Huntsville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Huntsville averaged
6.58%
for the week of 2024-11-27, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2024-11-21) was
6.81% and
one month ago for the week of 2024-10-24, the
average rate was 6.61%.
Huntsville's average rate one year ago was 7.26%.
For refis of the same type during the week of 2024-11-27, the average rate
was 7.41%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-27 | 6.81% |
Huntsville 30 Year Fixed Rate | 2024-11-27 | 6.58% |
Huntsville 30 Year Fixed Rate Refi | 2024-11-27 | 7.41% |
Huntsville 15 Year Fixed Rate | 2024-11-27 | 5.9% |
Huntsville 15 Year Fixed Rate Refi | 2024-11-27 | 6.4% |
Huntsville 30 Year FHA | 2024-11-27 | -0.51% |
Huntsville 30 Year FHA Refi | 2024-11-27 | 0.1% |
Huntsville 30 Year USDA | 2024-11-27 | -0.2% |
Huntsville 30 Year USDA Refi | 2024-11-27 | 0.1% |
Huntsville 30 Year VA | 2024-11-27 | 0.1% |
Huntsville 30 Year VA Refi | 2024-11-27 | 0.2% |
Huntsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Huntsville Average Closing Costs & Other Stats
Huntsville, TX's 83 lenders originated 814
loans during 2023. The total origination value was $220,260,000, with an average loan value of
$270,590.
Huntsville's average closing costs are $6,384.
The top Huntsville lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
27 loans originated. Their average total fees are
$8,753, which is $2,035
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Huntsville lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($4,349), QUICKEN LOANS, LLC ($6,718), HOMETRUST MORTGAGE COMPANY ($7,323), UNITED WHOLESALE MORTGAGE, LLC ($8,753) and Flagstar Bank, FSB ($9,112).
The lowest rate Huntsville lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.50%), Flagstar Bank, FSB (6.46%), HOMETRUST MORTGAGE COMPANY (6.73%), UNITED WHOLESALE MORTGAGE, LLC (6.74%) and QUICKEN LOANS, LLC (7.06%).
Huntsville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $11,640,000 | $16,235,000 | 39.5% | 7.4% |
DHI MORTGAGE COMPANY, LTD. | $39,635,000 | $14,760,000 | -62.8% | 6.7% |
Prosperity Bank | $15,300,000 | $9,960,000 | -34.9% | 4.5% |
CommunityBank of Texas, N.A. | $9,650,000 | n/a | 4.4% | |
QUICKEN LOANS, LLC | $13,735,000 | $7,985,000 | -41.9% | 3.6% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $13,420,000 | $7,065,000 | -47.4% | 3.2% |
First National Bank of Huntsville | $13,705,000 | $6,910,000 | -49.6% | 3.1% |
INSPIRE HOME LOANS INC. | $2,710,000 | $6,900,000 | 154.6% | 3.1% |
First Financial Bank | $9,020,000 | $6,660,000 | -26.2% | 3.0% |
Flagstar Bank, FSB | $13,180,000 | $6,545,000 | -50.3% | 3.0% |
HOMETRUST MORTGAGE COMPANY | $7,630,000 | $5,930,000 | -22.3% | 2.7% |
Zions Bank | $4,500,000 | $5,375,000 | 19.4% | 2.4% |
CORNERSTONE HOME LENDING, INC. | $4,200,000 | $5,305,000 | 26.3% | 2.4% |
21ST MORTGAGE CORPORATION | $2,940,000 | $5,125,000 | 74.3% | 2.3% |
Austin Bank, Texas | $1,355,000 | $4,905,000 | 262.0% | 2.2% |
