Warren Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Warren averaged 6.87% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 7.07% and one month ago for the week of 2025-05-29, the average rate was 7.19%.

    Warren's average rate one year ago was 7.26%.

    For refis of the same type during the week of 2025-07-03, the average rate was 7.27%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warren, PA.

    Warren Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warren, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 59 6.89% $5,571
    Northwest Bank 36 6.92% $3,963
    TIDEWATER MORTGAGE SERVICES, INC. 8 6.92% $4,777
    PNC Bank 6 6.58% $4,995
    CNB Bank 5 6.40% $4,096
    KeyBank 5 6.58% $5,883
    BROKER SOLUTIONS, INC. 4 6.94% $5,211
    UNITED WHOLESALE MORTGAGE, LLC 3 7.00% $7,834
    PENNYMAC LOAN SERVICES, LLC 3 7.37% $7,679
    Farm Credit East, ACA 3 7.48% $3,726
    MOVEMENT MORTGAGE, LLC 3 6.37% $4,950
    21ST MORTGAGE CORPORATION 2 8.17% $6,791
    Citizens Bank 2 7.13% $5,905
    LOANDEPOT.COM, LLC 2 6.56% $6,562
    M&T Bank 2 6.44% $5,704
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.63% $8,073
    ROYAL UNITED MORTGAGE LLC 2 7.75% $6,378
    The Farmers National Bank of Canfield 2 7.25% $4,667
    U.S. Bank 2 7.75% $4,930
    ZILLOW HOME LOANS, LLC 2 6.75% $7,624
    Meridian Bank Corporation 1 6.63% $7,560
    MidAtlantic Farm Credit, ACA 1 7.16% $3,818
    Flagstar Bank, FSB 1 6.63% $6,511
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $9,621
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 7.38% $4,423
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $6,727
    NAVY FEDERAL CREDIT UNION 1 7.25% $4,464
    FIRST COMMUNITY MORTGAGE, INC. 1 6.50% $11,336
    Old National Bank 1 6.00% $4,127
    OWNERSCHOICE FUNDING, INCORPORATED 1 6.50% $2,707
    PENNSYLVANIA STATE EMPLOYEES Credit Union 1 6.00% $2,500
    Community Bank 1 8.25% $0
    Bank of America 1 7.13% $6,563
    USAA Federal Savings Bank 1 6.63% $4,644
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.49% $7,075
    RELIANCE FIRST CAPITAL, LLC 1 7.63% $2,199
    WesBanco 1 5.88% $5,117
    UTILITIES EMPLOYEES CREDIT UNION 1 6.38% $3,687
    The Loan Store, Inc. 1 6.63% $9,355
    HOMESIDE FINANCIAL, LLC 1 8.00% $4,320
    HOMESTEAD FUNDING CORP. 1 6.50% $3,637
    Ixonia Bank 1 7.38% $4,602
    JPMorgan Chase Bank 1 7.88% $5,488
    FREEDOM MORTGAGE CORPORATION 1 8.13% $6,851
    Ally Bank 1 5.88% $6,037
    Marquette Savings Bank 1 6.88% $2,329

    Warren Average Closing Costs & Other Stats

    Warren, PA's 46 lenders originated 558 loans during 2024. The total origination value was $67,090,000, with an average loan value of $120,233.

    Warren's average closing costs are $4,693.

    The top Warren lender as defined by loan originations is QUICKEN LOANS, LLC, with 59 loans originated. Their average total fees are $5,571, which is $1,608 higher than the next largest lender, Northwest Bank.

    The lowest fee Warren lenders (with over 10 loans originated) are Northwest Bank ($3,963), QUICKEN LOANS, LLC ($5,571), .

    The lowest rate Warren lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.89%), Northwest Bank (6.92%), .

