Huntsville Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Huntsville averaged
6.24%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.11% and
one month ago for the week of 2022-05-19, the
average rate was 5.48%.
Huntsville's average rate one year ago was 3.43%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.92%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Huntsville 30 Year Fixed Rate | 2022-06-23 | 6.24% |
| Huntsville 30 Year Fixed Rate Refi | 2022-06-23 | 5.92% |
| Huntsville 15 Year Fixed Rate | 2022-06-23 | 6.66% |
| Huntsville 15 Year Fixed Rate Refi | 2022-06-23 | 5.23% |
| Huntsville 30 Year FHA | 2022-06-23 | -0.04% |
| Huntsville 30 Year FHA Refi | 2022-06-23 | 0.19% |
| Huntsville 30 Year USDA | 2022-06-23 | 0.05% |
| Huntsville 30 Year USDA Refi | 2022-06-23 | 2.67% |
| Huntsville 30 Year VA | 2022-06-23 | 0.46% |
| Huntsville 30 Year VA Refi | 2022-06-23 | -0.16% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntsville, TX.
Huntsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Huntsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Huntsville, TX's 119 lenders originated 1,407
loans during 2021. The total origination value was $364,135,000, with an average loan value of
$258,802.
The top Huntsville lender as defined by loan originations is QUICKEN LOANS, LLC, with
48 loans originated. Their average total fees are
$5,627, which is $685
higher than the next largest lender,
HOMETRUST MORTGAGE COMPANY.
The lowest fee Huntsville lenders (with over 10 loans originated) are
Wallick & Volk, Inc. ($295), DHI MORTGAGE COMPANY, LTD. ($3,144), First Financial Bank ($3,730), SWBC MORTGAGE CORPORATION ($4,575) and Wells Fargo Bank ($4,761).
The lowest rate Huntsville lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (3.01%), First Financial Bank (3.03%), Wells Fargo Bank (3.08%), CMG MORTGAGE, INC. (3.09%) and QUICKEN LOANS, LLC (3.10%).
Huntsville, TX Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Prosperity Bank | $5,610,000 | $41,990,000 | 648.5% | 11.5% |
| QUICKEN LOANS, LLC | $13,715,000 | $18,905,000 | 37.8% | 5.2% |
| First National Bank of Huntsville | $13,490,000 | $14,665,000 | 8.7% | 4.0% |
| First Financial Bank | $19,555,000 | $14,470,000 | -26.0% | 4.0% |
| HOMETRUST MORTGAGE COMPANY | $12,380,000 | $13,035,000 | 5.3% | 3.6% |
| First United Bank and Trust Company | $7,900,000 | $11,085,000 | 40.3% | 3.0% |
| BERKELEY POINT CAPITAL LLC | $10,555,000 | n/a | 2.9% | |
| Wallick & Volk, Inc. | $6,880,000 | $8,845,000 | 28.6% | 2.4% |
| DHI MORTGAGE COMPANY, LTD. | $625,000 | $8,375,000 | 1,240.0% | 2.3% |
| HOME POINT FINANCIAL CORPORATION | $1,795,000 | $8,190,000 | 356.3% | 2.2% |
| FREEDOM MORTGAGE CORPORATION | $4,270,000 | $8,030,000 | 88.1% | 2.2% |
| Flagstar Bank, FSB | $16,080,000 | $7,720,000 | -52.0% | 2.1% |
| CMG MORTGAGE, INC. | $6,110,000 | $7,705,000 | 26.1% | 2.1% |
| Colonial Savings, F.A. | $6,600,000 | $6,870,000 | 4.1% | 1.9% |
| AMCAP MORTGAGE, LTD. | $4,465,000 | $6,010,000 | 34.6% | 1.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $4,045,000 | $5,535,000 | 36.8% | 1.5% |
| Hancock Whitney Bank | $5,470,000 | n/a | 1.5% | |
| LOANDEPOT.COM, LLC | $870,000 | $4,955,000 | 469.5% | 1.4% |
| Wells Fargo Bank | $2,705,000 | $4,740,000 | 75.2% | 1.3% |
| CALIBER HOME LOANS, INC. | $1,640,000 | $4,470,000 | 172.6% | 1.2% |
