Hudson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hudson averaged 6.54% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.66% and one month ago for the week of 2025-03-06, the average rate was 6.55%.

    Hudson's average rate one year ago was 6.74%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Hudson 30 Year Fixed Rate 2025-04-10 6.54%
    Hudson 30 Year Fixed Rate Refi 2025-04-10 6.52%
    Hudson 15 Year Fixed Rate 2025-04-10 5.72%
    Hudson 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Hudson 30 Year FHA 2025-04-10 6.53%
    Hudson 30 Year FHA Refi 2025-04-10 6.23%
    Hudson 30 Year USDA 2025-04-10 6.35%
    Hudson 30 Year USDA Refi 2025-04-10 6.55%
    Hudson 30 Year VA 2025-04-10 6.49%
    Hudson 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hudson, NY.

    Hudson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hudson, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    HOMESTEAD FUNDING CORP. 84 6.52% $4,855
    KeyBank 35 6.63% $4,752
    GUARANTEED RATE, INC. 30 6.81% $6,066
    QUICKEN LOANS, LLC 26 6.98% $9,376
    UNITED WHOLESALE MORTGAGE, LLC 19 6.85% $12,132
    The Bank of Greene County 18 6.55% $7,375
    SEFCU SERVICES, LLC 13 5.90% $4,073
    JPMorgan Chase Bank 12 6.53% $7,000
    CROSSCOUNTRY MORTGAGE, LLC 11 6.88% $5,773
    Morgan Stanley Private Bank 9 6.02% $5,692
    HUDSON VALLEY CREDIT UNION 9 6.47% $4,429
    Farm Credit East, ACA 8 7.23% $6,747
    Citibank 8 6.22% $6,792
    Wells Fargo Bank 7 6.77% $8,755
    SUNMARK FEDERAL CREDIT UNION 7 6.61% $4,715
    Citizens Bank 6 6.21% $10,629
    GREYLOCK 6 6.77% $5,632
    TrustCo Bank 5 6.18% $3,514
    TD Bank 5 6.55% $7,842
    PRIMELENDING, A PLAINSCAPITAL COMPANY 5 6.87% $9,564
    Adams Community Bank 5 6.45% $4,386
    Bank of America 5 6.18% $7,495
    Community Bank 4 7.03% $2,277
    Rhinebeck Bank 4 6.72% $4,695
    Bethpage Federal Credit Union 3 6.79% $7,151
    Ulster Savings Bank 3 6.38% $5,240
    UBS Bank USA 3 6.38% $5,816
    NEWREZ LLC 3 6.88% $11,758
    PLAZA HOME MORTGAGE, INC. 3 7.04% $8,258
    TEG Federal Credit Union 2 7.00% $2,650
    Berkshire Bank 2 6.13% $5,278
    BETTER MORTGAGE CORPORATION 2 7.00% $4,724
    East Coast Capital Corp. 2 7.38% $19,770
    EMBRACE HOME LOANS, INC. 2 7.06% $9,764
    MID-HUDSON VALLEY 2 6.63% $8,025
    Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $7,139
    PHH Mortgage Corporation 2 5.68% $8,262
    Premium Mortgage Corporation 2 6.56% $4,726
    Valley National Bank 2 6.69% $5,566
    Webster Bank 2 6.50% $7,292
    United Nations Federal Credit Union 1 5.88% $3,778
    MID-ISLAND MORTGAGE CORP. 1 6.49% $2,091
    Flagstar Bank, FSB 1 7.63% $7,183
    Mortgage Research Center, LLC 1 6.38% $610
    Advisors Mortgage Group, L.L.C. 1 6.99% $3,466
    M&T Bank 1 6.75% $6,548
    Municipal Credit Union 1 6.50% $4,132
    NAVY FEDERAL CREDIT UNION 1 6.13% $3,764
    NBKC BANK 1 6.63% $11,246
    NBT Bank 1 6.38% $6,119
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $4,347
    Northwest Federal Credit Union 1 6.88% $3,542
    NORWICH COMMERCIAL GROUP, INC. 1 6.38% $13,853
    NP, Inc. 1 8.25% $14,602
    PENNYMAC LOAN SERVICES, LLC 1 7.12% $3,323
    U.S. Bank 1 6.25% $7,413
    Evolve Bank & Trust 1 6.75% $6,359
    A&D Mortgage LLC 1 6.50% $9,471
    EVERETT FINANCIAL, INC. 1 7.38% $5,476
    Prosperity Home Mortgage, LLC 1 7.38% $5,581
    EMM LOANS LLC 1 6.63% $8,684
    Quontic Bank 1 8.63% $28,510
    RELIANCE FIRST CAPITAL, LLC 1 8.13% $8,513
    Discover Bank 1 6.99% $0
    CMG MORTGAGE, INC. 1 6.63% $8,199
    SELF RELIANCE NY Federal Credit Union 1 6.75% $3,484
    Stifel Bank and Trust 1 6.50% $5,266
    CLIFFCO, INC. 1 7.38% $9,593
    BNY Mellon 1 6.00% $8,365
    Bank of Hope 1 7.13% $5,940
    Bank of England 1 7.38% $8,543
    Axos Bank 1 6.00% $8,631
    AMERICAN FINANCIAL NETWORK, INC. 1 7.38% $27,139
    Amalgamated Bank 1 6.13% $3,729
    HSBC BANK USA, NATIONAL ASSOCIATION 1 5.48% $8,431
    GUIDANCE RESIDENTIAL, LLC 1 7.50% $4,636
    Ixonia Bank 1 7.13% $4,460
    GUARANTEED RATE AFFINITY, LLC 1 5.99% $7,636
    Greenfield Savings Bank 1 5.25% $12,955
    LOANDEPOT.COM, LLC 1 6.50% $5,481

