Ardmore Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ardmore averaged 6.77% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 6.69% and one month ago for the week of 2025-01-09, the average rate was 6.73%.

    Ardmore's average rate one year ago was 6.74%.

    For refis of the same type during the week of 2025-02-13, the average rate was 7.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Ardmore 30 Year Fixed Rate 2025-02-13 6.77%
    Ardmore 30 Year Fixed Rate Refi 2025-02-13 7.07%
    Ardmore 15 Year Fixed Rate 2025-02-13 6.19%
    Ardmore 15 Year Fixed Rate Refi 2025-02-13 5.99%
    Ardmore 30 Year FHA 2025-02-13 6.42%
    Ardmore 30 Year FHA Refi 2025-02-13 6.62%
    Ardmore 30 Year USDA 2025-02-13 6.63%
    Ardmore 30 Year USDA Refi 2025-02-13 6.53%
    Ardmore 30 Year VA 2025-02-13 6.63%
    Ardmore 30 Year VA Refi 2025-02-13 6.33%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ardmore, OK.

    Ardmore Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ardmore, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First United Bank and Trust Company 25 7.01% $5,880
    Gateway First Bank 17 6.98% $5,998
    ASSOCIATED MORTGAGE CORPORATION 15 6.64% $5,321
    NEWREZ LLC 14 7.10% $4,783
    QUICKEN LOANS, LLC 13 6.79% $6,570
    BancFirst 11 6.82% $5,598
    JPMorgan Chase Bank 7 6.61% $3,362
    PENNYMAC LOAN SERVICES, LLC 6 6.29% $4,918
    F & M Bank 6 7.00% $5,361
    UNITED WHOLESALE MORTGAGE, LLC 6 6.71% $5,716
    GUARANTEED RATE, INC. 4 6.60% $6,950
    COMMUNICATION 4 6.44% $3,711
    21ST MORTGAGE CORPORATION 3 7.52% $6,675
    GUILD MORTGAGE COMPANY 3 7.29% $7,149
    CARDINAL FINANCIAL 2 6.00% $6,332
    Capitol Federal Savings Bank 2 6.44% $3,770
    PLAZA HOME MORTGAGE, INC. 2 6.63% $6,135
    U.S. Bank 2 7.06% $3,228
    Bank of America 2 6.94% $3,855
    Simmons Bank 2 6.88% $6,659
    Chickasaw Community Bank 2 7.38% $4,457
    CALCON MUTUAL MORTGAGE LLC 1 5.75% $10,658
    ZILLOW HOME LOANS, LLC 1 7.13% $4,514
    BMO Harris Bank 1 6.50% $3,904
    LAKEVIEW LOAN SERVICING, LLC 1 7.13% $11,742
    Mabrey Bank 1 7.63% $3,624
    Mortgage Research Center, LLC 1 6.99% $57
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,052
    M&T Bank 1 6.38% $6,025
    Network Funding, L.P. 1 7.63% $9,739
    NFM, INC. 1 6.63% $9,950
    Arvest Bank 1 6.38% $3,384
    Plains Commerce Bank 1 5.88% $8,160
    PREMIA MORTGAGE, LLC 1 6.13% $2,571
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $10,088
    RESIDENTIAL BANCORP 1 6.38% $9,882
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.99% $9,394
    Servion, Inc. 1 7.50% $4,303
    SFMC, LP 1 6.38% $6,586
    The Huntington National Bank 1 6.13% $4,631
    TIB The Independent Bankersbank 1 6.63% $9,645
    AmeriHome Mortgage Company, LLC 1 5.99% $5,965
    USAA Federal Savings Bank 1 8.00% $4,007
    Vision Bank 1 6.37% $2,645
    Wells Fargo Bank 1 6.38% $6,655
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $5,635
    CORNERSTONE HOME LENDING, INC. 1 5.99% $15,512
    Encompass Lending Group, LP 1 5.75% $6,600
    EVERETT FINANCIAL, INC. 1 6.25% $5,905
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.13% $3,868
    First Liberty Bank 1 7.38% $3,361
    First National Bank and Trust Company 1 6.88% $6,835
    Flagstar Bank, FSB 1 6.88% $8,521

    Ardmore Average Closing Costs & Other Stats

    Ardmore, OK's 53 lenders originated 872 loans during 2023. The total origination value was $142,220,000, with an average loan value of $163,096.

