Amsterdam Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Amsterdam averaged 6.95% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.89% and one month ago for the week of 2024-03-07, the average rate was 6.95%.

Amsterdam's average rate one year ago was 6.15%.

For refis of the same type during the week of 2024-04-11, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Amsterdam 30 Year Fixed Rate 2024-04-11 6.95%
Amsterdam 30 Year Fixed Rate Refi 2024-04-11 6.98%
Amsterdam 15 Year Fixed Rate 2024-04-11 6.16%
Amsterdam 15 Year Fixed Rate Refi 2024-04-11 6.56%
Amsterdam 30 Year FHA 2024-04-11 6.57%
Amsterdam 30 Year FHA Refi 2024-04-11 6.54%
Amsterdam 30 Year USDA 2024-04-11 6.51%
Amsterdam 30 Year USDA Refi 2024-04-11 6.61%
Amsterdam 30 Year VA 2024-04-11 6.67%
Amsterdam 30 Year VA Refi 2024-04-11 6.37%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Amsterdam, NY.

Amsterdam Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Amsterdam, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
HOMESTEAD FUNDING CORP. 38 6.40% $3,733
SEFCU SERVICES, LLC 29 5.82% $3,570
Community Bank 23 7.15% $357
QUICKEN LOANS, LLC 16 6.76% $7,716
Farm Credit East, ACA 12 7.24% $3,925
KeyBank 12 6.64% $4,043
UNITED WHOLESALE MORTGAGE, LLC 9 6.82% $8,849
NEWREZ LLC 6 7.21% $5,551
TrustCo Bank 5 6.85% $3,146
NBT Bank 4 6.63% $2,438
PLAZA HOME MORTGAGE, INC. 3 6.83% $6,834
Premium Mortgage Corporation 3 7.08% $3,791
JPMorgan Chase Bank 3 7.16% $4,495
SUNMARK FEDERAL CREDIT UNION 3 6.71% $3,691
Empower Federal Credit Union 3 6.75% $2,755
US MORTGAGE CORPORATION 2 7.68% $7,940
PARAGON HOME LOANS INC. 2 7.06% $8,333
PENNYMAC LOAN SERVICES, LLC 2 6.38% $7,164
MOVEMENT MORTGAGE, LLC 2 6.78% $5,769
Wells Fargo Bank 1 5.88% $7,557
Bank of Richmondville 1 4.75% $1,945
Chemung Canal Trust Company 1 6.50% $0
Citibank 1 7.63% $7,682
Citizens Bank 1 6.00% $3,308
CROSSCOUNTRY MORTGAGE, LLC 1 7.13% $6,343
FIRST SOURCE 1 5.63% $2,957
HUNT MORTGAGE CORPORATION 1 6.50% $7,224
INTERSTATE HOME LOAN CENTER, INC. 1 7.63% $7,682
LOANDEPOT.COM, LLC 1 6.99% $5,021
MLB RESIDENTIAL LENDING, LLC 1 7.75% $10,572
Mortgage Research Center, LLC 1 6.88% $2,089
Mr. Cooper ( Nationstar Mortgage ) 1 6.88% $6,926
NP, Inc. 1 6.62% $7,447
RELIANCE FIRST CAPITAL, LLC 1 7.25% $7,513
U.S. Bank 1 5.99% $2,939
A&D Mortgage LLC 1 8.99% $10,747

Amsterdam Average Closing Costs & Other Stats

Amsterdam, NY's 36 lenders originated 688 loans during 2023. The total origination value was $103,500,000, with an average loan value of $150,436.

Amsterdam's average closing costs are $4,635.

The top Amsterdam lender as defined by loan originations is HOMESTEAD FUNDING CORP., with 38 loans originated. Their average total fees are $3,733, which is $163 higher than the next largest lender, SEFCU SERVICES, LLC.

The lowest fee Amsterdam lenders (with over 10 loans originated) are Community Bank ($357), SEFCU SERVICES, LLC ($3,570), HOMESTEAD FUNDING CORP. ($3,733), Farm Credit East, ACA ($3,925) and KeyBank ($4,043).

