BLOOMSBURG - BERWICK Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bloomsburg - Berwick averaged 6.42% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 5.84% and one month ago for the week of 2023-04-20, the average rate was 5.84%.

Bloomsburg - Berwick's average rate one year ago was 4.8%.

For refis of the same type during the week of 2023-05-25, the average rate was 5.63%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Bloomsburg - Berwick 30 Year Fixed Rate 2023-05-25 6.42%
Bloomsburg - Berwick 30 Year Fixed Rate Refi 2023-05-25 5.63%
Bloomsburg - Berwick 15 Year Fixed Rate 2023-05-25 5.77%
Bloomsburg - Berwick 15 Year Fixed Rate Refi 2023-05-25 5.51%
Bloomsburg - Berwick 30 Year FHA 2023-05-25 6.14%
Bloomsburg - Berwick 30 Year FHA Refi 2023-05-25 6.41%
Bloomsburg - Berwick 30 Year USDA 2023-05-25 6.53%
Bloomsburg - Berwick 30 Year USDA Refi 2023-05-25 6.73%
Bloomsburg - Berwick 30 Year VA 2023-05-25 6.51%
Bloomsburg - Berwick 30 Year VA Refi 2023-05-25 6.51%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLOOMSBURG-BERWICK, PA.

BLOOMSBURG - BERWICK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLOOMSBURG-BERWICK, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First Columbia Bank & Trust Co. 139 4.58% $3,705
Fulton Bank 69 5.03% $4,633
QUICKEN LOANS, LLC 62 4.98% $6,026
M&T Bank 20 4.70% $4,674
PENNSYLVANIA STATE EMPLOYEES Credit Union 14 5.06% $3,198
First Keystone Community Bank 13 4.60% $3,781
FIRST HERITAGE FINANCIAL, LLC 12 4.39% $4,127
First National Bank of Pennsylvania 10 4.39% $5,087
Wells Fargo Bank 10 5.20% $5,383
CHERRY CREEK MORTGAGE, LLC 9 4.56% $628
Mortgage America, Inc. 7 5.25% $4,228
UNITED WHOLESALE MORTGAGE, LLC 7 5.79% $5,132
Jersey Shore State Bank 6 5.02% $4,560
NFM, INC. 6 5.13% $6,333
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 5.95% $4,123
Century Mortgage Company DBA Century Lending Company 6 4.69% $7,412
The Muncy Bank and Trust Company 6 5.71% $3,008
PHILADELPHIA 6 5.38% $2,911
PNC Bank 5 4.93% $4,816
Mr. Cooper ( Nationstar Mortgage ) 5 5.45% $7,656
AMERISAVE MORTGAGE CORPORATION 5 3.63% $8,700
MidAtlantic Farm Credit, ACA 5 5.08% $7,121
ALLIED MORTGAGE GROUP, INC. 5 5.27% $6,860
SERVICE 1ST 5 5.10% $3,733
The Huntington National Bank 4 3.91% $3,359
Citizens Bank 4 5.09% $6,297
NEWREZ LLC 4 4.59% $5,281
CROSSCOUNTRY MORTGAGE, LLC 4 5.30% $5,792
PENNYMAC LOAN SERVICES, LLC 4 5.06% $5,296
ROYAL UNITED MORTGAGE LLC 3 5.04% $7,031
CARDINAL FINANCIAL 3 4.79% $4,142
