Warren Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Warren averaged 6.73% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.06% and one month ago for the week of 2023-02-09, the average rate was 6.25%.

    Warren's average rate one year ago was 4.18%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.4%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Warren 30 Year Fixed Rate 2023-03-16 6.73%
    Warren 30 Year Fixed Rate Refi 2023-03-16 7.4%
    Warren 15 Year Fixed Rate 2023-03-16 6.88%
    Warren 15 Year Fixed Rate Refi 2023-03-16 6.96%
    Warren 30 Year FHA 2023-03-16 6.44%
    Warren 30 Year FHA Refi 2023-03-16 6.9%
    Warren 30 Year USDA 2023-03-16 6.78%
    Warren 30 Year USDA Refi 2023-03-16 6.74%
    Warren 30 Year VA 2023-03-16 6.52%
    Warren 30 Year VA Refi 2023-03-16 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warren, PA.

    Warren Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warren, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    Northwest Bank 68 3.30% $3,187
    QUICKEN LOANS, LLC 45 3.28% $4,680
    CNB Bank 13 3.18% $3,563
    TIDEWATER MORTGAGE SERVICES, INC. 13 3.21% $4,319
    KeyBank 9 3.25% $2,223
    PNC Bank 7 3.09% $4,382
    PENNSYLVANIA STATE EMPLOYEES Credit Union 6 3.23% $2,210
    Wells Fargo Bank 6 3.23% $3,377
    BETTER MORTGAGE CORPORATION 5 3.20% $4,088
    MOVEMENT MORTGAGE, LLC 5 3.17% $4,432
    NAVY FEDERAL CREDIT UNION 4 4.09% $3,539
    UNION HOME MORTGAGE CORP. 3 3.13% $4,667
    UNITED WHOLESALE MORTGAGE, LLC 2 3.17% $4,654
    First National Bank of Pennsylvania 2 2.94% $4,672
    LOANDEPOT.COM, LLC 2 2.81% $4,291
    The Huntington National Bank 2 3.06% $5,116
    JPMorgan Chase Bank 2 3.44% $3,243
    AMERICAN FINANCING CORPORATION 2 2.94% $4,114
    INTERNATIONAL CITY MORTGAGE, INC. 2 3.44% $3,645
    AMERISAVE MORTGAGE CORPORATION 2 3.31% $4,755
    US MORTGAGE CORPORATION 1 2.63% $4,750
    UTILITIES EMPLOYEES CREDIT UNION 1 3.38% $3,863
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.88% $3,376
    Victorian Finance, LLC 1 3.13% $3,581
    WELCOME HOME FINANCE, L.P. 1 3.38% $3,319
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 2.88% $3,762
    ZILLOW HOME LOANS, LLC 1 3.25% $4,577
    ALLIANT CREDIT UNION 1 2.75% $4,446
    CALIBER HOME LOANS, INC. 1 2.85% $5,583
    Citizens Bank 1 3.00% $3,566
    CMG MORTGAGE, INC. 1 3.50% $5,463
    CROSSCOUNTRY MORTGAGE, LLC 1 2.88% $4,603
    Farm Credit East, ACA 1 3.35% $4,180
    First Columbia Bank & Trust Co. 1 3.13% $3,429
    GUILD MORTGAGE COMPANY 1 3.63% $4,756
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 2.63% $3,791
    InterContinental Capital Group, Inc 1 3.25% $4,186
    KS StateBank 1 2.75% $3,325
    LENDING CAPITAL GROUP Inc 1 3.25% $4,311
    Mr. Cooper ( Nationstar Mortgage ) 1 3.88% $3,579
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.25% $3,841
    NATIONWIDE MORTGAGE BANKERS, INC. 1 2.88% $4,409
    Northpointe Bank 1 4.88% $5,207
    OWNERSCHOICE FUNDING, INCORPORATED 1 3.25% $3,222
    PLAZA HOME MORTGAGE, INC. 1 2.49% $18,042
    U.S. Bank 1 2.63% $3,585

    Warren Average Closing Costs & Other Stats

    Warren, PA's 46 lenders originated 892 loans during 2021. The total origination value was $104,460,000, with an average loan value of $117,108.

