Ardmore Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ardmore averaged 6.99% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.02% and one month ago for the week of 2023-02-09, the average rate was 6.51%.

    Ardmore's average rate one year ago was 3.54%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Ardmore 30 Year Fixed Rate 2023-03-16 6.99%
    Ardmore 30 Year Fixed Rate Refi 2023-03-16 7%
    Ardmore 15 Year Fixed Rate 2023-03-16 7.64%
    Ardmore 15 Year Fixed Rate Refi 2023-03-16 6.13%
    Ardmore 30 Year FHA 2023-03-16 6.63%
    Ardmore 30 Year FHA Refi 2023-03-16 6.22%
    Ardmore 30 Year USDA 2023-03-16 6.46%
    Ardmore 30 Year USDA Refi 2023-03-16 6.04%
    Ardmore 30 Year VA 2023-03-16 6.17%
    Ardmore 30 Year VA Refi 2023-03-16 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ardmore, OK.

    Ardmore Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ardmore, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    ASSOCIATED MORTGAGE CORPORATION 35 5.38% $4,946
    First United Bank and Trust Company 32 5.16% $5,357
    QUICKEN LOANS, LLC 31 4.73% $7,458
    Gateway First Bank 28 4.91% $4,490
    BancFirst 24 4.46% $3,951
    CALIBER HOME LOANS, INC. 15 4.91% $4,848
    COMMUNICATION 11 5.22% $2,291
    F & M Bank 8 4.86% $4,540
    Wells Fargo Bank 7 4.89% $3,973
    HOME POINT FINANCIAL CORPORATION 7 6.03% $6,422
    LOANDEPOT.COM, LLC 6 4.37% $5,309
    JPMorgan Chase Bank 6 4.56% $6,722
    AMERISAVE MORTGAGE CORPORATION 5 4.55% $8,348
    AmeriHome Mortgage Company, LLC 5 4.72% $3,526
    Flagstar Bank, FSB 5 4.60% $4,873
    Great Plains National Bank 4 4.09% $4,074
    Deere Employees Credit Union 4 3.53% $4,362
    ASPIRE FINANCIAL, INC. 4 4.84% $6,748
    UNITED WHOLESALE MORTGAGE, LLC 3 4.93% $4,861
    Mortgage Research Center, LLC 3 5.04% $2,904
    NAVY FEDERAL CREDIT UNION 3 5.08% $4,878
    PENNYMAC LOAN SERVICES, LLC 3 4.54% $5,175
    HOMESIDE FINANCIAL, LLC 3 5.29% $3,969
    CORNERSTONE HOME LENDING, INC. 2 6.00% $5,443
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 4.69% $4,552
    Superior Credit Union, Inc. 2 4.81% $6,421
    FLAT BRANCH MORTGAGE, INC. 2 4.75% $5,272
    Citizens Bank 2 5.50% $4,923
    Arvest Bank 2 4.56% $3,635
    International Bank of Commerce 2 4.88% $3,244
    U.S. Bank 2 5.38% $3,373
    Vision Bank 2 4.83% $3,394
    21ST MORTGAGE CORPORATION 2 7.35% $7,154
    BROKER SOLUTIONS, INC. 2 4.56% $7,350
    Discover Bank 2 7.74% $0
    MOVEMENT MORTGAGE, LLC 2 5.53% $5,740
    PENTAGON FEDERAL CREDIT UNION 2 5.50% $4,519
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.93% $7,265
    Bank of America 2 4.88% $5,143
    ALLEGIANCE 2 5.63% $3,807
    Simmons Bank 2 3.31% $3,918
    First National Bank of America 2 7.50% $7,275
    WILLOW BEND MORTGAGE COMPANY, LLC 1 6.63% $9,367
    Ally Bank 1 3.13% $4,733
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.88% $7,043
    AMERICAN FINANCING CORPORATION 1 4.63% $5,181
    Bank of the West 1 5.88% $3,729
    BETTER MORTGAGE CORPORATION 1 2.75% $4,834
    BOKF 1 5.63% $4,021
    Carrington Mortgage Services, LLC 1 3.25% $4,345
    Chickasaw Community Bank 1 3.75% $7,003
    CROSSCOUNTRY MORTGAGE, LLC 1 3.50% $4,716
    EVERETT FINANCIAL, INC. 1 3.50% $3,203
    FINANCE OF AMERICA MORTGAGE LLC 1 4.99% $2,635
    FirstBank 1 3.38% $2,586
    First Liberty Bank 1 4.63% $5,458
    FREEDOM MORTGAGE CORPORATION 1 6.13% $6,551
    GENEVA FINANCIAL, LLC 1 5.00% $3,045
    GUARANTEED RATE, INC. 1 6.50% $7,324
    GUARANTY HOME MORTGAGE CORPORATION 1 6.13% $4,525
    GUILD MORTGAGE COMPANY 1 5.99% $11,964
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 4.25% $11,581
    LAKEVIEW LOAN SERVICING, LLC 1 6.13% $7,018
    LOANPAL, LLC 1 6.63% $5,654
    MICHIGAN MUTUAL, INC. 1 6.50% $4,790
    Mr. Cooper ( Nationstar Mortgage ) 1 3.88% $10,202
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.75% $7,219
    NASA Federal Credit Union 1 6.63% $3,771
    NETWORK CAPITAL FUNDING CORPORATION 1 4.00% $2,606
    PLAZA HOME MORTGAGE, INC. 1 3.49% $1,450
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.63% $3,426
    RCB Bank 1 3.38% $2,997
    Signature Federal Credit Union 1 5.75% $7,108
    Stride Bank 1 5.88% $4,292
    SUMMIT FUNDING, INC. 1 3.75% $4,183
    SUN WEST MORTGAGE COMPANY, INC. 1 4.46% $4,781
    THRIVE MORTGAGE, LLC 1 4.50% $7,917
    Tinker Federal Credit Union 1 6.25% $3,441
    Truist 1 4.88% $6,073
    UIF CORPORATION 1 7.13% $6,593

