Ardmore Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ardmore averaged 6.91% for the week of 2025-07-10, compared to the national average of 6.72% for the same period.

    The average rate for the prior week (2025-07-03) was 7.16% and one month ago for the week of 2025-06-05, the average rate was 7.04%.

    Ardmore's average rate one year ago was 7.24%.

    For refis of the same type during the week of 2025-07-10, the average rate was 6.72%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-10 6.72%
    Ardmore 30 Year Fixed Rate 2025-07-10 6.91%
    Ardmore 30 Year Fixed Rate Refi 2025-07-10 6.72%
    Ardmore 15 Year Fixed Rate 2025-07-10 5.76%
    Ardmore 15 Year Fixed Rate Refi 2025-07-10 6.26%
    Ardmore 30 Year FHA 2025-07-10 6.75%
    Ardmore 30 Year FHA Refi 2025-07-10 6.32%
    Ardmore 30 Year USDA 2025-07-10 6.65%
    Ardmore 30 Year USDA Refi 2025-07-10 6.65%
    Ardmore 30 Year VA 2025-07-10 6.47%
    Ardmore 30 Year VA Refi 2025-07-10 6.47%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ardmore, OK.

    Ardmore Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ardmore, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Gateway First Bank 22 6.89% $5,213
    QUICKEN LOANS, LLC 20 6.82% $7,608
    First United Bank and Trust Company 16 7.05% $5,294
    BancFirst 14 6.96% $5,001
    ASSOCIATED MORTGAGE CORPORATION 14 6.84% $4,174
    GUILD MORTGAGE COMPANY 8 7.00% $6,828
    NEWREZ LLC 5 7.35% $4,863
    LOANDEPOT.COM, LLC 5 6.32% $9,617
    F & M Bank 4 6.59% $5,776
    COMMUNICATION 4 6.91% $3,395
    MTC Federal Credit Union 3 6.50% $5,913
    First State Bank 3 6.92% $5,818
    Arvest Bank 3 7.04% $4,264
    Mr. Cooper ( Nationstar Mortgage ) 3 6.37% $7,633
    JPMorgan Chase Bank 3 6.71% $6,477
    GUARANTEED RATE AFFINITY, LLC 3 6.96% $92
    21ST MORTGAGE CORPORATION 2 9.20% $6,216
    American Mortgage & Equity Consultants, Inc. 2 7.19% $4,970
    AmeriHome Mortgage Company, LLC 2 7.06% $3,822
    BROKER SOLUTIONS, INC. 2 7.56% $9,066
    Deere Employees Credit Union 2 6.12% $3,526
    FLAT BRANCH MORTGAGE, INC. 2 6.12% $3,313
    NAVY FEDERAL CREDIT UNION 2 6.94% $2,497
    PLAZA HOME MORTGAGE, INC. 2 8.31% $5,172
    SUCCESS MORTGAGE PARTNERS, INC. 2 6.81% $5,822
    The Loan Store, Inc. 2 7.00% $5,063
    Waterstone Mortgage Corporation 2 6.75% $8,486
    Wells Fargo Bank 2 6.19% $4,058
    UNION HOME MORTGAGE CORP. 1 6.38% $9,178
    Equity Bank 1 6.13% $3,752
    FREEDOM MORTGAGE CORPORATION 1 7.25% $6,393
    ENDEAVOR CAPITAL, LLC. 1 6.50% $6,859
    GENEVA FINANCIAL, LLC 1 7.00% $5,874
    Discover Bank 1 7.31% $0
    CREDIT UNION OF AMERICA 1 5.75% $7,942
    Home Mortgage Alliance Corp 1 7.13% $13,743
    Independent Bank 1 5.75% $3,553
    CORNERSTONE HOME LENDING, INC. 1 7.38% $6,315
    Commerce Bank 1 6.63% $2,964
    MORTGAGEONE, INC. 1 7.13% $6,872
    Mortgage Research Center, LLC 1 7.63% $8,668
    MOVEMENT MORTGAGE, LLC 1 6.99% $2,856
    BMO Harris Bank 1 7.25% $5,017
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.63% $6,214
    Nations Lending Corporation 1 6.63% $9,921
    UNITED WHOLESALE MORTGAGE, LLC 1 6.00% $17,528
    American National Bank & Trust 1 7.50% $6,255
    NexBank 1 8.13% $7,797
    V.I.P. MORTGAGE, INC. 1 6.63% $9,278
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $6,506
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.88% $7,013
    ALLEGACY FEDERAL CREDIT UNION 1 6.50% $4,938
    ROYAL UNITED MORTGAGE LLC 1 6.63% $6,155
    Sierra Pacific Mortgage Company, Inc. 1 6.88% $12,884
    Stride Bank 1 7.13% $3,832
    Vision Bank 1 7.42% $638
    T2 FINANCIAL LLC 1 6.25% $11,101
    ZILLOW HOME LOANS, LLC 1 6.50% $9,368
    TOWNE MORTGAGE COMPANY 1 7.13% $2,204
    Firstar Bank 1 5.88% $3,999
    FIRST COLONY MORTGAGE CORPORATION 1 6.88% $5,591
    First Federal Bank 1 6.75% $4,098
    First National Bank and Trust Company 1 6.50% $3,608
    Fifth Third Bank 1 4.88% $10,954
    Farm Credit Mid-America, ACA 1 7.00% $11,898
    Flagstar Bank, FSB 1 6.63% $8,060

