Sayre Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sayre averaged 7.2% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.98% and one month ago for the week of 2024-03-14, the average rate was 6.54%.

    Sayre's average rate one year ago was 6.37%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.4%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Sayre 30 Year Fixed Rate 2024-04-18 7.2%
    Sayre 30 Year Fixed Rate Refi 2024-04-18 7.4%
    Sayre 15 Year Fixed Rate 2024-04-18 6.39%
    Sayre 15 Year Fixed Rate Refi 2024-04-18 6.79%
    Sayre 30 Year FHA 2024-04-18 6.61%
    Sayre 30 Year FHA Refi 2024-04-18 6.96%
    Sayre 30 Year USDA 2024-04-18 7.06%
    Sayre 30 Year USDA Refi 2024-04-18 6.96%
    Sayre 30 Year VA 2024-04-18 6.66%
    Sayre 30 Year VA Refi 2024-04-18 6.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sayre, PA.

    Sayre Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sayre, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Citizens & Northern Bank 73 6.69% $4,958
    GUILD MORTGAGE COMPANY 48 6.63% $5,464
    First Citizens Community Bank 24 7.18% $4,656
    QUICKEN LOANS, LLC 16 7.03% $6,753
    Community Bank 16 7.09% $858
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 7 5.91% $4,448
    UNITED WHOLESALE MORTGAGE, LLC 6 6.96% $6,017
    CORNING 6 5.92% $3,728
    Ixonia Bank 5 7.48% $5,894
    M&T Bank 4 7.22% $3,559
    Chemung Canal Trust Company 3 7.00% $3,180
    PNC Bank 3 6.54% $5,958
    FIRST HERITAGE FEDERAL CREDIT UNION 3 5.96% $2,500
    Wells Fargo Bank 2 7.19% $3,206
    TD Bank 2 5.25% $3,622
    JPMorgan Chase Bank 2 7.25% $6,350
    The Muncy Bank and Trust Company 2 8.25% $3,061
    NEWREZ LLC 1 6.50% $3,690
    Northwest Bank 1 6.00% $4,452
    T2 FINANCIAL LLC 1 7.13% $5,180
    The Huntington National Bank 1 7.38% $3,431
    The Loan Store, Inc. 1 7.50% $8,510
    21ST MORTGAGE CORPORATION 1 9.14% $5,668
    U.S. Bank 1 6.63% $4,579
    UTILITIES EMPLOYEES CREDIT UNION 1 6.25% $5,563
    Warsaw Federal Savings and Loan Association 1 6.75% $4,834
    TIDEWATER MORTGAGE SERVICES, INC. 1 5.88% $4,059
    Ally Bank 1 7.38% $6,267
    AMERISAVE MORTGAGE CORPORATION 1 5.88% $5,483
    Arvest Bank 1 7.38% $5,608
    Bank of England 1 6.75% $4,504
    Carrington Mortgage Services, LLC 1 6.50% $12,390
    CROSSCOUNTRY MORTGAGE, LLC 1 7.38% $4,396
    First Commonwealth Bank 1 6.99% $4,762
    Flagstar Bank, FSB 1 8.10% $4,519
    FREEDOM MORTGAGE CORPORATION 1 8.38% $5,681
    Jersey Shore State Bank 1 6.00% $3,994
    LOANDEPOT.COM, LLC 1 7.99% $5,919
    Magnolia Bank 1 6.50% $3,771
    MEMBERS 1ST FEDERAL CREDIT UNION 1 6.50% $4,036
    MidAtlantic Farm Credit, ACA 1 7.22% $6,900
    MOVEMENT MORTGAGE, LLC 1 6.13% $8,453
    NAVY FEDERAL CREDIT UNION 1 5.88% $2,439

    Sayre Average Closing Costs & Other Stats

    Sayre, PA's 43 lenders originated 850 loans during 2023. The total origination value was $121,210,000, with an average loan value of $142,600.

    Sayre's average closing costs are $4,958.

    The top Sayre lender as defined by loan originations is Citizens & Northern Bank, with 73 loans originated. Their average total fees are $4,958, which is $506 lower than the next largest lender, GUILD MORTGAGE COMPANY.

