Hudson Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hudson averaged 6.45% for the week of 2024-03-21, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-03-14) was 6.42% and one month ago for the week of 2024-02-15, the average rate was 6.65%.

Hudson's average rate one year ago was 6.48%.

For refis of the same type during the week of 2024-03-21, the average rate was 7.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-03-21 6.87%
Hudson 30 Year Fixed Rate 2024-03-21 6.45%
Hudson 30 Year Fixed Rate Refi 2024-03-21 7.07%
Hudson 15 Year Fixed Rate 2024-03-21 6.01%
Hudson 15 Year Fixed Rate Refi 2024-03-21 6.61%
Hudson 30 Year FHA 2024-03-21 6.6%
Hudson 30 Year FHA Refi 2024-03-21 6.6%
Hudson 30 Year USDA 2024-03-21 6.87%
Hudson 30 Year USDA Refi 2024-03-21 6.47%
Hudson 30 Year VA 2024-03-21 6.34%
Hudson 30 Year VA Refi 2024-03-21 6.74%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hudson, NY.

Hudson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hudson, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
HOMESTEAD FUNDING CORP. 74 6.33% $5,820
GUARANTEED RATE, INC. 41 6.73% $6,596
QUICKEN LOANS, LLC 22 7.05% $8,705
The Bank of Greene County 17 6.56% $8,207
KeyBank 17 6.79% $3,673
JPMorgan Chase Bank 16 6.51% $7,296
SEFCU SERVICES, LLC 16 5.40% $4,551
GREYLOCK 12 5.68% $4,146
UNITED WHOLESALE MORTGAGE, LLC 9 6.64% $8,533
Ulster Savings Bank 9 6.47% $6,333
Bethpage Federal Credit Union 7 6.86% $4,781
NBT Bank 7 6.16% $8,282
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 7.04% $9,384
TrustCo Bank 6 6.56% $3,960
Bank of America 6 6.15% $7,679
SUNMARK FEDERAL CREDIT UNION 6 6.39% $5,838
Citibank 5 5.20% $4,992
CROSSCOUNTRY MORTGAGE, LLC 5 6.93% $9,592
TD Bank 4 6.25% $6,126
NEWREZ LLC 4 6.47% $5,827
Berkshire Bank 4 6.28% $5,064
U.S. Bank 4 5.63% $17,778
Wells Fargo Bank 4 6.53% $12,517
Citizens Bank 3 6.00% $7,239
PENNYMAC LOAN SERVICES, LLC 3 6.67% $4,175
Community Bank 3 7.46% $3,024
M&T Bank 3 7.00% $6,857
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.33% $6,447
HUDSON VALLEY CREDIT UNION 3 6.58% $4,519
EMBRACE HOME LOANS, INC. 2 6.99% $5,750
LOANDEPOT.COM, LLC 2 7.06% $9,300
MOVEMENT MORTGAGE, LLC 2 5.91% $6,943
Adams Community Bank 2 5.25% $6,689
CARDINAL FINANCIAL 2 6.94% $10,386
UNITED NORTHERN MORTGAGE BANKERS LIMITED 2 6.38% $7,744
Farm Credit East, ACA 2 8.25% $9,391
Morgan Stanley Private Bank 2 6.00% $10,225
NATIONWIDE MORTGAGE BANKERS, INC. 2 7.13% $13,912
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,152
ALLIED MORTGAGE GROUP, INC. 1 5.50% $26,427
Ally Bank 1 5.13% $10,022
AMERICAN FINANCIAL NETWORK, INC. 1 8.63% $20,939
BETTER MORTGAGE CORPORATION 1 5.88% $3,801
BNY Mellon 1 6.50% $4,950
Charles Schwab Bank, SSB 1 6.60% $4,006
City National Bank 1 5.53% $8,644
Commerce Bank 1 5.88% $3,838
CONTINENTAL MORTGAGE BANKERS, INC. 1 6.88% $10,780
CONTOUR MORTGAGE CORPORATION 1 7.13% $15,661
Fifth Third Bank 1 6.99% $9,958
First-Citizens Bank & Trust Company 1 6.00% $3,811
First Republic Bank 1 5.25% $7,786
FREEDOM MORTGAGE CORPORATION 1 7.88% $9,576
Goldman Sachs Bank USA 1 5.35% $5,155
GuardHill Financial Corp. 1 6.25% $6,131
GUIDANCE RESIDENTIAL, LLC 1 7.50% $7,819
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.66% $5,519
Leader Bank 1 7.25% $5,603
MILLENIUM HOME MORTGAGE, LLC 1 7.88% $7,178
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 6.63% $4,059
NORWICH COMMERCIAL GROUP, INC. 1 6.63% $10,304
PHH Mortgage Corporation 1 6.50% $9,907
PLAZA HOME MORTGAGE, INC. 1 6.38% $9,543
Raymond James Bank 1 6.00% $4,456
Stifel Bank and Trust 1 5.38% $7,648
TEG Federal Credit Union 1 5.75% $2,744
The Northern Trust Company 1 6.13% $11,154
Valley National Bank 1 5.75% $8,523

