Sayre Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Sayre averaged
7.01%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.62% and
one month ago for the week of 2025-02-27, the
average rate was 6.93%.
Sayre's average rate one year ago was 7.06%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.74%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Sayre 30 Year Fixed Rate | 2025-04-03 | 7.01% |
| Sayre 30 Year Fixed Rate Refi | 2025-04-03 | 6.74% |
| Sayre 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Sayre 15 Year Fixed Rate Refi | 2025-04-03 | 5.92% |
| Sayre 30 Year FHA | 2025-04-03 | 6.34% |
| Sayre 30 Year FHA Refi | 2025-04-03 | 6.16% |
| Sayre 30 Year USDA | 2025-04-03 | 6.32% |
| Sayre 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Sayre 30 Year VA | 2025-04-03 | 5.86% |
| Sayre 30 Year VA Refi | 2025-04-03 | 6.26% |
Sayre Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sayre, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Sayre Average Closing Costs & Other Stats
Sayre, PA's 55 lenders originated 953
loans during 2024. The total origination value was $139,195,000, with an average loan value of
$146,060.
Sayre's average closing costs are $5,199.
The top Sayre lender as defined by loan originations is Citizens & Northern Bank, with
66 loans originated. Their average total fees are
$5,874, which is $481
lower than the next largest lender,
Ixonia Bank.
The lowest fee Sayre lenders (with over 10 loans originated) are
CREDIT UNION MORTGAGE ASSOCIATION, INC. ($4,217), First Citizens Community Bank ($4,917), Citizens & Northern Bank ($5,874), QUICKEN LOANS, LLC ($6,342) and Ixonia Bank ($6,356).
The lowest rate Sayre lenders (with over 10 loans originated) are
CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.78%), QUICKEN LOANS, LLC (6.83%), Ixonia Bank (6.86%), Citizens & Northern Bank (6.90%) and First Citizens Community Bank (7.14%).
Sayre, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Citizens & Northern Bank | $33,705,000 | $31,745,000 | -5.8% | 22.8% |
| Ixonia Bank | $2,120,000 | $21,490,000 | 913.7% | 15.4% |
| QUICKEN LOANS, LLC | $6,370,000 | $9,260,000 | 45.4% | 6.7% |
| PS Bank | $7,735,000 | $8,570,000 | 10.8% | 6.2% |
| First Citizens Community Bank | $12,275,000 | $8,530,000 | -30.5% | 6.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,295,000 | $4,500,000 | 247.5% | 3.2% |
| Mortgage Research Center, LLC | $3,585,000 | $3,700,000 | 3.2% | 2.7% |
| M&T Bank | $2,245,000 | $3,410,000 | 51.9% | 2.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,435,000 | $2,535,000 | 4.1% | 1.8% |
| Community Bank | $4,640,000 | $2,370,000 | -48.9% | 1.7% |
| Chemung Canal Trust Company | $1,595,000 | $2,140,000 | 34.2% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $1,140,000 | $1,980,000 | 73.7% | 1.4% |
| GUILD MORTGAGE COMPANY | $15,870,000 | $1,700,000 | -89.3% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $540,000 | $1,320,000 | 144.4% | 0.9% |