    Ardmore Average Closing Costs & Other Stats

    Ardmore, OK's 66 lenders originated 878 loans during 2024. The total origination value was $150,840,000, with an average loan value of $171,800.

    Ardmore's average closing costs are $5,548.

    The top Ardmore lender as defined by loan originations is Gateway First Bank, with 22 loans originated. Their average total fees are $5,213, which is $2,395 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Ardmore lenders (with over 10 loans originated) are ASSOCIATED MORTGAGE CORPORATION ($4,174), BancFirst ($5,001), Gateway First Bank ($5,213), First United Bank and Trust Company ($5,294) and QUICKEN LOANS, LLC ($7,608).

    The lowest rate Ardmore lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.82%), ASSOCIATED MORTGAGE CORPORATION (6.84%), Gateway First Bank (6.89%), BancFirst (6.96%) and First United Bank and Trust Company (7.05%).

    Ardmore, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    BancFirst $15,935,000 $13,855,000 -13.1% 9.2%
    ASSOCIATED MORTGAGE CORPORATION $9,045,000 $11,640,000 28.7% 7.7%
    QUICKEN LOANS, LLC $7,600,000 $8,875,000 16.8% 5.9%
    American Nation Bank $7,785,000 $8,005,000 2.8% 5.3%
    First National Bank and Trust Company of Ardmore $6,125,000 $7,250,000 18.4% 4.8%
    First United Bank and Trust Company $12,270,000 $6,620,000 -46.0% 4.4%
    Gateway First Bank $7,025,000 $6,145,000 -12.5% 4.1%
    First Bank & Trust Co. $5,180,000 $5,780,000 11.6% 3.8%
    Mortgage Research Center, LLC $4,215,000 $5,265,000 24.9% 3.5%
    21ST MORTGAGE CORPORATION $3,645,000 $4,180,000 14.7% 2.8%
    GUILD MORTGAGE COMPANY $1,440,000 $3,915,000 171.9% 2.6%
    UNITED WHOLESALE MORTGAGE, LLC $2,595,000 $3,475,000 33.9% 2.3%
    TOWNE MORTGAGE COMPANY $1,120,000 $3,260,000 191.1% 2.2%
    Simmons Bank $1,605,000 $2,540,000 58.3% 1.7%
    NEWREZ LLC $5,995,000 $2,335,000 -61.1% 1.5%
    LOANDEPOT.COM, LLC $1,155,000 $2,305,000 99.6% 1.5%
    Fifth Third Bank $1,915,000 n/a 1.3%
    Chickasaw Community Bank $2,595,000 $1,880,000 -27.6% 1.2%
    PENNYMAC LOAN SERVICES, LLC $2,120,000 $1,855,000 -12.5% 1.2%
    Third Coast Bank SSB $1,480,000 $1,630,000 10.1% 1.1%
    BROKER SOLUTIONS, INC. $505,000 $1,495,000 196.0% 1.0%
    COMMUNICATION $2,110,000 $1,425,000 -32.5% 0.9%
    MTC Federal Credit Union $965,000 $1,220,000 26.4% 0.8%
    NEW DAY FINANCIAL, LLC $530,000 $1,190,000 124.5% 0.8%
    NAVY FEDERAL CREDIT UNION $250,000 $1,170,000 368.0% 0.8%
    SOUTHWEST STAGE FUNDING, LLC $580,000 $1,160,000 100.0% 0.8%
    Arvest Bank $330,000 $1,150,000 248.5% 0.8%
