Hudson Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hudson averaged 5.75% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.86% and one month ago for the week of 2022-05-26, the average rate was 5.25%.

Hudson's average rate one year ago was 3.26%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.94%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Hudson 30 Year Fixed Rate 2022-06-30 5.75%
Hudson 30 Year Fixed Rate Refi 2022-06-30 5.94%
Hudson 15 Year Fixed Rate 2022-06-30 5.56%
Hudson 15 Year Fixed Rate Refi 2022-06-30 5.29%
Hudson 30 Year FHA 2022-06-30 5.54%
Hudson 30 Year FHA Refi 2022-06-30 5.83%
Hudson 30 Year USDA 2022-06-30 5.72%
Hudson 30 Year USDA Refi 2022-06-30 4.97%
Hudson 30 Year VA 2022-06-30 5.52%
Hudson 30 Year VA Refi 2022-06-30 5.6%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hudson, NY.

Hudson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Hudson, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
HOMESTEAD FUNDING CORP. 166 3.16% $3,833
QUICKEN LOANS, LLC 119 3.09% $5,677
GUARANTEED RATE, INC. 59 3.19% $4,202
Wells Fargo Bank 56 2.91% $5,117
JPMorgan Chase Bank 46 2.96% $4,430
KeyBank 42 3.10% $3,039
TrustCo Bank 38 3.07% $1,796
SEFCU SERVICES, LLC 28 3.13% $3,526
The Bank of Greene County 23 3.30% $7,584
PRIMELENDING, A PLAINSCAPITAL COMPANY 23 3.21% $5,433
Bank of America 19 2.76% $4,772
LOANDEPOT.COM, LLC 19 2.92% $5,972
CROSSCOUNTRY MORTGAGE, LLC 18 3.01% $6,539
Community Bank 17 3.18% $2,615
UNITED WHOLESALE MORTGAGE, LLC 17 2.99% $6,810
Citibank 13 2.82% $7,054
HUDSON VALLEY CREDIT UNION 12 2.99% $3,647
TD Bank 11 3.01% $5,015
FREEDOM MORTGAGE CORPORATION 11 3.10% $4,282
CALIBER HOME LOANS, INC. 11 2.96% $3,530
NEWREZ LLC 10 2.97% $5,640
Farm Credit East, ACA 9 3.60% $9,173
CCFCU FUNDING, LLC 9 3.04% $3,372
Berkshire Bank 9 3.07% $4,749
HOME POINT FINANCIAL CORPORATION 9 3.28% $6,263
BETTER MORTGAGE CORPORATION 8 2.97% $7,202
SUNMARK FEDERAL CREDIT UNION 8 3.20% $3,926
Ulster Savings Bank 8 3.20% $3,936
City National Bank 6 2.76% $5,864
Citizens Bank 6 3.06% $5,322
First Republic Bank 6 2.93% $9,052
Morgan Stanley Private Bank 6 2.72% $5,625
BNY Mellon 5 2.68% $7,692
PLAZA HOME MORTGAGE, INC. 5 3.07% $5,047
Flagstar Bank, FSB 5 3.32% $4,561
ROYAL UNITED MORTGAGE LLC 5 3.30% $9,492
Manufacturers and Traders Trust Company 5 3.13% $4,416
AMERICAN FINANCING CORPORATION 5 3.40% $5,792
Luxury Mortgage Corp. 4 3.13% $8,440
MID-HUDSON VALLEY 4 3.13% $4,558
FM Home Loans, LLC 4 3.16% $6,169
CLIFFCO, INC. 4 3.34% $8,399
EMBRACE HOME LOANS, INC. 4 2.94% $6,162
Mr. Cooper ( Nationstar Mortgage ) 4 3.38% $4,200
Saratoga National Bank and Trust Company 3 3.21% $4,257
HSBC BANK USA, NATIONAL ASSOCIATION 3 2.52% $7,263
U.S. Bank 3 2.96% $7,692
TEG Federal Credit Union 3 3.46% $3,223
UBS Bank USA 3 2.83% $8,504
NATIONWIDE MORTGAGE BANKERS, INC. 2 2.81% $6,954
Adams Community Bank 2 3.69% $4,643
Amalgamated Bank 2 3.00% $5,265
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.12% $6,916
Charles Schwab Bank, SSB 2 2.44% $6,831
Evolve Bank & Trust 2 2.94% $2,641
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.31% $10,071
FAMILY FIRST FUNDING LLC 2 3.31% $6,235
Goldman Sachs Bank USA 2 2.68% $9,143
GREYLOCK 2 2.99% $3,240
GuardHill Financial Corp. 2 3.00% $5,447
1ST PRIORITY MORTGAGE, INC. 2 2.88% $4,074
NJ LENDERS CORP. 2 3.13% $5,511
PNC Bank 2 2.88% $8,560
RELIANCE FIRST CAPITAL, LLC 2 2.93% $8,097
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.25% $4,537
TOTAL MORTGAGE SERVICES, LLC 2 4.81% $7,054
UNITED NORTHERN MORTGAGE BANKERS LIMITED 2 2.69% $5,174
NETWORK CAPITAL FUNDING CORPORATION 1 2.63% $1,938
GUARANTEED RATE AFFINITY, LLC 1 3.25% $5,001
United Nations Federal Credit Union 1 3.13% $2,408
Northpointe Bank 1 4.25% $5,243
Northwest Federal Credit Union 1 2.75% $5,898
OWNERSCHOICE FUNDING, INCORPORATED 1 3.13% $2,838
PENTAGON FEDERAL CREDIT UNION 1 2.25% $3,637
People's United Bank 1 3.13% $12,777
FIRST TECHNOLOGY 1 3.00% $6,809
WILLIAM RAVEIS MORTGAGE, LLC 1 2.63% $4,457
First Internet Bank of Indiana 1 2.50% $2,368
FINANCE OF AMERICA MORTGAGE LLC 1 2.75% $14,251
Quontic Bank 1 6.00% $10,843
Raymond James Bank 1 3.50% $5,426
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 2.63% $8,284
ALLIANT CREDIT UNION 1 2.88% $6,344
RESIDENTIAL MORTGAGE SERVICES, INC. 1 2.88% $3,497
ADVANCIAL 1 4.13% $8,305
Fifth Third Bank 1 3.25% $6,691
Santander Bank, N.A. 1 2.75% $5,862
Carrington Mortgage Services, LLC 1 3.25% $4,879
BRIDGEVIEW MORTGAGE CORP. 1 3.63% $5,423
Stifel Bank and Trust 1 2.25% $4,202
Bethpage Federal Credit Union 1 2.38% $5,856
Bank of England 1 3.13% $7,583
ASSOCIATED MORTGAGE BANKERS, INC. 1 2.75% $5,693
ARC HOME LLC 1 3.25% $12,283
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.63% $4,122
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $6,084
AMERICAN FINANCIAL RESOURCES, INC. 1 3.63% $4,552
Leader Bank 1 2.88% $4,776
INTERSTATE HOME LOAN CENTER, INC. 1 2.99% $3,620
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 2.75% $4,610
GUIDANCE RESIDENTIAL, LLC 1 2.50% $11,942
Nassau Educators Federal Credit Union 1 2.88% $5,882
AMERICAN FEDERAL MORTGAGE CORPORATION 1 3.63% $6,270
NAVY FEDERAL CREDIT UNION 1 2.88% $4,385

