Ashtabula Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ashtabula averaged 6.64% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.66% and one month ago for the week of 2023-04-20, the average rate was 6.66%.

    Ashtabula's average rate one year ago was 5.52%.

    For refis of the same type during the week of 2023-05-25, the average rate was 5.88%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Ashtabula 30 Year Fixed Rate 2023-05-25 6.64%
    Ashtabula 30 Year Fixed Rate Refi 2023-05-25 5.88%
    Ashtabula 15 Year Fixed Rate 2023-05-25 6.17%
    Ashtabula 15 Year Fixed Rate Refi 2023-05-25 6.17%
    Ashtabula 30 Year FHA 2023-05-25 6.58%
    Ashtabula 30 Year FHA Refi 2023-05-25 6.71%
    Ashtabula 30 Year USDA 2023-05-25 6.19%
    Ashtabula 30 Year USDA Refi 2023-05-25 6.43%
    Ashtabula 30 Year VA 2023-05-25 6.31%
    Ashtabula 30 Year VA Refi 2023-05-25 6.61%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ashtabula, OH.

    Ashtabula Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ashtabula, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Huntington National Bank 87 4.77% $4,245
    QUICKEN LOANS, LLC 64 5.23% $5,990
    CROSSCOUNTRY MORTGAGE, LLC 45 5.87% $6,353
    The Middlefield Banking Company 34 4.48% $4,020
    UNION HOME MORTGAGE CORP. 32 5.51% $5,790
    Farm Credit Mid-America, ACA 19 5.40% $5,532
    UNITED WHOLESALE MORTGAGE, LLC 16 5.45% $6,004
    U.S. Bank 16 5.63% $4,171
    JPMorgan Chase Bank 14 5.36% $2,837
    First Federal Bank of the Midwest 14 5.27% $3,940
    Third Federal Savings and Loan Association of Cleveland 13 4.08% $2,398
    RUOFF MORTGAGE COMPANY, INC. 12 5.39% $4,206
    MMS MORTGAGE SERVICES, LTD. 11 5.41% $4,253
    Waterstone Mortgage Corporation 11 5.95% $5,535
    First Federal Savings and Loan Association of Lakewood 11 4.49% $5,910
    TOP FLITE FINANCIAL, INC. 10 4.84% $5,973
    MYCUMORTGAGE, LLC 10 5.24% $3,961
    CARDINAL CREDIT UNION, INC. 9 5.72% $4,142
    HOWARD HANNA FINANCIAL SERVICES, INC. 9 5.42% $3,741
    LIBERTY HOME MORTGAGE CORPORATION 9 6.03% $6,119
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 5.51% $3,548
    Fifth Third Bank 7 4.61% $4,570
    CNB Bank 7 4.50% $3,285
    KeyBank 7 5.18% $3,813
    Northwest Bank 7 4.68% $4,373
    PENNYMAC LOAN SERVICES, LLC 7 5.37% $5,638
    PNC Bank 7 5.61% $3,993
    Wells Fargo Bank 7 4.41% $4,255
    US MORTGAGE CORPORATION 6 5.77% $5,109
    Mr. Cooper ( Nationstar Mortgage ) 6 4.54% $6,523
    First National Bank of Pennsylvania 5 4.83% $3,615
    LOANDEPOT.COM, LLC 5 3.30% $5,196
    The Farmers National Bank of Canfield 4 5.25% $4,150
    HOMESIDE FINANCIAL, LLC 4 4.91% $6,685
    Seven Seventeen Credit Union 4 4.19% $3,269
    FREEDOM MORTGAGE CORPORATION 3 4.33% $6,385
    AMERISAVE MORTGAGE CORPORATION 3 4.00% $7,126
    GUARANTEED RATE, INC. 3 4.91% $3,910
    CALIBER HOME LOANS, INC. 3 5.29% $5,359
    First Commonwealth Bank 3 4.13% $5,196
    Nations Lending Corporation 3 5.29% $3,036
    NATIONWIDE MORTGAGE BANKERS, INC. 3 5.54% $5,356
    Dollar Bank, Federal Savings Bank 2 4.37% $7,427