    Warren's average closing costs are $4,120.

    The top Warren lender as defined by loan originations is Northwest Bank, with 68 loans originated. Their average total fees are $3,187, which is $1,493 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Warren lenders (with over 10 loans originated) are Northwest Bank ($3,187), CNB Bank ($3,563), TIDEWATER MORTGAGE SERVICES, INC. ($4,319), QUICKEN LOANS, LLC ($4,680) and .

    The lowest rate Warren lenders (with over 10 loans originated) are CNB Bank (3.18%), TIDEWATER MORTGAGE SERVICES, INC. (3.21%), QUICKEN LOANS, LLC (3.28%), Northwest Bank (3.30%) and .

    Warren, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Northwest Bank $23,830,000 $24,860,000 4.3% 23.8%
    QUICKEN LOANS, LLC $14,750,000 $18,430,000 24.9% 17.6%
    CNB Bank $11,705,000 $10,145,000 -13.3% 9.7%
    KeyBank $4,310,000 $5,430,000 26.0% 5.2%
    PNC Bank $4,970,000 $4,370,000 -12.1% 4.2%
    TIDEWATER MORTGAGE SERVICES, INC. $2,110,000 $4,025,000 90.8% 3.9%
    Mortgage Research Center, LLC $1,690,000 $2,265,000 34.0% 2.2%
    Wayne Bank $2,145,000 n/a 2.1%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $1,110,000 $1,795,000 61.7% 1.7%
    LOANDEPOT.COM, LLC $680,000 $1,475,000 116.9% 1.4%
    MOVEMENT MORTGAGE, LLC $470,000 $1,345,000 186.2% 1.3%
    PENNYMAC LOAN SERVICES, LLC $300,000 $1,340,000 346.7% 1.3%
    Wells Fargo Bank $855,000 $1,165,000 36.3% 1.1%
    First National Bank of Pennsylvania $315,000 $1,000,000 217.5% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $445,000 $970,000 118.0% 0.9%
    FREEDOM MORTGAGE CORPORATION $1,070,000 $865,000 -19.2% 0.8%
    Citizens Bank $240,000 $845,000 252.1% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $405,000 $830,000 104.9% 0.8%
    AMERISAVE MORTGAGE CORPORATION $480,000 $780,000 62.5% 0.7%
    Marquette Savings Bank $325,000 $755,000 132.3% 0.7%
    BETTER MORTGAGE CORPORATION $685,000 n/a 0.7%
    CORRY FEDERAL CREDIT UNION $150,000 $680,000 353.3% 0.7%
    NEWREZ LLC $165,000 $670,000 306.1% 0.6%
    The Huntington National Bank $235,000 $660,000 180.9% 0.6%
    UNION HOME MORTGAGE CORP. $800,000 $640,000 -20.0% 0.6%
    NEW DAY FINANCIAL, LLC $355,000 $635,000 78.9% 0.6%
    The Federal Savings Bank $605,000 n/a 0.6%
    AMERICAN FINANCING CORPORATION $145,000 $600,000 313.8% 0.6%
    FINANCE OF AMERICA MORTGAGE LLC $240,000 $590,000 145.8% 0.6%
    NAVY FEDERAL CREDIT UNION $515,000 $535,000 3.9% 0.5%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $495,000 n/a 0.5%
    INTERNATIONAL CITY MORTGAGE, INC. $125,000 $470,000 276.0% 0.4%
    ALLIED MORTGAGE GROUP, INC. $280,000 $435,000 55.4% 0.4%
    First Commonwealth Bank $435,000 n/a 0.4%
    CALIBER HOME LOANS, INC. $460,000 $420,000 -8.7% 0.4%
    PLAZA HOME MORTGAGE, INC. $215,000 $380,000 76.7% 0.4%
    HOME POINT FINANCIAL CORPORATION $230,000 $365,000 58.7% 0.3%
    RELIANCE FIRST CAPITAL, LLC $105,000 $365,000 247.6% 0.3%
    Community Bank $260,000 $355,000 36.5% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $185,000 $340,000 83.8% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $310,000 $305,000 -1.6% 0.3%
    Centra Credit Union $325,000 $295,000 -9.2% 0.3%
    ROYAL UNITED MORTGAGE LLC $445,000 $290,000 -34.8% 0.3%
    US MORTGAGE CORPORATION $255,000 n/a 0.2%
    JPMorgan Chase Bank $285,000 $245,000 -14.0% 0.2%
    OWNERSCHOICE FUNDING, INCORPORATED $140,000 $245,000 75.0% 0.2%
    Citizens & Northern Bank $205,000 $235,000 14.6% 0.2%
