Greenville Savings Bank Mortgage Rates, Fees & Info

Greenville, PA

LEI: 549300H05YH2B8D1FY15

Tax ID: 25-0361790

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Greenville Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. Greenville Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Youngstown, Meadville, New Castle, Oil City, and Jamestown among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Greenville Savings Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    398

    Origination Dollar Volume (All Markets)

    $47,940,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 261 $30,615,000 $117,299 $0 0.00%
    Meadville, PA (FHA|USDA|VA) 66 $7,860,000 $119,091 $0 0.00%
    New Castle, PA (FHA|USDA|VA) 36 $4,390,000 $121,944 $0 0.00%
    Oil City, PA (FHA|USDA|VA) 14 $2,350,000 $167,857 $0 0.00%
    Outside of Metro Areas 13 $1,665,000 $128,077 $0 0.00%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $485,000 $485,000 $0 0.00%
    Ashtabula, OH (FHA|USDA|VA) 3 $305,000 $101,667 $0 0.00%
    Warren, PA (FHA|USDA|VA) 2 $170,000 $85,000 $0 0.00%
    PITTSBURGH, PA (FHA|USDA|VA) 2 $100,000 $50,000 $0 0.00%
    Greenville Savings Bank's top markets include Youngstown, Meadville, New Castle, Oil City, and Jamestown among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • New York (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 398 $47,940,000 $120,452 $0 0.00%

    For 2022, Greenville Savings Bank's most frequently originated type of loan was Conventional, with 398 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 153 $25,585,000 $167,222 $0 0.00%
    Refi 121 $14,565,000 $120,372 $0 0.00%
    Home Improvement 66 $3,820,000 $57,879 $0 0.00%
    Other 58 $3,970,000 $68,448 $0 0.00%

    For 2022, Greenville Savings Bank's most frequently cited loan purpose was Home Purchase, with 153 originations. The 2nd most popular reason was Refi, with 121 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 398 $47,940,000 $120,452 $0 0.00%

    For 2022, Greenville Savings Bank's most frequently cited loan duration was Other, with 398 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 208 $11,030,000 $53,029 $0 0.00%
    $100k-200k 128 $18,410,000 $143,828 $0 0.00%
    $200k-400k 54 $14,130,000 $261,667 $0 0.00%
    $400k-600k 6 $2,810,000 $468,333 $0 0.00%
    $600k-1MM 2 $1,560,000 $780,000 $0 0.00%

    2022 saw Greenville Savings Bank place emphasis on $100,000 or less loans with 208 originations, totaling $11,030,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 122 $11,890,000 $97,459 $0 0.00%
    $50k-75k 95 $11,535,000 $121,421 $0 0.00%
    $100k-150k 75 $9,115,000 $121,533 $0 0.00%
    $75k-100k 49 $5,855,000 $119,490 $0 0.00%
    $150k-250k 29 $3,765,000 $129,828 $0 0.00%
    $250k+ 9 $3,235,000 $359,444 $0 0.00%

    Greenville Savings Bank lent most frequently to those with incomes in the $50k or less range, with 122 originations. The second most popular income band? $50k-75k, with 95 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 398 $47,940,000 $120,452 $0 0.00%

    Greenville Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 398 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 377 $45,325,000 $120,225 $0 0.00%
    Not applicable 18 $2,500,000 $138,889 $0 0.00%
    Asian 1 $75,000 $75,000 $0 0.00%
    Black 2 $40,000 $20,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    93.00%

    Greenville Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    90.70%

    Greenville Savings Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 398 $47,940,000 $120,452

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    398 $47,940,000 $120,452