NAVY FEDERAL CREDIT UNION 3 6.04% $3,727
FREEDOM MORTGAGE CORPORATION 3 5.54% $4,770
SWBC MORTGAGE CORPORATION 2 5.81% $4,760
IVY MORTGAGE, INC. 2 5.06% $4,847
Discover Bank 2 5.37% $0
First Commonwealth Bank 2 3.88% $4,649
Orrstown Bank 2 5.38% $5,948
MCLEAN MORTGAGE CORPORATION 2 4.06% $5,928
GUILD MORTGAGE COMPANY 2 6.44% $4,910
BROKER SOLUTIONS, INC. 2 4.92% $7,253
PHH Mortgage Corporation 2 5.50% $6,967
Summit Mortgage Corporation 2 5.25% $5,500
The Honesdale National Bank 1 3.75% $4,015
The Luzerne Bank 1 5.50% $5,238
THRIVENT Federal Credit Union 1 3.75% $4,845
STOCKTON MORTGAGE CORPORATION 1 6.13% $6,683
Ally Bank 1 3.38% $2,181
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.50% $8,874
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.38% $4,337
AmeriHome Mortgage Company, LLC 1 3.25% $4,044
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $7,464
Aurora Financial, LLC 1 3.00% $3,850
Bank of America 1 4.25% $3,843
Bank of England 1 5.63% $4,913
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.13% $12,546
BETTER MORTGAGE CORPORATION 1 3.49% $4,673
CALIBER HOME LOANS, INC. 1 7.63% $9,016
Citizens & Northern Bank 1 3.75% $4,195
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.25% $5,252
EMBRACE HOME LOANS, INC. 1 3.63% $8,382
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.49% $4,578
FM Home Loans, LLC 1 4.88% $11,275
GENEVA FINANCIAL, LLC 1 5.63% $7,154
GUARANTEED RATE AFFINITY, LLC 1 5.95% $7,623
Heritage Bank 1 5.38% $13,780
HOME POINT FINANCIAL CORPORATION 1 5.49% $5,264
Homesale Mortgage, LLC 1 5.75% $4,316
HOMESIDE FINANCIAL, LLC 1 4.13% $7,831
HOMESPIRE MORTGAGE CORPORATION 1 4.50% $5,019
Hometown Lenders, Inc. 1 5.88% $11,998
JPMorgan Chase Bank 1 6.99% $8,022
KeyBank 1 3.25% $6,088
LAKEVIEW LOAN SERVICING, LLC 1 4.13% $3,905
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.75% $6,310
LOANDEPOT.COM, LLC 1 3.50% $3,998
LOANPAL, LLC 1 3.13% $6,006
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.25% $4,803
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.75% $5,517
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 1 3.00% $3,195
Nations Lending Corporation 1 5.88% $5,231
NJ LENDERS CORP. 1 6.99% $6,286
Northwest Bank 1 4.63% $8,046
PENTAGON FEDERAL CREDIT UNION 1 3.00% $2,078
Ponce Bank 1 5.88% $7,113
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.63% $4,090
RELIANCE FIRST CAPITAL, LLC 1 5.50% $6,750
T2 FINANCIAL LLC 1 5.25% $9,164
The Fidelity Deposit and Discount Bank 1 5.63% $7,959

