LANCASTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lancaster averaged
6.47%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
6.87% and
one month ago for the week of 2025-05-29, the
average rate was 6.69%.
Lancaster's average rate one year ago was 6.86%.
For refis of the same type during the week of 2025-07-03, the average rate
was 7.01%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LANCASTER, PA.
LANCASTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LANCASTER, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LANCASTER Average Closing Costs & Other Stats
LANCASTER, PA's 210 lenders originated 10,162
loans during 2024. The total origination value was $2,217,060,000, with an average loan value of
$218,172.
LANCASTER's average closing costs are $6,002.
The top LANCASTER lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
414 loans originated. Their average total fees are
$6,685, which is $836
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LANCASTER lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,471), CITADEL FEDERAL CREDIT UNION ($4,275), NAVY FEDERAL CREDIT UNION ($4,326), S&T Bank ($4,982) and JPMorgan Chase Bank ($4,982).
The lowest rate LANCASTER lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union (6.34%), NAVY FEDERAL CREDIT UNION (6.40%), Wells Fargo Bank (6.44%), PROVIDENT FUNDING ASSOCIATES, L.P. (6.47%) and Meridian Bank Corporation (6.49%).
LANCASTER, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $128,890,000 | $165,910,000 | 28.7% | 7.5% |
| Fulton Bank | $152,560,000 | $151,670,000 | -0.6% | 6.8% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $103,050,000 | $135,145,000 | 31.1% | 6.1% |
| QUICKEN LOANS, LLC | $81,280,000 | $107,515,000 | 32.3% | 4.8% |
| The Ephrata National Bank | $127,595,000 | $100,395,000 | -21.3% | 4.5% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $44,605,000 | $52,500,000 | 17.7% | 2.4% |
| Bank of Bird-in-Hand | $39,050,000 | $52,380,000 | 34.1% | 2.4% |
| Univest Bank and Trust Co. | $65,455,000 | $51,985,000 | -20.6% | 2.3% |
| Truist | $51,220,000 | $51,950,000 | 1.4% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $52,680,000 | $51,455,000 | -2.3% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $42,940,000 | $50,755,000 | 18.2% | 2.3% |
| WALKER & DUNLOP, LLC | $40,215,000 | $44,830,000 | 11.5% | 2.0% |
| NEWREZ LLC | $18,400,000 | $44,405,000 | 141.3% | 2.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $34,705,000 | $44,340,000 | 27.8% | 2.0% |
| BROKER SOLUTIONS, INC. | $34,595,000 | $43,350,000 | 25.3% | 2.0% |
| Orrstown Bank | $43,065,000 | $42,030,000 | -2.4% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $14,280,000 | $40,865,000 | 186.2% | 1.8% |
| PNC Bank | $45,465,000 | $40,435,000 | -11.1% | 1.8% |
| Citizens Bank | $55,400,000 | $32,380,000 | -41.6% | 1.5% |
| Homesale Mortgage, LLC | $28,090,000 | $32,020,000 | 14.0% | 1.4% |
| First National Bank of Pennsylvania | $38,465,000 | $31,685,000 | -17.6% | 1.4% |
| M&T Bank | $17,505,000 | $24,175,000 | 38.1% | 1.1% |
| MidAtlantic Farm Credit, ACA | $10,375,000 | $23,435,000 | 125.9% | 1.1% |
| Northwest Bank | $30,860,000 | $22,930,000 | -25.7% | 1.0% |
| LOANDEPOT.COM, LLC | $19,560,000 | $22,800,000 | 16.6% | 1.0% |
| CMG MORTGAGE, INC. | $11,905,000 | $20,340,000 | 70.9% | 0.9% |
| AmeriHome Mortgage Company, LLC | $12,755,000 | $20,295,000 | 59.1% | 0.9% |
| MDE Home Loans, LLC | $3,165,000 | $19,915,000 | 529.2% | 0.9% |
| BELCO COMMUNITY CREDIT UNION | $14,900,000 | $19,240,000 | 29.1% | 0.9% |
| GUARANTEED RATE, INC. | $19,605,000 | $18,405,000 | -6.1% | 0.8% |
| S&T Bank | $35,515,000 | $18,010,000 | -49.3% | 0.8% |
| Mortgage Research Center, LLC | $11,345,000 | $17,150,000 | 51.2% | 0.8% |
| PEOPLESBANK, A CODORUS VALLEY COMPANY | $3,745,000 | $16,600,000 | 343.3% | 0.7% |
| York Traditions Bank | $30,190,000 | $16,490,000 | -45.4% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $6,570,000 | $15,960,000 | 142.9% | 0.7% |
| GUARANTEED RATE AFFINITY, LLC | $7,000,000 | $15,740,000 | 124.9% | 0.7% |
| Meridian Bank Corporation | $15,215,000 | $15,335,000 | 0.8% | 0.7% |
| Wells Fargo Bank | $26,485,000 | $15,205,000 | -42.6% | 0.7% |
| Mid Penn Bank | $33,800,000 | $13,855,000 | -59.0% | 0.6% |
| EMM LOANS LLC | $23,280,000 | $13,215,000 | -43.2% | 0.6% |
| JPMorgan Chase Bank | $5,560,000 | $12,935,000 | 132.6% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $19,075,000 | $12,495,000 | -34.5% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $11,290,000 | $12,485,000 | 10.6% | 0.6% |
