Ardmore Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ardmore averaged 6.22% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.08% and one month ago for the week of 2024-08-29, the average rate was 6.35%.

Ardmore's average rate one year ago was 7.21%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.32%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Ardmore 30 Year Fixed Rate 2024-10-03 6.22%
Ardmore 30 Year Fixed Rate Refi 2024-10-03 6.32%
Ardmore 15 Year Fixed Rate 2024-10-03 5.35%
Ardmore 15 Year Fixed Rate Refi 2024-10-03 5.25%
Ardmore 30 Year FHA 2024-10-03 6.19%
Ardmore 30 Year FHA Refi 2024-10-03 5.79%
Ardmore 30 Year USDA 2024-10-03 6.07%
Ardmore 30 Year USDA Refi 2024-10-03 6.17%
Ardmore 30 Year VA 2024-10-03 5.6%
Ardmore 30 Year VA Refi 2024-10-03 5.4%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ardmore, OK.

Ardmore Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ardmore, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First United Bank and Trust Company 25 7.01% $5,880
Gateway First Bank 17 6.98% $5,998
ASSOCIATED MORTGAGE CORPORATION 15 6.64% $5,321
NEWREZ LLC 14 7.10% $4,783
QUICKEN LOANS, LLC 13 6.79% $6,570
BancFirst 11 6.82% $5,598
JPMorgan Chase Bank 7 6.61% $3,362
PENNYMAC LOAN SERVICES, LLC 6 6.29% $4,918
F & M Bank 6 7.00% $5,361
UNITED WHOLESALE MORTGAGE, LLC 6 6.71% $5,716
GUARANTEED RATE, INC. 4 6.60% $6,950
COMMUNICATION 4 6.44% $3,711
21ST MORTGAGE CORPORATION 3 7.52% $6,675
GUILD MORTGAGE COMPANY 3 7.29% $7,149
CARDINAL FINANCIAL 2 6.00% $6,332
Capitol Federal Savings Bank 2 6.44% $3,770
PLAZA HOME MORTGAGE, INC. 2 6.63% $6,135
U.S. Bank 2 7.06% $3,228
Bank of America 2 6.94% $3,855
Simmons Bank 2 6.88% $6,659
Chickasaw Community Bank 2 7.38% $4,457
CALCON MUTUAL MORTGAGE LLC 1 5.75% $10,658
ZILLOW HOME LOANS, LLC 1 7.13% $4,514
BMO Harris Bank 1 6.50% $3,904
LAKEVIEW LOAN SERVICING, LLC 1 7.13% $11,742
Mabrey Bank 1 7.63% $3,624
Mortgage Research Center, LLC 1 6.99% $57
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,052
M&T Bank 1 6.38% $6,025
Network Funding, L.P. 1 7.63% $9,739
NFM, INC. 1 6.63% $9,950
Arvest Bank 1 6.38% $3,384
Plains Commerce Bank 1 5.88% $8,160
PREMIA MORTGAGE, LLC 1 6.13% $2,571
AMERISAVE MORTGAGE CORPORATION 1 5.75% $10,088
RESIDENTIAL BANCORP 1 6.38% $9,882
SECURITYNATIONAL MORTGAGE COMPANY 1 6.99% $9,394
Servion, Inc. 1 7.50% $4,303
SFMC, LP 1 6.38% $6,586
The Huntington National Bank 1 6.13% $4,631
TIB The Independent Bankersbank 1 6.63% $9,645
AmeriHome Mortgage Company, LLC 1 5.99% $5,965
USAA Federal Savings Bank 1 8.00% $4,007
Vision Bank 1 6.37% $2,645
Wells Fargo Bank 1 6.38% $6,655
CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $5,635
CORNERSTONE HOME LENDING, INC. 1 5.99% $15,512
Encompass Lending Group, LP 1 5.75% $6,600
EVERETT FINANCIAL, INC. 1 6.25% $5,905
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.13% $3,868
First Liberty Bank 1 7.38% $3,361
First National Bank and Trust Company 1 6.88% $6,835
Flagstar Bank, FSB 1 6.88% $8,521

Ardmore Average Closing Costs & Other Stats

Ardmore, OK's 53 lenders originated 872 loans during 2023. The total origination value was $142,220,000, with an average loan value of $163,096.

