Stephenville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Stephenville averaged
6.72%
for the week of 2022-11-23, compared to the national average of
6.58% for the same period.
The average rate for the prior week (2022-11-17) was
7.15% and
one month ago for the week of 2022-10-20, the
average rate was 7.18%.
Stephenville's average rate one year ago was 3.34%.
For refis of the same type during the week of 2022-11-23, the average rate
was 6.53%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-11-23 | 6.58% |
| Stephenville 30 Year Fixed Rate | 2022-11-23 | 6.72% |
| Stephenville 30 Year Fixed Rate Refi | 2022-11-23 | 6.53% |
| Stephenville 15 Year Fixed Rate | 2022-11-23 | 6.72% |
| Stephenville 15 Year Fixed Rate Refi | 2022-11-23 | 6.24% |
| Stephenville 30 Year FHA | 2022-11-23 | 0.48% |
| Stephenville 30 Year FHA Refi | 2022-11-23 | -0.09% |
| Stephenville 30 Year USDA | 2022-11-23 | 0.11% |
| Stephenville 30 Year USDA Refi | 2022-11-23 | 3.22% |
| Stephenville 30 Year VA | 2022-11-23 | 0.59% |
| Stephenville 30 Year VA Refi | 2022-11-23 | 0.13% |
Stephenville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stephenville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Stephenville Average Closing Costs & Other Stats
Stephenville, TX's 112 lenders originated 1,074
loans during 2021. The total origination value was $293,590,000, with an average loan value of
$273,361.
Stephenville's average closing costs are $5,073.
The top Stephenville lender as defined by loan originations is First Financial Bank, with
80 loans originated. Their average total fees are
$3,649, which is $1,638
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Stephenville lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,871), InterBank ($3,065), First Financial Bank ($3,649), UNITED WHOLESALE MORTGAGE, LLC ($4,447) and QUICKEN LOANS, LLC ($5,108).
The lowest rate Stephenville lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC (3.04%), First Financial Bank (3.08%), QUICKEN LOANS, LLC (3.10%), InterBank (3.19%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.20%).
Stephenville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| BERKELEY POINT CAPITAL LLC | $44,435,000 | n/a | 15.1% | |
| First Financial Bank | $39,265,000 | $42,880,000 | 9.2% | 14.6% |
| GUILD MORTGAGE COMPANY | $16,195,000 | $20,670,000 | 27.6% | 7.0% |
| QUICKEN LOANS, LLC | $9,550,000 | $15,530,000 | 62.6% | 5.3% |
| InterBank | $18,160,000 | $12,235,000 | -32.6% | 4.2% |
| Citizens National Bank of Texas | $17,040,000 | $6,250,000 | -63.3% | 2.1% |
| EVERETT FINANCIAL, INC. | $1,460,000 | $5,135,000 | 251.7% | 1.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,450,000 | $5,015,000 | 245.9% | 1.7% |
| The First National Bank of Granbury | $8,285,000 | $4,685,000 | -43.5% | 1.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,750,000 | $4,585,000 | 162.0% | 1.6% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,310,000 | $4,120,000 | -4.4% | 1.4% |
| Colonial Savings, F.A. | $1,665,000 | $4,000,000 | 140.2% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,035,000 | $3,615,000 | 19.1% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $3,835,000 | $3,400,000 | -11.3% | 1.2% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,560,000 | $3,010,000 | 92.9% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,335,000 | $2,935,000 | 25.7% | 1.0% |
| First United Bank and Trust Company | $2,215,000 | $2,920,000 | 31.8% | 1.0% |
| SFMC, LP | $2,790,000 | $2,845,000 | 2.0% | 1.0% |
