LANCASTER Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lancaster averaged 5.51% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.66% and one month ago for the week of 2022-04-14, the average rate was 5.26%.

Lancaster's average rate one year ago was 3.13%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.17%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Lancaster 30 Year Fixed Rate 2022-05-19 5.51%
Lancaster 30 Year Fixed Rate Refi 2022-05-19 5.17%
Lancaster 15 Year Fixed Rate 2022-05-19 4.87%
Lancaster 15 Year Fixed Rate Refi 2022-05-19 4.51%
Lancaster 30 Year FHA 2022-05-19 5.47%
Lancaster 30 Year FHA Refi 2022-05-19 5.13%
Lancaster 30 Year USDA 2022-05-19 5.47%
Lancaster 30 Year USDA Refi 2022-05-19 5.13%
Lancaster 30 Year VA 2022-05-19 5.52%
Lancaster 30 Year VA Refi 2022-05-19 5.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LANCASTER, PA.

LANCASTER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LANCASTER, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 689 3.06% $5,594
Fulton Bank 594 3.18% $4,432
RESIDENTIAL MORTGAGE SERVICES, INC. 513 3.12% $4,806
CALIBER HOME LOANS, INC. 365 3.11% $4,639
Wells Fargo Bank 342 3.11% $4,252
CROSSCOUNTRY MORTGAGE, LLC 295 3.18% $5,300
The Ephrata National Bank 242 3.32% $5,014
LOANDEPOT.COM, LLC 230 3.02% $5,394
BROKER SOLUTIONS, INC. 219 3.13% $5,421
MEMBERS 1ST FEDERAL CREDIT UNION 192 3.18% $3,961
Homesale Mortgage, LLC 190 3.04% $4,213
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 178 3.13% $5,390
Northwest Bank 175 3.06% $7,248
UNITED WHOLESALE MORTGAGE, LLC 159 2.93% $5,158
GUILD MORTGAGE COMPANY 153 3.23% $4,857
AmeriHome Mortgage Company, LLC 126 3.06% $4,572
Univest Bank and Trust Co. 107 3.36% $4,256
EMM LOANS LLC 105 3.09% $6,131
Sierra Pacific Mortgage Company, Inc. 103 3.16% $4,813
AMERISAVE MORTGAGE CORPORATION 99 2.93% $6,296
BETTER MORTGAGE CORPORATION 91 2.93% $4,287
Truist Bank 91 3.02% $4,450
Citizens Bank 91 3.07% $5,352
GUARANTEED RATE, INC. 90 3.08% $5,288
PNC Bank 88 3.08% $4,449
Orrstown Bank 83 3.22% $4,274
PENNYMAC LOAN SERVICES, LLC 81 3.18% $5,702
York Traditions Bank 80 3.19% $4,380
Mr. Cooper ( Nationstar Mortgage ) 78 3.29% $5,675
Mortgage Network, Inc. 75 3.01% $5,021
PENNSYLVANIA STATE EMPLOYEES Credit Union 71 3.15% $2,600
The Huntington National Bank 70 2.80% $4,196
Meridian Bank Corporation 65 3.00% $5,129
Mortgage America, Inc. 59 3.25% $4,494
NEWREZ LLC 56 3.06% $4,862
HOMEBRIDGE FINANCIAL SERVICES, INC. 56 3.20% $4,859
NFM, INC. 56 3.04% $5,124
HOMESTEAD FUNDING CORP. 51 3.34% $5,738
UNION HOME MORTGAGE CORP. 51 3.24% $6,307
Manufacturers and Traders Trust Company 51 3.17% $5,056
FREEDOM MORTGAGE CORPORATION 49 3.16% $3,590
MOVEMENT MORTGAGE, LLC 48 3.08% $4,773
JPMorgan Chase Bank 47 3.11% $4,116
Bank of America 45 2.78% $5,560
Mid Penn Bank 44 3.17% $6,165
Santander Bank, N.A. 43 3.05% $4,238
HOME POINT FINANCIAL CORPORATION 37 2.96% $5,043
AmRes Corporation 35 3.15% $4,387
Keystone Funding, Inc. 35 2.98% $5,822
S&T Bank 34 3.11% $6,166
AMERICAN FINANCING CORPORATION 30 3.04% $4,729
First National Bank of Pennsylvania 29 2.92% $5,135
CITADEL FEDERAL CREDIT UNION 28 3.16% $3,370
MCLEAN MORTGAGE CORPORATION 27 3.03% $4,820
MUTUAL OF OMAHA MORTGAGE, INC. 26 3.04% $4,508
Northpointe Bank 26 3.19% $4,594
Flagstar Bank, FSB 26 3.23% $6,275
GUARANTEED RATE AFFINITY, LLC 25 3.15% $4,615
InterContinental Capital Group, Inc 25 3.16% $4,812
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 21 3.10% $4,981
HOMESIDE FINANCIAL, LLC 19 2.97% $5,525
PROVIDENT FUNDING ASSOCIATES, L.P. 19 2.73% $3,516
FINANCE OF AMERICA MORTGAGE LLC 18 3.14% $4,868
NAVY FEDERAL CREDIT UNION 17 3.46% $3,540
HOWARD HANNA FINANCIAL SERVICES, INC. 16 3.16% $4,833
Paramount Residential Mortgage Group, Inc. 16 3.61% $4,694
Prosperity Home Mortgage, LLC 15 3.08% $4,591
ZILLOW HOME LOANS, LLC 15 3.13% $5,927
TD Bank 15 2.93% $5,131
KELLER MORTGAGE, LLC 14 3.13% $3,054
ROYAL UNITED MORTGAGE LLC 14 3.36% $8,625
EQUITY RESOURCES, INC. 14 3.20% $5,234
HOMESPIRE MORTGAGE CORPORATION 13 3.24% $5,300
EVERENCE FEDERAL CREDIT UNION 13 3.31% $1,408
Ally Bank 13 3.05% $6,481
Advisors Mortgage Group, L.L.C. 13 3.15% $4,368
Carrington Mortgage Services, LLC 12 3.44% $4,359
Fifth Third Bank 12 3.06% $4,401
PEOPLESBANK, A CODORUS VALLEY COMPANY 11 3.24% $5,086
BELCO COMMUNITY CREDIT UNION 11 3.31% $5,705
U.S. Bank 10 3.06% $4,534
Nations Lending Corporation 10 2.96% $8,447
SOFI LENDING CORP. 10 3.10% $4,374
Bank of England 10 3.10% $5,329
PRIMELENDING, A PLAINSCAPITAL COMPANY 10 3.24% $6,281
Wyndham Capital Mortgage, Inc. 10 2.95% $3,862
DRAPER AND KRAMER MORTGAGE CORP. 10 3.08% $3,998
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 9 3.15% $4,900
SUCCESS MORTGAGE PARTNERS, INC. 9 3.21% $5,960
MidAtlantic Farm Credit, ACA 9 4.69% $5,961
UTILITIES EMPLOYEES CREDIT UNION 9 3.11% $4,597
T2 FINANCIAL LLC 9 3.07% $7,459
Princeton Mortgage Corporation 9 3.08% $7,745
George Mason Mortgage, LLC 8 3.15% $4,376
APEX HOME LOANS, INC. 8 3.34% $6,537
NJ LENDERS CORP. 7 3.32% $4,653
Firstrust Savings Bank 7 3.05% $7,520
AMERICAN FEDERAL MORTGAGE CORPORATION 7 2.80% $2,893
North American Savings Bank, F.S.B. 7 2.89% $3,413
State Financial Network, LLC 7 3.07% $3,753
Gateway First Bank 7 3.05% $4,374
GENEVA FINANCIAL, LLC 7 3.18% $5,860
MILEND, INC. 6 3.17% $8,848
ALLIED MORTGAGE GROUP, INC. 6 2.98% $6,501
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.19% $6,935
CONTOUR MORTGAGE CORPORATION 6 3.21% $5,839
Strong Home Mortgage, LLC 6 2.92% $5,758
1ST PREFERENCE MORTGAGE CORP. 6 3.19% $7,342
BAYSHORE MORTGAGE FUNDING, LLC 6 3.15% $4,577
Integrity Home Mortgage Corp 6 3.71% $5,122
LANCO Federal Credit Union 6 3.10% $3,235
CHURCHILL MORTGAGE CORPORATION 6 3.31% $4,875
AMERICAN FINANCIAL NETWORK, INC. 6 3.48% $10,732
AmeriServ Financial Bank 5 2.65% $3,317
First Home Bank 5 3.10% $7,996
LAKEVIEW LOAN SERVICING, LLC 5 3.15% $3,571
ARC HOME LLC 5 3.56% $6,186
Capital Bank 5 2.95% $3,516
BELLCO 5 2.79% $4,159
FIRST ALLIANCE HOME MORTGAGE, LLC 5 3.05% $6,274
PREMIA MORTGAGE, LLC 5 2.90% $883
Quontic Bank 5 5.50% $10,346
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 5 2.75% $4,116
FAMILY FIRST FUNDING LLC 5 3.03% $5,453
Morgan Stanley Private Bank 5 2.98% $6,262
Stifel Bank and Trust 5 2.70% $3,977
First Guaranty Mortgage Corporation 5 3.25% $3,154
NBKC BANK 4 2.88% $3,507
USAA Federal Savings Bank 4 3.09% $3,759
TIAA, FSB 4 3.00% $2,789
Third Federal Savings and Loan Association of Cleveland 4 2.77% $1,232
Hometown Lenders, Inc. 4 3.16% $4,978
Wilmington Savings Fund Society, FSB 4 3.25% $3,191
Discover Bank 4 4.26% $0
Sun East Federal Credit Union 4 2.88% $5,714
EMBRACE HOME LOANS, INC. 4 3.66% $5,786
GREENTREE MORTGAGE COMPANY, L.P. 4 3.28% $4,021
ENVOY MORTGAGE, LTD 4 3.06% $6,522
SPRING EQ, LLC 4 2.88% $3,452
Evesham Mortgage, LLC 4 3.31% $4,329
Arvest Bank 4 3.22% $4,980
MORTGAGE ACCESS CORP. 4 3.38% $5,034
Farmers and Merchants Trust Company of Chambersburg 4 2.66% $4,329