| 21ST MORTGAGE CORPORATION | $3,310,000 | $4,230,000 | 27.8% | 1.2% |
| CORNERSTONE HOME LENDING, INC. | $4,185,000 | $3,825,000 | -8.6% | 1.1% |
| SWBC MORTGAGE CORPORATION | $4,760,000 | $3,685,000 | -22.6% | 1.0% |
| Gateway First Bank | $2,135,000 | $3,510,000 | 64.4% | 1.0% |
| THRIVE MORTGAGE, LLC | $1,675,000 | $3,340,000 | 99.4% | 0.9% |
| Zions Bancorporation, N.A. | $1,610,000 | $3,200,000 | 98.8% | 0.9% |
| TIB The Independent Bankersbank | $3,030,000 | $3,080,000 | 1.7% | 0.8% |
| Citizens Bank | $3,300,000 | $3,075,000 | -6.8% | 0.8% |
| GUARANTEED RATE, INC. | $4,305,000 | $3,030,000 | -29.6% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $1,875,000 | $2,680,000 | 42.9% | 0.7% |
| ASPIRE FINANCIAL, INC. | $1,025,000 | $2,670,000 | 160.5% | 0.7% |
| JPMorgan Chase Bank | $3,160,000 | $2,650,000 | -16.1% | 0.7% |
| Goldwater Bank, N.A. | $2,105,000 | $2,570,000 | 22.1% | 0.7% |
| Mortgage Research Center, LLC | $3,345,000 | $2,400,000 | -28.3% | 0.7% |
| PLAZA HOME MORTGAGE, INC. | $1,755,000 | $2,375,000 | 35.3% | 0.7% |
| ENCORE BANK | $2,365,000 | n/a | 0.6% | |
| Mr. Cooper ( Nationstar Mortgage ) | $2,010,000 | $2,235,000 | 11.2% | 0.6% |
| NEWREZ LLC | $985,000 | $2,230,000 | 126.4% | 0.6% |
| BBVA USA | $2,185,000 | $2,200,000 | 0.7% | 0.6% |
| Farm Credit Mid-America, ACA | $235,000 | $2,190,000 | 831.9% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $795,000 | $2,185,000 | 174.8% | 0.6% |
| VeraBank | $2,425,000 | $2,100,000 | -13.4% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,515,000 | $2,080,000 | 37.3% | 0.6% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,180,000 | $2,065,000 | 75.0% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $925,000 | $2,055,000 | 122.2% | 0.6% |
| UNION HOME MORTGAGE CORP. | $2,295,000 | $1,930,000 | -15.9% | 0.5% |
| BETTER MORTGAGE CORPORATION | $375,000 | $1,915,000 | 410.7% | 0.5% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $3,250,000 | $1,875,000 | -42.3% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $795,000 | $1,835,000 | 130.8% | 0.5% |
| SOUTHWEST STAGE FUNDING, LLC | $1,045,000 | $1,730,000 | 65.6% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,380,000 | $1,645,000 | -30.9% | 0.5% |
| Wolfe Financial, Inc | $3,075,000 | $1,580,000 | -48.6% | 0.4% |
| Encompass Lending Group, LP | $135,000 | $1,510,000 | 1,018.5% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,080,000 | $1,455,000 | 34.7% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,525,000 | $1,375,000 | -9.8% | 0.4% |
| INTERLINC MORTGAGE SERVICES, LLC | $430,000 | $1,340,000 | 211.6% | 0.4% |
| MID AMERICA MORTGAGE, INC. | $2,670,000 | $1,300,000 | -51.3% | 0.4% |
| RANDOLPH-BROOKS | $1,300,000 | n/a | 0.4% | |
| TEXAS DOW EMPLOYEES CREDIT UNION | $1,080,000 | $1,290,000 | 19.4% | 0.4% |
| AMERICAN FINANCING CORPORATION | $690,000 | $1,215,000 | 76.1% | 0.3% |
| Bank of America | $1,220,000 | $1,210,000 | -0.8% | 0.3% |
| GIBRALTAR MORTGAGE SERVICES, LLC | $360,000 | $1,185,000 | 229.2% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $385,000 | $1,135,000 | 194.8% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $435,000 | $1,060,000 | 143.7% | 0.3% |
| CRESCENT MORTGAGE COMPANY | $1,045,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $1,285,000 | $1,000,000 | -22.2% | 0.3% |
| COUNTRYPLACE MORTGAGE, LTD. | $460,000 | $960,000 | 108.7% | 0.3% |