    MOVEMENT MORTGAGE, LLC 2 5.99% $5,405
    BROKER SOLUTIONS, INC. 2 6.38% $6,088
    NAVY FEDERAL CREDIT UNION 2 5.31% $1,852
    FIRST OHIO HOME FINANCE, INC. 2 7.13% $2,585
    Flagstar Bank, FSB 2 5.15% $4,780
    AMERIFIRST FINANCIAL CORPORATION 2 5.06% $5,557
    Plains Commerce Bank 2 7.38% $4,688
    Ixonia Bank 2 6.00% $4,214
    American Midwest Mortgage Corporation 2 5.38% $4,996
    USAA Federal Savings Bank 2 5.38% $4,667
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.56% $4,726
    ROYAL UNITED MORTGAGE LLC 1 4.25% $7,812
    Stifel Bank and Trust 1 3.88% $2,017
    STOCKTON MORTGAGE CORPORATION 1 3.25% $3,545
    T2 FINANCIAL LLC 1 4.63% $3,314
    Associated Bank 1 5.38% $6,847
    The Loan Store, Inc. 1 6.25% $2,715
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.12% $4,903
    THE VINTON COUNTY NATIONAL BANK 1 6.38% $3,845
    Truist 1 3.13% $3,618
    UNION CAPITAL MORTGAGE CORPORATION 1 6.63% $5,461
    FIRST NORTHERN Credit Union 1 5.13% $3,009
    AMERICAN FINANCIAL RESOURCES, INC. 1 4.75% $5,549
    FIRST COMMUNITY MORTGAGE, INC. 1 4.63% $7,123
    21ST MORTGAGE CORPORATION 1 7.80% $4,812
    EQUITY RESOURCES, INC. 1 7.63% $5,069
    AMERICAN MORTGAGE SERVICE COMPANY 1 4.13% $3,170
    Gateway First Bank 1 4.38% $5,581
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.50% $7,108
    GUARANTEED RATE AFFINITY, LLC 1 5.75% $354
    HOME POINT FINANCIAL CORPORATION 1 5.13% $4,243
    DRAPER AND KRAMER MORTGAGE CORP. 1 4.38% $3,781
    INTERCOASTAL MORTGAGE COMPANY 1 6.62% $4,415
    KELLER MORTGAGE, LLC 1 6.13% $5,474
    KEMBA CREDIT UNION, INC. 1 4.75% $3,496
    KEMBA FINANCIAL 1 5.75% $2,927
    LAKEVIEW LOAN SERVICING, LLC 1 4.13% $3,011
    CITYWIDE HOME LOANS, LLC 1 5.00% $7,313
    Citizens Bank 1 5.75% $8,730
    Mortgage Research Center, LLC 1 5.38% $3,693
    Carrington Mortgage Services, LLC 1 5.25% $6,402
    NEWREZ LLC 1 4.99% $3,290
    NexBank 1 3.75% $3,950
    ABSOLUTE HOME MORTGAGE CORPORATION 1 4.88% $6,190
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.88% $10,315
    WRIGHT-PATT CREDIT UNION, INC. 1 4.13% $3,932
    WEST PENN FINANCIAL SERVICE CENTER, INC. 1 5.88% $3,211
    POLARIS HOME FUNDING CORP. 1 6.00% $7,031
    RAPID MORTGAGE COMPANY 1 5.75% $5,496
    Raymond James Bank 1 4.00% $4,496
    RELIANCE FIRST CAPITAL, LLC 1 3.88% $4,591
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 5.88% $1,694

    Ashtabula Average Closing Costs & Other Stats

    Ashtabula, OH's 95 lenders originated 2,094 loans during 2022. The total origination value was $298,120,000, with an average loan value of $142,369.

    Ashtabula's average closing costs are $4,806.

    The top Ashtabula lender as defined by loan originations is The Huntington National Bank, with 87 loans originated. Their average total fees are $4,245, which is $1,745 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Ashtabula lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland ($2,398), JPMorgan Chase Bank ($2,837), First Federal Bank of the Midwest ($3,940), MYCUMORTGAGE, LLC ($3,961) and The Middlefield Banking Company ($4,020).