    Warren, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    QUICKEN LOANS, LLC $11,665,000 $14,245,000 22.1% 21.2%
    Northwest Bank $15,425,000 $12,500,000 -19.0% 18.6%
    CNB Bank $5,445,000 $8,000,000 46.9% 11.9%
    TIDEWATER MORTGAGE SERVICES, INC. $2,935,000 $2,335,000 -20.4% 3.5%
    PNC Bank $2,785,000 $2,280,000 -18.1% 3.4%
    Mortgage Research Center, LLC $1,505,000 $1,615,000 7.3% 2.4%
    KeyBank $1,110,000 $1,575,000 41.9% 2.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,045,000 $1,390,000 33.0% 2.1%
    BROKER SOLUTIONS, INC. $65,000 $1,305,000 1,907.7% 1.9%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $2,140,000 $1,190,000 -44.4% 1.8%
    M&T Bank $985,000 n/a 1.5%
    NAVY FEDERAL CREDIT UNION $125,000 $920,000 636.0% 1.4%
    Farm Credit East, ACA $750,000 n/a 1.1%
    Brentwood Bank $725,000 n/a 1.1%
    FREEDOM MORTGAGE CORPORATION $670,000 n/a 1.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $630,000 n/a 0.9%
    Citizens Bank $475,000 $605,000 27.4% 0.9%
    The Farmers National Bank of Canfield $590,000 n/a 0.9%
    PENNYMAC LOAN SERVICES, LLC $340,000 $570,000 67.6% 0.8%
    U.S. Bank $530,000 n/a 0.8%
    LOANDEPOT.COM, LLC $525,000 $510,000 -2.9% 0.8%
    MOVEMENT MORTGAGE, LLC $1,045,000 $505,000 -51.7% 0.8%
    UNION HOME MORTGAGE CORP. $345,000 $435,000 26.1% 0.6%
    ZILLOW HOME LOANS, LLC $420,000 n/a 0.6%
    Marquette Savings Bank $325,000 $415,000 27.7% 0.6%
    21ST MORTGAGE CORPORATION $380,000 n/a 0.6%
    PREMIA MORTGAGE, LLC $355,000 n/a 0.5%
    S&T Bank $115,000 $355,000 208.7% 0.5%
    AMERISAVE MORTGAGE CORPORATION $240,000 $345,000 43.8% 0.5%
    Community Bank $890,000 $330,000 -62.9% 0.5%
    VILLAGE CAPITAL MORTGAGE $330,000 n/a 0.5%
    FIRST COMMUNITY MORTGAGE, INC. $315,000 n/a 0.5%
    MidAtlantic Farm Credit, ACA $315,000 n/a 0.5%
    Centra Credit Union $440,000 $300,000 -31.8% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $460,000 $295,000 -35.9% 0.4%
    PLAZA HOME MORTGAGE, INC. $465,000 $295,000 -36.6% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $290,000 n/a 0.4%
    GUARANTEED RATE, INC. $280,000 n/a 0.4%
    USAA Federal Savings Bank $1,395,000 $280,000 -79.9% 0.4%
    AMERICAN FEDERAL MORTGAGE CORPORATION $275,000 n/a 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $195,000 $270,000 38.5% 0.4%
    Residential Acceptance Corporation $270,000 n/a 0.4%
    WesBanco $270,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $265,000 n/a 0.4%
    Meridian Bank Corporation $245,000 n/a 0.4%
    Old National Bank $245,000 n/a 0.4%
    CORRY FEDERAL CREDIT UNION $370,000 $215,000 -41.9% 0.3%
    First National Bank of Pennsylvania $180,000 $210,000 16.7% 0.3%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $185,000 $190,000 2.7% 0.3%
    Greenville Savings Bank $190,000 $190,000 0.0% 0.3%
    Equity Prime Mortgage LLC $135,000 $185,000 37.0% 0.3%
    The Loan Store, Inc. $185,000 n/a 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $175,000 n/a 0.3%
    ROYAL UNITED MORTGAGE LLC $310,000 $150,000 -51.6% 0.2%
    Union Savings Bank $145,000 n/a 0.2%
    Bank of America $335,000 $135,000 -59.7% 0.2%
    NEW DAY FINANCIAL, LLC $105,000 $135,000 28.6% 0.2%
    Flagstar Bank, FSB $130,000 $130,000 0.0% 0.2%
    AmeriServ Financial Bank $45,000 $125,000 177.8% 0.2%
    JPMorgan Chase Bank $65,000 $125,000 92.3% 0.2%
    PLANET HOME LENDING, LLC $125,000 n/a 0.2%
    Carrington Mortgage Services, LLC $295,000 $115,000 -61.0% 0.2%
    First Commonwealth Bank $230,000 $105,000 -54.3% 0.2%
    AMERICAN FINANCING CORPORATION $95,000 n/a 0.1%
    Fulton Bank $95,000 n/a 0.1%
    Ally Bank $205,000 $85,000 -58.5% 0.1%
    LOANPAL, LLC $75,000 $85,000 13.3% 0.1%
    OWNERSCHOICE FUNDING, INCORPORATED $85,000 n/a 0.1%
    Coastal Community Bank $50,000 $80,000 60.0% 0.1%
    SPRING EQ, LLC $80,000 n/a 0.1%
    Mercer County State Bank $25,000 $75,000 200.0% 0.1%
    RELIANCE FIRST CAPITAL, LLC $135,000 $75,000 -44.4% 0.1%
    The Huntington National Bank $65,000 $75,000 15.4% 0.1%
    HOMESIDE FINANCIAL, LLC $65,000 n/a 0.1%
    Ixonia Bank $65,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $55,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $55,000 n/a 0.1%
    UTILITIES EMPLOYEES CREDIT UNION $80,000 $55,000 -31.3% 0.1%
    TOWER $45,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $45,000 n/a 0.1%
    Wells Fargo Bank $45,000 n/a 0.1%
    Discover Bank $55,000 $35,000 -36.4% 0.1%
    Figure Lending LLC $35,000 n/a 0.1%

