Bank Of Belleville Mortgage Rates, Fees & Info
Belleville, ILLEI: 549300BY08MY8QNSPU50
Tax ID: 20-3533607
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Mortgage Data
Review & Overview
Bank Of Belleville is a smaller bank specializing in Home Purchase loans. Bank Of Belleville has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, North Port, Key West, and Deltona among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Belleville has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
92Origination Dollar Volume (All Markets)
$17,650,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 84 | $15,000,000 | $178,571 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $1,465,000 | $293,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 92 | $17,650,000 | $191,848 | $0 | 0.00% |
For 2023, Bank Of Belleville's most frequently originated type of loan was Conventional, with 92 originations.
Loan Reason
For 2023, Bank Of Belleville's most frequently cited loan purpose was Home Purchase, with 67 originations. The 2nd most popular reason was Home Improvement, with 10 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 92 | $17,650,000 | $191,848 | $0 | 0.00% |
For 2023, Bank Of Belleville's most frequently cited loan duration was Other, with 92 originations.
Loan Sizing
2023 saw Bank Of Belleville place emphasis on $100,000 or less loans with 38 originations, totaling $2,120,000 in origination value.
Applicant Income
Bank Of Belleville lent most frequently to those with incomes in the $250k+ range, with 25 originations. The second most popular income band? $100k-150k, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 92 | $17,650,000 | $191,848 | $0 | 0.00% |
Bank Of Belleville lent most frequently to those with DTI ratios of Exempt%, with 92 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.91%
Bank Of Belleville has an average approval rate.
Pick Rate
Approvals leading to origination93.48%
Bank Of Belleville has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 92 | $17,650,000 | $191,848 |