Gloversville Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Gloversville averaged 7.08% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 7.13% and one month ago for the week of 2025-04-17, the average rate was 7.25%.

    Gloversville's average rate one year ago was 7.14%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.36%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Gloversville 30 Year Fixed Rate 2025-05-22 7.08%
    Gloversville 30 Year Fixed Rate Refi 2025-05-22 7.36%
    Gloversville 15 Year Fixed Rate 2025-05-22 6.21%
    Gloversville 15 Year Fixed Rate Refi 2025-05-22 5.91%
    Gloversville 30 Year FHA 2025-05-22 6.82%
    Gloversville 30 Year FHA Refi 2025-05-22 6.71%
    Gloversville 30 Year USDA 2025-05-22 6.53%
    Gloversville 30 Year USDA Refi 2025-05-22 6.33%
    Gloversville 30 Year VA 2025-05-22 6.32%
    Gloversville 30 Year VA Refi 2025-05-22 6.32%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gloversville, NY.

    Gloversville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gloversville, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Community Bank 49 7.64% $630
    HOMESTEAD FUNDING CORP. 43 6.56% $3,774
    SEFCU SERVICES, LLC 25 6.24% $3,713
    QUICKEN LOANS, LLC 25 6.90% $6,506
    NEWREZ LLC 16 6.77% $5,738
    NBT Bank 15 6.75% $3,804
    KeyBank 14 6.60% $4,574
    UNITED WHOLESALE MORTGAGE, LLC 12 6.74% $6,796
    Premium Mortgage Corporation 9 7.07% $4,240
    1ST PRIORITY MORTGAGE, INC. 7 6.88% $4,348
    NAVY FEDERAL CREDIT UNION 4 6.91% $5,992
    Wells Fargo Bank 3 6.29% $5,758
    Glens Falls National Bank and Trust Company 3 6.71% $5,342
    SUNMARK FEDERAL CREDIT UNION 3 6.37% $3,838
    TrustCo Bank 3 6.50% $3,258
    ROYAL UNITED MORTGAGE LLC 2 6.63% $6,258
    MOVEMENT MORTGAGE, LLC 2 7.28% $4,936
    JPMorgan Chase Bank 2 5.88% $7,297
    CROSSCOUNTRY MORTGAGE, LLC 2 7.75% $6,350
    HUDSON VALLEY CREDIT UNION 2 6.31% $5,133
    Citizens Bank 2 5.94% $4,675
    Charles Schwab Bank, SSB 1 6.25% $5,752
    LOANDEPOT.COM, LLC 1 6.99% $4,397
    Mr. Cooper ( Nationstar Mortgage ) 1 6.50% $7,382
    CARDINAL FINANCIAL 1 7.63% $2,571
    Berkshire Bank 1 6.13% $4,961
    Bank of Richmondville 1 6.38% $1,727
    NP, Inc. 1 9.37% $1,465
    OWNERSCHOICE FUNDING, INCORPORATED 1 6.50% $5,525
    PLANET HOME LENDING, LLC 1 6.38% $3,666
    PLAZA HOME MORTGAGE, INC. 1 5.63% $6,272
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.63% $4,853
    AMERICAN FINANCING CORPORATION 1 7.38% $5,466
    RELIANCE FIRST CAPITAL, LLC 1 7.63% $3,457
    Saratoga National Bank and Trust Company 1 6.25% $3,175
    A&D Mortgage LLC 1 6.63% $6,511
    US MORTGAGE CORPORATION 1 7.00% $4,652
    TEACHERS 1 7.25% $3,477
    Tompkins Trust Company 1 6.88% $3,900
    21ST MORTGAGE CORPORATION 1 8.02% $6,573
    Adirondack Bank 1 5.63% $2,729
    Empower Federal Credit Union 1 7.25% $8,955
    Farm Credit East, ACA 1 8.25% $7,960
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.49% $5,988
    FIRST SOURCE 1 6.50% $4,337
    U.S. Bank 1 6.13% $3,213
    GUARANTEED RATE, INC. 1 7.08% $6,188
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $6,424
    HUNT MORTGAGE CORPORATION 1 7.75% $6,204

    Gloversville Average Closing Costs & Other Stats

    Gloversville, NY's 49 lenders originated 799 loans during 2024. The total origination value was $131,665,000, with an average loan value of $164,787.

