LANCASTER Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lancaster averaged 3.37% for the week of 2021-12-02, compared to the national average of 3.11% for the same period.

The average rate for the prior week (2021-11-24) was 3.46% and one month ago for the week of 2021-10-28, the average rate was 3.1%.

Lancaster's average rate one year ago was 2.78%.

For refis of the same type during the week of 2021-12-02, the average rate was 3.03%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-12-02 3.11%
Lancaster 30 Year Fixed Rate 2021-12-02 3.37%
Lancaster 30 Year Fixed Rate Refi 2021-12-02 3.03%
Lancaster 15 Year Fixed Rate 2021-12-02 2.93%
Lancaster 15 Year Fixed Rate Refi 2021-12-02 2.77%
Lancaster 30 Year FHA 2021-12-02 3.32%
Lancaster 30 Year FHA Refi 2021-12-02 3.58%
Lancaster 30 Year USDA 2021-12-02 3.04%
Lancaster 30 Year USDA Refi 2021-12-02 3.2%
Lancaster 30 Year VA 2021-12-02 3.38%
Lancaster 30 Year VA Refi 2021-12-02 2.82%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LANCASTER, PA.

LANCASTER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LANCASTER, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Fulton Bank, National Association 588 3.37% $4,147
RESIDENTIAL MORTGAGE SERVICES, INC. 521 3.18% $4,658
QUICKEN LOANS, LLC 449 3.27% $5,647
CALIBER HOME LOANS, INC. 335 3.29% $4,633
The Ephrata National Bank 309 3.44% $4,618
Homesale Mortgage, LLC 215 3.02% $4,063
CROSSCOUNTRY MORTGAGE, LLC 209 3.26% $4,787
Wells Fargo Bank, National Association 204 3.36% $4,277
BROKER SOLUTIONS, INC. 195 3.20% $4,942
MEMBERS 1ST FEDERAL CREDIT UNION 192 3.35% $4,031
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 184 3.33% $4,720
Northwest Bank 171 3.10% $6,103
LOANDEPOT.COM, LLC 150 3.18% $4,756
EMM LOANS LLC 129 3.18% $5,566
Univest Bank and Trust Co. 123 3.50% $4,445
Truist Bank 122 3.28% $4,267
Citizens Bank, National Association 122 3.40% $5,011
UNITED WHOLESALE MORTGAGE, LLC 114 3.08% $5,679
The Huntington National Bank 103 2.95% $4,585
ARC HOME LLC 101 3.27% $4,202
Orrstown Bank 91 3.19% $4,008
PNC Bank, National Association 89 3.70% $2,590
Sierra Pacific Mortgage Company, Inc. 89 3.15% $4,653
S&T Bank 83 3.32% $5,672
Meridian Bank Corporation 81 3.15% $4,503
Mortgage Network, Inc. 76 3.21% $4,570
PENNSYLVANIA STATE EMPLOYEES Credit Union 74 3.37% $2,620
York Traditions Bank 67 3.06% $3,936
HOMESTEAD FUNDING CORP. 62 3.49% $5,256
AMERISAVE MORTGAGE CORPORATION 60 2.87% $5,234
NATIONSTAR MORTGAGE LLC 57 3.37% $6,279
Mortgage America, Inc. 53 3.29% $4,166
HOMEBRIDGE FINANCIAL SERVICES, INC. 52 3.21% $4,752
JPMorgan Chase Bank, National Association 51 3.23% $3,814
Mid Penn Bank 47 3.16% $4,869
Santander Bank, N.A. 45 3.44% $4,017
HOME POINT FINANCIAL CORPORATION 45 3.20% $5,227
NFM, INC. 37 3.07% $4,389
UNION HOME MORTGAGE CORP. 36 3.36% $7,856
Bank of America, National Association 35 3.16% $4,924
MOVEMENT MORTGAGE, LLC 35 3.33% $4,526
Northpointe Bank 33 3.04% $4,847
PENNYMAC LOAN SERVICES, LLC 29 3.40% $6,443
FINANCE OF AMERICA MORTGAGE LLC 29 3.43% $4,747
BETTER MORTGAGE CORPORATION 28 2.98% $4,666
First National Bank of Pennsylvania 28 3.26% $5,189
NEWREZ LLC 28 3.69% $4,470
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 27 3.06% $5,560
CITADEL FEDERAL CREDIT UNION 25 3.36% $3,559
Manufacturers and Traders Trust Company 24 3.27% $5,139
PROVIDENT FUNDING ASSOCIATES, L.P. 23 3.18% $3,515
Flagstar Bank, FSB 22 3.18% $3,966
AmRes Corporation 21 3.04% $4,633
KELLER MORTGAGE, LLC 21 3.11% $2,711
FREEDOM MORTGAGE CORPORATION 21 3.36% $3,772
HOWARD HANNA FINANCIAL SERVICES, INC. 19 3.03% $4,581
EVERENCE FEDERAL CREDIT UNION 18 3.10% $1,175
PEOPLESBANK, A CODORUS VALLEY COMPANY 17 3.27% $3,504
HOMESIDE FINANCIAL, LLC 16 3.33% $4,516
MCLEAN MORTGAGE CORPORATION 16 2.99% $4,794
NAVY FEDERAL CREDIT UNION 16 3.59% $4,815
TRIDENT MORTGAGE COMPANY LP 15 3.10% $4,678
HOMESPIRE MORTGAGE CORPORATION 15 3.17% $5,690
BELCO COMMUNITY CREDIT UNION 14 3.02% $6,210
Firstrust Savings Bank 14 3.09% $7,424
PRIMELENDING, A PLAINSCAPITAL COMPANY 14 3.22% $5,239
MUTUAL OF OMAHA MORTGAGE, INC. 13 3.19% $4,828
GUARANTEED RATE, INC. 13 3.13% $4,592
U.S. Bank National Association 13 3.31% $3,437
DRAPER AND KRAMER MORTGAGE CORP. 12 3.29% $4,440
ROYAL UNITED MORTGAGE LLC 12 3.38% $7,273
ALLIED MORTGAGE GROUP, INC. 12 3.58% $6,560
AMERICAN FINANCING CORPORATION 12 3.15% $5,052
MidAtlantic Farm Credit, ACA 11 4.45% $5,831
EQUITY RESOURCES, INC. 11 3.05% $3,976
TD Bank, National Association 11 3.34% $4,632
AMERICAN FEDERAL MORTGAGE CORPORATION 10 3.30% $3,091
USAA Federal Savings Bank 10 3.49% $4,588
PENTAGON FEDERAL CREDIT UNION 10 3.09% $3,617
CONTOUR MORTGAGE CORPORATION 10 3.25% $5,823
GUARANTEED RATE AFFINITY, LLC 9 3.15% $3,336
Nations Lending Corporation 9 3.08% $7,311
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 9 3.10% $4,024
Carrington Mortgage Services, LLC 9 3.33% $4,993
RELIANCE FIRST CAPITAL, LLC 9 3.26% $7,186
ROUNDPOINT MORTGAGE SERVICING CORPORATION 9 3.50% $3,659
AMERICAN FINANCIAL NETWORK, INC. 9 3.24% $6,376
GENEVA FINANCIAL, LLC 9 2.82% $7,700
NBKC BANK 9 3.15% $3,498
TIDEWATER MORTGAGE SERVICES, INC. 8 3.09% $3,593
ZILLOW HOME LOANS, LLC 8 3.42% $2,875
NJ LENDERS CORP. 8 3.20% $4,158
Wyndham Capital Mortgage, Inc. 8 3.14% $3,676
Ally Bank 8 3.08% $4,444
FIRST ALLIANCE HOME MORTGAGE, LLC 8 3.11% $4,405
1ST PREFERENCE MORTGAGE CORP. 7 3.79% $7,125
Farmers and Merchants Trust Company of Chambersburg 7 2.88% $4,234
First Citizens Community Bank 7 3.11% $3,329
Gateway First Bank 7 3.38% $2,747
Prosperity Home Mortgage, LLC 7 3.18% $5,817
ENVOY MORTGAGE, LTD 6 3.29% $6,004
Stifel Bank and Trust 6 2.77% $3,377
Paramount Residential Mortgage Group, Inc. 6 3.41% $5,397
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.12% $5,664
TIAA, FSB 6 3.75% $4,067
Bank of England 6 3.63% $4,918
PREMIA MORTGAGE, LLC 6 3.17% $4,013
Philadelphia Mortgage Advisors, Inc. 6 3.06% $4,332
CHURCHILL MORTGAGE CORPORATION 6 3.27% $5,378
MORTGAGE ACCESS CORP. 6 3.00% $5,677
Advisors Mortgage Group, L.L.C. 5 3.17% $3,803
POLICE & FIRE 5 3.38% $2,456