NATIONWIDE MORTGAGE BANKERS, INC. 4 3.28% $8,034
TIDEWATER MORTGAGE SERVICES, INC. 4 2.97% $5,610
POLICE & FIRE 4 3.03% $2,750
PENTAGON FEDERAL CREDIT UNION 4 2.88% $3,725
PIKE CREEK MORTGAGE SERVICES, INC. 4 4.40% $3,845
Watermark Capital, Inc. 3 2.67% $3,969
TOWNE MORTGAGE COMPANY 3 2.75% $8,483
Colonial Savings, F.A. 3 3.21% $3,309
STEARNS LENDING, LLC 3 3.04% $4,386
FM Home Loans, LLC 3 3.08% $5,039
Plains Commerce Bank 3 3.04% $8,453
CMG MORTGAGE, INC. 3 3.29% $4,514
US MORTGAGE CORPORATION 3 2.92% $2,739
WESTERN EXPRESS LENDING 3 3.00% $3,935
Acre Mortgage and Financial Inc 3 3.42% $4,671
Blue Ridge Bank 3 3.13% $6,915
MORIA DEVELOPMENT, INC. 3 3.00% $5,559
PLANET HOME LENDING, LLC 3 2.83% $2,010
Philadelphia Mortgage Advisors, Inc. 3 3.04% $4,937
AMERICAN INTERNET MORTGAGE, INC. 3 2.92% $4,570
Ameris Bank 3 3.29% $4,206
Huntingdon Valley Bank 3 2.88% $4,829
PHH Mortgage Corporation 3 3.13% $6,969
Diamond Credit Union 3 3.13% $3,457
ACNB Bank 3 3.20% $3,898
Florida Capital Bank 3 2.96% $8,831
RELIANCE FIRST CAPITAL, LLC 3 3.00% $8,900
LEADERONE FINANCIAL CORPORATION 3 2.79% $4,179
TRUMARK FINANCIAL CREDIT UNION 3 3.00% $6,229
FIRST HERITAGE FINANCIAL, LLC 3 3.21% $4,418
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.25% $2,234
Kish Bank 3 3.54% $4,502
Kwik Mortgage Corporation 3 2.92% $3,300
ACADEMY MORTGAGE CORPORATION 2 2.93% $3,818
NMSI, INC. 2 3.25% $7,687
The Fidelity Deposit and Discount Bank 2 3.00% $4,994
Paramount Bank 2 2.69% $5,260
BOKF 2 2.88% $3,632
GSF Mortgage Corporation 2 3.06% $5,964
Investors Bank 2 3.00% $4,180
Ixonia Bank 2 2.63% $7,841
Charles Schwab Bank, SSB 2 2.06% $5,449
SWBC MORTGAGE CORPORATION 2 3.38% $5,515
KeyBank 2 2.75% $3,960
SUN WEST MORTGAGE COMPANY, INC. 2 3.34% $7,588
GUARANTY HOME MORTGAGE CORPORATION 2 2.93% $3,942
ABSOLUTE HOME MORTGAGE CORPORATION 2 3.12% $4,209
Citibank 2 2.88% $5,237
LEBANON 2 3.16% $4,687
LENDERFI, INC. 2 2.93% $1,178
BNY Mellon 2 2.31% $7,027
LOANLEADERS OF AMERICA, INC. 2 2.94% $6,603
TOTAL MORTGAGE SERVICES, LLC 2 2.75% $5,216
MDE Home Loans, LLC 2 2.75% $7,803
NORWICH COMMERCIAL GROUP, INC. 2 2.88% $5,056
SOVEREIGN LENDING GROUP INCORPORATED 2 3.69% $8,386
Sail Mortgage Corp. 2 2.94% $4,078
AgFirst Farm Credit Bank 2 3.38% $3,998
RESIDENTIAL HOME MORTGAGE CORPORATION 2 2.81% $6,214
NP, Inc. 2 3.38% $8,718
Evolve Bank & Trust 2 3.13% $4,504
UNITED MORTGAGE CORP. 2 3.50% $6,073
Atlantic Coast Mortgage, LLC 2 2.81% $4,575
Mortgage Research Center, LLC 2 2.88% $5,967
RADIUS FINANCIAL GROUP INC. 2 2.75% $2,191
NASA Federal Credit Union 2 3.06% $5,684
Valley National Bank 2 3.19% $5,095
Alcova Mortgage LLC 2 2.99% $5,259
Triumph Bank 2 2.88% $5,206
NETWORK CAPITAL FUNDING CORPORATION 2 3.44% $5,458
Network Funding, L.P. 2 2.88% $5,627
THRIVENT Federal Credit Union 2 3.13% $5,545
FirstBank 2 2.75% $3,822
BAY CAPITAL MORTGAGE CORPORATION 1 3.00% $4,019
Bethpage Federal Credit Union 1 3.00% $7,590
Barrington Bank & Trust Company, N.A. 1 2.88% $4,502
BOND STREET MORTGAGE, LLC 1 3.25% $4,122
CBM Mortgage, Inc. 1 3.00% $3,799
CELEBRITY HOME LOANS, LLC 1 3.49% $9,847
Century Mortgage Company DBA Century Lending Company 1 2.88% $7,039
CHERRY CREEK MORTGAGE, LLC 1 2.88% $540
Chicago Mortgage Solutions LLC 1 2.87% $3,302
CIBC Bank USA 1 2.88% $5,745
Bank-Fund Staff Federal Credit Union 1 2.75% $3,421
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 4.13% $5,125
COMMUNITYAMERICA 1 3.00% $4,308
CORNING 1 2.88% $3,374
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.63% $5,465
Customers Bank 1 3.25% $3,445
DEEPHAVEN MORTGAGE LLC 1 6.88% $5,160
DEPARTMENT OF COMMERCE 1 3.25% $3,937
DEVELOPER'S MORTGAGE COMPANY 1 3.25% $3,501
DIRECT MORTGAGE LOANS, LLC 1 3.13% $5,153
East Coast Capital Corp. 1 2.50% $7,122
Assurance Financial Group, L.L.C. 1 2.75% $3,159
EQUITY NOW INC. 1 2.75% $10,317
First Citizens Community Bank 1 2.88% $3,740
First Federal Bank 1 3.38% $9,603
First Federal Bank of the Midwest 1 3.25% $4,848
FIRST HOME MORTGAGE CORPORATION 1 3.38% $3,890
FIRST TECHNOLOGY 1 2.88% $2,176
First Western Trust Bank 1 2.88% $4,430
Flanagan State Bank 1 3.38% $10,320
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.63% $4,764
GLENDENNING MORTGAGE CORPORATION 1 3.63% $10,450
Hills Bank and Trust Company 1 2.88% $4,208
Home Mortgage Alliance Corp 1 2.88% $3,801
Hometown Equity Mortgage, LLC 1 3.00% $11,455
HOMEXPRESS MORTGAGE CORP. 1 5.50% $19,534
HORIZON Federal Credit Union 1 3.38% $7,365
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.25% $7,427
INTERCOASTAL MORTGAGE COMPANY 1 2.88% $7,000
Lakeview Community Capital, LLC 1 3.50% $3,001
LAND HOME FINANCIAL SERVICES, INC. 1 3.13% $4,883
LENDUS, LLC 1 3.00% $3,620
LIBERTY HOME MORTGAGE CORPORATION 1 3.63% $6,754
LOANPAL, LLC 1 3.38% $5,230
Luxury Mortgage Corp. 1 3.50% $5,047
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 2.88% $4,948
MID AMERICA MORTGAGE, INC. 1 3.38% $1,934
Mid-Continent Funding, Inc. 1 3.25% $6,911
MILLENNIUM FINANCIAL GROUP, INC. 1 2.88% $4,363
MISSION MORTGAGE LLC 1 3.13% $4,735
MLD MORTGAGE INC. 1 2.75% $3,621
MMS MORTGAGE SERVICES, LTD. 1 3.13% $5,558
AMERICAN HERITAGE FCU 1 2.95% $3,816
NATION ONE MORTGAGE CORPORATION 1 3.13% $4,533
NATIONS RELIABLE LENDING, LLC 1 3.25% $5,724
NEW DAY FINANCIAL, LLC 1 3.00% $4,952
NEW FED MORTGAGE, CORP. 1 2.50% $4,006
1ST FINANCIAL, INC. 1 2.99% $5,183
Northeast Equitable Mortgage, LLC 1 3.00% $5,334
Northwest Federal Credit Union 1 2.88% $3,661
Notre Dame Federal Credit Union Corporation 1 3.25% $3,859
OCEANSIDE MORTGAGE COMPANY 1 2.75% $3,466
PARAGON HOME LOANS INC. 1 3.25% $3,737
Parke Bank 1 3.75% $7,679
PATRIOT 1 2.63% $3,369
Penn Community Bank 1 3.63% $3,173
PLAZA HOME MORTGAGE, INC. 1 3.38% $4,688
ALLIANT CREDIT UNION 1 2.75% $4,252
Prime Choice Funding Inc. 1 2.88% $4,788
Raymond James Bank 1 3.00% $7,705
Reliance Savings Bank 1 2.88% $6,161
Republic Bank 1 3.25% $4,025
Republic Bank & Trust Company 1 3.13% $4,376
RESIDENTIAL BANCORP. 1 3.49% $4,451
RUOFF MORTGAGE COMPANY, INC. 1 3.13% $3,477
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 3.00% $3,914
SIRVA MORTGAGE, INC. 1 2.88% $0
SOUTHERN TRUST MORTGAGE, LLC 1 2.88% $4,361
Springfield First Community Bank 1 3.13% $6,950
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 3.50% $3,762
SUN Federal Credit Union 1 3.50% $3,868
Sunflower Bank 1 2.99% $3,093
TCF National Bank 1 3.00% $4,048
THE BRYN MAWR TRUST COMPANY 1 3.25% $3,914
The Federal Savings Bank 1 3.25% $4,929
A&D Mortgage LLC 1 3.99% $11,747
THE MORTGAGE LINK, INC. 1 3.13% $3,702
The Union Bank Company 1 3.38% $4,946
TOP FLITE FINANCIAL, INC. 1 3.50% $9,074
Towne Bank 1 3.25% $2,574
UBS Bank USA 1 2.38% $10,400
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.88% $4,116
Victorian Finance, LLC 1 2.88% $8,650
VISIONS 1 3.99% $4,165
Waterstone Mortgage Corporation 1 3.38% $11,642
Webster Bank 1 3.00% $8,782
Willamette Valley Bank 1 3.13% $9,802
Baxter Credit Union 1 2.75% $4,753

