Hudson Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hudson averaged
6.66%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
6.71% and
one month ago for the week of 2023-10-19, the
average rate was 6.8%.
Hudson's average rate one year ago was 5.88%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.21%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Hudson 30 Year Fixed Rate | 2023-11-22 | 6.66% |
Hudson 30 Year Fixed Rate Refi | 2023-11-22 | 6.21% |
Hudson 15 Year Fixed Rate | 2023-11-22 | 6.87% |
Hudson 15 Year Fixed Rate Refi | 2023-11-22 | 5.72% |
Hudson 30 Year FHA | 2023-11-22 | 0.1% |
Hudson 30 Year FHA Refi | 2023-11-22 | 0.1% |
Hudson 30 Year USDA | 2023-11-22 | -0.1% |
Hudson 30 Year USDA Refi | 2023-11-22 | -0.1% |
Hudson 30 Year VA | 2023-11-22 | -0.1% |
Hudson 30 Year VA Refi | 2023-11-22 | -0.1% |
Hudson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hudson, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Hudson Average Closing Costs & Other Stats
Hudson, NY's 83 lenders originated 1,566
loans during 2022. The total origination value was $458,590,000, with an average loan value of
$292,842.
Hudson's average closing costs are $5,136.
The top Hudson lender as defined by loan originations is HOMESTEAD FUNDING CORP., with
118 loans originated. Their average total fees are
$4,721, which is $2,568
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Hudson lenders (with over 10 loans originated) are
TrustCo Bank ($2,086), SUNMARK FEDERAL CREDIT UNION ($3,721), SEFCU SERVICES, LLC ($4,087), Bank of America ($4,285) and TD Bank ($4,337).
The lowest rate Hudson lenders (with over 10 loans originated) are
Wells Fargo Bank (3.79%), The Bank of Greene County (3.79%), Bank of America (3.81%), Ulster Savings Bank (3.84%) and SEFCU SERVICES, LLC (4.11%).
Hudson, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
HOMESTEAD FUNDING CORP. | $74,755,000 | $50,465,000 | -32.5% | 11.0% |
The Bank of Greene County | $48,895,000 | $44,790,000 | -8.4% | 9.8% |
GUARANTEED RATE, INC. | $27,860,000 | $24,860,000 | -10.8% | 5.4% |
JPMorgan Chase Bank | $27,510,000 | $24,040,000 | -12.6% | 5.2% |
QUICKEN LOANS, LLC | $53,745,000 | $21,160,000 | -60.6% | 4.6% |
KeyBank | $26,425,000 | $19,795,000 | -25.1% | 4.3% |
Wells Fargo Bank | $38,310,000 | $13,980,000 | -63.5% | 3.0% |
Citizens Bank | $6,495,000 | $11,115,000 | 71.1% | 2.4% |
First Republic Bank | $7,735,000 | $10,850,000 | 40.3% | 2.4% |
STATE EMPLOYEES FEDERAL CREDIT UNION | $7,375,000 | $10,730,000 | 45.5% | 2.3% |
Ulster Savings Bank | $6,105,000 | $9,700,000 | 58.9% | 2.1% |
Salisbury Bank and Trust Company | $11,345,000 | $9,015,000 | -20.5% | 2.0% |
TrustCo Bank | $19,735,000 | $8,890,000 | -55.0% | 1.9% |
Bank of America | $16,280,000 | $8,670,000 | -46.7% | 1.9% |
SEFCU SERVICES, LLC | $19,685,000 | $7,870,000 | -60.0% | 1.7% |