Ardmore's average closing costs are $5,356.

The top Ardmore lender as defined by loan originations is First United Bank and Trust Company, with 25 loans originated. Their average total fees are $5,880, which is $118 lower than the next largest lender, Gateway First Bank.

The lowest fee Ardmore lenders (with over 10 loans originated) are NEWREZ LLC ($4,783), ASSOCIATED MORTGAGE CORPORATION ($5,321), BancFirst ($5,598), First United Bank and Trust Company ($5,880) and Gateway First Bank ($5,998).

The lowest rate Ardmore lenders (with over 10 loans originated) are ASSOCIATED MORTGAGE CORPORATION (6.64%), QUICKEN LOANS, LLC (6.79%), BancFirst (6.82%), Gateway First Bank (6.98%) and First United Bank and Trust Company (7.01%).

Ardmore, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
BancFirst $24,730,000 $15,935,000 -35.6% 11.2%
First United Bank and Trust Company $13,555,000 $12,270,000 -9.5% 8.6%
ASSOCIATED MORTGAGE CORPORATION $14,865,000 $9,045,000 -39.2% 6.4%
American Nation Bank $15,250,000 $7,785,000 -49.0% 5.5%
QUICKEN LOANS, LLC $14,680,000 $7,600,000 -48.2% 5.3%
Gateway First Bank $8,970,000 $7,025,000 -21.7% 4.9%
First National Bank and Trust Company of Ardmore $8,905,000 $6,125,000 -31.2% 4.3%
NEWREZ LLC $450,000 $5,995,000 1,232.2% 4.2%
First Bank & Trust Co. $8,290,000 $5,180,000 -37.5% 3.6%
Mortgage Research Center, LLC $4,625,000 $4,215,000 -8.9% 3.0%
21ST MORTGAGE CORPORATION $2,935,000 $3,645,000 24.2% 2.6%
PLAZA HOME MORTGAGE, INC. $1,035,000 $2,685,000 159.4% 1.9%
Chickasaw Community Bank $2,105,000 $2,595,000 23.3% 1.8%
UNITED WHOLESALE MORTGAGE, LLC $1,735,000 $2,595,000 49.6% 1.8%
PENNYMAC LOAN SERVICES, LLC $2,360,000 $2,120,000 -10.2% 1.5%
COMMUNICATION $2,570,000 $2,110,000 -17.9% 1.5%
JPMorgan Chase Bank $2,180,000 $1,965,000 -9.9% 1.4%
F & M Bank $2,610,000 $1,810,000 -30.7% 1.3%
GUARANTEED RATE, INC. $785,000 $1,730,000 120.4% 1.2%
Simmons Bank $925,000 $1,605,000 73.5% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $345,000 $1,520,000 340.6% 1.1%
Third Coast Bank SSB $1,480,000 n/a 1.0%
GUILD MORTGAGE COMPANY $1,150,000 $1,440,000 25.2% 1.0%
LOANDEPOT.COM, LLC $2,285,000 $1,155,000 -49.5% 0.8%
TOWNE MORTGAGE COMPANY $1,120,000 n/a 0.8%
NATIONS DIRECT MORTGAGE, LLC $730,000 $985,000 34.9% 0.7%
MTC Federal Credit Union $960,000 $965,000 0.5% 0.7%
CARDINAL FINANCIAL $1,055,000 $950,000 -10.0% 0.7%
First State Bank $930,000 n/a 0.7%
Flagstar Bank, FSB $1,725,000 $905,000 -47.5% 0.6%
RESIDENTIAL BANCORP $830,000 n/a 0.6%
CORNERSTONE HOME LENDING, INC. $960,000 $790,000 -17.7% 0.6%
FREEDOM MORTGAGE CORPORATION $1,480,000 $755,000 -49.0% 0.5%
USAA Federal Savings Bank $735,000 $710,000 -3.4% 0.5%
AmeriHome Mortgage Company, LLC $700,000 $695,000 -0.7% 0.5%
Barrington Bank & Trust Company, N.A. $380,000 $675,000 77.6% 0.5%
MID AMERICA MORTGAGE, INC. $300,000 $660,000 120.0% 0.5%
LOANPAL, LLC $330,000 $640,000 93.9% 0.5%
Vision Bank $410,000 $590,000 43.9% 0.4%
SOUTHWEST STAGE FUNDING, LLC $155,000 $580,000 274.2% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,185,000 $575,000 -51.5% 0.4%
NEW DAY FINANCIAL, LLC $735,000 $530,000 -27.9% 0.4%
BROKER SOLUTIONS, INC. $1,060,000 $505,000 -52.4% 0.4%
Carrington Mortgage Services, LLC $305,000 $480,000 57.4% 0.3%
Equity Prime Mortgage LLC $480,000 n/a 0.3%
U.S. Bank $270,000 $470,000 74.1% 0.3%
AMERICAN INTERNET MORTGAGE, INC. $460,000 n/a 0.3%
PREMIA MORTGAGE, LLC $445,000 n/a 0.3%
The Huntington National Bank $435,000 n/a 0.3%
SFMC, LP $430,000 n/a 0.3%