LANCASTER, PA's 314 lenders originated 22,145 loans during 2021. The total origination value was $4,702,135,000, with an average loan value of $212,334.

The top LANCASTER lender as defined by loan originations is QUICKEN LOANS, LLC, with 689 loans originated. Their average total fees are $5,594, which is $1,162 higher than the next largest lender, Fulton Bank.

The lowest fee LANCASTER lenders (with over 10 loans originated) are EVERENCE FEDERAL CREDIT UNION ($1,408), PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,600), KELLER MORTGAGE, LLC ($3,054), CITADEL FEDERAL CREDIT UNION ($3,370) and PROVIDENT FUNDING ASSOCIATES, L.P. ($3,516).

The lowest rate LANCASTER lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (2.73%), Bank of America (2.78%), The Huntington National Bank (2.80%), First National Bank of Pennsylvania (2.92%) and TD Bank (2.93%).

LANCASTER, PA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Fulton Bank $292,945,000 $341,490,000 16.6% 7.3%
QUICKEN LOANS, LLC $270,680,000 $325,755,000 20.3% 6.9%
The Ephrata National Bank $176,605,000 $180,405,000 2.2% 3.8%
RESIDENTIAL MORTGAGE SERVICES, INC. $215,925,000 $177,675,000 -17.7% 3.8%
Wells Fargo Bank $112,855,000 $162,150,000 43.7% 3.4%
MEMBERS 1ST FEDERAL CREDIT UNION $124,985,000 $159,555,000 27.7% 3.4%
CALIBER HOME LOANS, INC. $132,010,000 $143,970,000 9.1% 3.1%
CROSSCOUNTRY MORTGAGE, LLC $98,970,000 $114,670,000 15.9% 2.4%
Northwest Bank $112,320,000 $113,175,000 0.8% 2.4%
LOANDEPOT.COM, LLC $68,055,000 $102,420,000 50.5% 2.2%
PNC Bank $127,925,000 $96,670,000 -24.4% 2.1%
FREEDOM MORTGAGE CORPORATION $101,400,000 $95,495,000 -5.8% 2.0%
Univest Bank and Trust Co. $86,390,000 $91,425,000 5.8% 1.9%
Citizens Bank $74,940,000 $86,635,000 15.6% 1.8%
Truist Bank $114,160,000 $77,535,000 -32.1% 1.6%
BROKER SOLUTIONS, INC. $81,325,000 $74,155,000 -8.8% 1.6%
Bank of Bird-in-Hand $67,535,000 $74,125,000 9.8% 1.6%
UNITED WHOLESALE MORTGAGE, LLC $58,695,000 $73,095,000 24.5% 1.6%
Homesale Mortgage, LLC $68,530,000 $68,180,000 -0.5% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $66,105,000 $66,890,000 1.2% 1.4%
Orrstown Bank $55,500,000 $65,480,000 18.0% 1.4%
GREYSTONE SERVICING COMPANY LLC $64,170,000 n/a 1.4%
S&T Bank $48,790,000 $61,190,000 25.4% 1.3%
PENNYMAC LOAN SERVICES, LLC $22,770,000 $58,040,000 154.9% 1.2%
PENNSYLVANIA STATE EMPLOYEES Credit Union $55,125,000 $53,050,000 -3.8% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $41,690,000 $52,945,000 27.0% 1.1%
GUILD MORTGAGE COMPANY $880,000 $52,850,000 5,905.7% 1.1%
First National Bank of Pennsylvania $44,310,000 $51,020,000 15.1% 1.1%
Manufacturers and Traders Trust Company $40,135,000 $47,775,000 19.0% 1.0%
Capital One $12,505,000 $47,235,000 277.7% 1.0%
Sierra Pacific Mortgage Company, Inc. $41,510,000 $43,195,000 4.1% 0.9%
AMERISAVE MORTGAGE CORPORATION $26,900,000 $42,365,000 57.5% 0.9%
ARC HOME LLC $40,270,000 $41,815,000 3.8% 0.9%
EMM LOANS LLC $53,415,000 $41,710,000 -21.9% 0.9%
BETTER MORTGAGE CORPORATION $14,990,000 $41,170,000 174.6% 0.9%
AmeriHome Mortgage Company, LLC $8,530,000 $41,115,000 382.0% 0.9%
WALKER & DUNLOP, LLC $45,150,000 $39,380,000 -12.8% 0.8%
GUARANTEED RATE, INC. $9,200,000 $38,260,000 315.9% 0.8%
NEWREZ LLC $20,055,000 $31,215,000 55.6% 0.7%
York Traditions Bank $27,015,000 $31,020,000 14.8% 0.7%
Mortgage Research Center, LLC $23,720,000 $29,685,000 25.1% 0.6%
The Huntington National Bank $33,870,000 $26,010,000 -23.2% 0.6%
UNION HOME MORTGAGE CORP. $19,800,000 $24,575,000 24.1% 0.5%
Bank of America $20,010,000 $24,125,000 20.6% 0.5%
Mid Penn Bank $20,200,000 $23,990,000 18.8% 0.5%
Meridian Bank Corporation $25,320,000 $23,565,000 -6.9% 0.5%
JPMorgan Chase Bank $22,705,000 $22,775,000 0.3% 0.5%
Santander Bank, N.A. $28,740,000 $22,750,000 -20.8% 0.5%
Mortgage Network, Inc. $21,540,000 $21,460,000 -0.4% 0.5%
HOMESTEAD FUNDING CORP. $22,895,000 $21,335,000 -6.8% 0.5%
Mortgage America, Inc. $19,355,000 $21,065,000 8.8% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $20,580,000 $20,905,000 1.6% 0.4%
MOVEMENT MORTGAGE, LLC $18,190,000 $20,895,000 14.9% 0.4%
BELCO COMMUNITY CREDIT UNION $7,130,000 $19,455,000 172.9% 0.4%
NFM, INC. $15,880,000 $19,375,000 22.0% 0.4%
HOME POINT FINANCIAL CORPORATION $25,150,000 $19,355,000 -23.0% 0.4%
CITADEL FEDERAL CREDIT UNION $14,145,000 $18,470,000 30.6% 0.4%
Keystone Funding, Inc. $16,870,000 n/a 0.4%
LAKEVIEW LOAN SERVICING, LLC $7,545,000 $15,755,000 108.8% 0.3%
Centric Bank $1,525,000 $15,555,000 920.0% 0.3%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $13,815,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $13,630,000 $13,785,000 1.1% 0.3%
Flagstar Bank, FSB $6,495,000 $13,510,000 108.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $4,605,000 $11,960,000 159.7% 0.3%
NAVY FEDERAL CREDIT UNION $14,575,000 $11,815,000 -18.9% 0.3%
AmRes Corporation $8,205,000 $10,865,000 32.4% 0.2%
AMERICAN FINANCING CORPORATION $5,690,000 $10,775,000 89.4% 0.2%
InterContinental Capital Group, Inc $3,175,000 $10,775,000 239.4% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $12,215,000 $10,610,000 -13.1% 0.2%
Ally Bank $2,420,000 $10,560,000 336.4% 0.2%
GUARANTEED RATE AFFINITY, LLC $4,370,000 $10,435,000 138.8% 0.2%
LANCO Federal Credit Union $17,715,000 $10,395,000 -41.3% 0.2%
Carrington Mortgage Services, LLC $7,225,000 $10,245,000 41.8% 0.2%
PEOPLESBANK, A CODORUS VALLEY COMPANY $9,090,000 $9,900,000 8.9% 0.2%
Northpointe Bank $13,530,000 $9,850,000 -27.2% 0.2%
MCLEAN MORTGAGE CORPORATION $5,720,000 $9,270,000 62.1% 0.2%
NEW DAY FINANCIAL, LLC $5,855,000 $8,570,000 46.4% 0.2%
The Gratz Bank $510,000 $8,320,000 1,531.4% 0.2%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $11,470,000 $8,290,000 -27.7% 0.2%
HOMESIDE FINANCIAL, LLC $4,985,000 $8,105,000 62.6% 0.2%
Investors Bank $275,000 $7,820,000 2,743.6% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $9,510,000 $7,755,000 -18.5% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $5,920,000 $7,690,000 29.9% 0.2%
TD Bank $5,400,000 $7,650,000 41.7% 0.2%
U.S. Bank $8,085,000 $7,170,000 -11.3% 0.2%
USAA Federal Savings Bank $13,210,000 $7,140,000 -46.0% 0.2%
Paramount Residential Mortgage Group, Inc. $5,930,000 $6,370,000 7.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $4,700,000 $6,265,000 33.3% 0.1%
EVERENCE FEDERAL CREDIT UNION $6,820,000 $5,890,000 -13.6% 0.1%
MidAtlantic Farm Credit, ACA $5,775,000 $5,775,000 0.0% 0.1%
New York Community Bank $5,735,000 n/a 0.1%
LINKBANK $15,265,000 $5,730,000 -62.5% 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $5,500,000 $5,635,000 2.5% 0.1%
Northfield Bank $18,505,000 $5,610,000 -69.7% 0.1%