BLOOMSBURG - BERWICK Average Closing Costs & Other Stats

BLOOMSBURG-BERWICK, PA's 89 lenders originated 1,730 loans during 2022. The total origination value was $332,740,000, with an average loan value of $192,335.

BLOOMSBURG - BERWICK's average closing costs are $4,920.

The top BLOOMSBURG - BERWICK lender as defined by loan originations is First Columbia Bank & Trust Co., with 139 loans originated. Their average total fees are $3,705, which is $929 lower than the next largest lender, Fulton Bank.

The lowest fee BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,198), First Columbia Bank & Trust Co. ($3,705), First Keystone Community Bank ($3,781), FIRST HERITAGE FINANCIAL, LLC ($4,127) and Fulton Bank ($4,633).

The lowest rate BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are FIRST HERITAGE FINANCIAL, LLC (4.39%), First National Bank of Pennsylvania (4.39%), First Columbia Bank & Trust Co. (4.58%), First Keystone Community Bank (4.60%) and M&T Bank (4.70%).

BLOOMSBURG-BERWICK, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Columbia Bank & Trust Co. $86,630,000 $62,095,000 -28.3% 18.7%
Wells Fargo Bank $7,080,000 $32,565,000 360.0% 9.8%
Fulton Bank $31,530,000 $27,190,000 -13.8% 8.2%
First Keystone Community Bank $27,725,000 $23,840,000 -14.0% 7.2%
QUICKEN LOANS, LLC $46,885,000 $21,605,000 -53.9% 6.5%
Northfield Bank $12,400,000 n/a 3.7%
Jersey Shore State Bank $10,300,000 $11,990,000 16.4% 3.6%
M&T Bank $10,385,000 $7,800,000 -24.9% 2.3%
PENNSYLVANIA STATE EMPLOYEES Credit Union $9,840,000 $7,120,000 -27.6% 2.1%
SERVICE 1ST $10,390,000 $6,350,000 -38.9% 1.9%
Susquehanna Community Bank $5,140,000 $6,285,000 22.3% 1.9%
Mortgage Research Center, LLC $8,985,000 $5,005,000 -44.3% 1.5%
PNC Bank $6,235,000 $4,165,000 -33.2% 1.3%
First National Bank of Pennsylvania $5,755,000 $3,800,000 -34.0% 1.1%
The Honesdale National Bank $200,000 $3,720,000 1,760.0% 1.1%
Citizens Bank $3,555,000 $3,475,000 -2.3% 1.0%
CHERRY CREEK MORTGAGE, LLC $3,405,000 n/a 1.0%
The Muncy Bank and Trust Company $2,205,000 $3,300,000 49.7% 1.0%
FIRST HERITAGE FINANCIAL, LLC $7,965,000 $3,275,000 -58.9% 1.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,895,000 $3,195,000 -34.7% 1.0%
ALLIED MORTGAGE GROUP, INC. $6,190,000 $2,980,000 -51.9% 0.9%
Century Mortgage Company DBA Century Lending Company $480,000 $2,950,000 514.6% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $4,190,000 $2,870,000 -31.5% 0.9%
PHILADELPHIA $2,320,000 $2,755,000 18.8% 0.8%
FREEDOM MORTGAGE CORPORATION $9,430,000 $2,435,000 -74.2% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,755,000 $2,285,000 30.2% 0.7%
NAVY FEDERAL CREDIT UNION $2,315,000 $2,230,000 -3.7% 0.7%
MidAtlantic Farm Credit, ACA $2,130,000 n/a 0.6%
First Commonwealth Bank $2,320,000 $2,015,000 -13.1% 0.6%
CALIBER HOME LOANS, INC. $2,660,000 $1,995,000 -25.0% 0.6%
NEW DAY FINANCIAL, LLC $1,010,000 $1,905,000 88.6% 0.6%
AMERISAVE MORTGAGE CORPORATION $3,360,000 $1,875,000 -44.2% 0.6%
Mortgage America, Inc. $3,310,000 $1,835,000 -44.6% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $3,965,000 $1,785,000 -55.0% 0.5%
LOANDEPOT.COM, LLC $3,310,000 $1,760,000 -46.8% 0.5%
Mifflinburg Bank and Trust Company $305,000 $1,565,000 413.1% 0.5%
PENNYMAC LOAN SERVICES, LLC $1,875,000 $1,540,000 -17.9% 0.5%
GUILD MORTGAGE COMPANY $1,380,000 $1,400,000 1.4% 0.4%
NEWREZ LLC $3,115,000 $1,320,000 -57.6% 0.4%