| CORNING | $1,630,000 | $1,275,000 | -21.8% | 0.9% |
| VISIONS | $1,325,000 | $1,250,000 | -5.7% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $600,000 | $1,245,000 | 107.5% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $550,000 | $1,215,000 | 120.9% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $625,000 | $1,210,000 | 93.6% | 0.9% |
| EVERETT FINANCIAL, INC. | $1,150,000 | n/a | 0.8% | |
| VILLAGE CAPITAL MORTGAGE | $175,000 | $1,105,000 | 531.4% | 0.8% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $250,000 | $1,045,000 | 318.0% | 0.8% |
| 21ST MORTGAGE CORPORATION | $1,040,000 | $925,000 | -11.1% | 0.7% |
| LOANDEPOT.COM, LLC | $335,000 | $845,000 | 152.2% | 0.6% |
| Fulton Bank | $815,000 | n/a | 0.6% | |
| MidAtlantic Farm Credit, ACA | $465,000 | $805,000 | 73.1% | 0.6% |
| Tioga State Bank | $745,000 | $730,000 | -2.0% | 0.5% |
| NEWREZ LLC | $685,000 | $720,000 | 5.1% | 0.5% |
| Wells Fargo Bank | $260,000 | $605,000 | 132.7% | 0.4% |
| Charles Schwab Bank, SSB | $585,000 | n/a | 0.4% | |
| The Loan Store, Inc. | $215,000 | $560,000 | 160.5% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $265,000 | $520,000 | 96.2% | 0.4% |
| AMERICAN FINANCING CORPORATION | $500,000 | n/a | 0.4% | |
| HOMESIDE FINANCIAL, LLC | $165,000 | $500,000 | 203.0% | 0.4% |
| Nations Lending Corporation | $470,000 | n/a | 0.3% | |
| ALLIED MORTGAGE GROUP, INC. | $135,000 | $465,000 | 244.4% | 0.3% |
| York Traditions Bank | $205,000 | $455,000 | 122.0% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $95,000 | $445,000 | 368.4% | 0.3% |
| FIRST HERITAGE FEDERAL CREDIT UNION | $695,000 | $445,000 | -36.0% | 0.3% |
| RUOFF MORTGAGE COMPANY, INC. | $440,000 | n/a | 0.3% | |
| NEW DAY FINANCIAL, LLC | $505,000 | $430,000 | -14.9% | 0.3% |
| Magnolia Bank | $195,000 | $420,000 | 115.4% | 0.3% |
| First Columbia Bank & Trust Co. | $405,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $1,270,000 | $400,000 | -68.5% | 0.3% |
| East Coast Capital Corp. | $390,000 | n/a | 0.3% | |
| UNION HOME MORTGAGE CORP. | $55,000 | $360,000 | 554.5% | 0.3% |
| JPMorgan Chase Bank | $420,000 | $320,000 | -23.8% | 0.2% |
| Servion, Inc. | $310,000 | n/a | 0.2% | |
| FirstBank | $305,000 | n/a | 0.2% | |
| Truist | $305,000 | n/a | 0.2% | |
| American Mortgage & Equity Consultants, Inc. | $295,000 | n/a | 0.2% | |
| LIMA ONE CAPITAL, LLC | $85,000 | $295,000 | 247.1% | 0.2% |
| SWBC MORTGAGE CORPORATION | $185,000 | $295,000 | 59.5% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $290,000 | n/a | 0.2% | |
| T2 FINANCIAL LLC | $145,000 | $275,000 | 89.7% | 0.2% |
| PNC Bank | $845,000 | $265,000 | -68.6% | 0.2% |
| First National Bank of Pennsylvania | $245,000 | n/a | 0.2% | |
| Meridian Bank Corporation | $245,000 | n/a | 0.2% | |
| Presidential Bank, FSB | $245,000 | n/a | 0.2% | |
| MILEND, INC. | $235,000 | n/a | 0.2% | |
| FIRST COMMUNITY MORTGAGE, INC. | $225,000 | n/a | 0.2% | |
| Mortgage America, Inc. | $225,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $430,000 | $220,000 | -48.8% | 0.2% |
