LANCASTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lancaster averaged
7.27%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.43% and
one month ago for the week of 2026-10-01, the
average rate was 7.07%.
Lancaster's average rate one year ago was 6.36%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.4%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Lancaster 30 Year Fixed Rate | 2026-11-05 | 7.27% |
| Lancaster 30 Year Fixed Rate Refi | 2026-11-05 | 7.4% |
| Lancaster 15 Year Fixed Rate | 2026-11-05 | 6.92% |
| Lancaster 15 Year Fixed Rate Refi | 2026-11-05 | 7.18% |
| Lancaster 30 Year FHA | 2026-11-05 | 6.89% |
| Lancaster 30 Year FHA Refi | 2026-11-05 | 6.65% |
| Lancaster 30 Year USDA | 2026-11-05 | 7.2% |
| Lancaster 30 Year USDA Refi | 2026-11-05 | 6.9% |
| Lancaster 30 Year VA | 2026-11-05 | 6.92% |
| Lancaster 30 Year VA Refi | 2026-11-05 | 6.42% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LANCASTER, PA.
LANCASTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LANCASTER, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LANCASTER Average Closing Costs & Other Stats
LANCASTER, PA's 216 lenders originated 11,699
loans during 2025. The total origination value was $2,759,505,000, with an average loan value of
$235,875.
LANCASTER's average closing costs are $6,200.
The top LANCASTER lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
557 loans originated. Their average total fees are
$6,642, which is $1,055
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LANCASTER lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,907), CITADEL FEDERAL CREDIT UNION ($4,518), JPMorgan Chase Bank ($4,827), NVR Mortgage Finance, Inc. ($4,852) and Alcova Mortgage LLC ($4,858).
The lowest rate LANCASTER lenders (with over 10 loans originated) are
Bank of America (5.83%), DHI MORTGAGE COMPANY, LTD. (6.05%), TD Bank (6.10%), Citizens Bank (6.16%) and PROVIDENT FUNDING ASSOCIATES, L.P. (6.27%).
LANCASTER, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $165,910,000 | $224,875,000 | 35.5% | 8.1% |
| Fulton Bank | $151,670,000 | $187,225,000 | 23.4% | 6.8% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $135,145,000 | $173,120,000 | 28.1% | 6.3% |
| QUICKEN LOANS, LLC | $107,515,000 | $139,025,000 | 29.3% | 5.0% |
| The Ephrata National Bank | $100,395,000 | $138,795,000 | 38.2% | 5.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $50,755,000 | $82,740,000 | 63.0% | 3.0% |
| Univest Bank and Trust Co. | $51,985,000 | $78,175,000 | 50.4% | 2.8% |
| PENNYMAC LOAN SERVICES, LLC | $40,865,000 | $77,010,000 | 88.4% | 2.8% |
| Bank of Bird-in-Hand | $52,380,000 | $75,960,000 | 45.0% | 2.8% |
| Ally Bank | $2,310,000 | $70,355,000 | 2,945.7% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $51,455,000 | $68,250,000 | 32.6% | 2.5% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $52,500,000 | $62,850,000 | 19.7% | 2.3% |
| Truist | $51,950,000 | $60,335,000 | 16.1% | 2.2% |
| PNC Bank | $40,435,000 | $52,695,000 | 30.3% | 1.9% |
| BROKER SOLUTIONS, INC. | $43,350,000 | $51,685,000 | 19.2% | 1.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $44,340,000 | $43,610,000 | -1.6% | 1.6% |
| First National Bank of Pennsylvania | $31,685,000 | $39,725,000 | 25.4% | 1.4% |
| Citizens Bank | $32,380,000 | $39,465,000 | 21.9% | 1.4% |
| Orrstown Bank | $42,030,000 | $38,915,000 | -7.4% | 1.4% |
| Homesale Mortgage, LLC | $32,020,000 | $35,400,000 | 10.6% | 1.3% |
| LOANDEPOT.COM, LLC | $22,800,000 | $34,485,000 | 51.3% | 1.2% |
| MDE Home Loans, LLC | $19,915,000 | $25,905,000 | 30.1% | 0.9% |
| Northwest Bank | $22,930,000 | $24,770,000 | 8.0% | 0.9% |
| S&T Bank | $18,010,000 | $24,380,000 | 35.4% | 0.9% |
| M&T Bank | $24,175,000 | $23,535,000 | -2.6% | 0.9% |
| NEWREZ LLC | $44,405,000 | $22,420,000 | -49.5% | 0.8% |
| AmeriHome Mortgage Company, LLC | $20,295,000 | $21,735,000 | 7.1% | 0.8% |
| EMM LOANS LLC | $13,215,000 | $20,940,000 | 58.5% | 0.8% |
| MidAtlantic Farm Credit, ACA | $23,435,000 | $20,585,000 | -12.2% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $15,960,000 | $20,350,000 | 27.5% | 0.7% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $20,145,000 | n/a | 0.7% | |
| BELCO COMMUNITY CREDIT UNION | $19,240,000 | $19,820,000 | 3.0% | 0.7% |
| Mortgage Research Center, LLC | $17,150,000 | $19,440,000 | 13.4% | 0.7% |
| Mid Penn Bank | $13,855,000 | $18,870,000 | 36.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $12,485,000 | $17,600,000 | 41.0% | 0.6% |
| EVERENCE FEDERAL CREDIT UNION | $11,005,000 | $17,415,000 | 58.2% | 0.6% |
| CMG MORTGAGE, INC. | $20,340,000 | $17,110,000 | -15.9% | 0.6% |
| Farmers and Merchants Trust Company of Chambersburg | $7,260,000 | $17,075,000 | 135.2% | 0.6% |
| CITADEL FEDERAL CREDIT UNION | $11,125,000 | $16,560,000 | 48.9% | 0.6% |
| NVR Mortgage Finance, Inc. | $3,605,000 | $15,610,000 | 333.0% | 0.6% |
