Green Bay VA Loan Rates, Closing Costs & Stats
GREEN BAY, WI
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Green Bay's 58 lenders originated 365 VA loans during 2022. The total origination value was $99,525,000, with an average VA loan value of $272,671.
Green Bay VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Green Bay
averaged
5.91%
for the week of 2024-03-15, compared to the national average (all VA variants) of
6.439% for the same period.
Green Bay's average VA mortgage closing costs are $4,318.
The average rate for the prior week (2024-03-08) was
5.82% and
one month ago for the week of 2024-02-09, the
average rate was 5.79%.
The average rate one year ago was 6.09%.
For refis of the same type during the week of 2024-03-15, the average rate
was 4.92%.
Green Bay VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Green Bay level.
The top Green Bay VA lender as defined by loan originations is Mortgage Research Center, LLC, with
63 VA loans originated. Their average total fees are
$5,690, which is $305
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Green Bay VA lenders (with over 10 loans originated) are
USAA Federal Savings Bank ($3,763), GUARANTEED RATE, INC. ($4,637), UNITED WHOLESALE MORTGAGE, LLC ($5,385), Mortgage Research Center, LLC ($5,690) and FINANCE OF AMERICA MORTGAGE LLC ($7,492).
The lowest rate Green Bay VA lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (3.84%), UNITED WHOLESALE MORTGAGE, LLC (4.09%), FREEDOM MORTGAGE CORPORATION (4.23%), GUARANTEED RATE, INC. (4.26%) and FINANCE OF AMERICA MORTGAGE LLC (4.34%).
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Green Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $214,925 (19.5%) | $261,790 (14.9%) | 0.80 | 1,071 |
2018-02-01 | $219,650 (20.4%) | $264,024 (12.9%) | 0.80 | 1,116 |
2018-03-01 | $224,900 (18.7%) | $263,619 (11.7%) | 0.79 | 1,129 |
2018-04-01 | $253,200 (33.3%) | $301,735 (28.5%) | 0.86 | 765 |
2018-05-01 | $259,900 (32.7%) | $304,616 (28.5%) | 0.87 | 798 |
2018-06-01 | $249,900 (25.1%) | $300,595 (26.6%) | 0.83 | 892 |
2018-07-01 | $249,925 (27.2%) | $301,410 (29.0%) | 0.83 | 944 |
2018-08-01 | $246,400 (28.7%) | $292,538 (24.5%) | 0.83 | 1,040 |
2018-09-01 | $244,900 (27.3%) | $290,070 (21.4%) | 0.82 | 1,065 |
2018-10-01 | $237,450 (19.1%) | $281,539 (16.7%) | 0.80 | 1,031 |
2018-11-01 | $229,925 (15.5%) | $277,827 (13.7%) | 0.78 | 992 |
2018-12-01 | $230,700 (15.4%) | $280,880 (11.4%) | 0.80 | 895 |
2019-01-01 | $239,900 (11.6%) | $279,088 (6.6%) | 0.83 | 790 |
2019-02-01 | $249,900 (13.8%) | $291,350 (10.4%) | 0.84 | 728 |
2019-03-01 | $256,371 (14.0%) | $303,773 (15.2%) | 0.84 | 713 |
2019-04-01 | $267,450 (5.6%) | $315,132 (4.4%) | 0.85 | 712 |
2019-05-01 | $264,950 (1.9%) | $310,507 (1.9%) | 0.83 | 785 |
2019-06-01 | $259,900 (4.0%) | $306,030 (1.8%) | 0.81 | 881 |
2019-07-01 | $252,075 (0.9%) | $292,743 (-2.9%) | 0.79 | 950 |
2019-08-01 | $249,099 (1.1%) | $288,085 (-1.5%) | 0.79 | 959 |
2019-09-01 | $247,748 (1.2%) | $287,444 (-0.9%) | 0.79 | 957 |
2019-10-01 | $248,449 (4.6%) | $290,746 (3.3%) | 0.80 | 927 |
2019-11-01 | $259,900 (13.0%) | $297,937 (7.2%) | 0.85 | 793 |
2019-12-01 | $266,225 (15.4%) | $309,772 (10.3%) | 0.89 | 735 |