CROSSCOUNTRY MORTGAGE, LLC | $7,575,000 | $7,825,000 | 3.3% | 1.7% |
TD Bank | $6,395,000 | $7,390,000 | 15.6% | 1.6% |
SUNMARK FEDERAL CREDIT UNION | $7,210,000 | $7,385,000 | 2.4% | 1.6% |
Adams Community Bank | $430,000 | $7,105,000 | 1,552.3% | 1.5% |
Morgan Stanley Private Bank | $3,610,000 | $6,995,000 | 93.8% | 1.5% |
UNITED WHOLESALE MORTGAGE, LLC | $6,505,000 | $6,890,000 | 5.9% | 1.5% |
GREYLOCK | $1,210,000 | $6,765,000 | 459.1% | 1.5% |
City National Bank | $4,100,000 | $6,535,000 | 59.4% | 1.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,720,000 | $4,820,000 | -37.6% | 1.1% |
Rondout Savings Bank | $3,135,000 | $4,780,000 | 52.5% | 1.0% |
HUDSON VALLEY CREDIT UNION | $6,385,000 | $4,235,000 | -33.7% | 0.9% |
U.S. Bank | $1,975,000 | $4,230,000 | 114.2% | 0.9% |
CALIBER HOME LOANS, INC. | $4,580,000 | $4,180,000 | -8.7% | 0.9% |
Berkshire Bank | $7,780,000 | $4,130,000 | -46.9% | 0.9% |
LOANDEPOT.COM, LLC | $8,835,000 | $3,875,000 | -56.1% | 0.8% |
Citibank | $10,460,000 | $3,655,000 | -65.1% | 0.8% |
CCFCU FUNDING, LLC | $4,590,000 | $3,475,000 | -24.3% | 0.8% |
M&T Bank | $4,705,000 | $3,340,000 | -29.0% | 0.7% |
Community Bank | $8,190,000 | $2,965,000 | -63.8% | 0.6% |
CAPITAL COMMUNICATIONS Federal Credit Union | $1,450,000 | $2,535,000 | 74.8% | 0.6% |
FINANCE OF AMERICA MORTGAGE LLC | $475,000 | $2,530,000 | 432.6% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $6,125,000 | $2,515,000 | -58.9% | 0.5% |
The National Bank of Coxsackie | $2,670,000 | $2,460,000 | -7.9% | 0.5% |
Chemung Canal Trust Company | $600,000 | $2,400,000 | 300.0% | 0.5% |
Stifel Bank and Trust | $560,000 | $2,360,000 | 321.4% | 0.5% |
BETTER MORTGAGE CORPORATION | $5,050,000 | $2,320,000 | -54.1% | 0.5% |
MID-HUDSON VALLEY | $2,005,000 | $2,315,000 | 15.5% | 0.5% |
Webster Bank | $2,170,000 | n/a | 0.5% | |
UBS Bank USA | $4,060,000 | $2,120,000 | -47.8% | 0.5% |
Pioneer Bank | $955,000 | $2,070,000 | 116.8% | 0.5% |
Farm Credit East, ACA | $4,375,000 | $1,885,000 | -56.9% | 0.4% |
Charles Schwab Bank, SSB | $1,690,000 | $1,795,000 | 6.2% | 0.4% |
Raymond James Bank | $315,000 | $1,795,000 | 469.8% | 0.4% |
Lee Bank | $1,105,000 | $1,720,000 | 55.7% | 0.4% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $605,000 | $1,575,000 | 160.3% | 0.3% |
Silicon Valley Bank | $1,465,000 | n/a | 0.3% | |
Wallkill Valley Federal Savings and Loan Association | $1,050,000 | $1,440,000 | 37.1% | 0.3% |
RELIANCE FIRST CAPITAL, LLC | $1,535,000 | $1,410,000 | -8.1% | 0.3% |
Bank of Hope | $1,385,000 | n/a | 0.3% | |
HOME POINT FINANCIAL CORPORATION | $4,220,000 | $1,315,000 | -68.8% | 0.3% |
BNY Mellon | $6,245,000 | $1,270,000 | -79.7% | 0.3% |
Rhinebeck Bank | $3,460,000 | $1,245,000 | -64.0% | 0.3% |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $855,000 | $1,235,000 | 44.4% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $5,080,000 | $1,230,000 | -75.8% | 0.3% |