    SUCCESS MORTGAGE PARTNERS, INC. $1,140,000 n/a 0.8%
    CSL Financial, LLC $160,000 $1,130,000 606.3% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $240,000 $1,110,000 362.5% 0.7%
    FREEDOM MORTGAGE CORPORATION $755,000 $1,100,000 45.7% 0.7%
    First State Bank $930,000 $995,000 7.0% 0.7%
    TRIAD FINANCIAL SERVICES, INC. $230,000 $905,000 293.5% 0.6%
    COUNTRYPLACE MORTGAGE, LTD. $420,000 $900,000 114.3% 0.6%
    Stride Bank $900,000 n/a 0.6%
    BMO Harris Bank $330,000 $895,000 171.2% 0.6%
    PLAZA HOME MORTGAGE, INC. $2,685,000 $880,000 -67.2% 0.6%
    Vision Bank $590,000 $855,000 44.9% 0.6%
    JPMorgan Chase Bank $1,965,000 $810,000 -58.8% 0.5%
    F & M Bank $1,810,000 $780,000 -56.9% 0.5%
    American Mortgage & Equity Consultants, Inc. $775,000 n/a 0.5%
    FLAT BRANCH MORTGAGE, INC. $65,000 $770,000 1,084.6% 0.5%
    Paramount Residential Mortgage Group, Inc. $645,000 n/a 0.4%
    Great Plains National Bank $640,000 n/a 0.4%
    GUARANTEED RATE, INC. $1,730,000 $625,000 -63.9% 0.4%
    GUARANTEED RATE AFFINITY, LLC $615,000 n/a 0.4%
    American National Bank & Trust $570,000 n/a 0.4%
    Bank of America $240,000 $550,000 129.2% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $1,520,000 $550,000 -63.8% 0.4%
    UNITED BUILT HOMES, L.L.C. $550,000 n/a 0.4%
    U.S. Bank $470,000 $540,000 14.9% 0.4%
    UNION HOME MORTGAGE CORP. $335,000 $525,000 56.7% 0.3%
    LOANPAL, LLC $640,000 $505,000 -21.1% 0.3%
    Farm Credit Mid-America, ACA $485,000 n/a 0.3%
    LEADERONE FINANCIAL CORPORATION $475,000 n/a 0.3%
    V.I.P. MORTGAGE, INC. $460,000 n/a 0.3%
    SOUTHWEST FUNDING, LP $455,000 n/a 0.3%
    Wells Fargo Bank $215,000 $450,000 109.3% 0.3%
    Equity Prime Mortgage LLC $480,000 $445,000 -7.3% 0.3%
    CARDINAL FINANCIAL $950,000 $440,000 -53.7% 0.3%
    MID AMERICA MORTGAGE, INC. $660,000 $435,000 -34.1% 0.3%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $420,000 n/a 0.3%
    Carrington Mortgage Services, LLC $480,000 $420,000 -12.5% 0.3%
    Barrington Bank & Trust Company, N.A. $675,000 $415,000 -38.5% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $390,000 $410,000 5.1% 0.3%
    Sierra Pacific Mortgage Company, Inc. $405,000 n/a 0.3%
    First National Bank and Trust Company $305,000 $400,000 31.1% 0.3%
    Waterstone Mortgage Corporation $390,000 n/a 0.3%
    AmeriHome Mortgage Company, LLC $695,000 $385,000 -44.6% 0.3%
    The Loan Store, Inc. $380,000 n/a 0.3%
    PLANET HOME LENDING, LLC $375,000 n/a 0.2%
    MORTGAGEONE, INC. $360,000 n/a 0.2%
    CLEARPATH LENDING $355,000 n/a 0.2%
