APPLETON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Appleton averaged 6.65% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.66% and one month ago for the week of 2025-02-27, the average rate was 6.87%.

Appleton's average rate one year ago was 6.9%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.38%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Appleton 30 Year Fixed Rate 2025-04-03 6.65%
Appleton 30 Year Fixed Rate Refi 2025-04-03 6.38%
Appleton 15 Year Fixed Rate 2025-04-03 5.87%
Appleton 15 Year Fixed Rate Refi 2025-04-03 6.02%
Appleton 30 Year FHA 2025-04-03 6.5%
Appleton 30 Year FHA Refi 2025-04-03 6.36%
Appleton 30 Year USDA 2025-04-03 6.22%
Appleton 30 Year USDA Refi 2025-04-03 6.52%
Appleton 30 Year VA 2025-04-03 6.22%
Appleton 30 Year VA Refi 2025-04-03 5.34%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within APPLETON, WI.

APPLETON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the APPLETON, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Community First Credit Union 271 6.30% $2,715
FOX COMMUNITIES 197 6.36% $2,246
CAPITAL Credit Union 140 6.29% $2,492
Nicolet National Bank 124 6.76% $3,327
Associated Bank 91 6.47% $2,497
GUILD MORTGAGE COMPANY 86 6.80% $4,053
Wells Fargo Bank 75 6.58% $3,541
UNITED WHOLESALE MORTGAGE, LLC 69 6.76% $5,122
QUICKEN LOANS, LLC 67 6.61% $6,602
Home State Bank 64 6.64% $3,877
Nations Lending Corporation 64 6.66% $3,863
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 60 6.68% $4,912
U.S. Bank 54 6.59% $3,354
Waterstone Mortgage Corporation 53 6.73% $5,734
CoVantage Credit Union 53 6.52% $3,866
GUARANTEED RATE, INC. 46 6.88% $3,972
Johnson Bank 40 6.42% $2,000
JPMorgan Chase Bank 36 6.68% $3,526
Barrington Bank & Trust Company, N.A. 35 6.85% $2,795
UNISON CREDIT UNION 28 6.70% $1,608
Bank First, N.A. 28 6.74% $2,603
ENVOY MORTGAGE, LTD 27 6.56% $4,730
NexBank 26 6.53% $3,449
PRIMARY RESIDENTIAL MORTGAGE, INC. 26 6.39% $8,107
FIRST COLONY MORTGAGE CORPORATION 25 6.41% $4,582
PROSPERA Credit Union 22 6.56% $2,465
Bank Five Nine 21 6.83% $3,076
Wolfe Financial, Inc 20 6.91% $6,285
Old National Bank 20 6.38% $3,422
HOMESIDE FINANCIAL, LLC 19 6.81% $6,141
Ixonia Bank 19 6.81% $4,281
CROSSCOUNTRY MORTGAGE, LLC 18 6.99% $4,959
Summit Credit Union 17 6.40% $2,936
University of Wisconsin Credit Union 16 6.27% $3,335
VERVE, A CREDIT UNION 15 6.47% $2,621
Flagstar Bank, FSB 13 7.06% $3,252
POINT Mortgage 13 6.47% $3,985
National Exchange Bank and Trust 12 6.66% $2,220
Mr. Cooper ( Nationstar Mortgage ) 11 7.06% $8,529
Paramount Residential Mortgage Group, Inc. 11 6.84% $5,351
PCM 10 6.56% $1,255
BMO Harris Bank 10 7.23% $3,722
GSF Mortgage Corporation 10 6.66% $6,506
Sierra Pacific Mortgage Company, Inc. 9 6.72% $8,148
LOANDEPOT.COM, LLC 9 6.61% $4,517
TOWNE MORTGAGE COMPANY 8 6.84% $4,031
MARINE 7 10.10% $6,561
FREEDOM MORTGAGE CORPORATION 7 6.96% $6,298
North Shore Bank FSB 7 6.79% $3,149
WINGS FINANCIAL 6 6.48% $2,253
Prosperity Home Mortgage, LLC 6 6.60% $7,851
NAVY FEDERAL CREDIT UNION 6 7.04% $3,249
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.48% $4,380
UNION HOME MORTGAGE CORP. 5 6.85% $5,491
V.I.P. MORTGAGE, INC. 5 6.40% $5,345
BROKER SOLUTIONS, INC. 5 7.10% $5,916
Mortgage Research Center, LLC 5 6.74% $4,303
NEWREZ LLC 5 6.82% $3,160
CIBM Bank 5 6.13% $4,215
Horicon Bank 5 6.65% $2,431
THOMPSON KANE & COMPANY, LLC 4 6.75% $2,905
Ally Bank 4 5.84% $9,986
USAA Federal Savings Bank 4 6.81% $5,148
THRIVENT Federal Credit Union 4 6.63% $5,672
American Mortgage & Equity Consultants, Inc. 4 6.94% $3,952
PHH Mortgage Corporation 4 6.97% $10,233
GUARANTEED RATE AFFINITY, LLC 3 7.10% $3,219
MOVEMENT MORTGAGE, LLC 3 6.73% $5,554
Fifth Third Bank 3 6.42% $5,331
Paramount Bank 3 6.33% $1,499
Morgan Stanley Private Bank 3 6.47% $2,495
Bell Bank 3 7.04% $5,339
WISCONSIN MORTGAGE CORPORATION 3 6.71% $2,843
Plains Commerce Bank 3 5.92% $6,490
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.63% $4,046
