Sayre Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sayre averaged 7.26% for the week of 2025-05-29, compared to the national average of 6.89% for the same period.

    The average rate for the prior week (2025-05-22) was 7.23% and one month ago for the week of 2025-04-24, the average rate was 7.08%.

    Sayre's average rate one year ago was 7.31%.

    For refis of the same type during the week of 2025-05-29, the average rate was 6.79%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-29 6.89%
    Sayre 30 Year Fixed Rate 2025-05-29 7.26%
    Sayre 30 Year Fixed Rate Refi 2025-05-29 6.79%
    Sayre 15 Year Fixed Rate 2025-05-29 5.93%
    Sayre 15 Year Fixed Rate Refi 2025-05-29 6.13%
    Sayre 30 Year FHA 2025-05-29 0.08%
    Sayre 30 Year FHA Refi 2025-05-29 0.1%
    Sayre 30 Year USDA 2025-05-29 0.2%
    Sayre 30 Year USDA Refi 2025-05-29 -0.2%
    Sayre 30 Year VA 2025-05-29 0.1%
    Sayre 30 Year VA Refi 2025-05-29 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sayre, PA.

    Sayre Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sayre, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Citizens & Northern Bank 66 6.90% $5,874
    Ixonia Bank 61 6.86% $6,356
    QUICKEN LOANS, LLC 25 6.83% $6,342
    First Citizens Community Bank 20 7.14% $4,917
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 20 5.78% $4,217
    M&T Bank 5 6.78% $5,746
    Chemung Canal Trust Company 4 6.72% $2,363
    CORNING 3 6.25% $4,839
    Mr. Cooper ( Nationstar Mortgage ) 3 6.95% $6,964
    NAVY FEDERAL CREDIT UNION 3 6.17% $9,505
    EVERETT FINANCIAL, INC. 3 7.08% $5,323
    Community Bank 3 7.63% $16
    21ST MORTGAGE CORPORATION 3 10.07% $4,611
    UNITED WHOLESALE MORTGAGE, LLC 3 7.00% $4,796
    Fulton Bank 2 7.31% $7,680
    GUILD MORTGAGE COMPANY 2 6.49% $5,210
    The Loan Store, Inc. 2 6.63% $9,044
    MidAtlantic Farm Credit, ACA 2 6.84% $5,414
    UNION HOME MORTGAGE CORP. 2 7.00% $5,607
    NEWREZ LLC 2 7.06% $6,788
    Wells Fargo Bank 2 6.63% $4,821
    AMERICAN FINANCING CORPORATION 2 7.06% $7,047
    Nations Lending Corporation 1 8.00% $15,911
    NBT Bank 1 6.13% $4,937
    NexBank 1 6.25% $6,259
    PENNSYLVANIA STATE EMPLOYEES Credit Union 1 7.00% $2,661
    PHH Mortgage Corporation 1 6.50% $4,864
    PNC Bank 1 5.88% $5,174
    Presidential Bank, FSB 1 6.63% $9,693
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.88% $4,246
    Residential Mortgage Solutions, Inc. 1 6.38% $8,718
    Tompkins Trust Company 1 5.88% $4,172
    Univest Bank and Trust Co. 1 6.63% $4,817
    Servion, Inc. 1 7.00% $6,217
    ABSOLUTE HOME MORTGAGE CORPORATION 1 6.49% $7,583
    Ally Bank 1 7.00% $6,823
    American Mortgage & Equity Consultants, Inc. 1 7.13% $5,342
    Carrington Mortgage Services, LLC 1 6.13% $5,098
    Century Mortgage Company DBA Century Lending Company 1 6.63% $4,774
    Charles Schwab Bank, SSB 1 6.25% $14,419
    Empower Federal Credit Union 1 5.88% $2,657
    FirstBank 1 6.99% $6,258
    FIRST HERITAGE FEDERAL CREDIT UNION 1 6.38% $3,238
    FREEDOM MORTGAGE CORPORATION 1 6.38% $4,464
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.00% $6,778
    HOMESIDE FINANCIAL, LLC 1 7.13% $11,461
    HOMESTEAD FUNDING CORP. 1 6.50% $4,436
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.50% $5,973
    Jersey Shore State Bank 1 7.13% $4,602
    JPMorgan Chase Bank 1 7.63% $4,793
    LENOX FINANCIAL MORTGAGE CORPORATION 1 7.50% $3,234
    Meridian Bank Corporation 1 8.25% $8,753
    MICHIGAN MUTUAL, INC. 1 8.13% $8,392
    Mortgage America, Inc. 1 7.38% $4,704
    Mortgage Research Center, LLC 1 6.99% $4,122

