GLENS FALLS Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Glens Falls averaged 5.98% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.89% and one month ago for the week of 2022-05-26, the average rate was 5.38%.

Glens Falls's average rate one year ago was 3.37%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.87%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Glens Falls 30 Year Fixed Rate 2022-06-30 5.98%
Glens Falls 30 Year Fixed Rate Refi 2022-06-30 5.87%
Glens Falls 15 Year Fixed Rate 2022-06-30 5.36%
Glens Falls 15 Year Fixed Rate Refi 2022-06-30 5.27%
Glens Falls 30 Year FHA 2022-06-30 5.76%
Glens Falls 30 Year FHA Refi 2022-06-30 5.85%
Glens Falls 30 Year USDA 2022-06-30 5.93%
Glens Falls 30 Year USDA Refi 2022-06-30 2.92%
Glens Falls 30 Year VA 2022-06-30 5.7%
Glens Falls 30 Year VA Refi 2022-06-30 5.52%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GLENS FALLS, NY.

GLENS FALLS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the GLENS FALLS, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
HOMESTEAD FUNDING CORP. 284 3.18% $3,552
Glens Falls National Bank and Trust Company 211 3.40% $3,986
QUICKEN LOANS, LLC 161 3.17% $5,536
SEFCU SERVICES, LLC 77 2.98% $3,711
TrustCo Bank 72 3.07% $1,794
HUDSON RIVER COMMUNITY 53 4.06% $1,691
Flagstar Bank, FSB 47 3.26% $4,747
HOME POINT FINANCIAL CORPORATION 43 3.05% $6,482
KeyBank 39 2.95% $4,582
UNITED WHOLESALE MORTGAGE, LLC 37 3.05% $5,785
CCFCU FUNDING, LLC 35 2.82% $3,704
Wells Fargo Bank 30 3.04% $3,884
TD Bank 28 3.04% $4,856
Community Bank 25 3.41% $1,550
Citizens Bank 22 3.01% $4,817
JPMorgan Chase Bank 21 3.06% $4,448
SUNMARK FEDERAL CREDIT UNION 19 3.13% $3,592
NBT Bank 18 3.02% $3,865
Manufacturers and Traders Trust Company 17 3.05% $5,437
Premium Mortgage Corporation 15 3.04% $4,034
GUARANTEED RATE, INC. 15 3.37% $4,591
Bank of America 15 2.90% $4,172
LOANDEPOT.COM, LLC 12 2.92% $6,095
NEWREZ LLC 12 3.31% $4,988
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 3.08% $4,430
Saratoga National Bank and Trust Company 11 3.28% $3,775
Farm Credit East, ACA 8 3.62% $6,777
BETTER MORTGAGE CORPORATION 8 3.06% $3,376
U.S. Bank 8 2.98% $3,902
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 3.16% $4,731
Chemung Canal Trust Company 8 3.20% $2,863
CALIBER HOME LOANS, INC. 8 3.28% $4,093
Berkshire Bank 7 3.23% $4,203
1ST PRIORITY MORTGAGE, INC. 7 3.09% $3,892
Mr. Cooper ( Nationstar Mortgage ) 7 3.54% $4,246
AMERICAN FINANCIAL NETWORK, INC. 6 3.27% $11,720
Valley National Bank 5 2.98% $4,642
CROSSCOUNTRY MORTGAGE, LLC 5 3.05% $5,898
RELIANCE FIRST CAPITAL, LLC 5 3.20% $7,982
OWNERSCHOICE FUNDING, INCORPORATED 5 3.20% $3,875
TCT 4 3.25% $3,996
PLAZA HOME MORTGAGE, INC. 4 3.31% $4,911
