Huntsville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Huntsville averaged 6.24% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.11% and one month ago for the week of 2022-05-19, the average rate was 5.48%.

Huntsville's average rate one year ago was 3.43%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Huntsville 30 Year Fixed Rate 2022-06-23 6.24%
Huntsville 30 Year Fixed Rate Refi 2022-06-23 5.92%
Huntsville 15 Year Fixed Rate 2022-06-23 6.66%
Huntsville 15 Year Fixed Rate Refi 2022-06-23 5.23%
Huntsville 30 Year FHA 2022-06-23 -0.04%
Huntsville 30 Year FHA Refi 2022-06-23 0.19%
Huntsville 30 Year USDA 2022-06-23 0.05%
Huntsville 30 Year USDA Refi 2022-06-23 2.67%
Huntsville 30 Year VA 2022-06-23 0.46%
Huntsville 30 Year VA Refi 2022-06-23 -0.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntsville, TX.

Huntsville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Huntsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 48 3.10% $5,627
HOMETRUST MORTGAGE COMPANY 34 3.24% $4,942
Flagstar Bank, FSB 28 3.18% $5,087
First Financial Bank 26 3.03% $3,730
HOME POINT FINANCIAL CORPORATION 24 3.10% $6,172
Wallick & Volk, Inc. 15 3.41% $295
DHI MORTGAGE COMPANY, LTD. 15 3.01% $3,144
SWBC MORTGAGE CORPORATION 15 3.33% $4,575
AMCAP MORTGAGE, LTD. 14 3.29% $5,630
CMG MORTGAGE, INC. 14 3.09% $6,931
Wells Fargo Bank 12 3.08% $4,761
TIB The Independent Bankersbank 9 3.26% $5,618
VeraBank 9 3.15% $4,495
LOANDEPOT.COM, LLC 9 3.54% $5,328
PLAZA HOME MORTGAGE, INC. 8 3.26% $6,376
Citizens Bank 8 2.98% $6,442
UNITED WHOLESALE MORTGAGE, LLC 8 2.99% $8,850
First United Bank and Trust Company 7 3.09% $5,106
GUARANTEED RATE, INC. 7 2.94% $5,835
Prosperity Bank 7 2.68% $3,685
EUSTIS AND AMERICAN MORTGAGE COMPANY 6 3.31% $3,955
CALIBER HOME LOANS, INC. 6 3.05% $6,656
Goldwater Bank, N.A. 6 3.40% $5,514
ASPIRE FINANCIAL, INC. 6 2.81% $5,698
CORNERSTONE HOME LENDING, INC. 5 3.13% $5,591
Gateway First Bank 5 3.35% $5,295
Farm Credit Mid-America, ACA 5 3.35% $9,480
MOVEMENT MORTGAGE, LLC 5 3.18% $5,383
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.41% $6,966
Encompass Lending Group, LP 4 3.28% $6,963
INTERLINC MORTGAGE SERVICES, LLC 4 3.26% $5,987
Wolfe Financial, Inc 4 3.22% $5,881
JPMorgan Chase Bank 4 3.13% $5,612
BETTER MORTGAGE CORPORATION 4 3.06% $2,653
Mr. Cooper ( Nationstar Mortgage ) 4 3.40% $6,638
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.00% $3,682
FREEDOM MORTGAGE CORPORATION 3 3.71% $5,574
Bank of America 3 2.83% $5,344
MID AMERICA MORTGAGE, INC. 3 3.29% $3,490
NAVY FEDERAL CREDIT UNION 3 4.00% $4,261
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 2.79% $6,107
BBVA USA 3 3.67% $6,736
PNC Bank 3 2.96% $6,239
CRESCENT MORTGAGE COMPANY 3 3.25% $3,162
CITY FIRST MORTGAGE SERVICES, L.L.C. 3 3.38% $5,439
UNION HOME MORTGAGE CORP. 3 3.33% $5,932
TEXAS DOW EMPLOYEES CREDIT UNION 2 4.00% $5,128
CLM MORTGAGE, INC 2 3.31% $5,430
SFMC, LP 2 3.69% $5,119