    Ardmore Average Closing Costs & Other Stats

    Ardmore, OK's 80 lenders originated 1,178 loans during 2022. The total origination value was $198,970,000, with an average loan value of $168,905.

    Ardmore's average closing costs are $5,078.

    The top Ardmore lender as defined by loan originations is ASSOCIATED MORTGAGE CORPORATION, with 35 loans originated. Their average total fees are $4,946, which is $411 lower than the next largest lender, First United Bank and Trust Company.

    The lowest fee Ardmore lenders (with over 10 loans originated) are COMMUNICATION ($2,291), BancFirst ($3,951), Gateway First Bank ($4,490), CALIBER HOME LOANS, INC. ($4,848) and ASSOCIATED MORTGAGE CORPORATION ($4,946).

    The lowest rate Ardmore lenders (with over 10 loans originated) are BancFirst (4.46%), QUICKEN LOANS, LLC (4.73%), Gateway First Bank (4.91%), CALIBER HOME LOANS, INC. (4.91%) and First United Bank and Trust Company (5.16%).

    Ardmore, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    BancFirst $21,185,000 $24,730,000 16.7% 12.4%
    American Nation Bank $9,310,000 $15,250,000 63.8% 7.7%
    ASSOCIATED MORTGAGE CORPORATION $16,290,000 $14,865,000 -8.7% 7.5%
    QUICKEN LOANS, LLC $21,955,000 $14,680,000 -33.1% 7.4%
    First United Bank and Trust Company $14,115,000 $13,555,000 -4.0% 6.8%
    Gateway First Bank $19,690,000 $8,970,000 -54.4% 4.5%
    First National Bank and Trust Company of Ardmore $8,690,000 $8,905,000 2.5% 4.5%
    First Bank & Trust Co. $8,350,000 $8,290,000 -0.7% 4.2%
    CALIBER HOME LOANS, INC. $12,175,000 $6,790,000 -44.2% 3.4%
    Mortgage Research Center, LLC $6,960,000 $4,625,000 -33.5% 2.3%
    Washington Federal Bank $3,185,000 n/a 1.6%
    21ST MORTGAGE CORPORATION $4,480,000 $2,935,000 -34.5% 1.5%
    F & M Bank $4,925,000 $2,610,000 -47.0% 1.3%
    COMMUNICATION $660,000 $2,570,000 289.4% 1.3%
    PENNYMAC LOAN SERVICES, LLC $4,550,000 $2,360,000 -48.1% 1.2%
    LOANDEPOT.COM, LLC $4,640,000 $2,285,000 -50.8% 1.1%
    Wells Fargo Bank $4,685,000 $2,280,000 -51.3% 1.1%
    JPMorgan Chase Bank $980,000 $2,180,000 122.4% 1.1%
    Chickasaw Community Bank $5,575,000 $2,105,000 -62.2% 1.1%
    HOME POINT FINANCIAL CORPORATION $7,715,000 $2,010,000 -73.9% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $2,760,000 $1,735,000 -37.1% 0.9%
    Flagstar Bank, FSB $1,390,000 $1,725,000 24.1% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $2,435,000 $1,720,000 -29.4% 0.9%
    FREEDOM MORTGAGE CORPORATION $4,975,000 $1,480,000 -70.3% 0.7%
    AMCAP MORTGAGE, LTD. $890,000 $1,200,000 34.8% 0.6%
    AMERISAVE MORTGAGE CORPORATION $2,285,000 $1,185,000 -48.1% 0.6%
    ASPIRE FINANCIAL, INC. $105,000 $1,170,000 1,014.3% 0.6%
    GUILD MORTGAGE COMPANY $1,990,000 $1,150,000 -42.2% 0.6%
    Deere Employees Credit Union $1,120,000 n/a 0.6%
    BROKER SOLUTIONS, INC. $1,395,000 $1,060,000 -24.0% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $660,000 $1,055,000 59.8% 0.5%