| First Guaranty Mortgage Corporation | $885,000 | $960,000 | 8.5% | 0.3% |
| MEMBER HOME LOAN, L.L.C. | $325,000 | $900,000 | 176.9% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $195,000 | $880,000 | 351.3% | 0.2% |
| Guaranty Bank & Trust, N.A. | $880,000 | n/a | 0.2% | |
| PNC Bank | $1,320,000 | $880,000 | -33.3% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $690,000 | $870,000 | 26.1% | 0.2% |
| NBKC BANK | $865,000 | n/a | 0.2% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $825,000 | n/a | 0.2% | |
| NATIONS RELIABLE LENDING, LLC | $2,155,000 | $825,000 | -61.7% | 0.2% |
| Round Top State Bank | $825,000 | n/a | 0.2% | |
| AMPLIFY | $230,000 | $815,000 | 254.3% | 0.2% |
| CLM MORTGAGE, INC | $365,000 | $795,000 | 117.8% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $510,000 | $785,000 | 53.9% | 0.2% |
| InterContinental Capital Group, Inc | $175,000 | $785,000 | 348.6% | 0.2% |
| Network Funding, L.P. | $1,490,000 | $760,000 | -49.0% | 0.2% |
| CERTAINTY HOME LOANS, LLC | $205,000 | $750,000 | 265.9% | 0.2% |
| First Horizon Bank | $740,000 | n/a | 0.2% | |
| ENVOY MORTGAGE, LTD | $255,000 | $730,000 | 186.3% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,010,000 | $725,000 | -63.9% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $705,000 | n/a | 0.2% | |
| EMBRACE HOME LOANS, INC. | $665,000 | n/a | 0.2% | |
| CHURCHILL MORTGAGE CORPORATION | $165,000 | $650,000 | 293.9% | 0.2% |
| Austin Bank, Texas | $640,000 | n/a | 0.2% | |
| Origin Bank | $1,965,000 | $640,000 | -67.4% | 0.2% |
| FINANCE OF AMERICA COMMERCIAL LLC | $625,000 | n/a | 0.2% | |
| CANOPY MORTGAGE, LLC | $615,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $125,000 | $615,000 | 392.0% | 0.2% |
| PLANET HOME LENDING, LLC | $305,000 | $595,000 | 95.1% | 0.2% |
| HANCOCK MORTGAGE PARTNERS, LLC | $560,000 | n/a | 0.2% | |
| Paramount Residential Mortgage Group, Inc. | $815,000 | $550,000 | -32.5% | 0.2% |
| SENTE MORTGAGE, INC. | $625,000 | $545,000 | -12.8% | 0.1% |
| TEXAS BAY | $545,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $410,000 | $535,000 | 30.5% | 0.1% |
| Southside Bank | $535,000 | n/a | 0.1% | |
| Republic State Mortgage Co. | $255,000 | $530,000 | 107.8% | 0.1% |
| Nations Lending Corporation | $575,000 | $525,000 | -8.7% | 0.1% |
| BRAZOS VALLEY SCHOOLS | $520,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $85,000 | $520,000 | 511.8% | 0.1% |
| Amarillo National Bank | $505,000 | n/a | 0.1% | |
| Frost Bank | $490,000 | $505,000 | 3.1% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $495,000 | n/a | 0.1% | |
| Trinity Oaks Mortgage, LLC | $490,000 | n/a | 0.1% | |
| Cadence Bank, N.A. | $830,000 | $485,000 | -41.6% | 0.1% |
| LIMA ONE CAPITAL, LLC | $485,000 | n/a | 0.1% | |
| Prime Choice Funding Inc. | $485,000 | n/a | 0.1% | |
| SMART FINANCIAL CREDIT UNION | $475,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $475,000 | n/a | 0.1% | |
| BM Real Estate Services, Inc. | $470,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $680,000 | $465,000 | -31.6% | 0.1% |
| S1L, Inc. | $465,000 | n/a | 0.1% | |
| AMERICA'S CHOICE HOME LOANS LP | $165,000 | $460,000 | 178.8% | 0.1% |
| Ally Bank | $145,000 | $430,000 | 196.6% | 0.1% |
| BOM Bank | $425,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $405,000 | n/a | 0.1% | |
| Spirit of Texas Bank, SSB | $405,000 | n/a | 0.1% | |