Hudson, NY's 104 lenders originated 2,267 loans during 2021. The total origination value was $629,125,000, with an average loan value of $277,514.

The top Hudson lender as defined by loan originations is HOMESTEAD FUNDING CORP., with 166 loans originated. Their average total fees are $3,833, which is $1,843 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Hudson lenders (with over 10 loans originated) are TrustCo Bank ($1,796), Community Bank ($2,615), KeyBank ($3,039), SEFCU SERVICES, LLC ($3,526) and CALIBER HOME LOANS, INC. ($3,530).

The lowest rate Hudson lenders (with over 10 loans originated) are Bank of America (2.76%), Citibank (2.82%), Wells Fargo Bank (2.91%), LOANDEPOT.COM, LLC (2.92%) and JPMorgan Chase Bank (2.96%).

Hudson, NY Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
HOMESTEAD FUNDING CORP. $74,705,000 $74,755,000 0.1% 11.9%
QUICKEN LOANS, LLC $32,385,000 $53,745,000 66.0% 8.5%
The Bank of Greene County $35,730,000 $48,895,000 36.8% 7.8%
Wells Fargo Bank $22,880,000 $38,310,000 67.4% 6.1%
GUARANTEED RATE, INC. $26,865,000 $27,860,000 3.7% 4.4%
JPMorgan Chase Bank $18,225,000 $27,510,000 50.9% 4.4%
KeyBank $26,500,000 $26,425,000 -0.3% 4.2%
TrustCo Bank $15,025,000 $19,735,000 31.3% 3.1%
SEFCU SERVICES, LLC $20,810,000 $19,685,000 -5.4% 3.1%
Bank of America $9,930,000 $16,280,000 63.9% 2.6%
Salisbury Bank and Trust Company $13,650,000 $11,345,000 -16.9% 1.8%
Citibank $29,585,000 $10,460,000 -64.6% 1.7%
LOANDEPOT.COM, LLC $7,300,000 $8,835,000 21.0% 1.4%
Community Bank $4,540,000 $8,190,000 80.4% 1.3%
Berkshire Bank $6,110,000 $7,780,000 27.3% 1.2%
First Republic Bank $4,040,000 $7,735,000 91.5% 1.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,040,000 $7,720,000 27.8% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $2,405,000 $7,575,000 215.0% 1.2%
STATE EMPLOYEES FEDERAL CREDIT UNION $5,585,000 $7,375,000 32.1% 1.2%
SUNMARK FEDERAL CREDIT UNION $4,150,000 $7,210,000 73.7% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $4,970,000 $6,505,000 30.9% 1.0%
Citizens Bank $11,680,000 $6,495,000 -44.4% 1.0%
TD Bank $5,420,000 $6,395,000 18.0% 1.0%
HUDSON VALLEY CREDIT UNION $5,165,000 $6,385,000 23.6% 1.0%
NEWREZ LLC $2,605,000 $6,305,000 142.0% 1.0%
BNY Mellon $6,245,000 n/a 1.0%
Mr. Cooper ( Nationstar Mortgage ) $3,255,000 $6,125,000 88.2% 1.0%
Ulster Savings Bank $9,990,000 $6,105,000 -38.9% 1.0%
FREEDOM MORTGAGE CORPORATION $2,890,000 $5,080,000 75.8% 0.8%
BETTER MORTGAGE CORPORATION $4,675,000 $5,050,000 8.0% 0.8%
Manufacturers and Traders Trust Company $3,020,000 $4,705,000 55.8% 0.7%
CCFCU FUNDING, LLC $4,385,000 $4,590,000 4.7% 0.7%
CALIBER HOME LOANS, INC. $5,805,000 $4,580,000 -21.1% 0.7%
Farm Credit East, ACA $1,070,000 $4,375,000 308.9% 0.7%
HOME POINT FINANCIAL CORPORATION $1,025,000 $4,220,000 311.7% 0.7%
City National Bank $3,700,000 $4,100,000 10.8% 0.7%
UBS Bank USA $1,825,000 $4,060,000 122.5% 0.6%
Morgan Stanley Private Bank $6,325,000 $3,610,000 -42.9% 0.6%
Rhinebeck Bank $3,480,000 $3,460,000 -0.6% 0.5%
HSBC BANK USA, NATIONAL ASSOCIATION $1,175,000 $3,345,000 184.7% 0.5%
