Huntsville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Huntsville averaged 6.54% for the week of 2024-07-18, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-07-11) was 6.86% and one month ago for the week of 2024-06-13, the average rate was 6.92%.

Huntsville's average rate one year ago was 6.93%.

For refis of the same type during the week of 2024-07-18, the average rate was 7.17%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-18 6.77%
Huntsville 30 Year Fixed Rate 2024-07-18 6.54%
Huntsville 30 Year Fixed Rate Refi 2024-07-18 7.17%
Huntsville 15 Year Fixed Rate 2024-07-18 5.95%
Huntsville 15 Year Fixed Rate Refi 2024-07-18 6.65%
Huntsville 30 Year FHA 2024-07-18 6.08%
Huntsville 30 Year FHA Refi 2024-07-18 6.39%
Huntsville 30 Year USDA 2024-07-18 6.53%
Huntsville 30 Year USDA Refi 2024-07-18 6.83%
Huntsville 30 Year VA 2024-07-18 6.5%
Huntsville 30 Year VA Refi 2024-07-18 6.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntsville, TX.

Huntsville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 27 6.74% $8,753
QUICKEN LOANS, LLC 27 7.06% $6,718
DHI MORTGAGE COMPANY, LTD. 26 5.50% $4,349
HOMETRUST MORTGAGE COMPANY 17 6.73% $7,323
Flagstar Bank, FSB 14 6.46% $9,112
First Financial Bank 9 7.17% $4,748
Prosperity Bank 7 5.91% $4,739
AMCAP MORTGAGE, LTD. 6 6.76% $10,174
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 6.43% $7,513
CORNERSTONE HOME LENDING, INC. 5 6.40% $12,279
VeraBank 5 6.13% $3,183
21ST MORTGAGE CORPORATION 5 7.54% $6,672
BancorpSouth 4 6.75% $9,055
Zions Bank 4 5.91% $8,507
Bank of America 4 6.06% $3,796
SWBC MORTGAGE CORPORATION 4 7.28% $6,300
LOANDEPOT.COM, LLC 4 7.09% $7,309
PNC Bank 4 6.47% $5,484
INSPIRE HOME LOANS INC. 4 6.34% $4,587
MOVEMENT MORTGAGE, LLC 3 6.41% $10,608
CROSSCOUNTRY MORTGAGE, LLC 3 6.87% $10,955
JPMorgan Chase Bank 3 7.17% $5,774
Mortgage Research Center, LLC 3 6.33% $5,545
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 7.04% $6,744
FBC MORTGAGE, LLC 3 7.00% $9,437
Citizens Bank 3 6.63% $8,602
Wells Fargo Bank 3 6.08% $3,544
CMG MORTGAGE, INC. 3 6.08% $6,700
GUILD MORTGAGE COMPANY 3 7.25% $7,006
CommunityBank of Texas, N.A. 3 6.75% $9,437
