BLOOMSBURG - BERWICK Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bloomsburg - Berwick averaged 6.91% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.94% and one month ago for the week of 2024-10-03, the average rate was 6.04%.

    Bloomsburg - Berwick's average rate one year ago was 7.98%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Bloomsburg - Berwick 30 Year Fixed Rate 2024-11-07 6.91%
    Bloomsburg - Berwick 30 Year Fixed Rate Refi 2024-11-07 7.19%
    Bloomsburg - Berwick 15 Year Fixed Rate 2024-11-07 6.1%
    Bloomsburg - Berwick 15 Year Fixed Rate Refi 2024-11-07 6.1%
    Bloomsburg - Berwick 30 Year FHA 2024-11-07 6.13%
    Bloomsburg - Berwick 30 Year FHA Refi 2024-11-07 6.63%
    Bloomsburg - Berwick 30 Year USDA 2024-11-07 6.68%
    Bloomsburg - Berwick 30 Year USDA Refi 2024-11-07 6.58%
    Bloomsburg - Berwick 30 Year VA 2024-11-07 6.44%
    Bloomsburg - Berwick 30 Year VA Refi 2024-11-07 6.24%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLOOMSBURG-BERWICK, PA.

    BLOOMSBURG - BERWICK Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLOOMSBURG-BERWICK, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First Columbia Bank & Trust Co. 85 6.78% $3,920
    QUICKEN LOANS, LLC 32 6.77% $6,457
    Fulton Bank 26 6.83% $4,747
    GUILD MORTGAGE COMPANY 17 6.67% $6,387
    PRIMELENDING, A PLAINSCAPITAL COMPANY 11 6.93% $6,252
    PENNSYLVANIA STATE EMPLOYEES Credit Union 11 6.34% $2,543
    Citizens Bank 9 7.08% $10,325
    First National Bank of Pennsylvania 9 5.89% $6,423
    UNITED WHOLESALE MORTGAGE, LLC 8 6.94% $7,502
    First Keystone Community Bank 8 7.44% $3,622
    M&T Bank 6 7.06% $4,465
    The Muncy Bank and Trust Company 5 7.30% $2,913
    FIRST HERITAGE FINANCIAL, LLC 5 7.41% $4,317
    TD Bank 4 5.13% $5,967
    Citizens & Northern Bank 4 6.81% $5,442
    Jersey Shore State Bank 4 6.53% $5,112
    Mortgage America, Inc. 4 6.72% $5,419
    PHILADELPHIA 4 6.84% $3,125
    Univest Bank and Trust Co. 4 6.50% $12,036
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.46% $7,932
    NEWREZ LLC 3 7.29% $4,287
    CHERRY CREEK MORTGAGE, LLC 3 6.63% $1,547
    Wells Fargo Bank 3 6.88% $4,099
    Mr. Cooper ( Nationstar Mortgage ) 2 7.25% $8,586
    MEMBERS 1ST FEDERAL CREDIT UNION 2 6.75% $4,316
    Meridian Bank Corporation 2 7.06% $4,202
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 7.31% $7,947
    MICHIGAN MUTUAL, INC. 2 7.50% $6,041
    Bank of America 2 6.69% $8,410
    PNC Bank 2 6.38% $3,902
    Alcova Mortgage LLC 2 6.68% $4,455
    CONTOUR MORTGAGE CORPORATION 2 6.56% $8,849
    CMG MORTGAGE, INC. 2 7.50% $4,405
    Century Mortgage Company DBA Century Lending Company 2 7.18% $8,781
    The Huntington National Bank 2 6.38% $9,644
    SERVICE 1ST 2 6.38% $4,000
    Sierra Pacific Mortgage Company, Inc. 2 7.81% $7,641
    EMM LOANS LLC 2 6.81% $5,827
    LOANPAL, LLC 1 4.99% $1,291
    Luxury Mortgage Corp. 1 8.00% $11,547
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 7.38% $5,822
    MidAtlantic Farm Credit, ACA 1 7.04% $10,373
    Morgan Stanley Private Bank 1 6.75% $3,639
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $7,638
    MOVEMENT MORTGAGE, LLC 1 6.00% $4,600
    American Mortgage & Equity Consultants, Inc. 1 7.50% $8,770
    NFM, INC. 1 6.38% $7,000
    Paramount Bank 1 7.38% $4,565
    AMERICAN HERITAGE FCU 1 7.00% $2,943
    Waterstone Mortgage Corporation 1 6.25% $6,396
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 7.50% $3,586
    Prosperity Home Mortgage, LLC 1 7.50% $8,867
    Ally Bank 1 7.63% $3,922
    SOUTHPOINT FINANCIAL SERVICES, INC. 1 7.25% $12,017
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 6.50% $4,717
    Summit Mortgage Corporation 1 7.50% $7,289
    SUN WEST MORTGAGE COMPANY, INC. 1 7.37% $1,996
    T2 FINANCIAL LLC 1 6.99% $8,684
    ABSOLUTE HOME MORTGAGE CORPORATION 1 7.38% $7,703
    ALLIED MORTGAGE GROUP, INC. 1 7.75% $4,559
    Truist 1 6.75% $3,957
    UNION HOME MORTGAGE CORP. 1 6.38% $10,234
    Boeing Employees Credit Union 1 6.25% $2,553
    BROKER SOLUTIONS, INC. 1 6.38% $5,916
    Blue Ridge Bank 1 6.38% $3,865
    CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $4,731
    First Citizens Community Bank 1 7.99% $2,994
    Bank of England 1 6.75% $9,116
    First Commonwealth Bank 1 6.13% $5,560
    First Federal Savings and Loan Association of Lakewood 1 5.83% $4,855
    First Heritage Mortgage, LLC 1 6.25% $13,992
    Atlantic Union Bank 1 7.00% $4,298
    First National Bank of America 1 9.00% $13,134
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.37% $4,940
    FREEDOM MORTGAGE CORPORATION 1 6.38% $7,902
    Ameris Bank 1 6.63% $8,392
    GUARANTEED RATE, INC. 1 7.35% $4,483
    HOMEXPRESS MORTGAGE CORP. 1 9.13% $11,950
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.63% $5,200
    HUDSON VALLEY CREDIT UNION 1 7.38% $4,092
    U.S. Bank 1 6.38% $660
    LAKEVIEW LOAN SERVICING, LLC 1 7.50% $7,145
    LOANDEPOT.COM, LLC 1 6.99% $6,870