Landmark Credit Union 3 6.83% $2,194
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 7.21% $3,001
CARDINAL FINANCIAL 3 6.75% $6,731
Great Midwest Bank, S.S.B. 3 6.90% $2,568
S1L, Inc. 3 6.46% $4,669
Commerce Home Mortgage, Inc. 2 9.06% $12,260
AMERICAN FINANCIAL RESOURCES, INC. 2 6.94% $2,499
AMERISAVE MORTGAGE CORPORATION 2 6.81% $10,079
BETTER MORTGAGE CORPORATION 2 6.56% $4,073
CHURCHILL MORTGAGE CORPORATION 2 7.31% $3,690
Citizens Bank 2 6.81% $2,605
CMG MORTGAGE, INC. 2 6.74% $3,984
EDUCATORS CREDIT UNION 2 6.44% $2,252
ENDEAVOR CAPITAL, LLC. 2 6.56% $6,250
FIRST COMMUNITY MORTGAGE, INC. 2 6.49% $3,004
First Federal Bank 2 7.38% $3,377
FIRST STATE MORTGAGE SERVICES, LLC 2 7.06% $2,764
GATEWAY MORTGAGE CORPORATION 2 7.00% $4,586
GREENSTATE CREDIT UNION 2 7.19% $2,815
HOMESTEAD FUNDING CORP. 2 6.06% $3,573
Kohler Credit Union 2 6.31% $3,006
MORTGAGE ACCESS CORP. 2 6.31% $7,182
ROYAL UNITED MORTGAGE LLC 2 7.19% $12,552
Stifel Bank and Trust 2 6.06% $2,611
The Huntington National Bank 2 7.06% $5,243
The Loan Store, Inc. 2 7.18% $7,410
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.87% $3,973
LEADERONE FINANCIAL CORPORATION 1 6.63% $4,975
Home Mortgage Alliance Corp 1 8.38% $12,097
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.38% $10,971
GUIDANCE RESIDENTIAL, LLC 1 7.63% $6,355
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.99% $9,838
PENNYMAC LOAN SERVICES, LLC 1 6.62% $8,357
PENTAGON FEDERAL CREDIT UNION 1 6.63% $5,304
Petefish, Skiles & Co. 1 6.50% $2,423
Frandsen Bank & Trust 1 6.93% $4,003
FOND DU LAC 1 6.75% $1,983
PLANET HOME LENDING, LLC 1 6.13% $2,864
PLAZA HOME MORTGAGE, INC. 1 6.38% $6,823
First Option Mortgage, LLC 1 7.13% $7,229
Prevail Bank 1 7.25% $3,238
First Horizon Bank 1 6.50% $3,897
Farmers Bank & Trust 1 6.12% $3,368
EMBRACE HOME LOANS, INC. 1 7.38% $4,914
Discover Bank 1 6.58% $0
PyraMax Bank, FSB 1 6.50% $1,920
DAS Acquisition Company, LLC 1 7.63% $6,362
Royal Credit Union 1 6.38% $0
ALTRA 1 7.08% $2,263
AbbyBank 1 7.13% $2,520
SECURITYNATIONAL MORTGAGE COMPANY 1 7.50% $5,435
Citibank 1 5.63% $4,555
ALLIANT CREDIT UNION 1 5.63% $3,278
SUCCESS MORTGAGE PARTNERS, INC. 1 7.38% $4,810
Century Mortgage Company DBA Century Lending Company 1 7.25% $7,357
The Equitable Bank, S.S.B. 1 7.00% $3,215
ALAMEDA MORTGAGE CORPORATION 1 6.13% $5,914
ZILLOW HOME LOANS, LLC 1 6.63% $3,924
The Park Bank 1 6.88% $1,906
Carrington Mortgage Services, LLC 1 6.50% $7,022
Bremer Bank 1 7.88% $2,704
BOKF 1 7.00% $5,768
Tradition Mortgage, LLC 1 7.50% $3,299
TruHome Solutions, LLC 1 6.00% $5,485
Baxter Credit Union 1 6.75% $3,761
Bankers' Bank 1 6.50% $3,341
UNITED HOME LOANS, INC. 1 6.99% $3,955
UNITEDONE Credit Union 1 6.25% $2,197
Axos Bank 1 6.88% $1,575
Arvest Bank 1 7.25% $3,164
A + MORTGAGE SERVICES, INC. 1 7.50% $3,002
Ameris Bank 1 6.25% $3,115
UTILITIES EMPLOYEES CREDIT UNION 1 6.50% $2,742
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.88% $4,211
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.13% $4,994
AMERICAN FINANCING CORPORATION 1 6.88% $4,296
AMERICAN FINANCIAL NETWORK, INC. 1 7.13% $3,603
Westbury Bank 1 6.38% $1,668
NATIONS RELIABLE LENDING, LLC 1 7.50% $4,480
NBKC BANK 1 6.63% $3,252
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 7.75% $2,898
MICHIGAN MUTUAL, INC. 1 7.50% $5,401

APPLETON Average Closing Costs & Other Stats

APPLETON, WI's 157 lenders originated 6,437 loans during 2024. The total origination value was $1,334,405,000, with an average loan value of $207,302.

APPLETON's average closing costs are $3,282.

The top APPLETON lender as defined by loan originations is Community First Credit Union, with 271 loans originated. Their average total fees are $2,715, which is $468 higher than the next largest lender, FOX COMMUNITIES.

The lowest fee APPLETON lenders (with over 10 loans originated) are PCM ($1,255), UNISON CREDIT UNION ($1,608), Johnson Bank ($2,000), National Exchange Bank and Trust ($2,220) and FOX COMMUNITIES ($2,246).