| Jersey Shore State Bank | $545,000 | $215,000 | -60.6% | 0.2% |
| Residential Mortgage Solutions, Inc. | $215,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $815,000 | $205,000 | -74.8% | 0.1% |
| MICHIGAN MUTUAL, INC. | $205,000 | n/a | 0.1% | |
| NBT Bank | $85,000 | $205,000 | 141.2% | 0.1% |
| Ally Bank | $145,000 | $185,000 | 27.6% | 0.1% |
| Tompkins Trust Company | $185,000 | n/a | 0.1% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $175,000 | n/a | 0.1% | |
| CORPORATE AMERICA FAMILY | $40,000 | $175,000 | 337.5% | 0.1% |
| PLANET HOME LENDING, LLC | $175,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $175,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $175,000 | n/a | 0.1% | |
| U.S. Bank | $375,000 | $175,000 | -53.3% | 0.1% |
| PHH Mortgage Corporation | $170,000 | n/a | 0.1% | |
| Members Choice Financial Credit Union | $165,000 | n/a | 0.1% | |
| Empower Federal Credit Union | $75,000 | $155,000 | 106.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $155,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $155,000 | n/a | 0.1% | |
| Northwest Bank | $230,000 | $155,000 | -32.6% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $155,000 | n/a | 0.1% | |
| POLICE & FIRE | $35,000 | $155,000 | 342.9% | 0.1% |
| Citizens Bank | $720,000 | $150,000 | -79.2% | 0.1% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $140,000 | $145,000 | 3.6% | 0.1% |
| Univest Bank and Trust Co. | $235,000 | $145,000 | -38.3% | 0.1% |
| Blue Ridge Bank | $135,000 | n/a | 0.1% | |
| BROKER SOLUTIONS, INC. | $425,000 | $135,000 | -68.2% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $135,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $135,000 | n/a | 0.1% | |
| PGMEFCU | $180,000 | $135,000 | -25.0% | 0.1% |
| First Bank | $125,000 | n/a | 0.1% | |
| OCMBC, INC. | $125,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $215,000 | $120,000 | -44.2% | 0.1% |
| Discover Bank | $45,000 | $120,000 | 166.7% | 0.1% |
| Bank of America | $125,000 | $105,000 | -16.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $145,000 | $95,000 | -34.5% | 0.1% |
| The Luzerne Bank | $160,000 | $95,000 | -40.6% | 0.1% |
| Fairway Consumer Discount Company | $85,000 | n/a | 0.1% | |
| NexBank | $85,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $85,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $85,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $75,000 | n/a | 0.1% | |
| SERVICE 1ST | $55,000 | $65,000 | 18.2% | 0.0% |
| Figure Lending LLC | $45,000 | $35,000 | -22.2% | 0.0% |
| KINECTA | $35,000 | n/a | 0.0% | |
| The Ephrata National Bank | $25,000 | n/a | 0.0% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $15,000 | n/a | 0.0% |
Sayre's top lender by overall market share is Citizens & Northern Bank, with 22.8% market share. In second place, with 15.4%, is Ixonia Bank, having originated $21,490,000 in loans. In third place, with 6.7%, is QUICKEN LOANS, LLC, having originated $9,260,000 in loans. In fourth place, with 6.2%, is PS Bank, having originated $8,570,000 in loans. In fifth place, with 6.1%, is First Citizens Community Bank, having originated $8,530,000 in loans.