    Hudson Average Closing Costs & Other Stats

    Hudson, NY's 80 lenders originated 955 loans during 2024. The total origination value was $290,305,000, with an average loan value of $303,984.

    Hudson's average closing costs are $5,518.

    The top Hudson lender as defined by loan originations is HOMESTEAD FUNDING CORP., with 84 loans originated. Their average total fees are $4,855, which is $103 higher than the next largest lender, KeyBank.

    The lowest fee Hudson lenders (with over 10 loans originated) are SEFCU SERVICES, LLC ($4,073), KeyBank ($4,752), HOMESTEAD FUNDING CORP. ($4,855), CROSSCOUNTRY MORTGAGE, LLC ($5,773) and GUARANTEED RATE, INC. ($6,066).

    The lowest rate Hudson lenders (with over 10 loans originated) are SEFCU SERVICES, LLC (5.90%), HOMESTEAD FUNDING CORP. (6.52%), JPMorgan Chase Bank (6.53%), The Bank of Greene County (6.55%) and KeyBank (6.63%).

    Hudson, NY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    HOMESTEAD FUNDING CORP. $34,570,000 $39,435,000 14.1% 13.6%
    The Bank of Greene County $22,040,000 $21,955,000 -0.4% 7.6%
    QUICKEN LOANS, LLC $10,780,000 $15,915,000 47.6% 5.5%
    GUARANTEED RATE, INC. $18,490,000 $13,970,000 -24.4% 4.8%
    KeyBank $8,165,000 $10,565,000 29.4% 3.6%
    JPMorgan Chase Bank $7,230,000 $10,010,000 38.5% 3.4%
    Citibank $3,215,000 $9,170,000 185.2% 3.2%
    UNITED WHOLESALE MORTGAGE, LLC $4,210,000 $8,225,000 95.4% 2.8%
    STATE EMPLOYEES FEDERAL CREDIT UNION $6,700,000 $7,715,000 15.1% 2.7%
    Citizens Bank $5,655,000 $7,505,000 32.7% 2.6%
    Morgan Stanley Private Bank $1,510,000 $6,525,000 332.1% 2.2%
    Bank of America $5,765,000 $5,870,000 1.8% 2.0%
    HUDSON VALLEY CREDIT UNION $4,050,000 $5,520,000 36.3% 1.9%
    GREYLOCK $5,550,000 $5,450,000 -1.8% 1.9%
    CROSSCOUNTRY MORTGAGE, LLC $3,305,000 $5,380,000 62.8% 1.9%
    TD Bank $2,845,000 $5,360,000 88.4% 1.8%
    NBT Bank $3,640,000 $5,345,000 46.8% 1.8%
    TrustCo Bank $5,720,000 $5,285,000 -7.6% 1.8%
    Wells Fargo Bank $4,345,000 $5,050,000 16.2% 1.7%
    SUNMARK FEDERAL CREDIT UNION $5,120,000 $4,935,000 -3.6% 1.7%
    SEFCU SERVICES, LLC $6,695,000 $4,400,000 -34.3% 1.5%
    Community Bank $4,150,000 $4,070,000 -1.9% 1.4%
    Farm Credit East, ACA $3,040,000 $3,955,000 30.1% 1.4%
    Rhinebeck Bank $2,710,000 $3,005,000 10.9% 1.0%
    UBS Bank USA $2,855,000 n/a 1.0%
    WALKER & DUNLOP, LLC $2,825,000 n/a 1.0%
    M&T Bank $2,225,000 $2,800,000 25.8% 1.0%
    Berkshire Bank $3,560,000 $2,670,000 -25.0% 0.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,430,000 $2,370,000 -30.9% 0.8%
