Warren VA Loan Rates, Closing Costs & Stats
Warren, PA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Warren's 10 lenders originated 33 VA loans during 2023. The total origination value was $5,475,000, with an average VA loan value of $165,909.
Warren VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Warren
averaged
0.21%
for the week of 2025-01-03, compared to the national average (all VA variants) of
0% for the same period.
Warren's average VA mortgage closing costs are $4,583.
The average rate for the prior week (2024-12-27) was
6.8% and
one month ago for the week of 2024-11-29, the
average rate was 6.75%.
The average rate one year ago was 6.58%.
For refis of the same type during the week of 2025-01-03, the average rate
was -0.1%.
Warren VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Warren level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
Mortgage Research Center, LLC | 11 | 6.93% | $2,992 |
QUICKEN LOANS, LLC | 5 | 6.19% | $9,235 |
USAA Federal Savings Bank | 5 | 6.58% | $7,880 |
TIDEWATER MORTGAGE SERVICES, INC. | 4 | 7.06% | $9,817 |
INTERNATIONAL CITY MORTGAGE, INC. | 1 | 5.50% | $7,614 |
PENTAGON FEDERAL CREDIT UNION | 1 | 5.38% | $12,727 |
PENNYMAC LOAN SERVICES, LLC | 1 | 5.00% | $3,979 |
NEW DAY FINANCIAL, LLC | 1 | 7.50% | $10,161 |
NEWREZ LLC | 1 | 6.63% | $11,393 |
Northwest Bank | 1 | 5.88% | $3,992 |
The top Warren VA lender as defined by loan originations is Mortgage Research Center, LLC, with
11 VA loans originated. Their average total fees are
$2,992, which is $6,243
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Warren VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($2,992), .
The lowest rate Warren VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.93%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Warren (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $64,975 (-5.8%) | $157,359 (57.4%) | 0.00 | 214 |
2018-02-01 | $63,925 (-7.4%) | $126,011 (28.6%) | 0.00 | 213 |
2018-03-01 | $67,450 (-2.4%) | $126,473 (21.7%) | 0.00 | 217 |
2018-04-01 | $67,925 (4.7%) | $129,660 (26.3%) | 0.00 | 211 |
2018-05-01 | $67,725 (-0.8%) | $128,248 (12.7%) | 0.00 | 211 |
2018-06-01 | $74,900 (7.5%) | $140,100 (22.4%) | 0.00 | 207 |
2018-07-01 | $105,175 (33.1%) | $172,886 (46.6%) | 0.00 | 150 |
2018-08-01 | $104,675 (38.7%) | $166,748 (-1.0%) | 0.00 | 169 |
2018-09-01 | $99,900 (33.2%) | $158,889 (-3.5%) | 0.00 | 175 |