| Mortgage Research Center, LLC | $1,335,000 | $2,835,000 | 112.4% | 1.0% |
| Wells Fargo Bank | $895,000 | $2,790,000 | 211.7% | 1.0% |
| JPMorgan Chase Bank | $1,525,000 | $2,785,000 | 82.6% | 0.9% |
| AMCAP MORTGAGE, LTD. | $770,000 | $2,755,000 | 257.8% | 0.9% |
| LOANDEPOT.COM, LLC | $1,790,000 | $2,720,000 | 52.0% | 0.9% |
| Gateway First Bank | $3,290,000 | $2,660,000 | -19.1% | 0.9% |
| City Bank | $195,000 | $2,635,000 | 1,251.3% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $225,000 | $2,330,000 | 935.6% | 0.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,185,000 | $2,220,000 | 87.3% | 0.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $550,000 | $2,085,000 | 279.1% | 0.7% |
| CALIBER HOME LOANS, INC. | $1,920,000 | $2,080,000 | 8.3% | 0.7% |
| 21ST MORTGAGE CORPORATION | $1,285,000 | $2,065,000 | 60.7% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,175,000 | $1,845,000 | -15.2% | 0.6% |
| ASPIRE FINANCIAL, INC. | $3,005,000 | $1,750,000 | -41.8% | 0.6% |
| AMERICAN FINANCIAL NETWORK, INC. | $770,000 | $1,740,000 | 126.0% | 0.6% |
| AMPLIFY | $1,650,000 | n/a | 0.6% | |
| PLAZA HOME MORTGAGE, INC. | $1,600,000 | n/a | 0.5% | |
| Citizens Bank | $1,480,000 | $1,540,000 | 4.1% | 0.5% |
| Pinnacle Bank | $145,000 | $1,465,000 | 910.3% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $340,000 | $1,440,000 | 323.5% | 0.5% |
| Flagstar Bank, FSB | $1,275,000 | $1,435,000 | 12.5% | 0.5% |
| KELLER MORTGAGE, LLC | $1,505,000 | $1,430,000 | -5.0% | 0.5% |
| GUARANTEED RATE, INC. | $305,000 | $1,390,000 | 355.7% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $1,080,000 | $1,380,000 | 27.8% | 0.5% |
| SUMMIT FUNDING, INC. | $555,000 | $1,335,000 | 140.5% | 0.5% |
| Prosperity Bank | $285,000 | $1,325,000 | 364.9% | 0.5% |
| BETTER MORTGAGE CORPORATION | $675,000 | $1,265,000 | 87.4% | 0.4% |
| COMPEER FINANCIAL, FLCA | $420,000 | $1,185,000 | 182.1% | 0.4% |
| FirstBank | $1,005,000 | n/a | 0.3% | |
| GSF Mortgage Corporation | $995,000 | n/a | 0.3% | |
| LAKEVIEW LOAN SERVICING, LLC | $560,000 | $995,000 | 77.7% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $555,000 | $980,000 | 76.6% | 0.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | $175,000 | $895,000 | 411.4% | 0.3% |
| SWBC MORTGAGE CORPORATION | $165,000 | $895,000 | 442.4% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $845,000 | $875,000 | 3.6% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $295,000 | $815,000 | 176.3% | 0.3% |
| USAA Federal Savings Bank | $1,305,000 | $815,000 | -37.5% | 0.3% |
| HomeBank Texas | $805,000 | n/a | 0.3% | |
| PLANET HOME LENDING, LLC | $340,000 | $790,000 | 132.4% | 0.3% |
| JMJ FINANCIAL GROUP | $780,000 | n/a | 0.3% | |
| NEWREZ LLC | $865,000 | $780,000 | -9.8% | 0.3% |
| U.S. Bank | $905,000 | $760,000 | -16.0% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $405,000 | $755,000 | 86.4% | 0.3% |
| Spirit of Texas Bank, SSB | $740,000 | n/a | 0.3% | |
| V.I.P. MORTGAGE, INC. | $125,000 | $735,000 | 488.0% | 0.3% |
| AmeriHome Mortgage Company, LLC | $430,000 | $725,000 | 68.6% | 0.2% |
| EECU | $710,000 | $705,000 | -0.7% | 0.2% |
| FIRST NATIONAL BANK OF WEATHERFORD | $705,000 | n/a | 0.2% | |
| First Guaranty Mortgage Corporation | $570,000 | $695,000 | 21.9% | 0.2% |
| UNITED BUILT HOMES, L.L.C. | $145,000 | $690,000 | 375.9% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $415,000 | $675,000 | 62.7% | 0.2% |
| CRESCENT MORTGAGE COMPANY | $650,000 | n/a | 0.2% | |
| THRIVE MORTGAGE, LLC | $650,000 | n/a | 0.2% | |
| Farm Credit Mid-America, ACA | $645,000 | n/a | 0.2% | |