    BLOOMSBURG - BERWICK Average Closing Costs & Other Stats

    BLOOMSBURG-BERWICK, PA's 83 lenders originated 1,272 loans during 2023. The total origination value was $213,900,000, with an average loan value of $168,160.

    BLOOMSBURG - BERWICK's average closing costs are $5,099.

    The top BLOOMSBURG - BERWICK lender as defined by loan originations is First Columbia Bank & Trust Co., with 85 loans originated. Their average total fees are $3,920, which is $2,537 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,543), First Columbia Bank & Trust Co. ($3,920), Fulton Bank ($4,747), PRIMELENDING, A PLAINSCAPITAL COMPANY ($6,252) and GUILD MORTGAGE COMPANY ($6,387).

    The lowest rate BLOOMSBURG - BERWICK lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union (6.34%), GUILD MORTGAGE COMPANY (6.67%), QUICKEN LOANS, LLC (6.77%), First Columbia Bank & Trust Co. (6.78%) and Fulton Bank (6.83%).

    BLOOMSBURG-BERWICK, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First Columbia Bank & Trust Co. $62,095,000 $37,680,000 -39.3% 17.6%
    QUICKEN LOANS, LLC $21,605,000 $14,350,000 -33.6% 6.7%
    Fulton Bank $27,190,000 $11,870,000 -56.3% 5.5%
    First Keystone Community Bank $23,840,000 $9,860,000 -58.6% 4.6%
    Arbor Realty Trust, Inc. $8,060,000 n/a 3.8%
    Kearny Bank $6,755,000 n/a 3.2%
    M&T Bank $7,800,000 $6,395,000 -18.0% 3.0%
    SERVICE 1ST $6,350,000 $5,995,000 -5.6% 2.8%
    Jersey Shore State Bank $11,990,000 $5,535,000 -53.8% 2.6%
    GUILD MORTGAGE COMPANY $1,400,000 $5,350,000 282.1% 2.5%
    Mortgage Research Center, LLC $5,005,000 $5,245,000 4.8% 2.5%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $7,120,000 $5,025,000 -29.4% 2.3%
    First National Bank of Pennsylvania $3,800,000 $4,485,000 18.0% 2.1%
    UNB Bank $3,740,000 n/a 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,870,000 $3,715,000 29.4% 1.7%
    Members Choice Financial Credit Union $3,710,000 n/a 1.7%
    PHILADELPHIA $2,755,000 $3,655,000 32.7% 1.7%
    Citizens Bank $3,475,000 $3,280,000 -5.6% 1.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,195,000 $3,185,000 -0.3% 1.5%
    TD Bank $205,000 $3,150,000 1,436.6% 1.5%
    The Muncy Bank and Trust Company $3,300,000 $3,055,000 -7.4% 1.4%
    PNC Bank $4,165,000 $2,220,000 -46.7% 1.0%
    The Huntington National Bank $840,000 $1,945,000 131.5% 0.9%
    Century Mortgage Company DBA Century Lending Company $2,950,000 $1,665,000 -43.6% 0.8%
    First Commonwealth Bank $2,015,000 $1,620,000 -19.6% 0.8%
    Susquehanna Community Bank $6,285,000 $1,450,000 -76.9% 0.7%
    Univest Bank and Trust Co. $365,000 $1,435,000 293.2% 0.7%
    Citizens & Northern Bank $690,000 $1,420,000 105.8% 0.7%
    Mortgage America, Inc. $1,835,000 $1,420,000 -22.6% 0.7%
    NEWREZ LLC $1,320,000 $1,335,000 1.1% 0.6%
    ALLIED MORTGAGE GROUP, INC. $2,980,000 $1,295,000 -56.5% 0.6%
    BROKER SOLUTIONS, INC. $785,000 $1,260,000 60.5% 0.6%
    FIRST HERITAGE FINANCIAL, LLC $3,275,000 $1,210,000 -63.1% 0.6%
    MidAtlantic Farm Credit, ACA $2,130,000 $1,170,000 -45.1% 0.5%
    Bank of America $175,000 $1,040,000 494.3% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $245,000 $1,035,000 322.4% 0.5%