| UNION HOME MORTGAGE CORP. | $17,845,000 | $12,000,000 | -32.8% | 0.5% |
| M&T Realty Capital Corporation | $11,355,000 | n/a | 0.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $10,410,000 | $11,160,000 | 7.2% | 0.5% |
| CITADEL FEDERAL CREDIT UNION | $11,515,000 | $11,125,000 | -3.4% | 0.5% |
| Alcova Mortgage LLC | $7,835,000 | $11,015,000 | 40.6% | 0.5% |
| EVERENCE FEDERAL CREDIT UNION | $10,020,000 | $11,005,000 | 9.8% | 0.5% |
| Webster Bank | $11,005,000 | n/a | 0.5% | |
| ORIX REAL ESTATE CAPITAL, LLC | $10,855,000 | n/a | 0.5% | |
| The Huntington National Bank | $8,085,000 | $9,330,000 | 15.4% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $855,000 | $7,625,000 | 791.8% | 0.3% |
| Farmers and Merchants Trust Company of Chambersburg | $6,975,000 | $7,260,000 | 4.1% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,075,000 | $6,805,000 | 228.0% | 0.3% |
| Bank of America | $8,105,000 | $6,280,000 | -22.5% | 0.3% |
| Citizens & Northern Bank | $1,620,000 | $6,180,000 | 281.5% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $3,685,000 | $6,030,000 | 63.6% | 0.3% |
| NFM, INC. | $3,015,000 | $6,010,000 | 99.3% | 0.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $4,950,000 | $5,800,000 | 17.2% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,035,000 | $5,485,000 | 80.7% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $12,240,000 | $5,415,000 | -55.8% | 0.2% |
| The Gratz Bank | $3,210,000 | $5,100,000 | 58.9% | 0.2% |
| Discover Bank | $4,240,000 | $5,085,000 | 19.9% | 0.2% |
| RADIUS FINANCIAL GROUP INC. | $3,385,000 | $5,035,000 | 48.7% | 0.2% |
| Flagstar Bank, FSB | $1,675,000 | $4,900,000 | 192.5% | 0.2% |
| Mortgage America, Inc. | $3,805,000 | $4,800,000 | 26.1% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,320,000 | $4,735,000 | 258.7% | 0.2% |
| TD Bank | $5,625,000 | $4,590,000 | -18.4% | 0.2% |
| Morgan Stanley Private Bank | $3,270,000 | $4,555,000 | 39.3% | 0.2% |
| DHI MORTGAGE COMPANY, LTD. | $4,060,000 | n/a | 0.2% | |
| GSF Mortgage Corporation | $3,165,000 | $3,905,000 | 23.4% | 0.2% |
| NBKC BANK | $1,060,000 | $3,870,000 | 265.1% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $385,000 | $3,850,000 | 900.0% | 0.2% |
| USAA Federal Savings Bank | $2,335,000 | $3,810,000 | 63.2% | 0.2% |
| 21ST MORTGAGE CORPORATION | $3,330,000 | $3,775,000 | 13.4% | 0.2% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $2,740,000 | $3,680,000 | 34.3% | 0.2% |
| First Citizens Community Bank | $1,840,000 | $3,615,000 | 96.5% | 0.2% |
| NVR Mortgage Finance, Inc. | $1,605,000 | $3,605,000 | 124.6% | 0.2% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $2,620,000 | $3,570,000 | 36.3% | 0.2% |
| Ixonia Bank | $305,000 | $3,565,000 | 1,068.9% | 0.2% |
| HOMESTEAD FUNDING CORP. | $4,755,000 | $3,560,000 | -25.1% | 0.2% |
| WesBanco | $3,510,000 | n/a | 0.2% | |
| The Loan Store, Inc. | $795,000 | $3,505,000 | 340.9% | 0.2% |
| University Bank | $3,505,000 | n/a | 0.2% | |
| PLAZA HOME MORTGAGE, INC. | $590,000 | $3,450,000 | 484.7% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,975,000 | $3,040,000 | -38.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,855,000 | $2,980,000 | 60.6% | 0.1% |
| LANCO Federal Credit Union | $11,890,000 | $2,900,000 | -75.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $4,120,000 | $2,870,000 | -30.3% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,890,000 | $2,815,000 | -2.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,315,000 | $2,810,000 | 21.4% | 0.1% |
| Figure Lending LLC | $2,160,000 | $2,650,000 | 22.7% | 0.1% |
| AMERICAN HERITAGE FCU | $845,000 | $2,550,000 | 201.8% | 0.1% |
| Princeton Mortgage Corporation | $1,640,000 | $2,500,000 | 52.4% | 0.1% |
| PLANET HOME LENDING, LLC | $460,000 | $2,490,000 | 441.3% | 0.1% |
| Equity Prime Mortgage LLC | $1,670,000 | $2,460,000 | 47.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $3,235,000 | $2,435,000 | -24.7% | 0.1% |
| Ally Bank | $1,520,000 | $2,310,000 | 52.0% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $215,000 | $2,255,000 | 948.8% | 0.1% |
| Keystone Funding, Inc. | $3,165,000 | $2,250,000 | -28.9% | 0.1% |
| U.S. Bank | $2,835,000 | $2,205,000 | -22.2% | 0.1% |
| Prosper Bank | $2,490,000 | $2,195,000 | -11.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $5,420,000 | $2,105,000 | -61.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,065,000 | $2,070,000 | 0.2% | 0.1% |
| CARDINAL FINANCIAL | $14,640,000 | $2,045,000 | -86.0% | 0.1% |