USAA Federal Savings Bank $2,455,000 $1,280,000 -47.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $2,145,000 $1,260,000 -41.3% 0.4%
NFM, INC. $750,000 $1,160,000 54.7% 0.3%
HOME POINT FINANCIAL CORPORATION $1,560,000 $1,025,000 -34.3% 0.3%
JPMorgan Chase Bank $2,890,000 $900,000 -68.9% 0.3%
Orrstown Bank $265,000 $895,000 237.7% 0.3%
The Huntington National Bank $3,570,000 $840,000 -76.5% 0.3%
Truist $880,000 $800,000 -9.1% 0.2%
BROKER SOLUTIONS, INC. $1,125,000 $785,000 -30.2% 0.2%
Citizens & Northern Bank $1,255,000 $690,000 -45.0% 0.2%
VILLAGE CAPITAL MORTGAGE $865,000 $685,000 -20.8% 0.2%
CMG MORTGAGE, INC. $670,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $785,000 $660,000 -15.9% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 $645,000 214.6% 0.2%
Heritage Bank $635,000 n/a 0.2%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $625,000 n/a 0.2%
NBT Bank $1,010,000 $620,000 -38.6% 0.2%
POLICE & FIRE $205,000 $600,000 192.7% 0.2%
The Federal Savings Bank $805,000 $600,000 -25.5% 0.2%
AMERICAN FEDERAL MORTGAGE CORPORATION $165,000 $565,000 242.4% 0.2%
Summit Mortgage Corporation $550,000 n/a 0.2%
Nations Lending Corporation $890,000 $545,000 -38.8% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $815,000 $530,000 -35.0% 0.2%
The Luzerne Bank $290,000 $475,000 63.8% 0.1%
MCLEAN MORTGAGE CORPORATION $440,000 n/a 0.1%
Hometown Lenders, Inc. $570,000 $430,000 -24.6% 0.1%
The Gratz Bank $65,000 $395,000 507.7% 0.1%
Carrington Mortgage Services, LLC $540,000 $385,000 -28.7% 0.1%
HOMESIDE FINANCIAL, LLC $1,105,000 $385,000 -65.2% 0.1%
ROYAL UNITED MORTGAGE LLC $305,000 $380,000 24.6% 0.1%
First Citizens Community Bank $450,000 $375,000 -16.7% 0.1%
Flagstar Bank, FSB $280,000 $370,000 32.1% 0.1%
FM Home Loans, LLC $365,000 n/a 0.1%
Univest Bank and Trust Co. $145,000 $365,000 151.7% 0.1%
Aurora Financial, LLC $355,000 n/a 0.1%
Meridian Bank Corporation $950,000 $345,000 -63.7% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $325,000 $335,000 3.1% 0.1%
MEMBERS 1ST FEDERAL CREDIT UNION $580,000 $335,000 -42.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $340,000 $335,000 -1.5% 0.1%
The Fidelity Deposit and Discount Bank $335,000 n/a 0.1%
AMERICAN ADVISORS GROUP $455,000 $330,000 -27.5% 0.1%
Mid Penn Bank $105,000 $310,000 195.2% 0.1%
Magnolia Bank $430,000 $305,000 -29.1% 0.1%
UNION HOME MORTGAGE CORP. $115,000 $305,000 165.2% 0.1%
IVY MORTGAGE, INC. $300,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $425,000 $290,000 -31.8% 0.1%
KeyBank $1,180,000 $285,000 -75.8% 0.1%
Parke Bank $285,000 n/a 0.1%
PHH Mortgage Corporation $135,000 $285,000 111.1% 0.1%
Ukrainian Selfreliance Federal Credit Union $285,000 n/a 0.1%
Signature Federal Credit Union $280,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $485,000 $280,000 -42.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $235,000 $275,000 17.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $475,000 $275,000 -42.1% 0.1%
THRIVENT Federal Credit Union $260,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $205,000 $255,000 24.4% 0.1%
US MORTGAGE CORPORATION $255,000 n/a 0.1%
EVERENCE FEDERAL CREDIT UNION $245,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $745,000 $245,000 -67.1% 0.1%
Bank of England $480,000 $235,000 -51.0% 0.1%
Northwest Bank $635,000 $235,000 -63.0% 0.1%
CIVIC FINANCIAL SERVICES, LLC $265,000 $230,000 -13.2% 0.1%
