Ardmore Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ardmore averaged 7.2% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.88% and one month ago for the week of 2024-03-14, the average rate was 6.84%.

    Ardmore's average rate one year ago was 6.47%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Ardmore 30 Year Fixed Rate 2024-04-18 7.2%
    Ardmore 30 Year Fixed Rate Refi 2024-04-18 7.6%
    Ardmore 15 Year Fixed Rate 2024-04-18 6.59%
    Ardmore 15 Year Fixed Rate Refi 2024-04-18 6.39%
    Ardmore 30 Year FHA 2024-04-18 7.06%
    Ardmore 30 Year FHA Refi 2024-04-18 6.66%
    Ardmore 30 Year USDA 2024-04-18 6.86%
    Ardmore 30 Year USDA Refi 2024-04-18 6.76%
    Ardmore 30 Year VA 2024-04-18 6.76%
    Ardmore 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ardmore, OK.

    Ardmore Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ardmore, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First United Bank and Trust Company 25 7.01% $5,880
    Gateway First Bank 17 6.98% $5,998
    ASSOCIATED MORTGAGE CORPORATION 15 6.64% $5,321
    NEWREZ LLC 14 7.10% $4,783
    QUICKEN LOANS, LLC 13 6.79% $6,570
    BancFirst 11 6.82% $5,598
    JPMorgan Chase Bank 7 6.61% $3,362
    PENNYMAC LOAN SERVICES, LLC 6 6.29% $4,918
    F & M Bank 6 7.00% $5,361
    UNITED WHOLESALE MORTGAGE, LLC 6 6.71% $5,716
    GUARANTEED RATE, INC. 4 6.60% $6,950
    COMMUNICATION 4 6.44% $3,711
    21ST MORTGAGE CORPORATION 3 7.52% $6,675
    GUILD MORTGAGE COMPANY 3 7.29% $7,149
    CARDINAL FINANCIAL 2 6.00% $6,332
    Capitol Federal Savings Bank 2 6.44% $3,770
    PLAZA HOME MORTGAGE, INC. 2 6.63% $6,135
    U.S. Bank 2 7.06% $3,228
    Bank of America 2 6.94% $3,855
    Simmons Bank 2 6.88% $6,659
    Chickasaw Community Bank 2 7.38% $4,457
    CALCON MUTUAL MORTGAGE LLC 1 5.75% $10,658
    ZILLOW HOME LOANS, LLC 1 7.13% $4,514
    BMO Harris Bank 1 6.50% $3,904
    LAKEVIEW LOAN SERVICING, LLC 1 7.13% $11,742
    Mabrey Bank 1 7.63% $3,624
    Mortgage Research Center, LLC 1 6.99% $57
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,052
    M&T Bank 1 6.38% $6,025
    Network Funding, L.P. 1 7.63% $9,739
    NFM, INC. 1 6.63% $9,950
    Arvest Bank 1 6.38% $3,384
    Plains Commerce Bank 1 5.88% $8,160
    PREMIA MORTGAGE, LLC 1 6.13% $2,571
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $10,088
    RESIDENTIAL BANCORP 1 6.38% $9,882
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.99% $9,394
    Servion, Inc. 1 7.50% $4,303
    SFMC, LP 1 6.38% $6,586
    The Huntington National Bank 1 6.13% $4,631
    TIB The Independent Bankersbank 1 6.63% $9,645
    AmeriHome Mortgage Company, LLC 1 5.99% $5,965
    USAA Federal Savings Bank 1 8.00% $4,007
    Vision Bank 1 6.37% $2,645
    Wells Fargo Bank 1 6.38% $6,655
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $5,635
    CORNERSTONE HOME LENDING, INC. 1 5.99% $15,512
    Encompass Lending Group, LP 1 5.75% $6,600
    EVERETT FINANCIAL, INC. 1 6.25% $5,905
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.13% $3,868
    First Liberty Bank 1 7.38% $3,361
    First National Bank and Trust Company 1 6.88% $6,835
    Flagstar Bank, FSB 1 6.88% $8,521

    Ardmore Average Closing Costs & Other Stats

    Ardmore, OK's 53 lenders originated 872 loans during 2023. The total origination value was $142,220,000, with an average loan value of $163,096.

