BLOOMSBURG - BERWICK Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bloomsburg - Berwick averaged 6.01% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.22% and one month ago for the week of 2022-05-26, the average rate was 5.61%.

Bloomsburg - Berwick's average rate one year ago was 3.34%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.96%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Bloomsburg - Berwick 30 Year Fixed Rate 2022-06-30 6.01%
Bloomsburg - Berwick 30 Year Fixed Rate Refi 2022-06-30 5.96%
Bloomsburg - Berwick 15 Year Fixed Rate 2022-06-30 5.24%
Bloomsburg - Berwick 15 Year Fixed Rate Refi 2022-06-30 5.13%
Bloomsburg - Berwick 30 Year FHA 2022-06-30 5.72%
Bloomsburg - Berwick 30 Year FHA Refi 2022-06-30 5.6%
Bloomsburg - Berwick 30 Year USDA 2022-06-30 5.79%
Bloomsburg - Berwick 30 Year USDA Refi 2022-06-30 5.4%
Bloomsburg - Berwick 30 Year VA 2022-06-30 5.56%
Bloomsburg - Berwick 30 Year VA Refi 2022-06-30 5.48%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLOOMSBURG-BERWICK, PA.

BLOOMSBURG - BERWICK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BLOOMSBURG-BERWICK, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
First Columbia Bank & Trust Co. 199 3.44% $3,604
QUICKEN LOANS, LLC 102 3.15% $5,289
Fulton Bank 65 3.26% $3,919
First Keystone Community Bank 34 2.99% $3,484
FIRST HERITAGE FINANCIAL, LLC 26 3.27% $4,900
Wells Fargo Bank 23 3.35% $3,121
PENNSYLVANIA STATE EMPLOYEES Credit Union 21 3.09% $2,358
Manufacturers and Traders Trust Company 20 3.21% $4,365
PRIMELENDING, A PLAINSCAPITAL COMPANY 18 3.30% $3,959
RESIDENTIAL MORTGAGE SERVICES, INC. 11 3.01% $4,111
LOANDEPOT.COM, LLC 11 3.21% $5,550
PNC Bank 11 3.17% $4,411
First National Bank of Pennsylvania 11 3.06% $5,440
Mortgage America, Inc. 9 2.81% $3,723
ALLIED MORTGAGE GROUP, INC. 8 3.04% $7,286
The Huntington National Bank 8 2.87% $4,782
JPMorgan Chase Bank 8 3.03% $5,148
PHILADELPHIA 7 3.18% $2,505
The Muncy Bank and Trust Company 7 3.82% $2,825
AMERISAVE MORTGAGE CORPORATION 6 2.81% $5,609
MOVEMENT MORTGAGE, LLC 6 3.07% $4,137
CALIBER HOME LOANS, INC. 6 3.13% $4,171
CROSSCOUNTRY MORTGAGE, LLC 6 3.02% $5,499
UNITED WHOLESALE MORTGAGE, LLC 6 2.94% $5,319
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 3.54% $5,347
SERVICE 1ST 5 3.78% $4,276
HOME POINT FINANCIAL CORPORATION 5 2.97% $7,852
BETTER MORTGAGE CORPORATION 5 2.83% $4,425
Jersey Shore State Bank 5 3.20% $4,018
AgChoice Farm Credit ACA 4 3.64% $5,759
NFM, INC. 4 3.16% $3,981
Mr. Cooper ( Nationstar Mortgage ) 4 3.41% $4,767
Truist Bank 4 3.00% $3,687
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.09% $4,588
EMM LOANS LLC 3 3.00% $4,861
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.45% $3,961
NAVY FEDERAL CREDIT UNION 3 3.46% $5,052
Prosperity Home Mortgage, LLC 3 3.46% $3,896
SUN WEST MORTGAGE COMPANY, INC. 3 3.25% $3,442
HOMESIDE FINANCIAL, LLC 3 3.16% $4,889
Hometown Lenders, Inc. 3 3.13% $4,204
Citizens Bank 3 3.04% $6,035
GUILD MORTGAGE COMPANY 2 3.19% $4,539
SOFI LENDING CORP. 2 3.44% $4,554
Sierra Pacific Mortgage Company, Inc. 2 4.00% $5,907
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.19% $7,439