| Wells Fargo Bank | $15,205,000 | $15,320,000 | 0.8% | 0.6% |
| ACNB Bank | $1,915,000 | $15,225,000 | 695.0% | 0.6% |
| Alcova Mortgage LLC | $11,015,000 | $14,990,000 | 36.1% | 0.5% |
| GUARANTEED RATE AFFINITY, LLC | $15,740,000 | $13,895,000 | -11.7% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $11,160,000 | $13,215,000 | 18.4% | 0.5% |
| JPMorgan Chase Bank | $12,935,000 | $12,755,000 | -1.4% | 0.5% |
| GUARANTEED RATE, INC. | $18,405,000 | $11,140,000 | -39.5% | 0.4% |
| Meridian Bank Corporation | $15,335,000 | $11,050,000 | -27.9% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $5,485,000 | $11,010,000 | 100.7% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $12,495,000 | $10,835,000 | -13.3% | 0.4% |
| The Gratz Bank | $5,100,000 | $10,740,000 | 110.6% | 0.4% |
| Bank of America | $6,280,000 | $10,730,000 | 70.9% | 0.4% |
| DHI MORTGAGE COMPANY, LTD. | $4,060,000 | $9,740,000 | 139.9% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $7,625,000 | $9,515,000 | 24.8% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $6,030,000 | $9,125,000 | 51.3% | 0.3% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $3,680,000 | $8,965,000 | 143.6% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $2,870,000 | $8,660,000 | 201.7% | 0.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $5,800,000 | $8,620,000 | 48.6% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $3,850,000 | $8,465,000 | 119.9% | 0.3% |
| WALKER & DUNLOP, LLC | $44,830,000 | $8,360,000 | -81.4% | 0.3% |
| The Huntington National Bank | $9,330,000 | $7,845,000 | -15.9% | 0.3% |
| TD Bank | $4,590,000 | $7,835,000 | 70.7% | 0.3% |
| UNION HOME MORTGAGE CORP. | $12,000,000 | $7,080,000 | -41.0% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,415,000 | $6,630,000 | 22.4% | 0.2% |
| Citizens & Northern Bank | $6,180,000 | $6,545,000 | 5.9% | 0.2% |
| Ixonia Bank | $3,565,000 | $6,375,000 | 78.8% | 0.2% |
| Prosper Bank | $2,195,000 | $6,220,000 | 183.4% | 0.2% |
| Mortgage America, Inc. | $4,800,000 | $6,135,000 | 27.8% | 0.2% |
| First Citizens Community Bank | $3,615,000 | $6,100,000 | 68.7% | 0.2% |
| RADIUS FINANCIAL GROUP INC. | $5,035,000 | $5,585,000 | 10.9% | 0.2% |
| LANCO Federal Credit Union | $2,900,000 | $5,160,000 | 77.9% | 0.2% |
| Keystone Funding, Inc. | $2,250,000 | $5,130,000 | 128.0% | 0.2% |
| HOMESTEAD FUNDING CORP. | $3,560,000 | $4,895,000 | 37.5% | 0.2% |
| The Loan Store, Inc. | $3,505,000 | $4,755,000 | 35.7% | 0.2% |
| NBKC BANK | $3,870,000 | $4,680,000 | 20.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,035,000 | $4,360,000 | 114.3% | 0.2% |
| Carrington Mortgage Services, LLC | $2,045,000 | $4,060,000 | 98.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $210,000 | $3,810,000 | 1,714.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,775,000 | $3,705,000 | -1.9% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,920,000 | $3,580,000 | 86.5% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $135,000 | $3,565,000 | 2,540.7% | 0.1% |
| BERKELEY POINT CAPITAL LLC | $3,555,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,805,000 | $3,485,000 | -48.8% | 0.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $3,570,000 | $3,210,000 | -10.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,070,000 | $3,170,000 | 53.1% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,815,000 | $3,110,000 | 10.5% | 0.1% |
| Wheatland Federal Credit Union | $1,540,000 | $3,015,000 | 95.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,435,000 | $3,010,000 | 23.6% | 0.1% |
| NP, Inc. | $245,000 | $2,995,000 | 1,122.4% | 0.1% |
| SPRING EQ, LLC | $590,000 | $2,965,000 | 402.5% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,810,000 | $2,960,000 | 5.3% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $2,905,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $4,555,000 | $2,885,000 | -36.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,040,000 | $2,775,000 | -8.7% | 0.1% |
| Plains Commerce Bank | $705,000 | $2,715,000 | 285.1% | 0.1% |
| POLICE & FIRE | $1,875,000 | $2,610,000 | 39.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,755,000 | $2,550,000 | 45.3% | 0.1% |
| Charles Schwab Bank, SSB | $2,505,000 | n/a | 0.1% | |
| U.S. Bank | $2,205,000 | $2,490,000 | 12.9% | 0.1% |
| Coastal Community Bank | $1,685,000 | $2,460,000 | 46.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,980,000 | $2,430,000 | -18.5% | 0.1% |
| NexBank | $740,000 | $2,390,000 | 223.0% | 0.1% |
| LOANPAL, LLC | $1,900,000 | $2,375,000 | 25.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $360,000 | $2,360,000 | 555.6% | 0.1% |
| First Resource Bank | $460,000 | $2,315,000 | 403.3% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,105,000 | $2,310,000 | 9.7% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,350,000 | $2,215,000 | 64.1% | 0.1% |
