate Refi | 2023-05-25 | 6.47% |
| Stephenville 30 Year FHA | 2023-05-25 | 6.51% |
| Stephenville 30 Year FHA Refi | 2023-05-25 | 6.71% |
| Stephenville 30 Year USDA | 2023-05-25 | 6.63% |
| Stephenville 30 Year USDA Refi | 2023-05-25 | 6.43% |
| Stephenville 30 Year VA | 2023-05-25 | 6.41% |
| Stephenville 30 Year VA Refi | 2023-05-25 | 6.21% |
Stephenville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stephenville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Stephenville Average Closing Costs & Other Stats
Stephenville, TX's 110 lenders originated 758
loans during 2022. The total origination value was $199,670,000, with an average loan value of
$263,417.
Stephenville's average closing costs are $5,324.
The top Stephenville lender as defined by loan originations is First Financial Bank, with
40 loans originated. Their average total fees are
$4,509, which is $2,400
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Stephenville lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($3,213), InterBank ($3,931), First Financial Bank ($4,509), First Guaranty Mortgage Corporation ($5,863) and QUICKEN LOANS, LLC ($6,502).
The lowest rate Stephenville lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. (4.42%), First Financial Bank (4.93%), InterBank (4.95%), First Guaranty Mortgage Corporation (5.08%) and UNITED WHOLESALE MORTGAGE, LLC (5.17%).
Stephenville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Financial Bank | $42,880,000 | $29,440,000 | -31.3% | 14.7% |
| GUILD MORTGAGE COMPANY | $20,670,000 | $11,085,000 | -46.4% | 5.6% |
| InterBank | $12,235,000 | $8,835,000 | -27.8% | 4.4% |
| QUICKEN LOANS, LLC | $15,530,000 | $7,395,000 | -52.4% | 3.7% |
| First Merchants Bank | $7,355,000 | n/a | 3.7% | |
| UNITED WHOLESALE MORTGAGE, LLC | $5,015,000 | $6,710,000 | 33.8% | 3.4% |
| EVERETT FINANCIAL, INC. | $5,135,000 | $5,535,000 | 7.8% | 2.8% |
| First Guaranty Mortgage Corporation | $695,000 | $4,700,000 | 576.3% | 2.4% |
| Citizens National Bank of Texas | $6,250,000 | $4,110,000 | -34.2% | 2.1% |
| The First National Bank of Granbury | $4,685,000 | $3,915,000 | -16.4% | 2.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,755,000 | n/a | 1.9% | |
| Independent Bank | $530,000 | $3,565,000 | 572.6% | 1.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,615,000 | $3,555,000 | -1.7% | 1.8% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $3,010,000 | $2,745,000 | -8.8% | 1.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,845,000 | $2,470,000 | 33.9% | 1.2% |
| 21ST MORTGAGE CORPORATION | $2,065,000 | $2,375,000 | 15.0% | 1.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,585,000 | $1,990,000 | -56.6% | 1.0% |
| First United Bank and Trust Company | $2,920,000 | $1,950,000 | -33.2% | 1.0% |
| LOANDEPOT.COM, LLC | $2,720,000 | $1,780,000 | -34.6% | 0.9% |
| COUNTRYPLACE MORTGAGE, LTD. | $75,000 | $1,650,000 | 2,100.0% | 0.8% |
| CMG MORTGAGE, INC. | $520,000 | $1,455,000 | 179.8% | 0.7% |
| JPMorgan Chase Bank | $2,785,000 | $1,360,000 | -51.2% | 0.7% |