| Truist Bank | $650,000 | $395,000 | -39.2% | 0.1% |
| Loan Simple, Inc. | $390,000 | n/a | 0.1% | |
| Citizens State Bank | $375,000 | n/a | 0.1% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $265,000 | $375,000 | 41.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $165,000 | $370,000 | 124.2% | 0.1% |
| ARC HOME LLC | $365,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $365,000 | n/a | 0.1% | |
| LEGEND LENDING CORPORATION | $145,000 | $360,000 | 148.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $195,000 | $340,000 | 74.4% | 0.1% |
| Comerica Bank | $335,000 | n/a | 0.1% | |
| First State Bank | $335,000 | n/a | 0.1% | |
| SFMC, LP | $375,000 | $330,000 | -12.0% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $450,000 | $325,000 | -27.8% | 0.1% |
| GREATER TEXAS FEDERAL CREDIT UNION | $65,000 | $310,000 | 376.9% | 0.1% |
| CERTIFIED FUNDING, L.P. | $220,000 | $300,000 | 36.4% | 0.1% |
| LOANPAL, LLC | $290,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $860,000 | $285,000 | -66.9% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $115,000 | $285,000 | 147.8% | 0.1% |
| First Mortgage Solutions, LLC | $275,000 | n/a | 0.1% | |
| BROKER SOLUTIONS, INC. | $205,000 | $270,000 | 31.7% | 0.1% |
| CLEARPATH LENDING | $265,000 | n/a | 0.1% | |
| The Federal Savings Bank | $265,000 | n/a | 0.1% | |
| NBH Bank | $255,000 | n/a | 0.1% | |
| RED DIAMOND HOME LOANS, LLC | $255,000 | $255,000 | 0.0% | 0.1% |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. | $245,000 | n/a | 0.1% | |
| CELEBRITY HOME LOANS, LLC | $245,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $245,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $155,000 | $245,000 | 58.1% | 0.1% |
| T2 FINANCIAL LLC | $245,000 | n/a | 0.1% | |
| U.S. Bank | $385,000 | $245,000 | -36.4% | 0.1% |
| Austin Capital Bank SSB | $235,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $410,000 | $235,000 | -42.7% | 0.1% |
| H E B | $235,000 | n/a | 0.1% | |
| Peoples Bank | $235,000 | n/a | 0.1% | |
| Reliant Bank | $100,000 | $235,000 | 135.0% | 0.1% |
| COMPEER FINANCIAL, FLCA | $345,000 | $225,000 | -34.8% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $105,000 | $225,000 | 114.3% | 0.1% |
| Town Square Mortgage & Investments, Inc. | $420,000 | $225,000 | -46.4% | 0.1% |
| AXIA FINANCIAL, LLC | $215,000 | n/a | 0.1% | |
| JAMES B. NUTTER & COMPANY | $215,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $215,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $215,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $285,000 | $210,000 | -26.3% | 0.1% |
| Discover Bank | $210,000 | n/a | 0.1% | |
| BOKF | $135,000 | $205,000 | 51.9% | 0.1% |
| Chicago Mortgage Solutions LLC | $205,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $695,000 | $205,000 | -70.5% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $235,000 | $205,000 | -12.8% | 0.1% |
| Regions Bank | $35,000 | $205,000 | 485.7% | 0.1% |
| International Bank of Commerce | $110,000 | $200,000 | 81.8% | 0.1% |
| FIRST COMMUNITY CREDIT UNION | $195,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $195,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $725,000 | $195,000 | -73.1% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $195,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $1,445,000 | $185,000 | -87.2% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $185,000 | n/a | 0.1% | |
