Appleton VA Loan Rates, Closing Costs & Stats
APPLETON, WI
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Appleton's 46 lenders originated 183 VA loans during 2023. The total origination value was $54,675,000, with an average VA loan value of $298,770.
Appleton VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Appleton
averaged
6.27%
for the week of 2024-12-13, compared to the national average (all VA variants) of
6.077% for the same period.
Appleton's average VA mortgage closing costs are $5,007.
The average rate for the prior week (2024-12-06) was
6.31% and
one month ago for the week of 2024-11-08, the
average rate was 6.6%.
The average rate one year ago was 6.85%.
For refis of the same type during the week of 2024-12-13, the average rate
was 6.28%.
Appleton VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Appleton level.
The top Appleton VA lender as defined by loan originations is Mortgage Research Center, LLC, with
44 VA loans originated. Their average total fees are
$7,667, which is $512
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Appleton VA lenders (with over 10 loans originated) are
GUARANTEED RATE, INC. ($7,075), Mortgage Research Center, LLC ($7,667), UNITED WHOLESALE MORTGAGE, LLC ($8,179), QUICKEN LOANS, LLC ($12,525) and .
The lowest rate Appleton VA lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.24%), GUARANTEED RATE, INC. (6.57%), UNITED WHOLESALE MORTGAGE, LLC (6.85%), Mortgage Research Center, LLC (6.88%) and .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Appleton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $209,675 (16.6%) | $251,928 (14.8%) | 0.78 | 631 |
2018-02-01 | $215,900 (16.7%) | $258,594 (15.9%) | 0.78 | 661 |
2018-03-01 | $229,900 (21.1%) | $271,610 (19.7%) | 0.81 | 677 |
2018-04-01 | $274,150 (40.7%) | $325,124 (40.0%) | 0.93 | 393 |
2018-05-01 | $279,900 (43.6%) | $325,340 (38.4%) | 0.93 | 415 |
2018-06-01 | $274,950 (41.0%) | $320,442 (36.7%) | 0.92 | 464 |
2018-07-01 | $265,950 (33.1%) | $311,469 (32.5%) | 0.89 | 470 |
2018-08-01 | $262,400 (31.3%) | $305,248 (29.2%) | 0.88 | 476 |
2018-09-01 | $259,900 (33.4%) | $299,333 (26.1%) | 0.87 | 498 |
2018-10-01 | $249,900 (33.7%) | $291,453 (24.1%) | 0.85 | 547 |
2018-11-01 | $259,675 (40.0%) | $291,766 (23.8%) | 0.88 | 544 |
2018-12-01 | $264,900 (35.9%) | $294,111 (19.6%) | 0.91 | 499 |