    Warren's top lender by overall market share is QUICKEN LOANS, LLC, with 21.2% market share. In second place, with 18.6%, is Northwest Bank, having originated $12,500,000 in loans. In third place, with 11.9%, is CNB Bank, having originated $8,000,000 in loans. In fourth place, with 3.5%, is TIDEWATER MORTGAGE SERVICES, INC., having originated $2,335,000 in loans. In fifth place, with 3.4%, is PNC Bank, having originated $2,280,000 in loans.

    Warren Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Warren (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $64,975 (-5.8%) $157,359 (57.4%) 0.00 214
    2018-02-01 $63,925 (-7.4%) $126,011 (28.6%) 0.00 213
    2018-03-01 $67,450 (-2.4%) $126,473 (21.7%) 0.00 217
    2018-04-01 $67,925 (4.7%) $129,660 (26.3%) 0.00 211
    2018-05-01 $67,725 (-1.5%) $128,248 (12.8%) 0.00 211
    2018-06-01 $74,900 (7.3%) $140,100 (22.5%) 0.00 207
    2018-07-01 $105,175 (32.7%) $172,886 (46.8%) 0.00 150
    2018-08-01 $104,675 (38.3%) $166,748 (-0.9%) 0.00 169
    2018-09-01 $99,900 (33.2%) $158,889 (-3.5%) 0.00 175
    2018-10-01 $93,575 (29.5%) $159,535 (-0.7%) 0.00 181
    2018-11-01 $95,950 (37.3%) $158,723 (2.0%) 0.00 181
    2018-12-01 $97,500 (40.9%) $162,302 (6.6%) 0.00 169
    2019-01-01 $90,850 (39.8%) $148,732 (-5.5%) 0.00 155
    2019-02-01 $91,175 (42.6%) $153,092 (21.5%) 0.00 148
    2019-03-01 $78,986 (17.1%) $140,163 (10.8%) 0.00 170
    2019-04-01 $63,150 (-7.0%) $122,802 (-5.3%) 0.00 203
    2019-05-01 $61,950 (-8.5%) $117,488 (-8.4%) 0.00 201
    2019-06-01 $65,000 (-13.2%) $120,645 (-13.9%) 0.00 204
    2019-07-01 $65,000 (-38.2%) $120,656 (-30.2%) 0.00 204
    2019-08-01 $63,609 (-39.2%) $115,831 (-30.5%) 0.00 206
    2019-09-01 $61,523 (-38.4%) $106,249 (-33.1%) 0.00 210
    2019-10-01 $62,682 (-33.0%) $100,910 (-36.8%) 0.00 215
    2019-11-01 $69,900 (-27.2%) $104,826 (-34.0%) 0.00 205
    2019-12-01 $64,675 (-33.7%) $104,701 (-35.5%) 0.00 191
    2020-01-01 $66,975 (-26.3%) $106,272 (-28.6%) 0.00 178
    2020-02-01 $63,900 (-29.9%) $104,276 (-31.9%) 0.00 161
    2020-03-01 $63,100 (-20.1%) $105,483 (-24.7%) 0.00 159
    2020-04-01 $65,925 (4.4%) $109,276 (-11.0%) 0.00 155
    2020-05-01 $65,000 (4.9%) $113,077 (-3.8%) 0.00 151
    2020-06-01 $57,400 (-11.7%) $110,290 (-8.6%) 0.00 138
    2020-07-01 $54,225 (-16.6%) $111,902 (-7.3%) 0.00 139
    2020-08-01 $53,000 (-16.7%) $118,585 (2.4%) 0.00 129
    2020-09-01 $50,425 (-18.0%) $115,588 (8.8%) 0.00 119
    2020-10-01 $55,500 (-11.5%) $121,558 (20.5%) 0.00 106
    2020-11-01 $50,750 (-27.4%) $114,686 (9.4%) 0.00 103
    2020-12-01 $50,500 (-21.9%) $116,164 (11.0%) 0.00 101
    2021-01-01 $52,000 (-22.4%) $107,055 (0.7%) 0.00 93
    2021-02-01 $54,175 (-15.2%) $106,427 (2.1%) 0.00 96
    2021-03-01 $44,425 (-29.6%) $112,958 (7.1%) 0.00 89
    2021-04-01 $41,000 (-37.8%) $108,275 (-0.9%) 0.00 88
    2021-05-01 $46,000 (-29.2%) $112,062 (-0.9%) 0.00 87
