BLOOMSBURG - BERWICK Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bloomsburg - Berwick averaged 7% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.64% and one month ago for the week of 2024-03-07, the average rate was 6.7%.

Bloomsburg - Berwick's average rate one year ago was 6.3%.

For refis of the same type during the week of 2024-04-11, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Bloomsburg - Berwick 30 Year Fixed Rate 2024-04-11 7%
Bloomsburg - Berwick 30 Year Fixed Rate Refi 2024-04-11 6.98%
Bloomsburg - Berwick 15 Year Fixed Rate 2024-04-11 6.26%
Bloomsburg - Berwick 15 Year Fixed Rate Refi 2024-04-11 6.66%
Bloomsburg - Berwick 30 Year FHA 2024-04-11 6.64%
Bloomsburg - Berwick 30 Year FHA Refi 2024-04-11 6.54%
Bloomsburg - Berwick 30 Year USDA 2024-04-11 6.71%
Bloomsburg - Berwick 30 Year USDA Refi 2024-04-11 6.61%
Bloomsburg - Berwick 30 Year VA 2024-04-11 6.37%
Bloomsburg - Berwick 30 Year VA Refi 2024-04-11 6.47%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLOOMSBURG-BERWICK, PA.

BLOOMSBURG - BERWICK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLOOMSBURG-BERWICK, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First Columbia Bank & Trust Co. 85 6.78% $3,920
QUICKEN LOANS, LLC 32 6.77% $6,457
Fulton Bank 26 6.83% $4,747
GUILD MORTGAGE COMPANY 17 6.67% $6,387
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 6.93% $6,252
PENNSYLVANIA STATE EMPLOYEES Credit Union 11 6.34% $2,543
Citizens Bank 9 7.08% $10,325
First National Bank of Pennsylvania 9 5.89% $6,423
UNITED WHOLESALE MORTGAGE, LLC 8 6.94% $7,502
First Keystone Community Bank 8 7.44% $3,622
M&T Bank 6 7.06% $4,465
The Muncy Bank and Trust Company 5 7.30% $2,913
FIRST HERITAGE FINANCIAL, LLC 5 7.41% $4,317
TD Bank 4 5.13% $5,967
Citizens & Northern Bank 4 6.81% $5,442
Jersey Shore State Bank 4 6.53% $5,112
Mortgage America, Inc. 4 6.72% $5,419
PHILADELPHIA 4 6.84% $3,125
Univest Bank and Trust Co. 4 6.50% $12,036
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.46% $7,932
NEWREZ LLC 3 7.29% $4,287
CHERRY CREEK MORTGAGE, LLC 3 6.63% $1,547
Wells Fargo Bank 3 6.88% $4,099
Mr. Cooper ( Nationstar Mortgage ) 2 7.25% $8,586
MEMBERS 1ST FEDERAL CREDIT UNION 2 6.75% $4,316
Meridian Bank Corporation 2 7.06% $4,202
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 7.31% $7,947
MICHIGAN MUTUAL, INC. 2 7.50% $6,041