    The lowest rate Ashtabula lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland (4.08%), The Middlefield Banking Company (4.48%), First Federal Savings and Loan Association of Lakewood (4.49%), The Huntington National Bank (4.77%) and TOP FLITE FINANCIAL, INC. (4.84%).

    Ashtabula, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    The Huntington National Bank $61,670,000 $41,605,000 -32.5% 14.0%
    QUICKEN LOANS, LLC $49,845,000 $23,295,000 -53.3% 7.8%
    CROSSCOUNTRY MORTGAGE, LLC $29,395,000 $23,075,000 -21.5% 7.7%
    The Andover Bank $27,800,000 $16,425,000 -40.9% 5.5%
    The Middlefield Banking Company $18,690,000 $14,330,000 -23.3% 4.8%
    GREYSTONE FUNDING COMPANY LLC $11,165,000 n/a 3.7%
    UNION HOME MORTGAGE CORP. $15,405,000 $9,495,000 -38.4% 3.2%
    Mortgage Research Center, LLC $7,755,000 $7,610,000 -1.9% 2.6%
    KeyBank $10,275,000 $6,045,000 -41.2% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $3,850,000 $5,560,000 44.4% 1.9%
    U.S. Bank $7,485,000 $5,475,000 -26.9% 1.8%
    Northwest Bank $3,085,000 $5,380,000 74.4% 1.8%
    LIBERTY HOME MORTGAGE CORPORATION $7,430,000 $5,025,000 -32.4% 1.7%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $4,775,000 n/a 1.6%
    Farm Credit Mid-America, ACA $8,760,000 $4,720,000 -46.1% 1.6%
    First Federal Savings and Loan Association of Lakewood $3,280,000 $4,710,000 43.6% 1.6%
    First Federal Bank of the Midwest $4,450,000 $4,405,000 -1.0% 1.5%
    CNB Bank $7,220,000 $4,400,000 -39.1% 1.5%
    Waterstone Mortgage Corporation $3,430,000 $4,155,000 21.1% 1.4%
    Third Federal Savings and Loan Association of Cleveland $5,440,000 $4,070,000 -25.2% 1.4%
    PNC Bank $2,340,000 $3,980,000 70.1% 1.3%
    RUOFF MORTGAGE COMPANY, INC. $3,330,000 $3,850,000 15.6% 1.3%
    JPMorgan Chase Bank $4,640,000 $2,945,000 -36.5% 1.0%
    HOWARD HANNA FINANCIAL SERVICES, INC. $4,250,000 $2,755,000 -35.2% 0.9%
    LOANDEPOT.COM, LLC $5,380,000 $2,690,000 -50.0% 0.9%
    PENNYMAC LOAN SERVICES, LLC $3,010,000 $2,640,000 -12.3% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,700,000 $2,625,000 -29.1% 0.9%
    First Commonwealth Bank $2,300,000 $2,520,000 9.6% 0.8%
    AMERISAVE MORTGAGE CORPORATION $3,030,000 $2,425,000 -20.0% 0.8%
    First National Bank of Pennsylvania $2,965,000 $2,320,000 -21.8% 0.8%
    TOP FLITE FINANCIAL, INC. $4,400,000 $2,205,000 -49.9% 0.7%
    FREEDOM MORTGAGE CORPORATION $8,590,000 $2,105,000 -75.5% 0.7%
    GUARANTEED RATE, INC. $2,930,000 $2,020,000 -31.1% 0.7%
    US MORTGAGE CORPORATION $1,480,000 $1,885,000 27.4% 0.6%
    Fifth Third Bank $2,775,000 $1,845,000 -33.5% 0.6%
    MYCUMORTGAGE, LLC $2,705,000 $1,800,000 -33.5% 0.6%
    The Farmers National Bank of Canfield $2,020,000 $1,785,000 -11.6% 0.6%
    RiverHills Bank $1,715,000 $1,770,000 3.2% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $4,640,000 $1,715,000 -63.0% 0.6%
    NAVY FEDERAL CREDIT UNION $2,795,000 $1,705,000 -39.0% 0.6%
    Citizens Bank $1,520,000 $1,660,000 9.2% 0.6%
    Wells Fargo Bank $2,580,000 $1,565,000 -39.3% 0.5%
    MMS MORTGAGE SERVICES, LTD. $1,705,000 $1,445,000 -15.2% 0.5%
    CALIBER HOME LOANS, INC. $1,825,000 $1,420,000 -22.2% 0.5%