    The lowest fee Sayre lenders (with over 10 loans originated) are Community Bank ($858), First Citizens Community Bank ($4,656), Citizens & Northern Bank ($4,958), GUILD MORTGAGE COMPANY ($5,464) and QUICKEN LOANS, LLC ($6,753).

    The lowest rate Sayre lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY (6.63%), Citizens & Northern Bank (6.69%), QUICKEN LOANS, LLC (7.03%), Community Bank (7.09%) and First Citizens Community Bank (7.18%).

    Sayre, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Citizens & Northern Bank $37,355,000 $33,705,000 -9.8% 27.8%
    GUILD MORTGAGE COMPANY $23,085,000 $15,870,000 -31.3% 13.1%
    First Citizens Community Bank $12,690,000 $12,275,000 -3.3% 10.1%
    PS Bank $7,185,000 $7,735,000 7.7% 6.4%
    QUICKEN LOANS, LLC $13,090,000 $6,370,000 -51.3% 5.3%
    Community Bank $5,045,000 $4,640,000 -8.0% 3.8%
    Mortgage Research Center, LLC $5,805,000 $3,585,000 -38.2% 3.0%
    UNITED WHOLESALE MORTGAGE, LLC $645,000 $2,435,000 277.5% 2.0%
    M&T Bank $5,235,000 $2,245,000 -57.1% 1.9%
    Ixonia Bank $2,120,000 n/a 1.7%
    CORNING $1,095,000 $1,630,000 48.9% 1.3%
    Chemung Canal Trust Company $2,355,000 $1,595,000 -32.3% 1.3%
    VISIONS $3,500,000 $1,325,000 -62.1% 1.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $3,285,000 $1,295,000 -60.6% 1.1%
    USAA Federal Savings Bank $475,000 $1,270,000 167.4% 1.0%
    FREEDOM MORTGAGE CORPORATION $490,000 $1,140,000 132.7% 0.9%
    21ST MORTGAGE CORPORATION $600,000 $1,040,000 73.3% 0.9%
    PNC Bank $185,000 $845,000 356.8% 0.7%
    Barrington Bank & Trust Company, N.A. $105,000 $815,000 676.2% 0.7%
    Tioga State Bank $1,515,000 $745,000 -50.8% 0.6%
    Citizens Bank $940,000 $720,000 -23.4% 0.6%
    FIRST HERITAGE FEDERAL CREDIT UNION $1,630,000 $695,000 -57.4% 0.6%
    NEWREZ LLC $705,000 $685,000 -2.8% 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,245,000 $625,000 -49.8% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $510,000 $600,000 17.6% 0.5%
    MOVEMENT MORTGAGE, LLC $1,465,000 $550,000 -62.5% 0.5%
    TD Bank $550,000 n/a 0.5%
    Jersey Shore State Bank $545,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $1,745,000 $540,000 -69.1% 0.4%
    NEW DAY FINANCIAL, LLC $155,000 $505,000 225.8% 0.4%
    UTILITIES EMPLOYEES CREDIT UNION $285,000 $470,000 64.9% 0.4%
    MidAtlantic Farm Credit, ACA $430,000 $465,000 8.1% 0.4%
    TIDEWATER MORTGAGE SERVICES, INC. $535,000 $450,000 -15.9% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $530,000 $430,000 -18.9% 0.4%
    BROKER SOLUTIONS, INC. $345,000 $425,000 23.2% 0.4%
    JPMorgan Chase Bank $240,000 $420,000 75.0% 0.3%
    The Muncy Bank and Trust Company $1,380,000 $395,000 -71.4% 0.3%
    U.S. Bank $680,000 $375,000 -44.9% 0.3%
    LOANDEPOT.COM, LLC $1,035,000 $335,000 -67.6% 0.3%
    Warsaw Federal Savings and Loan Association $335,000 n/a 0.3%