    The Juniata Valley Bank $1,005,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,875,000 $970,000 -48.3% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,785,000 $900,000 -49.6% 0.4%
    NFM, INC. $1,160,000 $895,000 -22.8% 0.4%
    Meridian Bank Corporation $345,000 $885,000 156.5% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $1,260,000 $850,000 -32.5% 0.4%
    FREEDOM MORTGAGE CORPORATION $2,435,000 $830,000 -65.9% 0.4%
    Discover Bank $230,000 $735,000 219.6% 0.3%
    TOTAL MORTGAGE SERVICES, LLC $725,000 n/a 0.3%
    Wells Fargo Bank $32,565,000 $720,000 -97.8% 0.3%
    NAVY FEDERAL CREDIT UNION $2,230,000 $715,000 -67.9% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $665,000 280.0% 0.3%
    CARDINAL FINANCIAL $2,285,000 $635,000 -72.2% 0.3%
    USAA Federal Savings Bank $1,280,000 $600,000 -53.1% 0.3%
    CHERRY CREEK MORTGAGE, LLC $3,405,000 $560,000 -83.6% 0.3%
    Prosperity Home Mortgage, LLC $540,000 n/a 0.3%
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $520,000 n/a 0.2%
    Waterstone Mortgage Corporation $175,000 $515,000 194.3% 0.2%
    PENNYMAC LOAN SERVICES, LLC $1,540,000 $510,000 -66.9% 0.2%
    The Honesdale National Bank $3,720,000 $505,000 -86.4% 0.2%
    Mifflinburg Bank and Trust Company $1,565,000 $475,000 -69.6% 0.2%
    American Mortgage & Equity Consultants, Inc. $465,000 n/a 0.2%
    GSF Mortgage Corporation $465,000 n/a 0.2%
    Bank of England $235,000 $460,000 95.7% 0.2%
    Alcova Mortgage LLC $455,000 n/a 0.2%
    First National Bank of America $455,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $305,000 $445,000 45.9% 0.2%
    MOVEMENT MORTGAGE, LLC $440,000 n/a 0.2%
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $435,000 n/a 0.2%
    EMBRACE HOME LOANS, INC. $215,000 $425,000 97.7% 0.2%
    MEMBERS 1ST FEDERAL CREDIT UNION $335,000 $415,000 23.9% 0.2%
    CONTOUR MORTGAGE CORPORATION $410,000 n/a 0.2%
    MICHIGAN MUTUAL, INC. $410,000 n/a 0.2%
    CMG MORTGAGE, INC. $670,000 $405,000 -39.6% 0.2%
    Woodlands Bank $35,000 $405,000 1,057.1% 0.2%
    Ally Bank $155,000 $395,000 154.8% 0.2%
    S&T Bank $395,000 n/a 0.2%
    The Luzerne Bank $475,000 $390,000 -17.9% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $530,000 $380,000 -28.3% 0.2%
    NEW DAY FINANCIAL, LLC $1,905,000 $375,000 -80.3% 0.2%
    First Heritage Mortgage, LLC $355,000 n/a 0.2%
    LOANPAL, LLC $115,000 $350,000 204.3% 0.2%
    T2 FINANCIAL LLC $225,000 $340,000 51.1% 0.2%
    EMM LOANS LLC $335,000 n/a 0.2%
    Ameris Bank $325,000 n/a 0.2%
    First Federal Bank of Kansas City $325,000 n/a 0.2%
    PHH Mortgage Corporation $285,000 $315,000 10.5% 0.1%
    Luxury Mortgage Corp. $305,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $300,000 n/a 0.1%
    First Federal Savings and Loan Association of Lakewood $295,000 n/a 0.1%
    Mid Penn Bank $310,000 $280,000 -9.7% 0.1%
    RELIANCE FIRST CAPITAL, LLC $335,000 $275,000 -17.9% 0.1%
    U.S. Bank $265,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $255,000 n/a 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $245,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $275,000 $245,000 -10.9% 0.1%
    PALCO FEDERAL CREDIT UNION $175,000 $240,000 37.1% 0.1%
    Sierra Pacific Mortgage Company, Inc. $240,000 n/a 0.1%