Rondout Savings Bank $3,110,000 $3,135,000 0.8% 0.5%
NBT Bank $640,000 $2,855,000 346.1% 0.5%
The National Bank of Coxsackie $4,990,000 $2,670,000 -46.5% 0.4%
Goldman Sachs Bank USA $1,145,000 $2,560,000 123.6% 0.4%
PNC Bank $1,710,000 $2,435,000 42.4% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,285,000 n/a 0.4%
Flagstar Bank, FSB $1,665,000 $2,005,000 20.4% 0.3%
MID-HUDSON VALLEY $3,105,000 $2,005,000 -35.4% 0.3%
PLAZA HOME MORTGAGE, INC. $1,175,000 $2,000,000 70.2% 0.3%
U.S. Bank $1,300,000 $1,975,000 51.9% 0.3%
EMBRACE HOME LOANS, INC. $165,000 $1,820,000 1,003.0% 0.3%
AMERICAN FINANCING CORPORATION $300,000 $1,740,000 480.0% 0.3%
Fifth Third Bank $1,720,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $540,000 $1,695,000 213.9% 0.3%
Charles Schwab Bank, SSB $1,410,000 $1,690,000 19.9% 0.3%
FM Home Loans, LLC $1,650,000 n/a 0.3%
Saratoga National Bank and Trust Company $1,630,000 n/a 0.3%
Luxury Mortgage Corp. $1,625,000 n/a 0.3%
Mortgage Research Center, LLC $340,000 $1,555,000 357.4% 0.2%
RELIANCE FIRST CAPITAL, LLC $325,000 $1,535,000 372.3% 0.2%
CAPITAL COMMUNICATIONS Federal Credit Union $2,255,000 $1,450,000 -35.7% 0.2%
People's United Bank $1,450,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $460,000 $1,380,000 200.0% 0.2%
CLIFFCO, INC. $1,240,000 n/a 0.2%
USAA Federal Savings Bank $2,215,000 $1,220,000 -44.9% 0.2%
GREYLOCK $1,495,000 $1,210,000 -19.1% 0.2%
NAVY FEDERAL CREDIT UNION $1,180,000 n/a 0.2%
Lee Bank $1,115,000 $1,105,000 -0.9% 0.2%
FIRST TECHNOLOGY $1,060,000 n/a 0.2%
Wallkill Valley Federal Savings and Loan Association $1,050,000 n/a 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $500,000 $1,025,000 105.0% 0.2%
Santander Bank, N.A. $510,000 $1,005,000 97.1% 0.2%
Bethpage Federal Credit Union $365,000 $985,000 169.9% 0.2%
Pioneer Bank $495,000 $955,000 92.9% 0.2%
Carrington Mortgage Services, LLC $505,000 $945,000 87.1% 0.2%
Mahopac Bank $415,000 $880,000 112.0% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $855,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $475,000 $855,000 80.0% 0.1%
TOTAL MORTGAGE SERVICES, LLC $295,000 $855,000 189.8% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $465,000 $815,000 75.3% 0.1%
TEG Federal Credit Union $815,000 n/a 0.1%
NJ LENDERS CORP. $245,000 $760,000 210.2% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $755,000 n/a 0.1%
Premium Mortgage Corporation $1,330,000 $715,000 -46.2% 0.1%
ARC HOME LLC $275,000 $710,000 158.2% 0.1%
Metro City Bank $685,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $660,000 n/a 0.1%
GuardHill Financial Corp. $3,470,000 $640,000 -81.6% 0.1%
Evolve Bank & Trust $630,000 n/a 0.1%
ADVANCIAL $615,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,960,000 $605,000 -69.1% 0.1%
Northpointe Bank $605,000 n/a 0.1%
Chemung Canal Trust Company $600,000 n/a 0.1%
BAYPORT FUNDING LLC $585,000 n/a 0.1%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $570,000 n/a 0.1%
1ST PRIORITY MORTGAGE, INC. $1,295,000 $560,000 -56.8% 0.1%
Stifel Bank and Trust $1,145,000 $560,000 -51.1% 0.1%
