Huntsville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Huntsville averaged 6.85% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.76% and one month ago for the week of 2024-10-10, the average rate was 6.09%.

    Huntsville's average rate one year ago was 7.27%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.38%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Huntsville 30 Year Fixed Rate 2024-11-14 6.85%
    Huntsville 30 Year Fixed Rate Refi 2024-11-14 7.38%
    Huntsville 15 Year Fixed Rate 2024-11-14 5.79%
    Huntsville 15 Year Fixed Rate Refi 2024-11-14 6.09%
    Huntsville 30 Year FHA 2024-11-14 -0.41%
    Huntsville 30 Year FHA Refi 2024-11-14 -0.2%
    Huntsville 30 Year USDA 2024-11-14 -0.1%
    Huntsville 30 Year USDA Refi 2024-11-14 -0.1%
    Huntsville 30 Year VA 2024-11-14 0.2%
    Huntsville 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntsville, TX.

    Huntsville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 27 6.74% $8,753
    QUICKEN LOANS, LLC 27 7.06% $6,718
    DHI MORTGAGE COMPANY, LTD. 26 5.50% $4,349
    HOMETRUST MORTGAGE COMPANY 17 6.73% $7,323
    Flagstar Bank, FSB 14 6.46% $9,112
    First Financial Bank 9 7.17% $4,748
    Prosperity Bank 7 5.91% $4,739
    AMCAP MORTGAGE, LTD. 6 6.76% $10,174
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 6.43% $7,513
    CORNERSTONE HOME LENDING, INC. 5 6.40% $12,279
    VeraBank 5 6.13% $3,183
    21ST MORTGAGE CORPORATION 5 7.54% $6,672
    BancorpSouth 4 6.75% $9,055
    Zions Bank 4 5.91% $8,507
    Bank of America 4 6.06% $3,796
    SWBC MORTGAGE CORPORATION 4 7.28% $6,300
    LOANDEPOT.COM, LLC 4 7.09% $7,309
    PNC Bank 4 6.47% $5,484
    INSPIRE HOME LOANS INC. 4 6.34% $4,587
    MOVEMENT MORTGAGE, LLC 3 6.41% $10,608
    CROSSCOUNTRY MORTGAGE, LLC 3 6.87% $10,955
    JPMorgan Chase Bank 3 7.17% $5,774
    Mortgage Research Center, LLC 3 6.33% $5,545
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 7.04% $6,744
    FBC MORTGAGE, LLC 3 7.00% $9,437
    Citizens Bank 3 6.63% $8,602
    Wells Fargo Bank 3 6.08% $3,544
    CMG MORTGAGE, INC. 3 6.08% $6,700
    GUILD MORTGAGE COMPANY 3 7.25% $7,006
    CommunityBank of Texas, N.A. 3 6.75% $9,437
    Century Mortgage Company DBA Century Lending Company 2 7.06% $9,956
    Mr. Cooper ( Nationstar Mortgage ) 2 6.31% $11,493
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.93% $6,844
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.50% $5,796
    DRAPER AND KRAMER MORTGAGE CORP. 2 6.68% $11,785
    MEMBER HOME LOAN, L.L.C. 2 7.63% $6,528
    BAY EQUITY LLC 2 6.56% $6,289
    Wolfe Financial, Inc 2 6.81% $10,258
    SENTE MORTGAGE, INC. 2 7.56% $6,934
    T2 FINANCIAL LLC 2 7.18% $10,986
    TEXAS DOW EMPLOYEES CREDIT UNION 2 7.19% $3,936
    PLAZA HOME MORTGAGE, INC. 2 5.81% $9,605
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.06% $6,299
    The Loan Store, Inc. 1 7.38% $3,522
    A&D Mortgage LLC 1 9.99% $28,322
    Amarillo National Bank 1 7.00% $3,303
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.13% $4,361
    AMERICAN FINANCIAL NETWORK, INC. 1 5.88% $13,573
    American Momentum Bank 1 6.50% $5,084
    Austin Bank, Texas 1 6.95% $4,582
    Blue Ridge Bank 1 7.25% $7,148
    BROKER SOLUTIONS, INC. 1 6.99% $5,483
    CALCON MUTUAL MORTGAGE LLC 1 8.50% $10,747
    CHERRY CREEK MORTGAGE, LLC 1 6.50% $825
    CHURCHILL MORTGAGE CORPORATION 1 6.38% $6,121
    CLM MORTGAGE, INC 1 6.50% $4,976
    DIRECT MORTGAGE LOANS, LLC 1 7.50% $8,759
    Encompass Lending Group, LP 1 6.88% $5,913
    ENVOY MORTGAGE, LTD 1 7.50% $5,525
    EVERETT FINANCIAL, INC. 1 6.88% $7,043
    Farm Credit Mid-America, ACA 1 7.75% $13,412
    GARDNER FINANCIAL SERVICES, LTD. 1 6.38% $10,156
    Gateway First Bank 1 6.38% $9,085
    GUARANTEED RATE AFFINITY, LLC 1 6.50% $13,266
    GUARANTEED RATE, INC. 1 5.99% $12,998
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.88% $14,359
    INTERLINC MORTGAGE SERVICES, LLC 1 6.13% $8,872
    Ixonia Bank 1 6.88% $7,914
    JSC 1 5.88% $5,846
    LAKEVIEW LOAN SERVICING, LLC 1 7.50% $7,646
    MORTGAGE FINANCIAL SERVICES, LLC 1 7.13% $20,860
    Nations Lending Corporation 1 6.63% $4,943
    Network Funding, L.P. 1 7.50% $7,440
    NEWREZ LLC 1 6.50% $13,467
    PENNYMAC LOAN SERVICES, LLC 1 7.49% $18,731
    PRIMEWAY 1 8.60% $694
    RANDOLPH-BROOKS 1 7.50% $8,711
    SFMC, LP 1 7.50% $16,882
    The Federal Savings Bank 1 6.00% $16,066
    Truist 1 6.50% $8,035
    USAA Federal Savings Bank 1 6.75% $8,817
    WESTSTAR MORTGAGE CORPORATION 1 6.13% $12,956
    ZILLOW HOME LOANS, LLC 1 6.38% $5,382

