Stephenville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Stephenville averaged 6.79% for the week of 2024-02-15, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-02-08) was 6.56% and one month ago for the week of 2024-01-11, the average rate was 6.58%.

Stephenville's average rate one year ago was 6.24%.

For refis of the same type during the week of 2024-02-15, the average rate was 7.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-15 6.77%
Stephenville 30 Year Fixed Rate 2024-02-15 6.79%
Stephenville 30 Year Fixed Rate Refi 2024-02-15 7.07%
Stephenville 15 Year Fixed Rate 2024-02-15 6.02%
Stephenville 15 Year Fixed Rate Refi 2024-02-15 6.62%
Stephenville 30 Year FHA 2024-02-15 6.51%
Stephenville 30 Year FHA Refi 2024-02-15 6.81%
Stephenville 30 Year USDA 2024-02-15 6.59%
Stephenville 30 Year USDA Refi 2024-02-15 6.79%
Stephenville 30 Year VA 2024-02-15 6.26%
Stephenville 30 Year VA Refi 2024-02-15 6.56%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Stephenville, TX.

Stephenville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stephenville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First Financial Bank 40 4.93% $4,509
GUILD MORTGAGE COMPANY 25 5.37% $6,908
QUICKEN LOANS, LLC 22 5.23% $6,502
UNITED WHOLESALE MORTGAGE, LLC 15 5.17% $7,699
EVERETT FINANCIAL, INC. 14 4.42% $3,213
First Guaranty Mortgage Corporation 13 5.08% $5,863
InterBank 13 4.95% $3,931
AMERICAN PACIFIC MORTGAGE CORPORATION 12 6.58% $6,677
CARDINAL FINANCIAL 5 5.37% $7,701
LOANDEPOT.COM, LLC 5 4.92% $8,163
Flagstar Bank, FSB 5 4.47% $5,921
FIRST CENTENNIAL MORTGAGE CORPORATION 5 4.95% $6,002
CMG MORTGAGE, INC. 4 4.47% $8,813
CROSSCOUNTRY MORTGAGE, LLC 4 5.97% $5,778
SFMC, LP 4 6.25% $5,472
First United Bank and Trust Company 4 4.38% $4,607
Wells Fargo Bank 3 4.50% $4,285
Affiliated Bank 3 6.46% $8,573
KELLER MORTGAGE, LLC 3 4.21% $3,298
JPMorgan Chase Bank 3 4.87% $3,896
21ST MORTGAGE CORPORATION 3 6.88% $6,302
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 5.83% $6,440
NEWREZ LLC 3 4.29% $6,852
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 4.92% $7,459
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 5.87% $5,732
Prosperity Home Mortgage, LLC 3 5.54% $5,585
AMCAP MORTGAGE, LTD. 3 5.46% $6,233
MID AMERICA MORTGAGE, INC. 3 4.17% $7,344
Wyndham Capital Mortgage, Inc. 2 5.44% $5,664
ASPIRE FINANCIAL, INC. 2 5.75% $5,248
Bank of America 2 5.06% $4,063
BETTER MORTGAGE CORPORATION 2 3.13% $6,454
City Bank 2 5.25% $3,801
FREEDOM MORTGAGE CORPORATION 2 5.94% $6,269
GUARANTEED RATE, INC. 2 5.13% $6,895
HOME POINT FINANCIAL CORPORATION 2 6.06% $4,028
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 3.63% $4,581
Mr. Cooper ( Nationstar Mortgage ) 2 6.13% $9,020
Nations Lending Corporation 2 4.38% $15,552
PENNYMAC LOAN SERVICES, LLC 2 6.00% $6,396
Prosperity Bank 2 3.94% $3,520
SOUTHWEST FUNDING, LP 2 4.68% $7,570
SUMMIT FUNDING, INC. 2 6.81% $11,525
THRIVE MORTGAGE, LLC 2 6.00% $5,075
U.S. Bank 2 4.93% $6,541
First State Bank 1 5.13% $3,934
CHURCHILL MORTGAGE CORPORATION 1 3.38% $3,803
CHERRY CREEK MORTGAGE, LLC 1 5.63% $1,050