CMG MORTGAGE, INC. 5 3.24% $5,242
TOWNE MORTGAGE COMPANY 5 2.98% $9,220
GUARANTY HOME MORTGAGE CORPORATION 5 3.10% $5,100
EMBRACE HOME LOANS, INC. 5 3.47% $5,873
STEARNS LENDING, LLC 5 3.27% $4,991
PIKE CREEK MORTGAGE SERVICES, INC. 5 3.00% $4,242
Citibank, National Association 5 3.13% $4,835
BAY CAPITAL MORTGAGE CORPORATION 5 3.10% $3,599
SUCCESS MORTGAGE PARTNERS, INC. 5 3.20% $4,726
SOFI LENDING CORP. 4 3.31% $5,422
Strong Home Mortgage, LLC 4 3.00% $2,866
Discover Bank 4 4.62% $0
AgFirst Farm Credit Bank 4 3.69% $4,388
FIRST HERITAGE FINANCIAL, LLC 4 3.38% $5,241
Foote Capital Mortgage Company 4 3.16% $3,373
ACNB Bank 4 2.53% $3,440
Hometown Lenders, Inc. 4 3.88% $5,632
Fifth Third Bank, National Association 4 3.50% $4,576
Kish Bank 4 2.75% $3,752
LANCO Federal Credit Union 4 3.00% $3,519
Towne Bank 4 3.09% $4,075
North American Savings Bank, F.S.B. 4 3.03% $2,734
Third Federal Savings and Loan Association of Cleveland 4 2.88% $1,240
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 2.88% $4,993
State Financial Network, LLC 3 3.63% $3,838
ABSOLUTE HOME MORTGAGE CORPORATION 3 3.00% $4,299
FIRST CENTENNIAL MORTGAGE CORPORATION 3 2.75% $4,698
GREENTREE MORTGAGE COMPANY, L.P. 3 2.67% $3,647
FirstBank 3 3.42% $2,832
KeyBank National Association 3 3.04% $6,651
LENDERFI, INC. 3 2.83% $5,932
GUILD MORTGAGE COMPANY 3 3.12% $5,333
The Federal Savings Bank 3 3.67% $6,918
Arvest Bank 3 3.38% $6,575
SUN WEST MORTGAGE COMPANY, INC. 3 3.08% $1,879
Florida Capital Bank, National Association 3 3.50% $5,851
Summit Mortgage Corporation 3 3.67% $3,987
MILEND, INC. 3 3.21% $6,418
Wilmington Savings Fund Society, FSB 3 3.38% $5,630
Watermark Capital, Inc. 3 3.04% $4,064
Diamond Credit Union 3 3.42% $3,694
First Guaranty Mortgage Corporation 3 3.08% $2,979
SPRING EQ, LLC 3 2.87% $3,149
George Mason Mortgage, LLC 2 3.06% $4,609
FRANKLIN MINT 2 3.00% $3,381
Huntingdon Valley Bank 2 3.38% $6,825
InterContinental Capital Group, Inc 2 3.44% $8,245
LAKEVIEW LOAN SERVICING, LLC 2 4.13% $6,730
LENDUS, LLC 2 2.88% $4,257
EVERETT FINANCIAL, INC. 2 3.06% $2,246
Equity Prime Mortgage LLC 2 3.69% $5,828
MILLENNIUM FINANCIAL GROUP, INC. 2 2.81% $4,228
Morgan Stanley Private Bank, National Association 2 3.48% $3,724
NASA Federal Credit Union 2 2.88% $6,664
DEVELOPER'S MORTGAGE COMPANY 2 4.00% $3,066
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.50% $9,322
Customers Bank 2 3.44% $3,639
NETWORK CAPITAL FUNDING CORPORATION 2 3.06% $5,130
OCMBC, INC. 2 5.13% $7,892
PHH Mortgage Corporation 2 3.19% $8,000
Plains Commerce Bank 2 2.81% $5,007
PLAZA HOME MORTGAGE, INC. 2 3.50% $5,000
Capital Bank, National Association 2 2.94% $4,492
Quaint Oak Mortgage, LLC 2 3.38% $3,479
RAPID MORTGAGE COMPANY 2 3.38% $4,556
Assurance Financial Group, L.L.C. 2 4.06% $5,955
THE BRYN MAWR TRUST COMPANY 2 3.19% $3,625
THRIVENT Federal Credit Union 2 3.31% $3,066
TOTAL MORTGAGE SERVICES, LLC 2 3.69% $4,339
AMERICAN HERITAGE FCU 2 3.99% $0
UNITED MORTGAGE CORP. 2 2.94% $6,276
US MORTGAGE CORPORATION 2 3.69% $5,851
UTILITIES EMPLOYEES CREDIT UNION 2 3.31% $3,984
VANDERBILT MORTGAGE AND FINANCE, INC. 2 3.19% $3,044
Victorian Finance, LLC 2 3.00% $3,767
Boeing Employees Credit Union 1 3.13% $3,928
CNB Bank 1 3.50% $9,353
Blue Ridge Bank, National Association 1 2.63% $7,657
First Internet Bank of Indiana 1 3.38% $4,628
BLUELEAF LENDING, LLC 1 2.63% $3,506
RADIUS FINANCIAL GROUP INC. 1 3.13% $3,963
ACADEMY MORTGAGE CORPORATION 1 3.00% $4,341
BELLCO 1 2.88% $6,072
Republic Bank 1 2.88% $2,959
RESIDENTIAL HOME MORTGAGE CORPORATION 1 2.75% $5,602
BAYSHORE MORTGAGE FUNDING, LLC 1 3.50% $3,814
BAYCOAST MORTGAGE COMPANY, LLC 1 2.63% $3,900
NEXERA HOLDING LLC 1 2.75% $3,161
Sail Mortgage Corp. 1 2.50% $4,167
Baxter Credit Union 1 3.25% $3,385
SECURITYNATIONAL MORTGAGE COMPANY 1 4.49% $5,255
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 1 3.25% $3,752
CORNING 1 3.00% $3,559
Deere Employees Credit Union 1 2.63% $4,211
SOMERSET TRUST COMPANY 1 3.00% $4,785
SOUTHPOINT FINANCIAL SERVICES, INC. 1 2.88% $7,512
South State Bank, National Association 1 3.38% $4,416
SOVEREIGN LENDING GROUP INCORPORATED 1 3.00% $4,711
DEPARTMENT OF COMMERCE 1 3.13% $3,836
DIRECT MORTGAGE LOANS, LLC 1 3.25% $3,839
Great Plains National Bank 1 3.25% $8,817
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.00% $7,511
EagleBank 1 2.63% $5,756
MORIA DEVELOPMENT, INC. 1 2.88% $4,360
MMS MORTGAGE SERVICES, LTD. 1 3.88% $7,253
ESSA Bank & Trust 1 3.05% $7,867
SUN Federal Credit Union 1 3.50% $3,130
Sunflower Bank, National Association 1 2.99% $4,476
Evesham Mortgage, LLC 1 3.00% $4,404
SWBC MORTGAGE CORPORATION 1 3.13% $5,287
T2 FINANCIAL LLC 1 4.13% $9,789
Malvern Bank N.A. 1 3.25% $2,842
VISIONS 1 3.13% $81
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.75% $10,327
FAMILY FIRST FUNDING LLC 1 3.63% $4,111
ANGEL OAK HOME LOANS LLC 1 6.38% $6,060
The Union Bank Company 1 4.38% $4,433
LIBERTY HOME MORTGAGE CORPORATION 1 3.13% $6,189
First Home Bank 1 3.38% $4,586
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.75% $2,627
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.38% $3,855
Waterstone Mortgage Corporation 1 4.13% $8,308
LAND HOME FINANCIAL SERVICES, INC. 1 2.63% $9,025
Investors Bank 1 4.25% $4,221
HOMEXPRESS MORTGAGE CORP. 1 6.50% $10,752
Triumph Bank 1 3.50% $3,447
Webster Bank, National Association 1 3.38% $16,670
AMERICAN FINANCIAL RESOURCES, INC. 1 2.88% $5,965
Actors Federal Credit Union 1 3.13% $6,337
AMCAP MORTGAGE, LTD. 1 2.88% $4,097
Penn Community Bank 1 2.75% $3,236
PATRIOT 1 2.88% $3,125
CHERRY CREEK MORTGAGE, LLC 1 3.25% $120
Cf Bank, National Association 1 3.25% $3,148
CBM Mortgage, Inc. 1 2.88% $3,333
Alcova Mortgage LLC 1 3.50% $3,781
Parke Bank 1 4.00% $9,933
OPEN MORTGAGE, LLC 1 3.13% $2,715
Hometown Equity Mortgage, LLC 1 3.25% $7,989
First Commonwealth Bank 1 3.25% $4,433
HomePromise Corporation 1 4.13% $12,193
OCEANSIDE MORTGAGE COMPANY 1 2.75% $1,642
Citizens & Northern Bank 1 2.50% $4,756
Presidential Bank, FSB 1 3.38% $22,421
CityWorth Mortgage LLC 1 2.63% $6,490
Prime Choice Funding Inc. 1 3.00% $4,249