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.06% $4,550
NAVY FEDERAL CREDIT UNION 4 3.56% $5,268
TEACHERS 4 2.88% $3,597
FINANCE OF AMERICA MORTGAGE LLC 3 3.04% $6,227
ROYAL UNITED MORTGAGE LLC 3 3.33% $6,113
Citibank 3 3.33% $6,282
Charles Schwab Bank, SSB 3 2.74% $6,232
ABSOLUTE HOME MORTGAGE CORPORATION 3 3.04% $4,275
AMERICAN FINANCING CORPORATION 3 3.33% $4,088
FREEDOM MORTGAGE CORPORATION 2 3.12% $6,643
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.50% $6,545
RESIDENTIAL HOME FUNDING CORP. 2 3.00% $4,348
Santander Bank, N.A. 2 2.87% $5,278
ARC HOME LLC 2 4.58% $9,633
HUDSON VALLEY CREDIT UNION 2 2.81% $3,431
HUNT MORTGAGE CORPORATION 2 2.94% $5,670
InterContinental Capital Group, Inc 2 3.00% $7,053
TOTAL MORTGAGE SERVICES, LLC 2 3.25% $4,265
Truist Bank 2 3.25% $4,011
UNITED MORTGAGE CORP. 2 3.31% $5,261
MID-ISLAND MORTGAGE CORP. 2 3.13% $2,787
Morgan Stanley Private Bank 2 2.53% $8,050
Mortgage Research Center, LLC 2 2.50% $3,974
MOVEMENT MORTGAGE, LLC 2 3.19% $6,028
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.50% $6,037
First Republic Bank 2 2.60% $8,971
NJ LENDERS CORP. 2 2.94% $4,249
EMBRACE HOME LOANS, INC. 2 2.87% $4,046
CONTOUR MORTGAGE CORPORATION 2 3.38% $5,541
PNC Bank 2 2.81% $6,293
PARAGON HOME LOANS INC. 2 3.06% $3,297
PENTAGON FEDERAL CREDIT UNION 2 3.19% $3,339
GUARANTEED RATE AFFINITY, LLC 2 2.81% $4,048
CMG MORTGAGE, INC. 1 3.00% $6,268
Deere Employees Credit Union 1 2.75% $4,904
East Coast Capital Corp. 1 3.13% $5,652
Empower Federal Credit Union 1 3.13% $3,435
First Internet Bank of Indiana 1 2.88% $1,977
First Savings Bank 1 2.63% $18,317
City National Bank 1 2.46% $8,496
Carrington Mortgage Services, LLC 1 3.50% $4,145
Investors Bank 1 3.50% $3,682
BOND STREET MORTGAGE, LLC 1 3.25% $5,258
Luxury Mortgage Corp. 1 4.38% $28,751
NBKC BANK 1 2.88% $2,210
North American Savings Bank, F.S.B. 1 2.75% $2,883
NORTHERN CREDIT UNION 1 3.50% $2,723
Northpointe Bank 1 3.38% $4,414
NP, Inc. 1 3.50% $3,841
PHH Mortgage Corporation 1 3.50% $4,446
Barrington Bank & Trust Company, N.A. 1 3.38% $6,806
Atlantic Union Bank 1 2.88% $4,164
Quontic Bank 1 5.38% $6,928
RESIDENTIAL MORTGAGE SERVICES, INC. 1 2.88% $2,638
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $2,989
Stifel Bank and Trust 1 2.88% $3,790
TEG Federal Credit Union 1 2.75% $5,998
The Camden National Bank 1 3.13% $3,572
The Huntington National Bank 1 2.85% $10,705
AMERICAN FEDERAL MORTGAGE CORPORATION 1 3.00% $4,161
Advisors Mortgage Group, L.L.C. 1 3.38% $3,862
WALL STREET MORTGAGE BANKERS, LTD. 1 3.25% $12,653
CLIFFCO, INC. 1 3.13% $5,543

GLENS FALLS, NY's 105 lenders originated 4,163 loans during 2021. The total origination value was $896,385,000, with an average loan value of $215,322.