    WALKER & DUNLOP, LLC $1,345,000 $1,345,000 0.0% 0.5%
    USAA Federal Savings Bank $925,000 $1,310,000 41.6% 0.4%
    RELIANCE FIRST CAPITAL, LLC $365,000 $1,245,000 241.1% 0.4%
    American Midwest Mortgage Corporation $1,720,000 $1,235,000 -28.2% 0.4%
    CARDINAL CREDIT UNION, INC. $2,955,000 $1,200,000 -59.4% 0.4%
    Seven Seventeen Credit Union $3,720,000 $1,140,000 -69.4% 0.4%
    Nations Lending Corporation $2,110,000 $1,105,000 -47.6% 0.4%
    Carrington Mortgage Services, LLC $1,090,000 $1,075,000 -1.4% 0.4%
    Dollar Bank, Federal Savings Bank $3,655,000 $1,040,000 -71.5% 0.3%
    NATIONWIDE MORTGAGE BANKERS, INC. $260,000 $910,000 250.0% 0.3%
    NEWREZ LLC $3,105,000 $875,000 -71.8% 0.3%
    Civista Bank $1,165,000 $845,000 -27.5% 0.3%
    DRAPER AND KRAMER MORTGAGE CORP. $315,000 $840,000 166.7% 0.3%
    Barrington Bank & Trust Company, N.A. $325,000 $720,000 121.5% 0.2%
    HOMESIDE FINANCIAL, LLC $1,295,000 $710,000 -45.2% 0.2%
    BROKER SOLUTIONS, INC. $2,160,000 $685,000 -68.3% 0.2%
    T2 FINANCIAL LLC $680,000 n/a 0.2%
    Flagstar Bank, FSB $1,795,000 $615,000 -65.7% 0.2%
    21ST MORTGAGE CORPORATION $720,000 $595,000 -17.4% 0.2%
    DELMAR FINANCIAL COMPANY $375,000 $495,000 32.0% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $500,000 $490,000 -2.0% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $255,000 $470,000 84.3% 0.2%
    Hometown Equity Mortgage, LLC $575,000 $465,000 -19.1% 0.2%
    NEW DAY FINANCIAL, LLC $710,000 $460,000 -35.2% 0.2%
    PENTAGON FEDERAL CREDIT UNION $75,000 $460,000 513.3% 0.2%
    HOME POINT FINANCIAL CORPORATION $775,000 $450,000 -41.9% 0.2%
    Associated Bank $445,000 n/a 0.1%
    Truist $445,000 n/a 0.1%
    Westfield Bank, FSB $375,000 $425,000 13.3% 0.1%
    NexBank $415,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $350,000 $405,000 15.7% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $390,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $415,000 $390,000 -6.0% 0.1%
    Paramount Residential Mortgage Group, Inc. $2,785,000 $390,000 -86.0% 0.1%
    KEMBA CREDIT UNION, INC. $385,000 n/a 0.1%
    The Federal Savings Bank $855,000 $385,000 -55.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $1,035,000 $360,000 -65.2% 0.1%
    VILLAGE CAPITAL MORTGAGE $1,860,000 $360,000 -80.6% 0.1%
    WRIGHT-PATT CREDIT UNION, INC. $35,000 $360,000 928.6% 0.1%
    Figure Lending LLC $305,000 $355,000 16.4% 0.1%
    CLEARPATH LENDING $755,000 $340,000 -55.0% 0.1%
    Bank of England $970,000 $335,000 -65.5% 0.1%
    Hometown Bank $325,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $975,000 $315,000 -67.7% 0.1%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $315,000 n/a 0.1%
    POLARIS HOME FUNDING CORP. $485,000 $310,000 -36.1% 0.1%
    Stifel Bank and Trust $310,000 n/a 0.1%
    FIRST OHIO HOME FINANCE, INC. $2,315,000 $305,000 -86.8% 0.1%
    Greenville Savings Bank $570,000 $305,000 -46.5% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $960,000 $305,000 -68.2% 0.1%
    Northpointe Bank $300,000 n/a 0.1%
    ABSOLUTE HOME MORTGAGE CORPORATION $165,000 $295,000 78.8% 0.1%
    CMG MORTGAGE, INC. $320,000 $290,000 -9.4% 0.1%