| Prosperity Home Mortgage, LLC | $1,320,000 | n/a | 0.7% | |
| SFMC, LP | $2,845,000 | $1,275,000 | -55.2% | 0.6% |
| Mortgage Research Center, LLC | $2,835,000 | $1,270,000 | -55.2% | 0.6% |
| Prosperity Bank | $1,325,000 | $1,260,000 | -4.9% | 0.6% |
| American State Bank | $1,255,000 | n/a | 0.6% | |
| AMCAP MORTGAGE, LTD. | $2,755,000 | $1,245,000 | -54.8% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $155,000 | $1,170,000 | 654.8% | 0.6% |
| GUARANTEED RATE, INC. | $1,390,000 | $1,160,000 | -16.5% | 0.6% |
| NEWREZ LLC | $780,000 | $1,140,000 | 46.2% | 0.6% |
| Centennial Bank | $1,110,000 | n/a | 0.6% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,220,000 | $1,100,000 | -50.5% | 0.6% |
| U.S. Bank | $760,000 | $1,040,000 | 36.8% | 0.5% |
| Broadway National Bank | $1,025,000 | n/a | 0.5% | |
| UNITED BUILT HOMES, L.L.C. | $690,000 | $1,015,000 | 47.1% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $675,000 | $950,000 | 40.7% | 0.5% |
| BROKER SOLUTIONS, INC. | $425,000 | $935,000 | 120.0% | 0.5% |
| Southside Bank | $395,000 | $910,000 | 130.4% | 0.5% |
| Charles Schwab Bank, SSB | $885,000 | n/a | 0.4% | |
| Mr. Cooper ( Nationstar Mortgage ) | $2,935,000 | $875,000 | -70.2% | 0.4% |
| ACADEMY MORTGAGE CORPORATION | $980,000 | $860,000 | -12.2% | 0.4% |
| Sunflower Bank | $845,000 | n/a | 0.4% | |
| PENNYMAC LOAN SERVICES, LLC | $2,330,000 | $840,000 | -63.9% | 0.4% |
| Flagstar Bank, FSB | $1,435,000 | $825,000 | -42.5% | 0.4% |
| MID AMERICA MORTGAGE, INC. | $875,000 | $825,000 | -5.7% | 0.4% |
| MEMBERS CHOICE Credit Union | $820,000 | n/a | 0.4% | |
| EECU | $705,000 | $815,000 | 15.6% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $805,000 | n/a | 0.4% | |
| KELLER MORTGAGE, LLC | $1,430,000 | $775,000 | -45.8% | 0.4% |
| FIRST NATIONAL BANK OF WEATHERFORD | $705,000 | $745,000 | 5.7% | 0.4% |
| Gateway First Bank | $2,660,000 | $745,000 | -72.0% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $420,000 | $745,000 | 77.4% | 0.4% |
| CHERRY CREEK MORTGAGE, LLC | $730,000 | n/a | 0.4% | |
| Citadel Servicing Corporation | $715,000 | n/a | 0.4% | |
| ASPIRE FINANCIAL, INC. | $1,750,000 | $695,000 | -60.3% | 0.3% |
| Nations Lending Corporation | $420,000 | $690,000 | 64.3% | 0.3% |
| Wyndham Capital Mortgage, Inc. | $660,000 | n/a | 0.3% | |
| FREEDOM MORTGAGE CORPORATION | $3,400,000 | $650,000 | -80.9% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $255,000 | $650,000 | 154.9% | 0.3% |
| Affiliated Bank | $155,000 | $645,000 | 316.1% | 0.3% |
| RANDOLPH-BROOKS | $640,000 | n/a | 0.3% | |
| SUMMIT FUNDING, INC. | $1,335,000 | $630,000 | -52.8% | 0.3% |
| Amarillo National Bank | $595,000 | n/a | 0.3% | |
| Chicago Mortgage Solutions LLC | $560,000 | $595,000 | 6.3% | 0.3% |
| City Bank | $2,635,000 | $595,000 | -77.4% | 0.3% |
| Wells Fargo Bank | $2,790,000 | $590,000 | -78.9% | 0.3% |
| NTFN, INC. | $405,000 | $575,000 | 42.0% | 0.3% |
| PLANET HOME LENDING, LLC | $790,000 | $575,000 | -27.2% | 0.3% |
| Inwood National Bank | $545,000 | n/a | 0.3% | |
