GLENS FALLS Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Glens Falls averaged 6.79% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.74% and one month ago for the week of 2025-04-17, the average rate was 6.96%.

    Glens Falls's average rate one year ago was 6.85%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.46%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Glens Falls 30 Year Fixed Rate 2025-05-22 6.79%
    Glens Falls 30 Year Fixed Rate Refi 2025-05-22 7.46%
    Glens Falls 15 Year Fixed Rate 2025-05-22 6.11%
    Glens Falls 15 Year Fixed Rate Refi 2025-05-22 6.41%
    Glens Falls 30 Year FHA 2025-05-22 6.46%
    Glens Falls 30 Year FHA Refi 2025-05-22 6.81%
    Glens Falls 30 Year USDA 2025-05-22 6.53%
    Glens Falls 30 Year USDA Refi 2025-05-22 6.33%
    Glens Falls 30 Year VA 2025-05-22 6.52%
    Glens Falls 30 Year VA Refi 2025-05-22 6.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GLENS FALLS, NY.

    GLENS FALLS Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GLENS FALLS, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Glens Falls National Bank and Trust Company 141 6.39% $4,128
    HOMESTEAD FUNDING CORP. 121 6.47% $3,833
    UNITED WHOLESALE MORTGAGE, LLC 79 7.03% $6,993
    SEFCU SERVICES, LLC 51 6.14% $4,453
    QUICKEN LOANS, LLC 46 6.89% $6,534
    TrustCo Bank 27 6.53% $3,233
    HUDSON RIVER COMMUNITY 25 6.78% $2,655
    NEWREZ LLC 18 7.13% $7,671
    Community Bank 17 7.30% $2,023
    TD Bank 17 7.03% $3,295
    Evolve Bank & Trust 16 6.71% $4,782
    Saratoga National Bank and Trust Company 13 6.20% $3,451
    HUNT MORTGAGE CORPORATION 13 6.65% $7,674
    MOVEMENT MORTGAGE, LLC 12 6.86% $7,655
    KeyBank 11 6.38% $4,702
    NBT Bank 11 6.44% $4,650
    Premium Mortgage Corporation 10 6.69% $5,431
    SUNMARK FEDERAL CREDIT UNION 10 6.39% $4,810
    Farm Credit East, ACA 9 7.05% $5,334
    GUARANTEED RATE, INC. 9 6.75% $6,538
    JPMorgan Chase Bank 8 6.94% $4,874
    Citizens Bank 7 6.41% $7,688
    Bank of America 7 6.30% $6,497
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.83% $6,867
    CROSSCOUNTRY MORTGAGE, LLC 5 7.57% $15,049
    PENNYMAC LOAN SERVICES, LLC 5 6.75% $9,550
    Citibank 4 6.63% $8,605
    1ST PRIORITY MORTGAGE, INC. 4 6.53% $4,726
    FIRST NEW YORK 3 5.75% $3,914
    U.S. Bank 3 6.29% $5,072
    M&T Bank 3 6.25% $8,474
    US MORTGAGE CORPORATION 3 6.92% $5,173
    PLAZA HOME MORTGAGE, INC. 3 6.21% $9,110
    Morgan Stanley Private Bank 3 5.79% $5,959
    LOANDEPOT.COM, LLC 3 6.79% $5,799
    ROYAL UNITED MORTGAGE LLC 3 7.00% $8,136
    NAVY FEDERAL CREDIT UNION 2 6.75% $10,967
    ABSOLUTE HOME MORTGAGE CORPORATION 2 7.56% $5,351
    Berkshire Bank 2 6.19% $4,593
    BOND STREET MORTGAGE, LLC 2 6.75% $5,907
    HUDSON VALLEY CREDIT UNION 2 6.50% $3,214
    NBKC BANK 2 7.13% $4,219
    RELIANCE FIRST CAPITAL, LLC 2 6.94% $9,483
    Wells Fargo Bank 2 7.06% $3,785
    NATIONWIDE MORTGAGE BANKERS, INC. 1 7.63% $5,301
    HARTFORD FUNDING, LTD. 1 7.00% $7,811
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.13% $5,393
    GUIDANCE RESIDENTIAL, LLC 1 7.50% $4,352
    Goldman Sachs Bank USA 1 6.43% $7,086
    NP, Inc. 1 7.75% $20,061
    OWNERSCHOICE FUNDING, INCORPORATED 1 6.00% $3,631
    Flagstar Bank, FSB 1 6.50% $4,846
    Fifth Third Bank 1 6.99% $6,922
    PNC Bank 1 7.25% $3,308
    East Coast Capital Corp. 1 7.88% $5,896
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $6,973
    Discover Bank 1 6.98% $0
    Raymond James Bank 1 5.38% $8,655
    AgFirst Farm Credit Bank 1 7.38% $3,941
    Royal Business Bank 1 7.00% $9,389
    COMMUNITY RESOURCE FEDERAL CREDIT UNION 1 7.13% $3,566
    CMG MORTGAGE, INC. 1 6.50% $5,045
    Citizens & Northern Bank 1 6.88% $9,990
    BROKER SOLUTIONS, INC. 1 6.13% $7,372
    BNY Mellon 1 6.38% $9,143
    TEACHERS 1 6.88% $5,899
    Bethpage Federal Credit Union 1 6.50% $4,855
    UNITED MORTGAGE CORP 1 7.13% $7,725
    Axos Bank 1 6.50% $3,917
    USAA Federal Savings Bank 1 6.63% $3,849
    Mortgage Research Center, LLC 1 6.99% $988
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $7,609
    INTERSTATE HOME LOAN CENTER, INC. 1 9.38% $11,752