The lowest rate Amsterdam lenders (with over 10 loans originated) are SEFCU SERVICES, LLC (5.82%), HOMESTEAD FUNDING CORP. (6.40%), KeyBank (6.64%), QUICKEN LOANS, LLC (6.76%) and Community Bank (7.15%).

Amsterdam, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
HOMESTEAD FUNDING CORP. $16,775,000 $12,525,000 -25.3% 12.1%
QUICKEN LOANS, LLC $8,970,000 $9,690,000 8.0% 9.4%
Community Bank $6,595,000 $9,085,000 37.8% 8.8%
SEFCU SERVICES, LLC $7,100,000 $6,230,000 -12.3% 6.0%
STATE EMPLOYEES FEDERAL CREDIT UNION $5,365,000 $5,940,000 10.7% 5.7%
UNITED WHOLESALE MORTGAGE, LLC $2,575,000 $5,550,000 115.5% 5.4%
NBT Bank $5,905,000 $4,540,000 -23.1% 4.4%
TrustCo Bank $3,100,000 $4,490,000 44.8% 4.3%
SUNMARK FEDERAL CREDIT UNION $10,070,000 $4,205,000 -58.2% 4.1%
KeyBank $4,050,000 $3,115,000 -23.1% 3.0%
Farm Credit East, ACA $2,250,000 $3,060,000 36.0% 3.0%
NEWREZ LLC $445,000 $2,915,000 555.1% 2.8%
PLAZA HOME MORTGAGE, INC. $1,145,000 $2,410,000 110.5% 2.3%
Premium Mortgage Corporation $2,380,000 $1,825,000 -23.3% 1.8%
Citizens Bank $1,400,000 $1,580,000 12.9% 1.5%
NAVY FEDERAL CREDIT UNION $915,000 $1,465,000 60.1% 1.4%
M&T Bank $1,345,000 $1,440,000 7.1% 1.4%
Empower Federal Credit Union $1,355,000 $1,355,000 0.0% 1.3%
Mortgage Research Center, LLC $3,630,000 $1,340,000 -63.1% 1.3%
MOVEMENT MORTGAGE, LLC $590,000 $1,295,000 119.5% 1.3%
Ballston Spa National Bank $310,000 $1,090,000 251.6% 1.1%
First National Bank of Scotia $1,010,000 $955,000 -5.4% 0.9%
The National Bank of Coxsackie $940,000 n/a 0.9%
NP, Inc. $770,000 n/a 0.7%
A&D Mortgage LLC $190,000 $720,000 278.9% 0.7%
AMERICAN FINANCIAL RESOURCES, INC. $955,000 $710,000 -25.7% 0.7%
FIRST NEW YORK $1,380,000 $685,000 -50.4% 0.7%
21ST MORTGAGE CORPORATION $215,000 $650,000 202.3% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,165,000 $610,000 -47.6% 0.6%
JPMorgan Chase Bank $495,000 $610,000 23.2% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $575,000 n/a 0.6%
PARAGON HOME LOANS INC. $570,000 n/a 0.6%
Bank of Richmondville $285,000 $560,000 96.5% 0.5%
US MORTGAGE CORPORATION $545,000 n/a 0.5%
USAA Federal Savings Bank $525,000 $490,000 -6.7% 0.5%