    Huntsville Average Closing Costs & Other Stats

    Huntsville, TX's 83 lenders originated 814 loans during 2023. The total origination value was $220,260,000, with an average loan value of $270,590.

    Huntsville's average closing costs are $6,384.

    The top Huntsville lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 27 loans originated. Their average total fees are $8,753, which is $2,035 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Huntsville lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($4,349), QUICKEN LOANS, LLC ($6,718), HOMETRUST MORTGAGE COMPANY ($7,323), UNITED WHOLESALE MORTGAGE, LLC ($8,753) and Flagstar Bank, FSB ($9,112).

    The lowest rate Huntsville lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.50%), Flagstar Bank, FSB (6.46%), HOMETRUST MORTGAGE COMPANY (6.73%), UNITED WHOLESALE MORTGAGE, LLC (6.74%) and QUICKEN LOANS, LLC (7.06%).

    Huntsville, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $11,640,000 $16,235,000 39.5% 7.4%
    DHI MORTGAGE COMPANY, LTD. $39,635,000 $14,760,000 -62.8% 6.7%
    Prosperity Bank $15,300,000 $9,960,000 -34.9% 4.5%
    CommunityBank of Texas, N.A. $9,650,000 n/a 4.4%
    QUICKEN LOANS, LLC $13,735,000 $7,985,000 -41.9% 3.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $13,420,000 $7,065,000 -47.4% 3.2%
    First National Bank of Huntsville $13,705,000 $6,910,000 -49.6% 3.1%
    INSPIRE HOME LOANS INC. $2,710,000 $6,900,000 154.6% 3.1%
    First Financial Bank $9,020,000 $6,660,000 -26.2% 3.0%
    Flagstar Bank, FSB $13,180,000 $6,545,000 -50.3% 3.0%
    HOMETRUST MORTGAGE COMPANY $7,630,000 $5,930,000 -22.3% 2.7%
    Zions Bank $4,500,000 $5,375,000 19.4% 2.4%
    CORNERSTONE HOME LENDING, INC. $4,200,000 $5,305,000 26.3% 2.4%
    21ST MORTGAGE CORPORATION $2,940,000 $5,125,000 74.3% 2.3%
    Austin Bank, Texas $1,355,000 $4,905,000 262.0% 2.2%
    VeraBank $2,700,000 $4,555,000 68.7% 2.1%
    AMCAP MORTGAGE, LTD. $7,790,000 $4,335,000 -44.4% 2.0%
    Independent Bank $1,925,000 $4,260,000 121.3% 1.9%
    Colonial Savings, F.A. $8,625,000 $3,295,000 -61.8% 1.5%
    SWBC MORTGAGE CORPORATION $430,000 $3,210,000 646.5% 1.5%
    WALKER & DUNLOP, LLC $2,875,000 n/a 1.3%
    BancorpSouth $2,535,000 n/a 1.2%
    Mortgage Research Center, LLC $3,640,000 $2,500,000 -31.3% 1.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,605,000 $2,490,000 55.1% 1.1%
    Century Mortgage Company DBA Century Lending Company $2,255,000 n/a 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $2,415,000 $1,870,000 -22.6% 0.8%
    CMG MORTGAGE, INC. $5,585,000 $1,755,000 -68.6% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $3,390,000 $1,620,000 -52.2% 0.7%
    LOANDEPOT.COM, LLC $2,935,000 $1,550,000 -47.2% 0.7%
    T2 FINANCIAL LLC $1,935,000 $1,525,000 -21.2% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,420,000 $1,515,000 -65.7% 0.7%
    MOVEMENT MORTGAGE, LLC $1,470,000 $1,485,000 1.0% 0.7%
    PNC Bank $1,425,000 $1,450,000 1.8% 0.7%
    GUILD MORTGAGE COMPANY $630,000 $1,380,000 119.0% 0.6%
    NEWREZ LLC $315,000 $1,355,000 330.2% 0.6%
    SENTE MORTGAGE, INC. $1,645,000 $1,255,000 -23.7% 0.6%