Sunflower Bank 1 3.25% $10,946
Gateway First Bank 1 4.63% $8,124
GREAT WESTERN FINANCIAL SERVICES, INC. 1 5.38% $12,724
T2 FINANCIAL LLC 1 5.63% $7,932
Charles Schwab Bank, SSB 1 3.13% $6,903
HANCOCK MORTGAGE PARTNERS, LLC 1 5.63% $8,039
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.50% $6,512
Texas Mortgage Lending, LLC 1 5.25% $5,426
HOMESTAR FINANCIAL CORPORATION 1 5.88% $3,178
HOMETRUST MORTGAGE COMPANY 1 6.13% $6,510
Centennial Bank 1 4.25% $3,716
CALCON MUTUAL MORTGAGE LLC 1 6.25% $6,600
BROKER SOLUTIONS, INC. 1 5.60% $5,737
Lakeview Community Capital, LLC 1 3.38% $3,736
BOKF 1 3.75% $3,993
LOANPAL, LLC 1 5.88% $5,859
LOANPEOPLE, LLC 1 4.00% $4,480
LRS FINANCIAL NETWORK, INC. 1 3.75% $5,216
Baxter Credit Union 1 7.50% $4,584
ALAMEDA MORTGAGE CORPORATION 1 5.63% $12,563
UNION HOME MORTGAGE CORP. 1 3.88% $4,081
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.25% $15,934
UNION SQUARE 1 3.75% $2,879
Network Funding, L.P. 1 4.63% $6,353
ARC HOME LLC 1 7.88% $4,670
NTFN, INC. 1 5.63% $13,275
OCMBC, INC. 1 8.88% $7,999
ON Q FINANCIAL, INC. 1 5.25% $4,126
Paramount Residential Mortgage Group, Inc. 1 5.38% $8,812
UNITED MORTGAGE CORP 1 5.38% $5,998
PENTAGON FEDERAL CREDIT UNION 1 4.63% $6,806
PLANET HOME LENDING, LLC 1 3.88% $6,437
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.88% $5,685
Ally Bank 1 4.88% $3,685
AMERISAVE MORTGAGE CORPORATION 1 4.25% $9,717
American National Bank & Trust 1 5.50% $4,777
RANDOLPH-BROOKS 1 5.13% $3,738
RBC Bank, (Georgia) 1 5.13% $3,988
Regions Bank 1 5.13% $4,694
Republic State Mortgage Co. 1 5.63% $4,467
ROYAL UNITED MORTGAGE LLC 1 4.63% $6,481
S1L, Inc. 1 4.00% $4,264
SECURITYNATIONAL MORTGAGE COMPANY 1 4.49% $7,243
SECURITY SERVICE 1 5.38% $2,919
AMERICAN FINANCING CORPORATION 1 3.88% $4,204
Shea Mortgage Inc. 1 6.00% $700
Sierra Pacific Mortgage Company, Inc. 1 5.50% $4,331
South State Bank 1 3.88% $6,583
ACADEMY MORTGAGE CORPORATION 1 4.00% $6,116
VeraBank 1 3.75% $4,253
DAS Acquisition Company, LLC 1 5.63% $13,761
DATA MORTGAGE, INC. 1 6.13% $9,616
Discover Bank 1 7.49% $0
EECU 1 5.25% $6,265
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 4.00% $8,273
COMMUNITY RESOURCE CREDIT UNION 1 3.25% $2,378
COMMUNITY MORTGAGE FUNDING, LLC 1 3.88% $5,245
Farm Credit Mid-America, ACA 1 3.75% $11,493
First Bank & Trust 1 5.63% $5,918
Commercial Bank of Texas 1 5.63% $10,847
Citizens Bank 1 4.99% $4,057
Citadel Servicing Corporation 1 8.62% $19,398

Stephenville Average Closing Costs & Other Stats

Stephenville, TX's 110 lenders originated 758 loans during 2022. The total origination value was $199,670,000, with an average loan value of $263,417.

Stephenville's average closing costs are $5,324.

The top Stephenville lender as defined by loan originations is First Financial Bank, with 40 loans originated. Their average total fees are $4,509, which is $2,400 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Stephenville lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($3,213), InterBank ($3,931), First Financial Bank ($4,509), First Guaranty Mortgage Corporation ($5,863) and QUICKEN LOANS, LLC ($6,502).