Flagstar Bank, FSB $1,160,000 $450,000 -61.2% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,100,000 $410,000 -62.7% 0.4%
LOANDEPOT.COM, LLC $880,000 $395,000 -55.1% 0.4%
HUNT MORTGAGE CORPORATION $360,000 $360,000 0.0% 0.3%
CARDINAL FINANCIAL $215,000 $355,000 65.1% 0.3%
RELIANCE FIRST CAPITAL, LLC $430,000 $330,000 -23.3% 0.3%
MLB RESIDENTIAL LENDING, LLC $340,000 $315,000 -7.4% 0.3%
Logan Finance Corporation $305,000 n/a 0.3%
VELOCITY COMMERCIAL CAPITAL, LLC $325,000 $305,000 -6.2% 0.3%
Barrington Bank & Trust Company, N.A. $95,000 $290,000 205.3% 0.3%
PENNYMAC LOAN SERVICES, LLC $145,000 $290,000 100.0% 0.3%
AMERICAN FINANCING CORPORATION $315,000 $285,000 -9.5% 0.3%
Bank of America $55,000 $275,000 400.0% 0.3%
Citibank $235,000 n/a 0.2%
INTERSTATE HOME LOAN CENTER, INC. $235,000 n/a 0.2%
Berkshire Bank $695,000 $210,000 -69.8% 0.2%
Equity Prime Mortgage LLC $175,000 $195,000 11.4% 0.2%
TEMPLE VIEW CAPITAL FUNDING, LP $195,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $180,000 $175,000 -2.8% 0.2%
East Coast Capital Corp. $125,000 $175,000 40.0% 0.2%
HUDSON HERITAGE $175,000 n/a 0.2%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $165,000 $165,000 0.0% 0.2%
AMERICU Credit Union $935,000 $160,000 -82.9% 0.2%
LENDINGHOME FUNDING CORPORATION $85,000 $145,000 70.6% 0.1%
Wells Fargo Bank $650,000 $145,000 -77.7% 0.1%
Carrington Mortgage Services, LLC $475,000 $135,000 -71.6% 0.1%
Chemung Canal Trust Company $225,000 $135,000 -40.0% 0.1%
Evolve Bank & Trust $145,000 $135,000 -6.9% 0.1%
U.S. Bank $130,000 n/a 0.1%
Bank of England $300,000 $125,000 -58.3% 0.1%
FREEDOM MORTGAGE CORPORATION $105,000 $105,000 0.0% 0.1%
Pioneer Bank $35,000 $100,000 185.7% 0.1%
FIRST SOURCE $100,000 $90,000 -10.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.1%
GPO Federal Credit Union $305,000 $70,000 -77.0% 0.1%
Baxter Credit Union $125,000 $65,000 -48.0% 0.1%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $65,000 n/a 0.1%
GREENWOOD $65,000 n/a 0.1%
Discover Bank $55,000 n/a 0.1%
COMMUNITY RESOURCE FEDERAL CREDIT UNION $205,000 $35,000 -82.9% 0.0%
PNC Bank $25,000 $35,000 40.0% 0.0%
Saratoga National Bank and Trust Company $35,000 n/a 0.0%
CFCU Community Credit Union $25,000 n/a 0.0%

