LANCASTER Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lancaster averaged
5.51%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.66% and
one month ago for the week of 2022-04-14, the
average rate was 5.26%.
Lancaster's average rate one year ago was 3.13%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.17%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Lancaster 30 Year Fixed Rate | 2022-05-19 | 5.51% |
| Lancaster 30 Year Fixed Rate Refi | 2022-05-19 | 5.17% |
| Lancaster 15 Year Fixed Rate | 2022-05-19 | 4.87% |
| Lancaster 15 Year Fixed Rate Refi | 2022-05-19 | 4.51% |
| Lancaster 30 Year FHA | 2022-05-19 | 5.47% |
| Lancaster 30 Year FHA Refi | 2022-05-19 | 5.13% |
| Lancaster 30 Year USDA | 2022-05-19 | 5.47% |
| Lancaster 30 Year USDA Refi | 2022-05-19 | 5.13% |
| Lancaster 30 Year VA | 2022-05-19 | 5.52% |
| Lancaster 30 Year VA Refi | 2022-05-19 | 5.26% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LANCASTER, PA.
LANCASTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LANCASTER, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LANCASTER, PA's 314 lenders originated 22,145
loans during 2021. The total origination value was $4,702,135,000, with an average loan value of
$212,334.
The top LANCASTER lender as defined by loan originations is QUICKEN LOANS, LLC, with
689 loans originated. Their average total fees are
$5,594, which is $1,162
higher than the next largest lender,
Fulton Bank.
The lowest fee LANCASTER lenders (with over 10 loans originated) are
EVERENCE FEDERAL CREDIT UNION ($1,408), PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,600), KELLER MORTGAGE, LLC ($3,054), CITADEL FEDERAL CREDIT UNION ($3,370) and PROVIDENT FUNDING ASSOCIATES, L.P. ($3,516).
The lowest rate LANCASTER lenders (with over 10 loans originated) are
PROVIDENT FUNDING ASSOCIATES, L.P. (2.73%), Bank of America (2.78%), The Huntington National Bank (2.80%), First National Bank of Pennsylvania (2.92%) and TD Bank (2.93%).
LANCASTER, PA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Fulton Bank | $292,945,000 | $341,490,000 | 16.6% | 7.3% |
| QUICKEN LOANS, LLC | $270,680,000 | $325,755,000 | 20.3% | 6.9% |
| The Ephrata National Bank | $176,605,000 | $180,405,000 | 2.2% | 3.8% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $215,925,000 | $177,675,000 | -17.7% | 3.8% |
| Wells Fargo Bank | $112,855,000 | $162,150,000 | 43.7% | 3.4% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $124,985,000 | $159,555,000 | 27.7% | 3.4% |
| CALIBER HOME LOANS, INC. | $132,010,000 | $143,970,000 | 9.1% | 3.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $98,970,000 | $114,670,000 | 15.9% | 2.4% |
| Northwest Bank | $112,320,000 | $113,175,000 | 0.8% | 2.4% |
| LOANDEPOT.COM, LLC | $68,055,000 | $102,420,000 | 50.5% | 2.2% |
| PNC Bank | $127,925,000 | $96,670,000 | -24.4% | 2.1% |
| FREEDOM MORTGAGE CORPORATION | $101,400,000 | $95,495,000 | -5.8% | 2.0% |
| Univest Bank and Trust Co. | $86,390,000 | $91,425,000 | 5.8% | 1.9% |
| Citizens Bank | $74,940,000 | $86,635,000 | 15.6% | 1.8% |
| Truist Bank | $114,160,000 | $77,535,000 | -32.1% | 1.6% |
| BROKER SOLUTIONS, INC. | $81,325,000 | $74,155,000 | -8.8% | 1.6% |
| Bank of Bird-in-Hand | $67,535,000 | $74,125,000 | 9.8% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $58,695,000 | $73,095,000 | 24.5% | 1.6% |
| Homesale Mortgage, LLC | $68,530,000 | $68,180,000 | -0.5% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $66,105,000 | $66,890,000 | 1.2% | 1.4% |
| Orrstown Bank | $55,500,000 | $65,480,000 | 18.0% | 1.4% |
| GREYSTONE SERVICING COMPANY LLC | $64,170,000 | n/a | 1.4% | |
| S&T Bank | $48,790,000 | $61,190,000 | 25.4% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $22,770,000 | $58,040,000 | 154.9% | 1.2% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $55,125,000 | $53,050,000 | -3.8% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $41,690,000 | $52,945,000 | 27.0% | 1.1% |
| GUILD MORTGAGE COMPANY | $880,000 | $52,850,000 | 5,905.7% | 1.1% |
| First National Bank of Pennsylvania | $44,310,000 | $51,020,000 | 15.1% | 1.1% |
| Manufacturers and Traders Trust Company | $40,135,000 | $47,775,000 | 19.0% | 1.0% |
| Capital One | $12,505,000 | $47,235,000 | 277.7% | 1.0% |
| Sierra Pacific Mortgage Company, Inc. | $41,510,000 | $43,195,000 | 4.1% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $26,900,000 | $42,365,000 | 57.5% | 0.9% |
| ARC HOME LLC | $40,270,000 | $41,815,000 | 3.8% | 0.9% |
| EMM LOANS LLC | $53,415,000 | $41,710,000 | -21.9% | 0.9% |
| BETTER MORTGAGE CORPORATION | $14,990,000 | $41,170,000 | 174.6% | 0.9% |
| AmeriHome Mortgage Company, LLC | $8,530,000 | $41,115,000 | 382.0% | 0.9% |
| WALKER & DUNLOP, LLC | $45,150,000 | $39,380,000 | -12.8% | 0.8% |
| GUARANTEED RATE, INC. | $9,200,000 | $38,260,000 | 315.9% | 0.8% |
| NEWREZ LLC | $20,055,000 | $31,215,000 | 55.6% | 0.7% |
| York Traditions Bank | $27,015,000 | $31,020,000 | 14.8% | 0.7% |
