BLOOMSBURG - BERWICK Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bloomsburg - Berwick averaged
6.24%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.04% and
one month ago for the week of 2024-09-05, the
average rate was 6.17%.
Bloomsburg - Berwick's average rate one year ago was 7.41%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.82%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Bloomsburg - Berwick 30 Year Fixed Rate | 2024-10-10 | 6.24% |
Bloomsburg - Berwick 30 Year Fixed Rate Refi | 2024-10-10 | 6.82% |
Bloomsburg - Berwick 15 Year Fixed Rate | 2024-10-10 | 5.21% |
Bloomsburg - Berwick 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
Bloomsburg - Berwick 30 Year FHA | 2024-10-10 | 6% |
Bloomsburg - Berwick 30 Year FHA Refi | 2024-10-10 | 6.2% |
Bloomsburg - Berwick 30 Year USDA | 2024-10-10 | 6.08% |
Bloomsburg - Berwick 30 Year USDA Refi | 2024-10-10 | 6.18% |
Bloomsburg - Berwick 30 Year VA | 2024-10-10 | 6.05% |
Bloomsburg - Berwick 30 Year VA Refi | 2024-10-10 | 6.05% |
BLOOMSBURG - BERWICK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLOOMSBURG-BERWICK, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BLOOMSBURG - BERWICK Average Closing Costs & Other Stats
BLOOMSBURG-BERWICK, PA's 83 lenders originated 1,272
loans during 2023. The total origination value was $213,900,000, with an average loan value of
$168,160.
BLOOMSBURG - BERWICK's average closing costs are $5,099.
The top BLOOMSBURG - BERWICK lender as defined by loan originations is First Columbia Bank & Trust Co., with
85 loans originated. Their average total fees are
$3,920, which is $2,537
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,543), First Columbia Bank & Trust Co. ($3,920), Fulton Bank ($4,747), PRIMELENDING, A PLAINSCAPITAL COMPANY ($6,252) and GUILD MORTGAGE COMPANY ($6,387).
The lowest rate BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union (6.34%), GUILD MORTGAGE COMPANY (6.67%), QUICKEN LOANS, LLC (6.77%), First Columbia Bank & Trust Co. (6.78%) and Fulton Bank (6.83%).
BLOOMSBURG-BERWICK, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
First Columbia Bank & Trust Co. | $62,095,000 | $37,680,000 | -39.3% | 17.6% |
QUICKEN LOANS, LLC | $21,605,000 | $14,350,000 | -33.6% | 6.7% |
Fulton Bank | $27,190,000 | $11,870,000 | -56.3% | 5.5% |
First Keystone Community Bank | $23,840,000 | $9,860,000 | -58.6% | 4.6% |
Arbor Realty Trust, Inc. | $8,060,000 | n/a | 3.8% | |
Kearny Bank | $6,755,000 | n/a | 3.2% | |
M&T Bank | $7,800,000 | $6,395,000 | -18.0% | 3.0% |
SERVICE 1ST | $6,350,000 | $5,995,000 | -5.6% | 2.8% |
Jersey Shore State Bank | $11,990,000 | $5,535,000 | -53.8% | 2.6% |
GUILD MORTGAGE COMPANY | $1,400,000 | $5,350,000 | 282.1% | 2.5% |
Mortgage Research Center, LLC | $5,005,000 | $5,245,000 | 4.8% | 2.5% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $7,120,000 | $5,025,000 | -29.4% | 2.3% |
First National Bank of Pennsylvania | $3,800,000 | $4,485,000 | 18.0% | 2.1% |
UNB Bank | $3,740,000 | n/a | 1.7% | |
UNITED WHOLESALE MORTGAGE, LLC | $2,870,000 | $3,715,000 | 29.4% | 1.7% |
