Hudson Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hudson averaged 6.66% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 6.71% and one month ago for the week of 2023-10-19, the average rate was 6.8%.

Hudson's average rate one year ago was 5.88%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.21%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Hudson 30 Year Fixed Rate 2023-11-22 6.66%
Hudson 30 Year Fixed Rate Refi 2023-11-22 6.21%
Hudson 15 Year Fixed Rate 2023-11-22 6.87%
Hudson 15 Year Fixed Rate Refi 2023-11-22 5.72%
Hudson 30 Year FHA 2023-11-22 0.1%
Hudson 30 Year FHA Refi 2023-11-22 0.1%
Hudson 30 Year USDA 2023-11-22 -0.1%
Hudson 30 Year USDA Refi 2023-11-22 -0.1%
Hudson 30 Year VA 2023-11-22 -0.1%
Hudson 30 Year VA Refi 2023-11-22 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hudson, NY.

Hudson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hudson, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
HOMESTEAD FUNDING CORP. 118 4.88% $4,721
QUICKEN LOANS, LLC 47 4.96% $7,289
GUARANTEED RATE, INC. 43 4.60% $7,058
The Bank of Greene County 37 3.79% $6,278
JPMorgan Chase Bank 30 4.13% $7,459
KeyBank 26 4.50% $4,539
Wells Fargo Bank 24 3.79% $6,886
SEFCU SERVICES, LLC 18 4.11% $4,087
UNITED WHOLESALE MORTGAGE, LLC 16 5.66% $11,008
Ulster Savings Bank 16 3.84% $6,336
TD Bank 13 4.27% $4,337
TrustCo Bank 12 4.46% $2,086
CROSSCOUNTRY MORTGAGE, LLC 12 5.56% $11,684
SUNMARK FEDERAL CREDIT UNION 12 4.39% $3,721
Bank of America 12 3.81% $4,285
CALIBER HOME LOANS, INC. 9 4.40% $4,069
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 4.83% $9,272
First Republic Bank 8 3.39% $9,285
Berkshire Bank 8 4.50% $4,037
Citizens Bank 8 4.41% $7,193
GREYLOCK 7 3.55% $3,985
CCFCU FUNDING, LLC 7 4.11% $4,745
MID-HUDSON VALLEY 6 4.23% $4,549
U.S. Bank 6 4.63% $8,732
LOANDEPOT.COM, LLC 6 4.37% $8,606
Morgan Stanley Private Bank 6 3.58% $8,506
BETTER MORTGAGE CORPORATION 6 4.23% $8,181
Mr. Cooper ( Nationstar Mortgage ) 5 4.40% $8,750
Citibank 5 3.60% $6,467
HUDSON VALLEY CREDIT UNION 5 4.78% $4,354
Farm Credit East, ACA 5 5.36% $5,225
Community Bank 4 5.22% $3,020
AMERICAN FINANCING CORPORATION 4 3.84% $7,060
FREEDOM MORTGAGE CORPORATION 4 4.97% $8,330
UBS Bank USA 3 3.29% $7,208
City National Bank 3 3.25% $11,676
HOME POINT FINANCIAL CORPORATION 3 5.29% $8,551
Premium Mortgage Corporation 3 5.13% $4,435
Rhinebeck Bank 3 5.33% $4,025
Charles Schwab Bank, SSB 3 4.23% $4,295
NEWREZ LLC 2 3.75% $6,111
BNY Mellon 2 3.69% $4,958
Carrington Mortgage Services, LLC 2 3.44% $7,891
CLIFFCO, INC. 2 5.31% $7,652
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.06% $6,468
FINANCE OF AMERICA MORTGAGE LLC 2 5.87% $17,362
Flagstar Bank, FSB 2 3.88% $9,975
FM Home Loans, LLC 2 5.69% $10,188
M&T Bank 2 4.56% $7,440
PLAZA HOME MORTGAGE, INC. 2 3.25% $9,348
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 4.13% $4,307
Stifel Bank and Trust 2 5.13% $7,476
UNITED NORTHERN MORTGAGE BANKERS LIMITED 2 3.75% $5,850
PENTAGON FEDERAL CREDIT UNION 1 3.13% $3,764
People's United Bank 1 3.38% $5,781
PHH Mortgage Corporation 1 6.38% $13,616
Amalgamated Bank 1 3.25% $4,519
Kearny Bank 1 4.88% $7,385
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.38% $26,598
GuardHill Financial Corp. 1 4.50% $14,067
Quontic Bank 1 6.50% $10,466
Raymond James Bank 1 4.00% $8,326
First Savings Bank 1 4.38% $6,434
WALL STREET MORTGAGE BANKERS, LTD. 1 3.75% $8,349
Santander Bank, N.A. 1 3.50% $4,382
FIRST NEW YORK 1 4.38% $3,170
Silicon Valley Bank 1 3.38% $7,195
Webster Bank 1 3.00% $4,449
DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $5,634
Discover Bank 1 3.49% $0
TEG Federal Credit Union 1 5.63% $3,982
DIGITAL Federal Credit Union 1 2.88% $3,750
TOTAL MORTGAGE SERVICES, LLC 1 4.38% $12,094
COMMUNITY RESOURCE FEDERAL CREDIT UNION 1 4.75% $4,975
Chemung Canal Trust Company 1 4.38% $7,837
Bank of Hope 1 4.88% $21,452
United Nations Federal Credit Union 1 2.50% $3,701
Adams Community Bank 1 3.25% $12,358
MORTGAGE ACCESS CORP. 1 6.63% $5,495
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.38% $821
NBKC BANK 1 6.75% $5,526
Actors Federal Credit Union 1 3.00% $4,268
Northwest Community Bank 1 4.75% $8,651