The lowest rate APPLETON lenders (with over 10 loans originated) are University of Wisconsin Credit Union (6.27%), CAPITAL Credit Union (6.29%), Community First Credit Union (6.30%), FOX COMMUNITIES (6.36%) and Old National Bank (6.38%).

APPLETON, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Community First Credit Union $174,395,000 $170,610,000 -2.2% 12.8%
FOX COMMUNITIES $86,250,000 $87,365,000 1.3% 6.5%
Nicolet National Bank $48,955,000 $68,000,000 38.9% 5.1%
CAPITAL Credit Union $56,390,000 $62,120,000 10.2% 4.7%
Associated Bank $26,545,000 $42,010,000 58.3% 3.1%
UNITED WHOLESALE MORTGAGE, LLC $31,080,000 $40,070,000 28.9% 3.0%
QUICKEN LOANS, LLC $24,685,000 $36,070,000 46.1% 2.7%
East Wisconsin Savings Bank $14,705,000 $31,525,000 114.4% 2.4%
GUILD MORTGAGE COMPANY $21,305,000 $30,715,000 44.2% 2.3%
Wells Fargo Bank $21,375,000 $28,580,000 33.7% 2.1%
Johnson Bank $15,225,000 $27,140,000 78.3% 2.0%
North Shore Bank FSB $3,875,000 $26,275,000 578.1% 2.0%
U.S. Bank $22,035,000 $25,660,000 16.5% 1.9%
CoVantage Credit Union $14,930,000 $24,535,000 64.3% 1.8%
BMO Harris Bank $15,900,000 $23,705,000 49.1% 1.8%
Nations Lending Corporation $13,235,000 $21,235,000 60.4% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,530,000 $20,980,000 35.1% 1.6%
Mortgage Research Center, LLC $13,720,000 $20,885,000 52.2% 1.6%
BLC Community Bank $20,580,000 $20,700,000 0.6% 1.6%
JPMorgan Chase Bank $4,020,000 $20,235,000 403.4% 1.5%
Home State Bank $565,000 $18,035,000 3,092.0% 1.4%
GUARANTEED RATE, INC. $25,310,000 $16,870,000 -33.3% 1.3%
Waterstone Mortgage Corporation $14,070,000 $16,380,000 16.4% 1.2%
Wolf River Community Bank $16,110,000 $15,515,000 -3.7% 1.2%
Prevail Bank $405,000 $14,710,000 3,532.1% 1.1%
Bank First, N.A. $11,375,000 $14,565,000 28.0% 1.1%
VERVE, A CREDIT UNION $16,410,000 $13,345,000 -18.7% 1.0%
PENNYMAC LOAN SERVICES, LLC $4,890,000 $12,500,000 155.6% 0.9%
Barrington Bank & Trust Company, N.A. $6,455,000 $12,125,000 87.8% 0.9%
FREEDOM MORTGAGE CORPORATION $1,335,000 $11,950,000 795.1% 0.9%
Peoples State Bank $10,405,000 n/a 0.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,730,000 $9,645,000 158.6% 0.7%
Ixonia Bank $11,170,000 $9,450,000 -15.4% 0.7%
Summit Credit Union $7,160,000 $9,050,000 26.4% 0.7%
Landmark Credit Union $5,920,000 $8,985,000 51.8% 0.7%
FIRST COLONY MORTGAGE CORPORATION $8,640,000 n/a 0.6%
Old National Bank $7,385,000 $8,640,000 17.0% 0.6%
UNISON CREDIT UNION $10,455,000 $8,535,000 -18.4% 0.6%
Bank Five Nine $5,600,000 $8,445,000 50.8% 0.6%
PROSPERA Credit Union $8,850,000 $8,315,000 -6.0% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $8,515,000 $7,520,000 -11.7% 0.6%
Paramount Residential Mortgage Group, Inc. $4,520,000 $7,275,000 61.0% 0.5%
ENVOY MORTGAGE, LTD $6,545,000 $6,775,000 3.5% 0.5%
The Bank of Kaukauna $2,625,000 $6,280,000 139.2% 0.5%
University of Wisconsin Credit Union $7,000,000 $6,125,000 -12.5% 0.5%
State Bank of Chilton $6,620,000 $6,100,000 -7.9% 0.5%
NexBank $995,000 $6,040,000 507.0% 0.5%
Flagstar Bank, FSB $1,690,000 $5,955,000 252.4% 0.4%
Wolfe Financial, Inc $1,705,000 $5,620,000 229.6% 0.4%
POINT Mortgage $5,395,000 n/a 0.4%
HOMESIDE FINANCIAL, LLC $4,385,000 $4,930,000 12.4% 0.4%
LOANDEPOT.COM, LLC $3,180,000 $4,855,000 52.7% 0.4%
NAVY FEDERAL CREDIT UNION $2,975,000 $4,665,000 56.8% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $3,485,000 $4,600,000 32.0% 0.3%
National Exchange Bank and Trust $3,680,000 $4,270,000 16.0% 0.3%
WINGS FINANCIAL $6,365,000 $3,985,000 -37.4% 0.3%
PREMIER FINANCIAL $2,805,000 $3,970,000 41.5% 0.3%
GSF Mortgage Corporation $8,225,000 $3,885,000 -52.8% 0.3%
MARINE $5,260,000 $3,730,000 -29.1% 0.3%
Bay Bank $2,170,000 $3,600,000 65.9% 0.3%
American National Bank - Fox Cities $1,960,000 $3,370,000 71.9% 0.3%
Collins State Bank $2,515,000 $3,255,000 29.4% 0.2%
V.I.P. MORTGAGE, INC. $3,640,000 $3,225,000 -11.4% 0.2%
Bristol Morgan Bank $1,080,000 $3,100,000 187.0% 0.2%
PCM $2,420,000 $3,100,000 28.1% 0.2%
NEWREZ LLC $2,480,000 $2,925,000 17.9% 0.2%
GreenStone Farm Credit Services, FLCA $2,025,000 $2,840,000 40.2% 0.2%
NEW DAY FINANCIAL, LLC $470,000 $2,825,000 501.1% 0.2%
CARDINAL FINANCIAL $1,970,000 $2,800,000 42.1% 0.2%
TOWNE MORTGAGE COMPANY $1,285,000 $2,755,000 114.4% 0.2%
Cleveland State Bank $835,000 $2,645,000 216.8% 0.2%
USAA Federal Savings Bank $2,280,000 $2,555,000 12.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,270,000 $2,460,000 93.7% 0.2%
Sierra Pacific Mortgage Company, Inc. $905,000 $2,305,000 154.7% 0.2%
CMG MORTGAGE, INC. $2,215,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $3,475,000 $2,095,000 -39.7% 0.2%