    Texana Bank $290,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $125,000 $265,000 112.0% 0.1%
    AMERIFIRST FINANCIAL CORPORATION $425,000 $260,000 -38.8% 0.1%
    GSF Mortgage Corporation $245,000 n/a 0.1%
    KELLER MORTGAGE, LLC $260,000 $235,000 -9.6% 0.1%
    Low VA Rates, LLC $345,000 $225,000 -34.8% 0.1%
    GUARANTEED RATE AFFINITY, LLC $85,000 $215,000 152.9% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $465,000 $215,000 -53.8% 0.1%
    Ixonia Bank $165,000 $210,000 27.3% 0.1%
    CALCON MUTUAL MORTGAGE LLC $205,000 n/a 0.1%
    RAPID MORTGAGE COMPANY $560,000 $205,000 -63.4% 0.1%
    Raymond James Bank $205,000 n/a 0.1%
    Discover Bank $230,000 $200,000 -13.0% 0.1%
    INTERCOASTAL MORTGAGE COMPANY $175,000 n/a 0.1%
    CONTOUR MORTGAGE CORPORATION $95,000 $165,000 73.7% 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $185,000 $165,000 -10.8% 0.1%
    NATIONS RELIABLE LENDING, LLC $165,000 n/a 0.1%
    SUMMIT FUNDING, INC. $165,000 n/a 0.1%
    The Loan Store, Inc. $165,000 n/a 0.1%
    Plains Commerce Bank $160,000 n/a 0.1%
    CITYWIDE HOME LOANS, LLC $155,000 n/a 0.1%
    FIRST NORTHERN Credit Union $155,000 n/a 0.1%
    Neighborhood Loans, Inc. $145,000 n/a 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $395,000 $135,000 -65.8% 0.0%
    GENEVA FINANCIAL, LLC $135,000 n/a 0.0%
    The First National Bank of Pandora $95,000 $135,000 42.1% 0.0%
    The Park National Bank $135,000 n/a 0.0%
    WEST PENN FINANCIAL SERVICE CENTER, INC. $135,000 n/a 0.0%
    STOCKTON MORTGAGE CORPORATION $125,000 n/a 0.0%
    Unified Bank $125,000 n/a 0.0%
    EVERETT FINANCIAL, INC. $115,000 n/a 0.0%
    Gateway First Bank $115,000 n/a 0.0%
    VELOCITY COMMERCIAL CAPITAL, LLC $135,000 $115,000 -14.8% 0.0%
    GREENSTATE CREDIT UNION $110,000 n/a 0.0%
    Prosperity Home Mortgage, LLC $105,000 n/a 0.0%
    THE VINTON COUNTY NATIONAL BANK $105,000 n/a 0.0%
    INTERCAP LENDING INC. $95,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $245,000 $85,000 -65.3% 0.0%
    KEMBA FINANCIAL $85,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $865,000 $85,000 -90.2% 0.0%
    M&T Bank $610,000 $85,000 -86.1% 0.0%
    EMBRACE HOME LOANS, INC. $75,000 n/a 0.0%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $75,000 n/a 0.0%
    AFFINITY $65,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $1,065,000 $65,000 -93.9% 0.0%
    AMERICAN MORTGAGE SERVICE COMPANY $65,000 n/a 0.0%
    COMPASS MORTGAGE, INC. $65,000 n/a 0.0%
    PLANET HOME LENDING, LLC $115,000 $65,000 -43.5% 0.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $390,000 $55,000 -85.9% 0.0%
    EQUITY RESOURCES, INC. $295,000 $55,000 -81.4% 0.0%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $55,000 n/a 0.0%
    SPRING EQ, LLC $25,000 $55,000 120.0% 0.0%
    UNION CAPITAL MORTGAGE CORPORATION $1,270,000 $55,000 -95.7% 0.0%
    GENISYS $45,000 n/a 0.0%
    S&T Bank $600,000 $45,000 -92.5% 0.0%
    THRIVENT Federal Credit Union $45,000 n/a 0.0%
    UNITED $45,000 n/a 0.0%
    Lakeview Community Capital, LLC $35,000 n/a 0.0%
    PLAZA HOME MORTGAGE, INC. $95,000 $35,000 -63.2% 0.0%
    Baxter Credit Union $25,000 n/a 0.0%