Century Mortgage Company DBA Century Lending Company 2 7.06% $9,956
Mr. Cooper ( Nationstar Mortgage ) 2 6.31% $11,493
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.93% $6,844
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.50% $5,796
DRAPER AND KRAMER MORTGAGE CORP. 2 6.68% $11,785
MEMBER HOME LOAN, L.L.C. 2 7.63% $6,528
BAY EQUITY LLC 2 6.56% $6,289
Wolfe Financial, Inc 2 6.81% $10,258
SENTE MORTGAGE, INC. 2 7.56% $6,934
T2 FINANCIAL LLC 2 7.18% $10,986
TEXAS DOW EMPLOYEES CREDIT UNION 2 7.19% $3,936
PLAZA HOME MORTGAGE, INC. 2 5.81% $9,605
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.06% $6,299
The Loan Store, Inc. 1 7.38% $3,522
A&D Mortgage LLC 1 9.99% $28,322
Amarillo National Bank 1 7.00% $3,303
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.13% $4,361
AMERICAN FINANCIAL NETWORK, INC. 1 5.88% $13,573
American Momentum Bank 1 6.50% $5,084
Austin Bank, Texas 1 6.95% $4,582
Blue Ridge Bank 1 7.25% $7,148
BROKER SOLUTIONS, INC. 1 6.99% $5,483
CALCON MUTUAL MORTGAGE LLC 1 8.50% $10,747
CHERRY CREEK MORTGAGE, LLC 1 6.50% $825
CHURCHILL MORTGAGE CORPORATION 1 6.38% $6,121
CLM MORTGAGE, INC 1 6.50% $4,976
DIRECT MORTGAGE LOANS, LLC 1 7.50% $8,759
Encompass Lending Group, LP 1 6.88% $5,913
ENVOY MORTGAGE, LTD 1 7.50% $5,525
EVERETT FINANCIAL, INC. 1 6.88% $7,043
Farm Credit Mid-America, ACA 1 7.75% $13,412
GARDNER FINANCIAL SERVICES, LTD. 1 6.38% $10,156
Gateway First Bank 1 6.38% $9,085
GUARANTEED RATE AFFINITY, LLC 1 6.50% $13,266
GUARANTEED RATE, INC. 1 5.99% $12,998
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.88% $14,359
INTERLINC MORTGAGE SERVICES, LLC 1 6.13% $8,872
Ixonia Bank 1 6.88% $7,914
JSC 1 5.88% $5,846
LAKEVIEW LOAN SERVICING, LLC 1 7.50% $7,646
MORTGAGE FINANCIAL SERVICES, LLC 1 7.13% $20,860
Nations Lending Corporation 1 6.63% $4,943
Network Funding, L.P. 1 7.50% $7,440
NEWREZ LLC 1 6.50% $13,467
PENNYMAC LOAN SERVICES, LLC 1 7.49% $18,731
PRIMEWAY 1 8.60% $694
RANDOLPH-BROOKS 1 7.50% $8,711
SFMC, LP 1 7.50% $16,882
The Federal Savings Bank 1 6.00% $16,066
Truist 1 6.50% $8,035
USAA Federal Savings Bank 1 6.75% $8,817
WESTSTAR MORTGAGE CORPORATION 1 6.13% $12,956
ZILLOW HOME LOANS, LLC 1 6.38% $5,382