| TRUMARK FINANCIAL CREDIT UNION | $460,000 | $2,215,000 | 381.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $2,000,000 | $2,185,000 | 9.3% | 0.1% |
| The Federal Savings Bank | $955,000 | $2,145,000 | 124.6% | 0.1% |
| AMERICAN FINANCING CORPORATION | $680,000 | $2,060,000 | 202.9% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,300,000 | $2,060,000 | 58.5% | 0.1% |
| Sun East Federal Credit Union | $995,000 | $2,010,000 | 102.0% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $1,050,000 | $2,005,000 | 91.0% | 0.1% |
| Figure Lending LLC | $2,650,000 | $1,990,000 | -24.9% | 0.1% |
| USAA Federal Savings Bank | $3,810,000 | $1,935,000 | -49.2% | 0.1% |
| First Commonwealth Bank | $475,000 | $1,915,000 | 303.2% | 0.1% |
| Flagstar Bank, FSB | $4,900,000 | $1,870,000 | -61.8% | 0.1% |
| EQUITY RESOURCES, INC. | $695,000 | $1,760,000 | 153.2% | 0.1% |
| HERSHEY | $1,540,000 | $1,730,000 | 12.3% | 0.1% |
| LENDSURE MORTGAGE CORP. | $250,000 | $1,725,000 | 590.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,085,000 | $1,690,000 | 55.8% | 0.1% |
| LEBANON | $1,180,000 | $1,665,000 | 41.1% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $1,930,000 | $1,645,000 | -14.8% | 0.1% |
| NFM, INC. | $6,010,000 | $1,620,000 | -73.0% | 0.1% |
| DIRECT MORTGAGE LOANS, LLC | $215,000 | $1,605,000 | 646.5% | 0.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $770,000 | $1,600,000 | 107.8% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,175,000 | $1,575,000 | 34.0% | 0.1% |
| PHH Mortgage Corporation | $745,000 | $1,545,000 | 107.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $935,000 | $1,530,000 | 63.6% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,065,000 | $1,530,000 | 43.7% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $1,485,000 | n/a | 0.1% | |
| RIVERFRONT | $830,000 | $1,475,000 | 77.7% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $715,000 | $1,455,000 | 103.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $400,000 | $1,440,000 | 260.0% | 0.1% |
| Wilmington Savings Fund Society, FSB | $1,480,000 | $1,415,000 | -4.4% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $650,000 | $1,390,000 | 113.8% | 0.1% |
| PREMIA MORTGAGE, LLC | $455,000 | $1,355,000 | 197.8% | 0.0% |
| CORNING | $255,000 | $1,330,000 | 421.6% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $835,000 | $1,320,000 | 58.1% | 0.0% |
| State Financial Network, LLC | $1,315,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,060,000 | $1,305,000 | 23.1% | 0.0% |
| ENVOY MORTGAGE, LTD | $560,000 | $1,280,000 | 128.6% | 0.0% |
| Diamond Credit Union | $1,325,000 | $1,275,000 | -3.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $635,000 | $1,270,000 | 100.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,255,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $2,460,000 | $1,245,000 | -49.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,240,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $775,000 | $1,225,000 | 58.1% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $815,000 | $1,225,000 | 50.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,360,000 | $1,210,000 | -11.0% | 0.0% |
| T2 FINANCIAL LLC | $265,000 | $1,165,000 | 339.6% | 0.0% |
| PLANET HOME LENDING, LLC | $2,490,000 | $1,135,000 | -54.4% | 0.0% |
| UMB Bank | $1,130,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $330,000 | $1,095,000 | 231.8% | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | $1,465,000 | $1,055,000 | -28.0% | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $290,000 | $1,050,000 | 262.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,035,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $1,035,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $4,735,000 | $1,030,000 | -78.2% | 0.0% |
| A&D Mortgage LLC | $570,000 | $1,000,000 | 75.4% | 0.0% |
| AMERICAN HERITAGE FCU | $2,550,000 | $1,000,000 | -60.8% | 0.0% |
| LENDING CAPITAL GROUP Inc | $255,000 | $990,000 | 288.2% | 0.0% |
| Leader Bank | $985,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $2,255,000 | $975,000 | -56.8% | 0.0% |
| Tompkins Trust Company | $460,000 | $965,000 | 109.8% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $625,000 | $955,000 | 52.8% | 0.0% |
| Firstrust Savings Bank | $795,000 | $940,000 | 18.2% | 0.0% |
| Discover Bank | $5,085,000 | $935,000 | -81.6% | 0.0% |
| MLD MORTGAGE INC. | $530,000 | $915,000 | 72.6% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $1,160,000 | $905,000 | -22.0% | 0.0% |
| Atlantic Coast Mortgage, LLC | $155,000 | $885,000 | 471.0% | 0.0% |
| Magnolia Bank | $1,600,000 | $885,000 | -44.7% | 0.0% |
| University Bank | $3,505,000 | $880,000 | -74.9% | 0.0% |