LANCASTER, PA's 258 lenders originated 19,786 loans during 2020. The total origination value was $4,180,760,000, with an average loan value of $211,299.

The top LANCASTER lender as defined by loan originations is Fulton Bank, National Association, with 588 loans originated. Their average total fees are $4,147, which is $511 lower than the next largest lender, RESIDENTIAL MORTGAGE SERVICES, INC..

The lowest fee LANCASTER lenders (with over 10 loans originated) are EVERENCE FEDERAL CREDIT UNION ($1,175), PNC Bank, National Association ($2,590), PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,620), KELLER MORTGAGE, LLC ($2,711) and AMERICAN FEDERAL MORTGAGE CORPORATION ($3,091).

The lowest rate LANCASTER lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.87%), The Huntington National Bank (2.95%), BETTER MORTGAGE CORPORATION (2.98%), MCLEAN MORTGAGE CORPORATION (2.99%) and BELCO COMMUNITY CREDIT UNION (3.02%).

LANCASTER, PA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Fulton Bank, NA $240,310,000 $292,945,000 21.9% 7.0%
Quicken Loans $118,965,000 $270,680,000 127.5% 6.5%
RESIDENTIAL MORTGAGE SERVICES $147,505,000 $215,925,000 46.4% 5.2%
The Ephrata National Bank $116,495,000 $176,605,000 51.6% 4.2%
Caliber Home Loans Inc $89,430,000 $132,010,000 47.6% 3.2%
PNC BANK NA $87,705,000 $127,925,000 45.9% 3.1%
Members 1st Federal Credit Union $123,825,000 $124,985,000 0.9% 3.0%
Branch Banking And Trust Co $166,380,000 $114,160,000 -31.4% 2.7%
WELLS FARGO BANK NA $83,420,000 $112,855,000 35.3% 2.7%
Northwest Bank $59,885,000 $112,320,000 87.6% 2.7%
Freedom Mortgage Corporation $22,140,000 $101,400,000 358.0% 2.4%
Univest Bank and Trust Co. $66,675,000 $86,390,000 29.6% 2.1%
New American Funding (dba for Broker Solutions Inc) $34,940,000 $81,325,000 132.8% 1.9%
CBNA $78,150,000 $74,940,000 -4.1% 1.8%
HomeSale Mortgage, LLC $40,325,000 $68,530,000 69.9% 1.6%
loanDepot LLC $37,060,000 $68,055,000 83.6% 1.6%
Bank of Bird-in-Hand $41,140,000 $67,535,000 64.2% 1.6%
FAIRWAY INDEPENDENT MORT CORP $47,660,000 $66,105,000 38.7% 1.6%
United Shore Financial Services LLC $53,200,000 $58,695,000 10.3% 1.4%
Orrstown Bank $41,125,000 $55,500,000 35.0% 1.3%
PA STATE EMPLOYEES CU $38,500,000 $55,125,000 43.2% 1.3%
E Mortgage Management LLC $30,840,000 $53,415,000 73.2% 1.3%
S&T Bank $71,270,000 $48,790,000 -31.5% 1.2%
WALKER & DUNLOP, LLC $45,150,000 n/a 1.1%
First National Bank of Pennsylvania $47,595,000 $44,310,000 -6.9% 1.1%
Nationstar Mortgage $32,390,000 $41,690,000 28.7% 1.0%
Sierra Pacific Mortgage $9,840,000 $41,510,000 321.8% 1.0%
WEI Mortgage LLC $9,960,000 $40,270,000 304.3% 1.0%
M&T Bank $23,365,000 $40,135,000 71.8% 1.0%
Berkadia Commercial Mortgage $38,130,000 n/a 0.9%
Liberty Bank $28,505,000 $37,505,000 31.6% 0.9%
Huntington National Bank $3,915,000 $33,870,000 765.1% 0.8%
KEARNY BANK $29,305,000 n/a 0.7%
Santander Bank N.A. $19,345,000 $28,740,000 48.6% 0.7%
York Traditions Bank $8,100,000 $27,015,000 233.5% 0.6%
Amerisave Mortgage Corporation $8,670,000 $26,900,000 210.3% 0.6%
Meridian Bank $15,915,000 $25,320,000 59.1% 0.6%
Home Point Financial Corporation $4,365,000 $25,150,000 476.2% 0.6%
Mortgage Research Center LLC $17,180,000 $23,720,000 38.1% 0.6%
Homestead Funding Corp. $14,165,000 $22,895,000 61.6% 0.5%
PENNYMAC LOAN SERVICES LLC $7,470,000 $22,770,000 204.8% 0.5%
JPMorgan Chase Bank, NA $9,715,000 $22,705,000 133.7% 0.5%
Mortgage Network, Inc $16,950,000 $21,540,000 27.1% 0.5%
HomeBridge Financial Services, Inc. $10,000,000 $20,580,000 105.8% 0.5%
Mid Penn Bank $4,400,000 $20,200,000 359.1% 0.5%
NEWREZ LLC $9,880,000 $20,055,000 103.0% 0.5%
Bank of America NA $23,410,000 $20,010,000 -14.5% 0.5%
Union Home Mortgage Company $14,495,000 $19,800,000 36.6% 0.5%
MORTGAGE AMERICA, INC. $11,875,000 $19,355,000 63.0% 0.5%
Northfield Bank $18,505,000 n/a 0.4%
MOVEMENT MORTGAGE, LLC $12,475,000 $18,190,000 45.8% 0.4%
Lanco Federal Credit Union $6,815,000 $17,715,000 159.9% 0.4%
Customers Bank $1,070,000 $16,580,000 1,449.5% 0.4%
NFM, Inc. $6,125,000 $15,880,000 159.3% 0.4%
Better Mortgage Corporation $2,915,000 $14,990,000 414.2% 0.4%
NAVY FEDERAL CREDIT UNION $9,565,000 $14,575,000 52.4% 0.3%
Citadel Federal Credit Union $15,975,000 $14,145,000 -11.5% 0.3%
Cardinal Financial Company LP $4,850,000 $13,630,000 181.0% 0.3%
Northpointe Bank $6,375,000 $13,530,000 112.2% 0.3%
USAA FEDERAL SAVINGS BANK $11,580,000 $13,210,000 14.1% 0.3%