WILLOW BEND MORTGAGE COMPANY, LLC $295,000 $425,000 44.1% 0.3%
COUNTRYPLACE MORTGAGE, LTD. $115,000 $420,000 265.2% 0.3%
CMG MORTGAGE, INC. $400,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $390,000 129.4% 0.3%
Capitol Federal Savings Bank $370,000 n/a 0.3%
POLARIS HOME FUNDING CORP. $370,000 n/a 0.3%
All America Bank $365,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $635,000 $345,000 -45.7% 0.2%
UNION HOME MORTGAGE CORP. $335,000 n/a 0.2%
Arvest Bank $885,000 $330,000 -62.7% 0.2%
BMO Harris Bank $330,000 n/a 0.2%
Ally Bank $145,000 $305,000 110.3% 0.2%
Commerce Home Mortgage, Inc. $315,000 $305,000 -3.2% 0.2%
First National Bank and Trust Company $305,000 n/a 0.2%
TIB The Independent Bankersbank $305,000 n/a 0.2%
Armed Forces Bank $295,000 n/a 0.2%
EVERETT FINANCIAL, INC. $690,000 $285,000 -58.7% 0.2%
MYCUMORTGAGE, LLC $275,000 n/a 0.2%
United Fidelity Funding Corp. $275,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $265,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $535,000 $250,000 -53.3% 0.2%
CALCON MUTUAL MORTGAGE LLC $245,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $330,000 $245,000 -25.8% 0.2%
Network Funding, L.P. $245,000 n/a 0.2%
Bank of America $920,000 $240,000 -73.9% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,720,000 $240,000 -86.0% 0.2%
Mortgage Investment Services Corporation $235,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $145,000 $230,000 58.6% 0.2%
MEMBER ADVANTAGE MORTGAGE, LLC $225,000 n/a 0.2%
M&T Bank $220,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $215,000 n/a 0.2%
Wells Fargo Bank $2,280,000 $215,000 -90.6% 0.2%
Guaranty Bank & Trust, N.A. $85,000 $205,000 141.2% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $205,000 n/a 0.1%
Plains Commerce Bank $205,000 n/a 0.1%
United Community Bank $105,000 $200,000 90.5% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $160,000 $200,000 25.0% 0.1%
Mabrey Bank $195,000 n/a 0.1%
NFM, INC. $185,000 n/a 0.1%
First Liberty Bank $490,000 $175,000 -64.3% 0.1%
OPEN MORTGAGE, LLC $215,000 $175,000 -18.6% 0.1%
Superior Credit Union, Inc. $430,000 $175,000 -59.3% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $310,000 $165,000 -46.8% 0.1%
ZILLOW HOME LOANS, LLC $165,000 n/a 0.1%
Citizens Bank $305,000 $160,000 -47.5% 0.1%
CSL Financial, LLC $160,000 n/a 0.1%
Tinker Federal Credit Union $325,000 $150,000 -53.8% 0.1%
SOUTH CENTRAL BANK, INC. $145,000 n/a 0.1%
GERSHMAN INVESTMENT CORP. $135,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 $130,000 -46.9% 0.1%
CALIBER HOME LOANS, INC. $6,790,000 $125,000 -98.2% 0.1%
Ixonia Bank $125,000 n/a 0.1%
Secured Investment Corp. $85,000 $125,000 47.1% 0.1%
American Airlines Federal Credit Union $105,000 n/a 0.1%
Figure Lending LLC $25,000 $95,000 280.0% 0.1%
First Oklahoma Bank $95,000 n/a 0.1%
VALOR BANK $95,000 n/a 0.1%
International Bank of Commerce $395,000 $90,000 -77.2% 0.1%
Encompass Lending Group, LP $75,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $75,000 $75,000 0.0% 0.1%
THE MORTGAGE LINK, INC. $75,000 n/a 0.1%
Baxter Credit Union $65,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $260,000 $65,000 -75.0% 0.0%
Truist $295,000 $65,000 -78.0% 0.0%
Servion, Inc. $275,000 $55,000 -80.0% 0.0%
Southwest Airlines Federal Credit Union $55,000 n/a 0.0%
Coastal Community Bank $50,000 n/a 0.0%
Discover Bank $255,000 $35,000 -86.3% 0.0%
Legacy Bank $45,000 $25,000 -44.4% 0.0%
Oklahoma Educators Credit Union $105,000 $15,000 -85.7% 0.0%

