Warren Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Warren averaged 7.24% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.92% and one month ago for the week of 2024-03-14, the average rate was 6.98%.

    Warren's average rate one year ago was 6.21%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Warren 30 Year Fixed Rate 2024-04-18 7.24%
    Warren 30 Year Fixed Rate Refi 2024-04-18 7.6%
    Warren 15 Year Fixed Rate 2024-04-18 6.29%
    Warren 15 Year Fixed Rate Refi 2024-04-18 6.69%
    Warren 30 Year FHA 2024-04-18 6.66%
    Warren 30 Year FHA Refi 2024-04-18 6.86%
    Warren 30 Year USDA 2024-04-18 6.86%
    Warren 30 Year USDA Refi 2024-04-18 6.76%
    Warren 30 Year VA 2024-04-18 6.96%
    Warren 30 Year VA Refi 2024-04-18 6.56%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warren, PA.

    Warren Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warren, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 51 6.87% $5,502
    Northwest Bank 41 6.76% $3,800
    TIDEWATER MORTGAGE SERVICES, INC. 12 6.83% $4,589
    PNC Bank 7 6.68% $4,631
    PENNSYLVANIA STATE EMPLOYEES Credit Union 6 6.27% $2,133
    CNB Bank 6 7.23% $3,724
    MOVEMENT MORTGAGE, LLC 5 7.10% $4,367
    Community Bank 5 7.23% $1,766
    MUTUAL OF OMAHA MORTGAGE, INC. 3 6.92% $5,028
    UNITED WHOLESALE MORTGAGE, LLC 3 7.25% $8,540
    ROYAL UNITED MORTGAGE LLC 2 7.50% $8,240
    UNION HOME MORTGAGE CORP. 2 7.38% $4,049
    USAA Federal Savings Bank 2 6.94% $3,215
    Flagstar Bank, FSB 2 7.63% $4,653
    LOANDEPOT.COM, LLC 1 6.99% $6,647
    Marquette Savings Bank 1 5.75% $2,812
    MEMBERS 1ST FEDERAL CREDIT UNION 1 6.00% $4,039
    NAVY FEDERAL CREDIT UNION 1 7.25% $2,571
    NEXTIER BANK, NATIONAL ASSOCIATION 1 6.63% $2,876
    PENNYMAC LOAN SERVICES, LLC 1 6.75% $4,062
    PENTAGON FEDERAL CREDIT UNION 1 7.13% $3,657
    PLAZA HOME MORTGAGE, INC. 1 7.50% $3,014
    Premium Mortgage Corporation 1 6.38% $5,473
    Prosperity Home Mortgage, LLC 1 7.63% $5,572
    SOUTHERN TRUST MORTGAGE, LLC 1 6.63% $6,630
    STOCKTON MORTGAGE CORPORATION 1 5.88% $5,008
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 8.13% $8,707
    WELCOME HOME FINANCE, L.P. 1 6.50% $3,799
    Ally Bank 1 6.63% $8,614
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $11,373
    Bank of America 1 5.75% $6,886
    Bank of England 1 6.88% $8,872
    Centra Credit Union 1 5.50% $3,406
    CHURCHILL MORTGAGE CORPORATION 1 6.75% $4,157
    COMMUNITY FIRST CREDIT UNION OF FLO 1 6.38% $3,207
    CROSSCOUNTRY MORTGAGE, LLC 1 6.50% $5,410
    Discover Bank 1 8.24% $0
    First National Bank of Pennsylvania 1 7.25% $5,711
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.50% $5,987
    JPMorgan Chase Bank 1 6.99% $4,290
    KeyBank 1 6.25% $4,841

    Warren Average Closing Costs & Other Stats

    Warren, PA's 41 lenders originated 550 loans during 2023. The total origination value was $60,550,000, with an average loan value of $110,091.

    Warren's average closing costs are $4,515.

    The top Warren lender as defined by loan originations is QUICKEN LOANS, LLC, with 51 loans originated. Their average total fees are $5,502, which is $1,703 higher than the next largest lender, Northwest Bank.