Bank of America 2 6.69% $8,410
PNC Bank 2 6.38% $3,902
Alcova Mortgage LLC 2 6.68% $4,455
CONTOUR MORTGAGE CORPORATION 2 6.56% $8,849
CMG MORTGAGE, INC. 2 7.50% $4,405
Century Mortgage Company DBA Century Lending Company 2 7.18% $8,781
The Huntington National Bank 2 6.38% $9,644
SERVICE 1ST 2 6.38% $4,000
Sierra Pacific Mortgage Company, Inc. 2 7.81% $7,641
EMM LOANS LLC 2 6.81% $5,827
LOANPAL, LLC 1 4.99% $1,291
Luxury Mortgage Corp. 1 8.00% $11,547
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 7.38% $5,822
MidAtlantic Farm Credit, ACA 1 7.04% $10,373
Morgan Stanley Private Bank 1 6.75% $3,639
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $7,638
MOVEMENT MORTGAGE, LLC 1 6.00% $4,600
American Mortgage & Equity Consultants, Inc. 1 7.50% $8,770
NFM, INC. 1 6.38% $7,000
Paramount Bank 1 7.38% $4,565
AMERICAN HERITAGE FCU 1 7.00% $2,943
Waterstone Mortgage Corporation 1 6.25% $6,396
AMERICAN FEDERAL MORTGAGE CORPORATION 1 7.50% $3,586
Prosperity Home Mortgage, LLC 1 7.50% $8,867
Ally Bank 1 7.63% $3,922
SOUTHPOINT FINANCIAL SERVICES, INC. 1 7.25% $12,017
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 6.50% $4,717
Summit Mortgage Corporation 1 7.50% $7,289
SUN WEST MORTGAGE COMPANY, INC. 1 7.37% $1,996
T2 FINANCIAL LLC 1 6.99% $8,684
ABSOLUTE HOME MORTGAGE CORPORATION 1 7.38% $7,703
ALLIED MORTGAGE GROUP, INC. 1 7.75% $4,559
Truist 1 6.75% $3,957
UNION HOME MORTGAGE CORP. 1 6.38% $10,234
Boeing Employees Credit Union 1 6.25% $2,553
BROKER SOLUTIONS, INC. 1 6.38% $5,916
Blue Ridge Bank 1 6.38% $3,865
CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $4,731
First Citizens Community Bank 1 7.99% $2,994
Bank of England 1 6.75% $9,116
First Commonwealth Bank 1 6.13% $5,560
First Federal Savings and Loan Association of Lakewood 1 5.83% $4,855
First Heritage Mortgage, LLC 1 6.25% $13,992
Atlantic Union Bank 1 7.00% $4,298
First National Bank of America 1 9.00% $13,134
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.37% $4,940
FREEDOM MORTGAGE CORPORATION 1 6.38% $7,902
Ameris Bank 1 6.63% $8,392
GUARANTEED RATE, INC. 1 7.35% $4,483
HOMEXPRESS MORTGAGE CORP. 1 9.13% $11,950
HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.63% $5,200
HUDSON VALLEY CREDIT UNION 1 7.38% $4,092
U.S. Bank 1 6.38% $660
LAKEVIEW LOAN SERVICING, LLC 1 7.50% $7,145
LOANDEPOT.COM, LLC 1 6.99% $6,870