    Flagstar Bank, FSB $240,000 $230,000 -4.2% 0.2%
    Manufacturers and Traders Trust Company $705,000 $230,000 -67.4% 0.2%
    GUILD MORTGAGE COMPANY $220,000 n/a 0.2%
    West Town Bank & Trust $215,000 n/a 0.2%
    CMG MORTGAGE, INC. $205,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $205,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $35,000 $195,000 457.1% 0.2%
    INTELLILOAN, INC. $195,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $125,000 $195,000 56.0% 0.2%
    Texana Bank $195,000 n/a 0.2%
    LOANPAL, LLC $190,000 n/a 0.2%
    ERIE FEDERAL CREDIT UNION $180,000 n/a 0.2%
    Ally Bank $175,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $175,000 n/a 0.2%
    Nations Lending Corporation $165,000 n/a 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $155,000 n/a 0.1%
    LENDING CAPITAL GROUP Inc $155,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $200,000 $155,000 -22.5% 0.1%
    Northpointe Bank $155,000 n/a 0.1%
    UTILITIES EMPLOYEES CREDIT UNION $165,000 $155,000 -6.1% 0.1%
    Farm Credit Mid-America, ACA $145,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $290,000 $145,000 -50.0% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $135,000 n/a 0.1%
    KS StateBank $135,000 n/a 0.1%
    WELCOME HOME FINANCE, L.P. $135,000 n/a 0.1%
    VILLAGE CAPITAL & INVESTMENT LLC $95,000 $130,000 36.8% 0.1%
    ALLIANT CREDIT UNION $125,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $125,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $165,000 $125,000 -24.2% 0.1%
    Mercer County State Bank $125,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $145,000 $125,000 -13.8% 0.1%
    USAA Federal Savings Bank $1,215,000 $125,000 -89.7% 0.1%
    U.S. Bank $170,000 $125,000 -26.5% 0.1%
    Barrington Bank & Trust Company, N.A. $260,000 $115,000 -55.8% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $215,000 $115,000 -46.5% 0.1%
    GREENWAY MORTGAGE FUNDING CORP. $115,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $105,000 $115,000 9.5% 0.1%
    Victorian Finance, LLC $125,000 $110,000 -12.0% 0.1%
    AmeriHome Mortgage Company, LLC $105,000 n/a 0.1%
    Bank of America $300,000 $105,000 -65.0% 0.1%
    Farm Credit East, ACA $155,000 $105,000 -32.3% 0.1%
    InterContinental Capital Group, Inc $105,000 n/a 0.1%
    GENISYS $95,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $95,000 n/a 0.1%
    Equity Prime Mortgage LLC $85,000 n/a 0.1%
    First Columbia Bank & Trust Co. $85,000 n/a 0.1%
    First Guaranty Mortgage Corporation $395,000 $85,000 -78.5% 0.1%
    FAY SERVICING, LLC $75,000 n/a 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $75,000 n/a 0.1%
    RESIDENTIAL MORTGAGE SERVICES, INC. $1,470,000 $75,000 -94.9% 0.1%
    FREEDOM UNITED FCU $25,000 $65,000 160.0% 0.1%
    Greenville Savings Bank $55,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $55,000 n/a 0.1%
    SPRING EQ, LLC $55,000 n/a 0.1%
    Figure Lending LLC $45,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $75,000 $15,000 -80.0% 0.0%

    Warren's top lender by overall market share is Northwest Bank, with 23.8% market share. In second place, with 17.6%, is QUICKEN LOANS, LLC, having originated $18,430,000 in loans. In third place, with 9.7%, is CNB Bank, having originated $10,145,000 in loans. In fourth place, with 5.2%, is KeyBank, having originated $5,430,000 in loans. In fifth place, with 4.2%, is PNC Bank, having originated $4,370,000 in loans.