    Lakeland Bank $325,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $890,000 $295,000 -66.9% 0.2%
    Northpointe Bank $285,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $630,000 $265,000 -57.9% 0.2%
    Flagstar Bank, FSB $105,000 $260,000 147.6% 0.2%
    Wells Fargo Bank $1,995,000 $260,000 -87.0% 0.2%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $745,000 $250,000 -66.4% 0.2%
    Univest Bank and Trust Co. $155,000 $235,000 51.6% 0.2%
    Northwest Bank $855,000 $230,000 -73.1% 0.2%
    CMG MORTGAGE, INC. $225,000 n/a 0.2%
    Carrington Mortgage Services, LLC $215,000 n/a 0.2%
    PARAGON HOME LOANS INC. $215,000 n/a 0.2%
    The Loan Store, Inc. $215,000 n/a 0.2%
    York Traditions Bank $205,000 n/a 0.2%
    Magnolia Bank $195,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $185,000 n/a 0.2%
    Equity Prime Mortgage LLC $185,000 n/a 0.2%
    Summit Mortgage Corporation $675,000 $185,000 -72.6% 0.2%
    SWBC MORTGAGE CORPORATION $95,000 $185,000 94.7% 0.2%
    PGMEFCU $605,000 $180,000 -70.2% 0.1%
    VILLAGE CAPITAL MORTGAGE $125,000 $175,000 40.0% 0.1%
    HOMESIDE FINANCIAL, LLC $165,000 n/a 0.1%
    The Luzerne Bank $520,000 $160,000 -69.2% 0.1%
    Arvest Bank $155,000 n/a 0.1%
    Ally Bank $135,000 $145,000 7.4% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $145,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $195,000 $145,000 -25.6% 0.1%
    T2 FINANCIAL LLC $295,000 $145,000 -50.8% 0.1%
    MEMBERS 1ST FEDERAL CREDIT UNION $150,000 $140,000 -6.7% 0.1%
    ALLIED MORTGAGE GROUP, INC. $75,000 $135,000 80.0% 0.1%
    First Keystone Community Bank $35,000 $135,000 285.7% 0.1%
    First Commonwealth Bank $145,000 $130,000 -10.3% 0.1%
    Bank of America $540,000 $125,000 -76.9% 0.1%
    HighTechLending Inc $115,000 n/a 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $115,000 n/a 0.1%
    ESSA Bank & Trust $105,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,260,000 $95,000 -92.5% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $95,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $340,000 $85,000 -75.0% 0.1%
    LIMA ONE CAPITAL, LLC $240,000 $85,000 -64.6% 0.1%
    LONGBRIDGE FINANCIAL, LLC $85,000 n/a 0.1%
    NBT Bank $195,000 $85,000 -56.4% 0.1%
    Bank of England $215,000 $75,000 -65.1% 0.1%
    Empower Federal Credit Union $315,000 $75,000 -76.2% 0.1%
    Coastal Community Bank $70,000 n/a 0.1%
    Peoples Security Bank and Trust Company $930,000 $65,000 -93.0% 0.1%
    The Huntington National Bank $65,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $55,000 n/a 0.0%
    FREEDOM CREDIT UNION $55,000 n/a 0.0%
    SERVICE 1ST $55,000 n/a 0.0%
    UNION HOME MORTGAGE CORP. $195,000 $55,000 -71.8% 0.0%
    Wayne Bank $55,000 n/a 0.0%
    Discover Bank $175,000 $45,000 -74.3% 0.0%
    Figure Lending LLC $25,000 $45,000 80.0% 0.0%
    CORPORATE AMERICA FAMILY $170,000 $40,000 -76.5% 0.0%
    POLICE & FIRE $35,000 n/a 0.0%