    GLENS FALLS Average Closing Costs & Other Stats

    GLENS FALLS, NY's 73 lenders originated 2,011 loans during 2024. The total origination value was $444,965,000, with an average loan value of $221,266.

    GLENS FALLS's average closing costs are $4,907.

    The top GLENS FALLS lender as defined by loan originations is Glens Falls National Bank and Trust Company, with 141 loans originated. Their average total fees are $4,128, which is $295 higher than the next largest lender, HOMESTEAD FUNDING CORP..

    The lowest fee GLENS FALLS lenders (with over 10 loans originated) are Community Bank ($2,023), HUDSON RIVER COMMUNITY ($2,655), TrustCo Bank ($3,233), TD Bank ($3,295) and Saratoga National Bank and Trust Company ($3,451).

    The lowest rate GLENS FALLS lenders (with over 10 loans originated) are SEFCU SERVICES, LLC (6.14%), Saratoga National Bank and Trust Company (6.20%), KeyBank (6.38%), SUNMARK FEDERAL CREDIT UNION (6.39%) and Glens Falls National Bank and Trust Company (6.39%).

    GLENS FALLS, NY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Glens Falls National Bank and Trust Company $124,345,000 $79,540,000 -36.0% 17.9%
    HOMESTEAD FUNDING CORP. $53,455,000 $41,720,000 -22.0% 9.4%
    UNITED WHOLESALE MORTGAGE, LLC $15,140,000 $30,920,000 104.2% 6.9%
    NBT Bank $11,070,000 $20,915,000 88.9% 4.7%
    QUICKEN LOANS, LLC $18,770,000 $20,875,000 11.2% 4.7%
    SEFCU SERVICES, LLC $21,820,000 $19,895,000 -8.8% 4.5%
    TrustCo Bank $15,680,000 $14,860,000 -5.2% 3.3%
    The Adirondack Trust Company $10,760,000 $13,660,000 27.0% 3.1%
    TD Bank $9,935,000 $10,130,000 2.0% 2.3%
    NEWREZ LLC $3,900,000 $9,105,000 133.5% 2.0%
    Citizens Bank $9,565,000 $8,955,000 -6.4% 2.0%
    JPMorgan Chase Bank $4,305,000 $8,510,000 97.7% 1.9%
    HUDSON RIVER COMMUNITY $6,675,000 $8,410,000 26.0% 1.9%
    M&T Bank $4,365,000 $7,785,000 78.4% 1.7%
    SUNMARK FEDERAL CREDIT UNION $5,335,000 $6,460,000 21.1% 1.5%
    Evolve Bank & Trust $4,185,000 $5,915,000 41.3% 1.3%
    NAVY FEDERAL CREDIT UNION $2,345,000 $5,710,000 143.5% 1.3%
    Community Bank $5,815,000 $5,590,000 -3.9% 1.3%
    STATE EMPLOYEES FEDERAL CREDIT UNION $8,690,000 $5,430,000 -37.5% 1.2%
    HUNT MORTGAGE CORPORATION $2,675,000 $5,195,000 94.2% 1.2%
    Bank of America $2,355,000 $4,830,000 105.1% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $1,145,000 $4,585,000 300.4% 1.0%
    Saratoga National Bank and Trust Company $5,975,000 $4,360,000 -27.0% 1.0%
    MOVEMENT MORTGAGE, LLC $1,790,000 $4,215,000 135.5% 0.9%
    KeyBank $2,655,000 $3,890,000 46.5% 0.9%
    Premium Mortgage Corporation $1,930,000 $3,720,000 92.7% 0.8%
    Farm Credit East, ACA $3,300,000 $3,680,000 11.5% 0.8%