    Ardmore's average closing costs are $5,356.

    The top Ardmore lender as defined by loan originations is First United Bank and Trust Company, with 25 loans originated. Their average total fees are $5,880, which is $118 lower than the next largest lender, Gateway First Bank.

    The lowest fee Ardmore lenders (with over 10 loans originated) are NEWREZ LLC ($4,783), ASSOCIATED MORTGAGE CORPORATION ($5,321), BancFirst ($5,598), First United Bank and Trust Company ($5,880) and Gateway First Bank ($5,998).

    The lowest rate Ardmore lenders (with over 10 loans originated) are ASSOCIATED MORTGAGE CORPORATION (6.64%), QUICKEN LOANS, LLC (6.79%), BancFirst (6.82%), Gateway First Bank (6.98%) and First United Bank and Trust Company (7.01%).

    Ardmore, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    BancFirst $24,730,000 $15,935,000 -35.6% 11.2%
    First United Bank and Trust Company $13,555,000 $12,270,000 -9.5% 8.6%
    ASSOCIATED MORTGAGE CORPORATION $14,865,000 $9,045,000 -39.2% 6.4%
    American Nation Bank $15,250,000 $7,785,000 -49.0% 5.5%
    QUICKEN LOANS, LLC $14,680,000 $7,600,000 -48.2% 5.3%
    Gateway First Bank $8,970,000 $7,025,000 -21.7% 4.9%
    First National Bank and Trust Company of Ardmore $8,905,000 $6,125,000 -31.2% 4.3%
    NEWREZ LLC $450,000 $5,995,000 1,232.2% 4.2%
    First Bank & Trust Co. $8,290,000 $5,180,000 -37.5% 3.6%
    Mortgage Research Center, LLC $4,625,000 $4,215,000 -8.9% 3.0%
    21ST MORTGAGE CORPORATION $2,935,000 $3,645,000 24.2% 2.6%
    PLAZA HOME MORTGAGE, INC. $1,035,000 $2,685,000 159.4% 1.9%
    Chickasaw Community Bank $2,105,000 $2,595,000 23.3% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $1,735,000 $2,595,000 49.6% 1.8%
    PENNYMAC LOAN SERVICES, LLC $2,360,000 $2,120,000 -10.2% 1.5%
    COMMUNICATION $2,570,000 $2,110,000 -17.9% 1.5%
    JPMorgan Chase Bank $2,180,000 $1,965,000 -9.9% 1.4%
    F & M Bank $2,610,000 $1,810,000 -30.7% 1.3%
    GUARANTEED RATE, INC. $785,000 $1,730,000 120.4% 1.2%
    Simmons Bank $925,000 $1,605,000 73.5% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $345,000 $1,520,000 340.6% 1.1%
    Third Coast Bank SSB $1,480,000 n/a 1.0%
    GUILD MORTGAGE COMPANY $1,150,000 $1,440,000 25.2% 1.0%
    LOANDEPOT.COM, LLC $2,285,000 $1,155,000 -49.5% 0.8%
    TOWNE MORTGAGE COMPANY $1,120,000 n/a 0.8%
    NATIONS DIRECT MORTGAGE, LLC $730,000 $985,000 34.9% 0.7%
    MTC Federal Credit Union $960,000 $965,000 0.5% 0.7%
    CARDINAL FINANCIAL $1,055,000 $950,000 -10.0% 0.7%
    First State Bank $930,000 n/a 0.7%
    Flagstar Bank, FSB $1,725,000 $905,000 -47.5% 0.6%
    RESIDENTIAL BANCORP $830,000 n/a 0.6%
    CORNERSTONE HOME LENDING, INC. $960,000 $790,000 -17.7% 0.6%
    FREEDOM MORTGAGE CORPORATION $1,480,000 $755,000 -49.0% 0.5%
    USAA Federal Savings Bank $735,000 $710,000 -3.4% 0.5%
    AmeriHome Mortgage Company, LLC $700,000 $695,000 -0.7% 0.5%
    Barrington Bank & Trust Company, N.A. $380,000 $675,000 77.6% 0.5%
    MID AMERICA MORTGAGE, INC. $300,000 $660,000 120.0% 0.5%
    LOANPAL, LLC $330,000 $640,000 93.9% 0.5%
    Vision Bank $410,000 $590,000 43.9% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $155,000 $580,000 274.2% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,185,000 $575,000 -51.5% 0.4%
    NEW DAY FINANCIAL, LLC $735,000 $530,000 -27.9% 0.4%
    BROKER SOLUTIONS, INC. $1,060,000 $505,000 -52.4% 0.4%
    Carrington Mortgage Services, LLC $305,000 $480,000 57.4% 0.3%
    Equity Prime Mortgage LLC $480,000 n/a 0.3%
    U.S. Bank $270,000 $470,000 74.1% 0.3%
    AMERICAN INTERNET MORTGAGE, INC. $460,000 n/a 0.3%
    PREMIA MORTGAGE, LLC $445,000 n/a 0.3%
    The Huntington National Bank $435,000 n/a 0.3%
    SFMC, LP $430,000 n/a 0.3%