PLAZA HOME MORTGAGE, INC. | $2,000,000 | $1,230,000 | -38.5% | 0.3% |
NBT Bank | $2,855,000 | $1,135,000 | -60.2% | 0.2% |
NEWREZ LLC | $6,305,000 | $1,125,000 | -82.2% | 0.2% |
UNITED NORTHERN MORTGAGE BANKERS LIMITED | $570,000 | $1,070,000 | 87.7% | 0.2% |
FIRST NEW YORK | $270,000 | $1,065,000 | 294.4% | 0.2% |
AMERICAN FINANCING CORPORATION | $1,740,000 | $1,010,000 | -42.0% | 0.2% |
CREDIT HUMAN FEDERAL CREDIT UNION | $1,025,000 | $980,000 | -4.4% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $1,380,000 | $975,000 | -29.3% | 0.2% |
Valley National Bank | $175,000 | $955,000 | 445.7% | 0.2% |
Premium Mortgage Corporation | $715,000 | $935,000 | 30.8% | 0.2% |
Quontic Bank | $235,000 | $925,000 | 293.6% | 0.2% |
MOVEMENT MORTGAGE, LLC | $900,000 | n/a | 0.2% | |
TOTAL MORTGAGE SERVICES, LLC | $855,000 | $885,000 | 3.5% | 0.2% |
VELOCITY COMMERCIAL CAPITAL, LLC | $800,000 | n/a | 0.2% | |
The Pittsfield Co-operative Bank | $780,000 | n/a | 0.2% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,285,000 | $770,000 | -66.3% | 0.2% |
NBKC BANK | $750,000 | n/a | 0.2% | |
FM Home Loans, LLC | $1,650,000 | $630,000 | -61.8% | 0.1% |
NAVY FEDERAL CREDIT UNION | $1,180,000 | $625,000 | -47.0% | 0.1% |
Mortgage Research Center, LLC | $1,555,000 | $620,000 | -60.1% | 0.1% |
Carrington Mortgage Services, LLC | $945,000 | $595,000 | -37.0% | 0.1% |
CLIFFCO, INC. | $1,240,000 | $590,000 | -52.4% | 0.1% |
PNC Bank | $2,435,000 | $585,000 | -76.0% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,695,000 | $580,000 | -65.8% | 0.1% |
Tompkins Trust Company | $555,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $405,000 | $545,000 | 34.6% | 0.1% |
People's United Bank | $1,450,000 | $545,000 | -62.4% | 0.1% |
Kearny Bank | $535,000 | n/a | 0.1% | |
Flagstar Bank, FSB | $2,005,000 | $510,000 | -74.6% | 0.1% |
RF Renovo Management Company, LLC | $445,000 | n/a | 0.1% | |
First Savings Bank | $440,000 | n/a | 0.1% | |
MORTGAGE ACCESS CORP. | $425,000 | n/a | 0.1% | |
First Hope Bank, A National Banking Association | $415,000 | n/a | 0.1% | |
A&D Mortgage LLC | $390,000 | n/a | 0.1% | |
Ally Bank | $385,000 | n/a | 0.1% | |
GuardHill Financial Corp. | $640,000 | $375,000 | -41.4% | 0.1% |
Discover Bank | $260,000 | $370,000 | 42.3% | 0.1% |
Toyota Financial Savings Bank | $355,000 | n/a | 0.1% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $660,000 | $330,000 | -50.0% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $325,000 | n/a | 0.1% | |
First Central Savings Bank | $325,000 | n/a | 0.1% | |
Magnolia Bank | $325,000 | n/a | 0.1% | |
TEG Federal Credit Union | $815,000 | $325,000 | -60.1% | 0.1% |
Amalgamated Bank | $340,000 | $315,000 | -7.4% | 0.1% |
DRAPER AND KRAMER MORTGAGE CORP. | $305,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $305,000 | n/a | 0.1% | |
Santander Bank, N.A. | $1,005,000 | $305,000 | -69.7% | 0.1% |