Ardmore's top lender by overall market share is BancFirst, with 11.2% market share. In second place, with 8.6%, is First United Bank and Trust Company, having originated $12,270,000 in loans. In third place, with 6.4%, is ASSOCIATED MORTGAGE CORPORATION, having originated $9,045,000 in loans. In fourth place, with 5.5%, is American Nation Bank, having originated $7,785,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $7,600,000 in loans.


Ardmore Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $165,000 (3.1%) $255,808 (15.3%) 0.00 335
2018-02-01 $159,950 (-3.1%) $247,989 (13.2%) 0.00 339
2018-03-01 $168,200 (-1.0%) $207,777 (-6.5%) 0.00 331
2018-04-01 $169,900 (0.0%) $221,830 (-9.7%) 0.00 329
2018-05-01 $169,850 (-2.9%) $228,554 (-9.2%) 0.00 330
2018-06-01 $169,000 (-4.6%) $233,230 (-6.2%) 0.00 318
2018-07-01 $166,975 (-6.7%) $227,392 (-9.1%) 0.00 311
2018-08-01 $167,900 (-6.3%) $227,042 (-9.8%) 0.00 297
2018-09-01 $163,900 (-6.9%) $231,579 (-8.7%) 0.00 298
2018-10-01 $160,950 (-8.0%) $229,890 (-9.3%) 0.00 294
2018-11-01 $155,725 (-11.0%) $225,398 (-16.9%) 0.00 285
2018-12-01 $158,000 (-9.7%) $227,942 (-14.5%) 0.00 283
2019-01-01 $152,450 (-7.6%) $234,766 (-8.2%) 0.00 281
2019-02-01 $149,900 (-6.3%) $246,889 (-0.4%) 0.00 259
2019-03-01 $153,736 (-8.6%) $250,109 (20.4%) 0.00 260
2019-04-01 $155,236 (-8.6%) $252,586 (13.9%) 0.00 266
2019-05-01 $156,575 (-7.8%) $238,765 (4.5%) 0.00 277
2019-06-01 $159,000 (-5.9%) $238,618 (2.3%) 0.00 258
2019-07-01 $158,500 (-5.1%) $230,128 (1.2%) 0.00 249
2019-08-01 $164,091 (-2.3%) $241,935 (6.6%) 0.00 241
2019-09-01 $170,227 (3.9%) $255,783 (10.5%) 0.00 229
2019-10-01 $174,750 (8.6%) $269,520 (17.2%) 0.00 210
2019-11-01 $169,900 (9.1%) $261,021 (15.8%) 0.00 216
2019-12-01 $163,550 (3.5%) $259,198 (13.7%) 0.00 216
2020-01-01 $174,500 (14.5%) $278,910 (18.8%) 0.00 186
2020-02-01 $178,950 (19.4%) $275,324 (11.5%) 0.00 189
2020-03-01 $174,975 (13.8%) $268,874 (7.5%) 0.00 190
2020-04-01 $174,900 (12.7%) $277,708 (10.0%) 0.00 191
2020-05-01 $189,900 (21.3%) $283,709 (18.8%) 0.00 183
2020-06-01 $217,500 (36.8%) $297,941 (24.9%) 0.00 163
2020-07-01 $222,325 (40.3%) $292,824 (27.2%) 0.00 154
2020-08-01 $215,000 (31.0%) $286,910 (18.6%) 0.00 133
2020-09-01 $191,950 (12.8%) $287,502 (12.4%) 0.00 134
2020-10-01 $175,000 (0.1%) $292,970 (8.7%) 0.00 139
2020-11-01 $147,250 (-13.3%) $231,805 (-11.2%) 0.00 119
2020-12-01 $147,500 (-9.8%) $222,001 (-14.4%) 0.00 131
2021-01-01 $154,000 (-11.8%) $225,842 (-19.0%) 0.00 126