Discover Bank $115,000 $230,000 100.0% 0.1%
HomePromise Corporation $225,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $225,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,155,000 $225,000 -94.6% 0.1%
T2 FINANCIAL LLC $205,000 $225,000 9.8% 0.1%
HOMESPIRE MORTGAGE CORPORATION $445,000 $220,000 -50.6% 0.1%
EMBRACE HOME LOANS, INC. $215,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $450,000 $215,000 -52.2% 0.1%
Homesale Mortgage, LLC $365,000 $215,000 -41.1% 0.1%
Barrington Bank & Trust Company, N.A. $535,000 $205,000 -61.7% 0.1%
Princeton Mortgage Corporation $145,000 $205,000 41.4% 0.1%
TD Bank $925,000 $205,000 -77.8% 0.1%
TOP FLITE FINANCIAL, INC. $175,000 $205,000 17.1% 0.1%
NJ LENDERS CORP. $105,000 $195,000 85.7% 0.1%
STEARNS LENDING, LLC $165,000 $195,000 18.2% 0.1%
AmeriHome Mortgage Company, LLC $390,000 $185,000 -52.6% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $255,000 $185,000 -27.5% 0.1%
NATIONWIDE EQUITIES CORPORATION $185,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,375,000 $175,000 -87.3% 0.1%
Bank of America $910,000 $175,000 -80.8% 0.1%
Mortgage Network, Inc. $175,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $835,000 $175,000 -79.0% 0.1%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $175,000 n/a 0.1%
PALCO FEDERAL CREDIT UNION $345,000 $175,000 -49.3% 0.1%
Waterstone Mortgage Corporation $175,000 n/a 0.1%
21ST MORTGAGE CORPORATION $115,000 $165,000 43.5% 0.0%
Bank of Bird-in-Hand $165,000 n/a 0.0%
GENEVA FINANCIAL, LLC $165,000 n/a 0.0%
ALLIANT CREDIT UNION $155,000 n/a 0.0%
Ally Bank $955,000 $155,000 -83.8% 0.0%
Citibank $505,000 $155,000 -69.3% 0.0%
ESSA Bank & Trust $1,000,000 $155,000 -84.5% 0.0%
First Guaranty Mortgage Corporation $250,000 $155,000 -38.0% 0.0%
NATIONS DIRECT MORTGAGE, LLC $215,000 $155,000 -27.9% 0.0%
Ponce Bank $155,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $155,000 n/a 0.0%
EVERETT FINANCIAL, INC. $215,000 $135,000 -37.2% 0.0%
REVERSE MORTGAGE FUNDING LLC $135,000 n/a 0.0%
CITADEL FEDERAL CREDIT UNION $310,000 $125,000 -59.7% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $125,000 n/a 0.0%
Northpointe Bank $125,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $125,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $120,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $3,305,000 $115,000 -96.5% 0.0%
Fairway Consumer Discount Company $115,000 n/a 0.0%
LOANPAL, LLC $245,000 $115,000 -53.1% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $250,000 $115,000 -54.0% 0.0%
Community Bank $315,000 $105,000 -66.7% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $105,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $95,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $95,000 n/a 0.0%
North American Savings Bank, F.S.B. $95,000 n/a 0.0%
OPEN MORTGAGE, LLC $95,000 n/a 0.0%
First Commonwealth Federal Credit Union $65,000 $85,000 30.8% 0.0%
Pennian Bank $85,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $790,000 $75,000 -90.5% 0.0%
MERCK SHARP & DOHME FEDERAL CREDIT UNION $75,000 n/a 0.0%
CROSS VALLEY FEDERAL CREDIT UNION $65,000 $65,000 0.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $100,000 $65,000 -35.0% 0.0%
APCI Federal Credit Union $55,000 n/a 0.0%
HORIZON Federal Credit Union $50,000 n/a 0.0%
Woodlands Bank $35,000 n/a 0.0%
The Ephrata National Bank $15,000 n/a 0.0%
Wayne Bank $2,345,000 $15,000 -99.4% 0.0%