Hudson Average Closing Costs & Other Stats

Hudson, NY's 83 lenders originated 1,566 loans during 2022. The total origination value was $458,590,000, with an average loan value of $292,842.

Hudson's average closing costs are $5,136.

The top Hudson lender as defined by loan originations is HOMESTEAD FUNDING CORP., with 118 loans originated. Their average total fees are $4,721, which is $2,568 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Hudson lenders (with over 10 loans originated) are TrustCo Bank ($2,086), SUNMARK FEDERAL CREDIT UNION ($3,721), SEFCU SERVICES, LLC ($4,087), Bank of America ($4,285) and TD Bank ($4,337).

The lowest rate Hudson lenders (with over 10 loans originated) are Wells Fargo Bank (3.79%), The Bank of Greene County (3.79%), Bank of America (3.81%), Ulster Savings Bank (3.84%) and SEFCU SERVICES, LLC (4.11%).

Hudson, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
HOMESTEAD FUNDING CORP. $74,755,000 $50,465,000 -32.5% 11.0%
The Bank of Greene County $48,895,000 $44,790,000 -8.4% 9.8%
GUARANTEED RATE, INC. $27,860,000 $24,860,000 -10.8% 5.4%
JPMorgan Chase Bank $27,510,000 $24,040,000 -12.6% 5.2%
QUICKEN LOANS, LLC $53,745,000 $21,160,000 -60.6% 4.6%
KeyBank $26,425,000 $19,795,000 -25.1% 4.3%
Wells Fargo Bank $38,310,000 $13,980,000 -63.5% 3.0%
Citizens Bank $6,495,000 $11,115,000 71.1% 2.4%
First Republic Bank $7,735,000 $10,850,000 40.3% 2.4%
STATE EMPLOYEES FEDERAL CREDIT UNION $7,375,000 $10,730,000 45.5% 2.3%
Ulster Savings Bank $6,105,000 $9,700,000 58.9% 2.1%
Salisbury Bank and Trust Company $11,345,000 $9,015,000 -20.5% 2.0%
TrustCo Bank $19,735,000 $8,890,000 -55.0% 1.9%
Bank of America $16,280,000 $8,670,000 -46.7% 1.9%
SEFCU SERVICES, LLC $19,685,000 $7,870,000 -60.0% 1.7%
CROSSCOUNTRY MORTGAGE, LLC $7,575,000 $7,825,000 3.3% 1.7%
TD Bank $6,395,000 $7,390,000 15.6% 1.6%
SUNMARK FEDERAL CREDIT UNION $7,210,000 $7,385,000 2.4% 1.6%
Adams Community Bank $430,000 $7,105,000 1,552.3% 1.5%
Morgan Stanley Private Bank $3,610,000 $6,995,000 93.8% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $6,505,000 $6,890,000 5.9% 1.5%
GREYLOCK $1,210,000 $6,765,000 459.1% 1.5%
City National Bank $4,100,000 $6,535,000 59.4% 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,720,000 $4,820,000 -37.6% 1.1%
Rondout Savings Bank $3,135,000 $4,780,000 52.5% 1.0%
HUDSON VALLEY CREDIT UNION $6,385,000 $4,235,000 -33.7% 0.9%
U.S. Bank $1,975,000 $4,230,000 114.2% 0.9%
CALIBER HOME LOANS, INC. $4,580,000 $4,180,000 -8.7% 0.9%
Berkshire Bank $7,780,000 $4,130,000 -46.9% 0.9%
LOANDEPOT.COM, LLC $8,835,000 $3,875,000 -56.1% 0.8%
Citibank $10,460,000 $3,655,000 -65.1% 0.8%
CCFCU FUNDING, LLC $4,590,000 $3,475,000 -24.3% 0.8%
M&T Bank $4,705,000 $3,340,000 -29.0% 0.7%