| Home Mortgage Alliance Corp | $675,000 | $870,000 | 28.9% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,235,000 | $860,000 | -30.4% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $340,000 | $860,000 | 152.9% | 0.0% |
| UBS Bank USA | $845,000 | n/a | 0.0% | |
| Metro City Bank | $1,525,000 | $830,000 | -45.6% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,740,000 | $825,000 | -52.6% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $820,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $75,000 | $815,000 | 986.7% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $815,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,345,000 | $800,000 | -40.5% | 0.0% |
| OCMBC, INC. | $255,000 | $775,000 | 203.9% | 0.0% |
| First Federal Bank | $985,000 | $770,000 | -21.8% | 0.0% |
| Peoples Security Bank and Trust Company | $230,000 | $760,000 | 230.4% | 0.0% |
| POLARIS HOME FUNDING CORP. | $500,000 | $760,000 | 52.0% | 0.0% |
| UIF CORPORATION | $590,000 | $760,000 | 28.8% | 0.0% |
| ALLIANT CREDIT UNION | $1,475,000 | $755,000 | -48.8% | 0.0% |
| OAKTREE FUNDING CORP. | $500,000 | $750,000 | 50.0% | 0.0% |
| First Commonwealth Federal Credit Union | $700,000 | $745,000 | 6.4% | 0.0% |
| RESIDENTIAL BANCORP | $735,000 | n/a | 0.0% | |
| FIRST HERITAGE FINANCIAL, LLC | $720,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $3,905,000 | $695,000 | -82.2% | 0.0% |
| CAPITAL CENTER, L.L.C. | $690,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $680,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $360,000 | $655,000 | 81.9% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $655,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $645,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $3,450,000 | $635,000 | -81.6% | 0.0% |
| CLEARPATH LENDING | $630,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $2,045,000 | $620,000 | -69.7% | 0.0% |
| Civista Bank | $615,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $610,000 | n/a | 0.0% | |
| BNY Mellon | $665,000 | $605,000 | -9.0% | 0.0% |
| The Central Trust Bank | $605,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $1,095,000 | $600,000 | -45.2% | 0.0% |
| OceanFirst Bank | $1,065,000 | $590,000 | -44.6% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $585,000 | n/a | 0.0% | |
| Shore United Bank | $580,000 | n/a | 0.0% | |
| FRANKLIN MINT | $990,000 | $575,000 | -41.9% | 0.0% |
| Quontic Bank | $335,000 | $575,000 | 71.6% | 0.0% |
| Stifel Bank and Trust | $255,000 | $575,000 | 125.5% | 0.0% |
| Arvest Bank | $560,000 | n/a | 0.0% | |
| Acre Mortgage and Financial Inc | $550,000 | n/a | 0.0% | |
| Fifth Third Bank | $285,000 | $550,000 | 93.0% | 0.0% |
| Greenbox Loans, Inc. | $550,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $1,210,000 | $545,000 | -55.0% | 0.0% |
| Kwik Mortgage Corporation | $315,000 | $525,000 | 66.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $955,000 | $525,000 | -45.0% | 0.0% |
| BHCU | $95,000 | $510,000 | 436.8% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $185,000 | $510,000 | 175.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,125,000 | $505,000 | -55.1% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,360,000 | $500,000 | -63.2% | 0.0% |
| Watermark Capital, Inc. | $495,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $1,070,000 | $480,000 | -55.1% | 0.0% |
| MILEND, INC. | $1,160,000 | $480,000 | -58.6% | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $35,000 | $480,000 | 1,271.4% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $475,000 | n/a | 0.0% | |
| Towne Bank | $620,000 | $475,000 | -23.4% | 0.0% |
| Nations Lending Corporation | $505,000 | $470,000 | -6.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $720,000 | $470,000 | -34.7% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $245,000 | $460,000 | 87.8% | 0.0% |
| New Cumberland Federal Credit Union | $90,000 | $455,000 | 405.6% | 0.0% |
| State Department Federal Credit Union | $430,000 | $450,000 | 4.7% | 0.0% |
| CROWDCOPIA, LLC | $435,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $305,000 | $435,000 | 42.6% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $435,000 | n/a | 0.0% | |
| Commerce Bank | $415,000 | n/a | 0.0% | |
| Kish Bank | $305,000 | $415,000 | 36.1% | 0.0% |
| SUN Federal Credit Union | $410,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $175,000 | $405,000 | 131.4% | 0.0% |
| Princeton Mortgage Corporation | $2,500,000 | $405,000 | -83.8% | 0.0% |
| BAY EQUITY LLC | $760,000 | $395,000 | -48.0% | 0.0% |
| Pennian Bank | $1,515,000 | $395,000 | -73.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $765,000 | $390,000 | -49.0% | 0.0% |
| WINGS FINANCIAL | $390,000 | n/a | 0.0% | |
| AFFINITY | $385,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $290,000 | $385,000 | 32.8% | 0.0% |
| Strong Home Mortgage, LLC | $375,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $450,000 | $360,000 | -20.0% | 0.0% |