    GUARANTEED RATE, INC. $6,180,000 $3,645,000 -41.0% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,000,000 $3,280,000 228.0% 0.7%
    Mortgage Research Center, LLC $4,035,000 $3,230,000 -20.0% 0.7%
    LOANDEPOT.COM, LLC $2,500,000 $2,945,000 17.8% 0.7%
    Berkshire Bank $19,760,000 $2,745,000 -86.1% 0.6%
    FIRST NEW YORK $2,005,000 $2,675,000 33.4% 0.6%
    Morgan Stanley Private Bank $1,830,000 $2,675,000 46.2% 0.6%
    PLAZA HOME MORTGAGE, INC. $1,720,000 $2,495,000 45.1% 0.6%
    TCT $3,250,000 $2,445,000 -24.8% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,070,000 $2,275,000 9.9% 0.5%
    Ballston Spa National Bank $2,675,000 $2,085,000 -22.1% 0.5%
    US MORTGAGE CORPORATION $485,000 $1,965,000 305.2% 0.4%
    Chemung Canal Trust Company $1,085,000 $1,915,000 76.5% 0.4%
    Raymond James Bank $225,000 $1,805,000 702.2% 0.4%
    FREEDOM MORTGAGE CORPORATION $745,000 $1,705,000 128.9% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $2,670,000 $1,660,000 -37.8% 0.4%
    BNY Mellon $1,605,000 n/a 0.4%
    Citibank $2,895,000 $1,520,000 -47.5% 0.3%
    Wells Fargo Bank $980,000 $1,370,000 39.8% 0.3%
    NBKC BANK $195,000 $1,335,000 584.6% 0.3%
    1ST PRIORITY MORTGAGE, INC. $1,255,000 $1,145,000 -8.8% 0.3%
    RELIANCE FIRST CAPITAL, LLC $910,000 $1,105,000 21.4% 0.2%
    PLANET HOME LENDING, LLC $375,000 $1,070,000 185.3% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $595,000 $1,065,000 79.0% 0.2%
    Goldman Sachs Bank USA $1,005,000 n/a 0.2%
    HUDSON VALLEY CREDIT UNION $245,000 $990,000 304.1% 0.2%
    ABSOLUTE HOME MORTGAGE CORPORATION $1,240,000 $945,000 -23.8% 0.2%
    UNITED MORTGAGE CORP $920,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $1,815,000 $905,000 -50.1% 0.2%
    BOND STREET MORTGAGE, LLC $375,000 $880,000 134.7% 0.2%
    The National Bank of Coxsackie $1,020,000 $835,000 -18.1% 0.2%
    Pioneer Bank $1,275,000 $815,000 -36.1% 0.2%
    NATIONWIDE MORTGAGE BANKERS, INC. $420,000 $805,000 91.7% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $195,000 $785,000 302.6% 0.2%
    The Bank of Greene County $735,000 n/a 0.2%
    Bethpage Federal Credit Union $1,455,000 $720,000 -50.5% 0.2%
    U.S. Bank $1,365,000 $690,000 -49.5% 0.2%
    MID-HUDSON VALLEY $640,000 n/a 0.1%
    First National Bank of Scotia $645,000 $635,000 -1.6% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $410,000 $615,000 50.0% 0.1%
    City National Bank $615,000 n/a 0.1%
    AMERICU Credit Union $305,000 $600,000 96.7% 0.1%
    Hometown Equity Mortgage, LLC $135,000 $565,000 318.5% 0.1%
    ROYAL UNITED MORTGAGE LLC $970,000 $550,000 -43.3% 0.1%
    CMG MORTGAGE, INC. $540,000 n/a 0.1%
    Discover Bank $980,000 $530,000 -45.9% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $515,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $515,000 $500,000 -2.9% 0.1%