    The lowest fee Warren lenders (with over 10 loans originated) are Northwest Bank ($3,800), TIDEWATER MORTGAGE SERVICES, INC. ($4,589), QUICKEN LOANS, LLC ($5,502), .

    The lowest rate Warren lenders (with over 10 loans originated) are Northwest Bank (6.76%), TIDEWATER MORTGAGE SERVICES, INC. (6.83%), QUICKEN LOANS, LLC (6.87%), .

    Warren, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Northwest Bank $21,250,000 $15,425,000 -27.4% 25.5%
    QUICKEN LOANS, LLC $13,980,000 $11,665,000 -16.6% 19.3%
    CNB Bank $12,490,000 $5,445,000 -56.4% 9.0%
    TIDEWATER MORTGAGE SERVICES, INC. $2,100,000 $2,935,000 39.8% 4.8%
    PNC Bank $5,565,000 $2,785,000 -50.0% 4.6%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $2,240,000 $2,140,000 -4.5% 3.5%
    Mortgage Research Center, LLC $2,440,000 $1,505,000 -38.3% 2.5%
    USAA Federal Savings Bank $115,000 $1,395,000 1,113.0% 2.3%
    KeyBank $3,655,000 $1,110,000 -69.6% 1.8%
    MOVEMENT MORTGAGE, LLC $420,000 $1,045,000 148.8% 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,245,000 $1,045,000 -16.1% 1.7%
    Community Bank $435,000 $890,000 104.6% 1.5%
    HOWARD HANNA FINANCIAL SERVICES, INC. $770,000 n/a 1.3%
    SOUTHERN TRUST MORTGAGE, LLC $535,000 n/a 0.9%
    LOANDEPOT.COM, LLC $430,000 $525,000 22.1% 0.9%
    PENTAGON FEDERAL CREDIT UNION $480,000 n/a 0.8%
    Citizens Bank $250,000 $475,000 90.0% 0.8%
    PLAZA HOME MORTGAGE, INC. $420,000 $465,000 10.7% 0.8%
    FIRST HERITAGE FINANCIAL, LLC $460,000 n/a 0.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $55,000 $460,000 736.4% 0.8%
    Centra Credit Union $190,000 $440,000 131.6% 0.7%
    CORRY FEDERAL CREDIT UNION $675,000 $370,000 -45.2% 0.6%
    EQUITY RESOURCES, INC. $370,000 n/a 0.6%
    UNION HOME MORTGAGE CORP. $555,000 $345,000 -37.8% 0.6%
    PENNYMAC LOAN SERVICES, LLC $900,000 $340,000 -62.2% 0.6%
    Bank of America $765,000 $335,000 -56.2% 0.6%
    Marquette Savings Bank $355,000 $325,000 -8.5% 0.5%
    ROYAL UNITED MORTGAGE LLC $160,000 $310,000 93.8% 0.5%
    Carrington Mortgage Services, LLC $180,000 $295,000 63.9% 0.5%
    NEXTIER BANK, NATIONAL ASSOCIATION $155,000 $290,000 87.1% 0.5%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $285,000 n/a 0.5%
