LANCASTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lancaster averaged
6.16%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.16% and
one month ago for the week of 2024-09-05, the
average rate was 6.09%.
Lancaster's average rate one year ago was 7.23%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.62%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
| Lancaster 30 Year Fixed Rate | 2024-10-10 | 6.16% |
| Lancaster 30 Year Fixed Rate Refi | 2024-10-10 | 6.62% |
| Lancaster 15 Year Fixed Rate | 2024-10-10 | 5.96% |
| Lancaster 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
| Lancaster 30 Year FHA | 2024-10-10 | 6.05% |
| Lancaster 30 Year FHA Refi | 2024-10-10 | 5.9% |
| Lancaster 30 Year USDA | 2024-10-10 | 6.28% |
| Lancaster 30 Year USDA Refi | 2024-10-10 | 6.18% |
| Lancaster 30 Year VA | 2024-10-10 | 5.88% |
| Lancaster 30 Year VA Refi | 2024-10-10 | 5.65% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LANCASTER, PA.
LANCASTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LANCASTER, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LANCASTER Average Closing Costs & Other Stats
LANCASTER, PA's 216 lenders originated 9,936
loans during 2023. The total origination value was $2,092,010,000, with an average loan value of
$210,549.
LANCASTER's average closing costs are $5,805.
The top LANCASTER lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
369 loans originated. Their average total fees are
$6,881, which is $507
higher than the next largest lender,
Fulton Bank.
The lowest fee LANCASTER lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,232), NAVY FEDERAL CREDIT UNION ($4,719), First National Bank of Pennsylvania ($5,120), S&T Bank ($5,172) and York Traditions Bank ($5,242).
The lowest rate LANCASTER lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union (6.01%), MEMBERS 1ST FEDERAL CREDIT UNION (6.27%), S&T Bank (6.31%), CALIBER HOME LOANS, INC. (6.34%) and NAVY FEDERAL CREDIT UNION (6.36%).
LANCASTER, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Fulton Bank | $213,975,000 | $152,560,000 | -28.7% | 7.3% |
| GUILD MORTGAGE COMPANY | $155,935,000 | $128,890,000 | -17.3% | 6.2% |
| The Ephrata National Bank | $168,460,000 | $127,595,000 | -24.3% | 6.1% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $174,980,000 | $103,050,000 | -41.1% | 4.9% |
| QUICKEN LOANS, LLC | $136,415,000 | $81,280,000 | -40.4% | 3.9% |
| Univest Bank and Trust Co. | $98,400,000 | $65,455,000 | -33.5% | 3.1% |
| Citizens Bank | $79,275,000 | $55,400,000 | -30.1% | 2.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $55,035,000 | $52,680,000 | -4.3% | 2.5% |
| Truist | $82,050,000 | $51,220,000 | -37.6% | 2.4% |
| PNC Bank | $90,620,000 | $45,465,000 | -49.8% | 2.2% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $54,835,000 | $44,605,000 | -18.7% | 2.1% |
| Orrstown Bank | $57,540,000 | $43,065,000 | -25.2% | 2.1% |
| Valley National Bank | $43,060,000 | n/a | 2.1% | |
| CROSSCOUNTRY MORTGAGE, LLC | $61,080,000 | $42,940,000 | -29.7% | 2.1% |
| WALKER & DUNLOP, LLC | $42,320,000 | $40,215,000 | -5.0% | 1.9% |
| Bank of Bird-in-Hand | $76,565,000 | $39,050,000 | -49.0% | 1.9% |
| First National Bank of Pennsylvania | $36,645,000 | $38,465,000 | 5.0% | 1.8% |
| S&T Bank | $35,930,000 | $35,515,000 | -1.2% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $34,775,000 | $34,705,000 | -0.2% | 1.7% |
| BROKER SOLUTIONS, INC. | $41,205,000 | $34,595,000 | -16.0% | 1.7% |
| Mid Penn Bank | $20,910,000 | $33,800,000 | 61.6% | 1.6% |
| Northwest Bank | $72,840,000 | $30,860,000 | -57.6% | 1.5% |
| York Traditions Bank | $16,950,000 | $30,190,000 | 78.1% | 1.4% |
| Homesale Mortgage, LLC | $28,715,000 | $28,090,000 | -2.2% | 1.3% |
| Wells Fargo Bank | $63,755,000 | $26,485,000 | -58.5% | 1.3% |
| EMM LOANS LLC | $27,195,000 | $23,280,000 | -14.4% | 1.1% |
| GUARANTEED RATE, INC. | $25,525,000 | $19,605,000 | -23.2% | 0.9% |
| LOANDEPOT.COM, LLC | $42,905,000 | $19,560,000 | -54.4% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $12,550,000 | $19,075,000 | 52.0% | 0.9% |
| NEWREZ LLC | $7,845,000 | $18,400,000 | 134.5% | 0.9% |