Fifth Third Bank $470,000 $2,045,000 335.1% 0.2%
Premier Community Bank $1,675,000 $2,045,000 22.1% 0.2%
Horicon Bank $2,030,000 $2,040,000 0.5% 0.2%
BROKER SOLUTIONS, INC. $2,365,000 $2,025,000 -14.4% 0.2%
West Pointe Bank $2,365,000 $1,980,000 -16.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $885,000 $1,840,000 107.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $670,000 $1,840,000 174.6% 0.1%
PLANET HOME LENDING, LLC $280,000 $1,835,000 555.4% 0.1%
PHH Mortgage Corporation $165,000 $1,820,000 1,003.0% 0.1%
IncredibleBank $1,720,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $940,000 $1,675,000 78.2% 0.1%
Prosperity Home Mortgage, LLC $765,000 $1,565,000 104.6% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $365,000 $1,555,000 326.0% 0.1%
Bell Bank $375,000 $1,470,000 292.0% 0.1%
Fox Valley Savings Bank $1,470,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,450,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,425,000 $1,420,000 -0.4% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,515,000 $1,415,000 -6.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $865,000 $1,415,000 63.6% 0.1%
Discover Bank $1,170,000 $1,375,000 17.5% 0.1%
Range Bank $830,000 $1,365,000 64.5% 0.1%
VILLAGE CAPITAL MORTGAGE $230,000 $1,280,000 456.5% 0.1%
American Mortgage & Equity Consultants, Inc. $1,260,000 n/a 0.1%
Figure Lending LLC $890,000 $1,230,000 38.2% 0.1%
Paramount Bank $1,230,000 n/a 0.1%
THOMPSON KANE & COMPANY, LLC $600,000 $1,190,000 98.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $715,000 $1,175,000 64.3% 0.1%
CIBM Bank $175,000 $1,155,000 560.0% 0.1%
The Huntington National Bank $2,935,000 $1,140,000 -61.2% 0.1%
Ally Bank $490,000 $1,110,000 126.5% 0.1%
GREENSTATE CREDIT UNION $245,000 $1,105,000 351.0% 0.1%
THRIVENT Federal Credit Union $1,580,000 $1,105,000 -30.1% 0.1%
MORTGAGE ACCESS CORP. $660,000 $1,095,000 65.9% 0.1%
Fortifi Bank $2,065,000 $1,090,000 -47.2% 0.1%
Farmers & Merchants State Bank $1,065,000 n/a 0.1%
Greenleaf Wayside Bank $985,000 $1,050,000 6.6% 0.1%
Bank of Luxemburg $665,000 $1,025,000 54.1% 0.1%
THE PESHTIGO NATIONAL BANK $1,480,000 $1,020,000 -31.1% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $930,000 $1,015,000 9.1% 0.1%
COMPEER FINANCIAL, FLCA $1,210,000 $1,005,000 -16.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $445,000 $1,000,000 124.7% 0.1%
ALTRA $25,000 $970,000 3,780.0% 0.1%
First Federal Bank $1,310,000 $965,000 -26.3% 0.1%
HOMEXPRESS MORTGAGE CORP. $930,000 n/a 0.1%
AbbyBank $1,330,000 $925,000 -30.5% 0.1%
Plains Commerce Bank $1,655,000 $915,000 -44.7% 0.1%
Citibank $905,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $835,000 $905,000 8.4% 0.1%
AMERICAN FINANCING CORPORATION $895,000 n/a 0.1%
WISCONSIN MORTGAGE CORPORATION $895,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $530,000 $865,000 63.2% 0.1%
Morgan Stanley Private Bank $515,000 $865,000 68.0% 0.1%
Commerce Home Mortgage, Inc. $505,000 $840,000 66.3% 0.1%
GoPrime Mortgage, Inc. $825,000 n/a 0.1%
EDUCATORS CREDIT UNION $1,450,000 $790,000 -45.5% 0.1%
Libertyville Bank & Trust $745,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $735,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $295,000 $735,000 149.2% 0.1%
Citizens Bank $2,000,000 $730,000 -63.5% 0.1%
Great Midwest Bank, S.S.B. $2,355,000 $730,000 -69.0% 0.1%
S1L, Inc. $725,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $610,000 $725,000 18.9% 0.1%
Wheaton Bank & Trust $725,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $215,000 $705,000 227.9% 0.1%
LENDINGHOME FUNDING CORPORATION $1,090,000 $700,000 -35.8% 0.1%
Wintrust Bank, N.A. $685,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,470,000 $680,000 -53.7% 0.1%
NBKC BANK $990,000 $660,000 -33.3% 0.0%
LOANPAL, LLC $655,000 n/a 0.0%
Kohler Credit Union $335,000 $645,000 92.5% 0.0%
Guardian Credit Union $635,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $635,000 n/a 0.0%
Sheboygan Area Credit Union $515,000 $590,000 14.6% 0.0%
A + MORTGAGE SERVICES, INC. $585,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $380,000 $585,000 53.9% 0.0%
ROYAL UNITED MORTGAGE LLC $750,000 $585,000 -22.0% 0.0%
The Loan Store, Inc. $610,000 $560,000 -8.2% 0.0%
WINNEBAGO COMMUNITY $765,000 $550,000 -28.1% 0.0%
Farmers Bank & Trust $525,000 n/a 0.0%
The Port Washington State Bank $15,000 $520,000 3,366.7% 0.0%
Westbury Bank $510,000 n/a 0.0%
BOKF $505,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $485,000 $485,000 0.0% 0.0%
Loan Simple, Inc. $205,000 $480,000 134.1% 0.0%
Baxter Credit Union $810,000 $465,000 -42.6% 0.0%
