Meadville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Meadville averaged
6.83%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.06% and
one month ago for the week of 2025-05-15, the
average rate was 6.73%.
Meadville's average rate one year ago was 7.17%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.81%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Meadville 30 Year Fixed Rate | 2025-06-18 | 6.83% |
| Meadville 30 Year Fixed Rate Refi | 2025-06-18 | 6.81% |
| Meadville 15 Year Fixed Rate | 2025-06-18 | 5.76% |
| Meadville 15 Year Fixed Rate Refi | 2025-06-18 | 5.96% |
| Meadville 30 Year FHA | 2025-06-18 | 0.19% |
| Meadville 30 Year FHA Refi | 2025-06-18 | -0.2% |
| Meadville 30 Year USDA | 2025-06-18 | -0.2% |
| Meadville 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Meadville 30 Year VA | 2025-06-18 | 0.1% |
| Meadville 30 Year VA Refi | 2025-06-18 | 0% |
Meadville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Meadville, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Meadville Average Closing Costs & Other Stats
Meadville, PA's 66 lenders originated 1,294
loans during 2024. The total origination value was $166,190,000, with an average loan value of
$128,431.
Meadville's average closing costs are $4,903.
The top Meadville lender as defined by loan originations is Marquette Savings Bank, with
78 loans originated. Their average total fees are
$3,345, which is $2,511
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Meadville lenders (with over 10 loans originated) are
Marquette Savings Bank ($3,345), Northwest Bank ($3,890), MidAtlantic Farm Credit, ACA ($4,932), Flagstar Bank, FSB ($5,324) and UNITED WHOLESALE MORTGAGE, LLC ($5,562).
The lowest rate Meadville lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC (6.47%), Marquette Savings Bank (6.63%), Northwest Bank (6.67%), Flagstar Bank, FSB (6.69%) and QUICKEN LOANS, LLC (6.77%).
Meadville, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Marquette Savings Bank | $23,730,000 | $25,605,000 | 7.9% | 15.4% |
| QUICKEN LOANS, LLC | $8,960,000 | $12,570,000 | 40.3% | 7.6% |
| First National Bank of Pennsylvania | $10,095,000 | $9,390,000 | -7.0% | 5.7% |
| CNB Bank | $8,725,000 | $9,225,000 | 5.7% | 5.6% |
| Greenville Savings Bank | $7,820,000 | $8,740,000 | 11.8% | 5.3% |
| Northwest Bank | $10,885,000 | $7,295,000 | -33.0% | 4.4% |
| PNC Bank | $10,130,000 | $6,325,000 | -37.6% | 3.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,565,000 | $4,705,000 | -28.3% | 2.8% |
| The ONE | $5,300,000 | $4,520,000 | -14.7% | 2.7% |
| Flagstar Bank, FSB | $2,355,000 | $4,325,000 | 83.7% | 2.6% |
| Mortgage Research Center, LLC | $2,560,000 | $3,870,000 | 51.2% | 2.3% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $1,985,000 | $3,665,000 | 84.6% | 2.2% |
| MidAtlantic Farm Credit, ACA | $2,185,000 | $2,990,000 | 36.8% | 1.8% |
| Mercer County State Bank | $10,815,000 | $2,570,000 | -76.2% | 1.5% |
| EQUITY RESOURCES, INC. | $1,110,000 | $2,420,000 | 118.0% | 1.5% |
| UNION HOME MORTGAGE CORP. | $2,955,000 | $2,375,000 | -19.6% | 1.4% |
| WALKER & DUNLOP, LLC | $1,945,000 | n/a | 1.2% | |
| MOVEMENT MORTGAGE, LLC | $1,570,000 | $1,875,000 | 19.4% | 1.1% |
| Citizens Bank | $3,915,000 | $1,700,000 | -56.6% | 1.0% |
| Ixonia Bank | $1,620,000 | $1,545,000 | -4.6% | 0.9% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $1,010,000 | $1,485,000 | 47.0% | 0.9% |
| FIRST COMMUNITY MORTGAGE, INC. | $105,000 | $1,350,000 | 1,185.7% | 0.8% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $1,405,000 | $1,190,000 | -15.3% | 0.7% |
| LOANDEPOT.COM, LLC | $250,000 | $1,175,000 | 370.0% | 0.7% |
| FIRST HERITAGE FINANCIAL, LLC | $995,000 | $1,110,000 | 11.6% | 0.7% |
| AmeriServ Financial Bank | $345,000 | $1,000,000 | 189.9% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $1,575,000 | $905,000 | -42.5% | 0.5% |