The Bryn Mawr Trust Company $430,000 $13,025,000 2,929.1% 0.3%
Capital One, NA $12,505,000 n/a 0.3%
Finance of America Mortgage LLC $13,090,000 $12,215,000 -6.7% 0.3%
Jonestown Bank & Trust Co $6,860,000 $11,470,000 67.2% 0.3%
First Citizens Community Bank $5,895,000 $9,710,000 64.7% 0.2%
Provident Funding Associates $5,400,000 $9,510,000 76.1% 0.2%
Guaranteed Rate Inc. $5,005,000 $9,200,000 83.8% 0.2%
PeoplesBank, A Codorus Valley Company $15,465,000 $9,090,000 -41.2% 0.2%
AmeriHomeMortgageCompany,LL $1,120,000 $8,530,000 661.6% 0.2%
American Residential Lending $7,340,000 $8,205,000 11.8% 0.2%
US BANK, N.A. $2,325,000 $8,085,000 247.7% 0.2%
Lakeview Loan Servicing, LLC $3,460,000 $7,545,000 118.1% 0.2%
Provident Bank $155,000 $7,505,000 4,741.9% 0.2%
CARRINGTON MORTGAGE SERVICES $6,505,000 $7,225,000 11.1% 0.2%
Belco Community Credit Union $3,870,000 $7,130,000 84.2% 0.2%
EVERENCE FEDERAL CREDIT UNION $3,495,000 $6,820,000 95.1% 0.2%
PRIMELENDING $3,225,000 $6,510,000 101.9% 0.2%
Flagstar Bank $8,330,000 $6,495,000 -22.0% 0.2%
Homespire Mortgage Corporation $1,305,000 $6,320,000 384.3% 0.2%
FIRSTRUST BANK $4,365,000 $5,955,000 36.4% 0.1%
Paramount Residential Mortgage Group Inc. $2,225,000 $5,930,000 166.5% 0.1%
Village Capital & Investment $855,000 $5,920,000 592.4% 0.1%
NewDay Financial LLC dba NewDay USA $4,125,000 $5,855,000 41.9% 0.1%
MidAtlantic Farm Credit $5,510,000 $5,775,000 4.8% 0.1%
McLean Mortgage Corporation $615,000 $5,720,000 830.1% 0.1%
American Financing Corporation $2,060,000 $5,690,000 176.2% 0.1%
Contour Mortgage Corporation $835,000 $5,675,000 579.6% 0.1%
TRIDENT MORTGAGE COMPANY LP $2,805,000 $5,615,000 100.2% 0.1%
Howard Hanna Mortgage Services $7,120,000 $5,500,000 -22.8% 0.1%
TD Bank $2,045,000 $5,400,000 164.1% 0.1%
Coatesville Savings Bank $7,875,000 $5,320,000 -32.4% 0.1%
Allied Mortgage Group Inc $2,275,000 $5,140,000 125.9% 0.1%
Reliance First Capital LLC $2,670,000 $5,035,000 88.6% 0.1%
Homeside Financial LLC $2,280,000 $4,985,000 118.6% 0.1%
Churchill Mortgage Corporation $1,020,000 $4,700,000 360.8% 0.1%
Keller Mortgage LLC $5,405,000 $4,650,000 -14.0% 0.1%
American Federal Mortgage Corp. $770,000 $4,635,000 501.9% 0.1%
Synergy One Lending $3,035,000 $4,605,000 51.7% 0.1%
Police and Fire Federal Credit Union $2,175,000 $4,580,000 110.6% 0.1%
NBKC Bank $2,295,000 $4,500,000 96.1% 0.1%
Equity Resources Inc. $1,575,000 $4,445,000 182.2% 0.1%
Guaranteed Rate Affinity LLC $3,595,000 $4,370,000 21.6% 0.1%
GATEWAY MORTGAGE GROUP $2,200,000 $4,190,000 90.5% 0.1%
The Federal Savings Bank $2,315,000 $4,030,000 74.1% 0.1%
Draper and Kramer Mortgage Corp. $615,000 $3,965,000 544.7% 0.1%
American Financial Network Inc. $2,690,000 $3,920,000 45.7% 0.1%
Royal United Mortgage LLC $1,715,000 $3,795,000 121.3% 0.1%
Lebanon Federal Credit Union $940,000 $3,695,000 293.1% 0.1%
Wyndham Capital Mortgage $1,250,000 $3,660,000 192.8% 0.1%
NJ Lenders Corp. $3,620,000 n/a 0.1%
Nations Lending Corporation $1,315,000 $3,410,000 159.3% 0.1%
Colonial Mortgage Service Company of America $1,010,000 $3,240,000 220.8% 0.1%
Intercontinental Capital Group, Inc. $1,195,000 $3,175,000 165.7% 0.1%
Clearpath Lending $1,580,000 $3,130,000 98.1% 0.1%
Sun West Mortgage Company Inc. $1,040,000 $3,100,000 198.1% 0.1%
Third Federal Savings and Loan $2,615,000 $3,050,000 16.6% 0.1%
Pentagon Federal Credit Union $825,000 $3,045,000 269.1% 0.1%
ACNB BANK $1,375,000 $2,950,000 114.5% 0.1%
Tidewater Mortgage Services Inc. $2,195,000 $2,945,000 34.2% 0.1%
Stearns Lending $2,935,000 $2,845,000 -3.1% 0.1%
Geneva Financial LLC $135,000 $2,770,000 1,951.9% 0.1%
1st Preference Mortgage Corporation $1,140,000 $2,740,000 140.4% 0.1%
Success Mortgage Partners Inc. $255,000 $2,725,000 968.6% 0.1%
Sun East Federal Credit Union $415,000 $2,710,000 553.0% 0.1%
AmeriServ Financial Bank $1,645,000 $2,625,000 59.6% 0.1%
Hometown Lenders LLC $4,565,000 $2,595,000 -43.2% 0.1%
SoFi Lending Corp $1,345,000 $2,565,000 90.7% 0.1%
Fifth Third Bank $1,780,000 $2,560,000 43.8% 0.1%
Sovereign Lending Group, Inc $1,400,000 $2,545,000 81.8% 0.1%
First Guaranty Mortgage Corporation $2,510,000 n/a 0.1%
F&M Trust $175,000 $2,490,000 1,322.9% 0.1%
Stifel Bank and Trust $355,000 $2,485,000 600.0% 0.1%
Greentree Mortgage Company, L.P. $2,425,000 n/a 0.1%
Mortgage Lenders of America LLC $865,000 $2,425,000 180.3% 0.1%
Prosperity Home Mortgage LLC $1,545,000 $2,335,000 51.1% 0.1%
Advisors Mortgage Group LLC $2,330,000 n/a 0.1%
