Sayre Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sayre averaged 7.19% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 7.45% and one month ago for the week of 2026-10-01, the average rate was 7.49%.

    Sayre's average rate one year ago was 6.38%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Sayre 30 Year Fixed Rate 2026-11-05 7.19%
    Sayre 30 Year Fixed Rate Refi 2026-11-05 7.68%
    Sayre 15 Year Fixed Rate 2026-11-05 6.67%
    Sayre 15 Year Fixed Rate Refi 2026-11-05 7.17%
    Sayre 30 Year FHA 2026-11-05 7.2%
    Sayre 30 Year FHA Refi 2026-11-05 6.93%
    Sayre 30 Year USDA 2026-11-05 7%
    Sayre 30 Year USDA Refi 2026-11-05 7.1%
    Sayre 30 Year VA 2026-11-05 6.66%
    Sayre 30 Year VA Refi 2026-11-05 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sayre, PA.

    Sayre Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sayre, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    Ixonia Bank 44 6.71% $6,138
    Citizens & Northern Bank 40 6.81% $4,675
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 29 5.99% $4,734
    QUICKEN LOANS, LLC 21 7.01% $6,357
    First Citizens Community Bank 18 6.95% $4,293
    UNITED WHOLESALE MORTGAGE, LLC 5 6.76% $5,265
    M&T Bank 5 6.35% $6,005
    MOVEMENT MORTGAGE, LLC 5 6.85% $6,076
    FIRST HERITAGE FEDERAL CREDIT UNION 4 5.91% $4,379
    Wells Fargo Bank 4 6.38% $6,248
    Chemung Canal Trust Company 4 6.97% $1,120
    VISIONS 4 6.25% $4,293
    NAVY FEDERAL CREDIT UNION 3 6.54% $7,863
    CROSSCOUNTRY MORTGAGE, LLC 2 6.69% $5,793
    FIRST COMMUNITY MORTGAGE, INC. 2 6.74% $5,027
    Northwest Bank 2 6.06% $7,910
    PENNSYLVANIA STATE EMPLOYEES Credit Union 2 6.31% $3,039
    PNC Bank 2 7.00% $5,060
    RUOFF MORTGAGE COMPANY, INC. 2 7.19% $2,506
    First Columbia Bank & Trust Co. 1 6.50% $3,605
    UBS Bank USA 1 6.75% $4,875
    CONTOUR MORTGAGE CORPORATION 1 6.88% $7,335
    Flagstar Bank, FSB 1 6.08% $15,712
    FREEDOM MORTGAGE CORPORATION 1 7.38% $7,517
    Fulton Bank 1 6.75% $6,207
    GUARANTEED RATE AFFINITY, LLC 1 6.13% $3,238
    GUILD MORTGAGE COMPANY 1 6.99% $4,875
    Community Bank 1 7.63% $106
    Jersey Shore State Bank 1 6.88% $4,906
    Keystone Funding, Inc. 1 7.38% $6,334
    LOANPAL, LLC 1 6.50% $17,582
    MidAtlantic Farm Credit, ACA 1 6.65% $5,876
    Mortgage America, Inc. 1 6.13% $6,701
    Mortgage Research Center, LLC 1 7.13% $9,272
    Citibank 1 7.13% $4,244
    Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $6,221
    BETTER MORTGAGE CORPORATION 1 6.88% $4,337
    Barrington Bank & Trust Company, N.A. 1 5.99% $5,422
    NEWREZ LLC 1 6.88% $5,412
    AMERISAVE MORTGAGE CORPORATION 1 7.63% $6,325
    Penn Community Bank 1 6.63% $5,792
    USAA Federal Savings Bank 1 7.00% $5,495
    Peoples Security Bank and Trust Company 1 5.95% $4,371
    PHH Mortgage Corporation 1 6.63% $5,476
    ALLIANT CREDIT UNION 1 6.13% $6,066
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.49% $5,169
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $14,466
    Bank of America 1 5.75% $4,453
    RESIDENTIAL BANCORP 1 8.63% $8,611
    ADVANCIAL 1 7.13% $5,591
    Sierra Pacific Mortgage Company, Inc. 1 7.38% $9,417
    Stifel Bank and Trust 1 5.75% $4,761
    Stillman Bank 1 7.38% $3,185
    The Ephrata National Bank 1 7.13% $16,506
    The Huntington National Bank 1 6.88% $4,919
    The Loan Store, Inc. 1 5.99% $5,705
    Tompkins Trust Company 1 6.63% $3,545
    ABSOLUTE HOME MORTGAGE CORPORATION 1 7.25% $4,785
    EQUITY RESOURCES, INC. 1 6.63% $4,673
    EVERETT FINANCIAL, INC. 1 7.13% $5,716
    CORNING 1 6.13% $11,354
    FIRST COLONY MORTGAGE CORPORATION 1 5.38% $5,975