2020-01-01 | $269,900 (12.5%) | $321,528 (15.2%) | 0.90 | 652 |
2020-02-01 | $279,900 (12.0%) | $325,204 (11.6%) | 0.92 | 622 |
2020-03-01 | $286,100 (11.6%) | $333,918 (9.9%) | 0.90 | 645 |
2020-04-01 | $282,425 (5.6%) | $335,331 (6.4%) | 0.88 | 637 |
2020-05-01 | $289,900 (9.4%) | $343,183 (10.5%) | 0.88 | 589 |
2020-06-01 | $292,675 (12.6%) | $340,825 (11.4%) | 0.86 | 576 |
2020-07-01 | $296,450 (17.6%) | $347,789 (18.8%) | 0.86 | 531 |
2020-08-01 | $284,900 (14.4%) | $340,829 (18.3%) | 0.82 | 504 |
2020-09-01 | $262,900 (6.1%) | $330,598 (15.0%) | 0.75 | 494 |
2020-10-01 | $267,450 (7.7%) | $341,303 (17.4%) | 0.77 | 462 |
2020-11-01 | $267,450 (2.9%) | $345,476 (16.0%) | 0.78 | 438 |
2020-12-01 | $271,150 (1.9%) | $351,244 (13.4%) | 0.81 | 370 |
2021-01-01 | $279,900 (3.7%) | $363,740 (13.1%) | 0.84 | 310 |
2021-02-01 | $296,400 (5.9%) | $392,997 (20.9%) | 0.86 | 276 |
2021-03-01 | $309,900 (8.3%) | $407,490 (22.0%) | 0.88 | 271 |
2021-04-01 | $299,900 (6.2%) | $402,127 (19.9%) | 0.81 | 273 |
2021-05-01 | $299,900 (3.5%) | $396,105 (15.4%) | 0.80 | 286 |
2021-06-01 | $307,400 (5.0%) | $388,909 (14.1%) | 0.81 | 331 |
2021-07-01 | $319,900 (7.9%) | $392,407 (12.8%) | 0.84 | 385 |
2021-08-01 | $320,450 (12.5%) | $395,822 (16.1%) | 0.85 | 396 |
2021-09-01 | $309,750 (17.8%) | $380,167 (15.0%) | 0.83 | 428 |
2021-10-01 | $317,450 (18.7%) | $375,611 (10.1%) | 0.85 | 422 |
2021-11-01 | $325,950 (21.9%) | $394,062 (14.1%) | 0.87 | 346 |
2021-12-01 | $335,900 (23.9%) | $409,136 (16.5%) | 0.91 | 302 |
2022-01-01 | $337,400 (20.5%) | $432,986 (19.0%) | 0.91 | 254 |
2022-02-01 | $343,450 (15.9%) | $449,314 (14.3%) | 0.89 | 222 |
2022-03-01 | $343,925 (11.0%) | $450,719 (10.6%) | 0.86 | 229 |
2022-04-01 | $384,700 (28.3%) | $467,618 (16.3%) | 0.92 | 309 |
2022-05-01 | $377,450 (25.9%) | $458,203 (15.7%) | 0.86 | 357 |
2022-06-01 | $392,400 (27.7%) | $461,871 (18.8%) | 0.87 | 430 |
2022-07-01 | $389,900 (21.9%) | $447,231 (14.0%) | 0.88 | 505 |
2022-08-01 | $389,925 (21.7%) | $449,833 (13.7%) | 0.90 | 489 |
2022-09-01 | $392,400 (26.7%) | $448,419 (18.0%) | 0.92 | 469 |
2022-10-01 | $405,900 (27.9%) | $467,983 (24.6%) | 0.96 | 501 |
2022-11-01 | $399,950 (22.7%) | $466,885 (18.5%) | 0.96 | 487 |
2022-12-01 | $408,900 (21.7%) | $473,107 (15.6%) | 1.01 | 441 |
2023-01-01 | $424,488 (25.8%) | $489,184 (13.0%) | 1.05 | 397 |
2023-02-01 | $434,400 (26.5%) | $506,508 (12.7%) | 1.05 | 330 |
2023-03-01 | $429,900 (25.0%) | $527,303 (17.0%) | 1.01 | 320 |
2023-04-01 | $413,750 (7.6%) | $516,266 (10.4%) | 0.96 | 274 |
2023-05-01 | $401,925 (6.5%) | $511,361 (11.6%) | 0.91 | 279 |
2023-06-01 | $398,700 (1.6%) | $488,707 (5.8%) | 0.90 | 311 |
2023-07-01 | $410,000 (5.2%) | $512,449 (14.6%) | 0.93 | 374 |
2023-08-01 | $417,425 (7.1%) | $507,319 (12.8%) | 0.96 | 380 |
2023-09-01 | $417,400 (6.4%) | $502,908 (12.2%) | 0.97 | 415 |
2023-10-01 | $422,400 (4.1%) | $500,113 (6.9%) | 0.99 | 451 |
2023-11-01 | $412,200 (3.1%) | $518,380 (11.0%) | 0.98 | 443 |
2023-12-01 | $424,800 (3.9%) | $540,915 (14.3%) | 1.04 | 389 |
2024-01-01 | $426,150 (0.4%) | $547,637 (12.0%) | 1.04 | 361 |
Green Bay's median listing price comes in at 104% of the national average.
