BLOOMSBURG - BERWICK Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bloomsburg - Berwick averaged
6.85%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.96% and
one month ago for the week of 2025-02-27, the
average rate was 7.07%.
Bloomsburg - Berwick's average rate one year ago was 7.1%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.24%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Bloomsburg - Berwick 30 Year Fixed Rate | 2025-04-03 | 6.85% |
| Bloomsburg - Berwick 30 Year Fixed Rate Refi | 2025-04-03 | 7.24% |
| Bloomsburg - Berwick 15 Year Fixed Rate | 2025-04-03 | 5.72% |
| Bloomsburg - Berwick 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
| Bloomsburg - Berwick 30 Year FHA | 2025-04-03 | 6.45% |
| Bloomsburg - Berwick 30 Year FHA Refi | 2025-04-03 | 6.16% |
| Bloomsburg - Berwick 30 Year USDA | 2025-04-03 | 6.22% |
| Bloomsburg - Berwick 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Bloomsburg - Berwick 30 Year VA | 2025-04-03 | 6.16% |
| Bloomsburg - Berwick 30 Year VA Refi | 2025-04-03 | 5.96% |
BLOOMSBURG - BERWICK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLOOMSBURG-BERWICK, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BLOOMSBURG - BERWICK Average Closing Costs & Other Stats
BLOOMSBURG-BERWICK, PA's 75 lenders originated 1,527
loans during 2024. The total origination value was $247,485,000, with an average loan value of
$162,073.
BLOOMSBURG - BERWICK's average closing costs are $5,254.
The top BLOOMSBURG - BERWICK lender as defined by loan originations is First Columbia Bank & Trust Co., with
84 loans originated. Their average total fees are
$3,935, which is $1,059
lower than the next largest lender,
Fulton Bank.
The lowest fee BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,015), First Columbia Bank & Trust Co. ($3,935), First Keystone Community Bank ($4,632), Fulton Bank ($4,994) and PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,444).
The lowest rate BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union (6.34%), First National Bank of Pennsylvania (6.48%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.69%), QUICKEN LOANS, LLC (6.74%) and First Columbia Bank & Trust Co. (6.85%).
BLOOMSBURG-BERWICK, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| First Columbia Bank & Trust Co. | $37,680,000 | $57,185,000 | 51.8% | 23.1% |
| SERVICE 1ST | $5,995,000 | $20,950,000 | 249.5% | 8.5% |
| Fulton Bank | $11,870,000 | $14,965,000 | 26.1% | 6.0% |
| First Keystone Community Bank | $9,860,000 | $14,855,000 | 50.7% | 6.0% |
| QUICKEN LOANS, LLC | $14,350,000 | $11,740,000 | -18.2% | 4.7% |
| UNION HOME MORTGAGE CORP. | $445,000 | $7,430,000 | 1,569.7% | 3.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $5,025,000 | $7,185,000 | 43.0% | 2.9% |
| Mortgage Research Center, LLC | $5,245,000 | $6,915,000 | 31.8% | 2.8% |
| Members Choice Financial Credit Union | $3,710,000 | $5,630,000 | 51.8% | 2.3% |
| Jersey Shore State Bank | $5,535,000 | $5,510,000 | -0.5% | 2.2% |
| First National Bank of Pennsylvania | $4,485,000 | $5,040,000 | 12.4% | 2.0% |
| M&T Bank | $6,395,000 | $4,985,000 | -22.0% | 2.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,715,000 | $4,065,000 | 9.4% | 1.6% |
| Susquehanna Community Bank | $1,450,000 | $3,470,000 | 139.3% | 1.4% |
| PNC Bank | $2,220,000 | $3,450,000 | 55.4% | 1.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,185,000 | $3,270,000 | 2.7% | 1.3% |
| PHILADELPHIA | $3,655,000 | $2,730,000 | -25.3% | 1.1% |
| RADIUS FINANCIAL GROUP INC. | $2,650,000 | n/a | 1.1% | |
| MICHIGAN MUTUAL, INC. | $410,000 | $2,595,000 | 532.9% | 1.0% |