| The Federal Savings Bank | $215,000 | $900,000 | 318.6% | 0.5% |
| The Huntington National Bank | $690,000 | $895,000 | 29.7% | 0.5% |
| AmeriHome Mortgage Company, LLC | $890,000 | n/a | 0.5% | |
| ERIE FEDERAL CREDIT UNION | $855,000 | $870,000 | 1.8% | 0.5% |
| ADDITION FINANCIAL | $855,000 | n/a | 0.5% | |
| Barrington Bank & Trust Company, N.A. | $835,000 | n/a | 0.5% | |
| PLANET HOME LENDING, LLC | $715,000 | $825,000 | 15.4% | 0.5% |
| CORRY FEDERAL CREDIT UNION | $1,070,000 | $820,000 | -23.4% | 0.5% |
| Wells Fargo Bank | $785,000 | n/a | 0.5% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $640,000 | $780,000 | 21.9% | 0.5% |
| TIDEWATER MORTGAGE SERVICES, INC. | $570,000 | $730,000 | 28.1% | 0.4% |
| KeyBank | $325,000 | $665,000 | 104.6% | 0.4% |
| Clearview Federal Credit Union | $55,000 | $645,000 | 1,072.7% | 0.4% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | $135,000 | $625,000 | 363.0% | 0.4% |
| BETTER MORTGAGE CORPORATION | $620,000 | n/a | 0.4% | |
| BROKER SOLUTIONS, INC. | $1,215,000 | $605,000 | -50.2% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $590,000 | n/a | 0.4% | |
| Paramount Residential Mortgage Group, Inc. | $210,000 | $585,000 | 178.6% | 0.4% |
| The Farmers National Bank of Canfield | $615,000 | $555,000 | -9.8% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $45,000 | $550,000 | 1,122.2% | 0.3% |
| Northpointe Bank | $540,000 | n/a | 0.3% | |
| The Andover Bank | $1,365,000 | $535,000 | -60.8% | 0.3% |
| Equity Prime Mortgage LLC | $550,000 | $510,000 | -7.3% | 0.3% |
| Community Bank | $205,000 | $505,000 | 146.3% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $490,000 | n/a | 0.3% | |
| Dollar Bank, Federal Savings Bank | $125,000 | $455,000 | 264.0% | 0.3% |
| First Commonwealth Bank | $130,000 | $425,000 | 226.9% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $415,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $85,000 | $415,000 | 388.2% | 0.2% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $600,000 | $415,000 | -30.8% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $390,000 | n/a | 0.2% | |
| JPMorgan Chase Bank | $360,000 | $385,000 | 6.9% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $1,865,000 | $385,000 | -79.4% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $245,000 | $375,000 | 53.1% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $250,000 | $370,000 | 48.0% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $385,000 | $365,000 | -5.2% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $365,000 | n/a | 0.2% | |
| Discover Bank | $95,000 | $355,000 | 273.7% | 0.2% |
| U.S. Bank | $25,000 | $350,000 | 1,300.0% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $320,000 | $325,000 | 1.6% | 0.2% |
| USAA Federal Savings Bank | $135,000 | $325,000 | 140.7% | 0.2% |
| NEW DAY FINANCIAL, LLC | $235,000 | $320,000 | 36.2% | 0.2% |
| NEWREZ LLC | $425,000 | $310,000 | -27.1% | 0.2% |
| NexBank | $305,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $400,000 | $300,000 | -25.0% | 0.2% |
| JLB CORPORATION | $205,000 | $290,000 | 41.5% | 0.2% |
| ZILLOW HOME LOANS, LLC | $75,000 | $270,000 | 260.0% | 0.2% |
| Towne Bank | $265,000 | n/a | 0.2% | |
| Capital Bank | $245,000 | n/a | 0.1% | |
| M&T Bank | $245,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $230,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $225,000 | n/a | 0.1% | |
| East Coast Capital Corp. | $215,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $205,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $185,000 | $205,000 | 10.8% | 0.1% |
| Pennian Bank | $205,000 | n/a | 0.1% | |
| SSB Bank | $200,000 | n/a | 0.1% | |
| LOANPAL, LLC | $65,000 | $195,000 | 200.0% | 0.1% |
| Citadel Servicing Corporation | $190,000 | n/a | 0.1% | |
| NEXTIER BANK, NATIONAL ASSOCIATION | $430,000 | $190,000 | -55.8% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $185,000 | n/a | 0.1% | |