    CREDIT UNION OF AMERICA $355,000 n/a 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $355,000 n/a 0.2%
    Discover Bank $35,000 $340,000 871.4% 0.2%
    VILLAGE CAPITAL MORTGAGE $335,000 n/a 0.2%
    CALCON MUTUAL MORTGAGE LLC $245,000 $315,000 28.6% 0.2%
    ZILLOW HOME LOANS, LLC $165,000 $315,000 90.9% 0.2%
    LENDINGHOME FUNDING CORPORATION $300,000 n/a 0.2%
    Deere Employees Credit Union $295,000 n/a 0.2%
    LONGBRIDGE FINANCIAL, LLC $290,000 n/a 0.2%
    First Federal Bank $285,000 n/a 0.2%
    NexBank $285,000 n/a 0.2%
    CONSTRUCTIVE LOANS, LLC $275,000 n/a 0.2%
    Flagstar Bank, FSB $905,000 $240,000 -73.5% 0.2%
    DEEPHAVEN MORTGAGE LLC $230,000 n/a 0.2%
    Tinker Federal Credit Union $150,000 $230,000 53.3% 0.2%
    BLUE SKY BANK $225,000 n/a 0.1%
    CHEVRON $225,000 n/a 0.1%
    First Oklahoma Bank $95,000 $225,000 136.8% 0.1%
    Home Mortgage Alliance Corp $225,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $225,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $345,000 $225,000 -34.8% 0.1%
    Figure Lending LLC $95,000 $220,000 131.6% 0.1%
    T2 FINANCIAL LLC $215,000 n/a 0.1%
    SPRING EQ, LLC $205,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $790,000 $185,000 -76.6% 0.1%
    Plains Commerce Bank $205,000 $185,000 -9.8% 0.1%
    Firstar Bank $175,000 n/a 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $175,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $165,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $75,000 $160,000 113.3% 0.1%
    Commerce Bank $155,000 n/a 0.1%
    Nations Lending Corporation $155,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $460,000 $135,000 -70.7% 0.1%
    Equity Bank $135,000 n/a 0.1%
    Independent Bank $135,000 n/a 0.1%
    Tulsa Federal Credit Union $135,000 n/a 0.1%
    Coastal Community Bank $50,000 $130,000 160.0% 0.1%
    ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $115,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $105,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $165,000 $105,000 -36.4% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $130,000 $105,000 -19.2% 0.1%
    ALLEGACY FEDERAL CREDIT UNION $95,000 n/a 0.1%
    COMMUNITY BANK $95,000 n/a 0.1%
    The First National Bank of Tom Bean $95,000 n/a 0.1%
    OCMBC, INC. $85,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $575,000 $75,000 -87.0% 0.0%
    MEMBER FIRST MORTGAGE, LLC $65,000 n/a 0.0%
    Community National Bank & Trust of Texas $45,000 n/a 0.0%
    Legend Bank, N.A. $45,000 n/a 0.0%
    Legacy Bank $25,000 $25,000 0.0% 0.0%
    OKLAHOMA CENTRAL Credit Union $25,000 n/a 0.0%