BLOOMSBURG - BERWICK Average Closing Costs & Other Stats

BLOOMSBURG-BERWICK, PA's 83 lenders originated 1,272 loans during 2023. The total origination value was $213,900,000, with an average loan value of $168,160.

BLOOMSBURG - BERWICK's average closing costs are $5,099.

The top BLOOMSBURG - BERWICK lender as defined by loan originations is First Columbia Bank & Trust Co., with 85 loans originated. Their average total fees are $3,920, which is $2,537 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,543), First Columbia Bank & Trust Co. ($3,920), Fulton Bank ($4,747), PRIMELENDING, A PLAINSCAPITAL COMPANY ($6,252) and GUILD MORTGAGE COMPANY ($6,387).

The lowest rate BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union (6.34%), GUILD MORTGAGE COMPANY (6.67%), QUICKEN LOANS, LLC (6.77%), First Columbia Bank & Trust Co. (6.78%) and Fulton Bank (6.83%).

BLOOMSBURG-BERWICK, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First Columbia Bank & Trust Co. $62,095,000 $37,680,000 -39.3% 17.6%
QUICKEN LOANS, LLC $21,605,000 $14,350,000 -33.6% 6.7%
Fulton Bank $27,190,000 $11,870,000 -56.3% 5.5%
First Keystone Community Bank $23,840,000 $9,860,000 -58.6% 4.6%
Arbor Realty Trust, Inc. $8,060,000 n/a 3.8%
Kearny Bank $6,755,000 n/a 3.2%
M&T Bank $7,800,000 $6,395,000 -18.0% 3.0%
SERVICE 1ST $6,350,000 $5,995,000 -5.6% 2.8%
Jersey Shore State Bank $11,990,000 $5,535,000 -53.8% 2.6%
GUILD MORTGAGE COMPANY $1,400,000 $5,350,000 282.1% 2.5%
Mortgage Research Center, LLC $5,005,000 $5,245,000 4.8% 2.5%
PENNSYLVANIA STATE EMPLOYEES Credit Union $7,120,000 $5,025,000 -29.4% 2.3%
First National Bank of Pennsylvania $3,800,000 $4,485,000 18.0% 2.1%
UNB Bank $3,740,000 n/a 1.7%
UNITED WHOLESALE MORTGAGE, LLC $2,870,000 $3,715,000 29.4% 1.7%
Members Choice Financial Credit Union $3,710,000 n/a 1.7%
PHILADELPHIA $2,755,000 $3,655,000 32.7% 1.7%
Citizens Bank $3,475,000 $3,280,000 -5.6% 1.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,195,000 $3,185,000 -0.3% 1.5%
TD Bank $205,000 $3,150,000 1,436.6% 1.5%
The Muncy Bank and Trust Company $3,300,000 $3,055,000 -7.4% 1.4%
PNC Bank $4,165,000 $2,220,000 -46.7% 1.0%
The Huntington National Bank $840,000 $1,945,000 131.5% 0.9%
Century Mortgage Company DBA Century Lending Company $2,950,000 $1,665,000 -43.6% 0.8%
First Commonwealth Bank $2,015,000 $1,620,000 -19.6% 0.8%
Susquehanna Community Bank $6,285,000 $1,450,000 -76.9% 0.7%
Univest Bank and Trust Co. $365,000 $1,435,000 293.2% 0.7%
Citizens & Northern Bank $690,000 $1,420,000 105.8% 0.7%
Mortgage America, Inc. $1,835,000 $1,420,000 -22.6% 0.7%
NEWREZ LLC $1,320,000 $1,335,000 1.1% 0.6%
ALLIED MORTGAGE GROUP, INC. $2,980,000 $1,295,000 -56.5% 0.6%
BROKER SOLUTIONS, INC. $785,000 $1,260,000 60.5% 0.6%
FIRST HERITAGE FINANCIAL, LLC $3,275,000 $1,210,000 -63.1% 0.6%
MidAtlantic Farm Credit, ACA $2,130,000 $1,170,000 -45.1% 0.5%
Bank of America $175,000 $1,040,000 494.3% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $245,000 $1,035,000 322.4% 0.5%