| HOME POINT FINANCIAL CORPORATION | $1,440,000 | $540,000 | -62.5% | 0.3% |
| THRIVE MORTGAGE, LLC | $650,000 | $540,000 | -16.9% | 0.3% |
| First Bank & Trust | $535,000 | n/a | 0.3% | |
| ALAMEDA MORTGAGE CORPORATION | $505,000 | n/a | 0.3% | |
| Colonial Savings, F.A. | $4,000,000 | $505,000 | -87.4% | 0.3% |
| The First National Bank of Albany | $295,000 | $500,000 | 69.5% | 0.3% |
| Bank of America | $485,000 | $495,000 | 2.1% | 0.2% |
| American National Bank & Trust | $375,000 | $485,000 | 29.3% | 0.2% |
| Citizens Bank | $1,540,000 | $480,000 | -68.8% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $155,000 | $480,000 | 209.7% | 0.2% |
| HOMESTAR FINANCIAL CORPORATION | $470,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $1,380,000 | $460,000 | -66.7% | 0.2% |
| Farm Credit Mid-America, ACA | $645,000 | $455,000 | -29.5% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,085,000 | $445,000 | -78.7% | 0.2% |
| LRS FINANCIAL NETWORK, INC. | $445,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $1,265,000 | $440,000 | -65.2% | 0.2% |
| First National Bank of Omaha | $440,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $425,000 | n/a | 0.2% | |
| RBC Bank, (Georgia) | $425,000 | n/a | 0.2% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $895,000 | $410,000 | -54.2% | 0.2% |
| SOUTHWEST FUNDING, LP | $400,000 | n/a | 0.2% | |
| DAS Acquisition Company, LLC | $575,000 | $385,000 | -33.0% | 0.2% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $375,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $235,000 | $375,000 | 59.6% | 0.2% |
| HomeBank Texas | $805,000 | $355,000 | -55.9% | 0.2% |
| Lakeview Community Capital, LLC | $355,000 | n/a | 0.2% | |
| LONE STAR | $355,000 | n/a | 0.2% | |
| SECURITY SERVICE | $455,000 | $355,000 | -22.0% | 0.2% |
| South State Bank | $355,000 | n/a | 0.2% | |
| The American National Bank of Texas | $345,000 | n/a | 0.2% | |
| First State Bank | $85,000 | $335,000 | 294.1% | 0.2% |
| PROPER RATE, LLC | $315,000 | n/a | 0.2% | |
| S1L, Inc. | $295,000 | n/a | 0.1% | |
| Vista Bank | $200,000 | $290,000 | 45.0% | 0.1% |
| Network Funding, L.P. | $285,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $280,000 | n/a | 0.1% | |
| PNC Bank | $280,000 | n/a | 0.1% | |
| BM Real Estate Services, Inc. | $275,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $275,000 | n/a | 0.1% | |
| NBKC BANK | $275,000 | n/a | 0.1% | |
| Frost Bank | $270,000 | n/a | 0.1% | |
| Baxter Credit Union | $265,000 | n/a | 0.1% | |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $400,000 | $265,000 | -33.8% | 0.1% |
| Texas Mortgage Lending, LLC | $265,000 | n/a | 0.1% | |
| Commercial Bank of Texas | $255,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $245,000 | n/a | 0.1% | |
| FIRST TECHNOLOGY | $245,000 | n/a | 0.1% | |
| VeraBank | $145,000 | $245,000 | 69.0% | 0.1% |
| Simmons Bank | $240,000 | n/a | 0.1% | |
| CALIBER HOME LOANS, INC. | $2,080,000 | $235,000 | -88.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $505,000 | $235,000 | -53.5% | 0.1% |