    Gloversville's average closing costs are $4,746.

    The top Gloversville lender as defined by loan originations is Community Bank, with 49 loans originated. Their average total fees are $630, which is $3,144 lower than the next largest lender, HOMESTEAD FUNDING CORP..

    The lowest fee Gloversville lenders (with over 10 loans originated) are Community Bank ($630), SEFCU SERVICES, LLC ($3,713), HOMESTEAD FUNDING CORP. ($3,774), NBT Bank ($3,804) and KeyBank ($4,574).

    The lowest rate Gloversville lenders (with over 10 loans originated) are SEFCU SERVICES, LLC (6.24%), HOMESTEAD FUNDING CORP. (6.56%), KeyBank (6.60%), UNITED WHOLESALE MORTGAGE, LLC (6.74%) and NBT Bank (6.75%).

    Gloversville, NY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    HOMESTEAD FUNDING CORP. $14,415,000 $16,745,000 16.2% 12.7%
    Community Bank $11,040,000 $13,850,000 25.5% 10.5%
    QUICKEN LOANS, LLC $9,185,000 $10,655,000 16.0% 8.1%
    NBT Bank $6,605,000 $9,185,000 39.1% 7.0%
    NEWREZ LLC $2,830,000 $6,900,000 143.8% 5.2%
    SEFCU SERVICES, LLC $9,500,000 $6,180,000 -34.9% 4.7%
    UNITED WHOLESALE MORTGAGE, LLC $6,575,000 $4,340,000 -34.0% 3.3%
    KeyBank $2,675,000 $4,290,000 60.4% 3.3%
    STATE EMPLOYEES FEDERAL CREDIT UNION $4,535,000 $4,245,000 -6.4% 3.2%
    SUNMARK FEDERAL CREDIT UNION $4,090,000 $3,295,000 -19.4% 2.5%
    Premium Mortgage Corporation $3,330,000 $3,275,000 -1.7% 2.5%
    Citizens Bank $2,130,000 $2,395,000 12.4% 1.8%
    Mortgage Research Center, LLC $2,110,000 $2,170,000 2.8% 1.6%
    1ST PRIORITY MORTGAGE, INC. $1,240,000 $2,115,000 70.6% 1.6%
    PLAZA HOME MORTGAGE, INC. $1,300,000 $1,660,000 27.7% 1.3%
    Glens Falls National Bank and Trust Company $330,000 $1,500,000 354.5% 1.1%
    NAVY FEDERAL CREDIT UNION $1,895,000 $1,495,000 -21.1% 1.1%
    TrustCo Bank $2,565,000 $1,360,000 -47.0% 1.0%
    Wells Fargo Bank $190,000 $1,250,000 557.9% 0.9%
    US MORTGAGE CORPORATION $725,000 $1,105,000 52.4% 0.8%
    Pioneer Bank $120,000 $1,090,000 808.3% 0.8%
    JPMorgan Chase Bank $1,140,000 $1,080,000 -5.3% 0.8%
    Ballston Spa National Bank $2,480,000 $1,060,000 -57.3% 0.8%
    M&T Bank $1,355,000 $940,000 -30.6% 0.7%
    PENNYMAC LOAN SERVICES, LLC $400,000 $930,000 132.5% 0.7%
    LENDINGONE, LLC $815,000 n/a 0.6%
    The National Bank of Coxsackie $2,845,000 $815,000 -71.4% 0.6%
    Saratoga National Bank and Trust Company $630,000 $795,000 26.2% 0.6%
    Chemung Canal Trust Company $390,000 $765,000 96.2% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $645,000 $730,000 13.2% 0.6%
    MOVEMENT MORTGAGE, LLC $1,125,000 $705,000 -37.3% 0.5%
    Empower Federal Credit Union $120,000 $655,000 445.8% 0.5%
    21ST MORTGAGE CORPORATION $680,000 $635,000 -6.6% 0.5%
    MLB RESIDENTIAL LENDING, LLC $630,000 n/a 0.5%
    Farm Credit East, ACA $425,000 $610,000 43.5% 0.5%
    GPO Federal Credit Union $475,000 $605,000 27.4% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $795,000 $580,000 -27.0% 0.4%