    AMERICAN FINANCIAL NETWORK, INC. $1,220,000 n/a 0.6%
    Bank of America $860,000 $1,175,000 36.6% 0.5%
    PLAZA HOME MORTGAGE, INC. $795,000 $1,050,000 32.1% 0.5%
    FBC MORTGAGE, LLC $1,040,000 n/a 0.5%
    GUARANTEED RATE, INC. $2,840,000 $1,040,000 -63.4% 0.5%
    DRAPER AND KRAMER MORTGAGE CORP. $890,000 $1,005,000 12.9% 0.5%
    Citizens Bank $3,790,000 $995,000 -73.7% 0.5%
    JPMorgan Chase Bank $3,745,000 $945,000 -74.8% 0.4%
    NATIONS RELIABLE LENDING, LLC $1,035,000 $940,000 -9.2% 0.4%
    WILLOW BEND MORTGAGE COMPANY, LLC $935,000 n/a 0.4%
    MORTGAGE FINANCIAL SERVICES, LLC $925,000 n/a 0.4%
    GUARANTEED RATE AFFINITY, LLC $570,000 $890,000 56.1% 0.4%
    The Federal Savings Bank $765,000 $835,000 9.2% 0.4%
    GSF Mortgage Corporation $710,000 $830,000 16.9% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $1,825,000 $820,000 -55.1% 0.4%
    TIB The Independent Bankersbank $1,015,000 $805,000 -20.7% 0.4%
    NAVY FEDERAL CREDIT UNION $1,115,000 $800,000 -28.3% 0.4%
    Wells Fargo Bank $3,880,000 $790,000 -79.6% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $340,000 $770,000 126.5% 0.3%
    PENNYMAC LOAN SERVICES, LLC $2,725,000 $750,000 -72.5% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $725,000 $740,000 2.1% 0.3%
    Community National Bank & Trust of Texas $735,000 n/a 0.3%
    American State Bank $2,560,000 $725,000 -71.7% 0.3%
    DIRECT MORTGAGE LOANS, LLC $725,000 n/a 0.3%
    A&D Mortgage LLC $715,000 n/a 0.3%
    Nations Lending Corporation $955,000 $700,000 -26.7% 0.3%
    USAA Federal Savings Bank $820,000 $700,000 -14.6% 0.3%
    FREEDOM MORTGAGE CORPORATION $2,290,000 $680,000 -70.3% 0.3%
    First United Bank and Trust Company $11,900,000 $640,000 -94.6% 0.3%
    Gateway First Bank $680,000 $625,000 -8.1% 0.3%
    Logan Finance Corporation $625,000 n/a 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $440,000 $620,000 40.9% 0.3%
    H E B $45,000 $585,000 1,200.0% 0.3%
    CSL Financial, LLC $580,000 n/a 0.3%
    CHERRY CREEK MORTGAGE, LLC $500,000 $555,000 11.0% 0.3%
    BAY EQUITY LLC $275,000 $550,000 100.0% 0.2%
    Discover Bank $540,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $255,000 $530,000 107.8% 0.2%
    Wolfe Financial, Inc $175,000 $530,000 202.9% 0.2%
    HOMEXPRESS MORTGAGE CORP. $510,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $485,000 $505,000 4.1% 0.2%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $2,705,000 $490,000 -81.9% 0.2%
    Farm Credit Mid-America, ACA $485,000 n/a 0.2%
    LAND HOME FINANCIAL SERVICES, INC. $485,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $1,395,000 $480,000 -65.6% 0.2%
    Equity Prime Mortgage LLC $450,000 n/a 0.2%
    TEXAS DOW EMPLOYEES CREDIT UNION $910,000 $440,000 -51.6% 0.2%
    CALCON MUTUAL MORTGAGE LLC $195,000 $430,000 120.5% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 $430,000 273.9% 0.2%
    American Momentum Bank $425,000 n/a 0.2%
    Waterstone Mortgage Corporation $425,000 n/a 0.2%
    Origin Bank $1,170,000 $405,000 -65.4% 0.2%
    Carrington Mortgage Services, LLC $145,000 $390,000 169.0% 0.2%
    EVERETT FINANCIAL, INC. $815,000 $390,000 -52.1% 0.2%