RANDOLPH-BROOKS 2 3.06% $3,236
AMERICAN FINANCING CORPORATION 2 2.81% $10,467
LEGEND LENDING CORPORATION 2 3.38% $4,007
FINANCE OF AMERICA MORTGAGE LLC 2 3.31% $4,636
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.94% $4,784
PENNYMAC LOAN SERVICES, LLC 2 3.13% $4,097
NEWREZ LLC 2 2.93% $4,926
Network Funding, L.P. 2 3.38% $11,383
NATIONS RELIABLE LENDING, LLC 2 3.13% $4,585
Nations Lending Corporation 2 3.44% $10,429
GIBRALTAR MORTGAGE SERVICES, LLC 2 3.49% $4,450
Zions Bancorporation, N.A. 1 2.50% $4,133
Amarillo National Bank 1 3.25% $5,392
AMERICAN PACIFIC MORTGAGE CORPORATION 1 2.99% $6,968
Amerifirst Financial, Inc. 1 3.13% $5,718
AmeriHome Mortgage Company, LLC 1 3.25% $2,260
AMERISAVE MORTGAGE CORPORATION 1 2.88% $2,180
AMPLIFY 1 3.25% $5,479
Austin Capital Bank SSB 1 3.38% $5,507
AXIA FINANCIAL, LLC 1 3.25% $7,720
Blue Ridge Bank 1 3.25% $4,193
BOKF 1 3.25% $5,271
Cadence Bank, N.A. 1 3.25% $9,366
CANOPY MORTGAGE, LLC 1 3.99% $6,396
CELEBRITY HOME LOANS, LLC 1 3.00% $4,764
CERTAINTY HOME LOANS, LLC 1 3.38% $8,713
CHURCHILL MORTGAGE CORPORATION 1 3.13% $4,450
COMPEER FINANCIAL, FLCA 1 4.50% $6,303
Discover Bank 1 3.99% $0
DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $3,718
ENVOY MORTGAGE, LTD 1 3.25% $8,738
EVERETT FINANCIAL, INC. 1 4.25% $2,146
FBC MORTGAGE, LLC 1 3.25% $4,627
FIRST COMMUNITY CREDIT UNION 1 4.00% $6,134
First Horizon Bank 1 3.38% $4,704
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.13% $3,739
GUARANTEED RATE AFFINITY, LLC 1 3.13% $3,407
HANCOCK MORTGAGE PARTNERS, LLC 1 4.13% $10,475
Hancock Whitney Bank 1 2.63% $11,572
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 2.50% $3,937
HOME FINANCING UNLIMITED, INC. 1 3.13% $4,512
HOMESIDE FINANCIAL, LLC 1 3.25% $4,368
InterContinental Capital Group, Inc 1 3.50% $4,063
JMAC LENDING, INC. 1 3.13% $4,229
LEADERONE FINANCIAL CORPORATION 1 2.88% $3,754
LOANPAL, LLC 1 2.99% $4,430
MEMBER HOME LOAN, L.L.C. 1 3.50% $8,534
NBKC BANK 1 2.88% $2,168
NETWORK CAPITAL FUNDING CORPORATION 1 2.88% $3,039
NexBank 1 3.75% $7,515
Origin Bank 1 3.38% $4,168
Paramount Residential Mortgage Group, Inc. 1 2.50% $3,612
PENTAGON FEDERAL CREDIT UNION 1 2.50% $2,295
PHH Mortgage Corporation 1 2.88% $6,751
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.50% $3,892
RED DIAMOND HOME LOANS, LLC 1 2.63% $4,134
Regions Bank 1 3.25% $3,772
SECURITYNATIONAL MORTGAGE COMPANY 1 3.00% $4,387
SECURITY SERVICE 1 3.50% $3,999
SENTE MORTGAGE, INC. 1 3.25% $7,950
SUCCESS MORTGAGE PARTNERS, INC. 1 3.13% $5,228
SUMMIT FUNDING, INC. 1 3.88% $8,556
Sunflower Bank 1 3.25% $3,986
T2 FINANCIAL LLC 1 3.25% $4,723
TEXAS BAY 1 3.13% $11,735
The Federal Savings Bank 1 3.50% $10,010
THRIVE MORTGAGE, LLC 1 3.13% $5,805
Trinity Oaks Mortgage, LLC 1 2.99% $7,036
U.S. Bank 1 2.88% $4,237
Ally Bank 1 3.13% $2,775

Huntsville, TX's 119 lenders originated 1,407 loans during 2021. The total origination value was $364,135,000, with an average loan value of $258,802.