VeraBank | $2,700,000 | $4,555,000 | 68.7% | 2.1% |
AMCAP MORTGAGE, LTD. | $7,790,000 | $4,335,000 | -44.4% | 2.0% |
Independent Bank | $1,925,000 | $4,260,000 | 121.3% | 1.9% |
Colonial Savings, F.A. | $8,625,000 | $3,295,000 | -61.8% | 1.5% |
SWBC MORTGAGE CORPORATION | $430,000 | $3,210,000 | 646.5% | 1.5% |
WALKER & DUNLOP, LLC | $2,875,000 | n/a | 1.3% | |
BancorpSouth | $2,535,000 | n/a | 1.2% | |
Mortgage Research Center, LLC | $3,640,000 | $2,500,000 | -31.3% | 1.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,605,000 | $2,490,000 | 55.1% | 1.1% |
Century Mortgage Company DBA Century Lending Company | $2,255,000 | n/a | 1.0% | |
CROSSCOUNTRY MORTGAGE, LLC | $2,415,000 | $1,870,000 | -22.6% | 0.8% |
CMG MORTGAGE, INC. | $5,585,000 | $1,755,000 | -68.6% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $3,390,000 | $1,620,000 | -52.2% | 0.7% |
LOANDEPOT.COM, LLC | $2,935,000 | $1,550,000 | -47.2% | 0.7% |
T2 FINANCIAL LLC | $1,935,000 | $1,525,000 | -21.2% | 0.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,420,000 | $1,515,000 | -65.7% | 0.7% |
MOVEMENT MORTGAGE, LLC | $1,470,000 | $1,485,000 | 1.0% | 0.7% |
PNC Bank | $1,425,000 | $1,450,000 | 1.8% | 0.7% |
GUILD MORTGAGE COMPANY | $630,000 | $1,380,000 | 119.0% | 0.6% |
NEWREZ LLC | $315,000 | $1,355,000 | 330.2% | 0.6% |
SENTE MORTGAGE, INC. | $1,645,000 | $1,255,000 | -23.7% | 0.6% |
AMERICAN FINANCIAL NETWORK, INC. | $1,220,000 | n/a | 0.6% | |
Bank of America | $860,000 | $1,175,000 | 36.6% | 0.5% |
PLAZA HOME MORTGAGE, INC. | $795,000 | $1,050,000 | 32.1% | 0.5% |
FBC MORTGAGE, LLC | $1,040,000 | n/a | 0.5% | |
GUARANTEED RATE, INC. | $2,840,000 | $1,040,000 | -63.4% | 0.5% |
DRAPER AND KRAMER MORTGAGE CORP. | $890,000 | $1,005,000 | 12.9% | 0.5% |
Citizens Bank | $3,790,000 | $995,000 | -73.7% | 0.5% |
JPMorgan Chase Bank | $3,745,000 | $945,000 | -74.8% | 0.4% |
NATIONS RELIABLE LENDING, LLC | $1,035,000 | $940,000 | -9.2% | 0.4% |
WILLOW BEND MORTGAGE COMPANY, LLC | $935,000 | n/a | 0.4% | |
MORTGAGE FINANCIAL SERVICES, LLC | $925,000 | n/a | 0.4% | |
GUARANTEED RATE AFFINITY, LLC | $570,000 | $890,000 | 56.1% | 0.4% |
The Federal Savings Bank | $765,000 | $835,000 | 9.2% | 0.4% |
GSF Mortgage Corporation | $710,000 | $830,000 | 16.9% | 0.4% |
TRIAD FINANCIAL SERVICES, INC. | $1,825,000 | $820,000 | -55.1% | 0.4% |
TIB The Independent Bankersbank | $1,015,000 | $805,000 | -20.7% | 0.4% |
NAVY FEDERAL CREDIT UNION | $1,115,000 | $800,000 | -28.3% | 0.4% |
Wells Fargo Bank | $3,880,000 | $790,000 | -79.6% | 0.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $340,000 | $770,000 | 126.5% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $2,725,000 | $750,000 | -72.5% | 0.3% |
SOUTHWEST STAGE FUNDING, LLC | $725,000 | $740,000 | 2.1% | 0.3% |
Community National Bank & Trust of Texas | $735,000 | n/a | 0.3% | |
American State Bank | $2,560,000 | $725,000 | -71.7% | 0.3% |