    Ashtabula's top lender by overall market share is The Huntington National Bank, with 14.0% market share. In second place, with 7.8%, is QUICKEN LOANS, LLC, having originated $23,295,000 in loans. In third place, with 7.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $23,075,000 in loans. In fourth place, with 5.5%, is The Andover Bank, having originated $16,425,000 in loans. In fifth place, with 4.8%, is The Middlefield Banking Company, having originated $14,330,000 in loans.

    Ashtabula Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ashtabula (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $102,250 (4.7%) $142,381 (9.6%) 0.00 361
    2018-02-01 $107,000 (12.0%) $143,643 (11.2%) 0.00 339
    2018-03-01 $104,950 (10.5%) $143,838 (10.4%) 0.00 337
    2018-04-01 $109,925 (10.5%) $147,595 (10.4%) 0.00 348
    2018-05-01 $113,300 (7.9%) $152,012 (10.1%) 0.00 360
    2018-06-01 $116,950 (8.6%) $160,504 (15.1%) 0.00 400
    2018-07-01 $121,961 (13.0%) $165,940 (16.5%) 0.00 425
    2018-08-01 $119,900 (8.1%) $160,581 (11.4%) 0.00 426
    2018-09-01 $119,957 (7.1%) $157,130 (8.3%) 0.00 419
    2018-10-01 $119,900 (8.0%) $152,993 (2.9%) 0.00 409
    2018-11-01 $122,450 (14.0%) $153,913 (3.7%) 0.00 373
    2018-12-01 $119,900 (11.5%) $149,424 (1.7%) 0.00 356
    2019-01-01 $119,400 (16.8%) $145,685 (2.3%) 0.00 339
    2019-02-01 $121,900 (13.9%) $156,289 (8.8%) 0.00 316
    2019-03-01 $119,900 (14.2%) $153,591 (6.8%) 0.00 306
    2019-04-01 $132,400 (20.5%) $164,561 (11.5%) 0.00 307
    2019-05-01 $144,900 (27.9%) $171,865 (13.1%) 0.00 314
    2019-06-01 $139,927 (19.7%) $174,735 (8.9%) 0.00 335
    2019-07-01 $138,832 (13.8%) $170,710 (2.9%) 0.00 372
    2019-08-01 $142,414 (18.8%) $173,504 (8.1%) 0.00 356
    2019-09-01 $152,200 (26.9%) $176,166 (12.1%) 0.00 341
    2019-10-01 $149,900 (25.0%) $173,271 (13.3%) 0.00 336
    2019-11-01 $139,450 (13.9%) $164,905 (7.1%) 0.00 332
    2019-12-01 $137,900 (15.0%) $160,145 (7.2%) 0.00 316
    2020-01-01 $135,225 (13.3%) $161,570 (10.9%) 0.00 310
    2020-02-01 $134,800 (10.6%) $163,434 (4.6%) 0.00 286
    2020-03-01 $139,900 (16.7%) $168,246 (9.5%) 0.00 278
    2020-04-01 $142,425 (7.6%) $175,191 (6.5%) 0.00 259