    First Savings Bank $175,000 $495,000 182.9% 0.1%
    NP, Inc. $475,000 n/a 0.1%
    Capital Bank $465,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $185,000 $445,000 140.5% 0.1%
    USAA Federal Savings Bank $2,515,000 $430,000 -82.9% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $725,000 $425,000 -41.4% 0.1%
    CLIFFCO, INC. $540,000 $405,000 -25.0% 0.1%
    Citadel Servicing Corporation $400,000 n/a 0.1%
    Flagstar Bank, FSB $600,000 $360,000 -40.0% 0.1%
    AMERITRUST MORTGAGE CORPORATION $355,000 n/a 0.1%
    Equity Prime Mortgage LLC $355,000 n/a 0.1%
    UNITED NORTHERN MORTGAGE BANKERS LIMITED $350,000 n/a 0.1%
    Empower Federal Credit Union $370,000 $340,000 -8.1% 0.1%
    Bank of Millbrook $325,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $285,000 $320,000 12.3% 0.1%
    AMERICAN FINANCING CORPORATION $280,000 $315,000 12.5% 0.1%
    Axos Bank $285,000 n/a 0.1%
    General Mortgage Capital Corporation $285,000 n/a 0.1%
    HARTFORD FUNDING, LTD. $275,000 n/a 0.1%
    The Federal Savings Bank $410,000 $275,000 -32.9% 0.1%
    AMWEST FUNDING CORP. $235,000 $255,000 8.5% 0.1%
    CNB Bank $255,000 n/a 0.1%
    TEACHERS $65,000 $245,000 276.9% 0.1%
    Allied First Bank,sb $235,000 n/a 0.1%
    GUIDANCE RESIDENTIAL, LLC $235,000 n/a 0.1%
    Royal Business Bank $225,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $830,000 $215,000 -74.1% 0.0%
    Citizens & Northern Bank $215,000 n/a 0.0%
    East Coast Capital Corp. $215,000 n/a 0.0%
    INTERSTATE HOME LOAN CENTER, INC. $205,000 n/a 0.0%
    BROKER SOLUTIONS, INC. $195,000 n/a 0.0%
    Fifth Third Bank $145,000 $195,000 34.5% 0.0%
    Magnolia Bank $195,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $1,075,000 $190,000 -82.3% 0.0%
    AgFirst Farm Credit Bank $185,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $160,000 n/a 0.0%
    COMMUNITY RESOURCE FEDERAL CREDIT UNION $340,000 $145,000 -57.4% 0.0%
    NORWICH COMMERCIAL GROUP, INC. $145,000 n/a 0.0%
    OWNERSCHOICE FUNDING, INCORPORATED $275,000 $145,000 -47.3% 0.0%
    Carrington Mortgage Services, LLC $965,000 $135,000 -86.0% 0.0%
    FINANCE OF AMERICA REVERSE LLC $1,580,000 $135,000 -91.5% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $155,000 $135,000 -12.9% 0.0%
    Figure Lending LLC $120,000 n/a 0.0%
    PNC Bank $140,000 $115,000 -17.9% 0.0%
    DELTA COMMUNITY CREDIT UNION $105,000 n/a 0.0%
    TOTAL MORTGAGE SERVICES, LLC $155,000 $95,000 -38.7% 0.0%
    First National Bank of America $85,000 n/a 0.0%
    Advantage Federal Credit Union $75,000 n/a 0.0%
    NORTH COUNTRY $75,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $265,000 $45,000 -83.0% 0.0%

