BLOOMSBURG - BERWICK Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bloomsburg - Berwick averaged
6.42%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.84% and
one month ago for the week of 2023-04-20, the
average rate was 5.84%.
Bloomsburg - Berwick's average rate one year ago was 4.8%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.63%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Bloomsburg - Berwick 30 Year Fixed Rate | 2023-05-25 | 6.42% |
| Bloomsburg - Berwick 30 Year Fixed Rate Refi | 2023-05-25 | 5.63% |
| Bloomsburg - Berwick 15 Year Fixed Rate | 2023-05-25 | 5.77% |
| Bloomsburg - Berwick 15 Year Fixed Rate Refi | 2023-05-25 | 5.51% |
| Bloomsburg - Berwick 30 Year FHA | 2023-05-25 | 6.14% |
| Bloomsburg - Berwick 30 Year FHA Refi | 2023-05-25 | 6.41% |
| Bloomsburg - Berwick 30 Year USDA | 2023-05-25 | 6.53% |
| Bloomsburg - Berwick 30 Year USDA Refi | 2023-05-25 | 6.73% |
| Bloomsburg - Berwick 30 Year VA | 2023-05-25 | 6.51% |
| Bloomsburg - Berwick 30 Year VA Refi | 2023-05-25 | 6.51% |
BLOOMSBURG - BERWICK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLOOMSBURG-BERWICK, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BLOOMSBURG - BERWICK Average Closing Costs & Other Stats
BLOOMSBURG-BERWICK, PA's 89 lenders originated 1,730
loans during 2022. The total origination value was $332,740,000, with an average loan value of
$192,335.
BLOOMSBURG - BERWICK's average closing costs are $4,920.
The top BLOOMSBURG - BERWICK lender as defined by loan originations is First Columbia Bank & Trust Co., with
139 loans originated. Their average total fees are
$3,705, which is $929
lower than the next largest lender,
Fulton Bank.
The lowest fee BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,198), First Columbia Bank & Trust Co. ($3,705), First Keystone Community Bank ($3,781), FIRST HERITAGE FINANCIAL, LLC ($4,127) and Fulton Bank ($4,633).
The lowest rate BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are
FIRST HERITAGE FINANCIAL, LLC (4.39%), First National Bank of Pennsylvania (4.39%), First Columbia Bank & Trust Co. (4.58%), First Keystone Community Bank (4.60%) and M&T Bank (4.70%).
BLOOMSBURG-BERWICK, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Columbia Bank & Trust Co. | $86,630,000 | $62,095,000 | -28.3% | 18.7% |
| Wells Fargo Bank | $7,080,000 | $32,565,000 | 360.0% | 9.8% |
| Fulton Bank | $31,530,000 | $27,190,000 | -13.8% | 8.2% |
| First Keystone Community Bank | $27,725,000 | $23,840,000 | -14.0% | 7.2% |
| QUICKEN LOANS, LLC | $46,885,000 | $21,605,000 | -53.9% | 6.5% |
| Northfield Bank | $12,400,000 | n/a | 3.7% | |
| Jersey Shore State Bank | $10,300,000 | $11,990,000 | 16.4% | 3.6% |
| M&T Bank | $10,385,000 | $7,800,000 | -24.9% | 2.3% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $9,840,000 | $7,120,000 | -27.6% | 2.1% |
| SERVICE 1ST | $10,390,000 | $6,350,000 | -38.9% | 1.9% |
| Susquehanna Community Bank | $5,140,000 | $6,285,000 | 22.3% | 1.9% |
| Mortgage Research Center, LLC | $8,985,000 | $5,005,000 | -44.3% | 1.5% |
| PNC Bank | $6,235,000 | $4,165,000 | -33.2% | 1.3% |
| First National Bank of Pennsylvania | $5,755,000 | $3,800,000 | -34.0% | 1.1% |
