Sayre Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sayre averaged 6.88% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 6.95% and one month ago for the week of 2023-10-26, the average rate was 7.75%.

    Sayre's average rate one year ago was 6.54%.

    For refis of the same type during the week of 2023-11-30, the average rate was 7.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Sayre 30 Year Fixed Rate 2023-11-30 6.88%
    Sayre 30 Year Fixed Rate Refi 2023-11-30 7.62%
    Sayre 15 Year Fixed Rate 2023-11-30 6.56%
    Sayre 15 Year Fixed Rate Refi 2023-11-30 6.46%
    Sayre 30 Year FHA 2023-11-30 6.64%
    Sayre 30 Year FHA Refi 2023-11-30 6.85%
    Sayre 30 Year USDA 2023-11-30 6.9%
    Sayre 30 Year USDA Refi 2023-11-30 6.8%
    Sayre 30 Year VA 2023-11-30 6.87%
    Sayre 30 Year VA Refi 2023-11-30 6.77%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sayre, PA.

    Sayre Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sayre, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Citizens & Northern Bank 82 5.05% $4,230
    GUILD MORTGAGE COMPANY 48 5.32% $5,474
    QUICKEN LOANS, LLC 31 5.10% $6,724
    First Citizens Community Bank 18 4.90% $3,454
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 14 3.96% $4,037
    Community Bank 14 4.80% $1,026
    M&T Bank 8 5.06% $5,882
    Chemung Canal Trust Company 8 5.56% $2,579
    VISIONS 7 3.82% $4,120
    AMERISAVE MORTGAGE CORPORATION 5 4.03% $9,492
    Wells Fargo Bank 5 4.30% $4,161
    FIRST HERITAGE FEDERAL CREDIT UNION 4 5.47% $2,969
    LOANDEPOT.COM, LLC 4 4.84% $4,525
    CORNING 3 5.33% $6,211
    Elmira Savings Bank 3 3.83% $1,057
    U.S. Bank 3 5.79% $3,714
    PENNYMAC LOAN SERVICES, LLC 3 4.67% $5,740
    Citizens Bank 3 3.42% $4,565
    Northwest Bank 3 4.33% $5,733
    CROSSCOUNTRY MORTGAGE, LLC 3 4.86% $6,528
    FINANCE OF AMERICA MORTGAGE LLC 2 4.69% $7,508
    NEWREZ LLC 2 7.13% $7,704
    NAVY FEDERAL CREDIT UNION 2 4.50% $2,811
    Mr. Cooper ( Nationstar Mortgage ) 2 4.94% $6,816
    Summit Mortgage Corporation 2 4.88% $5,443
    PENNSYLVANIA STATE EMPLOYEES Credit Union 2 5.56% $2,611
    Bank of America 2 6.56% $3,502
    Morgan Stanley Private Bank 2 4.20% $3,777
    BROKER SOLUTIONS, INC. 2 5.25% $5,515
    Univest Bank and Trust Co. 1 5.50% $5,777
    USAA Federal Savings Bank 1 7.50% $3,039
    US MORTGAGE CORPORATION 1 3.75% $7,453
    A&D Mortgage LLC 1 4.99% $12,386
    ZILLOW HOME LOANS, LLC 1 5.25% $7,957
    ALLIED MORTGAGE GROUP, INC. 1 6.50% $3,484
    Ally Bank 1 4.88% $4,407
    Century Mortgage Company DBA Century Lending Company 1 3.88% $6,271
    Discover Bank 1 4.25% $0
    EMBRACE HOME LOANS, INC. 1 5.63% $5,561
    ENVOY MORTGAGE, LTD 1 3.38% $7,023
    First Commonwealth Bank 1 3.13% $7,130
    Firstrust Savings Bank 1 3.75% $14,848
    FREEDOM MORTGAGE CORPORATION 1 3.38% $2,114
    GUARANTEED RATE, INC. 1 4.99% $5,553
    HOMESPIRE MORTGAGE CORPORATION 1 7.38% $4,584
    HOMESTEAD FUNDING CORP. 1 3.25% $6,489
    JPMorgan Chase Bank 1 5.63% $2,721
    KeyBank 1 4.88% $7,397
    LENDSURE MORTGAGE CORP. 1 8.25% $16,047
    MEMBERS 1ST FEDERAL CREDIT UNION 1 5.88% $4,602
    MidAtlantic Farm Credit, ACA 1 4.43% $7,591
    Mortgage Research Center, LLC 1 5.38% $2,101
    MOVEMENT MORTGAGE, LLC 1 5.63% $6,129
    MUTUAL OF OMAHA MORTGAGE, INC. 1 4.38% $5,135
    NBT Bank 1 5.13% $4,680
    Peoples Security Bank and Trust Company 1 4.75% $3,772
    PHH Mortgage Corporation 1 4.75% $5,193
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.25% $4,652
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.25% $3,676
    Quaint Oak Mortgage, LLC 1 4.88% $13,529
    The Fidelity Deposit and Discount Bank 1 5.63% $2,931
    The Muncy Bank and Trust Company 1 6.75% $2,756