    CARDINAL FINANCIAL $1,645,000 $385,000 -76.6% 0.2%
    Veritex Community Bank $375,000 n/a 0.2%
    MEMBER HOME LOAN, L.L.C. $1,090,000 $370,000 -66.1% 0.2%
    Truist $725,000 $365,000 -49.7% 0.2%
    ROYAL UNITED MORTGAGE LLC $170,000 $330,000 94.1% 0.1%
    BROKER SOLUTIONS, INC. $710,000 $320,000 -54.9% 0.1%
    Network Funding, L.P. $1,400,000 $315,000 -77.5% 0.1%
    BRAZOS VALLEY SCHOOLS $310,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $245,000 $300,000 22.4% 0.1%
    JSC $125,000 $295,000 136.0% 0.1%
    RANDOLPH-BROOKS $1,310,000 $295,000 -77.5% 0.1%
    SFMC, LP $285,000 n/a 0.1%
    Simmons Bank $760,000 $285,000 -62.5% 0.1%
    STANDARD MORTGAGE CORPORATION $285,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $215,000 $280,000 30.2% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $145,000 $265,000 82.8% 0.1%
    WESTSTAR MORTGAGE CORPORATION $265,000 n/a 0.1%
    Credit Union of Texas $125,000 $250,000 100.0% 0.1%
    ACADEMY MORTGAGE CORPORATION $480,000 $245,000 -49.0% 0.1%
    AMERICAN FEDERAL MORTGAGE CORPORATION $245,000 n/a 0.1%
    CLM MORTGAGE, INC $235,000 $245,000 4.3% 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $230,000 $245,000 6.5% 0.1%
    212 LOANS, LLC. $175,000 $235,000 34.3% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $115,000 $235,000 104.3% 0.1%
    Paramount Residential Mortgage Group, Inc. $1,420,000 $225,000 -84.2% 0.1%
    PHH Mortgage Corporation $225,000 n/a 0.1%
    First National Bank Texas $215,000 n/a 0.1%
    THRIVE MORTGAGE, LLC $1,640,000 $215,000 -86.9% 0.1%
    CHURCHILL MORTGAGE CORPORATION $805,000 $205,000 -74.5% 0.1%
    GARDNER FINANCIAL SERVICES, LTD. $205,000 n/a 0.1%
    Ixonia Bank $205,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $335,000 $205,000 -38.8% 0.1%
    MID AMERICA MORTGAGE, INC. $1,800,000 $205,000 -88.6% 0.1%
    Third Coast Bank SSB $200,000 n/a 0.1%
    AHL FUNDING $195,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $190,000 -7.3% 0.1%
    ENVOY MORTGAGE, LTD $550,000 $185,000 -66.4% 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $180,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $300,000 $175,000 -41.7% 0.1%
    International Bank of Commerce $175,000 n/a 0.1%
    Blue Ridge Bank $165,000 n/a 0.1%
    Goldwater Bank, N.A. $925,000 $165,000 -82.2% 0.1%
    OCMBC, INC. $165,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $115,000 $165,000 43.5% 0.1%
    City Bank $305,000 $155,000 -49.2% 0.1%
    Frost Bank $775,000 $155,000 -80.0% 0.1%
    VILLAGE CAPITAL MORTGAGE $115,000 $155,000 34.8% 0.1%
    Magnolia Bank $335,000 $145,000 -56.7% 0.1%
    OPEN MORTGAGE, LLC $145,000 n/a 0.1%
    LOANPAL, LLC $420,000 $125,000 -70.2% 0.1%
    PRIMEWAY $105,000 n/a 0.0%
    RED RIVER EMPLOYEES $105,000 n/a 0.0%
    Texas First Bank $105,000 n/a 0.0%
    The Loan Store, Inc. $95,000 n/a 0.0%
    CITYWIDE HOME LOANS, LLC $85,000 n/a 0.0%
    Encompass Lending Group, LP $405,000 $85,000 -79.0% 0.0%
    The First National Bank of Hughes Springs $85,000 n/a 0.0%
    Amarillo National Bank $805,000 $75,000 -90.7% 0.0%
    BOKF $250,000 $55,000 -78.0% 0.0%