| The Honesdale National Bank | $200,000 | $3,720,000 | 1,760.0% | 1.1% |
| Citizens Bank | $3,555,000 | $3,475,000 | -2.3% | 1.0% |
| CHERRY CREEK MORTGAGE, LLC | $3,405,000 | n/a | 1.0% | |
| The Muncy Bank and Trust Company | $2,205,000 | $3,300,000 | 49.7% | 1.0% |
| FIRST HERITAGE FINANCIAL, LLC | $7,965,000 | $3,275,000 | -58.9% | 1.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,895,000 | $3,195,000 | -34.7% | 1.0% |
| ALLIED MORTGAGE GROUP, INC. | $6,190,000 | $2,980,000 | -51.9% | 0.9% |
| Century Mortgage Company DBA Century Lending Company | $480,000 | $2,950,000 | 514.6% | 0.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $4,190,000 | $2,870,000 | -31.5% | 0.9% |
| PHILADELPHIA | $2,320,000 | $2,755,000 | 18.8% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $9,430,000 | $2,435,000 | -74.2% | 0.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,755,000 | $2,285,000 | 30.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $2,315,000 | $2,230,000 | -3.7% | 0.7% |
| MidAtlantic Farm Credit, ACA | $2,130,000 | n/a | 0.6% | |
| First Commonwealth Bank | $2,320,000 | $2,015,000 | -13.1% | 0.6% |
| CALIBER HOME LOANS, INC. | $2,660,000 | $1,995,000 | -25.0% | 0.6% |
| NEW DAY FINANCIAL, LLC | $1,010,000 | $1,905,000 | 88.6% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $3,360,000 | $1,875,000 | -44.2% | 0.6% |
| Mortgage America, Inc. | $3,310,000 | $1,835,000 | -44.6% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,965,000 | $1,785,000 | -55.0% | 0.5% |
| LOANDEPOT.COM, LLC | $3,310,000 | $1,760,000 | -46.8% | 0.5% |
| Mifflinburg Bank and Trust Company | $305,000 | $1,565,000 | 413.1% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $1,875,000 | $1,540,000 | -17.9% | 0.5% |
| GUILD MORTGAGE COMPANY | $1,380,000 | $1,400,000 | 1.4% | 0.4% |
| NEWREZ LLC | $3,115,000 | $1,320,000 | -57.6% | 0.4% |
| USAA Federal Savings Bank | $2,455,000 | $1,280,000 | -47.9% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,145,000 | $1,260,000 | -41.3% | 0.4% |
| NFM, INC. | $750,000 | $1,160,000 | 54.7% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $1,560,000 | $1,025,000 | -34.3% | 0.3% |
| JPMorgan Chase Bank | $2,890,000 | $900,000 | -68.9% | 0.3% |
| Orrstown Bank | $265,000 | $895,000 | 237.7% | 0.3% |
| The Huntington National Bank | $3,570,000 | $840,000 | -76.5% | 0.3% |
| Truist | $880,000 | $800,000 | -9.1% | 0.2% |
| BROKER SOLUTIONS, INC. | $1,125,000 | $785,000 | -30.2% | 0.2% |
| Citizens & Northern Bank | $1,255,000 | $690,000 | -45.0% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $865,000 | $685,000 | -20.8% | 0.2% |
| CMG MORTGAGE, INC. | $670,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $785,000 | $660,000 | -15.9% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $205,000 | $645,000 | 214.6% | 0.2% |
| Heritage Bank | $635,000 | n/a | 0.2% | |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $625,000 | n/a | 0.2% | |
| NBT Bank | $1,010,000 | $620,000 | -38.6% | 0.2% |
| POLICE & FIRE | $205,000 | $600,000 | 192.7% | 0.2% |
| The Federal Savings Bank | $805,000 | $600,000 | -25.5% | 0.2% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $165,000 | $565,000 | 242.4% | 0.2% |