    Warren Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Warren (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $64,925 (-5.9%) $157,749 (54.5%) 0.00 214
    2018-02-01 $63,925 (-7.4%) $126,011 (26.5%) 0.00 213
    2018-03-01 $67,450 (-2.6%) $126,473 (19.1%) 0.00 217
    2018-04-01 $67,925 (4.7%) $129,660 (23.6%) 0.00 211
    2018-05-01 $67,725 (-1.9%) $128,248 (10.8%) 0.00 211
    2018-06-01 $74,900 (7.2%) $140,100 (21.6%) 0.00 207
    2018-07-01 $105,175 (32.7%) $172,886 (46.8%) 0.00 150
    2018-08-01 $104,675 (38.3%) $166,748 (-0.9%) 0.00 169
    2018-09-01 $99,900 (33.2%) $158,889 (-3.5%) 0.00 175
    2018-10-01 $93,575 (29.1%) $159,535 (-0.9%) 0.00 181
    2018-11-01 $95,950 (37.2%) $158,723 (1.8%) 0.00 181
    2018-12-01 $97,500 (41.3%) $162,302 (6.4%) 0.00 169
    2019-01-01 $90,850 (39.9%) $148,732 (-5.7%) 0.00 155
    2019-02-01 $91,175 (42.6%) $153,092 (21.5%) 0.00 148
    2019-03-01 $79,714 (18.2%) $140,141 (10.8%) 0.00 170
    2019-04-01 $64,150 (-5.6%) $122,751 (-5.3%) 0.00 203
    2019-05-01 $62,650 (-7.5%) $117,475 (-8.4%) 0.00 201
    2019-06-01 $65,000 (-13.2%) $120,645 (-13.9%) 0.00 204
    2019-07-01 $65,000 (-38.2%) $120,656 (-30.2%) 0.00 204
    2019-08-01 $63,609 (-39.2%) $115,831 (-30.5%) 0.00 206
    2019-09-01 $61,523 (-38.4%) $106,249 (-33.1%) 0.00 210
    2019-10-01 $62,682 (-33.0%) $100,910 (-36.8%) 0.00 215
    2019-11-01 $69,900 (-27.2%) $104,826 (-34.0%) 0.00 205
    2019-12-01 $64,675 (-33.7%) $104,701 (-35.5%) 0.00 191
    2020-01-01 $66,975 (-26.3%) $106,272 (-28.6%) 0.00 178
    2020-02-01 $63,900 (-29.9%) $104,276 (-31.9%) 0.00 161
    2020-03-01 $63,100 (-20.8%) $105,483 (-24.7%) 0.00 159
    2020-04-01 $65,925 (2.8%) $109,276 (-11.0%) 0.00 155
    2020-05-01 $65,000 (3.8%) $113,077 (-3.7%) 0.00 151
    2020-06-01 $57,400 (-11.7%) $110,290 (-8.6%) 0.00 138
    2020-07-01 $54,700 (-15.9%) $113,631 (-5.8%) 0.00 140