POLICE & FIRE $4,580,000 $5,590,000 22.1% 0.1%
ZILLOW HOME LOANS, LLC $2,425,000 $5,525,000 127.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $3,045,000 $5,520,000 81.3% 0.1%
Prosper Bank $5,320,000 $5,335,000 0.3% 0.1%
Wyndham Capital Mortgage, Inc. $3,660,000 $5,230,000 42.9% 0.1%
Prosperity Home Mortgage, LLC $2,335,000 $5,125,000 119.5% 0.1%
HOMESPIRE MORTGAGE CORPORATION $6,320,000 $5,065,000 -19.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,510,000 $4,965,000 -23.7% 0.1%
EQUITY RESOURCES, INC. $4,445,000 $4,945,000 11.2% 0.1%
ACNB Bank $2,950,000 $4,700,000 59.3% 0.1%
Fifth Third Bank $2,560,000 $4,545,000 77.5% 0.1%
The Federal Savings Bank $4,030,000 $4,535,000 12.5% 0.1%
Nations Lending Corporation $3,410,000 $4,530,000 32.8% 0.1%
First Citizens Community Bank $9,710,000 $4,520,000 -53.5% 0.1%
Pennian Bank $2,265,000 $4,495,000 98.5% 0.1%
Advisors Mortgage Group, L.L.C. $2,330,000 $4,395,000 88.6% 0.1%
NBKC BANK $4,500,000 $4,330,000 -3.8% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $3,920,000 $4,320,000 10.2% 0.1%
Bank of England $2,100,000 $4,235,000 101.7% 0.1%
Sun East Federal Credit Union $2,710,000 $4,130,000 52.4% 0.1%
LEBANON $3,695,000 $4,120,000 11.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $3,050,000 $4,080,000 33.8% 0.1%
North American Savings Bank, F.S.B. $1,770,000 $3,920,000 121.5% 0.1%
CONTOUR MORTGAGE CORPORATION $5,675,000 $3,825,000 -32.6% 0.1%
Firstrust Savings Bank $5,955,000 $3,500,000 -41.2% 0.1%
Morgan Stanley Private Bank $715,000 $3,480,000 386.7% 0.1%
SOFI LENDING CORP. $2,565,000 $3,380,000 31.8% 0.1%
Strong Home Mortgage, LLC $1,560,000 $3,335,000 113.8% 0.1%
Farmers and Merchants Trust Company of Chambersburg $2,490,000 $3,315,000 33.1% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $820,000 $3,295,000 301.8% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $2,725,000 $3,270,000 20.0% 0.1%
State Financial Network, LLC $1,360,000 $3,255,000 139.3% 0.1%
Lakeview Community Capital, LLC $1,155,000 $3,250,000 181.4% 0.1%
ALLIED MORTGAGE GROUP, INC. $5,140,000 $3,195,000 -37.8% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,235,000 $3,195,000 43.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,385,000 $3,195,000 130.7% 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $2,945,000 $3,190,000 8.3% 0.1%
EMBRACE HOME LOANS, INC. $2,320,000 $3,165,000 36.4% 0.1%
First Guaranty Mortgage Corporation $2,510,000 $3,145,000 25.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,100,000 $3,100,000 0.0% 0.1%
ROYAL UNITED MORTGAGE LLC $3,795,000 $3,070,000 -19.1% 0.1%
KELLER MORTGAGE, LLC $4,650,000 $3,035,000 -34.7% 0.1%
CLEARPATH LENDING $3,130,000 $3,010,000 -3.8% 0.1%
UTILITIES EMPLOYEES CREDIT UNION $425,000 $2,935,000 590.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $5,035,000 $2,915,000 -42.1% 0.1%
Gateway First Bank $4,190,000 $2,830,000 -32.5% 0.1%
FirstBank $2,175,000 $2,625,000 20.7% 0.1%
HERSHEY $775,000 $2,595,000 234.8% 0.1%
PLANET HOME LENDING, LLC $2,305,000 $2,550,000 10.6% 0.1%
1ST PREFERENCE MORTGAGE CORP. $2,740,000 $2,495,000 -8.9% 0.1%
PHH Mortgage Corporation $1,250,000 $2,450,000 96.0% 0.1%
STEARNS LENDING, LLC $2,845,000 $2,450,000 -13.9% 0.1%
Princeton Mortgage Corporation $2,445,000 n/a 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $4,635,000 $2,440,000 -47.4% 0.1%
AmeriServ Financial Bank $2,625,000 $2,350,000 -10.5% 0.0%
George Mason Mortgage, LLC $675,000 $2,325,000 244.4% 0.0%
APEX HOME LOANS, INC. $380,000 $2,305,000 506.6% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $3,965,000 $2,305,000 -41.9% 0.0%
NJ LENDERS CORP. $3,620,000 $2,295,000 -36.6% 0.0%
T2 FINANCIAL LLC $390,000 $2,245,000 475.6% 0.0%
MILEND, INC. $1,185,000 $2,215,000 86.9% 0.0%
BELLCO $755,000 $2,165,000 186.8% 0.0%
Diamond Credit Union $2,060,000 $2,160,000 4.9% 0.0%
First Home Bank $715,000 $2,155,000 201.4% 0.0%
AgFirst Farm Credit Bank $2,160,000 $2,145,000 -0.7% 0.0%
GENEVA FINANCIAL, LLC $2,770,000 $2,110,000 -23.8% 0.0%
MORTGAGE ACCESS CORP. $1,940,000 $2,010,000 3.6% 0.0%
Wilmington Savings Fund Society, FSB $1,175,000 $1,940,000 65.1% 0.0%
First Resource Bank $500,000 $1,915,000 283.0% 0.0%
PREMIA MORTGAGE, LLC $2,115,000 $1,885,000 -10.9% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,070,000 $1,865,000 -9.9% 0.0%
BNY Mellon $1,840,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $480,000 $1,825,000 280.2% 0.0%
21ST MORTGAGE CORPORATION $1,490,000 $1,795,000 20.5% 0.0%
Blue Ridge Bank $295,000 $1,780,000 503.4% 0.0%
ENVOY MORTGAGE, LTD $1,820,000 $1,735,000 -4.7% 0.0%
NP, Inc. $570,000 $1,710,000 200.0% 0.0%
GREENTREE MORTGAGE COMPANY, L.P. $2,425,000 $1,700,000 -29.9% 0.0%
Discover Bank $1,315,000 $1,695,000 28.9% 0.0%
Stifel Bank and Trust $2,485,000 $1,600,000 -35.6% 0.0%
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA $3,240,000 $1,595,000 -50.8% 0.0%
CMG MORTGAGE, INC. $2,115,000 $1,590,000 -24.8% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $665,000 $1,575,000 136.8% 0.0%
Capital Bank $1,425,000 $1,550,000 8.8% 0.0%
UBS Bank USA $185,000 $1,495,000 708.1% 0.0%
SPRING EQ, LLC $1,050,000 $1,480,000 41.0% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $1,495,000 $1,455,000 -2.7% 0.0%
Kish Bank $810,000 $1,455,000 79.6% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $65,000 $1,430,000 2,100.0% 0.0%
TOWNE MORTGAGE COMPANY $2,030,000 $1,425,000 -29.8% 0.0%
MDE Home Loans, LLC $1,415,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,545,000 $1,400,000 -45.0% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $610,000 $1,380,000 126.2% 0.0%
TRUMARK FINANCIAL CREDIT UNION $650,000 $1,375,000 111.5% 0.0%
Citibank $1,970,000 $1,355,000 -31.2% 0.0%
Barrington Bank & Trust Company, N.A. $1,310,000 $1,340,000 2.3% 0.0%
Evesham Mortgage, LLC $1,125,000 $1,330,000 18.2% 0.0%
FAMILY FIRST FUNDING LLC $920,000 $1,330,000 44.6% 0.0%
Florida Capital Bank $1,605,000 $1,325,000 -17.4% 0.0%
Integrity Home Mortgage Corp $1,305,000 n/a 0.0%
Arvest Bank $1,560,000 $1,300,000 -16.7% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $850,000 $1,295,000 52.4% 0.0%
Watermark Capital, Inc. $900,000 $1,260,000 40.0% 0.0%
SWBC MORTGAGE CORPORATION $415,000 $1,245,000 200.0% 0.0%
VIST Bank $1,275,000 $1,220,000 -4.3% 0.0%
MLD MORTGAGE INC. $960,000 $1,210,000 26.0% 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $865,000 $1,195,000 38.2% 0.0%
FEDERATED MORTGAGE CORP. $1,190,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $1,375,000 $1,175,000 -14.5% 0.0%
Plains Commerce Bank $2,080,000 $1,155,000 -44.5% 0.0%
SILVER HILL FUNDING, LLC $305,000 $1,150,000 277.0% 0.0%
Quontic Bank $1,095,000 n/a 0.0%