    Sayre Average Closing Costs & Other Stats

    Sayre, PA's 55 lenders originated 953 loans during 2024. The total origination value was $139,195,000, with an average loan value of $146,060.

    Sayre's average closing costs are $5,199.

    The top Sayre lender as defined by loan originations is Citizens & Northern Bank, with 66 loans originated. Their average total fees are $5,874, which is $481 lower than the next largest lender, Ixonia Bank.

    The lowest fee Sayre lenders (with over 10 loans originated) are CREDIT UNION MORTGAGE ASSOCIATION, INC. ($4,217), First Citizens Community Bank ($4,917), Citizens & Northern Bank ($5,874), QUICKEN LOANS, LLC ($6,342) and Ixonia Bank ($6,356).

    The lowest rate Sayre lenders (with over 10 loans originated) are CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.78%), QUICKEN LOANS, LLC (6.83%), Ixonia Bank (6.86%), Citizens & Northern Bank (6.90%) and First Citizens Community Bank (7.14%).

    Sayre, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Citizens & Northern Bank $33,705,000 $31,745,000 -5.8% 22.8%
    Ixonia Bank $2,120,000 $21,490,000 913.7% 15.4%
    QUICKEN LOANS, LLC $6,370,000 $9,260,000 45.4% 6.7%
    PS Bank $7,735,000 $8,570,000 10.8% 6.2%
    First Citizens Community Bank $12,275,000 $8,530,000 -30.5% 6.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,295,000 $4,500,000 247.5% 3.2%
    Mortgage Research Center, LLC $3,585,000 $3,700,000 3.2% 2.7%
    M&T Bank $2,245,000 $3,410,000 51.9% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $2,435,000 $2,535,000 4.1% 1.8%
    Community Bank $4,640,000 $2,370,000 -48.9% 1.7%
    Chemung Canal Trust Company $1,595,000 $2,140,000 34.2% 1.5%
    FREEDOM MORTGAGE CORPORATION $1,140,000 $1,980,000 73.7% 1.4%
    GUILD MORTGAGE COMPANY $15,870,000 $1,700,000 -89.3% 1.2%
    NAVY FEDERAL CREDIT UNION $540,000 $1,320,000 144.4% 0.9%
    CORNING $1,630,000 $1,275,000 -21.8% 0.9%
    VISIONS $1,325,000 $1,250,000 -5.7% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $600,000 $1,245,000 107.5% 0.9%
    MOVEMENT MORTGAGE, LLC $550,000 $1,215,000 120.9% 0.9%
    PENNYMAC LOAN SERVICES, LLC $625,000 $1,210,000 93.6% 0.9%
    EVERETT FINANCIAL, INC. $1,150,000 n/a 0.8%
    VILLAGE CAPITAL MORTGAGE $175,000 $1,105,000 531.4% 0.8%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $250,000 $1,045,000 318.0% 0.8%
    21ST MORTGAGE CORPORATION $1,040,000 $925,000 -11.1% 0.7%
    LOANDEPOT.COM, LLC $335,000 $845,000 152.2% 0.6%
    Fulton Bank $815,000 n/a 0.6%
    MidAtlantic Farm Credit, ACA $465,000 $805,000 73.1% 0.6%
    Tioga State Bank $745,000 $730,000 -2.0% 0.5%
    NEWREZ LLC $685,000 $720,000 5.1% 0.5%
    Wells Fargo Bank $260,000 $605,000 132.7% 0.4%
    Charles Schwab Bank, SSB $585,000 n/a 0.4%
    The Loan Store, Inc. $215,000 $560,000 160.5% 0.4%
    Century Mortgage Company DBA Century Lending Company $265,000 $520,000 96.2% 0.4%
    AMERICAN FINANCING CORPORATION $500,000 n/a 0.4%
    HOMESIDE FINANCIAL, LLC $165,000 $500,000 203.0% 0.4%
    Nations Lending Corporation $470,000 n/a 0.3%
    ALLIED MORTGAGE GROUP, INC. $135,000 $465,000 244.4% 0.3%
    York Traditions Bank $205,000 $455,000 122.0% 0.3%
    AMERISAVE MORTGAGE CORPORATION $95,000 $445,000 368.4% 0.3%
    FIRST HERITAGE FEDERAL CREDIT UNION $695,000 $445,000 -36.0% 0.3%
    RUOFF MORTGAGE COMPANY, INC. $440,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $505,000 $430,000 -14.9% 0.3%
    Magnolia Bank $195,000 $420,000 115.4% 0.3%