| UNION HOME MORTGAGE CORP. | $12,045,000 | $17,845,000 | 48.2% | 0.9% |
| M&T Bank | $31,895,000 | $17,505,000 | -45.1% | 0.8% |
| GREYSTONE SERVICING COMPANY LLC | $17,180,000 | n/a | 0.8% | |
| Meridian Bank Corporation | $19,655,000 | $15,215,000 | -22.6% | 0.7% |
| BELCO COMMUNITY CREDIT UNION | $26,990,000 | $14,900,000 | -44.8% | 0.7% |
| CARDINAL FINANCIAL | $2,510,000 | $14,640,000 | 483.3% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $18,850,000 | $14,280,000 | -24.2% | 0.7% |
| AmeriHome Mortgage Company, LLC | $21,625,000 | $12,755,000 | -41.0% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,075,000 | $12,240,000 | 141.2% | 0.6% |
| CMG MORTGAGE, INC. | $2,075,000 | $11,905,000 | 473.7% | 0.6% |
| LANCO Federal Credit Union | $22,245,000 | $11,890,000 | -46.5% | 0.6% |
| CITADEL FEDERAL CREDIT UNION | $14,515,000 | $11,515,000 | -20.7% | 0.6% |
| Mortgage Research Center, LLC | $22,080,000 | $11,345,000 | -48.6% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $11,910,000 | $11,290,000 | -5.2% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $23,865,000 | $10,410,000 | -56.4% | 0.5% |
| MidAtlantic Farm Credit, ACA | $6,475,000 | $10,375,000 | 60.2% | 0.5% |
| CALIBER HOME LOANS, INC. | $49,825,000 | $10,130,000 | -79.7% | 0.5% |
| EVERENCE FEDERAL CREDIT UNION | $9,565,000 | $10,020,000 | 4.8% | 0.5% |
| Bank of America | $15,720,000 | $8,105,000 | -48.4% | 0.4% |
| The Huntington National Bank | $5,710,000 | $8,085,000 | 41.6% | 0.4% |
| Alcova Mortgage LLC | $2,660,000 | $7,835,000 | 194.5% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $10,110,000 | $7,000,000 | -30.8% | 0.3% |
| Farmers and Merchants Trust Company of Chambersburg | $795,000 | $6,975,000 | 777.4% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $19,100,000 | $6,570,000 | -65.6% | 0.3% |
| Northpointe Bank | $5,985,000 | $6,180,000 | 3.3% | 0.3% |
| TD Bank | $4,220,000 | $5,625,000 | 33.3% | 0.3% |
| JPMorgan Chase Bank | $10,970,000 | $5,560,000 | -49.3% | 0.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $3,200,000 | $5,420,000 | 69.4% | 0.3% |
| ACNB Bank | $4,255,000 | $5,240,000 | 23.1% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,210,000 | $4,975,000 | 55.0% | 0.2% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $4,860,000 | $4,950,000 | 1.9% | 0.2% |
| Tompkins Trust Company | $635,000 | $4,845,000 | 663.0% | 0.2% |
| HOMESTEAD FUNDING CORP. | $8,480,000 | $4,755,000 | -43.9% | 0.2% |
| Jersey Shore State Bank | $575,000 | $4,705,000 | 718.3% | 0.2% |
| Prosperity Home Mortgage, LLC | $6,185,000 | $4,605,000 | -25.5% | 0.2% |
| Discover Bank | $1,835,000 | $4,240,000 | 131.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $8,680,000 | $4,120,000 | -52.5% | 0.2% |
| BNY Mellon | $3,810,000 | n/a | 0.2% | |
| Mortgage America, Inc. | $9,015,000 | $3,805,000 | -57.8% | 0.2% |
| PEOPLESBANK, A CODORUS VALLEY COMPANY | $6,425,000 | $3,745,000 | -41.7% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $22,810,000 | $3,685,000 | -83.8% | 0.2% |
| RADIUS FINANCIAL GROUP INC. | $3,385,000 | n/a | 0.2% | |
| 21ST MORTGAGE CORPORATION | $1,725,000 | $3,330,000 | 93.0% | 0.2% |
| Morgan Stanley Private Bank | $4,095,000 | $3,270,000 | -20.1% | 0.2% |
| Carrington Mortgage Services, LLC | $5,260,000 | $3,265,000 | -37.9% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,060,000 | $3,235,000 | 205.2% | 0.2% |
| The Gratz Bank | $26,415,000 | $3,210,000 | -87.8% | 0.2% |
| GSF Mortgage Corporation | $195,000 | $3,165,000 | 1,523.1% | 0.2% |
| Keystone Funding, Inc. | $3,165,000 | n/a | 0.2% | |
| MDE Home Loans, LLC | $850,000 | $3,165,000 | 272.4% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $920,000 | $3,035,000 | 229.9% | 0.1% |
| NFM, INC. | $9,110,000 | $3,015,000 | -66.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,570,000 | $2,995,000 | 16.5% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $2,155,000 | $2,980,000 | 38.3% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,790,000 | $2,890,000 | 3.6% | 0.1% |
| Wilmington Savings Fund Society, FSB | $290,000 | $2,890,000 | 896.6% | 0.1% |