    Sayre Average Closing Costs & Other Stats

    Sayre, PA's 62 lenders originated 1,134 loans during 2022. The total origination value was $164,770,000, with an average loan value of $145,300.

    Sayre's average closing costs are $4,805.

    The top Sayre lender as defined by loan originations is Citizens & Northern Bank, with 82 loans originated. Their average total fees are $4,230, which is $1,245 lower than the next largest lender, GUILD MORTGAGE COMPANY.

    The lowest fee Sayre lenders (with over 10 loans originated) are Community Bank ($1,026), First Citizens Community Bank ($3,454), CREDIT UNION MORTGAGE ASSOCIATION, INC. ($4,037), Citizens & Northern Bank ($4,230) and GUILD MORTGAGE COMPANY ($5,474).

    The lowest rate Sayre lenders (with over 10 loans originated) are CREDIT UNION MORTGAGE ASSOCIATION, INC. (3.96%), Community Bank (4.80%), First Citizens Community Bank (4.90%), Citizens & Northern Bank (5.05%) and QUICKEN LOANS, LLC (5.10%).

    Sayre, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Citizens & Northern Bank $50,680,000 $37,355,000 -26.3% 22.7%
    GUILD MORTGAGE COMPANY $4,140,000 $23,085,000 457.6% 14.0%
    QUICKEN LOANS, LLC $17,430,000 $13,090,000 -24.9% 7.9%
    First Citizens Community Bank $21,175,000 $12,690,000 -40.1% 7.7%
    PS Bank $18,585,000 $7,185,000 -61.3% 4.4%
    Mortgage Research Center, LLC $3,735,000 $5,805,000 55.4% 3.5%
    M&T Bank $6,620,000 $5,235,000 -20.9% 3.2%
    Community Bank $7,795,000 $5,045,000 -35.3% 3.1%
    VISIONS $5,145,000 $3,500,000 -32.0% 2.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $2,720,000 $3,285,000 20.8% 2.0%
    Chemung Canal Trust Company $3,180,000 $2,355,000 -25.9% 1.4%
    Wells Fargo Bank $3,445,000 $1,995,000 -42.1% 1.2%
    The Honesdale National Bank $1,855,000 n/a 1.1%
    NAVY FEDERAL CREDIT UNION $1,125,000 $1,745,000 55.1% 1.1%
    FIRST HERITAGE FEDERAL CREDIT UNION $2,190,000 $1,630,000 -25.6% 1.0%
    Tioga State Bank $645,000 $1,515,000 134.9% 0.9%
    MOVEMENT MORTGAGE, LLC $805,000 $1,465,000 82.0% 0.9%
    The Muncy Bank and Trust Company $380,000 $1,380,000 263.2% 0.8%
    AMERISAVE MORTGAGE CORPORATION $955,000 $1,260,000 31.9% 0.8%
    PENNYMAC LOAN SERVICES, LLC $2,325,000 $1,245,000 -46.5% 0.8%
    Elmira Savings Bank $1,545,000 $1,155,000 -25.2% 0.7%
    CORNING $2,055,000 $1,095,000 -46.7% 0.7%
    LOANDEPOT.COM, LLC $1,665,000 $1,035,000 -37.8% 0.6%
    Citizens Bank $570,000 $940,000 64.9% 0.6%
    Peoples Security Bank and Trust Company $1,240,000 $930,000 -25.0% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $425,000 $890,000 109.4% 0.5%