    Sayre's top lender by overall market share is Citizens & Northern Bank, with 27.8% market share. In second place, with 13.1%, is GUILD MORTGAGE COMPANY, having originated $15,870,000 in loans. In third place, with 10.1%, is First Citizens Community Bank, having originated $12,275,000 in loans. In fourth place, with 6.4%, is PS Bank, having originated $7,735,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $6,370,000 in loans.

    Sayre Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,600 (-3.6%) $184,664 (-1.0%) 0.00 260
    2018-02-01 $140,000 (-7.4%) $181,725 (-2.1%) 0.00 264
    2018-03-01 $136,700 (-12.6%) $176,382 (-8.7%) 0.00 261
    2018-04-01 $144,000 (-9.3%) $175,983 (-10.6%) 0.00 258
    2018-05-01 $143,000 (-7.2%) $175,649 (-11.2%) 0.00 269
    2018-06-01 $156,500 (1.0%) $182,977 (-5.6%) 0.00 296
    2018-07-01 $159,900 (4.2%) $187,635 (-2.5%) 0.00 308
    2018-08-01 $157,750 (1.7%) $188,597 (-3.4%) 0.00 315
    2018-09-01 $151,200 (0.8%) $186,182 (-2.6%) 0.00 323
    2018-10-01 $149,900 (0.0%) $182,870 (-1.7%) 0.00 307
    2018-11-01 $154,250 (2.9%) $185,063 (0.0%) 0.00 302
    2018-12-01 $150,000 (3.7%) $184,071 (1.0%) 0.00 283
    2019-01-01 $144,925 (0.2%) $182,403 (-1.2%) 0.00 269
    2019-02-01 $151,200 (8.0%) $185,506 (2.1%) 0.00 256
    2019-03-01 $161,286 (18.0%) $191,194 (8.4%) 0.00 257
    2019-04-01 $164,536 (14.3%) $196,582 (11.7%) 0.00 258
    2019-05-01 $165,000 (15.4%) $203,015 (15.6%) 0.00 244
    2019-06-01 $162,400 (3.8%) $199,026 (8.8%) 0.00 255
    2019-07-01 $156,163 (-2.3%) $195,931 (4.4%) 0.00 260
    2019-08-01 $156,991 (-0.5%) $196,091 (4.0%) 0.00 259
    2019-09-01 $158,627 (4.9%) $198,692 (6.7%) 0.00 257
    2019-10-01 $161,150 (7.5%) $200,690 (9.7%) 0.00 256
    2019-11-01 $175,000 (13.5%) $203,995 (10.2%) 0.00 246
    2019-12-01 $182,000 (21.3%) $207,381 (12.7%) 0.00 223
    2020-01-01 $175,000 (20.8%) $206,238 (13.1%) 0.00 221
    2020-02-01 $179,500 (18.7%) $207,424 (11.8%) 0.00 229
    2020-03-01 $184,925 (14.7%) $209,186 (9.4%) 0.00 212
    2020-04-01 $186,500 (13.4%) $213,382 (8.6%) 0.00 204
    2020-05-01 $189,000 (14.6%) $216,508 (6.7%) 0.00 203
    2020-06-01 $189,250 (16.5%) $209,715 (5.4%) 0.00 202
    2020-07-01 $189,125 (21.1%) $213,396 (8.9%) 0.00 200
    2020-08-01 $185,000 (17.8%) $210,191 (7.2%) 0.00 211
    2020-09-01 $178,000 (12.2%) $208,125 (4.8%) 0.00 189
    2020-10-01 $159,900 (-0.8%) $202,007 (0.7%) 0.00 174