| Goldwater Bank, N.A. | $530,000 | $635,000 | 19.8% | 0.2% |
| Quontic Bank | $635,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $1,055,000 | $615,000 | -41.7% | 0.2% |
| UNION HOME MORTGAGE CORP. | $590,000 | n/a | 0.2% | |
| First Mortgage Solutions, LLC | $295,000 | $580,000 | 96.6% | 0.2% |
| DAS Acquisition Company, LLC | $275,000 | $575,000 | 109.1% | 0.2% |
| Chicago Mortgage Solutions LLC | $560,000 | n/a | 0.2% | |
| ONY GLO, INC. | $465,000 | $545,000 | 17.2% | 0.2% |
| Independent Bank | $285,000 | $530,000 | 86.0% | 0.2% |
| CMG MORTGAGE, INC. | $1,820,000 | $520,000 | -71.4% | 0.2% |
| Equity Prime Mortgage LLC | $500,000 | $510,000 | 2.0% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,390,000 | $505,000 | -63.7% | 0.2% |
| UNITED MORTGAGE CORP. | $315,000 | $500,000 | 58.7% | 0.2% |
| First National Bank Texas | $2,265,000 | $490,000 | -78.4% | 0.2% |
| ALTITUDE FINANCIAL CORPORATION | $485,000 | n/a | 0.2% | |
| Bank of America | $1,265,000 | $485,000 | -61.7% | 0.2% |
| Carrington Mortgage Services, LLC | $105,000 | $475,000 | 352.4% | 0.2% |
| SECURITY SERVICE | $185,000 | $455,000 | 145.9% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $245,000 | $440,000 | 79.6% | 0.1% |
| Florida Capital Bank | $435,000 | n/a | 0.1% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $435,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $235,000 | $430,000 | 83.0% | 0.1% |
| Ameris Bank | $425,000 | n/a | 0.1% | |
| BROKER SOLUTIONS, INC. | $635,000 | $425,000 | -33.1% | 0.1% |
| Regions Bank | $425,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $1,155,000 | $420,000 | -63.6% | 0.1% |
| Nations Lending Corporation | $85,000 | $420,000 | 394.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $150,000 | $420,000 | 180.0% | 0.1% |
| Jefferson Bank | $415,000 | n/a | 0.1% | |
| NTFN, INC. | $265,000 | $405,000 | 52.8% | 0.1% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $165,000 | $400,000 | 142.4% | 0.1% |
| Southside Bank | $205,000 | $395,000 | 92.7% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $115,000 | $380,000 | 230.4% | 0.1% |
| American National Bank & Trust | $375,000 | n/a | 0.1% | |
| First State Bank of St. Charles, Missouri | $365,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $365,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $365,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $305,000 | $345,000 | 13.1% | 0.1% |
| PILGRIM MORTGAGE LLC | $345,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $335,000 | $335,000 | 0.0% | 0.1% |
| Midwest Mortgage Associates Corporation | $365,000 | $330,000 | -9.6% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $325,000 | n/a | 0.1% | |
| First United Bank | $325,000 | n/a | 0.1% | |
| Home Federal Bank | $315,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $305,000 | n/a | 0.1% | |
| INTERCAP LENDING INC. | $365,000 | $305,000 | -16.4% | 0.1% |
| Wallick & Volk, Inc. | $225,000 | $305,000 | 35.6% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $680,000 | $295,000 | -56.6% | 0.1% |
| The First National Bank of Albany | $305,000 | $295,000 | -3.3% | 0.1% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $155,000 | $285,000 | 83.9% | 0.1% |
| AMERICA'S CHOICE HOME LOANS LP | $165,000 | $275,000 | 66.7% | 0.1% |
| GSB MORTGAGE, INC. | $275,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $265,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $420,000 | $255,000 | -39.3% | 0.1% |
| Waterstone Mortgage Corporation | $195,000 | $250,000 | 28.2% | 0.1% |