    MID-HUDSON VALLEY $1,145,000 $2,315,000 102.2% 0.8%
    Webster Bank $2,305,000 n/a 0.8%
    U.S. Bank $6,285,000 $1,870,000 -70.2% 0.6%
    NAVY FEDERAL CREDIT UNION $970,000 $1,750,000 80.4% 0.6%
    Adams Community Bank $910,000 $1,635,000 79.7% 0.6%
    Pioneer Bank $2,625,000 $1,545,000 -41.1% 0.5%
    NEWREZ LLC $2,405,000 $1,495,000 -37.8% 0.5%
    The Loan Store, Inc. $1,495,000 n/a 0.5%
    Bethpage Federal Credit Union $3,405,000 $1,475,000 -56.7% 0.5%
    BNY Mellon $755,000 $1,365,000 80.8% 0.5%
    Ulster Savings Bank $8,965,000 $1,330,000 -85.2% 0.5%
    Johnson Bank $1,285,000 n/a 0.4%
    Premium Mortgage Corporation $430,000 $1,280,000 197.7% 0.4%
    East Coast Capital Corp. $1,270,000 n/a 0.4%
    Greenfield Savings Bank $1,255,000 n/a 0.4%
    HSBC BANK USA, NATIONAL ASSOCIATION $1,675,000 $1,210,000 -27.8% 0.4%
    AMERICAN FINANCIAL NETWORK, INC. $575,000 $1,180,000 105.2% 0.4%
    Valley National Bank $885,000 $1,135,000 28.2% 0.4%
    BETTER MORTGAGE CORPORATION $265,000 $1,100,000 315.1% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $700,000 $1,085,000 55.0% 0.4%
    PHH Mortgage Corporation $295,000 $1,030,000 249.2% 0.4%
    Ballston Spa National Bank $710,000 $975,000 37.3% 0.3%
    EMBRACE HOME LOANS, INC. $960,000 $960,000 0.0% 0.3%
    LONGBRIDGE FINANCIAL, LLC $455,000 $860,000 89.0% 0.3%
    PLAZA HOME MORTGAGE, INC. $1,130,000 $850,000 -24.8% 0.3%
    A&D Mortgage LLC $395,000 $820,000 107.6% 0.3%
    EMM LOANS LLC $425,000 $800,000 88.2% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $775,000 n/a 0.3%
    Mortgage Research Center, LLC $245,000 $765,000 212.2% 0.3%
    Quontic Bank $745,000 n/a 0.3%
    USAA Federal Savings Bank $725,000 n/a 0.2%
    Lee Bank $1,415,000 $720,000 -49.1% 0.2%
    Axos Bank $710,000 n/a 0.2%
    NBKC BANK $685,000 n/a 0.2%
    TEG Federal Credit Union $425,000 $675,000 58.8% 0.2%
    GUARANTEED RATE AFFINITY, LLC $635,000 n/a 0.2%
    Walden Savings Bank $605,000 n/a 0.2%
    First National Bank of Scotia $595,000 n/a 0.2%
    Discover Bank $515,000 $590,000 14.6% 0.2%
    NORWICH COMMERCIAL GROUP, INC. $535,000 $585,000 9.3% 0.2%
    Bank of Millbrook $570,000 n/a 0.2%
    LOANDEPOT.COM, LLC $480,000 $545,000 13.5% 0.2%
    Leader Bank $535,000 $535,000 0.0% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $105,000 $500,000 376.2% 0.2%
    PENNYMAC LOAN SERVICES, LLC $955,000 $490,000 -48.7% 0.2%
    AMERICAN FINANCING CORPORATION $485,000 n/a 0.2%