    2020-11-01 $159,900 (-8.6%) $204,354 (0.2%) 0.00 171
    2020-12-01 $174,950 (-3.9%) $217,839 (5.0%) 0.00 166
    2021-01-01 $174,900 (-0.1%) $222,298 (7.8%) 0.00 143
    2021-02-01 $172,050 (-4.2%) $242,661 (17.0%) 0.00 123
    2021-03-01 $179,350 (-3.0%) $248,127 (18.6%) 0.00 118
    2021-04-01 $185,975 (-0.3%) $252,754 (18.5%) 0.00 113
    2021-05-01 $198,500 (5.0%) $255,612 (18.1%) 0.00 111
    2021-06-01 $190,950 (0.9%) $249,456 (19.0%) 0.00 113
    2021-07-01 $184,950 (-2.2%) $241,064 (13.0%) 0.00 121
    2021-08-01 $180,700 (-2.3%) $250,097 (19.0%) 0.00 123
    2021-09-01 $185,000 (3.9%) $255,444 (22.7%) 0.00 125
    2021-10-01 $185,000 (15.7%) $245,688 (21.6%) 0.00 118
    2021-11-01 $189,225 (18.3%) $265,906 (30.1%) 0.00 122
    2021-12-01 $189,450 (8.3%) $273,899 (25.7%) 0.00 105
    2022-01-01 $199,000 (13.8%) $267,834 (20.5%) 0.00 86
    2022-02-01 $209,829 (22.0%) $272,829 (12.4%) 0.00 77
    2022-03-01 $199,725 (11.4%) $265,864 (7.2%) 0.00 75
    2022-04-01 $196,750 (5.8%) $254,640 (0.8%) 0.00 71
    2022-05-01 $201,975 (1.8%) $266,256 (4.2%) 0.00 71
    2022-06-01 $199,900 (4.7%) $267,642 (7.3%) 0.00 87
    2022-07-01 $193,700 (4.7%) $266,798 (10.7%) 0.00 97
    2022-08-01 $196,975 (9.0%) $269,957 (7.9%) 0.00 97
    2022-09-01 $197,000 (6.5%) $275,494 (7.9%) 0.00 102
    2022-10-01 $199,900 (8.1%) $280,242 (14.1%) 0.00 118
    2022-11-01 $207,400 (9.6%) $281,774 (6.0%) 0.00 110
    2022-12-01 $195,500 (3.2%) $275,885 (0.7%) 0.00 98
    2023-01-01 $217,835 (9.5%) $282,367 (5.4%) 0.00 80
    2023-02-01 $212,885 (1.5%) $289,591 (6.1%) 0.00 65
    2023-03-01 $184,625 (-7.6%) $245,072 (-7.8%) 0.00 67
    2023-04-01 $191,500 (-2.7%) $283,334 (11.3%) 0.00 55
    2023-05-01 $224,250 (11.0%) $293,943 (10.4%) 0.00 59
    2023-06-01 $198,625 (-0.6%) $276,934 (3.5%) 0.00 65
    2023-07-01 $200,000 (3.3%) $268,375 (0.6%) 0.00 75
    2023-08-01 $189,500 (-3.8%) $258,930 (-4.1%) 0.00 67
    2023-09-01 $198,000 (0.5%) $257,531 (-6.5%) 0.00 71
    2023-10-01 $199,750 (-0.1%) $272,697 (-2.7%) 0.00 69
    2023-11-01 $235,175 (13.4%) $280,343 (-0.5%) 0.00 69
    2023-12-01 $219,950 (12.5%) $267,341 (-3.1%) 0.00 64
    2024-01-01 $205,950 (-5.5%) $268,373 (-5.0%) 0.00 64
    2024-02-01 $196,500 (-7.7%) $271,334 (-6.3%) 0.00 55
    2024-03-01 $225,000 (21.9%) $281,597 (14.9%) 0.00 54
    Sayre's median listing price for 2024-03-01 was $225,000, a difference of $40,375 (21.9%) versus the prior year and $28,500 versus the prior month.