    Bank of England $65,000 $265,000 307.7% 0.4%
    AMERISAVE MORTGAGE CORPORATION $260,000 $240,000 -7.7% 0.4%
    ACADEMY MORTGAGE CORPORATION $230,000 n/a 0.4%
    First Commonwealth Bank $620,000 $230,000 -62.9% 0.4%
    Ally Bank $355,000 $205,000 -42.3% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $195,000 n/a 0.3%
    Greenville Savings Bank $170,000 $190,000 11.8% 0.3%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $555,000 $185,000 -66.7% 0.3%
    Prosperity Home Mortgage, LLC $185,000 n/a 0.3%
    First National Bank of Pennsylvania $645,000 $180,000 -72.1% 0.3%
    Premium Mortgage Corporation $115,000 $175,000 52.2% 0.3%
    The ONE $170,000 n/a 0.3%
    INTERNATIONAL CITY MORTGAGE, INC. $155,000 n/a 0.3%
    STOCKTON MORTGAGE CORPORATION $155,000 n/a 0.3%
    Equity Prime Mortgage LLC $135,000 n/a 0.2%
    NEWREZ LLC $65,000 $135,000 107.7% 0.2%
    RELIANCE FIRST CAPITAL, LLC $135,000 n/a 0.2%
    Flagstar Bank, FSB $245,000 $130,000 -46.9% 0.2%
    NAVY FEDERAL CREDIT UNION $740,000 $125,000 -83.1% 0.2%
    WELCOME HOME FINANCE, L.P. $125,000 n/a 0.2%
    COMMUNITY FIRST CREDIT UNION OF FLO $115,000 n/a 0.2%
    MEMBERS 1ST FEDERAL CREDIT UNION $115,000 n/a 0.2%
    S&T Bank $90,000 $115,000 27.8% 0.2%
    Gateway First Bank $95,000 $105,000 10.5% 0.2%
    NEW DAY FINANCIAL, LLC $185,000 $105,000 -43.2% 0.2%
    CHURCHILL MORTGAGE CORPORATION $95,000 n/a 0.2%
    NBH Bank $95,000 n/a 0.2%
    SOMERSET TRUST COMPANY $95,000 n/a 0.2%
    UTILITIES EMPLOYEES CREDIT UNION $395,000 $80,000 -79.7% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $190,000 $75,000 -60.5% 0.1%
    LOANPAL, LLC $75,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $610,000 $65,000 -89.3% 0.1%
    Clearview Federal Credit Union $65,000 n/a 0.1%
    JPMorgan Chase Bank $65,000 n/a 0.1%
    The Huntington National Bank $130,000 $65,000 -50.0% 0.1%
    Boeing Employees Credit Union $55,000 n/a 0.1%
    Discover Bank $55,000 n/a 0.1%
    Coastal Community Bank $50,000 n/a 0.1%
    AmeriServ Financial Bank $45,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $35,000 n/a 0.1%
    Mercer County State Bank $25,000 n/a 0.0%