Embrace Home Loans, Inc. $760,000 $2,320,000 205.3% 0.1%
Planet Home Lending LLC $820,000 $2,305,000 181.1% 0.1%
Pennian Bank $1,045,000 $2,265,000 116.7% 0.1%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $1,960,000 $2,235,000 14.0% 0.1%
FirstBank $1,875,000 $2,175,000 16.0% 0.1%
AGFIRST FARM CREDIT BANK $2,080,000 $2,160,000 3.8% 0.1%
CMG Mortgage Inc. $2,115,000 n/a 0.1%
Premia Mortgage, LLC $610,000 $2,115,000 246.7% 0.1%
Bank of England $1,670,000 $2,100,000 25.7% 0.1%
Plains Commerce Bank $2,080,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $1,285,000 $2,070,000 61.1% 0.0%
Diamond Credit Union $875,000 $2,060,000 135.4% 0.0%
Guaranty Trust Company $2,055,000 n/a 0.0%
LenderFi, Inc. $215,000 $2,030,000 844.2% 0.0%
Towne Mortgage Company $105,000 $2,030,000 1,833.3% 0.0%
Citibank, N.A. $1,835,000 $1,970,000 7.4% 0.0%
First Heritage Financial LLC $565,000 $1,960,000 246.9% 0.0%
Weichert Financial Services $705,000 $1,940,000 175.2% 0.0%
Envoy Mortgage Ltd. $1,520,000 $1,820,000 19.7% 0.0%
Magnolia Bank Incorporated $185,000 $1,785,000 864.9% 0.0%
North American Savings Bank $645,000 $1,770,000 174.4% 0.0%
TIAA, FSB $1,665,000 $1,765,000 6.0% 0.0%
Foote Capital Mortgage Company $735,000 $1,700,000 131.3% 0.0%
KeyBank National Association $54,670,000 $1,655,000 -97.0% 0.0%
AAG $565,000 $1,615,000 185.8% 0.0%
Florida Capital Bank National Association $1,415,000 $1,605,000 13.4% 0.0%
ARVEST BANK $135,000 $1,560,000 1,055.6% 0.0%
Philadelphia Mortgage Advisors $1,730,000 $1,535,000 -11.3% 0.0%
Centric Bank $2,825,000 $1,525,000 -46.0% 0.0%
First Alliance Home Mortgage $1,450,000 $1,495,000 3.1% 0.0%
21ST MORTGAGE $1,185,000 $1,490,000 25.7% 0.0%
CAPITAL BANK, NA $520,000 $1,425,000 174.0% 0.0%
Equity Prime Mortgage LLC $560,000 $1,400,000 150.0% 0.0%
Primary Residential Mortgage Inc. $1,410,000 $1,385,000 -1.8% 0.0%
Pike Creek Mortgage Services, Inc. $1,375,000 n/a 0.0%
State Financial Network LLC $1,090,000 $1,360,000 24.8% 0.0%
Discover Bank $850,000 $1,315,000 54.7% 0.0%
Barrington Bank & Trust $1,790,000 $1,310,000 -26.8% 0.0%
VIST Bank $1,225,000 $1,275,000 4.1% 0.0%
PHH MORTGAGE CORPORATION $1,015,000 $1,250,000 23.2% 0.0%
Plaza Home Mortgage Inc. $165,000 $1,235,000 648.5% 0.0%
American Financial Resources Inc. $1,150,000 $1,220,000 6.1% 0.0%
Milend Inc. $760,000 $1,185,000 55.9% 0.0%
WSFS Bank $1,430,000 $1,175,000 -17.8% 0.0%
Lakeview Community Capital, LLC $1,155,000 n/a 0.0%
Evesham Mortgage $600,000 $1,125,000 87.5% 0.0%
Somerset Trust Company $1,120,000 n/a 0.0%
Bay Capital Mortgage Corporation $1,070,000 $1,105,000 3.3% 0.0%
TowneBank $690,000 $1,080,000 56.5% 0.0%
Citizens & Northern Bank $235,000 $1,055,000 348.9% 0.0%
SPRING EQ, LLC $505,000 $1,050,000 107.9% 0.0%
Thrivent Federal Credit Union $35,000 $1,025,000 2,828.6% 0.0%
Prime Choice Funding, Inc. $370,000 $990,000 167.6% 0.0%
Phoenixville Federal Bank & Trust $965,000 n/a 0.0%
MLD Mortgage Inc. $960,000 $960,000 0.0% 0.0%
Family First Funding LLC $105,000 $920,000 776.2% 0.0%
Huntingdon Valley Bank $500,000 $920,000 84.0% 0.0%
Finance of America Reverse LLC $745,000 $910,000 22.1% 0.0%
Watermark Home Loans $680,000 $900,000 32.4% 0.0%
Midwest Loan Services Inc $245,000 $895,000 265.3% 0.0%
Guild Mortgage Company $880,000 n/a 0.0%
Riverfront FCU $830,000 $870,000 4.8% 0.0%
Summit Mortgage Corporation $130,000 $870,000 569.2% 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $865,000 n/a 0.0%
US Mortgage Corporation $450,000 $865,000 92.2% 0.0%
Nationwide Mortgage Bankers Inc. $255,000 $850,000 233.3% 0.0%
Oceanside Mortgage Company $405,000 $850,000 109.9% 0.0%
Bayshore Mortgage Funding LLC $820,000 n/a 0.0%
Abacus Federal Savings Bank $815,000 n/a 0.0%
Kish Bank $810,000 n/a 0.0%
BNC NATIONAL BANK $215,000 $795,000 269.8% 0.0%
Tower Federal Credit Union $405,000 $795,000 96.3% 0.0%
Ardent Federal Credit Union $25,000 $785,000 3,040.0% 0.0%
American Heritage Federal Credit Union $685,000 $775,000 13.1% 0.0%
Hershey Federal Credit Union $25,000 $775,000 3,000.0% 0.0%
Low VA Rates $340,000 $775,000 127.9% 0.0%
Mortgage Solutions of Colorado LLC $350,000 $760,000 117.1% 0.0%
Reverse Mortgage Funding LLC $620,000 $760,000 22.6% 0.0%
Quaint Oak Mortgage, LLC $185,000 $750,000 305.4% 0.0%
Accelerate Mortgage $745,000 n/a 0.0%
Network Capital Funding Corporation $740,000 n/a 0.0%
Colonial Savings $960,000 $720,000 -25.0% 0.0%
First Home Bank $410,000 $715,000 74.4% 0.0%