    2020-08-01 $54,500 (-14.3%) $120,321 (3.9%) 0.00 130
    2020-09-01 $51,475 (-16.3%) $117,541 (10.6%) 0.00 120
    2020-10-01 $56,000 (-10.7%) $123,561 (22.5%) 0.00 107
    2020-11-01 $51,250 (-26.7%) $116,993 (11.6%) 0.00 104
    2020-12-01 $51,250 (-20.8%) $118,508 (13.2%) 0.00 102
    2021-01-01 $52,000 (-22.4%) $107,055 (0.7%) 0.00 93
    2021-02-01 $54,175 (-15.2%) $106,427 (2.1%) 0.00 96
    2021-03-01 $44,425 (-29.6%) $112,958 (7.1%) 0.00 89
    2021-04-01 $41,000 (-37.8%) $108,275 (-0.9%) 0.00 88
    2021-05-01 $46,000 (-29.2%) $112,062 (-0.9%) 0.00 87
    2021-06-01 $47,700 (-16.9%) $111,836 (1.4%) 0.00 87
    2021-07-01 $108,450 (98.3%) $164,234 (44.5%) 0.00 56
    2021-08-01 $114,900 (110.8%) $175,148 (45.6%) 0.00 51
    2021-09-01 $126,825 (146.4%) $165,980 (41.2%) 0.00 52
    2021-10-01 $126,500 (125.9%) $164,086 (32.8%) 0.00 48
    2021-11-01 $123,975 (141.9%) $156,730 (34.0%) 0.00 49
    2021-12-01 $126,675 (147.2%) $163,815 (38.2%) 0.00 46
    2022-01-01 $129,250 (148.6%) $176,972 (65.3%) 0.00 29
    2022-02-01 $123,400 (127.8%) $175,614 (65.0%) 0.00 20
    2022-03-01 $129,925 (192.5%) $183,316 (62.3%) 0.00 27
    2022-04-01 $143,500 (250.0%) $212,770 (96.5%) 0.00 22
    2022-05-01 $135,000 (193.5%) $235,572 (110.2%) 0.00 28
    2022-06-01 $167,450 (251.1%) $225,930 (102.0%) 0.00 40
    2022-07-01 $180,000 (66.0%) $228,981 (39.4%) 0.00 49
    2022-08-01 $174,950 (52.3%) $213,128 (21.7%) 0.00 59
    2022-09-01 $157,475 (24.2%) $198,012 (19.3%) 0.00 58
    2022-10-01 $150,000 (18.6%) $206,382 (25.8%) 0.00 61
    2022-11-01 $132,250 (6.7%) $192,474 (22.8%) 0.00 58
    2022-12-01 $137,500 (8.6%) $192,885 (17.8%) 0.00 53
    2023-01-01 $140,075 (8.4%) $179,289 (1.3%) 0.00 49
    2023-02-01 $142,300 (15.3%) $163,276 (-7.0%) 0.00 49
    Warren's median listing price for 2023-02-01 was $142,300, a difference of $18,900 (15.3%) versus the prior year and $2,225 versus the prior month.