    Ardmore's top lender by overall market share is BancFirst, with 9.2% market share. In second place, with 7.7%, is ASSOCIATED MORTGAGE CORPORATION, having originated $11,640,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $8,875,000 in loans. In fourth place, with 5.3%, is American Nation Bank, having originated $8,005,000 in loans. In fifth place, with 4.8%, is First National Bank and Trust Company of Ardmore, having originated $7,250,000 in loans.

    Ardmore Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $161,225 (-1.8%) $219,854 (0.4%) 0.00 283
    2018-02-01 $159,900 (-5.8%) $215,070 (-2.1%) 0.00 287
    2018-03-01 $165,000 (-5.7%) $209,169 (-5.3%) 0.00 284
    2018-04-01 $169,900 (0.0%) $217,257 (-1.3%) 0.00 275
    2018-05-01 $169,950 (-2.9%) $223,081 (-1.0%) 0.00 277
    2018-06-01 $169,900 (-4.5%) $224,770 (-3.0%) 0.00 270
    2018-07-01 $169,400 (-5.8%) $219,671 (-6.4%) 0.00 260
    2018-08-01 $169,575 (-5.1%) $218,265 (-6.0%) 0.00 248
    2018-09-01 $165,000 (-6.3%) $216,030 (-7.0%) 0.00 250
    2018-10-01 $164,950 (-2.9%) $212,328 (-7.5%) 0.00 241
    2018-11-01 $162,150 (-4.6%) $205,806 (-10.7%) 0.00 241
    2018-12-01 $159,900 (-8.6%) $202,591 (-12.0%) 0.00 243
    2019-01-01 $156,150 (-3.2%) $212,801 (-3.2%) 0.00 240
    2019-02-01 $152,450 (-4.7%) $223,325 (3.8%) 0.00 221
    2019-03-01 $154,936 (-6.1%) $225,564 (7.8%) 0.00 220
    2019-04-01 $154,861 (-8.9%) $228,877 (5.4%) 0.00 219
    2019-05-01 $155,375 (-8.6%) $222,258 (-0.4%) 0.00 232
    2019-06-01 $151,950 (-10.6%) $223,323 (-0.6%) 0.00 217
    2019-07-01 $153,750 (-9.2%) $223,957 (2.0%) 0.00 212
    2019-08-01 $163,950 (-3.3%) $239,170 (9.6%) 0.00 207
    2019-09-01 $170,025 (3.1%) $253,211 (17.2%) 0.00 198
    2019-10-01 $174,075 (5.5%) $265,325 (25.0%) 0.00 186
    2019-11-01 $164,400 (1.4%) $247,883 (20.4%) 0.00 188
    2019-12-01 $163,900 (2.5%) $242,439 (19.7%) 0.00 187
    2020-01-01 $171,075 (9.6%) $265,878 (24.9%) 0.00 161
    2020-02-01 $178,950 (17.4%) $268,005 (20.0%) 0.00 165
    2020-03-01 $172,700 (11.5%) $247,660 (9.8%) 0.00 166
    2020-04-01 $169,900 (9.7%) $254,407 (11.2%) 0.00 167
    2020-05-01 $189,000 (21.6%) $257,343 (15.8%) 0.00 159
    2020-06-01 $218,750 (44.0%) $276,694 (23.9%) 0.00 140
    2020-07-01 $222,200 (44.5%) $275,407 (23.0%) 0.00 134
    2020-08-01 $215,000 (31.1%) $264,241 (10.5%) 0.00 115
    2020-09-01 $172,475 (1.4%) $251,175 (-0.8%) 0.00 115
    2020-10-01 $154,900 (-11.0%) $265,597 (0.1%) 0.00 122
    2020-11-01 $135,725 (-17.4%) $229,403 (-7.5%) 0.00 108
    2020-12-01 $139,450 (-14.9%) $215,214 (-11.2%) 0.00 117
    2021-01-01 $132,000 (-22.8%) $211,806 (-20.3%) 0.00 109
    2021-02-01 $143,975 (-19.5%) $211,804 (-21.0%) 0.00 114
    2021-03-01 $145,000 (-16.0%) $227,191 (-8.3%) 0.00 101
    2021-04-01 $134,900 (-20.6%) $219,549 (-13.7%) 0.00 118
    2021-05-01 $165,000 (-12.7%) $245,288 (-4.7%) 0.00 117
    2021-06-01 $179,725 (-17.8%) $283,987 (2.6%) 0.00 127
