Total Mortgage Services Rates, Fees & Info
MILFORD, CTLEI: 549300VJQJVZKJBDWS17
Tax ID: 06-1484285
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Mortgage Data
Review & Overview
Total Mortgage Services is a small mortgage company specializing in Home Purchase loans. Total Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Boston, Hartford, Bridgeport, New Haven, and Worcester among others. We have data for 183 markets. (Some data included below & more in-depth data is available with an active subscription.)Total Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Total Mortgage Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/16/24 |
| 30 Year Conventional Purchase | 6.40% | 12/16/24 |
| 30 Year Conventional Refi | 6.66% | 12/16/24 |
| 30 Year Cash-out Refi | 6.86% | 12/16/24 |
| 30 Year FHA Purchase | 7.45% | 12/16/24 |
| 30 Year FHA Refi | 7.19% | 12/16/24 |
| 30 Year VA Purchase | 6.41% | 12/16/24 |
| 30 Year VA Refi | 6.44% | 12/16/24 |
| 30 Year USDA Purchase | 6.71% | 12/16/24 |
| 15 Year Conventional Purchase | 4.21% | 12/16/24 |
| 15 Year Conventional Refi | 6.10% | 12/16/24 |
| 15 Year Cash-out Refi | 6.10% | 12/16/24 |
| 15 Year FHA Purchase | 7.85% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Total Mortgage Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Total Mortgage Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,683Origination Dollar Volume (All Markets)
$1,311,265,000Awards
TOTAL MORTGAGE SERVICES - 2023
TOTAL MORTGAGE SERVICES is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Total Mortgage Services's average 30 year fixed mortgage rate was
6.25%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.23%.
Relative Fees (Closing Costs)
Total Mortgage Services's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,016.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 426 | $172,980,000 | $406,056 | $10,108 | 6.09% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 822 | $172,360,000 | $209,684 | $5,201 | 4.96% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 524 | $165,170,000 | $315,210 | $8,133 | 5.76% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 718 | $150,640,000 | $209,805 | $6,648 | 5.12% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 432 | $126,130,000 | $291,968 | $8,962 | 6.04% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 251 | $89,115,000 | $355,040 | $13,411 | 6.51% |
| Outside of Metro Areas | 156 | $51,650,000 | $331,090 | $15,143 | 6.70% |
| Torrington, CT (FHA|USDA|VA) | 234 | $45,710,000 | $195,342 | $5,818 | 5.27% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 90 | $42,230,000 | $469,222 | $14,472 | 6.92% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 211 | $42,195,000 | $199,976 | $5,593 | 4.84% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 88 | $34,750,000 | $394,886 | $8,208 | 7.17% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 100 | $23,700,000 | $237,000 | $7,982 | 5.93% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 59 | $21,125,000 | $358,051 | $6,690 | 6.62% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 41 | $17,535,000 | $427,683 | $12,655 | 6.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 40 | $13,810,000 | $345,250 | $8,066 | 6.80% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 28 | $10,450,000 | $373,214 | $9,857 | 6.90% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 37 | $10,375,000 | $280,405 | $8,611 | 6.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7 | $5,915,000 | $845,000 | $13,448 | 7.99% |
| BANGOR, ME (FHA|USDA|VA) | 22 | $4,880,000 | $221,818 | $6,232 | 6.83% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $4,600,000 | $383,333 | $11,233 | 7.04% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 9 | $4,085,000 | $453,889 | $7,015 | 7.22% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $4,005,000 | $445,000 | $9,074 | 6.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $3,820,000 | $382,000 | $10,751 | 6.97% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 16 | $3,790,000 | $236,875 | $6,722 | 6.49% |
| Concord, NH (FHA|USDA|VA) | 11 | $3,705,000 | $336,818 | $8,418 | 6.66% |
| COLUMBIA, SC (FHA|USDA|VA) | 13 | $3,485,000 | $268,077 | $11,319 | 6.80% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 10 | $3,340,000 | $334,000 | $8,661 | 7.32% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $3,215,000 | $357,222 | $8,249 | 6.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $2,810,000 | $468,333 | $13,981 | 6.94% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $2,765,000 | $307,222 | $8,592 | 6.74% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $2,630,000 | $438,333 | $8,723 | 7.79% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $8,305 | 6.97% |
| PITTSFIELD, MA (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $4,994 | 5.80% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $9,254 | 6.73% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $9,941 | 6.86% |
| Keene, NH (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $12,995 | 6.43% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $8,474 | 6.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $5,580 | 5.85% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $12,018 | 6.34% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $12,232 | 6.43% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $10,534 | 7.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $7,305 | 7.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $16,928 | 6.31% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $12,857 | 6.71% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $7,674 | 6.95% |
| Seneca, SC (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $35,368 | 5.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $10,162 | 6.16% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $16,193 | 6.81% |
| OCALA, FL (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $6,100 | 6.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,269 | 6.91% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $10,556 | 6.41% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,636 | 7.97% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $13,896 | 6.69% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $6,340 | 7.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $7,569 | 5.75% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $9,202 | 7.13% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $14,435 | 6.19% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $9,519 | 6.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $15,298 | 7.19% |
| Laconia, NH (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,717 | 7.13% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,385 | 6.46% |
| DOVER, DE (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,332 | 7.06% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $12,265 | 7.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,899 | 6.66% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,435 | 7.21% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,699 | 6.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $12,403 | 6.42% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,031 | 8.44% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,194 | 7.44% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,100 | 7.12% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,014 | 6.94% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,176 | 7.13% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,177 | 6.67% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,758 | 7.21% |
| Granbury, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,225 | 6.25% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,993 | 7.58% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $16,480 | 5.63% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,627 | 6.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $24,583 | 6.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,190 | 7.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,989 | 6.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,965 | 6.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,431 | 6.75% |
| TULSA, OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,341 | 6.13% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $12,328 | 6.94% |