The lowest rate Stephenville lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. (4.42%), First Financial Bank (4.93%), InterBank (4.95%), First Guaranty Mortgage Corporation (5.08%) and UNITED WHOLESALE MORTGAGE, LLC (5.17%).

Stephenville, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Financial Bank $42,880,000 $29,440,000 -31.3% 14.7%
GUILD MORTGAGE COMPANY $20,670,000 $11,085,000 -46.4% 5.6%
InterBank $12,235,000 $8,835,000 -27.8% 4.4%
QUICKEN LOANS, LLC $15,530,000 $7,395,000 -52.4% 3.7%
First Merchants Bank $7,355,000 n/a 3.7%
UNITED WHOLESALE MORTGAGE, LLC $5,015,000 $6,710,000 33.8% 3.4%
EVERETT FINANCIAL, INC. $5,135,000 $5,535,000 7.8% 2.8%
First Guaranty Mortgage Corporation $695,000 $4,700,000 576.3% 2.4%
Citizens National Bank of Texas $6,250,000 $4,110,000 -34.2% 2.1%
The First National Bank of Granbury $4,685,000 $3,915,000 -16.4% 2.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,755,000 n/a 1.9%
Independent Bank $530,000 $3,565,000 572.6% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,615,000 $3,555,000 -1.7% 1.8%
FIRST CENTENNIAL MORTGAGE CORPORATION $3,010,000 $2,745,000 -8.8% 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,845,000 $2,470,000 33.9% 1.2%
21ST MORTGAGE CORPORATION $2,065,000 $2,375,000 15.0% 1.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,585,000 $1,990,000 -56.6% 1.0%
First United Bank and Trust Company $2,920,000 $1,950,000 -33.2% 1.0%
LOANDEPOT.COM, LLC $2,720,000 $1,780,000 -34.6% 0.9%
COUNTRYPLACE MORTGAGE, LTD. $75,000 $1,650,000 2,100.0% 0.8%
CMG MORTGAGE, INC. $520,000 $1,455,000 179.8% 0.7%
JPMorgan Chase Bank $2,785,000 $1,360,000 -51.2% 0.7%
Prosperity Home Mortgage, LLC $1,320,000 n/a 0.7%
SFMC, LP $2,845,000 $1,275,000 -55.2% 0.6%
Mortgage Research Center, LLC $2,835,000 $1,270,000 -55.2% 0.6%
Prosperity Bank $1,325,000 $1,260,000 -4.9% 0.6%
American State Bank $1,255,000 n/a 0.6%
AMCAP MORTGAGE, LTD. $2,755,000 $1,245,000 -54.8% 0.6%
NAVY FEDERAL CREDIT UNION $155,000 $1,170,000 654.8% 0.6%
GUARANTEED RATE, INC. $1,390,000 $1,160,000 -16.5% 0.6%
NEWREZ LLC $780,000 $1,140,000 46.2% 0.6%
Centennial Bank $1,110,000 n/a 0.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,220,000 $1,100,000 -50.5% 0.6%
U.S. Bank $760,000 $1,040,000 36.8% 0.5%
Broadway National Bank $1,025,000 n/a 0.5%
UNITED BUILT HOMES, L.L.C. $690,000 $1,015,000 47.1% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $675,000 $950,000 40.7% 0.5%
BROKER SOLUTIONS, INC. $425,000 $935,000 120.0% 0.5%
Southside Bank $395,000 $910,000 130.4% 0.5%
Charles Schwab Bank, SSB $885,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $2,935,000 $875,000 -70.2% 0.4%
ACADEMY MORTGAGE CORPORATION $980,000 $860,000 -12.2% 0.4%
Sunflower Bank $845,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $2,330,000 $840,000 -63.9% 0.4%
Flagstar Bank, FSB $1,435,000 $825,000 -42.5% 0.4%
MID AMERICA MORTGAGE, INC. $875,000 $825,000 -5.7% 0.4%
MEMBERS CHOICE Credit Union $820,000 n/a 0.4%