WALL STREET MORTGAGE BANKERS, LTD. $545,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $365,000 $540,000 47.9% 0.1%
Equity Prime Mortgage LLC $560,000 $520,000 -7.1% 0.1%
SUFFOLK $505,000 n/a 0.1%
FAMILY FIRST FUNDING LLC $490,000 n/a 0.1%
The Federal Savings Bank $620,000 $490,000 -21.0% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $475,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $475,000 n/a 0.1%
Adams Community Bank $6,135,000 $430,000 -93.0% 0.1%
Ballston Spa National Bank $215,000 $420,000 95.3% 0.1%
First Internet Bank of Indiana $465,000 $415,000 -10.8% 0.1%
Nassau Educators Federal Credit Union $415,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $400,000 $405,000 1.3% 0.1%
AMERICAN ADVISORS GROUP $295,000 $400,000 35.6% 0.1%
Northwest Federal Credit Union $345,000 n/a 0.1%
Amalgamated Bank $340,000 n/a 0.1%
ASSOCIATED MORTGAGE BANKERS, INC. $325,000 n/a 0.1%
North American Savings Bank, F.S.B. $325,000 n/a 0.1%
WINGS FINANCIAL $325,000 n/a 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $315,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $315,000 n/a 0.1%
Raymond James Bank $315,000 n/a 0.1%
Deere Employees Credit Union $305,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $840,000 $305,000 -63.7% 0.0%
United Nations Federal Credit Union $305,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $295,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $850,000 $295,000 -65.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $285,000 n/a 0.0%
21ST MORTGAGE CORPORATION $230,000 $280,000 21.7% 0.0%
Bank of England $245,000 $275,000 12.2% 0.0%
WILLIAM RAVEIS MORTGAGE, LLC $275,000 n/a 0.0%
FIRST NEW YORK $185,000 $270,000 45.9% 0.0%
Discover Bank $225,000 $260,000 15.6% 0.0%
First National Bank of Scotia $245,000 n/a 0.0%
Glens Falls National Bank and Trust Company $245,000 n/a 0.0%
Monson Savings Bank $245,000 n/a 0.0%
COUNTRYSIDE Federal Credit Union $235,000 n/a 0.0%
Quontic Bank $235,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $225,000 n/a 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $225,000 n/a 0.0%
Sawyer Savings Bank $225,000 n/a 0.0%
Leader Bank $215,000 n/a 0.0%
BRIDGEVIEW MORTGAGE CORP. $205,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $195,000 n/a 0.0%
LYONS MORTGAGE SERVICES, INC. $305,000 $195,000 -36.1% 0.0%
HUDSON HERITAGE $190,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $110,000 $180,000 63.6% 0.0%
ALLIANT CREDIT UNION $485,000 $175,000 -63.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $175,000 n/a 0.0%
Valley National Bank $640,000 $175,000 -72.7% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $155,000 n/a 0.0%
COMMUNITY RESOURCE FEDERAL CREDIT UNION $400,000 $145,000 -63.8% 0.0%
REVERSE MORTGAGE FUNDING LLC $175,000 $125,000 -28.6% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $120,000 n/a 0.0%
Seneca Savings $120,000 n/a 0.0%
American Airlines Federal Credit Union $95,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $645,000 $85,000 -86.8% 0.0%
GREENWOOD $45,000 n/a 0.0%
United States Senate Federal Credit Union $35,000 n/a 0.0%