    Ardmore's average closing costs are $5,356.

    The top Ardmore lender as defined by loan originations is First United Bank and Trust Company, with 25 loans originated. Their average total fees are $5,880, which is $118 lower than the next largest lender, Gateway First Bank.

    The lowest fee Ardmore lenders (with over 10 loans originated) are NEWREZ LLC ($4,783), ASSOCIATED MORTGAGE CORPORATION ($5,321), BancFirst ($5,598), First United Bank and Trust Company ($5,880) and Gateway First Bank ($5,998).

    The lowest rate Ardmore lenders (with over 10 loans originated) are ASSOCIATED MORTGAGE CORPORATION (6.64%), QUICKEN LOANS, LLC (6.79%), BancFirst (6.82%), Gateway First Bank (6.98%) and First United Bank and Trust Company (7.01%).

    Ardmore, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    BancFirst $24,730,000 $15,935,000 -35.6% 11.2%
    First United Bank and Trust Company $13,555,000 $12,270,000 -9.5% 8.6%
    ASSOCIATED MORTGAGE CORPORATION $14,865,000 $9,045,000 -39.2% 6.4%
    American Nation Bank $15,250,000 $7,785,000 -49.0% 5.5%
    QUICKEN LOANS, LLC $14,680,000 $7,600,000 -48.2% 5.3%
    Gateway First Bank $8,970,000 $7,025,000 -21.7% 4.9%
    First National Bank and Trust Company of Ardmore $8,905,000 $6,125,000 -31.2% 4.3%
    NEWREZ LLC $450,000 $5,995,000 1,232.2% 4.2%
    First Bank & Trust Co. $8,290,000 $5,180,000 -37.5% 3.6%
    Mortgage Research Center, LLC $4,625,000 $4,215,000 -8.9% 3.0%
    21ST MORTGAGE CORPORATION $2,935,000 $3,645,000 24.2% 2.6%
    PLAZA HOME MORTGAGE, INC. $1,035,000 $2,685,000 159.4% 1.9%
    Chickasaw Community Bank $2,105,000 $2,595,000 23.3% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $1,735,000 $2,595,000 49.6% 1.8%
    PENNYMAC LOAN SERVICES, LLC $2,360,000 $2,120,000 -10.2% 1.5%
    COMMUNICATION $2,570,000 $2,110,000 -17.9% 1.5%
    JPMorgan Chase Bank $2,180,000 $1,965,000 -9.9% 1.4%
    F & M Bank $2,610,000 $1,810,000 -30.7% 1.3%
    GUARANTEED RATE, INC. $785,000 $1,730,000 120.4% 1.2%
    Simmons Bank $925,000 $1,605,000 73.5% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $345,000 $1,520,000 340.6% 1.1%
    Third Coast Bank SSB $1,480,000 n/a 1.0%
    GUILD MORTGAGE COMPANY $1,150,000 $1,440,000 25.2% 1.0%
    LOANDEPOT.COM, LLC $2,285,000 $1,155,000 -49.5% 0.8%
    TOWNE MORTGAGE COMPANY $1,120,000 n/a 0.8%
    NATIONS DIRECT MORTGAGE, LLC $730,000 $985,000 34.9% 0.7%
    MTC Federal Credit Union $960,000 $965,000 0.5% 0.7%
    CARDINAL FINANCIAL $1,055,000 $950,000 -10.0% 0.7%
    First State Bank $930,000 n/a 0.7%
    Flagstar Bank, FSB $1,725,000 $905,000 -47.5% 0.6%
    RESIDENTIAL BANCORP $830,000 n/a 0.6%
    CORNERSTONE HOME LENDING, INC. $960,000 $790,000 -17.7% 0.6%
    FREEDOM MORTGAGE CORPORATION $1,480,000 $755,000 -49.0% 0.5%
    USAA Federal Savings Bank $735,000 $710,000 -3.4% 0.5%
    AmeriHome Mortgage Company, LLC $700,000 $695,000 -0.7% 0.5%
    Barrington Bank & Trust Company, N.A. $380,000 $675,000 77.6% 0.5%
    MID AMERICA MORTGAGE, INC. $300,000 $660,000 120.0% 0.5%
    LOANPAL, LLC $330,000 $640,000 93.9% 0.5%
    Vision Bank $410,000 $590,000 43.9% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $155,000 $580,000 274.2% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,185,000 $575,000 -51.5% 0.4%
    NEW DAY FINANCIAL, LLC $735,000 $530,000 -27.9% 0.4%
    BROKER SOLUTIONS, INC. $1,060,000 $505,000 -52.4% 0.4%
    Carrington Mortgage Services, LLC $305,000 $480,000 57.4% 0.3%
    Equity Prime Mortgage LLC $480,000 n/a 0.3%
    U.S. Bank $270,000 $470,000 74.1% 0.3%
    AMERICAN INTERNET MORTGAGE, INC. $460,000 n/a 0.3%
    PREMIA MORTGAGE, LLC $445,000 n/a 0.3%
    The Huntington National Bank $435,000 n/a 0.3%
    SFMC, LP $430,000 n/a 0.3%