Members Choice Financial Credit Union | $3,710,000 | n/a | 1.7% | |
PHILADELPHIA | $2,755,000 | $3,655,000 | 32.7% | 1.7% |
Citizens Bank | $3,475,000 | $3,280,000 | -5.6% | 1.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,195,000 | $3,185,000 | -0.3% | 1.5% |
TD Bank | $205,000 | $3,150,000 | 1,436.6% | 1.5% |
The Muncy Bank and Trust Company | $3,300,000 | $3,055,000 | -7.4% | 1.4% |
PNC Bank | $4,165,000 | $2,220,000 | -46.7% | 1.0% |
The Huntington National Bank | $840,000 | $1,945,000 | 131.5% | 0.9% |
Century Mortgage Company DBA Century Lending Company | $2,950,000 | $1,665,000 | -43.6% | 0.8% |
First Commonwealth Bank | $2,015,000 | $1,620,000 | -19.6% | 0.8% |
Susquehanna Community Bank | $6,285,000 | $1,450,000 | -76.9% | 0.7% |
Univest Bank and Trust Co. | $365,000 | $1,435,000 | 293.2% | 0.7% |
Citizens & Northern Bank | $690,000 | $1,420,000 | 105.8% | 0.7% |
Mortgage America, Inc. | $1,835,000 | $1,420,000 | -22.6% | 0.7% |
NEWREZ LLC | $1,320,000 | $1,335,000 | 1.1% | 0.6% |
ALLIED MORTGAGE GROUP, INC. | $2,980,000 | $1,295,000 | -56.5% | 0.6% |
BROKER SOLUTIONS, INC. | $785,000 | $1,260,000 | 60.5% | 0.6% |
FIRST HERITAGE FINANCIAL, LLC | $3,275,000 | $1,210,000 | -63.1% | 0.6% |
MidAtlantic Farm Credit, ACA | $2,130,000 | $1,170,000 | -45.1% | 0.5% |
Bank of America | $175,000 | $1,040,000 | 494.3% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $245,000 | $1,035,000 | 322.4% | 0.5% |
The Juniata Valley Bank | $1,005,000 | n/a | 0.5% | |
AMERISAVE MORTGAGE CORPORATION | $1,875,000 | $970,000 | -48.3% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $1,785,000 | $900,000 | -49.6% | 0.4% |
NFM, INC. | $1,160,000 | $895,000 | -22.8% | 0.4% |
Meridian Bank Corporation | $345,000 | $885,000 | 156.5% | 0.4% |
CROSSCOUNTRY MORTGAGE, LLC | $1,260,000 | $850,000 | -32.5% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $2,435,000 | $830,000 | -65.9% | 0.4% |
Discover Bank | $230,000 | $735,000 | 219.6% | 0.3% |
TOTAL MORTGAGE SERVICES, LLC | $725,000 | n/a | 0.3% | |
Wells Fargo Bank | $32,565,000 | $720,000 | -97.8% | 0.3% |
NAVY FEDERAL CREDIT UNION | $2,230,000 | $715,000 | -67.9% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $175,000 | $665,000 | 280.0% | 0.3% |
CARDINAL FINANCIAL | $2,285,000 | $635,000 | -72.2% | 0.3% |
USAA Federal Savings Bank | $1,280,000 | $600,000 | -53.1% | 0.3% |
CHERRY CREEK MORTGAGE, LLC | $3,405,000 | $560,000 | -83.6% | 0.3% |
Prosperity Home Mortgage, LLC | $540,000 | n/a | 0.3% | |
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $520,000 | n/a | 0.2% | |
Waterstone Mortgage Corporation | $175,000 | $515,000 | 194.3% | 0.2% |
PENNYMAC LOAN SERVICES, LLC | $1,540,000 | $510,000 | -66.9% | 0.2% |
The Honesdale National Bank | $3,720,000 | $505,000 | -86.4% | 0.2% |
Mifflinburg Bank and Trust Company | $1,565,000 | $475,000 | -69.6% | 0.2% |
American Mortgage & Equity Consultants, Inc. | $465,000 | n/a | 0.2% | |
GSF Mortgage Corporation | $465,000 | n/a | 0.2% | |
Bank of England | $235,000 | $460,000 | 95.7% | 0.2% |