Hudson's top lender by overall market share is HOMESTEAD FUNDING CORP., with 11.9% market share. In second place, with 8.5%, is QUICKEN LOANS, LLC, having originated $53,745,000 in loans. In third place, with 7.8%, is The Bank of Greene County, having originated $48,895,000 in loans. In third place, with 6.1%, is Wells Fargo Bank, having originated $38,310,000 in loans. In third place, with 4.4%, is GUARANTEED RATE, INC., having originated $27,860,000 in loans.


Hudson, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 828 $289,430,000 $349,553
Refi 683 $166,145,000 $243,258
Cash Out Refi 471 $125,675,000 $266,826
Home Improvement 175 $22,515,000 $128,657
Other 110 $25,360,000 $230,545

Hudson's most frequently cited loan purpose was Home Purchase, with 828 originations. The 2nd most popular reason was Refi, with 683 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 872 $239,140,000 $274,243
2.5-3% 824 $243,110,000 $295,036
<2.5% 346 $99,400,000 $287,283
4-5% 90 $17,440,000 $193,778
5-6% 35 $3,665,000 $104,714
6-7% 8 $420,000 $52,500
7-8% 7 $245,000 $35,000
Over 8% 5 $805,000 $161,000

During 2021, Hudson's most frequently originated rate bucket was 3-4%, with 872 originations.