| Mortgage Research Center, LLC | $23,720,000 | $29,685,000 | 25.1% | 0.6% |
| The Huntington National Bank | $33,870,000 | $26,010,000 | -23.2% | 0.6% |
| UNION HOME MORTGAGE CORP. | $19,800,000 | $24,575,000 | 24.1% | 0.5% |
| Bank of America | $20,010,000 | $24,125,000 | 20.6% | 0.5% |
| Mid Penn Bank | $20,200,000 | $23,990,000 | 18.8% | 0.5% |
| Meridian Bank Corporation | $25,320,000 | $23,565,000 | -6.9% | 0.5% |
| JPMorgan Chase Bank | $22,705,000 | $22,775,000 | 0.3% | 0.5% |
| Santander Bank, N.A. | $28,740,000 | $22,750,000 | -20.8% | 0.5% |
| Mortgage Network, Inc. | $21,540,000 | $21,460,000 | -0.4% | 0.5% |
| HOMESTEAD FUNDING CORP. | $22,895,000 | $21,335,000 | -6.8% | 0.5% |
| Mortgage America, Inc. | $19,355,000 | $21,065,000 | 8.8% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $20,580,000 | $20,905,000 | 1.6% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $18,190,000 | $20,895,000 | 14.9% | 0.4% |
| BELCO COMMUNITY CREDIT UNION | $7,130,000 | $19,455,000 | 172.9% | 0.4% |
| NFM, INC. | $15,880,000 | $19,375,000 | 22.0% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $25,150,000 | $19,355,000 | -23.0% | 0.4% |
| CITADEL FEDERAL CREDIT UNION | $14,145,000 | $18,470,000 | 30.6% | 0.4% |
| Keystone Funding, Inc. | $16,870,000 | n/a | 0.4% | |
| LAKEVIEW LOAN SERVICING, LLC | $7,545,000 | $15,755,000 | 108.8% | 0.3% |
| Centric Bank | $1,525,000 | $15,555,000 | 920.0% | 0.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $13,815,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $13,630,000 | $13,785,000 | 1.1% | 0.3% |
| Flagstar Bank, FSB | $6,495,000 | $13,510,000 | 108.0% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,605,000 | $11,960,000 | 159.7% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $14,575,000 | $11,815,000 | -18.9% | 0.3% |
| AmRes Corporation | $8,205,000 | $10,865,000 | 32.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $5,690,000 | $10,775,000 | 89.4% | 0.2% |
| InterContinental Capital Group, Inc | $3,175,000 | $10,775,000 | 239.4% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $12,215,000 | $10,610,000 | -13.1% | 0.2% |
| Ally Bank | $2,420,000 | $10,560,000 | 336.4% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $4,370,000 | $10,435,000 | 138.8% | 0.2% |
| LANCO Federal Credit Union | $17,715,000 | $10,395,000 | -41.3% | 0.2% |
| Carrington Mortgage Services, LLC | $7,225,000 | $10,245,000 | 41.8% | 0.2% |
| PEOPLESBANK, A CODORUS VALLEY COMPANY | $9,090,000 | $9,900,000 | 8.9% | 0.2% |
| Northpointe Bank | $13,530,000 | $9,850,000 | -27.2% | 0.2% |
| MCLEAN MORTGAGE CORPORATION | $5,720,000 | $9,270,000 | 62.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $5,855,000 | $8,570,000 | 46.4% | 0.2% |
| The Gratz Bank | $510,000 | $8,320,000 | 1,531.4% | 0.2% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $11,470,000 | $8,290,000 | -27.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $4,985,000 | $8,105,000 | 62.6% | 0.2% |
| Investors Bank | $275,000 | $7,820,000 | 2,743.6% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $9,510,000 | $7,755,000 | -18.5% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $5,920,000 | $7,690,000 | 29.9% | 0.2% |
| TD Bank | $5,400,000 | $7,650,000 | 41.7% | 0.2% |
| U.S. Bank | $8,085,000 | $7,170,000 | -11.3% | 0.2% |
| USAA Federal Savings Bank | $13,210,000 | $7,140,000 | -46.0% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $5,930,000 | $6,370,000 | 7.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $4,700,000 | $6,265,000 | 33.3% | 0.1% |
| EVERENCE FEDERAL CREDIT UNION | $6,820,000 | $5,890,000 | -13.6% | 0.1% |
| MidAtlantic Farm Credit, ACA | $5,775,000 | $5,775,000 | 0.0% | 0.1% |
| New York Community Bank | $5,735,000 | n/a | 0.1% | |
| LINKBANK | $15,265,000 | $5,730,000 | -62.5% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $5,500,000 | $5,635,000 | 2.5% | 0.1% |
| Northfield Bank | $18,505,000 | $5,610,000 | -69.7% | 0.1% |
| POLICE & FIRE | $4,580,000 | $5,590,000 | 22.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,425,000 | $5,525,000 | 127.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,045,000 | $5,520,000 | 81.3% | 0.1% |
| Prosper Bank | $5,320,000 | $5,335,000 | 0.3% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $3,660,000 | $5,230,000 | 42.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $2,335,000 | $5,125,000 | 119.5% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $6,320,000 | $5,065,000 | -19.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,510,000 | $4,965,000 | -23.7% | 0.1% |
| EQUITY RESOURCES, INC. | $4,445,000 | $4,945,000 | 11.2% | 0.1% |
| ACNB Bank | $2,950,000 | $4,700,000 | 59.3% | 0.1% |
| Fifth Third Bank | $2,560,000 | $4,545,000 | 77.5% | 0.1% |
| The Federal Savings Bank | $4,030,000 | $4,535,000 | 12.5% | 0.1% |
| Nations Lending Corporation | $3,410,000 | $4,530,000 | 32.8% | 0.1% |
| First Citizens Community Bank | $9,710,000 | $4,520,000 | -53.5% | 0.1% |
