Stephenville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Stephenville averaged 6.92% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.93% and one month ago for the week of 2025-02-27, the average rate was 7.04%.

    Stephenville's average rate one year ago was 7.27%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.54%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Stephenville 30 Year Fixed Rate 2025-04-03 6.92%
    Stephenville 30 Year Fixed Rate Refi 2025-04-03 6.54%
    Stephenville 15 Year Fixed Rate 2025-04-03 5.92%
    Stephenville 15 Year Fixed Rate Refi 2025-04-03 6.12%
    Stephenville 30 Year FHA 2025-04-03 6.16%
    Stephenville 30 Year FHA Refi 2025-04-03 6.36%
    Stephenville 30 Year USDA 2025-04-03 6.12%
    Stephenville 30 Year USDA Refi 2025-04-03 6.52%
    Stephenville 30 Year VA 2025-04-03 6.16%
    Stephenville 30 Year VA Refi 2025-04-03 6.26%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Stephenville, TX.

    Stephenville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stephenville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 33 6.90% $7,619
    First Financial Bank 25 6.90% $4,604
    SECURITYNATIONAL MORTGAGE COMPANY 24 7.54% $10,369
    UNITED WHOLESALE MORTGAGE, LLC 15 6.80% $8,289
    MEMBERS TRUST OF THE SOUTHWEST FCU 9 6.65% $6,806
    InterBank 8 7.69% $2,957
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 6.85% $9,802
    GUILD MORTGAGE COMPANY 5 7.15% $9,550
    Citadel Servicing Corporation 4 10.22% $5,802
    21ST MORTGAGE CORPORATION 3 8.41% $7,072
    Mr. Cooper ( Nationstar Mortgage ) 3 6.96% $10,557
    GUARANTEED RATE, INC. 3 7.04% $5,976
    Prosperity Home Mortgage, LLC 3 6.92% $7,347
    NexBank 2 7.25% $6,250
    PENNYMAC LOAN SERVICES, LLC 2 6.81% $10,072
    City Bank 2 6.94% $11,911
    NEWREZ LLC 2 7.00% $7,288
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.38% $5,827
    BROKER SOLUTIONS, INC. 2 6.56% $7,796
    Gateway First Bank 2 7.31% $7,933
    CMG MORTGAGE, INC. 2 6.56% $5,472
    LOANDEPOT.COM, LLC 2 7.13% $6,907
    Ally Bank 2 6.38% $5,394
    SFMC, LP 2 7.00% $6,723
    TEXELL Credit Union 2 6.81% $4,996
    LOANPEOPLE, LLC 2 7.00% $8,361
    UNITED MORTGAGE CORP 2 7.13% $8,720
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.68% $10,449
    Farm Credit Mid-America, ACA 2 6.94% $11,621
    OCMBC, INC. 2 7.31% $22,272
    PLANET HOME LENDING, LLC 1 7.50% $5,710
    PNC Bank 1 6.25% $2,957
    Quontic Bank 1 9.13% $14,363
    Regions Bank 1 6.88% $4,716
    The Loan Store, Inc. 1 7.63% $13,059
    USAA Federal Savings Bank 1 7.00% $5,605
    Veritex Community Bank 1 5.88% $8,129
    AMERICAN FINANCIAL NETWORK, INC. 1 7.25% $6,314
    AMERICAN HERITAGE LENDING, INC. 1 7.75% $14,577
    American Mortgage Bank, LLC 1 7.38% $8,014
    American National Bank & Trust 1 6.63% $5,198
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.50% $7,304
    ARC HOME LLC 1 9.13% $14,363
    Bank of America 1 6.63% $5,103
    BM Real Estate Services, Inc. 1 5.99% $7,508
    BOKF 1 7.00% $3,208
    CARDINAL FINANCIAL 1 6.99% $8,203
    Commercial Bank of Texas 1 5.75% $8,377
    CROSSCOUNTRY MORTGAGE, LLC 1 6.63% $10,100
    Discover Bank 1 7.61% $0
    EECU 1 6.00% $7,658
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $6,829
    First National Bank 1 8.00% $6,623
    First United Bank and Trust Company 1 8.00% $4,681
    F & M Bank 1 6.63% $6,285
    Home Federal Bank 1 7.38% $4,710
    JPMorgan Chase Bank 1 6.99% $9,184
    Magnolia Bank 1 6.63% $10,247
    MICHIGAN MUTUAL, INC. 1 7.63% $5,941
    MORTGAGE FINANCIAL SERVICES, LLC 1 6.50% $10,270
    NATIONS RELIABLE LENDING, LLC 1 6.63% $11,965
    NBKC BANK 1 6.49% $5,036
    Network Funding, L.P. 1 7.50% $9,012
    NEW WAVE LENDING GROUP INC 1 7.25% $15,174
    NP, Inc. 1 7.62% $11,687
    Paramount Residential Mortgage Group, Inc. 1 6.88% $5,723