Loan Sizing (Hudson, NY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 914 $254,040,000 $277,943
$100k-200k 671 $103,645,000 $154,463
$100,000 or less 297 $17,525,000 $59,007
$400k-600k 269 $129,495,000 $481,394
$600k-1000k 69 $52,535,000 $761,377
$Over $1MM 47 $71,885,000 $1,529,468

Hudson's loan sizing saw the bucket of loans from $200k-400k with 914 originations, totaling $254,040,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 764 $260,910,000 $341,505
80-100% 564 $172,220,000 $305,355
40-60% 409 $113,585,000 $277,714
20-40% 269 $40,415,000 $150,242
Under 20% 161 $11,815,000 $73,385
Over 100% 10 $3,090,000 $309,000

Hudson's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 764 originations, totaling $260,910,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $386,200 (8.9%) $674,190 (13.8%) 0.00 722
2018-02-01 $380,000 (8.6%) $682,155 (21.3%) 0.00 720
2018-03-01 $379,990 (8.6%) $687,323 (22.5%) 0.00 709
2018-04-01 $397,000 (10.9%) $707,568 (18.2%) 0.00 735
2018-05-01 $424,500 (17.1%) $723,335 (20.8%) 0.00 797
2018-06-01 $425,000 (15.2%) $715,110 (17.2%) 0.00 912
2018-07-01 $425,000 (14.9%) $723,461 (17.6%) 0.00 984
2018-08-01 $422,450 (14.2%) $725,266 (17.9%) 0.00 987
2018-09-01 $425,000 (13.3%) $717,938 (18.3%) 0.00 949
2018-10-01 $419,950 (12.0%) $715,285 (14.0%) 0.00 922
2018-11-01 $400,000 (3.9%) $709,026 (9.0%) 0.00 891
2018-12-01 $400,000 (1.3%) $707,267 (4.7%) 0.00 788
2019-01-01 $435,000 (12.6%) $716,236 (6.2%) 0.00 725
2019-02-01 $420,000 (10.5%) $713,007 (4.5%) 0.00 708
2019-03-01 $390,429 (2.8%) $682,130 (-0.8%) 0.00 738
2019-04-01 $379,000 (-4.5%) $645,128 (-8.8%) 0.00 796
2019-05-01 $375,000 (-11.7%) $613,278 (-15.2%) 0.00 870
2019-06-01 $389,000 (-8.5%) $637,047 (-10.9%) 0.00 940
2019-07-01 $395,000 (-7.1%) $638,868 (-11.7%) 0.00 985
2019-08-01 $394,957 (-6.5%) $629,231 (-13.2%) 0.00 1,005
2019-09-01 $394,907 (-7.1%) $623,690 (-13.1%) 0.00 997
2019-10-01 $392,250 (-6.6%) $638,081 (-10.8%) 0.00 937
2019-11-01 $395,000 (-1.3%) $646,382 (-8.8%) 0.00 853
2019-12-01 $399,996 (0.0%) $675,545 (-4.5%) 0.00 755
2020-01-01 $409,000 (-6.0%) $694,079 (-3.1%) 0.00 678
2020-02-01 $425,000 (1.2%) $710,240 (-0.4%) 0.00 663
2020-03-01 $444,000 (13.7%) $717,222 (5.1%) 0.00 669
2020-04-01 $449,000 (18.5%) $722,862 (12.1%) 0.00 668
2020-05-01 $454,000 (21.1%) $731,631 (19.3%) 0.00 642
2020-06-01 $509,000 (30.9%) $834,758 (31.0%) 0.00 631
2020-07-01 $522,000 (32.2%) $827,632 (29.6%) 0.00 634
2020-08-01 $550,000 (39.3%) $884,332 (40.5%) 0.00 593
2020-09-01 $549,000 (39.0%) $886,402 (42.1%) 0.00 629
2020-10-01 $518,000 (32.1%) $894,965 (40.3%) 0.00 641
2020-11-01 $535,000 (35.4%) $926,136 (43.3%) 0.00 606
2020-12-01 $549,000 (37.3%) $993,615 (47.1%) 0.00 550
2021-01-01 $560,000 (36.9%) $1,054,758 (52.0%) 0.00 480
2021-02-01 $589,000 (38.6%) $1,041,782 (46.7%) 0.00 430
2021-03-01 $579,000 (30.4%) $1,081,391 (50.8%) 0.00 381
2021-04-01 $595,000 (32.5%) $1,130,722 (56.4%) 0.00 357
2021-05-01 $579,000 (27.5%) $1,045,708 (42.9%) 0.00 389
2021-06-01 $554,500 (8.9%) $923,330 (10.6%) 0.00 416
2021-07-01 $512,450 (-1.8%) $863,785 (4.4%) 0.00 369
2021-08-01 $490,000 (-10.9%) $818,628 (-7.4%) 0.00 376
2021-09-01 $492,000 (-10.4%) $834,105 (-5.9%) 0.00 357
2021-10-01 $495,000 (-4.4%) $841,495 (-6.0%) 0.00 352
2021-11-01 $495,000 (-7.5%) $849,287 (-8.3%) 0.00 336
2021-12-01 $495,000 (-9.8%) $858,843 (-13.6%) 0.00 307
2022-01-01 $495,000 (-11.6%) $918,139 (-13.0%) 0.00 263
2022-02-01 $572,500 (-2.8%) $1,077,587 (3.4%) 0.00 199
2022-03-01 $586,750 (1.3%) $1,072,454 (-0.8%) 0.00 202
2022-04-01 $549,900 (-7.6%) $1,110,761 (-1.8%) 0.00 195
2022-05-01 $554,000 (-4.3%) $1,042,995 (-0.3%) 0.00 218
2022-06-01 $599,000 (8.0%) $1,056,392 (14.4%) 0.00 278
Hudson's median listing price for 2022-06-01 was $599,000, a difference of $44,500 (8.0%) versus the prior year and $45,000 versus the prior month.