EECU $705,000 $815,000 15.6% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $805,000 n/a 0.4%
KELLER MORTGAGE, LLC $1,430,000 $775,000 -45.8% 0.4%
FIRST NATIONAL BANK OF WEATHERFORD $705,000 $745,000 5.7% 0.4%
Gateway First Bank $2,660,000 $745,000 -72.0% 0.4%
TRIAD FINANCIAL SERVICES, INC. $420,000 $745,000 77.4% 0.4%
CHERRY CREEK MORTGAGE, LLC $730,000 n/a 0.4%
Citadel Servicing Corporation $715,000 n/a 0.4%
ASPIRE FINANCIAL, INC. $1,750,000 $695,000 -60.3% 0.3%
Nations Lending Corporation $420,000 $690,000 64.3% 0.3%
Wyndham Capital Mortgage, Inc. $660,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $3,400,000 $650,000 -80.9% 0.3%
Paramount Residential Mortgage Group, Inc. $255,000 $650,000 154.9% 0.3%
Affiliated Bank $155,000 $645,000 316.1% 0.3%
RANDOLPH-BROOKS $640,000 n/a 0.3%
SUMMIT FUNDING, INC. $1,335,000 $630,000 -52.8% 0.3%
Amarillo National Bank $595,000 n/a 0.3%
Chicago Mortgage Solutions LLC $560,000 $595,000 6.3% 0.3%
City Bank $2,635,000 $595,000 -77.4% 0.3%
Wells Fargo Bank $2,790,000 $590,000 -78.9% 0.3%
NTFN, INC. $405,000 $575,000 42.0% 0.3%
PLANET HOME LENDING, LLC $790,000 $575,000 -27.2% 0.3%
Inwood National Bank $545,000 n/a 0.3%
HOME POINT FINANCIAL CORPORATION $1,440,000 $540,000 -62.5% 0.3%
THRIVE MORTGAGE, LLC $650,000 $540,000 -16.9% 0.3%
First Bank & Trust $535,000 n/a 0.3%
ALAMEDA MORTGAGE CORPORATION $505,000 n/a 0.3%
Colonial Savings, F.A. $4,000,000 $505,000 -87.4% 0.3%
The First National Bank of Albany $295,000 $500,000 69.5% 0.3%
Bank of America $485,000 $495,000 2.1% 0.2%
American National Bank & Trust $375,000 $485,000 29.3% 0.2%
Citizens Bank $1,540,000 $480,000 -68.8% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 $480,000 209.7% 0.2%
HOMESTAR FINANCIAL CORPORATION $470,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $1,380,000 $460,000 -66.7% 0.2%
Farm Credit Mid-America, ACA $645,000 $455,000 -29.5% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,085,000 $445,000 -78.7% 0.2%
LRS FINANCIAL NETWORK, INC. $445,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $1,265,000 $440,000 -65.2% 0.2%
First National Bank of Omaha $440,000 n/a 0.2%
Commerce Home Mortgage, Inc. $425,000 n/a 0.2%
RBC Bank, (Georgia) $425,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $895,000 $410,000 -54.2% 0.2%
SOUTHWEST FUNDING, LP $400,000 n/a 0.2%
DAS Acquisition Company, LLC $575,000 $385,000 -33.0% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $375,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $235,000 $375,000 59.6% 0.2%
HomeBank Texas $805,000 $355,000 -55.9% 0.2%
Lakeview Community Capital, LLC $355,000 n/a 0.2%
LONE STAR $355,000 n/a 0.2%
SECURITY SERVICE $455,000 $355,000 -22.0% 0.2%
South State Bank $355,000 n/a 0.2%
The American National Bank of Texas $345,000 n/a 0.2%
First State Bank $85,000 $335,000 294.1% 0.2%
PROPER RATE, LLC $315,000 n/a 0.2%
S1L, Inc. $295,000 n/a 0.1%
Vista Bank $200,000 $290,000 45.0% 0.1%
Network Funding, L.P. $285,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $280,000 n/a 0.1%