    Stephenville Average Closing Costs & Other Stats

    Stephenville, TX's 66 lenders originated 582 loans during 2024. The total origination value was $213,480,000, with an average loan value of $366,804.

    Stephenville's average closing costs are $5,883.

    The top Stephenville lender as defined by loan originations is QUICKEN LOANS, LLC, with 33 loans originated. Their average total fees are $7,619, which is $3,015 higher than the next largest lender, First Financial Bank.

    The lowest fee Stephenville lenders (with over 10 loans originated) are First Financial Bank ($4,604), QUICKEN LOANS, LLC ($7,619), UNITED WHOLESALE MORTGAGE, LLC ($8,289), SECURITYNATIONAL MORTGAGE COMPANY ($10,369) and .

    The lowest rate Stephenville lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.80%), First Financial Bank (6.90%), QUICKEN LOANS, LLC (6.90%), SECURITYNATIONAL MORTGAGE COMPANY (7.54%) and .

    Stephenville, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    WALKER & DUNLOP, LLC $47,415,000 n/a 22.2%
    First Financial Bank $21,395,000 $22,110,000 3.3% 10.4%
    QUICKEN LOANS, LLC $9,135,000 $10,985,000 20.3% 5.1%
    SECURITYNATIONAL MORTGAGE COMPANY $1,550,000 $10,145,000 554.5% 4.8%
    UNITED WHOLESALE MORTGAGE, LLC $6,335,000 $8,975,000 41.7% 4.2%
    Ciera Bank $7,245,000 $8,670,000 19.7% 4.1%
    Citizens National Bank of Texas $1,570,000 $7,935,000 405.4% 3.7%
    GUILD MORTGAGE COMPANY $9,380,000 $6,670,000 -28.9% 3.1%
    MEMBERS TRUST OF THE SOUTHWEST FCU $1,790,000 $5,610,000 213.4% 2.6%
    Mortgage Research Center, LLC $1,065,000 $3,705,000 247.9% 1.7%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,410,000 n/a 1.6%
    21ST MORTGAGE CORPORATION $1,950,000 $2,795,000 43.3% 1.3%
    InterBank $9,680,000 $2,600,000 -73.1% 1.2%
    PENNYMAC LOAN SERVICES, LLC $995,000 $2,435,000 144.7% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $910,000 $1,855,000 103.8% 0.9%
    Worthington National Bank $190,000 $1,845,000 871.1% 0.9%
    The First National Bank of Granbury $3,325,000 $1,770,000 -46.8% 0.8%
    LOANPEOPLE, LLC $1,095,000 $1,600,000 46.1% 0.7%
    OCMBC, INC. $1,440,000 n/a 0.7%
    Wellington State Bank $485,000 $1,425,000 193.8% 0.7%
    BROKER SOLUTIONS, INC. $75,000 $1,290,000 1,620.0% 0.6%
    Citadel Servicing Corporation $1,270,000 n/a 0.6%
    U.S. Bank $395,000 $1,235,000 212.7% 0.6%
    Bank of America $310,000 $1,215,000 291.9% 0.6%
    CARDINAL FINANCIAL $2,855,000 $1,205,000 -57.8% 0.6%
    First United Bank and Trust Company $340,000 $1,205,000 254.4% 0.6%
    City Bank $1,030,000 $1,190,000 15.5% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $165,000 $1,185,000 618.2% 0.6%
    Prosperity Home Mortgage, LLC $3,400,000 $1,115,000 -67.2% 0.5%
    NEWREZ LLC $1,495,000 $1,110,000 -25.8% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $325,000 $1,090,000 235.4% 0.5%
    EECU $370,000 $1,050,000 183.8% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,775,000 $930,000 -47.6% 0.4%
    LOANDEPOT.COM, LLC $830,000 $860,000 3.6% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $290,000 $855,000 194.8% 0.4%
    CMG MORTGAGE, INC. $205,000 $845,000 312.2% 0.4%
    First National Bank $2,100,000 $825,000 -60.7% 0.4%
    Gateway First Bank $1,165,000 $805,000 -30.9% 0.4%
    SFMC, LP $870,000 $795,000 -8.6% 0.4%
    GUARANTEED RATE, INC. $1,490,000 $780,000 -47.7% 0.4%
    Pinnacle Bank $1,315,000 $765,000 -41.8% 0.4%
    The First National Bank of McGregor $765,000 n/a 0.4%
    Frost Bank $250,000 $755,000 202.0% 0.4%
    Farm Credit Mid-America, ACA $535,000 $720,000 34.6% 0.3%
    AMERICAN HERITAGE LENDING, INC. $645,000 n/a 0.3%
    RESIDENTIAL MORTGAGE, LLC $625,000 n/a 0.3%
    Wells Fargo Bank $805,000 $615,000 -23.6% 0.3%