Green Bay's average listing price for 2024-01-01 was $547,637, a difference of $58,453 (12.0%) versus the prior year and $6,722 versus the prior month.
For the 2024-01-01 period, Green Bay had 361 MLS listings, a difference of -28 listings (-7%) versus the prior month and -36 listings (-9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Green Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 99 days | 0 sqft |
2018-02-01 | 91 days | 0 sqft |
2018-03-01 | 61 days | 0 sqft |
2018-04-01 | 58 days | 0 sqft |
2018-05-01 | 54 days | 0 sqft |
2018-06-01 | 49 days | 0 sqft |
2018-07-01 | 52 days | 0 sqft |
2018-08-01 | 57 days | 0 sqft |
2018-09-01 | 59 days | 0 sqft |
2018-10-01 | 66 days | 0 sqft |
2018-11-01 | 71 days | 0 sqft |
2018-12-01 | 85 days | 0 sqft |
2019-01-01 | 91 days | 0 sqft |
2019-02-01 | 96 days | 0 sqft |
2019-03-01 | 83 days | 0 sqft |
2019-04-01 | 68 days | 0 sqft |
2019-05-01 | 53 days | 0 sqft |
2019-06-01 | 50 days | 0 sqft |
2019-07-01 | 53 days | 0 sqft |
2019-08-01 | 58 days | 0 sqft |
2019-09-01 | 62 days | 0 sqft |
2019-10-01 | 66 days | 0 sqft |
2019-11-01 | 74 days | 0 sqft |
2019-12-01 | 81 days | 0 sqft |
2020-01-01 | 92 days | 0 sqft |
2020-02-01 | 92 days | 0 sqft |
2020-03-01 | 63 days | 0 sqft |
2020-04-01 | 65 days | 0 sqft |
2020-05-01 | 78 days | 0 sqft |
2020-06-01 | 71 days | 0 sqft |
2020-07-01 | 58 days | 0 sqft |
2020-08-01 | 57 days | 0 sqft |
2020-09-01 | 55 days | 0 sqft |
2020-10-01 | 59 days | 0 sqft |
2020-11-01 | 61 days | 0 sqft |
2020-12-01 | 71 days | 0 sqft |
2021-01-01 | 85 days | 0 sqft |
2021-02-01 | 70 days | 0 sqft |
2021-03-01 | 52 days | 0 sqft |
2021-04-01 | 39 days | 0 sqft |
2021-05-01 | 37 days | 0 sqft |
2021-06-01 | 34 days | 0 sqft |
2021-07-01 | 43 days | 0 sqft |
2021-08-01 | 45 days | 0 sqft |
2021-09-01 | 47 days | 0 sqft |
2021-10-01 | 49 days | 0 sqft |
2021-11-01 | 53 days | 0 sqft |
2021-12-01 | 60 days | 0 sqft |
2022-01-01 | 66 days | 0 sqft |
2022-02-01 | 70 days | 0 sqft |
2022-03-01 | 42 days | 0 sqft |
2022-04-01 | 24 days | 0 sqft |
2022-05-01 | 40 days | 0 sqft |
2022-06-01 | 39 days | 0 sqft |
2022-07-01 | 44 days | 0 sqft |
2022-08-01 | 55 days | 0 sqft |
2022-09-01 | 65 days | 0 sqft |
2022-10-01 | 67 days | 0 sqft |
2022-11-01 | 69 days | 0 sqft |
2022-12-01 | 80 days | 0 sqft |
2023-01-01 | 99 days | 0 sqft |
2023-02-01 | 109 days | 0 sqft |
2023-03-01 | 79 days | 0 sqft |
2023-04-01 | 47 days | 0 sqft |
2023-05-01 | 40 days | 0 sqft |
2023-06-01 | 36 days | 0 sqft |
2023-07-01 | 36 days | 0 sqft |
2023-08-01 | 44 days | 0 sqft |
2023-09-01 | 45 days | 0 sqft |
2023-10-01 | 49 days | 0 sqft |
2023-11-01 | 54 days | 0 sqft |
2023-12-01 | 74 days | 0 sqft |
2024-01-01 | 81 days | 0 sqft |
Green Bay's median square footage for active listings during the 2024-01-01 period was 0 sqft. One year prior, the average listing was 0 sqft.