Huntsville Average Closing Costs & Other Stats

Huntsville, TX's 83 lenders originated 814 loans during 2023. The total origination value was $220,260,000, with an average loan value of $270,590.

Huntsville's average closing costs are $6,384.

The top Huntsville lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 27 loans originated. Their average total fees are $8,753, which is $2,035 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Huntsville lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($4,349), QUICKEN LOANS, LLC ($6,718), HOMETRUST MORTGAGE COMPANY ($7,323), UNITED WHOLESALE MORTGAGE, LLC ($8,753) and Flagstar Bank, FSB ($9,112).

The lowest rate Huntsville lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.50%), Flagstar Bank, FSB (6.46%), HOMETRUST MORTGAGE COMPANY (6.73%), UNITED WHOLESALE MORTGAGE, LLC (6.74%) and QUICKEN LOANS, LLC (7.06%).

Huntsville, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $11,640,000 $16,235,000 39.5% 7.4%
DHI MORTGAGE COMPANY, LTD. $39,635,000 $14,760,000 -62.8% 6.7%
Prosperity Bank $15,300,000 $9,960,000 -34.9% 4.5%
CommunityBank of Texas, N.A. $9,650,000 n/a 4.4%
QUICKEN LOANS, LLC $13,735,000 $7,985,000 -41.9% 3.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $13,420,000 $7,065,000 -47.4% 3.2%
First National Bank of Huntsville $13,705,000 $6,910,000 -49.6% 3.1%
INSPIRE HOME LOANS INC. $2,710,000 $6,900,000 154.6% 3.1%
First Financial Bank $9,020,000 $6,660,000 -26.2% 3.0%
Flagstar Bank, FSB $13,180,000 $6,545,000 -50.3% 3.0%
HOMETRUST MORTGAGE COMPANY $7,630,000 $5,930,000 -22.3% 2.7%
Zions Bank $4,500,000 $5,375,000 19.4% 2.4%
CORNERSTONE HOME LENDING, INC. $4,200,000 $5,305,000 26.3% 2.4%
21ST MORTGAGE CORPORATION $2,940,000 $5,125,000 74.3% 2.3%
Austin Bank, Texas $1,355,000 $4,905,000 262.0% 2.2%
VeraBank $2,700,000 $4,555,000 68.7% 2.1%
AMCAP MORTGAGE, LTD. $7,790,000 $4,335,000 -44.4% 2.0%
Independent Bank $1,925,000 $4,260,000 121.3% 1.9%
Colonial Savings, F.A. $8,625,000 $3,295,000 -61.8% 1.5%
SWBC MORTGAGE CORPORATION $430,000 $3,210,000 646.5% 1.5%
WALKER & DUNLOP, LLC $2,875,000 n/a 1.3%
BancorpSouth $2,535,000 n/a 1.2%
Mortgage Research Center, LLC $3,640,000 $2,500,000 -31.3% 1.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,605,000 $2,490,000 55.1% 1.1%
Century Mortgage Company DBA Century Lending Company $2,255,000 n/a 1.0%
CROSSCOUNTRY MORTGAGE, LLC $2,415,000 $1,870,000 -22.6% 0.8%
CMG MORTGAGE, INC. $5,585,000 $1,755,000 -68.6% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $3,390,000 $1,620,000 -52.2% 0.7%
LOANDEPOT.COM, LLC $2,935,000 $1,550,000 -47.2% 0.7%
T2 FINANCIAL LLC $1,935,000 $1,525,000 -21.2% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,420,000 $1,515,000 -65.7% 0.7%
MOVEMENT MORTGAGE, LLC $1,470,000 $1,485,000 1.0% 0.7%
PNC Bank $1,425,000 $1,450,000 1.8% 0.7%
GUILD MORTGAGE COMPANY $630,000 $1,380,000 119.0% 0.6%
NEWREZ LLC $315,000 $1,355,000 330.2% 0.6%