    2021-07-01 $178,500 (-19.7%) $290,769 (5.6%) 0.00 116
    2021-08-01 $186,750 (-13.1%) $312,057 (18.1%) 0.00 112
    2021-09-01 $189,375 (9.8%) $368,517 (46.7%) 0.00 107
    2021-10-01 $185,000 (19.4%) $357,071 (34.4%) 0.00 117
    2021-11-01 $169,000 (24.5%) $391,103 (70.5%) 0.00 107
    2021-12-01 $185,100 (32.7%) $436,233 (102.7%) 0.00 83
    2022-01-01 $160,000 (21.2%) $411,325 (94.2%) 0.00 82
    2022-02-01 $159,500 (10.8%) $439,516 (107.5%) 0.00 80
    2022-03-01 $207,875 (43.4%) $492,365 (116.7%) 0.00 72
    2022-04-01 $168,000 (24.5%) $396,883 (80.8%) 0.00 75
    2022-05-01 $189,500 (14.9%) $347,790 (41.8%) 0.00 75
    2022-06-01 $196,625 (9.4%) $336,953 (18.7%) 0.00 92
    2022-07-01 $199,000 (11.5%) $345,555 (18.8%) 0.00 97
    2022-08-01 $189,500 (1.5%) $292,362 (-6.3%) 0.00 114
    2022-09-01 $189,000 (-0.2%) $311,447 (-15.5%) 0.00 114
    2022-10-01 $196,500 (6.2%) $287,388 (-19.5%) 0.00 124
    2022-11-01 $199,900 (18.3%) $259,714 (-33.6%) 0.00 133
    2022-12-01 $214,900 (16.1%) $272,511 (-37.5%) 0.00 130
    2023-01-01 $209,450 (30.9%) $291,371 (-29.2%) 0.00 109
    2023-02-01 $174,500 (9.4%) $313,670 (-28.6%) 0.00 106
    2023-03-01 $205,750 (-1.0%) $325,484 (-33.9%) 0.00 111
    2023-04-01 $229,450 (36.6%) $338,071 (-14.8%) 0.00 105
    2023-05-01 $222,725 (17.5%) $351,318 (1.0%) 0.00 100
    2023-06-01 $247,500 (25.9%) $368,508 (9.4%) 0.00 104
    2023-07-01 $234,000 (17.6%) $361,603 (4.6%) 0.00 99
    2023-08-01 $236,000 (24.5%) $335,959 (14.9%) 0.00 125
    2023-09-01 $230,000 (21.7%) $334,652 (7.5%) 0.00 145
    2023-10-01 $217,875 (10.9%) $332,143 (15.6%) 0.00 156
    2023-11-01 $212,375 (6.2%) $316,725 (22.0%) 0.00 154
    2023-12-01 $219,900 (2.3%) $330,925 (21.4%) 0.00 156
    2024-01-01 $218,675 (4.4%) $320,814 (10.1%) 0.00 166
    2024-02-01 $206,950 (18.6%) $312,753 (-0.3%) 0.00 167
    2024-03-01 $199,000 (-3.3%) $305,432 (-6.2%) 0.00 166
    2024-04-01 $225,000 (-1.9%) $306,525 (-9.3%) 0.00 179
    2024-05-01 $223,100 (0.2%) $302,975 (-13.8%) 0.00 207
    2024-06-01 $214,900 (-13.2%) $296,272 (-19.6%) 0.00 223
    2024-07-01 $212,950 (-9.0%) $301,387 (-16.7%) 0.00 241
    2024-08-01 $227,500 (-3.6%) $299,755 (-10.8%) 0.00 238
    2024-09-01 $229,875 (-0.1%) $292,738 (-12.5%) 0.00 255
    2024-10-01 $235,308 (8.0%) $291,874 (-12.1%) 0.00 232
    2024-11-01 $230,000 (8.3%) $276,784 (-12.6%) 0.00 228
    2024-12-01 $236,950 (7.8%) $292,625 (-11.6%) 0.00 213
    2025-01-01 $245,000 (12.0%) $302,230 (-5.8%) 0.00 196
    2025-02-01 $234,975 (13.5%) $299,385 (-4.3%) 0.00 199
    2025-03-01 $236,000 (18.6%) $313,040 (2.5%) 0.00 196
    2025-04-01 $239,000 (6.2%) $338,881 (10.6%) 0.00 196
    2025-05-01 $248,950 (11.6%) $348,164 (14.9%) 0.00 192
    2025-06-01 $250,000 (16.3%) $344,205 (16.2%) 0.00 211
    Ardmore's median listing price for 2025-06-01 was $250,000, a difference of $35,100 (16.3%) versus the prior year and $1,050 versus the prior month.