Coastal Community Bank $265,000 $460,000 73.6% 0.0%
EMBRACE HOME LOANS, INC. $455,000 n/a 0.0%
GENEVA FINANCIAL, LLC $175,000 $455,000 160.0% 0.0%
GATEWAY MORTGAGE CORPORATION $480,000 $450,000 -6.3% 0.0%
Hometown Equity Mortgage, LLC $105,000 $445,000 323.8% 0.0%
T2 FINANCIAL LLC $445,000 n/a 0.0%
Stifel Bank and Trust $420,000 n/a 0.0%
Gateway First Bank $415,000 n/a 0.0%
First Savings Bank $740,000 $405,000 -45.3% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $175,000 $400,000 128.6% 0.0%
PENTAGON FEDERAL CREDIT UNION $400,000 n/a 0.0%
Frandsen Bank & Trust $395,000 n/a 0.0%
The Central Trust Bank $395,000 n/a 0.0%
Hiawatha National Bank $305,000 $380,000 24.6% 0.0%
GOVERNMENTAL EMPLOYEES $375,000 n/a 0.0%
21ST MORTGAGE CORPORATION $340,000 $370,000 8.8% 0.0%
UNITEDONE Credit Union $1,625,000 $370,000 -77.2% 0.0%
First Horizon Bank $355,000 n/a 0.0%
Home Mortgage Alliance Corp $355,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $355,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $345,000 n/a 0.0%
The Equitable Bank, S.S.B. $255,000 $345,000 35.3% 0.0%
First Option Mortgage, LLC $325,000 n/a 0.0%
Servion, Inc. $910,000 $315,000 -65.4% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $310,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $340,000 $310,000 -8.8% 0.0%
MID AMERICA MORTGAGE, INC. $310,000 n/a 0.0%
Bankers' Bank $335,000 $295,000 -11.9% 0.0%
PNC Bank $580,000 $295,000 -49.1% 0.0%
The Park Bank $295,000 n/a 0.0%
UNITED HOME LOANS, INC. $295,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $285,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $275,000 n/a 0.0%
Axos Bank $275,000 n/a 0.0%
Bank of America $1,120,000 $275,000 -75.4% 0.0%
Ameris Bank $265,000 n/a 0.0%
DAS Acquisition Company, LLC $265,000 n/a 0.0%
Forward Bank $265,000 n/a 0.0%
Summit Mortgage Corporation $265,000 n/a 0.0%
TruHome Solutions, LLC $105,000 $265,000 152.4% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $260,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $465,000 $245,000 -47.3% 0.0%
MLD MORTGAGE INC. $195,000 $245,000 25.6% 0.0%
Royal Credit Union $265,000 $245,000 -7.5% 0.0%
NATIONS RELIABLE LENDING, LLC $680,000 $235,000 -65.4% 0.0%
SPRING EQ, LLC $235,000 n/a 0.0%
Texana Bank $235,000 n/a 0.0%
ALLIANT CREDIT UNION $225,000 n/a 0.0%
Bremer Bank $380,000 $225,000 -40.8% 0.0%
GUIDANCE RESIDENTIAL, LLC $265,000 $215,000 -18.9% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $215,000 n/a 0.0%
Tradition Mortgage, LLC $215,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $1,570,000 $215,000 -86.3% 0.0%
AMERITRUST MORTGAGE CORPORATION $205,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $205,000 n/a 0.0%
EVERETT FINANCIAL, INC. $205,000 n/a 0.0%
UMB Bank $205,000 n/a 0.0%
Charles Schwab Bank, SSB $355,000 $195,000 -45.1% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $455,000 $195,000 -57.1% 0.0%
TJC Mortgage, Inc. $195,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $195,000 n/a 0.0%
VERITAS FUNDING, LLC $195,000 n/a 0.0%
Arvest Bank $775,000 $185,000 -76.1% 0.0%
CALCON MUTUAL MORTGAGE LLC $185,000 n/a 0.0%
CITIZENS EQUITY FIRST $185,000 n/a 0.0%
Northbrook Bank & Trust $185,000 n/a 0.0%
Waldo State Bank $75,000 $185,000 146.7% 0.0%
AmeriHome Mortgage Company, LLC $305,000 $175,000 -42.6% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $175,000 n/a 0.0%
OCMBC, INC. $175,000 n/a 0.0%
FOND DU LAC $170,000 n/a 0.0%
Abbott Laboratories Employees Credit Union $165,000 n/a 0.0%
EMM LOANS LLC $165,000 n/a 0.0%
GENISYS $165,000 n/a 0.0%
Oostburg State Bank $2,605,000 $165,000 -93.7% 0.0%
Third Federal Savings and Loan Association of Cleveland $160,000 n/a 0.0%
AMWEST FUNDING CORP. $155,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $155,000 n/a 0.0%
M&T Bank $310,000 $145,000 -53.2% 0.0%
Petefish, Skiles & Co. $145,000 n/a 0.0%
First American Bank $25,000 $130,000 420.0% 0.0%
PyraMax Bank, FSB $125,000 n/a 0.0%
Truist $125,000 n/a 0.0%
Glacier Hills Credit Union $115,000 n/a 0.0%
Deseret First Credit Union $105,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.0%
Centier Bank $35,000 $95,000 171.4% 0.0%
Equity Prime Mortgage LLC $185,000 $95,000 -48.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $95,000 n/a 0.0%
Connexus Credit Union $150,000 $85,000 -43.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $95,000 $85,000 -10.5% 0.0%
TOWER $145,000 $75,000 -48.3% 0.0%
RESIDENTIAL BANCORP $1,865,000 $65,000 -96.5% 0.0%
Merchants Bank $55,000 n/a 0.0%
Transportation Federal Credit Union $150,000 $55,000 -63.3% 0.0%
Home Loan Investment Bank, F.S.B. $50,000 n/a 0.0%