    First Columbia Bank & Trust Co. $405,000 n/a 0.3%
    USAA Federal Savings Bank $1,270,000 $400,000 -68.5% 0.3%
    East Coast Capital Corp. $390,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $55,000 $360,000 554.5% 0.3%
    JPMorgan Chase Bank $420,000 $320,000 -23.8% 0.2%
    Servion, Inc. $310,000 n/a 0.2%
    FirstBank $305,000 n/a 0.2%
    Truist $305,000 n/a 0.2%
    American Mortgage & Equity Consultants, Inc. $295,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $85,000 $295,000 247.1% 0.2%
    SWBC MORTGAGE CORPORATION $185,000 $295,000 59.5% 0.2%
    ROYAL UNITED MORTGAGE LLC $290,000 n/a 0.2%
    T2 FINANCIAL LLC $145,000 $275,000 89.7% 0.2%
    PNC Bank $845,000 $265,000 -68.6% 0.2%
    First National Bank of Pennsylvania $245,000 n/a 0.2%
    Meridian Bank Corporation $245,000 n/a 0.2%
    Presidential Bank, FSB $245,000 n/a 0.2%
    MILEND, INC. $235,000 n/a 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $225,000 n/a 0.2%
    Mortgage America, Inc. $225,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $430,000 $220,000 -48.8% 0.2%
    Jersey Shore State Bank $545,000 $215,000 -60.6% 0.2%
    Residential Mortgage Solutions, Inc. $215,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $815,000 $205,000 -74.8% 0.1%
    MICHIGAN MUTUAL, INC. $205,000 n/a 0.1%
    NBT Bank $85,000 $205,000 141.2% 0.1%
    Ally Bank $145,000 $185,000 27.6% 0.1%
    Tompkins Trust Company $185,000 n/a 0.1%
    ABSOLUTE HOME MORTGAGE CORPORATION $175,000 n/a 0.1%
    CORPORATE AMERICA FAMILY $40,000 $175,000 337.5% 0.1%
    PLANET HOME LENDING, LLC $175,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $175,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $175,000 n/a 0.1%
    U.S. Bank $375,000 $175,000 -53.3% 0.1%
    PHH Mortgage Corporation $170,000 n/a 0.1%
    Members Choice Financial Credit Union $165,000 n/a 0.1%
    Empower Federal Credit Union $75,000 $155,000 106.7% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $155,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $155,000 n/a 0.1%
    Northwest Bank $230,000 $155,000 -32.6% 0.1%
    NORWICH COMMERCIAL GROUP, INC. $155,000 n/a 0.1%
    POLICE & FIRE $35,000 $155,000 342.9% 0.1%
    Citizens Bank $720,000 $150,000 -79.2% 0.1%
    MEMBERS 1ST FEDERAL CREDIT UNION $140,000 $145,000 3.6% 0.1%
    Univest Bank and Trust Co. $235,000 $145,000 -38.3% 0.1%
    Blue Ridge Bank $135,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $425,000 $135,000 -68.2% 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $135,000 n/a 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $135,000 n/a 0.1%
    PGMEFCU $180,000 $135,000 -25.0% 0.1%
    First Bank $125,000 n/a 0.1%
    OCMBC, INC. $125,000 n/a 0.1%
    Carrington Mortgage Services, LLC $215,000 $120,000 -44.2% 0.1%
    Discover Bank $45,000 $120,000 166.7% 0.1%
    Bank of America $125,000 $105,000 -16.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $145,000 $95,000 -34.5% 0.1%
    The Luzerne Bank $160,000 $95,000 -40.6% 0.1%
    Fairway Consumer Discount Company $85,000 n/a 0.1%
    NexBank $85,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $85,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $75,000 n/a 0.1%
    SERVICE 1ST $55,000 $65,000 18.2% 0.0%
    Figure Lending LLC $45,000 $35,000 -22.2% 0.0%
    KINECTA $35,000 n/a 0.0%
    The Ephrata National Bank $25,000 n/a 0.0%
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $15,000 n/a 0.0%