| Summit Mortgage Corporation | $550,000 | n/a | 0.2% | |
| Nations Lending Corporation | $890,000 | $545,000 | -38.8% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $815,000 | $530,000 | -35.0% | 0.2% |
| The Luzerne Bank | $290,000 | $475,000 | 63.8% | 0.1% |
| MCLEAN MORTGAGE CORPORATION | $440,000 | n/a | 0.1% | |
| Hometown Lenders, Inc. | $570,000 | $430,000 | -24.6% | 0.1% |
| The Gratz Bank | $65,000 | $395,000 | 507.7% | 0.1% |
| Carrington Mortgage Services, LLC | $540,000 | $385,000 | -28.7% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,105,000 | $385,000 | -65.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $305,000 | $380,000 | 24.6% | 0.1% |
| First Citizens Community Bank | $450,000 | $375,000 | -16.7% | 0.1% |
| Flagstar Bank, FSB | $280,000 | $370,000 | 32.1% | 0.1% |
| FM Home Loans, LLC | $365,000 | n/a | 0.1% | |
| Univest Bank and Trust Co. | $145,000 | $365,000 | 151.7% | 0.1% |
| Aurora Financial, LLC | $355,000 | n/a | 0.1% | |
| Meridian Bank Corporation | $950,000 | $345,000 | -63.7% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $325,000 | $335,000 | 3.1% | 0.1% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $580,000 | $335,000 | -42.2% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $340,000 | $335,000 | -1.5% | 0.1% |
| The Fidelity Deposit and Discount Bank | $335,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $455,000 | $330,000 | -27.5% | 0.1% |
| Mid Penn Bank | $105,000 | $310,000 | 195.2% | 0.1% |
| Magnolia Bank | $430,000 | $305,000 | -29.1% | 0.1% |
| UNION HOME MORTGAGE CORP. | $115,000 | $305,000 | 165.2% | 0.1% |
| IVY MORTGAGE, INC. | $300,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $425,000 | $290,000 | -31.8% | 0.1% |
| KeyBank | $1,180,000 | $285,000 | -75.8% | 0.1% |
| Parke Bank | $285,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $135,000 | $285,000 | 111.1% | 0.1% |
| Ukrainian Selfreliance Federal Credit Union | $285,000 | n/a | 0.1% | |
| Signature Federal Credit Union | $280,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $485,000 | $280,000 | -42.3% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $235,000 | $275,000 | 17.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $475,000 | $275,000 | -42.1% | 0.1% |
| THRIVENT Federal Credit Union | $260,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $205,000 | $255,000 | 24.4% | 0.1% |
| US MORTGAGE CORPORATION | $255,000 | n/a | 0.1% | |
| EVERENCE FEDERAL CREDIT UNION | $245,000 | n/a | 0.1% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $745,000 | $245,000 | -67.1% | 0.1% |
| Bank of England | $480,000 | $235,000 | -51.0% | 0.1% |
| Northwest Bank | $635,000 | $235,000 | -63.0% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $265,000 | $230,000 | -13.2% | 0.1% |
| Discover Bank | $115,000 | $230,000 | 100.0% | 0.1% |
| HomePromise Corporation | $225,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $225,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $4,155,000 | $225,000 | -94.6% | 0.1% |
| T2 FINANCIAL LLC | $205,000 | $225,000 | 9.8% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $445,000 | $220,000 | -50.6% | 0.1% |
