Green Bay VA Loan Rates, Closing Costs & Stats

GREEN BAY, WI

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Green Bay's 57 lenders originated 374 VA loans during 2024. The total origination value was $119,460,000, with an average VA loan value of $319,412.

    Green Bay VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Green Bay averaged 6.68% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

    Green Bay's average VA mortgage closing costs are $4,807.

    The average rate for the prior week (2025-03-28) was 6.5% and one month ago for the week of 2025-02-28, the average rate was 6.37%.

    The average rate one year ago was 6.68%.

    For refis of the same type during the week of 2025-04-04, the average rate was 6.56%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Green Bay VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Green Bay level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 71 6.33% $6,918
    UNITED WHOLESALE MORTGAGE, LLC 59 6.04% $5,809
    FREEDOM MORTGAGE CORPORATION 21 6.12% $7,526
    QUICKEN LOANS, LLC 16 6.33% $11,524
    MOVEMENT MORTGAGE, LLC 16 6.37% $9,919
    Nations Lending Corporation 15 6.37% $5,392
    NAVY FEDERAL CREDIT UNION 14 6.10% $6,514
    GUARANTEED RATE, INC. 13 6.23% $4,441
    PENNYMAC LOAN SERVICES, LLC 11 5.41% $6,272
    CROSSCOUNTRY MORTGAGE, LLC 10 6.25% $8,010
    Barrington Bank & Trust Company, N.A. 9 6.08% $8,020
    VILLAGE CAPITAL MORTGAGE 9 5.72% $4,588
    FIRST COLONY MORTGAGE CORPORATION 9 5.96% $7,566
    GUILD MORTGAGE COMPANY 7 6.80% $6,667
    Waterstone Mortgage Corporation 5 6.53% $7,942
    PLANET HOME LENDING, LLC 5 5.92% $5,299
    LAKEVIEW LOAN SERVICING, LLC 5 6.18% $6,636
    NEW DAY FINANCIAL, LLC 5 7.29% $8,667
    USAA Federal Savings Bank 4 6.31% $6,756
    Flagstar Bank, FSB 3 6.54% $4,046
    CARDINAL FINANCIAL 3 6.62% $11,005
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.50% $9,030
    HOMESIDE FINANCIAL, LLC 3 6.17% $6,828
    The Federal Savings Bank 3 6.42% $14,917
    Wells Fargo Bank 3 6.42% $6,339
    CAPITAL Credit Union 2 6.00% $3,323
    UNION HOME MORTGAGE CORP. 2 6.50% $7,535
    Associated Bank 2 6.25% $1,369
    Armed Forces Bank 2 6.13% $2,428
    U.S. Bank 2 6.31% $3,152
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.50% $4,574
    Johnson Bank 2 6.44% $2,400
    NEWREZ LLC 2 6.50% $3,782
    Mr. Cooper ( Nationstar Mortgage ) 1 6.25% $3,112
    AMERICAN FINANCIAL NETWORK, INC. 1 6.25% $1,300
    First Federal Bank 1 5.63% $18,310
    CMG MORTGAGE, INC. 1 5.88% $9,386
    North American Savings Bank, F.S.B. 1 5.50% $1,295
    OCEANSIDE MORTGAGE COMPANY 1 5.88% $6,342
    Paramount Bank 1 5.63% $6,806
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $3,163
    PENTAGON FEDERAL CREDIT UNION 1 5.63% $15,965
    PHH Mortgage Corporation 1 5.63% $4,040
    Carrington Mortgage Services, LLC 1 6.25% $7,728
    PREMIA MORTGAGE, LLC 1 5.99% $1,608
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $5,527
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.13% $14,284
    TOWNE MORTGAGE COMPANY 1 7.25% $8,987
    Ixonia Bank 1 6.25% $13,545
    JPMorgan Chase Bank 1 6.50% $2,478
    LIBERTY HOME MORTGAGE CORPORATION 1 6.63% $16,717
    LOANDEPOT.COM, LLC 1 5.50% $9,167
    LOANPAL, LLC 1 6.25% $8,178
    Magnolia Bank 1 5.25% $16,023
    GREENSTATE CREDIT UNION 1 7.25% $2,953
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.75% $155
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.63% $6,383

    The top Green Bay VA lender as defined by loan originations is Mortgage Research Center, LLC, with 71 VA loans originated. Their average total fees are $6,918, which is $1,109 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Green Bay VA lenders (with over 10 loans originated) are GUARANTEED RATE, INC. ($4,441), Nations Lending Corporation ($5,392), UNITED WHOLESALE MORTGAGE, LLC ($5,809), PENNYMAC LOAN SERVICES, LLC ($6,272) and NAVY FEDERAL CREDIT UNION ($6,514).