    Sayre's top lender by overall market share is Citizens & Northern Bank, with 22.8% market share. In second place, with 15.4%, is Ixonia Bank, having originated $21,490,000 in loans. In third place, with 6.7%, is QUICKEN LOANS, LLC, having originated $9,260,000 in loans. In fourth place, with 6.2%, is PS Bank, having originated $8,570,000 in loans. In fifth place, with 6.1%, is First Citizens Community Bank, having originated $8,530,000 in loans.

    Sayre Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,300 (-3.8%) $184,001 (-1.1%) 0.00 259
    2018-02-01 $139,995 (-6.6%) $181,071 (-2.2%) 0.00 263
    2018-03-01 $134,900 (-13.5%) $175,695 (-8.8%) 0.00 260
    2018-04-01 $144,000 (-9.2%) $175,284 (-10.7%) 0.00 257
    2018-05-01 $143,000 (-7.0%) $174,988 (-11.3%) 0.00 268
    2018-06-01 $155,000 (0.1%) $182,403 (-5.7%) 0.00 295
    2018-07-01 $159,900 (4.6%) $187,078 (-2.5%) 0.00 307
    2018-08-01 $156,750 (1.4%) $188,059 (-3.5%) 0.00 314
    2018-09-01 $150,000 (0.1%) $185,663 (-2.7%) 0.00 322
    2018-10-01 $149,900 (0.2%) $182,306 (-1.7%) 0.00 306
    2018-11-01 $154,000 (3.6%) $184,487 (0.0%) 0.00 301
    2018-12-01 $150,000 (4.0%) $183,444 (1.0%) 0.00 282
    2019-01-01 $144,800 (0.4%) $181,760 (-1.2%) 0.00 268
    2019-02-01 $149,950 (7.1%) $184,827 (2.1%) 0.00 255
    2019-03-01 $161,121 (19.4%) $190,535 (8.5%) 0.00 256
    2019-04-01 $164,471 (14.2%) $195,934 (11.8%) 0.00 257
    2019-05-01 $165,000 (15.4%) $202,376 (15.7%) 0.00 243
    2019-06-01 $162,400 (4.8%) $199,026 (9.1%) 0.00 255
    2019-07-01 $156,163 (-2.3%) $195,931 (4.7%) 0.00 260
    2019-08-01 $156,991 (0.2%) $196,091 (4.3%) 0.00 259
    2019-09-01 $158,627 (5.8%) $198,692 (7.0%) 0.00 257
    2019-10-01 $161,150 (7.5%) $200,690 (10.1%) 0.00 256
    2019-11-01 $175,000 (13.6%) $203,995 (10.6%) 0.00 246
    2019-12-01 $182,000 (21.3%) $207,381 (13.1%) 0.00 223
    2020-01-01 $175,000 (20.9%) $206,238 (13.5%) 0.00 221
    2020-02-01 $179,500 (19.7%) $207,424 (12.2%) 0.00 229
    2020-03-01 $184,925 (14.8%) $209,186 (9.8%) 0.00 212
    2020-04-01 $186,500 (13.4%) $213,382 (8.9%) 0.00 204
    2020-05-01 $189,000 (14.6%) $216,508 (7.0%) 0.00 203
    2020-06-01 $189,250 (16.5%) $209,715 (5.4%) 0.00 202
    2020-07-01 $189,125 (21.1%) $213,396 (8.9%) 0.00 200
    2020-08-01 $185,000 (17.8%) $210,191 (7.2%) 0.00 211
    2020-09-01 $178,000 (12.2%) $208,125 (4.8%) 0.00 189
    2020-10-01 $159,900 (-0.8%) $202,007 (0.7%) 0.00 174
    2020-11-01 $159,900 (-8.6%) $204,354 (0.2%) 0.00 171
    2020-12-01 $174,950 (-3.9%) $217,839 (5.0%) 0.00 166
    2021-01-01 $174,900 (-0.1%) $222,298 (7.8%) 0.00 143
    2021-02-01 $172,050 (-4.2%) $242,661 (17.0%) 0.00 123
    2021-03-01 $179,350 (-3.0%) $248,127 (18.6%) 0.00 118
    2021-04-01 $185,975 (-0.3%) $252,754 (18.5%) 0.00 113
    2021-05-01 $194,450 (2.9%) $253,778 (17.2%) 0.00 110