DIRECT MORTGAGE LOANS, LLC | $725,000 | n/a | 0.3% | |
A&D Mortgage LLC | $715,000 | n/a | 0.3% | |
Nations Lending Corporation | $955,000 | $700,000 | -26.7% | 0.3% |
USAA Federal Savings Bank | $820,000 | $700,000 | -14.6% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $2,290,000 | $680,000 | -70.3% | 0.3% |
First United Bank and Trust Company | $11,900,000 | $640,000 | -94.6% | 0.3% |
Gateway First Bank | $680,000 | $625,000 | -8.1% | 0.3% |
Logan Finance Corporation | $625,000 | n/a | 0.3% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $440,000 | $620,000 | 40.9% | 0.3% |
H E B | $45,000 | $585,000 | 1,200.0% | 0.3% |
CSL Financial, LLC | $580,000 | n/a | 0.3% | |
CHERRY CREEK MORTGAGE, LLC | $500,000 | $555,000 | 11.0% | 0.3% |
BAY EQUITY LLC | $275,000 | $550,000 | 100.0% | 0.2% |
Discover Bank | $540,000 | n/a | 0.2% | |
SECURITYNATIONAL MORTGAGE COMPANY | $255,000 | $530,000 | 107.8% | 0.2% |
Wolfe Financial, Inc | $175,000 | $530,000 | 202.9% | 0.2% |
HOMEXPRESS MORTGAGE CORP. | $510,000 | n/a | 0.2% | |
AMERICAN FINANCIAL RESOURCES, INC. | $485,000 | $505,000 | 4.1% | 0.2% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $2,705,000 | $490,000 | -81.9% | 0.2% |
Farm Credit Mid-America, ACA | $485,000 | n/a | 0.2% | |
LAND HOME FINANCIAL SERVICES, INC. | $485,000 | n/a | 0.2% | |
UNION HOME MORTGAGE CORP. | $1,395,000 | $480,000 | -65.6% | 0.2% |
Equity Prime Mortgage LLC | $450,000 | n/a | 0.2% | |
TEXAS DOW EMPLOYEES CREDIT UNION | $910,000 | $440,000 | -51.6% | 0.2% |
CALCON MUTUAL MORTGAGE LLC | $195,000 | $430,000 | 120.5% | 0.2% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $115,000 | $430,000 | 273.9% | 0.2% |
American Momentum Bank | $425,000 | n/a | 0.2% | |
Waterstone Mortgage Corporation | $425,000 | n/a | 0.2% | |
Origin Bank | $1,170,000 | $405,000 | -65.4% | 0.2% |
Carrington Mortgage Services, LLC | $145,000 | $390,000 | 169.0% | 0.2% |
EVERETT FINANCIAL, INC. | $815,000 | $390,000 | -52.1% | 0.2% |
CARDINAL FINANCIAL | $1,645,000 | $385,000 | -76.6% | 0.2% |
Veritex Community Bank | $375,000 | n/a | 0.2% | |
MEMBER HOME LOAN, L.L.C. | $1,090,000 | $370,000 | -66.1% | 0.2% |
Truist | $725,000 | $365,000 | -49.7% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $170,000 | $330,000 | 94.1% | 0.1% |
BROKER SOLUTIONS, INC. | $710,000 | $320,000 | -54.9% | 0.1% |
Network Funding, L.P. | $1,400,000 | $315,000 | -77.5% | 0.1% |
BRAZOS VALLEY SCHOOLS | $310,000 | n/a | 0.1% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $245,000 | $300,000 | 22.4% | 0.1% |
JSC | $125,000 | $295,000 | 136.0% | 0.1% |
RANDOLPH-BROOKS | $1,310,000 | $295,000 | -77.5% | 0.1% |
SFMC, LP | $285,000 | n/a | 0.1% | |
Simmons Bank | $760,000 | $285,000 | -62.5% | 0.1% |
STANDARD MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $215,000 | $280,000 | 30.2% | 0.1% |
CREDIT HUMAN FEDERAL CREDIT UNION | $145,000 | $265,000 | 82.8% | 0.1% |
WESTSTAR MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