    ROYAL UNITED MORTGAGE LLC $245,000 $560,000 128.6% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $540,000 n/a 0.4%
    A&D Mortgage LLC $65,000 $520,000 700.0% 0.4%
    The Adirondack Trust Company $545,000 $505,000 -7.3% 0.4%
    HUDSON VALLEY CREDIT UNION $85,000 $500,000 488.2% 0.4%
    CARDINAL FINANCIAL $85,000 $495,000 482.4% 0.4%
    Equity Prime Mortgage LLC $450,000 n/a 0.3%
    Flagstar Bank, FSB $450,000 n/a 0.3%
    USAA Federal Savings Bank $265,000 $440,000 66.0% 0.3%
    Allied First Bank,sb $435,000 n/a 0.3%
    PLANET HOME LENDING, LLC $435,000 n/a 0.3%
    U.S. Bank $430,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $745,000 $425,000 -43.0% 0.3%
    Evolve Bank & Trust $425,000 n/a 0.3%
    FREEDOM MORTGAGE CORPORATION $420,000 n/a 0.3%
    Discover Bank $755,000 $375,000 -50.3% 0.3%
    AMWEST FUNDING CORP. $370,000 n/a 0.3%
    First National Bank of Scotia $1,260,000 $365,000 -71.0% 0.3%
    FIRST SOURCE $125,000 $340,000 172.0% 0.3%
    COMMUNITY RESOURCE FEDERAL CREDIT UNION $55,000 $335,000 509.1% 0.3%
    Berkshire Bank $250,000 $300,000 20.0% 0.2%
    Carrington Mortgage Services, LLC $290,000 $290,000 0.0% 0.2%
    Charles Schwab Bank, SSB $285,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $270,000 n/a 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $265,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $265,000 n/a 0.2%
    South State Bank $265,000 n/a 0.2%
    GUARANTEED RATE, INC. $795,000 $250,000 -68.6% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $335,000 $245,000 -26.9% 0.2%
    ARC HOME LLC $240,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $235,000 n/a 0.2%
    Adirondack Bank $85,000 $230,000 170.6% 0.2%
    LOANDEPOT.COM, LLC $230,000 n/a 0.2%
    MID-ISLAND MORTGAGE CORP. $205,000 n/a 0.2%
    Ulster Savings Bank $205,000 n/a 0.2%
    TOTAL MORTGAGE SERVICES, LLC $195,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $275,000 $185,000 -32.7% 0.1%
    MID-HUDSON VALLEY $185,000 n/a 0.1%
    NP, Inc. $185,000 n/a 0.1%
    HUNT MORTGAGE CORPORATION $125,000 $175,000 40.0% 0.1%
    AMERICU Credit Union $225,000 $160,000 -28.9% 0.1%
    AMERICAN FINANCING CORPORATION $155,000 n/a 0.1%
    Tompkins Trust Company $155,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $95,000 $150,000 57.9% 0.1%
    QUORUM FEDERAL CREDIT UNION $145,000 n/a 0.1%
    TEACHERS $145,000 n/a 0.1%
    Citadel Servicing Corporation $135,000 n/a 0.1%
    FIRST NEW YORK $685,000 $135,000 -80.3% 0.1%
    TD Bank $1,005,000 $125,000 -87.6% 0.1%
    Bank of Richmondville $115,000 n/a 0.1%
    CONSTRUCTIVE LOANS, LLC $115,000 n/a 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $115,000 n/a 0.1%
    Centier Bank $115,000 $95,000 -17.4% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $380,000 $85,000 -77.6% 0.1%
    HUDSON RIVER COMMUNITY $75,000 n/a 0.1%
    OWNERSCHOICE FUNDING, INCORPORATED $75,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $265,000 $65,000 -75.5% 0.0%
    GREENWOOD $80,000 $55,000 -31.3% 0.0%