| Univest Bank and Trust Co. | $1,435,000 | $2,590,000 | 80.5% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $715,000 | $2,450,000 | 242.7% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $510,000 | $2,410,000 | 372.5% | 1.0% |
| GUILD MORTGAGE COMPANY | $5,350,000 | $2,375,000 | -55.6% | 1.0% |
| CMG MORTGAGE, INC. | $405,000 | $2,280,000 | 463.0% | 0.9% |
| FIRST HERITAGE FINANCIAL, LLC | $1,210,000 | $2,185,000 | 80.6% | 0.9% |
| UNB Bank | $3,740,000 | $1,910,000 | -48.9% | 0.8% |
| ALLIED MORTGAGE GROUP, INC. | $1,295,000 | $1,820,000 | 40.5% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $850,000 | $1,665,000 | 95.9% | 0.7% |
| NEWREZ LLC | $1,335,000 | $1,615,000 | 21.0% | 0.7% |
| Century Mortgage Company DBA Century Lending Company | $1,665,000 | $1,435,000 | -13.8% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $830,000 | $1,425,000 | 71.7% | 0.6% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $415,000 | $1,375,000 | 231.3% | 0.6% |
| Mifflinburg Bank and Trust Company | $475,000 | $1,240,000 | 161.1% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,260,000 | $1,185,000 | -6.0% | 0.5% |
| First Commonwealth Bank | $1,620,000 | $1,170,000 | -27.8% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $440,000 | $1,170,000 | 165.9% | 0.5% |
| USAA Federal Savings Bank | $600,000 | $1,090,000 | 81.7% | 0.4% |
| V.I.P. MORTGAGE, INC. | $890,000 | n/a | 0.4% | |
| Stifel Bank and Trust | $105,000 | $865,000 | 723.8% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $900,000 | $850,000 | -5.6% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $820,000 | n/a | 0.3% | |
| Mortgage America, Inc. | $1,420,000 | $750,000 | -47.2% | 0.3% |
| MidAtlantic Farm Credit, ACA | $1,170,000 | $715,000 | -38.9% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $155,000 | $685,000 | 341.9% | 0.3% |
| Ixonia Bank | $175,000 | $645,000 | 268.6% | 0.3% |
| UNITED MORTGAGE CORP | $640,000 | n/a | 0.3% | |
| LAKEVIEW LOAN SERVICING, LLC | $135,000 | $635,000 | 370.4% | 0.3% |
| Wells Fargo Bank | $720,000 | $610,000 | -15.3% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $210,000 | $605,000 | 188.1% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $185,000 | $595,000 | 221.6% | 0.2% |
| Community Bank | $125,000 | $590,000 | 372.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $375,000 | $590,000 | 57.3% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,035,000 | $585,000 | -43.5% | 0.2% |
| GUARANTEED RATE, INC. | $195,000 | $575,000 | 194.9% | 0.2% |
| Waterstone Mortgage Corporation | $515,000 | $575,000 | 11.7% | 0.2% |
| The Loan Store, Inc. | $565,000 | n/a | 0.2% | |
| LOANPAL, LLC | $350,000 | $560,000 | 60.0% | 0.2% |
| Discover Bank | $735,000 | $555,000 | -24.5% | 0.2% |
| Bank of America | $1,040,000 | $545,000 | -47.6% | 0.2% |
| PALCO FEDERAL CREDIT UNION | $240,000 | $540,000 | 125.0% | 0.2% |
| The Huntington National Bank | $1,945,000 | $540,000 | -72.2% | 0.2% |
| JPMorgan Chase Bank | $535,000 | n/a | 0.2% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $380,000 | $510,000 | 34.2% | 0.2% |
| NBKC BANK | $505,000 | n/a | 0.2% | |
| LOANDEPOT.COM, LLC | $230,000 | $465,000 | 102.2% | 0.2% |
| Carrington Mortgage Services, LLC | $145,000 | $455,000 | 213.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $970,000 | $445,000 | -54.1% | 0.2% |
| First Citizens Community Bank | $115,000 | $440,000 | 282.6% | 0.2% |
| Woodlands Bank | $405,000 | $430,000 | 6.2% | 0.2% |
| Prosperity Home Mortgage, LLC | $540,000 | $410,000 | -24.1% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $195,000 | $395,000 | 102.6% | 0.2% |
| Meridian Bank Corporation | $885,000 | $390,000 | -55.9% | 0.2% |