Community Bank $8,190,000 $2,965,000 -63.8% 0.6%
CAPITAL COMMUNICATIONS Federal Credit Union $1,450,000 $2,535,000 74.8% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $475,000 $2,530,000 432.6% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $6,125,000 $2,515,000 -58.9% 0.5%
The National Bank of Coxsackie $2,670,000 $2,460,000 -7.9% 0.5%
Chemung Canal Trust Company $600,000 $2,400,000 300.0% 0.5%
Stifel Bank and Trust $560,000 $2,360,000 321.4% 0.5%
BETTER MORTGAGE CORPORATION $5,050,000 $2,320,000 -54.1% 0.5%
MID-HUDSON VALLEY $2,005,000 $2,315,000 15.5% 0.5%
Webster Bank $2,170,000 n/a 0.5%
UBS Bank USA $4,060,000 $2,120,000 -47.8% 0.5%
Pioneer Bank $955,000 $2,070,000 116.8% 0.5%
Farm Credit East, ACA $4,375,000 $1,885,000 -56.9% 0.4%
Charles Schwab Bank, SSB $1,690,000 $1,795,000 6.2% 0.4%
Raymond James Bank $315,000 $1,795,000 469.8% 0.4%
Lee Bank $1,105,000 $1,720,000 55.7% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $605,000 $1,575,000 160.3% 0.3%
Silicon Valley Bank $1,465,000 n/a 0.3%
Wallkill Valley Federal Savings and Loan Association $1,050,000 $1,440,000 37.1% 0.3%
RELIANCE FIRST CAPITAL, LLC $1,535,000 $1,410,000 -8.1% 0.3%
Bank of Hope $1,385,000 n/a 0.3%
HOME POINT FINANCIAL CORPORATION $4,220,000 $1,315,000 -68.8% 0.3%
BNY Mellon $6,245,000 $1,270,000 -79.7% 0.3%
Rhinebeck Bank $3,460,000 $1,245,000 -64.0% 0.3%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $855,000 $1,235,000 44.4% 0.3%
FREEDOM MORTGAGE CORPORATION $5,080,000 $1,230,000 -75.8% 0.3%
PLAZA HOME MORTGAGE, INC. $2,000,000 $1,230,000 -38.5% 0.3%
NBT Bank $2,855,000 $1,135,000 -60.2% 0.2%
NEWREZ LLC $6,305,000 $1,125,000 -82.2% 0.2%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $570,000 $1,070,000 87.7% 0.2%
FIRST NEW YORK $270,000 $1,065,000 294.4% 0.2%
AMERICAN FINANCING CORPORATION $1,740,000 $1,010,000 -42.0% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $1,025,000 $980,000 -4.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,380,000 $975,000 -29.3% 0.2%
Valley National Bank $175,000 $955,000 445.7% 0.2%
Premium Mortgage Corporation $715,000 $935,000 30.8% 0.2%
Quontic Bank $235,000 $925,000 293.6% 0.2%
MOVEMENT MORTGAGE, LLC $900,000 n/a 0.2%
TOTAL MORTGAGE SERVICES, LLC $855,000 $885,000 3.5% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $800,000 n/a 0.2%
The Pittsfield Co-operative Bank $780,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,285,000 $770,000 -66.3% 0.2%
NBKC BANK $750,000 n/a 0.2%
FM Home Loans, LLC $1,650,000 $630,000 -61.8% 0.1%
NAVY FEDERAL CREDIT UNION $1,180,000 $625,000 -47.0% 0.1%
Mortgage Research Center, LLC $1,555,000 $620,000 -60.1% 0.1%
Carrington Mortgage Services, LLC $945,000 $595,000 -37.0% 0.1%
CLIFFCO, INC. $1,240,000 $590,000 -52.4% 0.1%