The top Huntsville lender as defined by loan originations is QUICKEN LOANS, LLC, with 48 loans originated. Their average total fees are $5,627, which is $685 higher than the next largest lender, HOMETRUST MORTGAGE COMPANY.

The lowest fee Huntsville lenders (with over 10 loans originated) are Wallick & Volk, Inc. ($295), DHI MORTGAGE COMPANY, LTD. ($3,144), First Financial Bank ($3,730), SWBC MORTGAGE CORPORATION ($4,575) and Wells Fargo Bank ($4,761).

The lowest rate Huntsville lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (3.01%), First Financial Bank (3.03%), Wells Fargo Bank (3.08%), CMG MORTGAGE, INC. (3.09%) and QUICKEN LOANS, LLC (3.10%).

Huntsville, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Prosperity Bank $5,610,000 $41,990,000 648.5% 11.5%
QUICKEN LOANS, LLC $13,715,000 $18,905,000 37.8% 5.2%
First National Bank of Huntsville $13,490,000 $14,665,000 8.7% 4.0%
First Financial Bank $19,555,000 $14,470,000 -26.0% 4.0%
HOMETRUST MORTGAGE COMPANY $12,380,000 $13,035,000 5.3% 3.6%
First United Bank and Trust Company $7,900,000 $11,085,000 40.3% 3.0%
BERKELEY POINT CAPITAL LLC $10,555,000 n/a 2.9%
Wallick & Volk, Inc. $6,880,000 $8,845,000 28.6% 2.4%
DHI MORTGAGE COMPANY, LTD. $625,000 $8,375,000 1,240.0% 2.3%
HOME POINT FINANCIAL CORPORATION $1,795,000 $8,190,000 356.3% 2.2%
FREEDOM MORTGAGE CORPORATION $4,270,000 $8,030,000 88.1% 2.2%
Flagstar Bank, FSB $16,080,000 $7,720,000 -52.0% 2.1%
CMG MORTGAGE, INC. $6,110,000 $7,705,000 26.1% 2.1%
Colonial Savings, F.A. $6,600,000 $6,870,000 4.1% 1.9%
AMCAP MORTGAGE, LTD. $4,465,000 $6,010,000 34.6% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $4,045,000 $5,535,000 36.8% 1.5%
Hancock Whitney Bank $5,470,000 n/a 1.5%
LOANDEPOT.COM, LLC $870,000 $4,955,000 469.5% 1.4%
Wells Fargo Bank $2,705,000 $4,740,000 75.2% 1.3%
CALIBER HOME LOANS, INC. $1,640,000 $4,470,000 172.6% 1.2%
21ST MORTGAGE CORPORATION $3,310,000 $4,230,000 27.8% 1.2%
CORNERSTONE HOME LENDING, INC. $4,185,000 $3,825,000 -8.6% 1.1%
SWBC MORTGAGE CORPORATION $4,760,000 $3,685,000 -22.6% 1.0%
Gateway First Bank $2,135,000 $3,510,000 64.4% 1.0%
THRIVE MORTGAGE, LLC $1,675,000 $3,340,000 99.4% 0.9%
Zions Bancorporation, N.A. $1,610,000 $3,200,000 98.8% 0.9%
TIB The Independent Bankersbank $3,030,000 $3,080,000 1.7% 0.8%
Citizens Bank $3,300,000 $3,075,000 -6.8% 0.8%
GUARANTEED RATE, INC. $4,305,000 $3,030,000 -29.6% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,875,000 $2,680,000 42.9% 0.7%
ASPIRE FINANCIAL, INC. $1,025,000 $2,670,000 160.5% 0.7%
JPMorgan Chase Bank $3,160,000 $2,650,000 -16.1% 0.7%
Goldwater Bank, N.A. $2,105,000 $2,570,000 22.1% 0.7%
Mortgage Research Center, LLC $3,345,000 $2,400,000 -28.3% 0.7%
PLAZA HOME MORTGAGE, INC. $1,755,000 $2,375,000 35.3% 0.7%
ENCORE BANK $2,365,000 n/a 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,010,000 $2,235,000 11.2% 0.6%
NEWREZ LLC $985,000 $2,230,000 126.4% 0.6%
BBVA USA $2,185,000 $2,200,000 0.7% 0.6%