| NexBank | $155,000 | $185,000 | 19.4% | 0.1% |
| Midwest Mortgage Associates Corporation | $175,000 | n/a | 0.0% | |
| Sunflower Bank | $185,000 | $175,000 | -5.4% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $165,000 | n/a | 0.0% | |
| Texas National Bank of Jacksonville | $165,000 | n/a | 0.0% | |
| Trustmark National Bank | $165,000 | n/a | 0.0% | |
| COMMUNITY RESOURCE CREDIT UNION | $155,000 | n/a | 0.0% | |
| LENDERFI, INC. | $155,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $295,000 | $145,000 | -50.8% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $145,000 | $145,000 | 0.0% | 0.0% |
| HOME FINANCING UNLIMITED, INC. | $425,000 | $145,000 | -65.9% | 0.0% |
| SUMMIT FUNDING, INC. | $155,000 | $145,000 | -6.5% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| Blue Ridge Bank | $135,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $455,000 | $135,000 | -70.3% | 0.0% |
| CSL Financial, LLC | $100,000 | $135,000 | 35.0% | 0.0% |
| SECURITY SERVICE | $555,000 | $130,000 | -76.6% | 0.0% |
| Amerifirst Financial, Inc. | $125,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $125,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $115,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $115,000 | n/a | 0.0% | |
| MCT Credit Union | $115,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $175,000 | $115,000 | -34.3% | 0.0% |
| GUILD MORTGAGE COMPANY | $800,000 | $105,000 | -86.9% | 0.0% |
| Jefferson Bank | $105,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $695,000 | $105,000 | -84.9% | 0.0% |
| American Momentum Bank | $95,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $195,000 | $95,000 | -51.3% | 0.0% |
| First State Bank | $95,000 | n/a | 0.0% | |
| FIRST SERVICE Credit Union | $115,000 | $75,000 | -34.8% | 0.0% |
| HOUSTON POLICE FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| LIBERTYONE Credit Union | $35,000 | n/a | 0.0% | |
| FirstBank | $105,000 | $25,000 | -76.2% | 0.0% |
Huntsville's top lender by overall market share is Prosperity Bank, with 11.5% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $18,905,000 in loans. In third place, with 4.0%, is First National Bank of Huntsville, having originated $14,665,000 in loans. In third place, with 4.0%, is First Financial Bank, having originated $14,470,000 in loans. In third place, with 3.6%, is HOMETRUST MORTGAGE COMPANY, having originated $13,035,000 in loans.
Huntsville, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 744 | $216,560,000 | $291,075 |
| Refi | 454 | $107,860,000 | $237,577 |
| Cash Out Refi | 158 | $33,880,000 | $214,430 |
| Home Improvement | 30 | $2,480,000 | $82,667 |
| Other | 21 | $3,355,000 | $159,762 |
Huntsville's most frequently cited loan purpose was Home Purchase, with 744 originations. The 2nd most popular reason was Refi, with 454 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 490 | $152,300,000 | $310,816 |
| 2.5-3% | 436 | $105,720,000 | $242,477 |
| <2.5% | 196 | $49,400,000 | $252,041 |
| 4-5% | 68 | $16,040,000 | $235,882 |
| Over 8% | 35 | $3,965,000 | $113,286 |
| 7-8% | 35 | $2,955,000 | $84,429 |
| 6-7% | 28 | $2,910,000 | $103,929 |
| 5-6% | 19 | $2,565,000 | $135,000 |
During 2021, Huntsville's most frequently originated rate bucket was 3-4%, with 490 originations.