    NP, Inc. $485,000 n/a 0.2%
    Wallkill Valley Federal Savings and Loan Association $460,000 n/a 0.2%
    Farmers Bank & Trust $455,000 n/a 0.2%
    CLIFFCO, INC. $445,000 n/a 0.2%
    FIRST ALLIANCE HOME MORTGAGE, LLC $285,000 $440,000 54.4% 0.2%
    Evolve Bank & Trust $435,000 n/a 0.1%
    Bank of Hope $415,000 n/a 0.1%
    Citadel Servicing Corporation $415,000 n/a 0.1%
    Bank of England $405,000 n/a 0.1%
    FIRST NEW YORK $165,000 $390,000 136.4% 0.1%
    21ST MORTGAGE CORPORATION $125,000 $380,000 204.0% 0.1%
    Prosperity Home Mortgage, LLC $375,000 n/a 0.1%
    CMG MORTGAGE, INC. $355,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $345,000 n/a 0.1%
    Stifel Bank and Trust $2,005,000 $345,000 -82.8% 0.1%
    United Nations Federal Credit Union $305,000 n/a 0.1%
    Carrington Mortgage Services, LLC $295,000 n/a 0.1%
    Ixonia Bank $295,000 n/a 0.1%
    Municipal Credit Union $290,000 n/a 0.1%
    Amalgamated Bank $285,000 n/a 0.1%
    GUIDANCE RESIDENTIAL, LLC $285,000 $285,000 0.0% 0.1%
    Flagstar Bank, FSB $1,190,000 $275,000 -76.9% 0.1%
    RELIANCE FIRST CAPITAL, LLC $275,000 n/a 0.1%
    ARK MORTGAGE, INC. $265,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $225,000 $265,000 17.8% 0.1%
    UIF CORPORATION $265,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,485,000 $255,000 -82.8% 0.1%
    FOUNDATION MORTGAGE CORPORATION $255,000 n/a 0.1%
    MID-ISLAND MORTGAGE CORP. $255,000 n/a 0.1%
    SELF RELIANCE NY Federal Credit Union $255,000 n/a 0.1%
    The National Bank of Coxsackie $1,375,000 $245,000 -82.2% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $220,000 $230,000 4.5% 0.1%
    Northwest Federal Credit Union $225,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $225,000 n/a 0.1%
    AMWEST FUNDING CORP. $665,000 $165,000 -75.2% 0.1%
    GREENWOOD $165,000 n/a 0.1%
    Advisors Mortgage Group, L.L.C. $155,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $485,000 $155,000 -68.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $740,000 $140,000 -81.1% 0.0%
    Baxter Credit Union $135,000 n/a 0.0%
    BayCoast Bank $130,000 n/a 0.0%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $125,000 n/a 0.0%
    American Airlines Federal Credit Union $105,000 n/a 0.0%
    Saratoga National Bank and Trust Company $65,000 n/a 0.0%
    The People's Credit Union $65,000 n/a 0.0%
    STAR USA FEDERAL CREDIT UNION $55,000 n/a 0.0%
    Chemung Canal Trust Company $85,000 $35,000 -58.8% 0.0%
    Figure Lending LLC $15,000 n/a 0.0%

