APPLETON Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Appleton averaged
6.62%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.55% and
one month ago for the week of 2025-05-15, the
average rate was 6.62%.
Appleton's average rate one year ago was 6.76%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.55%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Appleton 30 Year Fixed Rate | 2025-06-18 | 6.62% |
| Appleton 30 Year Fixed Rate Refi | 2025-06-18 | 6.55% |
| Appleton 15 Year Fixed Rate | 2025-06-18 | 6.31% |
| Appleton 15 Year Fixed Rate Refi | 2025-06-18 | 6.16% |
| Appleton 30 Year FHA | 2025-06-18 | 0.54% |
| Appleton 30 Year FHA Refi | 2025-06-18 | -0.2% |
| Appleton 30 Year USDA | 2025-06-18 | -0.1% |
| Appleton 30 Year USDA Refi | 2025-06-18 | -0.1% |
| Appleton 30 Year VA | 2025-06-18 | 0.36% |
| Appleton 30 Year VA Refi | 2025-06-18 | -0.42% |
APPLETON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the APPLETON, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
APPLETON Average Closing Costs & Other Stats
APPLETON, WI's 157 lenders originated 6,437
loans during 2024. The total origination value was $1,334,405,000, with an average loan value of
$207,302.
APPLETON's average closing costs are $3,282.
The top APPLETON lender as defined by loan originations is Community First Credit Union, with
271 loans originated. Their average total fees are
$2,715, which is $468
higher than the next largest lender,
FOX COMMUNITIES.
The lowest fee APPLETON lenders (with over 10 loans originated) are
PCM ($1,255), UNISON CREDIT UNION ($1,608), Johnson Bank ($2,000), National Exchange Bank and Trust ($2,220) and FOX COMMUNITIES ($2,246).
The lowest rate APPLETON lenders (with over 10 loans originated) are
University of Wisconsin Credit Union (6.27%), CAPITAL Credit Union (6.29%), Community First Credit Union (6.30%), FOX COMMUNITIES (6.36%) and Old National Bank (6.38%).
APPLETON, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Community First Credit Union | $174,395,000 | $170,610,000 | -2.2% | 12.8% |
| FOX COMMUNITIES | $86,250,000 | $87,365,000 | 1.3% | 6.5% |
| Nicolet National Bank | $48,955,000 | $68,000,000 | 38.9% | 5.1% |
| CAPITAL Credit Union | $56,390,000 | $62,120,000 | 10.2% | 4.7% |
| Associated Bank | $26,545,000 | $42,010,000 | 58.3% | 3.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $31,080,000 | $40,070,000 | 28.9% | 3.0% |
| QUICKEN LOANS, LLC | $24,685,000 | $36,070,000 | 46.1% | 2.7% |
| East Wisconsin Savings Bank | $14,705,000 | $31,525,000 | 114.4% | 2.4% |
| GUILD MORTGAGE COMPANY | $21,305,000 | $30,715,000 | 44.2% | 2.3% |
| Wells Fargo Bank | $21,375,000 | $28,580,000 | 33.7% | 2.1% |
| Johnson Bank | $15,225,000 | $27,140,000 | 78.3% | 2.0% |
| North Shore Bank FSB | $3,875,000 | $26,275,000 | 578.1% | 2.0% |
| U.S. Bank | $22,035,000 | $25,660,000 | 16.5% | 1.9% |
| CoVantage Credit Union | $14,930,000 | $24,535,000 | 64.3% | 1.8% |
| BMO Harris Bank | $15,900,000 | $23,705,000 | 49.1% | 1.8% |
| Nations Lending Corporation | $13,235,000 | $21,235,000 | 60.4% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,530,000 | $20,980,000 | 35.1% | 1.6% |
| Mortgage Research Center, LLC | $13,720,000 | $20,885,000 | 52.2% | 1.6% |
| BLC Community Bank | $20,580,000 | $20,700,000 | 0.6% | 1.6% |
| JPMorgan Chase Bank | $4,020,000 | $20,235,000 | 403.4% | 1.5% |