Alcova Mortgage LLC | $455,000 | n/a | 0.2% | |
First National Bank of America | $455,000 | n/a | 0.2% | |
UNION HOME MORTGAGE CORP. | $305,000 | $445,000 | 45.9% | 0.2% |
MOVEMENT MORTGAGE, LLC | $440,000 | n/a | 0.2% | |
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $435,000 | n/a | 0.2% | |
EMBRACE HOME LOANS, INC. | $215,000 | $425,000 | 97.7% | 0.2% |
MEMBERS 1ST FEDERAL CREDIT UNION | $335,000 | $415,000 | 23.9% | 0.2% |
CONTOUR MORTGAGE CORPORATION | $410,000 | n/a | 0.2% | |
MICHIGAN MUTUAL, INC. | $410,000 | n/a | 0.2% | |
CMG MORTGAGE, INC. | $670,000 | $405,000 | -39.6% | 0.2% |
Woodlands Bank | $35,000 | $405,000 | 1,057.1% | 0.2% |
Ally Bank | $155,000 | $395,000 | 154.8% | 0.2% |
S&T Bank | $395,000 | n/a | 0.2% | |
The Luzerne Bank | $475,000 | $390,000 | -17.9% | 0.2% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $530,000 | $380,000 | -28.3% | 0.2% |
NEW DAY FINANCIAL, LLC | $1,905,000 | $375,000 | -80.3% | 0.2% |
First Heritage Mortgage, LLC | $355,000 | n/a | 0.2% | |
LOANPAL, LLC | $115,000 | $350,000 | 204.3% | 0.2% |
T2 FINANCIAL LLC | $225,000 | $340,000 | 51.1% | 0.2% |
EMM LOANS LLC | $335,000 | n/a | 0.2% | |
Ameris Bank | $325,000 | n/a | 0.2% | |
First Federal Bank of Kansas City | $325,000 | n/a | 0.2% | |
PHH Mortgage Corporation | $285,000 | $315,000 | 10.5% | 0.1% |
Luxury Mortgage Corp. | $305,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $300,000 | n/a | 0.1% | |
First Federal Savings and Loan Association of Lakewood | $295,000 | n/a | 0.1% | |
Mid Penn Bank | $310,000 | $280,000 | -9.7% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $335,000 | $275,000 | -17.9% | 0.1% |
U.S. Bank | $265,000 | n/a | 0.1% | |
HOMEXPRESS MORTGAGE CORP. | $255,000 | n/a | 0.1% | |
HOWARD HANNA FINANCIAL SERVICES, INC. | $245,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $275,000 | $245,000 | -10.9% | 0.1% |
PALCO FEDERAL CREDIT UNION | $175,000 | $240,000 | 37.1% | 0.1% |
Sierra Pacific Mortgage Company, Inc. | $240,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $235,000 | n/a | 0.1% | |
Paramount Residential Mortgage Group, Inc. | $235,000 | n/a | 0.1% | |
LOANDEPOT.COM, LLC | $1,760,000 | $230,000 | -86.9% | 0.1% |
Truist | $800,000 | $230,000 | -71.3% | 0.1% |
CLEARPATH LENDING | $225,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $165,000 | $225,000 | 36.4% | 0.1% |
1ST SIGNATURE LENDING, LLC | $215,000 | n/a | 0.1% | |
Paramount Bank | $215,000 | n/a | 0.1% | |
AMERICAN FINANCIAL NETWORK, INC. | $210,000 | n/a | 0.1% | |
Homesale Mortgage, LLC | $215,000 | $205,000 | -4.7% | 0.1% |
HUDSON VALLEY CREDIT UNION | $205,000 | n/a | 0.1% | |
GUARANTEED RATE, INC. | $195,000 | n/a | 0.1% | |
Plains Commerce Bank | $195,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $65,000 | $195,000 | 200.0% | 0.1% |
ABSOLUTE HOME MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
SOUTHPOINT FINANCIAL SERVICES, INC. | $185,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $685,000 | $185,000 | -73.0% | 0.1% |
Atlantic Union Bank | $175,000 | n/a | 0.1% | |