    The lowest rate Green Bay VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (5.41%), UNITED WHOLESALE MORTGAGE, LLC (6.04%), NAVY FEDERAL CREDIT UNION (6.10%), FREEDOM MORTGAGE CORPORATION (6.12%) and GUARANTEED RATE, INC. (6.23%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Green Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $215,975 (20.1%) $262,001 (15.0%) 0.80 1,069
    2018-02-01 $219,900 (20.6%) $264,204 (13.0%) 0.80 1,115
    2018-03-01 $224,900 (18.7%) $263,758 (11.8%) 0.79 1,128
    2018-04-01 $253,200 (33.3%) $301,779 (28.7%) 0.86 766
    2018-05-01 $259,900 (33.4%) $304,616 (28.7%) 0.87 798
    2018-06-01 $249,900 (25.1%) $300,595 (26.7%) 0.83 892
    2018-07-01 $249,925 (27.5%) $301,410 (29.1%) 0.83 944
    2018-08-01 $246,400 (29.4%) $292,538 (24.7%) 0.83 1,040
    2018-09-01 $244,900 (28.9%) $290,070 (21.4%) 0.82 1,065
    2018-10-01 $237,450 (19.3%) $281,539 (16.6%) 0.80 1,031
    2018-11-01 $229,925 (15.5%) $277,827 (13.7%) 0.78 992
    2018-12-01 $230,700 (15.4%) $280,880 (11.4%) 0.80 895
    2019-01-01 $239,900 (11.1%) $279,088 (6.5%) 0.83 790
    2019-02-01 $249,900 (13.6%) $291,350 (10.3%) 0.84 728
    2019-03-01 $256,371 (14.0%) $303,889 (15.2%) 0.84 713
    2019-04-01 $267,450 (5.6%) $315,268 (4.5%) 0.85 711
    2019-05-01 $264,950 (1.9%) $310,507 (1.9%) 0.83 785
    2019-06-01 $259,900 (4.0%) $306,030 (1.8%) 0.81 881
    2019-07-01 $252,075 (0.9%) $292,743 (-2.9%) 0.79 950
    2019-08-01 $250,008 (1.5%) $288,170 (-1.5%) 0.79 959
    2019-09-01 $248,146 (1.3%) $287,481 (-0.9%) 0.79 957
    2019-10-01 $248,505 (4.7%) $290,752 (3.3%) 0.80 927
    2019-11-01 $259,900 (13.0%) $297,937 (7.2%) 0.85 793
    2019-12-01 $266,225 (15.4%) $309,772 (10.3%) 0.89 735
    2020-01-01 $269,900 (12.5%) $321,528 (15.2%) 0.90 652
    2020-02-01 $279,900 (12.0%) $325,204 (11.6%) 0.92 622
    2020-03-01 $286,100 (11.6%) $333,918 (9.9%) 0.90 645
    2020-04-01 $282,425 (5.6%) $335,331 (6.4%) 0.88 637
    2020-05-01 $289,900 (9.4%) $343,183 (10.5%) 0.88 589
    2020-06-01 $292,675 (12.6%) $340,825 (11.4%) 0.86 576
    2020-07-01 $296,450 (17.6%) $347,789 (18.8%) 0.86 531
    2020-08-01 $284,900 (14.0%) $340,829 (18.3%) 0.82 504
    2020-09-01 $262,900 (6.0%) $330,598 (15.0%) 0.75 494
    2020-10-01 $267,450 (7.6%) $341,303 (17.4%) 0.77 462
    2020-11-01 $267,450 (2.9%) $345,476 (16.0%) 0.78 438
    2020-12-01 $271,150 (1.9%) $351,244 (13.4%) 0.81 370
    2021-01-01 $279,900 (3.7%) $363,740 (13.1%) 0.84 310
    2021-02-01 $296,400 (5.9%) $392,997 (20.9%) 0.86 276
    2021-03-01 $309,900 (8.3%) $407,490 (22.0%) 0.88 271
    2021-04-01 $299,900 (6.2%) $402,127 (19.9%) 0.81 273
    2021-05-01 $299,900 (3.5%) $396,105 (15.4%) 0.80 286
    2021-06-01 $307,400 (5.0%) $388,909 (14.1%) 0.81 331