    PLAZA HOME MORTGAGE, INC. $615,000 $1,035,000 68.3% 0.5%
    CORNERSTONE HOME LENDING, INC. $980,000 $960,000 -2.0% 0.5%
    MTC Federal Credit Union $210,000 $960,000 357.1% 0.5%
    Simmons Bank $565,000 $925,000 63.7% 0.5%
    Bank of America $2,450,000 $920,000 -62.4% 0.5%
    Arvest Bank $925,000 $885,000 -4.3% 0.4%
    UNITED BUILT HOMES, L.L.C. $255,000 $795,000 211.8% 0.4%
    Great Plains National Bank $1,055,000 $790,000 -25.1% 0.4%
    GUARANTEED RATE, INC. $155,000 $785,000 406.5% 0.4%
    NEW DAY FINANCIAL, LLC $2,430,000 $735,000 -69.8% 0.4%
    USAA Federal Savings Bank $700,000 $735,000 5.0% 0.4%
    NATIONS DIRECT MORTGAGE, LLC $940,000 $730,000 -22.3% 0.4%
    HOMESIDE FINANCIAL, LLC $390,000 $705,000 80.8% 0.4%
    AmeriHome Mortgage Company, LLC $1,650,000 $700,000 -57.6% 0.4%
    EVERETT FINANCIAL, INC. $75,000 $690,000 820.0% 0.3%
    MidFirst Bank $875,000 $675,000 -22.9% 0.3%
    PENTAGON FEDERAL CREDIT UNION $635,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $115,000 $605,000 426.1% 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $590,000 n/a 0.3%
    Lamar National Bank $590,000 n/a 0.3%
    The First National Bank and Trust Co. $575,000 n/a 0.3%
    Town Square Mortgage & Investments, Inc. $555,000 n/a 0.3%
    The Federal Savings Bank $265,000 $540,000 103.8% 0.3%
    BOKF $745,000 $535,000 -28.2% 0.3%
    NAVY FEDERAL CREDIT UNION $520,000 $535,000 2.9% 0.3%
    Signature Federal Credit Union $520,000 n/a 0.3%
    First Liberty Bank $490,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $165,000 $490,000 197.0% 0.2%
    ALLEGIANCE $480,000 n/a 0.2%
    AMERICAN ADVISORS GROUP $75,000 $475,000 533.3% 0.2%
    Bank of the West $4,990,000 $460,000 -90.8% 0.2%
    NEWREZ LLC $530,000 $450,000 -15.1% 0.2%
    First Guaranty Mortgage Corporation $845,000 $445,000 -47.3% 0.2%
    MOVEMENT MORTGAGE, LLC $75,000 $430,000 473.3% 0.2%
    Superior Credit Union, Inc. $430,000 n/a 0.2%
    Waterstone Mortgage Corporation $415,000 n/a 0.2%
    Vision Bank $1,940,000 $410,000 -78.9% 0.2%
    UIF CORPORATION $405,000 n/a 0.2%
    FBC MORTGAGE, LLC $1,360,000 $395,000 -71.0% 0.2%
    International Bank of Commerce $145,000 $395,000 172.4% 0.2%
    Nations Lending Corporation $585,000 $385,000 -34.2% 0.2%
    Barrington Bank & Trust Company, N.A. $940,000 $380,000 -59.6% 0.2%
    NETWORK CAPITAL FUNDING CORPORATION $380,000 n/a 0.2%
    PLANET HOME LENDING, LLC $380,000 n/a 0.2%
    SOFI LENDING CORP. $365,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $85,000 $345,000 305.9% 0.2%
    FirstTrust Home Loans, Inc. $345,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $415,000 $335,000 -19.3% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $165,000 $330,000 100.0% 0.2%
    LOANPAL, LLC $330,000 n/a 0.2%
    Tinker Federal Credit Union $325,000 n/a 0.2%
    Commerce Home Mortgage, Inc. $315,000 n/a 0.2%