PNC Bank $2,435,000 $585,000 -76.0% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,695,000 $580,000 -65.8% 0.1%
Tompkins Trust Company $555,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $405,000 $545,000 34.6% 0.1%
People's United Bank $1,450,000 $545,000 -62.4% 0.1%
Kearny Bank $535,000 n/a 0.1%
Flagstar Bank, FSB $2,005,000 $510,000 -74.6% 0.1%
RF Renovo Management Company, LLC $445,000 n/a 0.1%
First Savings Bank $440,000 n/a 0.1%
MORTGAGE ACCESS CORP. $425,000 n/a 0.1%
First Hope Bank, A National Banking Association $415,000 n/a 0.1%
A&D Mortgage LLC $390,000 n/a 0.1%
Ally Bank $385,000 n/a 0.1%
GuardHill Financial Corp. $640,000 $375,000 -41.4% 0.1%
Discover Bank $260,000 $370,000 42.3% 0.1%
Toyota Financial Savings Bank $355,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $660,000 $330,000 -50.0% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $325,000 n/a 0.1%
First Central Savings Bank $325,000 n/a 0.1%
Magnolia Bank $325,000 n/a 0.1%
TEG Federal Credit Union $815,000 $325,000 -60.1% 0.1%
Amalgamated Bank $340,000 $315,000 -7.4% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $305,000 n/a 0.1%
PHH Mortgage Corporation $305,000 n/a 0.1%
Santander Bank, N.A. $1,005,000 $305,000 -69.7% 0.1%
United Nations Federal Credit Union $305,000 $305,000 0.0% 0.1%
USAA Federal Savings Bank $1,220,000 $305,000 -75.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $300,000 n/a 0.1%
Genesee Regional Bank $285,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $285,000 n/a 0.1%
Actors Federal Credit Union $275,000 n/a 0.1%
Northwest Community Bank $275,000 n/a 0.1%
Academy Bank $265,000 n/a 0.1%
WALL STREET MORTGAGE BANKERS, LTD. $545,000 $255,000 -53.2% 0.1%
LIMA ONE CAPITAL, LLC $245,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $225,000 n/a 0.0%
HUDSON HERITAGE $190,000 $225,000 18.4% 0.0%
21ST MORTGAGE CORPORATION $280,000 $220,000 -21.4% 0.0%
Ballston Spa National Bank $420,000 $215,000 -48.8% 0.0%
The Federal Savings Bank $490,000 $205,000 -58.2% 0.0%
First Horizon Bank $175,000 n/a 0.0%
COMMUNITY RESOURCE FEDERAL CREDIT UNION $145,000 $170,000 17.2% 0.0%
DIGITAL Federal Credit Union $165,000 n/a 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $120,000 $160,000 33.3% 0.0%
The Northern Trust Company $155,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $180,000 $145,000 -19.4% 0.0%
HOME TOWN FUNDING, INC. $135,000 n/a 0.0%
GREENWOOD $45,000 $105,000 133.3% 0.0%
Deere Employees Credit Union $305,000 $95,000 -68.9% 0.0%
ROYAL UNITED MORTGAGE LLC $855,000 $95,000 -88.9% 0.0%
The People's Credit Union $65,000 n/a 0.0%
BayCoast Bank $45,000 n/a 0.0%
Municipal Credit Union $45,000 n/a 0.0%
AMERICAN ADVISORS GROUP $400,000 $35,000 -91.3% 0.0%