Hudson Average Closing Costs & Other Stats

Hudson, NY's 68 lenders originated 921 loans during 2023. The total origination value was $283,045,000, with an average loan value of $307,324.

Hudson's average closing costs are $5,352.

The top Hudson lender as defined by loan originations is HOMESTEAD FUNDING CORP., with 74 loans originated. Their average total fees are $5,820, which is $775 lower than the next largest lender, GUARANTEED RATE, INC..

The lowest fee Hudson lenders (with over 10 loans originated) are KeyBank ($3,673), GREYLOCK ($4,146), SEFCU SERVICES, LLC ($4,551), HOMESTEAD FUNDING CORP. ($5,820) and GUARANTEED RATE, INC. ($6,596).

The lowest rate Hudson lenders (with over 10 loans originated) are SEFCU SERVICES, LLC (5.40%), GREYLOCK (5.68%), HOMESTEAD FUNDING CORP. (6.33%), JPMorgan Chase Bank (6.51%) and The Bank of Greene County (6.56%).

Hudson, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
HOMESTEAD FUNDING CORP. $50,465,000 $34,570,000 -31.5% 12.2%
The Bank of Greene County $44,790,000 $22,040,000 -50.8% 7.8%
GUARANTEED RATE, INC. $24,860,000 $18,490,000 -25.6% 6.5%
Lakeland Bank $16,255,000 n/a 5.7%
QUICKEN LOANS, LLC $21,160,000 $10,780,000 -49.1% 3.8%
Ulster Savings Bank $9,700,000 $8,965,000 -7.6% 3.2%
KeyBank $19,795,000 $8,165,000 -58.8% 2.9%
JPMorgan Chase Bank $24,040,000 $7,230,000 -69.9% 2.6%
STATE EMPLOYEES FEDERAL CREDIT UNION $10,730,000 $6,700,000 -37.6% 2.4%
SEFCU SERVICES, LLC $7,870,000 $6,695,000 -14.9% 2.4%
U.S. Bank $4,230,000 $6,285,000 48.6% 2.2%
Bank of America $8,670,000 $5,765,000 -33.5% 2.0%
TrustCo Bank $8,890,000 $5,720,000 -35.7% 2.0%
Citizens Bank $11,115,000 $5,655,000 -49.1% 2.0%
GREYLOCK $6,765,000 $5,550,000 -18.0% 2.0%
SUNMARK FEDERAL CREDIT UNION $7,385,000 $5,120,000 -30.7% 1.8%
Wells Fargo Bank $13,980,000 $4,345,000 -68.9% 1.5%
Salisbury Bank and Trust Company $9,015,000 $4,240,000 -53.0% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $6,890,000 $4,210,000 -38.9% 1.5%
Community Bank $2,965,000 $4,150,000 40.0% 1.5%
HUDSON VALLEY CREDIT UNION $4,235,000 $4,050,000 -4.4% 1.4%
NBT Bank $1,135,000 $3,640,000 220.7% 1.3%
Berkshire Bank $4,130,000 $3,560,000 -13.8% 1.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,820,000 $3,430,000 -28.8% 1.2%