The top GLENS FALLS lender as defined by loan originations is HOMESTEAD FUNDING CORP., with 284 loans originated. Their average total fees are $3,552, which is $433 lower than the next largest lender, Glens Falls National Bank and Trust Company.

The lowest fee GLENS FALLS lenders (with over 10 loans originated) are Community Bank ($1,550), HUDSON RIVER COMMUNITY ($1,691), TrustCo Bank ($1,794), HOMESTEAD FUNDING CORP. ($3,552) and SUNMARK FEDERAL CREDIT UNION ($3,592).

The lowest rate GLENS FALLS lenders (with over 10 loans originated) are CCFCU FUNDING, LLC (2.82%), Bank of America (2.90%), LOANDEPOT.COM, LLC (2.92%), KeyBank (2.95%) and SEFCU SERVICES, LLC (2.98%).

GLENS FALLS, NY Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Glens Falls National Bank and Trust Company $118,700,000 $124,980,000 5.3% 13.9%
HOMESTEAD FUNDING CORP. $114,775,000 $113,925,000 -0.7% 12.7%
QUICKEN LOANS, LLC $57,460,000 $82,685,000 43.9% 9.2%
TrustCo Bank $38,275,000 $38,120,000 -0.4% 4.3%
KeyBank $21,780,000 $30,900,000 41.9% 3.4%
SEFCU SERVICES, LLC $23,475,000 $28,995,000 23.5% 3.2%
Manufacturers and Traders Trust Company $37,440,000 $27,470,000 -26.6% 3.1%
HUDSON RIVER COMMUNITY $19,885,000 $22,625,000 13.8% 2.5%
Flagstar Bank, FSB $7,040,000 $21,755,000 209.0% 2.4%
Citizens Bank $16,760,000 $21,625,000 29.0% 2.4%
The Adirondack Trust Company $14,705,000 $20,745,000 41.1% 2.3%
UNITED WHOLESALE MORTGAGE, LLC $8,390,000 $18,440,000 119.8% 2.1%
Wells Fargo Bank $12,915,000 $18,000,000 39.4% 2.0%
HOME POINT FINANCIAL CORPORATION $12,745,000 $17,755,000 39.3% 2.0%
TCT $23,740,000 $16,555,000 -30.3% 1.8%
NBT Bank $17,275,000 $15,320,000 -11.3% 1.7%
CCFCU FUNDING, LLC $14,410,000 $14,040,000 -2.6% 1.6%
SUNMARK FEDERAL CREDIT UNION $7,610,000 $13,380,000 75.8% 1.5%
JPMorgan Chase Bank $4,365,000 $12,905,000 195.6% 1.4%
TD Bank $11,950,000 $10,930,000 -8.5% 1.2%
NEWREZ LLC $3,285,000 $9,760,000 197.1% 1.1%
Bank of America $11,115,000 $9,425,000 -15.2% 1.1%
Ballston Spa National Bank $5,700,000 $7,755,000 36.1% 0.9%
LOANDEPOT.COM, LLC $3,130,000 $7,540,000 140.9% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $6,385,000 $7,390,000 15.7% 0.8%
Premium Mortgage Corporation $7,285,000 $6,965,000 -4.4% 0.8%
CALIBER HOME LOANS, INC. $5,145,000 $6,605,000 28.4% 0.7%
GUARANTEED RATE, INC. $7,775,000 $6,180,000 -20.5% 0.7%
Community Bank $3,925,000 $5,945,000 51.5% 0.7%
NAVY FEDERAL CREDIT UNION $4,370,000 $5,670,000 29.7% 0.6%
Berkshire Bank $5,395,000 $5,620,000 4.2% 0.6%
Chemung Canal Trust Company $5,535,000 n/a 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,950,000 $5,495,000 39.1% 0.6%
Saratoga National Bank and Trust Company $5,785,000 $5,365,000 -7.3% 0.6%
Morgan Stanley Private Bank $3,360,000 $4,980,000 48.2% 0.6%
FREEDOM MORTGAGE CORPORATION $2,635,000 $4,595,000 74.4% 0.5%
Mortgage Research Center, LLC $3,545,000 $4,545,000 28.2% 0.5%
Farm Credit East, ACA $2,195,000 $4,150,000 89.1% 0.5%
Citibank $2,965,000 $4,025,000 35.8% 0.4%
STATE EMPLOYEES FEDERAL CREDIT UNION $2,925,000 $3,990,000 36.4% 0.4%
PLAZA HOME MORTGAGE, INC. $4,000,000 $3,970,000 -0.8% 0.4%
First Republic Bank $855,000 $3,640,000 325.7% 0.4%
U.S. Bank $7,545,000 $3,590,000 -52.4% 0.4%