    Sayre Average Closing Costs & Other Stats

    Sayre, PA's 62 lenders originated 970 loans during 2025. The total origination value was $150,430,000, with an average loan value of $155,082.

    Sayre's average closing costs are $5,355.

    The top Sayre lender as defined by loan originations is Ixonia Bank, with 44 loans originated. Their average total fees are $6,138, which is $1,463 higher than the next largest lender, Citizens & Northern Bank.

    The lowest fee Sayre lenders (with over 10 loans originated) are First Citizens Community Bank ($4,293), Citizens & Northern Bank ($4,675), CREDIT UNION MORTGAGE ASSOCIATION, INC. ($4,734), Ixonia Bank ($6,138) and QUICKEN LOANS, LLC ($6,357).

    The lowest rate Sayre lenders (with over 10 loans originated) are CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.99%), Ixonia Bank (6.71%), Citizens & Northern Bank (6.81%), First Citizens Community Bank (6.95%) and QUICKEN LOANS, LLC (7.01%).

    Sayre, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    Citizens & Northern Bank $31,745,000 $26,260,000 -17.3% 17.5%
    Ixonia Bank $21,490,000 $21,400,000 -0.4% 14.2%
    QUICKEN LOANS, LLC $9,260,000 $9,800,000 5.8% 6.5%
    First Citizens Community Bank $8,530,000 $8,555,000 0.3% 5.7%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $4,500,000 $7,460,000 65.8% 5.0%
    Mortgage Research Center, LLC $3,700,000 $4,690,000 26.8% 3.1%
    PS Bank $8,570,000 $4,545,000 -47.0% 3.0%
    UNITED WHOLESALE MORTGAGE, LLC $2,535,000 $4,310,000 70.0% 2.9%
    Community Bank $2,370,000 $3,625,000 53.0% 2.4%
    M&T Bank $3,410,000 $3,250,000 -4.7% 2.2%
    FREEDOM MORTGAGE CORPORATION $1,980,000 $3,095,000 56.3% 2.1%
    VISIONS $1,250,000 $3,040,000 143.2% 2.0%
    MOVEMENT MORTGAGE, LLC $1,215,000 $2,325,000 91.4% 1.5%
    PENNYMAC LOAN SERVICES, LLC $1,210,000 $2,060,000 70.2% 1.4%
    Chemung Canal Trust Company $2,140,000 $1,950,000 -8.9% 1.3%
    CORNING $1,275,000 $1,875,000 47.1% 1.2%
    Tioga State Bank $730,000 $1,835,000 151.4% 1.2%
    NAVY FEDERAL CREDIT UNION $1,320,000 $1,575,000 19.3% 1.0%
    FIRST HERITAGE FEDERAL CREDIT UNION $445,000 $1,535,000 244.9% 1.0%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $1,045,000 $1,520,000 45.5% 1.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $220,000 $1,035,000 370.5% 0.7%
    EVERETT FINANCIAL, INC. $1,150,000 $1,030,000 -10.4% 0.7%
    21ST MORTGAGE CORPORATION $925,000 $1,020,000 10.3% 0.7%
    Northwest Bank $155,000 $940,000 506.5% 0.6%
    Wells Fargo Bank $605,000 $870,000 43.8% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,245,000 $855,000 -31.3% 0.6%
    USAA Federal Savings Bank $400,000 $850,000 112.5% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $830,000 n/a 0.6%
    LOANDEPOT.COM, LLC $845,000 $805,000 -4.7% 0.5%
    MidAtlantic Farm Credit, ACA $805,000 $775,000 -3.7% 0.5%
    First National Bank of Pennsylvania $245,000 $755,000 208.2% 0.5%
    NEW DAY FINANCIAL, LLC $430,000 $685,000 59.3% 0.5%
    PNC Bank $265,000 $675,000 154.7% 0.4%
    NEWREZ LLC $720,000 $610,000 -15.3% 0.4%
    AMERISAVE MORTGAGE CORPORATION $445,000 $540,000 21.3% 0.4%
    SWBC MORTGAGE CORPORATION $295,000 $520,000 76.3% 0.3%
    Century Mortgage Company DBA Century Lending Company $520,000 $515,000 -1.0% 0.3%
    MICHIGAN MUTUAL, INC. $205,000 $510,000 148.8% 0.3%
    ALLIANT CREDIT UNION $485,000 n/a 0.3%
    Flagstar Bank, FSB $485,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $205,000 $480,000 134.1% 0.3%
    RUOFF MORTGAGE COMPANY, INC. $440,000 $470,000 6.8% 0.3%
    CNB Bank $455,000 n/a 0.3%
    The Ephrata National Bank $25,000 $455,000 1,720.0% 0.3%