    Northwest Bank $280,000 $855,000 205.4% 0.5%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $825,000 $745,000 -9.7% 0.5%
    NEWREZ LLC $1,585,000 $705,000 -55.5% 0.4%
    U.S. Bank $435,000 $680,000 56.3% 0.4%
    Summit Mortgage Corporation $330,000 $675,000 104.5% 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $1,470,000 $645,000 -56.1% 0.4%
    HOMESTEAD FUNDING CORP. $425,000 $640,000 50.6% 0.4%
    Century Mortgage Company DBA Century Lending Company $630,000 n/a 0.4%
    PGMEFCU $605,000 n/a 0.4%
    21ST MORTGAGE CORPORATION $690,000 $600,000 -13.0% 0.4%
    EMBRACE HOME LOANS, INC. $550,000 n/a 0.3%
    Bank of America $585,000 $540,000 -7.7% 0.3%
    TIDEWATER MORTGAGE SERVICES, INC. $75,000 $535,000 613.3% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $625,000 $530,000 -15.2% 0.3%
    The Luzerne Bank $135,000 $520,000 285.2% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,385,000 $510,000 -63.2% 0.3%
    FREEDOM MORTGAGE CORPORATION $5,435,000 $490,000 -91.0% 0.3%
    FINANCE OF AMERICA MORTGAGE LLC $155,000 $480,000 209.7% 0.3%
    GUARANTEED RATE, INC. $320,000 $480,000 50.0% 0.3%
    USAA Federal Savings Bank $495,000 $475,000 -4.0% 0.3%
    MidAtlantic Farm Credit, ACA $430,000 n/a 0.3%
    Morgan Stanley Private Bank $420,000 n/a 0.3%
    LENDSURE MORTGAGE CORP. $395,000 n/a 0.2%
    Firstrust Savings Bank $365,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $1,260,000 $345,000 -72.6% 0.2%
    Quaint Oak Mortgage, LLC $345,000 n/a 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $265,000 $340,000 28.3% 0.2%
    CALIBER HOME LOANS, INC. $1,165,000 $340,000 -70.8% 0.2%
    SOVEREIGN LENDING GROUP INCORPORATED $260,000 $335,000 28.8% 0.2%
    Citizens Savings Bank $325,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $180,000 $325,000 80.6% 0.2%
    Empower Federal Credit Union $105,000 $315,000 200.0% 0.2%
    KeyBank $625,000 $300,000 -52.0% 0.2%
    PLANET HOME LENDING, LLC $445,000 $300,000 -32.6% 0.2%
    T2 FINANCIAL LLC $115,000 $295,000 156.5% 0.2%
    UTILITIES EMPLOYEES CREDIT UNION $185,000 $285,000 54.1% 0.2%
    First National Bank of Pennsylvania $1,005,000 $280,000 -72.1% 0.2%
    A&D Mortgage LLC $265,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $145,000 $255,000 75.9% 0.2%
    ENVOY MORTGAGE, LTD $240,000 n/a 0.1%
    JPMorgan Chase Bank $425,000 $240,000 -43.5% 0.1%
    LIMA ONE CAPITAL, LLC $65,000 $240,000 269.2% 0.1%
    EVERETT FINANCIAL, INC. $230,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $530,000 $220,000 -58.5% 0.1%
    Bank of England $495,000 $215,000 -56.6% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $210,000 n/a 0.1%