Credit Union of Texas | $125,000 | $250,000 | 100.0% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $480,000 | $245,000 | -49.0% | 0.1% |
AMERICAN FEDERAL MORTGAGE CORPORATION | $245,000 | n/a | 0.1% | |
CLM MORTGAGE, INC | $235,000 | $245,000 | 4.3% | 0.1% |
INTERLINC MORTGAGE SERVICES, LLC | $230,000 | $245,000 | 6.5% | 0.1% |
212 LOANS, LLC. | $175,000 | $235,000 | 34.3% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $115,000 | $235,000 | 104.3% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $1,420,000 | $225,000 | -84.2% | 0.1% |
PHH Mortgage Corporation | $225,000 | n/a | 0.1% | |
First National Bank Texas | $215,000 | n/a | 0.1% | |
THRIVE MORTGAGE, LLC | $1,640,000 | $215,000 | -86.9% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $805,000 | $205,000 | -74.5% | 0.1% |
GARDNER FINANCIAL SERVICES, LTD. | $205,000 | n/a | 0.1% | |
Ixonia Bank | $205,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $335,000 | $205,000 | -38.8% | 0.1% |
MID AMERICA MORTGAGE, INC. | $1,800,000 | $205,000 | -88.6% | 0.1% |
Third Coast Bank SSB | $200,000 | n/a | 0.1% | |
AHL FUNDING | $195,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $205,000 | $190,000 | -7.3% | 0.1% |
ENVOY MORTGAGE, LTD | $550,000 | $185,000 | -66.4% | 0.1% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $180,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $300,000 | $175,000 | -41.7% | 0.1% |
International Bank of Commerce | $175,000 | n/a | 0.1% | |
Blue Ridge Bank | $165,000 | n/a | 0.1% | |
Goldwater Bank, N.A. | $925,000 | $165,000 | -82.2% | 0.1% |
OCMBC, INC. | $165,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $115,000 | $165,000 | 43.5% | 0.1% |
City Bank | $305,000 | $155,000 | -49.2% | 0.1% |
Frost Bank | $775,000 | $155,000 | -80.0% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $115,000 | $155,000 | 34.8% | 0.1% |
Magnolia Bank | $335,000 | $145,000 | -56.7% | 0.1% |
OPEN MORTGAGE, LLC | $145,000 | n/a | 0.1% | |
LOANPAL, LLC | $420,000 | $125,000 | -70.2% | 0.1% |
PRIMEWAY | $105,000 | n/a | 0.0% | |
RED RIVER EMPLOYEES | $105,000 | n/a | 0.0% | |
Texas First Bank | $105,000 | n/a | 0.0% | |
The Loan Store, Inc. | $95,000 | n/a | 0.0% | |
CITYWIDE HOME LOANS, LLC | $85,000 | n/a | 0.0% | |
Encompass Lending Group, LP | $405,000 | $85,000 | -79.0% | 0.0% |
The First National Bank of Hughes Springs | $85,000 | n/a | 0.0% | |
Amarillo National Bank | $805,000 | $75,000 | -90.7% | 0.0% |
BOKF | $250,000 | $55,000 | -78.0% | 0.0% |
Huntsville's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.4% market share. In second place, with 6.7%, is DHI MORTGAGE COMPANY, LTD., having originated $14,760,000 in loans. In third place, with 4.5%, is Prosperity Bank, having originated $9,960,000 in loans. In fourth place, with 4.4%, is CommunityBank of Texas, N.A., having originated $9,650,000 in loans. In fifth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $7,985,000 in loans.
Huntsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $206,475 (4.6%) | $280,757 (9.9%) | 0.00 | 128 |
2018-02-01 | $212,750 (8.9%) | $280,142 (9.4%) | 0.00 | 131 |
2018-03-01 | $219,000 (9.8%) | $283,989 (3.7%) | 0.00 | 123 |
2018-04-01 | $228,173 (7.6%) | $290,150 (7.7%) | 0.00 | 129 |
2018-05-01 | $236,995 (9.4%) | $301,707 (12.7%) | 0.00 | 140 |
2018-06-01 | $239,450 (12.3%) | $296,276 (12.0%) | 0.00 | 151 |
2018-07-01 | $219,000 (4.3%) | $268,392 (2.3%) | 0.00 | 169 |
2018-08-01 | $214,650 (2.9%) | $258,619 (-0.5%) | 0.00 | 172 |
2018-09-01 | $215,000 (2.4%) | $255,946 (-3.0%) | 0.00 | 169 |
2018-10-01 | $215,000 (0.4%) | $255,695 (-4.5%) | 0.00 | 152 |
2018-11-01 | $215,150 (-0.4%) | $257,851 (-5.3%) | 0.00 | 153 |
2018-12-01 | $210,000 (-2.8%) | $244,725 (-11.1%) | 0.00 | 148 |
2019-01-01 | $214,975 (4.1%) | $241,145 (-14.1%) | 0.00 | 143 |
2019-02-01 | $215,000 (1.1%) | $256,692 (-8.4%) | 0.00 | 154 |
2019-03-01 | $214,629 (-2.0%) | $261,479 (-7.9%) | 0.00 | 152 |
2019-04-01 | $218,350 (-4.3%) | $271,865 (-6.3%) | 0.00 | 155 |
2019-05-01 | $223,725 (-5.6%) | $269,510 (-10.7%) | 0.00 | 159 |
2019-06-01 | $225,000 (-6.0%) | $269,638 (-9.0%) | 0.00 | 156 |
2019-07-01 | $223,250 (1.9%) | $253,163 (-5.7%) | 0.00 | 179 |
2019-08-01 | $219,727 (2.4%) | $247,754 (-4.2%) | 0.00 | 183 |
2019-09-01 | $219,318 (2.0%) | $246,378 (-3.7%) | 0.00 | 183 |
2019-10-01 | $219,545 (2.1%) | $247,837 (-3.1%) | 0.00 | 185 |
2019-11-01 | $220,000 (2.3%) | $255,400 (-1.0%) | 0.00 | 190 |
2019-12-01 | $215,411 (2.6%) | $257,937 (5.4%) | 0.00 | 200 |
2020-01-01 | $214,500 (-0.2%) | $260,790 (8.2%) | 0.00 | 180 |
2020-02-01 | $213,576 (-0.7%) | $259,875 (1.2%) | 0.00 | 184 |
2020-03-01 | $217,626 (1.4%) | $253,680 (-3.0%) | 0.00 | 189 |
2020-04-01 | $220,000 (0.8%) | $261,203 (-3.9%) | 0.00 | 189 |
2020-05-01 | $227,450 (1.7%) | $269,409 (0.0%) | 0.00 | 194 |
2020-06-01 | $232,000 (3.1%) | $274,250 (1.7%) | 0.00 | 194 |
2020-07-01 | $223,550 (0.1%) | $274,387 (8.4%) | 0.00 | 209 |
2020-08-01 | $225,000 (2.4%) | $271,505 (9.6%) | 0.00 | 214 |
2020-09-01 | $218,750 (-0.3%) | $262,252 (6.4%) | 0.00 | 207 |
2020-10-01 | $212,613 (-3.2%) | $266,162 (7.4%) | 0.00 | 170 |
2020-11-01 | $208,300 (-5.3%) | $248,952 (-2.5%) | 0.00 | 158 |
2020-12-01 | $205,569 (-4.6%) | $245,450 (-4.8%) | 0.00 | 148 |
2021-01-01 | $209,500 (-2.3%) | $248,655 (-4.7%) | 0.00 | 115 |
2021-02-01 | $212,481 (-0.5%) | $261,482 (0.6%) | 0.00 | 101 |
2021-03-01 | $218,813 (0.6%) | $272,324 (7.4%) | 0.00 | 76 |
2021-04-01 | $244,948 (11.3%) | $288,100 (10.3%) | 0.00 | 73 |
2021-05-01 | $235,000 (3.3%) | $273,993 (1.7%) | 0.00 | 72 |