Loan Sizing (Huntsville, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 561 | $85,945,000 | $153,200 |
| $200k-400k | 496 | $133,480,000 | $269,113 |
| $100,000 or less | 191 | $12,315,000 | $64,476 |
| $400k-600k | 122 | $59,070,000 | $484,180 |
| $600k-1000k | 28 | $19,750,000 | $705,357 |
| $Over $1MM | 9 | $53,575,000 | $5,952,778 |
Huntsville's loan sizing saw the bucket of loans from $100k-200k with 561 originations, totaling $85,945,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 573 | $138,855,000 | $242,330 |
| 60-80% | 390 | $111,500,000 | $285,897 |
| 40-60% | 163 | $64,495,000 | $395,675 |
| 20-40% | 62 | $8,500,000 | $137,097 |
| Under 20% | 32 | $6,900,000 | $215,625 |
| Over 100% | 27 | $5,455,000 | $202,037 |
Huntsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 573 originations, totaling $138,855,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $186,950 (10.3%) | $243,143 (12.1%) | 0.00 | 196 |
| 2018-02-01 | $184,150 (9.0%) | $236,504 (6.9%) | 0.00 | 204 |
| 2018-03-01 | $187,950 (4.7%) | $237,627 (3.2%) | 0.00 | 198 |
| 2018-04-01 | $198,200 (9.2%) | $246,487 (7.7%) | 0.00 | 212 |
| 2018-05-01 | $207,500 (9.5%) | $256,550 (13.1%) | 0.00 | 229 |
| 2018-06-01 | $207,400 (13.2%) | $255,858 (13.6%) | 0.00 | 245 |
| 2018-07-01 | $197,000 (8.4%) | $237,722 (5.5%) | 0.00 | 270 |
| 2018-08-01 | $187,900 (4.2%) | $227,705 (2.1%) | 0.00 | 266 |
| 2018-09-01 | $185,000 (2.3%) | $225,298 (-0.3%) | 0.00 | 263 |
| 2018-10-01 | $174,500 (-7.9%) | $228,644 (-0.5%) | 0.00 | 245 |
| 2018-11-01 | $179,500 (-4.5%) | $230,647 (-1.7%) | 0.00 | 241 |
| 2018-12-01 | $179,900 (-5.3%) | $221,823 (-8.5%) | 0.00 | 230 |
| 2019-01-01 | $184,650 (-1.2%) | $223,344 (-8.1%) | 0.00 | 225 |
| 2019-02-01 | $191,200 (3.8%) | $236,130 (-0.2%) | 0.00 | 251 |
| 2019-03-01 | $189,386 (0.8%) | $247,464 (4.1%) | 0.00 | 256 |
| 2019-04-01 | $194,450 (-1.9%) | $254,157 (3.1%) | 0.00 | 261 |
| 2019-05-01 | $201,250 (-3.0%) | $255,735 (-0.3%) | 0.00 | 253 |
| 2019-06-01 | $205,000 (-1.2%) | $259,589 (1.5%) | 0.00 | 252 |
| 2019-07-01 | $199,450 (1.2%) | $241,511 (1.6%) | 0.00 | 288 |
| 2019-08-01 | $199,429 (6.1%) | $241,866 (6.2%) | 0.00 | 288 |
| 2019-09-01 | $200,000 (8.1%) | $246,988 (9.6%) | 0.00 | 275 |
| 2019-10-01 | $200,000 (14.6%) | $246,041 (7.6%) | 0.00 | 284 |
| 2019-11-01 | $208,000 (15.9%) | $251,295 (9.0%) | 0.00 | 281 |
| 2019-12-01 | $199,000 (10.6%) | $249,134 (12.3%) | 0.00 | 283 |
