Bloomsburg VA Loan Rates, Closing Costs & Stats
BLOOMSBURG-BERWICK, PA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Bloomsburg's 21 lenders originated 52 VA loans during 2023. The total origination value was $12,390,000, with an average VA loan value of $238,269.
Bloomsburg VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Bloomsburg
averaged
6.92%
for the week of 2024-04-19, compared to the national average (all VA variants) of
6.758% for the same period.
Bloomsburg's average VA mortgage closing costs are $6,092.
The average rate for the prior week (2024-04-12) was
6.95% and
one month ago for the week of 2024-03-15, the
average rate was 6.51%.
The average rate one year ago was 6.1%.
For refis of the same type during the week of 2024-04-19, the average rate
was 6.56%.
Bloomsburg VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Bloomsburg level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Mortgage Research Center, LLC | 21 | 6.99% | $5,928 |
| QUICKEN LOANS, LLC | 4 | 6.34% | $10,089 |
| NAVY FEDERAL CREDIT UNION | 2 | 6.13% | $3,862 |
| FREEDOM MORTGAGE CORPORATION | 2 | 5.63% | $13,504 |
| Meridian Bank Corporation | 2 | 5.44% | $7,843 |
| USAA Federal Savings Bank | 2 | 7.13% | $10,445 |
| First Federal Bank of Kansas City | 1 | 6.00% | $0 |
| GUILD MORTGAGE COMPANY | 1 | 6.50% | $13,763 |
| NEW DAY FINANCIAL, LLC | 1 | 7.75% | $14,135 |
| NEWREZ LLC | 1 | 6.13% | $5,635 |
| PENNYMAC LOAN SERVICES, LLC | 1 | 5.25% | $3,142 |
| PENTAGON FEDERAL CREDIT UNION | 1 | 7.13% | $11,844 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 6.38% | $9,082 |
| UNITED WHOLESALE MORTGAGE, LLC | 1 | 6.57% | $26,030 |
| Bank of England | 1 | 5.75% | $7,106 |
| Waterstone Mortgage Corporation | 1 | 6.13% | $0 |
| CHERRY CREEK MORTGAGE, LLC | 1 | 6.25% | $4,476 |
| EMBRACE HOME LOANS, INC. | 1 | 6.25% | $10,520 |
| Equity Prime Mortgage LLC | 1 | 8.13% | $18,133 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 1 | 6.75% | $3,584 |
| First Commonwealth Bank | 1 | 6.13% | $5,635 |
The top Bloomsburg VA lender as defined by loan originations is Mortgage Research Center, LLC, with
21 VA loans originated. Their average total fees are
$5,928, which is $4,161
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Bloomsburg VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($5,928), .
The lowest rate Bloomsburg VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.99%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Bloomsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $166,500 (14.8%) | $214,313 (3.5%) | 0.00 | 318 |