Farm Credit Mid-America, ACA $235,000 $2,190,000 831.9% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $795,000 $2,185,000 174.8% 0.6%
VeraBank $2,425,000 $2,100,000 -13.4% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,515,000 $2,080,000 37.3% 0.6%
CITY FIRST MORTGAGE SERVICES, L.L.C. $1,180,000 $2,065,000 75.0% 0.6%
LAKEVIEW LOAN SERVICING, LLC $925,000 $2,055,000 122.2% 0.6%
UNION HOME MORTGAGE CORP. $2,295,000 $1,930,000 -15.9% 0.5%
BETTER MORTGAGE CORPORATION $375,000 $1,915,000 410.7% 0.5%
EUSTIS AND AMERICAN MORTGAGE COMPANY $3,250,000 $1,875,000 -42.3% 0.5%
MOVEMENT MORTGAGE, LLC $795,000 $1,835,000 130.8% 0.5%
SOUTHWEST STAGE FUNDING, LLC $1,045,000 $1,730,000 65.6% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,380,000 $1,645,000 -30.9% 0.5%
Wolfe Financial, Inc $3,075,000 $1,580,000 -48.6% 0.4%
Encompass Lending Group, LP $135,000 $1,510,000 1,018.5% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,080,000 $1,455,000 34.7% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,525,000 $1,375,000 -9.8% 0.4%
INTERLINC MORTGAGE SERVICES, LLC $430,000 $1,340,000 211.6% 0.4%
MID AMERICA MORTGAGE, INC. $2,670,000 $1,300,000 -51.3% 0.4%
RANDOLPH-BROOKS $1,300,000 n/a 0.4%
TEXAS DOW EMPLOYEES CREDIT UNION $1,080,000 $1,290,000 19.4% 0.4%
AMERICAN FINANCING CORPORATION $690,000 $1,215,000 76.1% 0.3%
Bank of America $1,220,000 $1,210,000 -0.8% 0.3%
GIBRALTAR MORTGAGE SERVICES, LLC $360,000 $1,185,000 229.2% 0.3%
TRIAD FINANCIAL SERVICES, INC. $385,000 $1,135,000 194.8% 0.3%
AMERISAVE MORTGAGE CORPORATION $435,000 $1,060,000 143.7% 0.3%
CRESCENT MORTGAGE COMPANY $1,045,000 n/a 0.3%
USAA Federal Savings Bank $1,285,000 $1,000,000 -22.2% 0.3%
COUNTRYPLACE MORTGAGE, LTD. $460,000 $960,000 108.7% 0.3%
First Guaranty Mortgage Corporation $885,000 $960,000 8.5% 0.3%
MEMBER HOME LOAN, L.L.C. $325,000 $900,000 176.9% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $195,000 $880,000 351.3% 0.2%
Guaranty Bank & Trust, N.A. $880,000 n/a 0.2%
PNC Bank $1,320,000 $880,000 -33.3% 0.2%
NAVY FEDERAL CREDIT UNION $690,000 $870,000 26.1% 0.2%
NBKC BANK $865,000 n/a 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $825,000 n/a 0.2%
NATIONS RELIABLE LENDING, LLC $2,155,000 $825,000 -61.7% 0.2%
Round Top State Bank $825,000 n/a 0.2%
AMPLIFY $230,000 $815,000 254.3% 0.2%
CLM MORTGAGE, INC $365,000 $795,000 117.8% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $510,000 $785,000 53.9% 0.2%
InterContinental Capital Group, Inc $175,000 $785,000 348.6% 0.2%
Network Funding, L.P. $1,490,000 $760,000 -49.0% 0.2%
CERTAINTY HOME LOANS, LLC $205,000 $750,000 265.9% 0.2%
First Horizon Bank $740,000 n/a 0.2%
ENVOY MORTGAGE, LTD $255,000 $730,000 186.3% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,010,000 $725,000 -63.9% 0.2%
LEADERONE FINANCIAL CORPORATION $705,000 n/a 0.2%
EMBRACE HOME LOANS, INC. $665,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $165,000 $650,000 293.9% 0.2%
Austin Bank, Texas $640,000 n/a 0.2%
Origin Bank $1,965,000 $640,000 -67.4% 0.2%