| Zions Bancorporation, N.A. | $245,000 | n/a | 0.1% | |
| AgFirst Farm Credit Bank | $705,000 | $235,000 | -66.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $235,000 | n/a | 0.1% | |
| STEARNS LENDING, LLC | $235,000 | n/a | 0.1% | |
| CELEBRITY HOME LOANS, LLC | $225,000 | n/a | 0.1% | |
| CERTAINTY HOME LOANS, LLC | $640,000 | $225,000 | -64.8% | 0.1% |
| American Momentum Bank | $215,000 | n/a | 0.1% | |
| Bank of England | $215,000 | n/a | 0.1% | |
| First National Bank of Bosque County | $215,000 | n/a | 0.1% | |
| F & M Bank | $1,790,000 | $215,000 | -88.0% | 0.1% |
| LHM FINANCIAL CORPORATION | $215,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $75,000 | $205,000 | 173.3% | 0.1% |
| Vista Bank | $200,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $230,000 | $195,000 | -15.2% | 0.1% |
| Deere Employees Credit Union | $195,000 | n/a | 0.1% | |
| Happy State Bank | $195,000 | n/a | 0.1% | |
| Ixonia Bank | $195,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $195,000 | n/a | 0.1% | |
| BOKF | $1,490,000 | $175,000 | -88.3% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $255,000 | $175,000 | -31.4% | 0.1% |
| Affiliated Bank | $230,000 | $155,000 | -32.6% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $155,000 | n/a | 0.1% | |
| ENCORE BANK | $155,000 | n/a | 0.1% | |
| HOMETRUST MORTGAGE COMPANY | $155,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $565,000 | $155,000 | -72.6% | 0.1% |
| NAVY FEDERAL CREDIT UNION | $1,015,000 | $155,000 | -84.7% | 0.1% |
| Republic State Mortgage Co. | $155,000 | n/a | 0.1% | |
| The Bank & Trust | $155,000 | n/a | 0.1% | |
| Truist Bank | $125,000 | $155,000 | 24.0% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $145,000 | n/a | 0.0% | |
| The Jacksboro National Bank | $145,000 | n/a | 0.0% | |
| VeraBank | $235,000 | $145,000 | -38.3% | 0.0% |
| First Bank & Trust Co. | $135,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $225,000 | $135,000 | -40.0% | 0.0% |
| Texas Bank Financial | $135,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $125,000 | n/a | 0.0% | |
| MANN FINANCIAL INC. | $125,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $155,000 | $125,000 | -19.4% | 0.0% |
| PlainsCapital Bank | $75,000 | $125,000 | 66.7% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $105,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $235,000 | $105,000 | -55.3% | 0.0% |
| Comerica Bank | $205,000 | $95,000 | -53.7% | 0.0% |
| Ally Bank | $185,000 | $85,000 | -54.1% | 0.0% |
| First State Bank | $85,000 | n/a | 0.0% | |
| InterContinental Capital Group, Inc | $85,000 | n/a | 0.0% | |
| LOANPAL, LLC | $165,000 | $85,000 | -48.5% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $145,000 | $85,000 | -41.4% | 0.0% |
| VALOR BANK | $85,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $115,000 | $75,000 | -34.8% | 0.0% |
| TOWNE MORTGAGE COMPANY | $75,000 | n/a | 0.0% | |
| BancorpSouth Bank | $55,000 | n/a | 0.0% | |
| Discover Bank | $45,000 | n/a | 0.0% | |
| First Bank | $90,000 | $45,000 | -50.0% | 0.0% |
Stephenville's top lender by overall market share is BERKELEY POINT CAPITAL LLC, with 15.1% market share. In second place, with 14.6%, is First Financial Bank, having originated $42,880,000 in loans. In third place, with 7.0%, is GUILD MORTGAGE COMPANY, having originated $20,670,000 in loans. In fourth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $15,530,000 in loans. In fifth place, with 4.2%, is InterBank, having originated $12,235,000 in loans.