GUARANTEED RATE, INC. 2 2.87% $4,254
GREENTREE MORTGAGE COMPANY, L.P. 2 3.06% $3,380
BROKER SOLUTIONS, INC. 2 3.00% $4,652
InterContinental Capital Group, Inc 2 3.44% $4,293
ESSA Bank & Trust 2 3.35% $3,985
FREEDOM MORTGAGE CORPORATION 2 3.06% $3,340
Flagstar Bank, FSB 2 3.88% $3,392
Citizens & Northern Bank 2 3.50% $4,072
PENNYMAC LOAN SERVICES, LLC 2 3.50% $5,513
KeyBank 2 3.13% $6,160
Keystone Funding, Inc. 2 3.00% $3,968
AMERICAN FINANCIAL NETWORK, INC. 2 3.13% $7,833
AMERICAN FINANCING CORPORATION 2 3.38% $3,178
Bank of America 2 2.81% $4,470
Northwest Bank 2 3.00% $3,543
NBKC BANK 2 2.93% $3,231
TD Bank 2 2.94% $3,964
Ally Bank 2 3.69% $4,371
MEMBERS 1ST FEDERAL CREDIT UNION 2 3.69% $3,818
Wilmington Savings Fund Society, FSB 1 2.88% $2,884
AMERICAN FEDERAL MORTGAGE CORPORATION 1 2.75% $2,468
Atlantic Home Loans, Inc. 1 3.00% $3,360
Capital Bank 1 3.13% $2,751
CITADEL FEDERAL CREDIT UNION 1 3.25% $3,739
CNB Bank 1 2.88% $4,142
Community Bank 1 3.13% $3,062
Discover Bank 1 4.49% $0
ENVOY MORTGAGE, LTD 1 3.50% $6,514
FINANCE OF AMERICA MORTGAGE LLC 1 2.75% $3,308
First Citizens Community Bank 1 3.25% $3,054
FIRST HOME MORTGAGE CORPORATION 1 3.38% $4,119
First Savings Bank 1 2.75% $3,464
Gateway First Bank 1 3.00% $3,119
GUARANTEED RATE AFFINITY, LLC 1 2.88% $5,049
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.25% $3,423
HOMESPIRE MORTGAGE CORPORATION 1 4.00% $5,650
HOMEXPRESS MORTGAGE CORP. 1 4.88% $12,062
Ixonia Bank 1 2.63% $5,257
JET DIRECT FUNDING CORP 1 3.13% $7,501
LEADERONE FINANCIAL CORPORATION 1 4.38% $2,496
LENDERFI, INC. 1 2.88% $1,278
LOANPAL, LLC 1 3.25% $11,917
MID AMERICA MORTGAGE, INC. 1 3.13% $2,728
MILEND, INC. 1 3.38% $5,317
MLB RESIDENTIAL LENDING, LLC 1 3.25% $5,282
MLD MORTGAGE INC. 1 2.75% $4,519
Mortgage Research Center, LLC 1 3.25% $4,961
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.75% $4,290
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.75% $4,068
Nations Lending Corporation 1 3.00% $4,045
NJ LENDERS CORP. 1 3.63% $4,851
NORWICH COMMERCIAL GROUP, INC. 1 3.50% $13,482
PALCO FEDERAL CREDIT UNION 1 3.23% $2,963
PENTAGON FEDERAL CREDIT UNION 1 3.00% $2,692
PEOPLESBANK, A CODORUS VALLEY COMPANY 1 2.75% $3,971
Princeton Mortgage Corporation 1 2.99% $6,019
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.75% $2,300
Quaint Oak Mortgage, LLC 1 4.00% $5,101
RADIUS FINANCIAL GROUP INC. 1 2.75% $2,233
RELIANCE FIRST CAPITAL, LLC 1 2.88% $9,118
Republic Bank 1 3.25% $3,691
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $1,182
SWBC MORTGAGE CORPORATION 1 3.13% $4,039
T2 FINANCIAL LLC 1 3.38% $4,166
The Federal Savings Bank 1 3.00% $5,879
The Honesdale National Bank 1 3.65% $3,797
Third Federal Savings and Loan Association of Cleveland 1 2.59% $295
TRIAD FINANCIAL SERVICES, INC. 1 6.00% $4,833
UNITED MORTGAGE CORP. 1 4.50% $5,848
U.S. Bank 1 3.13% $5,277
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.13% $3,803
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.63% $6,209

BLOOMSBURG-BERWICK, PA's 118 lenders originated 2,481 loans during 2021. The total origination value was $431,975,000, with an average loan value of $174,113.