| U.S. Bank | $5,005,000 | $2,835,000 | -43.4% | 0.1% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $7,610,000 | $2,740,000 | -64.0% | 0.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $705,000 | $2,620,000 | 271.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,090,000 | $2,570,000 | -16.8% | 0.1% |
| Prosper Bank | $3,350,000 | $2,490,000 | -25.7% | 0.1% |
| TRUMARK FINANCIAL CREDIT UNION | $1,445,000 | $2,425,000 | 67.8% | 0.1% |
| USAA Federal Savings Bank | $3,890,000 | $2,335,000 | -40.0% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $3,580,000 | $2,320,000 | -35.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,275,000 | $2,315,000 | 81.6% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,830,000 | $2,225,000 | -21.4% | 0.1% |
| Figure Lending LLC | $910,000 | $2,160,000 | 137.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $11,690,000 | $2,110,000 | -82.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,190,000 | $2,075,000 | -35.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $4,730,000 | $2,065,000 | -56.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,930,000 | $2,065,000 | 7.0% | 0.1% |
| Sun East Federal Credit Union | $2,415,000 | $2,060,000 | -14.7% | 0.1% |
| ARC HOME LLC | $6,720,000 | $2,040,000 | -69.6% | 0.1% |
| First United Corporation | $1,870,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $3,875,000 | $1,855,000 | -52.1% | 0.1% |
| First Citizens Community Bank | $23,050,000 | $1,840,000 | -92.0% | 0.1% |
| UTILITIES EMPLOYEES CREDIT UNION | $3,455,000 | $1,830,000 | -47.0% | 0.1% |
| Nations Lending Corporation | $2,040,000 | $1,770,000 | -13.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $4,765,000 | $1,740,000 | -63.5% | 0.1% |
| Flagstar Bank, FSB | $43,210,000 | $1,675,000 | -96.1% | 0.1% |
| Equity Prime Mortgage LLC | $2,070,000 | $1,670,000 | -19.3% | 0.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $115,000 | $1,650,000 | 1,334.8% | 0.1% |
| Princeton Mortgage Corporation | $205,000 | $1,640,000 | 700.0% | 0.1% |
| Citizens & Northern Bank | $980,000 | $1,620,000 | 65.3% | 0.1% |
| NVR Mortgage Finance, Inc. | $8,370,000 | $1,605,000 | -80.8% | 0.1% |
| Coastal Community Bank | $1,600,000 | n/a | 0.1% | |
| Ally Bank | $6,315,000 | $1,520,000 | -75.9% | 0.1% |
| PHH Mortgage Corporation | $1,510,000 | $1,510,000 | 0.0% | 0.1% |
| EMBRACE HOME LOANS, INC. | $910,000 | $1,490,000 | 63.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $8,695,000 | $1,485,000 | -82.9% | 0.1% |
| Plains Commerce Bank | $640,000 | $1,485,000 | 132.0% | 0.1% |
| POLICE & FIRE | $1,905,000 | $1,450,000 | -23.9% | 0.1% |
| First Savings Bank | $460,000 | $1,440,000 | 213.0% | 0.1% |
| FRANKLIN MINT | $1,325,000 | $1,435,000 | 8.3% | 0.1% |
| LOANPAL, LLC | $1,945,000 | $1,355,000 | -30.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,455,000 | $1,320,000 | -46.2% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,220,000 | $1,320,000 | 8.2% | 0.1% |
| SILVER HILL FUNDING, LLC | $155,000 | $1,305,000 | 741.9% | 0.1% |
| Firstrust Savings Bank | $2,705,000 | $1,280,000 | -52.7% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $1,710,000 | $1,260,000 | -26.3% | 0.1% |
| MCLEAN MORTGAGE CORPORATION | $4,320,000 | $1,210,000 | -72.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $755,000 | $1,205,000 | 59.6% | 0.1% |
| Magnolia Bank | $490,000 | $1,190,000 | 142.9% | 0.1% |
| AmeriServ Financial Bank | $1,465,000 | $1,160,000 | -20.8% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $720,000 | $1,160,000 | 61.1% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $815,000 | $1,155,000 | 41.7% | 0.1% |
| The Federal Savings Bank | $1,700,000 | $1,135,000 | -33.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,125,000 | n/a | 0.1% | |
| MILEND, INC. | $745,000 | $1,120,000 | 50.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $8,130,000 | $1,085,000 | -86.7% | 0.1% |
| NBKC BANK | $1,830,000 | $1,060,000 | -42.1% | 0.1% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $460,000 | $1,045,000 | 127.2% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,290,000 | $1,045,000 | -54.4% | 0.0% |