| Regions Bank | $425,000 | $235,000 | -44.7% | 0.1% |
| T2 FINANCIAL LLC | $235,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $380,000 | $215,000 | -43.4% | 0.1% |
| Carrington Mortgage Services, LLC | $475,000 | $210,000 | -55.8% | 0.1% |
| LOANPAL, LLC | $85,000 | $210,000 | 147.1% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $210,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $205,000 | n/a | 0.1% | |
| Republic State Mortgage Co. | $155,000 | $205,000 | 32.3% | 0.1% |
| Ally Bank | $85,000 | $195,000 | 129.4% | 0.1% |
| HANCOCK MORTGAGE PARTNERS, LLC | $195,000 | n/a | 0.1% | |
| Rocky Mountain Mortgage Company | $195,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $195,000 | n/a | 0.1% | |
| Pinnacle Bank | $1,465,000 | $190,000 | -87.0% | 0.1% |
| DATA MORTGAGE, INC. | $185,000 | n/a | 0.1% | |
| First Bank | $45,000 | $175,000 | 288.9% | 0.1% |
| OCMBC, INC. | $175,000 | n/a | 0.1% | |
| BancorpSouth Bank | $55,000 | $165,000 | 200.0% | 0.1% |
| BOKF | $175,000 | $165,000 | -5.7% | 0.1% |
| HOMETRUST MORTGAGE COMPANY | $155,000 | $165,000 | 6.5% | 0.1% |
| ON Q FINANCIAL, INC. | $165,000 | n/a | 0.1% | |
| Origin Bank | $165,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $155,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $195,000 | $155,000 | -20.5% | 0.1% |
| AMERICAN ADVISORS GROUP | $150,000 | n/a | 0.1% | |
| COMMUNITY RESOURCE CREDIT UNION | $145,000 | n/a | 0.1% | |
| LOANPEOPLE, LLC | $145,000 | n/a | 0.1% | |
| Shea Mortgage Inc. | $145,000 | n/a | 0.1% | |
| UNITED MORTGAGE CORP. | $500,000 | $145,000 | -71.0% | 0.1% |
| ARC HOME LLC | $135,000 | n/a | 0.1% | |
| Comerica Bank | $95,000 | $135,000 | 42.1% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $105,000 | $135,000 | 28.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,120,000 | $135,000 | -96.7% | 0.1% |
| FirstBank Southwest | $125,000 | n/a | 0.1% | |
| Round Top State Bank | $115,000 | n/a | 0.1% | |
| UNION SQUARE | $115,000 | n/a | 0.1% | |
| Discover Bank | $45,000 | $105,000 | 133.3% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $85,000 | $105,000 | 23.5% | 0.1% |
| UNION HOME MORTGAGE CORP. | $590,000 | $105,000 | -82.2% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $105,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $85,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $85,000 | n/a | 0.0% | |
| The Jacksboro National Bank | $145,000 | $85,000 | -41.4% | 0.0% |
| AMERICAN FINANCING CORPORATION | $195,000 | $75,000 | -61.5% | 0.0% |
| American Airlines Federal Credit Union | $65,000 | n/a | 0.0% | |
| Credit Union of Texas | $65,000 | n/a | 0.0% | |
| H E B | $55,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $245,000 | $45,000 | -81.6% | 0.0% |
| 1ST COMMUNITY FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| A+ Federal Credit Union | $25,000 | n/a | 0.0% |