APPLETON's top lender by overall market share is Community First Credit Union, with 12.8% market share. In second place, with 6.5%, is FOX COMMUNITIES, having originated $87,365,000 in loans. In third place, with 5.1%, is Nicolet National Bank, having originated $68,000,000 in loans. In fourth place, with 4.7%, is CAPITAL Credit Union, having originated $62,120,000 in loans. In fifth place, with 3.1%, is Associated Bank, having originated $42,010,000 in loans.


APPLETON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - APPLETON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $209,675 (16.6%) $251,937 (14.6%) 0.78 631
2018-02-01 $216,150 (16.9%) $258,727 (15.8%) 0.78 662
2018-03-01 $229,900 (21.1%) $271,710 (19.6%) 0.81 678
2018-04-01 $274,650 (40.9%) $325,957 (39.9%) 0.93 395
2018-05-01 $279,900 (42.5%) $325,747 (38.3%) 0.93 416
2018-06-01 $275,000 (40.4%) $320,504 (36.5%) 0.92 464
2018-07-01 $266,650 (33.4%) $311,917 (32.4%) 0.89 471
2018-08-01 $262,400 (31.3%) $305,336 (29.0%) 0.88 477
2018-09-01 $259,900 (33.4%) $299,425 (26.0%) 0.87 500
2018-10-01 $249,900 (33.4%) $291,542 (24.0%) 0.85 549
2018-11-01 $259,900 (40.0%) $291,858 (23.7%) 0.88 546
2018-12-01 $264,900 (35.9%) $294,200 (19.6%) 0.91 501
2019-01-01 $274,950 (31.1%) $301,285 (19.6%) 0.95 436
2019-02-01 $279,950 (29.5%) $309,563 (19.7%) 0.95 408
2019-03-01 $280,614 (22.1%) $307,592 (13.2%) 0.92 413
2019-04-01 $278,114 (1.3%) $309,117 (-5.2%) 0.88 422
2019-05-01 $272,197 (-2.8%) $306,032 (-6.1%) 0.85 415
2019-06-01 $259,900 (-5.5%) $297,421 (-7.2%) 0.81 429
2019-07-01 $263,200 (-1.3%) $298,132 (-4.4%) 0.82 460
2019-08-01 $266,064 (1.4%) $298,522 (-2.2%) 0.84 476
2019-09-01 $265,409 (2.1%) $298,836 (-0.2%) 0.85 495
2019-10-01 $264,973 (6.0%) $299,733 (2.8%) 0.85 507
2019-11-01 $260,000 (0.0%) $300,938 (3.1%) 0.85 481
2019-12-01 $259,900 (-1.9%) $303,452 (3.1%) 0.87 413
2020-01-01 $262,700 (-4.5%) $307,440 (2.0%) 0.88 362
2020-02-01 $282,450 (0.9%) $316,273 (2.2%) 0.92 340
2020-03-01 $290,900 (3.7%) $323,891 (5.3%) 0.91 345
2020-04-01 $299,450 (7.7%) $325,170 (5.2%) 0.94 345
2020-05-01 $299,950 (10.2%) $332,407 (8.6%) 0.91 310
2020-06-01 $299,900 (15.4%) $330,045 (11.0%) 0.88 274
2020-07-01 $299,900 (13.9%) $323,326 (8.5%) 0.87 248
2020-08-01 $295,000 (10.9%) $321,244 (7.6%) 0.85 259
2020-09-01 $277,350 (4.5%) $310,796 (4.0%) 0.79 257
2020-10-01 $279,950 (5.7%) $322,255 (7.5%) 0.80 267
2020-11-01 $299,900 (15.4%) $329,032 (9.3%) 0.88 252
2020-12-01 $292,450 (12.5%) $316,461 (4.3%) 0.87 241
2021-01-01 $299,900 (14.2%) $335,382 (9.1%) 0.90 200
2021-02-01 $302,400 (7.1%) $339,184 (7.2%) 0.88 180
2021-03-01 $283,675 (-2.5%) $330,048 (1.9%) 0.80 176