    Huntsville's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.4% market share. In second place, with 6.7%, is DHI MORTGAGE COMPANY, LTD., having originated $14,760,000 in loans. In third place, with 4.5%, is Prosperity Bank, having originated $9,960,000 in loans. In fourth place, with 4.4%, is CommunityBank of Texas, N.A., having originated $9,650,000 in loans. In fifth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $7,985,000 in loans.

    Huntsville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $206,475 (4.6%) $280,757 (9.9%) 0.00 128
    2018-02-01 $212,750 (8.9%) $280,142 (9.4%) 0.00 131
    2018-03-01 $219,000 (9.8%) $283,989 (3.7%) 0.00 123
    2018-04-01 $228,173 (7.6%) $290,150 (7.7%) 0.00 129
    2018-05-01 $236,995 (9.4%) $301,707 (12.7%) 0.00 140
    2018-06-01 $239,450 (12.3%) $296,276 (12.0%) 0.00 151
    2018-07-01 $219,000 (4.3%) $268,392 (2.3%) 0.00 169
    2018-08-01 $214,650 (2.9%) $258,619 (-0.5%) 0.00 172
    2018-09-01 $215,000 (2.4%) $255,946 (-3.0%) 0.00 169
    2018-10-01 $215,000 (0.4%) $255,695 (-4.5%) 0.00 152
    2018-11-01 $215,150 (-0.4%) $257,851 (-5.3%) 0.00 153
    2018-12-01 $210,000 (-2.8%) $244,725 (-11.1%) 0.00 148
    2019-01-01 $214,975 (4.1%) $241,145 (-14.1%) 0.00 143
    2019-02-01 $215,000 (1.1%) $256,692 (-8.4%) 0.00 154
    2019-03-01 $214,629 (-2.0%) $261,479 (-7.9%) 0.00 152
    2019-04-01 $218,350 (-4.3%) $271,865 (-6.3%) 0.00 155
    2019-05-01 $223,725 (-5.6%) $269,510 (-10.7%) 0.00 159
    2019-06-01 $225,000 (-6.0%) $269,638 (-9.0%) 0.00 156
    2019-07-01 $223,250 (1.9%) $253,163 (-5.7%) 0.00 179
    2019-08-01 $219,727 (2.4%) $247,754 (-4.2%) 0.00 183
    2019-09-01 $219,318 (2.0%) $246,378 (-3.7%) 0.00 183
    2019-10-01 $219,545 (2.1%) $247,837 (-3.1%) 0.00 185
    2019-11-01 $220,000 (2.3%) $255,400 (-1.0%) 0.00 190
    2019-12-01 $215,411 (2.6%) $257,937 (5.4%) 0.00 200
    2020-01-01 $214,500 (-0.2%) $260,790 (8.2%) 0.00 180
    2020-02-01 $213,576 (-0.7%) $259,875 (1.2%) 0.00 184
    2020-03-01 $217,626 (1.4%) $253,680 (-3.0%) 0.00 189
    2020-04-01 $220,000 (0.8%) $261,203 (-3.9%) 0.00 189
    2020-05-01 $227,450 (1.7%) $269,409 (0.0%) 0.00 194
    2020-06-01 $232,000 (3.1%) $274,250 (1.7%) 0.00 194
    2020-07-01 $223,550 (0.1%) $274,387 (8.4%) 0.00 209
    2020-08-01 $225,000 (2.4%) $271,505 (9.6%) 0.00 214
    2020-09-01 $218,750 (-0.3%) $262,252 (6.4%) 0.00 207
    2020-10-01 $212,613 (-3.2%) $266,162 (7.4%) 0.00 170
    2020-11-01 $208,300 (-5.3%) $248,952 (-2.5%) 0.00 158
    2020-12-01 $205,569 (-4.6%) $245,450 (-4.8%) 0.00 148
    2021-01-01 $209,500 (-2.3%) $248,655 (-4.7%) 0.00 115
    2021-02-01 $212,481 (-0.5%) $261,482 (0.6%) 0.00 101