| 2020-01-01 | $198,500 (7.5%) | $248,103 (11.1%) | 0.00 | 264 |
| 2020-02-01 | $199,000 (4.1%) | $256,766 (8.7%) | 0.00 | 271 |
| 2020-03-01 | $205,000 (8.2%) | $253,557 (2.5%) | 0.00 | 281 |
| 2020-04-01 | $207,150 (6.5%) | $261,072 (2.7%) | 0.00 | 271 |
| 2020-05-01 | $219,900 (9.3%) | $274,798 (7.5%) | 0.00 | 264 |
| 2020-06-01 | $222,000 (8.3%) | $274,312 (5.7%) | 0.00 | 266 |
| 2020-07-01 | $215,000 (7.8%) | $275,024 (13.9%) | 0.00 | 275 |
| 2020-08-01 | $215,825 (8.2%) | $271,623 (12.3%) | 0.00 | 278 |
| 2020-09-01 | $217,750 (8.9%) | $276,841 (12.1%) | 0.00 | 268 |
| 2020-10-01 | $210,325 (5.2%) | $279,725 (13.7%) | 0.00 | 220 |
| 2020-11-01 | $202,713 (-2.5%) | $266,474 (6.0%) | 0.00 | 210 |
| 2020-12-01 | $201,450 (1.2%) | $257,945 (3.5%) | 0.00 | 195 |
| 2021-01-01 | $201,900 (1.7%) | $264,132 (6.5%) | 0.00 | 155 |
| 2021-02-01 | $210,450 (5.8%) | $268,180 (4.5%) | 0.00 | 138 |
| 2021-03-01 | $202,096 (-1.4%) | $270,253 (6.6%) | 0.00 | 112 |
| 2021-04-01 | $215,000 (3.8%) | $287,741 (10.2%) | 0.00 | 107 |
| 2021-05-01 | $215,000 (-2.2%) | $291,373 (6.0%) | 0.00 | 117 |
| 2021-06-01 | $209,500 (-5.6%) | $290,611 (5.9%) | 0.00 | 123 |
| 2021-07-01 | $228,961 (6.5%) | $296,189 (7.7%) | 0.00 | 137 |
| 2021-08-01 | $236,995 (9.8%) | $315,181 (16.0%) | 0.00 | 129 |
| 2021-09-01 | $232,000 (6.5%) | $290,709 (5.0%) | 0.00 | 142 |
| 2021-10-01 | $227,700 (8.3%) | $288,938 (3.3%) | 0.00 | 153 |
| 2021-11-01 | $244,650 (20.7%) | $312,867 (17.4%) | 0.00 | 169 |
| 2021-12-01 | $248,200 (23.2%) | $311,626 (20.8%) | 0.00 | 162 |
| 2022-01-01 | $249,900 (23.8%) | $318,579 (20.6%) | 0.00 | 157 |
| 2022-02-01 | $245,950 (16.9%) | $306,762 (14.4%) | 0.00 | 158 |
| 2022-03-01 | $249,950 (23.7%) | $304,789 (12.8%) | 0.00 | 161 |
| 2022-04-01 | $255,000 (18.6%) | $301,186 (4.7%) | 0.00 | 173 |
| 2022-05-01 | $265,083 (23.3%) | $326,113 (11.9%) | 0.00 | 237 |
Huntsville's median listing price for 2022-05-01 was $265,083, a difference of
$50,083
(23.3%) versus the prior year and
$10,083 versus the prior month.
Huntsville's median listing price comes in at 0% of the national average.
Huntsville's average listing price for 2022-05-01 was $326,113, a difference of $34,740 (11.9%) versus the prior year and $24,927 versus the prior month.
For the 2022-05-01 period, Huntsville had 237 MLS listings, a difference of 64 listings (37%) versus the prior month and 120 listings (103%) versus the prior year.
Huntsville's median listing price comes in at 0% of the national average.