    Hudson's top lender by overall market share is HOMESTEAD FUNDING CORP., with 13.6% market share. In second place, with 7.6%, is The Bank of Greene County, having originated $21,955,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $15,915,000 in loans. In fourth place, with 4.8%, is GUARANTEED RATE, INC., having originated $13,970,000 in loans. In fifth place, with 3.6%, is KeyBank, having originated $10,565,000 in loans.

    Hudson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $353,500 (2.0%) $604,573 (5.8%) 0.00 589
    2018-02-01 $352,000 (2.4%) $622,556 (14.3%) 0.00 585
    2018-03-01 $359,900 (4.5%) $630,169 (16.4%) 0.00 577
    2018-04-01 $362,975 (5.2%) $644,180 (16.1%) 0.00 595
    2018-05-01 $375,625 (8.5%) $670,164 (19.6%) 0.00 638
    2018-06-01 $389,000 (8.5%) $671,421 (16.8%) 0.00 717
    2018-07-01 $395,000 (12.9%) $678,338 (13.9%) 0.00 776
    2018-08-01 $395,000 (12.9%) $674,849 (12.5%) 0.00 783
    2018-09-01 $395,000 (12.9%) $665,022 (11.8%) 0.00 761
    2018-10-01 $389,900 (10.0%) $650,945 (8.1%) 0.00 757
    2018-11-01 $379,900 (5.7%) $644,481 (6.6%) 0.00 741
    2018-12-01 $379,700 (5.8%) $646,437 (5.5%) 0.00 665
    2019-01-01 $389,225 (10.1%) $650,689 (7.6%) 0.00 613
    2019-02-01 $377,450 (7.2%) $639,849 (2.8%) 0.00 606
    2019-03-01 $369,571 (2.7%) $625,799 (-0.7%) 0.00 617
    2019-04-01 $369,000 (1.7%) $613,730 (-4.7%) 0.00 637
    2019-05-01 $374,425 (-0.3%) $609,151 (-9.1%) 0.00 691
    2019-06-01 $380,000 (-2.3%) $631,818 (-5.9%) 0.00 745
    2019-07-01 $392,000 (-0.8%) $634,588 (-6.5%) 0.00 774
    2019-08-01 $395,000 (0.0%) $638,072 (-5.5%) 0.00 773
    2019-09-01 $395,000 (0.0%) $643,786 (-3.2%) 0.00 753
    2019-10-01 $395,000 (1.3%) $646,544 (-0.7%) 0.00 736
    2019-11-01 $392,400 (3.3%) $640,405 (-0.6%) 0.00 680
    2019-12-01 $394,950 (4.0%) $664,359 (2.8%) 0.00 603
    2020-01-01 $389,450 (0.1%) $678,000 (4.2%) 0.00 540
    2020-02-01 $398,700 (5.6%) $690,354 (7.9%) 0.00 524
    2020-03-01 $425,000 (15.0%) $703,043 (12.3%) 0.00 526
    2020-04-01 $427,000 (15.7%) $696,890 (13.6%) 0.00 520
    2020-05-01 $449,000 (19.9%) $712,727 (17.0%) 0.00 497
    2020-06-01 $497,000 (30.8%) $792,093 (25.4%) 0.00 500
    2020-07-01 $499,200 (27.4%) $788,641 (24.3%) 0.00 505
    2020-08-01 $525,000 (32.9%) $845,828 (32.6%) 0.00 480
    2020-09-01 $499,000 (26.3%) $853,617 (32.6%) 0.00 504
    2020-10-01 $495,000 (25.3%) $849,187 (31.3%) 0.00 526
    2020-11-01 $499,000 (27.2%) $860,847 (34.4%) 0.00 489
    2020-12-01 $500,000 (26.6%) $920,707 (38.6%) 0.00 443
    2021-01-01 $525,000 (34.8%) $965,672 (42.4%) 0.00 396
    2021-02-01 $562,500 (41.1%) $980,101 (42.0%) 0.00 360
    2021-03-01 $559,991 (31.8%) $996,701 (41.8%) 0.00 334
    2021-04-01 $575,000 (34.7%) $1,019,567 (46.3%) 0.00 319
    2021-05-01 $560,000 (24.7%) $965,598 (35.5%) 0.00 327