PNC Bank $280,000 n/a 0.1%
BM Real Estate Services, Inc. $275,000 n/a 0.1%
COMMUNITY MORTGAGE FUNDING, LLC $275,000 n/a 0.1%
NBKC BANK $275,000 n/a 0.1%
Frost Bank $270,000 n/a 0.1%
Baxter Credit Union $265,000 n/a 0.1%
GREAT WESTERN FINANCIAL SERVICES, INC. $400,000 $265,000 -33.8% 0.1%
Texas Mortgage Lending, LLC $265,000 n/a 0.1%
Commercial Bank of Texas $255,000 n/a 0.1%
ALLIANT CREDIT UNION $245,000 n/a 0.1%
FIRST TECHNOLOGY $245,000 n/a 0.1%
VeraBank $145,000 $245,000 69.0% 0.1%
Simmons Bank $240,000 n/a 0.1%
CALIBER HOME LOANS, INC. $2,080,000 $235,000 -88.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $505,000 $235,000 -53.5% 0.1%
Regions Bank $425,000 $235,000 -44.7% 0.1%
T2 FINANCIAL LLC $235,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $380,000 $215,000 -43.4% 0.1%
Carrington Mortgage Services, LLC $475,000 $210,000 -55.8% 0.1%
LOANPAL, LLC $85,000 $210,000 147.1% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $210,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $205,000 n/a 0.1%
Republic State Mortgage Co. $155,000 $205,000 32.3% 0.1%
Ally Bank $85,000 $195,000 129.4% 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $195,000 n/a 0.1%
Rocky Mountain Mortgage Company $195,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $195,000 n/a 0.1%
Pinnacle Bank $1,465,000 $190,000 -87.0% 0.1%
DATA MORTGAGE, INC. $185,000 n/a 0.1%
First Bank $45,000 $175,000 288.9% 0.1%
OCMBC, INC. $175,000 n/a 0.1%
BancorpSouth Bank $55,000 $165,000 200.0% 0.1%
BOKF $175,000 $165,000 -5.7% 0.1%
HOMETRUST MORTGAGE COMPANY $155,000 $165,000 6.5% 0.1%
ON Q FINANCIAL, INC. $165,000 n/a 0.1%
Origin Bank $165,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $155,000 n/a 0.1%
Deere Employees Credit Union $195,000 $155,000 -20.5% 0.1%
AMERICAN ADVISORS GROUP $150,000 n/a 0.1%
COMMUNITY RESOURCE CREDIT UNION $145,000 n/a 0.1%
LOANPEOPLE, LLC $145,000 n/a 0.1%
Shea Mortgage Inc. $145,000 n/a 0.1%
UNITED MORTGAGE CORP. $500,000 $145,000 -71.0% 0.1%
ARC HOME LLC $135,000 n/a 0.1%
Comerica Bank $95,000 $135,000 42.1% 0.1%
LENDINGHOME FUNDING CORPORATION $105,000 $135,000 28.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,120,000 $135,000 -96.7% 0.1%
FirstBank Southwest $125,000 n/a 0.1%
Round Top State Bank $115,000 n/a 0.1%
UNION SQUARE $115,000 n/a 0.1%
Discover Bank $45,000 $105,000 133.3% 0.1%
SOUTHWEST STAGE FUNDING, LLC $85,000 $105,000 23.5% 0.1%
UNION HOME MORTGAGE CORP. $590,000 $105,000 -82.2% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $85,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $85,000 n/a 0.0%
The Jacksboro National Bank $145,000 $85,000 -41.4% 0.0%
AMERICAN FINANCING CORPORATION $195,000 $75,000 -61.5% 0.0%
American Airlines Federal Credit Union $65,000 n/a 0.0%
Credit Union of Texas $65,000 n/a 0.0%
H E B $55,000 n/a 0.0%
Zions Bancorporation, N.A. $245,000 $45,000 -81.6% 0.0%
1ST COMMUNITY FEDERAL CREDIT UNION $35,000 n/a 0.0%
A+ Federal Credit Union $25,000 n/a 0.0%