    2020-05-01 $145,000 (0.1%) $184,900 (7.6%) 0.00 237
    2020-06-01 $149,574 (6.9%) $196,187 (12.3%) 0.00 245
    2020-07-01 $154,950 (11.6%) $203,165 (19.0%) 0.00 209
    2020-08-01 $149,900 (5.3%) $195,823 (12.9%) 0.00 199
    2020-09-01 $139,900 (-8.1%) $184,293 (4.6%) 0.00 201
    2020-10-01 $139,900 (-6.7%) $183,773 (6.1%) 0.00 197
    2020-11-01 $136,950 (-1.8%) $168,481 (2.2%) 0.00 192
    2020-12-01 $136,325 (-1.1%) $165,824 (3.6%) 0.00 158
    2021-01-01 $140,000 (3.5%) $183,800 (13.8%) 0.00 144
    2021-02-01 $143,400 (6.4%) $197,711 (21.0%) 0.00 108
    2021-03-01 $150,669 (7.7%) $202,360 (20.3%) 0.00 102
    2021-04-01 $151,425 (6.3%) $215,161 (22.8%) 0.00 94
    2021-05-01 $155,000 (6.9%) $217,872 (17.8%) 0.00 96
    2021-06-01 $158,681 (6.1%) $233,730 (19.1%) 0.00 132
    2021-07-01 $165,000 (6.5%) $259,991 (28.0%) 0.00 132
    2021-08-01 $159,825 (6.6%) $247,812 (26.6%) 0.00 146
    2021-09-01 $159,425 (14.0%) $237,789 (29.0%) 0.00 158
    2021-10-01 $155,000 (10.8%) $219,088 (19.2%) 0.00 166
    2021-11-01 $145,825 (6.5%) $192,338 (14.2%) 0.00 164
    2021-12-01 $143,625 (5.4%) $195,412 (17.8%) 0.00 142
    2022-01-01 $144,950 (3.5%) $187,213 (1.9%) 0.00 124
    2022-02-01 $132,469 (-7.6%) $176,698 (-10.6%) 0.00 109
    2022-03-01 $139,250 (-7.6%) $182,987 (-9.6%) 0.00 99
    2022-04-01 $160,950 (6.3%) $200,473 (-6.8%) 0.00 104
    2022-05-01 $169,850 (9.6%) $228,824 (5.0%) 0.00 109
    2022-06-01 $162,425 (2.4%) $211,310 (-9.6%) 0.00 154
    2022-07-01 $169,900 (3.0%) $229,265 (-11.8%) 0.00 180
    2022-08-01 $159,225 (-0.4%) $215,229 (-13.2%) 0.00 198
    2022-09-01 $164,950 (3.5%) $223,822 (-5.9%) 0.00 208
    2022-10-01 $178,500 (15.2%) $229,986 (5.0%) 0.00 199
    2022-11-01 $183,700 (26.0%) $272,546 (41.7%) 0.00 177
    2022-12-01 $178,750 (24.5%) $270,999 (38.7%) 0.00 149
    2023-01-01 $172,450 (19.0%) $272,687 (45.7%) 0.00 135
    2023-02-01 $184,175 (39.0%) $291,603 (65.0%) 0.00 115
    2023-03-01 $182,400 (31.0%) $294,874 (61.2%) 0.00 108
    2023-04-01 $194,950 (21.1%) $302,234 (50.8%) 0.00 108
    Ashtabula's median listing price for 2023-04-01 was $194,950, a difference of $34,000 (21.1%) versus the prior year and $12,550 versus the prior month.