Commerce Home Mortgage, Inc. | $175,000 | n/a | 0.1% | |
Ixonia Bank | $175,000 | n/a | 0.1% | |
The Ephrata National Bank | $15,000 | $175,000 | 1,066.7% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $175,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $175,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $165,000 | $170,000 | 3.0% | 0.1% |
Acre Mortgage and Financial Inc | $165,000 | n/a | 0.1% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $175,000 | $165,000 | -5.7% | 0.1% |
Hometown Equity Mortgage, LLC | $165,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $155,000 | n/a | 0.1% | |
Peoples Security Bank and Trust Company | $155,000 | n/a | 0.1% | |
Summit Mortgage Corporation | $550,000 | $155,000 | -71.8% | 0.1% |
Carrington Mortgage Services, LLC | $385,000 | $145,000 | -62.3% | 0.1% |
Morgan Stanley Private Bank | $145,000 | n/a | 0.1% | |
NBT Bank | $620,000 | $145,000 | -76.6% | 0.1% |
SUCCESS MORTGAGE PARTNERS, INC. | $145,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $660,000 | $135,000 | -79.5% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $225,000 | $135,000 | -40.0% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $95,000 | $130,000 | 36.8% | 0.1% |
Citibank | $155,000 | $125,000 | -19.4% | 0.1% |
Community Bank | $105,000 | $125,000 | 19.0% | 0.1% |
TOP FLITE FINANCIAL, INC. | $205,000 | $125,000 | -39.0% | 0.1% |
Boeing Employees Credit Union | $115,000 | n/a | 0.1% | |
First Citizens Community Bank | $375,000 | $115,000 | -69.3% | 0.1% |
The Fidelity Deposit and Discount Bank | $335,000 | $115,000 | -65.7% | 0.1% |
AMERICAN HERITAGE FCU | $105,000 | n/a | 0.0% | |
Blue Ridge Bank | $105,000 | n/a | 0.0% | |
Stifel Bank and Trust | $105,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $95,000 | n/a | 0.0% | |
Figure Lending LLC | $75,000 | n/a | 0.0% | |
HORIZON Federal Credit Union | $50,000 | $75,000 | 50.0% | 0.0% |
RUOFF MORTGAGE COMPANY, INC. | $75,000 | n/a | 0.0% | |
First Commonwealth Federal Credit Union | $85,000 | $70,000 | -17.6% | 0.0% |
Coastal Community Bank | $60,000 | n/a | 0.0% | |
AMERICAN FEDERAL MORTGAGE CORPORATION | $565,000 | $55,000 | -90.3% | 0.0% |
AmeriServ Financial Bank | $55,000 | n/a | 0.0% | |
BELCO COMMUNITY CREDIT UNION | $45,000 | n/a | 0.0% | |
POLICE & FIRE | $600,000 | $45,000 | -92.5% | 0.0% |
APCI Federal Credit Union | $55,000 | $35,000 | -36.4% | 0.0% |
PEOPLESBANK, A CODORUS VALLEY COMPANY | $35,000 | n/a | 0.0% | |
BELLCO | $25,000 | n/a | 0.0% | |
Northwest Bank | $235,000 | $25,000 | -89.4% | 0.0% |
BLOOMSBURG - BERWICK's top lender by overall market share is First Columbia Bank & Trust Co., with 17.6% market share. In second place, with 6.7%, is QUICKEN LOANS, LLC, having originated $14,350,000 in loans. In third place, with 5.5%, is Fulton Bank, having originated $11,870,000 in loans. In fourth place, with 4.6%, is First Keystone Community Bank, having originated $9,860,000 in loans. In fifth place, with 3.8%, is Arbor Realty Trust, Inc., having originated $8,060,000 in loans.