FINANCE OF AMERICA COMMERCIAL LLC $625,000 n/a 0.2%
CANOPY MORTGAGE, LLC $615,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $125,000 $615,000 392.0% 0.2%
PLANET HOME LENDING, LLC $305,000 $595,000 95.1% 0.2%
HANCOCK MORTGAGE PARTNERS, LLC $560,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $815,000 $550,000 -32.5% 0.2%
SENTE MORTGAGE, INC. $625,000 $545,000 -12.8% 0.1%
TEXAS BAY $545,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $410,000 $535,000 30.5% 0.1%
Southside Bank $535,000 n/a 0.1%
Republic State Mortgage Co. $255,000 $530,000 107.8% 0.1%
Nations Lending Corporation $575,000 $525,000 -8.7% 0.1%
BRAZOS VALLEY SCHOOLS $520,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $85,000 $520,000 511.8% 0.1%
Amarillo National Bank $505,000 n/a 0.1%
Frost Bank $490,000 $505,000 3.1% 0.1%
ACCELERATE MORTGAGE, LLC $495,000 n/a 0.1%
Trinity Oaks Mortgage, LLC $490,000 n/a 0.1%
Cadence Bank, N.A. $830,000 $485,000 -41.6% 0.1%
LIMA ONE CAPITAL, LLC $485,000 n/a 0.1%
Prime Choice Funding Inc. $485,000 n/a 0.1%
SMART FINANCIAL CREDIT UNION $475,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $475,000 n/a 0.1%
BM Real Estate Services, Inc. $470,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $680,000 $465,000 -31.6% 0.1%
S1L, Inc. $465,000 n/a 0.1%
AMERICA'S CHOICE HOME LOANS LP $165,000 $460,000 178.8% 0.1%
Ally Bank $145,000 $430,000 196.6% 0.1%
BOM Bank $425,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $405,000 n/a 0.1%
Spirit of Texas Bank, SSB $405,000 n/a 0.1%
Truist Bank $650,000 $395,000 -39.2% 0.1%
Loan Simple, Inc. $390,000 n/a 0.1%
Citizens State Bank $375,000 n/a 0.1%
PIKE CREEK MORTGAGE SERVICES, INC. $265,000 $375,000 41.5% 0.1%
FINANCE OF AMERICA REVERSE LLC $165,000 $370,000 124.2% 0.1%
ARC HOME LLC $365,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $365,000 n/a 0.1%
LEGEND LENDING CORPORATION $145,000 $360,000 148.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $195,000 $340,000 74.4% 0.1%
Comerica Bank $335,000 n/a 0.1%
First State Bank $335,000 n/a 0.1%
SFMC, LP $375,000 $330,000 -12.0% 0.1%
UNITED BUILT HOMES, L.L.C. $450,000 $325,000 -27.8% 0.1%
GREATER TEXAS FEDERAL CREDIT UNION $65,000 $310,000 376.9% 0.1%
CERTIFIED FUNDING, L.P. $220,000 $300,000 36.4% 0.1%
LOANPAL, LLC $290,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $860,000 $285,000 -66.9% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $115,000 $285,000 147.8% 0.1%
First Mortgage Solutions, LLC $275,000 n/a 0.1%
BROKER SOLUTIONS, INC. $205,000 $270,000 31.7% 0.1%
CLEARPATH LENDING $265,000 n/a 0.1%
The Federal Savings Bank $265,000 n/a 0.1%
NBH Bank $255,000 n/a 0.1%
RED DIAMOND HOME LOANS, LLC $255,000 $255,000 0.0% 0.1%
AMERICAN HOMESTAR MORTGAGE, L.L.C. $245,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $245,000 n/a 0.1%
JMAC LENDING, INC. $245,000 n/a 0.1%
Lakeview Community Capital, LLC $155,000 $245,000 58.1% 0.1%
T2 FINANCIAL LLC $245,000 n/a 0.1%
U.S. Bank $385,000 $245,000 -36.4% 0.1%