| 2018-02-01 | $157,975 (6.0%) | $219,551 (5.1%) | 0.00 | 292 |
| 2018-03-01 | $159,900 (-1.5%) | $235,371 (7.4%) | 0.00 | 285 |
| 2018-04-01 | $168,450 (-0.9%) | $253,123 (12.9%) | 0.00 | 267 |
| 2018-05-01 | $180,000 (6.5%) | $258,609 (17.5%) | 0.00 | 264 |
| 2018-06-01 | $171,500 (4.9%) | $250,757 (17.5%) | 0.00 | 277 |
| 2018-07-01 | $167,500 (8.1%) | $242,612 (15.6%) | 0.00 | 294 |
| 2018-08-01 | $165,250 (6.7%) | $238,625 (14.6%) | 0.00 | 293 |
| 2018-09-01 | $175,000 (13.0%) | $247,580 (19.3%) | 0.00 | 293 |
| 2018-10-01 | $170,400 (10.0%) | $231,606 (12.2%) | 0.00 | 301 |
| 2018-11-01 | $169,925 (1.5%) | $227,495 (6.4%) | 0.00 | 286 |
| 2018-12-01 | $164,900 (-1.9%) | $222,467 (4.4%) | 0.00 | 276 |
| 2019-01-01 | $159,175 (-4.4%) | $213,994 (-0.2%) | 0.00 | 274 |
| 2019-02-01 | $161,500 (2.2%) | $219,809 (0.1%) | 0.00 | 251 |
| 2019-03-01 | $177,286 (10.9%) | $228,470 (-2.9%) | 0.00 | 250 |
| 2019-04-01 | $193,786 (15.0%) | $242,535 (-4.2%) | 0.00 | 249 |
| 2019-05-01 | $185,000 (2.8%) | $238,651 (-7.7%) | 0.00 | 259 |
| 2019-06-01 | $179,900 (4.9%) | $228,493 (-8.9%) | 0.00 | 263 |
| 2019-07-01 | $179,900 (7.4%) | $222,210 (-8.4%) | 0.00 | 258 |
| 2019-08-01 | $177,991 (7.7%) | $217,427 (-8.9%) | 0.00 | 259 |
| 2019-09-01 | $175,127 (0.1%) | $216,585 (-12.5%) | 0.00 | 253 |
| 2019-10-01 | $171,400 (0.6%) | $216,023 (-6.7%) | 0.00 | 254 |
| 2019-11-01 | $167,700 (-1.3%) | $215,762 (-5.2%) | 0.00 | 242 |
| 2019-12-01 | $164,900 (0.0%) | $215,374 (-3.2%) | 0.00 | 222 |
| 2020-01-01 | $166,173 (4.4%) | $221,090 (3.3%) | 0.00 | 205 |
| 2020-02-01 | $169,973 (5.3%) | $222,201 (1.1%) | 0.00 | 191 |
| 2020-03-01 | $185,250 (4.5%) | $240,564 (5.3%) | 0.00 | 186 |
| 2020-04-01 | $199,600 (3.0%) | $243,887 (0.6%) | 0.00 | 172 |
| 2020-05-01 | $184,000 (-0.5%) | $246,759 (3.4%) | 0.00 | 170 |
| 2020-06-01 | $182,938 (1.7%) | $248,190 (8.6%) | 0.00 | 155 |
| 2020-07-01 | $179,950 (0.0%) | $239,643 (7.9%) | 0.00 | 149 |
| 2020-08-01 | $179,900 (1.1%) | $236,723 (8.9%) | 0.00 | 155 |
| 2020-09-01 | $188,450 (7.6%) | $239,905 (10.8%) | 0.00 | 141 |
| 2020-10-01 | $185,000 (7.9%) | $237,524 (10.0%) | 0.00 | 137 |
| 2020-11-01 | $181,050 (8.0%) | $234,234 (8.6%) | 0.00 | 129 |
| 2020-12-01 | $174,999 (6.1%) | $228,815 (6.2%) | 0.00 | 131 |
| 2021-01-01 | $169,900 (2.2%) | $225,117 (1.8%) | 0.00 | 126 |
| 2021-02-01 | $187,950 (10.6%) | $250,958 (12.9%) | 0.00 | 108 |
| 2021-03-01 | $187,950 (1.5%) | $259,387 (7.8%) | 0.00 | 95 |