| Home State Bank | $565,000 | $18,035,000 | 3,092.0% | 1.4% |
| GUARANTEED RATE, INC. | $25,310,000 | $16,870,000 | -33.3% | 1.3% |
| Waterstone Mortgage Corporation | $14,070,000 | $16,380,000 | 16.4% | 1.2% |
| Wolf River Community Bank | $16,110,000 | $15,515,000 | -3.7% | 1.2% |
| Prevail Bank | $405,000 | $14,710,000 | 3,532.1% | 1.1% |
| Bank First, N.A. | $11,375,000 | $14,565,000 | 28.0% | 1.1% |
| VERVE, A CREDIT UNION | $16,410,000 | $13,345,000 | -18.7% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $4,890,000 | $12,500,000 | 155.6% | 0.9% |
| Barrington Bank & Trust Company, N.A. | $6,455,000 | $12,125,000 | 87.8% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $1,335,000 | $11,950,000 | 795.1% | 0.9% |
| Peoples State Bank | $10,405,000 | n/a | 0.8% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,730,000 | $9,645,000 | 158.6% | 0.7% |
| Ixonia Bank | $11,170,000 | $9,450,000 | -15.4% | 0.7% |
| Summit Credit Union | $7,160,000 | $9,050,000 | 26.4% | 0.7% |
| Landmark Credit Union | $5,920,000 | $8,985,000 | 51.8% | 0.7% |
| FIRST COLONY MORTGAGE CORPORATION | $8,640,000 | n/a | 0.6% | |
| Old National Bank | $7,385,000 | $8,640,000 | 17.0% | 0.6% |
| UNISON CREDIT UNION | $10,455,000 | $8,535,000 | -18.4% | 0.6% |
| Bank Five Nine | $5,600,000 | $8,445,000 | 50.8% | 0.6% |
| PROSPERA Credit Union | $8,850,000 | $8,315,000 | -6.0% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,515,000 | $7,520,000 | -11.7% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $4,520,000 | $7,275,000 | 61.0% | 0.5% |
| ENVOY MORTGAGE, LTD | $6,545,000 | $6,775,000 | 3.5% | 0.5% |
| The Bank of Kaukauna | $2,625,000 | $6,280,000 | 139.2% | 0.5% |
| University of Wisconsin Credit Union | $7,000,000 | $6,125,000 | -12.5% | 0.5% |
| State Bank of Chilton | $6,620,000 | $6,100,000 | -7.9% | 0.5% |
| NexBank | $995,000 | $6,040,000 | 507.0% | 0.5% |
| Flagstar Bank, FSB | $1,690,000 | $5,955,000 | 252.4% | 0.4% |
| Wolfe Financial, Inc | $1,705,000 | $5,620,000 | 229.6% | 0.4% |
| POINT Mortgage | $5,395,000 | n/a | 0.4% | |
| HOMESIDE FINANCIAL, LLC | $4,385,000 | $4,930,000 | 12.4% | 0.4% |
| LOANDEPOT.COM, LLC | $3,180,000 | $4,855,000 | 52.7% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $2,975,000 | $4,665,000 | 56.8% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,485,000 | $4,600,000 | 32.0% | 0.3% |
| National Exchange Bank and Trust | $3,680,000 | $4,270,000 | 16.0% | 0.3% |
| WINGS FINANCIAL | $6,365,000 | $3,985,000 | -37.4% | 0.3% |
| PREMIER FINANCIAL | $2,805,000 | $3,970,000 | 41.5% | 0.3% |
| GSF Mortgage Corporation | $8,225,000 | $3,885,000 | -52.8% | 0.3% |
| MARINE | $5,260,000 | $3,730,000 | -29.1% | 0.3% |
| Bay Bank | $2,170,000 | $3,600,000 | 65.9% | 0.3% |
| American National Bank - Fox Cities | $1,960,000 | $3,370,000 | 71.9% | 0.3% |
| Collins State Bank | $2,515,000 | $3,255,000 | 29.4% | 0.2% |
| V.I.P. MORTGAGE, INC. | $3,640,000 | $3,225,000 | -11.4% | 0.2% |
| Bristol Morgan Bank | $1,080,000 | $3,100,000 | 187.0% | 0.2% |
| PCM | $2,420,000 | $3,100,000 | 28.1% | 0.2% |
| NEWREZ LLC | $2,480,000 | $2,925,000 | 17.9% | 0.2% |
| GreenStone Farm Credit Services, FLCA | $2,025,000 | $2,840,000 | 40.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $470,000 | $2,825,000 | 501.1% | 0.2% |
| CARDINAL FINANCIAL | $1,970,000 | $2,800,000 | 42.1% | 0.2% |
| TOWNE MORTGAGE COMPANY | $1,285,000 | $2,755,000 | 114.4% | 0.2% |