Austin Capital Bank SSB $235,000 n/a 0.1%
GSF Mortgage Corporation $410,000 $235,000 -42.7% 0.1%
H E B $235,000 n/a 0.1%
Peoples Bank $235,000 n/a 0.1%
Reliant Bank $100,000 $235,000 135.0% 0.1%
COMPEER FINANCIAL, FLCA $345,000 $225,000 -34.8% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 $225,000 114.3% 0.1%
Town Square Mortgage & Investments, Inc. $420,000 $225,000 -46.4% 0.1%
AXIA FINANCIAL, LLC $215,000 n/a 0.1%
JAMES B. NUTTER & COMPANY $215,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $215,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $215,000 n/a 0.1%
AMERICAN ADVISORS GROUP $285,000 $210,000 -26.3% 0.1%
Discover Bank $210,000 n/a 0.1%
BOKF $135,000 $205,000 51.9% 0.1%
Chicago Mortgage Solutions LLC $205,000 n/a 0.1%
FBC MORTGAGE, LLC $695,000 $205,000 -70.5% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $235,000 $205,000 -12.8% 0.1%
Regions Bank $35,000 $205,000 485.7% 0.1%
International Bank of Commerce $110,000 $200,000 81.8% 0.1%
FIRST COMMUNITY CREDIT UNION $195,000 n/a 0.1%
PHH Mortgage Corporation $195,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $725,000 $195,000 -73.1% 0.1%
VAN DYK MORTGAGE CORPORATION $195,000 n/a 0.1%
EVERETT FINANCIAL, INC. $1,445,000 $185,000 -87.2% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $185,000 n/a 0.1%
NexBank $155,000 $185,000 19.4% 0.1%
Midwest Mortgage Associates Corporation $175,000 n/a 0.0%
Sunflower Bank $185,000 $175,000 -5.4% 0.0%
CONTOUR MORTGAGE CORPORATION $165,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $165,000 n/a 0.0%
Texas National Bank of Jacksonville $165,000 n/a 0.0%
Trustmark National Bank $165,000 n/a 0.0%
COMMUNITY RESOURCE CREDIT UNION $155,000 n/a 0.0%
LENDERFI, INC. $155,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $295,000 $145,000 -50.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $145,000 $145,000 0.0% 0.0%
HOME FINANCING UNLIMITED, INC. $425,000 $145,000 -65.9% 0.0%
SUMMIT FUNDING, INC. $155,000 $145,000 -6.5% 0.0%
ALL REVERSE MORTGAGE, INC. $135,000 n/a 0.0%
Blue Ridge Bank $135,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $455,000 $135,000 -70.3% 0.0%
CSL Financial, LLC $100,000 $135,000 35.0% 0.0%
SECURITY SERVICE $555,000 $130,000 -76.6% 0.0%
Amerifirst Financial, Inc. $125,000 n/a 0.0%
CITIZENS EQUITY FIRST $125,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $115,000 n/a 0.0%
LADERA LENDING, INC. $115,000 n/a 0.0%
MCT Credit Union $115,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $175,000 $115,000 -34.3% 0.0%
GUILD MORTGAGE COMPANY $800,000 $105,000 -86.9% 0.0%
Jefferson Bank $105,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $695,000 $105,000 -84.9% 0.0%
American Momentum Bank $95,000 n/a 0.0%
Carrington Mortgage Services, LLC $195,000 $95,000 -51.3% 0.0%
First State Bank $95,000 n/a 0.0%
FIRST SERVICE Credit Union $115,000 $75,000 -34.8% 0.0%
HOUSTON POLICE FEDERAL CREDIT UNION $75,000 n/a 0.0%
LIBERTYONE Credit Union $35,000 n/a 0.0%
FirstBank $105,000 $25,000 -76.2% 0.0%