The Juniata Valley Bank $1,005,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $1,875,000 $970,000 -48.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,785,000 $900,000 -49.6% 0.4%
NFM, INC. $1,160,000 $895,000 -22.8% 0.4%
Meridian Bank Corporation $345,000 $885,000 156.5% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,260,000 $850,000 -32.5% 0.4%
FREEDOM MORTGAGE CORPORATION $2,435,000 $830,000 -65.9% 0.4%
Discover Bank $230,000 $735,000 219.6% 0.3%
TOTAL MORTGAGE SERVICES, LLC $725,000 n/a 0.3%
Wells Fargo Bank $32,565,000 $720,000 -97.8% 0.3%
NAVY FEDERAL CREDIT UNION $2,230,000 $715,000 -67.9% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $665,000 280.0% 0.3%
CARDINAL FINANCIAL $2,285,000 $635,000 -72.2% 0.3%
USAA Federal Savings Bank $1,280,000 $600,000 -53.1% 0.3%
CHERRY CREEK MORTGAGE, LLC $3,405,000 $560,000 -83.6% 0.3%
Prosperity Home Mortgage, LLC $540,000 n/a 0.3%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $520,000 n/a 0.2%
Waterstone Mortgage Corporation $175,000 $515,000 194.3% 0.2%
PENNYMAC LOAN SERVICES, LLC $1,540,000 $510,000 -66.9% 0.2%
The Honesdale National Bank $3,720,000 $505,000 -86.4% 0.2%
Mifflinburg Bank and Trust Company $1,565,000 $475,000 -69.6% 0.2%
American Mortgage & Equity Consultants, Inc. $465,000 n/a 0.2%
GSF Mortgage Corporation $465,000 n/a 0.2%
Bank of England $235,000 $460,000 95.7% 0.2%
Alcova Mortgage LLC $455,000 n/a 0.2%
First National Bank of America $455,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $305,000 $445,000 45.9% 0.2%
MOVEMENT MORTGAGE, LLC $440,000 n/a 0.2%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $435,000 n/a 0.2%
EMBRACE HOME LOANS, INC. $215,000 $425,000 97.7% 0.2%
MEMBERS 1ST FEDERAL CREDIT UNION $335,000 $415,000 23.9% 0.2%
CONTOUR MORTGAGE CORPORATION $410,000 n/a 0.2%
MICHIGAN MUTUAL, INC. $410,000 n/a 0.2%
CMG MORTGAGE, INC. $670,000 $405,000 -39.6% 0.2%
Woodlands Bank $35,000 $405,000 1,057.1% 0.2%
Ally Bank $155,000 $395,000 154.8% 0.2%
S&T Bank $395,000 n/a 0.2%
The Luzerne Bank $475,000 $390,000 -17.9% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $530,000 $380,000 -28.3% 0.2%
NEW DAY FINANCIAL, LLC $1,905,000 $375,000 -80.3% 0.2%
First Heritage Mortgage, LLC $355,000 n/a 0.2%
LOANPAL, LLC $115,000 $350,000 204.3% 0.2%
T2 FINANCIAL LLC $225,000 $340,000 51.1% 0.2%
EMM LOANS LLC $335,000 n/a 0.2%
Ameris Bank $325,000 n/a 0.2%
First Federal Bank of Kansas City $325,000 n/a 0.2%
PHH Mortgage Corporation $285,000 $315,000 10.5% 0.1%
Luxury Mortgage Corp. $305,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $300,000 n/a 0.1%
First Federal Savings and Loan Association of Lakewood $295,000 n/a 0.1%
Mid Penn Bank $310,000 $280,000 -9.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $335,000 $275,000 -17.9% 0.1%
U.S. Bank $265,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $255,000 n/a 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $245,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $275,000 $245,000 -10.9% 0.1%
PALCO FEDERAL CREDIT UNION $175,000 $240,000 37.1% 0.1%
Sierra Pacific Mortgage Company, Inc. $240,000 n/a 0.1%