Charles Schwab Bank, SSB $3,530,000 n/a 0.4%
CAPITAL COMMUNICATIONS Federal Credit Union $4,320,000 $3,215,000 -25.6% 0.4%
BETTER MORTGAGE CORPORATION $420,000 $2,990,000 611.9% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $605,000 $2,615,000 332.2% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,375,000 $2,595,000 9.3% 0.3%
Carrington Mortgage Services, LLC $4,570,000 $2,520,000 -44.9% 0.3%
City National Bank $2,475,000 n/a 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,930,000 $2,195,000 13.7% 0.2%
The Huntington National Bank $1,320,000 $2,165,000 64.0% 0.2%
Valley National Bank $3,340,000 $2,035,000 -39.1% 0.2%
RELIANCE FIRST CAPITAL, LLC $1,580,000 $2,010,000 27.2% 0.2%
1ST PRIORITY MORTGAGE, INC. $2,205,000 $1,985,000 -10.0% 0.2%
PNC Bank $1,440,000 $1,855,000 28.8% 0.2%
OWNERSCHOICE FUNDING, INCORPORATED $2,865,000 $1,645,000 -42.6% 0.2%
NBKC BANK $570,000 $1,630,000 186.0% 0.2%
The Federal Savings Bank $2,045,000 $1,580,000 -22.7% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $790,000 $1,475,000 86.7% 0.2%
Luxury Mortgage Corp. $1,425,000 n/a 0.2%
The National Bank of Coxsackie $4,075,000 $1,415,000 -65.3% 0.2%
USAA Federal Savings Bank $3,170,000 $1,375,000 -56.6% 0.2%
TEACHERS $550,000 $1,360,000 147.3% 0.2%
AMERICAN FINANCING CORPORATION $570,000 $1,300,000 128.1% 0.1%
Pioneer Bank $40,000 $1,295,000 3,137.5% 0.1%
First National Bank of Scotia $2,585,000 $1,260,000 -51.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $375,000 $1,155,000 208.0% 0.1%
Wallkill Valley Federal Savings and Loan Association $1,105,000 n/a 0.1%
ARC HOME LLC $1,095,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $215,000 $1,095,000 409.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,660,000 $1,090,000 -59.0% 0.1%
Bethpage Federal Credit Union $1,225,000 $1,060,000 -13.5% 0.1%
HUDSON VALLEY CREDIT UNION $1,395,000 $1,015,000 -27.2% 0.1%
InterContinental Capital Group, Inc $1,005,000 n/a 0.1%
FIRST NEW YORK $1,680,000 $1,000,000 -40.5% 0.1%
Barrington Bank & Trust Company, N.A. $1,300,000 $955,000 -26.5% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $495,000 $950,000 91.9% 0.1%
CONTOUR MORTGAGE CORPORATION $125,000 $940,000 652.0% 0.1%
Bank of England $385,000 $930,000 141.6% 0.1%
Mahopac Bank $910,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $335,000 $885,000 164.2% 0.1%
MOVEMENT MORTGAGE, LLC $430,000 $875,000 103.5% 0.1%
CMG MORTGAGE, INC. $845,000 n/a 0.1%
Truist Bank $105,000 $810,000 671.4% 0.1%
ConnectOne Bank $805,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $405,000 $805,000 98.8% 0.1%
AMERICAN ADVISORS GROUP $430,000 $705,000 64.0% 0.1%
HUNT MORTGAGE CORPORATION $1,200,000 $695,000 -42.1% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $650,000 n/a 0.1%
First Savings Bank $650,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $335,000 $640,000 91.0% 0.1%
Quontic Bank $105,000 $595,000 466.7% 0.1%
NJ LENDERS CORP. $590,000 n/a 0.1%
RESIDENTIAL HOME FUNDING CORP. $165,000 $585,000 254.5% 0.1%
21ST MORTGAGE CORPORATION $280,000 $580,000 107.1% 0.1%
East Coast Capital Corp. $580,000 n/a 0.1%
MID-ISLAND MORTGAGE CORP. $565,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $680,000 $545,000 -19.9% 0.1%