    2021-06-01 $544,225 (9.5%) $889,658 (12.3%) 0.00 352
    2021-07-01 $499,450 (0.1%) $818,556 (3.8%) 0.00 320
    2021-08-01 $495,000 (-5.7%) $814,920 (-3.7%) 0.00 326
    2021-09-01 $495,000 (-0.8%) $809,490 (-5.2%) 0.00 310
    2021-10-01 $499,000 (0.8%) $834,987 (-1.7%) 0.00 304
    2021-11-01 $495,000 (-0.8%) $821,896 (-4.5%) 0.00 288
    2021-12-01 $489,000 (-2.2%) $805,388 (-12.5%) 0.00 268
    2022-01-01 $495,000 (-5.7%) $859,501 (-11.0%) 0.00 225
    2022-02-01 $538,475 (-4.3%) $995,809 (1.6%) 0.00 175
    2022-03-01 $562,000 (0.4%) $985,476 (-1.1%) 0.00 175
    2022-04-01 $549,000 (-4.5%) $982,370 (-3.7%) 0.00 166
    2022-05-01 $552,200 (-1.4%) $928,247 (-3.9%) 0.00 192
    2022-06-01 $593,150 (9.0%) $965,195 (8.5%) 0.00 238
    2022-07-01 $596,850 (19.5%) $1,020,308 (24.7%) 0.00 288
    2022-08-01 $599,500 (21.1%) $1,053,116 (29.2%) 0.00 274
    2022-09-01 $586,000 (18.4%) $1,028,018 (27.0%) 0.00 287
    2022-10-01 $599,900 (20.2%) $1,034,099 (23.9%) 0.00 288
    2022-11-01 $641,250 (29.6%) $1,079,672 (31.4%) 0.00 267
    2022-12-01 $599,900 (22.7%) $1,065,128 (32.3%) 0.00 235
    2023-01-01 $587,250 (18.6%) $998,062 (16.1%) 0.00 201
    2023-02-01 $639,950 (18.8%) $1,061,088 (6.6%) 0.00 191
    2023-03-01 $599,000 (6.6%) $1,038,697 (5.4%) 0.00 193
    2023-04-01 $680,000 (23.9%) $1,146,828 (16.7%) 0.00 200
    2023-05-01 $749,250 (35.7%) $1,156,225 (24.6%) 0.00 217
    2023-06-01 $795,000 (34.0%) $1,288,870 (33.5%) 0.00 237
    2023-07-01 $744,500 (24.7%) $1,281,353 (25.6%) 0.00 265
    2023-08-01 $677,000 (12.9%) $1,209,177 (14.8%) 0.00 302
    2023-09-01 $670,000 (14.3%) $1,143,058 (11.2%) 0.00 316
    2023-10-01 $676,000 (12.7%) $1,152,209 (11.4%) 0.00 326
    2023-11-01 $639,000 (-0.4%) $1,159,420 (7.4%) 0.00 323
    2023-12-01 $595,000 (-0.8%) $1,141,851 (7.2%) 0.00 287
    2024-01-01 $595,000 (1.3%) $1,125,924 (12.8%) 0.00 234
    2024-02-01 $587,000 (-8.3%) $1,148,158 (8.2%) 0.00 221
    2024-03-01 $570,450 (-4.8%) $1,119,881 (7.8%) 0.00 226
    2024-04-01 $577,900 (-15.0%) $1,040,841 (-9.2%) 0.00 238
    2024-05-01 $622,000 (-17.0%) $1,078,167 (-6.8%) 0.00 268
    2024-06-01 $642,500 (-19.2%) $1,233,563 (-4.3%) 0.00 324
    2024-07-01 $667,500 (-10.3%) $1,246,843 (-2.7%) 0.00 339
    2024-08-01 $685,000 (1.2%) $1,241,832 (2.7%) 0.00 342
    2024-09-01 $697,000 (4.0%) $1,218,005 (6.6%) 0.00 334
    2024-10-01 $687,000 (1.6%) $1,209,737 (5.0%) 0.00 355
    2024-11-01 $667,450 (4.5%) $1,227,423 (5.9%) 0.00 324
    2024-12-01 $650,000 (9.2%) $1,225,029 (7.3%) 0.00 285
    2025-01-01 $636,750 (7.0%) $1,280,572 (13.7%) 0.00 255
    2025-02-01 $635,500 (8.3%) $1,337,735 (16.5%) 0.00 229
    2025-03-01 $657,500 (15.3%) $1,242,956 (11.0%) 0.00 221
    Hudson's median listing price for 2025-03-01 was $657,500, a difference of $87,050 (15.3%) versus the prior year and $22,000 versus the prior month.