BLOOMSBURG - BERWICK Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $166,500 (14.8%) | $214,313 (3.5%) | 0.00 | 318 |
2018-02-01 | $157,975 (6.0%) | $219,551 (5.1%) | 0.00 | 292 |
2018-03-01 | $159,900 (-1.5%) | $235,371 (7.4%) | 0.00 | 285 |
2018-04-01 | $168,450 (-0.9%) | $253,123 (12.9%) | 0.00 | 267 |
2018-05-01 | $180,000 (6.5%) | $258,609 (17.5%) | 0.00 | 264 |
2018-06-01 | $171,500 (4.9%) | $250,757 (17.5%) | 0.00 | 277 |
2018-07-01 | $167,500 (8.1%) | $242,612 (15.6%) | 0.00 | 294 |
2018-08-01 | $165,250 (6.7%) | $238,625 (14.6%) | 0.00 | 293 |
2018-09-01 | $175,000 (13.0%) | $247,580 (19.3%) | 0.00 | 293 |
2018-10-01 | $170,400 (10.0%) | $231,606 (12.2%) | 0.00 | 301 |
2018-11-01 | $169,925 (1.5%) | $227,495 (6.4%) | 0.00 | 286 |
2018-12-01 | $164,900 (-1.9%) | $222,467 (4.4%) | 0.00 | 276 |
2019-01-01 | $159,175 (-4.4%) | $213,994 (-0.2%) | 0.00 | 274 |
2019-02-01 | $161,500 (2.2%) | $219,809 (0.1%) | 0.00 | 251 |
2019-03-01 | $177,286 (10.9%) | $228,470 (-2.9%) | 0.00 | 250 |
2019-04-01 | $193,786 (15.0%) | $242,535 (-4.2%) | 0.00 | 249 |
2019-05-01 | $185,000 (2.8%) | $238,651 (-7.7%) | 0.00 | 259 |
2019-06-01 | $179,900 (4.9%) | $228,493 (-8.9%) | 0.00 | 263 |
2019-07-01 | $179,900 (7.4%) | $222,210 (-8.4%) | 0.00 | 258 |
2019-08-01 | $177,991 (7.7%) | $217,427 (-8.9%) | 0.00 | 259 |
2019-09-01 | $175,127 (0.1%) | $216,585 (-12.5%) | 0.00 | 253 |
2019-10-01 | $171,400 (0.6%) | $216,023 (-6.7%) | 0.00 | 254 |
2019-11-01 | $167,700 (-1.3%) | $215,762 (-5.2%) | 0.00 | 242 |
2019-12-01 | $164,900 (0.0%) | $215,374 (-3.2%) | 0.00 | 222 |
2020-01-01 | $166,173 (4.4%) | $221,090 (3.3%) | 0.00 | 205 |
2020-02-01 | $169,973 (5.3%) | $222,201 (1.1%) | 0.00 | 191 |
2020-03-01 | $185,250 (4.5%) | $240,564 (5.3%) | 0.00 | 186 |
2020-04-01 | $199,600 (3.0%) | $243,887 (0.6%) | 0.00 | 172 |
2020-05-01 | $184,000 (-0.5%) | $246,759 (3.4%) | 0.00 | 170 |
2020-06-01 | $182,938 (1.7%) | $248,190 (8.6%) | 0.00 | 155 |
2020-07-01 | $179,950 (0.0%) | $239,643 (7.9%) | 0.00 | 149 |
2020-08-01 | $179,900 (1.1%) | $236,723 (8.9%) | 0.00 | 155 |
2020-09-01 | $188,450 (7.6%) | $239,905 (10.8%) | 0.00 | 141 |
2020-10-01 | $185,000 (7.9%) | $237,524 (10.0%) | 0.00 | 137 |
2020-11-01 | $181,050 (8.0%) | $234,234 (8.6%) | 0.00 | 129 |
2020-12-01 | $174,999 (6.1%) | $228,815 (6.2%) | 0.00 | 131 |
2021-01-01 | $169,900 (2.2%) | $225,117 (1.8%) | 0.00 | 126 |
2021-02-01 | $187,950 (10.6%) | $250,958 (12.9%) | 0.00 | 108 |
2021-03-01 | $187,950 (1.5%) | $259,387 (7.8%) | 0.00 | 95 |
2021-04-01 | $191,975 (-3.8%) | $280,247 (14.9%) | 0.00 | 85 |
2021-05-01 | $189,000 (2.7%) | $269,641 (9.3%) | 0.00 | 90 |