Hudson's top lender by overall market share is HOMESTEAD FUNDING CORP., with 11.0% market share. In second place, with 9.8%, is The Bank of Greene County, having originated $44,790,000 in loans. In third place, with 5.4%, is GUARANTEED RATE, INC., having originated $24,860,000 in loans. In fourth place, with 5.2%, is JPMorgan Chase Bank, having originated $24,040,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $21,160,000 in loans.


Hudson Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $352,250 (1.5%) $602,202 (4.7%) 0.00 594
2018-02-01 $351,000 (1.7%) $619,464 (13.0%) 0.00 590
2018-03-01 $357,450 (3.8%) $628,042 (15.4%) 0.00 579
2018-04-01 $362,725 (5.9%) $643,058 (15.2%) 0.00 597
2018-05-01 $376,625 (9.2%) $671,589 (19.5%) 0.00 640
2018-06-01 $389,000 (8.6%) $673,859 (17.1%) 0.00 719
2018-07-01 $395,000 (12.9%) $680,764 (14.3%) 0.00 778
2018-08-01 $396,000 (13.2%) $677,247 (12.9%) 0.00 786
2018-09-01 $395,000 (12.9%) $666,585 (11.9%) 0.00 764
2018-10-01 $393,225 (12.4%) $652,765 (8.6%) 0.00 762
2018-11-01 $379,900 (6.7%) $645,089 (7.1%) 0.00 748
2018-12-01 $379,900 (7.2%) $646,580 (5.9%) 0.00 672
2019-01-01 $389,000 (10.4%) $650,766 (8.1%) 0.00 620
2019-02-01 $377,450 (7.5%) $640,579 (3.4%) 0.00 613
2019-03-01 $369,571 (3.4%) $627,372 (-0.1%) 0.00 622
2019-04-01 $369,000 (1.7%) $616,342 (-4.2%) 0.00 640
2019-05-01 $374,425 (-0.6%) $608,173 (-9.4%) 0.00 695
2019-06-01 $379,500 (-2.4%) $630,368 (-6.5%) 0.00 750
2019-07-01 $392,000 (-0.8%) $633,257 (-7.0%) 0.00 778
2019-08-01 $395,682 (-0.1%) $637,180 (-5.9%) 0.00 777
2019-09-01 $396,705 (0.4%) $643,564 (-3.5%) 0.00 757
2019-10-01 $396,386 (0.8%) $646,773 (-0.9%) 0.00 739
2019-11-01 $395,000 (4.0%) $641,229 (-0.6%) 0.00 685
2019-12-01 $395,000 (4.0%) $664,085 (2.7%) 0.00 608
2020-01-01 $390,925 (0.5%) $677,540 (4.1%) 0.00 543
2020-02-01 $399,000 (5.7%) $689,806 (7.7%) 0.00 527
2020-03-01 $427,000 (15.5%) $703,212 (12.1%) 0.00 528
2020-04-01 $429,750 (16.5%) $697,081 (13.1%) 0.00 522
2020-05-01 $449,000 (19.9%) $712,149 (17.1%) 0.00 500
2020-06-01 $497,000 (31.0%) $789,728 (25.3%) 0.00 503
2020-07-01 $499,200 (27.4%) $786,110 (24.1%) 0.00 508
2020-08-01 $527,000 (33.2%) $847,715 (33.0%) 0.00 487