| TEACHERS | $360,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $355,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $355,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $530,000 | $355,000 | -33.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $355,000 | n/a | 0.0% | |
| The Fidelity Deposit and Discount Bank | $355,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $355,000 | $345,000 | -2.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $345,000 | n/a | 0.0% | |
| New Tripoli Bank | $510,000 | $335,000 | -34.3% | 0.0% |
| SELF RELIANCE NY Federal Credit Union | $330,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $325,000 | n/a | 0.0% | |
| Wayne Bank | $325,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $765,000 | $315,000 | -58.8% | 0.0% |
| The Union Bank Company | $315,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $975,000 | $315,000 | -67.7% | 0.0% |
| The Dart Bank | $305,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $245,000 | $295,000 | 20.4% | 0.0% |
| AmeriServ Financial Bank | $1,480,000 | $285,000 | -80.7% | 0.0% |
| Gateway First Bank | $625,000 | $285,000 | -54.4% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $765,000 | $275,000 | -64.1% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $115,000 | $270,000 | 134.8% | 0.0% |
| KeyBank | $780,000 | $265,000 | -66.0% | 0.0% |
| South State Bank | $265,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $175,000 | $255,000 | 45.7% | 0.0% |
| JUSTICE Federal Credit Union | $255,000 | n/a | 0.0% | |
| Old National Bank | $255,000 | n/a | 0.0% | |
| BENCHMARK Federal Credit Union | $250,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $245,000 | n/a | 0.0% | |
| Flanagan State Bank | $175,000 | $245,000 | 40.0% | 0.0% |
| NEW FED MORTGAGE, CORP. | $335,000 | $245,000 | -26.9% | 0.0% |
| Waterstone Mortgage Corporation | $620,000 | $245,000 | -60.5% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $235,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $465,000 | $235,000 | -49.5% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $625,000 | $225,000 | -64.0% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $225,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $225,000 | n/a | 0.0% | |
| Freedom of Maryland Federal Credit Union | $225,000 | n/a | 0.0% | |
| Northeast Equitable Mortgage, LLC | $225,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $215,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $225,000 | $215,000 | -4.4% | 0.0% |
| FM Home Loans, LLC | $295,000 | $215,000 | -27.1% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Credence Funding Corporation | $205,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $205,000 | n/a | 0.0% | |
| GREENWOOD | $35,000 | $195,000 | 457.1% | 0.0% |
| Integrity Home Mortgage Corp | $450,000 | $195,000 | -56.7% | 0.0% |
| PEOPLE FIRST | $165,000 | $195,000 | 18.2% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $155,000 | $185,000 | 19.4% | 0.0% |
| Luxury Mortgage Corp. | $175,000 | n/a | 0.0% | |
| ARK MORTGAGE, INC. | $165,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $165,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $120,000 | $160,000 | 33.3% | 0.0% |
| Parda Federal Credit Union | $535,000 | $160,000 | -70.1% | 0.0% |
| HERITAGE VALLEY | $150,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $660,000 | $145,000 | -78.0% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $425,000 | $145,000 | -65.9% | 0.0% |
| HAR-CO Credit Union | $135,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $255,000 | $135,000 | -47.1% | 0.0% |
| Reliance Savings Bank | $135,000 | n/a | 0.0% | |
| GREENWAY MORTGAGE FUNDING CORP. | $125,000 | n/a | 0.0% | |
| Ardent Federal Credit Union | $795,000 | $120,000 | -84.9% | 0.0% |
| Citibank | $260,000 | $115,000 | -55.8% | 0.0% |
| American Airlines Federal Credit Union | $145,000 | $105,000 | -27.6% | 0.0% |
| Southwest Airlines Federal Credit Union | $105,000 | n/a | 0.0% | |
| FIRST ATLANTIC FEDERAL CREDIT UNION | $45,000 | $95,000 | 111.1% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $135,000 | $75,000 | -44.4% | 0.0% |
| N R L Federal Credit Union | $75,000 | n/a | 0.0% | |
| PHILADELPHIA | $75,000 | n/a | 0.0% | |
| Service Federal Credit Union | $75,000 | $75,000 | 0.0% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $225,000 | $70,000 | -68.9% | 0.0% |
| Old Second National Bank | $65,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $365,000 | $65,000 | -82.2% | 0.0% |
| Northpointe Bank | $1,400,000 | $55,000 | -96.1% | 0.0% |
| THRIVENT Federal Credit Union | $140,000 | $55,000 | -60.7% | 0.0% |
| TOWER | $255,000 | $45,000 | -82.4% | 0.0% |