Bethpage Federal Credit Union $3,405,000 n/a 1.2%
CROSSCOUNTRY MORTGAGE, LLC $7,825,000 $3,305,000 -57.8% 1.2%
Citibank $3,655,000 $3,215,000 -12.0% 1.1%
Farm Credit East, ACA $1,885,000 $3,040,000 61.3% 1.1%
TD Bank $7,390,000 $2,845,000 -61.5% 1.0%
Rhinebeck Bank $1,245,000 $2,710,000 117.7% 1.0%
Pioneer Bank $2,070,000 $2,625,000 26.8% 0.9%
NEWREZ LLC $1,125,000 $2,405,000 113.8% 0.8%
Rondout Savings Bank $4,780,000 $2,340,000 -51.0% 0.8%
M&T Bank $3,340,000 $2,225,000 -33.4% 0.8%
Stifel Bank and Trust $2,360,000 $2,005,000 -15.0% 0.7%
The Northern Trust Company $155,000 $1,805,000 1,064.5% 0.6%
Sawyer Savings Bank $1,725,000 n/a 0.6%
HSBC BANK USA, NATIONAL ASSOCIATION $1,675,000 n/a 0.6%
Morgan Stanley Private Bank $6,995,000 $1,510,000 -78.4% 0.5%
PNC Bank $585,000 $1,495,000 155.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $770,000 $1,485,000 92.9% 0.5%
Lee Bank $1,720,000 $1,415,000 -17.7% 0.5%
The National Bank of Coxsackie $2,460,000 $1,375,000 -44.1% 0.5%
City National Bank $6,535,000 $1,255,000 -80.8% 0.4%
Flagstar Bank, FSB $510,000 $1,190,000 133.3% 0.4%
MID-HUDSON VALLEY $2,315,000 $1,145,000 -50.5% 0.4%
PLAZA HOME MORTGAGE, INC. $1,230,000 $1,130,000 -8.1% 0.4%
Raymond James Bank $1,795,000 $1,125,000 -37.3% 0.4%
NAVY FEDERAL CREDIT UNION $625,000 $970,000 55.2% 0.3%
EMBRACE HOME LOANS, INC. $960,000 n/a 0.3%
PENNYMAC LOAN SERVICES, LLC $955,000 n/a 0.3%
Adams Community Bank $7,105,000 $910,000 -87.2% 0.3%
Valley National Bank $955,000 $885,000 -7.3% 0.3%
NATIONWIDE MORTGAGE BANKERS, INC. $330,000 $780,000 136.4% 0.3%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $1,070,000 $770,000 -28.0% 0.3%
BNY Mellon $1,270,000 $755,000 -40.6% 0.3%
FINANCE OF AMERICA REVERSE LLC $545,000 $740,000 35.8% 0.3%
Ballston Spa National Bank $215,000 $710,000 230.2% 0.3%
Fifth Third Bank $700,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $2,515,000 $700,000 -72.2% 0.2%
AMWEST FUNDING CORP. $665,000 n/a 0.2%
Charles Schwab Bank, SSB $1,795,000 $645,000 -64.1% 0.2%
LIMA ONE CAPITAL, LLC $245,000 $630,000 157.1% 0.2%
Commerce Bank $605,000 n/a 0.2%
Goldman Sachs Bank USA $585,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $575,000 n/a 0.2%
CONTINENTAL MORTGAGE BANKERS, INC. $565,000 n/a 0.2%