    WILLOW BEND MORTGAGE COMPANY, LLC $295,000 $425,000 44.1% 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $115,000 $420,000 265.2% 0.3%
    CMG MORTGAGE, INC. $400,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $390,000 129.4% 0.3%
    Capitol Federal Savings Bank $370,000 n/a 0.3%
    POLARIS HOME FUNDING CORP. $370,000 n/a 0.3%
    All America Bank $365,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $635,000 $345,000 -45.7% 0.2%
    UNION HOME MORTGAGE CORP. $335,000 n/a 0.2%
    Arvest Bank $885,000 $330,000 -62.7% 0.2%
    BMO Harris Bank $330,000 n/a 0.2%
    Ally Bank $145,000 $305,000 110.3% 0.2%
    Commerce Home Mortgage, Inc. $315,000 $305,000 -3.2% 0.2%
    First National Bank and Trust Company $305,000 n/a 0.2%
    TIB The Independent Bankersbank $305,000 n/a 0.2%
    Armed Forces Bank $295,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $690,000 $285,000 -58.7% 0.2%
    MYCUMORTGAGE, LLC $275,000 n/a 0.2%
    United Fidelity Funding Corp. $275,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $265,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $535,000 $250,000 -53.3% 0.2%
    CALCON MUTUAL MORTGAGE LLC $245,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $330,000 $245,000 -25.8% 0.2%
    Network Funding, L.P. $245,000 n/a 0.2%
    Bank of America $920,000 $240,000 -73.9% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,720,000 $240,000 -86.0% 0.2%
    Mortgage Investment Services Corporation $235,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $145,000 $230,000 58.6% 0.2%
    MEMBER ADVANTAGE MORTGAGE, LLC $225,000 n/a 0.2%
    M&T Bank $220,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $215,000 n/a 0.2%
    Wells Fargo Bank $2,280,000 $215,000 -90.6% 0.2%
    Guaranty Bank & Trust, N.A. $85,000 $205,000 141.2% 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $205,000 n/a 0.1%
    Plains Commerce Bank $205,000 n/a 0.1%
    United Community Bank $105,000 $200,000 90.5% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $160,000 $200,000 25.0% 0.1%
    Mabrey Bank $195,000 n/a 0.1%
    NFM, INC. $185,000 n/a 0.1%
    First Liberty Bank $490,000 $175,000 -64.3% 0.1%
    OPEN MORTGAGE, LLC $215,000 $175,000 -18.6% 0.1%
    Superior Credit Union, Inc. $430,000 $175,000 -59.3% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $310,000 $165,000 -46.8% 0.1%
    ZILLOW HOME LOANS, LLC $165,000 n/a 0.1%
    Citizens Bank $305,000 $160,000 -47.5% 0.1%
    CSL Financial, LLC $160,000 n/a 0.1%
    Tinker Federal Credit Union $325,000 $150,000 -53.8% 0.1%
    SOUTH CENTRAL BANK, INC. $145,000 n/a 0.1%
    GERSHMAN INVESTMENT CORP. $135,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 $130,000 -46.9% 0.1%
    CALIBER HOME LOANS, INC. $6,790,000 $125,000 -98.2% 0.1%
    Ixonia Bank $125,000 n/a 0.1%
    Secured Investment Corp. $85,000 $125,000 47.1% 0.1%
    American Airlines Federal Credit Union $105,000 n/a 0.1%
    Figure Lending LLC $25,000 $95,000 280.0% 0.1%
    First Oklahoma Bank $95,000 n/a 0.1%
    VALOR BANK $95,000 n/a 0.1%
    International Bank of Commerce $395,000 $90,000 -77.2% 0.1%
    Encompass Lending Group, LP $75,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $75,000 $75,000 0.0% 0.1%
    THE MORTGAGE LINK, INC. $75,000 n/a 0.1%
    Baxter Credit Union $65,000 n/a 0.0%
    FLAT BRANCH MORTGAGE, INC. $260,000 $65,000 -75.0% 0.0%
    Truist $295,000 $65,000 -78.0% 0.0%
    Servion, Inc. $275,000 $55,000 -80.0% 0.0%
    Southwest Airlines Federal Credit Union $55,000 n/a 0.0%
    Coastal Community Bank $50,000 n/a 0.0%
    Discover Bank $255,000 $35,000 -86.3% 0.0%
    Legacy Bank $45,000 $25,000 -44.4% 0.0%
    Oklahoma Educators Credit Union $105,000 $15,000 -85.7% 0.0%