    GUARANTY HOME MORTGAGE CORPORATION $315,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $640,000 $310,000 -51.6% 0.2%
    Carrington Mortgage Services, LLC $460,000 $305,000 -33.7% 0.2%
    CERTAINTY HOME LOANS, LLC $270,000 $305,000 13.0% 0.2%
    Citizens Bank $390,000 $305,000 -21.8% 0.2%
    MID AMERICA MORTGAGE, INC. $345,000 $300,000 -13.0% 0.2%
    Truist $295,000 n/a 0.1%
    WILLOW BEND MORTGAGE COMPANY, LLC $295,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $280,000 n/a 0.1%
    First Federal Bank $165,000 $275,000 66.7% 0.1%
    Servion, Inc. $85,000 $275,000 223.5% 0.1%
    First National Bank of America $270,000 n/a 0.1%
    U.S. Bank $1,690,000 $270,000 -84.0% 0.1%
    VILLAGE CAPITAL MORTGAGE $545,000 $265,000 -51.4% 0.1%
    FLAT BRANCH MORTGAGE, INC. $885,000 $260,000 -70.6% 0.1%
    Discover Bank $55,000 $255,000 363.6% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $645,000 $245,000 -62.0% 0.1%
    SUMMIT FUNDING, INC. $165,000 $245,000 48.5% 0.1%
    THRIVE MORTGAGE, LLC $145,000 $245,000 69.0% 0.1%
    FirstBank $395,000 $235,000 -40.5% 0.1%
    MORTGAGEONE, INC. $235,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $215,000 n/a 0.1%
    OPEN MORTGAGE, LLC $215,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $130,000 $210,000 61.5% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $210,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $165,000 $195,000 18.2% 0.1%
    RCB Bank $195,000 n/a 0.1%
    Stride Bank $185,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $745,000 $175,000 -76.5% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $760,000 $170,000 -77.6% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $150,000 $160,000 6.7% 0.1%
    LENDINGHOME FUNDING CORPORATION $155,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $710,000 $155,000 -78.2% 0.1%
    Ally Bank $125,000 $145,000 16.0% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $85,000 $145,000 70.6% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $140,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $115,000 $135,000 17.4% 0.1%
    MICHIGAN MUTUAL, INC. $125,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $225,000 $125,000 -44.4% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $105,000 $115,000 9.5% 0.1%
    Oklahoma Educators Credit Union $285,000 $105,000 -63.2% 0.1%
    United Community Bank $105,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $85,000 n/a 0.0%
    Guaranty Bank & Trust, N.A. $85,000 n/a 0.0%
    RUOFF MORTGAGE COMPANY, INC. $85,000 n/a 0.0%
    Secured Investment Corp. $85,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $190,000 $75,000 -60.5% 0.0%
    Colonial Savings, F.A. $345,000 $65,000 -81.2% 0.0%
    FIRST AMERICAN MORTGAGE, INC. $990,000 $65,000 -93.4% 0.0%
    NASA Federal Credit Union $55,000 n/a 0.0%
    Legacy Bank $495,000 $45,000 -90.9% 0.0%
    PNC Bank $40,000 n/a 0.0%
    Figure Lending LLC $25,000 $25,000 0.0% 0.0%