    Warren's top lender by overall market share is Northwest Bank, with 25.5% market share. In second place, with 19.3%, is QUICKEN LOANS, LLC, having originated $11,665,000 in loans. In third place, with 9.0%, is CNB Bank, having originated $5,445,000 in loans. In fourth place, with 4.8%, is TIDEWATER MORTGAGE SERVICES, INC., having originated $2,935,000 in loans. In fifth place, with 4.6%, is PNC Bank, having originated $2,785,000 in loans.

    Warren Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Warren (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $64,975 (-5.8%) $157,359 (57.4%) 0.00 214
    2018-02-01 $63,925 (-7.4%) $126,011 (28.6%) 0.00 213
    2018-03-01 $67,450 (-2.4%) $126,473 (21.7%) 0.00 217
    2018-04-01 $67,925 (4.7%) $129,660 (26.3%) 0.00 211
    2018-05-01 $67,725 (-0.8%) $128,248 (12.7%) 0.00 211
    2018-06-01 $74,900 (7.5%) $140,100 (22.4%) 0.00 207
    2018-07-01 $105,175 (33.1%) $172,886 (46.6%) 0.00 150
    2018-08-01 $104,675 (38.7%) $166,748 (-1.0%) 0.00 169
    2018-09-01 $99,900 (33.2%) $158,889 (-3.5%) 0.00 175
    2018-10-01 $93,575 (29.5%) $159,535 (-0.7%) 0.00 181
    2018-11-01 $95,950 (37.3%) $158,723 (2.0%) 0.00 181
    2018-12-01 $97,500 (40.9%) $162,302 (6.6%) 0.00 169
    2019-01-01 $90,850 (39.8%) $148,732 (-5.5%) 0.00 155
    2019-02-01 $91,175 (42.6%) $153,092 (21.5%) 0.00 148
    2019-03-01 $78,986 (17.1%) $140,163 (10.8%) 0.00 170
    2019-04-01 $63,150 (-7.0%) $122,802 (-5.3%) 0.00 203
    2019-05-01 $61,950 (-8.5%) $117,488 (-8.4%) 0.00 201
    2019-06-01 $65,000 (-13.2%) $120,645 (-13.9%) 0.00 204
    2019-07-01 $65,000 (-38.2%) $120,656 (-30.2%) 0.00 204
    2019-08-01 $63,609 (-39.2%) $115,831 (-30.5%) 0.00 206
    2019-09-01 $61,523 (-38.4%) $106,249 (-33.1%) 0.00 210
    2019-10-01 $62,682 (-33.0%) $100,910 (-36.8%) 0.00 215
    2019-11-01 $69,900 (-27.2%) $104,826 (-34.0%) 0.00 205
    2019-12-01 $64,675 (-33.7%) $104,701 (-35.5%) 0.00 191
    2020-01-01 $66,975 (-26.3%) $106,272 (-28.6%) 0.00 178
    2020-02-01 $63,900 (-29.9%) $104,276 (-31.9%) 0.00 161
    2020-03-01 $63,100 (-20.1%) $105,483 (-24.7%) 0.00 159
    2020-04-01 $65,925 (4.4%) $109,276 (-11.0%) 0.00 155
    2020-05-01 $65,000 (4.9%) $113,077 (-3.8%) 0.00 151
    2020-06-01 $57,400 (-11.7%) $110,290 (-8.6%) 0.00 138
    2020-07-01 $54,225 (-16.6%) $111,902 (-7.3%) 0.00 139
    2020-08-01 $53,000 (-16.7%) $118,585 (2.4%) 0.00 129
    2020-09-01 $50,425 (-18.0%) $115,588 (8.8%) 0.00 119
    2020-10-01 $55,500 (-11.5%) $121,558 (20.5%) 0.00 106