| PLUS RELOCATION MORTGAGE, LLC | $385,000 | n/a | 0.2% | |
| TOP FLITE FINANCIAL, INC. | $125,000 | $370,000 | 196.0% | 0.1% |
| Citizens Bank | $3,280,000 | $365,000 | -88.9% | 0.1% |
| PREMIA MORTGAGE, LLC | $365,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $335,000 | n/a | 0.1% | |
| MILEND, INC. | $325,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $320,000 | n/a | 0.1% | |
| The Federal Savings Bank | $315,000 | n/a | 0.1% | |
| Truist | $230,000 | $285,000 | 23.9% | 0.1% |
| Mid Penn Bank | $280,000 | $280,000 | 0.0% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $175,000 | $275,000 | 57.1% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $215,000 | $265,000 | 23.3% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $255,000 | n/a | 0.1% | |
| TD Bank | $3,150,000 | $255,000 | -91.9% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $245,000 | n/a | 0.1% | |
| AmeriServ Financial Bank | $55,000 | $240,000 | 336.4% | 0.1% |
| Acre Mortgage and Financial Inc | $165,000 | $235,000 | 42.4% | 0.1% |
| State Financial Network, LLC | $235,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $165,000 | $225,000 | 36.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $225,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $665,000 | $225,000 | -66.2% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $225,000 | n/a | 0.1% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $185,000 | $215,000 | 16.2% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $465,000 | $215,000 | -53.8% | 0.1% |
| HORIZON Federal Credit Union | $75,000 | $215,000 | 186.7% | 0.1% |
| Kish Bank | $205,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $205,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $465,000 | $185,000 | -60.2% | 0.1% |
| Plains Commerce Bank | $195,000 | $185,000 | -5.1% | 0.1% |
| Citizens & Northern Bank | $1,420,000 | $180,000 | -87.3% | 0.1% |
| Alcova Mortgage LLC | $455,000 | $175,000 | -61.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $245,000 | $175,000 | -28.6% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $165,000 | n/a | 0.1% | |
| Home Mortgage Alliance Corp | $165,000 | n/a | 0.1% | |
| POLICE & FIRE | $45,000 | $165,000 | 266.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $275,000 | $155,000 | -43.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $135,000 | n/a | 0.1% | |
| MLD MORTGAGE INC. | $135,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $130,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $125,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $125,000 | n/a | 0.1% | |
| FIDELITY DIRECT MORTGAGE, LLC | $125,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $115,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $115,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $170,000 | $110,000 | -35.3% | 0.0% |
| First Commonwealth Federal Credit Union | $70,000 | $105,000 | 50.0% | 0.0% |
| Figure Lending LLC | $75,000 | $90,000 | 20.0% | 0.0% |
| Coastal Community Bank | $60,000 | $85,000 | 41.7% | 0.0% |
| THRIVENT Federal Credit Union | $75,000 | n/a | 0.0% | |
| Kearny Bank | $6,755,000 | $65,000 | -99.0% | 0.0% |
| AMERICHOICE | $45,000 | n/a | 0.0% | |
| Centier Bank | $45,000 | n/a | 0.0% |
BLOOMSBURG - BERWICK's top lender by overall market share is First Columbia Bank & Trust Co., with 23.1% market share. In second place, with 8.5%, is SERVICE 1ST, having originated $20,950,000 in loans. In third place, with 6.0%, is Fulton Bank, having originated $14,965,000 in loans. In fourth place, with 6.0%, is First Keystone Community Bank, having originated $14,855,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $11,740,000 in loans.