Morgan Stanley Private Bank NA $280,000 $715,000 155.4% 0.0%
Triumph Bank $500,000 $715,000 43.0% 0.0%
Presidential Bank FSB $705,000 n/a 0.0%
Sail Mortgage $695,000 n/a 0.0%
Developer's Mortgage Company $415,000 $685,000 65.1% 0.0%
First Centennial Mortgage Corp. $675,000 n/a 0.0%
George Mason Mortgage LLC $1,200,000 $675,000 -43.8% 0.0%
Absolute Home Mortgage Corporation $235,000 $665,000 183.0% 0.0%
TruMark Financial Credit Union $90,000 $650,000 622.2% 0.0%
APCI Federal Credit Union $5,000 $645,000 12,800.0% 0.0%
Sun Federal Credit Union $640,000 n/a 0.0%
Riverview Bank $2,155,000 $625,000 -71.0% 0.0%
New Fed Mortgage Corporation $565,000 $620,000 9.7% 0.0%
AimLoan.com $405,000 $610,000 50.6% 0.0%
Lenox Financial Mortgage Corp. $245,000 $610,000 149.0% 0.0%
NASA Federal Credit Union $410,000 $605,000 47.6% 0.0%
Webster Bank, N.A. $605,000 n/a 0.0%
Millennium Financial Group Inc. $600,000 n/a 0.0%
United Mortgage Corp $55,000 $600,000 990.9% 0.0%
Corning Federal Credit Union $225,000 $590,000 162.2% 0.0%
Parke Bank $590,000 n/a 0.0%
US Mortgage of Florida $570,000 n/a 0.0%
Franklin Mint Federal Credit Union $590,000 $565,000 -4.2% 0.0%
First Federal Bank of the Midwest $555,000 n/a 0.0%
CNB Bank $5,905,000 $550,000 -90.7% 0.0%
Southpoint Financial Services $280,000 $545,000 94.6% 0.0%
Cf Bank National Association $720,000 $540,000 -25.0% 0.0%
Liberty Home Mortgage Corp $125,000 $525,000 320.0% 0.0%
FIRST NATIONAL BANK OF OMAHA $520,000 n/a 0.0%
Victorian Finance, LLC $520,000 n/a 0.0%
BLUELEAF LENDING, LLC $510,000 n/a 0.0%
CityWorth Mortgage $510,000 n/a 0.0%
The Gratz Bank $155,000 $510,000 229.0% 0.0%
FIRST RESOURCE BANK $500,000 n/a 0.0%
LendUS LLC dba RPM Mortgage $500,000 n/a 0.0%
Department of Commerce Federal Credit Union $415,000 $490,000 18.1% 0.0%
Member First Mortgage LLC $345,000 $485,000 40.6% 0.0%
Cherry Creek Mortgage Co. Inc. $480,000 n/a 0.0%
Great Plains National Bank $475,000 n/a 0.0%
POLARIS HOME FUNDING CORP $235,000 $475,000 102.1% 0.0%
Centier Bank $255,000 $460,000 80.4% 0.0%
Total Mortgage Services LLC $460,000 n/a 0.0%
EagleBank $455,000 n/a 0.0%
ESSA Bank & Trust $455,000 n/a 0.0%
Visions Federal Credit Union $500,000 $455,000 -9.0% 0.0%
OCMBC Inc. $440,000 n/a 0.0%
Pinnacle Mortgage Inc. $440,000 n/a 0.0%
Semper Home Loans, Inc $315,000 $435,000 38.1% 0.0%
Utilities Employees Credit Union $425,000 n/a 0.0%
Supreme Lending/ Everett Financial Inc. $1,205,000 $420,000 -65.1% 0.0%
SWBC Mortgage Corporation $415,000 n/a 0.0%
Mid America Mortgage Inc. $285,000 $410,000 43.9% 0.0%
Merck Employees Federal Credit Union $405,000 n/a 0.0%
Ukrainian Selfreliance Federal Credit Union $115,000 $405,000 252.2% 0.0%
Clearview Federal Credit Union $395,000 n/a 0.0%
First Home Mortgage $395,000 n/a 0.0%
T2 Financial LLC $330,000 $390,000 18.2% 0.0%
Deere Employees Credit Union $385,000 n/a 0.0%
Apex Home Loans $205,000 $380,000 85.4% 0.0%
NETWORK FUNDING, L.P. $380,000 n/a 0.0%
Mifflinburg Bank & Trust Company $370,000 n/a 0.0%
Penn Community Bank $195,000 $370,000 89.7% 0.0%
Community First National Bank $365,000 n/a 0.0%
Equity Now Inc $365,000 n/a 0.0%
HomePromise Corporation $205,000 $365,000 78.0% 0.0%
Northwest Federal Credit Union $355,000 n/a 0.0%
Ark-La-Tex Financial Services LLC $275,000 $350,000 27.3% 0.0%
Hometown Equity Mortgage LLC $350,000 n/a 0.0%
Open Mortgage LLC $125,000 $350,000 180.0% 0.0%
United Security Financial $340,000 n/a 0.0%
Amcap Mortgage Ltd. $325,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $325,000 n/a 0.0%
CENTERSTATE BANK N.A. $325,000 n/a 0.0%
Land Home Financial Services Inc. $255,000 $325,000 27.5% 0.0%
Nexera Holding LLC $325,000 n/a 0.0%
AMERIS BANK $315,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $315,000 n/a 0.0%
BMO Harris Bank N.A. $315,000 n/a 0.0%
Ixonia Bank $315,000 n/a 0.0%
Peoples Bank $615,000 $315,000 -48.8% 0.0%
Alliant Credit Union $790,000 $305,000 -61.4% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,385,000 $305,000 -78.0% 0.0%
Silver Hill Funding, LLC $305,000 n/a 0.0%
Sunflower Bank, N.A. $305,000 n/a 0.0%
Blue Ridge Bank, NA $205,000 $295,000 43.9% 0.0%
Illinois State Credit Union $295,000 n/a 0.0%
Waterstone Mortgage Corp $225,000 $295,000 31.1% 0.0%
top flite financial, inc. $225,000 $290,000 28.9% 0.0%
Credit Human Federal Credit Union $505,000 $285,000 -43.6% 0.0%
Peoples Mortgage Company $285,000 n/a 0.0%
Triad Financial Services Inc $390,000 $285,000 -26.9% 0.0%