Huntsville's top lender by overall market share is Prosperity Bank, with 11.5% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $18,905,000 in loans. In third place, with 4.0%, is First National Bank of Huntsville, having originated $14,665,000 in loans. In third place, with 4.0%, is First Financial Bank, having originated $14,470,000 in loans. In third place, with 3.6%, is HOMETRUST MORTGAGE COMPANY, having originated $13,035,000 in loans.


Huntsville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 744 $216,560,000 $291,075
Refi 454 $107,860,000 $237,577
Cash Out Refi 158 $33,880,000 $214,430
Home Improvement 30 $2,480,000 $82,667
Other 21 $3,355,000 $159,762

Huntsville's most frequently cited loan purpose was Home Purchase, with 744 originations. The 2nd most popular reason was Refi, with 454 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 490 $152,300,000 $310,816
2.5-3% 436 $105,720,000 $242,477
<2.5% 196 $49,400,000 $252,041
4-5% 68 $16,040,000 $235,882
Over 8% 35 $3,965,000 $113,286
7-8% 35 $2,955,000 $84,429
6-7% 28 $2,910,000 $103,929
5-6% 19 $2,565,000 $135,000

During 2021, Huntsville's most frequently originated rate bucket was 3-4%, with 490 originations.

Loan Sizing (Huntsville, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 561 $85,945,000 $153,200
$200k-400k 496 $133,480,000 $269,113
$100,000 or less 191 $12,315,000 $64,476
$400k-600k 122 $59,070,000 $484,180
$600k-1000k 28 $19,750,000 $705,357
$Over $1MM 9 $53,575,000 $5,952,778

Huntsville's loan sizing saw the bucket of loans from $100k-200k with 561 originations, totaling $85,945,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 573 $138,855,000 $242,330
60-80% 390 $111,500,000 $285,897
40-60% 163 $64,495,000 $395,675
20-40% 62 $8,500,000 $137,097
Under 20% 32 $6,900,000 $215,625
Over 100% 27 $5,455,000 $202,037

Huntsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 573 originations, totaling $138,855,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $186,950 (10.3%) $243,143 (12.1%) 0.00 196
2018-02-01 $184,150 (9.0%) $236,504 (6.9%) 0.00 204
2018-03-01 $187,950 (4.7%) $237,627 (3.2%) 0.00 198
2018-04-01 $198,200 (9.2%) $246,487 (7.7%) 0.00 212
2018-05-01 $207,500 (9.5%) $256,550 (13.1%) 0.00 229
2018-06-01 $207,400 (13.2%) $255,858 (13.6%) 0.00 245
2018-07-01 $197,000 (8.4%) $237,722 (5.5%) 0.00 270
2018-08-01 $187,900 (4.2%) $227,705 (2.1%) 0.00 266
2018-09-01 $185,000 (2.3%) $225,298 (-0.3%) 0.00 263
2018-10-01 $174,500 (-7.9%) $228,644 (-0.5%) 0.00 245
2018-11-01 $179,500 (-4.5%) $230,647 (-1.7%) 0.00 241
2018-12-01 $179,900 (-5.3%) $221,823 (-8.5%) 0.00 230
2019-01-01 $184,650 (-1.2%) $223,344 (-8.1%) 0.00 225
2019-02-01 $191,200 (3.8%) $236,130 (-0.2%) 0.00 251
2019-03-01 $189,386 (0.8%) $247,464 (4.1%) 0.00 256
2019-04-01 $194,450 (-1.9%) $254,157 (3.1%) 0.00 261
2019-05-01 $201,250 (-3.0%) $255,735 (-0.3%) 0.00 253
2019-06-01 $205,000 (-1.2%) $259,589 (1.5%) 0.00 252
2019-07-01 $199,450 (1.2%) $241,511 (1.6%) 0.00 288
2019-08-01 $199,429 (6.1%) $241,866 (6.2%) 0.00 288
2019-09-01 $200,000 (8.1%) $246,988 (9.6%) 0.00 275
2019-10-01 $200,000 (14.6%) $246,041 (7.6%) 0.00 284
2019-11-01 $208,000 (15.9%) $251,295 (9.0%) 0.00 281
2019-12-01 $199,000 (10.6%) $249,134 (12.3%) 0.00 283
2020-01-01 $198,500 (7.5%) $248,103 (11.1%) 0.00 264
2020-02-01 $199,000 (4.1%) $256,766 (8.7%) 0.00 271
2020-03-01 $205,000 (8.2%) $253,557 (2.5%) 0.00 281
2020-04-01 $207,150 (6.5%) $261,072 (2.7%) 0.00 271
2020-05-01 $219,900 (9.3%) $274,798 (7.5%) 0.00 264
2020-06-01 $222,000 (8.3%) $274,312 (5.7%) 0.00 266
2020-07-01 $215,000 (7.8%) $275,024 (13.9%) 0.00 275
2020-08-01 $215,825 (8.2%) $271,623 (12.3%) 0.00 278
2020-09-01 $217,750 (8.9%) $276,841 (12.1%) 0.00 268
2020-10-01 $210,325 (5.2%) $279,725 (13.7%) 0.00 220
2020-11-01 $202,713 (-2.5%) $266,474 (6.0%) 0.00 210
2020-12-01 $201,450 (1.2%) $257,945 (3.5%) 0.00 195
2021-01-01 $201,900 (1.7%) $264,132 (6.5%) 0.00 155
2021-02-01 $210,450 (5.8%) $268,180 (4.5%) 0.00 138
2021-03-01 $202,096 (-1.4%) $270,253 (6.6%) 0.00 112
2021-04-01 $215,000 (3.8%) $287,741 (10.2%) 0.00 107
2021-05-01 $215,000 (-2.2%) $291,373 (6.0%) 0.00 117
2021-06-01 $209,500 (-5.6%) $290,611 (5.9%) 0.00 123
2021-07-01 $228,961 (6.5%) $296,189 (7.7%) 0.00 137
2021-08-01 $236,995 (9.8%) $315,181 (16.0%) 0.00 129
2021-09-01 $232,000 (6.5%) $290,709 (5.0%) 0.00 142
2021-10-01 $227,700 (8.3%) $288,938 (3.3%) 0.00 153
2021-11-01 $244,650 (20.7%) $312,867 (17.4%) 0.00 169
2021-12-01 $248,200 (23.2%) $311,626 (20.8%) 0.00 162
2022-01-01 $249,900 (23.8%) $318,579 (20.6%) 0.00 157
2022-02-01 $245,950 (16.9%) $306,762 (14.4%) 0.00 158
2022-03-01 $249,950 (23.7%) $304,789 (12.8%) 0.00 161
2022-04-01 $255,000 (18.6%) $301,186 (4.7%) 0.00 173
2022-05-01 $265,083 (23.3%) $326,113 (11.9%) 0.00 237
Huntsville's median listing price for 2022-05-01 was $265,083, a difference of $50,083 (23.3%) versus the prior year and $10,083 versus the prior month.

