Mutual Savings Association Mortgage Rates, Fees & Info
Leavenworth, KSLEI: 5493009ROW8QSODANH20
Tax ID: 48-0306560
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Mutual Savings Association is a smaller mortgage company specializing in Home Purchase loans. Mutual Savings Association has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, St. Joseph, Lawrence, Topeka, and Atchison among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Mutual Savings Association has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
130Origination Dollar Volume (All Markets)
$35,810,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 87 | $27,345,000 | $314,310 | $0 | 0.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 15 | $3,425,000 | $228,333 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 13 | $1,845,000 | $141,923 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $545,000 | $545,000 | $0 | 0.00% |
| Atchison, KS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 0.00% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 130 | $35,810,000 | $275,462 | $0 | 0.00% |
For 2022, Mutual Savings Association's most frequently originated type of loan was Conventional, with 130 originations.
Loan Reason
For 2022, Mutual Savings Association's most frequently cited loan purpose was Home Purchase, with 78 originations. The 2nd most popular reason was Cash Out Refi, with 25 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 130 | $35,810,000 | $275,462 | $0 | 0.00% |
For 2022, Mutual Savings Association's most frequently cited loan duration was Other, with 130 originations.
Loan Sizing
2022 saw Mutual Savings Association place emphasis on $200k-400k loans with 41 originations, totaling $11,795,000 in origination value.
Applicant Income
Mutual Savings Association lent most frequently to those with incomes in the $100k-150k range, with 27 originations. The second most popular income band? $50k-75k, with 26 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 130 | $35,810,000 | $275,462 | $0 | 0.00% |
Mutual Savings Association lent most frequently to those with DTI ratios of Exempt%, with 130 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.15%
Mutual Savings Association has an average approval rate.
Pick Rate
Approvals leading to origination85.38%
Mutual Savings Association has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 130 | $35,810,000 | $275,462 |