Huntsville's average listing price for 2022-05-01 was $326,113, a difference of $34,740 (11.9%) versus the prior year and $24,927 versus the prior month.
For the 2022-05-01 period, Huntsville had 237 MLS listings, a difference of 64 listings (37%) versus the prior month and 120 listings (103%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,881 sqft |
| 2018-02-01 | 0 days | 1,862 sqft |
| 2018-03-01 | 0 days | 1,868 sqft |
| 2018-04-01 | 0 days | 1,888 sqft |
| 2018-05-01 | 0 days | 1,909 sqft |
| 2018-06-01 | 0 days | 1,904 sqft |
| 2018-07-01 | 0 days | 1,888 sqft |
| 2018-08-01 | 0 days | 1,871 sqft |
| 2018-09-01 | 0 days | 1,809 sqft |
| 2018-10-01 | 0 days | 1,808 sqft |
| 2018-11-01 | 0 days | 1,788 sqft |
| 2018-12-01 | 0 days | 1,728 sqft |
| 2019-01-01 | 0 days | 1,741 sqft |
| 2019-02-01 | 0 days | 1,731 sqft |
| 2019-03-01 | 0 days | 1,738 sqft |
| 2019-04-01 | 0 days | 1,763 sqft |
| 2019-05-01 | 0 days | 1,796 sqft |
| 2019-06-01 | 0 days | 1,804 sqft |
| 2019-07-01 | 0 days | 1,803 sqft |
| 2019-08-01 | 0 days | 1,788 sqft |
| 2019-09-01 | 0 days | 1,813 sqft |
| 2019-10-01 | 0 days | 1,824 sqft |
| 2019-11-01 | 0 days | 1,825 sqft |
| 2019-12-01 | 0 days | 1,765 sqft |
| 2020-01-01 | 0 days | 1,765 sqft |
| 2020-02-01 | 0 days | 1,792 sqft |
| 2020-03-01 | 0 days | 1,808 sqft |
| 2020-04-01 | 0 days | 1,820 sqft |
| 2020-05-01 | 0 days | 1,863 sqft |
| 2020-06-01 | 0 days | 1,863 sqft |
| 2020-07-01 | 0 days | 1,854 sqft |
| 2020-08-01 | 0 days | 1,820 sqft |
| 2020-09-01 | 0 days | 1,820 sqft |
| 2020-10-01 | 0 days | 1,848 sqft |
| 2020-11-01 | 0 days | 1,800 sqft |
| 2020-12-01 | 0 days | 1,779 sqft |
| 2021-01-01 | 0 days | 1,823 sqft |
| 2021-02-01 | 0 days | 1,798 sqft |
| 2021-03-01 | 0 days | 1,700 sqft |
| 2021-04-01 | 0 days | 1,827 sqft |
| 2021-05-01 | 0 days | 1,715 sqft |
| 2021-06-01 | 0 days | 1,726 sqft |
| 2021-07-01 | 0 days | 1,814 sqft |
| 2021-08-01 | 0 days | 1,779 sqft |
| 2021-09-01 | 0 days | 1,748 sqft |
| 2021-10-01 | 0 days | 1,704 sqft |
| 2021-11-01 | 0 days | 1,765 sqft |
| 2021-12-01 | 0 days | 1,702 sqft |
| 2022-01-01 | 0 days | 1,744 sqft |
| 2022-02-01 | 0 days | 1,667 sqft |
| 2022-03-01 | 0 days | 1,694 sqft |
| 2022-04-01 | 0 days | 1,644 sqft |
| 2022-05-01 | 0 days | 1,713 sqft |
Huntsville's median listing age (time on market) for 2022-05-01 was 0 days.
Huntsville's median square footage for active listings during the 2022-05-01 period was 1,713 sqft. One year prior, the average listing was 1,715 sqft.
Huntsville's median square footage for active listings during the 2022-05-01 period was 1,713 sqft. One year prior, the average listing was 1,715 sqft.