    2020-11-01 $50,750 (-27.4%) $114,686 (9.4%) 0.00 103
    2020-12-01 $50,500 (-21.9%) $116,164 (11.0%) 0.00 101
    2021-01-01 $52,000 (-22.4%) $107,055 (0.7%) 0.00 93
    2021-02-01 $54,175 (-15.2%) $106,427 (2.1%) 0.00 96
    2021-03-01 $44,425 (-29.6%) $112,958 (7.1%) 0.00 89
    2021-04-01 $41,000 (-37.8%) $108,275 (-0.9%) 0.00 88
    2021-05-01 $46,000 (-29.2%) $112,062 (-0.9%) 0.00 87
    2021-06-01 $46,225 (-19.5%) $109,001 (-1.2%) 0.00 86
    2021-07-01 $108,450 (100.0%) $164,234 (46.8%) 0.00 56
    2021-08-01 $114,900 (116.8%) $175,148 (47.7%) 0.00 51
    2021-09-01 $126,825 (151.5%) $165,980 (43.6%) 0.00 52
    2021-10-01 $126,500 (127.9%) $164,086 (35.0%) 0.00 48
    2021-11-01 $123,975 (144.3%) $156,730 (36.7%) 0.00 49
    2021-12-01 $127,450 (152.4%) $179,387 (54.4%) 0.00 47
    2022-01-01 $129,500 (149.0%) $194,789 (82.0%) 0.00 30
    2022-02-01 $123,400 (127.8%) $175,614 (65.0%) 0.00 20
    2022-03-01 $129,925 (192.5%) $183,316 (62.3%) 0.00 27
    2022-04-01 $143,500 (250.0%) $212,770 (96.5%) 0.00 22
    2022-05-01 $135,000 (193.5%) $235,572 (110.2%) 0.00 28
    2022-06-01 $167,450 (262.3%) $225,930 (107.3%) 0.00 40
    2022-07-01 $180,000 (66.0%) $228,981 (39.4%) 0.00 49
    2022-08-01 $174,950 (52.3%) $213,128 (21.7%) 0.00 59
    2022-09-01 $157,475 (24.2%) $198,012 (19.3%) 0.00 58
    2022-10-01 $150,000 (18.6%) $206,382 (25.8%) 0.00 61
    2022-11-01 $132,250 (6.7%) $192,474 (22.8%) 0.00 58
    2022-12-01 $137,500 (7.9%) $192,885 (7.5%) 0.00 53
    2023-01-01 $140,075 (8.2%) $179,289 (-8.0%) 0.00 49
    2023-02-01 $142,300 (15.3%) $163,276 (-7.0%) 0.00 49
    2023-03-01 $129,675 (-0.2%) $155,921 (-14.9%) 0.00 49
    2023-04-01 $139,900 (-2.5%) $174,962 (-17.8%) 0.00 42
    2023-05-01 $114,400 (-15.3%) $181,245 (-23.1%) 0.00 37
    2023-06-01 $130,550 (-22.0%) $202,983 (-10.2%) 0.00 43
    2023-07-01 $162,450 (-9.8%) $251,423 (9.8%) 0.00 53
    2023-08-01 $144,900 (-17.2%) $240,731 (13.0%) 0.00 52
    2023-09-01 $146,824 (-6.8%) $236,490 (19.4%) 0.00 56
    2023-10-01 $146,824 (-2.1%) $229,014 (11.0%) 0.00 53
    2023-11-01 $188,500 (42.5%) $247,017 (28.3%) 0.00 57
    2023-12-01 $188,000 (36.7%) $245,409 (27.2%) 0.00 51
    2024-01-01 $177,450 (26.7%) $250,830 (39.9%) 0.00 49
    2024-02-01 $165,000 (16.0%) $221,179 (35.5%) 0.00 51
    2024-03-01 $175,000 (35.0%) $228,932 (46.8%) 0.00 48
    Warren's median listing price for 2024-03-01 was $175,000, a difference of $45,325 (35.0%) versus the prior year and $10,000 versus the prior month.