| EMBRACE HOME LOANS, INC. | $215,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $450,000 | $215,000 | -52.2% | 0.1% |
| Homesale Mortgage, LLC | $365,000 | $215,000 | -41.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $535,000 | $205,000 | -61.7% | 0.1% |
| Princeton Mortgage Corporation | $145,000 | $205,000 | 41.4% | 0.1% |
| TD Bank | $925,000 | $205,000 | -77.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $175,000 | $205,000 | 17.1% | 0.1% |
| NJ LENDERS CORP. | $105,000 | $195,000 | 85.7% | 0.1% |
| STEARNS LENDING, LLC | $165,000 | $195,000 | 18.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $390,000 | $185,000 | -52.6% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $255,000 | $185,000 | -27.5% | 0.1% |
| NATIONWIDE EQUITIES CORPORATION | $185,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,375,000 | $175,000 | -87.3% | 0.1% |
| Bank of America | $910,000 | $175,000 | -80.8% | 0.1% |
| Mortgage Network, Inc. | $175,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $835,000 | $175,000 | -79.0% | 0.1% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $175,000 | n/a | 0.1% | |
| PALCO FEDERAL CREDIT UNION | $345,000 | $175,000 | -49.3% | 0.1% |
| Waterstone Mortgage Corporation | $175,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $115,000 | $165,000 | 43.5% | 0.0% |
| Bank of Bird-in-Hand | $165,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $165,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $155,000 | n/a | 0.0% | |
| Ally Bank | $955,000 | $155,000 | -83.8% | 0.0% |
| Citibank | $505,000 | $155,000 | -69.3% | 0.0% |
| ESSA Bank & Trust | $1,000,000 | $155,000 | -84.5% | 0.0% |
| First Guaranty Mortgage Corporation | $250,000 | $155,000 | -38.0% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $215,000 | $155,000 | -27.9% | 0.0% |
| Ponce Bank | $155,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $155,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $215,000 | $135,000 | -37.2% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $135,000 | n/a | 0.0% | |
| CITADEL FEDERAL CREDIT UNION | $310,000 | $125,000 | -59.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| Northpointe Bank | $125,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $120,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $3,305,000 | $115,000 | -96.5% | 0.0% |
| Fairway Consumer Discount Company | $115,000 | n/a | 0.0% | |
| LOANPAL, LLC | $245,000 | $115,000 | -53.1% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $250,000 | $115,000 | -54.0% | 0.0% |
| Community Bank | $315,000 | $105,000 | -66.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $95,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $95,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| First Commonwealth Federal Credit Union | $65,000 | $85,000 | 30.8% | 0.0% |
| Pennian Bank | $85,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $790,000 | $75,000 | -90.5% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| CROSS VALLEY FEDERAL CREDIT UNION | $65,000 | $65,000 | 0.0% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $100,000 | $65,000 | -35.0% | 0.0% |
| APCI Federal Credit Union | $55,000 | n/a | 0.0% | |
| HORIZON Federal Credit Union | $50,000 | n/a | 0.0% | |