Sayre Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $144,300 (-3.8%) | $184,001 (-1.1%) | 0.00 | 259 |
| 2018-02-01 | $139,995 (-6.6%) | $181,071 (-2.2%) | 0.00 | 263 |
| 2018-03-01 | $134,900 (-13.5%) | $175,695 (-8.8%) | 0.00 | 260 |
| 2018-04-01 | $144,000 (-9.2%) | $175,284 (-10.7%) | 0.00 | 257 |
| 2018-05-01 | $143,000 (-7.0%) | $174,988 (-11.3%) | 0.00 | 268 |
| 2018-06-01 | $155,000 (0.1%) | $182,403 (-5.7%) | 0.00 | 295 |
| 2018-07-01 | $159,900 (4.6%) | $187,078 (-2.5%) | 0.00 | 307 |
| 2018-08-01 | $156,750 (1.4%) | $188,059 (-3.5%) | 0.00 | 314 |
| 2018-09-01 | $150,000 (0.1%) | $185,663 (-2.7%) | 0.00 | 322 |
| 2018-10-01 | $149,900 (0.2%) | $182,306 (-1.7%) | 0.00 | 306 |
| 2018-11-01 | $154,000 (3.6%) | $184,487 (0.0%) | 0.00 | 301 |
| 2018-12-01 | $150,000 (4.0%) | $183,444 (1.0%) | 0.00 | 282 |
| 2019-01-01 | $144,800 (0.4%) | $181,760 (-1.2%) | 0.00 | 268 |
| 2019-02-01 | $149,950 (7.1%) | $184,827 (2.1%) | 0.00 | 255 |
| 2019-03-01 | $161,121 (19.4%) | $190,535 (8.5%) | 0.00 | 256 |
| 2019-04-01 | $164,471 (14.2%) | $195,934 (11.8%) | 0.00 | 257 |
| 2019-05-01 | $165,000 (15.4%) | $202,376 (15.7%) | 0.00 | 243 |
| 2019-06-01 | $162,400 (4.8%) | $199,026 (9.1%) | 0.00 | 255 |
| 2019-07-01 | $156,163 (-2.3%) | $195,931 (4.7%) | 0.00 | 260 |
| 2019-08-01 | $156,991 (0.2%) | $196,091 (4.3%) | 0.00 | 259 |
| 2019-09-01 | $158,627 (5.8%) | $198,692 (7.0%) | 0.00 | 257 |
| 2019-10-01 | $161,150 (7.5%) | $200,690 (10.1%) | 0.00 | 256 |
| 2019-11-01 | $175,000 (13.6%) | $203,995 (10.6%) | 0.00 | 246 |
| 2019-12-01 | $182,000 (21.3%) | $207,381 (13.1%) | 0.00 | 223 |
| 2020-01-01 | $175,000 (20.9%) | $206,238 (13.5%) | 0.00 | 221 |
| 2020-02-01 | $179,500 (19.7%) | $207,424 (12.2%) | 0.00 | 229 |
| 2020-03-01 | $184,925 (14.8%) | $209,186 (9.8%) | 0.00 | 212 |
| 2020-04-01 | $186,500 (13.4%) | $213,382 (8.9%) | 0.00 | 204 |
| 2020-05-01 | $189,000 (14.6%) | $216,508 (7.0%) | 0.00 | 203 |
| 2020-06-01 | $189,250 (16.5%) | $209,715 (5.4%) | 0.00 | 202 |
| 2020-07-01 | $189,125 (21.1%) | $213,396 (8.9%) | 0.00 | 200 |
| 2020-08-01 | $185,000 (17.8%) | $210,191 (7.2%) | 0.00 | 211 |
| 2020-09-01 | $178,000 (12.2%) | $208,125 (4.8%) | 0.00 | 189 |
| 2020-10-01 | $159,900 (-0.8%) | $202,007 (0.7%) | 0.00 | 174 |
| 2020-11-01 | $159,900 (-8.6%) | $204,354 (0.2%) | 0.00 | 171 |
| 2020-12-01 | $174,950 (-3.9%) | $217,839 (5.0%) | 0.00 | 166 |
| 2021-01-01 | $174,900 (-0.1%) | $222,298 (7.8%) | 0.00 | 143 |
| 2021-02-01 | $172,050 (-4.2%) | $242,661 (17.0%) | 0.00 | 123 |
| 2021-03-01 | $179,350 (-3.0%) | $248,127 (18.6%) | 0.00 | 118 |
| 2021-04-01 | $185,975 (-0.3%) | $252,754 (18.5%) | 0.00 | 113 |
| 2021-05-01 | $194,450 (2.9%) | $253,778 (17.2%) | 0.00 | 110 |
| 2021-06-01 | $187,450 (-1.0%) | $247,630 (18.1%) | 0.00 | 112 |