LANCASTER's top lender by overall market share is GUILD MORTGAGE COMPANY, with 8.1% market share. In second place, with 6.8%, is Fulton Bank, having originated $187,225,000 in loans. In third place, with 6.3%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $173,120,000 in loans. In fourth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $139,025,000 in loans. In fifth place, with 5.0%, is The Ephrata National Bank, having originated $138,795,000 in loans.
LANCASTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LANCASTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $259,700 (6.0%) | $296,078 (5.2%) | 0.96 | 1,190 |
| 2018-02-01 | $266,900 (10.8%) | $306,970 (7.6%) | 0.97 | 1,132 |
| 2018-03-01 | $273,358 (11.6%) | $315,492 (8.9%) | 0.96 | 1,125 |
| 2018-04-01 | $269,900 (8.9%) | $311,650 (5.1%) | 0.92 | 1,184 |
| 2018-05-01 | $274,728 (9.9%) | $316,851 (5.3%) | 0.92 | 1,180 |
| 2018-06-01 | $272,900 (9.2%) | $316,449 (5.8%) | 0.91 | 1,270 |
| 2018-07-01 | $274,900 (12.2%) | $318,983 (8.3%) | 0.92 | 1,319 |
| 2018-08-01 | $271,248 (10.4%) | $320,207 (9.7%) | 0.91 | 1,314 |
| 2018-09-01 | $272,500 (10.1%) | $320,926 (10.4%) | 0.92 | 1,297 |
| 2018-10-01 | $269,900 (8.0%) | $323,473 (10.4%) | 0.91 | 1,306 |
| 2018-11-01 | $269,900 (9.9%) | $321,303 (13.7%) | 0.91 | 1,298 |
| 2018-12-01 | $274,900 (10.0%) | $323,939 (12.5%) | 0.95 | 1,241 |
| 2019-01-01 | $275,000 (5.9%) | $325,806 (10.0%) | 0.95 | 1,189 |
| 2019-02-01 | $278,945 (4.5%) | $329,761 (7.4%) | 0.94 | 1,122 |
| 2019-03-01 | $286,371 (4.8%) | $337,521 (7.0%) | 0.94 | 1,087 |
| 2019-04-01 | $295,000 (9.3%) | $345,087 (10.7%) | 0.94 | 1,086 |
| 2019-05-01 | $289,950 (5.5%) | $342,505 (8.1%) | 0.91 | 1,116 |
| 2019-06-01 | $289,900 (6.2%) | $346,253 (9.4%) | 0.91 | 1,126 |
| 2019-07-01 | $287,173 (4.5%) | $347,083 (8.8%) | 0.90 | 1,093 |
| 2019-08-01 | $286,264 (5.5%) | $347,780 (8.6%) | 0.91 | 1,079 |
| 2019-09-01 | $288,309 (5.8%) | $348,096 (8.5%) | 0.92 | 1,071 |
| 2019-10-01 | $289,900 (7.4%) | $348,075 (7.6%) | 0.94 | 1,065 |
| 2019-11-01 | $289,999 (7.5%) | $345,481 (7.5%) | 0.95 | 1,018 |
| 2019-12-01 | $297,550 (8.2%) | $352,975 (9.0%) | 0.99 | 891 |
| 2020-01-01 | $305,881 (11.2%) | $360,415 (10.6%) | 1.02 | 794 |
| 2020-02-01 | $319,900 (14.7%) | $366,681 (11.2%) | 1.05 | 744 |
| 2020-03-01 | $320,200 (11.8%) | $374,354 (10.9%) | 1.00 | 718 |
| 2020-04-01 | $326,250 (10.6%) | $389,335 (12.8%) | 1.02 | 686 |
| 2020-05-01 | $319,900 (10.3%) | $382,250 (11.6%) | 0.97 | 719 |
| 2020-06-01 | $319,675 (10.3%) | $378,542 (9.3%) | 0.94 | 739 |
| 2020-07-01 | $320,900 (11.7%) | $385,175 (11.0%) | 0.93 | 657 |
| 2020-08-01 | $334,900 (17.0%) | $401,397 (15.4%) | 0.96 | 603 |
| 2020-09-01 | $326,618 (13.3%) | $394,671 (13.4%) | 0.94 | 573 |
| 2020-10-01 | $325,750 (12.4%) | $395,386 (13.6%) | 0.93 | 541 |
| 2020-11-01 | $329,900 (13.8%) | $393,979 (14.0%) | 0.96 | 511 |
| 2020-12-01 | $331,400 (11.4%) | $388,582 (10.1%) | 0.99 | 481 |
| 2021-01-01 | $344,900 (12.8%) | $400,339 (11.1%) | 1.03 | 414 |
| 2021-02-01 | $354,948 (11.0%) | $418,382 (14.1%) | 1.03 | 355 |
| 2021-03-01 | $350,000 (9.3%) | $409,277 (9.3%) | 0.99 | 361 |
| 2021-04-01 | $349,900 (7.3%) | $412,695 (6.0%) | 0.95 | 387 |
| 2021-05-01 | $350,000 (9.4%) | $410,742 (7.5%) | 0.93 | 403 |
| 2021-06-01 | $325,000 (1.7%) | $392,220 (3.6%) | 0.86 | 467 |
| 2021-07-01 | $319,900 (-0.3%) | $383,547 (-0.4%) | 0.84 | 463 |
| 2021-08-01 | $329,327 (-1.7%) | $415,139 (3.4%) | 0.88 | 482 |
| 2021-09-01 | $323,725 (-0.9%) | $421,584 (6.8%) | 0.86 | 469 |
| 2021-10-01 | $322,000 (-1.2%) | $416,637 (5.4%) | 0.86 | 469 |
| 2021-11-01 | $333,370 (1.1%) | $425,600 (8.0%) | 0.89 | 424 |
| 2021-12-01 | $349,900 (5.6%) | $441,484 (13.6%) | 0.95 | 344 |
| 2022-01-01 | $369,900 (7.3%) | $495,422 (23.8%) | 1.00 | 251 |
| 2022-02-01 | $355,000 (0.0%) | $473,356 (13.1%) | 0.92 | 261 |
| 2022-03-01 | $368,200 (5.2%) | $440,737 (7.7%) | 0.92 | 321 |
| 2022-04-01 | $374,998 (7.2%) | $454,485 (10.1%) | 0.89 | 336 |
| 2022-05-01 | $379,950 (8.6%) | $469,536 (14.3%) | 0.87 | 374 |
| 2022-06-01 | $365,117 (12.3%) | $453,136 (15.5%) | 0.81 | 449 |
| 2022-07-01 | $364,900 (14.1%) | $454,661 (18.5%) | 0.82 | 473 |
| 2022-08-01 | $365,818 (11.1%) | $458,219 (10.4%) | 0.85 | 458 |
| 2022-09-01 | $346,366 (7.0%) | $446,199 (5.8%) | 0.81 | 428 |
| 2022-10-01 | $379,900 (18.0%) | $470,063 (12.8%) | 0.89 | 431 |
| 2022-11-01 | $388,725 (16.6%) | $476,175 (11.9%) | 0.93 | 442 |
| 2022-12-01 | $395,000 (12.9%) | $472,056 (6.9%) | 0.98 | 390 |
| 2023-01-01 | $399,950 (8.1%) | $479,141 (-3.3%) | 0.99 | 379 |
| 2023-02-01 | $422,450 (19.0%) | $493,382 (4.2%) | 1.02 | 352 |
| 2023-03-01 | $429,309 (16.6%) | $491,567 (11.5%) | 1.01 | 369 |
| 2023-04-01 | $399,900 (6.6%) | $485,067 (6.7%) | 0.93 | 326 |
| 2023-05-01 | $399,950 (5.3%) | $471,135 (0.3%) | 0.91 | 351 |
| 2023-06-01 | $398,725 (9.2%) | $465,966 (2.8%) | 0.90 | 357 |
| 2023-07-01 | $399,000 (9.4%) | $472,372 (3.9%) | 0.91 | 352 |