Stephenville's top lender by overall market share is First Financial Bank, with 14.7% market share. In second place, with 5.6%, is GUILD MORTGAGE COMPANY, having originated $11,085,000 in loans. In third place, with 4.4%, is InterBank, having originated $8,835,000 in loans. In fourth place, with 3.7%, is QUICKEN LOANS, LLC, having originated $7,395,000 in loans. In fifth place, with 3.7%, is First Merchants Bank, having originated $7,355,000 in loans.


Stephenville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,675 (9.6%) $245,891 (6.1%) 0.00 98
2018-02-01 $199,075 (4.0%) $242,428 (-2.3%) 0.00 107
2018-03-01 $215,000 (9.2%) $259,247 (14.4%) 0.00 104
2018-04-01 $232,750 (16.4%) $270,352 (18.4%) 0.00 95
2018-05-01 $239,500 (9.4%) $281,799 (20.7%) 0.00 88
2018-06-01 $241,000 (10.1%) $274,290 (15.5%) 0.00 94
2018-07-01 $236,500 (0.6%) $265,757 (5.3%) 0.00 106
2018-08-01 $202,375 (-11.9%) $245,609 (0.6%) 0.00 114
2018-09-01 $229,000 (0.0%) $262,133 (2.7%) 0.00 102
2018-10-01 $223,475 (-0.4%) $271,782 (2.7%) 0.00 87
2018-11-01 $234,000 (7.5%) $272,664 (2.2%) 0.00 88
2018-12-01 $215,000 (7.6%) $267,946 (4.3%) 0.00 95
2019-01-01 $227,750 (14.1%) $278,521 (13.3%) 0.00 88
2019-02-01 $205,875 (3.4%) $263,493 (8.7%) 0.00 85
2019-03-01 $203,571 (-5.3%) $256,386 (-9.1%) 0.00 89
2019-04-01 $199,000 (-14.5%) $264,129 (-10.8%) 0.00 93
2019-05-01 $187,200 (-21.8%) $270,260 (-12.4%) 0.00 95
2019-06-01 $185,250 (-23.1%) $283,148 (-4.5%) 0.00 102
2019-07-01 $215,475 (-8.9%) $295,060 (3.1%) 0.00 99
2019-08-01 $237,818 (17.5%) $323,553 (22.6%) 0.00 103
2019-09-01 $244,670 (6.8%) $310,301 (13.5%) 0.00 109
2019-10-01 $259,000 (15.9%) $313,218 (15.3%) 0.00 108
2019-11-01 $276,250 (18.1%) $361,205 (32.5%) 0.00 107
2019-12-01 $285,750 (32.9%) $374,383 (39.7%) 0.00 93
2020-01-01 $275,950 (21.2%) $372,781 (33.8%) 0.00 83
2020-02-01 $294,700 (43.2%) $375,568 (42.5%) 0.00 85
2020-03-01 $274,000 (34.6%) $370,311 (44.4%) 0.00 94
2020-04-01 $257,000 (29.2%) $359,258 (36.0%) 0.00 92
2020-05-01 $249,900 (33.5%) $317,531 (17.5%) 0.00 92
2020-06-01 $249,675 (34.8%) $315,679 (11.5%) 0.00 89
2020-07-01 $246,625 (14.5%) $299,202 (1.4%) 0.00 95
2020-08-01 $242,475 (2.0%) $302,973 (-6.4%) 0.00 104
2020-09-01 $238,750 (-2.4%) $315,506 (1.7%) 0.00 102