    Ardmore's top lender by overall market share is BancFirst, with 11.2% market share. In second place, with 8.6%, is First United Bank and Trust Company, having originated $12,270,000 in loans. In third place, with 6.4%, is ASSOCIATED MORTGAGE CORPORATION, having originated $9,045,000 in loans. In fourth place, with 5.5%, is American Nation Bank, having originated $7,785,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $7,600,000 in loans.

    Ardmore Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,000 (3.1%) $255,808 (15.3%) 0.00 335
    2018-02-01 $159,950 (-3.1%) $247,989 (13.2%) 0.00 339
    2018-03-01 $168,200 (-1.0%) $207,777 (-6.5%) 0.00 331
    2018-04-01 $169,900 (0.0%) $221,830 (-9.7%) 0.00 329
    2018-05-01 $169,850 (-2.9%) $228,554 (-9.2%) 0.00 330
    2018-06-01 $169,000 (-4.6%) $233,230 (-6.2%) 0.00 318
    2018-07-01 $166,975 (-6.7%) $227,392 (-9.1%) 0.00 311
    2018-08-01 $167,900 (-6.3%) $227,042 (-9.8%) 0.00 297
    2018-09-01 $163,900 (-6.9%) $231,579 (-8.7%) 0.00 298
    2018-10-01 $160,950 (-8.0%) $229,890 (-9.3%) 0.00 294
    2018-11-01 $155,725 (-11.0%) $225,398 (-16.9%) 0.00 285
    2018-12-01 $158,000 (-9.7%) $227,942 (-14.5%) 0.00 283
    2019-01-01 $152,450 (-7.6%) $234,766 (-8.2%) 0.00 281
    2019-02-01 $149,900 (-6.3%) $246,889 (-0.4%) 0.00 259
    2019-03-01 $153,736 (-8.6%) $250,109 (20.4%) 0.00 260
    2019-04-01 $155,236 (-8.6%) $252,586 (13.9%) 0.00 266
    2019-05-01 $156,575 (-7.8%) $238,765 (4.5%) 0.00 277
    2019-06-01 $159,000 (-5.9%) $238,618 (2.3%) 0.00 258
    2019-07-01 $158,500 (-5.1%) $230,128 (1.2%) 0.00 249
    2019-08-01 $164,091 (-2.3%) $241,935 (6.6%) 0.00 241
    2019-09-01 $170,227 (3.9%) $255,783 (10.5%) 0.00 229
    2019-10-01 $174,750 (8.6%) $269,520 (17.2%) 0.00 210
    2019-11-01 $169,900 (9.1%) $261,021 (15.8%) 0.00 216
    2019-12-01 $163,550 (3.5%) $259,198 (13.7%) 0.00 216
    2020-01-01 $174,500 (14.5%) $278,910 (18.8%) 0.00 186
    2020-02-01 $178,950 (19.4%) $275,324 (11.5%) 0.00 189
    2020-03-01 $174,975 (13.8%) $268,874 (7.5%) 0.00 190
    2020-04-01 $174,900 (12.7%) $277,708 (10.0%) 0.00 191
    2020-05-01 $189,900 (21.3%) $283,709 (18.8%) 0.00 183
    2020-06-01 $217,500 (36.8%) $297,941 (24.9%) 0.00 163
    2020-07-01 $222,325 (40.3%) $292,824 (27.2%) 0.00 154
    2020-08-01 $215,000 (31.0%) $286,910 (18.6%) 0.00 133
    2020-09-01 $191,950 (12.8%) $287,502 (12.4%) 0.00 134
    2020-10-01 $175,000 (0.1%) $292,970 (8.7%) 0.00 139
    2020-11-01 $147,250 (-13.3%) $231,805 (-11.2%) 0.00 119