    2021-07-01 $319,900 (7.9%) $392,407 (12.8%) 0.84 385
    2021-08-01 $320,450 (12.5%) $396,031 (16.2%) 0.85 396
    2021-09-01 $309,825 (17.9%) $380,408 (15.1%) 0.83 428
    2021-10-01 $317,450 (18.7%) $375,611 (10.1%) 0.85 422
    2021-11-01 $325,950 (21.9%) $394,062 (14.1%) 0.87 346
    2021-12-01 $335,900 (23.9%) $409,136 (16.5%) 0.91 302
    2022-01-01 $337,400 (20.5%) $432,986 (19.0%) 0.91 254
    2022-02-01 $343,450 (15.9%) $449,314 (14.3%) 0.89 222
    2022-03-01 $343,925 (11.0%) $450,719 (10.6%) 0.86 229
    2022-04-01 $384,700 (28.3%) $467,618 (16.3%) 0.92 309
    2022-05-01 $377,450 (25.9%) $458,203 (15.7%) 0.86 357
    2022-06-01 $392,400 (27.7%) $461,871 (18.8%) 0.87 430
    2022-07-01 $389,900 (21.9%) $447,231 (14.0%) 0.88 505
    2022-08-01 $389,925 (21.7%) $449,833 (13.6%) 0.90 489
    2022-09-01 $392,400 (26.7%) $448,419 (17.9%) 0.92 469
    2022-10-01 $405,900 (27.9%) $467,983 (24.6%) 0.96 501
    2022-11-01 $399,950 (22.7%) $466,885 (18.5%) 0.96 487
    2022-12-01 $408,900 (21.7%) $473,107 (15.6%) 1.01 441
    2023-01-01 $424,488 (25.8%) $489,184 (13.0%) 1.05 397
    2023-02-01 $434,400 (26.5%) $506,508 (12.7%) 1.05 330
    2023-03-01 $429,900 (25.0%) $527,303 (17.0%) 1.01 320
    2023-04-01 $411,825 (7.1%) $515,617 (10.3%) 0.96 273
    2023-05-01 $399,950 (6.0%) $510,769 (11.5%) 0.91 278
    2023-06-01 $398,700 (1.6%) $488,416 (5.8%) 0.90 311
    2023-07-01 $410,000 (5.2%) $512,449 (14.6%) 0.93 374
    2023-08-01 $417,425 (7.1%) $507,319 (12.8%) 0.96 380
    2023-09-01 $417,400 (6.4%) $502,908 (12.2%) 0.97 415
    2023-10-01 $422,400 (4.1%) $500,113 (6.9%) 0.99 451
    2023-11-01 $412,200 (3.1%) $518,380 (11.0%) 0.98 443
    2023-12-01 $424,800 (3.9%) $540,915 (14.3%) 1.04 389
    2024-01-01 $426,150 (0.4%) $547,637 (12.0%) 1.04 361
    2024-02-01 $447,175 (2.9%) $566,062 (11.8%) 1.08 357
    2024-03-01 $454,900 (5.8%) $574,599 (9.0%) 1.07 345
    2024-04-01 $464,400 (12.8%) $579,296 (12.4%) 1.08 340
    2024-05-01 $452,400 (13.1%) $562,137 (10.1%) 1.03 401
    2024-06-01 $447,365 (12.2%) $555,810 (13.8%) 1.02 416
    2024-07-01 $447,450 (9.1%) $555,567 (8.4%) 1.02 501
    2024-08-01 $449,500 (7.7%) $544,555 (7.3%) 1.05 521
    2024-09-01 $439,950 (5.4%) $529,557 (5.3%) 1.04 523
    2024-10-01 $442,300 (4.7%) $533,166 (6.6%) 1.04 523
    2024-11-01 $439,900 (6.7%) $518,858 (0.1%) 1.06 506
    2024-12-01 $449,950 (5.9%) $532,927 (-1.5%) 1.12 439
    2025-01-01 $476,150 (11.7%) $554,088 (1.2%) 1.19 392
    2025-02-01 $494,950 (10.7%) $571,016 (0.9%) 1.20 362
    2025-03-01 $489,900 (7.7%) $570,309 (-0.8%) 0.00 370
    Green Bay's median listing price for 2025-03-01 was $489,900, a difference of $35,000 (7.7%) versus the prior year and $-5,050 versus the prior month.