| Cleveland State Bank | $835,000 | $2,645,000 | 216.8% | 0.2% |
| USAA Federal Savings Bank | $2,280,000 | $2,555,000 | 12.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,270,000 | $2,460,000 | 93.7% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $905,000 | $2,305,000 | 154.7% | 0.2% |
| CMG MORTGAGE, INC. | $2,215,000 | n/a | 0.2% | |
| MOVEMENT MORTGAGE, LLC | $3,475,000 | $2,095,000 | -39.7% | 0.2% |
| Fifth Third Bank | $470,000 | $2,045,000 | 335.1% | 0.2% |
| Premier Community Bank | $1,675,000 | $2,045,000 | 22.1% | 0.2% |
| Horicon Bank | $2,030,000 | $2,040,000 | 0.5% | 0.2% |
| BROKER SOLUTIONS, INC. | $2,365,000 | $2,025,000 | -14.4% | 0.2% |
| West Pointe Bank | $2,365,000 | $1,980,000 | -16.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $885,000 | $1,840,000 | 107.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $670,000 | $1,840,000 | 174.6% | 0.1% |
| PLANET HOME LENDING, LLC | $280,000 | $1,835,000 | 555.4% | 0.1% |
| PHH Mortgage Corporation | $165,000 | $1,820,000 | 1,003.0% | 0.1% |
| IncredibleBank | $1,720,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $940,000 | $1,675,000 | 78.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $765,000 | $1,565,000 | 104.6% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $365,000 | $1,555,000 | 326.0% | 0.1% |
| Bell Bank | $375,000 | $1,470,000 | 292.0% | 0.1% |
| Fox Valley Savings Bank | $1,470,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,450,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,425,000 | $1,420,000 | -0.4% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,515,000 | $1,415,000 | -6.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $865,000 | $1,415,000 | 63.6% | 0.1% |
| Discover Bank | $1,170,000 | $1,375,000 | 17.5% | 0.1% |
| Range Bank | $830,000 | $1,365,000 | 64.5% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $230,000 | $1,280,000 | 456.5% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,260,000 | n/a | 0.1% | |
| Figure Lending LLC | $890,000 | $1,230,000 | 38.2% | 0.1% |
| Paramount Bank | $1,230,000 | n/a | 0.1% | |
| THOMPSON KANE & COMPANY, LLC | $600,000 | $1,190,000 | 98.3% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $715,000 | $1,175,000 | 64.3% | 0.1% |
| CIBM Bank | $175,000 | $1,155,000 | 560.0% | 0.1% |
| The Huntington National Bank | $2,935,000 | $1,140,000 | -61.2% | 0.1% |
| Ally Bank | $490,000 | $1,110,000 | 126.5% | 0.1% |
| GREENSTATE CREDIT UNION | $245,000 | $1,105,000 | 351.0% | 0.1% |
| THRIVENT Federal Credit Union | $1,580,000 | $1,105,000 | -30.1% | 0.1% |
| MORTGAGE ACCESS CORP. | $660,000 | $1,095,000 | 65.9% | 0.1% |
| Fortifi Bank | $2,065,000 | $1,090,000 | -47.2% | 0.1% |
| Farmers & Merchants State Bank | $1,065,000 | n/a | 0.1% | |
| Greenleaf Wayside Bank | $985,000 | $1,050,000 | 6.6% | 0.1% |
| Bank of Luxemburg | $665,000 | $1,025,000 | 54.1% | 0.1% |
| THE PESHTIGO NATIONAL BANK | $1,480,000 | $1,020,000 | -31.1% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $930,000 | $1,015,000 | 9.1% | 0.1% |
| COMPEER FINANCIAL, FLCA | $1,210,000 | $1,005,000 | -16.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $445,000 | $1,000,000 | 124.7% | 0.1% |
| ALTRA | $25,000 | $970,000 | 3,780.0% | 0.1% |
| First Federal Bank | $1,310,000 | $965,000 | -26.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $930,000 | n/a | 0.1% | |
| AbbyBank | $1,330,000 | $925,000 | -30.5% | 0.1% |