| READING, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,613 | 7.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,948 | 7.00% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,042 | 7.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $11,494 | 6.63% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,883 | 6.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,374 | 6.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,184 | 7.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,254 | 6.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,757 | 6.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,544 | 6.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,869 | 6.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,619 | 6.88% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,812 | 8.13% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,584 | 9.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,792 | 6.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,641 | 6.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,119 | 7.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,175 | 6.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,918 | 6.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,788 | 6.88% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,649 | 7.00% |
| New Castle, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,526 | 5.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,974 | 9.00% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $27,010 | 7.63% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,998 | 6.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,014 | 7.25% |
| Hudson, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,171 | 7.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,134 | 6.75% |
| Minot, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,063 | 6.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,779 | 7.25% |
| Jesup, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,286 | 6.25% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,724 | 6.75% |
| Willmar, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,009 | 9.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,496 | 7.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,263 | 6.38% |
| Tifton, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,028 | 6.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,743 | 7.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,997 | 6.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,051 | 6.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,578 | 7.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,253 | 6.63% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,309 | 6.13% |
| Duncan, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,868 | 7.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,470 | 6.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,097 | 7.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,589 | 7.63% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,106 | 5.88% |
| Bennington, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,221 | 7.13% |
| Cortland, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,718 | 7.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,392 | 7.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,107 | 6.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,524 | 6.13% |
| Safford, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,238 | 6.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,573 | 6.38% |
| Oil City, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,358 | 6.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,258 | 5.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,124 | 7.13% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,835 | 5.99% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,257 | 6.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,380 | 7.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,174 | 7.00% |
| Olean, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,013 | 6.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,632 | 6.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,935 | 7.50% |
| Corning, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,019 | 6.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,504 | 7.13% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,437 | 6.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,316 | 5.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,408 | 7.75% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,911 | 7.50% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,483 | 6.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,739 | 7.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,020 | 6.63% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,246 | 6.63% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,368 | 6.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,789 | 5.99% |
| Cullman, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,768 | 7.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,076 | 6.75% |
| Union, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,173 | 6.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,931 | 8.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,708 | 6.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,442 | 6.63% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,311 | 7.50% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,222 | 7.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,298 | 7.38% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,560 | 5.75% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,473 | 6.63% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,246 | 6.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,878 | 6.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,700 | 6.50% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,230 | 6.13% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,171 | 7.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,268 | 6.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,091 | 8.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,115 | 7.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,936 | 7.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,068 | 8.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.62% |
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Product Mix
For 2023, Total Mortgage Services's most frequently originated type of loan was Conventional, with 3,471 originations. Their 2nd most popular type was FHA, with 1,033 originations.
Loan Reason
For 2023, Total Mortgage Services's most frequently cited loan purpose was Home Purchase, with 4,405 originations. The 2nd most popular reason was Cash Out Refi, with 182 originations.
Loan Duration/Length
For 2023, Total Mortgage Services's most frequently cited loan duration was 30 Year, with 4,168 originations. The 2nd most popular length was 10 Year, with 336 originations.
Origination Fees/Closing Costs
Total Mortgage Services's average total fees were $9,016, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,479 originations.
Interest Rates
During 2023, Total Mortgage Services's average interest rate for loans was 6.25%, while their most frequently originated rate bucket for loans was 6-7%, with 2,070 originations.
Loan Sizing
2023 saw Total Mortgage Services place emphasis on $200k-400k loans with 2,171 originations, totaling $643,385,000 in origination value.
Applicant Income
Total Mortgage Services lent most frequently to those with incomes in the $75k-100k range, with 1,206 originations. The second most popular income band? $100k-150k, with 1,202 originations.
Applicant Debt to Income Ratio
Total Mortgage Services lent most frequently to those with DTI ratios of 30-36%, with 598 originations. The next most common DTI ratio? 20-30%, with 467 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.59%
Total Mortgage Services has an average approval rate.
Pick Rate
Approvals leading to origination70.94%
Total Mortgage Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,683 | $1,311,265,000 | $280,005 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,683 | $1,311,265,000 | $280,005 |