GuardHill Financial Corp. $375,000 $565,000 50.7% 0.2%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $545,000 n/a 0.2%
Leader Bank $535,000 n/a 0.2%
NORWICH COMMERCIAL GROUP, INC. $535,000 n/a 0.2%
CARDINAL FINANCIAL $580,000 $530,000 -8.6% 0.2%
CONTOUR MORTGAGE CORPORATION $515,000 n/a 0.2%
Discover Bank $370,000 $515,000 39.2% 0.2%
Plains Commerce Bank $515,000 n/a 0.2%
First Republic Bank $10,850,000 $505,000 -95.3% 0.2%
MOVEMENT MORTGAGE, LLC $900,000 $485,000 -46.1% 0.2%
LOANDEPOT.COM, LLC $3,875,000 $480,000 -87.6% 0.2%
LONGBRIDGE FINANCIAL, LLC $455,000 n/a 0.2%
Premium Mortgage Corporation $935,000 $430,000 -54.0% 0.2%
ALLIED MORTGAGE GROUP, INC. $425,000 n/a 0.2%
EMM LOANS LLC $425,000 n/a 0.2%
TEG Federal Credit Union $325,000 $425,000 30.8% 0.2%
A&D Mortgage LLC $390,000 $395,000 1.3% 0.1%
Community First National Bank $355,000 n/a 0.1%
QUORUM FEDERAL CREDIT UNION $310,000 n/a 0.1%
Hometown Equity Mortgage, LLC $295,000 n/a 0.1%
PHH Mortgage Corporation $305,000 $295,000 -3.3% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $285,000 n/a 0.1%
GUIDANCE RESIDENTIAL, LLC $285,000 n/a 0.1%
Logan Finance Corporation $275,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $265,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $2,320,000 $265,000 -88.6% 0.1%
Equity Prime Mortgage LLC $265,000 n/a 0.1%
The Federal Savings Bank $205,000 $265,000 29.3% 0.1%
First-Citizens Bank & Trust Company $255,000 n/a 0.1%
TOTAL MORTGAGE SERVICES, LLC $885,000 $255,000 -71.2% 0.1%
Mortgage Research Center, LLC $620,000 $245,000 -60.5% 0.1%
MILLENIUM HOME MORTGAGE, LLC $235,000 n/a 0.1%
FREEDOM MORTGAGE CORPORATION $1,230,000 $225,000 -81.7% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $980,000 $220,000 -77.6% 0.1%
UTILITIES EMPLOYEES CREDIT UNION $205,000 n/a 0.1%
Ally Bank $385,000 $195,000 -49.4% 0.1%
FIRST NEW YORK $1,065,000 $165,000 -84.5% 0.1%
FIRST SOURCE $165,000 n/a 0.1%
HUDSON HERITAGE $225,000 $160,000 -28.9% 0.1%
21ST MORTGAGE CORPORATION $220,000 $125,000 -43.2% 0.0%
CORNING $105,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $300,000 $105,000 -65.0% 0.0%
Chemung Canal Trust Company $2,400,000 $85,000 -96.5% 0.0%
Connexus Credit Union $55,000 n/a 0.0%
School Systems FCU $55,000 n/a 0.0%
XCEL Federal Credit Union $55,000 n/a 0.0%