    2021-06-01 $187,450 (-1.0%) $247,630 (18.1%) 0.00 112
    2021-07-01 $184,750 (-2.3%) $239,337 (12.2%) 0.00 120
    2021-08-01 $179,450 (-3.0%) $248,484 (18.2%) 0.00 122
    2021-09-01 $185,000 (3.9%) $253,912 (22.0%) 0.00 124
    2021-10-01 $185,000 (15.7%) $243,848 (20.7%) 0.00 117
    2021-11-01 $188,000 (17.6%) $264,445 (29.4%) 0.00 121
    2021-12-01 $188,225 (7.6%) $272,278 (25.0%) 0.00 104
    2022-01-01 $194,450 (11.2%) $265,612 (19.5%) 0.00 85
    2022-02-01 $203,450 (18.3%) $270,450 (11.5%) 0.00 76
    2022-03-01 $199,450 (11.2%) $263,305 (6.1%) 0.00 74
    2022-04-01 $194,250 (4.5%) $252,000 (-0.3%) 0.00 70
    2022-05-01 $199,500 (2.6%) $265,043 (4.4%) 0.00 71
    2022-06-01 $199,900 (6.6%) $267,642 (8.1%) 0.00 87
    2022-07-01 $193,700 (4.8%) $266,798 (11.5%) 0.00 97
    2022-08-01 $196,975 (9.8%) $269,957 (8.6%) 0.00 97
    2022-09-01 $197,000 (6.5%) $275,494 (8.5%) 0.00 102
    2022-10-01 $199,900 (8.1%) $280,242 (14.9%) 0.00 118
    2022-11-01 $207,400 (10.3%) $281,774 (6.6%) 0.00 110
    2022-12-01 $195,500 (3.9%) $275,885 (1.3%) 0.00 98
    2023-01-01 $217,835 (12.0%) $282,367 (6.3%) 0.00 80
    2023-02-01 $212,885 (4.6%) $289,591 (7.1%) 0.00 65
    2023-03-01 $184,625 (-7.4%) $245,072 (-6.9%) 0.00 67
    2023-04-01 $191,500 (-1.4%) $283,334 (12.4%) 0.00 55
    2023-05-01 $224,250 (12.4%) $293,943 (10.9%) 0.00 59
    2023-06-01 $198,625 (-0.6%) $276,934 (3.5%) 0.00 65
    2023-07-01 $200,000 (3.3%) $268,375 (0.6%) 0.00 75
    2023-08-01 $189,500 (-3.8%) $258,930 (-4.1%) 0.00 67
    2023-09-01 $198,000 (0.5%) $257,531 (-6.5%) 0.00 71
    2023-10-01 $199,750 (-0.1%) $272,697 (-2.7%) 0.00 69
    2023-11-01 $235,175 (13.4%) $280,343 (-0.5%) 0.00 69
    2023-12-01 $219,950 (12.5%) $267,341 (-3.1%) 0.00 64
    2024-01-01 $208,725 (-4.2%) $269,199 (-4.7%) 0.00 65
    2024-02-01 $196,500 (-7.7%) $271,334 (-6.3%) 0.00 55
    2024-03-01 $225,000 (21.9%) $281,597 (14.9%) 0.00 54
    2024-04-01 $212,250 (10.8%) $293,528 (3.6%) 0.00 59
    2024-05-01 $217,500 (-3.0%) $307,113 (4.5%) 0.00 70
    2024-06-01 $219,889 (10.7%) $316,942 (14.5%) 0.00 72
    2024-07-01 $231,750 (15.9%) $321,984 (20.0%) 0.00 77
    2024-08-01 $259,000 (36.7%) $329,120 (27.1%) 0.00 84
    2024-09-01 $239,075 (20.7%) $330,104 (28.2%) 0.00 86
    2024-10-01 $244,450 (22.4%) $329,816 (21.0%) 0.00 91
    2024-11-01 $249,000 (5.9%) $313,009 (11.7%) 0.00 93
    2024-12-01 $241,124 (9.6%) $304,766 (14.0%) 0.00 87
    2025-01-01 $224,875 (7.7%) $288,842 (7.3%) 0.00 72
    2025-02-01 $226,975 (15.5%) $286,347 (5.5%) 0.00 66
    2025-03-01 $225,000 (0.0%) $270,918 (-3.8%) 0.00 70
    2025-04-01 $218,750 (3.1%) $272,240 (-7.3%) 0.00 66
    Sayre's median listing price for 2025-04-01 was $218,750, a difference of $6,500 (3.1%) versus the prior year and $-6,250 versus the prior month.