BLOOMSBURG - BERWICK Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $146,725 (8.1%) | $187,844 (4.1%) | 0.00 | 246 |
| 2018-02-01 | $137,500 (-0.3%) | $188,433 (0.6%) | 0.00 | 217 |
| 2018-03-01 | $139,900 (-10.5%) | $191,042 (-2.7%) | 0.00 | 201 |
| 2018-04-01 | $143,725 (-10.1%) | $213,284 (7.0%) | 0.00 | 191 |
| 2018-05-01 | $150,625 (-5.8%) | $217,990 (9.2%) | 0.00 | 189 |
| 2018-06-01 | $143,100 (-9.5%) | $215,151 (9.6%) | 0.00 | 199 |
| 2018-07-01 | $147,900 (-4.0%) | $214,187 (10.1%) | 0.00 | 216 |
| 2018-08-01 | $154,950 (3.4%) | $213,471 (10.0%) | 0.00 | 218 |
| 2018-09-01 | $164,900 (10.0%) | $222,802 (15.1%) | 0.00 | 212 |
| 2018-10-01 | $159,900 (10.3%) | $202,154 (6.5%) | 0.00 | 228 |
| 2018-11-01 | $159,900 (6.9%) | $198,887 (4.4%) | 0.00 | 220 |
| 2018-12-01 | $157,200 (5.3%) | $194,111 (2.8%) | 0.00 | 215 |
| 2019-01-01 | $149,900 (2.2%) | $189,075 (0.7%) | 0.00 | 209 |
| 2019-02-01 | $150,000 (9.1%) | $192,979 (2.4%) | 0.00 | 183 |
| 2019-03-01 | $166,786 (19.2%) | $203,781 (6.7%) | 0.00 | 179 |
| 2019-04-01 | $179,286 (24.7%) | $217,155 (1.8%) | 0.00 | 176 |
| 2019-05-01 | $177,450 (17.8%) | $213,296 (-2.2%) | 0.00 | 190 |
| 2019-06-01 | $169,900 (18.7%) | $206,364 (-4.1%) | 0.00 | 196 |
| 2019-07-01 | $171,950 (16.3%) | $199,945 (-6.7%) | 0.00 | 198 |
| 2019-08-01 | $167,314 (8.0%) | $199,044 (-6.8%) | 0.00 | 199 |
| 2019-09-01 | $160,359 (-2.8%) | $198,246 (-11.0%) | 0.00 | 192 |
| 2019-10-01 | $154,675 (-3.3%) | $197,515 (-2.3%) | 0.00 | 196 |
| 2019-11-01 | $154,950 (-3.1%) | $190,852 (-4.0%) | 0.00 | 190 |
| 2019-12-01 | $149,900 (-4.6%) | $184,986 (-4.7%) | 0.00 | 172 |
| 2020-01-01 | $149,900 (0.0%) | $189,819 (0.4%) | 0.00 | 156 |
| 2020-02-01 | $149,900 (-0.1%) | $189,185 (-2.0%) | 0.00 | 144 |
| 2020-03-01 | $167,400 (0.4%) | $205,731 (1.0%) | 0.00 | 133 |
| 2020-04-01 | $179,900 (0.3%) | $216,192 (-0.4%) | 0.00 | 121 |
| 2020-05-01 | $174,950 (-1.4%) | $219,997 (3.1%) | 0.00 | 120 |
| 2020-06-01 | $174,900 (2.9%) | $216,314 (4.8%) | 0.00 | 115 |
| 2020-07-01 | $174,900 (1.7%) | $208,819 (4.4%) | 0.00 | 110 |
| 2020-08-01 | $166,450 (-0.5%) | $212,909 (7.0%) | 0.00 | 116 |
| 2020-09-01 | $181,150 (13.0%) | $220,662 (11.3%) | 0.00 | 104 |
| 2020-10-01 | $172,450 (11.5%) | $219,544 (11.2%) | 0.00 | 95 |
| 2020-11-01 | $163,750 (5.7%) | $220,506 (15.5%) | 0.00 | 98 |
| 2020-12-01 | $165,000 (10.1%) | $218,817 (18.3%) | 0.00 | 103 |
| 2021-01-01 | $165,000 (10.1%) | $214,686 (13.1%) | 0.00 | 98 |
| 2021-02-01 | $169,900 (13.3%) | $216,594 (14.5%) | 0.00 | 79 |
| 2021-03-01 | $179,450 (7.2%) | $230,920 (12.2%) | 0.00 | 69 |
| 2021-04-01 | $185,450 (3.1%) | $251,714 (16.4%) | 0.00 | 61 |
| 2021-05-01 | $179,900 (2.8%) | $256,693 (16.7%) | 0.00 | 66 |
| 2021-06-01 | $169,450 (-3.1%) | $230,794 (6.7%) | 0.00 | 73 |
| 2021-07-01 | $189,000 (8.1%) | $254,782 (22.0%) | 0.00 | 91 |
| 2021-08-01 | $209,725 (26.0%) | $303,757 (42.7%) | 0.00 | 74 |