2018-10-01 | $93,575 (29.5%) | $159,535 (-0.7%) | 0.00 | 181 |
2018-11-01 | $95,950 (37.3%) | $158,723 (2.0%) | 0.00 | 181 |
2018-12-01 | $97,500 (40.9%) | $162,302 (6.6%) | 0.00 | 169 |
2019-01-01 | $90,850 (39.8%) | $148,732 (-5.5%) | 0.00 | 155 |
2019-02-01 | $91,175 (42.6%) | $153,092 (21.5%) | 0.00 | 148 |
2019-03-01 | $78,986 (17.1%) | $140,163 (10.8%) | 0.00 | 170 |
2019-04-01 | $63,150 (-7.0%) | $122,802 (-5.3%) | 0.00 | 203 |
2019-05-01 | $61,950 (-8.5%) | $117,488 (-8.4%) | 0.00 | 201 |
2019-06-01 | $65,000 (-13.2%) | $120,645 (-13.9%) | 0.00 | 204 |
2019-07-01 | $65,000 (-38.2%) | $120,656 (-30.2%) | 0.00 | 204 |
2019-08-01 | $63,609 (-39.2%) | $115,831 (-30.5%) | 0.00 | 206 |
2019-09-01 | $61,523 (-38.4%) | $106,249 (-33.1%) | 0.00 | 210 |
2019-10-01 | $62,682 (-33.0%) | $100,910 (-36.8%) | 0.00 | 215 |
2019-11-01 | $69,900 (-27.2%) | $104,826 (-34.0%) | 0.00 | 205 |
2019-12-01 | $64,675 (-33.7%) | $104,701 (-35.5%) | 0.00 | 191 |
2020-01-01 | $66,975 (-26.3%) | $106,272 (-28.6%) | 0.00 | 178 |
2020-02-01 | $63,900 (-29.9%) | $104,276 (-31.9%) | 0.00 | 161 |
2020-03-01 | $63,100 (-20.1%) | $105,483 (-24.7%) | 0.00 | 159 |
2020-04-01 | $65,925 (4.4%) | $109,276 (-11.0%) | 0.00 | 155 |
2020-05-01 | $65,000 (4.9%) | $113,077 (-3.8%) | 0.00 | 151 |
2020-06-01 | $57,400 (-11.7%) | $110,290 (-8.6%) | 0.00 | 138 |
2020-07-01 | $54,225 (-16.6%) | $111,902 (-7.3%) | 0.00 | 139 |
2020-08-01 | $53,000 (-16.7%) | $118,585 (2.4%) | 0.00 | 129 |
2020-09-01 | $50,425 (-18.0%) | $115,588 (8.8%) | 0.00 | 119 |
2020-10-01 | $55,500 (-11.5%) | $121,558 (20.5%) | 0.00 | 106 |
2020-11-01 | $50,750 (-27.4%) | $114,686 (9.4%) | 0.00 | 103 |
2020-12-01 | $50,500 (-21.9%) | $116,164 (11.0%) | 0.00 | 101 |
2021-01-01 | $52,000 (-22.4%) | $107,055 (0.7%) | 0.00 | 93 |
2021-02-01 | $54,175 (-15.2%) | $106,427 (2.1%) | 0.00 | 96 |
2021-03-01 | $44,425 (-29.6%) | $112,958 (7.1%) | 0.00 | 89 |
2021-04-01 | $41,000 (-37.8%) | $108,275 (-0.9%) | 0.00 | 88 |
2021-05-01 | $46,000 (-29.2%) | $112,062 (-0.9%) | 0.00 | 87 |
2021-06-01 | $46,225 (-19.5%) | $109,001 (-1.2%) | 0.00 | 86 |
2021-07-01 | $108,450 (100.0%) | $164,234 (46.8%) | 0.00 | 56 |
2021-08-01 | $114,900 (116.8%) | $175,148 (47.7%) | 0.00 | 51 |
2021-09-01 | $126,825 (151.5%) | $165,980 (43.6%) | 0.00 | 52 |
2021-10-01 | $126,500 (127.9%) | $164,086 (35.0%) | 0.00 | 48 |
2021-11-01 | $123,975 (144.3%) | $156,730 (36.7%) | 0.00 | 49 |
2021-12-01 | $127,450 (152.4%) | $179,387 (54.4%) | 0.00 | 47 |