Stephenville's top lender by overall market share is First Financial Bank, with 14.7% market share. In second place, with 5.6%, is GUILD MORTGAGE COMPANY, having originated $11,085,000 in loans. In third place, with 4.4%, is InterBank, having originated $8,835,000 in loans. In fourth place, with 3.7%, is QUICKEN LOANS, LLC, having originated $7,395,000 in loans. In fifth place, with 3.7%, is First Merchants Bank, having originated $7,355,000 in loans.
Stephenville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $199,675 (9.6%) | $245,891 (6.1%) | 0.00 | 98 |
| 2018-02-01 | $199,075 (4.0%) | $242,428 (-2.3%) | 0.00 | 107 |
| 2018-03-01 | $215,200 (9.3%) | $282,012 (14.4%) | 0.00 | 105 |
| 2018-04-01 | $234,250 (17.1%) | $296,057 (18.4%) | 0.00 | 96 |
| 2018-05-01 | $239,500 (9.4%) | $308,379 (20.7%) | 0.00 | 89 |
| 2018-06-01 | $242,000 (10.5%) | $296,601 (15.5%) | 0.00 | 95 |
| 2018-07-01 | $238,875 (1.7%) | $286,285 (5.3%) | 0.00 | 107 |
| 2018-08-01 | $203,500 (-11.4%) | $263,955 (0.6%) | 0.00 | 115 |
| 2018-09-01 | $229,500 (0.2%) | $273,517 (2.7%) | 0.00 | 102 |
| 2018-10-01 | $223,475 (-0.4%) | $271,782 (2.7%) | 0.00 | 87 |
| 2018-11-01 | $234,000 (7.5%) | $272,664 (2.2%) | 0.00 | 88 |
| 2018-12-01 | $215,000 (7.6%) | $267,946 (4.3%) | 0.00 | 95 |
| 2019-01-01 | $227,750 (14.1%) | $278,521 (13.3%) | 0.00 | 88 |
| 2019-02-01 | $205,875 (3.4%) | $263,493 (8.7%) | 0.00 | 85 |
| 2019-03-01 | $229,850 (6.8%) | $268,795 (-4.7%) | 0.00 | 87 |
| 2019-04-01 | $199,000 (-15.1%) | $271,536 (-8.3%) | 0.00 | 93 |
| 2019-05-01 | $187,200 (-21.8%) | $270,260 (-12.4%) | 0.00 | 95 |
| 2019-06-01 | $185,250 (-23.5%) | $283,148 (-4.5%) | 0.00 | 102 |
| 2019-07-01 | $215,475 (-9.8%) | $295,060 (3.1%) | 0.00 | 99 |
| 2019-08-01 | $244,700 (20.3%) | $299,128 (13.3%) | 0.00 | 107 |
| 2019-09-01 | $255,000 (11.1%) | $306,624 (12.1%) | 0.00 | 107 |
| 2019-10-01 | $261,500 (17.0%) | $313,379 (15.3%) | 0.00 | 108 |
| 2019-11-01 | $276,250 (18.1%) | $361,205 (32.5%) | 0.00 | 107 |
| 2019-12-01 | $285,750 (32.9%) | $374,383 (39.7%) | 0.00 | 93 |
| 2020-01-01 | $275,950 (21.2%) | $372,781 (33.8%) | 0.00 | 83 |
| 2020-02-01 | $294,700 (43.2%) | $375,568 (42.5%) | 0.00 | 85 |
| 2020-03-01 | $274,000 (19.2%) | $370,311 (37.8%) | 0.00 | 94 |
| 2020-04-01 | $257,000 (29.2%) | $359,258 (32.3%) | 0.00 | 92 |
| 2020-05-01 | $249,900 (33.5%) | $317,531 (17.5%) | 0.00 | 92 |
| 2020-06-01 | $249,675 (34.8%) | $315,679 (11.5%) | 0.00 | 89 |
| 2020-07-01 | $246,625 (14.5%) | $299,202 (1.4%) | 0.00 | 95 |
| 2020-08-01 | $242,475 (-0.9%) | $302,973 (1.3%) | 0.00 | 104 |
| 2020-09-01 | $238,750 (-6.4%) | $314,742 (2.7%) | 0.00 | 102 |
| 2020-10-01 | $234,500 (-10.3%) | $319,276 (1.9%) | 0.00 | 90 |
| 2020-11-01 | $235,000 (-14.9%) | $343,937 (-4.8%) | 0.00 | 84 |
| 2020-12-01 | $241,625 (-15.4%) | $385,411 (3.0%) | 0.00 | 76 |
| 2021-01-01 | $238,500 (-13.6%) | $388,352 (4.2%) | 0.00 | 55 |
| 2021-02-01 | $277,200 (-5.9%) | $399,595 (6.4%) | 0.00 | 45 |
| 2021-03-01 | $273,225 (-0.3%) | $402,563 (8.7%) | 0.00 | 30 |
| 2021-04-01 | $287,000 (11.7%) | $419,424 (16.8%) | 0.00 | 36 |
| 2021-05-01 | $252,500 (1.0%) | $402,504 (26.8%) | 0.00 | 40 |
| 2021-06-01 | $246,125 (-1.4%) | $373,044 (18.2%) | 0.00 | 56 |