    Susquehanna Community Bank $190,000 $205,000 7.9% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $165,000 $195,000 18.2% 0.1%
    NBT Bank $160,000 $195,000 21.9% 0.1%
    UNION HOME MORTGAGE CORP. $245,000 $195,000 -20.4% 0.1%
    PNC Bank $675,000 $185,000 -72.6% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $185,000 n/a 0.1%
    Discover Bank $195,000 $175,000 -10.3% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $700,000 $175,000 -75.0% 0.1%
    CORPORATE AMERICA FAMILY $790,000 $170,000 -78.5% 0.1%
    CHURCHILL MORTGAGE CORPORATION $595,000 $165,000 -72.3% 0.1%
    Truist $1,505,000 $165,000 -89.0% 0.1%
    Mid Penn Bank $155,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $390,000 $155,000 -60.3% 0.1%
    NFM, INC. $155,000 n/a 0.1%
    Univest Bank and Trust Co. $175,000 $155,000 -11.4% 0.1%
    MEMBERS 1ST FEDERAL CREDIT UNION $235,000 $150,000 -36.2% 0.1%
    AMERICAN ADVISORS GROUP $145,000 n/a 0.1%
    First Commonwealth Bank $145,000 n/a 0.1%
    Nations Lending Corporation $220,000 $145,000 -34.1% 0.1%
    The Ephrata National Bank $1,735,000 $145,000 -91.6% 0.1%
    ZILLOW HOME LOANS, LLC $545,000 $145,000 -73.4% 0.1%
    Ally Bank $175,000 $135,000 -22.9% 0.1%
    HOMESPIRE MORTGAGE CORPORATION $135,000 n/a 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $135,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $135,000 n/a 0.1%
    SIS BANCORP, MHC $135,000 n/a 0.1%
    Fifth Third Bank $125,000 n/a 0.1%
    PHH Mortgage Corporation $155,000 $125,000 -19.4% 0.1%
    VILLAGE CAPITAL MORTGAGE $1,095,000 $125,000 -88.6% 0.1%
    LOANPAL, LLC $135,000 $115,000 -14.8% 0.1%
    US MORTGAGE CORPORATION $205,000 $115,000 -43.9% 0.1%
    Barrington Bank & Trust Company, N.A. $410,000 $105,000 -74.4% 0.1%
    Flagstar Bank, FSB $105,000 n/a 0.1%
    Wilmington Savings Fund Society, FSB $105,000 n/a 0.1%
    SPRING EQ, LLC $100,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $235,000 $95,000 -59.6% 0.1%
    Fairway Consumer Discount Company $85,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $85,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $75,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $75,000 n/a 0.0%
    AMERICAN HERITAGE FCU $65,000 n/a 0.0%
    The Fidelity Deposit and Discount Bank $65,000 n/a 0.0%
    BELCO COMMUNITY CREDIT UNION $55,000 n/a 0.0%
    PEOPLE FIRST $55,000 n/a 0.0%
    GHS Federal Credit Union $45,000 n/a 0.0%
    Lakeview Community Capital, LLC $45,000 n/a 0.0%
    First Keystone Community Bank $35,000 n/a 0.0%
    Fulton Bank $240,000 $35,000 -85.4% 0.0%
    Figure Lending LLC $25,000 n/a 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $25,000 n/a 0.0%