    Hudson's median listing price comes in at 0% of the national average.

    Hudson's average listing price for 2025-03-01 was $1,242,956, a difference of $123,075 (11.0%) versus the prior year and $-94,779 versus the prior month.

    For the 2025-03-01 period, Hudson had 221 MLS listings, a difference of -8 listings (-3%) versus the prior month and -5 listings (-2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,100 sqft
    2018-02-01 0 days 2,073 sqft
    2018-03-01 0 days 2,040 sqft
    2018-04-01 0 days 2,076 sqft
    2018-05-01 0 days 2,194 sqft
    2018-06-01 0 days 2,209 sqft
    2018-07-01 0 days 2,217 sqft
    2018-08-01 0 days 2,202 sqft
    2018-09-01 0 days 2,242 sqft
    2018-10-01 0 days 2,244 sqft
    2018-11-01 0 days 2,224 sqft
    2018-12-01 0 days 2,202 sqft
    2019-01-01 0 days 2,237 sqft
    2019-02-01 0 days 2,205 sqft
    2019-03-01 0 days 2,165 sqft
    2019-04-01 0 days 2,125 sqft
    2019-05-01 0 days 2,143 sqft
    2019-06-01 0 days 2,145 sqft
    2019-07-01 0 days 2,117 sqft
    2019-08-01 0 days 2,123 sqft
    2019-09-01 0 days 2,130 sqft
    2019-10-01 0 days 2,143 sqft
    2019-11-01 0 days 2,126 sqft
    2019-12-01 0 days 2,145 sqft
    2020-01-01 0 days 2,134 sqft
    2020-02-01 0 days 2,160 sqft
    2020-03-01 0 days 2,209 sqft
    2020-04-01 0 days 2,215 sqft
    2020-05-01 0 days 2,300 sqft
    2020-06-01 0 days 2,349 sqft
    2020-07-01 0 days 2,361 sqft
    2020-08-01 0 days 2,400 sqft
    2020-09-01 0 days 2,400 sqft
    2020-10-01 0 days 2,300 sqft
    2020-11-01 0 days 2,271 sqft
    2020-12-01 0 days 2,345 sqft
    2021-01-01 0 days 2,360 sqft
    2021-02-01 0 days 2,359 sqft
    2021-03-01 0 days 2,334 sqft
    2021-04-01 0 days 2,340 sqft
    2021-05-01 0 days 2,268 sqft
    2021-06-01 0 days 2,237 sqft
    2021-07-01 0 days 2,100 sqft
    2021-08-01 0 days 2,082 sqft
    2021-09-01 0 days 2,023 sqft
    2021-10-01 0 days 2,088 sqft
    2021-11-01 0 days 2,094 sqft
    2021-12-01 0 days 2,105 sqft
    2022-01-01 0 days 2,174 sqft
    2022-02-01 0 days 2,194 sqft
    2022-03-01 0 days 2,236 sqft
    2022-04-01 0 days 2,240 sqft
    2022-05-01 0 days 2,072 sqft
    2022-06-01 0 days 2,077 sqft
    2022-07-01 0 days 2,160 sqft
    2022-08-01 0 days 2,135 sqft
    2022-09-01 0 days 2,106 sqft
    2022-10-01 0 days 2,120 sqft
    2022-11-01 0 days 2,199 sqft
    2022-12-01 0 days 2,150 sqft
    2023-01-01 0 days 2,102 sqft
    2023-02-01 0 days 2,188 sqft
    2023-03-01 0 days 2,100 sqft
    2023-04-01 0 days 2,104 sqft
    2023-05-01 0 days 2,277 sqft
    2023-06-01 0 days 2,349 sqft
    2023-07-01 0 days 2,257 sqft
    2023-08-01 0 days 2,227 sqft
    2023-09-01 0 days 2,204 sqft
    2023-10-01 0 days 2,234 sqft
    2023-11-01 0 days 2,131 sqft
    2023-12-01 0 days 2,146 sqft
    2024-01-01 0 days 2,124 sqft
    2024-02-01 0 days 2,118 sqft
    2024-03-01 0 days 1,960 sqft
    2024-04-01 0 days 1,968 sqft
    2024-05-01 0 days 2,036 sqft
    2024-06-01 0 days 2,116 sqft
    2024-07-01 0 days 2,234 sqft
    2024-08-01 0 days 2,286 sqft
    2024-09-01 0 days 2,256 sqft
    2024-10-01 0 days 2,243 sqft
    2024-11-01 0 days 2,200 sqft
    2024-12-01 0 days 2,220 sqft
    2025-01-01 0 days 2,185 sqft
    2025-02-01 0 days 2,162 sqft
    2025-03-01 0 days 2,194 sqft
    Hudson's median listing age (time on market) for 2025-03-01 was 0 days.