| Carrington Mortgage Services, LLC | $3,265,000 | $2,045,000 | -37.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,065,000 | $2,035,000 | -1.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $4,605,000 | $2,000,000 | -56.6% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $1,930,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,085,000 | $1,920,000 | 77.0% | 0.1% |
| ACNB Bank | $5,240,000 | $1,915,000 | -63.5% | 0.1% |
| LOANPAL, LLC | $1,355,000 | $1,900,000 | 40.2% | 0.1% |
| POLICE & FIRE | $1,450,000 | $1,875,000 | 29.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,740,000 | $1,755,000 | 0.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,570,000 | $1,740,000 | -32.3% | 0.1% |
| Coastal Community Bank | $1,600,000 | $1,685,000 | 5.3% | 0.1% |
| Magnolia Bank | $1,190,000 | $1,600,000 | 34.5% | 0.1% |
| HERSHEY | $420,000 | $1,540,000 | 266.7% | 0.1% |
| Wheatland Federal Credit Union | $775,000 | $1,540,000 | 98.7% | 0.1% |
| Metro City Bank | $235,000 | $1,525,000 | 548.9% | 0.1% |
| Pennian Bank | $125,000 | $1,515,000 | 1,112.0% | 0.1% |
| AmeriServ Financial Bank | $1,160,000 | $1,480,000 | 27.6% | 0.1% |
| Wilmington Savings Fund Society, FSB | $2,890,000 | $1,480,000 | -48.8% | 0.1% |
| ALLIANT CREDIT UNION | $925,000 | $1,475,000 | 59.5% | 0.1% |
| Philadelphia Mortgage Advisors, Inc. | $205,000 | $1,465,000 | 614.6% | 0.1% |
| Northpointe Bank | $6,180,000 | $1,400,000 | -77.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,125,000 | $1,360,000 | 20.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,320,000 | $1,360,000 | 3.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $360,000 | $1,350,000 | 275.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,205,000 | $1,345,000 | 11.6% | 0.1% |
| Diamond Credit Union | $935,000 | $1,325,000 | 41.7% | 0.1% |
| Goldman Sachs Bank USA | $1,305,000 | n/a | 0.1% | |
| CONTOUR MORTGAGE CORPORATION | $2,980,000 | $1,300,000 | -56.4% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,235,000 | n/a | 0.1% | |
| East Coast Capital Corp. | $1,210,000 | n/a | 0.1% | |
| LEBANON | $325,000 | $1,180,000 | 263.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,160,000 | $1,175,000 | 1.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,160,000 | n/a | 0.1% | |
| MILEND, INC. | $1,120,000 | $1,160,000 | 3.6% | 0.1% |
| MICHIGAN MUTUAL, INC. | $500,000 | $1,125,000 | 125.0% | 0.1% |
| EMBRACE HOME LOANS, INC. | $1,490,000 | $1,095,000 | -26.5% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $2,995,000 | $1,085,000 | -63.8% | 0.0% |
| GENEVA FINANCIAL, LLC | $600,000 | $1,070,000 | 78.3% | 0.0% |
| OceanFirst Bank | $1,065,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $710,000 | $1,065,000 | 50.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $400,000 | $1,060,000 | 165.0% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $2,320,000 | $1,050,000 | -54.7% | 0.0% |
| Sun East Federal Credit Union | $2,060,000 | $995,000 | -51.7% | 0.0% |
| FRANKLIN MINT | $1,435,000 | $990,000 | -31.0% | 0.0% |
| First Federal Bank | $770,000 | $985,000 | 27.9% | 0.0% |
| V.I.P. MORTGAGE, INC. | $315,000 | $975,000 | 209.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $955,000 | n/a | 0.0% | |
| The Federal Savings Bank | $1,135,000 | $955,000 | -15.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,110,000 | $935,000 | -55.7% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $845,000 | $835,000 | -1.2% | 0.0% |
| RIVERFRONT | $480,000 | $830,000 | 72.9% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $920,000 | $820,000 | -10.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $225,000 | $815,000 | 262.2% | 0.0% |
| Ardent Federal Credit Union | $260,000 | $795,000 | 205.8% | 0.0% |
| Firstrust Savings Bank | $1,280,000 | $795,000 | -37.9% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $585,000 | $790,000 | 35.0% | 0.0% |
| Boeing Employees Credit Union | $780,000 | n/a | 0.0% | |
| KeyBank | $825,000 | $780,000 | -5.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $520,000 | $775,000 | 49.0% | 0.0% |
| Citadel Servicing Corporation | $770,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $1,650,000 | $770,000 | -53.3% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $765,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $205,000 | $765,000 | 273.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $765,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $760,000 | n/a | 0.0% | |
| Bank of England | $755,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $1,510,000 | $745,000 | -50.7% | 0.0% |
| NexBank | $480,000 | $740,000 | 54.2% | 0.0% |