| 2021-09-01 | $205,000 (13.2%) | $289,460 (31.2%) | 0.00 | 68 |
| 2021-10-01 | $210,000 (21.8%) | $292,690 (33.3%) | 0.00 | 72 |
| 2021-11-01 | $191,675 (17.1%) | $264,429 (19.9%) | 0.00 | 71 |
| 2021-12-01 | $193,450 (17.2%) | $271,178 (23.9%) | 0.00 | 63 |
| 2022-01-01 | $193,450 (17.2%) | $299,408 (39.5%) | 0.00 | 47 |
| 2022-02-01 | $171,175 (0.8%) | $255,691 (18.1%) | 0.00 | 45 |
| 2022-03-01 | $169,950 (-5.3%) | $235,167 (1.8%) | 0.00 | 42 |
| 2022-04-01 | $175,000 (-5.6%) | $261,053 (3.7%) | 0.00 | 43 |
| 2022-05-01 | $215,600 (19.8%) | $299,434 (16.7%) | 0.00 | 49 |
| 2022-06-01 | $254,675 (50.3%) | $329,759 (42.9%) | 0.00 | 64 |
| 2022-07-01 | $229,000 (21.2%) | $315,489 (23.8%) | 0.00 | 73 |
| 2022-08-01 | $244,925 (16.8%) | $320,352 (5.5%) | 0.00 | 74 |
| 2022-09-01 | $238,925 (16.6%) | $293,050 (1.2%) | 0.00 | 77 |
| 2022-10-01 | $244,000 (16.2%) | $312,346 (6.7%) | 0.00 | 75 |
| 2022-11-01 | $239,450 (24.9%) | $287,397 (8.7%) | 0.00 | 75 |
| 2022-12-01 | $229,900 (18.8%) | $266,719 (-1.6%) | 0.00 | 79 |
| 2023-01-01 | $212,325 (9.8%) | $252,301 (-15.7%) | 0.00 | 60 |
| 2023-02-01 | $231,225 (35.1%) | $262,980 (2.9%) | 0.00 | 52 |
| 2023-03-01 | $205,725 (21.1%) | $265,975 (13.1%) | 0.00 | 45 |
| 2023-04-01 | $207,250 (18.4%) | $262,160 (0.4%) | 0.00 | 49 |
| 2023-05-01 | $206,175 (-4.4%) | $257,823 (-13.9%) | 0.00 | 48 |
| 2023-06-01 | $232,175 (-8.8%) | $256,781 (-22.1%) | 0.00 | 52 |
| 2023-07-01 | $234,900 (2.6%) | $275,157 (-12.8%) | 0.00 | 45 |
| 2023-08-01 | $235,675 (-3.8%) | $257,797 (-19.5%) | 0.00 | 51 |
| 2023-09-01 | $229,000 (-4.2%) | $264,054 (-9.9%) | 0.00 | 54 |
| 2023-10-01 | $224,950 (-7.8%) | $264,963 (-15.2%) | 0.00 | 63 |
| 2023-11-01 | $220,375 (-8.0%) | $264,933 (-7.8%) | 0.00 | 65 |
| 2023-12-01 | $212,250 (-7.7%) | $253,895 (-4.8%) | 0.00 | 64 |
| 2024-01-01 | $254,900 (20.1%) | $294,544 (16.7%) | 0.00 | 49 |
| 2024-02-01 | $254,675 (10.1%) | $293,499 (11.6%) | 0.00 | 48 |
| 2024-03-01 | $265,000 (28.8%) | $293,587 (10.4%) | 0.00 | 54 |
| 2024-04-01 | $245,000 (18.2%) | $279,734 (6.7%) | 0.00 | 56 |
| 2024-05-01 | $253,475 (22.9%) | $315,732 (22.5%) | 0.00 | 57 |
| 2024-06-01 | $245,000 (5.5%) | $311,798 (21.4%) | 0.00 | 62 |
| 2024-07-01 | $239,725 (2.1%) | $301,440 (9.6%) | 0.00 | 62 |
| 2024-08-01 | $236,750 (0.5%) | $294,092 (14.1%) | 0.00 | 61 |
| 2024-09-01 | $221,200 (-3.4%) | $293,996 (11.3%) | 0.00 | 69 |
| 2024-10-01 | $220,000 (-2.2%) | $289,242 (9.2%) | 0.00 | 73 |
| 2024-11-01 | $249,900 (13.4%) | $291,283 (10.0%) | 0.00 | 84 |
| 2024-12-01 | $249,900 (17.7%) | $295,830 (16.5%) | 0.00 | 85 |
| 2025-01-01 | $232,450 (-8.8%) | $298,557 (1.4%) | 0.00 | 69 |
| 2025-02-01 | $274,900 (7.9%) | $309,562 (5.5%) | 0.00 | 62 |
| 2025-03-01 | $284,900 (7.5%) | $337,357 (14.9%) | 0.00 | 56 |
BLOOMSBURG - BERWICK's median listing price comes in at 0% of the national average.