SENTE MORTGAGE, INC. $1,645,000 $1,255,000 -23.7% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $1,220,000 n/a 0.6%
Bank of America $860,000 $1,175,000 36.6% 0.5%
PLAZA HOME MORTGAGE, INC. $795,000 $1,050,000 32.1% 0.5%
FBC MORTGAGE, LLC $1,040,000 n/a 0.5%
GUARANTEED RATE, INC. $2,840,000 $1,040,000 -63.4% 0.5%
DRAPER AND KRAMER MORTGAGE CORP. $890,000 $1,005,000 12.9% 0.5%
Citizens Bank $3,790,000 $995,000 -73.7% 0.5%
JPMorgan Chase Bank $3,745,000 $945,000 -74.8% 0.4%
NATIONS RELIABLE LENDING, LLC $1,035,000 $940,000 -9.2% 0.4%
WILLOW BEND MORTGAGE COMPANY, LLC $935,000 n/a 0.4%
MORTGAGE FINANCIAL SERVICES, LLC $925,000 n/a 0.4%
GUARANTEED RATE AFFINITY, LLC $570,000 $890,000 56.1% 0.4%
The Federal Savings Bank $765,000 $835,000 9.2% 0.4%
GSF Mortgage Corporation $710,000 $830,000 16.9% 0.4%
TRIAD FINANCIAL SERVICES, INC. $1,825,000 $820,000 -55.1% 0.4%
TIB The Independent Bankersbank $1,015,000 $805,000 -20.7% 0.4%
NAVY FEDERAL CREDIT UNION $1,115,000 $800,000 -28.3% 0.4%
Wells Fargo Bank $3,880,000 $790,000 -79.6% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $340,000 $770,000 126.5% 0.3%
PENNYMAC LOAN SERVICES, LLC $2,725,000 $750,000 -72.5% 0.3%
SOUTHWEST STAGE FUNDING, LLC $725,000 $740,000 2.1% 0.3%
Community National Bank & Trust of Texas $735,000 n/a 0.3%
American State Bank $2,560,000 $725,000 -71.7% 0.3%
DIRECT MORTGAGE LOANS, LLC $725,000 n/a 0.3%
A&D Mortgage LLC $715,000 n/a 0.3%
Nations Lending Corporation $955,000 $700,000 -26.7% 0.3%
USAA Federal Savings Bank $820,000 $700,000 -14.6% 0.3%
FREEDOM MORTGAGE CORPORATION $2,290,000 $680,000 -70.3% 0.3%
First United Bank and Trust Company $11,900,000 $640,000 -94.6% 0.3%
Gateway First Bank $680,000 $625,000 -8.1% 0.3%
Logan Finance Corporation $625,000 n/a 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $440,000 $620,000 40.9% 0.3%
H E B $45,000 $585,000 1,200.0% 0.3%
CSL Financial, LLC $580,000 n/a 0.3%
CHERRY CREEK MORTGAGE, LLC $500,000 $555,000 11.0% 0.3%
BAY EQUITY LLC $275,000 $550,000 100.0% 0.2%
Discover Bank $540,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $255,000 $530,000 107.8% 0.2%
Wolfe Financial, Inc $175,000 $530,000 202.9% 0.2%
HOMEXPRESS MORTGAGE CORP. $510,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $485,000 $505,000 4.1% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $2,705,000 $490,000 -81.9% 0.2%
Farm Credit Mid-America, ACA $485,000 n/a 0.2%
LAND HOME FINANCIAL SERVICES, INC. $485,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $1,395,000 $480,000 -65.6% 0.2%
Equity Prime Mortgage LLC $450,000 n/a 0.2%
TEXAS DOW EMPLOYEES CREDIT UNION $910,000 $440,000 -51.6% 0.2%
CALCON MUTUAL MORTGAGE LLC $195,000 $430,000 120.5% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 $430,000 273.9% 0.2%
American Momentum Bank $425,000 n/a 0.2%
Waterstone Mortgage Corporation $425,000 n/a 0.2%
Origin Bank $1,170,000 $405,000 -65.4% 0.2%
Carrington Mortgage Services, LLC $145,000 $390,000 169.0% 0.2%
EVERETT FINANCIAL, INC. $815,000 $390,000 -52.1% 0.2%