| GoPrime Mortgage, Inc. | $720,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,155,000 | $720,000 | -37.7% | 0.0% |
| Beeline Loans, Inc. | $715,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $715,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,045,000 | $715,000 | -31.6% | 0.0% |
| Plains Commerce Bank | $1,485,000 | $705,000 | -52.5% | 0.0% |
| First Commonwealth Federal Credit Union | $100,000 | $700,000 | 600.0% | 0.0% |
| EQUITY RESOURCES, INC. | $1,000,000 | $695,000 | -30.5% | 0.0% |
| Jersey Shore State Bank | $4,705,000 | $690,000 | -85.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $700,000 | $680,000 | -2.9% | 0.0% |
| Evolve Bank & Trust | $535,000 | $680,000 | 27.1% | 0.0% |
| UNITED | $680,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $675,000 | n/a | 0.0% | |
| BNY Mellon | $3,810,000 | $665,000 | -82.5% | 0.0% |
| Bethpage Federal Credit Union | $55,000 | $660,000 | 1,100.0% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $295,000 | $650,000 | 120.3% | 0.0% |
| ML Mortgage Corp. | $645,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $815,000 | $635,000 | -22.1% | 0.0% |
| Ballston Spa National Bank | $590,000 | $625,000 | 5.9% | 0.0% |
| Gateway First Bank | $945,000 | $625,000 | -33.9% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $1,830,000 | $625,000 | -65.8% | 0.0% |
| Towne Bank | $425,000 | $620,000 | 45.9% | 0.0% |
| Waterstone Mortgage Corporation | $265,000 | $620,000 | 134.0% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $1,260,000 | $610,000 | -51.6% | 0.0% |
| Sandy Spring Bank | $595,000 | n/a | 0.0% | |
| Hometown Bank of Pennsylvania | $590,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $330,000 | $590,000 | 78.8% | 0.0% |
| UIF CORPORATION | $590,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $570,000 | n/a | 0.0% | |
| The Juniata Valley Bank | $340,000 | $570,000 | 67.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $185,000 | $560,000 | 202.7% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $550,000 | n/a | 0.0% | |
| Parda Federal Credit Union | $205,000 | $535,000 | 161.0% | 0.0% |
| MLD MORTGAGE INC. | $530,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $325,000 | $530,000 | 63.1% | 0.0% |
| Customers Bank | $460,000 | $510,000 | 10.9% | 0.0% |
| New Tripoli Bank | $155,000 | $510,000 | 229.0% | 0.0% |
| DEPARTMENT OF COMMERCE | $505,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,770,000 | $505,000 | -71.5% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $165,000 | $505,000 | 206.1% | 0.0% |
| OAKTREE FUNDING CORP. | $570,000 | $500,000 | -12.3% | 0.0% |
| POLARIS HOME FUNDING CORP. | $265,000 | $500,000 | 88.7% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $165,000 | $490,000 | 197.0% | 0.0% |
| First Commonwealth Bank | $165,000 | $475,000 | 187.9% | 0.0% |
| CityWorth Mortgage LLC | $465,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $265,000 | $465,000 | 75.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $940,000 | $460,000 | -51.1% | 0.0% |
| First Resource Bank | $825,000 | $460,000 | -44.2% | 0.0% |
| Tompkins Trust Company | $4,845,000 | $460,000 | -90.5% | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | $2,425,000 | $460,000 | -81.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $740,000 | $455,000 | -38.5% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $315,000 | $450,000 | 42.9% | 0.0% |
| Integrity Home Mortgage Corp | $215,000 | $450,000 | 109.3% | 0.0% |
| LENDINGONE, LLC | $175,000 | $450,000 | 157.1% | 0.0% |
| State Department Federal Credit Union | $435,000 | $430,000 | -1.1% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $425,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $405,000 | $425,000 | 4.9% | 0.0% |
| Parke Bank | $235,000 | $425,000 | 80.9% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | $400,000 | 128.6% | 0.0% |
| AmRes Corporation | $825,000 | $400,000 | -51.5% | 0.0% |
| The Victory Bank | $390,000 | n/a | 0.0% | |
| Valley National Bank | $43,060,000 | $385,000 | -99.1% | 0.0% |
| SWBC MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| PINNACLE MORTGAGE, INC. | $265,000 | $365,000 | 37.7% | 0.0% |
| USAlliance Federal Credit Union | $95,000 | $365,000 | 284.2% | 0.0% |
| AMWEST FUNDING CORP. | $720,000 | $360,000 | -50.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $285,000 | $360,000 | 26.3% | 0.0% |
| Aurora Financial, LLC | $355,000 | n/a | 0.0% | |
| 1st Colonial Community Bank | $345,000 | n/a | 0.0% | |
| GREENTREE MORTGAGE COMPANY, L.P. | $470,000 | $345,000 | -26.6% | 0.0% |
| Lakeview Community Capital, LLC | $400,000 | $345,000 | -13.8% | 0.0% |