| Woodlands Bank | $35,000 | n/a | 0.0% | |
| The Ephrata National Bank | $15,000 | n/a | 0.0% | |
| Wayne Bank | $2,345,000 | $15,000 | -99.4% | 0.0% |
BLOOMSBURG - BERWICK's top lender by overall market share is First Columbia Bank & Trust Co., with 18.7% market share. In second place, with 9.8%, is Wells Fargo Bank, having originated $32,565,000 in loans. In third place, with 8.2%, is Fulton Bank, having originated $27,190,000 in loans. In fourth place, with 7.2%, is First Keystone Community Bank, having originated $23,840,000 in loans. In fifth place, with 6.5%, is QUICKEN LOANS, LLC, having originated $21,605,000 in loans.
BLOOMSBURG - BERWICK Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $166,500 (14.8%) | $214,381 (3.3%) | 0.00 | 318 |
| 2018-02-01 | $157,975 (5.7%) | $219,633 (4.7%) | 0.00 | 292 |
| 2018-03-01 | $159,900 (-1.5%) | $234,904 (6.9%) | 0.00 | 285 |
| 2018-04-01 | $168,450 (-0.9%) | $253,197 (12.6%) | 0.00 | 267 |
| 2018-05-01 | $181,250 (7.1%) | $259,302 (17.6%) | 0.00 | 263 |
| 2018-06-01 | $172,000 (5.6%) | $251,440 (17.7%) | 0.00 | 276 |
| 2018-07-01 | $169,000 (9.1%) | $243,233 (15.9%) | 0.00 | 293 |
| 2018-08-01 | $165,750 (7.0%) | $238,912 (14.6%) | 0.00 | 292 |
| 2018-09-01 | $175,000 (13.0%) | $248,144 (20.3%) | 0.00 | 292 |
| 2018-10-01 | $170,900 (10.3%) | $232,114 (12.8%) | 0.00 | 300 |
| 2018-11-01 | $169,925 (1.5%) | $227,732 (6.4%) | 0.00 | 286 |
| 2018-12-01 | $164,900 (-1.9%) | $222,467 (4.4%) | 0.00 | 276 |
| 2019-01-01 | $159,175 (-4.4%) | $213,994 (-0.2%) | 0.00 | 274 |
| 2019-02-01 | $161,750 (2.4%) | $219,809 (0.1%) | 0.00 | 251 |
| 2019-03-01 | $179,900 (11.1%) | $234,623 (-0.1%) | 0.00 | 239 |
| 2019-04-01 | $191,999 (15.1%) | $242,535 (-4.2%) | 0.00 | 249 |
| 2019-05-01 | $185,000 (2.1%) | $238,651 (-8.0%) | 0.00 | 259 |
| 2019-06-01 | $179,900 (4.6%) | $228,493 (-9.1%) | 0.00 | 263 |
| 2019-07-01 | $179,900 (6.5%) | $222,210 (-8.6%) | 0.00 | 258 |
| 2019-08-01 | $189,000 (7.4%) | $224,437 (-6.1%) | 0.00 | 256 |
| 2019-09-01 | $189,450 (0.1%) | $224,882 (-9.4%) | 0.00 | 239 |
| 2019-10-01 | $171,400 (0.3%) | $218,610 (-5.8%) | 0.00 | 255 |
| 2019-11-01 | $167,700 (-1.3%) | $218,317 (-4.1%) | 0.00 | 244 |
| 2019-12-01 | $164,923 (0.0%) | $218,096 (-2.0%) | 0.00 | 225 |
| 2020-01-01 | $168,650 (6.0%) | $224,200 (4.8%) | 0.00 | 207 |
| 2020-02-01 | $172,437 (6.6%) | $225,817 (2.7%) | 0.00 | 192 |
| 2020-03-01 | $186,500 (5.0%) | $244,292 (4.1%) | 0.00 | 187 |
| 2020-04-01 | $199,800 (3.1%) | $247,883 (2.2%) | 0.00 | 173 |
| 2020-05-01 | $184,500 (-0.3%) | $249,651 (4.6%) | 0.00 | 171 |
| 2020-06-01 | $182,938 (1.7%) | $248,190 (8.6%) | 0.00 | 155 |
| 2020-07-01 | $179,950 (0.0%) | $239,643 (7.9%) | 0.00 | 149 |
| 2020-08-01 | $179,900 (1.1%) | $236,723 (5.5%) | 0.00 | 155 |
| 2020-09-01 | $188,450 (7.6%) | $239,905 (6.7%) | 0.00 | 141 |
| 2020-10-01 | $185,000 (7.9%) | $237,524 (8.7%) | 0.00 | 137 |
| 2020-11-01 | $181,050 (8.0%) | $234,234 (7.3%) | 0.00 | 129 |
| 2020-12-01 | $174,999 (6.1%) | $228,815 (4.9%) | 0.00 | 131 |
| 2021-01-01 | $169,900 (0.7%) | $225,117 (0.4%) | 0.00 | 126 |
| 2021-02-01 | $187,950 (9.0%) | $250,958 (11.1%) | 0.00 | 108 |