    Sayre's top lender by overall market share is Citizens & Northern Bank, with 22.7% market share. In second place, with 14.0%, is GUILD MORTGAGE COMPANY, having originated $23,085,000 in loans. In third place, with 7.9%, is QUICKEN LOANS, LLC, having originated $13,090,000 in loans. In fourth place, with 7.7%, is First Citizens Community Bank, having originated $12,690,000 in loans. In fifth place, with 4.4%, is PS Bank, having originated $7,185,000 in loans.

    Sayre Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,600 (-3.6%) $184,664 (-1.0%) 0.00 260
    2018-02-01 $140,000 (-7.4%) $181,725 (-2.1%) 0.00 264
    2018-03-01 $136,700 (-12.6%) $176,382 (-8.7%) 0.00 261
    2018-04-01 $144,000 (-9.2%) $175,983 (-10.0%) 0.00 258
    2018-05-01 $143,000 (-7.0%) $175,649 (-10.6%) 0.00 269
    2018-06-01 $155,000 (0.1%) $182,188 (-5.3%) 0.00 296
    2018-07-01 $159,900 (5.6%) $186,863 (-2.1%) 0.00 307
    2018-08-01 $156,500 (1.2%) $187,626 (-3.4%) 0.00 314
    2018-09-01 $149,950 (0.0%) $185,068 (-3.2%) 0.00 323
    2018-10-01 $149,900 (0.0%) $182,178 (-2.1%) 0.00 307
    2018-11-01 $154,000 (2.7%) $184,355 (-0.4%) 0.00 301
    2018-12-01 $150,000 (3.7%) $183,333 (0.6%) 0.00 282
    2019-01-01 $144,800 (0.1%) $182,023 (-1.4%) 0.00 269
    2019-02-01 $151,200 (8.0%) $185,506 (2.1%) 0.00 256
    2019-03-01 $161,286 (18.0%) $191,194 (8.4%) 0.00 257
    2019-04-01 $164,536 (14.3%) $196,582 (11.7%) 0.00 258
    2019-05-01 $165,000 (15.4%) $203,015 (15.6%) 0.00 244
    2019-06-01 $162,400 (4.8%) $199,026 (9.2%) 0.00 255
    2019-07-01 $156,163 (-2.3%) $195,931 (4.9%) 0.00 260
    2019-08-01 $156,991 (0.3%) $196,091 (4.5%) 0.00 259
    2019-09-01 $158,627 (5.8%) $198,692 (7.4%) 0.00 257
    2019-10-01 $161,150 (7.5%) $200,690 (10.2%) 0.00 256
    2019-11-01 $175,000 (13.6%) $203,995 (10.7%) 0.00 246
    2019-12-01 $182,000 (21.3%) $207,381 (13.1%) 0.00 223
    2020-01-01 $175,000 (20.9%) $206,238 (13.3%) 0.00 221
    2020-02-01 $179,500 (18.7%) $207,424 (11.8%) 0.00 229
    2020-03-01 $184,925 (14.7%) $209,186 (9.4%) 0.00 212
    2020-04-01 $186,500 (13.4%) $213,382 (8.6%) 0.00 204
    2020-05-01 $189,000 (14.6%) $216,508 (6.7%) 0.00 203
    2020-06-01 $189,250 (16.5%) $209,715 (5.4%) 0.00 202
    2020-07-01 $189,125 (21.1%) $213,396 (8.9%) 0.00 200
    2020-08-01 $185,000 (17.8%) $210,191 (7.2%) 0.00 211