    VILLAGE CAPITAL MORTGAGE $595,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $255,000 $570,000 123.5% 0.3%
    HOMESIDE FINANCIAL, LLC $540,000 n/a 0.3%
    NATIONS RELIABLE LENDING, LLC $790,000 $505,000 -36.1% 0.2%
    Round Top State Bank $500,000 n/a 0.2%
    FIRST NATIONAL BANK OF WEATHERFORD $255,000 $495,000 94.1% 0.2%
    RANDOLPH-BROOKS $265,000 $490,000 84.9% 0.2%
    UNITED BUILT HOMES, L.L.C. $225,000 $485,000 115.6% 0.2%
    Armed Forces Bank $475,000 n/a 0.2%
    ARC HOME LLC $465,000 n/a 0.2%
    Quontic Bank $465,000 n/a 0.2%
    UNITED MORTGAGE CORP $460,000 n/a 0.2%
    American Nation Bank $455,000 n/a 0.2%
    CANOPY MORTGAGE, LLC $455,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $305,000 $445,000 45.9% 0.2%
    Inwood National Bank $440,000 n/a 0.2%
    Home Federal Bank $435,000 n/a 0.2%
    Kensington Bank $435,000 n/a 0.2%
    Magnolia Bank $435,000 n/a 0.2%
    PNC Bank $230,000 $435,000 89.1% 0.2%
    EVERETT FINANCIAL, INC. $300,000 $430,000 43.3% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $430,000 n/a 0.2%
    NBKC BANK $425,000 n/a 0.2%
    Zions Bank $385,000 $405,000 5.2% 0.2%
    MORTGAGE FINANCIAL SERVICES, LLC $385,000 n/a 0.2%
    SUMMIT FUNDING, INC. $375,000 n/a 0.2%
    Veritex Community Bank $395,000 $375,000 -5.1% 0.2%
    NexBank $370,000 n/a 0.2%
    PLANET HOME LENDING, LLC $395,000 $365,000 -7.6% 0.2%
    Ally Bank $360,000 n/a 0.2%
    The Loan Store, Inc. $345,000 n/a 0.2%
    TEXELL Credit Union $340,000 n/a 0.2%
    Waterstone Mortgage Corporation $340,000 n/a 0.2%
    Northpointe Bank $335,000 n/a 0.2%
    JPMorgan Chase Bank $2,530,000 $315,000 -87.5% 0.1%
    NP, Inc. $265,000 $315,000 18.9% 0.1%
    American Mortgage Bank, LLC $305,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $305,000 n/a 0.1%
    DAS Acquisition Company, LLC $295,000 n/a 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $295,000 n/a 0.1%
    USAA Federal Savings Bank $685,000 $295,000 -56.9% 0.1%
    Regions Bank $285,000 n/a 0.1%
    Network Funding, L.P. $265,000 n/a 0.1%
    A&D Mortgage LLC $255,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $255,000 n/a 0.1%
    BM Real Estate Services, Inc. $255,000 n/a 0.1%
    F & M Bank $255,000 n/a 0.1%
    The First National Bank of Albany $470,000 $255,000 -45.7% 0.1%
    AmeriHome Mortgage Company, LLC $135,000 $245,000 81.5% 0.1%
    Commercial Bank of Texas $245,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $245,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $320,000 $240,000 -25.0% 0.1%
    FREEDOM MORTGAGE CORPORATION $245,000 $235,000 -4.1% 0.1%
    ROYAL UNITED MORTGAGE LLC $360,000 $215,000 -40.3% 0.1%
    ABILENE TEACHERS Federal Credit Union $205,000 n/a 0.1%
    First-Citizens Bank & Trust Company $205,000 n/a 0.1%
    NEW WAVE LENDING GROUP INC $205,000 n/a 0.1%
    American National Bank & Trust $1,150,000 $195,000 -83.0% 0.1%
    S1L, Inc. $185,000 $195,000 5.4% 0.1%
    CHEVRON $185,000 n/a 0.1%
    First National Bank of Central Texas $185,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $215,000 $185,000 -14.0% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $165,000 n/a 0.1%
    Comerica Bank $165,000 n/a 0.1%
    BOKF $960,000 $155,000 -83.9% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,515,000 $145,000 -90.4% 0.1%
    GARDNER FINANCIAL SERVICES, LTD. $565,000 $145,000 -74.3% 0.1%
    MICHIGAN MUTUAL, INC. $125,000 n/a 0.1%
    AMERITRUST MORTGAGE CORPORATION $115,000 n/a 0.1%
    Discover Bank $125,000 $100,000 -20.0% 0.0%
    SPRING EQ, LLC $95,000 n/a 0.0%
    Wallick & Volk, Inc. $95,000 n/a 0.0%
    FORT WORTH COMMUNITY $85,000 n/a 0.0%
    LOANPAL, LLC $230,000 $75,000 -67.4% 0.0%
    CITYWIDE HOME LOANS, LLC $55,000 $45,000 -18.2% 0.0%
    H E B $25,000 n/a 0.0%
    NAVY FEDERAL CREDIT UNION $1,260,000 $25,000 -98.0% 0.0%