    Warren's median listing price comes in at 0% of the national average.

    Warren's average listing price for 2024-03-01 was $228,932, a difference of $73,011 (46.8%) versus the prior year and $7,753 versus the prior month.

    For the 2024-03-01 period, Warren had 48 MLS listings, a difference of -3 listings (-6%) versus the prior month and -1 listings (-2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Warren (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,632 sqft
    2018-02-01 0 days 1,628 sqft
    2018-03-01 0 days 1,602 sqft
    2018-04-01 0 days 1,590 sqft
    2018-05-01 0 days 1,580 sqft
    2018-06-01 0 days 1,600 sqft
    2018-07-01 0 days 1,621 sqft
    2018-08-01 0 days 1,584 sqft
    2018-09-01 0 days 1,557 sqft
    2018-10-01 0 days 1,545 sqft
    2018-11-01 0 days 1,569 sqft
    2018-12-01 0 days 1,587 sqft
    2019-01-01 0 days 1,570 sqft
    2019-02-01 0 days 1,567 sqft
    2019-03-01 0 days 1,568 sqft
    2019-04-01 0 days 1,591 sqft
    2019-05-01 0 days 1,592 sqft
    2019-06-01 0 days 1,569 sqft
    2019-07-01 0 days 1,567 sqft
    2019-08-01 0 days 1,552 sqft
    2019-09-01 0 days 1,538 sqft
    2019-10-01 0 days 1,529 sqft
    2019-11-01 0 days 1,520 sqft
    2019-12-01 0 days 1,524 sqft
    2020-01-01 0 days 1,620 sqft
    2020-02-01 0 days 1,632 sqft
    2020-03-01 0 days 1,636 sqft
    2020-04-01 0 days 1,654 sqft
    2020-05-01 0 days 1,727 sqft
    2020-06-01 0 days 1,697 sqft
    2020-07-01 0 days 1,645 sqft
    2020-08-01 0 days 1,648 sqft
    2020-09-01 0 days 1,552 sqft
    2020-10-01 0 days 1,584 sqft
    2020-11-01 0 days 1,597 sqft
    2020-12-01 0 days 1,532 sqft
    2021-01-01 0 days 1,644 sqft
    2021-02-01 0 days 1,716 sqft
    2021-03-01 0 days 1,705 sqft
    2021-04-01 0 days 1,640 sqft
    2021-05-01 0 days 1,677 sqft
    2021-06-01 0 days 1,615 sqft
    2021-07-01 0 days 1,564 sqft
    2021-08-01 0 days 1,635 sqft
    2021-09-01 0 days 1,486 sqft
    2021-10-01 0 days 1,515 sqft
    2021-11-01 0 days 1,485 sqft
    2021-12-01 0 days 1,482 sqft
    2022-01-01 0 days 1,541 sqft
    2022-02-01 0 days 1,658 sqft
    2022-03-01 0 days 1,848 sqft
    2022-04-01 0 days 2,016 sqft
    2022-05-01 0 days 1,829 sqft
    2022-06-01 0 days 1,721 sqft
    2022-07-01 0 days 1,900 sqft
    2022-08-01 0 days 1,752 sqft
    2022-09-01 0 days 1,814 sqft
    2022-10-01 0 days 1,645 sqft
    2022-11-01 0 days 1,677 sqft
    2022-12-01 0 days 1,666 sqft
    2023-01-01 0 days 1,641 sqft
    2023-02-01 0 days 1,658 sqft
    2023-03-01 0 days 1,639 sqft
    2023-04-01 0 days 1,657 sqft
    2023-05-01 0 days 1,647 sqft
    2023-06-01 0 days 1,642 sqft
    2023-07-01 0 days 1,744 sqft
    2023-08-01 0 days 1,722 sqft
    2023-09-01 0 days 1,650 sqft
    2023-10-01 0 days 1,682 sqft
    2023-11-01 0 days 1,647 sqft
    2023-12-01 0 days 1,770 sqft
    2024-01-01 0 days 1,787 sqft
    2024-02-01 0 days 1,745 sqft
    2024-03-01 0 days 1,786 sqft
    Warren's median listing age (time on market) for 2024-03-01 was 0 days.

    Warren's median square footage for active listings during the 2024-03-01 period was 1,786 sqft. One year prior, the average listing was 1,639 sqft.

    Warren, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 311 $41,555,000 $133,617
    Home Improvement 79 $4,735,000 $59,937
    Other 72 $5,170,000 $71,806
    Cash Out Refi 54 $5,560,000 $102,963
    Refi 34 $3,530,000 $103,824

    Warren's most frequently cited loan purpose was Home Purchase, with 311 originations. The 2nd most popular reason was Home Improvement, with 79 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 207 $26,385,000 $127,464
    7-8% 130 $14,740,000 $113,385
    Over 8% 101 $7,505,000 $74,307
    5-6% 87 $9,585,000 $110,172
    4-5% 11 $1,275,000 $115,909
    <2.5% 5 $385,000 $77,000
    2.5-3% 4 $380,000 $95,000
    3-4% 1 $35,000 $35,000

    During 2023, Warren's most frequently originated rate bucket was 6-7%, with 207 originations.

    Loan Sizing (Warren, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 276 $15,910,000 $57,645
    $100k-200k 217 $29,235,000 $134,724
    $200k-400k 53 $13,515,000 $255,000
    $400k-600k 4 $1,890,000 $472,500

    Warren's loan sizing saw the bucket of loans from $100,000 or less with 276 originations, totaling $15,910,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 219 $30,865,000 $140,936
    60-80% 126 $15,410,000 $122,302
    20-40% 85 $5,175,000 $60,882
    40-60% 60 $6,220,000 $103,667
    Under 20% 51 $1,715,000 $33,627
    Over 100% 5 $905,000 $181,000

    Warren's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 219 originations, totaling $30,865,000 in origination value.