Amsterdam's top lender by overall market share is HOMESTEAD FUNDING CORP., with 12.1% market share. In second place, with 9.4%, is QUICKEN LOANS, LLC, having originated $9,690,000 in loans. In third place, with 8.8%, is Community Bank, having originated $9,085,000 in loans. In fourth place, with 6.0%, is SEFCU SERVICES, LLC, having originated $6,230,000 in loans. In fifth place, with 5.7%, is STATE EMPLOYEES FEDERAL CREDIT UNION, having originated $5,940,000 in loans.


Amsterdam Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Amsterdam (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,450 (29.5%) $152,946 (14.1%) 0.00 171
2018-02-01 $134,900 (42.8%) $156,600 (21.6%) 0.00 163
2018-03-01 $134,950 (40.9%) $158,429 (27.2%) 0.00 169
2018-04-01 $135,000 (22.8%) $163,344 (25.9%) 0.00 170
2018-05-01 $137,000 (28.2%) $175,154 (28.6%) 0.00 179
2018-06-01 $135,000 (24.1%) $176,009 (28.1%) 0.00 188
2018-07-01 $129,950 (8.3%) $172,473 (20.4%) 0.00 182
2018-08-01 $129,925 (8.8%) $174,243 (21.4%) 0.00 177
2018-09-01 $126,500 (5.9%) $174,366 (19.3%) 0.00 182
2018-10-01 $129,700 (4.5%) $176,169 (17.6%) 0.00 191
2018-11-01 $129,975 (1.5%) $176,226 (17.9%) 0.00 178
2018-12-01 $124,950 (0.0%) $172,505 (16.4%) 0.00 168
2019-01-01 $122,900 (-5.1%) $172,660 (12.9%) 0.00 160
2019-02-01 $128,425 (-4.8%) $172,905 (10.4%) 0.00 150
2019-03-01 $127,806 (-5.3%) $174,053 (9.9%) 0.00 145
2019-04-01 $125,782 (-6.8%) $172,476 (5.6%) 0.00 143
2019-05-01 $132,400 (-3.4%) $180,089 (2.8%) 0.00 156
2019-06-01 $144,900 (7.3%) $185,429 (5.4%) 0.00 176
2019-07-01 $137,450 (5.8%) $185,139 (7.3%) 0.00 188
2019-08-01 $141,336 (8.8%) $181,514 (4.2%) 0.00 188
2019-09-01 $143,341 (13.3%) $176,765 (1.4%) 0.00 189
2019-10-01 $146,700 (13.1%) $182,712 (3.7%) 0.00 190
2019-11-01 $139,900 (7.6%) $184,342 (4.6%) 0.00 186
2019-12-01 $132,400 (6.0%) $180,119 (4.4%) 0.00 183
2020-01-01 $124,900 (1.6%) $181,974 (5.4%) 0.00 166
2020-02-01 $124,900 (-2.7%) $183,232 (6.0%) 0.00 162
2020-03-01 $127,400 (-0.3%) $182,810 (5.0%) 0.00 170
2020-04-01 $132,425 (5.3%) $184,123 (6.8%) 0.00 170
2020-05-01 $129,900 (-1.9%) $189,857 (5.4%) 0.00 158
2020-06-01 $135,000 (-6.8%) $193,470 (4.3%) 0.00 143
2020-07-01 $146,000 (6.2%) $206,477 (11.5%) 0.00 134
2020-08-01 $152,450 (7.9%) $211,717 (16.6%) 0.00 135
2020-09-01 $149,563 (4.3%) $205,045 (16.0%) 0.00 139