Equity Prime Mortgage LLC $235,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $235,000 n/a 0.1%
LOANDEPOT.COM, LLC $1,760,000 $230,000 -86.9% 0.1%
Truist $800,000 $230,000 -71.3% 0.1%
CLEARPATH LENDING $225,000 n/a 0.1%
GENEVA FINANCIAL, LLC $165,000 $225,000 36.4% 0.1%
1ST SIGNATURE LENDING, LLC $215,000 n/a 0.1%
Paramount Bank $215,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $210,000 n/a 0.1%
Homesale Mortgage, LLC $215,000 $205,000 -4.7% 0.1%
HUDSON VALLEY CREDIT UNION $205,000 n/a 0.1%
GUARANTEED RATE, INC. $195,000 n/a 0.1%
Plains Commerce Bank $195,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $65,000 $195,000 200.0% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $185,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $185,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $685,000 $185,000 -73.0% 0.1%
Atlantic Union Bank $175,000 n/a 0.1%
Commerce Home Mortgage, Inc. $175,000 n/a 0.1%
Ixonia Bank $175,000 n/a 0.1%
The Ephrata National Bank $15,000 $175,000 1,066.7% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $175,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $175,000 n/a 0.1%
21ST MORTGAGE CORPORATION $165,000 $170,000 3.0% 0.1%
Acre Mortgage and Financial Inc $165,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $175,000 $165,000 -5.7% 0.1%
Hometown Equity Mortgage, LLC $165,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $155,000 n/a 0.1%
Peoples Security Bank and Trust Company $155,000 n/a 0.1%
Summit Mortgage Corporation $550,000 $155,000 -71.8% 0.1%
Carrington Mortgage Services, LLC $385,000 $145,000 -62.3% 0.1%
Morgan Stanley Private Bank $145,000 n/a 0.1%
NBT Bank $620,000 $145,000 -76.6% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $145,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $660,000 $135,000 -79.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $225,000 $135,000 -40.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $95,000 $130,000 36.8% 0.1%
Citibank $155,000 $125,000 -19.4% 0.1%
Community Bank $105,000 $125,000 19.0% 0.1%
TOP FLITE FINANCIAL, INC. $205,000 $125,000 -39.0% 0.1%
Boeing Employees Credit Union $115,000 n/a 0.1%
First Citizens Community Bank $375,000 $115,000 -69.3% 0.1%
The Fidelity Deposit and Discount Bank $335,000 $115,000 -65.7% 0.1%
AMERICAN HERITAGE FCU $105,000 n/a 0.0%
Blue Ridge Bank $105,000 n/a 0.0%
Stifel Bank and Trust $105,000 n/a 0.0%
DIGITAL Federal Credit Union $95,000 n/a 0.0%
Figure Lending LLC $75,000 n/a 0.0%
HORIZON Federal Credit Union $50,000 $75,000 50.0% 0.0%
RUOFF MORTGAGE COMPANY, INC. $75,000 n/a 0.0%
First Commonwealth Federal Credit Union $85,000 $70,000 -17.6% 0.0%
Coastal Community Bank $60,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $565,000 $55,000 -90.3% 0.0%
AmeriServ Financial Bank $55,000 n/a 0.0%
BELCO COMMUNITY CREDIT UNION $45,000 n/a 0.0%
POLICE & FIRE $600,000 $45,000 -92.5% 0.0%
APCI Federal Credit Union $55,000 $35,000 -36.4% 0.0%
PEOPLESBANK, A CODORUS VALLEY COMPANY $35,000 n/a 0.0%
BELLCO $25,000 n/a 0.0%
Northwest Bank $235,000 $25,000 -89.4% 0.0%