| Pennian Bank | $2,265,000 | $4,495,000 | 98.5% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $2,330,000 | $4,395,000 | 88.6% | 0.1% |
| NBKC BANK | $4,500,000 | $4,330,000 | -3.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,920,000 | $4,320,000 | 10.2% | 0.1% |
| Bank of England | $2,100,000 | $4,235,000 | 101.7% | 0.1% |
| Sun East Federal Credit Union | $2,710,000 | $4,130,000 | 52.4% | 0.1% |
| LEBANON | $3,695,000 | $4,120,000 | 11.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $3,050,000 | $4,080,000 | 33.8% | 0.1% |
| North American Savings Bank, F.S.B. | $1,770,000 | $3,920,000 | 121.5% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $5,675,000 | $3,825,000 | -32.6% | 0.1% |
| Firstrust Savings Bank | $5,955,000 | $3,500,000 | -41.2% | 0.1% |
| Morgan Stanley Private Bank | $715,000 | $3,480,000 | 386.7% | 0.1% |
| SOFI LENDING CORP. | $2,565,000 | $3,380,000 | 31.8% | 0.1% |
| Strong Home Mortgage, LLC | $1,560,000 | $3,335,000 | 113.8% | 0.1% |
| Farmers and Merchants Trust Company of Chambersburg | $2,490,000 | $3,315,000 | 33.1% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $820,000 | $3,295,000 | 301.8% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,725,000 | $3,270,000 | 20.0% | 0.1% |
| State Financial Network, LLC | $1,360,000 | $3,255,000 | 139.3% | 0.1% |
| Lakeview Community Capital, LLC | $1,155,000 | $3,250,000 | 181.4% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $5,140,000 | $3,195,000 | -37.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,235,000 | $3,195,000 | 43.0% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,385,000 | $3,195,000 | 130.7% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $2,945,000 | $3,190,000 | 8.3% | 0.1% |
| EMBRACE HOME LOANS, INC. | $2,320,000 | $3,165,000 | 36.4% | 0.1% |
| First Guaranty Mortgage Corporation | $2,510,000 | $3,145,000 | 25.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,100,000 | $3,100,000 | 0.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $3,795,000 | $3,070,000 | -19.1% | 0.1% |
| KELLER MORTGAGE, LLC | $4,650,000 | $3,035,000 | -34.7% | 0.1% |
| CLEARPATH LENDING | $3,130,000 | $3,010,000 | -3.8% | 0.1% |
| UTILITIES EMPLOYEES CREDIT UNION | $425,000 | $2,935,000 | 590.6% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $5,035,000 | $2,915,000 | -42.1% | 0.1% |
| Gateway First Bank | $4,190,000 | $2,830,000 | -32.5% | 0.1% |
| FirstBank | $2,175,000 | $2,625,000 | 20.7% | 0.1% |
| HERSHEY | $775,000 | $2,595,000 | 234.8% | 0.1% |
| PLANET HOME LENDING, LLC | $2,305,000 | $2,550,000 | 10.6% | 0.1% |
| 1ST PREFERENCE MORTGAGE CORP. | $2,740,000 | $2,495,000 | -8.9% | 0.1% |
| PHH Mortgage Corporation | $1,250,000 | $2,450,000 | 96.0% | 0.1% |
| STEARNS LENDING, LLC | $2,845,000 | $2,450,000 | -13.9% | 0.1% |
| Princeton Mortgage Corporation | $2,445,000 | n/a | 0.1% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $4,635,000 | $2,440,000 | -47.4% | 0.1% |
| AmeriServ Financial Bank | $2,625,000 | $2,350,000 | -10.5% | 0.0% |
| George Mason Mortgage, LLC | $675,000 | $2,325,000 | 244.4% | 0.0% |
| APEX HOME LOANS, INC. | $380,000 | $2,305,000 | 506.6% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $3,965,000 | $2,305,000 | -41.9% | 0.0% |
| NJ LENDERS CORP. | $3,620,000 | $2,295,000 | -36.6% | 0.0% |
| T2 FINANCIAL LLC | $390,000 | $2,245,000 | 475.6% | 0.0% |
| MILEND, INC. | $1,185,000 | $2,215,000 | 86.9% | 0.0% |
| BELLCO | $755,000 | $2,165,000 | 186.8% | 0.0% |
| Diamond Credit Union | $2,060,000 | $2,160,000 | 4.9% | 0.0% |
| First Home Bank | $715,000 | $2,155,000 | 201.4% | 0.0% |
| AgFirst Farm Credit Bank | $2,160,000 | $2,145,000 | -0.7% | 0.0% |
| GENEVA FINANCIAL, LLC | $2,770,000 | $2,110,000 | -23.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,940,000 | $2,010,000 | 3.6% | 0.0% |
| Wilmington Savings Fund Society, FSB | $1,175,000 | $1,940,000 | 65.1% | 0.0% |
| First Resource Bank | $500,000 | $1,915,000 | 283.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,115,000 | $1,885,000 | -10.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,070,000 | $1,865,000 | -9.9% | 0.0% |
| BNY Mellon | $1,840,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $480,000 | $1,825,000 | 280.2% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,490,000 | $1,795,000 | 20.5% | 0.0% |
| Blue Ridge Bank | $295,000 | $1,780,000 | 503.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,820,000 | $1,735,000 | -4.7% | 0.0% |
| NP, Inc. | $570,000 | $1,710,000 | 200.0% | 0.0% |
| GREENTREE MORTGAGE COMPANY, L.P. | $2,425,000 | $1,700,000 | -29.9% | 0.0% |
| Discover Bank | $1,315,000 | $1,695,000 | 28.9% | 0.0% |
| Stifel Bank and Trust | $2,485,000 | $1,600,000 | -35.6% | 0.0% |
| COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA | $3,240,000 | $1,595,000 | -50.8% | 0.0% |
| CMG MORTGAGE, INC. | $2,115,000 | $1,590,000 | -24.8% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $665,000 | $1,575,000 | 136.8% | 0.0% |