2020-10-01 $140,000 (-4.6%) $184,750 (1.1%) 0.00 126
2020-11-01 $140,350 (0.3%) $181,759 (-1.4%) 0.00 122
2020-12-01 $155,338 (17.3%) $197,504 (9.7%) 0.00 105
2021-01-01 $159,000 (27.3%) $211,939 (16.5%) 0.00 92
2021-02-01 $171,475 (37.3%) $232,513 (26.9%) 0.00 75
2021-03-01 $173,200 (36.0%) $219,822 (20.3%) 0.00 62
2021-04-01 $187,375 (41.5%) $265,132 (44.0%) 0.00 58
2021-05-01 $177,400 (36.6%) $249,309 (31.3%) 0.00 58
2021-06-01 $163,500 (21.1%) $243,932 (26.1%) 0.00 74
2021-07-01 $159,950 (9.6%) $236,150 (14.4%) 0.00 85
2021-08-01 $184,975 (21.3%) $252,401 (19.2%) 0.00 94
2021-09-01 $185,325 (23.9%) $264,775 (29.1%) 0.00 90
2021-10-01 $178,500 (27.5%) $242,955 (31.5%) 0.00 96
2021-11-01 $186,000 (32.5%) $258,038 (42.0%) 0.00 88
2021-12-01 $213,100 (37.2%) $272,284 (37.9%) 0.00 79
2022-01-01 $187,000 (17.6%) $269,292 (27.1%) 0.00 75
2022-02-01 $188,450 (9.9%) $267,557 (15.1%) 0.00 57
2022-03-01 $207,425 (19.8%) $285,862 (30.0%) 0.00 63
2022-04-01 $212,450 (13.4%) $302,179 (14.0%) 0.00 53
2022-05-01 $184,000 (3.7%) $268,940 (7.9%) 0.00 62
2022-06-01 $204,875 (25.3%) $256,497 (5.2%) 0.00 73
2022-07-01 $202,250 (26.5%) $255,077 (8.0%) 0.00 78
2022-08-01 $225,725 (22.0%) $261,404 (3.6%) 0.00 77
2022-09-01 $221,950 (19.8%) $266,773 (0.8%) 0.00 78
2022-10-01 $209,450 (17.3%) $260,992 (7.4%) 0.00 90
2022-11-01 $191,875 (3.2%) $246,186 (-4.6%) 0.00 93
2022-12-01 $193,950 (-9.0%) $245,475 (-9.9%) 0.00 90
2023-01-01 $189,450 (1.3%) $247,971 (-7.9%) 0.00 90
2023-02-01 $193,450 (2.7%) $254,874 (-4.7%) 0.00 82
2023-03-01 $239,450 (15.4%) $267,385 (-6.5%) 0.00 72
2023-04-01 $239,000 (12.5%) $265,632 (-12.1%) 0.00 69
2023-05-01 $234,225 (27.3%) $263,571 (-2.0%) 0.00 78
2023-06-01 $222,450 (8.6%) $243,015 (-5.3%) 0.00 80
2023-07-01 $214,450 (6.0%) $238,192 (-6.6%) 0.00 77
2023-08-01 $214,450 (-5.0%) $239,571 (-8.4%) 0.00 74
2023-09-01 $192,450 (-13.3%) $235,753 (-11.6%) 0.00 83
2023-10-01 $185,975 (-11.2%) $224,315 (-14.1%) 0.00 92
2023-11-01 $186,700 (-2.7%) $223,639 (-9.2%) 0.00 91
2023-12-01 $187,000 (-3.6%) $222,751 (-9.3%) 0.00 85
2024-01-01 $181,500 (-4.2%) $220,278 (-11.2%) 0.00 74
2024-02-01 $178,500 (-7.7%) $217,784 (-14.6%) 0.00 66
2024-03-01 $169,950 (-29.0%) $218,377 (-18.3%) 0.00 61
Amsterdam's median listing price for 2024-03-01 was $169,950, a difference of $-69,500 (-29.0%) versus the prior year and $-8,550 versus the prior month.