    GUARANTEED RATE AFFINITY, LLC $445,000 n/a 0.3%
    ALLIED MORTGAGE GROUP, INC. $465,000 $440,000 -5.4% 0.3%
    Stifel Bank and Trust $435,000 n/a 0.3%
    Penn Community Bank $425,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $500,000 $405,000 -19.0% 0.3%
    Fulton Bank $815,000 $405,000 -50.3% 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $175,000 $375,000 114.3% 0.2%
    LENDINGHOME FUNDING CORPORATION $370,000 n/a 0.2%
    The Huntington National Bank $370,000 n/a 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $225,000 $360,000 60.0% 0.2%
    MEMBERS 1ST FEDERAL CREDIT UNION $145,000 $355,000 144.8% 0.2%
    Figure Lending LLC $35,000 $350,000 900.0% 0.2%
    LOANPAL, LLC $345,000 n/a 0.2%
    PGMEFCU $135,000 $315,000 133.3% 0.2%
    ADVANCIAL $305,000 n/a 0.2%
    MILEND, INC. $235,000 $305,000 29.8% 0.2%
    Bank of America $105,000 $290,000 176.2% 0.2%
    BETTER MORTGAGE CORPORATION $285,000 n/a 0.2%
    The Loan Store, Inc. $560,000 $285,000 -49.1% 0.2%
    Jersey Shore State Bank $215,000 $280,000 30.2% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $275,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $275,000 n/a 0.2%
    RESIDENTIAL BANCORP $275,000 n/a 0.2%
    Univest Bank and Trust Co. $145,000 $270,000 86.2% 0.2%
    UBS Bank USA $265,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $1,105,000 $265,000 -76.0% 0.2%
    Wilmington Savings Fund Society, FSB $260,000 n/a 0.2%
    Coastal Community Bank $255,000 n/a 0.2%
    First Columbia Bank & Trust Co. $405,000 $255,000 -37.0% 0.2%
    Mortgage America, Inc. $225,000 $255,000 13.3% 0.2%
    Franklin Loan Corporation $245,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $245,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $85,000 $245,000 188.2% 0.2%
    ABSOLUTE HOME MORTGAGE CORPORATION $175,000 $235,000 34.3% 0.2%
    Citibank $235,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $1,700,000 $230,000 -86.5% 0.2%
    CONTOUR MORTGAGE CORPORATION $225,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $215,000 n/a 0.1%
    AMERICAN HERITAGE FCU $210,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $155,000 $205,000 32.3% 0.1%
    Keystone Funding, Inc. $205,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $205,000 n/a 0.1%
    Nations Lending Corporation $470,000 $185,000 -60.6% 0.1%
    Peoples Security Bank and Trust Company $185,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $500,000 $165,000 -67.0% 0.1%
    BROKER SOLUTIONS, INC. $135,000 $160,000 18.5% 0.1%
    AmeriHome Mortgage Company, LLC $155,000 n/a 0.1%
    JPMorgan Chase Bank $320,000 $155,000 -51.6% 0.1%
    NBT Bank $205,000 $155,000 -24.4% 0.1%
    PHH Mortgage Corporation $170,000 $155,000 -8.8% 0.1%
    Empower Federal Credit Union $155,000 $150,000 -3.2% 0.1%
    Stillman Bank $145,000 n/a 0.1%
    Magnolia Bank $420,000 $135,000 -67.9% 0.1%
    Tompkins Trust Company $185,000 $125,000 -32.4% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $85,000 $125,000 47.1% 0.1%
    Carrington Mortgage Services, LLC $120,000 $120,000 0.0% 0.1%
    PLANET HOME LENDING, LLC $175,000 $115,000 -34.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $290,000 $115,000 -60.3% 0.1%
    SPRING EQ, LLC $110,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $105,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $105,000 n/a 0.1%
    EQUITY RESOURCES, INC. $85,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $95,000 $85,000 -10.5% 0.1%
    Truist $305,000 $55,000 -82.0% 0.0%
    Citizens Bank $150,000 $25,000 -83.3% 0.0%
    PALCO FEDERAL CREDIT UNION $25,000 n/a 0.0%