CARDINAL FINANCIAL $1,645,000 $385,000 -76.6% 0.2%
Veritex Community Bank $375,000 n/a 0.2%
MEMBER HOME LOAN, L.L.C. $1,090,000 $370,000 -66.1% 0.2%
Truist $725,000 $365,000 -49.7% 0.2%
ROYAL UNITED MORTGAGE LLC $170,000 $330,000 94.1% 0.1%
BROKER SOLUTIONS, INC. $710,000 $320,000 -54.9% 0.1%
Network Funding, L.P. $1,400,000 $315,000 -77.5% 0.1%
BRAZOS VALLEY SCHOOLS $310,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $245,000 $300,000 22.4% 0.1%
JSC $125,000 $295,000 136.0% 0.1%
RANDOLPH-BROOKS $1,310,000 $295,000 -77.5% 0.1%
SFMC, LP $285,000 n/a 0.1%
Simmons Bank $760,000 $285,000 -62.5% 0.1%
STANDARD MORTGAGE CORPORATION $285,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $215,000 $280,000 30.2% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $145,000 $265,000 82.8% 0.1%
WESTSTAR MORTGAGE CORPORATION $265,000 n/a 0.1%
Credit Union of Texas $125,000 $250,000 100.0% 0.1%
ACADEMY MORTGAGE CORPORATION $480,000 $245,000 -49.0% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $245,000 n/a 0.1%
CLM MORTGAGE, INC $235,000 $245,000 4.3% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $230,000 $245,000 6.5% 0.1%
212 LOANS, LLC. $175,000 $235,000 34.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $115,000 $235,000 104.3% 0.1%
Paramount Residential Mortgage Group, Inc. $1,420,000 $225,000 -84.2% 0.1%
PHH Mortgage Corporation $225,000 n/a 0.1%
First National Bank Texas $215,000 n/a 0.1%
THRIVE MORTGAGE, LLC $1,640,000 $215,000 -86.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $805,000 $205,000 -74.5% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $205,000 n/a 0.1%
Ixonia Bank $205,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $335,000 $205,000 -38.8% 0.1%
MID AMERICA MORTGAGE, INC. $1,800,000 $205,000 -88.6% 0.1%
Third Coast Bank SSB $200,000 n/a 0.1%
AHL FUNDING $195,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $190,000 -7.3% 0.1%
ENVOY MORTGAGE, LTD $550,000 $185,000 -66.4% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $180,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $300,000 $175,000 -41.7% 0.1%
International Bank of Commerce $175,000 n/a 0.1%
Blue Ridge Bank $165,000 n/a 0.1%
Goldwater Bank, N.A. $925,000 $165,000 -82.2% 0.1%
OCMBC, INC. $165,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $115,000 $165,000 43.5% 0.1%
City Bank $305,000 $155,000 -49.2% 0.1%
Frost Bank $775,000 $155,000 -80.0% 0.1%
VILLAGE CAPITAL MORTGAGE $115,000 $155,000 34.8% 0.1%
Magnolia Bank $335,000 $145,000 -56.7% 0.1%
OPEN MORTGAGE, LLC $145,000 n/a 0.1%
LOANPAL, LLC $420,000 $125,000 -70.2% 0.1%
PRIMEWAY $105,000 n/a 0.0%
RED RIVER EMPLOYEES $105,000 n/a 0.0%
Texas First Bank $105,000 n/a 0.0%
The Loan Store, Inc. $95,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $85,000 n/a 0.0%
Encompass Lending Group, LP $405,000 $85,000 -79.0% 0.0%
The First National Bank of Hughes Springs $85,000 n/a 0.0%
Amarillo National Bank $805,000 $75,000 -90.7% 0.0%
BOKF $250,000 $55,000 -78.0% 0.0%