Hudson's top lender by overall market share is HOMESTEAD FUNDING CORP., with 12.2% market share. In second place, with 7.8%, is The Bank of Greene County, having originated $22,040,000 in loans. In third place, with 6.5%, is GUARANTEED RATE, INC., having originated $18,490,000 in loans. In fourth place, with 5.7%, is Lakeland Bank, having originated $16,255,000 in loans. In fifth place, with 3.8%, is QUICKEN LOANS, LLC, having originated $10,780,000 in loans.


Hudson Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $352,250 (1.6%) $605,509 (5.8%) 0.00 587
2018-02-01 $352,000 (2.4%) $623,289 (14.2%) 0.00 583
2018-03-01 $359,900 (4.5%) $630,169 (16.3%) 0.00 577
2018-04-01 $362,975 (6.0%) $644,180 (15.9%) 0.00 595
2018-05-01 $376,250 (9.0%) $670,203 (19.4%) 0.00 639
2018-06-01 $389,000 (8.5%) $671,451 (16.6%) 0.00 718
2018-07-01 $395,000 (12.9%) $678,360 (13.8%) 0.00 777
2018-08-01 $395,000 (12.9%) $674,875 (12.4%) 0.00 784
2018-09-01 $395,000 (12.9%) $665,022 (11.6%) 0.00 761
2018-10-01 $389,900 (10.7%) $651,156 (8.0%) 0.00 756
2018-11-01 $379,800 (6.0%) $644,686 (6.5%) 0.00 740
2018-12-01 $379,700 (7.0%) $647,148 (5.4%) 0.00 663
2019-01-01 $389,225 (10.5%) $651,452 (7.6%) 0.00 611
2019-02-01 $377,450 (7.2%) $640,309 (2.7%) 0.00 604
2019-03-01 $369,543 (2.7%) $625,810 (-0.7%) 0.00 615
2019-04-01 $369,000 (1.7%) $613,582 (-4.8%) 0.00 635
2019-05-01 $374,425 (-0.5%) $608,987 (-9.1%) 0.00 689
2019-06-01 $380,000 (-2.3%) $632,222 (-5.8%) 0.00 744
2019-07-01 $392,000 (-0.8%) $633,840 (-6.6%) 0.00 773
2019-08-01 $395,000 (0.0%) $636,164 (-5.7%) 0.00 771
2019-09-01 $395,000 (0.0%) $641,848 (-3.5%) 0.00 751
2019-10-01 $395,000 (1.3%) $644,574 (-1.0%) 0.00 734
2019-11-01 $392,400 (3.3%) $638,316 (-1.0%) 0.00 678
2019-12-01 $394,950 (4.0%) $661,974 (2.3%) 0.00 601
2020-01-01 $389,450 (0.1%) $675,434 (3.7%) 0.00 538
2020-02-01 $399,000 (5.7%) $691,037 (7.9%) 0.00 523
2020-03-01 $425,000 (15.0%) $703,043 (12.3%) 0.00 526
2020-04-01 $427,000 (15.7%) $696,890 (13.6%) 0.00 520
2020-05-01 $449,000 (19.9%) $712,727 (17.0%) 0.00 497
2020-06-01 $497,000 (30.8%) $792,093 (25.3%) 0.00 500
2020-07-01 $499,200 (27.4%) $788,641 (24.4%) 0.00 505
2020-08-01 $525,000 (32.9%) $845,828 (33.0%) 0.00 480
2020-09-01 $499,000 (26.3%) $854,206 (33.1%) 0.00 503
2020-10-01 $495,000 (25.3%) $849,866 (31.9%) 0.00 525