2021-02-01 $149,950 (-16.2%) $228,545 (-17.0%) 0.00 125
2021-03-01 $155,000 (-11.4%) $245,034 (-8.9%) 0.00 113
2021-04-01 $145,475 (-16.8%) $239,708 (-13.7%) 0.00 128
2021-05-01 $169,000 (-11.0%) $257,075 (-9.4%) 0.00 124
2021-06-01 $184,000 (-15.4%) $291,620 (-2.1%) 0.00 135
2021-07-01 $181,250 (-18.5%) $295,241 (0.8%) 0.00 127
2021-08-01 $196,100 (-8.8%) $310,393 (8.2%) 0.00 122
2021-09-01 $193,500 (0.8%) $358,934 (24.9%) 0.00 116
2021-10-01 $192,000 (9.7%) $343,862 (17.4%) 0.00 135
2021-11-01 $168,500 (14.4%) $372,944 (60.9%) 0.00 126
2021-12-01 $169,675 (15.0%) $413,220 (86.1%) 0.00 97
2022-01-01 $160,000 (3.9%) $379,667 (68.1%) 0.00 98
2022-02-01 $162,000 (8.0%) $412,440 (80.5%) 0.00 94
2022-03-01 $207,500 (33.9%) $466,396 (90.3%) 0.00 81
2022-04-01 $172,500 (18.6%) $370,264 (54.5%) 0.00 90
2022-05-01 $198,125 (17.2%) $338,638 (31.7%) 0.00 89
2022-06-01 $199,000 (8.2%) $328,820 (12.8%) 0.00 105
2022-07-01 $199,000 (9.8%) $338,354 (14.6%) 0.00 109
2022-08-01 $195,000 (-0.6%) $298,322 (-3.9%) 0.00 129
2022-09-01 $189,749 (-1.9%) $315,291 (-12.2%) 0.00 131
2022-10-01 $195,000 (1.6%) $291,829 (-15.1%) 0.00 143
2022-11-01 $207,250 (23.0%) $267,736 (-28.2%) 0.00 147
2022-12-01 $229,000 (35.0%) $281,021 (-32.0%) 0.00 141
2023-01-01 $222,150 (38.8%) $298,741 (-21.3%) 0.00 125
2023-02-01 $200,750 (23.9%) $325,114 (-21.2%) 0.00 124
2023-03-01 $231,725 (11.7%) $351,536 (-24.6%) 0.00 131
2023-04-01 $232,250 (34.6%) $357,292 (-3.5%) 0.00 125
2023-05-01 $229,125 (15.7%) $357,618 (5.6%) 0.00 127
2023-06-01 $248,000 (24.6%) $369,954 (12.5%) 0.00 129
2023-07-01 $244,000 (22.6%) $373,640 (10.4%) 0.00 123
2023-08-01 $239,225 (22.7%) $353,032 (18.3%) 0.00 153
2023-09-01 $239,000 (26.0%) $340,051 (7.9%) 0.00 175
2023-10-01 $226,000 (15.9%) $338,483 (16.0%) 0.00 187
2023-11-01 $212,250 (2.4%) $323,213 (20.7%) 0.00 184
2023-12-01 $219,950 (-4.0%) $337,387 (20.1%) 0.00 180
2024-01-01 $221,225 (-0.4%) $330,236 (10.5%) 0.00 190
2024-02-01 $212,450 (5.8%) $327,400 (0.7%) 0.00 189
2024-03-01 $200,000 (-13.7%) $315,024 (-10.4%) 0.00 190
2024-04-01 $227,625 (-2.0%) $316,264 (-11.5%) 0.00 206
2024-05-01 $227,500 (-0.7%) $314,809 (-12.0%) 0.00 232
2024-06-01 $215,000 (-13.3%) $303,435 (-18.0%) 0.00 254
2024-07-01 $214,950 (-11.9%) $305,446 (-18.3%) 0.00 274
2024-08-01 $228,500 (-4.5%) $305,341 (-13.5%) 0.00 271
2024-09-01 $230,000 (-3.8%) $301,952 (-11.2%) 0.00 289
Ardmore's median listing price for 2024-09-01 was $230,000, a difference of $-9,000 (-3.8%) versus the prior year and $1,500 versus the prior month.