TRIAD FINANCIAL SERVICES, INC. $200,000 $525,000 162.5% 0.1%
PARAGON HOME LOANS INC. $540,000 $515,000 -4.6% 0.1%
Nassau Educators Federal Credit Union $105,000 $505,000 381.0% 0.1%
TEG Federal Credit Union $235,000 $490,000 108.5% 0.1%
Santander Bank, N.A. $540,000 $465,000 -13.9% 0.1%
Discover Bank $45,000 $455,000 911.1% 0.1%
WALL STREET MORTGAGE BANKERS, LTD. $445,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $440,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $145,000 $430,000 196.6% 0.0%
Stifel Bank and Trust $2,410,000 $425,000 -82.4% 0.0%
UNITED SECURITY FINANCIAL CORP $425,000 n/a 0.0%
AMERICAN HERITAGE FCU $405,000 n/a 0.0%
PREMIA MORTGAGE, LLC $405,000 n/a 0.0%
The Upstate National Bank $405,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $400,000 n/a 0.0%
COMMUNITY RESOURCE FEDERAL CREDIT UNION $235,000 $385,000 63.8% 0.0%
Webster Bank $385,000 n/a 0.0%
NP, Inc. $370,000 n/a 0.0%
UNITED MORTGAGE CORP. $340,000 $370,000 8.8% 0.0%
CLIFFCO, INC. $345,000 n/a 0.0%
FirstBank $335,000 n/a 0.0%
North American Savings Bank, F.S.B. $175,000 $335,000 91.4% 0.0%
BOND STREET MORTGAGE, LLC $355,000 $330,000 -7.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $120,000 $315,000 162.5% 0.0%
TIAA, FSB $425,000 $315,000 -25.9% 0.0%
Northpointe Bank $115,000 $305,000 165.2% 0.0%
Paramount Bank $195,000 $305,000 56.4% 0.0%
PARKSIDE LENDING, LLC $325,000 $295,000 -9.2% 0.0%
PHH Mortgage Corporation $295,000 $295,000 0.0% 0.0%
REVERSE MORTGAGE FUNDING LLC $235,000 $285,000 21.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $285,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $445,000 $265,000 -40.4% 0.0%
Equity Prime Mortgage LLC $555,000 $265,000 -52.3% 0.0%
Advisors Mortgage Group, L.L.C. $1,120,000 $260,000 -76.8% 0.0%
AFFINITY $165,000 $255,000 54.5% 0.0%
ALLIED MORTGAGE GROUP, INC. $75,000 $245,000 226.7% 0.0%
Third Federal Savings and Loan Association of Cleveland $340,000 $240,000 -29.4% 0.0%
ENVOY MORTGAGE, LTD $235,000 n/a 0.0%
HUDSON HERITAGE $205,000 $235,000 14.6% 0.0%
HOME TOWN FUNDING, INC. $125,000 $225,000 80.0% 0.0%
Cathay Bank $215,000 n/a 0.0%
Toyota Financial Savings Bank $215,000 n/a 0.0%
Empower Federal Credit Union $250,000 $210,000 -16.0% 0.0%
First Internet Bank of Indiana $205,000 n/a 0.0%
FOUR POINTS $205,000 n/a 0.0%
Metro City Bank $145,000 $205,000 41.4% 0.0%
TOWER $195,000 n/a 0.0%
AMERICU Credit Union $430,000 $185,000 -57.0% 0.0%
Atlantic Union Bank $185,000 n/a 0.0%
Deere Employees Credit Union $185,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $145,000 $185,000 27.6% 0.0%
Tyndall Federal Credit Union $175,000 n/a 0.0%
NORTHERN CREDIT UNION $165,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $165,000 n/a 0.0%
The Camden National Bank $165,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $165,000 n/a 0.0%
Axos Bank $125,000 n/a 0.0%
Investors Bank $125,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $765,000 $115,000 -85.0% 0.0%
QUORUM FEDERAL CREDIT UNION $75,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $25,000 $65,000 160.0% 0.0%
FIRST SOURCE $65,000 n/a 0.0%
Centier Bank $35,000 n/a 0.0%