| BMO Harris Bank | $340,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $135,000 | $340,000 | 151.9% | 0.0% |
| NEW FED MORTGAGE, CORP. | $335,000 | n/a | 0.0% | |
| Quontic Bank | $275,000 | $335,000 | 21.8% | 0.0% |
| NEXERA HOLDING LLC | $330,000 | n/a | 0.0% | |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $325,000 | n/a | 0.0% | |
| Provident Bank | $325,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $400,000 | $320,000 | -20.0% | 0.0% |
| Kwik Mortgage Corporation | $315,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $235,000 | $315,000 | 34.0% | 0.0% |
| EAGLE ONE | $300,000 | $310,000 | 3.3% | 0.0% |
| Blue Ridge Bank | $305,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $305,000 | n/a | 0.0% | |
| Kish Bank | $305,000 | n/a | 0.0% | |
| United Bank | $165,000 | $305,000 | 84.8% | 0.0% |
| CLIFFCO, INC. | $295,000 | n/a | 0.0% | |
| FM Home Loans, LLC | $245,000 | $295,000 | 20.4% | 0.0% |
| Texana Bank | $295,000 | n/a | 0.0% | |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $805,000 | $290,000 | -64.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $290,000 | n/a | 0.0% | |
| Fifth Third Bank | $295,000 | $285,000 | -3.4% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $280,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $275,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $270,000 | n/a | 0.0% | |
| MILLENNIUM FINANCIAL GROUP, INC. | $265,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $1,025,000 | $265,000 | -74.1% | 0.0% |
| Citibank | $485,000 | $260,000 | -46.4% | 0.0% |
| CORNING | $560,000 | $255,000 | -54.5% | 0.0% |
| LENDING CAPITAL GROUP Inc | $820,000 | $255,000 | -68.9% | 0.0% |
| NASA Federal Credit Union | $255,000 | n/a | 0.0% | |
| OCMBC, INC. | $600,000 | $255,000 | -57.5% | 0.0% |
| Stifel Bank and Trust | $275,000 | $255,000 | -7.3% | 0.0% |
| The National Bank of Malvern | $255,000 | n/a | 0.0% | |
| TOWER | $195,000 | $255,000 | 30.8% | 0.0% |
| LENDSURE MORTGAGE CORP. | $250,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $185,000 | $245,000 | 32.4% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $215,000 | $245,000 | 14.0% | 0.0% |
| NP, Inc. | $445,000 | $245,000 | -44.9% | 0.0% |
| First National Bank of America | $215,000 | $235,000 | 9.3% | 0.0% |
| RAPID MORTGAGE COMPANY | $235,000 | n/a | 0.0% | |
| Peoples Security Bank and Trust Company | $230,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $330,000 | $225,000 | -31.8% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $25,000 | $225,000 | 800.0% | 0.0% |
| AEROSPACE FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| Centennial Bank | $215,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $135,000 | $215,000 | 59.3% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $215,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $1,485,000 | $210,000 | -85.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $670,000 | $205,000 | -69.4% | 0.0% |
| Uwharrie Bank | $195,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $185,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $900,000 | $185,000 | -79.4% | 0.0% |
| Quaint Oak Mortgage, LLC | $185,000 | n/a | 0.0% | |
| VISIONS | $185,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $175,000 | n/a | 0.0% | |
| Flanagan State Bank | $175,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $370,000 | $175,000 | -52.7% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $175,000 | n/a | 0.0% | |
| PEOPLE FIRST | $165,000 | n/a | 0.0% | |
| Centier Bank | $475,000 | $160,000 | -66.3% | 0.0% |
| Discovery Federal Credit Union | $150,000 | $160,000 | 6.7% | 0.0% |
| Atlantic Coast Mortgage, LLC | $155,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $155,000 | $155,000 | 0.0% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $155,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $105,000 | $155,000 | 47.6% | 0.0% |
| Elements Financial Federal Credit Union | $155,000 | n/a | 0.0% | |
| FIRST FINANCIAL OF MARYLAND | $155,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $690,000 | $145,000 | -79.0% | 0.0% |
| THRIVENT Federal Credit Union | $255,000 | $140,000 | -45.1% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $185,000 | $135,000 | -27.0% | 0.0% |
| GTE Federal Credit Union | $135,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $170,000 | $120,000 | -29.4% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $225,000 | $115,000 | -48.9% | 0.0% |
| Atlantic Union Bank | $115,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $215,000 | $115,000 | -46.5% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $115,000 | n/a | 0.0% | |