    Ardmore's top lender by overall market share is BancFirst, with 12.4% market share. In second place, with 7.7%, is American Nation Bank, having originated $15,250,000 in loans. In third place, with 7.5%, is ASSOCIATED MORTGAGE CORPORATION, having originated $14,865,000 in loans. In fourth place, with 7.4%, is QUICKEN LOANS, LLC, having originated $14,680,000 in loans. In fifth place, with 6.8%, is First United Bank and Trust Company, having originated $13,555,000 in loans.

    Ardmore Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,000 (3.1%) $255,808 (14.2%) 0.00 335
    2018-02-01 $159,950 (-3.1%) $247,989 (12.1%) 0.00 339
    2018-03-01 $168,200 (-1.0%) $207,777 (-7.4%) 0.00 331
    2018-04-01 $169,900 (0.0%) $221,830 (-10.3%) 0.00 329
    2018-05-01 $169,850 (-2.9%) $228,554 (-9.9%) 0.00 330
    2018-06-01 $169,000 (-4.7%) $233,230 (-6.8%) 0.00 318
    2018-07-01 $166,975 (-6.9%) $227,392 (-9.7%) 0.00 311
    2018-08-01 $167,900 (-6.3%) $227,042 (-10.4%) 0.00 297
    2018-09-01 $163,900 (-7.4%) $231,579 (-9.3%) 0.00 298
    2018-10-01 $160,950 (-8.0%) $229,890 (-9.9%) 0.00 294
    2018-11-01 $155,725 (-11.0%) $225,398 (-17.4%) 0.00 285
    2018-12-01 $158,000 (-9.7%) $227,942 (-14.5%) 0.00 283
    2019-01-01 $152,450 (-7.6%) $234,766 (-8.2%) 0.00 281
    2019-02-01 $149,900 (-6.3%) $246,889 (-0.4%) 0.00 259
    2019-03-01 $153,736 (-8.6%) $250,098 (20.4%) 0.00 260
    2019-04-01 $155,236 (-8.6%) $252,561 (13.9%) 0.00 266
    2019-05-01 $156,575 (-7.8%) $238,765 (4.5%) 0.00 277
    2019-06-01 $159,000 (-5.9%) $238,618 (2.3%) 0.00 258
    2019-07-01 $158,500 (-5.1%) $230,128 (1.2%) 0.00 249
    2019-08-01 $164,091 (-2.3%) $241,935 (6.6%) 0.00 241
    2019-09-01 $170,227 (3.9%) $255,783 (10.5%) 0.00 229
    2019-10-01 $174,750 (8.6%) $269,520 (17.2%) 0.00 210
    2019-11-01 $169,900 (9.1%) $261,021 (15.8%) 0.00 216
    2019-12-01 $163,550 (3.5%) $259,198 (13.7%) 0.00 216
    2020-01-01 $174,500 (14.5%) $278,910 (18.8%) 0.00 186
    2020-02-01 $178,950 (19.4%) $275,324 (11.5%) 0.00 189
    2020-03-01 $174,975 (13.8%) $268,874 (7.5%) 0.00 190
    2020-04-01 $174,900 (12.7%) $277,708 (10.0%) 0.00 191