    Stephenville's top lender by overall market share is WALKER & DUNLOP, LLC, with 22.2% market share. In second place, with 10.4%, is First Financial Bank, having originated $22,110,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $10,985,000 in loans. In fourth place, with 4.8%, is SECURITYNATIONAL MORTGAGE COMPANY, having originated $10,145,000 in loans. In fifth place, with 4.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $8,975,000 in loans.

    Stephenville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,675 (9.6%) $245,891 (6.1%) 0.00 98
    2018-02-01 $199,075 (4.0%) $242,428 (-2.3%) 0.00 107
    2018-03-01 $215,000 (9.2%) $259,247 (5.2%) 0.00 104
    2018-04-01 $232,750 (16.4%) $270,352 (8.1%) 0.00 95
    2018-05-01 $239,500 (9.4%) $281,799 (10.3%) 0.00 88
    2018-06-01 $241,000 (10.1%) $274,290 (6.8%) 0.00 94
    2018-07-01 $236,500 (0.6%) $265,757 (-2.2%) 0.00 106
    2018-08-01 $202,375 (-11.9%) $245,609 (-6.4%) 0.00 114
    2018-09-01 $229,000 (0.0%) $262,133 (-1.6%) 0.00 102
    2018-10-01 $223,475 (-0.4%) $271,782 (2.7%) 0.00 87
    2018-11-01 $234,000 (7.5%) $272,664 (2.2%) 0.00 88
    2018-12-01 $215,000 (7.6%) $267,946 (4.3%) 0.00 95
    2019-01-01 $227,750 (14.1%) $278,521 (13.3%) 0.00 88
    2019-02-01 $205,875 (3.4%) $263,493 (8.7%) 0.00 85
    2019-03-01 $203,571 (-5.3%) $256,386 (-1.1%) 0.00 89
    2019-04-01 $199,000 (-14.5%) $264,129 (-2.3%) 0.00 93
    2019-05-01 $187,200 (-21.8%) $270,260 (-4.1%) 0.00 95
    2019-06-01 $185,250 (-23.1%) $283,148 (3.2%) 0.00 102
    2019-07-01 $215,475 (-8.9%) $295,060 (11.0%) 0.00 99
    2019-08-01 $237,818 (17.5%) $323,553 (31.7%) 0.00 103
    2019-09-01 $244,670 (6.8%) $310,301 (18.4%) 0.00 109
    2019-10-01 $259,000 (15.9%) $313,218 (15.3%) 0.00 108
    2019-11-01 $276,250 (18.1%) $361,205 (32.5%) 0.00 107
    2019-12-01 $285,750 (32.9%) $374,383 (39.7%) 0.00 93
    2020-01-01 $275,950 (21.2%) $372,781 (33.8%) 0.00 83
    2020-02-01 $294,700 (43.2%) $375,568 (42.5%) 0.00 85
    2020-03-01 $274,000 (34.6%) $370,311 (44.4%) 0.00 94
    2020-04-01 $257,000 (29.2%) $359,258 (36.0%) 0.00 92
    2020-05-01 $249,900 (33.5%) $317,531 (17.5%) 0.00 92
    2020-06-01 $249,675 (34.8%) $315,679 (11.5%) 0.00 89
    2020-07-01 $246,625 (14.5%) $299,202 (1.4%) 0.00 95
    2020-08-01 $242,475 (2.0%) $302,973 (-6.4%) 0.00 104
    2020-09-01 $238,750 (-2.4%) $315,506 (1.7%) 0.00 102
    2020-10-01 $234,500 (-9.5%) $319,276 (1.9%) 0.00 90
    2020-11-01 $235,000 (-14.9%) $343,937 (-4.8%) 0.00 84
    2020-12-01 $241,625 (-15.4%) $385,411 (3.0%) 0.00 76
    2021-01-01 $238,500 (-13.6%) $388,352 (4.2%) 0.00 55
    2021-02-01 $277,200 (-5.9%) $399,595 (6.4%) 0.00 45
    2021-03-01 $273,225 (-0.3%) $402,563 (8.7%) 0.00 30
    2021-04-01 $287,000 (11.7%) $419,424 (16.8%) 0.00 36
    2021-05-01 $252,500 (1.0%) $402,504 (26.8%) 0.00 40