    Equity Prime Mortgage LLC $235,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $235,000 n/a 0.1%
    LOANDEPOT.COM, LLC $1,760,000 $230,000 -86.9% 0.1%
    Truist $800,000 $230,000 -71.3% 0.1%
    CLEARPATH LENDING $225,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $165,000 $225,000 36.4% 0.1%
    1ST SIGNATURE LENDING, LLC $215,000 n/a 0.1%
    Paramount Bank $215,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $210,000 n/a 0.1%
    Homesale Mortgage, LLC $215,000 $205,000 -4.7% 0.1%
    HUDSON VALLEY CREDIT UNION $205,000 n/a 0.1%
    GUARANTEED RATE, INC. $195,000 n/a 0.1%
    Plains Commerce Bank $195,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $65,000 $195,000 200.0% 0.1%
    ABSOLUTE HOME MORTGAGE CORPORATION $185,000 n/a 0.1%
    SOUTHPOINT FINANCIAL SERVICES, INC. $185,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $685,000 $185,000 -73.0% 0.1%
    Atlantic Union Bank $175,000 n/a 0.1%
    Commerce Home Mortgage, Inc. $175,000 n/a 0.1%
    Ixonia Bank $175,000 n/a 0.1%
    The Ephrata National Bank $15,000 $175,000 1,066.7% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $175,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $175,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $165,000 $170,000 3.0% 0.1%
    Acre Mortgage and Financial Inc $165,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $175,000 $165,000 -5.7% 0.1%
    Hometown Equity Mortgage, LLC $165,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $155,000 n/a 0.1%
    Peoples Security Bank and Trust Company $155,000 n/a 0.1%
    Summit Mortgage Corporation $550,000 $155,000 -71.8% 0.1%
    Carrington Mortgage Services, LLC $385,000 $145,000 -62.3% 0.1%
    Morgan Stanley Private Bank $145,000 n/a 0.1%
    NBT Bank $620,000 $145,000 -76.6% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $145,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $660,000 $135,000 -79.5% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $225,000 $135,000 -40.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $95,000 $130,000 36.8% 0.1%
    Citibank $155,000 $125,000 -19.4% 0.1%
    Community Bank $105,000 $125,000 19.0% 0.1%
    TOP FLITE FINANCIAL, INC. $205,000 $125,000 -39.0% 0.1%
    Boeing Employees Credit Union $115,000 n/a 0.1%
    First Citizens Community Bank $375,000 $115,000 -69.3% 0.1%
    The Fidelity Deposit and Discount Bank $335,000 $115,000 -65.7% 0.1%
    AMERICAN HERITAGE FCU $105,000 n/a 0.0%
    Blue Ridge Bank $105,000 n/a 0.0%
    Stifel Bank and Trust $105,000 n/a 0.0%
    DIGITAL Federal Credit Union $95,000 n/a 0.0%
    Figure Lending LLC $75,000 n/a 0.0%
    HORIZON Federal Credit Union $50,000 $75,000 50.0% 0.0%
    RUOFF MORTGAGE COMPANY, INC. $75,000 n/a 0.0%
    First Commonwealth Federal Credit Union $85,000 $70,000 -17.6% 0.0%
    Coastal Community Bank $60,000 n/a 0.0%
    AMERICAN FEDERAL MORTGAGE CORPORATION $565,000 $55,000 -90.3% 0.0%
    AmeriServ Financial Bank $55,000 n/a 0.0%
    BELCO COMMUNITY CREDIT UNION $45,000 n/a 0.0%
    POLICE & FIRE $600,000 $45,000 -92.5% 0.0%
    APCI Federal Credit Union $55,000 $35,000 -36.4% 0.0%
    PEOPLESBANK, A CODORUS VALLEY COMPANY $35,000 n/a 0.0%
    BELLCO $25,000 n/a 0.0%
    Northwest Bank $235,000 $25,000 -89.4% 0.0%

