Greenleaf Wayside Bank Mortgage Rates, Fees & Info

Greenleaf, WI

LEI: 5493009WLD1EC45QKX71

Tax ID: 39-0634210

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Greenleaf Wayside Bank is a smaller bank specializing in Home Purchase and Refi loans. Greenleaf Wayside Bank has a high proportion of conventional loans. Their top markets by origination volume include: Green Bay, Manitowoc, Oshkosh, Appleton, and Escanaba among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Greenleaf Wayside Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    82

    Origination Dollar Volume (All Markets)

    $13,740,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    GREEN BAY, WI (FHA|USDA|VA) 52 $9,050,000 $174,038 $0 0.00%
    Manitowoc, WI (FHA|USDA|VA) 11 $1,565,000 $142,273 $0 0.00%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 8 $1,280,000 $160,000 $0 0.00%
    APPLETON, WI (FHA|USDA|VA) 7 $1,155,000 $165,000 $0 0.00%
    Escanaba, MI (FHA|USDA|VA) 2 $400,000 $200,000 $0 0.00%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
    Greenleaf Wayside Bank's top markets include Green Bay, Manitowoc, Oshkosh, Appleton, and Escanaba among others.

    Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 82 $13,740,000 $167,561 $0 0.00%

    For 2022, Greenleaf Wayside Bank's most frequently originated type of loan was Conventional, with 82 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 40 $8,960,000 $224,000 $0 0.00%
    Refi 30 $3,910,000 $130,333 $0 0.00%
    Home Improvement 6 $350,000 $58,333 $0 0.00%
    Other 4 $200,000 $50,000 $0 0.00%
    Cash Out Refi 2 $320,000 $160,000 $0 0.00%

    For 2022, Greenleaf Wayside Bank's most frequently cited loan purpose was Home Purchase, with 40 originations. The 2nd most popular reason was Refi, with 30 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 82 $13,740,000 $167,561 $0 0.00%

    For 2022, Greenleaf Wayside Bank's most frequently cited loan duration was Other, with 82 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 29 $1,685,000 $58,103 $0 0.00%
    $100k-200k 29 $4,235,000 $146,034 $0 0.00%
    $200k-400k 18 $4,590,000 $255,000 $0 0.00%
    $400k-600k 4 $1,860,000 $465,000 $0 0.00%
    $600k-1MM 2 $1,370,000 $685,000 $0 0.00%

    2022 saw Greenleaf Wayside Bank place emphasis on $100,000 or less loans with 29 originations, totaling $1,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 12 $2,090,000 $174,167 $0 0.00%
    $50k-75k 6 $800,000 $133,333 $0 0.00%
    $75k-100k 6 $970,000 $161,667 $0 0.00%
    $50k or less 5 $475,000 $95,000 $0 0.00%
    $250k+ 4 $690,000 $172,500 $0 0.00%
    $150k-250k 3 $825,000 $275,000 $0 0.00%

    Greenleaf Wayside Bank lent most frequently to those with incomes in the $100k-150k range, with 12 originations. The second most popular income band? $50k-75k, with 6 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 82 $13,740,000 $167,561 $0 0.00%

    Greenleaf Wayside Bank lent most frequently to those with DTI ratios of Exempt%, with 82 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 45 $7,565,000 $168,111 $0 0.00%
    White 36 $6,050,000 $168,056 $0 0.00%
    Not provided 1 $125,000 $125,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.44%

    Greenleaf Wayside Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    65.85%

    Greenleaf Wayside Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 82 $13,740,000 $167,561

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    82 $13,740,000 $167,561