    2020-12-01 $147,500 (-9.8%) $222,001 (-14.4%) 0.00 131
    2021-01-01 $154,000 (-11.8%) $225,842 (-19.0%) 0.00 126
    2021-02-01 $149,950 (-16.2%) $228,545 (-17.0%) 0.00 125
    2021-03-01 $155,000 (-11.4%) $245,034 (-8.9%) 0.00 113
    2021-04-01 $145,475 (-16.8%) $239,708 (-13.7%) 0.00 128
    2021-05-01 $169,000 (-11.0%) $257,075 (-9.4%) 0.00 124
    2021-06-01 $184,000 (-15.4%) $291,620 (-2.1%) 0.00 135
    2021-07-01 $181,250 (-18.5%) $295,241 (0.8%) 0.00 127
    2021-08-01 $196,100 (-8.8%) $310,393 (8.2%) 0.00 122
    2021-09-01 $193,500 (0.8%) $358,934 (24.9%) 0.00 116
    2021-10-01 $192,000 (9.7%) $343,862 (17.4%) 0.00 135
    2021-11-01 $168,500 (14.4%) $372,944 (60.9%) 0.00 126
    2021-12-01 $169,675 (15.0%) $413,220 (86.1%) 0.00 97
    2022-01-01 $160,000 (3.9%) $379,667 (68.1%) 0.00 98
    2022-02-01 $162,000 (8.0%) $412,440 (80.5%) 0.00 94
    2022-03-01 $207,500 (33.9%) $466,396 (90.3%) 0.00 81
    2022-04-01 $172,500 (18.6%) $370,264 (54.5%) 0.00 90
    2022-05-01 $198,125 (17.2%) $338,638 (31.7%) 0.00 89
    2022-06-01 $199,000 (8.2%) $328,820 (12.8%) 0.00 105
    2022-07-01 $199,000 (9.8%) $338,354 (14.6%) 0.00 109
    2022-08-01 $195,000 (-0.6%) $298,322 (-3.9%) 0.00 129
    2022-09-01 $189,749 (-1.9%) $315,291 (-12.2%) 0.00 131
    2022-10-01 $195,000 (1.6%) $291,829 (-15.1%) 0.00 143
    2022-11-01 $207,250 (23.0%) $267,736 (-28.2%) 0.00 147
    2022-12-01 $229,000 (35.0%) $281,021 (-32.0%) 0.00 141
    2023-01-01 $222,150 (38.8%) $298,741 (-21.3%) 0.00 125
    2023-02-01 $200,750 (23.9%) $325,114 (-21.2%) 0.00 124
    2023-03-01 $231,725 (11.7%) $351,536 (-24.6%) 0.00 131
    2023-04-01 $232,250 (34.6%) $357,292 (-3.5%) 0.00 125
    2023-05-01 $229,125 (15.7%) $357,618 (5.6%) 0.00 127
    2023-06-01 $248,000 (24.6%) $369,954 (12.5%) 0.00 129
    2023-07-01 $244,000 (22.6%) $373,640 (10.4%) 0.00 123
    2023-08-01 $239,225 (22.7%) $353,032 (18.3%) 0.00 153
    2023-09-01 $239,000 (26.0%) $340,051 (7.9%) 0.00 175
    2023-10-01 $226,000 (15.9%) $338,483 (16.0%) 0.00 187
    2023-11-01 $212,250 (2.4%) $323,213 (20.7%) 0.00 184
    2023-12-01 $219,950 (-4.0%) $337,387 (20.1%) 0.00 180
    2024-01-01 $221,225 (-0.4%) $330,236 (10.5%) 0.00 190
    2024-02-01 $212,450 (5.8%) $327,400 (0.7%) 0.00 189
    2024-03-01 $200,000 (-13.7%) $315,024 (-10.4%) 0.00 190
    Ardmore's median listing price for 2024-03-01 was $200,000, a difference of $-31,725 (-13.7%) versus the prior year and $-12,450 versus the prior month.