| 2021-03-01 | $187,950 (0.8%) | $259,387 (6.2%) | 0.00 | 95 |
| 2021-04-01 | $189,250 (-5.3%) | $277,510 (12.0%) | 0.00 | 85 |
| 2021-05-01 | $189,000 (2.4%) | $269,641 (8.0%) | 0.00 | 90 |
| 2021-06-01 | $176,100 (-3.7%) | $251,188 (1.2%) | 0.00 | 101 |
| 2021-07-01 | $205,000 (13.9%) | $268,561 (12.1%) | 0.00 | 115 |
| 2021-08-01 | $214,950 (19.5%) | $315,027 (33.1%) | 0.00 | 92 |
| 2021-09-01 | $211,125 (12.0%) | $298,357 (24.4%) | 0.00 | 88 |
| 2021-10-01 | $217,500 (17.6%) | $293,382 (23.5%) | 0.00 | 90 |
| 2021-11-01 | $201,750 (11.4%) | $267,961 (14.4%) | 0.00 | 87 |
| 2021-12-01 | $202,500 (15.7%) | $280,953 (22.8%) | 0.00 | 79 |
| 2022-01-01 | $197,000 (16.0%) | $324,257 (44.0%) | 0.00 | 59 |
| 2022-02-01 | $185,125 (-1.5%) | $300,745 (19.8%) | 0.00 | 63 |
| 2022-03-01 | $188,750 (0.4%) | $288,143 (11.1%) | 0.00 | 64 |
| 2022-04-01 | $193,500 (2.3%) | $321,885 (16.0%) | 0.00 | 62 |
| 2022-05-01 | $225,000 (19.1%) | $331,134 (22.8%) | 0.00 | 71 |
| 2022-06-01 | $268,225 (52.3%) | $342,799 (36.5%) | 0.00 | 90 |
| 2022-07-01 | $233,000 (13.7%) | $330,727 (23.2%) | 0.00 | 103 |
| 2022-08-01 | $239,450 (11.4%) | $335,255 (6.4%) | 0.00 | 102 |
| 2022-09-01 | $238,975 (13.2%) | $313,936 (5.2%) | 0.00 | 99 |
| 2022-10-01 | $256,450 (17.9%) | $320,277 (9.2%) | 0.00 | 99 |
| 2022-11-01 | $245,725 (21.8%) | $302,868 (13.0%) | 0.00 | 96 |
| 2022-12-01 | $233,450 (15.3%) | $285,107 (1.5%) | 0.00 | 96 |
| 2023-01-01 | $217,425 (10.4%) | $273,844 (-15.6%) | 0.00 | 74 |
| 2023-02-01 | $239,700 (29.5%) | $282,524 (-6.1%) | 0.00 | 67 |
| 2023-03-01 | $248,975 (31.9%) | $319,582 (10.9%) | 0.00 | 66 |
| 2023-04-01 | $235,000 (0.0%) | $322,826 (0.3%) | 0.00 | 68 |
BLOOMSBURG - BERWICK's median listing price comes in at 0% of the national average.
BLOOMSBURG - BERWICK's average listing price for 2023-04-01 was $322,826, a difference of $941 (0.3%) versus the prior year and $3,244 versus the prior month.
For the 2023-04-01 period, BLOOMSBURG - BERWICK had 68 MLS listings, a difference of 2 listings (3%) versus the prior month and 6 listings (10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,694 sqft |
| 2018-02-01 | 0 days | 1,690 sqft |
| 2018-03-01 | 0 days | 1,721 sqft |
| 2018-04-01 | 0 days | 1,766 sqft |
| 2018-05-01 | 0 days | 1,778 sqft |
| 2018-06-01 | 0 days | 1,777 sqft |
| 2018-07-01 | 0 days | 1,725 sqft |
| 2018-08-01 | 0 days | 1,697 sqft |
| 2018-09-01 | 0 days | 1,722 sqft |
| 2018-10-01 | 0 days | 1,711 sqft |
| 2018-11-01 | 0 days | 1,729 sqft |
| 2018-12-01 | 0 days | 1,688 sqft |
| 2019-01-01 | 0 days | 1,696 sqft |
| 2019-02-01 | 0 days | 1,727 sqft |
| 2019-03-01 | 0 days | 1,850 sqft |
| 2019-04-01 | 0 days | 1,878 sqft |
| 2019-05-01 | 0 days | 1,845 sqft |
| 2019-06-01 | 0 days | 1,758 sqft |
| 2019-07-01 | 0 days | 1,705 sqft |
| 2019-08-01 | 0 days | 1,720 sqft |
| 2019-09-01 | 0 days | 1,699 sqft |
| 2019-10-01 | 0 days | 1,617 sqft |
| 2019-11-01 | 0 days | 1,632 sqft |
| 2019-12-01 | 0 days | 1,658 sqft |
| 2020-01-01 | 0 days | 1,678 sqft |
| 2020-02-01 | 0 days | 1,696 sqft |
| 2020-03-01 | 0 days | 1,706 sqft |
| 2020-04-01 | 0 days | 1,727 sqft |
| 2020-05-01 | 0 days | 1,654 sqft |
| 2020-06-01 | 0 days | 1,673 sqft |
| 2020-07-01 | 0 days | 1,629 sqft |