| Plains Commerce Bank | $1,655,000 | $915,000 | -44.7% | 0.1% |
| Citibank | $905,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $835,000 | $905,000 | 8.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $895,000 | n/a | 0.1% | |
| WISCONSIN MORTGAGE CORPORATION | $895,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $530,000 | $865,000 | 63.2% | 0.1% |
| Morgan Stanley Private Bank | $515,000 | $865,000 | 68.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $505,000 | $840,000 | 66.3% | 0.1% |
| GoPrime Mortgage, Inc. | $825,000 | n/a | 0.1% | |
| EDUCATORS CREDIT UNION | $1,450,000 | $790,000 | -45.5% | 0.1% |
| Libertyville Bank & Trust | $745,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $735,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $295,000 | $735,000 | 149.2% | 0.1% |
| Citizens Bank | $2,000,000 | $730,000 | -63.5% | 0.1% |
| Great Midwest Bank, S.S.B. | $2,355,000 | $730,000 | -69.0% | 0.1% |
| S1L, Inc. | $725,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $610,000 | $725,000 | 18.9% | 0.1% |
| Wheaton Bank & Trust | $725,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $215,000 | $705,000 | 227.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,090,000 | $700,000 | -35.8% | 0.1% |
| Wintrust Bank, N.A. | $685,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,470,000 | $680,000 | -53.7% | 0.1% |
| NBKC BANK | $990,000 | $660,000 | -33.3% | 0.0% |
| LOANPAL, LLC | $655,000 | n/a | 0.0% | |
| Kohler Credit Union | $335,000 | $645,000 | 92.5% | 0.0% |
| Guardian Credit Union | $635,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $635,000 | n/a | 0.0% | |
| Sheboygan Area Credit Union | $515,000 | $590,000 | 14.6% | 0.0% |
| A + MORTGAGE SERVICES, INC. | $585,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $380,000 | $585,000 | 53.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $750,000 | $585,000 | -22.0% | 0.0% |
| The Loan Store, Inc. | $610,000 | $560,000 | -8.2% | 0.0% |
| WINNEBAGO COMMUNITY | $765,000 | $550,000 | -28.1% | 0.0% |
| Farmers Bank & Trust | $525,000 | n/a | 0.0% | |
| The Port Washington State Bank | $15,000 | $520,000 | 3,366.7% | 0.0% |
| Westbury Bank | $510,000 | n/a | 0.0% | |
| BOKF | $505,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $485,000 | $485,000 | 0.0% | 0.0% |
| Loan Simple, Inc. | $205,000 | $480,000 | 134.1% | 0.0% |
| Baxter Credit Union | $810,000 | $465,000 | -42.6% | 0.0% |
| Coastal Community Bank | $265,000 | $460,000 | 73.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $455,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $175,000 | $455,000 | 160.0% | 0.0% |
| GATEWAY MORTGAGE CORPORATION | $480,000 | $450,000 | -6.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $105,000 | $445,000 | 323.8% | 0.0% |
| T2 FINANCIAL LLC | $445,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $420,000 | n/a | 0.0% | |
| Gateway First Bank | $415,000 | n/a | 0.0% | |
| First Savings Bank | $740,000 | $405,000 | -45.3% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $175,000 | $400,000 | 128.6% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $400,000 | n/a | 0.0% | |
| Frandsen Bank & Trust | $395,000 | n/a | 0.0% | |
| The Central Trust Bank | $395,000 | n/a | 0.0% | |
| Hiawatha National Bank | $305,000 | $380,000 | 24.6% | 0.0% |
| GOVERNMENTAL EMPLOYEES | $375,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $340,000 | $370,000 | 8.8% | 0.0% |