2021-04-01 $274,900 (-8.2%) $327,934 (0.9%) 0.74 171
2021-05-01 $299,900 (0.0%) $336,886 (1.4%) 0.80 181
2021-06-01 $299,450 (-0.2%) $344,083 (4.3%) 0.79 211
2021-07-01 $289,900 (-3.3%) $335,769 (3.9%) 0.76 236
2021-08-01 $289,475 (-1.9%) $335,469 (4.4%) 0.77 277
2021-09-01 $289,900 (4.5%) $328,604 (5.7%) 0.77 273
2021-10-01 $291,950 (4.3%) $335,406 (4.1%) 0.78 267
2021-11-01 $305,900 (2.0%) $352,507 (7.1%) 0.82 274
2021-12-01 $337,400 (15.4%) $369,426 (16.7%) 0.91 228
2022-01-01 $364,900 (21.7%) $391,016 (16.6%) 0.99 182
2022-02-01 $370,000 (22.4%) $397,900 (17.3%) 0.96 180
2022-03-01 $367,425 (29.5%) $378,806 (14.8%) 0.92 193
2022-04-01 $369,900 (34.6%) $389,876 (18.9%) 0.88 226
2022-05-01 $356,928 (19.0%) $385,917 (14.6%) 0.82 236
2022-06-01 $362,455 (21.0%) $381,461 (10.9%) 0.81 266
2022-07-01 $365,000 (25.9%) $382,953 (14.1%) 0.82 248
2022-08-01 $369,950 (27.8%) $397,986 (18.6%) 0.86 237
2022-09-01 $374,311 (29.1%) $399,920 (21.7%) 0.88 237
2022-10-01 $384,900 (31.8%) $418,265 (24.7%) 0.91 243
2022-11-01 $399,000 (30.4%) $431,566 (22.4%) 0.96 224
2022-12-01 $399,900 (18.5%) $447,176 (21.1%) 0.99 202
2023-01-01 $403,675 (10.6%) $461,322 (18.0%) 1.00 174
2023-02-01 $399,900 (8.1%) $457,842 (15.1%) 0.97 167
2023-03-01 $399,900 (8.8%) $445,437 (17.6%) 0.94 167
2023-04-01 $397,700 (7.5%) $449,250 (15.2%) 0.92 183
2023-05-01 $396,825 (11.2%) $446,654 (15.7%) 0.90 212
2023-06-01 $407,725 (12.5%) $460,049 (20.6%) 0.92 229
2023-07-01 $399,900 (9.6%) $459,268 (19.9%) 0.91 250
2023-08-01 $409,400 (10.7%) $450,304 (13.2%) 0.94 274
2023-09-01 $409,900 (9.5%) $451,434 (12.9%) 0.95 306
2023-10-01 $399,950 (3.9%) $447,323 (7.0%) 0.94 332
2023-11-01 $399,900 (0.2%) $441,869 (2.4%) 0.95 334
2023-12-01 $399,900 (0.0%) $441,131 (-1.4%) 0.98 315
2024-01-01 $396,400 (-1.8%) $445,054 (-3.5%) 0.97 276
2024-02-01 $399,900 (0.0%) $462,724 (1.1%) 0.96 264
2024-03-01 $399,900 (0.0%) $457,660 (2.7%) 0.94 275
2024-04-01 $397,450 (-0.1%) $451,917 (0.6%) 0.92 294
2024-05-01 $417,400 (5.2%) $482,809 (8.1%) 0.95 309
2024-06-01 $409,900 (0.5%) $474,290 (3.1%) 0.93 323
2024-07-01 $422,925 (5.8%) $488,750 (6.4%) 0.97 349
2024-08-01 $419,900 (2.6%) $482,200 (7.1%) 0.98 381
2024-09-01 $416,300 (1.6%) $471,499 (4.4%) 0.98 406
2024-10-01 $418,600 (4.7%) $468,669 (4.8%) 0.99 405
2024-11-01 $404,900 (1.3%) $462,854 (4.8%) 0.97 364
2024-12-01 $402,425 (0.6%) $463,099 (5.0%) 1.00 316
2025-01-01 $406,900 (2.7%) $467,686 (5.1%) 1.02 283
2025-02-01 $422,400 (5.6%) $479,232 (3.6%) 1.03 254
2025-03-01 $426,100 (6.6%) $482,725 (5.5%) 0.00 267
APPLETON's median listing price for 2025-03-01 was $426,100, a difference of $26,200 (6.6%) versus the prior year and $3,700 versus the prior month.