FM Home Loans, LLC $1,085,000 n/a 0.0%
Raymond James Bank $1,055,000 n/a 0.0%
AMERICAN ADVISORS GROUP $1,615,000 $1,050,000 -35.0% 0.0%
TIAA, FSB $1,765,000 $1,040,000 -41.1% 0.0%
Colonial Savings, F.A. $720,000 $1,035,000 43.8% 0.0%
LENDERFI, INC. $2,030,000 $1,005,000 -50.5% 0.0%
NMSI, INC. $990,000 n/a 0.0%
Hometown Lenders, Inc. $2,595,000 $985,000 -62.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,220,000 $925,000 -24.2% 0.0%
FIRST HERITAGE FINANCIAL, LLC $1,960,000 $925,000 -52.8% 0.0%
City National Bank $915,000 n/a 0.0%
Charles Schwab Bank, SSB $900,000 n/a 0.0%
Webster Bank $605,000 $895,000 47.9% 0.0%
First Federal Bank $1,600,000 $890,000 -44.4% 0.0%
Ameris Bank $315,000 $885,000 181.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $285,000 $885,000 210.5% 0.0%
WESTERN EXPRESS LENDING $295,000 $880,000 198.3% 0.0%
Kwik Mortgage Corporation $855,000 n/a 0.0%
East Coast Capital Corp. $840,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $255,000 $835,000 227.5% 0.0%
THRIVENT Federal Credit Union $1,025,000 $835,000 -18.5% 0.0%
Chicago Mortgage Solutions LLC $825,000 n/a 0.0%
NATION ONE MORTGAGE CORPORATION $825,000 n/a 0.0%
Wisconsin Bank & Trust $805,000 n/a 0.0%
RESIDENTIAL BANCORP. $790,000 n/a 0.0%
Alcova Mortgage LLC $255,000 $785,000 207.8% 0.0%
Huntingdon Valley Bank $920,000 $785,000 -14.7% 0.0%
ACCELERATE MORTGAGE, LLC $745,000 $775,000 4.0% 0.0%
GSF Mortgage Corporation $770,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $410,000 $770,000 87.8% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $2,055,000 $765,000 -62.8% 0.0%
LEADERONE FINANCIAL CORPORATION $185,000 $765,000 313.5% 0.0%
Philadelphia Mortgage Advisors, Inc. $1,535,000 $740,000 -51.8% 0.0%
KeyBank $1,655,000 $725,000 -56.2% 0.0%
Low VA Rates, LLC $775,000 $720,000 -7.1% 0.0%
Republic Bank & Trust Company $715,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $285,000 $695,000 143.9% 0.0%
Atlantic Coast Mortgage, LLC $690,000 n/a 0.0%
Paramount Bank $125,000 $680,000 444.0% 0.0%
SIRVA MORTGAGE, INC. $680,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $760,000 $670,000 -11.8% 0.0%
MORIA DEVELOPMENT, INC. $285,000 $665,000 133.3% 0.0%
BENCHMARK Federal Credit Union $200,000 $660,000 230.0% 0.0%
TJC Mortgage, Inc. $660,000 n/a 0.0%
BAY CAPITAL MORTGAGE CORPORATION $1,105,000 $655,000 -40.7% 0.0%
Magnolia Bank $1,785,000 $645,000 -63.9% 0.0%
UNITED MORTGAGE CORP. $600,000 $645,000 7.5% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $95,000 $635,000 568.4% 0.0%
Acre Mortgage and Financial Inc $630,000 n/a 0.0%
US MORTGAGE CORPORATION $865,000 $630,000 -27.2% 0.0%
Peoples Bank $315,000 $615,000 95.2% 0.0%
THE BRYN MAWR TRUST COMPANY $13,025,000 $615,000 -95.3% 0.0%
LENDUS, LLC $500,000 $605,000 21.0% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $4,065,000 $605,000 -85.1% 0.0%
Willamette Valley Bank $605,000 n/a 0.0%
Prime Choice Funding Inc. $990,000 $600,000 -39.4% 0.0%
INTERCOASTAL MORTGAGE COMPANY $595,000 n/a 0.0%
SUN Federal Credit Union $640,000 $595,000 -7.0% 0.0%
Ixonia Bank $315,000 $590,000 87.3% 0.0%
OPEN MORTGAGE, LLC $350,000 $590,000 68.6% 0.0%
TOTAL MORTGAGE SERVICES, LLC $460,000 $590,000 28.3% 0.0%
UNITED SECURITY FINANCIAL CORP $340,000 $585,000 72.1% 0.0%
Farmers Bank & Trust $570,000 n/a 0.0%
Mid-Continent Funding, Inc. $570,000 n/a 0.0%
Valley National Bank $570,000 n/a 0.0%
Equity Prime Mortgage LLC $1,400,000 $565,000 -59.6% 0.0%
TOP FLITE FINANCIAL, INC. $290,000 $565,000 94.8% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $560,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $560,000 n/a 0.0%
IMPAC MORTGAGE CORP. $555,000 n/a 0.0%
SOMERSET TRUST COMPANY $1,120,000 $555,000 -50.4% 0.0%
BOKF $165,000 $550,000 233.3% 0.0%
MEMBER FIRST MORTGAGE, LLC $485,000 $545,000 12.4% 0.0%
Waterstone Mortgage Corporation $295,000 $545,000 84.7% 0.0%
GUIDANCE RESIDENTIAL, LLC $205,000 $535,000 161.0% 0.0%
Figure Lending LLC $285,000 $530,000 86.0% 0.0%
New Cumberland Federal Credit Union $130,000 $525,000 303.8% 0.0%
BM Real Estate Services, Inc. $325,000 $510,000 56.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $610,000 $510,000 -16.4% 0.0%
Presidential Bank, FSB $705,000 $510,000 -27.7% 0.0%
Century Mortgage Company DBA Century Lending Company $495,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $305,000 $495,000 62.3% 0.0%
LOANPAL, LLC $495,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $490,000 n/a 0.0%
The Fidelity Deposit and Discount Bank $490,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $740,000 $485,000 -34.5% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $25,000 $480,000 1,820.0% 0.0%
DIGITAL Federal Credit Union $35,000 $475,000 1,257.1% 0.0%
NORWICH COMMERCIAL GROUP, INC. $240,000 $475,000 97.9% 0.0%
Foote Capital Mortgage Company $1,700,000 $470,000 -72.4% 0.0%
Triumph Bank $715,000 $470,000 -34.3% 0.0%
Bethpage Federal Credit Union $185,000 $465,000 151.4% 0.0%
Evolve Bank & Trust $460,000 n/a 0.0%
KS StateBank $460,000 n/a 0.0%
NASA Federal Credit Union $605,000 $460,000 -24.0% 0.0%
Sail Mortgage Corp. $695,000 $460,000 -33.8% 0.0%
ALLIANT CREDIT UNION $305,000 $450,000 47.5% 0.0%
LIMA ONE CAPITAL, LLC $450,000 n/a 0.0%
Ardent Federal Credit Union $785,000 $445,000 -43.3% 0.0%
CELEBRITY HOME LOANS, LLC $445,000 n/a 0.0%
CIBC Bank USA $445,000 n/a 0.0%
CityWorth Mortgage LLC $510,000 $445,000 -12.7% 0.0%
The Juniata Valley Bank $445,000 n/a 0.0%
Home Mortgage Alliance Corp $440,000 n/a 0.0%
OCMBC, INC. $440,000 $440,000 0.0% 0.0%
AMERICHOICE $435,000 n/a 0.0%
NUMARK CREDIT UNION $165,000 $435,000 163.6% 0.0%
CANOPY MORTGAGE, LLC $410,000 n/a 0.0%
Network Funding, L.P. $380,000 $410,000 7.9% 0.0%
1st Colonial Community Bank $405,000 n/a 0.0%
APCI Federal Credit Union $645,000 $400,000 -38.0% 0.0%
First Mortgage Solutions, LLC $395,000 n/a 0.0%
NEW FED MORTGAGE, CORP. $620,000 $395,000 -36.3% 0.0%
The Union Bank Company $205,000 $395,000 92.7% 0.0%
First National Bank of Omaha $520,000 $390,000 -25.0% 0.0%
Baxter Credit Union $170,000 $385,000 126.5% 0.0%
NATIONS RELIABLE LENDING, LLC $385,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,235,000 $375,000 -69.6% 0.0%
AgChoice Farm Credit ACA $220,000 $370,000 68.2% 0.0%
FBC MORTGAGE, LLC $205,000 $370,000 80.5% 0.0%
Victorian Finance, LLC $520,000 $365,000 -29.8% 0.0%
DIRECT MORTGAGE LOANS, LLC $195,000 $355,000 82.1% 0.0%
RUOFF MORTGAGE COMPANY, INC. $205,000 $355,000 73.2% 0.0%
Pinnacle Bank $345,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $340,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $330,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $145,000 $330,000 127.6% 0.0%