    2021-06-01 $246,125 (-1.4%) $373,044 (18.2%) 0.00 56
    2021-07-01 $243,450 (-1.3%) $374,894 (25.3%) 0.00 67
    2021-08-01 $270,000 (11.4%) $419,717 (38.5%) 0.00 70
    2021-09-01 $299,375 (25.4%) $446,486 (41.5%) 0.00 80
    2021-10-01 $304,950 (30.0%) $436,214 (36.6%) 0.00 72
    2021-11-01 $285,500 (21.5%) $445,276 (29.5%) 0.00 67
    2021-12-01 $289,700 (19.9%) $461,439 (19.7%) 0.00 52
    2022-01-01 $275,000 (15.3%) $449,438 (15.7%) 0.00 46
    2022-02-01 $284,700 (2.7%) $438,511 (9.7%) 0.00 43
    2022-03-01 $375,975 (37.6%) $649,664 (61.4%) 0.00 37
    2022-04-01 $394,450 (37.4%) $656,162 (56.4%) 0.00 52
    2022-05-01 $402,425 (59.4%) $667,403 (65.8%) 0.00 70
    2022-06-01 $406,175 (65.0%) $663,588 (77.9%) 0.00 92
    2022-07-01 $464,950 (91.0%) $647,240 (72.7%) 0.00 108
    2022-08-01 $493,750 (82.9%) $661,067 (57.5%) 0.00 120
    2022-09-01 $494,750 (65.3%) $652,194 (46.1%) 0.00 113
    2022-10-01 $444,500 (45.8%) $603,676 (38.4%) 0.00 121
    2022-11-01 $403,500 (41.3%) $575,561 (29.3%) 0.00 123
    2022-12-01 $398,000 (37.4%) $578,572 (25.4%) 0.00 125
    2023-01-01 $410,000 (49.1%) $608,685 (35.4%) 0.00 109
    2023-02-01 $478,500 (68.1%) $603,472 (37.6%) 0.00 112
    2023-03-01 $491,175 (30.6%) $619,148 (-4.7%) 0.00 112
    2023-04-01 $499,000 (26.5%) $662,742 (1.0%) 0.00 113
    2023-05-01 $504,850 (25.5%) $716,601 (7.4%) 0.00 111
    2023-06-01 $507,975 (25.1%) $728,739 (9.8%) 0.00 119
    2023-07-01 $499,000 (7.3%) $726,230 (12.2%) 0.00 131
    2023-08-01 $487,222 (-1.3%) $758,755 (14.8%) 0.00 149
    2023-09-01 $488,450 (-1.3%) $744,028 (14.1%) 0.00 158
    2023-10-01 $472,000 (6.2%) $689,448 (14.2%) 0.00 180
    2023-11-01 $470,375 (16.6%) $717,598 (24.7%) 0.00 171
    2023-12-01 $471,750 (18.5%) $732,603 (26.6%) 0.00 150
    2024-01-01 $435,125 (6.1%) $747,242 (22.8%) 0.00 137
    2024-02-01 $440,625 (-7.9%) $776,498 (28.7%) 0.00 131
    2024-03-01 $474,750 (-3.3%) $784,691 (26.7%) 0.00 140
    2024-04-01 $475,000 (-4.8%) $721,061 (8.8%) 0.00 140
    2024-05-01 $471,250 (-6.7%) $726,694 (1.4%) 0.00 140
    2024-06-01 $465,000 (-8.5%) $662,881 (-9.0%) 0.00 161
    2024-07-01 $468,000 (-6.2%) $679,552 (-6.4%) 0.00 168
    2024-08-01 $449,900 (-7.7%) $654,946 (-13.7%) 0.00 173
    2024-09-01 $444,225 (-9.1%) $661,243 (-11.1%) 0.00 185
    2024-10-01 $449,000 (-4.9%) $715,687 (3.8%) 0.00 191
    2024-11-01 $407,500 (-13.4%) $670,254 (-6.6%) 0.00 205
    2024-12-01 $411,250 (-12.8%) $671,151 (-8.4%) 0.00 192
    2025-01-01 $403,750 (-7.2%) $646,850 (-13.4%) 0.00 173
    2025-02-01 $417,500 (-5.3%) $658,289 (-15.2%) 0.00 165
    2025-03-01 $410,000 (-13.6%) $644,603 (-17.9%) 0.00 163
    Stephenville's median listing price for 2025-03-01 was $410,000, a difference of $-64,750 (-13.6%) versus the prior year and $-7,500 versus the prior month.