    Warren's median listing price comes in at 0% of the national average.

    Warren's average listing price for 2023-02-01 was $163,276, a difference of $-12,338 (-7.0%) versus the prior year and $-16,013 versus the prior month.

    For the 2023-02-01 period, Warren had 49 MLS listings, a difference of 0 listings (0%) versus the prior month and 29 listings (145%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Warren (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,633 sqft
    2018-02-01 0 days 1,628 sqft
    2018-03-01 0 days 1,602 sqft
    2018-04-01 0 days 1,590 sqft
    2018-05-01 0 days 1,580 sqft
    2018-06-01 0 days 1,600 sqft
    2018-07-01 0 days 1,621 sqft
    2018-08-01 0 days 1,584 sqft
    2018-09-01 0 days 1,557 sqft
    2018-10-01 0 days 1,545 sqft
    2018-11-01 0 days 1,569 sqft
    2018-12-01 0 days 1,587 sqft
    2019-01-01 0 days 1,570 sqft
    2019-02-01 0 days 1,567 sqft
    2019-03-01 0 days 1,568 sqft
    2019-04-01 0 days 1,591 sqft
    2019-05-01 0 days 1,592 sqft
    2019-06-01 0 days 1,569 sqft
    2019-07-01 0 days 1,567 sqft
    2019-08-01 0 days 1,552 sqft
    2019-09-01 0 days 1,538 sqft
    2019-10-01 0 days 1,529 sqft
    2019-11-01 0 days 1,520 sqft
    2019-12-01 0 days 1,524 sqft
    2020-01-01 0 days 1,620 sqft
    2020-02-01 0 days 1,632 sqft
    2020-03-01 0 days 1,636 sqft
    2020-04-01 0 days 1,654 sqft
    2020-05-01 0 days 1,727 sqft
    2020-06-01 0 days 1,697 sqft
    2020-07-01 0 days 1,645 sqft
    2020-08-01 0 days 1,648 sqft
    2020-09-01 0 days 1,552 sqft
    2020-10-01 0 days 1,584 sqft
    2020-11-01 0 days 1,597 sqft
    2020-12-01 0 days 1,532 sqft
    2021-01-01 0 days 1,644 sqft
    2021-02-01 0 days 1,716 sqft
    2021-03-01 0 days 1,705 sqft
    2021-04-01 0 days 1,640 sqft
    2021-05-01 0 days 1,677 sqft
    2021-06-01 0 days 1,615 sqft
    2021-07-01 0 days 1,564 sqft
    2021-08-01 0 days 1,635 sqft
    2021-09-01 0 days 1,486 sqft
    2021-10-01 0 days 1,515 sqft
    2021-11-01 0 days 1,485 sqft
    2021-12-01 0 days 1,479 sqft
    2022-01-01 0 days 1,541 sqft
    2022-02-01 0 days 1,658 sqft
    2022-03-01 0 days 1,848 sqft
    2022-04-01 0 days 2,016 sqft
    2022-05-01 0 days 1,829 sqft
    2022-06-01 0 days 1,721 sqft
    2022-07-01 0 days 1,900 sqft
    2022-08-01 0 days 1,752 sqft
    2022-09-01 0 days 1,814 sqft
    2022-10-01 0 days 1,645 sqft
    2022-11-01 0 days 1,677 sqft
    2022-12-01 0 days 1,666 sqft
    2023-01-01 0 days 1,641 sqft
    2023-02-01 0 days 1,658 sqft
    Warren's median listing age (time on market) for 2023-02-01 was 0 days.

    Warren's median square footage for active listings during the 2023-02-01 period was 1,658 sqft. One year prior, the average listing was 1,658 sqft.

    Warren, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 406 $54,910,000 $135,246
    Refi 242 $26,810,000 $110,785
    Cash Out Refi 132 $16,330,000 $123,712
    Home Improvement 63 $3,545,000 $56,270
    Other 49 $2,865,000 $58,469

    Warren's most frequently cited loan purpose was Home Purchase, with 406 originations. The 2nd most popular reason was Refi, with 242 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 340 $38,640,000 $113,647
    2.5-3% 307 $39,245,000 $127,834
    <2.5% 121 $15,565,000 $128,636
    4-5% 70 $6,140,000 $87,714
    6-7% 22 $940,000 $42,727
    5-6% 21 $1,205,000 $57,381
    7-8% 5 $225,000 $45,000
    Over 8% 2 $110,000 $55,000

    During 2021, Warren's most frequently originated rate bucket was 3-4%, with 340 originations.

    Loan Sizing (Warren, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 450 $28,740,000 $63,867
    $100k-200k 338 $45,460,000 $134,497
    $200k-400k 98 $25,590,000 $261,122
    $400k-600k 3 $1,265,000 $421,667
    $600k-1000k 2 $1,260,000 $630,000
    $Over $1MM 1 $2,145,000 $2,145,000

    Warren's loan sizing saw the bucket of loans from $100,000 or less with 450 originations, totaling $28,740,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 377 $50,545,000 $134,072
    60-80% 261 $32,225,000 $123,467
    40-60% 101 $9,695,000 $95,990
    20-40% 93 $5,445,000 $58,548
    Under 20% 37 $1,145,000 $30,946
    Over 100% 4 $970,000 $242,500

    Warren's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 377 originations, totaling $50,545,000 in origination value.