2021-06-01 | $219,950 (-5.2%) | $270,889 (-1.2%) | 0.00 | 73 |
2021-07-01 | $244,500 (9.4%) | $292,063 (6.4%) | 0.00 | 74 |
2021-08-01 | $240,725 (7.0%) | $293,389 (8.1%) | 0.00 | 70 |
2021-09-01 | $237,225 (8.5%) | $285,982 (9.1%) | 0.00 | 74 |
2021-10-01 | $247,900 (16.6%) | $301,837 (13.4%) | 0.00 | 81 |
2021-11-01 | $253,743 (21.8%) | $336,442 (35.1%) | 0.00 | 97 |
2021-12-01 | $254,470 (23.8%) | $333,394 (35.8%) | 0.00 | 97 |
2022-01-01 | $253,900 (21.2%) | $334,522 (34.5%) | 0.00 | 105 |
2022-02-01 | $249,600 (17.5%) | $325,458 (24.5%) | 0.00 | 103 |
2022-03-01 | $257,650 (17.8%) | $335,628 (23.3%) | 0.00 | 97 |
2022-04-01 | $259,850 (6.1%) | $334,791 (16.2%) | 0.00 | 102 |
2022-05-01 | $271,929 (15.7%) | $344,717 (25.8%) | 0.00 | 158 |
2022-06-01 | $271,344 (23.4%) | $330,644 (22.1%) | 0.00 | 200 |
2022-07-01 | $275,990 (12.9%) | $339,046 (16.1%) | 0.00 | 222 |
2022-08-01 | $274,743 (14.1%) | $338,027 (15.2%) | 0.00 | 197 |
2022-09-01 | $269,954 (13.8%) | $329,954 (15.4%) | 0.00 | 195 |
2022-10-01 | $266,990 (7.7%) | $324,767 (7.6%) | 0.00 | 208 |
2022-11-01 | $267,695 (5.5%) | $328,534 (-2.4%) | 0.00 | 195 |
2022-12-01 | $269,900 (6.1%) | $323,430 (-3.0%) | 0.00 | 170 |
2023-01-01 | $266,457 (5.0%) | $326,904 (-2.3%) | 0.00 | 164 |
2023-02-01 | $259,450 (4.0%) | $321,909 (-1.1%) | 0.00 | 178 |
2023-03-01 | $269,900 (4.8%) | $340,978 (1.6%) | 0.00 | 173 |
2023-04-01 | $276,990 (6.6%) | $345,165 (3.1%) | 0.00 | 165 |
2023-05-01 | $288,300 (6.0%) | $350,240 (1.6%) | 0.00 | 177 |
2023-06-01 | $289,914 (6.8%) | $357,233 (8.0%) | 0.00 | 198 |
2023-07-01 | $299,950 (8.7%) | $392,873 (15.9%) | 0.00 | 212 |
2023-08-01 | $299,220 (8.9%) | $408,549 (20.9%) | 0.00 | 219 |
2023-09-01 | $289,000 (7.1%) | $373,507 (13.2%) | 0.00 | 223 |
2023-10-01 | $285,000 (6.8%) | $358,129 (10.3%) | 0.00 | 232 |
2023-11-01 | $285,213 (6.5%) | $366,025 (11.4%) | 0.00 | 231 |
2023-12-01 | $285,000 (5.6%) | $359,859 (11.3%) | 0.00 | 210 |
2024-01-01 | $282,445 (6.0%) | $354,876 (8.6%) | 0.00 | 207 |
2024-02-01 | $279,900 (7.9%) | $356,035 (10.6%) | 0.00 | 199 |
2024-03-01 | $272,000 (0.8%) | $354,634 (4.0%) | 0.00 | 220 |
2024-04-01 | $273,879 (-1.1%) | $365,158 (5.8%) | 0.00 | 226 |
2024-05-01 | $273,879 (-5.0%) | $374,767 (7.0%) | 0.00 | 212 |
2024-06-01 | $264,916 (-8.6%) | $368,991 (3.3%) | 0.00 | 231 |
2024-07-01 | $270,000 (-10.0%) | $376,131 (-4.3%) | 0.00 | 238 |
2024-08-01 | $279,115 (-6.7%) | $380,583 (-6.9%) | 0.00 | 233 |
2024-09-01 | $297,387 (2.9%) | $393,014 (5.2%) | 0.00 | 257 |
2024-10-01 | $284,625 (-0.1%) | $384,016 (7.2%) | 0.00 | 267 |
Huntsville's median listing price comes in at 0% of the national average.