    2020-05-01 $189,900 (21.3%) $283,709 (18.8%) 0.00 183
    2020-06-01 $217,500 (36.8%) $297,941 (24.9%) 0.00 163
    2020-07-01 $222,325 (40.3%) $292,824 (27.2%) 0.00 154
    2020-08-01 $215,000 (31.0%) $286,910 (18.6%) 0.00 133
    2020-09-01 $191,950 (12.8%) $287,502 (12.4%) 0.00 134
    2020-10-01 $175,000 (0.1%) $292,970 (8.7%) 0.00 139
    2020-11-01 $147,250 (-13.3%) $231,805 (-11.2%) 0.00 119
    2020-12-01 $147,500 (-9.8%) $222,001 (-14.4%) 0.00 131
    2021-01-01 $154,000 (-11.8%) $225,842 (-19.0%) 0.00 126
    2021-02-01 $149,950 (-16.2%) $228,545 (-17.0%) 0.00 125
    2021-03-01 $155,000 (-11.4%) $245,034 (-8.9%) 0.00 113
    2021-04-01 $145,475 (-16.8%) $239,708 (-13.7%) 0.00 128
    2021-05-01 $169,000 (-11.0%) $257,075 (-9.4%) 0.00 124
    2021-06-01 $184,000 (-15.4%) $291,620 (-2.1%) 0.00 135
    2021-07-01 $181,250 (-18.5%) $295,241 (0.8%) 0.00 127
    2021-08-01 $196,100 (-8.8%) $310,393 (8.2%) 0.00 122
    2021-09-01 $193,500 (0.8%) $358,934 (24.9%) 0.00 116
    2021-10-01 $192,000 (9.7%) $343,862 (17.4%) 0.00 135
    2021-11-01 $168,500 (14.4%) $372,944 (60.9%) 0.00 126
    2021-12-01 $169,675 (15.0%) $413,220 (86.1%) 0.00 97
    2022-01-01 $160,000 (3.9%) $379,667 (68.1%) 0.00 98
    2022-02-01 $162,000 (8.0%) $412,440 (80.5%) 0.00 94
    2022-03-01 $207,500 (33.9%) $466,396 (90.3%) 0.00 81
    2022-04-01 $172,500 (18.6%) $370,264 (54.5%) 0.00 90
    2022-05-01 $198,125 (17.2%) $338,638 (31.7%) 0.00 89
    2022-06-01 $199,000 (8.2%) $328,820 (12.8%) 0.00 105
    2022-07-01 $199,000 (9.8%) $338,354 (14.6%) 0.00 109
    2022-08-01 $195,000 (-0.6%) $298,322 (-3.9%) 0.00 129
    2022-09-01 $189,749 (-1.9%) $315,291 (-12.2%) 0.00 131
    2022-10-01 $195,000 (1.6%) $291,829 (-15.1%) 0.00 143
    2022-11-01 $207,250 (23.0%) $267,736 (-28.2%) 0.00 147
    2022-12-01 $229,000 (35.0%) $281,021 (-32.0%) 0.00 141
    2023-01-01 $222,150 (38.8%) $298,741 (-21.3%) 0.00 125
    2023-02-01 $200,750 (23.9%) $325,114 (-21.2%) 0.00 124
    Ardmore's median listing price for 2023-02-01 was $200,750, a difference of $38,750 (23.9%) versus the prior year and $-21,400 versus the prior month.