    2021-06-01 $46,225 (-19.5%) $109,001 (-1.2%) 0.00 86
    2021-07-01 $108,450 (100.0%) $164,234 (46.8%) 0.00 56
    2021-08-01 $114,900 (116.8%) $175,148 (47.7%) 0.00 51
    2021-09-01 $126,825 (151.5%) $165,980 (43.6%) 0.00 52
    2021-10-01 $126,500 (127.9%) $164,086 (35.0%) 0.00 48
    2021-11-01 $123,975 (144.3%) $156,730 (36.7%) 0.00 49
    2021-12-01 $127,450 (152.4%) $179,387 (54.4%) 0.00 47
    2022-01-01 $129,500 (149.0%) $194,789 (82.0%) 0.00 30
    2022-02-01 $123,400 (127.8%) $175,614 (65.0%) 0.00 20
    2022-03-01 $129,925 (192.5%) $183,316 (62.3%) 0.00 27
    2022-04-01 $143,500 (250.0%) $212,770 (96.5%) 0.00 22
    2022-05-01 $135,000 (193.5%) $235,572 (110.2%) 0.00 28
    2022-06-01 $167,450 (262.3%) $225,930 (107.3%) 0.00 40
    2022-07-01 $180,000 (66.0%) $228,981 (39.4%) 0.00 49
    2022-08-01 $174,950 (52.3%) $213,128 (21.7%) 0.00 59
    2022-09-01 $157,475 (24.2%) $198,012 (19.3%) 0.00 58
    2022-10-01 $150,000 (18.6%) $206,382 (25.8%) 0.00 61
    2022-11-01 $132,250 (6.7%) $192,474 (22.8%) 0.00 58
    2022-12-01 $137,500 (7.9%) $192,885 (7.5%) 0.00 53
    2023-01-01 $140,075 (8.2%) $179,289 (-8.0%) 0.00 49
    2023-02-01 $142,300 (15.3%) $163,276 (-7.0%) 0.00 49
    2023-03-01 $129,675 (-0.2%) $155,921 (-14.9%) 0.00 49
    2023-04-01 $139,900 (-2.5%) $174,962 (-17.8%) 0.00 42
    2023-05-01 $114,400 (-15.3%) $181,245 (-23.1%) 0.00 37
    2023-06-01 $130,550 (-22.0%) $202,983 (-10.2%) 0.00 43
    2023-07-01 $162,450 (-9.8%) $251,423 (9.8%) 0.00 53
    2023-08-01 $144,900 (-17.2%) $240,731 (13.0%) 0.00 52
    2023-09-01 $146,824 (-6.8%) $236,490 (19.4%) 0.00 56
    2023-10-01 $146,824 (-2.1%) $229,014 (11.0%) 0.00 53
    2023-11-01 $188,500 (42.5%) $247,017 (28.3%) 0.00 57
    2023-12-01 $188,000 (36.7%) $245,409 (27.2%) 0.00 51
    2024-01-01 $177,450 (26.7%) $250,830 (39.9%) 0.00 49
    2024-02-01 $165,000 (16.0%) $221,179 (35.5%) 0.00 51
    2024-03-01 $175,000 (35.0%) $228,932 (46.8%) 0.00 48
    2024-04-01 $162,450 (16.1%) $223,323 (27.6%) 0.00 49
    2024-05-01 $177,200 (54.9%) $241,679 (33.3%) 0.00 49
    2024-06-01 $204,000 (56.3%) $260,926 (28.6%) 0.00 52
    2024-07-01 $210,700 (29.7%) $261,637 (4.1%) 0.00 50
    2024-08-01 $186,500 (28.7%) $275,656 (14.5%) 0.00 54
    2024-09-01 $145,000 (-1.2%) $229,198 (-3.1%) 0.00 71
    2024-10-01 $142,200 (-3.2%) $305,376 (33.3%) 0.00 73
    2024-11-01 $147,000 (-22.0%) $296,481 (20.0%) 0.00 80
    2024-12-01 $149,000 (-20.7%) $306,607 (24.9%) 0.00 73
    2025-01-01 $149,750 (-15.6%) $326,062 (30.0%) 0.00 61
    2025-02-01 $149,950 (-9.1%) $328,057 (48.3%) 0.00 60
    2025-03-01 $149,950 (-14.3%) $321,797 (40.6%) 0.00 63
    2025-04-01 $165,325 (1.8%) $336,720 (50.8%) 0.00 65
    2025-05-01 $165,000 (-6.9%) $322,106 (33.3%) 0.00 65
    Warren's median listing price for 2025-05-01 was $165,000, a difference of $-12,200 (-6.9%) versus the prior year and $-325 versus the prior month.