| 2023-08-01 | $393,500 (7.6%) | $470,740 (2.7%) | 0.90 | 362 |
| 2023-09-01 | $399,000 (15.2%) | $470,862 (5.5%) | 0.93 | 368 |
| 2023-10-01 | $375,000 (-1.3%) | $464,265 (-1.2%) | 0.88 | 431 |
| 2023-11-01 | $399,900 (2.9%) | $484,366 (1.7%) | 0.95 | 408 |
| 2023-12-01 | $411,157 (4.1%) | $500,049 (5.9%) | 1.00 | 368 |
| 2024-01-01 | $429,900 (7.5%) | $494,847 (3.3%) | 1.05 | 332 |
| 2024-02-01 | $420,250 (-0.5%) | $495,608 (0.5%) | 1.01 | 314 |
| 2024-03-01 | $419,950 (-2.2%) | $502,502 (2.2%) | 0.99 | 298 |
| 2024-04-01 | $423,725 (6.0%) | $492,422 (1.5%) | 0.99 | 374 |
| 2024-05-01 | $438,062 (9.5%) | $504,602 (7.1%) | 1.00 | 374 |
| 2024-06-01 | $425,000 (6.6%) | $483,133 (3.7%) | 0.97 | 401 |
| 2024-07-01 | $424,975 (6.5%) | $487,514 (3.2%) | 0.97 | 441 |
| 2024-08-01 | $414,090 (5.2%) | $480,676 (2.1%) | 0.96 | 465 |
| 2024-09-01 | $404,000 (1.3%) | $471,771 (0.2%) | 0.95 | 492 |
| 2024-10-01 | $389,950 (4.0%) | $473,211 (1.9%) | 0.92 | 532 |
| 2024-11-01 | $395,000 (-1.2%) | $488,997 (1.0%) | 0.95 | 529 |
| 2024-12-01 | $414,950 (0.9%) | $509,562 (1.9%) | 1.03 | 429 |
| 2025-01-01 | $408,640 (-5.0%) | $510,563 (3.2%) | 1.02 | 390 |
| 2025-02-01 | $425,000 (1.1%) | $518,760 (4.7%) | 1.03 | 386 |
| 2025-03-01 | $399,900 (-4.8%) | $518,162 (3.1%) | 0.94 | 419 |
| 2025-04-01 | $391,225 (-7.7%) | $515,511 (4.7%) | 0.91 | 432 |
| 2025-05-01 | $404,995 (-7.6%) | $511,523 (1.4%) | 0.92 | 496 |
| 2025-06-01 | $416,225 (-2.1%) | $511,797 (5.9%) | 0.94 | 493 |
| 2025-07-01 | $408,370 (-3.9%) | $512,445 (5.1%) | 0.93 | 498 |
| 2025-08-01 | $414,900 (0.2%) | $509,976 (6.1%) | 0.96 | 513 |
| 2025-09-01 | $409,900 (1.5%) | $505,566 (7.2%) | 0.96 | 557 |
| 2025-10-01 | $399,950 (2.6%) | $492,896 (4.2%) | 0.94 | 611 |
| 2025-11-01 | $392,500 (-0.6%) | $489,659 (0.1%) | 0.95 | 545 |
| 2025-12-01 | $396,975 (-4.3%) | $489,952 (-3.9%) | 0.99 | 471 |
| 2026-01-01 | $399,900 (-2.1%) | $507,359 (-0.6%) | 1.00 | 430 |
| 2026-02-01 | $419,750 (-1.2%) | $534,599 (3.1%) | 1.04 | 400 |
| 2026-03-01 | $423,400 (5.9%) | $532,350 (2.7%) | 1.02 | 411 |
| 2026-04-01 | $419,950 (7.3%) | $530,128 (2.8%) | 0.99 | 472 |
| 2026-05-01 | $429,900 (6.2%) | $534,609 (4.5%) | 1.00 | 508 |
| 2026-06-01 | $417,200 (0.2%) | $525,041 (2.6%) | 0.97 | 538 |
| 2026-07-01 | $407,675 (-0.2%) | $515,396 (0.6%) | 0.95 | 541 |
| 2026-08-01 | $410,000 (-1.2%) | $520,537 (2.1%) | 0.97 | 570 |
| 2026-09-01 | $400,525 (-2.3%) | $506,018 (0.1%) | 0.00 | 623 |
| 2026-10-01 | $399,900 (0.0%) | $504,924 (2.4%) | 0.00 | 681 |
LANCASTER's median listing price for 2026-10-01 was $399,900, a difference of
$-50
(0.0%) versus the prior year and
$-625 versus the prior month.
LANCASTER's median listing price comes in at 0% of the national average.
LANCASTER's average listing price for 2026-10-01 was $504,924, a difference of $12,028 (2.4%) versus the prior year and $-1,094 versus the prior month.
For the 2026-10-01 period, LANCASTER had 681 MLS listings, a difference of 58 listings (9%) versus the prior month and 70 listings (11%) versus the prior year.
LANCASTER's median listing price comes in at 0% of the national average.
LANCASTER's average listing price for 2026-10-01 was $504,924, a difference of $12,028 (2.4%) versus the prior year and $-1,094 versus the prior month.
For the 2026-10-01 period, LANCASTER had 681 MLS listings, a difference of 58 listings (9%) versus the prior month and 70 listings (11%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LANCASTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 86 days | 1,857 sqft |
| 2018-02-01 | 84 days | 1,890 sqft |
| 2018-03-01 | 64 days | 1,916 sqft |
| 2018-04-01 | 54 days | 1,898 sqft |
| 2018-05-01 | 53 days | 1,898 sqft |
| 2018-06-01 | 46 days | 2,044 sqft |
| 2018-07-01 | 47 days | 2,039 sqft |
| 2018-08-01 | 54 days | 2,029 sqft |
| 2018-09-01 | 58 days | 2,040 sqft |
| 2018-10-01 | 56 days | 1,992 sqft |
| 2018-11-01 | 54 days | 1,983 sqft |
| 2018-12-01 | 69 days | 1,967 sqft |
| 2019-01-01 | 71 days | 1,941 sqft |
| 2019-02-01 | 72 days | 1,958 sqft |
| 2019-03-01 | 61 days | 2,013 sqft |
| 2019-04-01 | 44 days | 2,083 sqft |
| 2019-05-01 | 39 days | 2,065 sqft |
| 2019-06-01 | 45 days | 2,043 sqft |
| 2019-07-01 | 46 days | 2,027 sqft |
| 2019-08-01 | 45 days | 2,029 sqft |
| 2019-09-01 | 45 days | 2,047 sqft |
| 2019-10-01 | 44 days | 2,058 sqft |
| 2019-11-01 | 53 days | 2,040 sqft |
| 2019-12-01 | 65 days | 2,048 sqft |
| 2020-01-01 | 71 days | 2,108 sqft |
| 2020-02-01 | 67 days | 2,160 sqft |
| 2020-03-01 | 42 days | 2,140 sqft |
| 2020-04-01 | 61 days | 2,150 sqft |
| 2020-05-01 | 68 days | 2,120 sqft |
| 2020-06-01 | 36 days | 2,145 sqft |
| 2020-07-01 | 33 days | 2,159 sqft |
| 2020-08-01 | 37 days | 2,194 sqft |
| 2020-09-01 | 37 days | 2,119 sqft |
| 2020-10-01 | 43 days | 2,046 sqft |
| 2020-11-01 | 45 days | 2,091 sqft |
| 2020-12-01 | 50 days | 2,018 sqft |