| UNITEDONE Credit Union | $1,625,000 | $370,000 | -77.2% | 0.0% |
| First Horizon Bank | $355,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $355,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $355,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $345,000 | n/a | 0.0% | |
| The Equitable Bank, S.S.B. | $255,000 | $345,000 | 35.3% | 0.0% |
| First Option Mortgage, LLC | $325,000 | n/a | 0.0% | |
| Servion, Inc. | $910,000 | $315,000 | -65.4% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $310,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $340,000 | $310,000 | -8.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $310,000 | n/a | 0.0% | |
| Bankers' Bank | $335,000 | $295,000 | -11.9% | 0.0% |
| PNC Bank | $580,000 | $295,000 | -49.1% | 0.0% |
| The Park Bank | $295,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $295,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| Axos Bank | $275,000 | n/a | 0.0% | |
| Bank of America | $1,120,000 | $275,000 | -75.4% | 0.0% |
| Ameris Bank | $265,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $265,000 | n/a | 0.0% | |
| Forward Bank | $265,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $265,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $105,000 | $265,000 | 152.4% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $260,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $465,000 | $245,000 | -47.3% | 0.0% |
| MLD MORTGAGE INC. | $195,000 | $245,000 | 25.6% | 0.0% |
| Royal Credit Union | $265,000 | $245,000 | -7.5% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $680,000 | $235,000 | -65.4% | 0.0% |
| SPRING EQ, LLC | $235,000 | n/a | 0.0% | |
| Texana Bank | $235,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $225,000 | n/a | 0.0% | |
| Bremer Bank | $380,000 | $225,000 | -40.8% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $265,000 | $215,000 | -18.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $215,000 | n/a | 0.0% | |
| Tradition Mortgage, LLC | $215,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $1,570,000 | $215,000 | -86.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $205,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $205,000 | n/a | 0.0% | |
| UMB Bank | $205,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $355,000 | $195,000 | -45.1% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $455,000 | $195,000 | -57.1% | 0.0% |
| TJC Mortgage, Inc. | $195,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $195,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $195,000 | n/a | 0.0% | |
| Arvest Bank | $775,000 | $185,000 | -76.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $185,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $185,000 | n/a | 0.0% | |
| Northbrook Bank & Trust | $185,000 | n/a | 0.0% | |
| Waldo State Bank | $75,000 | $185,000 | 146.7% | 0.0% |
| AmeriHome Mortgage Company, LLC | $305,000 | $175,000 | -42.6% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| OCMBC, INC. | $175,000 | n/a | 0.0% | |
| FOND DU LAC | $170,000 | n/a | 0.0% | |
| Abbott Laboratories Employees Credit Union | $165,000 | n/a | 0.0% | |
| EMM LOANS LLC | $165,000 | n/a | 0.0% | |
| GENISYS | $165,000 | n/a | 0.0% | |