    Gloversville's top lender by overall market share is HOMESTEAD FUNDING CORP., with 12.7% market share. In second place, with 10.5%, is Community Bank, having originated $13,850,000 in loans. In third place, with 8.1%, is QUICKEN LOANS, LLC, having originated $10,655,000 in loans. In fourth place, with 7.0%, is NBT Bank, having originated $9,185,000 in loans. In fifth place, with 5.2%, is NEWREZ LLC, having originated $6,900,000 in loans.

    Gloversville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Gloversville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $137,500 (13.4%) $184,448 (9.5%) 0.00 240
    2018-02-01 $138,375 (16.3%) $186,283 (12.8%) 0.00 224
    2018-03-01 $136,250 (18.5%) $189,633 (19.1%) 0.00 226
    2018-04-01 $138,225 (15.3%) $191,308 (14.6%) 0.00 232
    2018-05-01 $159,375 (25.2%) $205,129 (14.6%) 0.00 277
    2018-06-01 $159,900 (23.0%) $204,856 (14.6%) 0.00 301
    2018-07-01 $159,900 (15.0%) $202,292 (10.4%) 0.00 327
    2018-08-01 $167,400 (12.1%) $209,548 (7.6%) 0.00 316
    2018-09-01 $164,900 (10.3%) $200,046 (1.8%) 0.00 329
    2018-10-01 $163,850 (9.3%) $202,066 (3.6%) 0.00 316
    2018-11-01 $159,900 (7.0%) $198,611 (3.1%) 0.00 305
    2018-12-01 $149,900 (7.8%) $187,538 (2.0%) 0.00 279
    2019-01-01 $153,675 (11.8%) $186,545 (1.1%) 0.00 255
    2019-02-01 $144,950 (4.8%) $178,915 (-4.0%) 0.00 249
    2019-03-01 $150,086 (10.2%) $182,276 (-3.9%) 0.00 242
    2019-04-01 $158,450 (14.6%) $188,241 (-1.6%) 0.00 243
    2019-05-01 $169,200 (6.2%) $198,940 (-3.0%) 0.00 275
    2019-06-01 $174,900 (9.4%) $207,387 (1.2%) 0.00 298
    2019-07-01 $176,475 (10.4%) $208,585 (3.1%) 0.00 319
    2019-08-01 $169,609 (1.3%) $208,447 (-0.5%) 0.00 329
    2019-09-01 $158,523 (-3.9%) $204,911 (2.4%) 0.00 328
    2019-10-01 $149,450 (-8.8%) $199,684 (-1.2%) 0.00 320
    2019-11-01 $141,400 (-11.6%) $196,683 (-1.0%) 0.00 290
    2019-12-01 $143,600 (-4.2%) $198,884 (6.1%) 0.00 272
    2020-01-01 $142,450 (-7.3%) $198,365 (6.3%) 0.00 249
    2020-02-01 $139,450 (-3.8%) $196,171 (9.6%) 0.00 249
    2020-03-01 $157,450 (4.9%) $207,571 (13.9%) 0.00 223
    2020-04-01 $159,450 (0.6%) $210,873 (12.0%) 0.00 208
    2020-05-01 $169,000 (-0.1%) $212,728 (6.9%) 0.00 194
    2020-06-01 $178,450 (2.0%) $214,540 (3.5%) 0.00 173
    2020-07-01 $159,950 (-9.4%) $215,138 (3.1%) 0.00 175
    2020-08-01 $189,000 (11.4%) $231,164 (10.9%) 0.00 169
    2020-09-01 $187,425 (18.2%) $225,482 (10.0%) 0.00 170
    2020-10-01 $169,900 (13.7%) $221,127 (10.7%) 0.00 147
    2020-11-01 $159,225 (12.6%) $222,204 (13.0%) 0.00 146
    2020-12-01 $162,425 (13.1%) $220,570 (10.9%) 0.00 126
    2021-01-01 $149,900 (5.2%) $210,071 (5.9%) 0.00 104
    2021-02-01 $161,175 (15.6%) $228,058 (16.3%) 0.00 94
    2021-03-01 $149,900 (-4.8%) $226,783 (9.3%) 0.00 86
    2021-04-01 $174,950 (9.7%) $251,309 (19.2%) 0.00 91