    BLOOMSBURG - BERWICK's top lender by overall market share is First Columbia Bank & Trust Co., with 17.6% market share. In second place, with 6.7%, is QUICKEN LOANS, LLC, having originated $14,350,000 in loans. In third place, with 5.5%, is Fulton Bank, having originated $11,870,000 in loans. In fourth place, with 4.6%, is First Keystone Community Bank, having originated $9,860,000 in loans. In fifth place, with 3.8%, is Arbor Realty Trust, Inc., having originated $8,060,000 in loans.

    BLOOMSBURG - BERWICK Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $166,500 (14.8%) $214,313 (3.5%) 0.00 318
    2018-02-01 $157,975 (6.0%) $219,551 (5.1%) 0.00 292
    2018-03-01 $159,900 (-1.5%) $235,371 (7.4%) 0.00 285
    2018-04-01 $168,450 (-0.9%) $253,123 (12.9%) 0.00 267
    2018-05-01 $180,000 (6.5%) $258,609 (17.5%) 0.00 264
    2018-06-01 $171,500 (4.9%) $250,757 (17.5%) 0.00 277
    2018-07-01 $167,500 (8.1%) $242,612 (15.6%) 0.00 294
    2018-08-01 $165,250 (6.7%) $238,625 (14.6%) 0.00 293
    2018-09-01 $175,000 (13.0%) $247,580 (19.3%) 0.00 293
    2018-10-01 $170,400 (10.0%) $231,606 (12.2%) 0.00 301
    2018-11-01 $169,925 (1.5%) $227,495 (6.4%) 0.00 286
    2018-12-01 $164,900 (-1.9%) $222,467 (4.4%) 0.00 276
    2019-01-01 $159,175 (-4.4%) $213,994 (-0.2%) 0.00 274
    2019-02-01 $161,500 (2.2%) $219,809 (0.1%) 0.00 251
    2019-03-01 $177,286 (10.9%) $228,470 (-2.9%) 0.00 250
    2019-04-01 $193,786 (15.0%) $242,535 (-4.2%) 0.00 249
    2019-05-01 $185,000 (2.8%) $238,651 (-7.7%) 0.00 259
    2019-06-01 $179,900 (4.9%) $228,493 (-8.9%) 0.00 263
    2019-07-01 $179,900 (7.4%) $222,210 (-8.4%) 0.00 258
    2019-08-01 $177,991 (7.7%) $217,427 (-8.9%) 0.00 259
    2019-09-01 $175,127 (0.1%) $216,585 (-12.5%) 0.00 253
    2019-10-01 $171,400 (0.6%) $216,023 (-6.7%) 0.00 254
    2019-11-01 $167,700 (-1.3%) $215,762 (-5.2%) 0.00 242
    2019-12-01 $164,900 (0.0%) $215,374 (-3.2%) 0.00 222
    2020-01-01 $166,173 (4.4%) $221,090 (3.3%) 0.00 205
    2020-02-01 $169,973 (5.3%) $222,201 (1.1%) 0.00 191
    2020-03-01 $185,250 (4.5%) $240,564 (5.3%) 0.00 186
    2020-04-01 $199,600 (3.0%) $243,887 (0.6%) 0.00 172
    2020-05-01 $184,000 (-0.5%) $246,759 (3.4%) 0.00 170
    2020-06-01 $182,938 (1.7%) $248,190 (8.6%) 0.00 155
    2020-07-01 $179,950 (0.0%) $239,643 (7.9%) 0.00 149
    2020-08-01 $179,900 (1.1%) $236,723 (8.9%) 0.00 155
    2020-09-01 $188,450 (7.6%) $239,905 (10.8%) 0.00 141
    2020-10-01 $185,000 (7.9%) $237,524 (10.0%) 0.00 137
    2020-11-01 $181,050 (8.0%) $234,234 (8.6%) 0.00 129
    2020-12-01 $174,999 (6.1%) $228,815 (6.2%) 0.00 131
    2021-01-01 $169,900 (2.2%) $225,117 (1.8%) 0.00 126
    2021-02-01 $187,950 (10.6%) $250,958 (12.9%) 0.00 108