Huntsville's average listing price for 2024-10-01 was $384,016, a difference of $25,887 (7.2%) versus the prior year and $-8,998 versus the prior month.
For the 2024-10-01 period, Huntsville had 267 MLS listings, a difference of 10 listings (4%) versus the prior month and 35 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,916 sqft |
2018-02-01 | 0 days | 1,918 sqft |
2018-03-01 | 0 days | 2,038 sqft |
2018-04-01 | 0 days | 2,048 sqft |
2018-05-01 | 0 days | 2,055 sqft |
2018-06-01 | 0 days | 2,060 sqft |
2018-07-01 | 0 days | 2,023 sqft |
2018-08-01 | 0 days | 1,984 sqft |
2018-09-01 | 0 days | 1,966 sqft |
2018-10-01 | 0 days | 1,939 sqft |
2018-11-01 | 0 days | 1,920 sqft |
2018-12-01 | 0 days | 1,868 sqft |
2019-01-01 | 0 days | 1,884 sqft |
2019-02-01 | 0 days | 1,871 sqft |
2019-03-01 | 0 days | 1,894 sqft |
2019-04-01 | 0 days | 1,920 sqft |
2019-05-01 | 0 days | 1,920 sqft |
2019-06-01 | 0 days | 1,923 sqft |
2019-07-01 | 0 days | 1,905 sqft |
2019-08-01 | 0 days | 1,860 sqft |
2019-09-01 | 0 days | 1,858 sqft |
2019-10-01 | 0 days | 1,856 sqft |
2019-11-01 | 0 days | 1,851 sqft |
2019-12-01 | 0 days | 1,820 sqft |
2020-01-01 | 0 days | 1,851 sqft |
2020-02-01 | 0 days | 1,853 sqft |
2020-03-01 | 0 days | 1,846 sqft |
2020-04-01 | 0 days | 1,886 sqft |
2020-05-01 | 0 days | 1,905 sqft |
2020-06-01 | 0 days | 1,939 sqft |
2020-07-01 | 0 days | 1,903 sqft |
2020-08-01 | 0 days | 1,868 sqft |
2020-09-01 | 0 days | 1,858 sqft |
2020-10-01 | 0 days | 1,815 sqft |
2020-11-01 | 0 days | 1,756 sqft |
2020-12-01 | 0 days | 1,681 sqft |
2021-01-01 | 0 days | 1,710 sqft |
2021-02-01 | 0 days | 1,710 sqft |
2021-03-01 | 0 days | 1,796 sqft |
2021-04-01 | 0 days | 2,009 sqft |
2021-05-01 | 0 days | 1,830 sqft |
2021-06-01 | 0 days | 1,733 sqft |
2021-07-01 | 0 days | 1,821 sqft |
2021-08-01 | 0 days | 1,747 sqft |
2021-09-01 | 0 days | 1,713 sqft |
2021-10-01 | 0 days | 1,758 sqft |
2021-11-01 | 0 days | 1,763 sqft |
2021-12-01 | 0 days | 1,705 sqft |
2022-01-01 | 0 days | 1,740 sqft |
2022-02-01 | 0 days | 1,678 sqft |
2022-03-01 | 0 days | 1,759 sqft |
2022-04-01 | 0 days | 1,672 sqft |
2022-05-01 | 0 days | 1,759 sqft |
2022-06-01 | 0 days | 1,774 sqft |
2022-07-01 | 0 days | 1,776 sqft |
2022-08-01 | 0 days | 1,776 sqft |
2022-09-01 | 0 days | 1,760 sqft |
2022-10-01 | 0 days | 1,748 sqft |
2022-11-01 | 0 days | 1,750 sqft |
2022-12-01 | 0 days | 1,776 sqft |
2023-01-01 | 0 days | 1,788 sqft |
2023-02-01 | 0 days | 1,704 sqft |