Huntsville's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.4% market share. In second place, with 6.7%, is DHI MORTGAGE COMPANY, LTD., having originated $14,760,000 in loans. In third place, with 4.5%, is Prosperity Bank, having originated $9,960,000 in loans. In fourth place, with 4.4%, is CommunityBank of Texas, N.A., having originated $9,650,000 in loans. In fifth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $7,985,000 in loans.


Huntsville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $206,475 (4.6%) $280,757 (9.9%) 0.00 128
2018-02-01 $212,750 (8.9%) $280,142 (9.4%) 0.00 131
2018-03-01 $219,000 (9.8%) $283,989 (3.7%) 0.00 123
2018-04-01 $228,173 (7.6%) $290,150 (7.7%) 0.00 129
2018-05-01 $236,995 (9.4%) $301,707 (12.7%) 0.00 140
2018-06-01 $239,450 (12.3%) $296,276 (12.0%) 0.00 151
2018-07-01 $219,000 (4.3%) $268,392 (2.3%) 0.00 169
2018-08-01 $214,650 (2.9%) $258,619 (-0.5%) 0.00 172
2018-09-01 $215,000 (2.4%) $255,946 (-3.0%) 0.00 169
2018-10-01 $215,000 (0.4%) $255,695 (-4.5%) 0.00 152
2018-11-01 $215,150 (-0.4%) $257,851 (-5.3%) 0.00 153
2018-12-01 $210,000 (-2.8%) $244,725 (-11.1%) 0.00 148
2019-01-01 $214,975 (4.1%) $241,145 (-14.1%) 0.00 143
2019-02-01 $215,000 (1.1%) $256,692 (-8.4%) 0.00 154
2019-03-01 $214,629 (-2.0%) $261,479 (-7.9%) 0.00 152
2019-04-01 $218,350 (-4.3%) $271,865 (-6.3%) 0.00 155
2019-05-01 $223,725 (-5.6%) $269,510 (-10.7%) 0.00 159
2019-06-01 $225,000 (-6.0%) $269,638 (-9.0%) 0.00 156
2019-07-01 $223,250 (1.9%) $253,163 (-5.7%) 0.00 179
2019-08-01 $219,727 (2.4%) $247,754 (-4.2%) 0.00 183
2019-09-01 $219,318 (2.0%) $246,378 (-3.7%) 0.00 183
2019-10-01 $219,545 (2.1%) $247,837 (-3.1%) 0.00 185
2019-11-01 $220,000 (2.3%) $255,400 (-1.0%) 0.00 190
2019-12-01 $215,411 (2.6%) $257,937 (5.4%) 0.00 200
2020-01-01 $214,500 (-0.2%) $260,790 (8.2%) 0.00 180
2020-02-01 $213,576 (-0.7%) $259,875 (1.2%) 0.00 184
2020-03-01 $217,626 (1.4%) $253,680 (-3.0%) 0.00 189
2020-04-01 $220,000 (0.8%) $261,203 (-3.9%) 0.00 189
2020-05-01 $227,450 (1.7%) $269,409 (0.0%) 0.00 194
2020-06-01 $232,000 (3.1%) $274,250 (1.7%) 0.00 194
2020-07-01 $223,550 (0.1%) $274,387 (8.4%) 0.00 209
2020-08-01 $225,000 (2.4%) $271,505 (9.6%) 0.00 214
2020-09-01 $218,750 (-0.3%) $262,252 (6.4%) 0.00 207
2020-10-01 $212,613 (-3.2%) $266,162 (7.4%) 0.00 170
2020-11-01 $208,300 (-5.3%) $248,952 (-2.5%) 0.00 158
2020-12-01 $205,569 (-4.6%) $245,450 (-4.8%) 0.00 148