2020-11-01 $499,000 (27.2%) $861,601 (35.0%) 0.00 488
2020-12-01 $500,000 (26.6%) $920,707 (39.1%) 0.00 443
2021-01-01 $525,000 (34.8%) $965,672 (43.0%) 0.00 396
2021-02-01 $562,500 (41.0%) $980,101 (41.8%) 0.00 360
2021-03-01 $559,991 (31.8%) $996,701 (41.8%) 0.00 334
2021-04-01 $575,000 (34.7%) $1,019,567 (46.3%) 0.00 319
2021-05-01 $560,000 (24.7%) $965,598 (35.5%) 0.00 327
2021-06-01 $544,225 (9.5%) $889,658 (12.3%) 0.00 352
2021-07-01 $499,450 (0.1%) $818,556 (3.8%) 0.00 320
2021-08-01 $495,000 (-5.7%) $814,920 (-3.7%) 0.00 326
2021-09-01 $495,000 (-0.8%) $809,490 (-5.2%) 0.00 310
2021-10-01 $499,000 (0.8%) $836,418 (-1.6%) 0.00 304
2021-11-01 $495,000 (-0.8%) $823,331 (-4.4%) 0.00 287
2021-12-01 $489,000 (-2.2%) $807,895 (-12.3%) 0.00 266
2022-01-01 $495,000 (-5.7%) $860,897 (-10.9%) 0.00 224
2022-02-01 $538,475 (-4.3%) $995,809 (1.6%) 0.00 175
2022-03-01 $562,000 (0.4%) $985,476 (-1.1%) 0.00 175
2022-04-01 $549,000 (-4.5%) $982,841 (-3.6%) 0.00 166
2022-05-01 $552,200 (-1.4%) $928,247 (-3.9%) 0.00 192
2022-06-01 $593,150 (9.0%) $965,195 (8.5%) 0.00 238
2022-07-01 $596,850 (19.5%) $1,020,308 (24.7%) 0.00 288
2022-08-01 $599,500 (21.1%) $1,053,116 (29.2%) 0.00 274
2022-09-01 $586,000 (18.4%) $1,028,018 (27.0%) 0.00 287
2022-10-01 $599,900 (20.2%) $1,034,099 (23.6%) 0.00 288
2022-11-01 $641,250 (29.6%) $1,079,672 (31.1%) 0.00 267
2022-12-01 $599,900 (22.7%) $1,065,128 (31.8%) 0.00 235
2023-01-01 $587,250 (18.6%) $998,062 (15.9%) 0.00 201
2023-02-01 $639,950 (18.8%) $1,061,088 (6.6%) 0.00 191
2023-03-01 $599,000 (6.6%) $1,038,697 (5.4%) 0.00 193
2023-04-01 $665,000 (21.1%) $1,144,247 (16.4%) 0.00 199
2023-05-01 $749,000 (35.6%) $1,155,104 (24.4%) 0.00 217
2023-06-01 $795,000 (34.0%) $1,285,446 (33.2%) 0.00 236
2023-07-01 $739,999 (24.0%) $1,274,717 (24.9%) 0.00 264
2023-08-01 $670,750 (11.9%) $1,200,085 (14.0%) 0.00 301
2023-09-01 $664,500 (13.4%) $1,137,010 (10.6%) 0.00 315
2023-10-01 $675,000 (12.5%) $1,146,488 (10.9%) 0.00 325
2023-11-01 $638,000 (-0.5%) $1,153,554 (6.8%) 0.00 322
2023-12-01 $595,000 (-0.8%) $1,135,399 (6.6%) 0.00 286
2024-01-01 $595,000 (1.3%) $1,122,171 (12.4%) 0.00 233
2024-02-01 $588,500 (-8.0%) $1,151,360 (8.5%) 0.00 220
Hudson's median listing price for 2024-02-01 was $588,500, a difference of $-51,450 (-8.0%) versus the prior year and $-6,500 versus the prior month.