| Capital Bank | $1,425,000 | $1,550,000 | 8.8% | 0.0% |
| UBS Bank USA | $185,000 | $1,495,000 | 708.1% | 0.0% |
| SPRING EQ, LLC | $1,050,000 | $1,480,000 | 41.0% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,495,000 | $1,455,000 | -2.7% | 0.0% |
| Kish Bank | $810,000 | $1,455,000 | 79.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $65,000 | $1,430,000 | 2,100.0% | 0.0% |
| TOWNE MORTGAGE COMPANY | $2,030,000 | $1,425,000 | -29.8% | 0.0% |
| MDE Home Loans, LLC | $1,415,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,545,000 | $1,400,000 | -45.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $610,000 | $1,380,000 | 126.2% | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | $650,000 | $1,375,000 | 111.5% | 0.0% |
| Citibank | $1,970,000 | $1,355,000 | -31.2% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,310,000 | $1,340,000 | 2.3% | 0.0% |
| Evesham Mortgage, LLC | $1,125,000 | $1,330,000 | 18.2% | 0.0% |
| FAMILY FIRST FUNDING LLC | $920,000 | $1,330,000 | 44.6% | 0.0% |
| Florida Capital Bank | $1,605,000 | $1,325,000 | -17.4% | 0.0% |
| Integrity Home Mortgage Corp | $1,305,000 | n/a | 0.0% | |
| Arvest Bank | $1,560,000 | $1,300,000 | -16.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $850,000 | $1,295,000 | 52.4% | 0.0% |
| Watermark Capital, Inc. | $900,000 | $1,260,000 | 40.0% | 0.0% |
| SWBC MORTGAGE CORPORATION | $415,000 | $1,245,000 | 200.0% | 0.0% |
| VIST Bank | $1,275,000 | $1,220,000 | -4.3% | 0.0% |
| MLD MORTGAGE INC. | $960,000 | $1,210,000 | 26.0% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $865,000 | $1,195,000 | 38.2% | 0.0% |
| FEDERATED MORTGAGE CORP. | $1,190,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $1,375,000 | $1,175,000 | -14.5% | 0.0% |
| Plains Commerce Bank | $2,080,000 | $1,155,000 | -44.5% | 0.0% |
| SILVER HILL FUNDING, LLC | $305,000 | $1,150,000 | 277.0% | 0.0% |
| Quontic Bank | $1,095,000 | n/a | 0.0% | |
| FM Home Loans, LLC | $1,085,000 | n/a | 0.0% | |
| Raymond James Bank | $1,055,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $1,615,000 | $1,050,000 | -35.0% | 0.0% |
| TIAA, FSB | $1,765,000 | $1,040,000 | -41.1% | 0.0% |
| Colonial Savings, F.A. | $720,000 | $1,035,000 | 43.8% | 0.0% |
| LENDERFI, INC. | $2,030,000 | $1,005,000 | -50.5% | 0.0% |
| NMSI, INC. | $990,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $2,595,000 | $985,000 | -62.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,220,000 | $925,000 | -24.2% | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | $1,960,000 | $925,000 | -52.8% | 0.0% |
| City National Bank | $915,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $900,000 | n/a | 0.0% | |
| Webster Bank | $605,000 | $895,000 | 47.9% | 0.0% |
| First Federal Bank | $1,600,000 | $890,000 | -44.4% | 0.0% |
| Ameris Bank | $315,000 | $885,000 | 181.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $285,000 | $885,000 | 210.5% | 0.0% |
| WESTERN EXPRESS LENDING | $295,000 | $880,000 | 198.3% | 0.0% |
| Kwik Mortgage Corporation | $855,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $840,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $255,000 | $835,000 | 227.5% | 0.0% |
| THRIVENT Federal Credit Union | $1,025,000 | $835,000 | -18.5% | 0.0% |
| Chicago Mortgage Solutions LLC | $825,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $825,000 | n/a | 0.0% | |
| Wisconsin Bank & Trust | $805,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $790,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $255,000 | $785,000 | 207.8% | 0.0% |
| Huntingdon Valley Bank | $920,000 | $785,000 | -14.7% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $745,000 | $775,000 | 4.0% | 0.0% |
| GSF Mortgage Corporation | $770,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $410,000 | $770,000 | 87.8% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $2,055,000 | $765,000 | -62.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $185,000 | $765,000 | 313.5% | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | $1,535,000 | $740,000 | -51.8% | 0.0% |
| KeyBank | $1,655,000 | $725,000 | -56.2% | 0.0% |
| Low VA Rates, LLC | $775,000 | $720,000 | -7.1% | 0.0% |
| Republic Bank & Trust Company | $715,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $285,000 | $695,000 | 143.9% | 0.0% |
| Atlantic Coast Mortgage, LLC | $690,000 | n/a | 0.0% | |
| Paramount Bank | $125,000 | $680,000 | 444.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $680,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $760,000 | $670,000 | -11.8% | 0.0% |
| MORIA DEVELOPMENT, INC. | $285,000 | $665,000 | 133.3% | 0.0% |
| BENCHMARK Federal Credit Union | $200,000 | $660,000 | 230.0% | 0.0% |
| TJC Mortgage, Inc. | $660,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $1,105,000 | $655,000 | -40.7% | 0.0% |
| Magnolia Bank | $1,785,000 | $645,000 | -63.9% | 0.0% |