GLENS FALLS's top lender by overall market share is Glens Falls National Bank and Trust Company, with 13.9% market share. In second place, with 12.7%, is HOMESTEAD FUNDING CORP., having originated $113,925,000 in loans. In third place, with 9.2%, is QUICKEN LOANS, LLC, having originated $82,685,000 in loans. In third place, with 4.3%, is TrustCo Bank, having originated $38,120,000 in loans. In third place, with 3.4%, is KeyBank, having originated $30,900,000 in loans.


GLENS FALLS, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,784 $460,810,000 $258,302
Refi 1,093 $210,165,000 $192,283
Cash Out Refi 861 $182,315,000 $211,748
Home Improvement 272 $20,720,000 $76,176
Other 153 $22,375,000 $146,242

Glens Falls's most frequently cited loan purpose was Home Purchase, with 1,784 originations. The 2nd most popular reason was Refi, with 1,093 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,554 $341,550,000 $219,788
3-4% 1,498 $335,900,000 $224,232
<2.5% 584 $131,700,000 $225,514
4-5% 158 $28,460,000 $180,127
5-6% 60 $4,690,000 $78,167
6-7% 35 $2,735,000 $78,143
7-8% 25 $1,265,000 $50,600
Over 8% 3 $115,000 $38,333

During 2021, Glens Falls's most frequently originated rate bucket was 2.5-3%, with 1,554 originations.

Loan Sizing (GLENS FALLS, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,836 $274,710,000 $149,624
$200k-400k 1,258 $334,610,000 $265,986
$100,000 or less 774 $48,280,000 $62,377
$400k-600k 188 $89,360,000 $475,319
$Over $1MM 58 $114,610,000 $1,976,034
$600k-1000k 49 $34,815,000 $710,510

GLENS FALLS's loan sizing saw the bucket of loans from $100k-200k with 1,836 originations, totaling $274,710,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,482 $327,250,000 $220,816
60-80% 1,279 $333,695,000 $260,903
40-60% 527 $102,645,000 $194,772
20-40% 330 $52,340,000 $158,606
Under 20% 212 $11,700,000 $55,189
Over 100% 47 $13,045,000 $277,553