| 2021-07-01 | $243,450 (-1.3%) | $374,894 (25.3%) | 0.00 | 67 |
| 2021-08-01 | $270,000 (11.4%) | $419,717 (38.5%) | 0.00 | 70 |
| 2021-09-01 | $299,250 (25.3%) | $446,486 (41.9%) | 0.00 | 80 |
| 2021-10-01 | $304,950 (30.0%) | $436,214 (36.6%) | 0.00 | 72 |
| 2021-11-01 | $285,500 (21.5%) | $445,276 (29.5%) | 0.00 | 67 |
| 2021-12-01 | $289,700 (19.9%) | $461,439 (19.7%) | 0.00 | 52 |
| 2022-01-01 | $275,000 (15.3%) | $449,438 (15.7%) | 0.00 | 46 |
| 2022-02-01 | $284,700 (2.7%) | $440,273 (10.2%) | 0.00 | 43 |
| 2022-03-01 | $375,975 (37.6%) | $649,664 (61.4%) | 0.00 | 37 |
| 2022-04-01 | $394,450 (37.4%) | $656,162 (56.4%) | 0.00 | 52 |
| 2022-05-01 | $402,425 (59.4%) | $667,403 (65.8%) | 0.00 | 70 |
| 2022-06-01 | $406,175 (65.0%) | $663,588 (77.9%) | 0.00 | 92 |
| 2022-07-01 | $464,950 (91.0%) | $647,240 (72.7%) | 0.00 | 108 |
| 2022-08-01 | $493,750 (82.9%) | $661,067 (57.5%) | 0.00 | 120 |
| 2022-09-01 | $494,750 (65.3%) | $652,194 (46.1%) | 0.00 | 113 |
| 2022-10-01 | $444,500 (45.8%) | $603,676 (38.4%) | 0.00 | 121 |
| 2022-11-01 | $403,500 (41.3%) | $575,561 (29.3%) | 0.00 | 123 |
| 2022-12-01 | $398,000 (37.4%) | $578,572 (25.4%) | 0.00 | 125 |
| 2023-01-01 | $410,000 (49.1%) | $608,685 (35.4%) | 0.00 | 109 |
| 2023-02-01 | $478,500 (68.1%) | $603,472 (37.1%) | 0.00 | 112 |
| 2023-03-01 | $491,175 (30.6%) | $619,148 (-4.7%) | 0.00 | 112 |
| 2023-04-01 | $499,000 (26.5%) | $662,742 (1.0%) | 0.00 | 113 |
Stephenville's median listing price comes in at 0% of the national average.
Stephenville's average listing price for 2023-04-01 was $662,742, a difference of $6,580 (1.0%) versus the prior year and $43,594 versus the prior month.
For the 2023-04-01 period, Stephenville had 113 MLS listings, a difference of 1 listings (1%) versus the prior month and 61 listings (117%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,774 sqft |
| 2018-02-01 | 0 days | 1,775 sqft |
| 2018-03-01 | 0 days | 1,902 sqft |
| 2018-04-01 | 0 days | 1,959 sqft |
| 2018-05-01 | 0 days | 1,963 sqft |
| 2018-06-01 | 0 days | 2,000 sqft |
| 2018-07-01 | 0 days | 1,979 sqft |
| 2018-08-01 | 0 days | 1,935 sqft |
| 2018-09-01 | 0 days | 1,931 sqft |
| 2018-10-01 | 0 days | 1,935 sqft |
| 2018-11-01 | 0 days | 1,898 sqft |
| 2018-12-01 | 0 days | 1,950 sqft |
| 2019-01-01 | 0 days | 2,030 sqft |
| 2019-02-01 | 0 days | 1,927 sqft |
| 2019-03-01 | 0 days | 1,976 sqft |
| 2019-04-01 | 0 days | 1,808 sqft |
| 2019-05-01 | 0 days | 1,792 sqft |
| 2019-06-01 | 0 days | 1,904 sqft |
| 2019-07-01 | 0 days | 1,971 sqft |
| 2019-08-01 | 0 days | 2,080 sqft |
| 2019-09-01 | 0 days | 2,122 sqft |
| 2019-10-01 | 0 days | 2,134 sqft |
| 2019-11-01 | 0 days | 2,135 sqft |
| 2019-12-01 | 0 days | 2,068 sqft |
| 2020-01-01 | 0 days | 2,043 sqft |
| 2020-02-01 | 0 days | 2,122 sqft |
| 2020-03-01 | 0 days | 2,091 sqft |
| 2020-04-01 | 0 days | 2,072 sqft |
| 2020-05-01 | 0 days | 2,096 sqft |
| 2020-06-01 | 0 days | 2,168 sqft |
| 2020-07-01 | 0 days | 2,130 sqft |
| 2020-08-01 | 0 days | 2,000 sqft |
| 2020-09-01 | 0 days | 1,977 sqft |