    2021-05-01 $199,000 (17.8%) $262,877 (23.6%) 0.00 96
    2021-06-01 $200,000 (12.1%) $285,696 (33.2%) 0.00 116
    2021-07-01 $215,000 (34.4%) $298,235 (38.6%) 0.00 137
    2021-08-01 $219,900 (16.4%) $313,865 (35.8%) 0.00 146
    2021-09-01 $216,950 (15.8%) $313,177 (38.9%) 0.00 149
    2021-10-01 $205,000 (20.7%) $293,464 (32.7%) 0.00 145
    2021-11-01 $194,450 (22.1%) $271,457 (22.2%) 0.00 133
    2021-12-01 $189,000 (16.4%) $246,086 (11.6%) 0.00 119
    2022-01-01 $197,000 (31.4%) $246,148 (17.2%) 0.00 103
    2022-02-01 $209,450 (30.0%) $245,947 (7.8%) 0.00 82
    2022-03-01 $218,500 (45.8%) $262,642 (15.8%) 0.00 62
    2022-04-01 $215,000 (22.9%) $268,780 (7.0%) 0.00 67
    2022-05-01 $204,900 (3.0%) $279,794 (6.4%) 0.00 82
    2022-06-01 $202,100 (1.1%) $300,908 (5.3%) 0.00 110
    2022-07-01 $219,900 (2.3%) $304,813 (2.2%) 0.00 128
    2022-08-01 $221,900 (0.9%) $305,623 (-2.6%) 0.00 133
    2022-09-01 $203,700 (-6.1%) $289,718 (-7.5%) 0.00 148
    2022-10-01 $215,000 (4.9%) $288,040 (-1.9%) 0.00 136
    2022-11-01 $211,950 (9.0%) $279,075 (2.8%) 0.00 133
    2022-12-01 $199,900 (5.8%) $263,518 (7.1%) 0.00 114
    2023-01-01 $209,975 (6.6%) $268,254 (9.0%) 0.00 109
    2023-02-01 $213,750 (2.1%) $262,345 (6.7%) 0.00 107
    2023-03-01 $210,000 (-3.9%) $267,789 (2.0%) 0.00 94
    2023-04-01 $209,900 (-2.4%) $265,422 (-1.3%) 0.00 93
    2023-05-01 $227,450 (11.0%) $291,804 (4.3%) 0.00 102
    2023-06-01 $226,000 (11.8%) $279,410 (-7.1%) 0.00 109
    2023-07-01 $224,950 (2.3%) $271,153 (-11.0%) 0.00 135
    2023-08-01 $212,450 (-4.3%) $262,616 (-14.1%) 0.00 135
    2023-09-01 $225,000 (10.5%) $259,885 (-10.3%) 0.00 136
    2023-10-01 $203,050 (-5.6%) $243,995 (-15.3%) 0.00 129
    2023-11-01 $214,925 (1.4%) $238,942 (-14.4%) 0.00 132
    2023-12-01 $225,000 (12.6%) $252,242 (-4.3%) 0.00 117
    2024-01-01 $221,163 (5.3%) $235,839 (-12.1%) 0.00 105
    2024-02-01 $201,200 (-5.9%) $237,797 (-9.4%) 0.00 95
    2024-03-01 $200,000 (-4.8%) $251,932 (-5.9%) 0.00 89
    2024-04-01 $216,225 (3.0%) $276,811 (4.3%) 0.00 98
    2024-05-01 $227,750 (0.1%) $317,440 (8.8%) 0.00 105
    2024-06-01 $247,500 (9.5%) $277,147 (-0.8%) 0.00 132
    2024-07-01 $230,722 (2.6%) $268,218 (-1.1%) 0.00 142
    2024-08-01 $229,894 (8.2%) $268,026 (2.1%) 0.00 139
    2024-09-01 $233,697 (3.9%) $266,903 (2.7%) 0.00 136
    2024-10-01 $250,700 (23.5%) $297,856 (22.1%) 0.00 121
    2024-11-01 $249,900 (16.3%) $301,417 (26.2%) 0.00 117
    2024-12-01 $247,450 (10.0%) $295,092 (17.0%) 0.00 108
    2025-01-01 $247,400 (11.9%) $297,463 (26.1%) 0.00 91
    2025-02-01 $262,464 (30.5%) $316,041 (32.9%) 0.00 75
    2025-03-01 $265,000 (32.5%) $335,318 (33.1%) 0.00 67
    2025-04-01 $257,225 (19.0%) $320,976 (16.0%) 0.00 78
    Gloversville's median listing price for 2025-04-01 was $257,225, a difference of $41,000 (19.0%) versus the prior year and $-7,775 versus the prior month.