Boeing Employees' Credit Union (BECU) $275,000 n/a 0.0%
DOLLAR BANK, FSB $780,000 $275,000 -64.7% 0.0%
Georgia Banking Company $275,000 n/a 0.0%
Investors Bank $275,000 n/a 0.0%
MIT Federal Credit Union $285,000 $275,000 -3.5% 0.0%
Sandy Spring Bank $295,000 $275,000 -6.8% 0.0%
Genisys Credit Union $260,000 n/a 0.0%
Academy Mortgage Corporation $145,000 $255,000 75.9% 0.0%
Affordable Mortgage Advisors LLC DBA - Holland Mortgage $255,000 n/a 0.0%
ALCOVA Mortgage LLC $255,000 n/a 0.0%
HOWARD BANK $255,000 n/a 0.0%
Goldwater Bank National Association $245,000 n/a 0.0%
Greenway Mortgage Funding Corp $245,000 n/a 0.0%
First Credit Corporation $390,000 $240,000 -38.5% 0.0%
Norwich Commercial Group Inc $240,000 n/a 0.0%
BayCoast Mortgage Company, LLC $235,000 n/a 0.0%
First Savings Bank $215,000 $235,000 9.3% 0.0%
PALCO Federal Credit Union $235,000 n/a 0.0%
Actors Federal Credit Union $225,000 n/a 0.0%
Meadowbrook Financial Mortgage $225,000 n/a 0.0%
Universal Mortgage & Finance $225,000 n/a 0.0%
AgChoice Farm Credit ACA $245,000 $220,000 -10.2% 0.0%
First Federal Bank of Kansas City $215,000 n/a 0.0%
First Internet Bank $215,000 n/a 0.0%
Four Points Federal Credit Union $215,000 n/a 0.0%
James B. Nutter & Company $215,000 n/a 0.0%
Middletown Valley Bank $215,000 n/a 0.0%
The Victory Bank $300,000 $215,000 -28.3% 0.0%
Rapid Mortgage Company $610,000 $210,000 -65.6% 0.0%
ANGEL OAK HOME LOANS LLC $205,000 n/a 0.0%
Angel Oak Mortgage Solutions $75,000 $205,000 173.3% 0.0%
FBC Mortgage LLC $205,000 n/a 0.0%
Freedom of Maryland Federal Credit Union $205,000 n/a 0.0%
Guidance Residential LLC $215,000 $205,000 -4.7% 0.0%
Ruoff Home Mortgage $220,000 $205,000 -6.8% 0.0%
The Union Bank Company $285,000 $205,000 -28.1% 0.0%
VanDyk Mortgage Corporation $205,000 n/a 0.0%
Benchmark Federal Credit Union $410,000 $200,000 -51.2% 0.0%
Direct Mortgage Loans $195,000 n/a 0.0%
Mortgage Capital Partners Inc $205,000 $195,000 -4.9% 0.0%
PS Bank $195,000 n/a 0.0%
Allegacy Federal Credit Union $185,000 n/a 0.0%
Bethpage Federal Credit Union $450,000 $185,000 -58.9% 0.0%
LeaderOne Financial Corp. $425,000 $185,000 -56.5% 0.0%
SEVERN SAVINGS BANK $185,000 n/a 0.0%
UBS Bank USA $275,000 $185,000 -32.7% 0.0%
CBM Mortgage, Inc $175,000 n/a 0.0%
Harford Bank $175,000 n/a 0.0%
Malvern Federal Savings Bank $755,000 $175,000 -76.8% 0.0%
MMS Mortgage Services, Ltd $175,000 n/a 0.0%
Union Savings Bank $175,000 n/a 0.0%
Baxter Credit Union $360,000 $170,000 -52.8% 0.0%
Axos Bank $145,000 $165,000 13.8% 0.0%
BOKF NA $530,000 $165,000 -68.9% 0.0%
Civic Financial Services $165,000 n/a 0.0%
First Commonwealth Bank $165,000 n/a 0.0%
FIRST NATIONAL BANK OF OTTAWA $165,000 n/a 0.0%
NuMark Credit Union $165,000 $165,000 0.0% 0.0%
GOLD Credit Union $430,000 $155,000 -64.0% 0.0%
Honda Federal Credit Union $155,000 n/a 0.0%
ALERUS FINANCIAL NA $145,000 n/a 0.0%
radius financial group inc $145,000 n/a 0.0%
American Pacific Mortgage Corporation $135,000 n/a 0.0%
Home Loan Investment Bank $25,000 $135,000 440.0% 0.0%
Insight Credit Union $135,000 n/a 0.0%
Mars Bank $135,000 n/a 0.0%
NEW CUMBERLAND FEDERAL CREDIT UNION $195,000 $130,000 -33.3% 0.0%
Chessie Federal Credit Union $125,000 n/a 0.0%
Eagle One Federal Credit Union $185,000 $125,000 -32.4% 0.0%
Paramount Bank $205,000 $125,000 -39.0% 0.0%
WHITE ROSE CREDIT UNION $125,000 n/a 0.0%
HERITAGE VALLEY FCU $115,000 n/a 0.0%
Hyperion Bank $115,000 n/a 0.0%
First Technology Credit Union $105,000 n/a 0.0%
Republic Bank $155,000 $105,000 -32.3% 0.0%
SecurityNational Mortgage Company $105,000 n/a 0.0%
Ballston Spa National Bank $140,000 $100,000 -28.6% 0.0%
Finance of America Commercial LLC $245,000 $95,000 -61.2% 0.0%
Longbridge Financial, LLC $95,000 n/a 0.0%
Patriot Federal Credit Union $95,000 n/a 0.0%
Metro City Bank $455,000 $85,000 -81.3% 0.0%
CommunityAmerica Credit Union $75,000 n/a 0.0%
The Farmers & Merchants State Bank $65,000 n/a 0.0%
Tri County Area FCU $75,000 $65,000 -13.3% 0.0%
Wings Financial Credit Union $65,000 n/a 0.0%
Star USA Federal Credit Union $195,000 $55,000 -71.8% 0.0%
Digital Federal Credit Union $245,000 $35,000 -85.7% 0.0%
First Commonwealth Federal Credit Union $240,000 $35,000 -85.4% 0.0%
Peoples Security Bank and Trust Company $210,000 $35,000 -83.3% 0.0%
TCF National Bank $65,000 $35,000 -46.2% 0.0%
Empower Federal Credit Union $195,000 $25,000 -87.2% 0.0%
Horizon Federal Credit Union $25,000 n/a 0.0%
SECU Credit Union $230,000 $25,000 -89.1% 0.0%