United Nations Federal Credit Union | $305,000 | $305,000 | 0.0% | 0.1% |
USAA Federal Savings Bank | $1,220,000 | $305,000 | -75.0% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $300,000 | n/a | 0.1% | |
Genesee Regional Bank | $285,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $285,000 | n/a | 0.1% | |
Actors Federal Credit Union | $275,000 | n/a | 0.1% | |
Northwest Community Bank | $275,000 | n/a | 0.1% | |
Academy Bank | $265,000 | n/a | 0.1% | |
WALL STREET MORTGAGE BANKERS, LTD. | $545,000 | $255,000 | -53.2% | 0.1% |
LIMA ONE CAPITAL, LLC | $245,000 | n/a | 0.1% | |
AMERICAN INTERNET MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
HUDSON HERITAGE | $190,000 | $225,000 | 18.4% | 0.0% |
21ST MORTGAGE CORPORATION | $280,000 | $220,000 | -21.4% | 0.0% |
Ballston Spa National Bank | $420,000 | $215,000 | -48.8% | 0.0% |
The Federal Savings Bank | $490,000 | $205,000 | -58.2% | 0.0% |
First Horizon Bank | $175,000 | n/a | 0.0% | |
COMMUNITY RESOURCE FEDERAL CREDIT UNION | $145,000 | $170,000 | 17.2% | 0.0% |
DIGITAL Federal Credit Union | $165,000 | n/a | 0.0% | |
FIRST CREDIT CORPORATION OF NEW YORK, INC. | $120,000 | $160,000 | 33.3% | 0.0% |
The Northern Trust Company | $155,000 | n/a | 0.0% | |
Third Federal Savings and Loan Association of Cleveland | $180,000 | $145,000 | -19.4% | 0.0% |
HOME TOWN FUNDING, INC. | $135,000 | n/a | 0.0% | |
GREENWOOD | $45,000 | $105,000 | 133.3% | 0.0% |
Deere Employees Credit Union | $305,000 | $95,000 | -68.9% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $855,000 | $95,000 | -88.9% | 0.0% |
The People's Credit Union | $65,000 | n/a | 0.0% | |
BayCoast Bank | $45,000 | n/a | 0.0% | |
Municipal Credit Union | $45,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $400,000 | $35,000 | -91.3% | 0.0% |
Hudson's top lender by overall market share is HOMESTEAD FUNDING CORP., with 11.0% market share. In second place, with 9.8%, is The Bank of Greene County, having originated $44,790,000 in loans. In third place, with 5.4%, is GUARANTEED RATE, INC., having originated $24,860,000 in loans. In fourth place, with 5.2%, is JPMorgan Chase Bank, having originated $24,040,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $21,160,000 in loans.
Hudson Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $352,250 (1.5%) | $602,202 (4.7%) | 0.00 | 594 |
2018-02-01 | $351,000 (1.7%) | $619,464 (13.0%) | 0.00 | 590 |
2018-03-01 | $357,450 (3.8%) | $628,042 (15.4%) | 0.00 | 579 |
2018-04-01 | $362,725 (5.9%) | $643,058 (15.2%) | 0.00 | 597 |
2018-05-01 | $376,625 (9.2%) | $671,589 (19.5%) | 0.00 | 640 |
2018-06-01 | $389,000 (8.6%) | $673,859 (17.1%) | 0.00 | 719 |
2018-07-01 | $395,000 (12.9%) | $680,764 (14.3%) | 0.00 | 778 |
2018-08-01 | $396,000 (13.2%) | $677,247 (12.9%) | 0.00 | 786 |
2018-09-01 | $395,000 (12.9%) | $666,585 (11.9%) | 0.00 | 764 |