    Sayre's median listing price comes in at 0% of the national average.

    Sayre's average listing price for 2025-04-01 was $272,240, a difference of $-21,288 (-7.3%) versus the prior year and $1,322 versus the prior month.

    For the 2025-04-01 period, Sayre had 66 MLS listings, a difference of -4 listings (-6%) versus the prior month and 7 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,764 sqft
    2018-02-01 0 days 1,745 sqft
    2018-03-01 0 days 1,758 sqft
    2018-04-01 0 days 1,774 sqft
    2018-05-01 0 days 1,807 sqft
    2018-06-01 0 days 1,820 sqft
    2018-07-01 0 days 1,816 sqft
    2018-08-01 0 days 1,808 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,748 sqft
    2018-11-01 0 days 1,728 sqft
    2018-12-01 0 days 1,736 sqft
    2019-01-01 0 days 1,720 sqft
    2019-02-01 0 days 1,727 sqft
    2019-03-01 0 days 1,783 sqft
    2019-04-01 0 days 1,834 sqft
    2019-05-01 0 days 1,820 sqft
    2019-06-01 0 days 1,818 sqft
    2019-07-01 0 days 1,831 sqft
    2019-08-01 0 days 1,804 sqft
    2019-09-01 0 days 1,811 sqft
    2019-10-01 0 days 1,815 sqft
    2019-11-01 0 days 1,907 sqft
    2019-12-01 0 days 1,863 sqft
    2020-01-01 0 days 1,874 sqft
    2020-02-01 0 days 1,920 sqft
    2020-03-01 0 days 1,908 sqft
    2020-04-01 0 days 1,913 sqft
    2020-05-01 0 days 1,930 sqft
    2020-06-01 0 days 2,038 sqft
    2020-07-01 0 days 2,006 sqft
    2020-08-01 0 days 1,870 sqft
    2020-09-01 0 days 1,879 sqft
    2020-10-01 0 days 1,819 sqft
    2020-11-01 0 days 1,785 sqft
    2020-12-01 0 days 1,819 sqft
    2021-01-01 0 days 1,790 sqft
    2021-02-01 0 days 1,767 sqft
    2021-03-01 0 days 1,917 sqft
    2021-04-01 0 days 1,912 sqft
    2021-05-01 0 days 1,924 sqft
    2021-06-01 0 days 1,916 sqft
    2021-07-01 0 days 1,918 sqft
    2021-08-01 0 days 1,956 sqft
    2021-09-01 0 days 1,950 sqft
    2021-10-01 0 days 1,946 sqft
    2021-11-01 0 days 1,958 sqft
    2021-12-01 0 days 1,902 sqft
    2022-01-01 0 days 1,868 sqft
    2022-02-01 0 days 1,997 sqft
    2022-03-01 0 days 1,875 sqft
    2022-04-01 0 days 1,796 sqft
    2022-05-01 0 days 1,848 sqft
    2022-06-01 0 days 1,825 sqft
    2022-07-01 0 days 1,810 sqft
    2022-08-01 0 days 1,806 sqft
    2022-09-01 0 days 1,773 sqft
    2022-10-01 0 days 1,728 sqft
    2022-11-01 0 days 1,842 sqft
    2022-12-01 0 days 1,824 sqft
    2023-01-01 0 days 1,841 sqft
    2023-02-01 0 days 1,876 sqft
    2023-03-01 0 days 1,974 sqft
    2023-04-01 0 days 1,981 sqft
