Lisbon Community Mortgage Rates, Fees & Info

Lisbon, ME

LEI: 549300HIQFQDTNNY6967

Tax ID: 01-0263578

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Lisbon Community is a smaller mortgage company specializing in Home Improvement and Refi loans. Lisbon Community has a high proportion of conventional loans. Their top markets by origination volume include: Lewiston, Portland, and Augusta among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lisbon Community has an above average approval rate when compared to the average across all lenders.

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Originations

105

Origination Dollar Volume (All Markets)

$10,105,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LEWISTON-AUBURN, ME (FHA|USDA|VA) 84 $8,690,000 $103,452 $0 0.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 15 $965,000 $64,333 $0 0.00%
Augusta-Waterville, ME (FHA|USDA|VA) 5 $405,000 $81,000 $0 0.00%
Outside of Metro Areas 1 $45,000 $45,000 $0 0.00%
Lisbon Community's top markets include Lewiston, Portland, and Augusta among others.

Their top states include:
  • Maine (FHA|USDA|VA)
  • (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against LISBON COMMUNITY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MAINE FAMILY
    Similarity Rank: 8
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    Similarity Rank: 516
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    NORTHPOINT MORTGAGE, INC.
    Similarity Rank: 1295
    TOTAL MORTGAGE SERVICES, LLC
    Similarity Rank: 3588
    Mortgage Research Center, LLC
    Similarity Rank: 5556

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 105 $10,105,000 $96,238 $0 0.00%

    For 2022, Lisbon Community's most frequently originated type of loan was Conventional, with 105 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 42 $3,550,000 $84,524 $0 0.00%
    Other 22 $1,830,000 $83,182 $0 0.00%
    Refi 17 $2,225,000 $130,882 $0 0.00%
    Home Purchase 14 $1,110,000 $79,286 $0 0.00%
    Cash Out Refi 10 $1,390,000 $139,000 $0 0.00%

    For 2022, Lisbon Community's most frequently cited loan purpose was Home Improvement, with 42 originations. The 2nd most popular reason was Other, with 22 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 105 $10,105,000 $96,238 $0 0.00%

    For 2022, Lisbon Community's most frequently cited loan duration was Other, with 105 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 71 $3,555,000 $50,070 $0 0.00%
    $100k-200k 24 $3,270,000 $136,250 $0 0.00%
    $200k-400k 7 $1,845,000 $263,571 $0 0.00%
    $400k-600k 3 $1,435,000 $478,333 $0 0.00%

    2022 saw Lisbon Community place emphasis on $100,000 or less loans with 71 originations, totaling $3,555,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 31 $2,705,000 $87,258 $0 0.00%
    $100k-150k 24 $2,600,000 $108,333 $0 0.00%
    $50k-75k 19 $1,735,000 $91,316 $0 0.00%
    $50k or less 19 $1,445,000 $76,053 $0 0.00%
    $150k-250k 8 $820,000 $102,500 $0 0.00%
    $250k+ 3 $775,000 $258,333 $0 0.00%

    Lisbon Community lent most frequently to those with incomes in the $75k-100k range, with 31 originations. The second most popular income band? $100k-150k, with 24 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 105 $10,105,000 $96,238 $0 0.00%

    Lisbon Community lent most frequently to those with DTI ratios of Exempt%, with 105 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 105 $10,105,000 $96,238 $0 0.00%

    Approval Rates

    Total approvals of all applications
    97.22%

    Lisbon Community has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 105 $10,105,000 $96,238

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    105 $10,105,000 $96,238