    Stephenville's median listing price comes in at 0% of the national average.

    Stephenville's average listing price for 2025-03-01 was $644,603, a difference of $-140,088 (-17.9%) versus the prior year and $-13,686 versus the prior month.

    For the 2025-03-01 period, Stephenville had 163 MLS listings, a difference of -2 listings (-1%) versus the prior month and 23 listings (16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,774 sqft
    2018-02-01 0 days 1,775 sqft
    2018-03-01 0 days 1,892 sqft
    2018-04-01 0 days 1,953 sqft
    2018-05-01 0 days 1,949 sqft
    2018-06-01 0 days 1,993 sqft
    2018-07-01 0 days 1,974 sqft
    2018-08-01 0 days 1,930 sqft
    2018-09-01 0 days 1,931 sqft
    2018-10-01 0 days 1,935 sqft
    2018-11-01 0 days 1,898 sqft
    2018-12-01 0 days 1,950 sqft
    2019-01-01 0 days 2,030 sqft
    2019-02-01 0 days 1,927 sqft
    2019-03-01 0 days 1,865 sqft
    2019-04-01 0 days 1,801 sqft
    2019-05-01 0 days 1,792 sqft
    2019-06-01 0 days 1,904 sqft
    2019-07-01 0 days 1,971 sqft
    2019-08-01 0 days 2,025 sqft
    2019-09-01 0 days 2,070 sqft
    2019-10-01 0 days 2,123 sqft
    2019-11-01 0 days 2,135 sqft
    2019-12-01 0 days 2,068 sqft
    2020-01-01 0 days 2,043 sqft
    2020-02-01 0 days 2,122 sqft
    2020-03-01 0 days 2,091 sqft
    2020-04-01 0 days 2,072 sqft
    2020-05-01 0 days 2,096 sqft
    2020-06-01 0 days 2,168 sqft
    2020-07-01 0 days 2,130 sqft
    2020-08-01 0 days 2,000 sqft
    2020-09-01 0 days 1,982 sqft
    2020-10-01 0 days 1,951 sqft
    2020-11-01 0 days 2,017 sqft
    2020-12-01 0 days 2,039 sqft
    2021-01-01 0 days 1,959 sqft
    2021-02-01 0 days 1,971 sqft
    2021-03-01 0 days 1,952 sqft
    2021-04-01 0 days 1,905 sqft
    2021-05-01 0 days 1,812 sqft
    2021-06-01 0 days 1,795 sqft
    2021-07-01 0 days 1,720 sqft
    2021-08-01 0 days 1,809 sqft
    2021-09-01 0 days 1,951 sqft
    2021-10-01 0 days 1,927 sqft
    2021-11-01 0 days 1,799 sqft
    2021-12-01 0 days 1,716 sqft
    2022-01-01 0 days 1,796 sqft
    2022-02-01 0 days 1,806 sqft
    2022-03-01 0 days 1,927 sqft
    2022-04-01 0 days 1,925 sqft
    2022-05-01 0 days 1,938 sqft
    2022-06-01 0 days 1,916 sqft
    2022-07-01 0 days 1,904 sqft
    2022-08-01 0 days 1,962 sqft
    2022-09-01 0 days 1,900 sqft
    2022-10-01 0 days 1,861 sqft
    2022-11-01 0 days 1,860 sqft
    2022-12-01 0 days 1,896 sqft
    2023-01-01 0 days 1,907 sqft
    2023-02-01 0 days 1,911 sqft
    2023-03-01 0 days 2,030 sqft
    2023-04-01 0 days 2,052 sqft
    2023-05-01 0 days 2,088 sqft