2020-09-01 $499,300 (25.9%) $853,375 (32.6%) 0.00 510
2020-10-01 $497,000 (25.4%) $848,798 (31.2%) 0.00 531
2020-11-01 $499,000 (26.3%) $858,885 (33.9%) 0.00 493
2020-12-01 $500,950 (26.8%) $918,825 (38.4%) 0.00 447
2021-01-01 $537,000 (37.4%) $965,350 (42.5%) 0.00 398
2021-02-01 $562,500 (41.0%) $976,848 (41.6%) 0.00 362
2021-03-01 $557,472 (30.6%) $992,348 (41.1%) 0.00 336
2021-04-01 $574,975 (33.8%) $1,013,698 (45.4%) 0.00 321
2021-05-01 $559,988 (24.7%) $961,274 (35.0%) 0.00 329
2021-06-01 $536,500 (8.0%) $882,085 (11.7%) 0.00 356
2021-07-01 $499,000 (0.0%) $815,701 (3.8%) 0.00 323
2021-08-01 $492,000 (-6.6%) $812,095 (-4.2%) 0.00 328
2021-09-01 $493,613 (-1.1%) $807,931 (-5.3%) 0.00 312
2021-10-01 $499,000 (0.4%) $837,144 (-1.4%) 0.00 305
2021-11-01 $495,000 (-0.8%) $824,465 (-4.0%) 0.00 288
2021-12-01 $489,000 (-2.4%) $807,971 (-12.1%) 0.00 269
2022-01-01 $495,000 (-7.8%) $862,338 (-10.7%) 0.00 225
2022-02-01 $539,500 (-4.1%) $996,739 (2.0%) 0.00 177
2022-03-01 $562,250 (0.9%) $984,754 (-0.8%) 0.00 177
2022-04-01 $549,000 (-4.5%) $983,469 (-3.0%) 0.00 167
2022-05-01 $554,475 (-1.0%) $931,027 (-3.2%) 0.00 193
2022-06-01 $597,000 (11.3%) $967,443 (9.7%) 0.00 239
2022-07-01 $598,700 (20.0%) $1,021,654 (25.3%) 0.00 289
2022-08-01 $599,500 (21.9%) $1,053,116 (29.7%) 0.00 274
2022-09-01 $586,000 (18.7%) $1,028,018 (27.2%) 0.00 287
2022-10-01 $599,900 (20.2%) $1,034,099 (23.5%) 0.00 288
2022-11-01 $641,250 (29.6%) $1,079,672 (31.0%) 0.00 267
2022-12-01 $599,900 (22.7%) $1,065,128 (31.8%) 0.00 235
2023-01-01 $587,250 (18.6%) $998,062 (15.7%) 0.00 201
2023-02-01 $639,950 (18.6%) $1,061,088 (6.5%) 0.00 191
2023-03-01 $599,000 (6.5%) $1,038,697 (5.5%) 0.00 193
2023-04-01 $665,000 (21.1%) $1,144,247 (16.4%) 0.00 199
2023-05-01 $749,250 (35.1%) $1,155,989 (24.2%) 0.00 218
2023-06-01 $795,000 (33.2%) $1,289,123 (33.3%) 0.00 238
2023-07-01 $744,500 (24.4%) $1,281,616 (25.5%) 0.00 265
2023-08-01 $670,750 (11.9%) $1,200,085 (14.0%) 0.00 301
2023-09-01 $664,500 (13.4%) $1,137,010 (10.6%) 0.00 315
2023-10-01 $675,000 (12.5%) $1,146,488 (10.9%) 0.00 325
Hudson's median listing price for 2023-10-01 was $675,000, a difference of $75,100 (12.5%) versus the prior year and $10,500 versus the prior month.