    Ardmore's median listing price comes in at 0% of the national average.

    Ardmore's average listing price for 2023-02-01 was $325,114, a difference of $-87,326 (-21.2%) versus the prior year and $26,373 versus the prior month.

    For the 2023-02-01 period, Ardmore had 124 MLS listings, a difference of -1 listings (-1%) versus the prior month and 30 listings (32%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,827 sqft
    2018-02-01 0 days 1,799 sqft
    2018-03-01 0 days 1,798 sqft
    2018-04-01 0 days 1,825 sqft
    2018-05-01 0 days 1,799 sqft
    2018-06-01 0 days 1,832 sqft
    2018-07-01 0 days 1,841 sqft
    2018-08-01 0 days 1,836 sqft
    2018-09-01 0 days 1,834 sqft
    2018-10-01 0 days 1,783 sqft
    2018-11-01 0 days 1,750 sqft
    2018-12-01 0 days 1,742 sqft
    2019-01-01 0 days 1,750 sqft
    2019-02-01 0 days 1,755 sqft
    2019-03-01 0 days 1,746 sqft
    2019-04-01 0 days 1,734 sqft
    2019-05-01 0 days 1,738 sqft
    2019-06-01 0 days 1,745 sqft
    2019-07-01 0 days 1,767 sqft
    2019-08-01 0 days 1,807 sqft
    2019-09-01 0 days 1,820 sqft
    2019-10-01 0 days 1,836 sqft
    2019-11-01 0 days 1,799 sqft
    2019-12-01 0 days 1,720 sqft
    2020-01-01 0 days 1,761 sqft
    2020-02-01 0 days 1,858 sqft
    2020-03-01 0 days 1,798 sqft
    2020-04-01 0 days 1,918 sqft
    2020-05-01 0 days 1,960 sqft
    2020-06-01 0 days 2,036 sqft
    2020-07-01 0 days 2,046 sqft
    2020-08-01 0 days 1,977 sqft
    2020-09-01 0 days 1,728 sqft
    2020-10-01 0 days 1,725 sqft
    2020-11-01 0 days 1,590 sqft
    2020-12-01 0 days 1,626 sqft
    2021-01-01 0 days 1,646 sqft
    2021-02-01 0 days 1,643 sqft
    2021-03-01 0 days 1,643 sqft
    2021-04-01 0 days 1,591 sqft
    2021-05-01 0 days 1,712 sqft
    2021-06-01 0 days 1,760 sqft
    2021-07-01 0 days 1,735 sqft
    2021-08-01 0 days 1,810 sqft
    2021-09-01 0 days 1,791 sqft
    2021-10-01 0 days 1,779 sqft
    2021-11-01 0 days 1,680 sqft
    2021-12-01 0 days 1,776 sqft
    2022-01-01 0 days 1,731 sqft
    2022-02-01 0 days 1,667 sqft
    2022-03-01 0 days 1,791 sqft
    2022-04-01 0 days 1,704 sqft
    2022-05-01 0 days 1,724 sqft
    2022-06-01 0 days 1,625 sqft
    2022-07-01 0 days 1,624 sqft
    2022-08-01 0 days 1,614 sqft
    2022-09-01 0 days 1,661 sqft
    2022-10-01 0 days 1,679 sqft
    2022-11-01 0 days 1,656 sqft
    2022-12-01 0 days 1,743 sqft
    2023-01-01 0 days 1,686 sqft
    2023-02-01 0 days 1,615 sqft
    Ardmore's median listing age (time on market) for 2023-02-01 was 0 days.

    Ardmore's median square footage for active listings during the 2023-02-01 period was 1,615 sqft. One year prior, the average listing was 1,667 sqft.

    Ardmore, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 703 $132,045,000 $187,831
    Refi 188 $27,220,000 $144,787
    Cash Out Refi 152 $29,750,000 $195,724
    Home Improvement 91 $6,475,000 $71,154
    Other 44 $3,480,000 $79,091

    Ardmore's most frequently cited loan purpose was Home Purchase, with 703 originations. The 2nd most popular reason was Refi, with 188 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 259 $50,085,000 $193,378
    4-5% 234 $43,670,000 $186,624
    3-4% 163 $31,305,000 $192,055
    6-7% 133 $20,915,000 $157,256
    Over 8% 40 $3,750,000 $93,750
    2.5-3% 37 $6,815,000 $184,189
    7-8% 35 $5,365,000 $153,286
    <2.5% 14 $2,450,000 $175,000

    During 2022, Ardmore's most frequently originated rate bucket was 5-6%, with 259 originations.

    Loan Sizing (Ardmore, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 439 $64,235,000 $146,321
    $100,000 or less 392 $23,280,000 $59,388
    $200k-400k 295 $78,655,000 $266,627
    $400k-600k 36 $16,650,000 $462,500
    $600k-1000k 12 $8,680,000 $723,333
    $Over $1MM 4 $7,470,000 $1,867,500

    Ardmore's loan sizing saw the bucket of loans from $100k-200k with 439 originations, totaling $64,235,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 478 $93,480,000 $195,565
    60-80% 235 $48,925,000 $208,191
    40-60% 80 $11,110,000 $138,875
    20-40% 65 $5,325,000 $81,923
    Under 20% 36 $1,270,000 $35,278
    Over 100% 16 $3,760,000 $235,000

    Ardmore's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 478 originations, totaling $93,480,000 in origination value.