| UNITED MORTGAGE CORP. | $600,000 | $645,000 | 7.5% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $95,000 | $635,000 | 568.4% | 0.0% |
| Acre Mortgage and Financial Inc | $630,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $865,000 | $630,000 | -27.2% | 0.0% |
| Peoples Bank | $315,000 | $615,000 | 95.2% | 0.0% |
| THE BRYN MAWR TRUST COMPANY | $13,025,000 | $615,000 | -95.3% | 0.0% |
| LENDUS, LLC | $500,000 | $605,000 | 21.0% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $4,065,000 | $605,000 | -85.1% | 0.0% |
| Willamette Valley Bank | $605,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $990,000 | $600,000 | -39.4% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $595,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $640,000 | $595,000 | -7.0% | 0.0% |
| Ixonia Bank | $315,000 | $590,000 | 87.3% | 0.0% |
| OPEN MORTGAGE, LLC | $350,000 | $590,000 | 68.6% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $460,000 | $590,000 | 28.3% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $340,000 | $585,000 | 72.1% | 0.0% |
| Farmers Bank & Trust | $570,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $570,000 | n/a | 0.0% | |
| Valley National Bank | $570,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $1,400,000 | $565,000 | -59.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $290,000 | $565,000 | 94.8% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $560,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $560,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $555,000 | n/a | 0.0% | |
| SOMERSET TRUST COMPANY | $1,120,000 | $555,000 | -50.4% | 0.0% |
| BOKF | $165,000 | $550,000 | 233.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $485,000 | $545,000 | 12.4% | 0.0% |
| Waterstone Mortgage Corporation | $295,000 | $545,000 | 84.7% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $205,000 | $535,000 | 161.0% | 0.0% |
| Figure Lending LLC | $285,000 | $530,000 | 86.0% | 0.0% |
| New Cumberland Federal Credit Union | $130,000 | $525,000 | 303.8% | 0.0% |
| BM Real Estate Services, Inc. | $325,000 | $510,000 | 56.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $610,000 | $510,000 | -16.4% | 0.0% |
| Presidential Bank, FSB | $705,000 | $510,000 | -27.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $495,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $305,000 | $495,000 | 62.3% | 0.0% |
| LOANPAL, LLC | $495,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $490,000 | n/a | 0.0% | |
| The Fidelity Deposit and Discount Bank | $490,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $740,000 | $485,000 | -34.5% | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $25,000 | $480,000 | 1,820.0% | 0.0% |
| DIGITAL Federal Credit Union | $35,000 | $475,000 | 1,257.1% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $240,000 | $475,000 | 97.9% | 0.0% |
| Foote Capital Mortgage Company | $1,700,000 | $470,000 | -72.4% | 0.0% |
| Triumph Bank | $715,000 | $470,000 | -34.3% | 0.0% |
| Bethpage Federal Credit Union | $185,000 | $465,000 | 151.4% | 0.0% |
| Evolve Bank & Trust | $460,000 | n/a | 0.0% | |
| KS StateBank | $460,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $605,000 | $460,000 | -24.0% | 0.0% |
| Sail Mortgage Corp. | $695,000 | $460,000 | -33.8% | 0.0% |
| ALLIANT CREDIT UNION | $305,000 | $450,000 | 47.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $450,000 | n/a | 0.0% | |
| Ardent Federal Credit Union | $785,000 | $445,000 | -43.3% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $445,000 | n/a | 0.0% | |
| CIBC Bank USA | $445,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $510,000 | $445,000 | -12.7% | 0.0% |
| The Juniata Valley Bank | $445,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $440,000 | n/a | 0.0% | |
| OCMBC, INC. | $440,000 | $440,000 | 0.0% | 0.0% |
| AMERICHOICE | $435,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $165,000 | $435,000 | 163.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $410,000 | n/a | 0.0% | |
| Network Funding, L.P. | $380,000 | $410,000 | 7.9% | 0.0% |
| 1st Colonial Community Bank | $405,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $645,000 | $400,000 | -38.0% | 0.0% |
| First Mortgage Solutions, LLC | $395,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $620,000 | $395,000 | -36.3% | 0.0% |
| The Union Bank Company | $205,000 | $395,000 | 92.7% | 0.0% |
| First National Bank of Omaha | $520,000 | $390,000 | -25.0% | 0.0% |
| Baxter Credit Union | $170,000 | $385,000 | 126.5% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $385,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $1,235,000 | $375,000 | -69.6% | 0.0% |
| AgChoice Farm Credit ACA | $220,000 | $370,000 | 68.2% | 0.0% |
| FBC MORTGAGE, LLC | $205,000 | $370,000 | 80.5% | 0.0% |
| Victorian Finance, LLC | $520,000 | $365,000 | -29.8% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $195,000 | $355,000 | 82.1% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $205,000 | $355,000 | 73.2% | 0.0% |