2019-01-01 | $273,725 (30.6%) | $301,397 (19.6%) | 0.95 | 433 |
2019-02-01 | $279,925 (29.7%) | $309,742 (19.8%) | 0.95 | 405 |
2019-03-01 | $280,614 (22.1%) | $307,938 (13.4%) | 0.92 | 410 |
2019-04-01 | $278,114 (1.5%) | $309,362 (-4.9%) | 0.88 | 419 |
2019-05-01 | $269,950 (-3.6%) | $306,010 (-5.9%) | 0.84 | 413 |
2019-06-01 | $259,900 (-5.5%) | $297,648 (-7.1%) | 0.81 | 427 |
2019-07-01 | $262,450 (-1.3%) | $298,199 (-4.3%) | 0.82 | 457 |
2019-08-01 | $264,973 (1.0%) | $298,600 (-2.2%) | 0.84 | 474 |
2019-09-01 | $264,932 (1.9%) | $298,932 (-0.1%) | 0.85 | 492 |
2019-10-01 | $264,905 (6.0%) | $299,846 (2.9%) | 0.85 | 505 |
2019-11-01 | $260,000 (0.1%) | $301,083 (3.2%) | 0.85 | 479 |
2019-12-01 | $259,900 (-1.9%) | $303,236 (3.1%) | 0.87 | 413 |
2020-01-01 | $262,700 (-4.0%) | $307,136 (1.9%) | 0.88 | 362 |
2020-02-01 | $282,450 (0.9%) | $316,273 (2.1%) | 0.92 | 340 |
2020-03-01 | $289,900 (3.3%) | $323,244 (5.0%) | 0.91 | 345 |
2020-04-01 | $299,350 (7.6%) | $324,758 (5.0%) | 0.94 | 343 |
2020-05-01 | $299,900 (11.1%) | $332,003 (8.5%) | 0.91 | 308 |
2020-06-01 | $299,900 (15.4%) | $329,927 (10.8%) | 0.88 | 273 |
2020-07-01 | $299,900 (14.3%) | $323,174 (8.4%) | 0.87 | 247 |
2020-08-01 | $294,900 (11.3%) | $321,063 (7.5%) | 0.85 | 257 |
2020-09-01 | $276,125 (4.2%) | $310,762 (4.0%) | 0.79 | 257 |
2020-10-01 | $279,950 (5.7%) | $322,255 (7.5%) | 0.80 | 267 |
2020-11-01 | $299,900 (15.4%) | $329,076 (9.3%) | 0.88 | 252 |
2020-12-01 | $292,675 (12.6%) | $317,186 (4.6%) | 0.87 | 242 |
2021-01-01 | $299,900 (14.2%) | $336,272 (9.5%) | 0.90 | 201 |
2021-02-01 | $304,900 (8.0%) | $339,937 (7.5%) | 0.89 | 181 |
2021-03-01 | $284,400 (-1.9%) | $330,789 (2.3%) | 0.81 | 177 |
2021-04-01 | $276,150 (-7.8%) | $328,696 (1.2%) | 0.75 | 172 |
2021-05-01 | $299,900 (0.0%) | $336,886 (1.5%) | 0.80 | 181 |
2021-06-01 | $299,200 (-0.2%) | $344,044 (4.3%) | 0.79 | 209 |
2021-07-01 | $289,500 (-3.5%) | $335,226 (3.7%) | 0.76 | 234 |
2021-08-01 | $287,000 (-2.7%) | $335,048 (4.4%) | 0.77 | 275 |
2021-09-01 | $289,900 (5.0%) | $328,173 (5.6%) | 0.77 | 272 |
2021-10-01 | $289,900 (3.6%) | $335,015 (4.0%) | 0.77 | 266 |
2021-11-01 | $304,925 (1.7%) | $352,118 (7.0%) | 0.82 | 272 |
2021-12-01 | $334,175 (14.2%) | $369,099 (16.4%) | 0.91 | 225 |
2022-01-01 | $362,400 (20.8%) | $389,934 (16.0%) | 0.98 | 178 |