    2021-03-01 $218,813 (0.6%) $272,324 (7.4%) 0.00 76
    2021-04-01 $244,948 (11.3%) $288,100 (10.3%) 0.00 73
    2021-05-01 $235,000 (3.3%) $273,993 (1.7%) 0.00 72
    2021-06-01 $219,950 (-5.2%) $270,889 (-1.2%) 0.00 73
    2021-07-01 $244,500 (9.4%) $292,063 (6.4%) 0.00 74
    2021-08-01 $240,725 (7.0%) $293,389 (8.1%) 0.00 70
    2021-09-01 $237,225 (8.5%) $285,982 (9.1%) 0.00 74
    2021-10-01 $247,900 (16.6%) $301,837 (13.4%) 0.00 81
    2021-11-01 $253,743 (21.8%) $336,442 (35.1%) 0.00 97
    2021-12-01 $254,470 (23.8%) $333,394 (35.8%) 0.00 97
    2022-01-01 $253,900 (21.2%) $334,522 (34.5%) 0.00 105
    2022-02-01 $249,600 (17.5%) $325,458 (24.5%) 0.00 103
    2022-03-01 $257,650 (17.8%) $335,628 (23.3%) 0.00 97
    2022-04-01 $259,850 (6.1%) $334,791 (16.2%) 0.00 102
    2022-05-01 $271,929 (15.7%) $344,717 (25.8%) 0.00 158
    2022-06-01 $271,344 (23.4%) $330,644 (22.1%) 0.00 200
    2022-07-01 $275,990 (12.9%) $339,046 (16.1%) 0.00 222
    2022-08-01 $274,743 (14.1%) $338,027 (15.2%) 0.00 197
    2022-09-01 $269,954 (13.8%) $329,954 (15.4%) 0.00 195
    2022-10-01 $266,990 (7.7%) $324,767 (7.6%) 0.00 208
    2022-11-01 $267,695 (5.5%) $328,534 (-2.4%) 0.00 195
    2022-12-01 $269,900 (6.1%) $323,430 (-3.0%) 0.00 170
    2023-01-01 $266,457 (5.0%) $326,904 (-2.3%) 0.00 164
    2023-02-01 $259,450 (4.0%) $321,909 (-1.1%) 0.00 178
    2023-03-01 $269,900 (4.8%) $340,978 (1.6%) 0.00 173
    2023-04-01 $276,990 (6.6%) $345,165 (3.1%) 0.00 165
    2023-05-01 $288,300 (6.0%) $350,240 (1.6%) 0.00 177
    2023-06-01 $289,914 (6.8%) $357,233 (8.0%) 0.00 198
    2023-07-01 $299,950 (8.7%) $392,873 (15.9%) 0.00 212
    2023-08-01 $299,220 (8.9%) $408,549 (20.9%) 0.00 219
    2023-09-01 $289,000 (7.1%) $373,507 (13.2%) 0.00 223
    2023-10-01 $285,000 (6.8%) $358,129 (10.3%) 0.00 232
    2023-11-01 $285,213 (6.5%) $366,025 (11.4%) 0.00 231
    2023-12-01 $285,000 (5.6%) $359,859 (11.3%) 0.00 210
    2024-01-01 $282,445 (6.0%) $354,876 (8.6%) 0.00 207
    2024-02-01 $279,900 (7.9%) $356,035 (10.6%) 0.00 199
    2024-03-01 $272,000 (0.8%) $354,634 (4.0%) 0.00 220
    2024-04-01 $273,879 (-1.1%) $365,158 (5.8%) 0.00 226
    2024-05-01 $273,879 (-5.0%) $374,767 (7.0%) 0.00 212
    2024-06-01 $264,916 (-8.6%) $368,991 (3.3%) 0.00 231
    2024-07-01 $270,000 (-10.0%) $376,131 (-4.3%) 0.00 238
    2024-08-01 $279,115 (-6.7%) $380,583 (-6.9%) 0.00 233
    2024-09-01 $297,387 (2.9%) $393,014 (5.2%) 0.00 257
    2024-10-01 $284,625 (-0.1%) $384,016 (7.2%) 0.00 267
    Huntsville's median listing price for 2024-10-01 was $284,625, a difference of $-375 (-0.1%) versus the prior year and $-12,762 versus the prior month.