The top BLOOMSBURG - BERWICK lender as defined by loan originations is First Columbia Bank & Trust Co., with 199 loans originated. Their average total fees are $3,604, which is $1,685 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,358), Wells Fargo Bank ($3,121), First Keystone Community Bank ($3,484), First Columbia Bank & Trust Co. ($3,604) and Fulton Bank ($3,919).

The lowest rate BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are First Keystone Community Bank (2.99%), RESIDENTIAL MORTGAGE SERVICES, INC. (3.01%), First National Bank of Pennsylvania (3.06%), PENNSYLVANIA STATE EMPLOYEES Credit Union (3.09%) and QUICKEN LOANS, LLC (3.15%).

BLOOMSBURG-BERWICK, PA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Columbia Bank & Trust Co. $78,520,000 $86,630,000 10.3% 20.1%
QUICKEN LOANS, LLC $34,395,000 $46,885,000 36.3% 10.9%
Fulton Bank $31,255,000 $31,530,000 0.9% 7.3%
First Keystone Community Bank $29,775,000 $27,725,000 -6.9% 6.4%
SERVICE 1ST $12,770,000 $10,390,000 -18.6% 2.4%
Manufacturers and Traders Trust Company $7,950,000 $10,385,000 30.6% 2.4%
Jersey Shore State Bank $9,815,000 $10,300,000 4.9% 2.4%
PENNSYLVANIA STATE EMPLOYEES Credit Union $8,030,000 $9,840,000 22.5% 2.3%
FREEDOM MORTGAGE CORPORATION $10,030,000 $9,430,000 -6.0% 2.2%
Mortgage Research Center, LLC $5,870,000 $8,985,000 53.1% 2.1%
FIRST HERITAGE FINANCIAL, LLC $5,130,000 $7,965,000 55.3% 1.8%
Wells Fargo Bank $2,820,000 $7,080,000 151.1% 1.6%
PNC Bank $5,220,000 $6,235,000 19.4% 1.4%
ALLIED MORTGAGE GROUP, INC. $6,030,000 $6,190,000 2.7% 1.4%
First National Bank of Pennsylvania $5,975,000 $5,755,000 -3.7% 1.3%
Susquehanna Community Bank $2,155,000 $5,140,000 138.5% 1.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,410,000 $4,895,000 -9.5% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $3,120,000 $4,190,000 34.3% 1.0%
SUN WEST MORTGAGE COMPANY, INC. $3,855,000 $4,155,000 7.8% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $1,605,000 $3,965,000 147.0% 0.9%
RESIDENTIAL MORTGAGE SERVICES, INC. $3,765,000 $3,935,000 4.5% 0.9%
The Huntington National Bank $395,000 $3,570,000 803.8% 0.8%
Citizens Bank $4,060,000 $3,555,000 -12.4% 0.8%
AMERISAVE MORTGAGE CORPORATION $1,300,000 $3,360,000 158.5% 0.8%
LOANDEPOT.COM, LLC $2,525,000 $3,310,000 31.1% 0.8%
Mortgage America, Inc. $2,710,000 $3,310,000 22.1% 0.8%
BETTER MORTGAGE CORPORATION $2,705,000 $3,305,000 22.2% 0.8%
NEWREZ LLC $1,140,000 $3,115,000 173.2% 0.7%
JPMorgan Chase Bank $1,320,000 $2,890,000 118.9% 0.7%
CALIBER HOME LOANS, INC. $660,000 $2,660,000 303.0% 0.6%
USAA Federal Savings Bank $3,015,000 $2,455,000 -18.6% 0.6%
Wayne Bank $2,345,000 n/a 0.5%
First Commonwealth Bank $2,215,000 $2,320,000 4.7% 0.5%
PHILADELPHIA $2,540,000 $2,320,000 -8.7% 0.5%
NAVY FEDERAL CREDIT UNION $2,440,000 $2,315,000 -5.1% 0.5%
The Muncy Bank and Trust Company $4,525,000 $2,205,000 -51.3% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,000,000 $2,145,000 114.5% 0.5%
AgChoice Farm Credit ACA $2,925,000 $1,955,000 -33.2% 0.5%
PENNYMAC LOAN SERVICES, LLC $1,195,000 $1,875,000 56.9% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $240,000 $1,755,000 631.3% 0.4%
HOME POINT FINANCIAL CORPORATION $445,000 $1,560,000 250.6% 0.4%
GUILD MORTGAGE COMPANY $1,380,000 n/a 0.3%
SOFI LENDING CORP. $955,000 $1,380,000 44.5% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $240,000 $1,375,000 472.9% 0.3%
Citizens & Northern Bank $2,035,000 $1,255,000 -38.3% 0.3%
Colonial Savings, F.A. $215,000 $1,210,000 462.8% 0.3%
KeyBank $135,000 $1,180,000 774.1% 0.3%
BROKER SOLUTIONS, INC. $1,280,000 $1,125,000 -12.1% 0.3%
U.S. Bank $1,765,000 $1,125,000 -36.3% 0.3%
HOMESIDE FINANCIAL, LLC $1,105,000 n/a 0.3%
MOVEMENT MORTGAGE, LLC $1,460,000 $1,105,000 -24.3% 0.3%
NBT Bank $945,000 $1,010,000 6.9% 0.2%
NEW DAY FINANCIAL, LLC $1,380,000 $1,010,000 -26.8% 0.2%
ESSA Bank & Trust $260,000 $1,000,000 284.6% 0.2%
Ally Bank $445,000 $955,000 114.6% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $655,000 $955,000 45.8% 0.2%