Stephenville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $199,675 (9.6%) | $245,891 (6.1%) | 0.00 | 98 |
| 2018-02-01 | $199,075 (4.0%) | $242,428 (-2.3%) | 0.00 | 107 |
| 2018-03-01 | $215,200 (9.3%) | $282,012 (14.4%) | 0.00 | 105 |
| 2018-04-01 | $234,250 (17.1%) | $296,057 (18.4%) | 0.00 | 96 |
| 2018-05-01 | $239,500 (9.4%) | $308,379 (20.7%) | 0.00 | 89 |
| 2018-06-01 | $242,000 (10.5%) | $296,601 (15.5%) | 0.00 | 95 |
| 2018-07-01 | $238,875 (1.7%) | $286,285 (5.3%) | 0.00 | 107 |
| 2018-08-01 | $203,500 (-11.4%) | $263,955 (0.6%) | 0.00 | 115 |
| 2018-09-01 | $229,500 (0.2%) | $273,517 (2.7%) | 0.00 | 102 |
| 2018-10-01 | $223,475 (-0.4%) | $271,782 (2.7%) | 0.00 | 87 |
| 2018-11-01 | $234,000 (7.5%) | $272,664 (2.2%) | 0.00 | 88 |
| 2018-12-01 | $215,000 (7.6%) | $267,946 (4.3%) | 0.00 | 95 |
| 2019-01-01 | $227,750 (14.1%) | $278,521 (13.3%) | 0.00 | 88 |
| 2019-02-01 | $205,875 (3.4%) | $263,493 (8.7%) | 0.00 | 85 |
| 2019-03-01 | $203,571 (-5.4%) | $256,386 (-9.1%) | 0.00 | 89 |
| 2019-04-01 | $199,000 (-15.1%) | $264,129 (-10.8%) | 0.00 | 93 |
| 2019-05-01 | $187,200 (-21.8%) | $270,260 (-12.4%) | 0.00 | 95 |
| 2019-06-01 | $185,250 (-23.5%) | $283,148 (-4.5%) | 0.00 | 102 |
| 2019-07-01 | $215,475 (-9.8%) | $295,060 (3.1%) | 0.00 | 99 |
| 2019-08-01 | $237,818 (16.9%) | $323,553 (22.6%) | 0.00 | 103 |
| 2019-09-01 | $244,670 (6.6%) | $310,301 (13.5%) | 0.00 | 109 |
| 2019-10-01 | $259,000 (15.9%) | $313,218 (15.3%) | 0.00 | 108 |
| 2019-11-01 | $276,250 (18.1%) | $361,205 (32.5%) | 0.00 | 107 |
| 2019-12-01 | $285,750 (32.9%) | $374,383 (39.7%) | 0.00 | 93 |
| 2020-01-01 | $275,950 (21.2%) | $372,781 (33.8%) | 0.00 | 83 |
| 2020-02-01 | $294,700 (43.2%) | $375,568 (42.5%) | 0.00 | 85 |
| 2020-03-01 | $274,000 (34.6%) | $370,311 (44.4%) | 0.00 | 94 |
| 2020-04-01 | $257,000 (29.2%) | $359,258 (36.0%) | 0.00 | 92 |
| 2020-05-01 | $249,900 (33.5%) | $317,531 (17.5%) | 0.00 | 92 |
| 2020-06-01 | $249,675 (34.8%) | $315,679 (11.5%) | 0.00 | 89 |
| 2020-07-01 | $246,625 (14.5%) | $299,202 (1.4%) | 0.00 | 95 |
| 2020-08-01 | $242,475 (2.0%) | $302,973 (-6.4%) | 0.00 | 104 |
| 2020-09-01 | $238,750 (-2.4%) | $314,742 (1.4%) | 0.00 | 102 |
| 2020-10-01 | $234,500 (-9.5%) | $319,276 (1.9%) | 0.00 | 90 |
| 2020-11-01 | $235,000 (-14.9%) | $343,937 (-4.8%) | 0.00 | 84 |
| 2020-12-01 | $241,625 (-15.4%) | $385,411 (3.0%) | 0.00 | 76 |
| 2021-01-01 | $238,500 (-13.6%) | $388,352 (4.2%) | 0.00 | 55 |
| 2021-02-01 | $277,200 (-5.9%) | $399,595 (6.4%) | 0.00 | 45 |
| 2021-03-01 | $273,225 (-0.3%) | $402,563 (8.7%) | 0.00 | 30 |
| 2021-04-01 | $287,000 (11.7%) | $419,424 (16.8%) | 0.00 | 36 |
| 2021-05-01 | $252,500 (1.0%) | $402,504 (26.8%) | 0.00 | 40 |
| 2021-06-01 | $246,125 (-1.4%) | $373,044 (18.2%) | 0.00 | 56 |
