Citymark Federal Credit Union Mortgage Rates, Fees & Info

Plains, PA

LEI: 254900TNWPAJO9ECH811

Tax ID: 24-0862335

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Citymark Federal Credit Union is a smaller credit union specializing in Cash Out Refi and Home Purchase loans. Citymark Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Scranton, East Stroudsburg, Bloomsburg, Allentown, and Lancaster among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Citymark Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    61

    Origination Dollar Volume (All Markets)

    $6,885,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 47 $4,515,000 $96,064 $0 0.00%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $735,000 $147,000 $0 0.00%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $550,000 $275,000 $0 0.00%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $360,000 $180,000 $0 0.00%
    LANCASTER, PA (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $260,000 $130,000 $0 0.00%
    READING, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
    Sayre, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 0.00%
    Citymark Federal Credit Union's top markets include Scranton, East Stroudsburg, Bloomsburg, Allentown, and Lancaster among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 61 $6,885,000 $112,869 $0 0.00%

    For 2020, Citymark Federal Credit Union's most frequently originated type of loan was Conventional, with 61 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 20 $2,410,000 $120,500 $0 0.00%
    Home Purchase 19 $2,735,000 $143,947 $0 0.00%
    Other 12 $550,000 $45,833 $0 0.00%
    Refi 9 $1,145,000 $127,222 $0 0.00%
    Home Improvement 1 $45,000 $45,000 $0 0.00%

    For 2020, Citymark Federal Credit Union's most frequently cited loan purpose was Cash Out Refi, with 20 originations. The 2nd most popular reason was Home Purchase, with 19 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 61 $6,885,000 $112,869 $0 0.00%

    For 2020, Citymark Federal Credit Union's most frequently cited loan duration was Other, with 61 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 38 $2,100,000 $55,263 $0 0.00%
    $100k-200k 13 $1,815,000 $139,615 $0 0.00%
    $200k-400k 8 $2,010,000 $251,250 $0 0.00%
    $400k-600k 2 $960,000 $480,000 $0 0.00%

    2020 saw Citymark Federal Credit Union place emphasis on $100,000 or less loans with 38 originations, totaling $2,100,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 15 $1,575,000 $105,000 $0 0.00%
    $50k-75k 14 $1,290,000 $92,143 $0 0.00%
    $150k-250k 11 $2,015,000 $183,182 $0 0.00%
    $50k or less 11 $585,000 $53,182 $0 0.00%
    $75k-100k 8 $1,130,000 $141,250 $0 0.00%
    $250k+ 1 $75,000 $75,000 $0 0.00%

    Citymark Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 15 originations. The second most popular income band? $50k-75k, with 14 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 61 $6,885,000 $112,869 $0 0.00%

    Citymark Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 61 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 61 $6,885,000 $112,869 $0 0.00%

    Approval Rates

    Total approvals of all applications
    83.53%

    Citymark Federal Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    85.25%

    Citymark Federal Credit Union has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 61 $6,885,000 $112,869

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 61 $6,885,000 $112,869