| 2021-04-01 | $191,975 (-3.8%) | $280,247 (14.9%) | 0.00 | 85 |
| 2021-05-01 | $189,000 (2.7%) | $269,641 (9.3%) | 0.00 | 90 |
| 2021-06-01 | $176,100 (-3.7%) | $251,188 (1.2%) | 0.00 | 101 |
| 2021-07-01 | $205,000 (13.9%) | $268,561 (12.1%) | 0.00 | 115 |
| 2021-08-01 | $214,950 (19.5%) | $315,027 (33.1%) | 0.00 | 92 |
| 2021-09-01 | $211,125 (12.0%) | $298,357 (24.4%) | 0.00 | 88 |
| 2021-10-01 | $217,500 (17.6%) | $293,382 (23.5%) | 0.00 | 90 |
| 2021-11-01 | $201,750 (11.4%) | $267,961 (14.4%) | 0.00 | 87 |
| 2021-12-01 | $202,500 (15.7%) | $280,953 (22.8%) | 0.00 | 79 |
| 2022-01-01 | $197,000 (16.0%) | $324,257 (44.0%) | 0.00 | 59 |
| 2022-02-01 | $185,125 (-1.5%) | $300,745 (19.8%) | 0.00 | 63 |
| 2022-03-01 | $188,750 (0.4%) | $288,143 (11.1%) | 0.00 | 64 |
| 2022-04-01 | $193,500 (0.8%) | $321,885 (14.9%) | 0.00 | 62 |
| 2022-05-01 | $225,000 (19.1%) | $331,134 (22.8%) | 0.00 | 71 |
| 2022-06-01 | $268,225 (52.3%) | $342,799 (36.5%) | 0.00 | 90 |
| 2022-07-01 | $233,000 (13.7%) | $330,727 (23.2%) | 0.00 | 103 |
| 2022-08-01 | $239,450 (11.4%) | $335,255 (6.4%) | 0.00 | 102 |
| 2022-09-01 | $238,975 (13.2%) | $312,721 (4.8%) | 0.00 | 99 |
| 2022-10-01 | $256,450 (17.9%) | $320,277 (9.2%) | 0.00 | 98 |
| 2022-11-01 | $245,725 (21.8%) | $302,868 (13.0%) | 0.00 | 96 |
| 2022-12-01 | $233,450 (15.3%) | $285,107 (1.5%) | 0.00 | 96 |
| 2023-01-01 | $217,425 (10.4%) | $273,844 (-15.6%) | 0.00 | 74 |
| 2023-02-01 | $239,700 (29.5%) | $282,524 (-6.1%) | 0.00 | 67 |
| 2023-03-01 | $248,975 (31.9%) | $319,582 (10.9%) | 0.00 | 66 |
| 2023-04-01 | $235,000 (21.5%) | $324,124 (0.7%) | 0.00 | 68 |
| 2023-05-01 | $237,000 (5.3%) | $307,604 (-7.1%) | 0.00 | 66 |
| 2023-06-01 | $238,450 (-11.1%) | $301,531 (-12.0%) | 0.00 | 71 |
| 2023-07-01 | $238,450 (2.3%) | $312,235 (-5.6%) | 0.00 | 66 |
| 2023-08-01 | $243,125 (1.5%) | $302,470 (-9.8%) | 0.00 | 72 |
| 2023-09-01 | $239,000 (0.0%) | $297,091 (-5.0%) | 0.00 | 81 |
| 2023-10-01 | $227,200 (-11.4%) | $285,026 (-11.0%) | 0.00 | 90 |
| 2023-11-01 | $219,375 (-10.7%) | $283,731 (-6.3%) | 0.00 | 92 |
| 2023-12-01 | $217,000 (-7.1%) | $274,500 (-3.7%) | 0.00 | 83 |
| 2024-01-01 | $259,750 (19.5%) | $324,835 (18.6%) | 0.00 | 64 |
| 2024-02-01 | $269,475 (12.4%) | $338,166 (19.7%) | 0.00 | 68 |
| 2024-03-01 | $269,250 (8.1%) | $326,104 (2.0%) | 0.00 | 80 |
Bloomsburg's median listing price comes in at 0% of the national average.
Bloomsburg's average listing price for 2024-03-01 was $326,104, a difference of $6,522 (2.0%) versus the prior year and $-12,062 versus the prior month.