2020-10-01 $234,500 (-9.5%) $319,276 (1.9%) 0.00 90
2020-11-01 $235,000 (-14.9%) $343,937 (-4.8%) 0.00 84
2020-12-01 $241,625 (-15.4%) $385,411 (3.0%) 0.00 76
2021-01-01 $238,500 (-13.6%) $388,352 (4.2%) 0.00 55
2021-02-01 $277,200 (-5.9%) $399,595 (6.4%) 0.00 45
2021-03-01 $273,225 (-0.3%) $402,563 (8.7%) 0.00 30
2021-04-01 $287,000 (11.7%) $419,424 (16.8%) 0.00 36
2021-05-01 $252,500 (1.0%) $402,504 (26.8%) 0.00 40
2021-06-01 $246,125 (-1.4%) $373,044 (18.2%) 0.00 56
2021-07-01 $243,450 (-1.3%) $374,894 (25.3%) 0.00 67
2021-08-01 $270,000 (11.4%) $416,567 (38.5%) 0.00 69
2021-09-01 $296,875 (24.4%) $441,207 (41.5%) 0.00 79
2021-10-01 $304,950 (30.0%) $436,214 (36.6%) 0.00 72
2021-11-01 $285,500 (21.5%) $445,276 (29.5%) 0.00 67
2021-12-01 $289,700 (19.9%) $461,439 (19.7%) 0.00 52
2022-01-01 $275,000 (15.3%) $449,438 (15.7%) 0.00 46
2022-02-01 $284,700 (2.7%) $438,511 (9.7%) 0.00 43
2022-03-01 $375,975 (37.6%) $649,664 (61.4%) 0.00 37
2022-04-01 $394,450 (37.4%) $656,162 (56.4%) 0.00 52
2022-05-01 $402,425 (59.4%) $667,403 (65.8%) 0.00 70
2022-06-01 $406,175 (65.0%) $663,588 (77.9%) 0.00 92
2022-07-01 $464,950 (91.0%) $647,240 (72.7%) 0.00 108
2022-08-01 $493,750 (82.9%) $661,067 (57.5%) 0.00 120
2022-09-01 $494,750 (66.7%) $652,194 (46.1%) 0.00 113
2022-10-01 $444,500 (45.8%) $603,676 (38.4%) 0.00 121
2022-11-01 $403,500 (41.3%) $575,561 (29.3%) 0.00 123
2022-12-01 $398,000 (37.4%) $578,572 (25.4%) 0.00 125
2023-01-01 $410,000 (49.1%) $608,685 (35.4%) 0.00 109
2023-02-01 $478,500 (68.1%) $603,472 (37.6%) 0.00 112
2023-03-01 $491,175 (30.6%) $619,148 (-4.7%) 0.00 112
2023-04-01 $499,000 (26.5%) $662,742 (1.0%) 0.00 113
2023-05-01 $504,850 (25.5%) $716,601 (7.4%) 0.00 111
2023-06-01 $507,975 (25.1%) $728,739 (9.8%) 0.00 119
2023-07-01 $499,000 (7.3%) $726,230 (12.2%) 0.00 131
2023-08-01 $487,222 (-1.3%) $758,755 (14.8%) 0.00 149
2023-09-01 $488,450 (-1.3%) $744,028 (14.1%) 0.00 158
2023-10-01 $472,000 (6.2%) $689,448 (14.2%) 0.00 180
2023-11-01 $470,375 (16.6%) $717,598 (24.7%) 0.00 171
2023-12-01 $471,750 (18.5%) $732,603 (0.0%) 0.00 150
Stephenville's median listing price for 2023-12-01 was $471,750, a difference of $73,750 (18.5%) versus the prior year and $1,375 versus the prior month.