2018-10-01 | $393,225 (12.4%) | $652,765 (8.6%) | 0.00 | 762 |
2018-11-01 | $379,900 (6.7%) | $645,089 (7.1%) | 0.00 | 748 |
2018-12-01 | $379,900 (7.2%) | $646,580 (5.9%) | 0.00 | 672 |
2019-01-01 | $389,000 (10.4%) | $650,766 (8.1%) | 0.00 | 620 |
2019-02-01 | $377,450 (7.5%) | $640,579 (3.4%) | 0.00 | 613 |
2019-03-01 | $369,571 (3.4%) | $627,372 (-0.1%) | 0.00 | 622 |
2019-04-01 | $369,000 (1.7%) | $616,342 (-4.2%) | 0.00 | 640 |
2019-05-01 | $374,425 (-0.6%) | $608,173 (-9.4%) | 0.00 | 695 |
2019-06-01 | $379,500 (-2.4%) | $630,368 (-6.5%) | 0.00 | 750 |
2019-07-01 | $392,000 (-0.8%) | $633,257 (-7.0%) | 0.00 | 778 |
2019-08-01 | $395,682 (-0.1%) | $637,180 (-5.9%) | 0.00 | 777 |
2019-09-01 | $396,705 (0.4%) | $643,564 (-3.5%) | 0.00 | 757 |
2019-10-01 | $396,386 (0.8%) | $646,773 (-0.9%) | 0.00 | 739 |
2019-11-01 | $395,000 (4.0%) | $641,229 (-0.6%) | 0.00 | 685 |
2019-12-01 | $395,000 (4.0%) | $664,085 (2.7%) | 0.00 | 608 |
2020-01-01 | $390,925 (0.5%) | $677,540 (4.1%) | 0.00 | 543 |
2020-02-01 | $399,000 (5.7%) | $689,806 (7.7%) | 0.00 | 527 |
2020-03-01 | $427,000 (15.5%) | $703,212 (12.1%) | 0.00 | 528 |
2020-04-01 | $429,750 (16.5%) | $697,081 (13.1%) | 0.00 | 522 |
2020-05-01 | $449,000 (19.9%) | $712,149 (17.1%) | 0.00 | 500 |
2020-06-01 | $497,000 (31.0%) | $789,728 (25.3%) | 0.00 | 503 |
2020-07-01 | $499,200 (27.4%) | $786,110 (24.1%) | 0.00 | 508 |
2020-08-01 | $527,000 (33.2%) | $847,715 (33.0%) | 0.00 | 487 |
2020-09-01 | $499,300 (25.9%) | $853,375 (32.6%) | 0.00 | 510 |
2020-10-01 | $497,000 (25.4%) | $848,798 (31.2%) | 0.00 | 531 |
2020-11-01 | $499,000 (26.3%) | $858,885 (33.9%) | 0.00 | 493 |
2020-12-01 | $500,950 (26.8%) | $918,825 (38.4%) | 0.00 | 447 |
2021-01-01 | $537,000 (37.4%) | $965,350 (42.5%) | 0.00 | 398 |
2021-02-01 | $562,500 (41.0%) | $976,848 (41.6%) | 0.00 | 362 |
2021-03-01 | $557,472 (30.6%) | $992,348 (41.1%) | 0.00 | 336 |
2021-04-01 | $574,975 (33.8%) | $1,013,698 (45.4%) | 0.00 | 321 |
2021-05-01 | $559,988 (24.7%) | $961,274 (35.0%) | 0.00 | 329 |
2021-06-01 | $536,500 (8.0%) | $882,085 (11.7%) | 0.00 | 356 |
2021-07-01 | $499,000 (0.0%) | $815,701 (3.8%) | 0.00 | 323 |
2021-08-01 | $492,000 (-6.6%) | $812,095 (-4.2%) | 0.00 | 328 |
2021-09-01 | $493,613 (-1.1%) | $807,931 (-5.3%) | 0.00 | 312 |
2021-10-01 | $499,000 (0.4%) | $837,144 (-1.4%) | 0.00 | 305 |
2021-11-01 | $495,000 (-0.8%) | $824,465 (-4.0%) | 0.00 | 288 |
2021-12-01 | $489,000 (-2.4%) | $807,971 (-12.1%) | 0.00 | 269 |
2022-01-01 | $495,000 (-7.8%) | $862,338 (-10.7%) | 0.00 | 225 |
2022-02-01 | $539,500 (-4.1%) | $996,739 (2.0%) | 0.00 | 177 |
2022-03-01 | $562,250 (0.9%) | $984,754 (-0.8%) | 0.00 | 177 |
2022-04-01 | $549,000 (-4.5%) | $983,469 (-3.0%) | 0.00 | 167 |
2022-05-01 | $554,475 (-1.0%) | $931,027 (-3.2%) | 0.00 | 193 |
2022-06-01 | $597,000 (11.3%) | $967,443 (9.7%) | 0.00 | 239 |
