The National Bank Of Coxsackie Mortgage Rates, Fees & Info
Coxsackie, NYLEI: 549300KOLMR4MSUXQS86
Tax ID: 14-0912110
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The National Bank Of Coxsackie is a smaller bank specializing in Home Purchase loans. The National Bank Of Coxsackie has a high proportion of conventional loans. Their top markets by origination volume include: Albany, Gloversville, Oneonta, Hudson, and Glens Falls among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)The National Bank Of Coxsackie has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
168Origination Dollar Volume (All Markets)
$40,550,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 99 | $23,965,000 | $242,071 | $0 | 0.00% |
| Outside of Metro Areas | 34 | $7,680,000 | $225,882 | $0 | 0.00% |
| Gloversville, NY (FHA|USDA|VA) | 13 | $2,845,000 | $218,846 | $0 | 0.00% |
| Oneonta, NY (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $0 | 0.00% |
| Hudson, NY (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $0 | 0.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $0 | 0.00% |
| Amsterdam, NY (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $0 | 0.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 0.00% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Malone, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 168 | $40,550,000 | $241,369 | $0 | 0.00% |
For 2023, The National Bank Of Coxsackie's most frequently originated type of loan was Conventional, with 168 originations.
Loan Reason
For 2023, The National Bank Of Coxsackie's most frequently cited loan purpose was Home Purchase, with 121 originations. The 2nd most popular reason was Home Improvement, with 21 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 168 | $40,550,000 | $241,369 | $0 | 0.00% |
For 2023, The National Bank Of Coxsackie's most frequently cited loan duration was Other, with 168 originations.
Loan Sizing
2023 saw The National Bank Of Coxsackie place emphasis on $200k-400k loans with 57 originations, totaling $15,895,000 in origination value.
Applicant Income
The National Bank Of Coxsackie lent most frequently to those with incomes in the $150k-250k range, with 26 originations. The second most popular income band? $100k-150k, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 168 | $40,550,000 | $241,369 | $0 | 0.00% |
The National Bank Of Coxsackie lent most frequently to those with DTI ratios of Exempt%, with 168 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications59.95%
The National Bank Of Coxsackie has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination61.90%
The National Bank Of Coxsackie has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 168 | $40,550,000 | $241,369 |