    2021-03-01 $187,950 (1.5%) $259,387 (7.8%) 0.00 95
    2021-04-01 $191,975 (-3.8%) $280,247 (14.9%) 0.00 85
    2021-05-01 $189,000 (2.7%) $269,641 (9.3%) 0.00 90
    2021-06-01 $176,100 (-3.7%) $251,188 (1.2%) 0.00 101
    2021-07-01 $205,000 (13.9%) $268,561 (12.1%) 0.00 115
    2021-08-01 $214,950 (19.5%) $315,027 (33.1%) 0.00 92
    2021-09-01 $211,125 (12.0%) $298,357 (24.4%) 0.00 88
    2021-10-01 $217,500 (17.6%) $293,382 (23.5%) 0.00 90
    2021-11-01 $201,750 (11.4%) $267,961 (14.4%) 0.00 87
    2021-12-01 $202,500 (15.7%) $280,953 (22.8%) 0.00 79
    2022-01-01 $197,000 (16.0%) $324,257 (44.0%) 0.00 59
    2022-02-01 $185,125 (-1.5%) $300,745 (19.8%) 0.00 63
    2022-03-01 $188,750 (0.4%) $288,143 (11.1%) 0.00 64
    2022-04-01 $193,500 (0.8%) $321,885 (14.9%) 0.00 62
    2022-05-01 $225,000 (19.1%) $331,134 (22.8%) 0.00 71
    2022-06-01 $268,225 (52.3%) $342,799 (36.5%) 0.00 90
    2022-07-01 $233,000 (13.7%) $330,727 (23.2%) 0.00 103
    2022-08-01 $239,450 (11.4%) $335,255 (6.4%) 0.00 102
    2022-09-01 $238,975 (13.2%) $312,721 (4.8%) 0.00 99
    2022-10-01 $256,450 (17.9%) $320,277 (9.2%) 0.00 98
    2022-11-01 $245,725 (21.8%) $302,868 (13.0%) 0.00 96
    2022-12-01 $233,450 (15.3%) $285,107 (1.5%) 0.00 96
    2023-01-01 $217,425 (10.4%) $273,844 (-15.6%) 0.00 74
    2023-02-01 $239,700 (29.5%) $282,524 (-6.1%) 0.00 67
    2023-03-01 $248,975 (31.9%) $319,582 (10.9%) 0.00 66
    2023-04-01 $235,000 (21.5%) $324,124 (0.7%) 0.00 68
    2023-05-01 $237,000 (5.3%) $307,604 (-7.1%) 0.00 66
    2023-06-01 $238,450 (-11.1%) $301,531 (-12.0%) 0.00 71
    2023-07-01 $238,450 (2.3%) $312,235 (-5.6%) 0.00 66
    2023-08-01 $243,125 (1.5%) $302,470 (-9.8%) 0.00 72
    2023-09-01 $239,000 (0.0%) $297,091 (-5.0%) 0.00 81
    2023-10-01 $227,200 (-11.4%) $285,026 (-11.0%) 0.00 90
    2023-11-01 $219,375 (-10.7%) $283,731 (-6.3%) 0.00 92
    2023-12-01 $217,000 (-7.1%) $274,500 (-3.7%) 0.00 83
    2024-01-01 $259,750 (19.5%) $324,835 (18.6%) 0.00 64
    2024-02-01 $269,475 (12.4%) $338,166 (19.7%) 0.00 68
    2024-03-01 $269,250 (8.1%) $326,104 (2.0%) 0.00 80
    2024-04-01 $272,900 (16.1%) $327,981 (1.2%) 0.00 84
    2024-05-01 $271,200 (14.4%) $346,772 (12.7%) 0.00 90
    2024-06-01 $271,400 (13.8%) $353,389 (17.2%) 0.00 97
    2024-07-01 $256,150 (7.4%) $328,893 (5.3%) 0.00 90
    2024-08-01 $239,900 (-1.3%) $315,194 (4.2%) 0.00 97
    2024-09-01 $240,950 (0.8%) $344,630 (16.0%) 0.00 108
    2024-10-01 $257,450 (13.3%) $337,206 (18.3%) 0.00 117
    BLOOMSBURG - BERWICK's median listing price for 2024-10-01 was $257,450, a difference of $30,250 (13.3%) versus the prior year and $16,500 versus the prior month.