| T2 FINANCIAL LLC | $990,000 | $1,025,000 | 3.5% | 0.0% |
| EQUITY RESOURCES, INC. | $460,000 | $1,000,000 | 117.4% | 0.0% |
| Gateway First Bank | $525,000 | $945,000 | 80.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $940,000 | n/a | 0.0% | |
| Diamond Credit Union | $2,140,000 | $935,000 | -56.3% | 0.0% |
| ALLIANT CREDIT UNION | $1,475,000 | $925,000 | -37.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $920,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $195,000 | $900,000 | 361.5% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $855,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $435,000 | $845,000 | 94.3% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $5,010,000 | $845,000 | -83.1% | 0.0% |
| AmRes Corporation | $4,080,000 | $825,000 | -79.8% | 0.0% |
| First Resource Bank | $2,820,000 | $825,000 | -70.7% | 0.0% |
| KeyBank | $1,170,000 | $825,000 | -29.5% | 0.0% |
| LENDING CAPITAL GROUP Inc | $245,000 | $820,000 | 234.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,375,000 | $815,000 | -40.7% | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $490,000 | $805,000 | 64.3% | 0.0% |
| The Loan Store, Inc. | $795,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $785,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $600,000 | $780,000 | 30.0% | 0.0% |
| Wheatland Federal Credit Union | $5,675,000 | $775,000 | -86.3% | 0.0% |
| First Federal Bank | $770,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $3,205,000 | $740,000 | -76.9% | 0.0% |
| AMWEST FUNDING CORP. | $720,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $1,095,000 | $710,000 | -35.2% | 0.0% |
| AMERICAN FINANCING CORPORATION | $5,345,000 | $700,000 | -86.9% | 0.0% |
| American Airlines Federal Credit Union | $530,000 | $690,000 | 30.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $700,000 | $670,000 | -4.3% | 0.0% |
| BELLCO | $605,000 | $645,000 | 6.6% | 0.0% |
| UBS Bank USA | $550,000 | $625,000 | 13.6% | 0.0% |
| Mifflinburg Bank and Trust Company | $605,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $5,335,000 | $600,000 | -88.8% | 0.0% |
| OCMBC, INC. | $600,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $455,000 | $590,000 | 29.7% | 0.0% |
| PARAGON HOME LOANS INC. | $590,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $775,000 | $590,000 | -23.9% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $175,000 | $585,000 | 234.3% | 0.0% |
| OAKTREE FUNDING CORP. | $185,000 | $570,000 | 208.1% | 0.0% |
| Logan Finance Corporation | $565,000 | n/a | 0.0% | |
| CORNING | $650,000 | $560,000 | -13.8% | 0.0% |
| First Horizon Bank | $550,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $510,000 | $540,000 | 5.9% | 0.0% |
| Evolve Bank & Trust | $535,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $930,000 | $520,000 | -44.1% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,425,000 | $510,000 | -64.2% | 0.0% |
| SUMMIT FUNDING, INC. | $505,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $500,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $540,000 | $500,000 | -7.4% | 0.0% |
| Watermark Capital, Inc. | $185,000 | $495,000 | 167.6% | 0.0% |
| State Financial Network, LLC | $240,000 | $490,000 | 104.2% | 0.0% |
| Citibank | $1,160,000 | $485,000 | -58.2% | 0.0% |
| NexBank | $480,000 | n/a | 0.0% | |
| RIVERFRONT | $125,000 | $480,000 | 284.0% | 0.0% |
| Centier Bank | $235,000 | $475,000 | 102.1% | 0.0% |
| GREENTREE MORTGAGE COMPANY, L.P. | $265,000 | $470,000 | 77.4% | 0.0% |
| Customers Bank | $2,490,000 | $460,000 | -81.5% | 0.0% |
| PLANET HOME LENDING, LLC | $995,000 | $460,000 | -53.8% | 0.0% |
| The Central Trust Bank | $595,000 | $455,000 | -23.5% | 0.0% |
| NP, Inc. | $445,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $620,000 | $435,000 | -29.8% | 0.0% |
| State Department Federal Credit Union | $435,000 | n/a | 0.0% | |
| S1L, Inc. | $425,000 | n/a | 0.0% | |
| Towne Bank | $425,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $1,960,000 | $425,000 | -78.3% | 0.0% |