| Pinnacle Bank | $345,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $340,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $330,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $145,000 | $330,000 | 127.6% | 0.0% |
| AMERICAN HERITAGE FCU | $775,000 | $325,000 | -58.1% | 0.0% |
| CORNING | $590,000 | $325,000 | -44.9% | 0.0% |
| HUDSON HERITAGE | $325,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $325,000 | n/a | 0.0% | |
| Metro City Bank | $85,000 | $320,000 | 276.5% | 0.0% |
| Riverview Bank | $625,000 | $320,000 | -48.8% | 0.0% |
| LOANSNAP, INC. | $315,000 | n/a | 0.0% | |
| HORIZON Federal Credit Union | $25,000 | $310,000 | 1,140.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $850,000 | $310,000 | -63.5% | 0.0% |
| Parke Bank | $590,000 | $310,000 | -47.5% | 0.0% |
| TCF National Bank | $35,000 | $310,000 | 785.7% | 0.0% |
| Fleetwood Bank | $305,000 | n/a | 0.0% | |
| MISSION MORTGAGE LLC | $305,000 | n/a | 0.0% | |
| PARAGON HOME LOANS INC. | $305,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| Customers Bank | $16,580,000 | $300,000 | -98.2% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $255,000 | $295,000 | 15.7% | 0.0% |
| DEPARTMENT OF COMMERCE | $490,000 | $295,000 | -39.8% | 0.0% |
| EQUITY NOW INC. | $365,000 | $295,000 | -19.2% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $295,000 | n/a | 0.0% | |
| PINNACLE MORTGAGE, INC. | $440,000 | $295,000 | -33.0% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $240,000 | $290,000 | 20.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | $290,000 | 205.3% | 0.0% |
| RIVERFRONT | $870,000 | $290,000 | -66.7% | 0.0% |
| First Federal Bank of the Midwest | $555,000 | $285,000 | -48.6% | 0.0% |
| GLENDENNING MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| Reliance Savings Bank | $285,000 | n/a | 0.0% | |
| VISIONS | $455,000 | $280,000 | -38.5% | 0.0% |
| First Commonwealth Bank | $165,000 | $275,000 | 66.7% | 0.0% |
| Sandy Spring Bank | $275,000 | $275,000 | 0.0% | 0.0% |
| Axos Bank | $165,000 | $270,000 | 63.6% | 0.0% |
| TOWER | $795,000 | $270,000 | -66.0% | 0.0% |
| First Savings Bank | $235,000 | $265,000 | 12.8% | 0.0% |
| MILLENNIUM FINANCIAL GROUP, INC. | $600,000 | $265,000 | -55.8% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $265,000 | n/a | 0.0% | |
| Phoenixville Federal Bank and Trust | $965,000 | $265,000 | -72.5% | 0.0% |
| Republic Bank | $105,000 | $265,000 | 152.4% | 0.0% |
| The Victory Bank | $215,000 | $260,000 | 20.9% | 0.0% |
| A&D Mortgage LLC | $255,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $395,000 | $255,000 | -35.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $910,000 | $250,000 | -72.5% | 0.0% |
| Assurance Financial Group, L.L.C. | $360,000 | $245,000 | -31.9% | 0.0% |
| Centier Bank | $460,000 | $245,000 | -46.7% | 0.0% |
| COMMUNITYAMERICA | $75,000 | $245,000 | 226.7% | 0.0% |
| LENDING CAPITAL GROUP Inc | $245,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $525,000 | $245,000 | -53.3% | 0.0% |
| Northwest Federal Credit Union | $355,000 | $245,000 | -31.0% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $350,000 | $235,000 | -32.9% | 0.0% |
| First Commonwealth Federal Credit Union | $35,000 | $235,000 | 571.4% | 0.0% |
| FAY SERVICING, LLC | $225,000 | n/a | 0.0% | |
| Hills Bank and Trust Company | $225,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $225,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $225,000 | n/a | 0.0% | |
| TEACHERS | $225,000 | n/a | 0.0% | |
| Citizens & Northern Bank | $1,055,000 | $220,000 | -79.1% | 0.0% |
| FIRST TECHNOLOGY | $105,000 | $215,000 | 104.8% | 0.0% |
| Hometown Equity Mortgage, LLC | $350,000 | $215,000 | -38.6% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $225,000 | $215,000 | -4.4% | 0.0% |
| BOND STREET MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $215,000 | $205,000 | -4.7% | 0.0% |
| Northeast Equitable Mortgage, LLC | $205,000 | n/a | 0.0% | |
| Sunflower Bank | $305,000 | $205,000 | -32.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $195,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $215,000 | $195,000 | -9.3% | 0.0% |
| SHARONVIEW FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $195,000 | n/a | 0.0% | |
| Atlantic Home Loans, Inc. | $185,000 | n/a | 0.0% | |
| First Western Trust Bank | $185,000 | n/a | 0.0% | |
| HomePromise Corporation | $365,000 | $185,000 | -49.3% | 0.0% |
| Penn Community Bank | $370,000 | $185,000 | -50.0% | 0.0% |
| Springfield First Community Bank | $185,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $275,000 | $175,000 | -36.4% | 0.0% |
| Flanagan State Bank | $175,000 | n/a | 0.0% | |
| GREENWAY MORTGAGE FUNDING CORP. | $245,000 | $175,000 | -28.6% | 0.0% |
| Lakeland Bank | $175,000 | n/a | 0.0% | |
| Towne Bank | $1,080,000 | $175,000 | -83.8% | 0.0% |