GLENS FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,482 originations, totaling $327,250,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - GLENS FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $236,900 (13.1%) $394,578 (9.0%) 0.00 1,283
2018-02-01 $239,000 (15.7%) $400,042 (8.6%) 0.00 1,259
2018-03-01 $235,000 (8.3%) $400,920 (8.8%) 0.00 1,231
2018-04-01 $238,700 (8.6%) $410,956 (9.9%) 0.00 1,251
2018-05-01 $248,450 (6.9%) $408,067 (2.2%) 0.00 1,346
2018-06-01 $250,000 (4.6%) $408,758 (1.0%) 0.00 1,450
2018-07-01 $249,900 (6.3%) $408,320 (0.1%) 0.00 1,417
2018-08-01 $249,000 (4.2%) $409,331 (-0.1%) 0.00 1,440
2018-09-01 $249,500 (6.2%) $411,707 (3.0%) 0.00 1,394
2018-10-01 $249,000 (6.0%) $406,152 (2.6%) 0.00 1,334
2018-11-01 $244,900 (2.5%) $381,856 (-3.7%) 0.00 1,231
2018-12-01 $239,900 (1.7%) $379,376 (-4.7%) 0.00 1,143
2019-01-01 $239,900 (1.3%) $381,249 (-3.4%) 0.00 1,019
2019-02-01 $239,950 (0.4%) $386,746 (-3.3%) 0.00 938
2019-03-01 $244,186 (3.9%) $399,724 (-0.3%) 0.00 1,213
2019-04-01 $249,900 (4.7%) $416,909 (1.5%) 0.00 1,531
2019-05-01 $248,000 (-0.2%) $438,393 (7.4%) 0.00 1,156
2019-06-01 $259,900 (4.0%) $453,665 (11.0%) 0.00 1,065
2019-07-01 $258,500 (3.4%) $450,123 (10.2%) 0.00 1,095
2019-08-01 $257,100 (3.3%) $453,808 (10.9%) 0.00 1,104
2019-09-01 $257,050 (3.0%) $455,244 (10.6%) 0.00 1,104
2019-10-01 $252,950 (1.6%) $453,005 (11.5%) 0.00 1,086
2019-11-01 $254,400 (3.9%) $454,696 (19.1%) 0.00 939
2019-12-01 $249,900 (4.2%) $419,779 (10.7%) 0.00 860
2020-01-01 $249,000 (3.8%) $403,068 (5.7%) 0.00 789
2020-02-01 $240,000 (0.0%) $413,677 (7.0%) 0.00 744
2020-03-01 $249,250 (2.1%) $413,323 (3.4%) 0.00 739
2020-04-01 $249,450 (-0.2%) $424,939 (1.9%) 0.00 709
2020-05-01 $262,000 (5.7%) $451,459 (3.0%) 0.00 687
2020-06-01 $274,750 (5.7%) $476,411 (5.0%) 0.00 660
2020-07-01 $279,023 (7.9%) $477,784 (6.1%) 0.00 630
2020-08-01 $279,000 (8.5%) $472,288 (4.1%) 0.00 591
2020-09-01 $288,950 (12.4%) $480,040 (5.5%) 0.00 560
2020-10-01 $297,900 (17.8%) $488,180 (7.8%) 0.00 543
2020-11-01 $298,450 (17.3%) $526,744 (15.9%) 0.00 497
2020-12-01 $295,700 (18.3%) $549,906 (31.0%) 0.00 440
2021-01-01 $298,000 (19.7%) $550,598 (36.6%) 0.00 378
2021-02-01 $292,900 (22.0%) $578,429 (39.8%) 0.00 322
2021-03-01 $304,450 (22.2%) $594,414 (43.8%) 0.00 298
2021-04-01 $299,450 (20.0%) $609,426 (43.4%) 0.00 275
2021-05-01 $285,000 (8.8%) $586,725 (30.0%) 0.00 294
2021-06-01 $299,500 (9.0%) $631,220 (32.5%) 0.00 303
2021-07-01 $299,500 (7.3%) $606,092 (26.9%) 0.00 334
2021-08-01 $299,900 (7.5%) $609,139 (29.0%) 0.00 319
2021-09-01 $284,000 (-1.7%) $574,155 (19.6%) 0.00 321
2021-10-01 $274,900 (-7.7%) $522,700 (7.1%) 0.00 325
2021-11-01 $272,500 (-8.7%) $514,117 (-2.4%) 0.00 294
2021-12-01 $264,500 (-10.6%) $504,864 (-8.2%) 0.00 238
2022-01-01 $259,000 (-13.1%) $531,879 (-3.4%) 0.00 221
2022-02-01 $269,500 (-8.0%) $569,978 (-1.5%) 0.00 212
2022-03-01 $298,000 (-2.1%) $593,055 (-0.2%) 0.00 196
2022-04-01 $299,000 (-0.2%) $534,509 (-12.3%) 0.00 206
2022-05-01 $299,000 (4.9%) $548,823 (-6.5%) 0.00 266
2022-06-01 $294,450 (-1.7%) $535,964 (-15.1%) 0.00 294
GLENS FALLS's median listing price for 2022-06-01 was $294,450, a difference of $-5,050 (-1.7%) versus the prior year and $-4,550 versus the prior month.