    Hudson's median square footage for active listings during the 2025-03-01 period was 2,194 sqft. One year prior, the average listing was 1,960 sqft.

    Hudson, NY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 476 $192,470,000 $404,349
    Home Improvement 203 $30,065,000 $148,103
    Cash Out Refi 100 $25,330,000 $253,300
    Other 90 $16,400,000 $182,222
    Refi 86 $26,040,000 $302,791

    Hudson's most frequently cited loan purpose was Home Purchase, with 476 originations. The 2nd most popular reason was Home Improvement, with 203 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 431 $151,365,000 $351,195
    7-8% 199 $55,725,000 $280,025
    5-6% 142 $51,370,000 $361,761
    Over 8% 138 $23,250,000 $168,478
    4-5% 7 $1,375,000 $196,429
    3-4% 4 $410,000 $102,500
    <2.5% 4 $440,000 $110,000
    2.5-3% 2 $330,000 $165,000

    During 2024, Hudson's most frequently originated rate bucket was 6-7%, with 431 originations.

    Loan Sizing (Hudson, NY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 312 $88,010,000 $282,083
    $100,000 or less 211 $12,265,000 $58,128
    $100k-200k 199 $28,965,000 $145,553
    $400k-600k 124 $59,220,000 $477,581
    $600k-1000k 78 $56,310,000 $721,923
    $Over $1MM 31 $45,535,000 $1,468,871

    Hudson's loan sizing saw the bucket of loans from $200k-400k with 312 originations, totaling $88,010,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 247 $95,695,000 $387,429
    60-80% 236 $113,710,000 $481,822
    Under 20% 181 $12,425,000 $68,646
    20-40% 155 $26,605,000 $171,645
    40-60% 101 $32,745,000 $324,208
    Over 100% 6 $2,770,000 $461,667

    Hudson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 247 originations, totaling $95,695,000 in origination value.