    Gloversville's median listing price comes in at 0% of the national average.

    Gloversville's average listing price for 2025-04-01 was $320,976, a difference of $44,165 (16.0%) versus the prior year and $-14,342 versus the prior month.

    For the 2025-04-01 period, Gloversville had 78 MLS listings, a difference of 11 listings (16%) versus the prior month and -20 listings (-20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Gloversville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,624 sqft
    2018-02-01 0 days 1,646 sqft
    2018-03-01 0 days 1,621 sqft
    2018-04-01 0 days 1,622 sqft
    2018-05-01 0 days 1,608 sqft
    2018-06-01 0 days 1,611 sqft
    2018-07-01 0 days 1,622 sqft
    2018-08-01 0 days 1,646 sqft
    2018-09-01 0 days 1,620 sqft
    2018-10-01 0 days 1,615 sqft
    2018-11-01 0 days 1,620 sqft
    2018-12-01 0 days 1,624 sqft
    2019-01-01 0 days 1,627 sqft
    2019-02-01 0 days 1,624 sqft
    2019-03-01 0 days 1,630 sqft
    2019-04-01 0 days 1,631 sqft
    2019-05-01 0 days 1,641 sqft
    2019-06-01 0 days 1,623 sqft
    2019-07-01 0 days 1,625 sqft
    2019-08-01 0 days 1,597 sqft
    2019-09-01 0 days 1,580 sqft
    2019-10-01 0 days 1,568 sqft
    2019-11-01 0 days 1,566 sqft
    2019-12-01 0 days 1,568 sqft
    2020-01-01 0 days 1,565 sqft
    2020-02-01 0 days 1,568 sqft
    2020-03-01 0 days 1,604 sqft
    2020-04-01 0 days 1,581 sqft
    2020-05-01 0 days 1,588 sqft
    2020-06-01 0 days 1,605 sqft
    2020-07-01 0 days 1,549 sqft
    2020-08-01 0 days 1,630 sqft
    2020-09-01 0 days 1,700 sqft
    2020-10-01 0 days 1,700 sqft
    2020-11-01 0 days 1,708 sqft
    2020-12-01 0 days 1,674 sqft
    2021-01-01 0 days 1,687 sqft
    2021-02-01 0 days 1,700 sqft
    2021-03-01 0 days 1,614 sqft
    2021-04-01 0 days 1,670 sqft
    2021-05-01 0 days 1,648 sqft
    2021-06-01 0 days 1,580 sqft
    2021-07-01 0 days 1,694 sqft
    2021-08-01 0 days 1,622 sqft
    2021-09-01 0 days 1,608 sqft
    2021-10-01 0 days 1,700 sqft
    2021-11-01 0 days 1,665 sqft
    2021-12-01 0 days 1,669 sqft
    2022-01-01 0 days 1,780 sqft
    2022-02-01 0 days 1,760 sqft
    2022-03-01 0 days 1,706 sqft
    2022-04-01 0 days 1,689 sqft
    2022-05-01 0 days 1,525 sqft
    2022-06-01 0 days 1,534 sqft
    2022-07-01 0 days 1,578 sqft
    2022-08-01 0 days 1,554 sqft
    2022-09-01 0 days 1,511 sqft
    2022-10-01 0 days 1,520 sqft
    2022-11-01 0 days 1,532 sqft
    2022-12-01 0 days 1,520 sqft
    2023-01-01 0 days 1,520 sqft
    2023-02-01 0 days 1,528 sqft
    2023-03-01 0 days 1,557 sqft
    2023-04-01 0 days 1,647 sqft
    2023-05-01 0 days 1,603 sqft
    2023-06-01 0 days 1,595 sqft
    2023-07-01 0 days 1,585 sqft
    2023-08-01 0 days 1,548 sqft
    2023-09-01 0 days 1,520 sqft
    2023-10-01 0 days 1,539 sqft
    2023-11-01 0 days 1,500 sqft
    2023-12-01 0 days 1,484 sqft
    2024-01-01 0 days 1,506 sqft
    2024-02-01 0 days 1,509 sqft
    2024-03-01 0 days 1,500 sqft
    2024-04-01 0 days 1,478 sqft
    2024-05-01 0 days 1,453 sqft
    2024-06-01 0 days 1,481 sqft
    2024-07-01 0 days 1,469 sqft
    2024-08-01 0 days 1,460 sqft
    2024-09-01 0 days 1,487 sqft
    2024-10-01 0 days 1,494 sqft
    2024-11-01 0 days 1,511 sqft
    2024-12-01 0 days 1,511 sqft
    2025-01-01 0 days 1,512 sqft
    2025-02-01 0 days 1,508 sqft
    2025-03-01 0 days 1,500 sqft
    2025-04-01 0 days 1,509 sqft
    Gloversville's median listing age (time on market) for 2025-04-01 was 0 days.