| 2020-08-01 | 0 days | 1,686 sqft |
| 2020-09-01 | 0 days | 1,735 sqft |
| 2020-10-01 | 0 days | 1,758 sqft |
| 2020-11-01 | 0 days | 1,617 sqft |
| 2020-12-01 | 0 days | 1,606 sqft |
| 2021-01-01 | 0 days | 1,620 sqft |
| 2021-02-01 | 0 days | 1,712 sqft |
| 2021-03-01 | 0 days | 1,701 sqft |
| 2021-04-01 | 0 days | 1,760 sqft |
| 2021-05-01 | 0 days | 1,694 sqft |
| 2021-06-01 | 0 days | 1,663 sqft |
| 2021-07-01 | 0 days | 1,644 sqft |
| 2021-08-01 | 0 days | 1,711 sqft |
| 2021-09-01 | 0 days | 1,882 sqft |
| 2021-10-01 | 0 days | 1,806 sqft |
| 2021-11-01 | 0 days | 1,657 sqft |
| 2021-12-01 | 0 days | 1,683 sqft |
| 2022-01-01 | 0 days | 1,739 sqft |
| 2022-02-01 | 0 days | 1,704 sqft |
| 2022-03-01 | 0 days | 1,667 sqft |
| 2022-04-01 | 0 days | 1,687 sqft |
| 2022-05-01 | 0 days | 1,814 sqft |
| 2022-06-01 | 0 days | 1,863 sqft |
| 2022-07-01 | 0 days | 1,800 sqft |
| 2022-08-01 | 0 days | 1,965 sqft |
| 2022-09-01 | 0 days | 1,891 sqft |
| 2022-10-01 | 0 days | 1,796 sqft |
| 2022-11-01 | 0 days | 1,791 sqft |
| 2022-12-01 | 0 days | 1,798 sqft |
| 2023-01-01 | 0 days | 1,799 sqft |
| 2023-02-01 | 0 days | 1,803 sqft |
| 2023-03-01 | 0 days | 1,830 sqft |
| 2023-04-01 | 0 days | 1,828 sqft |
BLOOMSBURG - BERWICK's median square footage for active listings during the 2023-04-01 period was 1,828 sqft. One year prior, the average listing was 1,687 sqft.
BLOOMSBURG-BERWICK, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 853 | $179,815,000 | $210,803 |
| Refi | 330 | $90,660,000 | $274,727 |
| Cash Out Refi | 224 | $39,400,000 | $175,893 |
| Home Improvement | 185 | $12,885,000 | $69,649 |
| Other | 138 | $9,980,000 | $72,319 |
Bloomsburg - Berwick's most frequently cited loan purpose was Home Purchase, with 853 originations. The 2nd most popular reason was Refi, with 330 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 464 | $79,840,000 | $172,069 |
| 4-5% | 424 | $77,620,000 | $183,066 |
| 5-6% | 373 | $93,355,000 | $250,282 |
| 6-7% | 163 | $24,905,000 | $152,791 |
| <2.5% | 119 | $12,615,000 | $106,008 |
| 2.5-3% | 97 | $17,885,000 | $184,381 |
| 7-8% | 35 | $4,335,000 | $123,857 |
| Over 8% | 14 | $900,000 | $64,286 |
During 2022, Bloomsburg - Berwick's most frequently originated rate bucket was 3-4%, with 464 originations.
Loan Sizing (BLOOMSBURG-BERWICK, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 716 | $103,000,000 | $143,855 |
| $100,000 or less | 537 | $30,565,000 | $56,918 |
| $200k-400k | 383 | $101,525,000 | $265,078 |
| $400k-600k | 68 | $32,540,000 | $478,529 |
| $600k-1000k | 17 | $11,585,000 | $681,471 |
| $Over $1MM | 9 | $53,525,000 | $5,947,222 |
BLOOMSBURG - BERWICK's loan sizing saw the bucket of loans from $100k-200k with 716 originations, totaling $103,000,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 619 | $131,735,000 | $212,819 |
| 60-80% | 459 | $122,335,000 | $266,525 |
| 20-40% | 208 | $18,500,000 | $88,942 |
| 40-60% | 200 | $28,520,000 | $142,600 |
| Under 20% | 193 | $7,565,000 | $39,197 |
| Over 100% | 8 | $2,580,000 | $322,500 |
BLOOMSBURG - BERWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 619 originations, totaling $131,735,000 in origination value.