2021-01-01 $209,500 (-2.3%) $248,655 (-4.7%) 0.00 115
2021-02-01 $212,481 (-0.5%) $261,482 (0.6%) 0.00 101
2021-03-01 $218,813 (0.6%) $272,324 (7.4%) 0.00 76
2021-04-01 $244,948 (11.3%) $288,100 (10.3%) 0.00 73
2021-05-01 $235,000 (3.3%) $273,993 (1.7%) 0.00 72
2021-06-01 $219,950 (-5.2%) $270,889 (-1.2%) 0.00 73
2021-07-01 $244,500 (9.4%) $292,063 (6.4%) 0.00 74
2021-08-01 $240,725 (7.0%) $293,389 (8.1%) 0.00 70
2021-09-01 $237,225 (8.5%) $285,982 (9.1%) 0.00 74
2021-10-01 $247,900 (16.6%) $301,837 (13.4%) 0.00 81
2021-11-01 $253,743 (21.8%) $336,442 (35.1%) 0.00 97
2021-12-01 $254,470 (23.8%) $333,394 (35.8%) 0.00 97
2022-01-01 $253,900 (21.2%) $334,522 (34.5%) 0.00 105
2022-02-01 $249,600 (17.5%) $325,458 (24.5%) 0.00 103
2022-03-01 $257,650 (17.8%) $335,628 (23.3%) 0.00 97
2022-04-01 $259,850 (6.1%) $334,791 (16.2%) 0.00 102
2022-05-01 $271,929 (15.7%) $344,717 (25.8%) 0.00 158
2022-06-01 $271,344 (23.4%) $330,644 (22.1%) 0.00 200
2022-07-01 $275,990 (12.9%) $339,046 (16.1%) 0.00 222
2022-08-01 $274,743 (14.1%) $338,027 (15.2%) 0.00 197
2022-09-01 $269,954 (13.8%) $329,954 (15.4%) 0.00 195
2022-10-01 $266,990 (7.7%) $324,767 (7.6%) 0.00 208
2022-11-01 $267,695 (5.5%) $328,534 (-2.4%) 0.00 195
2022-12-01 $269,900 (6.1%) $323,430 (-3.0%) 0.00 170
2023-01-01 $266,457 (5.0%) $326,904 (-2.3%) 0.00 164
2023-02-01 $259,450 (4.0%) $321,909 (-1.1%) 0.00 178
2023-03-01 $269,900 (4.8%) $340,978 (1.6%) 0.00 173
2023-04-01 $276,990 (6.6%) $345,165 (3.1%) 0.00 165
2023-05-01 $288,300 (6.0%) $350,240 (1.6%) 0.00 177
2023-06-01 $289,914 (6.8%) $357,233 (8.0%) 0.00 198
2023-07-01 $299,950 (8.7%) $392,873 (15.9%) 0.00 212
2023-08-01 $299,220 (8.9%) $408,549 (20.9%) 0.00 219
2023-09-01 $289,000 (7.1%) $373,507 (13.2%) 0.00 223
2023-10-01 $285,000 (6.8%) $358,129 (10.3%) 0.00 232
2023-11-01 $285,213 (6.5%) $366,025 (11.4%) 0.00 231
2023-12-01 $285,000 (5.6%) $359,859 (11.3%) 0.00 210
2024-01-01 $282,445 (6.0%) $354,876 (8.6%) 0.00 207
2024-02-01 $279,900 (7.9%) $356,035 (10.6%) 0.00 199
2024-03-01 $272,000 (0.8%) $354,634 (4.0%) 0.00 220
2024-04-01 $273,879 (-1.1%) $365,158 (5.8%) 0.00 226
2024-05-01 $273,879 (-5.0%) $374,767 (7.0%) 0.00 212
2024-06-01 $264,916 (-8.6%) $368,991 (3.3%) 0.00 231
Huntsville's median listing price for 2024-06-01 was $264,916, a difference of $-24,998 (-8.6%) versus the prior year and $-8,963 versus the prior month.