    GLENS FALLS's top lender by overall market share is Glens Falls National Bank and Trust Company, with 17.9% market share. In second place, with 9.4%, is HOMESTEAD FUNDING CORP., having originated $41,720,000 in loans. In third place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $30,920,000 in loans. In fourth place, with 4.7%, is NBT Bank, having originated $20,915,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $20,875,000 in loans.

    GLENS FALLS Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - GLENS FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $229,000 (14.7%) $406,240 (11.1%) 0.00 987
    2018-02-01 $233,950 (17.3%) $417,556 (11.8%) 0.00 974
    2018-03-01 $234,900 (12.4%) $415,955 (10.1%) 0.00 959
    2018-04-01 $238,925 (8.7%) $423,114 (9.8%) 0.00 979
    2018-05-01 $246,100 (7.1%) $422,523 (5.7%) 0.00 1,059
    2018-06-01 $247,900 (7.3%) $419,911 (1.4%) 0.00 1,147
    2018-07-01 $248,050 (7.9%) $420,522 (-0.1%) 0.00 1,129
    2018-08-01 $249,900 (8.7%) $424,509 (1.0%) 0.00 1,143
    2018-09-01 $249,900 (9.1%) $420,356 (2.3%) 0.00 1,131
    2018-10-01 $249,300 (8.7%) $419,158 (3.0%) 0.00 1,080
    2018-11-01 $241,200 (4.9%) $399,157 (-3.1%) 0.00 995
    2018-12-01 $234,900 (2.2%) $397,464 (-3.2%) 0.00 937
    2019-01-01 $235,000 (2.6%) $404,783 (-0.4%) 0.00 859
    2019-02-01 $238,625 (2.0%) $410,742 (-1.6%) 0.00 811
    2019-03-01 $243,243 (3.6%) $428,294 (3.0%) 0.00 840
    2019-04-01 $249,450 (4.4%) $453,835 (7.3%) 0.00 894
    2019-05-01 $252,450 (2.6%) $442,236 (4.7%) 0.00 884
    2019-06-01 $259,900 (4.8%) $457,560 (9.0%) 0.00 987
    2019-07-01 $259,447 (4.6%) $443,689 (5.5%) 0.00 1,032
    2019-08-01 $259,245 (3.7%) $445,866 (5.0%) 0.00 1,042
    2019-09-01 $259,614 (3.9%) $451,069 (7.3%) 0.00 1,040
    2019-10-01 $254,909 (2.3%) $450,131 (7.4%) 0.00 1,029
    2019-11-01 $257,450 (6.7%) $453,808 (13.7%) 0.00 889
    2019-12-01 $249,900 (6.4%) $432,070 (8.7%) 0.00 820
    2020-01-01 $249,900 (6.3%) $419,225 (3.6%) 0.00 746
    2020-02-01 $247,900 (3.9%) $427,645 (4.1%) 0.00 706
    2020-03-01 $249,800 (2.7%) $432,321 (0.9%) 0.00 692
    2020-04-01 $249,450 (0.0%) $450,203 (-0.8%) 0.00 662
    2020-05-01 $269,950 (6.9%) $481,595 (8.9%) 0.00 653
    2020-06-01 $274,800 (5.7%) $489,863 (7.1%) 0.00 644
    2020-07-01 $275,700 (6.3%) $495,334 (11.6%) 0.00 606
    2020-08-01 $269,000 (3.8%) $480,096 (7.7%) 0.00 566
    2020-09-01 $274,975 (5.9%) $486,302 (7.8%) 0.00 541
    2020-10-01 $279,000 (9.5%) $495,104 (10.0%) 0.00 515
    2020-11-01 $279,400 (8.5%) $531,156 (17.0%) 0.00 457
    2020-12-01 $279,381 (11.8%) $559,659 (29.5%) 0.00 409
    2021-01-01 $280,000 (12.0%) $574,280 (37.0%) 0.00 349
    2021-02-01 $269,450 (8.7%) $600,716 (40.5%) 0.00 298
    2021-03-01 $295,000 (18.1%) $618,094 (43.0%) 0.00 274
    2021-04-01 $290,750 (16.6%) $635,376 (41.1%) 0.00 252