2022-02-01 | $370,000 (21.4%) | $398,213 (17.1%) | 0.96 | 179 |
2022-03-01 | $367,425 (29.2%) | $378,257 (14.4%) | 0.92 | 192 |
2022-04-01 | $369,900 (34.0%) | $389,157 (18.4%) | 0.88 | 223 |
2022-05-01 | $353,450 (17.9%) | $384,980 (14.3%) | 0.81 | 234 |
2022-06-01 | $362,455 (21.1%) | $381,461 (10.9%) | 0.81 | 266 |
2022-07-01 | $364,950 (26.1%) | $382,953 (14.2%) | 0.82 | 248 |
2022-08-01 | $369,950 (28.9%) | $397,986 (18.8%) | 0.86 | 237 |
2022-09-01 | $374,311 (29.1%) | $399,920 (21.9%) | 0.88 | 237 |
2022-10-01 | $384,900 (32.8%) | $418,265 (24.9%) | 0.91 | 243 |
2022-11-01 | $399,000 (30.9%) | $431,566 (22.6%) | 0.96 | 224 |
2022-12-01 | $399,900 (19.7%) | $447,176 (21.2%) | 0.99 | 202 |
2023-01-01 | $403,675 (11.4%) | $461,322 (18.3%) | 1.00 | 174 |
2023-02-01 | $399,900 (8.1%) | $457,842 (15.0%) | 0.97 | 167 |
2023-03-01 | $399,900 (8.8%) | $445,437 (17.8%) | 0.94 | 167 |
2023-04-01 | $395,500 (6.9%) | $447,967 (15.1%) | 0.92 | 182 |
2023-05-01 | $396,200 (12.1%) | $445,501 (15.7%) | 0.90 | 211 |
2023-06-01 | $407,000 (12.3%) | $459,575 (20.5%) | 0.91 | 229 |
2023-07-01 | $399,900 (9.6%) | $459,268 (19.9%) | 0.91 | 250 |
2023-08-01 | $409,400 (10.7%) | $450,304 (13.2%) | 0.94 | 274 |
2023-09-01 | $409,900 (9.5%) | $451,434 (12.9%) | 0.95 | 306 |
2023-10-01 | $399,950 (3.9%) | $447,066 (6.9%) | 0.94 | 333 |
2023-11-01 | $399,900 (0.2%) | $441,636 (2.3%) | 0.95 | 335 |
2023-12-01 | $399,900 (0.0%) | $440,883 (-1.4%) | 0.98 | 316 |
2024-01-01 | $396,400 (-1.8%) | $444,916 (-3.6%) | 0.97 | 277 |
2024-02-01 | $399,900 (0.0%) | $462,724 (1.1%) | 0.96 | 264 |
2024-03-01 | $399,900 (0.0%) | $457,660 (2.7%) | 0.94 | 275 |
2024-04-01 | $397,450 (0.5%) | $452,075 (0.9%) | 0.92 | 294 |
2024-05-01 | $419,900 (6.0%) | $486,688 (9.3%) | 0.95 | 309 |
2024-06-01 | $419,900 (3.2%) | $484,602 (5.5%) | 0.94 | 323 |
2024-07-01 | $422,925 (5.8%) | $488,750 (6.4%) | 0.97 | 349 |
2024-08-01 | $419,900 (2.6%) | $482,200 (7.1%) | 0.98 | 381 |
2024-09-01 | $416,300 (1.6%) | $471,499 (4.4%) | 0.98 | 406 |
2024-10-01 | $418,600 (4.7%) | $468,669 (4.8%) | 0.99 | 405 |
2024-11-01 | $404,900 (1.3%) | $462,854 (4.8%) | 0.97 | 364 |
Appleton's median listing price comes in at 97% of the national average.
Appleton's average listing price for 2024-11-01 was $462,854, a difference of $21,218 (4.8%) versus the prior year and $-5,815 versus the prior month.