Meridian Bank Corporation $1,205,000 $950,000 -21.2% 0.2%
TD Bank $1,420,000 $925,000 -34.9% 0.2%
Bank of America $760,000 $910,000 19.7% 0.2%
Nations Lending Corporation $480,000 $890,000 85.4% 0.2%
Truist Bank $550,000 $880,000 60.0% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,065,000 $865,000 -18.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $835,000 n/a 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $815,000 n/a 0.2%
The Federal Savings Bank $185,000 $805,000 335.1% 0.2%
CHURCHILL MORTGAGE CORPORATION $320,000 $790,000 146.9% 0.2%
LAKEVIEW LOAN SERVICING, LLC $750,000 $785,000 4.7% 0.2%
NFM, INC. $570,000 $750,000 31.6% 0.2%
EMM LOANS LLC $310,000 $745,000 140.3% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $745,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $405,000 $745,000 84.0% 0.2%
NBKC BANK $700,000 $735,000 5.0% 0.2%
GSF Mortgage Corporation $720,000 n/a 0.2%
FNCB Bank $4,990,000 $640,000 -87.2% 0.1%
Northwest Bank $735,000 $635,000 -13.6% 0.1%
MEMBERS 1ST FEDERAL CREDIT UNION $840,000 $580,000 -31.0% 0.1%
Hometown Lenders, Inc. $835,000 $570,000 -31.7% 0.1%
InterContinental Capital Group, Inc $245,000 $555,000 126.5% 0.1%
MLD MORTGAGE INC. $555,000 n/a 0.1%
Carrington Mortgage Services, LLC $435,000 $540,000 24.1% 0.1%
Barrington Bank & Trust Company, N.A. $385,000 $535,000 39.0% 0.1%
Peoples Security Bank and Trust Company $535,000 n/a 0.1%
CLEARPATH LENDING $590,000 $525,000 -11.0% 0.1%
Citibank $65,000 $505,000 676.9% 0.1%
GUARANTEED RATE, INC. $465,000 $490,000 5.4% 0.1%
SWBC MORTGAGE CORPORATION $485,000 n/a 0.1%
Bank of England $95,000 $480,000 405.3% 0.1%
Century Mortgage Company DBA Century Lending Company $480,000 n/a 0.1%
AMWEST FUNDING CORP. $475,000 n/a 0.1%
First Horizon Bank $475,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $475,000 n/a 0.1%
Fifth Third Bank $155,000 $460,000 196.8% 0.1%
AMERICAN ADVISORS GROUP $285,000 $455,000 59.6% 0.1%
First Citizens Community Bank $450,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $450,000 n/a 0.1%
HOMESPIRE MORTGAGE CORPORATION $165,000 $445,000 169.7% 0.1%
GREENTREE MORTGAGE COMPANY, L.P. $195,000 $440,000 125.6% 0.1%
Magnolia Bank $155,000 $430,000 177.4% 0.1%
AMERICAN FINANCING CORPORATION $380,000 $425,000 11.8% 0.1%
NORWICH COMMERCIAL GROUP, INC. $415,000 n/a 0.1%
UNITED MORTGAGE CORP. $415,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $410,000 n/a 0.1%
VIST Bank $405,000 n/a 0.1%
CNB Bank $75,000 $400,000 433.3% 0.1%
INTERCOASTAL MORTGAGE COMPANY $395,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $840,000 $390,000 -53.6% 0.1%
Homesale Mortgage, LLC $165,000 $365,000 121.2% 0.1%
LENDING 3, INC. $365,000 n/a 0.1%
York Traditions Bank $365,000 n/a 0.1%
Level One Bank $355,000 n/a 0.1%
FIRST HOME MORTGAGE CORPORATION $350,000 n/a 0.1%
Wilmington Savings Fund Society, FSB $185,000 $350,000 89.2% 0.1%
PALCO FEDERAL CREDIT UNION $365,000 $345,000 -5.5% 0.1%
Keystone Funding, Inc. $340,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $1,075,000 $340,000 -68.4% 0.1%
Chicago Mortgage Solutions LLC $325,000 n/a 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $325,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $325,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $320,000 n/a 0.1%
Community Bank $415,000 $315,000 -24.1% 0.1%
CITADEL FEDERAL CREDIT UNION $25,000 $310,000 1,140.0% 0.1%
BAY CAPITAL MORTGAGE CORPORATION $305,000 n/a 0.1%
LENDERFI, INC. $305,000 n/a 0.1%
Mifflinburg Bank and Trust Company $520,000 $305,000 -41.3% 0.1%
Prosperity Home Mortgage, LLC $305,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $250,000 $305,000 22.0% 0.1%
OCEANSIDE MORTGAGE COMPANY $300,000 n/a 0.1%
The Luzerne Bank $45,000 $290,000 544.4% 0.1%
Premium Mortgage Corporation $285,000 n/a 0.1%
Sail Mortgage Corp. $285,000 n/a 0.1%
Flagstar Bank, FSB $265,000 $280,000 5.7% 0.1%
Amerifirst Financial, Inc. $265,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $265,000 n/a 0.1%