    Sayre's top lender by overall market share is Citizens & Northern Bank, with 17.5% market share. In second place, with 14.2%, is Ixonia Bank, having originated $21,400,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $9,800,000 in loans. In fourth place, with 5.7%, is First Citizens Community Bank, having originated $8,555,000 in loans. In fifth place, with 5.0%, is CREDIT UNION MORTGAGE ASSOCIATION, INC., having originated $7,460,000 in loans.

    Sayre Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,600 (-3.6%) $184,664 (-1.0%) 0.00 260
    2018-02-01 $140,000 (-7.4%) $181,725 (-2.1%) 0.00 264
    2018-03-01 $136,700 (-12.6%) $176,382 (-8.7%) 0.00 261
    2018-04-01 $144,000 (-9.3%) $175,983 (-10.6%) 0.00 258
    2018-05-01 $143,000 (-7.2%) $175,649 (-11.2%) 0.00 269
    2018-06-01 $156,500 (1.0%) $182,977 (-5.6%) 0.00 296
    2018-07-01 $159,900 (4.2%) $187,635 (-2.5%) 0.00 308
    2018-08-01 $157,750 (1.7%) $188,597 (-3.4%) 0.00 315
    2018-09-01 $151,200 (0.8%) $186,182 (-2.6%) 0.00 323
    2018-10-01 $149,900 (0.0%) $182,870 (-1.7%) 0.00 307
    2018-11-01 $154,250 (2.9%) $185,063 (0.0%) 0.00 302
    2018-12-01 $150,000 (3.7%) $184,071 (1.0%) 0.00 283
    2019-01-01 $144,925 (0.2%) $182,403 (-1.2%) 0.00 269
    2019-02-01 $151,200 (8.0%) $185,506 (2.1%) 0.00 256
    2019-03-01 $161,286 (18.0%) $191,194 (8.4%) 0.00 257
    2019-04-01 $164,536 (14.3%) $196,582 (11.7%) 0.00 258
    2019-05-01 $165,000 (15.4%) $203,015 (15.6%) 0.00 244
    2019-06-01 $162,400 (3.8%) $199,026 (8.8%) 0.00 255
    2019-07-01 $156,163 (-2.3%) $195,931 (4.4%) 0.00 260
    2019-08-01 $156,991 (-0.5%) $196,091 (4.0%) 0.00 259
    2019-09-01 $158,627 (4.9%) $198,692 (6.7%) 0.00 257
    2019-10-01 $161,150 (7.5%) $200,690 (9.7%) 0.00 256
    2019-11-01 $175,000 (13.5%) $203,995 (10.2%) 0.00 246
    2019-12-01 $182,000 (21.3%) $207,381 (12.7%) 0.00 223
    2020-01-01 $175,000 (20.8%) $206,238 (13.1%) 0.00 221
    2020-02-01 $179,500 (18.7%) $207,424 (11.8%) 0.00 229
    2020-03-01 $184,925 (14.7%) $209,186 (9.4%) 0.00 212
    2020-04-01 $186,500 (13.4%) $213,382 (8.6%) 0.00 204
    2020-05-01 $189,000 (14.6%) $216,508 (6.7%) 0.00 203
    2020-06-01 $189,250 (16.5%) $209,715 (5.4%) 0.00 202
