Greenleaf Wayside Bank Mortgage Rates, Fees & Info

Greenleaf, WI

LEI: 5493009WLD1EC45QKX71

Tax ID: 39-0634210

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Mortgage Data

Review & Overview

Greenleaf Wayside Bank is a smaller bank specializing in Home Purchase and Refi loans. Greenleaf Wayside Bank has a high proportion of conventional loans. Their top markets by origination volume include: Green Bay, Appleton, Manitowoc, and Madison among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

Greenleaf Wayside Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

67

Origination Dollar Volume (All Markets)

$9,855,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
GREEN BAY, WI (FHA|USDA|VA) 42 $6,690,000 $159,286 $0 0.00%
APPLETON, WI (FHA|USDA|VA) 19 $2,335,000 $122,895 $0 0.00%
Manitowoc, WI (FHA|USDA|VA) 3 $515,000 $171,667 $0 0.00%
MADISON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
Outside of Metro Areas 2 $150,000 $75,000 $0 0.00%
Greenleaf Wayside Bank's top markets include Green Bay, Appleton, Manitowoc, and Madison among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 67 $9,855,000 $147,090 $0 0.00%

    For 2019, Greenleaf Wayside Bank's most frequently originated type of loan was Conventional, with 67 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 30 $5,020,000 $167,333 $0 0.00%
    Refi 28 $3,920,000 $140,000 $0 0.00%
    Other 5 $425,000 $85,000 $0 0.00%
    Cash Out Refi 3 $475,000 $158,333 $0 0.00%
    Home Improvement 1 $15,000 $15,000 $0 0.00%

    For 2019, Greenleaf Wayside Bank's most frequently cited loan purpose was Home Purchase, with 30 originations. The 2nd most popular reason was Refi, with 28 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 67 $9,855,000 $147,090 $0 0.00%

    For 2019, Greenleaf Wayside Bank's most frequently cited loan duration was Other, with 67 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 28 $4,180,000 $149,286 $0 0.00%
    $100,000 or less 23 $1,105,000 $48,043 $0 0.00%
    $200k-400k 15 $3,985,000 $265,667 $0 0.00%
    $400k-600k 1 $585,000 $585,000 $0 0.00%

    2019 saw Greenleaf Wayside Bank place emphasis on $100k-200k loans with 28 originations, totaling $4,180,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 13 $2,025,000 $155,769 $0 0.00%
    $50k-75k 13 $1,625,000 $125,000 $0 0.00%
    $75k-100k 11 $1,555,000 $141,364 $0 0.00%
    $150k-250k 9 $2,445,000 $271,667 $0 0.00%
    $50k or less 7 $635,000 $90,714 $0 0.00%

    Greenleaf Wayside Bank lent most frequently to those with incomes in the $100k-150k range, with 13 originations. The second most popular income band? $50k-75k, with 13 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 67 $9,855,000 $147,090 $0 0.00%

    Greenleaf Wayside Bank lent most frequently to those with DTI ratios of Exempt%, with 67 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 54 $8,350,000 $154,630 $0 0.00%
    Not applicable 12 $1,400,000 $116,667 $0 0.00%
    Asian 1 $105,000 $105,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.87%

    Greenleaf Wayside Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.55%

    Greenleaf Wayside Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 67 $9,855,000 $147,090

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 1 $255,000 $255,000
    Single Family (1-4 Units):Site-Built 66 $9,600,000 $145,455