George Mason Mortgage, LLC $105,000 $265,000 152.4% 0.1%
IMPAC MORTGAGE CORP. $265,000 n/a 0.1%
MLB RESIDENTIAL LENDING, LLC $265,000 n/a 0.1%
Orrstown Bank $265,000 n/a 0.1%
FAMILY FIRST FUNDING LLC $255,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $575,000 $255,000 -55.7% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $155,000 $255,000 64.5% 0.1%
First Guaranty Mortgage Corporation $410,000 $250,000 -39.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $250,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $245,000 n/a 0.1%
GUIDANCE RESIDENTIAL, LLC $245,000 n/a 0.1%
INTERCAP LENDING INC. $245,000 n/a 0.1%
LOANPAL, LLC $245,000 n/a 0.1%
Gateway First Bank $470,000 $235,000 -50.0% 0.1%
GUARANTEED RATE AFFINITY, LLC $105,000 $235,000 123.8% 0.1%
Quaint Oak Mortgage, LLC $75,000 $230,000 206.7% 0.1%
SPRING EQ, LLC $25,000 $230,000 820.0% 0.1%
MORTGAGE ACCESS CORP. $225,000 n/a 0.1%
EVERETT FINANCIAL, INC. $215,000 n/a 0.0%
MILEND, INC. $215,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $725,000 $215,000 -70.3% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $215,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $490,000 $215,000 -56.1% 0.0%
Sierra Pacific Mortgage Company, Inc. $210,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,505,000 $205,000 -86.4% 0.0%
POLICE & FIRE $200,000 $205,000 2.5% 0.0%
T2 FINANCIAL LLC $205,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 $205,000 272.7% 0.0%
The Honesdale National Bank $200,000 n/a 0.0%
PEOPLESBANK, A CODORUS VALLEY COMPANY $185,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $235,000 $175,000 -25.5% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $165,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $165,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $165,000 n/a 0.0%
PLANET HOME LENDING, LLC $320,000 $165,000 -48.4% 0.0%
STEARNS LENDING, LLC $1,900,000 $165,000 -91.3% 0.0%
First Savings Bank $145,000 n/a 0.0%
Princeton Mortgage Corporation $145,000 n/a 0.0%
Republic Bank $145,000 n/a 0.0%
S&T Bank $145,000 n/a 0.0%
Univest Bank and Trust Co. $220,000 $145,000 -34.1% 0.0%
ZILLOW HOME LOANS, LLC $550,000 $145,000 -73.6% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $145,000 $135,000 -6.9% 0.0%
DIGITAL Federal Credit Union $135,000 $135,000 0.0% 0.0%
PHH Mortgage Corporation $135,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $135,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $135,000 n/a 0.0%
Stifel Bank and Trust $575,000 $135,000 -76.5% 0.0%
ENVOY MORTGAGE, LTD $125,000 n/a 0.0%
Low VA Rates, LLC $380,000 $125,000 -67.1% 0.0%
PANORAMA MORTGAGE GROUP, LLC $125,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $415,000 $125,000 -69.9% 0.0%
TOWNE MORTGAGE COMPANY $125,000 n/a 0.0%
AMERICAN HERITAGE FCU $45,000 $120,000 166.7% 0.0%
21ST MORTGAGE CORPORATION $115,000 n/a 0.0%
Capital Bank $115,000 n/a 0.0%
Discover Bank $150,000 $115,000 -23.3% 0.0%
Ixonia Bank $115,000 n/a 0.0%
JET DIRECT FUNDING CORP $115,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $75,000 $115,000 53.3% 0.0%
BELCO COMMUNITY CREDIT UNION $105,000 n/a 0.0%
Mid Penn Bank $105,000 n/a 0.0%
NJ LENDERS CORP. $105,000 n/a 0.0%
Santander Bank, N.A. $35,000 $105,000 200.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $100,000 n/a 0.0%
Metro City Bank $105,000 $95,000 -9.5% 0.0%
Atlantic Home Loans, Inc. $85,000 n/a 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $85,000 n/a 0.0%
VISIONS $85,000 n/a 0.0%
United States Senate Federal Credit Union $75,000 n/a 0.0%
CROSS VALLEY FEDERAL CREDIT UNION $65,000 n/a 0.0%
First Commonwealth Federal Credit Union $200,000 $65,000 -67.5% 0.0%
The Gratz Bank $65,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $55,000 n/a 0.0%
HOME TOWN FUNDING, INC. $55,000 n/a 0.0%
Huntingdon Valley Bank $225,000 $55,000 -75.6% 0.0%
Figure Lending LLC $35,000 $45,000 28.6% 0.0%
TRUMARK FINANCIAL CREDIT UNION $35,000 n/a 0.0%
Centier Bank $25,000 n/a 0.0%