    2023-05-01 0 days 1,879 sqft
    2023-06-01 0 days 1,843 sqft
    2023-07-01 0 days 1,887 sqft
    2023-08-01 0 days 1,989 sqft
    2023-09-01 0 days 2,010 sqft
    2023-10-01 0 days 1,934 sqft
    2023-11-01 0 days 1,963 sqft
    2023-12-01 0 days 1,881 sqft
    2024-01-01 0 days 1,799 sqft
    2024-02-01 0 days 1,770 sqft
    2024-03-01 0 days 1,779 sqft
    2024-04-01 0 days 1,780 sqft
    2024-05-01 0 days 1,896 sqft
    2024-06-01 0 days 1,907 sqft
    2024-07-01 0 days 1,943 sqft
    2024-08-01 0 days 1,989 sqft
    2024-09-01 0 days 1,834 sqft
    2024-10-01 0 days 1,939 sqft
    2024-11-01 0 days 2,060 sqft
    2024-12-01 0 days 2,056 sqft
    2025-01-01 0 days 2,000 sqft
    2025-02-01 0 days 1,934 sqft
    2025-03-01 0 days 1,928 sqft
    2025-04-01 0 days 1,918 sqft
    Sayre's median listing age (time on market) for 2025-04-01 was 0 days.

    Sayre's median square footage for active listings during the 2025-04-01 period was 1,918 sqft. One year prior, the average listing was 1,780 sqft.

    Sayre, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 505 $96,335,000 $190,762
    Other 130 $8,980,000 $69,077
    Home Improvement 115 $7,535,000 $65,522
    Refi 111 $12,855,000 $115,811
    Cash Out Refi 92 $13,490,000 $146,630

    Sayre's most frequently cited loan purpose was Home Purchase, with 505 originations. The 2nd most popular reason was Other, with 130 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 384 $63,980,000 $166,615
    7-8% 196 $30,750,000 $156,888
    Over 8% 165 $14,305,000 $86,697
    5-6% 92 $16,990,000 $184,674
    4-5% 7 $1,545,000 $220,714
    <2.5% 2 $20,000 $10,000
    3-4% 1 $35,000 $35,000

    During 2024, Sayre's most frequently originated rate bucket was 6-7%, with 384 originations.

    Loan Sizing (Sayre, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 370 $20,000,000 $54,054
    $100k-200k 361 $53,595,000 $148,463
    $200k-400k 193 $51,625,000 $267,487
    $400k-600k 26 $11,910,000 $458,077
    $600k-1000k 3 $2,065,000 $688,333

    Sayre's loan sizing saw the bucket of loans from $100,000 or less with 370 originations, totaling $20,000,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 354 $69,190,000 $195,452
    60-80% 163 $30,605,000 $187,761
    20-40% 129 $9,445,000 $73,217
    Under 20% 112 $3,910,000 $34,911
    40-60% 79 $11,795,000 $149,304
    Over 100% 1 $425,000 $425,000

    Sayre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 354 originations, totaling $69,190,000 in origination value.