Huntsville's median listing price comes in at 0% of the national average.

Huntsville's average listing price for 2022-05-01 was $326,113, a difference of $34,740 (11.9%) versus the prior year and $24,927 versus the prior month.

For the 2022-05-01 period, Huntsville had 237 MLS listings, a difference of 64 listings (37%) versus the prior month and 120 listings (103%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,881 sqft
2018-02-01 0 days 1,862 sqft
2018-03-01 0 days 1,868 sqft
2018-04-01 0 days 1,888 sqft
2018-05-01 0 days 1,909 sqft
2018-06-01 0 days 1,904 sqft
2018-07-01 0 days 1,888 sqft
2018-08-01 0 days 1,871 sqft
2018-09-01 0 days 1,809 sqft
2018-10-01 0 days 1,808 sqft
2018-11-01 0 days 1,788 sqft
2018-12-01 0 days 1,728 sqft
2019-01-01 0 days 1,741 sqft
2019-02-01 0 days 1,731 sqft
2019-03-01 0 days 1,738 sqft
2019-04-01 0 days 1,763 sqft
2019-05-01 0 days 1,796 sqft
2019-06-01 0 days 1,804 sqft
2019-07-01 0 days 1,803 sqft
2019-08-01 0 days 1,788 sqft
2019-09-01 0 days 1,813 sqft
2019-10-01 0 days 1,824 sqft
2019-11-01 0 days 1,825 sqft
2019-12-01 0 days 1,765 sqft
2020-01-01 0 days 1,765 sqft
2020-02-01 0 days 1,792 sqft
2020-03-01 0 days 1,808 sqft
2020-04-01 0 days 1,820 sqft
2020-05-01 0 days 1,863 sqft
2020-06-01 0 days 1,863 sqft
2020-07-01 0 days 1,854 sqft
2020-08-01 0 days 1,820 sqft
2020-09-01 0 days 1,820 sqft
2020-10-01 0 days 1,848 sqft
2020-11-01 0 days 1,800 sqft
2020-12-01 0 days 1,779 sqft
2021-01-01 0 days 1,823 sqft
2021-02-01 0 days 1,798 sqft
2021-03-01 0 days 1,700 sqft
2021-04-01 0 days 1,827 sqft
2021-05-01 0 days 1,715 sqft
2021-06-01 0 days 1,726 sqft
2021-07-01 0 days 1,814 sqft
2021-08-01 0 days 1,779 sqft
2021-09-01 0 days 1,748 sqft
2021-10-01 0 days 1,704 sqft
2021-11-01 0 days 1,765 sqft
2021-12-01 0 days 1,702 sqft
2022-01-01 0 days 1,744 sqft
2022-02-01 0 days 1,667 sqft
2022-03-01 0 days 1,694 sqft
2022-04-01 0 days 1,644 sqft
2022-05-01 0 days 1,713 sqft
Huntsville's median listing age (time on market) for 2022-05-01 was 0 days.

Huntsville's median square footage for active listings during the 2022-05-01 period was 1,713 sqft. One year prior, the average listing was 1,715 sqft.