    Ashtabula's median listing price comes in at 0% of the national average.

    Ashtabula's average listing price for 2023-04-01 was $302,234, a difference of $101,761 (50.8%) versus the prior year and $7,360 versus the prior month.

    For the 2023-04-01 period, Ashtabula had 108 MLS listings, a difference of 0 listings (0%) versus the prior month and 4 listings (4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ashtabula (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,496 sqft
    2018-02-01 0 days 1,496 sqft
    2018-03-01 0 days 1,475 sqft
    2018-04-01 0 days 1,517 sqft
    2018-05-01 0 days 1,527 sqft
    2018-06-01 0 days 1,536 sqft
    2018-07-01 0 days 1,633 sqft
    2018-08-01 0 days 1,552 sqft
    2018-09-01 0 days 1,536 sqft
    2018-10-01 0 days 1,556 sqft
    2018-11-01 0 days 1,563 sqft
    2018-12-01 0 days 1,536 sqft
    2019-01-01 0 days 1,552 sqft
    2019-02-01 0 days 1,609 sqft
    2019-03-01 0 days 1,625 sqft
    2019-04-01 0 days 1,689 sqft
    2019-05-01 0 days 1,647 sqft
    2019-06-01 0 days 1,649 sqft
    2019-07-01 0 days 1,613 sqft
    2019-08-01 0 days 1,632 sqft
    2019-09-01 0 days 1,719 sqft
    2019-10-01 0 days 1,717 sqft
    2019-11-01 0 days 1,660 sqft
    2019-12-01 0 days 1,580 sqft
    2020-01-01 0 days 1,578 sqft
    2020-02-01 0 days 1,540 sqft
    2020-03-01 0 days 1,509 sqft
    2020-04-01 0 days 1,504 sqft
    2020-05-01 0 days 1,552 sqft
    2020-06-01 0 days 1,618 sqft
    2020-07-01 0 days 1,668 sqft
    2020-08-01 0 days 1,554 sqft
    2020-09-01 0 days 1,561 sqft
    2020-10-01 0 days 1,549 sqft
    2020-11-01 0 days 1,483 sqft
    2020-12-01 0 days 1,443 sqft
    2021-01-01 0 days 1,447 sqft
    2021-02-01 0 days 1,479 sqft
    2021-03-01 0 days 1,478 sqft
    2021-04-01 0 days 1,521 sqft
    2021-05-01 0 days 1,518 sqft
    2021-06-01 0 days 1,596 sqft
    2021-07-01 0 days 1,600 sqft
    2021-08-01 0 days 1,659 sqft
    2021-09-01 0 days 1,620 sqft
    2021-10-01 0 days 1,598 sqft
    2021-11-01 0 days 1,537 sqft
    2021-12-01 0 days 1,517 sqft
    2022-01-01 0 days 1,530 sqft
    2022-02-01 0 days 1,422 sqft
    2022-03-01 0 days 1,397 sqft
    2022-04-01 0 days 1,459 sqft
    2022-05-01 0 days 1,452 sqft
    2022-06-01 0 days 1,442 sqft
    2022-07-01 0 days 1,559 sqft
    2022-08-01 0 days 1,494 sqft
    2022-09-01 0 days 1,535 sqft
    2022-10-01 0 days 1,557 sqft
    2022-11-01 0 days 1,644 sqft
    2022-12-01 0 days 1,676 sqft
    2023-01-01 0 days 1,627 sqft
    2023-02-01 0 days 1,626 sqft
    2023-03-01 0 days 1,613 sqft
    2023-04-01 0 days 1,643 sqft
    Ashtabula's median listing age (time on market) for 2023-04-01 was 0 days.

    Ashtabula's median square footage for active listings during the 2023-04-01 period was 1,643 sqft. One year prior, the average listing was 1,459 sqft.

    Ashtabula, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,017 $169,145,000 $166,318
    Cash Out Refi 398 $50,160,000 $126,030
    Refi 283 $49,475,000 $174,823
    Home Improvement 249 $16,985,000 $68,213
    Other 147 $12,355,000 $84,048

    Ashtabula's most frequently cited loan purpose was Home Purchase, with 1,017 originations. The 2nd most popular reason was Cash Out Refi, with 398 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 523 $75,865,000 $145,057
    3-4% 412 $71,150,000 $172,694
    4-5% 409 $61,385,000 $150,086
    6-7% 296 $36,900,000 $124,662
    2.5-3% 97 $11,635,000 $119,948
    7-8% 91 $10,455,000 $114,890
    Over 8% 54 $2,400,000 $44,444
    <2.5% 47 $6,235,000 $132,660

    During 2022, Ashtabula's most frequently originated rate bucket was 5-6%, with 523 originations.

    Loan Sizing (Ashtabula, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 889 $125,765,000 $141,468
    $100,000 or less 856 $52,770,000 $61,647
    $200k-400k 309 $80,465,000 $260,405
    $400k-600k 27 $12,035,000 $445,741
    $Over $1MM 7 $22,525,000 $3,217,857
    $600k-1000k 6 $4,560,000 $760,000

    Ashtabula's loan sizing saw the bucket of loans from $100k-200k with 889 originations, totaling $125,765,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 831 $149,165,000 $179,501
    60-80% 475 $69,875,000 $147,105
    20-40% 241 $17,715,000 $73,506
    40-60% 232 $29,140,000 $125,603
    Under 20% 125 $4,505,000 $36,040
    Over 100% 11 $2,295,000 $208,636

    Ashtabula's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 831 originations, totaling $149,165,000 in origination value.