BLOOMSBURG - BERWICK's top lender by overall market share is First Columbia Bank & Trust Co., with 18.7% market share. In second place, with 9.8%, is Wells Fargo Bank, having originated $32,565,000 in loans. In third place, with 8.2%, is Fulton Bank, having originated $27,190,000 in loans. In fourth place, with 7.2%, is First Keystone Community Bank, having originated $23,840,000 in loans. In fifth place, with 6.5%, is QUICKEN LOANS, LLC, having originated $21,605,000 in loans.


BLOOMSBURG - BERWICK Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $166,500 (14.8%) $214,381 (3.3%) 0.00 318
2018-02-01 $157,975 (5.7%) $219,633 (4.7%) 0.00 292
2018-03-01 $159,900 (-1.5%) $234,904 (6.9%) 0.00 285
2018-04-01 $168,450 (-0.9%) $253,197 (12.6%) 0.00 267
2018-05-01 $181,250 (7.1%) $259,302 (17.6%) 0.00 263
2018-06-01 $172,000 (5.6%) $251,440 (17.7%) 0.00 276
2018-07-01 $169,000 (9.1%) $243,233 (15.9%) 0.00 293
2018-08-01 $165,750 (7.0%) $238,912 (14.6%) 0.00 292
2018-09-01 $175,000 (13.0%) $248,144 (20.3%) 0.00 292
2018-10-01 $170,900 (10.3%) $232,114 (12.8%) 0.00 300
2018-11-01 $169,925 (1.5%) $227,732 (6.4%) 0.00 286
2018-12-01 $164,900 (-1.9%) $222,467 (4.4%) 0.00 276
2019-01-01 $159,175 (-4.4%) $213,994 (-0.2%) 0.00 274
2019-02-01 $161,750 (2.4%) $219,809 (0.1%) 0.00 251
2019-03-01 $179,900 (11.1%) $234,623 (-0.1%) 0.00 239
2019-04-01 $191,999 (15.1%) $242,535 (-4.2%) 0.00 249
2019-05-01 $185,000 (2.1%) $238,651 (-8.0%) 0.00 259
2019-06-01 $179,900 (4.6%) $228,493 (-9.1%) 0.00 263
2019-07-01 $179,900 (6.5%) $222,210 (-8.6%) 0.00 258
2019-08-01 $189,000 (7.4%) $224,437 (-6.1%) 0.00 256
2019-09-01 $189,450 (0.1%) $224,882 (-9.4%) 0.00 239
2019-10-01 $171,400 (0.3%) $218,610 (-5.8%) 0.00 255
2019-11-01 $167,700 (-1.3%) $218,317 (-4.1%) 0.00 244
2019-12-01 $164,923 (0.0%) $218,096 (-2.0%) 0.00 225
2020-01-01 $168,650 (6.0%) $224,200 (4.8%) 0.00 207
2020-02-01 $172,437 (6.6%) $225,817 (2.7%) 0.00 192
2020-03-01 $186,500 (5.0%) $244,292 (4.1%) 0.00 187
2020-04-01 $199,800 (3.1%) $247,883 (2.2%) 0.00 173