AMERICAN HERITAGE FCU $775,000 $325,000 -58.1% 0.0%
CORNING $590,000 $325,000 -44.9% 0.0%
HUDSON HERITAGE $325,000 n/a 0.0%
THRIVE MORTGAGE, LLC $325,000 n/a 0.0%
Metro City Bank $85,000 $320,000 276.5% 0.0%
Riverview Bank $625,000 $320,000 -48.8% 0.0%
LOANSNAP, INC. $315,000 n/a 0.0%
HORIZON Federal Credit Union $25,000 $310,000 1,140.0% 0.0%
OCEANSIDE MORTGAGE COMPANY $850,000 $310,000 -63.5% 0.0%
Parke Bank $590,000 $310,000 -47.5% 0.0%
TCF National Bank $35,000 $310,000 785.7% 0.0%
Fleetwood Bank $305,000 n/a 0.0%
MISSION MORTGAGE LLC $305,000 n/a 0.0%
PARAGON HOME LOANS INC. $305,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $305,000 n/a 0.0%
SOUTHERN TRUST MORTGAGE, LLC $305,000 n/a 0.0%
Customers Bank $16,580,000 $300,000 -98.2% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $255,000 $295,000 15.7% 0.0%
DEPARTMENT OF COMMERCE $490,000 $295,000 -39.8% 0.0%
EQUITY NOW INC. $365,000 $295,000 -19.2% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $295,000 n/a 0.0%
PINNACLE MORTGAGE, INC. $440,000 $295,000 -33.0% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $240,000 $290,000 20.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $95,000 $290,000 205.3% 0.0%
RIVERFRONT $870,000 $290,000 -66.7% 0.0%
First Federal Bank of the Midwest $555,000 $285,000 -48.6% 0.0%
GLENDENNING MORTGAGE CORPORATION $285,000 n/a 0.0%
Reliance Savings Bank $285,000 n/a 0.0%
VISIONS $455,000 $280,000 -38.5% 0.0%
First Commonwealth Bank $165,000 $275,000 66.7% 0.0%
Sandy Spring Bank $275,000 $275,000 0.0% 0.0%
Axos Bank $165,000 $270,000 63.6% 0.0%
TOWER $795,000 $270,000 -66.0% 0.0%
First Savings Bank $235,000 $265,000 12.8% 0.0%
MILLENNIUM FINANCIAL GROUP, INC. $600,000 $265,000 -55.8% 0.0%
NORTHROP GRUMMAN Federal Credit Union $265,000 n/a 0.0%
Phoenixville Federal Bank and Trust $965,000 $265,000 -72.5% 0.0%
Republic Bank $105,000 $265,000 152.4% 0.0%
The Victory Bank $215,000 $260,000 20.9% 0.0%
A&D Mortgage LLC $255,000 n/a 0.0%
Clearview Federal Credit Union $395,000 $255,000 -35.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $910,000 $250,000 -72.5% 0.0%
Assurance Financial Group, L.L.C. $360,000 $245,000 -31.9% 0.0%
Centier Bank $460,000 $245,000 -46.7% 0.0%
COMMUNITYAMERICA $75,000 $245,000 226.7% 0.0%
LENDING CAPITAL GROUP Inc $245,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $525,000 $245,000 -53.3% 0.0%
Northwest Federal Credit Union $355,000 $245,000 -31.0% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $350,000 $235,000 -32.9% 0.0%
First Commonwealth Federal Credit Union $35,000 $235,000 571.4% 0.0%
FAY SERVICING, LLC $225,000 n/a 0.0%
Hills Bank and Trust Company $225,000 n/a 0.0%
Luxury Mortgage Corp. $225,000 n/a 0.0%
RF Renovo Management Company, LLC $225,000 n/a 0.0%
TEACHERS $225,000 n/a 0.0%
Citizens & Northern Bank $1,055,000 $220,000 -79.1% 0.0%
FIRST TECHNOLOGY $105,000 $215,000 104.8% 0.0%
Hometown Equity Mortgage, LLC $350,000 $215,000 -38.6% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $225,000 $215,000 -4.4% 0.0%
BOND STREET MORTGAGE, LLC $205,000 n/a 0.0%
First Federal Bank of Kansas City $215,000 $205,000 -4.7% 0.0%
Northeast Equitable Mortgage, LLC $205,000 n/a 0.0%
Sunflower Bank $305,000 $205,000 -32.8% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $195,000 n/a 0.0%
First Internet Bank of Indiana $215,000 $195,000 -9.3% 0.0%
SHARONVIEW FEDERAL CREDIT UNION $195,000 n/a 0.0%
THE MORTGAGE LINK, INC. $195,000 n/a 0.0%
Atlantic Home Loans, Inc. $185,000 n/a 0.0%
First Western Trust Bank $185,000 n/a 0.0%
HomePromise Corporation $365,000 $185,000 -49.3% 0.0%
Penn Community Bank $370,000 $185,000 -50.0% 0.0%
Springfield First Community Bank $185,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $175,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $275,000 $175,000 -36.4% 0.0%
Flanagan State Bank $175,000 n/a 0.0%
GREENWAY MORTGAGE FUNDING CORP. $245,000 $175,000 -28.6% 0.0%
Lakeland Bank $175,000 n/a 0.0%
Towne Bank $1,080,000 $175,000 -83.8% 0.0%
BELEM SERVICING LLC $165,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $685,000 $165,000 -75.9% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $135,000 $155,000 14.8% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $205,000 $155,000 -24.4% 0.0%
Bank-Fund Staff Federal Credit Union $155,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $155,000 n/a 0.0%
EVERETT FINANCIAL, INC. $420,000 $155,000 -63.1% 0.0%
Liberty Bank and Trust Company $155,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $155,000 n/a 0.0%
Westfield Bank, FSB $155,000 n/a 0.0%
CBM Mortgage, Inc. $175,000 $145,000 -17.1% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $325,000 $145,000 -55.4% 0.0%
CONSTRUCTIVE LOANS, LLC $105,000 $135,000 28.6% 0.0%
FIRST HOME MORTGAGE CORPORATION $395,000 $135,000 -65.8% 0.0%
MMS MORTGAGE SERVICES, LTD. $175,000 $135,000 -22.9% 0.0%
POLARIS HOME FUNDING CORP. $475,000 $135,000 -71.6% 0.0%
1ST FINANCIAL, INC. $145,000 $125,000 -13.8% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $125,000 n/a 0.0%
LENDING 3, INC. $125,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $125,000 n/a 0.0%
Truity Federal Credit Union $125,000 n/a 0.0%
Ballston Spa National Bank $100,000 $120,000 20.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 n/a 0.0%
JUSTICE Federal Credit Union $115,000 n/a 0.0%
American Airlines Federal Credit Union $105,000 n/a 0.0%
GOLD Credit Union $155,000 $105,000 -32.3% 0.0%
PATRIOT $95,000 $105,000 10.5% 0.0%
United States Senate Federal Credit Union $105,000 n/a 0.0%
WINGS FINANCIAL $65,000 $105,000 61.5% 0.0%
MERCK SHARP & DOHME FEDERAL CREDIT UNION $95,000 n/a 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $90,000 n/a 0.0%
HERITAGE VALLEY $115,000 $85,000 -26.1% 0.0%
EAGLE ONE $125,000 $80,000 -36.0% 0.0%
GREENWOOD $75,000 n/a 0.0%
TRI COUNTY AREA Federal Credit Union $65,000 $75,000 15.4% 0.0%
UNITED $75,000 n/a 0.0%
BHCU $65,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $105,000 $65,000 -38.1% 0.0%
Transportation Federal Credit Union $65,000 n/a 0.0%
BayCoast Bank $55,000 n/a 0.0%
FRANKLIN MINT $565,000 $55,000 -90.3% 0.0%
Discovery Federal Credit Union $35,000 n/a 0.0%
FIRST FINANCIAL OF MARYLAND $35,000 n/a 0.0%
INTOUCH CREDIT UNION $35,000 n/a 0.0%
PEOPLE FIRST $35,000 n/a 0.0%
Connexus Credit Union $25,000 n/a 0.0%
Deere Employees Credit Union $385,000 $25,000 -93.5% 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $25,000 n/a 0.0%
WHITE ROSE CREDIT UNION $190,000 $25,000 -86.8% 0.0%
CNB Bank $550,000 $15,000 -97.3% 0.0%
Mifflinburg Bank and Trust Company $370,000 $15,000 -95.9% 0.0%
PHILADELPHIA $15,000 n/a 0.0%
Princeton Federal Credit Union $15,000 n/a 0.0%