For the 2024-11-01 period, Appleton had 364 MLS listings, a difference of -41 listings (-10%) versus the prior month and 29 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Appleton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 74 days | 1,894 sqft |
2018-02-01 | 63 days | 1,899 sqft |
2018-03-01 | 49 days | 1,956 sqft |
2018-04-01 | 44 days | 2,092 sqft |
2018-05-01 | 43 days | 2,159 sqft |
2018-06-01 | 43 days | 2,169 sqft |
2018-07-01 | 49 days | 2,096 sqft |
2018-08-01 | 50 days | 2,098 sqft |
2018-09-01 | 45 days | 2,073 sqft |
2018-10-01 | 46 days | 1,923 sqft |
2018-11-01 | 54 days | 1,931 sqft |
2018-12-01 | 71 days | 1,961 sqft |
2019-01-01 | 84 days | 1,972 sqft |
2019-02-01 | 88 days | 2,000 sqft |
2019-03-01 | 69 days | 2,013 sqft |
2019-04-01 | 56 days | 2,014 sqft |
2019-05-01 | 48 days | 1,991 sqft |
2019-06-01 | 51 days | 1,917 sqft |
2019-07-01 | 51 days | 1,927 sqft |
2019-08-01 | 52 days | 1,961 sqft |
2019-09-01 | 53 days | 2,016 sqft |
2019-10-01 | 54 days | 2,055 sqft |
2019-11-01 | 61 days | 2,041 sqft |
2019-12-01 | 71 days | 2,011 sqft |
2020-01-01 | 76 days | 2,051 sqft |
2020-02-01 | 61 days | 2,096 sqft |
2020-03-01 | 50 days | 2,091 sqft |
2020-04-01 | 49 days | 2,115 sqft |
2020-05-01 | 62 days | 2,080 sqft |
2020-06-01 | 59 days | 2,066 sqft |
2020-07-01 | 63 days | 2,019 sqft |
2020-08-01 | 50 days | 2,028 sqft |
2020-09-01 | 45 days | 1,988 sqft |
2020-10-01 | 46 days | 1,992 sqft |
2020-11-01 | 53 days | 1,917 sqft |
2020-12-01 | 60 days | 1,864 sqft |
2021-01-01 | 66 days | 1,864 sqft |
2021-02-01 | 66 days | 1,833 sqft |
2021-03-01 | 40 days | 1,815 sqft |
2021-04-01 | 33 days | 1,800 sqft |
2021-05-01 | 38 days | 1,906 sqft |
2021-06-01 | 31 days | 1,989 sqft |
2021-07-01 | 32 days | 1,987 sqft |
2021-08-01 | 32 days | 1,901 sqft |
2021-09-01 | 40 days | 1,912 sqft |
2021-10-01 | 47 days | 1,844 sqft |
2021-11-01 | 42 days | 1,655 sqft |
2021-12-01 | 52 days | 1,630 sqft |
2022-01-01 | 42 days | 1,609 sqft |
2022-02-01 | 37 days | 1,607 sqft |
2022-03-01 | 47 days | 1,648 sqft |
2022-04-01 | 44 days | 1,658 sqft |
2022-05-01 | 44 days | 1,737 sqft |
2022-06-01 | 39 days | 1,792 sqft |
2022-07-01 | 38 days | 1,922 sqft |
2022-08-01 | 45 days | 1,922 sqft |
2022-09-01 | 45 days | 1,923 sqft |
2022-10-01 | 42 days | 1,944 sqft |
2022-11-01 | 44 days | 1,904 sqft |
2022-12-01 | 58 days | 1,906 sqft |
2023-01-01 | 69 days | 1,858 sqft |
2023-02-01 | 60 days | 1,918 sqft |
2023-03-01 | 49 days | 1,869 sqft |
2023-04-01 | 37 days | 1,959 sqft |
2023-05-01 | 30 days | 1,838 sqft |
2023-06-01 | 37 days | 1,930 sqft |
2023-07-01 | 43 days | 1,928 sqft |
2023-08-01 | 42 days | 1,901 sqft |
2023-09-01 | 44 days | 1,914 sqft |
2023-10-01 | 45 days | 1,890 sqft |
2023-11-01 | 44 days | 1,837 sqft |
2023-12-01 | 53 days | 1,738 sqft |
2024-01-01 | 68 days | 1,696 sqft |
2024-02-01 | 65 days | 1,709 sqft |
2024-03-01 | 46 days | 1,720 sqft |
2024-04-01 | 43 days | 1,739 sqft |
2024-05-01 | 44 days | 1,684 sqft |
2024-06-01 | 49 days | 1,751 sqft |
2024-07-01 | 44 days | 1,801 sqft |
2024-08-01 | 44 days | 1,800 sqft |
2024-09-01 | 45 days | 1,801 sqft |
2024-10-01 | 50 days | 1,824 sqft |
2024-11-01 | 52 days | 1,830 sqft |
Appleton's median square footage for active listings during the 2024-11-01 period was 1,830 sqft. One year prior, the average listing was 1,837 sqft.