BLOOMSBURG - BERWICK's top lender by overall market share is First Columbia Bank & Trust Co., with 20.1% market share. In second place, with 10.9%, is QUICKEN LOANS, LLC, having originated $46,885,000 in loans. In third place, with 7.3%, is Fulton Bank, having originated $31,530,000 in loans. In third place, with 6.4%, is First Keystone Community Bank, having originated $27,725,000 in loans. In third place, with 2.4%, is SERVICE 1ST, having originated $10,390,000 in loans.


BLOOMSBURG-BERWICK, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 997 $200,235,000 $200,838
Refi 896 $151,450,000 $169,029
Cash Out Refi 361 $65,595,000 $181,704
Home Improvement 129 $8,115,000 $62,907
Other 97 $6,495,000 $66,959
NA 1 $85,000 $85,000

Bloomsburg - Berwick's most frequently cited loan purpose was Home Purchase, with 997 originations. The 2nd most popular reason was Refi, with 896 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,061 $184,095,000 $173,511
2.5-3% 786 $149,030,000 $189,606
<2.5% 388 $63,630,000 $163,995
4-5% 182 $24,140,000 $132,637
5-6% 25 $1,725,000 $69,000
6-7% 7 $215,000 $30,714
Over 8% 5 $215,000 $43,000
7-8% 1 $25,000 $25,000

During 2021, Bloomsburg - Berwick's most frequently originated rate bucket was 3-4%, with 1,061 originations.