| 2021-01-01 | 52 days | 2,069 sqft |
| 2021-02-01 | 52 days | 2,113 sqft |
| 2021-03-01 | 39 days | 2,092 sqft |
| 2021-04-01 | 26 days | 2,076 sqft |
| 2021-05-01 | 29 days | 2,056 sqft |
| 2021-06-01 | 34 days | 1,913 sqft |
| 2021-07-01 | 39 days | 1,929 sqft |
| 2021-08-01 | 37 days | 1,987 sqft |
| 2021-09-01 | 42 days | 1,926 sqft |
| 2021-10-01 | 40 days | 1,970 sqft |
| 2021-11-01 | 43 days | 1,936 sqft |
| 2021-12-01 | 50 days | 1,925 sqft |
| 2022-01-01 | 48 days | 1,976 sqft |
| 2022-02-01 | 30 days | 1,959 sqft |
| 2022-03-01 | 26 days | 1,918 sqft |
| 2022-04-01 | 33 days | 1,976 sqft |
| 2022-05-01 | 31 days | 2,000 sqft |
| 2022-06-01 | 30 days | 1,966 sqft |
| 2022-07-01 | 32 days | 1,970 sqft |
| 2022-08-01 | 36 days | 1,972 sqft |
| 2022-09-01 | 41 days | 1,911 sqft |
| 2022-10-01 | 37 days | 1,969 sqft |
| 2022-11-01 | 42 days | 2,013 sqft |
| 2022-12-01 | 50 days | 1,974 sqft |
| 2023-01-01 | 54 days | 1,947 sqft |
| 2023-02-01 | 49 days | 1,974 sqft |
| 2023-03-01 | 42 days | 1,982 sqft |
| 2023-04-01 | 33 days | 2,045 sqft |
| 2023-05-01 | 29 days | 2,017 sqft |
| 2023-06-01 | 31 days | 2,054 sqft |
| 2023-07-01 | 34 days | 2,052 sqft |
| 2023-08-01 | 31 days | 1,933 sqft |
| 2023-09-01 | 31 days | 1,920 sqft |
| 2023-10-01 | 30 days | 1,930 sqft |
| 2023-11-01 | 34 days | 1,952 sqft |
| 2023-12-01 | 42 days | 1,965 sqft |
| 2024-01-01 | 47 days | 1,944 sqft |
| 2024-02-01 | 39 days | 1,982 sqft |
| 2024-03-01 | 37 days | 1,907 sqft |
| 2024-04-01 | 29 days | 1,924 sqft |
| 2024-05-01 | 30 days | 1,988 sqft |
| 2024-06-01 | 33 days | 1,932 sqft |
| 2024-07-01 | 33 days | 1,972 sqft |
| 2024-08-01 | 34 days | 1,920 sqft |
| 2024-09-01 | 36 days | 1,902 sqft |
| 2024-10-01 | 33 days | 1,892 sqft |
| 2024-11-01 | 33 days | 1,890 sqft |
| 2024-12-01 | 45 days | 1,892 sqft |
| 2025-01-01 | 50 days | 1,925 sqft |
| 2025-02-01 | 37 days | 1,880 sqft |
| 2025-03-01 | 33 days | 1,897 sqft |
| 2025-04-01 | 27 days | 1,914 sqft |
| 2025-05-01 | 23 days | 1,940 sqft |
| 2025-06-01 | 30 days | 1,987 sqft |
| 2025-07-01 | 30 days | 1,959 sqft |
| 2025-08-01 | 31 days | 1,950 sqft |
| 2025-09-01 | 29 days | 1,929 sqft |
| 2025-10-01 | 27 days | 1,936 sqft |
| 2025-11-01 | 36 days | 1,906 sqft |
| 2025-12-01 | 41 days | 1,893 sqft |
| 2026-01-01 | 46 days | 1,905 sqft |
| 2026-02-01 | 37 days | 1,906 sqft |
| 2026-03-01 | 31 days | 1,944 sqft |
| 2026-04-01 | 27 days | 1,996 sqft |
| 2026-05-01 | 24 days | 2,000 sqft |
| 2026-06-01 | 29 days | 1,998 sqft |
| 2026-07-01 | 29 days | 1,951 sqft |
| 2026-08-01 | 26 days | 1,942 sqft |
| 2026-09-01 | 0 days | 1,922 sqft |
| 2026-10-01 | 0 days | 1,949 sqft |
LANCASTER's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
LANCASTER's median square footage for active listings during the 2026-10-01 period was 1,949 sqft. One year prior, the average listing was 1,936 sqft.
LANCASTER's median square footage for active listings during the 2026-10-01 period was 1,949 sqft. One year prior, the average listing was 1,936 sqft.
LANCASTER, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,090 | $1,570,210,000 | $308,489 |
| Refi | 2,195 | $561,495,000 | $255,806 |
| Home Improvement | 1,758 | $202,790,000 | $115,353 |
| Other | 1,496 | $170,620,000 | $114,051 |
| Cash Out Refi | 1,160 | $254,390,000 | $219,302 |
Lancaster's most frequently cited loan purpose was Home Purchase, with 5,090 originations. The 2nd most popular reason was Refi, with 2,195 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,727 | $1,415,845,000 | $299,523 |
| 5-6% | 1,929 | $502,795,000 | $260,651 |
| 7-8% | 1,786 | $384,820,000 | $215,465 |
| Over 8% | 1,164 | $108,040,000 | $92,818 |
| <2.5% | 950 | $104,270,000 | $109,758 |
| 4-5% | 567 | $94,415,000 | $166,517 |
| 3-4% | 95 | $20,025,000 | $210,789 |
| 2.5-3% | 41 | $10,185,000 | $248,415 |
During 2025, Lancaster's most frequently originated rate bucket was 6-7%, with 4,727 originations.
Loan Sizing (LANCASTER, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,635 | $1,311,555,000 | $282,968 |
| $100,000 or less | 2,896 | $157,350,000 | $54,334 |
| $100k-200k | 2,772 | $395,340,000 | $142,619 |
| $400k-600k | 1,036 | $485,590,000 | $468,716 |
| $600k-1000k | 295 | $213,245,000 | $722,864 |
| $Over $1MM | 65 | $196,425,000 | $3,021,923 |
LANCASTER's loan sizing saw the bucket of loans from $200k-400k with 4,635 originations, totaling $1,311,555,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,094 | $1,043,810,000 | $337,366 |
| 20-40% | 2,324 | $312,060,000 | $134,277 |
| 60-80% | 2,243 | $810,815,000 | $361,487 |
| Under 20% | 2,140 | $120,350,000 | $56,238 |
| 40-60% | 1,349 | $316,815,000 | $234,852 |
| Over 100% | 49 | $17,715,000 | $361,531 |
LANCASTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,094 originations, totaling $1,043,810,000 in origination value.