BLOOMSBURG - BERWICK's average listing price for 2025-03-01 was $337,357, a difference of $43,770 (14.9%) versus the prior year and $27,795 versus the prior month.
For the 2025-03-01 period, BLOOMSBURG - BERWICK had 56 MLS listings, a difference of -6 listings (-10%) versus the prior month and 2 listings (4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,602 sqft |
| 2018-02-01 | 0 days | 1,562 sqft |
| 2018-03-01 | 0 days | 1,586 sqft |
| 2018-04-01 | 0 days | 1,629 sqft |
| 2018-05-01 | 0 days | 1,657 sqft |
| 2018-06-01 | 0 days | 1,669 sqft |
| 2018-07-01 | 0 days | 1,619 sqft |
| 2018-08-01 | 0 days | 1,638 sqft |
| 2018-09-01 | 0 days | 1,693 sqft |
| 2018-10-01 | 0 days | 1,665 sqft |
| 2018-11-01 | 0 days | 1,684 sqft |
| 2018-12-01 | 0 days | 1,673 sqft |
| 2019-01-01 | 0 days | 1,676 sqft |
| 2019-02-01 | 0 days | 1,688 sqft |
| 2019-03-01 | 0 days | 1,734 sqft |
| 2019-04-01 | 0 days | 1,814 sqft |
| 2019-05-01 | 0 days | 1,752 sqft |
| 2019-06-01 | 0 days | 1,704 sqft |
| 2019-07-01 | 0 days | 1,681 sqft |
| 2019-08-01 | 0 days | 1,661 sqft |
| 2019-09-01 | 0 days | 1,626 sqft |
| 2019-10-01 | 0 days | 1,606 sqft |
| 2019-11-01 | 0 days | 1,582 sqft |
| 2019-12-01 | 0 days | 1,595 sqft |
| 2020-01-01 | 0 days | 1,609 sqft |
| 2020-02-01 | 0 days | 1,624 sqft |
| 2020-03-01 | 0 days | 1,656 sqft |
| 2020-04-01 | 0 days | 1,675 sqft |
| 2020-05-01 | 0 days | 1,628 sqft |
| 2020-06-01 | 0 days | 1,615 sqft |
| 2020-07-01 | 0 days | 1,614 sqft |
| 2020-08-01 | 0 days | 1,688 sqft |
| 2020-09-01 | 0 days | 1,727 sqft |
| 2020-10-01 | 0 days | 1,728 sqft |
| 2020-11-01 | 0 days | 1,602 sqft |
| 2020-12-01 | 0 days | 1,598 sqft |
| 2021-01-01 | 0 days | 1,617 sqft |
| 2021-02-01 | 0 days | 1,708 sqft |
| 2021-03-01 | 0 days | 1,690 sqft |
| 2021-04-01 | 0 days | 1,738 sqft |
| 2021-05-01 | 0 days | 1,708 sqft |
| 2021-06-01 | 0 days | 1,564 sqft |
| 2021-07-01 | 0 days | 1,605 sqft |
| 2021-08-01 | 0 days | 1,702 sqft |
| 2021-09-01 | 0 days | 1,790 sqft |
| 2021-10-01 | 0 days | 1,752 sqft |
| 2021-11-01 | 0 days | 1,616 sqft |
| 2021-12-01 | 0 days | 1,670 sqft |
| 2022-01-01 | 0 days | 1,700 sqft |
| 2022-02-01 | 0 days | 1,602 sqft |
| 2022-03-01 | 0 days | 1,570 sqft |
| 2022-04-01 | 0 days | 1,512 sqft |
| 2022-05-01 | 0 days | 1,728 sqft |
| 2022-06-01 | 0 days | 1,800 sqft |
| 2022-07-01 | 0 days | 1,827 sqft |
| 2022-08-01 | 0 days | 1,940 sqft |
| 2022-09-01 | 0 days | 1,825 sqft |
| 2022-10-01 | 0 days | 1,783 sqft |
| 2022-11-01 | 0 days | 1,790 sqft |
| 2022-12-01 | 0 days | 1,745 sqft |
| 2023-01-01 | 0 days | 1,752 sqft |
| 2023-02-01 | 0 days | 1,799 sqft |
| 2023-03-01 | 0 days | 1,795 sqft |
| 2023-04-01 | 0 days | 1,798 sqft |
| 2023-05-01 | 0 days | 1,711 sqft |