    2020-07-01 $189,125 (21.1%) $213,396 (8.9%) 0.00 200
    2020-08-01 $185,000 (17.8%) $210,191 (7.2%) 0.00 211
    2020-09-01 $178,000 (12.2%) $208,125 (4.8%) 0.00 189
    2020-10-01 $159,900 (-0.8%) $202,007 (0.7%) 0.00 174
    2020-11-01 $159,900 (-8.6%) $204,354 (0.2%) 0.00 171
    2020-12-01 $174,950 (-3.9%) $217,839 (5.0%) 0.00 166
    2021-01-01 $174,900 (-0.1%) $222,298 (7.8%) 0.00 143
    2021-02-01 $172,050 (-4.2%) $242,661 (17.0%) 0.00 123
    2021-03-01 $179,350 (-3.0%) $248,127 (18.6%) 0.00 118
    2021-04-01 $185,975 (-0.3%) $252,754 (18.5%) 0.00 113
    2021-05-01 $198,500 (5.0%) $255,612 (18.1%) 0.00 111
    2021-06-01 $190,950 (0.9%) $249,456 (19.0%) 0.00 113
    2021-07-01 $184,950 (-2.2%) $241,064 (13.0%) 0.00 121
    2021-08-01 $180,700 (-2.3%) $250,097 (19.0%) 0.00 123
    2021-09-01 $185,000 (3.9%) $255,444 (22.7%) 0.00 125
    2021-10-01 $185,000 (15.7%) $245,688 (21.6%) 0.00 119
    2021-11-01 $189,675 (18.6%) $266,836 (30.6%) 0.00 123
    2021-12-01 $189,450 (8.3%) $274,382 (26.0%) 0.00 105
    2022-01-01 $199,000 (13.8%) $267,834 (20.5%) 0.00 86
    2022-02-01 $209,829 (22.0%) $272,829 (12.4%) 0.00 77
    2022-03-01 $199,725 (11.4%) $265,864 (7.2%) 0.00 75
    2022-04-01 $196,750 (5.8%) $254,640 (0.8%) 0.00 71
    2022-05-01 $201,975 (1.8%) $266,256 (4.2%) 0.00 71
    2022-06-01 $199,900 (4.7%) $267,642 (7.3%) 0.00 87
    2022-07-01 $193,700 (4.7%) $266,798 (10.7%) 0.00 97
    2022-08-01 $196,975 (9.0%) $269,957 (7.9%) 0.00 97
    2022-09-01 $197,000 (6.5%) $275,494 (7.9%) 0.00 102
    2022-10-01 $199,900 (8.1%) $280,242 (14.1%) 0.00 118
    2022-11-01 $207,400 (9.3%) $281,774 (5.6%) 0.00 110
    2022-12-01 $195,500 (3.2%) $275,885 (0.6%) 0.00 98
    2023-01-01 $217,835 (9.5%) $282,367 (5.4%) 0.00 80
    2023-02-01 $212,885 (1.5%) $289,591 (6.1%) 0.00 65
    2023-03-01 $184,625 (-7.6%) $245,072 (-7.8%) 0.00 67
    2023-04-01 $191,500 (-2.7%) $283,334 (11.3%) 0.00 55
    2023-05-01 $224,250 (11.0%) $293,943 (10.4%) 0.00 59
    2023-06-01 $198,625 (-0.6%) $276,934 (3.5%) 0.00 65
    2023-07-01 $200,000 (3.3%) $268,375 (0.6%) 0.00 75
    2023-08-01 $189,500 (-3.8%) $258,930 (-4.1%) 0.00 67
    2023-09-01 $198,000 (0.5%) $257,531 (-6.5%) 0.00 71