For the 2024-03-01 period, Bloomsburg had 80 MLS listings, a difference of 12 listings (18%) versus the prior month and 14 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bloomsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,695 sqft |
| 2018-02-01 | 0 days | 1,694 sqft |
| 2018-03-01 | 0 days | 1,722 sqft |
| 2018-04-01 | 0 days | 1,766 sqft |
| 2018-05-01 | 0 days | 1,776 sqft |
| 2018-06-01 | 0 days | 1,777 sqft |
| 2018-07-01 | 0 days | 1,724 sqft |
| 2018-08-01 | 0 days | 1,696 sqft |
| 2018-09-01 | 0 days | 1,720 sqft |
| 2018-10-01 | 0 days | 1,709 sqft |
| 2018-11-01 | 0 days | 1,727 sqft |
| 2018-12-01 | 0 days | 1,688 sqft |
| 2019-01-01 | 0 days | 1,696 sqft |
| 2019-02-01 | 0 days | 1,727 sqft |
| 2019-03-01 | 0 days | 1,772 sqft |
| 2019-04-01 | 0 days | 1,878 sqft |
| 2019-05-01 | 0 days | 1,845 sqft |
| 2019-06-01 | 0 days | 1,758 sqft |
| 2019-07-01 | 0 days | 1,705 sqft |
| 2019-08-01 | 0 days | 1,680 sqft |
| 2019-09-01 | 0 days | 1,644 sqft |
| 2019-10-01 | 0 days | 1,620 sqft |
| 2019-11-01 | 0 days | 1,620 sqft |
| 2019-12-01 | 0 days | 1,638 sqft |
| 2020-01-01 | 0 days | 1,676 sqft |
| 2020-02-01 | 0 days | 1,690 sqft |
| 2020-03-01 | 0 days | 1,702 sqft |
| 2020-04-01 | 0 days | 1,720 sqft |
| 2020-05-01 | 0 days | 1,647 sqft |
| 2020-06-01 | 0 days | 1,673 sqft |
| 2020-07-01 | 0 days | 1,629 sqft |
| 2020-08-01 | 0 days | 1,686 sqft |
| 2020-09-01 | 0 days | 1,735 sqft |
| 2020-10-01 | 0 days | 1,758 sqft |
| 2020-11-01 | 0 days | 1,617 sqft |
| 2020-12-01 | 0 days | 1,606 sqft |
| 2021-01-01 | 0 days | 1,620 sqft |
| 2021-02-01 | 0 days | 1,712 sqft |
| 2021-03-01 | 0 days | 1,701 sqft |
| 2021-04-01 | 0 days | 1,763 sqft |
| 2021-05-01 | 0 days | 1,694 sqft |
| 2021-06-01 | 0 days | 1,663 sqft |
| 2021-07-01 | 0 days | 1,644 sqft |
| 2021-08-01 | 0 days | 1,711 sqft |
| 2021-09-01 | 0 days | 1,882 sqft |
| 2021-10-01 | 0 days | 1,806 sqft |
| 2021-11-01 | 0 days | 1,657 sqft |
| 2021-12-01 | 0 days | 1,683 sqft |
| 2022-01-01 | 0 days | 1,739 sqft |
| 2022-02-01 | 0 days | 1,704 sqft |
| 2022-03-01 | 0 days | 1,667 sqft |
| 2022-04-01 | 0 days | 1,687 sqft |
| 2022-05-01 | 0 days | 1,814 sqft |
| 2022-06-01 | 0 days | 1,863 sqft |
| 2022-07-01 | 0 days | 1,800 sqft |
| 2022-08-01 | 0 days | 1,965 sqft |
| 2022-09-01 | 0 days | 1,891 sqft |
| 2022-10-01 | 0 days | 1,792 sqft |
| 2022-11-01 | 0 days | 1,791 sqft |
| 2022-12-01 | 0 days | 1,798 sqft |
| 2023-01-01 | 0 days | 1,799 sqft |
| 2023-02-01 | 0 days | 1,803 sqft |
| 2023-03-01 | 0 days | 1,829 sqft |
| 2023-04-01 | 0 days | 1,828 sqft |
| 2023-05-01 | 0 days | 1,745 sqft |
| 2023-06-01 | 0 days | 1,814 sqft |
| 2023-07-01 | 0 days | 1,835 sqft |
| 2023-08-01 | 0 days | 1,746 sqft |
| 2023-09-01 | 0 days | 1,756 sqft |
| 2023-10-01 | 0 days | 1,765 sqft |
| 2023-11-01 | 0 days | 1,702 sqft |
| 2023-12-01 | 0 days | 1,691 sqft |
| 2024-01-01 | 0 days | 1,838 sqft |
| 2024-02-01 | 0 days | 1,998 sqft |
| 2024-03-01 | 0 days | 1,972 sqft |
Bloomsburg's median square footage for active listings during the 2024-03-01 period was 1,972 sqft. One year prior, the average listing was 1,829 sqft.