    Green Bay's median listing price comes in at 0% of the national average.

    Green Bay's average listing price for 2025-03-01 was $570,309, a difference of $-4,290 (-0.8%) versus the prior year and $-707 versus the prior month.

    For the 2025-03-01 period, Green Bay had 370 MLS listings, a difference of 8 listings (2%) versus the prior month and 25 listings (7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Green Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 99 days 1,787 sqft
    2018-02-01 91 days 1,785 sqft
    2018-03-01 61 days 1,821 sqft
    2018-04-01 58 days 1,850 sqft
    2018-05-01 54 days 1,867 sqft
    2018-06-01 49 days 1,878 sqft
    2018-07-01 52 days 1,890 sqft
    2018-08-01 57 days 1,887 sqft
    2018-09-01 59 days 1,866 sqft
    2018-10-01 66 days 1,840 sqft
    2018-11-01 71 days 1,806 sqft
    2018-12-01 85 days 1,796 sqft
    2019-01-01 91 days 1,801 sqft
    2019-02-01 96 days 1,820 sqft
    2019-03-01 83 days 1,820 sqft
    2019-04-01 68 days 1,834 sqft
    2019-05-01 53 days 1,852 sqft
    2019-06-01 50 days 1,852 sqft
    2019-07-01 53 days 1,869 sqft
    2019-08-01 58 days 1,860 sqft
    2019-09-01 62 days 1,821 sqft
    2019-10-01 66 days 1,799 sqft
    2019-11-01 74 days 1,796 sqft
    2019-12-01 81 days 1,789 sqft
    2020-01-01 92 days 1,778 sqft
    2020-02-01 92 days 1,786 sqft
    2020-03-01 63 days 1,819 sqft
    2020-04-01 65 days 1,830 sqft
    2020-05-01 78 days 1,848 sqft
    2020-06-01 71 days 1,848 sqft
    2020-07-01 58 days 1,887 sqft
    2020-08-01 57 days 1,838 sqft
    2020-09-01 55 days 1,812 sqft
    2020-10-01 59 days 1,821 sqft
    2020-11-01 61 days 1,817 sqft
    2020-12-01 71 days 1,737 sqft
    2021-01-01 85 days 1,738 sqft
    2021-02-01 70 days 1,759 sqft
    2021-03-01 52 days 1,863 sqft
    2021-04-01 39 days 1,852 sqft
    2021-05-01 37 days 1,817 sqft
    2021-06-01 34 days 1,762 sqft
    2021-07-01 43 days 1,808 sqft
    2021-08-01 45 days 1,799 sqft
    2021-09-01 47 days 1,795 sqft
    2021-10-01 49 days 1,759 sqft
    2021-11-01 53 days 1,788 sqft
    2021-12-01 60 days 1,755 sqft
    2022-01-01 66 days 1,662 sqft
    2022-02-01 70 days 1,716 sqft
    2022-03-01 42 days 1,797 sqft
    2022-04-01 24 days 1,644 sqft
    2022-05-01 40 days 1,640 sqft
    2022-06-01 39 days 1,639 sqft
    2022-07-01 44 days 1,650 sqft
    2022-08-01 55 days 1,669 sqft
    2022-09-01 65 days 1,650 sqft
    2022-10-01 67 days 1,696 sqft
    2022-11-01 69 days 1,678 sqft
    2022-12-01 80 days 1,664 sqft
    2023-01-01 99 days 1,627 sqft
    2023-02-01 109 days 1,672 sqft
    2023-03-01 79 days 1,726 sqft
    2023-04-01 47 days 1,882 sqft
    2023-05-01 40 days 1,935 sqft
    2023-06-01 36 days 1,936 sqft
    2023-07-01 36 days 1,909 sqft
    2023-08-01 44 days 1,903 sqft
    2023-09-01 45 days 1,902 sqft
    2023-10-01 49 days 1,883 sqft
    2023-11-01 54 days 1,895 sqft
    2023-12-01 74 days 1,912 sqft
    2024-01-01 81 days 1,893 sqft
    2024-02-01 78 days 1,980 sqft
    2024-03-01 46 days 1,964 sqft
    2024-04-01 45 days 1,992 sqft
    2024-05-01 37 days 1,985 sqft
    2024-06-01 38 days 2,014 sqft
    2024-07-01 34 days 1,983 sqft
    2024-08-01 46 days 1,976 sqft
    2024-09-01 48 days 1,951 sqft
    2024-10-01 49 days 1,916 sqft
    2024-11-01 52 days 1,885 sqft
    2024-12-01 64 days 1,908 sqft
    2025-01-01 69 days 1,929 sqft
    2025-02-01 70 days 1,922 sqft
    2025-03-01 0 days 1,921 sqft
    Green Bay's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

    Green Bay's median square footage for active listings during the 2025-03-01 period was 1,921 sqft. One year prior, the average listing was 1,964 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.