| BHCU | $95,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| New Cumberland Federal Credit Union | $265,000 | $90,000 | -66.0% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $350,000 | $75,000 | -78.6% | 0.0% |
| Service Federal Credit Union | $75,000 | n/a | 0.0% | |
| ARLINGTON COMMUNITY | $55,000 | n/a | 0.0% | |
| CHEVRON | $55,000 | n/a | 0.0% | |
| MidAmerica National Bank | $55,000 | n/a | 0.0% | |
| FIRST ATLANTIC FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| GREENWOOD | $35,000 | n/a | 0.0% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $35,000 | n/a | 0.0% | |
| FREEDOM CREDIT UNION | $110,000 | $25,000 | -77.3% | 0.0% |
| PALCO FEDERAL CREDIT UNION | $15,000 | n/a | 0.0% |
LANCASTER's top lender by overall market share is GUILD MORTGAGE COMPANY, with 7.5% market share. In second place, with 6.8%, is Fulton Bank, having originated $151,670,000 in loans. In third place, with 6.1%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $135,145,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $107,515,000 in loans. In fifth place, with 4.5%, is The Ephrata National Bank, having originated $100,395,000 in loans.
LANCASTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LANCASTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $259,700 (6.0%) | $296,078 (5.2%) | 0.96 | 1,190 |
| 2018-02-01 | $266,900 (10.8%) | $306,970 (7.6%) | 0.97 | 1,132 |
| 2018-03-01 | $273,358 (11.6%) | $315,492 (8.9%) | 0.96 | 1,125 |
| 2018-04-01 | $269,900 (8.9%) | $311,650 (5.1%) | 0.92 | 1,184 |
| 2018-05-01 | $274,728 (9.9%) | $316,851 (5.3%) | 0.92 | 1,180 |
| 2018-06-01 | $272,900 (9.2%) | $316,449 (5.8%) | 0.91 | 1,270 |
| 2018-07-01 | $274,900 (12.2%) | $318,983 (8.3%) | 0.92 | 1,319 |
| 2018-08-01 | $271,248 (10.4%) | $320,207 (9.7%) | 0.91 | 1,314 |
| 2018-09-01 | $272,500 (10.1%) | $320,926 (10.4%) | 0.92 | 1,297 |
| 2018-10-01 | $269,900 (8.0%) | $323,473 (10.4%) | 0.91 | 1,306 |
| 2018-11-01 | $269,900 (9.9%) | $321,303 (13.7%) | 0.91 | 1,298 |
| 2018-12-01 | $274,900 (10.0%) | $323,939 (12.5%) | 0.95 | 1,241 |
| 2019-01-01 | $275,000 (5.9%) | $325,806 (10.0%) | 0.95 | 1,189 |
| 2019-02-01 | $278,945 (4.5%) | $329,761 (7.4%) | 0.94 | 1,122 |
| 2019-03-01 | $286,371 (4.8%) | $337,521 (7.0%) | 0.94 | 1,087 |
| 2019-04-01 | $295,000 (9.3%) | $345,087 (10.7%) | 0.94 | 1,086 |
| 2019-05-01 | $289,950 (5.5%) | $342,505 (8.1%) | 0.91 | 1,116 |
| 2019-06-01 | $289,900 (6.2%) | $346,253 (9.4%) | 0.91 | 1,126 |
| 2019-07-01 | $287,173 (4.5%) | $347,083 (8.8%) | 0.90 | 1,093 |
| 2019-08-01 | $286,264 (5.5%) | $347,780 (8.6%) | 0.91 | 1,079 |
| 2019-09-01 | $288,309 (5.8%) | $348,096 (8.5%) | 0.92 | 1,071 |
| 2019-10-01 | $289,900 (7.4%) | $348,075 (7.6%) | 0.94 | 1,065 |
| 2019-11-01 | $289,999 (7.5%) | $345,481 (7.5%) | 0.95 | 1,018 |
| 2019-12-01 | $297,550 (8.2%) | $352,975 (9.0%) | 0.99 | 891 |
| 2020-01-01 | $305,881 (11.2%) | $360,415 (10.6%) | 1.02 | 794 |
| 2020-02-01 | $319,900 (14.7%) | $366,681 (11.2%) | 1.05 | 744 |
| 2020-03-01 | $320,200 (11.8%) | $374,354 (10.9%) | 1.00 | 718 |
| 2020-04-01 | $326,250 (10.6%) | $389,335 (12.8%) | 1.02 | 686 |
| 2020-05-01 | $319,900 (10.3%) | $382,250 (11.6%) | 0.97 | 719 |
| 2020-06-01 | $319,675 (10.3%) | $378,542 (9.3%) | 0.94 | 739 |
| 2020-07-01 | $320,900 (11.7%) | $385,175 (11.0%) | 0.93 | 657 |
| 2020-08-01 | $334,900 (17.0%) | $401,397 (15.4%) | 0.96 | 603 |
| 2020-09-01 | $326,618 (13.3%) | $394,671 (13.4%) | 0.94 | 573 |
| 2020-10-01 | $325,750 (12.4%) | $395,386 (13.6%) | 0.93 | 541 |
| 2020-11-01 | $329,900 (13.8%) | $393,979 (14.0%) | 0.96 | 511 |
| 2020-12-01 | $331,400 (11.4%) | $388,582 (10.1%) | 0.99 | 481 |
| 2021-01-01 | $344,900 (12.8%) | $400,339 (11.1%) | 1.03 | 414 |
| 2021-02-01 | $354,948 (11.0%) | $418,382 (14.1%) | 1.03 | 355 |
| 2021-03-01 | $350,000 (9.3%) | $409,277 (9.3%) | 0.99 | 361 |
| 2021-04-01 | $349,900 (7.3%) | $412,695 (6.0%) | 0.95 | 387 |
| 2021-05-01 | $350,000 (9.4%) | $410,742 (7.5%) | 0.93 | 403 |
| 2021-06-01 | $323,750 (1.3%) | $390,538 (3.2%) | 0.85 | 466 |
| 2021-07-01 | $319,900 (-0.3%) | $383,547 (-0.4%) | 0.84 | 463 |
| 2021-08-01 | $329,204 (-1.7%) | $415,139 (3.4%) | 0.88 | 482 |
| 2021-09-01 | $323,725 (-0.9%) | $421,584 (6.8%) | 0.86 | 469 |
| 2021-10-01 | $322,000 (-1.2%) | $416,637 (5.4%) | 0.86 | 469 |
| 2021-11-01 | $333,370 (1.1%) | $425,600 (8.0%) | 0.89 | 424 |
| 2021-12-01 | $349,900 (5.6%) | $441,484 (13.6%) | 0.95 | 344 |
| 2022-01-01 | $369,900 (7.3%) | $495,422 (23.8%) | 1.00 | 251 |