    BLOOMSBURG - BERWICK's median listing price comes in at 0% of the national average.

    BLOOMSBURG - BERWICK's average listing price for 2024-10-01 was $337,206, a difference of $52,180 (18.3%) versus the prior year and $-7,424 versus the prior month.

    For the 2024-10-01 period, BLOOMSBURG - BERWICK had 117 MLS listings, a difference of 9 listings (8%) versus the prior month and 27 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - BLOOMSBURG - BERWICK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,695 sqft
    2018-02-01 0 days 1,694 sqft
    2018-03-01 0 days 1,722 sqft
    2018-04-01 0 days 1,766 sqft
    2018-05-01 0 days 1,776 sqft
    2018-06-01 0 days 1,777 sqft
    2018-07-01 0 days 1,724 sqft
    2018-08-01 0 days 1,696 sqft
    2018-09-01 0 days 1,720 sqft
    2018-10-01 0 days 1,709 sqft
    2018-11-01 0 days 1,727 sqft
    2018-12-01 0 days 1,688 sqft
    2019-01-01 0 days 1,696 sqft
    2019-02-01 0 days 1,727 sqft
    2019-03-01 0 days 1,772 sqft
    2019-04-01 0 days 1,878 sqft
    2019-05-01 0 days 1,845 sqft
    2019-06-01 0 days 1,758 sqft
    2019-07-01 0 days 1,705 sqft
    2019-08-01 0 days 1,680 sqft
    2019-09-01 0 days 1,644 sqft
    2019-10-01 0 days 1,620 sqft
    2019-11-01 0 days 1,620 sqft
    2019-12-01 0 days 1,638 sqft
    2020-01-01 0 days 1,676 sqft
    2020-02-01 0 days 1,690 sqft
    2020-03-01 0 days 1,702 sqft
    2020-04-01 0 days 1,720 sqft
    2020-05-01 0 days 1,647 sqft
    2020-06-01 0 days 1,673 sqft
    2020-07-01 0 days 1,629 sqft
    2020-08-01 0 days 1,686 sqft
    2020-09-01 0 days 1,735 sqft
    2020-10-01 0 days 1,758 sqft
    2020-11-01 0 days 1,617 sqft
    2020-12-01 0 days 1,606 sqft
    2021-01-01 0 days 1,620 sqft
    2021-02-01 0 days 1,712 sqft
    2021-03-01 0 days 1,701 sqft
    2021-04-01 0 days 1,763 sqft
    2021-05-01 0 days 1,694 sqft
    2021-06-01 0 days 1,663 sqft
    2021-07-01 0 days 1,644 sqft
    2021-08-01 0 days 1,711 sqft
    2021-09-01 0 days 1,882 sqft
    2021-10-01 0 days 1,806 sqft
    2021-11-01 0 days 1,657 sqft
    2021-12-01 0 days 1,683 sqft
    2022-01-01 0 days 1,739 sqft
    2022-02-01 0 days 1,704 sqft
    2022-03-01 0 days 1,667 sqft
    2022-04-01 0 days 1,687 sqft
    2022-05-01 0 days 1,814 sqft
    2022-06-01 0 days 1,863 sqft
    2022-07-01 0 days 1,800 sqft
    2022-08-01 0 days 1,965 sqft
    2022-09-01 0 days 1,891 sqft
    2022-10-01 0 days 1,792 sqft
    2022-11-01 0 days 1,791 sqft
    2022-12-01 0 days 1,798 sqft
    2023-01-01 0 days 1,799 sqft
    2023-02-01 0 days 1,803 sqft
    2023-03-01 0 days 1,829 sqft
    2023-04-01 0 days 1,828 sqft
    2023-05-01 0 days 1,745 sqft
    2023-06-01 0 days 1,814 sqft
    2023-07-01 0 days 1,835 sqft
    2023-08-01 0 days 1,746 sqft
    2023-09-01 0 days 1,756 sqft
    2023-10-01 0 days 1,765 sqft
    2023-11-01 0 days 1,702 sqft
    2023-12-01 0 days 1,691 sqft
    2024-01-01 0 days 1,838 sqft
    2024-02-01 0 days 1,998 sqft
    2024-03-01 0 days 1,972 sqft
    2024-04-01 0 days 1,845 sqft
    2024-05-01 0 days 1,739 sqft
    2024-06-01 0 days 1,820 sqft
    2024-07-01 0 days 1,720 sqft
    2024-08-01 0 days 1,740 sqft
    2024-09-01 0 days 1,799 sqft
    2024-10-01 0 days 1,829 sqft
    BLOOMSBURG - BERWICK's median listing age (time on market) for 2024-10-01 was 0 days.