    Ardmore's median listing price comes in at 0% of the national average.

    Ardmore's average listing price for 2025-06-01 was $344,205, a difference of $47,933 (16.2%) versus the prior year and $-3,959 versus the prior month.

    For the 2025-06-01 period, Ardmore had 211 MLS listings, a difference of 19 listings (10%) versus the prior month and -12 listings (-5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,797 sqft
    2018-02-01 0 days 1,790 sqft
    2018-03-01 0 days 1,810 sqft
    2018-04-01 0 days 1,861 sqft
    2018-05-01 0 days 1,814 sqft
    2018-06-01 0 days 1,849 sqft
    2018-07-01 0 days 1,876 sqft
    2018-08-01 0 days 1,874 sqft
    2018-09-01 0 days 1,856 sqft
    2018-10-01 0 days 1,806 sqft
    2018-11-01 0 days 1,759 sqft
    2018-12-01 0 days 1,748 sqft
    2019-01-01 0 days 1,752 sqft
    2019-02-01 0 days 1,770 sqft
    2019-03-01 0 days 1,757 sqft
    2019-04-01 0 days 1,745 sqft
    2019-05-01 0 days 1,745 sqft
    2019-06-01 0 days 1,745 sqft
    2019-07-01 0 days 1,782 sqft
    2019-08-01 0 days 1,811 sqft
    2019-09-01 0 days 1,829 sqft
    2019-10-01 0 days 1,864 sqft
    2019-11-01 0 days 1,816 sqft
    2019-12-01 0 days 1,740 sqft
    2020-01-01 0 days 1,765 sqft
    2020-02-01 0 days 1,912 sqft
    2020-03-01 0 days 1,832 sqft
    2020-04-01 0 days 1,934 sqft
    2020-05-01 0 days 2,003 sqft
    2020-06-01 0 days 2,061 sqft
    2020-07-01 0 days 2,095 sqft
    2020-08-01 0 days 2,064 sqft
    2020-09-01 0 days 1,725 sqft
    2020-10-01 0 days 1,725 sqft
    2020-11-01 0 days 1,569 sqft
    2020-12-01 0 days 1,611 sqft
    2021-01-01 0 days 1,616 sqft
    2021-02-01 0 days 1,588 sqft
    2021-03-01 0 days 1,617 sqft
    2021-04-01 0 days 1,587 sqft
    2021-05-01 0 days 1,685 sqft
    2021-06-01 0 days 1,756 sqft
    2021-07-01 0 days 1,732 sqft
    2021-08-01 0 days 1,804 sqft
    2021-09-01 0 days 1,789 sqft
    2021-10-01 0 days 1,779 sqft
    2021-11-01 0 days 1,728 sqft
    2021-12-01 0 days 1,789 sqft
    2022-01-01 0 days 1,728 sqft
    2022-02-01 0 days 1,660 sqft
    2022-03-01 0 days 1,822 sqft
    2022-04-01 0 days 1,805 sqft
    2022-05-01 0 days 1,682 sqft
    2022-06-01 0 days 1,614 sqft
    2022-07-01 0 days 1,620 sqft
    2022-08-01 0 days 1,602 sqft
    2022-09-01 0 days 1,660 sqft
    2022-10-01 0 days 1,647 sqft
    2022-11-01 0 days 1,647 sqft
    2022-12-01 0 days 1,736 sqft
    2023-01-01 0 days 1,703 sqft
    2023-02-01 0 days 1,599 sqft
    2023-03-01 0 days 1,658 sqft
    2023-04-01 0 days 1,667 sqft
    2023-05-01 0 days 1,699 sqft
    2023-06-01 0 days 1,692 sqft
    2023-07-01 0 days 1,692 sqft
    2023-08-01 0 days 1,743 sqft
    2023-09-01 0 days 1,767 sqft
    2023-10-01 0 days 1,592 sqft
    2023-11-01 0 days 1,634 sqft
    2023-12-01 0 days 1,736 sqft
    2024-01-01 0 days 1,646 sqft
    2024-02-01 0 days 1,608 sqft
    2024-03-01 0 days 1,632 sqft
    2024-04-01 0 days 1,692 sqft
    2024-05-01 0 days 1,726 sqft
    2024-06-01 0 days 1,704 sqft
    2024-07-01 0 days 1,714 sqft
    2024-08-01 0 days 1,721 sqft
    2024-09-01 0 days 1,675 sqft
    2024-10-01 0 days 1,738 sqft
    2024-11-01 0 days 1,724 sqft
    2024-12-01 0 days 1,801 sqft
    2025-01-01 0 days 1,835 sqft
    2025-02-01 0 days 1,818 sqft
    2025-03-01 0 days 1,814 sqft
    2025-04-01 0 days 1,822 sqft
    2025-05-01 0 days 1,886 sqft
    2025-06-01 0 days 1,869 sqft
    Ardmore's median listing age (time on market) for 2025-06-01 was 0 days.