LANCASTER's top lender by overall market share is Fulton Bank, NA, with 7.0% market share. In second place, with 6.5%, is Quicken Loans, having originated $270,680,000 in loans. In third place, with 5.2%, is RESIDENTIAL MORTGAGE SERVICES, having originated $215,925,000 in loans. In third place, with 4.2%, is The Ephrata National Bank, having originated $176,605,000 in loans. In third place, with 3.2%, is Caliber Home Loans Inc, having originated $132,010,000 in loans.


LANCASTER, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 8,311 $1,962,215,000 $236,099
Home Purchase 6,492 $1,489,850,000 $229,490
Cash Out Refi 2,593 $534,725,000 $206,219
Home Improvement 1,355 $98,925,000 $73,007
Other 1,035 $95,045,000 $91,831

Lancaster's most frequently cited loan purpose was Refi, with 8,311 originations. The 2nd most popular reason was Home Purchase, with 6,492 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 8,623 $1,805,735,000 $209,409
2.5-3% 6,928 $1,636,590,000 $236,228
<2.5% 1,675 $367,555,000 $219,436
4-5% 1,452 $185,050,000 $127,445
5-6% 381 $27,845,000 $73,084
6-7% 115 $7,525,000 $65,435
Over 8% 75 $3,385,000 $45,133
7-8% 61 $3,565,000 $58,443

During 2020, Lancaster's most frequently originated rate bucket was 3-4%, with 8,623 originations.

Loan Sizing (LANCASTER, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 8,071 $1,236,815,000 $153,242
$200k-400k 7,536 $1,987,820,000 $263,777
$100,000 or less 3,308 $182,590,000 $55,196
$400k-600k 717 $333,895,000 $465,683
$600k-1000k 111 $81,375,000 $733,108
$Over $1MM 43 $358,265,000 $8,331,744

LANCASTER's loan sizing saw the bucket of loans from $100k-200k with 8,071 originations, totaling $1,236,815,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 6,549 $1,579,865,000 $241,238
60-80% 6,291 $1,596,635,000 $253,797
40-60% 2,396 $452,640,000 $188,915
20-40% 1,778 $191,030,000 $107,441
Under 20% 1,504 $64,090,000 $42,613
Over 100% 151 $38,995,000 $258,245

LANCASTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,549 originations, totaling $1,579,865,000 in origination value.