    BLOOMSBURG - BERWICK's median square footage for active listings during the 2024-10-01 period was 1,829 sqft. One year prior, the average listing was 1,765 sqft.

    BLOOMSBURG-BERWICK, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 676 $148,660,000 $219,911
    Home Improvement 196 $13,280,000 $67,755
    Refi 158 $20,010,000 $126,646
    Other 135 $8,515,000 $63,074
    Cash Out Refi 107 $23,435,000 $219,019

    Bloomsburg - Berwick's most frequently cited loan purpose was Home Purchase, with 676 originations. The 2nd most popular reason was Home Improvement, with 196 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 501 $95,535,000 $190,689
    7-8% 303 $51,245,000 $169,125
    5-6% 178 $33,170,000 $186,348
    Over 8% 154 $16,900,000 $109,740
    4-5% 28 $5,340,000 $190,714
    <2.5% 16 $150,000 $9,375
    3-4% 2 $400,000 $200,000
    2.5-3% 1 $285,000 $285,000

    During 2023, Bloomsburg - Berwick's most frequently originated rate bucket was 6-7%, with 501 originations.

    Loan Sizing (BLOOMSBURG-BERWICK, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 485 $70,095,000 $144,526
    $100,000 or less 472 $24,130,000 $51,123
    $200k-400k 252 $67,630,000 $268,373
    $400k-600k 36 $16,850,000 $468,056
    $600k-1000k 18 $12,160,000 $675,556
    $Over $1MM 9 $23,035,000 $2,559,444

    BLOOMSBURG - BERWICK's loan sizing saw the bucket of loans from $100k-200k with 485 originations, totaling $70,095,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 468 $103,930,000 $222,073
    60-80% 231 $57,445,000 $248,680
    Under 20% 191 $7,785,000 $40,759
    20-40% 181 $14,205,000 $78,481
    40-60% 100 $16,860,000 $168,600
    Over 100% 6 $1,910,000 $318,333

    BLOOMSBURG - BERWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 468 originations, totaling $103,930,000 in origination value.