2023-03-01 | 0 days | 1,775 sqft |
2023-04-01 | 0 days | 1,763 sqft |
2023-05-01 | 0 days | 1,775 sqft |
2023-06-01 | 0 days | 1,803 sqft |
2023-07-01 | 0 days | 1,960 sqft |
2023-08-01 | 0 days | 1,951 sqft |
2023-09-01 | 0 days | 1,848 sqft |
2023-10-01 | 0 days | 1,839 sqft |
2023-11-01 | 0 days | 1,839 sqft |
2023-12-01 | 0 days | 1,842 sqft |
2024-01-01 | 0 days | 1,833 sqft |
2024-02-01 | 0 days | 1,821 sqft |
2024-03-01 | 0 days | 1,797 sqft |
2024-04-01 | 0 days | 1,747 sqft |
2024-05-01 | 0 days | 1,773 sqft |
2024-06-01 | 0 days | 1,720 sqft |
2024-07-01 | 0 days | 1,728 sqft |
2024-08-01 | 0 days | 1,792 sqft |
2024-09-01 | 0 days | 1,819 sqft |
2024-10-01 | 0 days | 1,820 sqft |
Huntsville's median square footage for active listings during the 2024-10-01 period was 1,820 sqft. One year prior, the average listing was 1,839 sqft.
Huntsville, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 644 | $174,480,000 | $270,932 |
Refi | 65 | $27,365,000 | $421,000 |
Cash Out Refi | 41 | $10,675,000 | $260,366 |
Home Improvement | 35 | $4,625,000 | $132,143 |
Other | 29 | $3,115,000 | $107,414 |
Huntsville's most frequently cited loan purpose was Home Purchase, with 644 originations. The 2nd most popular reason was Refi, with 65 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 268 | $86,600,000 | $323,134 |
7-8% | 174 | $46,680,000 | $268,276 |
5-6% | 148 | $49,180,000 | $332,297 |
Over 8% | 109 | $17,265,000 | $158,394 |
4-5% | 36 | $9,900,000 | $275,000 |
<2.5% | 5 | $35,000 | $7,000 |
3-4% | 4 | $1,520,000 | $380,000 |
During 2023, Huntsville's most frequently originated rate bucket was 6-7%, with 268 originations.
Loan Sizing (Huntsville, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 327 | $87,665,000 | $268,089 |
$100k-200k | 209 | $31,545,000 | $150,933 |
$100,000 or less | 134 | $8,140,000 | $60,746 |
$400k-600k | 83 | $39,615,000 | $477,289 |
$600k-1000k | 51 | $37,005,000 | $725,588 |
$Over $1MM | 10 | $16,290,000 | $1,629,000 |
Huntsville's loan sizing saw the bucket of loans from $200k-400k with 327 originations, totaling $87,665,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 425 | $120,995,000 | $284,694 |
60-80% | 151 | $51,935,000 | $343,940 |
40-60% | 71 | $23,655,000 | $333,169 |
20-40% | 41 | $5,675,000 | $138,415 |
Under 20% | 30 | $2,100,000 | $70,000 |
Over 100% | 20 | $5,340,000 | $267,000 |
Huntsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 425 originations, totaling $120,995,000 in origination value.