| 2021-07-01 | $184,750 (-2.3%) | $239,337 (12.2%) | 0.00 | 120 |
| 2021-08-01 | $179,450 (-3.0%) | $248,484 (18.2%) | 0.00 | 122 |
| 2021-09-01 | $185,000 (3.9%) | $253,912 (22.0%) | 0.00 | 124 |
| 2021-10-01 | $185,000 (15.7%) | $243,848 (20.7%) | 0.00 | 117 |
| 2021-11-01 | $188,000 (17.6%) | $264,445 (29.4%) | 0.00 | 121 |
| 2021-12-01 | $188,225 (7.6%) | $272,278 (25.0%) | 0.00 | 104 |
| 2022-01-01 | $194,450 (11.2%) | $265,612 (19.5%) | 0.00 | 85 |
| 2022-02-01 | $203,450 (18.3%) | $270,450 (11.5%) | 0.00 | 76 |
| 2022-03-01 | $199,450 (11.2%) | $263,305 (6.1%) | 0.00 | 74 |
| 2022-04-01 | $194,250 (4.5%) | $252,000 (-0.3%) | 0.00 | 70 |
| 2022-05-01 | $199,500 (2.6%) | $265,043 (4.4%) | 0.00 | 71 |
| 2022-06-01 | $199,900 (6.6%) | $267,642 (8.1%) | 0.00 | 87 |
| 2022-07-01 | $193,700 (4.8%) | $266,798 (11.5%) | 0.00 | 97 |
| 2022-08-01 | $196,975 (9.8%) | $269,957 (8.6%) | 0.00 | 97 |
| 2022-09-01 | $197,000 (6.5%) | $275,494 (8.5%) | 0.00 | 102 |
| 2022-10-01 | $199,900 (8.1%) | $280,242 (14.9%) | 0.00 | 118 |
| 2022-11-01 | $207,400 (10.3%) | $281,774 (6.6%) | 0.00 | 110 |
| 2022-12-01 | $195,500 (3.9%) | $275,885 (1.3%) | 0.00 | 98 |
| 2023-01-01 | $217,835 (12.0%) | $282,367 (6.3%) | 0.00 | 80 |
| 2023-02-01 | $212,885 (4.6%) | $289,591 (7.1%) | 0.00 | 65 |
| 2023-03-01 | $184,625 (-7.4%) | $245,072 (-6.9%) | 0.00 | 67 |
| 2023-04-01 | $191,500 (-1.4%) | $283,334 (12.4%) | 0.00 | 55 |
| 2023-05-01 | $224,250 (12.4%) | $293,943 (10.9%) | 0.00 | 59 |
| 2023-06-01 | $198,625 (-0.6%) | $276,934 (3.5%) | 0.00 | 65 |
| 2023-07-01 | $200,000 (3.3%) | $268,375 (0.6%) | 0.00 | 75 |
| 2023-08-01 | $189,500 (-3.8%) | $258,930 (-4.1%) | 0.00 | 67 |
| 2023-09-01 | $198,000 (0.5%) | $257,531 (-6.5%) | 0.00 | 71 |
| 2023-10-01 | $199,750 (-0.1%) | $272,697 (-2.7%) | 0.00 | 69 |
| 2023-11-01 | $235,175 (13.4%) | $280,343 (-0.5%) | 0.00 | 69 |
| 2023-12-01 | $219,950 (12.5%) | $267,341 (-3.1%) | 0.00 | 64 |
| 2024-01-01 | $208,725 (-4.2%) | $269,199 (-4.7%) | 0.00 | 65 |
| 2024-02-01 | $196,500 (-7.7%) | $271,334 (-6.3%) | 0.00 | 55 |
| 2024-03-01 | $225,000 (21.9%) | $281,597 (14.9%) | 0.00 | 54 |
| 2024-04-01 | $212,250 (10.8%) | $293,528 (3.6%) | 0.00 | 59 |
| 2024-05-01 | $217,500 (-3.0%) | $307,113 (4.5%) | 0.00 | 70 |
| 2024-06-01 | $219,889 (10.7%) | $316,942 (14.5%) | 0.00 | 72 |
| 2024-07-01 | $231,750 (15.9%) | $321,984 (20.0%) | 0.00 | 77 |
| 2024-08-01 | $259,000 (36.7%) | $329,120 (27.1%) | 0.00 | 84 |
| 2024-09-01 | $239,075 (20.7%) | $330,104 (28.2%) | 0.00 | 86 |
| 2024-10-01 | $244,450 (22.4%) | $329,816 (21.0%) | 0.00 | 91 |
| 2024-11-01 | $249,000 (5.9%) | $313,009 (11.7%) | 0.00 | 93 |
| 2024-12-01 | $241,124 (9.6%) | $304,766 (14.0%) | 0.00 | 87 |
| 2025-01-01 | $224,875 (7.7%) | $288,842 (7.3%) | 0.00 | 72 |
| 2025-02-01 | $226,975 (15.5%) | $286,347 (5.5%) | 0.00 | 66 |
| 2025-03-01 | $225,000 (0.0%) | $270,918 (-3.8%) | 0.00 | 70 |
Sayre's median listing price comes in at 0% of the national average.