    Sayre's median listing price comes in at 0% of the national average.

    Sayre's average listing price for 2024-03-01 was $281,597, a difference of $36,525 (14.9%) versus the prior year and $10,263 versus the prior month.

    For the 2024-03-01 period, Sayre had 54 MLS listings, a difference of -1 listings (-2%) versus the prior month and -13 listings (-19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,764 sqft
    2018-02-01 0 days 1,750 sqft
    2018-03-01 0 days 1,761 sqft
    2018-04-01 0 days 1,777 sqft
    2018-05-01 0 days 1,814 sqft
    2018-06-01 0 days 1,827 sqft
    2018-07-01 0 days 1,821 sqft
    2018-08-01 0 days 1,814 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,754 sqft
    2018-11-01 0 days 1,730 sqft
    2018-12-01 0 days 1,738 sqft
    2019-01-01 0 days 1,721 sqft
    2019-02-01 0 days 1,728 sqft
    2019-03-01 0 days 1,786 sqft
    2019-04-01 0 days 1,838 sqft
    2019-05-01 0 days 1,825 sqft
    2019-06-01 0 days 1,818 sqft
    2019-07-01 0 days 1,831 sqft
    2019-08-01 0 days 1,804 sqft
    2019-09-01 0 days 1,811 sqft
    2019-10-01 0 days 1,815 sqft
    2019-11-01 0 days 1,907 sqft
    2019-12-01 0 days 1,863 sqft
    2020-01-01 0 days 1,874 sqft
    2020-02-01 0 days 1,920 sqft
    2020-03-01 0 days 1,908 sqft
    2020-04-01 0 days 1,913 sqft
    2020-05-01 0 days 1,930 sqft
    2020-06-01 0 days 2,038 sqft
    2020-07-01 0 days 2,006 sqft
    2020-08-01 0 days 1,870 sqft
    2020-09-01 0 days 1,879 sqft
    2020-10-01 0 days 1,819 sqft
    2020-11-01 0 days 1,785 sqft
    2020-12-01 0 days 1,819 sqft
    2021-01-01 0 days 1,790 sqft
    2021-02-01 0 days 1,767 sqft
    2021-03-01 0 days 1,917 sqft
    2021-04-01 0 days 1,920 sqft
    2021-05-01 0 days 1,927 sqft
    2021-06-01 0 days 1,919 sqft
    2021-07-01 0 days 1,920 sqft
    2021-08-01 0 days 1,954 sqft
    2021-09-01 0 days 1,948 sqft
    2021-10-01 0 days 1,942 sqft
    2021-11-01 0 days 1,951 sqft
    2021-12-01 0 days 1,908 sqft
    2022-01-01 0 days 1,872 sqft
    2022-02-01 0 days 1,968 sqft
    2022-03-01 0 days 1,883 sqft
    2022-04-01 0 days 1,798 sqft
    2022-05-01 0 days 1,851 sqft
    2022-06-01 0 days 1,825 sqft
    2022-07-01 0 days 1,810 sqft
    2022-08-01 0 days 1,806 sqft
    2022-09-01 0 days 1,773 sqft
    2022-10-01 0 days 1,728 sqft
    2022-11-01 0 days 1,842 sqft
    2022-12-01 0 days 1,824 sqft
    2023-01-01 0 days 1,841 sqft
    2023-02-01 0 days 1,876 sqft
    2023-03-01 0 days 1,974 sqft
    2023-04-01 0 days 1,981 sqft
    2023-05-01 0 days 1,879 sqft
    2023-06-01 0 days 1,843 sqft
    2023-07-01 0 days 1,887 sqft
    2023-08-01 0 days 1,989 sqft
    2023-09-01 0 days 1,950 sqft
    2023-10-01 0 days 1,926 sqft
    2023-11-01 0 days 1,955 sqft
    2023-12-01 0 days 1,881 sqft
    2024-01-01 0 days 1,769 sqft
    2024-02-01 0 days 1,760 sqft
    2024-03-01 0 days 1,778 sqft
    Sayre's median listing age (time on market) for 2024-03-01 was 0 days.

    Sayre's median square footage for active listings during the 2024-03-01 period was 1,778 sqft. One year prior, the average listing was 1,974 sqft.

    Sayre, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 508 $89,940,000 $177,047
    Other 104 $7,910,000 $76,058
    Home Improvement 102 $7,630,000 $74,804
    Cash Out Refi 70 $8,700,000 $124,286
    Refi 66 $7,030,000 $106,515

    Sayre's most frequently cited loan purpose was Home Purchase, with 508 originations. The 2nd most popular reason was Other, with 104 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 331 $52,635,000 $159,018
    7-8% 195 $27,075,000 $138,846
    Over 8% 128 $12,160,000 $95,000
    5-6% 107 $19,265,000 $180,047
    <2.5% 19 $815,000 $42,895
    4-5% 6 $600,000 $100,000

    During 2023, Sayre's most frequently originated rate bucket was 6-7%, with 331 originations.

    Loan Sizing (Sayre, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 343 $51,025,000 $148,761
    $100,000 or less 332 $18,100,000 $54,518
    $200k-400k 153 $41,035,000 $268,203
    $400k-600k 18 $8,010,000 $445,000
    $600k-1000k 4 $3,040,000 $760,000

    Sayre's loan sizing saw the bucket of loans from $100k-200k with 343 originations, totaling $51,025,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 359 $66,015,000 $183,886
    60-80% 135 $23,155,000 $171,519
    Under 20% 109 $3,895,000 $35,734
    20-40% 108 $7,890,000 $73,056
    40-60% 71 $10,535,000 $148,380
    Over 100% 4 $1,060,000 $265,000

    Sayre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 359 originations, totaling $66,015,000 in origination value.