| 2020-10-01 | 0 days | 1,951 sqft |
| 2020-11-01 | 0 days | 2,017 sqft |
| 2020-12-01 | 0 days | 2,039 sqft |
| 2021-01-01 | 0 days | 1,959 sqft |
| 2021-02-01 | 0 days | 1,971 sqft |
| 2021-03-01 | 0 days | 1,952 sqft |
| 2021-04-01 | 0 days | 1,905 sqft |
| 2021-05-01 | 0 days | 1,812 sqft |
| 2021-06-01 | 0 days | 1,795 sqft |
| 2021-07-01 | 0 days | 1,720 sqft |
| 2021-08-01 | 0 days | 1,809 sqft |
| 2021-09-01 | 0 days | 1,945 sqft |
| 2021-10-01 | 0 days | 1,927 sqft |
| 2021-11-01 | 0 days | 1,799 sqft |
| 2021-12-01 | 0 days | 1,716 sqft |
| 2022-01-01 | 0 days | 1,796 sqft |
| 2022-02-01 | 0 days | 1,805 sqft |
| 2022-03-01 | 0 days | 1,927 sqft |
| 2022-04-01 | 0 days | 1,925 sqft |
| 2022-05-01 | 0 days | 1,938 sqft |
| 2022-06-01 | 0 days | 1,916 sqft |
| 2022-07-01 | 0 days | 1,904 sqft |
| 2022-08-01 | 0 days | 1,962 sqft |
| 2022-09-01 | 0 days | 1,900 sqft |
| 2022-10-01 | 0 days | 1,861 sqft |
| 2022-11-01 | 0 days | 1,860 sqft |
| 2022-12-01 | 0 days | 1,901 sqft |
| 2023-01-01 | 0 days | 1,907 sqft |
| 2023-02-01 | 0 days | 1,913 sqft |
| 2023-03-01 | 0 days | 2,030 sqft |
| 2023-04-01 | 0 days | 2,052 sqft |
Stephenville's median square footage for active listings during the 2023-04-01 period was 2,052 sqft. One year prior, the average listing was 1,925 sqft.
Stephenville, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 494 | $139,150,000 | $281,680 |
| Cash Out Refi | 126 | $33,500,000 | $265,873 |
| Refi | 76 | $17,630,000 | $231,974 |
| Home Improvement | 41 | $6,405,000 | $156,220 |
| Other | 21 | $2,985,000 | $142,143 |
Stephenville's most frequently cited loan purpose was Home Purchase, with 494 originations. The 2nd most popular reason was Cash Out Refi, with 126 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 210 | $55,390,000 | $263,762 |
| 3-4% | 148 | $47,080,000 | $318,108 |
| 4-5% | 143 | $41,025,000 | $286,888 |
| 6-7% | 114 | $23,610,000 | $207,105 |
| 7-8% | 44 | $9,220,000 | $209,545 |
| 2.5-3% | 23 | $4,635,000 | $201,522 |
| Over 8% | 19 | $4,285,000 | $225,526 |
| <2.5% | 15 | $1,715,000 | $114,333 |
During 2022, Stephenville's most frequently originated rate bucket was 5-6%, with 210 originations.
Loan Sizing (Stephenville, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 298 | $83,250,000 | $279,362 |
| $100k-200k | 239 | $35,495,000 | $148,515 |
| $100,000 or less | 110 | $7,320,000 | $66,545 |
| $400k-600k | 85 | $40,305,000 | $474,176 |
| $600k-1000k | 15 | $11,415,000 | $761,000 |
| $Over $1MM | 11 | $21,885,000 | $1,989,545 |
Stephenville's loan sizing saw the bucket of loans from $200k-400k with 298 originations, totaling $83,250,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 258 | $70,720,000 | $274,109 |
| 60-80% | 240 | $77,300,000 | $322,083 |
| 40-60% | 100 | $21,540,000 | $215,400 |
| 20-40% | 60 | $10,990,000 | $183,167 |
| Under 20% | 41 | $2,325,000 | $56,707 |
| Over 100% | 13 | $3,175,000 | $244,231 |
Stephenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 258 originations, totaling $70,720,000 in origination value.