| 2022-02-01 | $355,000 (0.0%) | $473,356 (13.1%) | 0.92 | 261 |
| 2022-03-01 | $368,200 (5.2%) | $440,737 (7.7%) | 0.92 | 321 |
| 2022-04-01 | $374,998 (7.2%) | $454,485 (10.1%) | 0.89 | 336 |
| 2022-05-01 | $379,950 (8.6%) | $469,536 (14.3%) | 0.87 | 374 |
| 2022-06-01 | $365,117 (12.8%) | $453,136 (16.0%) | 0.81 | 449 |
| 2022-07-01 | $364,900 (14.1%) | $454,661 (18.5%) | 0.82 | 473 |
| 2022-08-01 | $365,818 (11.1%) | $458,219 (10.4%) | 0.85 | 458 |
| 2022-09-01 | $346,366 (7.0%) | $446,199 (5.8%) | 0.81 | 428 |
| 2022-10-01 | $379,900 (18.0%) | $470,063 (12.8%) | 0.89 | 431 |
| 2022-11-01 | $388,725 (16.6%) | $476,175 (11.9%) | 0.93 | 442 |
| 2022-12-01 | $395,000 (12.9%) | $472,056 (6.9%) | 0.98 | 390 |
| 2023-01-01 | $399,950 (8.1%) | $479,141 (-3.3%) | 0.99 | 379 |
| 2023-02-01 | $422,450 (19.0%) | $493,382 (4.2%) | 1.02 | 352 |
| 2023-03-01 | $429,309 (16.6%) | $491,567 (11.5%) | 1.01 | 369 |
| 2023-04-01 | $399,900 (6.6%) | $485,067 (6.7%) | 0.93 | 326 |
| 2023-05-01 | $399,950 (5.3%) | $471,135 (0.3%) | 0.91 | 351 |
| 2023-06-01 | $398,725 (9.2%) | $465,966 (2.8%) | 0.90 | 357 |
| 2023-07-01 | $399,000 (9.4%) | $471,760 (3.8%) | 0.91 | 351 |
| 2023-08-01 | $392,300 (7.2%) | $470,212 (2.6%) | 0.90 | 361 |
| 2023-09-01 | $399,000 (15.2%) | $470,477 (5.4%) | 0.93 | 368 |
| 2023-10-01 | $375,000 (-1.3%) | $464,265 (-1.2%) | 0.88 | 431 |
| 2023-11-01 | $399,900 (2.9%) | $484,366 (1.7%) | 0.95 | 408 |
| 2023-12-01 | $411,157 (4.1%) | $500,049 (5.9%) | 1.00 | 368 |
| 2024-01-01 | $429,900 (7.5%) | $494,847 (3.3%) | 1.05 | 332 |
| 2024-02-01 | $420,250 (-0.5%) | $495,608 (0.5%) | 1.01 | 314 |
| 2024-03-01 | $419,950 (-2.2%) | $502,502 (2.2%) | 0.99 | 298 |
| 2024-04-01 | $423,725 (6.0%) | $492,422 (1.5%) | 0.99 | 374 |
| 2024-05-01 | $438,062 (9.5%) | $504,602 (7.1%) | 1.00 | 374 |
| 2024-06-01 | $425,000 (6.6%) | $483,133 (3.7%) | 0.97 | 401 |
| 2024-07-01 | $424,975 (6.5%) | $487,514 (3.3%) | 0.97 | 441 |
| 2024-08-01 | $414,090 (5.6%) | $480,676 (2.2%) | 0.96 | 465 |
| 2024-09-01 | $403,450 (1.1%) | $474,203 (0.8%) | 0.95 | 498 |
| 2024-10-01 | $389,900 (4.0%) | $470,654 (1.4%) | 0.92 | 544 |
| 2024-11-01 | $395,000 (-1.2%) | $488,997 (1.0%) | 0.95 | 529 |
| 2024-12-01 | $414,950 (0.9%) | $509,562 (1.9%) | 1.03 | 429 |
| 2025-01-01 | $408,640 (-5.0%) | $510,563 (3.2%) | 1.02 | 390 |
| 2025-02-01 | $425,000 (1.1%) | $518,760 (4.7%) | 1.03 | 386 |
| 2025-03-01 | $399,900 (-4.8%) | $518,162 (3.1%) | 0.94 | 419 |
| 2025-04-01 | $391,225 (-7.7%) | $515,511 (4.7%) | 0.91 | 432 |
| 2025-05-01 | $405,000 (-7.6%) | $511,529 (1.4%) | 0.92 | 497 |
LANCASTER's median listing price for 2025-05-01 was $405,000, a difference of
$-33,062
(-7.6%) versus the prior year and
$13,775 versus the prior month.
LANCASTER's median listing price comes in at 92% of the national average.
LANCASTER's average listing price for 2025-05-01 was $511,529, a difference of $6,927 (1.4%) versus the prior year and $-3,982 versus the prior month.
For the 2025-05-01 period, LANCASTER had 497 MLS listings, a difference of 65 listings (15%) versus the prior month and 123 listings (33%) versus the prior year.
LANCASTER's median listing price comes in at 92% of the national average.
LANCASTER's average listing price for 2025-05-01 was $511,529, a difference of $6,927 (1.4%) versus the prior year and $-3,982 versus the prior month.
For the 2025-05-01 period, LANCASTER had 497 MLS listings, a difference of 65 listings (15%) versus the prior month and 123 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LANCASTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 86 days | 1,858 sqft |
| 2018-02-01 | 84 days | 1,892 sqft |
| 2018-03-01 | 64 days | 1,915 sqft |
| 2018-04-01 | 54 days | 1,898 sqft |
| 2018-05-01 | 53 days | 1,898 sqft |
| 2018-06-01 | 46 days | 2,046 sqft |
| 2018-07-01 | 47 days | 2,039 sqft |
| 2018-08-01 | 54 days | 2,029 sqft |
| 2018-09-01 | 58 days | 2,040 sqft |
| 2018-10-01 | 56 days | 1,992 sqft |
| 2018-11-01 | 54 days | 1,983 sqft |
| 2018-12-01 | 69 days | 1,967 sqft |
| 2019-01-01 | 71 days | 1,941 sqft |
| 2019-02-01 | 72 days | 1,958 sqft |
| 2019-03-01 | 61 days | 2,013 sqft |
| 2019-04-01 | 44 days | 2,083 sqft |
| 2019-05-01 | 39 days | 2,065 sqft |
| 2019-06-01 | 45 days | 2,043 sqft |
| 2019-07-01 | 46 days | 2,027 sqft |
| 2019-08-01 | 45 days | 2,029 sqft |
| 2019-09-01 | 45 days | 2,047 sqft |
| 2019-10-01 | 44 days | 2,058 sqft |
| 2019-11-01 | 53 days | 2,040 sqft |
| 2019-12-01 | 65 days | 2,048 sqft |
| 2020-01-01 | 71 days | 2,108 sqft |
| 2020-02-01 | 67 days | 2,160 sqft |
| 2020-03-01 | 42 days | 2,140 sqft |