| HERSHEY | $2,545,000 | $420,000 | -83.5% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $415,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $275,000 | $405,000 | 47.3% | 0.0% |
| First-Citizens Bank & Trust Company | $405,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,410,000 | $400,000 | -71.6% | 0.0% |
| Deere Employees Credit Union | $340,000 | $400,000 | 17.6% | 0.0% |
| EVERETT FINANCIAL, INC. | $665,000 | $400,000 | -39.8% | 0.0% |
| Lakeview Community Capital, LLC | $1,345,000 | $400,000 | -70.3% | 0.0% |
| GENISYS | $75,000 | $390,000 | 420.0% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $275,000 | $385,000 | 40.0% | 0.0% |
| George Mason Mortgage, LLC | $560,000 | $370,000 | -33.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $755,000 | $370,000 | -51.0% | 0.0% |
| BNC National Bank | $335,000 | $365,000 | 9.0% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $115,000 | $360,000 | 213.0% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $295,000 | $350,000 | 18.6% | 0.0% |
| Greenbox Loans, Inc. | $345,000 | n/a | 0.0% | |
| The Juniata Valley Bank | $335,000 | $340,000 | 1.5% | 0.0% |
| HAR-CO Credit Union | $335,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $155,000 | $330,000 | 112.9% | 0.0% |
| SPRING EQ, LLC | $2,165,000 | $330,000 | -84.8% | 0.0% |
| US MORTGAGE CORPORATION | $370,000 | $330,000 | -10.8% | 0.0% |
| LEBANON | $2,515,000 | $325,000 | -87.1% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,370,000 | $325,000 | -76.3% | 0.0% |
| Arvest Bank | $465,000 | $320,000 | -31.2% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $315,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| Baxter Credit Union | $640,000 | $305,000 | -52.3% | 0.0% |
| Ixonia Bank | $305,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $3,345,000 | $305,000 | -90.9% | 0.0% |
| EAGLE ONE | $340,000 | $300,000 | -11.8% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,985,000 | $295,000 | -85.1% | 0.0% |
| Fifth Third Bank | $980,000 | $295,000 | -69.9% | 0.0% |
| Network Funding, L.P. | $295,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $295,000 | n/a | 0.0% | |
| FIRST HERITAGE FINANCIAL, LLC | $490,000 | $290,000 | -40.8% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $580,000 | $285,000 | -50.9% | 0.0% |
| RF Renovo Management Company, LLC | $280,000 | n/a | 0.0% | |
| Quontic Bank | $480,000 | $275,000 | -42.7% | 0.0% |
| Stifel Bank and Trust | $500,000 | $275,000 | -45.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $495,000 | $265,000 | -46.5% | 0.0% |
| New Cumberland Federal Credit Union | $455,000 | $265,000 | -41.8% | 0.0% |
| Peoples Bank | $265,000 | n/a | 0.0% | |
| PINNACLE MORTGAGE, INC. | $590,000 | $265,000 | -55.1% | 0.0% |
| POLARIS HOME FUNDING CORP. | $1,025,000 | $265,000 | -74.1% | 0.0% |
| Waterstone Mortgage Corporation | $265,000 | n/a | 0.0% | |
| Ardent Federal Credit Union | $205,000 | $260,000 | 26.8% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $555,000 | $255,000 | -54.1% | 0.0% |
| THRIVENT Federal Credit Union | $850,000 | $255,000 | -70.0% | 0.0% |
| FM Home Loans, LLC | $245,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $725,000 | $245,000 | -66.2% | 0.0% |
| Metro City Bank | $935,000 | $235,000 | -74.9% | 0.0% |
| Parke Bank | $645,000 | $235,000 | -63.6% | 0.0% |
| TEACHERS | $235,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $235,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $225,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $330,000 | $225,000 | -31.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $785,000 | $225,000 | -71.3% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $185,000 | $215,000 | 16.2% | 0.0% |
| First National Bank of America | $500,000 | $215,000 | -57.0% | 0.0% |
| First Western Trust Bank | $215,000 | n/a | 0.0% | |
| Integrity Home Mortgage Corp | $530,000 | $215,000 | -59.4% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $690,000 | $215,000 | -68.8% | 0.0% |
| RBC Bank, (Georgia) | $495,000 | $215,000 | -56.6% | 0.0% |
| THRIVE MORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Parda Federal Credit Union | $205,000 | n/a | 0.0% | |