Hudson's median listing price comes in at 0% of the national average.

Hudson's average listing price for 2024-02-01 was $1,151,360, a difference of $90,272 (8.5%) versus the prior year and $29,189 versus the prior month.

For the 2024-02-01 period, Hudson had 220 MLS listings, a difference of -13 listings (-6%) versus the prior month and 29 listings (15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,100 sqft
2018-02-01 0 days 2,073 sqft
2018-03-01 0 days 2,040 sqft
2018-04-01 0 days 2,076 sqft
2018-05-01 0 days 2,198 sqft
2018-06-01 0 days 2,214 sqft
2018-07-01 0 days 2,219 sqft
2018-08-01 0 days 2,203 sqft
2018-09-01 0 days 2,244 sqft
2018-10-01 0 days 2,243 sqft
2018-11-01 0 days 2,217 sqft
2018-12-01 0 days 2,202 sqft
2019-01-01 0 days 2,237 sqft
2019-02-01 0 days 2,205 sqft
2019-03-01 0 days 2,165 sqft
2019-04-01 0 days 2,125 sqft
2019-05-01 0 days 2,143 sqft
2019-06-01 0 days 2,145 sqft
2019-07-01 0 days 2,118 sqft
2019-08-01 0 days 2,123 sqft
2019-09-01 0 days 2,130 sqft
2019-10-01 0 days 2,143 sqft
2019-11-01 0 days 2,126 sqft
2019-12-01 0 days 2,145 sqft
2020-01-01 0 days 2,134 sqft
2020-02-01 0 days 2,164 sqft
2020-03-01 0 days 2,210 sqft
2020-04-01 0 days 2,227 sqft
2020-05-01 0 days 2,300 sqft
2020-06-01 0 days 2,349 sqft
2020-07-01 0 days 2,361 sqft
2020-08-01 0 days 2,400 sqft
2020-09-01 0 days 2,400 sqft
2020-10-01 0 days 2,300 sqft
2020-11-01 0 days 2,274 sqft
2020-12-01 0 days 2,345 sqft
2021-01-01 0 days 2,376 sqft
2021-02-01 0 days 2,365 sqft
2021-03-01 0 days 2,340 sqft
2021-04-01 0 days 2,345 sqft
2021-05-01 0 days 2,273 sqft
2021-06-01 0 days 2,240 sqft
2021-07-01 0 days 2,100 sqft
2021-08-01 0 days 2,082 sqft
2021-09-01 0 days 2,017 sqft
2021-10-01 0 days 2,080 sqft
2021-11-01 0 days 2,094 sqft
2021-12-01 0 days 2,114 sqft
2022-01-01 0 days 2,173 sqft
2022-02-01 0 days 2,181 sqft
2022-03-01 0 days 2,231 sqft
2022-04-01 0 days 2,240 sqft
2022-05-01 0 days 2,068 sqft
2022-06-01 0 days 2,076 sqft
2022-07-01 0 days 2,160 sqft
2022-08-01 0 days 2,133 sqft
2022-09-01 0 days 2,106 sqft
2022-10-01 0 days 2,112 sqft
2022-11-01 0 days 2,190 sqft
2022-12-01 0 days 2,150 sqft
2023-01-01 0 days 2,101 sqft
2023-02-01 0 days 2,147 sqft
2023-03-01 0 days 2,030 sqft
2023-04-01 0 days 2,100 sqft
2023-05-01 0 days 2,271 sqft
2023-06-01 0 days 2,315 sqft
2023-07-01 0 days 2,220 sqft
2023-08-01 0 days 2,209 sqft
2023-09-01 0 days 2,200 sqft
2023-10-01 0 days 2,229 sqft
2023-11-01 0 days 2,121 sqft
2023-12-01 0 days 2,135 sqft
2024-01-01 0 days 2,117 sqft
2024-02-01 0 days 2,118 sqft
Hudson's median listing age (time on market) for 2024-02-01 was 0 days.

Hudson's median square footage for active listings during the 2024-02-01 period was 2,118 sqft. One year prior, the average listing was 2,147 sqft.

Hudson, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 435 $199,185,000 $457,897
Home Improvement 215 $24,695,000 $114,860
Refi 91 $26,455,000 $290,714
Other 90 $12,830,000 $142,556
Cash Out Refi 90 $19,880,000 $220,889

Hudson's most frequently cited loan purpose was Home Purchase, with 435 originations. The 2nd most popular reason was Home Improvement, with 215 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 346 $106,600,000 $308,092
7-8% 181 $47,215,000 $260,856
5-6% 154 $62,530,000 $406,039
Over 8% 129 $37,415,000 $290,039
4-5% 36 $7,280,000 $202,222
3-4% 20 $2,900,000 $145,000
<2.5% 13 $1,965,000 $151,154

During 2023, Hudson's most frequently originated rate bucket was 6-7%, with 346 originations.

Loan Sizing (Hudson, NY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 307 $86,465,000 $281,645
$100,000 or less 220 $12,640,000 $57,455
$100k-200k 188 $26,810,000 $142,606
$400k-600k 114 $54,170,000 $475,175
$600k-1000k 68 $50,280,000 $739,412
$Over $1MM 24 $52,680,000 $2,195,000

Hudson's loan sizing saw the bucket of loans from $200k-400k with 307 originations, totaling $86,465,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 213 $83,205,000 $390,634
60-80% 194 $97,320,000 $501,649
Under 20% 175 $10,905,000 $62,314
20-40% 174 $28,370,000 $163,046
40-60% 112 $42,530,000 $379,732
Over 100% 10 $3,350,000 $335,000

Hudson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 213 originations, totaling $83,205,000 in origination value.