| Oostburg State Bank | $2,605,000 | $165,000 | -93.7% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $160,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $155,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $155,000 | n/a | 0.0% | |
| M&T Bank | $310,000 | $145,000 | -53.2% | 0.0% |
| Petefish, Skiles & Co. | $145,000 | n/a | 0.0% | |
| First American Bank | $25,000 | $130,000 | 420.0% | 0.0% |
| PyraMax Bank, FSB | $125,000 | n/a | 0.0% | |
| Truist | $125,000 | n/a | 0.0% | |
| Glacier Hills Credit Union | $115,000 | n/a | 0.0% | |
| Deseret First Credit Union | $105,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $105,000 | n/a | 0.0% | |
| Centier Bank | $35,000 | $95,000 | 171.4% | 0.0% |
| Equity Prime Mortgage LLC | $185,000 | $95,000 | -48.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | n/a | 0.0% | |
| Connexus Credit Union | $150,000 | $85,000 | -43.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $95,000 | $85,000 | -10.5% | 0.0% |
| TOWER | $145,000 | $75,000 | -48.3% | 0.0% |
| RESIDENTIAL BANCORP | $1,865,000 | $65,000 | -96.5% | 0.0% |
| Merchants Bank | $55,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $150,000 | $55,000 | -63.3% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $50,000 | n/a | 0.0% |
APPLETON's top lender by overall market share is Community First Credit Union, with 12.8% market share. In second place, with 6.5%, is FOX COMMUNITIES, having originated $87,365,000 in loans. In third place, with 5.1%, is Nicolet National Bank, having originated $68,000,000 in loans. In fourth place, with 4.7%, is CAPITAL Credit Union, having originated $62,120,000 in loans. In fifth place, with 3.1%, is Associated Bank, having originated $42,010,000 in loans.
APPLETON, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,005 | $848,715,000 | $282,434 |
| Refi | 1,029 | $203,435,000 | $197,702 |
| Other | 1,004 | $78,580,000 | $78,267 |
| Cash Out Refi | 868 | $136,890,000 | $157,707 |
| Home Improvement | 531 | $66,785,000 | $125,772 |
Appleton's most frequently cited loan purpose was Home Purchase, with 3,005 originations. The 2nd most popular reason was Refi, with 1,029 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,779 | $642,305,000 | $231,128 |
| 5-6% | 1,038 | $216,670,000 | $208,738 |
| Over 8% | 1,021 | $102,525,000 | $100,416 |
| 7-8% | 1,019 | $223,115,000 | $218,955 |
| <2.5% | 38 | $2,960,000 | $77,895 |
| 4-5% | 20 | $6,770,000 | $338,500 |
| 3-4% | 7 | $18,415,000 | $2,630,714 |
| 2.5-3% | 3 | $335,000 | $111,667 |
During 2024, Appleton's most frequently originated rate bucket was 6-7%, with 2,779 originations.
Loan Sizing (APPLETON, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,256 | $624,380,000 | $276,764 |
| $100,000 or less | 2,085 | $108,365,000 | $51,974 |
| $100k-200k | 1,587 | $240,085,000 | $151,282 |
| $400k-600k | 391 | $182,725,000 | $467,327 |
| $600k-1000k | 92 | $66,180,000 | $719,348 |
| $Over $1MM | 26 | $112,670,000 | $4,333,462 |
APPLETON's loan sizing saw the bucket of loans from $200k-400k with 2,256 originations, totaling $624,380,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,744 | $527,210,000 | $302,299 |
| 60-80% | 1,262 | $384,930,000 | $305,016 |
| Under 20% | 1,208 | $56,440,000 | $46,722 |
| 20-40% | 1,039 | $108,825,000 | $104,740 |
| 40-60% | 576 | $107,580,000 | $186,771 |
| Over 100% | 46 | $15,990,000 | $347,609 |
APPLETON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,744 originations, totaling $527,210,000 in origination value.