    WILLOW BEND MORTGAGE COMPANY, LLC $295,000 $425,000 44.1% 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $115,000 $420,000 265.2% 0.3%
    CMG MORTGAGE, INC. $400,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $390,000 129.4% 0.3%
    Capitol Federal Savings Bank $370,000 n/a 0.3%
    POLARIS HOME FUNDING CORP. $370,000 n/a 0.3%
    All America Bank $365,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $635,000 $345,000 -45.7% 0.2%
    UNION HOME MORTGAGE CORP. $335,000 n/a 0.2%
    Arvest Bank $885,000 $330,000 -62.7% 0.2%
    BMO Harris Bank $330,000 n/a 0.2%
    Ally Bank $145,000 $305,000 110.3% 0.2%
    Commerce Home Mortgage, Inc. $315,000 $305,000 -3.2% 0.2%
    First National Bank and Trust Company $305,000 n/a 0.2%
    TIB The Independent Bankersbank $305,000 n/a 0.2%
    Armed Forces Bank $295,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $690,000 $285,000 -58.7% 0.2%
    MYCUMORTGAGE, LLC $275,000 n/a 0.2%
    United Fidelity Funding Corp. $275,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $265,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $535,000 $250,000 -53.3% 0.2%
    CALCON MUTUAL MORTGAGE LLC $245,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $330,000 $245,000 -25.8% 0.2%
    Network Funding, L.P. $245,000 n/a 0.2%
    Bank of America $920,000 $240,000 -73.9% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,720,000 $240,000 -86.0% 0.2%
    Mortgage Investment Services Corporation $235,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $145,000 $230,000 58.6% 0.2%
    MEMBER ADVANTAGE MORTGAGE, LLC $225,000 n/a 0.2%
    M&T Bank $220,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $215,000 n/a 0.2%
    Wells Fargo Bank $2,280,000 $215,000 -90.6% 0.2%
    Guaranty Bank & Trust, N.A. $85,000 $205,000 141.2% 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $205,000 n/a 0.1%
    Plains Commerce Bank $205,000 n/a 0.1%
    United Community Bank $105,000 $200,000 90.5% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $160,000 $200,000 25.0% 0.1%
    Mabrey Bank $195,000 n/a 0.1%
    NFM, INC. $185,000 n/a 0.1%
    First Liberty Bank $490,000 $175,000 -64.3% 0.1%
    OPEN MORTGAGE, LLC $215,000 $175,000 -18.6% 0.1%
    Superior Credit Union, Inc. $430,000 $175,000 -59.3% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $310,000 $165,000 -46.8% 0.1%
    ZILLOW HOME LOANS, LLC $165,000 n/a 0.1%
    Citizens Bank $305,000 $160,000 -47.5% 0.1%
    CSL Financial, LLC $160,000 n/a 0.1%
    Tinker Federal Credit Union $325,000 $150,000 -53.8% 0.1%
    SOUTH CENTRAL BANK, INC. $145,000 n/a 0.1%
    GERSHMAN INVESTMENT CORP. $135,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 $130,000 -46.9% 0.1%
    CALIBER HOME LOANS, INC. $6,790,000 $125,000 -98.2% 0.1%
    Ixonia Bank $125,000 n/a 0.1%
    Secured Investment Corp. $85,000 $125,000 47.1% 0.1%
    American Airlines Federal Credit Union $105,000 n/a 0.1%
    Figure Lending LLC $25,000 $95,000 280.0% 0.1%
    First Oklahoma Bank $95,000 n/a 0.1%
    VALOR BANK $95,000 n/a 0.1%
    International Bank of Commerce $395,000 $90,000 -77.2% 0.1%
    Encompass Lending Group, LP $75,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $75,000 $75,000 0.0% 0.1%
    THE MORTGAGE LINK, INC. $75,000 n/a 0.1%
    Baxter Credit Union $65,000 n/a 0.0%
    FLAT BRANCH MORTGAGE, INC. $260,000 $65,000 -75.0% 0.0%
    Truist $295,000 $65,000 -78.0% 0.0%
    Servion, Inc. $275,000 $55,000 -80.0% 0.0%
    Southwest Airlines Federal Credit Union $55,000 n/a 0.0%
    Coastal Community Bank $50,000 n/a 0.0%
    Discover Bank $255,000 $35,000 -86.3% 0.0%
    Legacy Bank $45,000 $25,000 -44.4% 0.0%
    Oklahoma Educators Credit Union $105,000 $15,000 -85.7% 0.0%