    2023-10-01 $199,750 (-0.1%) $272,697 (-2.7%) 0.00 69
    2023-11-01 $235,175 (13.4%) $280,343 (-0.5%) 0.00 69
    2023-12-01 $219,950 (12.5%) $267,341 (-3.1%) 0.00 64
    2024-01-01 $208,725 (-4.2%) $269,199 (-4.7%) 0.00 65
    2024-02-01 $196,500 (-7.7%) $271,334 (-6.3%) 0.00 55
    2024-03-01 $225,000 (21.9%) $281,597 (14.9%) 0.00 54
    2024-04-01 $212,250 (10.8%) $293,528 (3.6%) 0.00 59
    2024-05-01 $217,500 (-3.0%) $307,113 (4.5%) 0.00 70
    2024-06-01 $219,889 (10.7%) $316,942 (14.5%) 0.00 72
    2024-07-01 $231,750 (15.9%) $321,984 (20.0%) 0.00 77
    2024-08-01 $259,000 (36.7%) $329,120 (27.1%) 0.00 84
    2024-09-01 $234,275 (18.3%) $325,263 (26.3%) 0.00 85
    2024-10-01 $239,900 (20.1%) $322,042 (18.1%) 0.00 94
    2024-11-01 $249,000 (5.9%) $313,009 (11.7%) 0.00 93
    2024-12-01 $241,124 (9.6%) $304,766 (14.0%) 0.00 87
    2025-01-01 $224,875 (7.7%) $288,842 (7.3%) 0.00 72
    2025-02-01 $226,975 (15.5%) $286,347 (5.5%) 0.00 66
    2025-03-01 $225,000 (0.0%) $270,918 (-3.8%) 0.00 70
    2025-04-01 $218,750 (3.1%) $272,240 (-7.3%) 0.00 66
    2025-05-01 $219,500 (0.9%) $278,461 (-9.3%) 0.00 71
    2025-06-01 $262,000 (19.2%) $340,276 (7.4%) 0.00 83
    2025-07-01 $262,000 (13.1%) $336,113 (4.4%) 0.00 86
    2025-08-01 $245,000 (-5.4%) $337,250 (2.5%) 0.00 82
    2025-09-01 $247,000 (5.4%) $334,035 (2.7%) 0.00 88
    2025-10-01 $237,475 (-1.0%) $316,033 (-1.9%) 0.00 94
    2025-11-01 $225,000 (-9.6%) $299,775 (-4.2%) 0.00 105
    2025-12-01 $210,000 (-12.9%) $289,669 (-5.0%) 0.00 105
    2026-01-01 $214,500 (-4.6%) $289,956 (0.4%) 0.00 84
    2026-02-01 $230,000 (1.3%) $299,822 (4.7%) 0.00 72
    2026-03-01 $233,000 (3.6%) $295,948 (9.2%) 0.00 67
    2026-04-01 $223,175 (2.0%) $287,665 (5.7%) 0.00 74
    2026-05-01 $225,000 (2.5%) $303,434 (9.0%) 0.00 70
    2026-06-01 $225,000 (-14.1%) $278,416 (-18.2%) 0.00 77
    2026-07-01 $224,975 (-14.1%) $272,502 (-18.9%) 0.00 74
    2026-08-01 $217,250 (-11.3%) $286,371 (-15.1%) 0.00 80
    2026-09-01 $225,000 (-8.9%) $308,532 (-7.6%) 0.00 91
    2026-10-01 $225,000 (-5.3%) $301,094 (-4.7%) 0.00 98
    Sayre's median listing price for 2026-10-01 was $225,000, a difference of $-12,475 (-5.3%) versus the prior year and $0 versus the prior month.