    Ardmore's median listing price comes in at 0% of the national average.

    Ardmore's average listing price for 2024-03-01 was $315,024, a difference of $-36,512 (-10.4%) versus the prior year and $-12,376 versus the prior month.

    For the 2024-03-01 period, Ardmore had 190 MLS listings, a difference of 1 listings (1%) versus the prior month and 59 listings (45%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,827 sqft
    2018-02-01 0 days 1,799 sqft
    2018-03-01 0 days 1,798 sqft
    2018-04-01 0 days 1,825 sqft
    2018-05-01 0 days 1,799 sqft
    2018-06-01 0 days 1,832 sqft
    2018-07-01 0 days 1,841 sqft
    2018-08-01 0 days 1,836 sqft
    2018-09-01 0 days 1,834 sqft
    2018-10-01 0 days 1,783 sqft
    2018-11-01 0 days 1,750 sqft
    2018-12-01 0 days 1,742 sqft
    2019-01-01 0 days 1,750 sqft
    2019-02-01 0 days 1,755 sqft
    2019-03-01 0 days 1,746 sqft
    2019-04-01 0 days 1,734 sqft
    2019-05-01 0 days 1,738 sqft
    2019-06-01 0 days 1,745 sqft
    2019-07-01 0 days 1,767 sqft
    2019-08-01 0 days 1,807 sqft
    2019-09-01 0 days 1,820 sqft
    2019-10-01 0 days 1,836 sqft
    2019-11-01 0 days 1,799 sqft
    2019-12-01 0 days 1,720 sqft
    2020-01-01 0 days 1,761 sqft
    2020-02-01 0 days 1,858 sqft
    2020-03-01 0 days 1,798 sqft
    2020-04-01 0 days 1,918 sqft
    2020-05-01 0 days 1,960 sqft
    2020-06-01 0 days 2,036 sqft
    2020-07-01 0 days 2,046 sqft
    2020-08-01 0 days 1,977 sqft
    2020-09-01 0 days 1,728 sqft
    2020-10-01 0 days 1,725 sqft
    2020-11-01 0 days 1,597 sqft
    2020-12-01 0 days 1,644 sqft
    2021-01-01 0 days 1,646 sqft
    2021-02-01 0 days 1,636 sqft
    2021-03-01 0 days 1,637 sqft
    2021-04-01 0 days 1,589 sqft
    2021-05-01 0 days 1,712 sqft
    2021-06-01 0 days 1,773 sqft
    2021-07-01 0 days 1,745 sqft
    2021-08-01 0 days 1,812 sqft
    2021-09-01 0 days 1,797 sqft
    2021-10-01 0 days 1,779 sqft
    2021-11-01 0 days 1,680 sqft
    2021-12-01 0 days 1,776 sqft
    2022-01-01 0 days 1,731 sqft
    2022-02-01 0 days 1,667 sqft
    2022-03-01 0 days 1,791 sqft
    2022-04-01 0 days 1,704 sqft
    2022-05-01 0 days 1,724 sqft
    2022-06-01 0 days 1,625 sqft
    2022-07-01 0 days 1,624 sqft
    2022-08-01 0 days 1,614 sqft
    2022-09-01 0 days 1,661 sqft
    2022-10-01 0 days 1,679 sqft