LANCASTER's top lender by overall market share is Fulton Bank, with 7.3% market share. In second place, with 6.9%, is QUICKEN LOANS, LLC, having originated $325,755,000 in loans. In third place, with 3.8%, is The Ephrata National Bank, having originated $180,405,000 in loans. In third place, with 3.8%, is RESIDENTIAL MORTGAGE SERVICES, INC., having originated $177,675,000 in loans. In third place, with 3.4%, is Wells Fargo Bank, having originated $162,150,000 in loans.


LANCASTER, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 8,288 $1,765,730,000 $213,047
Home Purchase 7,053 $1,861,335,000 $263,907
Cash Out Refi 3,844 $791,040,000 $205,786
Home Improvement 1,685 $154,175,000 $91,499
Other 1,275 $129,855,000 $101,847

Lancaster's most frequently cited loan purpose was Refi, with 8,288 originations. The 2nd most popular reason was Home Purchase, with 7,053 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 8,085 $1,821,365,000 $225,277
3-4% 7,782 $1,711,120,000 $219,882
<2.5% 4,338 $824,800,000 $190,134
4-5% 958 $114,440,000 $119,457
5-6% 243 $20,845,000 $85,782
6-7% 107 $5,545,000 $51,822
Over 8% 60 $4,000,000 $66,667
7-8% 54 $3,910,000 $72,407