    Ardmore's top lender by overall market share is BancFirst, with 11.2% market share. In second place, with 8.6%, is First United Bank and Trust Company, having originated $12,270,000 in loans. In third place, with 6.4%, is ASSOCIATED MORTGAGE CORPORATION, having originated $9,045,000 in loans. In fourth place, with 5.5%, is American Nation Bank, having originated $7,785,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $7,600,000 in loans.

    Ardmore Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $161,225 (-1.8%) $219,854 (0.4%) 0.00 283
    2018-02-01 $159,900 (-5.8%) $215,070 (-2.1%) 0.00 287
    2018-03-01 $165,000 (-5.7%) $209,169 (-5.3%) 0.00 284
    2018-04-01 $169,900 (0.0%) $217,257 (-1.3%) 0.00 275
    2018-05-01 $169,950 (-2.9%) $223,081 (-1.0%) 0.00 277
    2018-06-01 $169,900 (-4.5%) $224,770 (-3.0%) 0.00 270
    2018-07-01 $169,400 (-5.8%) $219,671 (-6.4%) 0.00 260
    2018-08-01 $169,575 (-5.1%) $218,265 (-6.0%) 0.00 248
    2018-09-01 $165,000 (-6.3%) $216,030 (-7.0%) 0.00 250
    2018-10-01 $164,950 (-2.9%) $212,328 (-7.5%) 0.00 241
    2018-11-01 $162,150 (-4.6%) $205,806 (-10.7%) 0.00 241
    2018-12-01 $159,900 (-8.6%) $202,591 (-12.0%) 0.00 243
    2019-01-01 $156,150 (-3.2%) $212,801 (-3.2%) 0.00 240
    2019-02-01 $152,450 (-4.7%) $223,325 (3.8%) 0.00 221
    2019-03-01 $154,936 (-6.1%) $225,564 (7.8%) 0.00 220
    2019-04-01 $154,861 (-8.9%) $228,877 (5.4%) 0.00 219
    2019-05-01 $155,375 (-8.6%) $222,258 (-0.4%) 0.00 232
    2019-06-01 $151,950 (-10.6%) $223,323 (-0.6%) 0.00 217
    2019-07-01 $153,750 (-9.2%) $223,957 (2.0%) 0.00 212
    2019-08-01 $163,950 (-3.3%) $239,170 (9.6%) 0.00 207
    2019-09-01 $170,025 (3.1%) $253,211 (17.2%) 0.00 198
    2019-10-01 $174,075 (5.5%) $265,325 (25.0%) 0.00 186
    2019-11-01 $164,400 (1.4%) $247,883 (20.4%) 0.00 188
    2019-12-01 $163,900 (2.5%) $242,439 (19.7%) 0.00 187
    2020-01-01 $171,075 (9.6%) $265,878 (24.9%) 0.00 161
    2020-02-01 $178,950 (17.4%) $268,005 (20.0%) 0.00 165
    2020-03-01 $172,700 (11.5%) $247,660 (9.8%) 0.00 166
    2020-04-01 $169,900 (9.7%) $254,407 (11.2%) 0.00 167
    2020-05-01 $189,000 (21.6%) $257,343 (15.8%) 0.00 159
    2020-06-01 $218,750 (44.0%) $276,694 (23.9%) 0.00 140
    2020-07-01 $222,200 (44.5%) $275,407 (23.0%) 0.00 134
    2020-08-01 $215,000 (31.1%) $264,241 (10.5%) 0.00 115
    2020-09-01 $172,475 (1.4%) $251,175 (-0.8%) 0.00 115
    2020-10-01 $154,900 (-11.0%) $265,597 (0.1%) 0.00 122
    2020-11-01 $135,725 (-17.4%) $229,403 (-7.5%) 0.00 108
    2020-12-01 $139,450 (-14.9%) $215,214 (-11.2%) 0.00 117
    2021-01-01 $132,000 (-22.8%) $211,806 (-20.3%) 0.00 109
    2021-02-01 $143,975 (-19.5%) $211,804 (-21.0%) 0.00 114
    2021-03-01 $145,000 (-16.0%) $227,191 (-8.3%) 0.00 101
    2021-04-01 $134,900 (-20.6%) $219,549 (-13.7%) 0.00 118