    Sayre's median listing price comes in at 0% of the national average.

    Sayre's average listing price for 2026-10-01 was $301,094, a difference of $-14,939 (-4.7%) versus the prior year and $-7,438 versus the prior month.

    For the 2026-10-01 period, Sayre had 98 MLS listings, a difference of 7 listings (8%) versus the prior month and 4 listings (4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,764 sqft
    2018-02-01 0 days 1,750 sqft
    2018-03-01 0 days 1,761 sqft
    2018-04-01 0 days 1,777 sqft
    2018-05-01 0 days 1,814 sqft
    2018-06-01 0 days 1,827 sqft
    2018-07-01 0 days 1,821 sqft
    2018-08-01 0 days 1,814 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,754 sqft
    2018-11-01 0 days 1,730 sqft
    2018-12-01 0 days 1,738 sqft
    2019-01-01 0 days 1,721 sqft
    2019-02-01 0 days 1,728 sqft
    2019-03-01 0 days 1,786 sqft
    2019-04-01 0 days 1,838 sqft
    2019-05-01 0 days 1,825 sqft
    2019-06-01 0 days 1,818 sqft
    2019-07-01 0 days 1,831 sqft
    2019-08-01 0 days 1,804 sqft
    2019-09-01 0 days 1,811 sqft
    2019-10-01 0 days 1,815 sqft
    2019-11-01 0 days 1,907 sqft
    2019-12-01 0 days 1,863 sqft
    2020-01-01 0 days 1,874 sqft
    2020-02-01 0 days 1,920 sqft
    2020-03-01 0 days 1,908 sqft
    2020-04-01 0 days 1,913 sqft
    2020-05-01 0 days 1,930 sqft
    2020-06-01 0 days 2,038 sqft
    2020-07-01 0 days 2,006 sqft
    2020-08-01 0 days 1,870 sqft
    2020-09-01 0 days 1,885 sqft
    2020-10-01 0 days 1,823 sqft
    2020-11-01 0 days 1,789 sqft
    2020-12-01 0 days 1,825 sqft
    2021-01-01 0 days 1,796 sqft
    2021-02-01 0 days 1,779 sqft
    2021-03-01 0 days 1,918 sqft
    2021-04-01 0 days 1,920 sqft
    2021-05-01 0 days 1,927 sqft
    2021-06-01 0 days 1,919 sqft
    2021-07-01 0 days 1,920 sqft
    2021-08-01 0 days 1,954 sqft
    2021-09-01 0 days 1,948 sqft
    2021-10-01 0 days 1,942 sqft
    2021-11-01 0 days 1,948 sqft
    2021-12-01 0 days 1,908 sqft
    2022-01-01 0 days 1,872 sqft
    2022-02-01 0 days 1,968 sqft
    2022-03-01 0 days 1,883 sqft
    2022-04-01 0 days 1,798 sqft
    2022-05-01 0 days 1,851 sqft
    2022-06-01 0 days 1,825 sqft
    2022-07-01 0 days 1,810 sqft
    2022-08-01 0 days 1,804 sqft
    2022-09-01 0 days 1,771 sqft
    2022-10-01 0 days 1,724 sqft
    2022-11-01 0 days 1,830 sqft
    2022-12-01 0 days 1,822 sqft
    2023-01-01 0 days 1,841 sqft
    2023-02-01 0 days 1,876 sqft
    2023-03-01 0 days 1,974 sqft
    2023-04-01 0 days 1,981 sqft
    2023-05-01 0 days 1,879 sqft
    2023-06-01 0 days 1,843 sqft
    2023-07-01 0 days 1,887 sqft
    2023-08-01 0 days 1,989 sqft
    2023-09-01 0 days 2,010 sqft
    2023-10-01 0 days 1,934 sqft
    2023-11-01 0 days 1,963 sqft
    2023-12-01 0 days 1,881 sqft
    2024-01-01 0 days 1,789 sqft
    2024-02-01 0 days 1,760 sqft
    2024-03-01 0 days 1,778 sqft
    2024-04-01 0 days 1,780 sqft
    2024-05-01 0 days 1,896 sqft
    2024-06-01 0 days 1,898 sqft
    2024-07-01 0 days 1,943 sqft
    2024-08-01 0 days 1,989 sqft
    2024-09-01 0 days 1,826 sqft
    2024-10-01 0 days 1,916 sqft
    2024-11-01 0 days 2,060 sqft
    2024-12-01 0 days 2,056 sqft
    2025-01-01 0 days 2,000 sqft
    2025-02-01 0 days 1,934 sqft
    2025-03-01 0 days 1,928 sqft
    2025-04-01 0 days 1,918 sqft
    2025-05-01 0 days 1,832 sqft
    2025-06-01 0 days 2,129 sqft
    2025-07-01 0 days 1,942 sqft
    2025-08-01 0 days 1,928 sqft
    2025-09-01 0 days 1,922 sqft
    2025-10-01 0 days 1,901 sqft
    2025-11-01 0 days 1,906 sqft
    2025-12-01 0 days 1,848 sqft
    2026-01-01 0 days 1,840 sqft
    2026-02-01 0 days 1,855 sqft
    2026-03-01 0 days 1,876 sqft
    2026-04-01 0 days 1,842 sqft
    2026-05-01 0 days 1,796 sqft
    2026-06-01 0 days 1,758 sqft
    2026-07-01 0 days 1,753 sqft
    2026-08-01 0 days 1,745 sqft
    2026-09-01 0 days 1,747 sqft
    2026-10-01 0 days 1,844 sqft
    Sayre's median listing age (time on market) for 2026-10-01 was 0 days.