Sayre's average listing price for 2025-03-01 was $270,918, a difference of $-10,679 (-3.8%) versus the prior year and $-15,429 versus the prior month.
For the 2025-03-01 period, Sayre had 70 MLS listings, a difference of 4 listings (6%) versus the prior month and 16 listings (30%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Sayre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,764 sqft |
| 2018-02-01 | 0 days | 1,745 sqft |
| 2018-03-01 | 0 days | 1,758 sqft |
| 2018-04-01 | 0 days | 1,774 sqft |
| 2018-05-01 | 0 days | 1,807 sqft |
| 2018-06-01 | 0 days | 1,820 sqft |
| 2018-07-01 | 0 days | 1,816 sqft |
| 2018-08-01 | 0 days | 1,808 sqft |
| 2018-09-01 | 0 days | 1,800 sqft |
| 2018-10-01 | 0 days | 1,748 sqft |
| 2018-11-01 | 0 days | 1,728 sqft |
| 2018-12-01 | 0 days | 1,736 sqft |
| 2019-01-01 | 0 days | 1,720 sqft |
| 2019-02-01 | 0 days | 1,727 sqft |
| 2019-03-01 | 0 days | 1,783 sqft |
| 2019-04-01 | 0 days | 1,834 sqft |
| 2019-05-01 | 0 days | 1,820 sqft |
| 2019-06-01 | 0 days | 1,818 sqft |
| 2019-07-01 | 0 days | 1,831 sqft |
| 2019-08-01 | 0 days | 1,804 sqft |
| 2019-09-01 | 0 days | 1,811 sqft |
| 2019-10-01 | 0 days | 1,815 sqft |
| 2019-11-01 | 0 days | 1,907 sqft |
| 2019-12-01 | 0 days | 1,863 sqft |
| 2020-01-01 | 0 days | 1,874 sqft |
| 2020-02-01 | 0 days | 1,920 sqft |
| 2020-03-01 | 0 days | 1,908 sqft |
| 2020-04-01 | 0 days | 1,913 sqft |
| 2020-05-01 | 0 days | 1,930 sqft |
| 2020-06-01 | 0 days | 2,038 sqft |
| 2020-07-01 | 0 days | 2,006 sqft |
| 2020-08-01 | 0 days | 1,870 sqft |
| 2020-09-01 | 0 days | 1,879 sqft |
| 2020-10-01 | 0 days | 1,819 sqft |
| 2020-11-01 | 0 days | 1,785 sqft |
| 2020-12-01 | 0 days | 1,819 sqft |
| 2021-01-01 | 0 days | 1,790 sqft |
| 2021-02-01 | 0 days | 1,767 sqft |
| 2021-03-01 | 0 days | 1,917 sqft |
| 2021-04-01 | 0 days | 1,912 sqft |
| 2021-05-01 | 0 days | 1,924 sqft |
| 2021-06-01 | 0 days | 1,916 sqft |
| 2021-07-01 | 0 days | 1,918 sqft |
| 2021-08-01 | 0 days | 1,956 sqft |
| 2021-09-01 | 0 days | 1,950 sqft |
| 2021-10-01 | 0 days | 1,946 sqft |
| 2021-11-01 | 0 days | 1,958 sqft |
| 2021-12-01 | 0 days | 1,902 sqft |
| 2022-01-01 | 0 days | 1,868 sqft |
| 2022-02-01 | 0 days | 1,997 sqft |
| 2022-03-01 | 0 days | 1,875 sqft |
| 2022-04-01 | 0 days | 1,796 sqft |
| 2022-05-01 | 0 days | 1,848 sqft |
| 2022-06-01 | 0 days | 1,825 sqft |
| 2022-07-01 | 0 days | 1,810 sqft |
| 2022-08-01 | 0 days | 1,806 sqft |
| 2022-09-01 | 0 days | 1,773 sqft |
| 2022-10-01 | 0 days | 1,728 sqft |
| 2022-11-01 | 0 days | 1,842 sqft |
| 2022-12-01 | 0 days | 1,824 sqft |
| 2023-01-01 | 0 days | 1,841 sqft |
| 2023-02-01 | 0 days | 1,876 sqft |