    2021-05-01 $275,000 (1.9%) $591,361 (22.8%) 0.00 278
    2021-06-01 $293,950 (7.0%) $622,867 (27.2%) 0.00 283
    2021-07-01 $297,000 (7.7%) $552,146 (11.5%) 0.00 325
    2021-08-01 $299,900 (11.5%) $554,855 (15.6%) 0.00 312
    2021-09-01 $289,225 (5.2%) $528,851 (8.8%) 0.00 317
    2021-10-01 $275,000 (-1.4%) $515,798 (4.2%) 0.00 312
    2021-11-01 $277,000 (-0.9%) $500,414 (-5.8%) 0.00 288
    2021-12-01 $269,000 (-3.7%) $493,300 (-11.9%) 0.00 241
    2022-01-01 $259,000 (-7.5%) $508,738 (-11.4%) 0.00 211
    2022-02-01 $264,500 (-1.8%) $541,679 (-9.8%) 0.00 205
    2022-03-01 $295,000 (0.0%) $559,162 (-9.5%) 0.00 186
    2022-04-01 $299,450 (3.0%) $539,240 (-15.1%) 0.00 201
    2022-05-01 $298,000 (8.4%) $551,723 (-6.7%) 0.00 257
    2022-06-01 $294,450 (0.2%) $537,852 (-13.7%) 0.00 293
    2022-07-01 $295,000 (-0.7%) $506,465 (-8.3%) 0.00 355
    2022-08-01 $299,675 (-0.1%) $547,939 (-1.3%) 0.00 354
    2022-09-01 $299,900 (3.7%) $578,256 (9.3%) 0.00 353
    2022-10-01 $299,900 (9.1%) $613,149 (18.9%) 0.00 347
    2022-11-01 $299,900 (8.3%) $654,793 (30.9%) 0.00 338
    2022-12-01 $299,900 (11.5%) $633,962 (28.5%) 0.00 310
    2023-01-01 $289,450 (11.8%) $671,363 (32.0%) 0.00 256
    2023-02-01 $302,500 (14.4%) $678,604 (25.3%) 0.00 231
    2023-03-01 $302,750 (2.6%) $690,229 (23.4%) 0.00 201
    2023-04-01 $299,950 (0.2%) $725,328 (34.5%) 0.00 180
    2023-05-01 $335,725 (12.7%) $753,538 (36.6%) 0.00 186
    2023-06-01 $314,450 (6.8%) $711,551 (32.3%) 0.00 226
    2023-07-01 $336,900 (14.2%) $726,081 (43.4%) 0.00 238
    2023-08-01 $349,900 (16.8%) $627,192 (14.5%) 0.00 269
    2023-09-01 $349,900 (16.7%) $616,603 (6.6%) 0.00 274
    2023-10-01 $349,975 (16.7%) $606,057 (-1.2%) 0.00 281
    2023-11-01 $349,450 (16.5%) $630,001 (-3.8%) 0.00 272
    2023-12-01 $345,000 (15.0%) $612,156 (-3.4%) 0.00 253
    2024-01-01 $338,925 (17.1%) $622,448 (-7.3%) 0.00 225
    2024-02-01 $334,950 (10.7%) $684,447 (0.9%) 0.00 217
    2024-03-01 $349,900 (15.6%) $710,366 (2.9%) 0.00 218
    2024-04-01 $363,950 (21.3%) $727,879 (0.4%) 0.00 232
    2024-05-01 $377,000 (12.3%) $713,780 (-5.3%) 0.00 260
    2024-06-01 $339,900 (8.1%) $684,250 (-3.8%) 0.00 297
    2024-07-01 $354,450 (5.2%) $675,835 (-6.9%) 0.00 341
    2024-08-01 $352,450 (0.7%) $657,440 (4.8%) 0.00 386
    2024-09-01 $354,950 (1.4%) $639,424 (3.7%) 0.00 403
    2024-10-01 $359,925 (2.8%) $670,942 (10.7%) 0.00 397
    2024-11-01 $349,950 (0.1%) $658,477 (4.5%) 0.00 358
    2024-12-01 $343,000 (-0.6%) $635,424 (3.8%) 0.00 306
    2025-01-01 $368,000 (8.6%) $623,990 (0.3%) 0.00 257
    2025-02-01 $363,675 (8.6%) $624,414 (-8.8%) 0.00 234
    2025-03-01 $394,500 (12.8%) $645,381 (-9.2%) 0.00 230
    2025-04-01 $396,324 (8.9%) $617,202 (-15.2%) 0.00 242
    GLENS FALLS's median listing price for 2025-04-01 was $396,324, a difference of $32,374 (8.9%) versus the prior year and $1,824 versus the prior month.