    2022-11-01 0 days 1,656 sqft
    2022-12-01 0 days 1,743 sqft
    2023-01-01 0 days 1,686 sqft
    2023-02-01 0 days 1,615 sqft
    2023-03-01 0 days 1,685 sqft
    2023-04-01 0 days 1,690 sqft
    2023-05-01 0 days 1,678 sqft
    2023-06-01 0 days 1,668 sqft
    2023-07-01 0 days 1,692 sqft
    2023-08-01 0 days 1,733 sqft
    2023-09-01 0 days 1,744 sqft
    2023-10-01 0 days 1,612 sqft
    2023-11-01 0 days 1,619 sqft
    2023-12-01 0 days 1,668 sqft
    2024-01-01 0 days 1,629 sqft
    2024-02-01 0 days 1,583 sqft
    2024-03-01 0 days 1,608 sqft
    Ardmore's median listing age (time on market) for 2024-03-01 was 0 days.

    Ardmore's median square footage for active listings during the 2024-03-01 period was 1,608 sqft. One year prior, the average listing was 1,685 sqft.

    Ardmore, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 552 $105,540,000 $191,196
    Refi 92 $12,970,000 $140,978
    Home Improvement 81 $4,785,000 $59,074
    Cash Out Refi 76 $13,590,000 $178,816
    Other 71 $5,335,000 $75,141

    Ardmore's most frequently cited loan purpose was Home Purchase, with 552 originations. The 2nd most popular reason was Refi, with 92 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 274 $53,540,000 $195,401
    7-8% 194 $32,580,000 $167,938
    Over 8% 139 $17,675,000 $127,158
    5-6% 71 $15,205,000 $214,155
    <2.5% 6 $30,000 $5,000
    4-5% 4 $1,170,000 $292,500

    During 2023, Ardmore's most frequently originated rate bucket was 6-7%, with 274 originations.

    Loan Sizing (Ardmore, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 329 $19,075,000 $57,979
    $100k-200k 289 $43,085,000 $149,083
    $200k-400k 213 $56,345,000 $264,531
    $400k-600k 28 $13,190,000 $471,071
    $600k-1000k 11 $7,485,000 $680,455
    $Over $1MM 2 $3,040,000 $1,520,000

    Ardmore's loan sizing saw the bucket of loans from $100,000 or less with 329 originations, totaling $19,075,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 355 $77,265,000 $217,648
    60-80% 144 $24,440,000 $169,722
    40-60% 63 $8,415,000 $133,571
    20-40% 62 $4,450,000 $71,774
    Under 20% 49 $2,085,000 $42,551
    Over 100% 11 $3,045,000 $276,818

    Ardmore's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 355 originations, totaling $77,265,000 in origination value.