    2023-06-01 0 days 2,080 sqft
    2023-07-01 0 days 2,070 sqft
    2023-08-01 0 days 2,055 sqft
    2023-09-01 0 days 2,048 sqft
    2023-10-01 0 days 2,018 sqft
    2023-11-01 0 days 2,000 sqft
    2023-12-01 0 days 2,004 sqft
    2024-01-01 0 days 1,954 sqft
    2024-02-01 0 days 1,942 sqft
    2024-03-01 0 days 2,000 sqft
    2024-04-01 0 days 1,978 sqft
    2024-05-01 0 days 1,970 sqft
    2024-06-01 0 days 1,905 sqft
    2024-07-01 0 days 1,937 sqft
    2024-08-01 0 days 1,917 sqft
    2024-09-01 0 days 1,914 sqft
    2024-10-01 0 days 1,930 sqft
    2024-11-01 0 days 1,922 sqft
    2024-12-01 0 days 1,892 sqft
    2025-01-01 0 days 1,914 sqft
    2025-02-01 0 days 1,945 sqft
    2025-03-01 0 days 1,935 sqft
    Stephenville's median listing age (time on market) for 2025-03-01 was 0 days.

    Stephenville's median square footage for active listings during the 2025-03-01 period was 1,935 sqft. One year prior, the average listing was 2,000 sqft.

    Stephenville, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 360 $120,260,000 $334,056
    Cash Out Refi 84 $20,220,000 $240,714
    Home Improvement 52 $5,790,000 $111,346
    Refi 50 $63,050,000 $1,261,000
    Other 36 $4,160,000 $115,556

    Stephenville's most frequently cited loan purpose was Home Purchase, with 360 originations. The 2nd most popular reason was Cash Out Refi, with 84 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 208 $59,900,000 $287,981
    7-8% 166 $40,860,000 $246,145
    Over 8% 113 $20,655,000 $182,788
    5-6% 50 $65,050,000 $1,301,000
    <2.5% 8 $70,000 $8,750
    4-5% 2 $900,000 $450,000
    3-4% 1 $25,000 $25,000

    During 2024, Stephenville's most frequently originated rate bucket was 6-7%, with 208 originations.

    Loan Sizing (Stephenville, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 230 $64,050,000 $278,478
    $100k-200k 152 $22,970,000 $151,118
    $100,000 or less 92 $5,120,000 $55,652
    $400k-600k 76 $35,760,000 $470,526
    $600k-1000k 25 $17,805,000 $712,200
    $Over $1MM 7 $67,775,000 $9,682,143

    Stephenville's loan sizing saw the bucket of loans from $200k-400k with 230 originations, totaling $64,050,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 194 $61,380,000 $316,392
    60-80% 145 $89,215,000 $615,276
    20-40% 71 $11,845,000 $166,831
    40-60% 71 $19,175,000 $270,070
    Under 20% 62 $3,720,000 $60,000
    Over 100% 4 $1,530,000 $382,500

    Stephenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 194 originations, totaling $61,380,000 in origination value.