| Philadelphia Mortgage Advisors, Inc. | $665,000 | $205,000 | -69.2% | 0.0% |
| SeaTrust Mortgage Company | $205,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $745,000 | $195,000 | -73.8% | 0.0% |
| TOWER | $160,000 | $195,000 | 21.9% | 0.0% |
| BM Real Estate Services, Inc. | $185,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $410,000 | $185,000 | -54.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $3,110,000 | $185,000 | -94.1% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $265,000 | $185,000 | -30.2% | 0.0% |
| Freedom of Maryland Federal Credit Union | $185,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $185,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,450,000 | $175,000 | -87.9% | 0.0% |
| AMERICHOICE | $175,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $175,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $840,000 | $170,000 | -79.8% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $520,000 | $165,000 | -68.3% | 0.0% |
| First Commonwealth Bank | $265,000 | $165,000 | -37.7% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $225,000 | $165,000 | -26.7% | 0.0% |
| United Bank | $165,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $155,000 | n/a | 0.0% | |
| New Tripoli Bank | $155,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $75,000 | $155,000 | 106.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $65,000 | $155,000 | 138.5% | 0.0% |
| Discovery Federal Credit Union | $450,000 | $150,000 | -66.7% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $155,000 | $135,000 | -12.9% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $330,000 | $135,000 | -59.1% | 0.0% |
| Susquehanna Community Bank | $295,000 | $135,000 | -54.2% | 0.0% |
| HERITAGE VALLEY | $35,000 | $125,000 | 257.1% | 0.0% |
| Pennian Bank | $2,245,000 | $125,000 | -94.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $125,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $125,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $115,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $115,000 | n/a | 0.0% | |
| FREEDOM CREDIT UNION | $110,000 | n/a | 0.0% | |
| Actors Federal Credit Union | $105,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $150,000 | $105,000 | -30.0% | 0.0% |
| JUSTICE Federal Credit Union | $105,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $255,000 | $105,000 | -58.8% | 0.0% |
| NORRISTOWN BELL | $105,000 | n/a | 0.0% | |
| Penn Community Bank | $105,000 | n/a | 0.0% | |
| First Commonwealth Federal Credit Union | $720,000 | $100,000 | -86.1% | 0.0% |
| USAlliance Federal Credit Union | $95,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $10,155,000 | $85,000 | -99.2% | 0.0% |
| PHILADELPHIA | $85,000 | $85,000 | 0.0% | 0.0% |
| GOLD Credit Union | $405,000 | $75,000 | -81.5% | 0.0% |
| Bethpage Federal Credit Union | $970,000 | $55,000 | -94.3% | 0.0% |
| DUPACO COMMUNITY | $55,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $310,000 | $45,000 | -85.5% | 0.0% |
| HighTechLending Inc | $45,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $465,000 | $40,000 | -91.4% | 0.0% |
| Clearview Federal Credit Union | $35,000 | n/a | 0.0% | |
| KINECTA | $125,000 | $35,000 | -72.0% | 0.0% |
| BENCHMARK Federal Credit Union | $340,000 | $25,000 | -92.6% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $255,000 | $25,000 | -90.2% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $640,000 | $25,000 | -96.1% | 0.0% |
| WHITE ROSE CREDIT UNION | $55,000 | $25,000 | -54.5% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $5,000 | n/a | 0.0% |
LANCASTER's top lender by overall market share is Fulton Bank, with 7.3% market share. In second place, with 6.2%, is GUILD MORTGAGE COMPANY, having originated $128,890,000 in loans. In third place, with 6.1%, is The Ephrata National Bank, having originated $127,595,000 in loans. In fourth place, with 4.9%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $103,050,000 in loans. In fifth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $81,280,000 in loans.
LANCASTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LANCASTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $259,800 (6.0%) | $296,089 (5.1%) | 0.96 | 1,191 |
| 2018-02-01 | $267,073 (10.8%) | $306,972 (7.5%) | 0.97 | 1,133 |
| 2018-03-01 | $273,679 (11.7%) | $315,487 (8.8%) | 0.96 | 1,126 |
| 2018-04-01 | $269,900 (8.9%) | $311,649 (5.1%) | 0.92 | 1,185 |
| 2018-05-01 | $274,845 (10.0%) | $316,846 (5.3%) | 0.92 | 1,181 |
| 2018-06-01 | $272,977 (9.3%) | $316,444 (5.8%) | 0.91 | 1,271 |
| 2018-07-01 | $274,900 (12.2%) | $318,976 (8.2%) | 0.92 | 1,320 |
| 2018-08-01 | $271,350 (10.4%) | $320,200 (9.6%) | 0.91 | 1,315 |
| 2018-09-01 | $272,700 (10.2%) | $320,918 (10.3%) | 0.92 | 1,298 |
| 2018-10-01 | $269,900 (8.0%) | $323,464 (10.4%) | 0.91 | 1,307 |
| 2018-11-01 | $269,900 (9.9%) | $321,295 (13.7%) | 0.91 | 1,299 |
| 2018-12-01 | $274,900 (10.0%) | $323,928 (12.5%) | 0.95 | 1,242 |
| 2019-01-01 | $275,000 (5.9%) | $325,801 (10.0%) | 0.95 | 1,190 |
| 2019-02-01 | $278,948 (4.5%) | $329,752 (7.4%) | 0.94 | 1,123 |
| 2019-03-01 | $288,043 (5.3%) | $337,760 (7.1%) | 0.94 | 1,090 |
| 2019-04-01 | $296,093 (9.7%) | $345,658 (10.9%) | 0.94 | 1,090 |
| 2019-05-01 | $291,973 (6.2%) | $343,061 (8.3%) | 0.91 | 1,120 |
| 2019-06-01 | $289,900 (6.2%) | $346,786 (9.6%) | 0.91 | 1,130 |
| 2019-07-01 | $287,725 (4.7%) | $347,633 (9.0%) | 0.90 | 1,097 |
| 2019-08-01 | $286,682 (5.7%) | $348,345 (8.8%) | 0.91 | 1,083 |
| 2019-09-01 | $289,356 (6.1%) | $348,673 (8.7%) | 0.93 | 1,075 |
| 2019-10-01 | $290,420 (7.6%) | $348,656 (7.8%) | 0.94 | 1,069 |
| 2019-11-01 | $290,000 (7.5%) | $346,118 (7.7%) | 0.95 | 1,021 |
| 2019-12-01 | $298,316 (8.5%) | $353,435 (9.1%) | 0.99 | 891 |
| 2020-01-01 | $306,445 (11.4%) | $360,929 (10.8%) | 1.02 | 794 |
| 2020-02-01 | $319,900 (14.7%) | $367,223 (11.4%) | 1.05 | 744 |
| 2020-03-01 | $320,200 (11.2%) | $374,686 (10.9%) | 1.00 | 718 |
| 2020-04-01 | $326,250 (10.2%) | $389,335 (12.6%) | 1.02 | 686 |
| 2020-05-01 | $319,900 (9.6%) | $382,250 (11.4%) | 0.97 | 719 |
| 2020-06-01 | $319,900 (10.4%) | $378,803 (9.2%) | 0.94 | 740 |
| 2020-07-01 | $320,950 (11.6%) | $385,764 (11.0%) | 0.93 | 657 |
| 2020-08-01 | $334,900 (16.8%) | $401,694 (15.3%) | 0.96 | 603 |
| 2020-09-01 | $327,095 (13.0%) | $395,202 (13.3%) | 0.94 | 574 |
| 2020-10-01 | $326,000 (12.3%) | $395,735 (13.5%) | 0.93 | 542 |
| 2020-11-01 | $329,900 (13.8%) | $394,365 (13.9%) | 0.96 | 512 |
| 2020-12-01 | $331,400 (11.1%) | $388,988 (10.1%) | 0.99 | 482 |
| 2021-01-01 | $344,900 (12.6%) | $400,804 (11.1%) | 1.03 | 415 |
| 2021-02-01 | $354,948 (11.0%) | $418,382 (13.9%) | 1.03 | 355 |
| 2021-03-01 | $350,000 (9.3%) | $409,277 (9.2%) | 0.99 | 361 |
| 2021-04-01 | $349,900 (7.3%) | $412,695 (6.0%) | 0.95 | 387 |
| 2021-05-01 | $350,000 (9.4%) | $410,742 (7.5%) | 0.93 | 403 |
| 2021-06-01 | $323,750 (1.2%) | $390,538 (3.1%) | 0.85 | 466 |
| 2021-07-01 | $319,900 (-0.3%) | $383,547 (-0.6%) | 0.84 | 463 |
| 2021-08-01 | $329,204 (-1.7%) | $415,139 (3.4%) | 0.88 | 482 |
| 2021-09-01 | $323,725 (-1.0%) | $421,584 (6.7%) | 0.86 | 469 |
| 2021-10-01 | $322,000 (-1.2%) | $416,637 (5.3%) | 0.86 | 469 |