| 2021-07-01 | $243,450 (-1.3%) | $374,894 (25.3%) | 0.00 | 67 |
| 2021-08-01 | $270,000 (11.4%) | $416,567 (37.5%) | 0.00 | 69 |
| 2021-09-01 | $295,625 (23.8%) | $441,207 (40.2%) | 0.00 | 79 |
| 2021-10-01 | $304,950 (30.0%) | $436,214 (36.6%) | 0.00 | 72 |
| 2021-11-01 | $285,500 (21.5%) | $445,276 (29.5%) | 0.00 | 67 |
| 2021-12-01 | $289,700 (19.9%) | $461,439 (19.7%) | 0.00 | 52 |
| 2022-01-01 | $275,000 (15.3%) | $449,438 (15.7%) | 0.00 | 46 |
| 2022-02-01 | $284,700 (2.7%) | $440,273 (10.2%) | 0.00 | 43 |
| 2022-03-01 | $356,950 (30.6%) | $652,930 (62.2%) | 0.00 | 36 |
| 2022-04-01 | $389,000 (35.5%) | $659,295 (57.2%) | 0.00 | 52 |
| 2022-05-01 | $402,425 (59.4%) | $667,403 (65.8%) | 0.00 | 70 |
| 2022-06-01 | $406,175 (65.0%) | $663,588 (77.9%) | 0.00 | 92 |
| 2022-07-01 | $464,950 (91.0%) | $647,240 (72.7%) | 0.00 | 108 |
| 2022-08-01 | $491,250 (81.9%) | $661,544 (58.8%) | 0.00 | 119 |
| 2022-09-01 | $492,500 (66.6%) | $652,619 (47.9%) | 0.00 | 113 |
| 2022-10-01 | $444,500 (45.8%) | $603,676 (38.4%) | 0.00 | 121 |
Stephenville's median listing price comes in at 0% of the national average.
Stephenville's average listing price for 2022-10-01 was $603,676, a difference of $167,462 (38.4%) versus the prior year and $-48,943 versus the prior month.
For the 2022-10-01 period, Stephenville had 121 MLS listings, a difference of 8 listings (7%) versus the prior month and 49 listings (68%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,774 sqft |
| 2018-02-01 | 0 days | 1,775 sqft |
| 2018-03-01 | 0 days | 1,902 sqft |
| 2018-04-01 | 0 days | 1,959 sqft |
| 2018-05-01 | 0 days | 1,963 sqft |
| 2018-06-01 | 0 days | 2,000 sqft |
| 2018-07-01 | 0 days | 1,979 sqft |
| 2018-08-01 | 0 days | 1,935 sqft |
| 2018-09-01 | 0 days | 1,931 sqft |
| 2018-10-01 | 0 days | 1,935 sqft |
| 2018-11-01 | 0 days | 1,898 sqft |
| 2018-12-01 | 0 days | 1,950 sqft |
| 2019-01-01 | 0 days | 2,030 sqft |
| 2019-02-01 | 0 days | 1,927 sqft |
| 2019-03-01 | 0 days | 1,865 sqft |
| 2019-04-01 | 0 days | 1,801 sqft |
| 2019-05-01 | 0 days | 1,792 sqft |
| 2019-06-01 | 0 days | 1,904 sqft |
| 2019-07-01 | 0 days | 1,971 sqft |
| 2019-08-01 | 0 days | 2,025 sqft |
| 2019-09-01 | 0 days | 2,070 sqft |
| 2019-10-01 | 0 days | 2,123 sqft |
| 2019-11-01 | 0 days | 2,135 sqft |
| 2019-12-01 | 0 days | 2,068 sqft |
| 2020-01-01 | 0 days | 2,048 sqft |
| 2020-02-01 | 0 days | 2,122 sqft |
| 2020-03-01 | 0 days | 2,091 sqft |
| 2020-04-01 | 0 days | 2,072 sqft |
| 2020-05-01 | 0 days | 2,096 sqft |
| 2020-06-01 | 0 days | 2,168 sqft |
| 2020-07-01 | 0 days | 2,130 sqft |
| 2020-08-01 | 0 days | 2,000 sqft |
| 2020-09-01 | 0 days | 1,977 sqft |
| 2020-10-01 | 0 days | 1,951 sqft |
| 2020-11-01 | 0 days | 2,017 sqft |