Loan Sizing (BLOOMSBURG-BERWICK, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,121 $161,665,000 $144,215
$100,000 or less 639 $41,285,000 $64,609
$200k-400k 619 $164,455,000 $265,679
$400k-600k 73 $35,565,000 $487,192
$600k-1000k 23 $16,835,000 $731,957
$Over $1MM 6 $12,170,000 $2,028,333

BLOOMSBURG - BERWICK's loan sizing saw the bucket of loans from $100k-200k with 1,121 originations, totaling $161,665,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 878 $176,410,000 $200,923
60-80% 804 $158,600,000 $197,264
40-60% 343 $49,175,000 $143,367
20-40% 208 $17,550,000 $84,375
Under 20% 138 $4,990,000 $36,159
Over 100% 13 $3,225,000 $248,077

BLOOMSBURG - BERWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 878 originations, totaling $176,410,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $162,450 (9.6%) $224,769 (8.1%) 0.00 332
2018-02-01 $157,900 (3.2%) $230,267 (7.8%) 0.00 314
2018-03-01 $163,900 (-2.1%) $241,244 (6.3%) 0.00 297
2018-04-01 $175,500 (0.3%) $254,487 (9.1%) 0.00 297
2018-05-01 $180,000 (3.9%) $257,133 (12.7%) 0.00 294
2018-06-01 $175,000 (4.0%) $248,540 (8.8%) 0.00 306
2018-07-01 $171,000 (7.6%) $239,412 (8.5%) 0.00 329
2018-08-01 $170,400 (10.0%) $232,401 (7.2%) 0.00 327
2018-09-01 $175,000 (13.0%) $238,591 (10.7%) 0.00 330
2018-10-01 $168,950 (9.4%) $222,765 (3.2%) 0.00 342
2018-11-01 $165,450 (2.5%) $214,180 (-3.9%) 0.00 331
2018-12-01 $160,000 (-3.0%) $209,756 (-6.2%) 0.00 324
2019-01-01 $157,900 (-2.8%) $206,630 (-8.1%) 0.00 320
2019-02-01 $161,000 (2.0%) $215,387 (-6.5%) 0.00 297
2019-03-01 $172,929 (5.5%) $222,869 (-7.6%) 0.00 294
2019-04-01 $184,679 (5.2%) $235,379 (-7.5%) 0.00 287
2019-05-01 $179,950 (0.0%) $231,632 (-9.9%) 0.00 299
2019-06-01 $179,900 (2.8%) $231,061 (-7.0%) 0.00 298
2019-07-01 $182,450 (6.7%) $225,419 (-5.8%) 0.00 294
2019-08-01 $182,086 (6.9%) $222,196 (-4.4%) 0.00 294
2019-09-01 $184,636 (5.5%) $225,857 (-5.3%) 0.00 289
2019-10-01 $166,950 (-1.2%) $222,091 (-0.3%) 0.00 291
2019-11-01 $162,700 (-1.7%) $219,554 (2.5%) 0.00 279
2019-12-01 $159,715 (-0.2%) $215,880 (2.9%) 0.00 248
2020-01-01 $159,450 (1.0%) $216,219 (4.6%) 0.00 225
2020-02-01 $172,000 (6.8%) $223,705 (3.9%) 0.00 210
2020-03-01 $181,000 (4.7%) $239,011 (7.2%) 0.00 213
2020-04-01 $188,950 (2.3%) $239,162 (1.6%) 0.00 198
2020-05-01 $180,000 (0.0%) $241,843 (4.4%) 0.00 192
2020-06-01 $179,900 (0.0%) $241,464 (4.5%) 0.00 176
2020-07-01 $182,400 (0.0%) $232,741 (3.3%) 0.00 166
2020-08-01 $179,900 (-1.2%) $225,146 (1.3%) 0.00 173
2020-09-01 $186,750 (1.2%) $225,607 (-0.1%) 0.00 154
2020-10-01 $175,000 (4.8%) $223,067 (0.4%) 0.00 145
2020-11-01 $169,900 (4.4%) $220,560 (0.5%) 0.00 135
2020-12-01 $172,450 (8.0%) $222,717 (3.2%) 0.00 137
2021-01-01 $169,000 (6.0%) $219,476 (1.5%) 0.00 135
2021-02-01 $188,250 (9.5%) $242,482 (8.4%) 0.00 112
2021-03-01 $189,000 (4.4%) $252,583 (5.7%) 0.00 99
2021-04-01 $189,000 (0.0%) $278,458 (16.4%) 0.00 89
2021-05-01 $186,900 (3.8%) $265,358 (9.7%) 0.00 96
2021-06-01 $180,500 (0.3%) $246,413 (2.1%) 0.00 114
2021-07-01 $200,000 (9.7%) $255,262 (9.7%) 0.00 128
2021-08-01 $209,450 (16.4%) $298,198 (32.5%) 0.00 101
2021-09-01 $199,900 (7.0%) $280,756 (24.4%) 0.00 97
2021-10-01 $205,900 (17.7%) $278,321 (24.8%) 0.00 100
2021-11-01 $190,000 (11.8%) $257,504 (16.8%) 0.00 95
2021-12-01 $198,450 (15.1%) $275,271 (23.6%) 0.00 84
2022-01-01 $190,000 (12.4%) $309,327 (40.9%) 0.00 62
2022-02-01 $179,950 (-4.4%) $287,586 (18.6%) 0.00 63
2022-03-01 $182,000 (-3.7%) $280,540 (11.1%) 0.00 63
2022-04-01 $190,000 (0.5%) $312,383 (12.2%) 0.00 64
2022-05-01 $225,000 (20.4%) $319,996 (20.6%) 0.00 78
2022-06-01 $269,450 (49.3%) $344,068 (39.6%) 0.00 101
BLOOMSBURG - BERWICK's median listing price for 2022-06-01 was $269,450, a difference of $88,950 (49.3%) versus the prior year and $44,450 versus the prior month.