During 2021, Lancaster's most frequently originated rate bucket was 2.5-3%, with 8,085 originations.

Loan Sizing (LANCASTER, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 8,820 $1,347,070,000 $152,729
$200k-400k 8,432 $2,230,740,000 $264,556
$100,000 or less 3,653 $209,825,000 $57,439
$400k-600k 967 $452,475,000 $467,916
$600k-1000k 206 $150,680,000 $731,456
$Over $1MM 67 $311,345,000 $4,646,940

LANCASTER's loan sizing saw the bucket of loans from $100k-200k with 8,820 originations, totaling $1,347,070,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 7,357 $1,826,235,000 $248,231
80-100% 6,246 $1,607,470,000 $257,360
40-60% 3,323 $605,025,000 $182,072
20-40% 2,302 $274,890,000 $119,414
Under 20% 1,716 $85,080,000 $49,580
Over 100% 101 $34,105,000 $337,673

LANCASTER's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 7,357 originations, totaling $1,826,235,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LANCASTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $259,900 (5.2%) $296,472 (3.3%) 0.96 1,222
2018-02-01 $269,700 (10.1%) $307,268 (6.2%) 0.97 1,169
2018-03-01 $274,900 (11.3%) $315,738 (7.9%) 0.95 1,155
2018-04-01 $269,995 (8.9%) $310,733 (4.8%) 0.91 1,214
2018-05-01 $275,000 (10.0%) $316,735 (4.6%) 0.92 1,207
2018-06-01 $275,000 (10.0%) $317,224 (4.9%) 0.92 1,284
2018-07-01 $275,000 (10.6%) $320,266 (6.7%) 0.92 1,332
2018-08-01 $274,900 (11.2%) $321,069 (8.1%) 0.92 1,321
2018-09-01 $274,900 (10.0%) $321,473 (9.1%) 0.92 1,302
2018-10-01 $272,250 (8.9%) $322,768 (8.9%) 0.91 1,305
2018-11-01 $269,900 (8.0%) $320,442 (10.4%) 0.90 1,313
2018-12-01 $274,900 (8.1%) $323,370 (12.1%) 0.94 1,248
2019-01-01 $276,945 (6.6%) $325,366 (9.8%) 0.96 1,190
2019-02-01 $279,450 (3.6%) $327,927 (6.7%) 0.94 1,121
2019-03-01 $287,709 (4.7%) $335,781 (6.4%) 0.94 1,079
2019-04-01 $295,214 (9.3%) $343,095 (10.4%) 0.93 1,071
2019-05-01 $292,450 (6.4%) $341,949 (8.0%) 0.90 1,115
2019-06-01 $289,900 (5.4%) $346,400 (9.2%) 0.89 1,133
2019-07-01 $288,700 (5.0%) $347,206 (8.4%) 0.90 1,107
2019-08-01 $288,386 (4.9%) $349,334 (8.8%) 0.91 1,077
2019-09-01 $293,400 (6.7%) $353,782 (10.1%) 0.93 1,034
2019-10-01 $291,880 (7.2%) $349,641 (8.3%) 0.93 1,074
2019-11-01 $294,900 (9.3%) $347,591 (8.5%) 0.95 1,039
2019-12-01 $299,900 (9.1%) $354,777 (9.7%) 1.00 898
2020-01-01 $306,682 (10.7%) $360,352 (10.8%) 1.02 801
2020-02-01 $319,900 (14.5%) $366,627 (11.8%) 1.03 738
2020-03-01 $320,950 (11.6%) $374,090 (11.4%) 1.00 716
2020-04-01 $326,250 (10.5%) $387,280 (12.9%) 1.02 695
2020-05-01 $319,900 (9.4%) $380,892 (11.4%) 0.97 724
2020-06-01 $319,450 (10.2%) $377,611 (9.0%) 0.93 743
2020-07-01 $324,400 (12.4%) $386,333 (11.3%) 0.93 660
2020-08-01 $334,900 (16.1%) $400,827 (14.7%) 0.96 604
2020-09-01 $328,050 (11.8%) $395,341 (11.8%) 0.94 570
2020-10-01 $329,900 (13.0%) $397,666 (13.7%) 0.94 539
2020-11-01 $329,900 (11.9%) $396,479 (14.1%) 0.94 515
2020-12-01 $332,248 (10.8%) $389,292 (9.7%) 0.97 482
2021-01-01 $341,900 (11.5%) $405,680 (12.6%) 1.01 411
2021-02-01 $354,900 (10.9%) $417,694 (13.9%) 1.02 353
2021-03-01 $350,200 (9.1%) $412,191 (10.2%) 0.98 356
2021-04-01 $349,450 (7.1%) $410,653 (6.0%) 0.94 386
2021-05-01 $349,900 (9.4%) $405,014 (6.3%) 0.92 396
2021-06-01 $322,425 (0.9%) $386,291 (2.3%) 0.84 464
2021-07-01 $316,200 (-2.5%) $381,896 (-1.2%) 0.82 453
2021-08-01 $327,700 (-2.2%) $410,176 (2.3%) 0.86 478
2021-09-01 $320,775 (-2.2%) $415,484 (5.1%) 0.84 470
2021-10-01 $320,000 (-3.0%) $412,193 (3.7%) 0.84 467
2021-11-01 $333,370 (1.1%) $421,756 (6.4%) 0.88 422
2021-12-01 $349,950 (5.3%) $436,522 (12.1%) 0.93 342
2022-01-01 $369,900 (8.2%) $484,855 (19.5%) 0.99 250
2022-02-01 $354,950 (0.0%) $462,765 (10.8%) 0.90 260
2022-03-01 $368,450 (5.2%) $438,264 (6.3%) 0.91 318
2022-04-01 $374,900 (7.3%) $452,988 (10.3%) 0.88 328
LANCASTER's median listing price for 2022-04-01 was $374,900, a difference of $25,450 (7.3%) versus the prior year and $6,450 versus the prior month.

LANCASTER's median listing price comes in at 88% of the national average.

LANCASTER's average listing price for 2022-04-01 was $452,988, a difference of $42,335 (10.3%) versus the prior year and $14,724 versus the prior month.

For the 2022-04-01 period, LANCASTER had 328 MLS listings, a difference of 10 listings (3%) versus the prior month and -58 listings (-15%) versus the prior year.

Median Listing Time on Market & Square Footage