| 2020-12-01 | 0 days | 2,039 sqft |
| 2021-01-01 | 0 days | 1,959 sqft |
| 2021-02-01 | 0 days | 1,971 sqft |
| 2021-03-01 | 0 days | 1,952 sqft |
| 2021-04-01 | 0 days | 1,905 sqft |
| 2021-05-01 | 0 days | 1,812 sqft |
| 2021-06-01 | 0 days | 1,795 sqft |
| 2021-07-01 | 0 days | 1,720 sqft |
| 2021-08-01 | 0 days | 1,813 sqft |
| 2021-09-01 | 0 days | 1,956 sqft |
| 2021-10-01 | 0 days | 1,927 sqft |
| 2021-11-01 | 0 days | 1,799 sqft |
| 2021-12-01 | 0 days | 1,716 sqft |
| 2022-01-01 | 0 days | 1,796 sqft |
| 2022-02-01 | 0 days | 1,805 sqft |
| 2022-03-01 | 0 days | 1,908 sqft |
| 2022-04-01 | 0 days | 1,925 sqft |
| 2022-05-01 | 0 days | 1,938 sqft |
| 2022-06-01 | 0 days | 1,916 sqft |
| 2022-07-01 | 0 days | 1,904 sqft |
| 2022-08-01 | 0 days | 1,960 sqft |
| 2022-09-01 | 0 days | 1,894 sqft |
| 2022-10-01 | 0 days | 1,861 sqft |
Stephenville's median square footage for active listings during the 2022-10-01 period was 1,861 sqft. One year prior, the average listing was 1,927 sqft.
Stephenville, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 578 | $189,480,000 | $327,820 |
| Refi | 311 | $66,915,000 | $215,161 |
| Cash Out Refi | 142 | $31,610,000 | $222,606 |
| Home Improvement | 31 | $3,555,000 | $114,677 |
| Other | 12 | $2,030,000 | $169,167 |
Stephenville's most frequently cited loan purpose was Home Purchase, with 578 originations. The 2nd most popular reason was Refi, with 311 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 414 | $101,770,000 | $245,821 |
| 2.5-3% | 329 | $82,025,000 | $249,316 |
| <2.5% | 146 | $30,420,000 | $208,356 |
| 4-5% | 79 | $12,095,000 | $153,101 |
| 5-6% | 20 | $2,760,000 | $138,000 |
| 6-7% | 10 | $2,590,000 | $259,000 |
| Over 8% | 7 | $1,505,000 | $215,000 |
| 7-8% | 2 | $200,000 | $100,000 |
During 2021, Stephenville's most frequently originated rate bucket was 3-4%, with 414 originations.
Loan Sizing (Stephenville, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 431 | $119,435,000 | $277,111 |
| $100k-200k | 401 | $59,715,000 | $148,915 |
| $100,000 or less | 125 | $8,675,000 | $69,400 |
| $400k-600k | 96 | $44,610,000 | $464,688 |
| $600k-1000k | 15 | $10,095,000 | $673,000 |
| $Over $1MM | 6 | $51,060,000 | $8,510,000 |
Stephenville's loan sizing saw the bucket of loans from $200k-400k with 431 originations, totaling $119,435,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 418 | $107,150,000 | $256,340 |
| 60-80% | 335 | $124,925,000 | $372,910 |
| 40-60% | 136 | $26,740,000 | $196,618 |
| 20-40% | 50 | $6,590,000 | $131,800 |
| Under 20% | 28 | $1,590,000 | $56,786 |
| Over 100% | 12 | $3,930,000 | $327,500 |
Stephenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 418 originations, totaling $107,150,000 in origination value.