    GLENS FALLS's median listing price comes in at 0% of the national average.

    GLENS FALLS's average listing price for 2025-04-01 was $617,202, a difference of $-110,677 (-15.2%) versus the prior year and $-28,179 versus the prior month.

    For the 2025-04-01 period, GLENS FALLS had 242 MLS listings, a difference of 12 listings (5%) versus the prior month and 10 listings (4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - GLENS FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,760 sqft
    2018-02-01 0 days 1,742 sqft
    2018-03-01 0 days 1,748 sqft
    2018-04-01 0 days 1,767 sqft
    2018-05-01 0 days 1,773 sqft
    2018-06-01 0 days 1,776 sqft
    2018-07-01 0 days 1,772 sqft
    2018-08-01 0 days 1,776 sqft
    2018-09-01 0 days 1,776 sqft
    2018-10-01 0 days 1,800 sqft
    2018-11-01 0 days 1,789 sqft
    2018-12-01 0 days 1,730 sqft
    2019-01-01 0 days 1,730 sqft
    2019-02-01 0 days 1,747 sqft
    2019-03-01 0 days 1,755 sqft
    2019-04-01 0 days 1,768 sqft
    2019-05-01 0 days 1,656 sqft
    2019-06-01 0 days 1,701 sqft
    2019-07-01 0 days 1,706 sqft
    2019-08-01 0 days 1,717 sqft
    2019-09-01 0 days 1,728 sqft
    2019-10-01 0 days 1,717 sqft
    2019-11-01 0 days 1,738 sqft
    2019-12-01 0 days 1,723 sqft
    2020-01-01 0 days 1,736 sqft
    2020-02-01 0 days 1,716 sqft
    2020-03-01 0 days 1,700 sqft
    2020-04-01 0 days 1,736 sqft
    2020-05-01 0 days 1,759 sqft
    2020-06-01 0 days 1,758 sqft
    2020-07-01 0 days 1,764 sqft
    2020-08-01 0 days 1,754 sqft
    2020-09-01 0 days 1,764 sqft
    2020-10-01 0 days 1,800 sqft
    2020-11-01 0 days 1,836 sqft
    2020-12-01 0 days 1,833 sqft
    2021-01-01 0 days 1,879 sqft
    2021-02-01 0 days 1,822 sqft
    2021-03-01 0 days 1,838 sqft
    2021-04-01 0 days 1,895 sqft
    2021-05-01 0 days 1,800 sqft
    2021-06-01 0 days 1,831 sqft
    2021-07-01 0 days 1,761 sqft
    2021-08-01 0 days 1,760 sqft
    2021-09-01 0 days 1,681 sqft
    2021-10-01 0 days 1,736 sqft
    2021-11-01 0 days 1,731 sqft
    2021-12-01 0 days 1,760 sqft
    2022-01-01 0 days 1,888 sqft
    2022-02-01 0 days 1,720 sqft
    2022-03-01 0 days 1,742 sqft
    2022-04-01 0 days 1,708 sqft
    2022-05-01 0 days 1,592 sqft
    2022-06-01 0 days 1,604 sqft
    2022-07-01 0 days 1,574 sqft
    2022-08-01 0 days 1,589 sqft
    2022-09-01 0 days 1,619 sqft
    2022-10-01 0 days 1,636 sqft
    2022-11-01 0 days 1,642 sqft
    2022-12-01 0 days 1,668 sqft
    2023-01-01 0 days 1,638 sqft
    2023-02-01 0 days 1,662 sqft
    2023-03-01 0 days 1,678 sqft
    2023-04-01 0 days 1,731 sqft
    2023-05-01 0 days 1,741 sqft
    2023-06-01 0 days 1,669 sqft
    2023-07-01 0 days 1,680 sqft
    2023-08-01 0 days 1,674 sqft
    2023-09-01 0 days 1,683 sqft
    2023-10-01 0 days 1,653 sqft
    2023-11-01 0 days 1,658 sqft
    2023-12-01 0 days 1,658 sqft
    2024-01-01 0 days 1,655 sqft
    2024-02-01 0 days 1,674 sqft
    2024-03-01 0 days 1,650 sqft
    2024-04-01 0 days 1,690 sqft
    2024-05-01 0 days 1,737 sqft
    2024-06-01 0 days 1,645 sqft
    2024-07-01 0 days 1,719 sqft
    2024-08-01 0 days 1,739 sqft
    2024-09-01 0 days 1,730 sqft
    2024-10-01 0 days 1,699 sqft
    2024-11-01 0 days 1,673 sqft
    2024-12-01 0 days 1,651 sqft
    2025-01-01 0 days 1,689 sqft
    2025-02-01 0 days 1,669 sqft
    2025-03-01 0 days 1,666 sqft
    2025-04-01 0 days 1,618 sqft
    GLENS FALLS's median listing age (time on market) for 2025-04-01 was 0 days.