    Huntsville's median listing price comes in at 0% of the national average.

    Huntsville's average listing price for 2024-10-01 was $384,016, a difference of $25,887 (7.2%) versus the prior year and $-8,998 versus the prior month.

    For the 2024-10-01 period, Huntsville had 267 MLS listings, a difference of 10 listings (4%) versus the prior month and 35 listings (15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,916 sqft
    2018-02-01 0 days 1,918 sqft
    2018-03-01 0 days 2,038 sqft
    2018-04-01 0 days 2,048 sqft
    2018-05-01 0 days 2,055 sqft
    2018-06-01 0 days 2,060 sqft
    2018-07-01 0 days 2,023 sqft
    2018-08-01 0 days 1,984 sqft
    2018-09-01 0 days 1,966 sqft
    2018-10-01 0 days 1,939 sqft
    2018-11-01 0 days 1,920 sqft
    2018-12-01 0 days 1,868 sqft
    2019-01-01 0 days 1,884 sqft
    2019-02-01 0 days 1,871 sqft
    2019-03-01 0 days 1,894 sqft
    2019-04-01 0 days 1,920 sqft
    2019-05-01 0 days 1,920 sqft
    2019-06-01 0 days 1,923 sqft
    2019-07-01 0 days 1,905 sqft
    2019-08-01 0 days 1,860 sqft
    2019-09-01 0 days 1,858 sqft
    2019-10-01 0 days 1,856 sqft
    2019-11-01 0 days 1,851 sqft
    2019-12-01 0 days 1,820 sqft
    2020-01-01 0 days 1,851 sqft
    2020-02-01 0 days 1,853 sqft
    2020-03-01 0 days 1,846 sqft
    2020-04-01 0 days 1,886 sqft
    2020-05-01 0 days 1,905 sqft
    2020-06-01 0 days 1,939 sqft
    2020-07-01 0 days 1,903 sqft
    2020-08-01 0 days 1,868 sqft
    2020-09-01 0 days 1,858 sqft
    2020-10-01 0 days 1,815 sqft
    2020-11-01 0 days 1,756 sqft
    2020-12-01 0 days 1,681 sqft
    2021-01-01 0 days 1,710 sqft
    2021-02-01 0 days 1,710 sqft
    2021-03-01 0 days 1,796 sqft
    2021-04-01 0 days 2,009 sqft
    2021-05-01 0 days 1,830 sqft
    2021-06-01 0 days 1,733 sqft
    2021-07-01 0 days 1,821 sqft
    2021-08-01 0 days 1,747 sqft
    2021-09-01 0 days 1,713 sqft
    2021-10-01 0 days 1,758 sqft
    2021-11-01 0 days 1,763 sqft
    2021-12-01 0 days 1,705 sqft
    2022-01-01 0 days 1,740 sqft
    2022-02-01 0 days 1,678 sqft
    2022-03-01 0 days 1,759 sqft
    2022-04-01 0 days 1,672 sqft
    2022-05-01 0 days 1,759 sqft
    2022-06-01 0 days 1,774 sqft
    2022-07-01 0 days 1,776 sqft
    2022-08-01 0 days 1,776 sqft
    2022-09-01 0 days 1,760 sqft
    2022-10-01 0 days 1,748 sqft
    2022-11-01 0 days 1,750 sqft
    2022-12-01 0 days 1,776 sqft
    2023-01-01 0 days 1,788 sqft
    2023-02-01 0 days 1,704 sqft