| 2021-11-01 | $333,370 (1.1%) | $425,534 (7.9%) | 0.89 | 424 |
| 2021-12-01 | $349,900 (5.6%) | $441,724 (13.6%) | 0.95 | 345 |
| 2022-01-01 | $369,900 (7.3%) | $495,422 (23.6%) | 1.00 | 251 |
| 2022-02-01 | $355,000 (0.0%) | $473,439 (13.2%) | 0.92 | 261 |
| 2022-03-01 | $368,200 (5.2%) | $440,737 (7.7%) | 0.92 | 322 |
| 2022-04-01 | $374,998 (7.2%) | $454,485 (10.1%) | 0.89 | 336 |
| 2022-05-01 | $379,950 (8.6%) | $469,875 (14.4%) | 0.87 | 374 |
| 2022-06-01 | $365,625 (12.9%) | $453,750 (16.2%) | 0.81 | 450 |
| 2022-07-01 | $364,900 (14.1%) | $454,661 (18.5%) | 0.82 | 473 |
| 2022-08-01 | $366,443 (11.3%) | $458,517 (10.5%) | 0.85 | 458 |
| 2022-09-01 | $346,366 (7.0%) | $446,199 (5.8%) | 0.81 | 428 |
| 2022-10-01 | $379,900 (18.0%) | $470,063 (12.8%) | 0.89 | 431 |
| 2022-11-01 | $388,725 (16.6%) | $476,175 (11.9%) | 0.93 | 442 |
| 2022-12-01 | $395,000 (12.9%) | $472,056 (6.9%) | 0.98 | 390 |
| 2023-01-01 | $399,950 (8.1%) | $479,141 (-3.3%) | 0.99 | 379 |
| 2023-02-01 | $422,450 (19.0%) | $493,382 (4.2%) | 1.02 | 352 |
| 2023-03-01 | $428,725 (16.4%) | $492,351 (11.7%) | 1.01 | 370 |
| 2023-04-01 | $399,900 (6.6%) | $484,721 (6.7%) | 0.93 | 327 |
| 2023-05-01 | $399,925 (5.3%) | $470,852 (0.2%) | 0.91 | 352 |
| 2023-06-01 | $398,725 (9.1%) | $465,966 (2.7%) | 0.90 | 357 |
| 2023-07-01 | $399,000 (9.4%) | $472,372 (3.9%) | 0.91 | 352 |
| 2023-08-01 | $395,750 (8.0%) | $470,996 (2.7%) | 0.91 | 363 |
| 2023-09-01 | $399,000 (15.2%) | $471,268 (5.6%) | 0.93 | 368 |
| 2023-10-01 | $375,000 (-1.3%) | $464,265 (-1.2%) | 0.88 | 431 |
| 2023-11-01 | $399,900 (2.9%) | $484,366 (1.7%) | 0.95 | 408 |
| 2023-12-01 | $411,157 (4.1%) | $500,049 (5.9%) | 1.00 | 368 |
| 2024-01-01 | $429,900 (7.5%) | $494,847 (3.3%) | 1.05 | 332 |
| 2024-02-01 | $420,250 (-0.5%) | $495,608 (0.5%) | 1.01 | 314 |
| 2024-03-01 | $419,950 (-2.1%) | $502,502 (2.1%) | 0.99 | 298 |
| 2024-04-01 | $423,725 (6.0%) | $492,422 (1.6%) | 0.99 | 374 |
| 2024-05-01 | $444,836 (11.2%) | $513,767 (9.1%) | 1.01 | 374 |
| 2024-06-01 | $431,385 (8.2%) | $498,332 (7.0%) | 0.97 | 403 |
| 2024-07-01 | $424,975 (6.5%) | $487,514 (3.2%) | 0.97 | 441 |
| 2024-08-01 | $414,090 (4.6%) | $480,676 (2.1%) | 0.96 | 465 |
| 2024-09-01 | $403,450 (1.1%) | $474,203 (0.6%) | 0.95 | 498 |
LANCASTER's median listing price for 2024-09-01 was $403,450, a difference of
$4,450
(1.1%) versus the prior year and
$-10,640 versus the prior month.
LANCASTER's median listing price comes in at 95% of the national average.
LANCASTER's average listing price for 2024-09-01 was $474,203, a difference of $2,935 (0.6%) versus the prior year and $-6,473 versus the prior month.
For the 2024-09-01 period, LANCASTER had 498 MLS listings, a difference of 33 listings (7%) versus the prior month and 130 listings (35%) versus the prior year.
LANCASTER's median listing price comes in at 95% of the national average.
LANCASTER's average listing price for 2024-09-01 was $474,203, a difference of $2,935 (0.6%) versus the prior year and $-6,473 versus the prior month.
For the 2024-09-01 period, LANCASTER had 498 MLS listings, a difference of 33 listings (7%) versus the prior month and 130 listings (35%) versus the prior year.