| 2020-04-01 | 61 days | 2,150 sqft |
| 2020-05-01 | 68 days | 2,120 sqft |
| 2020-06-01 | 36 days | 2,145 sqft |
| 2020-07-01 | 33 days | 2,159 sqft |
| 2020-08-01 | 37 days | 2,197 sqft |
| 2020-09-01 | 37 days | 2,119 sqft |
| 2020-10-01 | 43 days | 2,046 sqft |
| 2020-11-01 | 45 days | 2,091 sqft |
| 2020-12-01 | 50 days | 2,018 sqft |
| 2021-01-01 | 52 days | 2,069 sqft |
| 2021-02-01 | 52 days | 2,113 sqft |
| 2021-03-01 | 39 days | 2,092 sqft |
| 2021-04-01 | 26 days | 2,076 sqft |
| 2021-05-01 | 29 days | 2,056 sqft |
| 2021-06-01 | 35 days | 1,913 sqft |
| 2021-07-01 | 39 days | 1,929 sqft |
| 2021-08-01 | 37 days | 1,987 sqft |
| 2021-09-01 | 42 days | 1,926 sqft |
| 2021-10-01 | 40 days | 1,970 sqft |
| 2021-11-01 | 43 days | 1,936 sqft |
| 2021-12-01 | 50 days | 1,928 sqft |
| 2022-01-01 | 48 days | 1,976 sqft |
| 2022-02-01 | 30 days | 1,959 sqft |
| 2022-03-01 | 26 days | 1,918 sqft |
| 2022-04-01 | 33 days | 1,976 sqft |
| 2022-05-01 | 31 days | 2,000 sqft |
| 2022-06-01 | 30 days | 1,966 sqft |
| 2022-07-01 | 32 days | 1,970 sqft |
| 2022-08-01 | 36 days | 1,972 sqft |
| 2022-09-01 | 41 days | 1,911 sqft |
| 2022-10-01 | 37 days | 1,969 sqft |
| 2022-11-01 | 42 days | 2,013 sqft |
| 2022-12-01 | 50 days | 1,974 sqft |
| 2023-01-01 | 54 days | 1,947 sqft |
| 2023-02-01 | 49 days | 1,972 sqft |
| 2023-03-01 | 42 days | 1,982 sqft |
| 2023-04-01 | 33 days | 2,045 sqft |
| 2023-05-01 | 29 days | 2,017 sqft |
| 2023-06-01 | 31 days | 2,052 sqft |
| 2023-07-01 | 34 days | 2,050 sqft |
| 2023-08-01 | 31 days | 1,930 sqft |
| 2023-09-01 | 31 days | 1,920 sqft |
| 2023-10-01 | 30 days | 1,929 sqft |
| 2023-11-01 | 34 days | 1,952 sqft |
| 2023-12-01 | 42 days | 1,965 sqft |
| 2024-01-01 | 47 days | 1,944 sqft |
| 2024-02-01 | 39 days | 1,982 sqft |
| 2024-03-01 | 37 days | 1,907 sqft |
| 2024-04-01 | 29 days | 1,921 sqft |
| 2024-05-01 | 30 days | 1,988 sqft |
| 2024-06-01 | 33 days | 1,928 sqft |
| 2024-07-01 | 33 days | 1,969 sqft |
| 2024-08-01 | 34 days | 1,920 sqft |
| 2024-09-01 | 37 days | 1,901 sqft |
| 2024-10-01 | 31 days | 1,879 sqft |
| 2024-11-01 | 33 days | 1,891 sqft |
| 2024-12-01 | 45 days | 1,892 sqft |
| 2025-01-01 | 50 days | 1,925 sqft |
| 2025-02-01 | 37 days | 1,880 sqft |
| 2025-03-01 | 33 days | 1,897 sqft |
| 2025-04-01 | 27 days | 1,914 sqft |
| 2025-05-01 | 23 days | 1,940 sqft |
LANCASTER's median listing age (time on market) for 2025-05-01 was 23 days.
This
is -22%
shorter
than the same period one year ago.
LANCASTER's median square footage for active listings during the 2025-05-01 period was 1,940 sqft. One year prior, the average listing was 1,988 sqft.
LANCASTER's median square footage for active listings during the 2025-05-01 period was 1,940 sqft. One year prior, the average listing was 1,988 sqft.
LANCASTER, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,704 | $1,367,520,000 | $290,714 |
| Home Improvement | 1,652 | $180,700,000 | $109,383 |
| Refi | 1,482 | $348,050,000 | $234,852 |
| Other | 1,430 | $146,110,000 | $102,175 |
| Cash Out Refi | 894 | $174,680,000 | $195,391 |
Lancaster's most frequently cited loan purpose was Home Purchase, with 4,704 originations. The 2nd most popular reason was Home Improvement, with 1,652 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,802 | $1,019,240,000 | $268,080 |
| Over 8% | 1,934 | $225,840,000 | $116,774 |
| 7-8% | 1,721 | $466,285,000 | $270,938 |
| 5-6% | 1,040 | $254,390,000 | $244,606 |
| <2.5% | 847 | $86,145,000 | $101,706 |
| 4-5% | 388 | $62,150,000 | $160,180 |
| 3-4% | 67 | $10,605,000 | $158,284 |
| 2.5-3% | 11 | $1,895,000 | $172,273 |
During 2024, Lancaster's most frequently originated rate bucket was 6-7%, with 3,802 originations.
Loan Sizing (LANCASTER, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,762 | $1,050,900,000 | $279,346 |
| $100,000 or less | 2,873 | $154,345,000 | $53,723 |
| $100k-200k | 2,526 | $365,300,000 | $144,616 |
| $400k-600k | 748 | $354,180,000 | $473,503 |
| $600k-1000k | 209 | $147,535,000 | $705,909 |
| $Over $1MM | 44 | $144,800,000 | $3,290,909 |
LANCASTER's loan sizing saw the bucket of loans from $200k-400k with 3,762 originations, totaling $1,050,900,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,757 | $869,655,000 | $315,435 |
| Under 20% | 2,031 | $135,575,000 | $66,753 |
| 20-40% | 1,996 | $251,010,000 | $125,757 |
| 60-80% | 1,889 | $556,885,000 | $294,804 |
| 40-60% | 1,065 | $274,555,000 | $257,798 |
| Over 100% | 39 | $24,765,000 | $635,000 |
LANCASTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,757 originations, totaling $869,655,000 in origination value.