Community Bank Mortgage Rates, Fees & Info
BRISTOW, OKLEI: 54930056PR716B2KIG98
Tax ID: 73-0193350
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community Bank is a smaller bank specializing in Home Purchase and Refi loans. Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Tulsa, Muskogee, Fayetteville, Fort Smith, and Stillwater among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Community Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
84Origination Dollar Volume (All Markets)
$13,850,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) | 74 | $11,920,000 | $161,081 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $635,000 | $211,667 | $0 | 0.00% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 84 | $13,850,000 | $164,881 | $0 | 0.00% |
For 2023, Community Bank's most frequently originated type of loan was Conventional, with 84 originations.
Loan Reason
For 2023, Community Bank's most frequently cited loan purpose was Home Purchase, with 50 originations. The 2nd most popular reason was Refi, with 24 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 84 | $13,850,000 | $164,881 | $0 | 0.00% |
For 2023, Community Bank's most frequently cited loan duration was Other, with 84 originations.
Loan Sizing
2023 saw Community Bank place emphasis on $100,000 or less loans with 38 originations, totaling $2,250,000 in origination value.
Applicant Income
Community Bank lent most frequently to those with incomes in the $100k-150k range, with 11 originations. The second most popular income band? $150k-250k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 84 | $13,850,000 | $164,881 | $0 | 0.00% |
Community Bank lent most frequently to those with DTI ratios of Exempt%, with 84 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.04%
Community Bank has an average approval rate.
Pick Rate
Approvals leading to origination76.19%
Community Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 84 | $13,850,000 | $164,881 |