Huntsville's median listing price comes in at 0% of the national average.

Huntsville's average listing price for 2024-06-01 was $368,991, a difference of $11,758 (3.3%) versus the prior year and $-5,776 versus the prior month.

For the 2024-06-01 period, Huntsville had 231 MLS listings, a difference of 19 listings (9%) versus the prior month and 33 listings (17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,916 sqft
2018-02-01 0 days 1,918 sqft
2018-03-01 0 days 2,038 sqft
2018-04-01 0 days 2,048 sqft
2018-05-01 0 days 2,055 sqft
2018-06-01 0 days 2,060 sqft
2018-07-01 0 days 2,023 sqft
2018-08-01 0 days 1,984 sqft
2018-09-01 0 days 1,966 sqft
2018-10-01 0 days 1,939 sqft
2018-11-01 0 days 1,920 sqft
2018-12-01 0 days 1,868 sqft
2019-01-01 0 days 1,884 sqft
2019-02-01 0 days 1,871 sqft
2019-03-01 0 days 1,894 sqft
2019-04-01 0 days 1,920 sqft
2019-05-01 0 days 1,920 sqft
2019-06-01 0 days 1,923 sqft
2019-07-01 0 days 1,905 sqft
2019-08-01 0 days 1,860 sqft
2019-09-01 0 days 1,858 sqft
2019-10-01 0 days 1,856 sqft
2019-11-01 0 days 1,851 sqft
2019-12-01 0 days 1,820 sqft
2020-01-01 0 days 1,851 sqft
2020-02-01 0 days 1,853 sqft
2020-03-01 0 days 1,846 sqft
2020-04-01 0 days 1,886 sqft
2020-05-01 0 days 1,905 sqft
2020-06-01 0 days 1,939 sqft
2020-07-01 0 days 1,903 sqft
2020-08-01 0 days 1,868 sqft
2020-09-01 0 days 1,858 sqft
2020-10-01 0 days 1,815 sqft
2020-11-01 0 days 1,756 sqft
2020-12-01 0 days 1,681 sqft
2021-01-01 0 days 1,710 sqft
2021-02-01 0 days 1,710 sqft
2021-03-01 0 days 1,796 sqft
2021-04-01 0 days 2,009 sqft
2021-05-01 0 days 1,830 sqft
2021-06-01 0 days 1,733 sqft
2021-07-01 0 days 1,821 sqft
2021-08-01 0 days 1,747 sqft
2021-09-01 0 days 1,713 sqft
2021-10-01 0 days 1,758 sqft
2021-11-01 0 days 1,763 sqft
2021-12-01 0 days 1,705 sqft
2022-01-01 0 days 1,740 sqft
2022-02-01 0 days 1,678 sqft
2022-03-01 0 days 1,759 sqft
2022-04-01 0 days 1,672 sqft
2022-05-01 0 days 1,759 sqft
2022-06-01 0 days 1,774 sqft
2022-07-01 0 days 1,776 sqft
2022-08-01 0 days 1,776 sqft
2022-09-01 0 days 1,760 sqft
2022-10-01 0 days 1,748 sqft
2022-11-01 0 days 1,750 sqft
2022-12-01 0 days 1,776 sqft
2023-01-01 0 days 1,788 sqft
2023-02-01 0 days 1,704 sqft
2023-03-01 0 days 1,775 sqft
2023-04-01 0 days 1,763 sqft
2023-05-01 0 days 1,775 sqft
2023-06-01 0 days 1,803 sqft
2023-07-01 0 days 1,960 sqft
2023-08-01 0 days 1,951 sqft
2023-09-01 0 days 1,848 sqft
2023-10-01 0 days 1,839 sqft
2023-11-01 0 days 1,839 sqft
2023-12-01 0 days 1,842 sqft
2024-01-01 0 days 1,833 sqft
2024-02-01 0 days 1,821 sqft
2024-03-01 0 days 1,797 sqft
2024-04-01 0 days 1,747 sqft
2024-05-01 0 days 1,773 sqft
2024-06-01 0 days 1,720 sqft
Huntsville's median listing age (time on market) for 2024-06-01 was 0 days.

Huntsville's median square footage for active listings during the 2024-06-01 period was 1,720 sqft. One year prior, the average listing was 1,803 sqft.

Huntsville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 644 $174,480,000 $270,932
Refi 65 $27,365,000 $421,000
Cash Out Refi 41 $10,675,000 $260,366
Home Improvement 35 $4,625,000 $132,143
Other 29 $3,115,000 $107,414

Huntsville's most frequently cited loan purpose was Home Purchase, with 644 originations. The 2nd most popular reason was Refi, with 65 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 268 $86,600,000 $323,134
7-8% 174 $46,680,000 $268,276
5-6% 148 $49,180,000 $332,297
Over 8% 109 $17,265,000 $158,394
4-5% 36 $9,900,000 $275,000
<2.5% 5 $35,000 $7,000
3-4% 4 $1,520,000 $380,000

During 2023, Huntsville's most frequently originated rate bucket was 6-7%, with 268 originations.

Loan Sizing (Huntsville, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 327 $87,665,000 $268,089
$100k-200k 209 $31,545,000 $150,933
$100,000 or less 134 $8,140,000 $60,746
$400k-600k 83 $39,615,000 $477,289
$600k-1000k 51 $37,005,000 $725,588
$Over $1MM 10 $16,290,000 $1,629,000

Huntsville's loan sizing saw the bucket of loans from $200k-400k with 327 originations, totaling $87,665,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 425 $120,995,000 $284,694
60-80% 151 $51,935,000 $343,940
40-60% 71 $23,655,000 $333,169
20-40% 41 $5,675,000 $138,415
Under 20% 30 $2,100,000 $70,000
Over 100% 20 $5,340,000 $267,000

Huntsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 425 originations, totaling $120,995,000 in origination value.