Stephenville's median listing price comes in at 0% of the national average.

Stephenville's average listing price for 2023-12-01 was $732,603, a difference of $154,031 (0.0%) versus the prior year and $15,005 versus the prior month.

For the 2023-12-01 period, Stephenville had 150 MLS listings, a difference of -21 listings (-12%) versus the prior month and 25 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Stephenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,774 sqft
2018-02-01 0 days 1,775 sqft
2018-03-01 0 days 1,892 sqft
2018-04-01 0 days 1,953 sqft
2018-05-01 0 days 1,949 sqft
2018-06-01 0 days 1,993 sqft
2018-07-01 0 days 1,974 sqft
2018-08-01 0 days 1,930 sqft
2018-09-01 0 days 1,931 sqft
2018-10-01 0 days 1,935 sqft
2018-11-01 0 days 1,898 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 2,030 sqft
2019-02-01 0 days 1,927 sqft
2019-03-01 0 days 1,865 sqft
2019-04-01 0 days 1,801 sqft
2019-05-01 0 days 1,792 sqft
2019-06-01 0 days 1,904 sqft
2019-07-01 0 days 1,971 sqft
2019-08-01 0 days 2,025 sqft
2019-09-01 0 days 2,070 sqft
2019-10-01 0 days 2,123 sqft
2019-11-01 0 days 2,135 sqft
2019-12-01 0 days 2,068 sqft
2020-01-01 0 days 2,043 sqft
2020-02-01 0 days 2,122 sqft
2020-03-01 0 days 2,091 sqft
2020-04-01 0 days 2,072 sqft
2020-05-01 0 days 2,096 sqft
2020-06-01 0 days 2,168 sqft
2020-07-01 0 days 2,130 sqft
2020-08-01 0 days 2,000 sqft
2020-09-01 0 days 1,982 sqft
2020-10-01 0 days 1,951 sqft
2020-11-01 0 days 2,017 sqft
2020-12-01 0 days 2,039 sqft
2021-01-01 0 days 1,959 sqft
2021-02-01 0 days 1,971 sqft
2021-03-01 0 days 1,952 sqft
2021-04-01 0 days 1,905 sqft
2021-05-01 0 days 1,812 sqft
2021-06-01 0 days 1,795 sqft
2021-07-01 0 days 1,720 sqft
2021-08-01 0 days 1,813 sqft
2021-09-01 0 days 1,962 sqft
2021-10-01 0 days 1,927 sqft
2021-11-01 0 days 1,799 sqft
2021-12-01 0 days 1,716 sqft
2022-01-01 0 days 1,796 sqft
2022-02-01 0 days 1,806 sqft
2022-03-01 0 days 1,927 sqft
2022-04-01 0 days 1,925 sqft
2022-05-01 0 days 1,938 sqft
2022-06-01 0 days 1,916 sqft
2022-07-01 0 days 1,904 sqft
2022-08-01 0 days 1,962 sqft
2022-09-01 0 days 1,900 sqft
2022-10-01 0 days 1,861 sqft
2022-11-01 0 days 1,860 sqft
2022-12-01 0 days 1,896 sqft
2023-01-01 0 days 1,907 sqft
2023-02-01 0 days 1,911 sqft
2023-03-01 0 days 2,030 sqft
2023-04-01 0 days 2,052 sqft
2023-05-01 0 days 2,088 sqft
2023-06-01 0 days 2,080 sqft
2023-07-01 0 days 2,070 sqft
2023-08-01 0 days 2,055 sqft
2023-09-01 0 days 2,048 sqft
2023-10-01 0 days 2,018 sqft
2023-11-01 0 days 2,000 sqft
2023-12-01 0 days 2,004 sqft
Stephenville's median listing age (time on market) for 2023-12-01 was 0 days.

Stephenville's median square footage for active listings during the 2023-12-01 period was 2,004 sqft. One year prior, the average listing was 1,896 sqft.

Stephenville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 494 $139,150,000 $281,680
Cash Out Refi 126 $33,500,000 $265,873
Refi 76 $17,630,000 $231,974
Home Improvement 41 $6,405,000 $156,220
Other 21 $2,985,000 $142,143

Stephenville's most frequently cited loan purpose was Home Purchase, with 494 originations. The 2nd most popular reason was Cash Out Refi, with 126 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 210 $55,390,000 $263,762
3-4% 148 $47,080,000 $318,108
4-5% 143 $41,025,000 $286,888
6-7% 114 $23,610,000 $207,105
7-8% 44 $9,220,000 $209,545
2.5-3% 23 $4,635,000 $201,522
Over 8% 19 $4,285,000 $225,526
<2.5% 15 $1,715,000 $114,333

During 2022, Stephenville's most frequently originated rate bucket was 5-6%, with 210 originations.

Loan Sizing (Stephenville, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 298 $83,250,000 $279,362
$100k-200k 239 $35,495,000 $148,515
$100,000 or less 110 $7,320,000 $66,545
$400k-600k 85 $40,305,000 $474,176
$600k-1000k 15 $11,415,000 $761,000
$Over $1MM 11 $21,885,000 $1,989,545

Stephenville's loan sizing saw the bucket of loans from $200k-400k with 298 originations, totaling $83,250,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 258 $70,720,000 $274,109
60-80% 240 $77,300,000 $322,083
40-60% 100 $21,540,000 $215,400
20-40% 60 $10,990,000 $183,167
Under 20% 41 $2,325,000 $56,707
Over 100% 13 $3,175,000 $244,231

Stephenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 258 originations, totaling $70,720,000 in origination value.