2022-07-01 | $598,700 (20.0%) | $1,021,654 (25.3%) | 0.00 | 289 |
2022-08-01 | $599,500 (21.9%) | $1,053,116 (29.7%) | 0.00 | 274 |
2022-09-01 | $586,000 (18.7%) | $1,028,018 (27.2%) | 0.00 | 287 |
2022-10-01 | $599,900 (20.2%) | $1,034,099 (23.5%) | 0.00 | 288 |
2022-11-01 | $641,250 (29.6%) | $1,079,672 (31.0%) | 0.00 | 267 |
2022-12-01 | $599,900 (22.7%) | $1,065,128 (31.8%) | 0.00 | 235 |
2023-01-01 | $587,250 (18.6%) | $998,062 (15.7%) | 0.00 | 201 |
2023-02-01 | $639,950 (18.6%) | $1,061,088 (6.5%) | 0.00 | 191 |
2023-03-01 | $599,000 (6.5%) | $1,038,697 (5.5%) | 0.00 | 193 |
2023-04-01 | $665,000 (21.1%) | $1,144,247 (16.4%) | 0.00 | 199 |
2023-05-01 | $749,250 (35.1%) | $1,155,989 (24.2%) | 0.00 | 218 |
2023-06-01 | $795,000 (33.2%) | $1,289,123 (33.3%) | 0.00 | 238 |
2023-07-01 | $744,500 (24.4%) | $1,281,616 (25.5%) | 0.00 | 265 |
2023-08-01 | $670,750 (11.9%) | $1,200,085 (14.0%) | 0.00 | 301 |
2023-09-01 | $664,500 (13.4%) | $1,137,010 (10.6%) | 0.00 | 315 |
2023-10-01 | $675,000 (12.5%) | $1,146,488 (10.9%) | 0.00 | 325 |
Hudson's median listing price comes in at 0% of the national average.
Hudson's average listing price for 2023-10-01 was $1,146,488, a difference of $112,389 (10.9%) versus the prior year and $9,478 versus the prior month.
For the 2023-10-01 period, Hudson had 325 MLS listings, a difference of 10 listings (3%) versus the prior month and 37 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hudson (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,100 sqft |
2018-02-01 | 0 days | 2,075 sqft |
2018-03-01 | 0 days | 2,049 sqft |
2018-04-01 | 0 days | 2,075 sqft |
2018-05-01 | 0 days | 2,191 sqft |
2018-06-01 | 0 days | 2,209 sqft |
2018-07-01 | 0 days | 2,219 sqft |
2018-08-01 | 0 days | 2,203 sqft |
2018-09-01 | 0 days | 2,245 sqft |
2018-10-01 | 0 days | 2,247 sqft |
2018-11-01 | 0 days | 2,224 sqft |
2018-12-01 | 0 days | 2,202 sqft |
2019-01-01 | 0 days | 2,237 sqft |
2019-02-01 | 0 days | 2,206 sqft |
2019-03-01 | 0 days | 2,164 sqft |
2019-04-01 | 0 days | 2,125 sqft |
2019-05-01 | 0 days | 2,143 sqft |
2019-06-01 | 0 days | 2,148 sqft |
2019-07-01 | 0 days | 2,110 sqft |
2019-08-01 | 0 days | 2,114 sqft |
2019-09-01 | 0 days | 2,123 sqft |
2019-10-01 | 0 days | 2,138 sqft |
2019-11-01 | 0 days | 2,124 sqft |
2019-12-01 | 0 days | 2,148 sqft |
2020-01-01 | 0 days | 2,142 sqft |
2020-02-01 | 0 days | 2,168 sqft |
2020-03-01 | 0 days | 2,209 sqft |
2020-04-01 | 0 days | 2,215 sqft |
2020-05-01 | 0 days | 2,300 sqft |
2020-06-01 | 0 days | 2,354 sqft |
2020-07-01 | 0 days | 2,361 sqft |
2020-08-01 | 0 days | 2,400 sqft |
2020-09-01 | 0 days | 2,400 sqft |
2020-10-01 | 0 days | 2,309 sqft |
2020-11-01 | 0 days | 2,278 sqft |
2020-12-01 | 0 days | 2,350 sqft |
2021-01-01 | 0 days | 2,377 sqft |
2021-02-01 | 0 days | 2,365 sqft |
2021-03-01 | 0 days | 2,340 sqft |
2021-04-01 | 0 days | 2,340 sqft |
2021-05-01 | 0 days | 2,268 sqft |