    2020-09-01 $178,000 (12.2%) $208,125 (4.8%) 0.00 189
    2020-10-01 $159,900 (-0.8%) $202,007 (0.7%) 0.00 174
    2020-11-01 $159,900 (-8.6%) $204,354 (0.2%) 0.00 171
    2020-12-01 $174,950 (-3.9%) $217,839 (5.0%) 0.00 166
    2021-01-01 $174,900 (-0.1%) $222,298 (7.8%) 0.00 143
    2021-02-01 $172,050 (-4.2%) $242,661 (17.0%) 0.00 123
    2021-03-01 $179,350 (-3.0%) $248,127 (18.6%) 0.00 118
    2021-04-01 $185,975 (-0.3%) $252,754 (18.5%) 0.00 113
    2021-05-01 $198,500 (5.0%) $255,612 (18.1%) 0.00 111
    2021-06-01 $190,950 (0.9%) $249,456 (19.0%) 0.00 113
    2021-07-01 $184,950 (-2.2%) $241,064 (13.0%) 0.00 121
    2021-08-01 $180,700 (-2.3%) $250,097 (19.0%) 0.00 123
    2021-09-01 $185,000 (3.9%) $255,444 (22.7%) 0.00 125
    2021-10-01 $185,000 (15.7%) $245,688 (21.6%) 0.00 118
    2021-11-01 $189,225 (18.3%) $265,906 (30.1%) 0.00 122
    2021-12-01 $189,450 (8.3%) $273,899 (25.7%) 0.00 105
    2022-01-01 $199,000 (13.8%) $267,834 (20.5%) 0.00 86
    2022-02-01 $209,829 (22.0%) $272,829 (12.4%) 0.00 77
    2022-03-01 $199,725 (11.4%) $265,864 (7.2%) 0.00 75
    2022-04-01 $196,750 (5.8%) $254,640 (0.8%) 0.00 71
    2022-05-01 $201,975 (1.8%) $266,256 (4.2%) 0.00 71
    2022-06-01 $199,900 (4.7%) $267,642 (7.3%) 0.00 87
    2022-07-01 $193,700 (4.7%) $266,798 (10.7%) 0.00 97
    2022-08-01 $196,975 (9.0%) $269,957 (7.9%) 0.00 97
    2022-09-01 $197,000 (6.5%) $275,494 (7.9%) 0.00 102
    2022-10-01 $199,900 (8.1%) $280,242 (14.1%) 0.00 118
    2022-11-01 $207,400 (9.6%) $281,774 (6.0%) 0.00 110
    2022-12-01 $195,500 (3.2%) $276,052 (0.8%) 0.00 98
    2023-01-01 $217,835 (9.5%) $282,367 (5.4%) 0.00 80
    2023-02-01 $212,885 (1.5%) $289,591 (6.1%) 0.00 65
    2023-03-01 $184,625 (-7.6%) $245,072 (-7.8%) 0.00 67
    2023-04-01 $191,500 (-2.7%) $283,334 (11.3%) 0.00 55
    2023-05-01 $224,250 (11.0%) $293,943 (10.4%) 0.00 59
    2023-06-01 $198,625 (-0.6%) $276,934 (3.5%) 0.00 65
    2023-07-01 $200,000 (3.3%) $268,375 (0.6%) 0.00 75
    2023-08-01 $189,500 (-3.8%) $258,930 (-4.1%) 0.00 67
    2023-09-01 $198,000 (0.5%) $257,531 (-6.5%) 0.00 71
    2023-10-01 $199,750 (-0.1%) $272,697 (-2.7%) 0.00 69
    2023-11-01 $235,175 (13.4%) $280,343 (-0.5%) 0.00 69
    Sayre's median listing price for 2023-11-01 was $235,175, a difference of $27,775 (13.4%) versus the prior year and $35,425 versus the prior month.