2020-05-01 $184,500 (-0.3%) $249,651 (4.6%) 0.00 171
2020-06-01 $182,938 (1.7%) $248,190 (8.6%) 0.00 155
2020-07-01 $179,950 (0.0%) $239,643 (7.9%) 0.00 149
2020-08-01 $179,900 (1.1%) $236,723 (5.5%) 0.00 155
2020-09-01 $188,450 (7.6%) $239,905 (6.7%) 0.00 141
2020-10-01 $185,000 (7.9%) $237,524 (8.7%) 0.00 137
2020-11-01 $181,050 (8.0%) $234,234 (7.3%) 0.00 129
2020-12-01 $174,999 (6.1%) $228,815 (4.9%) 0.00 131
2021-01-01 $169,900 (0.7%) $225,117 (0.4%) 0.00 126
2021-02-01 $187,950 (9.0%) $250,958 (11.1%) 0.00 108
2021-03-01 $187,950 (0.8%) $259,387 (6.2%) 0.00 95
2021-04-01 $189,250 (-5.3%) $277,510 (12.0%) 0.00 85
2021-05-01 $189,000 (2.4%) $269,641 (8.0%) 0.00 90
2021-06-01 $176,100 (-3.7%) $251,188 (1.2%) 0.00 101
2021-07-01 $205,000 (13.9%) $268,561 (12.1%) 0.00 115
2021-08-01 $214,950 (19.5%) $315,027 (33.1%) 0.00 92
2021-09-01 $211,125 (12.0%) $298,357 (24.4%) 0.00 88
2021-10-01 $217,500 (17.6%) $293,382 (23.5%) 0.00 90
2021-11-01 $201,750 (11.4%) $267,961 (14.4%) 0.00 87
2021-12-01 $202,500 (15.7%) $280,953 (22.8%) 0.00 79
2022-01-01 $197,000 (16.0%) $324,257 (44.0%) 0.00 59
2022-02-01 $185,125 (-1.5%) $300,745 (19.8%) 0.00 63
2022-03-01 $188,750 (0.4%) $288,143 (11.1%) 0.00 64
2022-04-01 $193,500 (2.3%) $321,885 (16.0%) 0.00 62
2022-05-01 $225,000 (19.1%) $331,134 (22.8%) 0.00 71
2022-06-01 $268,225 (52.3%) $342,799 (36.5%) 0.00 90
2022-07-01 $233,000 (13.7%) $330,727 (23.2%) 0.00 103
2022-08-01 $239,450 (11.4%) $335,255 (6.4%) 0.00 102
2022-09-01 $238,975 (13.2%) $313,936 (5.2%) 0.00 99
2022-10-01 $256,450 (17.9%) $320,277 (9.2%) 0.00 99
2022-11-01 $245,725 (21.8%) $302,868 (13.0%) 0.00 96
2022-12-01 $233,450 (15.3%) $285,107 (1.5%) 0.00 96
2023-01-01 $217,425 (10.4%) $273,844 (-15.6%) 0.00 74
2023-02-01 $239,700 (29.5%) $282,524 (-6.1%) 0.00 67
2023-03-01 $248,975 (31.9%) $319,582 (10.9%) 0.00 66
2023-04-01 $235,000 (0.0%) $322,826 (0.3%) 0.00 68
BLOOMSBURG - BERWICK's median listing price for 2023-04-01 was $235,000, a difference of $41,500 (0.0%) versus the prior year and $-13,975 versus the prior month.