    2021-05-01 $165,000 (-12.7%) $245,288 (-4.7%) 0.00 117
    2021-06-01 $179,725 (-17.8%) $283,987 (2.6%) 0.00 127
    2021-07-01 $178,500 (-19.7%) $290,769 (5.6%) 0.00 116
    2021-08-01 $186,750 (-13.1%) $312,057 (18.1%) 0.00 112
    2021-09-01 $189,375 (9.8%) $368,517 (46.7%) 0.00 107
    2021-10-01 $185,000 (19.4%) $357,071 (34.4%) 0.00 117
    2021-11-01 $169,000 (24.5%) $391,103 (70.5%) 0.00 107
    2021-12-01 $185,100 (32.7%) $436,233 (102.7%) 0.00 83
    2022-01-01 $160,000 (21.2%) $411,325 (94.2%) 0.00 82
    2022-02-01 $159,500 (10.8%) $439,516 (107.5%) 0.00 80
    2022-03-01 $207,875 (43.4%) $492,365 (116.7%) 0.00 72
    2022-04-01 $168,000 (24.5%) $396,883 (80.8%) 0.00 75
    2022-05-01 $189,500 (14.9%) $347,790 (41.8%) 0.00 75
    2022-06-01 $196,625 (9.4%) $336,953 (18.7%) 0.00 92
    2022-07-01 $199,000 (11.5%) $345,555 (18.8%) 0.00 97
    2022-08-01 $189,500 (1.5%) $292,362 (-6.3%) 0.00 114
    2022-09-01 $189,000 (-0.2%) $311,447 (-15.5%) 0.00 114
    2022-10-01 $196,500 (6.2%) $287,388 (-19.5%) 0.00 124
    2022-11-01 $199,900 (18.3%) $259,714 (-33.6%) 0.00 133
    2022-12-01 $214,900 (16.1%) $272,511 (-37.5%) 0.00 130
    2023-01-01 $209,450 (30.9%) $291,371 (-29.2%) 0.00 109
    2023-02-01 $174,500 (9.4%) $313,670 (-28.6%) 0.00 106
    2023-03-01 $205,750 (-1.0%) $325,484 (-33.9%) 0.00 111
    2023-04-01 $229,450 (36.6%) $338,071 (-14.8%) 0.00 105
    2023-05-01 $222,725 (17.5%) $351,318 (1.0%) 0.00 100
    2023-06-01 $247,500 (25.9%) $368,508 (9.4%) 0.00 104
    2023-07-01 $234,000 (17.6%) $361,603 (4.6%) 0.00 99
    2023-08-01 $236,000 (24.5%) $335,959 (14.9%) 0.00 125
    2023-09-01 $230,000 (21.7%) $334,652 (7.5%) 0.00 145
    2023-10-01 $217,875 (10.9%) $332,143 (15.6%) 0.00 156
    2023-11-01 $212,375 (6.2%) $316,725 (22.0%) 0.00 154
    2023-12-01 $219,900 (2.3%) $330,925 (21.4%) 0.00 156
    2024-01-01 $218,675 (4.4%) $320,814 (10.1%) 0.00 166
    2024-02-01 $206,950 (18.6%) $312,753 (-0.3%) 0.00 167
    2024-03-01 $199,000 (-3.3%) $305,432 (-6.2%) 0.00 166
    2024-04-01 $225,000 (-1.9%) $306,525 (-9.3%) 0.00 179
    2024-05-01 $223,100 (0.2%) $302,975 (-13.8%) 0.00 207
    2024-06-01 $214,900 (-13.2%) $296,272 (-19.6%) 0.00 223
    2024-07-01 $212,950 (-9.0%) $301,387 (-16.7%) 0.00 241
    2024-08-01 $227,500 (-3.6%) $299,755 (-10.8%) 0.00 238
    2024-09-01 $229,875 (-0.1%) $292,738 (-12.5%) 0.00 255
    2024-10-01 $235,308 (8.0%) $291,874 (-12.1%) 0.00 232
    2024-11-01 $230,000 (8.3%) $276,784 (-12.6%) 0.00 228
    2024-12-01 $236,950 (7.8%) $292,625 (-11.6%) 0.00 213
    2025-01-01 $245,000 (12.0%) $302,230 (-5.8%) 0.00 196
    Ardmore's median listing price for 2025-01-01 was $245,000, a difference of $26,325 (12.0%) versus the prior year and $8,050 versus the prior month.