    GLENS FALLS's median square footage for active listings during the 2025-04-01 period was 1,618 sqft. One year prior, the average listing was 1,690 sqft.

    GLENS FALLS, NY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,133 $312,475,000 $275,794
    Home Improvement 281 $30,375,000 $108,096
    Cash Out Refi 234 $49,990,000 $213,632
    Other 189 $19,995,000 $105,794
    Refi 174 $32,130,000 $184,655

    Glens Falls's most frequently cited loan purpose was Home Purchase, with 1,133 originations. The 2nd most popular reason was Home Improvement, with 281 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 827 $222,955,000 $269,595
    7-8% 347 $76,905,000 $221,628
    5-6% 315 $75,335,000 $239,159
    Over 8% 285 $31,925,000 $112,018
    3-4% 82 $7,770,000 $94,756
    <2.5% 20 $950,000 $47,500
    4-5% 19 $2,925,000 $153,947
    2.5-3% 3 $305,000 $101,667

    During 2024, Glens Falls's most frequently originated rate bucket was 6-7%, with 827 originations.

    Loan Sizing (GLENS FALLS, NY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 650 $175,350,000 $269,769
    $100k-200k 644 $96,030,000 $149,115
    $100,000 or less 533 $29,225,000 $54,831
    $400k-600k 107 $50,325,000 $470,327
    $600k-1000k 44 $31,940,000 $725,909
    $Over $1MM 33 $62,095,000 $1,881,667

    GLENS FALLS's loan sizing saw the bucket of loans from $200k-400k with 650 originations, totaling $175,350,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 700 $186,140,000 $265,914
    60-80% 423 $135,315,000 $319,894
    Under 20% 289 $17,805,000 $61,609
    20-40% 266 $31,880,000 $119,850
    40-60% 172 $39,220,000 $228,023
    Over 100% 16 $3,700,000 $231,250

    GLENS FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 700 originations, totaling $186,140,000 in origination value.