BLOOMSBURG - BERWICK's top lender by overall market share is First Columbia Bank & Trust Co., with 17.6% market share. In second place, with 6.7%, is QUICKEN LOANS, LLC, having originated $14,350,000 in loans. In third place, with 5.5%, is Fulton Bank, having originated $11,870,000 in loans. In fourth place, with 4.6%, is First Keystone Community Bank, having originated $9,860,000 in loans. In fifth place, with 3.8%, is Arbor Realty Trust, Inc., having originated $8,060,000 in loans.


BLOOMSBURG - BERWICK Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $166,500 (14.8%) $214,313 (3.5%) 0.00 318
2018-02-01 $157,975 (6.0%) $219,551 (5.1%) 0.00 292
2018-03-01 $159,900 (-1.5%) $235,371 (7.4%) 0.00 285
2018-04-01 $168,450 (-0.9%) $253,123 (12.9%) 0.00 267
2018-05-01 $180,000 (6.5%) $258,609 (17.5%) 0.00 264
2018-06-01 $171,500 (4.9%) $250,757 (17.5%) 0.00 277
2018-07-01 $167,500 (8.1%) $242,612 (15.6%) 0.00 294
2018-08-01 $165,250 (6.7%) $238,625 (14.6%) 0.00 293
2018-09-01 $175,000 (13.0%) $247,580 (19.3%) 0.00 293
2018-10-01 $170,400 (10.0%) $231,606 (12.2%) 0.00 301
2018-11-01 $169,925 (1.5%) $227,495 (6.4%) 0.00 286
2018-12-01 $164,900 (-1.9%) $222,467 (4.4%) 0.00 276
2019-01-01 $159,175 (-4.4%) $213,994 (-0.2%) 0.00 274
2019-02-01 $161,500 (2.2%) $219,809 (0.1%) 0.00 251
2019-03-01 $177,286 (10.9%) $228,470 (-2.9%) 0.00 250
2019-04-01 $193,786 (15.0%) $242,535 (-4.2%) 0.00 249
2019-05-01 $185,000 (2.8%) $238,651 (-7.7%) 0.00 259
2019-06-01 $179,900 (4.9%) $228,493 (-8.9%) 0.00 263
2019-07-01 $179,900 (7.4%) $222,210 (-8.4%) 0.00 258
2019-08-01 $177,991 (7.7%) $217,427 (-8.9%) 0.00 259
2019-09-01 $175,127 (0.1%) $216,585 (-12.5%) 0.00 253
2019-10-01 $171,400 (0.6%) $216,023 (-6.7%) 0.00 254
2019-11-01 $167,700 (-1.3%) $215,762 (-5.2%) 0.00 242
2019-12-01 $164,900 (0.0%) $215,374 (-3.2%) 0.00 222
2020-01-01 $166,173 (4.4%) $221,090 (3.3%) 0.00 205
2020-02-01 $169,973 (5.3%) $222,201 (1.1%) 0.00 191
2020-03-01 $185,250 (4.5%) $240,564 (5.3%) 0.00 186
2020-04-01 $199,600 (3.0%) $243,887 (0.6%) 0.00 172
2020-05-01 $184,000 (-0.5%) $246,759 (3.4%) 0.00 170
2020-06-01 $182,938 (1.7%) $248,190 (8.6%) 0.00 155
2020-07-01 $179,950 (0.0%) $239,643 (7.9%) 0.00 149
2020-08-01 $179,900 (1.1%) $236,723 (8.9%) 0.00 155
2020-09-01 $188,450 (7.6%) $239,905 (10.8%) 0.00 141
2020-10-01 $185,000 (7.9%) $237,524 (10.0%) 0.00 137