    Ardmore's median listing price comes in at 0% of the national average.

    Ardmore's average listing price for 2025-01-01 was $302,230, a difference of $-18,584 (-5.8%) versus the prior year and $9,605 versus the prior month.

    For the 2025-01-01 period, Ardmore had 196 MLS listings, a difference of -17 listings (-8%) versus the prior month and 30 listings (18%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,797 sqft
    2018-02-01 0 days 1,790 sqft
    2018-03-01 0 days 1,810 sqft
    2018-04-01 0 days 1,861 sqft
    2018-05-01 0 days 1,814 sqft
    2018-06-01 0 days 1,849 sqft
    2018-07-01 0 days 1,876 sqft
    2018-08-01 0 days 1,874 sqft
    2018-09-01 0 days 1,856 sqft
    2018-10-01 0 days 1,806 sqft
    2018-11-01 0 days 1,759 sqft
    2018-12-01 0 days 1,748 sqft
    2019-01-01 0 days 1,752 sqft
    2019-02-01 0 days 1,770 sqft
    2019-03-01 0 days 1,757 sqft
    2019-04-01 0 days 1,745 sqft
    2019-05-01 0 days 1,745 sqft
    2019-06-01 0 days 1,745 sqft
    2019-07-01 0 days 1,782 sqft
    2019-08-01 0 days 1,811 sqft
    2019-09-01 0 days 1,829 sqft
    2019-10-01 0 days 1,864 sqft
    2019-11-01 0 days 1,816 sqft
    2019-12-01 0 days 1,740 sqft
    2020-01-01 0 days 1,765 sqft
    2020-02-01 0 days 1,912 sqft
    2020-03-01 0 days 1,832 sqft
    2020-04-01 0 days 1,934 sqft
    2020-05-01 0 days 2,003 sqft
    2020-06-01 0 days 2,061 sqft
    2020-07-01 0 days 2,095 sqft
    2020-08-01 0 days 2,064 sqft
    2020-09-01 0 days 1,725 sqft
    2020-10-01 0 days 1,725 sqft
    2020-11-01 0 days 1,569 sqft
    2020-12-01 0 days 1,611 sqft
    2021-01-01 0 days 1,616 sqft
    2021-02-01 0 days 1,588 sqft
    2021-03-01 0 days 1,617 sqft
    2021-04-01 0 days 1,587 sqft
    2021-05-01 0 days 1,685 sqft
    2021-06-01 0 days 1,756 sqft
    2021-07-01 0 days 1,732 sqft
    2021-08-01 0 days 1,804 sqft
    2021-09-01 0 days 1,789 sqft
    2021-10-01 0 days 1,779 sqft
    2021-11-01 0 days 1,728 sqft
    2021-12-01 0 days 1,789 sqft
    2022-01-01 0 days 1,728 sqft
    2022-02-01 0 days 1,660 sqft
    2022-03-01 0 days 1,822 sqft
    2022-04-01 0 days 1,805 sqft
    2022-05-01 0 days 1,682 sqft
    2022-06-01 0 days 1,614 sqft
    2022-07-01 0 days 1,620 sqft
    2022-08-01 0 days 1,602 sqft
    2022-09-01 0 days 1,660 sqft
    2022-10-01 0 days 1,647 sqft
    2022-11-01 0 days 1,647 sqft
    2022-12-01 0 days 1,736 sqft
    2023-01-01 0 days 1,703 sqft
    2023-02-01 0 days 1,599 sqft
    2023-03-01 0 days 1,658 sqft