2022-01-01 | $129,500 (149.0%) | $194,789 (82.0%) | 0.00 | 30 |
2022-02-01 | $123,400 (127.8%) | $175,614 (65.0%) | 0.00 | 20 |
2022-03-01 | $129,925 (192.5%) | $183,316 (62.3%) | 0.00 | 27 |
2022-04-01 | $143,500 (250.0%) | $212,770 (96.5%) | 0.00 | 22 |
2022-05-01 | $135,000 (193.5%) | $235,572 (110.2%) | 0.00 | 28 |
2022-06-01 | $167,450 (262.3%) | $225,930 (107.3%) | 0.00 | 40 |
2022-07-01 | $180,000 (66.0%) | $228,981 (39.4%) | 0.00 | 49 |
2022-08-01 | $174,950 (52.3%) | $213,128 (21.7%) | 0.00 | 59 |
2022-09-01 | $157,475 (24.2%) | $198,012 (19.3%) | 0.00 | 58 |
2022-10-01 | $150,000 (18.6%) | $206,382 (25.8%) | 0.00 | 61 |
2022-11-01 | $132,250 (6.7%) | $192,474 (22.8%) | 0.00 | 58 |
2022-12-01 | $137,500 (7.9%) | $192,885 (7.5%) | 0.00 | 53 |
2023-01-01 | $140,075 (8.2%) | $179,289 (-8.0%) | 0.00 | 49 |
2023-02-01 | $142,300 (15.3%) | $163,276 (-7.0%) | 0.00 | 49 |
2023-03-01 | $129,675 (-0.2%) | $155,921 (-14.9%) | 0.00 | 49 |
2023-04-01 | $139,900 (-2.5%) | $174,962 (-17.8%) | 0.00 | 42 |
2023-05-01 | $114,400 (-15.3%) | $181,245 (-23.1%) | 0.00 | 37 |
2023-06-01 | $130,550 (-22.0%) | $202,983 (-10.2%) | 0.00 | 43 |
2023-07-01 | $162,450 (-9.8%) | $251,423 (9.8%) | 0.00 | 53 |
2023-08-01 | $144,900 (-17.2%) | $240,731 (13.0%) | 0.00 | 52 |
2023-09-01 | $146,824 (-6.8%) | $236,490 (19.4%) | 0.00 | 56 |
2023-10-01 | $146,824 (-2.1%) | $229,014 (11.0%) | 0.00 | 53 |
2023-11-01 | $188,500 (42.5%) | $247,017 (28.3%) | 0.00 | 57 |
2023-12-01 | $188,000 (36.7%) | $245,409 (27.2%) | 0.00 | 51 |
2024-01-01 | $177,450 (26.7%) | $250,830 (39.9%) | 0.00 | 49 |
2024-02-01 | $165,000 (16.0%) | $221,179 (35.5%) | 0.00 | 51 |
2024-03-01 | $175,000 (35.0%) | $228,932 (46.8%) | 0.00 | 48 |
2024-04-01 | $162,450 (16.1%) | $223,323 (27.6%) | 0.00 | 49 |
2024-05-01 | $177,200 (54.9%) | $241,679 (33.3%) | 0.00 | 49 |
2024-06-01 | $204,000 (56.3%) | $260,926 (28.6%) | 0.00 | 52 |
2024-07-01 | $210,700 (29.7%) | $261,637 (4.1%) | 0.00 | 50 |
2024-08-01 | $186,500 (28.7%) | $275,656 (14.5%) | 0.00 | 54 |
2024-09-01 | $145,000 (-1.2%) | $229,198 (-3.1%) | 0.00 | 71 |
2024-10-01 | $142,200 (-3.2%) | $305,376 (33.3%) | 0.00 | 73 |
2024-11-01 | $147,000 (-22.0%) | $296,481 (20.0%) | 0.00 | 80 |
Warren's median listing price comes in at 0% of the national average.
Warren's average listing price for 2024-11-01 was $296,481, a difference of $49,464 (20.0%) versus the prior year and $-8,895 versus the prior month.