2020-11-01 $181,050 (8.0%) $234,234 (8.6%) 0.00 129
2020-12-01 $174,999 (6.1%) $228,815 (6.2%) 0.00 131
2021-01-01 $169,900 (2.2%) $225,117 (1.8%) 0.00 126
2021-02-01 $187,950 (10.6%) $250,958 (12.9%) 0.00 108
2021-03-01 $187,950 (1.5%) $259,387 (7.8%) 0.00 95
2021-04-01 $191,975 (-3.8%) $280,247 (14.9%) 0.00 85
2021-05-01 $189,000 (2.7%) $269,641 (9.3%) 0.00 90
2021-06-01 $176,100 (-3.7%) $251,188 (1.2%) 0.00 101
2021-07-01 $205,000 (13.9%) $268,561 (12.1%) 0.00 115
2021-08-01 $214,950 (19.5%) $315,027 (33.1%) 0.00 92
2021-09-01 $211,125 (12.0%) $298,357 (24.4%) 0.00 88
2021-10-01 $217,500 (17.6%) $293,382 (23.5%) 0.00 90
2021-11-01 $201,750 (11.4%) $267,961 (14.4%) 0.00 87
2021-12-01 $202,500 (15.7%) $280,953 (22.8%) 0.00 79
2022-01-01 $197,000 (16.0%) $324,257 (44.0%) 0.00 59
2022-02-01 $185,125 (-1.5%) $300,745 (19.8%) 0.00 63
2022-03-01 $188,750 (0.4%) $288,143 (11.1%) 0.00 64
2022-04-01 $193,500 (0.8%) $321,885 (14.9%) 0.00 62
2022-05-01 $225,000 (19.1%) $331,134 (22.8%) 0.00 71
2022-06-01 $268,225 (52.3%) $342,799 (36.5%) 0.00 90
2022-07-01 $233,000 (13.7%) $330,727 (23.2%) 0.00 103
2022-08-01 $239,450 (11.4%) $335,255 (6.4%) 0.00 102
2022-09-01 $238,975 (13.2%) $312,721 (4.8%) 0.00 99
2022-10-01 $256,450 (17.9%) $320,277 (9.2%) 0.00 98
2022-11-01 $245,725 (21.8%) $302,868 (13.0%) 0.00 96
2022-12-01 $233,450 (15.3%) $285,107 (1.5%) 0.00 96
2023-01-01 $217,425 (10.4%) $273,844 (-15.6%) 0.00 74
2023-02-01 $239,700 (29.5%) $282,524 (-6.1%) 0.00 67
2023-03-01 $248,975 (31.9%) $319,582 (10.9%) 0.00 66
2023-04-01 $235,000 (21.5%) $324,124 (0.7%) 0.00 68
2023-05-01 $237,000 (5.3%) $307,604 (-7.1%) 0.00 66
2023-06-01 $238,450 (-11.1%) $301,531 (-12.0%) 0.00 71
2023-07-01 $238,450 (2.3%) $312,235 (-5.6%) 0.00 66
2023-08-01 $243,125 (1.5%) $302,470 (-9.8%) 0.00 72
2023-09-01 $239,000 (0.0%) $297,091 (-5.0%) 0.00 81
2023-10-01 $227,200 (-11.4%) $285,026 (-11.0%) 0.00 90
2023-11-01 $219,375 (-10.7%) $283,731 (-6.3%) 0.00 92
2023-12-01 $217,000 (-7.1%) $274,500 (-3.7%) 0.00 83
2024-01-01 $259,750 (19.5%) $324,835 (18.6%) 0.00 64
2024-02-01 $269,475 (12.4%) $338,166 (19.7%) 0.00 68
2024-03-01 $269,250 (8.1%) $326,104 (2.0%) 0.00 80
BLOOMSBURG - BERWICK's median listing price for 2024-03-01 was $269,250, a difference of $20,275 (8.1%) versus the prior year and $-225 versus the prior month.