GLENS FALLS's median listing price comes in at 0% of the national average.

GLENS FALLS's average listing price for 2022-06-01 was $535,964, a difference of $-95,256 (-15.1%) versus the prior year and $-12,859 versus the prior month.

For the 2022-06-01 period, GLENS FALLS had 294 MLS listings, a difference of 28 listings (11%) versus the prior month and -9 listings (-3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GLENS FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,764 sqft
2018-02-01 0 days 1,741 sqft
2018-03-01 0 days 1,745 sqft
2018-04-01 0 days 1,763 sqft
2018-05-01 0 days 1,778 sqft
2018-06-01 0 days 1,776 sqft
2018-07-01 0 days 1,776 sqft
2018-08-01 0 days 1,776 sqft
2018-09-01 0 days 1,768 sqft
2018-10-01 0 days 1,790 sqft
2018-11-01 0 days 1,789 sqft
2018-12-01 0 days 1,756 sqft
2019-01-01 0 days 1,773 sqft
2019-02-01 0 days 1,781 sqft
2019-03-01 0 days 1,749 sqft
2019-04-01 0 days 1,723 sqft
2019-05-01 0 days 1,651 sqft
2019-06-01 0 days 1,685 sqft
2019-07-01 0 days 1,688 sqft
2019-08-01 0 days 1,697 sqft
2019-09-01 0 days 1,699 sqft
2019-10-01 0 days 1,694 sqft
2019-11-01 0 days 1,720 sqft
2019-12-01 0 days 1,697 sqft
2020-01-01 0 days 1,700 sqft
2020-02-01 0 days 1,688 sqft
2020-03-01 0 days 1,661 sqft
2020-04-01 0 days 1,689 sqft
2020-05-01 0 days 1,700 sqft
2020-06-01 0 days 1,730 sqft
2020-07-01 0 days 1,741 sqft
2020-08-01 0 days 1,728 sqft
2020-09-01 0 days 1,755 sqft
2020-10-01 0 days 1,800 sqft
2020-11-01 0 days 1,822 sqft
2020-12-01 0 days 1,847 sqft
2021-01-01 0 days 1,851 sqft
2021-02-01 0 days 1,800 sqft
2021-03-01 0 days 1,813 sqft
2021-04-01 0 days 1,851 sqft
2021-05-01 0 days 1,800 sqft
2021-06-01 0 days 1,800 sqft
2021-07-01 0 days 1,745 sqft
2021-08-01 0 days 1,732 sqft
2021-09-01 0 days 1,656 sqft
2021-10-01 0 days 1,716 sqft
2021-11-01 0 days 1,694 sqft
2021-12-01 0 days 1,726 sqft
2022-01-01 0 days 1,916 sqft
2022-02-01 0 days 1,741 sqft
2022-03-01 0 days 1,768 sqft
2022-04-01 0 days 1,710 sqft
2022-05-01 0 days 1,628 sqft
2022-06-01 0 days 1,607 sqft
GLENS FALLS's median listing age (time on market) for 2022-06-01 was 0 days.

GLENS FALLS's median square footage for active listings during the 2022-06-01 period was 1,607 sqft. One year prior, the average listing was 1,800 sqft.