    Ardmore's median square footage for active listings during the 2025-06-01 period was 1,869 sqft. One year prior, the average listing was 1,704 sqft.

    Ardmore, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 555 $107,265,000 $193,270
    Refi 101 $16,855,000 $166,881
    Cash Out Refi 95 $17,045,000 $179,421
    Other 80 $5,930,000 $74,125
    Home Improvement 47 $3,745,000 $79,681

    Ardmore's most frequently cited loan purpose was Home Purchase, with 555 originations. The 2nd most popular reason was Refi, with 101 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 292 $59,770,000 $204,692
    7-8% 180 $30,010,000 $166,722
    Over 8% 177 $18,925,000 $106,921
    5-6% 69 $14,955,000 $216,739
    4-5% 6 $2,760,000 $460,000
    <2.5% 1 $5,000 $5,000
    3-4% 1 $85,000 $85,000

    During 2024, Ardmore's most frequently originated rate bucket was 6-7%, with 292 originations.

    Loan Sizing (Ardmore, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 319 $46,635,000 $146,191
    $100,000 or less 292 $17,750,000 $60,788
    $200k-400k 218 $59,260,000 $271,835
    $400k-600k 39 $18,575,000 $476,282
    $600k-1000k 9 $6,705,000 $745,000
    $Over $1MM 1 $1,915,000 $1,915,000

    Ardmore's loan sizing saw the bucket of loans from $100k-200k with 319 originations, totaling $46,635,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 357 $72,975,000 $204,412
    60-80% 154 $30,460,000 $197,792
    20-40% 84 $7,120,000 $84,762
    40-60% 56 $8,100,000 $144,643
    Under 20% 40 $1,520,000 $38,000
    Over 100% 16 $3,500,000 $218,750

    Ardmore's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 357 originations, totaling $72,975,000 in origination value.