BLOOMSBURG - BERWICK's median listing price comes in at 0% of the national average.

BLOOMSBURG - BERWICK's average listing price for 2024-03-01 was $326,104, a difference of $6,522 (2.0%) versus the prior year and $-12,062 versus the prior month.

For the 2024-03-01 period, BLOOMSBURG - BERWICK had 80 MLS listings, a difference of 12 listings (18%) versus the prior month and 14 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,695 sqft
2018-02-01 0 days 1,694 sqft
2018-03-01 0 days 1,722 sqft
2018-04-01 0 days 1,766 sqft
2018-05-01 0 days 1,776 sqft
2018-06-01 0 days 1,777 sqft
2018-07-01 0 days 1,724 sqft
2018-08-01 0 days 1,696 sqft
2018-09-01 0 days 1,720 sqft
2018-10-01 0 days 1,709 sqft
2018-11-01 0 days 1,727 sqft
2018-12-01 0 days 1,688 sqft
2019-01-01 0 days 1,696 sqft
2019-02-01 0 days 1,727 sqft
2019-03-01 0 days 1,772 sqft
2019-04-01 0 days 1,878 sqft
2019-05-01 0 days 1,845 sqft
2019-06-01 0 days 1,758 sqft
2019-07-01 0 days 1,705 sqft
2019-08-01 0 days 1,680 sqft
2019-09-01 0 days 1,644 sqft
2019-10-01 0 days 1,620 sqft
2019-11-01 0 days 1,620 sqft
2019-12-01 0 days 1,638 sqft
2020-01-01 0 days 1,676 sqft
2020-02-01 0 days 1,690 sqft
2020-03-01 0 days 1,702 sqft
2020-04-01 0 days 1,720 sqft
2020-05-01 0 days 1,647 sqft
2020-06-01 0 days 1,673 sqft
2020-07-01 0 days 1,629 sqft
2020-08-01 0 days 1,686 sqft
2020-09-01 0 days 1,735 sqft
2020-10-01 0 days 1,758 sqft
2020-11-01 0 days 1,617 sqft
2020-12-01 0 days 1,606 sqft
2021-01-01 0 days 1,620 sqft
2021-02-01 0 days 1,712 sqft
2021-03-01 0 days 1,701 sqft
2021-04-01 0 days 1,763 sqft
2021-05-01 0 days 1,694 sqft
2021-06-01 0 days 1,663 sqft
2021-07-01 0 days 1,644 sqft
2021-08-01 0 days 1,711 sqft
2021-09-01 0 days 1,882 sqft
2021-10-01 0 days 1,806 sqft
2021-11-01 0 days 1,657 sqft
2021-12-01 0 days 1,683 sqft
2022-01-01 0 days 1,739 sqft
2022-02-01 0 days 1,704 sqft
2022-03-01 0 days 1,667 sqft
2022-04-01 0 days 1,687 sqft
2022-05-01 0 days 1,814 sqft
2022-06-01 0 days 1,863 sqft
2022-07-01 0 days 1,800 sqft
2022-08-01 0 days 1,965 sqft
2022-09-01 0 days 1,891 sqft
2022-10-01 0 days 1,792 sqft
2022-11-01 0 days 1,791 sqft
2022-12-01 0 days 1,798 sqft
2023-01-01 0 days 1,799 sqft
2023-02-01 0 days 1,803 sqft
2023-03-01 0 days 1,829 sqft
2023-04-01 0 days 1,828 sqft
2023-05-01 0 days 1,745 sqft
2023-06-01 0 days 1,814 sqft
2023-07-01 0 days 1,835 sqft
2023-08-01 0 days 1,746 sqft
2023-09-01 0 days 1,756 sqft
2023-10-01 0 days 1,765 sqft
2023-11-01 0 days 1,702 sqft
2023-12-01 0 days 1,691 sqft
2024-01-01 0 days 1,838 sqft
2024-02-01 0 days 1,998 sqft
2024-03-01 0 days 1,972 sqft
BLOOMSBURG - BERWICK's median listing age (time on market) for 2024-03-01 was 0 days.

BLOOMSBURG - BERWICK's median square footage for active listings during the 2024-03-01 period was 1,972 sqft. One year prior, the average listing was 1,829 sqft.

BLOOMSBURG-BERWICK, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 676 $148,660,000 $219,911
Home Improvement 196 $13,280,000 $67,755
Refi 158 $20,010,000 $126,646
Other 135 $8,515,000 $63,074
Cash Out Refi 107 $23,435,000 $219,019

Bloomsburg - Berwick's most frequently cited loan purpose was Home Purchase, with 676 originations. The 2nd most popular reason was Home Improvement, with 196 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 501 $95,535,000 $190,689
7-8% 303 $51,245,000 $169,125
5-6% 178 $33,170,000 $186,348
Over 8% 154 $16,900,000 $109,740
4-5% 28 $5,340,000 $190,714
<2.5% 16 $150,000 $9,375
3-4% 2 $400,000 $200,000
2.5-3% 1 $285,000 $285,000

During 2023, Bloomsburg - Berwick's most frequently originated rate bucket was 6-7%, with 501 originations.

Loan Sizing (BLOOMSBURG-BERWICK, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 485 $70,095,000 $144,526
$100,000 or less 472 $24,130,000 $51,123
$200k-400k 252 $67,630,000 $268,373
$400k-600k 36 $16,850,000 $468,056
$600k-1000k 18 $12,160,000 $675,556
$Over $1MM 9 $23,035,000 $2,559,444

BLOOMSBURG - BERWICK's loan sizing saw the bucket of loans from $100k-200k with 485 originations, totaling $70,095,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 468 $103,930,000 $222,073
60-80% 231 $57,445,000 $248,680
Under 20% 191 $7,785,000 $40,759
20-40% 181 $14,205,000 $78,481
40-60% 100 $16,860,000 $168,600
Over 100% 6 $1,910,000 $318,333

BLOOMSBURG - BERWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 468 originations, totaling $103,930,000 in origination value.