Ardmore's median listing price comes in at 0% of the national average.

Ardmore's average listing price for 2024-09-01 was $301,952, a difference of $-38,099 (-11.2%) versus the prior year and $-3,389 versus the prior month.

For the 2024-09-01 period, Ardmore had 289 MLS listings, a difference of 18 listings (7%) versus the prior month and 114 listings (65%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Ardmore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,827 sqft
2018-02-01 0 days 1,799 sqft
2018-03-01 0 days 1,798 sqft
2018-04-01 0 days 1,825 sqft
2018-05-01 0 days 1,799 sqft
2018-06-01 0 days 1,832 sqft
2018-07-01 0 days 1,841 sqft
2018-08-01 0 days 1,836 sqft
2018-09-01 0 days 1,834 sqft
2018-10-01 0 days 1,783 sqft
2018-11-01 0 days 1,750 sqft
2018-12-01 0 days 1,742 sqft
2019-01-01 0 days 1,750 sqft
2019-02-01 0 days 1,755 sqft
2019-03-01 0 days 1,746 sqft
2019-04-01 0 days 1,734 sqft
2019-05-01 0 days 1,738 sqft
2019-06-01 0 days 1,745 sqft
2019-07-01 0 days 1,767 sqft
2019-08-01 0 days 1,807 sqft
2019-09-01 0 days 1,820 sqft
2019-10-01 0 days 1,836 sqft
2019-11-01 0 days 1,799 sqft
2019-12-01 0 days 1,720 sqft
2020-01-01 0 days 1,761 sqft
2020-02-01 0 days 1,858 sqft
2020-03-01 0 days 1,798 sqft
2020-04-01 0 days 1,918 sqft
2020-05-01 0 days 1,960 sqft
2020-06-01 0 days 2,036 sqft
2020-07-01 0 days 2,046 sqft
2020-08-01 0 days 1,977 sqft
2020-09-01 0 days 1,728 sqft
2020-10-01 0 days 1,725 sqft
2020-11-01 0 days 1,597 sqft
2020-12-01 0 days 1,644 sqft
2021-01-01 0 days 1,646 sqft
2021-02-01 0 days 1,636 sqft
2021-03-01 0 days 1,637 sqft
2021-04-01 0 days 1,589 sqft
2021-05-01 0 days 1,712 sqft
2021-06-01 0 days 1,773 sqft
2021-07-01 0 days 1,745 sqft
2021-08-01 0 days 1,812 sqft
2021-09-01 0 days 1,797 sqft
2021-10-01 0 days 1,779 sqft
2021-11-01 0 days 1,680 sqft
2021-12-01 0 days 1,776 sqft
2022-01-01 0 days 1,731 sqft
2022-02-01 0 days 1,667 sqft
2022-03-01 0 days 1,791 sqft
2022-04-01 0 days 1,704 sqft
2022-05-01 0 days 1,724 sqft
2022-06-01 0 days 1,625 sqft
2022-07-01 0 days 1,624 sqft
2022-08-01 0 days 1,614 sqft
2022-09-01 0 days 1,661 sqft
2022-10-01 0 days 1,679 sqft
2022-11-01 0 days 1,656 sqft
2022-12-01 0 days 1,743 sqft
2023-01-01 0 days 1,686 sqft