2021-06-01 | $176,100 (-3.7%) | $251,188 (1.2%) | 0.00 | 101 |
2021-07-01 | $205,000 (13.9%) | $268,561 (12.1%) | 0.00 | 115 |
2021-08-01 | $214,950 (19.5%) | $315,027 (33.1%) | 0.00 | 92 |
2021-09-01 | $211,125 (12.0%) | $298,357 (24.4%) | 0.00 | 88 |
2021-10-01 | $217,500 (17.6%) | $293,382 (23.5%) | 0.00 | 90 |
2021-11-01 | $201,750 (11.4%) | $267,961 (14.4%) | 0.00 | 87 |
2021-12-01 | $202,500 (15.7%) | $280,953 (22.8%) | 0.00 | 79 |
2022-01-01 | $197,000 (16.0%) | $324,257 (44.0%) | 0.00 | 59 |
2022-02-01 | $185,125 (-1.5%) | $300,745 (19.8%) | 0.00 | 63 |
2022-03-01 | $188,750 (0.4%) | $288,143 (11.1%) | 0.00 | 64 |
2022-04-01 | $193,500 (0.8%) | $321,885 (14.9%) | 0.00 | 62 |
2022-05-01 | $225,000 (19.1%) | $331,134 (22.8%) | 0.00 | 71 |
2022-06-01 | $268,225 (52.3%) | $342,799 (36.5%) | 0.00 | 90 |
2022-07-01 | $233,000 (13.7%) | $330,727 (23.2%) | 0.00 | 103 |
2022-08-01 | $239,450 (11.4%) | $335,255 (6.4%) | 0.00 | 102 |
2022-09-01 | $238,975 (13.2%) | $312,721 (4.8%) | 0.00 | 99 |
2022-10-01 | $256,450 (17.9%) | $320,277 (9.2%) | 0.00 | 98 |
2022-11-01 | $245,725 (21.8%) | $302,868 (13.0%) | 0.00 | 96 |
2022-12-01 | $233,450 (15.3%) | $285,107 (1.5%) | 0.00 | 96 |
2023-01-01 | $217,425 (10.4%) | $273,844 (-15.6%) | 0.00 | 74 |
2023-02-01 | $239,700 (29.5%) | $282,524 (-6.1%) | 0.00 | 67 |
2023-03-01 | $248,975 (31.9%) | $319,582 (10.9%) | 0.00 | 66 |
2023-04-01 | $235,000 (21.5%) | $324,124 (0.7%) | 0.00 | 68 |
2023-05-01 | $237,000 (5.3%) | $307,604 (-7.1%) | 0.00 | 66 |
2023-06-01 | $238,450 (-11.1%) | $301,531 (-12.0%) | 0.00 | 71 |
2023-07-01 | $238,450 (2.3%) | $312,235 (-5.6%) | 0.00 | 66 |
2023-08-01 | $243,125 (1.5%) | $302,470 (-9.8%) | 0.00 | 72 |
2023-09-01 | $239,000 (0.0%) | $297,091 (-5.0%) | 0.00 | 81 |
2023-10-01 | $227,200 (-11.4%) | $285,026 (-11.0%) | 0.00 | 90 |
2023-11-01 | $219,375 (-10.7%) | $283,731 (-6.3%) | 0.00 | 92 |
2023-12-01 | $217,000 (-7.1%) | $274,500 (-3.7%) | 0.00 | 83 |
2024-01-01 | $259,750 (19.5%) | $324,835 (18.6%) | 0.00 | 64 |
2024-02-01 | $269,475 (12.4%) | $338,166 (19.7%) | 0.00 | 68 |
2024-03-01 | $269,250 (8.1%) | $326,104 (2.0%) | 0.00 | 80 |
2024-04-01 | $272,900 (16.1%) | $327,981 (1.2%) | 0.00 | 84 |
2024-05-01 | $271,200 (14.4%) | $346,772 (12.7%) | 0.00 | 90 |
2024-06-01 | $271,400 (13.8%) | $353,389 (17.2%) | 0.00 | 97 |
2024-07-01 | $256,150 (7.4%) | $328,893 (5.3%) | 0.00 | 90 |
2024-08-01 | $239,900 (-1.3%) | $315,194 (4.2%) | 0.00 | 97 |
2024-09-01 | $240,950 (0.8%) | $344,630 (16.0%) | 0.00 | 108 |
BLOOMSBURG - BERWICK's median listing price comes in at 0% of the national average.