For the 2024-11-01 period, Warren had 80 MLS listings, a difference of 7 listings (10%) versus the prior month and 23 listings (40%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Warren (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,632 sqft |
2018-02-01 | 0 days | 1,628 sqft |
2018-03-01 | 0 days | 1,602 sqft |
2018-04-01 | 0 days | 1,590 sqft |
2018-05-01 | 0 days | 1,580 sqft |
2018-06-01 | 0 days | 1,600 sqft |
2018-07-01 | 0 days | 1,621 sqft |
2018-08-01 | 0 days | 1,584 sqft |
2018-09-01 | 0 days | 1,557 sqft |
2018-10-01 | 0 days | 1,545 sqft |
2018-11-01 | 0 days | 1,569 sqft |
2018-12-01 | 0 days | 1,587 sqft |
2019-01-01 | 0 days | 1,570 sqft |
2019-02-01 | 0 days | 1,567 sqft |
2019-03-01 | 0 days | 1,568 sqft |
2019-04-01 | 0 days | 1,591 sqft |
2019-05-01 | 0 days | 1,592 sqft |
2019-06-01 | 0 days | 1,569 sqft |
2019-07-01 | 0 days | 1,567 sqft |
2019-08-01 | 0 days | 1,552 sqft |
2019-09-01 | 0 days | 1,538 sqft |
2019-10-01 | 0 days | 1,529 sqft |
2019-11-01 | 0 days | 1,520 sqft |
2019-12-01 | 0 days | 1,524 sqft |
2020-01-01 | 0 days | 1,620 sqft |
2020-02-01 | 0 days | 1,632 sqft |
2020-03-01 | 0 days | 1,636 sqft |
2020-04-01 | 0 days | 1,654 sqft |
2020-05-01 | 0 days | 1,727 sqft |
2020-06-01 | 0 days | 1,697 sqft |
2020-07-01 | 0 days | 1,645 sqft |
2020-08-01 | 0 days | 1,648 sqft |
2020-09-01 | 0 days | 1,552 sqft |
2020-10-01 | 0 days | 1,584 sqft |
2020-11-01 | 0 days | 1,597 sqft |
2020-12-01 | 0 days | 1,532 sqft |
2021-01-01 | 0 days | 1,644 sqft |
2021-02-01 | 0 days | 1,716 sqft |
2021-03-01 | 0 days | 1,705 sqft |
2021-04-01 | 0 days | 1,640 sqft |
2021-05-01 | 0 days | 1,677 sqft |
2021-06-01 | 0 days | 1,615 sqft |
2021-07-01 | 0 days | 1,564 sqft |
2021-08-01 | 0 days | 1,635 sqft |
2021-09-01 | 0 days | 1,486 sqft |
2021-10-01 | 0 days | 1,515 sqft |
2021-11-01 | 0 days | 1,485 sqft |
2021-12-01 | 0 days | 1,482 sqft |
2022-01-01 | 0 days | 1,541 sqft |
2022-02-01 | 0 days | 1,658 sqft |
2022-03-01 | 0 days | 1,848 sqft |
2022-04-01 | 0 days | 2,016 sqft |
2022-05-01 | 0 days | 1,829 sqft |
2022-06-01 | 0 days | 1,721 sqft |
2022-07-01 | 0 days | 1,900 sqft |
2022-08-01 | 0 days | 1,752 sqft |
2022-09-01 | 0 days | 1,814 sqft |
2022-10-01 | 0 days | 1,645 sqft |
2022-11-01 | 0 days | 1,677 sqft |
2022-12-01 | 0 days | 1,666 sqft |
2023-01-01 | 0 days | 1,641 sqft |
2023-02-01 | 0 days | 1,658 sqft |
2023-03-01 | 0 days | 1,639 sqft |
2023-04-01 | 0 days | 1,657 sqft |
2023-05-01 | 0 days | 1,647 sqft |
2023-06-01 | 0 days | 1,642 sqft |
2023-07-01 | 0 days | 1,744 sqft |
2023-08-01 | 0 days | 1,722 sqft |
2023-09-01 | 0 days | 1,650 sqft |
2023-10-01 | 0 days | 1,682 sqft |
2023-11-01 | 0 days | 1,647 sqft |
2023-12-01 | 0 days | 1,770 sqft |
2024-01-01 | 0 days | 1,787 sqft |
2024-02-01 | 0 days | 1,745 sqft |
2024-03-01 | 0 days | 1,786 sqft |
2024-04-01 | 0 days | 1,555 sqft |
2024-05-01 | 0 days | 1,826 sqft |
2024-06-01 | 0 days | 1,895 sqft |
2024-07-01 | 0 days | 2,019 sqft |
2024-08-01 | 0 days | 1,900 sqft |
2024-09-01 | 0 days | 1,632 sqft |
2024-10-01 | 0 days | 1,663 sqft |
2024-11-01 | 0 days | 1,660 sqft |
Warren's median square footage for active listings during the 2024-11-01 period was 1,660 sqft. One year prior, the average listing was 1,647 sqft.