    2023-04-01 0 days 1,667 sqft
    2023-05-01 0 days 1,699 sqft
    2023-06-01 0 days 1,692 sqft
    2023-07-01 0 days 1,692 sqft
    2023-08-01 0 days 1,743 sqft
    2023-09-01 0 days 1,767 sqft
    2023-10-01 0 days 1,592 sqft
    2023-11-01 0 days 1,634 sqft
    2023-12-01 0 days 1,736 sqft
    2024-01-01 0 days 1,646 sqft
    2024-02-01 0 days 1,608 sqft
    2024-03-01 0 days 1,632 sqft
    2024-04-01 0 days 1,692 sqft
    2024-05-01 0 days 1,726 sqft
    2024-06-01 0 days 1,704 sqft
    2024-07-01 0 days 1,714 sqft
    2024-08-01 0 days 1,721 sqft
    2024-09-01 0 days 1,675 sqft
    2024-10-01 0 days 1,738 sqft
    2024-11-01 0 days 1,724 sqft
    2024-12-01 0 days 1,801 sqft
    2025-01-01 0 days 1,835 sqft
    Ardmore's median listing age (time on market) for 2025-01-01 was 0 days.

    Ardmore's median square footage for active listings during the 2025-01-01 period was 1,835 sqft. One year prior, the average listing was 1,646 sqft.

    Ardmore, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 552 $105,540,000 $191,196
    Refi 92 $12,970,000 $140,978
    Home Improvement 81 $4,785,000 $59,074
    Cash Out Refi 76 $13,590,000 $178,816
    Other 71 $5,335,000 $75,141

    Ardmore's most frequently cited loan purpose was Home Purchase, with 552 originations. The 2nd most popular reason was Refi, with 92 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 274 $53,540,000 $195,401
    7-8% 194 $32,580,000 $167,938
    Over 8% 139 $17,675,000 $127,158
    5-6% 71 $15,205,000 $214,155
    <2.5% 6 $30,000 $5,000
    4-5% 4 $1,170,000 $292,500

    During 2023, Ardmore's most frequently originated rate bucket was 6-7%, with 274 originations.

    Loan Sizing (Ardmore, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 329 $19,075,000 $57,979
    $100k-200k 289 $43,085,000 $149,083
    $200k-400k 213 $56,345,000 $264,531
    $400k-600k 28 $13,190,000 $471,071
    $600k-1000k 11 $7,485,000 $680,455
    $Over $1MM 2 $3,040,000 $1,520,000

    Ardmore's loan sizing saw the bucket of loans from $100,000 or less with 329 originations, totaling $19,075,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 355 $77,265,000 $217,648
    60-80% 144 $24,440,000 $169,722
    40-60% 63 $8,415,000 $133,571
    20-40% 62 $4,450,000 $71,774
    Under 20% 49 $2,085,000 $42,551
    Over 100% 11 $3,045,000 $276,818

    Ardmore's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 355 originations, totaling $77,265,000 in origination value.