BLOOMSBURG - BERWICK's median listing price comes in at 0% of the national average.

BLOOMSBURG - BERWICK's average listing price for 2022-06-01 was $344,068, a difference of $97,655 (39.6%) versus the prior year and $24,072 versus the prior month.

For the 2022-06-01 period, BLOOMSBURG - BERWICK had 101 MLS listings, a difference of 23 listings (29%) versus the prior month and -13 listings (-11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,719 sqft
2018-02-01 0 days 1,720 sqft
2018-03-01 0 days 1,722 sqft
2018-04-01 0 days 1,785 sqft
2018-05-01 0 days 1,780 sqft
2018-06-01 0 days 1,772 sqft
2018-07-01 0 days 1,722 sqft
2018-08-01 0 days 1,709 sqft
2018-09-01 0 days 1,717 sqft
2018-10-01 0 days 1,712 sqft
2018-11-01 0 days 1,688 sqft
2018-12-01 0 days 1,672 sqft
2019-01-01 0 days 1,686 sqft
2019-02-01 0 days 1,704 sqft
2019-03-01 0 days 1,737 sqft
2019-04-01 0 days 1,805 sqft
2019-05-01 0 days 1,758 sqft
2019-06-01 0 days 1,745 sqft
2019-07-01 0 days 1,697 sqft
2019-08-01 0 days 1,697 sqft
2019-09-01 0 days 1,700 sqft
2019-10-01 0 days 1,679 sqft
2019-11-01 0 days 1,676 sqft
2019-12-01 0 days 1,677 sqft
2020-01-01 0 days 1,687 sqft
2020-02-01 0 days 1,708 sqft
2020-03-01 0 days 1,752 sqft
2020-04-01 0 days 1,722 sqft
2020-05-01 0 days 1,678 sqft
2020-06-01 0 days 1,672 sqft
2020-07-01 0 days 1,690 sqft
2020-08-01 0 days 1,690 sqft
2020-09-01 0 days 1,741 sqft
2020-10-01 0 days 1,730 sqft
2020-11-01 0 days 1,607 sqft
2020-12-01 0 days 1,617 sqft
2021-01-01 0 days 1,662 sqft
2021-02-01 0 days 1,723 sqft
2021-03-01 0 days 1,719 sqft
2021-04-01 0 days 1,768 sqft
2021-05-01 0 days 1,708 sqft
2021-06-01 0 days 1,700 sqft
2021-07-01 0 days 1,660 sqft
2021-08-01 0 days 1,708 sqft
2021-09-01 0 days 1,720 sqft
2021-10-01 0 days 1,752 sqft
2021-11-01 0 days 1,660 sqft
2021-12-01 0 days 1,715 sqft
2022-01-01 0 days 1,730 sqft
2022-02-01 0 days 1,674 sqft
2022-03-01 0 days 1,662 sqft
2022-04-01 0 days 1,730 sqft
2022-05-01 0 days 1,810 sqft
2022-06-01 0 days 1,920 sqft
BLOOMSBURG - BERWICK's median listing age (time on market) for 2022-06-01 was 0 days.

BLOOMSBURG - BERWICK's median square footage for active listings during the 2022-06-01 period was 1,920 sqft. One year prior, the average listing was 1,700 sqft.