| BELEM SERVICING LLC | $165,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $685,000 | $165,000 | -75.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $135,000 | $155,000 | 14.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $205,000 | $155,000 | -24.4% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $155,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $155,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $420,000 | $155,000 | -63.1% | 0.0% |
| Liberty Bank and Trust Company | $155,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $155,000 | n/a | 0.0% | |
| Westfield Bank, FSB | $155,000 | n/a | 0.0% | |
| CBM Mortgage, Inc. | $175,000 | $145,000 | -17.1% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $325,000 | $145,000 | -55.4% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $105,000 | $135,000 | 28.6% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $395,000 | $135,000 | -65.8% | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | $175,000 | $135,000 | -22.9% | 0.0% |
| POLARIS HOME FUNDING CORP. | $475,000 | $135,000 | -71.6% | 0.0% |
| 1ST FINANCIAL, INC. | $145,000 | $125,000 | -13.8% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $125,000 | n/a | 0.0% | |
| LENDING 3, INC. | $125,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $125,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $125,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $100,000 | $120,000 | 20.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $115,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $115,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $105,000 | n/a | 0.0% | |
| GOLD Credit Union | $155,000 | $105,000 | -32.3% | 0.0% |
| PATRIOT | $95,000 | $105,000 | 10.5% | 0.0% |
| United States Senate Federal Credit Union | $105,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $65,000 | $105,000 | 61.5% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $90,000 | n/a | 0.0% | |
| HERITAGE VALLEY | $115,000 | $85,000 | -26.1% | 0.0% |
| EAGLE ONE | $125,000 | $80,000 | -36.0% | 0.0% |
| GREENWOOD | $75,000 | n/a | 0.0% | |
| TRI COUNTY AREA Federal Credit Union | $65,000 | $75,000 | 15.4% | 0.0% |
| UNITED | $75,000 | n/a | 0.0% | |
| BHCU | $65,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $105,000 | $65,000 | -38.1% | 0.0% |
| Transportation Federal Credit Union | $65,000 | n/a | 0.0% | |
| BayCoast Bank | $55,000 | n/a | 0.0% | |
| FRANKLIN MINT | $565,000 | $55,000 | -90.3% | 0.0% |
| Discovery Federal Credit Union | $35,000 | n/a | 0.0% | |
| FIRST FINANCIAL OF MARYLAND | $35,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $35,000 | n/a | 0.0% | |
| PEOPLE FIRST | $35,000 | n/a | 0.0% | |
| Connexus Credit Union | $25,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $385,000 | $25,000 | -93.5% | 0.0% |
| FIRST ATLANTIC FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| WHITE ROSE CREDIT UNION | $190,000 | $25,000 | -86.8% | 0.0% |
| CNB Bank | $550,000 | $15,000 | -97.3% | 0.0% |
| Mifflinburg Bank and Trust Company | $370,000 | $15,000 | -95.9% | 0.0% |
| PHILADELPHIA | $15,000 | n/a | 0.0% | |
| Princeton Federal Credit Union | $15,000 | n/a | 0.0% |
LANCASTER's top lender by overall market share is Fulton Bank, with 7.3% market share. In second place, with 6.9%, is QUICKEN LOANS, LLC, having originated $325,755,000 in loans. In third place, with 3.8%, is The Ephrata National Bank, having originated $180,405,000 in loans. In third place, with 3.8%, is RESIDENTIAL MORTGAGE SERVICES, INC., having originated $177,675,000 in loans. In third place, with 3.4%, is Wells Fargo Bank, having originated $162,150,000 in loans.
LANCASTER, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 8,288 | $1,765,730,000 | $213,047 |
| Home Purchase | 7,053 | $1,861,335,000 | $263,907 |
| Cash Out Refi | 3,844 | $791,040,000 | $205,786 |
| Home Improvement | 1,685 | $154,175,000 | $91,499 |
| Other | 1,275 | $129,855,000 | $101,847 |
Lancaster's most frequently cited loan purpose was Refi, with 8,288 originations. The 2nd most popular reason was Home Purchase, with 7,053 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 8,085 | $1,821,365,000 | $225,277 |
| 3-4% | 7,782 | $1,711,120,000 | $219,882 |
| <2.5% | 4,338 | $824,800,000 | $190,134 |
| 4-5% | 958 | $114,440,000 | $119,457 |
| 5-6% | 243 | $20,845,000 | $85,782 |
| 6-7% | 107 | $5,545,000 | $51,822 |
| Over 8% | 60 | $4,000,000 | $66,667 |
| 7-8% | 54 | $3,910,000 | $72,407 |
During 2021, Lancaster's most frequently originated rate bucket was 2.5-3%, with 8,085 originations.
Loan Sizing (LANCASTER, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 8,820 | $1,347,070,000 | $152,729 |
| $200k-400k | 8,432 | $2,230,740,000 | $264,556 |
| $100,000 or less | 3,653 | $209,825,000 | $57,439 |
| $400k-600k | 967 | $452,475,000 | $467,916 |
| $600k-1000k | 206 | $150,680,000 | $731,456 |
| $Over $1MM | 67 | $311,345,000 | $4,646,940 |