2023-02-01 0 days 1,615 sqft
2023-03-01 0 days 1,685 sqft
2023-04-01 0 days 1,690 sqft
2023-05-01 0 days 1,678 sqft
2023-06-01 0 days 1,668 sqft
2023-07-01 0 days 1,692 sqft
2023-08-01 0 days 1,733 sqft
2023-09-01 0 days 1,744 sqft
2023-10-01 0 days 1,612 sqft
2023-11-01 0 days 1,619 sqft
2023-12-01 0 days 1,668 sqft
2024-01-01 0 days 1,629 sqft
2024-02-01 0 days 1,583 sqft
2024-03-01 0 days 1,608 sqft
2024-04-01 0 days 1,664 sqft
2024-05-01 0 days 1,728 sqft
2024-06-01 0 days 1,704 sqft
2024-07-01 0 days 1,712 sqft
2024-08-01 0 days 1,719 sqft
2024-09-01 0 days 1,679 sqft
Ardmore's median listing age (time on market) for 2024-09-01 was 0 days.

Ardmore's median square footage for active listings during the 2024-09-01 period was 1,679 sqft. One year prior, the average listing was 1,744 sqft.

Ardmore, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 552 $105,540,000 $191,196
Refi 92 $12,970,000 $140,978
Home Improvement 81 $4,785,000 $59,074
Cash Out Refi 76 $13,590,000 $178,816
Other 71 $5,335,000 $75,141

Ardmore's most frequently cited loan purpose was Home Purchase, with 552 originations. The 2nd most popular reason was Refi, with 92 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 274 $53,540,000 $195,401
7-8% 194 $32,580,000 $167,938
Over 8% 139 $17,675,000 $127,158
5-6% 71 $15,205,000 $214,155
<2.5% 6 $30,000 $5,000
4-5% 4 $1,170,000 $292,500

During 2023, Ardmore's most frequently originated rate bucket was 6-7%, with 274 originations.

Loan Sizing (Ardmore, OK MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 329 $19,075,000 $57,979
$100k-200k 289 $43,085,000 $149,083
$200k-400k 213 $56,345,000 $264,531
$400k-600k 28 $13,190,000 $471,071
$600k-1000k 11 $7,485,000 $680,455
$Over $1MM 2 $3,040,000 $1,520,000

Ardmore's loan sizing saw the bucket of loans from $100,000 or less with 329 originations, totaling $19,075,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 355 $77,265,000 $217,648
60-80% 144 $24,440,000 $169,722
40-60% 63 $8,415,000 $133,571
20-40% 62 $4,450,000 $71,774
Under 20% 49 $2,085,000 $42,551
Over 100% 11 $3,045,000 $276,818

Ardmore's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 355 originations, totaling $77,265,000 in origination value.