Hudson's median listing price comes in at 0% of the national average.

Hudson's average listing price for 2023-10-01 was $1,146,488, a difference of $112,389 (10.9%) versus the prior year and $9,478 versus the prior month.

For the 2023-10-01 period, Hudson had 325 MLS listings, a difference of 10 listings (3%) versus the prior month and 37 listings (13%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,100 sqft
2018-02-01 0 days 2,075 sqft
2018-03-01 0 days 2,049 sqft
2018-04-01 0 days 2,075 sqft
2018-05-01 0 days 2,191 sqft
2018-06-01 0 days 2,209 sqft
2018-07-01 0 days 2,219 sqft
2018-08-01 0 days 2,203 sqft
2018-09-01 0 days 2,245 sqft
2018-10-01 0 days 2,247 sqft
2018-11-01 0 days 2,224 sqft
2018-12-01 0 days 2,202 sqft
2019-01-01 0 days 2,237 sqft
2019-02-01 0 days 2,206 sqft
2019-03-01 0 days 2,164 sqft
2019-04-01 0 days 2,125 sqft
2019-05-01 0 days 2,143 sqft
2019-06-01 0 days 2,148 sqft
2019-07-01 0 days 2,110 sqft
2019-08-01 0 days 2,114 sqft
2019-09-01 0 days 2,123 sqft
2019-10-01 0 days 2,138 sqft
2019-11-01 0 days 2,124 sqft
2019-12-01 0 days 2,148 sqft
2020-01-01 0 days 2,142 sqft
2020-02-01 0 days 2,168 sqft
2020-03-01 0 days 2,209 sqft
2020-04-01 0 days 2,215 sqft
2020-05-01 0 days 2,300 sqft
2020-06-01 0 days 2,354 sqft
2020-07-01 0 days 2,361 sqft
2020-08-01 0 days 2,400 sqft
2020-09-01 0 days 2,400 sqft
2020-10-01 0 days 2,309 sqft
2020-11-01 0 days 2,278 sqft
2020-12-01 0 days 2,350 sqft
2021-01-01 0 days 2,377 sqft
2021-02-01 0 days 2,365 sqft
2021-03-01 0 days 2,340 sqft
2021-04-01 0 days 2,340 sqft
2021-05-01 0 days 2,268 sqft
2021-06-01 0 days 2,229 sqft
2021-07-01 0 days 2,100 sqft
2021-08-01 0 days 2,072 sqft
2021-09-01 0 days 2,000 sqft
2021-10-01 0 days 2,088 sqft
2021-11-01 0 days 2,092 sqft
2021-12-01 0 days 2,098 sqft
2022-01-01 0 days 2,173 sqft
2022-02-01 0 days 2,159 sqft
2022-03-01 0 days 2,194 sqft
2022-04-01 0 days 2,228 sqft
2022-05-01 0 days 2,060 sqft
2022-06-01 0 days 2,074 sqft
2022-07-01 0 days 2,160 sqft
2022-08-01 0 days 2,131 sqft
2022-09-01 0 days 2,106 sqft
2022-10-01 0 days 2,112 sqft
2022-11-01 0 days 2,190 sqft
2022-12-01 0 days 2,150 sqft
2023-01-01 0 days 2,100 sqft
2023-02-01 0 days 2,186 sqft
2023-03-01 0 days 2,100 sqft
2023-04-01 0 days 2,100 sqft
2023-05-01 0 days 2,270 sqft
2023-06-01 0 days 2,345 sqft
2023-07-01 0 days 2,257 sqft
2023-08-01 0 days 2,209 sqft
2023-09-01 0 days 2,200 sqft
2023-10-01 0 days 2,219 sqft
Hudson's median listing age (time on market) for 2023-10-01 was 0 days.

Hudson's median square footage for active listings during the 2023-10-01 period was 2,219 sqft. One year prior, the average listing was 2,112 sqft.

Hudson, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 624 $236,580,000 $379,135
Home Improvement 282 $40,930,000 $145,142
Cash Out Refi 270 $78,630,000 $291,222
Refi 262 $71,410,000 $272,557
Other 128 $31,040,000 $242,500

Hudson's most frequently cited loan purpose was Home Purchase, with 624 originations. The 2nd most popular reason was Home Improvement, with 282 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 504 $153,980,000 $305,516
4-5% 320 $101,810,000 $318,156
5-6% 284 $69,470,000 $244,613
2.5-3% 147 $54,825,000 $372,959
6-7% 116 $30,240,000 $260,690
<2.5% 89 $16,725,000 $187,921
7-8% 27 $5,165,000 $191,296
Over 8% 17 $3,145,000 $185,000

During 2022, Hudson's most frequently originated rate bucket was 3-4%, with 504 originations.

Loan Sizing (Hudson, NY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 591 $166,605,000 $281,904
$100k-200k 373 $54,395,000 $145,831
$100,000 or less 306 $17,120,000 $55,948
$400k-600k 166 $80,350,000 $484,036
$600k-1000k 83 $59,685,000 $719,096
$Over $1MM 47 $80,435,000 $1,711,383

Hudson's loan sizing saw the bucket of loans from $200k-400k with 591 originations, totaling $166,605,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 423 $168,225,000 $397,695
80-100% 361 $132,145,000 $366,053
20-40% 244 $38,410,000 $157,418
Under 20% 238 $14,830,000 $62,311
40-60% 231 $79,175,000 $342,749
Over 100% 7 $2,255,000 $322,143

Hudson's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 423 originations, totaling $168,225,000 in origination value.