BLOOMSBURG - BERWICK's average listing price for 2024-09-01 was $344,630, a difference of $47,539 (16.0%) versus the prior year and $29,436 versus the prior month.
For the 2024-09-01 period, BLOOMSBURG - BERWICK had 108 MLS listings, a difference of 11 listings (11%) versus the prior month and 27 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,695 sqft |
2018-02-01 | 0 days | 1,694 sqft |
2018-03-01 | 0 days | 1,722 sqft |
2018-04-01 | 0 days | 1,766 sqft |
2018-05-01 | 0 days | 1,776 sqft |
2018-06-01 | 0 days | 1,777 sqft |
2018-07-01 | 0 days | 1,724 sqft |
2018-08-01 | 0 days | 1,696 sqft |
2018-09-01 | 0 days | 1,720 sqft |
2018-10-01 | 0 days | 1,709 sqft |
2018-11-01 | 0 days | 1,727 sqft |
2018-12-01 | 0 days | 1,688 sqft |
2019-01-01 | 0 days | 1,696 sqft |
2019-02-01 | 0 days | 1,727 sqft |
2019-03-01 | 0 days | 1,772 sqft |
2019-04-01 | 0 days | 1,878 sqft |
2019-05-01 | 0 days | 1,845 sqft |
2019-06-01 | 0 days | 1,758 sqft |
2019-07-01 | 0 days | 1,705 sqft |
2019-08-01 | 0 days | 1,680 sqft |
2019-09-01 | 0 days | 1,644 sqft |
2019-10-01 | 0 days | 1,620 sqft |
2019-11-01 | 0 days | 1,620 sqft |
2019-12-01 | 0 days | 1,638 sqft |
2020-01-01 | 0 days | 1,676 sqft |
2020-02-01 | 0 days | 1,690 sqft |
2020-03-01 | 0 days | 1,702 sqft |
2020-04-01 | 0 days | 1,720 sqft |
2020-05-01 | 0 days | 1,647 sqft |
2020-06-01 | 0 days | 1,673 sqft |
2020-07-01 | 0 days | 1,629 sqft |
2020-08-01 | 0 days | 1,686 sqft |
2020-09-01 | 0 days | 1,735 sqft |
2020-10-01 | 0 days | 1,758 sqft |
2020-11-01 | 0 days | 1,617 sqft |
2020-12-01 | 0 days | 1,606 sqft |
2021-01-01 | 0 days | 1,620 sqft |
2021-02-01 | 0 days | 1,712 sqft |
2021-03-01 | 0 days | 1,701 sqft |
2021-04-01 | 0 days | 1,763 sqft |
2021-05-01 | 0 days | 1,694 sqft |
2021-06-01 | 0 days | 1,663 sqft |
2021-07-01 | 0 days | 1,644 sqft |
2021-08-01 | 0 days | 1,711 sqft |
2021-09-01 | 0 days | 1,882 sqft |
2021-10-01 | 0 days | 1,806 sqft |
2021-11-01 | 0 days | 1,657 sqft |
2021-12-01 | 0 days | 1,683 sqft |
2022-01-01 | 0 days | 1,739 sqft |
2022-02-01 | 0 days | 1,704 sqft |
2022-03-01 | 0 days | 1,667 sqft |
2022-04-01 | 0 days | 1,687 sqft |
2022-05-01 | 0 days | 1,814 sqft |
2022-06-01 | 0 days | 1,863 sqft |
2022-07-01 | 0 days | 1,800 sqft |
2022-08-01 | 0 days | 1,965 sqft |
2022-09-01 | 0 days | 1,891 sqft |
2022-10-01 | 0 days | 1,792 sqft |
2022-11-01 | 0 days | 1,791 sqft |
2022-12-01 | 0 days | 1,798 sqft |
2023-01-01 | 0 days | 1,799 sqft |
2023-02-01 | 0 days | 1,803 sqft |
2023-03-01 | 0 days | 1,829 sqft |