    Warren's median listing price comes in at 0% of the national average.

    Warren's average listing price for 2025-05-01 was $322,106, a difference of $80,427 (33.3%) versus the prior year and $-14,614 versus the prior month.

    For the 2025-05-01 period, Warren had 65 MLS listings, a difference of 0 listings (0%) versus the prior month and 16 listings (33%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Warren (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,632 sqft
    2018-02-01 0 days 1,628 sqft
    2018-03-01 0 days 1,602 sqft
    2018-04-01 0 days 1,590 sqft
    2018-05-01 0 days 1,580 sqft
    2018-06-01 0 days 1,600 sqft
    2018-07-01 0 days 1,621 sqft
    2018-08-01 0 days 1,584 sqft
    2018-09-01 0 days 1,557 sqft
    2018-10-01 0 days 1,545 sqft
    2018-11-01 0 days 1,569 sqft
    2018-12-01 0 days 1,587 sqft
    2019-01-01 0 days 1,570 sqft
    2019-02-01 0 days 1,567 sqft
    2019-03-01 0 days 1,568 sqft
    2019-04-01 0 days 1,591 sqft
    2019-05-01 0 days 1,592 sqft
    2019-06-01 0 days 1,569 sqft
    2019-07-01 0 days 1,567 sqft
    2019-08-01 0 days 1,552 sqft
    2019-09-01 0 days 1,538 sqft
    2019-10-01 0 days 1,529 sqft
    2019-11-01 0 days 1,520 sqft
    2019-12-01 0 days 1,524 sqft
    2020-01-01 0 days 1,620 sqft
    2020-02-01 0 days 1,632 sqft
    2020-03-01 0 days 1,636 sqft
    2020-04-01 0 days 1,654 sqft
    2020-05-01 0 days 1,727 sqft
    2020-06-01 0 days 1,697 sqft
    2020-07-01 0 days 1,645 sqft
    2020-08-01 0 days 1,648 sqft
    2020-09-01 0 days 1,552 sqft
    2020-10-01 0 days 1,584 sqft
    2020-11-01 0 days 1,597 sqft
    2020-12-01 0 days 1,532 sqft
    2021-01-01 0 days 1,644 sqft
    2021-02-01 0 days 1,716 sqft
    2021-03-01 0 days 1,705 sqft
    2021-04-01 0 days 1,640 sqft
    2021-05-01 0 days 1,677 sqft
    2021-06-01 0 days 1,615 sqft
    2021-07-01 0 days 1,564 sqft
    2021-08-01 0 days 1,635 sqft
    2021-09-01 0 days 1,486 sqft
    2021-10-01 0 days 1,515 sqft
    2021-11-01 0 days 1,485 sqft
    2021-12-01 0 days 1,482 sqft
    2022-01-01 0 days 1,541 sqft
    2022-02-01 0 days 1,658 sqft
    2022-03-01 0 days 1,848 sqft
    2022-04-01 0 days 2,016 sqft
    2022-05-01 0 days 1,829 sqft
    2022-06-01 0 days 1,721 sqft
    2022-07-01 0 days 1,900 sqft
    2022-08-01 0 days 1,752 sqft
    2022-09-01 0 days 1,814 sqft
    2022-10-01 0 days 1,645 sqft
    2022-11-01 0 days 1,677 sqft
    2022-12-01 0 days 1,666 sqft
    2023-01-01 0 days 1,641 sqft
    2023-02-01 0 days 1,658 sqft
    2023-03-01 0 days 1,639 sqft
    2023-04-01 0 days 1,657 sqft