LANCASTER's loan sizing saw the bucket of loans from $100k-200k with 8,820 originations, totaling $1,347,070,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 7,357 | $1,826,235,000 | $248,231 |
| 80-100% | 6,246 | $1,607,470,000 | $257,360 |
| 40-60% | 3,323 | $605,025,000 | $182,072 |
| 20-40% | 2,302 | $274,890,000 | $119,414 |
| Under 20% | 1,716 | $85,080,000 | $49,580 |
| Over 100% | 101 | $34,105,000 | $337,673 |
LANCASTER's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 7,357 originations, totaling $1,826,235,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - LANCASTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $259,900 (5.2%) | $296,472 (3.3%) | 0.96 | 1,222 |
| 2018-02-01 | $269,700 (10.1%) | $307,268 (6.2%) | 0.97 | 1,169 |
| 2018-03-01 | $274,900 (11.3%) | $315,738 (7.9%) | 0.95 | 1,155 |
| 2018-04-01 | $269,995 (8.9%) | $310,733 (4.8%) | 0.91 | 1,214 |
| 2018-05-01 | $275,000 (10.0%) | $316,735 (4.6%) | 0.92 | 1,207 |
| 2018-06-01 | $275,000 (10.0%) | $317,224 (4.9%) | 0.92 | 1,284 |
| 2018-07-01 | $275,000 (10.6%) | $320,266 (6.7%) | 0.92 | 1,332 |
| 2018-08-01 | $274,900 (11.2%) | $321,069 (8.1%) | 0.92 | 1,321 |
| 2018-09-01 | $274,900 (10.0%) | $321,473 (9.1%) | 0.92 | 1,302 |
| 2018-10-01 | $272,250 (8.9%) | $322,768 (8.9%) | 0.91 | 1,305 |
| 2018-11-01 | $269,900 (8.0%) | $320,442 (10.4%) | 0.90 | 1,313 |
| 2018-12-01 | $274,900 (8.1%) | $323,370 (12.1%) | 0.94 | 1,248 |
| 2019-01-01 | $276,945 (6.6%) | $325,366 (9.8%) | 0.96 | 1,190 |
| 2019-02-01 | $279,450 (3.6%) | $327,927 (6.7%) | 0.94 | 1,121 |
| 2019-03-01 | $287,709 (4.7%) | $335,781 (6.4%) | 0.94 | 1,079 |
| 2019-04-01 | $295,214 (9.3%) | $343,095 (10.4%) | 0.93 | 1,071 |
| 2019-05-01 | $292,450 (6.4%) | $341,949 (8.0%) | 0.90 | 1,115 |
| 2019-06-01 | $289,900 (5.4%) | $346,400 (9.2%) | 0.89 | 1,133 |
| 2019-07-01 | $288,700 (5.0%) | $347,206 (8.4%) | 0.90 | 1,107 |
| 2019-08-01 | $288,386 (4.9%) | $349,334 (8.8%) | 0.91 | 1,077 |
| 2019-09-01 | $293,400 (6.7%) | $353,782 (10.1%) | 0.93 | 1,034 |
| 2019-10-01 | $291,880 (7.2%) | $349,641 (8.3%) | 0.93 | 1,074 |
| 2019-11-01 | $294,900 (9.3%) | $347,591 (8.5%) | 0.95 | 1,039 |
| 2019-12-01 | $299,900 (9.1%) | $354,777 (9.7%) | 1.00 | 898 |
| 2020-01-01 | $306,682 (10.7%) | $360,352 (10.8%) | 1.02 | 801 |
| 2020-02-01 | $319,900 (14.5%) | $366,627 (11.8%) | 1.03 | 738 |
| 2020-03-01 | $320,950 (11.6%) | $374,090 (11.4%) | 1.00 | 716 |
| 2020-04-01 | $326,250 (10.5%) | $387,280 (12.9%) | 1.02 | 695 |
| 2020-05-01 | $319,900 (9.4%) | $380,892 (11.4%) | 0.97 | 724 |
| 2020-06-01 | $319,450 (10.2%) | $377,611 (9.0%) | 0.93 | 743 |
| 2020-07-01 | $324,400 (12.4%) | $386,333 (11.3%) | 0.93 | 660 |
| 2020-08-01 | $334,900 (16.1%) | $400,827 (14.7%) | 0.96 | 604 |
| 2020-09-01 | $328,050 (11.8%) | $395,341 (11.8%) | 0.94 | 570 |
| 2020-10-01 | $329,900 (13.0%) | $397,666 (13.7%) | 0.94 | 539 |
| 2020-11-01 | $329,900 (11.9%) | $396,479 (14.1%) | 0.94 | 515 |
| 2020-12-01 | $332,248 (10.8%) | $389,292 (9.7%) | 0.97 | 482 |
| 2021-01-01 | $341,900 (11.5%) | $405,680 (12.6%) | 1.01 | 411 |
| 2021-02-01 | $354,900 (10.9%) | $417,694 (13.9%) | 1.02 | 353 |
| 2021-03-01 | $350,200 (9.1%) | $412,191 (10.2%) | 0.98 | 356 |
| 2021-04-01 | $349,450 (7.1%) | $410,653 (6.0%) | 0.94 | 386 |
| 2021-05-01 | $349,900 (9.4%) | $405,014 (6.3%) | 0.92 | 396 |
| 2021-06-01 | $322,425 (0.9%) | $386,291 (2.3%) | 0.84 | 464 |
| 2021-07-01 | $316,200 (-2.5%) | $381,896 (-1.2%) | 0.82 | 453 |
| 2021-08-01 | $327,700 (-2.2%) | $410,176 (2.3%) | 0.86 | 478 |
| 2021-09-01 | $320,775 (-2.2%) | $415,484 (5.1%) | 0.84 | 470 |
| 2021-10-01 | $320,000 (-3.0%) | $412,193 (3.7%) | 0.84 | 467 |
| 2021-11-01 | $333,370 (1.1%) | $421,756 (6.4%) | 0.88 | 422 |
| 2021-12-01 | $349,950 (5.3%) | $436,522 (12.1%) | 0.93 | 342 |
| 2022-01-01 | $369,900 (8.2%) | $484,855 (19.5%) | 0.99 | 250 |
| 2022-02-01 | $354,950 (0.0%) | $462,765 (10.8%) | 0.90 | 260 |
| 2022-03-01 | $368,450 (5.2%) | $438,264 (6.3%) | 0.91 | 318 |
| 2022-04-01 | $374,900 (7.3%) | $452,988 (10.3%) | 0.88 | 328 |
LANCASTER's median listing price for 2022-04-01 was $374,900, a difference of
$25,450
(7.3%) versus the prior year and
$6,450 versus the prior month.
LANCASTER's median listing price comes in at 88% of the national average.
LANCASTER's average listing price for 2022-04-01 was $452,988, a difference of $42,335 (10.3%) versus the prior year and $14,724 versus the prior month.
For the 2022-04-01 period, LANCASTER had 328 MLS listings, a difference of 10 listings (3%) versus the prior month and -58 listings (-15%) versus the prior year.
LANCASTER's median listing price comes in at 88% of the national average.
LANCASTER's average listing price for 2022-04-01 was $452,988, a difference of $42,335 (10.3%) versus the prior year and $14,724 versus the prior month.
For the 2022-04-01 period, LANCASTER had 328 MLS listings, a difference of 10 listings (3%) versus the prior month and -58 listings (-15%) versus the prior year.