Amsterdam's median listing price comes in at 0% of the national average.

Amsterdam's average listing price for 2024-03-01 was $218,377, a difference of $-49,008 (-18.3%) versus the prior year and $593 versus the prior month.

For the 2024-03-01 period, Amsterdam had 61 MLS listings, a difference of -5 listings (-8%) versus the prior month and -11 listings (-15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Amsterdam (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,750 sqft
2018-02-01 0 days 1,756 sqft
2018-03-01 0 days 1,800 sqft
2018-04-01 0 days 1,834 sqft
2018-05-01 0 days 1,815 sqft
2018-06-01 0 days 1,800 sqft
2018-07-01 0 days 1,752 sqft
2018-08-01 0 days 1,744 sqft
2018-09-01 0 days 1,766 sqft
2018-10-01 0 days 1,774 sqft
2018-11-01 0 days 1,835 sqft
2018-12-01 0 days 1,815 sqft
2019-01-01 0 days 1,725 sqft
2019-02-01 0 days 1,736 sqft
2019-03-01 0 days 1,719 sqft
2019-04-01 0 days 1,701 sqft
2019-05-01 0 days 1,824 sqft
2019-06-01 0 days 1,728 sqft
2019-07-01 0 days 1,665 sqft
2019-08-01 0 days 1,720 sqft
2019-09-01 0 days 1,709 sqft
2019-10-01 0 days 1,715 sqft
2019-11-01 0 days 1,730 sqft
2019-12-01 0 days 1,696 sqft
2020-01-01 0 days 1,675 sqft
2020-02-01 0 days 1,680 sqft
2020-03-01 0 days 1,694 sqft
2020-04-01 0 days 1,694 sqft
2020-05-01 0 days 1,696 sqft
2020-06-01 0 days 1,750 sqft
2020-07-01 0 days 1,795 sqft
2020-08-01 0 days 1,848 sqft
2020-09-01 0 days 1,775 sqft
2020-10-01 0 days 1,732 sqft
2020-11-01 0 days 1,700 sqft
2020-12-01 0 days 1,649 sqft
2021-01-01 0 days 1,690 sqft
2021-02-01 0 days 1,678 sqft
2021-03-01 0 days 1,644 sqft
2021-04-01 0 days 1,821 sqft
2021-05-01 0 days 1,912 sqft
2021-06-01 0 days 1,746 sqft
2021-07-01 0 days 1,736 sqft
2021-08-01 0 days 1,794 sqft
2021-09-01 0 days 1,847 sqft
2021-10-01 0 days 1,830 sqft
2021-11-01 0 days 1,832 sqft
2021-12-01 0 days 1,905 sqft
2022-01-01 0 days 2,000 sqft
2022-02-01 0 days 1,851 sqft
2022-03-01 0 days 1,911 sqft
2022-04-01 0 days 1,901 sqft
2022-05-01 0 days 1,867 sqft
2022-06-01 0 days 1,801 sqft
2022-07-01 0 days 1,855 sqft
2022-08-01 0 days 1,857 sqft
2022-09-01 0 days 1,677 sqft
2022-10-01 0 days 1,674 sqft
2022-11-01 0 days 1,660 sqft
2022-12-01 0 days 1,815 sqft
2023-01-01 0 days 1,922 sqft
2023-02-01 0 days 1,943 sqft
2023-03-01 0 days 1,939 sqft
2023-04-01 0 days 1,924 sqft
2023-05-01 0 days 1,835 sqft
2023-06-01 0 days 1,802 sqft
2023-07-01 0 days 1,743 sqft
2023-08-01 0 days 1,661 sqft
2023-09-01 0 days 1,628 sqft
2023-10-01 0 days 1,588 sqft
2023-11-01 0 days 1,605 sqft
2023-12-01 0 days 1,600 sqft
2024-01-01 0 days 1,603 sqft
2024-02-01 0 days 1,625 sqft
2024-03-01 0 days 1,512 sqft
Amsterdam's median listing age (time on market) for 2024-03-01 was 0 days.

Amsterdam's median square footage for active listings during the 2024-03-01 period was 1,512 sqft. One year prior, the average listing was 1,939 sqft.

Amsterdam, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 382 $73,610,000 $192,696
Home Improvement 130 $9,170,000 $70,538
Cash Out Refi 72 $10,910,000 $151,528
Other 56 $4,290,000 $76,607
Refi 48 $5,520,000 $115,000

Amsterdam's most frequently cited loan purpose was Home Purchase, with 382 originations. The 2nd most popular reason was Home Improvement, with 130 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 258 $41,220,000 $159,767
7-8% 142 $24,050,000 $169,366
5-6% 104 $19,380,000 $186,346
Over 8% 72 $7,130,000 $99,028
<2.5% 40 $2,260,000 $56,500
4-5% 23 $2,995,000 $130,217
3-4% 14 $1,300,000 $92,857

During 2023, Amsterdam's most frequently originated rate bucket was 6-7%, with 258 originations.

Loan Sizing (Amsterdam, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 266 $38,590,000 $145,075
$100,000 or less 255 $14,715,000 $57,706
$200k-400k 155 $41,055,000 $264,871
$400k-600k 8 $3,690,000 $461,250
$600k-1000k 2 $1,250,000 $625,000
$Over $1MM 2 $4,200,000 $2,100,000

Amsterdam's loan sizing saw the bucket of loans from $100k-200k with 266 originations, totaling $38,590,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 299 $58,825,000 $196,739
20-40% 111 $7,955,000 $71,667
60-80% 110 $18,210,000 $165,545
40-60% 66 $9,980,000 $151,212
Under 20% 59 $1,735,000 $29,407
Over 100% 7 $1,615,000 $230,714

Amsterdam's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 299 originations, totaling $58,825,000 in origination value.