2021-06-01 | 0 days | 2,229 sqft |
2021-07-01 | 0 days | 2,100 sqft |
2021-08-01 | 0 days | 2,072 sqft |
2021-09-01 | 0 days | 2,000 sqft |
2021-10-01 | 0 days | 2,088 sqft |
2021-11-01 | 0 days | 2,092 sqft |
2021-12-01 | 0 days | 2,098 sqft |
2022-01-01 | 0 days | 2,173 sqft |
2022-02-01 | 0 days | 2,159 sqft |
2022-03-01 | 0 days | 2,194 sqft |
2022-04-01 | 0 days | 2,228 sqft |
2022-05-01 | 0 days | 2,060 sqft |
2022-06-01 | 0 days | 2,074 sqft |
2022-07-01 | 0 days | 2,160 sqft |
2022-08-01 | 0 days | 2,131 sqft |
2022-09-01 | 0 days | 2,106 sqft |
2022-10-01 | 0 days | 2,112 sqft |
2022-11-01 | 0 days | 2,190 sqft |
2022-12-01 | 0 days | 2,150 sqft |
2023-01-01 | 0 days | 2,100 sqft |
2023-02-01 | 0 days | 2,186 sqft |
2023-03-01 | 0 days | 2,100 sqft |
2023-04-01 | 0 days | 2,100 sqft |
2023-05-01 | 0 days | 2,270 sqft |
2023-06-01 | 0 days | 2,345 sqft |
2023-07-01 | 0 days | 2,257 sqft |
2023-08-01 | 0 days | 2,209 sqft |
2023-09-01 | 0 days | 2,200 sqft |
2023-10-01 | 0 days | 2,219 sqft |
Hudson's median square footage for active listings during the 2023-10-01 period was 2,219 sqft. One year prior, the average listing was 2,112 sqft.
Hudson, NY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 624 | $236,580,000 | $379,135 |
Home Improvement | 282 | $40,930,000 | $145,142 |
Cash Out Refi | 270 | $78,630,000 | $291,222 |
Refi | 262 | $71,410,000 | $272,557 |
Other | 128 | $31,040,000 | $242,500 |
Hudson's most frequently cited loan purpose was Home Purchase, with 624 originations. The 2nd most popular reason was Home Improvement, with 282 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 504 | $153,980,000 | $305,516 |
4-5% | 320 | $101,810,000 | $318,156 |
5-6% | 284 | $69,470,000 | $244,613 |
2.5-3% | 147 | $54,825,000 | $372,959 |
6-7% | 116 | $30,240,000 | $260,690 |
<2.5% | 89 | $16,725,000 | $187,921 |
7-8% | 27 | $5,165,000 | $191,296 |
Over 8% | 17 | $3,145,000 | $185,000 |
During 2022, Hudson's most frequently originated rate bucket was 3-4%, with 504 originations.
Loan Sizing (Hudson, NY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 591 | $166,605,000 | $281,904 |
$100k-200k | 373 | $54,395,000 | $145,831 |
$100,000 or less | 306 | $17,120,000 | $55,948 |
$400k-600k | 166 | $80,350,000 | $484,036 |
$600k-1000k | 83 | $59,685,000 | $719,096 |
$Over $1MM | 47 | $80,435,000 | $1,711,383 |
Hudson's loan sizing saw the bucket of loans from $200k-400k with 591 originations, totaling $166,605,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 423 | $168,225,000 | $397,695 |
80-100% | 361 | $132,145,000 | $366,053 |
20-40% | 244 | $38,410,000 | $157,418 |
Under 20% | 238 | $14,830,000 | $62,311 |
40-60% | 231 | $79,175,000 | $342,749 |
Over 100% | 7 | $2,255,000 | $322,143 |
Hudson's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 423 originations, totaling $168,225,000 in origination value.