| Coastal Community Bank | $120,000 | $175,000 | 45.8% | 0.1% |
| S1L, Inc. | $175,000 | n/a | 0.1% | |
| Union Savings Bank | $165,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $145,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $205,000 | $145,000 | -29.3% | 0.1% |
| First Federal Bank of the Midwest | $145,000 | n/a | 0.1% | |
| Widget Federal Credit Union | $340,000 | $145,000 | -57.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $460,000 | $135,000 | -70.7% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $135,000 | n/a | 0.1% | |
| Meridian Bank Corporation | $135,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $200,000 | $130,000 | -35.0% | 0.1% |
| HOMESTEAD FUNDING CORP. | $115,000 | $125,000 | 8.7% | 0.1% |
| S&T Bank | $55,000 | $115,000 | 109.1% | 0.1% |
| WesBanco | $100,000 | $110,000 | 10.0% | 0.1% |
| Magnolia Bank | $105,000 | n/a | 0.1% | |
| Univest Bank and Trust Co. | $105,000 | n/a | 0.1% | |
| Figure Lending LLC | $75,000 | $100,000 | 33.3% | 0.1% |
| Fifth Third Bank | $95,000 | n/a | 0.1% | |
| Signature Federal Credit Union | $65,000 | $95,000 | 46.2% | 0.1% |
| 21ST MORTGAGE CORPORATION | $150,000 | $90,000 | -40.0% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $215,000 | $90,000 | -58.1% | 0.1% |
| The Loan Store, Inc. | $85,000 | n/a | 0.1% | |
| 1st Summit Bank | $75,000 | n/a | 0.0% | |
| Bank of America | $345,000 | $65,000 | -81.2% | 0.0% |
| Mercer County Community FCU | $65,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $45,000 | $55,000 | 22.2% | 0.0% |
| SPRING EQ, LLC | $55,000 | n/a | 0.0% | |
| Tendto Credit Union | $55,000 | n/a | 0.0% | |
| GENISYS | $35,000 | n/a | 0.0% | |
| APOLLO TRUST COMPANY | $15,000 | n/a | 0.0% |
Meadville's top lender by overall market share is Marquette Savings Bank, with 15.4% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $12,570,000 in loans. In third place, with 5.7%, is First National Bank of Pennsylvania, having originated $9,390,000 in loans. In fourth place, with 5.6%, is CNB Bank, having originated $9,225,000 in loans. In fifth place, with 5.3%, is Greenville Savings Bank, having originated $8,740,000 in loans.
Meadville, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 567 | $98,695,000 | $174,065 |
| Home Improvement | 213 | $14,835,000 | $69,648 |
| Refi | 186 | $22,050,000 | $118,548 |
| Other | 185 | $13,875,000 | $75,000 |
| Cash Out Refi | 143 | $16,735,000 | $117,028 |
Meadville's most frequently cited loan purpose was Home Purchase, with 567 originations. The 2nd most popular reason was Home Improvement, with 213 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 500 | $75,250,000 | $150,500 |
| 7-8% | 305 | $35,985,000 | $117,984 |
| Over 8% | 212 | $14,970,000 | $70,613 |
| 5-6% | 94 | $15,750,000 | $167,553 |
| <2.5% | 42 | $2,110,000 | $50,238 |
| 4-5% | 14 | $1,260,000 | $90,000 |
| 3-4% | 2 | $360,000 | $180,000 |
During 2024, Meadville's most frequently originated rate bucket was 6-7%, with 500 originations.
Loan Sizing (Meadville, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 617 | $33,765,000 | $54,724 |
| $100k-200k | 476 | $65,620,000 | $137,857 |
| $200k-400k | 174 | $45,460,000 | $261,264 |
| $400k-600k | 22 | $10,190,000 | $463,182 |
| $600k-1000k | 3 | $2,295,000 | $765,000 |
| $Over $1MM | 2 | $8,860,000 | $4,430,000 |
Meadville's loan sizing saw the bucket of loans from $100,000 or less with 617 originations, totaling $33,765,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 388 | $66,060,000 | $170,258 |
| 60-80% | 245 | $37,605,000 | $153,490 |
| 20-40% | 216 | $14,590,000 | $67,546 |
| 40-60% | 143 | $17,855,000 | $124,860 |
| Under 20% | 134 | $4,530,000 | $33,806 |
| Over 100% | 10 | $2,780,000 | $278,000 |
Meadville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 388 originations, totaling $66,060,000 in origination value.