    Sayre's median listing price comes in at 0% of the national average.

    Sayre's average listing price for 2023-11-01 was $280,343, a difference of $-1,431 (-0.5%) versus the prior year and $7,646 versus the prior month.

    For the 2023-11-01 period, Sayre had 69 MLS listings, a difference of 0 listings (0%) versus the prior month and -41 listings (-37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,764 sqft
    2018-02-01 0 days 1,750 sqft
    2018-03-01 0 days 1,761 sqft
    2018-04-01 0 days 1,777 sqft
    2018-05-01 0 days 1,814 sqft
    2018-06-01 0 days 1,820 sqft
    2018-07-01 0 days 1,824 sqft
    2018-08-01 0 days 1,816 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,755 sqft
    2018-11-01 0 days 1,734 sqft
    2018-12-01 0 days 1,740 sqft
    2019-01-01 0 days 1,721 sqft
    2019-02-01 0 days 1,728 sqft
    2019-03-01 0 days 1,786 sqft
    2019-04-01 0 days 1,838 sqft
    2019-05-01 0 days 1,825 sqft
    2019-06-01 0 days 1,818 sqft
    2019-07-01 0 days 1,831 sqft
    2019-08-01 0 days 1,804 sqft
    2019-09-01 0 days 1,811 sqft
    2019-10-01 0 days 1,815 sqft
    2019-11-01 0 days 1,907 sqft
    2019-12-01 0 days 1,863 sqft
    2020-01-01 0 days 1,874 sqft
    2020-02-01 0 days 1,920 sqft
    2020-03-01 0 days 1,908 sqft
    2020-04-01 0 days 1,913 sqft
    2020-05-01 0 days 1,930 sqft
    2020-06-01 0 days 2,038 sqft
    2020-07-01 0 days 2,006 sqft
    2020-08-01 0 days 1,870 sqft
    2020-09-01 0 days 1,879 sqft
    2020-10-01 0 days 1,819 sqft
    2020-11-01 0 days 1,785 sqft
    2020-12-01 0 days 1,819 sqft
    2021-01-01 0 days 1,790 sqft
    2021-02-01 0 days 1,767 sqft
    2021-03-01 0 days 1,917 sqft
    2021-04-01 0 days 1,920 sqft
    2021-05-01 0 days 1,927 sqft
    2021-06-01 0 days 1,919 sqft
    2021-07-01 0 days 1,920 sqft
    2021-08-01 0 days 1,954 sqft
    2021-09-01 0 days 1,948 sqft
    2021-10-01 0 days 1,942 sqft
    2021-11-01 0 days 1,951 sqft
    2021-12-01 0 days 1,908 sqft
    2022-01-01 0 days 1,872 sqft
    2022-02-01 0 days 1,968 sqft
    2022-03-01 0 days 1,883 sqft
    2022-04-01 0 days 1,798 sqft
    2022-05-01 0 days 1,851 sqft
    2022-06-01 0 days 1,825 sqft
    2022-07-01 0 days 1,810 sqft
    2022-08-01 0 days 1,806 sqft
    2022-09-01 0 days 1,773 sqft
    2022-10-01 0 days 1,728 sqft
    2022-11-01 0 days 1,842 sqft
    2022-12-01 0 days 1,824 sqft
    2023-01-01 0 days 1,841 sqft
    2023-02-01 0 days 1,876 sqft
    2023-03-01 0 days 1,974 sqft
    2023-04-01 0 days 1,981 sqft
    2023-05-01 0 days 1,879 sqft
    2023-06-01 0 days 1,843 sqft
    2023-07-01 0 days 1,887 sqft
    2023-08-01 0 days 1,989 sqft
    2023-09-01 0 days 1,950 sqft
    2023-10-01 0 days 1,926 sqft
    2023-11-01 0 days 1,955 sqft
    Sayre's median listing age (time on market) for 2023-11-01 was 0 days.

    Sayre's median square footage for active listings during the 2023-11-01 period was 1,955 sqft. One year prior, the average listing was 1,842 sqft.

    Sayre, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 609 $110,375,000 $181,240
    Refi 161 $19,835,000 $123,199
    Cash Out Refi 144 $20,130,000 $139,792
    Home Improvement 111 $7,005,000 $63,108
    Other 109 $7,425,000 $68,119

    Sayre's most frequently cited loan purpose was Home Purchase, with 609 originations. The 2nd most popular reason was Refi, with 161 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 310 $45,070,000 $145,387
    3-4% 242 $36,610,000 $151,281
    4-5% 227 $37,625,000 $165,749
    6-7% 139 $19,855,000 $142,842
    2.5-3% 43 $6,615,000 $153,837
    <2.5% 40 $4,050,000 $101,250
    7-8% 25 $3,135,000 $125,400
    Over 8% 23 $1,785,000 $77,609

    During 2022, Sayre's most frequently originated rate bucket was 5-6%, with 310 originations.

    Loan Sizing (Sayre, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 506 $73,160,000 $144,585
    $100,000 or less 392 $21,950,000 $55,995
    $200k-400k 213 $56,395,000 $264,765
    $400k-600k 19 $8,715,000 $458,684
    $600k-1000k 2 $1,300,000 $650,000
    $Over $1MM 2 $3,250,000 $1,625,000

    Sayre's loan sizing saw the bucket of loans from $100k-200k with 506 originations, totaling $73,160,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 434 $83,630,000 $192,696
    60-80% 253 $39,115,000 $154,605
    20-40% 130 $10,180,000 $78,308
    Under 20% 109 $3,745,000 $34,358
    40-60% 107 $14,165,000 $132,383
    Over 100% 15 $3,755,000 $250,333

    Sayre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 434 originations, totaling $83,630,000 in origination value.