Hudson's median listing price comes in at 0% of the national average.

Hudson's average listing price for 2022-06-01 was $1,056,392, a difference of $133,062 (14.4%) versus the prior year and $13,397 versus the prior month.

For the 2022-06-01 period, Hudson had 278 MLS listings, a difference of 60 listings (28%) versus the prior month and -138 listings (-33%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,227 sqft
2018-02-01 0 days 2,200 sqft
2018-03-01 0 days 2,192 sqft
2018-04-01 0 days 2,200 sqft
2018-05-01 0 days 2,228 sqft
2018-06-01 0 days 2,268 sqft
2018-07-01 0 days 2,278 sqft
2018-08-01 0 days 2,268 sqft
2018-09-01 0 days 2,280 sqft
2018-10-01 0 days 2,300 sqft
2018-11-01 0 days 2,300 sqft
2018-12-01 0 days 2,280 sqft
2019-01-01 0 days 2,317 sqft
2019-02-01 0 days 2,300 sqft
2019-03-01 0 days 2,246 sqft
2019-04-01 0 days 2,200 sqft
2019-05-01 0 days 2,178 sqft
2019-06-01 0 days 2,195 sqft
2019-07-01 0 days 2,160 sqft
2019-08-01 0 days 2,158 sqft
2019-09-01 0 days 2,154 sqft
2019-10-01 0 days 2,156 sqft
2019-11-01 0 days 2,149 sqft
2019-12-01 0 days 2,200 sqft
2020-01-01 0 days 2,193 sqft
2020-02-01 0 days 2,200 sqft
2020-03-01 0 days 2,260 sqft
2020-04-01 0 days 2,287 sqft
2020-05-01 0 days 2,380 sqft
2020-06-01 0 days 2,411 sqft
2020-07-01 0 days 2,409 sqft
2020-08-01 0 days 2,472 sqft
2020-09-01 0 days 2,468 sqft
2020-10-01 0 days 2,393 sqft
2020-11-01 0 days 2,391 sqft
2020-12-01 0 days 2,416 sqft
2021-01-01 0 days 2,500 sqft
2021-02-01 0 days 2,421 sqft
2021-03-01 0 days 2,382 sqft
2021-04-01 0 days 2,430 sqft
2021-05-01 0 days 2,377 sqft
2021-06-01 0 days 2,271 sqft
2021-07-01 0 days 2,260 sqft
2021-08-01 0 days 2,124 sqft
2021-09-01 0 days 2,094 sqft
2021-10-01 0 days 2,100 sqft
2021-11-01 0 days 2,174 sqft
2021-12-01 0 days 2,120 sqft
2022-01-01 0 days 2,231 sqft
2022-02-01 0 days 2,250 sqft
2022-03-01 0 days 2,250 sqft
2022-04-01 0 days 2,231 sqft
2022-05-01 0 days 2,130 sqft
2022-06-01 0 days 2,122 sqft
Hudson's median listing age (time on market) for 2022-06-01 was 0 days.

Hudson's median square footage for active listings during the 2022-06-01 period was 2,122 sqft. One year prior, the average listing was 2,271 sqft.