BLOOMSBURG - BERWICK's median listing price comes in at 0% of the national average.

BLOOMSBURG - BERWICK's average listing price for 2023-04-01 was $322,826, a difference of $941 (0.3%) versus the prior year and $3,244 versus the prior month.

For the 2023-04-01 period, BLOOMSBURG - BERWICK had 68 MLS listings, a difference of 2 listings (3%) versus the prior month and 6 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,694 sqft
2018-02-01 0 days 1,690 sqft
2018-03-01 0 days 1,721 sqft
2018-04-01 0 days 1,766 sqft
2018-05-01 0 days 1,778 sqft
2018-06-01 0 days 1,777 sqft
2018-07-01 0 days 1,725 sqft
2018-08-01 0 days 1,697 sqft
2018-09-01 0 days 1,722 sqft
2018-10-01 0 days 1,711 sqft
2018-11-01 0 days 1,729 sqft
2018-12-01 0 days 1,688 sqft
2019-01-01 0 days 1,696 sqft
2019-02-01 0 days 1,727 sqft
2019-03-01 0 days 1,850 sqft
2019-04-01 0 days 1,878 sqft
2019-05-01 0 days 1,845 sqft
2019-06-01 0 days 1,758 sqft
2019-07-01 0 days 1,705 sqft
2019-08-01 0 days 1,720 sqft
2019-09-01 0 days 1,699 sqft
2019-10-01 0 days 1,617 sqft
2019-11-01 0 days 1,632 sqft
2019-12-01 0 days 1,658 sqft
2020-01-01 0 days 1,678 sqft
2020-02-01 0 days 1,696 sqft
2020-03-01 0 days 1,706 sqft
2020-04-01 0 days 1,727 sqft
2020-05-01 0 days 1,654 sqft
2020-06-01 0 days 1,673 sqft
2020-07-01 0 days 1,629 sqft
2020-08-01 0 days 1,686 sqft
2020-09-01 0 days 1,735 sqft
2020-10-01 0 days 1,758 sqft
2020-11-01 0 days 1,617 sqft
2020-12-01 0 days 1,606 sqft
2021-01-01 0 days 1,620 sqft
2021-02-01 0 days 1,712 sqft
2021-03-01 0 days 1,701 sqft
2021-04-01 0 days 1,760 sqft
2021-05-01 0 days 1,694 sqft
2021-06-01 0 days 1,663 sqft
2021-07-01 0 days 1,644 sqft
2021-08-01 0 days 1,711 sqft
2021-09-01 0 days 1,882 sqft
2021-10-01 0 days 1,806 sqft
2021-11-01 0 days 1,657 sqft
2021-12-01 0 days 1,683 sqft
2022-01-01 0 days 1,739 sqft
2022-02-01 0 days 1,704 sqft
2022-03-01 0 days 1,667 sqft
2022-04-01 0 days 1,687 sqft
2022-05-01 0 days 1,814 sqft
2022-06-01 0 days 1,863 sqft
2022-07-01 0 days 1,800 sqft
2022-08-01 0 days 1,965 sqft
2022-09-01 0 days 1,891 sqft
2022-10-01 0 days 1,796 sqft
2022-11-01 0 days 1,791 sqft
2022-12-01 0 days 1,798 sqft
2023-01-01 0 days 1,799 sqft
2023-02-01 0 days 1,803 sqft
2023-03-01 0 days 1,830 sqft
2023-04-01 0 days 1,828 sqft
BLOOMSBURG - BERWICK's median listing age (time on market) for 2023-04-01 was 0 days.

BLOOMSBURG - BERWICK's median square footage for active listings during the 2023-04-01 period was 1,828 sqft. One year prior, the average listing was 1,687 sqft.

BLOOMSBURG-BERWICK, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 853 $179,815,000 $210,803
Refi 330 $90,660,000 $274,727
Cash Out Refi 224 $39,400,000 $175,893
Home Improvement 185 $12,885,000 $69,649
Other 138 $9,980,000 $72,319

Bloomsburg - Berwick's most frequently cited loan purpose was Home Purchase, with 853 originations. The 2nd most popular reason was Refi, with 330 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 464 $79,840,000 $172,069
4-5% 424 $77,620,000 $183,066
5-6% 373 $93,355,000 $250,282
6-7% 163 $24,905,000 $152,791
<2.5% 119 $12,615,000 $106,008
2.5-3% 97 $17,885,000 $184,381
7-8% 35 $4,335,000 $123,857
Over 8% 14 $900,000 $64,286

During 2022, Bloomsburg - Berwick's most frequently originated rate bucket was 3-4%, with 464 originations.

Loan Sizing (BLOOMSBURG-BERWICK, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 716 $103,000,000 $143,855
$100,000 or less 537 $30,565,000 $56,918
$200k-400k 383 $101,525,000 $265,078
$400k-600k 68 $32,540,000 $478,529
$600k-1000k 17 $11,585,000 $681,471
$Over $1MM 9 $53,525,000 $5,947,222

BLOOMSBURG - BERWICK's loan sizing saw the bucket of loans from $100k-200k with 716 originations, totaling $103,000,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 619 $131,735,000 $212,819
60-80% 459 $122,335,000 $266,525
20-40% 208 $18,500,000 $88,942
40-60% 200 $28,520,000 $142,600
Under 20% 193 $7,565,000 $39,197
Over 100% 8 $2,580,000 $322,500

BLOOMSBURG - BERWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 619 originations, totaling $131,735,000 in origination value.