2023-04-01 | 0 days | 1,828 sqft |
2023-05-01 | 0 days | 1,745 sqft |
2023-06-01 | 0 days | 1,814 sqft |
2023-07-01 | 0 days | 1,835 sqft |
2023-08-01 | 0 days | 1,746 sqft |
2023-09-01 | 0 days | 1,756 sqft |
2023-10-01 | 0 days | 1,765 sqft |
2023-11-01 | 0 days | 1,702 sqft |
2023-12-01 | 0 days | 1,691 sqft |
2024-01-01 | 0 days | 1,838 sqft |
2024-02-01 | 0 days | 1,998 sqft |
2024-03-01 | 0 days | 1,972 sqft |
2024-04-01 | 0 days | 1,845 sqft |
2024-05-01 | 0 days | 1,739 sqft |
2024-06-01 | 0 days | 1,820 sqft |
2024-07-01 | 0 days | 1,720 sqft |
2024-08-01 | 0 days | 1,740 sqft |
2024-09-01 | 0 days | 1,799 sqft |
BLOOMSBURG - BERWICK's median square footage for active listings during the 2024-09-01 period was 1,799 sqft. One year prior, the average listing was 1,756 sqft.
BLOOMSBURG-BERWICK, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 676 | $148,660,000 | $219,911 |
Home Improvement | 196 | $13,280,000 | $67,755 |
Refi | 158 | $20,010,000 | $126,646 |
Other | 135 | $8,515,000 | $63,074 |
Cash Out Refi | 107 | $23,435,000 | $219,019 |
Bloomsburg - Berwick's most frequently cited loan purpose was Home Purchase, with 676 originations. The 2nd most popular reason was Home Improvement, with 196 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 501 | $95,535,000 | $190,689 |
7-8% | 303 | $51,245,000 | $169,125 |
5-6% | 178 | $33,170,000 | $186,348 |
Over 8% | 154 | $16,900,000 | $109,740 |
4-5% | 28 | $5,340,000 | $190,714 |
<2.5% | 16 | $150,000 | $9,375 |
3-4% | 2 | $400,000 | $200,000 |
2.5-3% | 1 | $285,000 | $285,000 |
During 2023, Bloomsburg - Berwick's most frequently originated rate bucket was 6-7%, with 501 originations.
Loan Sizing (BLOOMSBURG-BERWICK, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 485 | $70,095,000 | $144,526 |
$100,000 or less | 472 | $24,130,000 | $51,123 |
$200k-400k | 252 | $67,630,000 | $268,373 |
$400k-600k | 36 | $16,850,000 | $468,056 |
$600k-1000k | 18 | $12,160,000 | $675,556 |
$Over $1MM | 9 | $23,035,000 | $2,559,444 |
BLOOMSBURG - BERWICK's loan sizing saw the bucket of loans from $100k-200k with 485 originations, totaling $70,095,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 468 | $103,930,000 | $222,073 |
60-80% | 231 | $57,445,000 | $248,680 |
Under 20% | 191 | $7,785,000 | $40,759 |
20-40% | 181 | $14,205,000 | $78,481 |
40-60% | 100 | $16,860,000 | $168,600 |
Over 100% | 6 | $1,910,000 | $318,333 |
BLOOMSBURG - BERWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 468 originations, totaling $103,930,000 in origination value.