The National Bank Of Coxsackie Mortgage Rates, Fees & InfoCoxsackie, NY
Tax ID: 14-0912110
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewThe National Bank Of Coxsackie is a smaller bank specializing in Home Purchase loans. The National Bank Of Coxsackie has a high proportion of conventional loans. Their top markets by origination volume include: Albany, Gloversville, Oneonta, Hudson, and Glens Falls among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)
The National Bank Of Coxsackie has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$87,600,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA)||188||$46,790,000||$248,883||$0||0.00%|
|Outside of Metro Areas||101||$22,985,000||$227,574||$0||0.00%|
|Gloversville, NY (FHA|USDA|VA)||24||$6,590,000||$274,583||$0||0.00%|
|Oneonta, NY (FHA|USDA|VA)||9||$2,985,000||$331,667||$0||0.00%|
|Hudson, NY (FHA|USDA|VA)||8||$2,460,000||$307,500||$0||0.00%|
|GLENS FALLS, NY (FHA|USDA|VA)||9||$2,225,000||$247,222||$0||0.00%|
|UTICA-ROME, NY (FHA|USDA|VA)||6||$1,470,000||$245,000||$0||0.00%|
|POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA)||3||$975,000||$325,000||$0||0.00%|
|SYRACUSE, NY (FHA|USDA|VA)||2||$350,000||$175,000||$0||0.00%|
|ROCHESTER, NY (FHA|USDA|VA)||1||$265,000||$265,000||$0||0.00%|
|KINGSTON, NY (FHA|USDA|VA)||1||$185,000||$185,000||$0||0.00%|
|Auburn, NY (FHA|USDA|VA)||1||$165,000||$165,000||$0||0.00%|
|BINGHAMTON, NY (FHA|USDA|VA)||1||$155,000||$155,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, The National Bank Of Coxsackie's most frequently originated type of loan was Conventional, with 354 originations.
For 2022, The National Bank Of Coxsackie's most frequently cited loan purpose was Home Purchase, with 243 originations. The 2nd most popular reason was Cash Out Refi, with 65 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, The National Bank Of Coxsackie's most frequently cited loan duration was Other, with 354 originations.
2022 saw The National Bank Of Coxsackie place emphasis on $200k-400k loans with 150 originations, totaling $41,450,000 in origination value.
The National Bank Of Coxsackie lent most frequently to those with incomes in the $150k-250k range, with 71 originations. The second most popular income band? $100k-150k, with 66 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
The National Bank Of Coxsackie lent most frequently to those with DTI ratios of Exempt%, with 354 originations.
Approval RatesTotal approvals of all applications
The National Bank Of Coxsackie has a below average approval rate.
Pick RateApprovals leading to origination
The National Bank Of Coxsackie has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
|Points||Originations||Total Value||Average Loan|