    2023-05-01 0 days 1,647 sqft
    2023-06-01 0 days 1,642 sqft
    2023-07-01 0 days 1,744 sqft
    2023-08-01 0 days 1,722 sqft
    2023-09-01 0 days 1,650 sqft
    2023-10-01 0 days 1,682 sqft
    2023-11-01 0 days 1,647 sqft
    2023-12-01 0 days 1,770 sqft
    2024-01-01 0 days 1,787 sqft
    2024-02-01 0 days 1,745 sqft
    2024-03-01 0 days 1,786 sqft
    2024-04-01 0 days 1,555 sqft
    2024-05-01 0 days 1,822 sqft
    2024-06-01 0 days 1,895 sqft
    2024-07-01 0 days 2,019 sqft
    2024-08-01 0 days 1,900 sqft
    2024-09-01 0 days 1,632 sqft
    2024-10-01 0 days 1,663 sqft
    2024-11-01 0 days 1,660 sqft
    2024-12-01 0 days 1,710 sqft
    2025-01-01 0 days 1,743 sqft
    2025-02-01 0 days 1,722 sqft
    2025-03-01 0 days 1,729 sqft
    2025-04-01 0 days 1,707 sqft
    2025-05-01 0 days 1,690 sqft
    Warren's median listing age (time on market) for 2025-05-01 was 0 days.

    Warren's median square footage for active listings during the 2025-05-01 period was 1,690 sqft. One year prior, the average listing was 1,822 sqft.

    Warren, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 271 $40,855,000 $150,756
    Other 90 $7,360,000 $81,778
    Home Improvement 78 $5,920,000 $75,897
    Cash Out Refi 62 $6,580,000 $106,129
    Refi 57 $6,375,000 $111,842

    Warren's most frequently cited loan purpose was Home Purchase, with 271 originations. The 2nd most popular reason was Other, with 90 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 263 $32,865,000 $124,962
    7-8% 129 $16,385,000 $127,016
    Over 8% 107 $8,625,000 $80,607
    5-6% 48 $7,460,000 $155,417
    4-5% 4 $530,000 $132,500
    <2.5% 1 $5,000 $5,000
    3-4% 1 $105,000 $105,000

    During 2024, Warren's most frequently originated rate bucket was 6-7%, with 263 originations.

    Loan Sizing (Warren, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 270 $16,010,000 $59,296
    $100k-200k 219 $30,905,000 $141,119
    $200k-400k 61 $15,565,000 $255,164
    $400k-600k 5 $2,325,000 $465,000
    $600k-1000k 3 $2,285,000 $761,667

    Warren's loan sizing saw the bucket of loans from $100,000 or less with 270 originations, totaling $16,010,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 217 $33,105,000 $152,558
    60-80% 106 $15,070,000 $142,170
    20-40% 101 $7,125,000 $70,545
    40-60% 64 $6,650,000 $103,906
    Under 20% 56 $2,490,000 $44,464
    Over 100% 5 $845,000 $169,000

    Warren's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 217 originations, totaling $33,105,000 in origination value.