    Sayre's median square footage for active listings during the 2026-10-01 period was 1,844 sqft. One year prior, the average listing was 1,901 sqft.

    Sayre, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 499 $95,815,000 $192,014
    Other 127 $11,085,000 $87,283
    Cash Out Refi 122 $18,070,000 $148,115
    Refi 115 $17,085,000 $148,565
    Home Improvement 107 $8,375,000 $78,271

    Sayre's most frequently cited loan purpose was Home Purchase, with 499 originations. The 2nd most popular reason was Other, with 127 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 375 $70,035,000 $186,760
    7-8% 226 $32,810,000 $145,177
    5-6% 183 $29,865,000 $163,197
    Over 8% 79 $5,795,000 $73,354
    4-5% 9 $1,295,000 $143,889
    <2.5% 6 $350,000 $58,333
    3-4% 4 $470,000 $117,500

    During 2025, Sayre's most frequently originated rate bucket was 6-7%, with 375 originations.

    Loan Sizing (Sayre, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 364 $53,170,000 $146,071
    $100,000 or less 338 $19,330,000 $57,189
    $200k-400k 234 $61,490,000 $262,778
    $400k-600k 30 $13,670,000 $455,667
    $600k-1000k 4 $2,770,000 $692,500

    Sayre's loan sizing saw the bucket of loans from $100k-200k with 364 originations, totaling $53,170,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 355 $74,645,000 $210,268
    60-80% 170 $31,860,000 $187,412
    20-40% 138 $10,660,000 $77,246
    Under 20% 105 $4,605,000 $43,857
    40-60% 94 $13,940,000 $148,298
    Over 100% 8 $2,320,000 $290,000

    Sayre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 355 originations, totaling $74,645,000 in origination value.