APPLETON's median listing price comes in at 0% of the national average.

APPLETON's average listing price for 2025-03-01 was $482,725, a difference of $25,065 (5.5%) versus the prior year and $3,493 versus the prior month.

For the 2025-03-01 period, APPLETON had 267 MLS listings, a difference of 13 listings (5%) versus the prior month and -8 listings (-3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - APPLETON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 1,894 sqft
2018-02-01 63 days 1,899 sqft
2018-03-01 50 days 1,957 sqft
2018-04-01 44 days 2,092 sqft
2018-05-01 44 days 2,159 sqft
2018-06-01 43 days 2,172 sqft
2018-07-01 50 days 2,102 sqft
2018-08-01 50 days 2,104 sqft
2018-09-01 45 days 2,073 sqft
2018-10-01 46 days 1,921 sqft
2018-11-01 54 days 1,930 sqft
2018-12-01 71 days 1,959 sqft
2019-01-01 84 days 1,969 sqft
2019-02-01 88 days 1,998 sqft
2019-03-01 69 days 2,013 sqft
2019-04-01 56 days 2,014 sqft
2019-05-01 48 days 1,991 sqft
2019-06-01 51 days 1,916 sqft
2019-07-01 51 days 1,927 sqft
2019-08-01 52 days 1,961 sqft
2019-09-01 53 days 2,016 sqft
2019-10-01 54 days 2,052 sqft
2019-11-01 62 days 2,038 sqft
2019-12-01 72 days 2,011 sqft
2020-01-01 77 days 2,053 sqft
2020-02-01 61 days 2,094 sqft
2020-03-01 50 days 2,096 sqft
2020-04-01 48 days 2,113 sqft
2020-05-01 61 days 2,080 sqft
2020-06-01 59 days 2,065 sqft
2020-07-01 64 days 2,014 sqft
2020-08-01 50 days 2,025 sqft
2020-09-01 45 days 1,984 sqft
2020-10-01 46 days 1,992 sqft
2020-11-01 53 days 1,915 sqft
2020-12-01 60 days 1,861 sqft
2021-01-01 66 days 1,863 sqft
2021-02-01 65 days 1,825 sqft
2021-03-01 40 days 1,810 sqft
2021-04-01 33 days 1,800 sqft
2021-05-01 38 days 1,902 sqft
2021-06-01 30 days 1,988 sqft
2021-07-01 32 days 1,980 sqft
2021-08-01 32 days 1,903 sqft
2021-09-01 40 days 1,912 sqft
2021-10-01 47 days 1,848 sqft
2021-11-01 41 days 1,655 sqft
2021-12-01 51 days 1,630 sqft
2022-01-01 43 days 1,609 sqft
2022-02-01 37 days 1,606 sqft
2022-03-01 47 days 1,650 sqft
2022-04-01 44 days 1,658 sqft
2022-05-01 44 days 1,737 sqft
2022-06-01 39 days 1,792 sqft
2022-07-01 38 days 1,924 sqft
2022-08-01 45 days 1,925 sqft
2022-09-01 45 days 1,923 sqft
2022-10-01 42 days 1,944 sqft
2022-11-01 44 days 1,907 sqft
2022-12-01 58 days 1,911 sqft
2023-01-01 69 days 1,858 sqft
2023-02-01 60 days 1,918 sqft
2023-03-01 49 days 1,869 sqft
2023-04-01 37 days 1,960 sqft
2023-05-01 30 days 1,843 sqft
2023-06-01 37 days 1,930 sqft
2023-07-01 43 days 1,928 sqft
2023-08-01 42 days 1,901 sqft
2023-09-01 44 days 1,914 sqft
2023-10-01 45 days 1,893 sqft
2023-11-01 44 days 1,840 sqft
2023-12-01 53 days 1,738 sqft
2024-01-01 68 days 1,696 sqft
2024-02-01 65 days 1,704 sqft
2024-03-01 46 days 1,718 sqft
2024-04-01 43 days 1,738 sqft
2024-05-01 45 days 1,696 sqft
2024-06-01 50 days 1,755 sqft
2024-07-01 44 days 1,801 sqft
2024-08-01 44 days 1,800 sqft
2024-09-01 45 days 1,801 sqft
2024-10-01 50 days 1,824 sqft
2024-11-01 52 days 1,828 sqft
2024-12-01 63 days 1,825 sqft
2025-01-01 70 days 1,795 sqft
2025-02-01 66 days 1,824 sqft
2025-03-01 0 days 1,841 sqft
APPLETON's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

APPLETON's median square footage for active listings during the 2025-03-01 period was 1,841 sqft. One year prior, the average listing was 1,718 sqft.

APPLETON, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,005 $848,715,000 $282,434
Refi 1,029 $203,435,000 $197,702
Other 1,004 $78,580,000 $78,267
Cash Out Refi 868 $136,890,000 $157,707
Home Improvement 531 $66,785,000 $125,772

Appleton's most frequently cited loan purpose was Home Purchase, with 3,005 originations. The 2nd most popular reason was Refi, with 1,029 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,779 $642,305,000 $231,128
5-6% 1,038 $216,670,000 $208,738
Over 8% 1,021 $102,525,000 $100,416
7-8% 1,019 $223,115,000 $218,955
<2.5% 38 $2,960,000 $77,895
4-5% 20 $6,770,000 $338,500
3-4% 7 $18,415,000 $2,630,714
2.5-3% 3 $335,000 $111,667

During 2024, Appleton's most frequently originated rate bucket was 6-7%, with 2,779 originations.

Loan Sizing (APPLETON, WI MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,256 $624,380,000 $276,764
$100,000 or less 2,085 $108,365,000 $51,974
$100k-200k 1,587 $240,085,000 $151,282
$400k-600k 391 $182,725,000 $467,327
$600k-1000k 92 $66,180,000 $719,348
$Over $1MM 26 $112,670,000 $4,333,462

APPLETON's loan sizing saw the bucket of loans from $200k-400k with 2,256 originations, totaling $624,380,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,744 $527,210,000 $302,299
60-80% 1,262 $384,930,000 $305,016
Under 20% 1,208 $56,440,000 $46,722
20-40% 1,039 $108,825,000 $104,740
40-60% 576 $107,580,000 $186,771
Over 100% 46 $15,990,000 $347,609

APPLETON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,744 originations, totaling $527,210,000 in origination value.