| 2023-06-01 | 0 days | 1,714 sqft |
| 2023-07-01 | 0 days | 1,763 sqft |
| 2023-08-01 | 0 days | 1,683 sqft |
| 2023-09-01 | 0 days | 1,704 sqft |
| 2023-10-01 | 0 days | 1,719 sqft |
| 2023-11-01 | 0 days | 1,693 sqft |
| 2023-12-01 | 0 days | 1,668 sqft |
| 2024-01-01 | 0 days | 1,731 sqft |
| 2024-02-01 | 0 days | 1,834 sqft |
| 2024-03-01 | 0 days | 1,856 sqft |
| 2024-04-01 | 0 days | 1,820 sqft |
| 2024-05-01 | 0 days | 1,720 sqft |
| 2024-06-01 | 0 days | 1,744 sqft |
| 2024-07-01 | 0 days | 1,668 sqft |
| 2024-08-01 | 0 days | 1,688 sqft |
| 2024-09-01 | 0 days | 1,672 sqft |
| 2024-10-01 | 0 days | 1,712 sqft |
| 2024-11-01 | 0 days | 1,698 sqft |
| 2024-12-01 | 0 days | 1,701 sqft |
| 2025-01-01 | 0 days | 1,711 sqft |
| 2025-02-01 | 0 days | 1,724 sqft |
| 2025-03-01 | 0 days | 1,721 sqft |
BLOOMSBURG - BERWICK's median square footage for active listings during the 2025-03-01 period was 1,721 sqft. One year prior, the average listing was 1,856 sqft.
BLOOMSBURG-BERWICK, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 710 | $158,260,000 | $222,901 |
| Other | 309 | $24,905,000 | $80,599 |
| Home Improvement | 199 | $14,135,000 | $71,030 |
| Refi | 189 | $31,285,000 | $165,529 |
| Cash Out Refi | 120 | $18,900,000 | $157,500 |
Bloomsburg - Berwick's most frequently cited loan purpose was Home Purchase, with 710 originations. The 2nd most popular reason was Other, with 309 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 617 | $114,505,000 | $185,583 |
| 7-8% | 345 | $62,485,000 | $181,116 |
| Over 8% | 302 | $28,570,000 | $94,603 |
| 5-6% | 144 | $26,020,000 | $180,694 |
| <2.5% | 17 | $455,000 | $26,765 |
| 4-5% | 9 | $1,805,000 | $200,556 |
| 3-4% | 3 | $485,000 | $161,667 |
During 2024, Bloomsburg - Berwick's most frequently originated rate bucket was 6-7%, with 617 originations.
Loan Sizing (BLOOMSBURG-BERWICK, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 586 | $29,260,000 | $49,932 |
| $100k-200k | 513 | $74,555,000 | $145,331 |
| $200k-400k | 363 | $98,375,000 | $271,006 |
| $400k-600k | 48 | $22,350,000 | $465,625 |
| $600k-1000k | 12 | $9,070,000 | $755,833 |
| $Over $1MM | 5 | $13,875,000 | $2,775,000 |
BLOOMSBURG - BERWICK's loan sizing saw the bucket of loans from $100,000 or less with 586 originations, totaling $29,260,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 471 | $108,085,000 | $229,480 |
| Under 20% | 274 | $10,160,000 | $37,080 |
| 20-40% | 268 | $22,050,000 | $82,276 |
| 60-80% | 260 | $58,960,000 | $226,769 |
| 40-60% | 138 | $22,100,000 | $160,145 |
| Over 100% | 13 | $9,475,000 | $728,846 |
BLOOMSBURG - BERWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 471 originations, totaling $108,085,000 in origination value.