    2023-03-01 0 days 1,775 sqft
    2023-04-01 0 days 1,763 sqft
    2023-05-01 0 days 1,775 sqft
    2023-06-01 0 days 1,803 sqft
    2023-07-01 0 days 1,960 sqft
    2023-08-01 0 days 1,951 sqft
    2023-09-01 0 days 1,848 sqft
    2023-10-01 0 days 1,839 sqft
    2023-11-01 0 days 1,839 sqft
    2023-12-01 0 days 1,842 sqft
    2024-01-01 0 days 1,833 sqft
    2024-02-01 0 days 1,821 sqft
    2024-03-01 0 days 1,797 sqft
    2024-04-01 0 days 1,747 sqft
    2024-05-01 0 days 1,773 sqft
    2024-06-01 0 days 1,720 sqft
    2024-07-01 0 days 1,728 sqft
    2024-08-01 0 days 1,792 sqft
    2024-09-01 0 days 1,819 sqft
    2024-10-01 0 days 1,820 sqft
    Huntsville's median listing age (time on market) for 2024-10-01 was 0 days.

    Huntsville's median square footage for active listings during the 2024-10-01 period was 1,820 sqft. One year prior, the average listing was 1,839 sqft.

    Huntsville, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 644 $174,480,000 $270,932
    Refi 65 $27,365,000 $421,000
    Cash Out Refi 41 $10,675,000 $260,366
    Home Improvement 35 $4,625,000 $132,143
    Other 29 $3,115,000 $107,414

    Huntsville's most frequently cited loan purpose was Home Purchase, with 644 originations. The 2nd most popular reason was Refi, with 65 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 268 $86,600,000 $323,134
    7-8% 174 $46,680,000 $268,276
    5-6% 148 $49,180,000 $332,297
    Over 8% 109 $17,265,000 $158,394
    4-5% 36 $9,900,000 $275,000
    <2.5% 5 $35,000 $7,000
    3-4% 4 $1,520,000 $380,000

    During 2023, Huntsville's most frequently originated rate bucket was 6-7%, with 268 originations.

    Loan Sizing (Huntsville, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 327 $87,665,000 $268,089
    $100k-200k 209 $31,545,000 $150,933
    $100,000 or less 134 $8,140,000 $60,746
    $400k-600k 83 $39,615,000 $477,289
    $600k-1000k 51 $37,005,000 $725,588
    $Over $1MM 10 $16,290,000 $1,629,000

    Huntsville's loan sizing saw the bucket of loans from $200k-400k with 327 originations, totaling $87,665,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 425 $120,995,000 $284,694
    60-80% 151 $51,935,000 $343,940
    40-60% 71 $23,655,000 $333,169
    20-40% 41 $5,675,000 $138,415
    Under 20% 30 $2,100,000 $70,000
    Over 100% 20 $5,340,000 $267,000

    Huntsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 425 originations, totaling $120,995,000 in origination value.