| 2023-03-01 | 0 days | 1,974 sqft |
| 2023-04-01 | 0 days | 1,981 sqft |
| 2023-05-01 | 0 days | 1,879 sqft |
| 2023-06-01 | 0 days | 1,843 sqft |
| 2023-07-01 | 0 days | 1,887 sqft |
| 2023-08-01 | 0 days | 1,989 sqft |
| 2023-09-01 | 0 days | 2,010 sqft |
| 2023-10-01 | 0 days | 1,934 sqft |
| 2023-11-01 | 0 days | 1,963 sqft |
| 2023-12-01 | 0 days | 1,881 sqft |
| 2024-01-01 | 0 days | 1,799 sqft |
| 2024-02-01 | 0 days | 1,770 sqft |
| 2024-03-01 | 0 days | 1,779 sqft |
| 2024-04-01 | 0 days | 1,780 sqft |
| 2024-05-01 | 0 days | 1,896 sqft |
| 2024-06-01 | 0 days | 1,907 sqft |
| 2024-07-01 | 0 days | 1,943 sqft |
| 2024-08-01 | 0 days | 1,989 sqft |
| 2024-09-01 | 0 days | 1,834 sqft |
| 2024-10-01 | 0 days | 1,939 sqft |
| 2024-11-01 | 0 days | 2,060 sqft |
| 2024-12-01 | 0 days | 2,056 sqft |
| 2025-01-01 | 0 days | 2,000 sqft |
| 2025-02-01 | 0 days | 1,934 sqft |
| 2025-03-01 | 0 days | 1,928 sqft |
Sayre's median square footage for active listings during the 2025-03-01 period was 1,928 sqft. One year prior, the average listing was 1,779 sqft.
Sayre, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 505 | $96,335,000 | $190,762 |
| Other | 130 | $8,980,000 | $69,077 |
| Home Improvement | 115 | $7,535,000 | $65,522 |
| Refi | 111 | $12,855,000 | $115,811 |
| Cash Out Refi | 92 | $13,490,000 | $146,630 |
Sayre's most frequently cited loan purpose was Home Purchase, with 505 originations. The 2nd most popular reason was Other, with 130 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 384 | $63,980,000 | $166,615 |
| 7-8% | 196 | $30,750,000 | $156,888 |
| Over 8% | 165 | $14,305,000 | $86,697 |
| 5-6% | 92 | $16,990,000 | $184,674 |
| 4-5% | 7 | $1,545,000 | $220,714 |
| <2.5% | 2 | $20,000 | $10,000 |
| 3-4% | 1 | $35,000 | $35,000 |
During 2024, Sayre's most frequently originated rate bucket was 6-7%, with 384 originations.
Loan Sizing (Sayre, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 370 | $20,000,000 | $54,054 |
| $100k-200k | 361 | $53,595,000 | $148,463 |
| $200k-400k | 193 | $51,625,000 | $267,487 |
| $400k-600k | 26 | $11,910,000 | $458,077 |
| $600k-1000k | 3 | $2,065,000 | $688,333 |
Sayre's loan sizing saw the bucket of loans from $100,000 or less with 370 originations, totaling $20,000,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 354 | $69,190,000 | $195,452 |
| 60-80% | 163 | $30,605,000 | $187,761 |
| 20-40% | 129 | $9,445,000 | $73,217 |
| Under 20% | 112 | $3,910,000 | $34,911 |
| 40-60% | 79 | $11,795,000 | $149,304 |
| Over 100% | 1 | $425,000 | $425,000 |
Sayre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 354 originations, totaling $69,190,000 in origination value.