    Gloversville's median square footage for active listings during the 2025-04-01 period was 1,509 sqft. One year prior, the average listing was 1,478 sqft.

    Gloversville, NY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 486 $92,600,000 $190,535
    Home Improvement 117 $9,695,000 $82,863
    Cash Out Refi 85 $15,255,000 $179,471
    Other 56 $5,510,000 $98,393
    Refi 55 $8,605,000 $156,455

    Gloversville's most frequently cited loan purpose was Home Purchase, with 486 originations. The 2nd most popular reason was Home Improvement, with 117 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 341 $65,975,000 $193,475
    7-8% 187 $27,765,000 $148,476
    Over 8% 121 $12,155,000 $100,455
    5-6% 73 $14,905,000 $204,178
    3-4% 27 $2,335,000 $86,481
    <2.5% 7 $215,000 $30,714
    4-5% 7 $685,000 $97,857
    2.5-3% 1 $435,000 $435,000

    During 2024, Gloversville's most frequently originated rate bucket was 6-7%, with 341 originations.

    Loan Sizing (Gloversville, NY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 336 $48,040,000 $142,976
    $100,000 or less 229 $14,185,000 $61,943
    $200k-400k 210 $55,920,000 $266,286
    $400k-600k 17 $8,075,000 $475,000
    $600k-1000k 6 $4,290,000 $715,000
    $Over $1MM 1 $1,155,000 $1,155,000

    Gloversville's loan sizing saw the bucket of loans from $100k-200k with 336 originations, totaling $48,040,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 350 $68,690,000 $196,257
    60-80% 169 $29,725,000 $175,888
    20-40% 91 $8,145,000 $89,505
    40-60% 79 $10,735,000 $135,886
    Under 20% 61 $2,735,000 $44,836
    Over 100% 14 $4,010,000 $286,429

    Gloversville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 350 originations, totaling $68,690,000 in origination value.