Huntsville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Huntsville averaged
7.1%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.03% and
one month ago for the week of 2023-02-09, the
average rate was 6.22%.
Huntsville's average rate one year ago was 3.41%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.82%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Huntsville 30 Year Fixed Rate | 2023-03-16 | 7.1% |
| Huntsville 30 Year Fixed Rate Refi | 2023-03-16 | 6.82% |
| Huntsville 15 Year Fixed Rate | 2023-03-16 | 8.12% |
| Huntsville 15 Year Fixed Rate Refi | 2023-03-16 | 6.69% |
| Huntsville 30 Year FHA | 2023-03-16 | 6.55% |
| Huntsville 30 Year FHA Refi | 2023-03-16 | 6.07% |
| Huntsville 30 Year USDA | 2023-03-16 | 6.9% |
| Huntsville 30 Year USDA Refi | 2023-03-16 | 6.22% |
| Huntsville 30 Year VA | 2023-03-16 | 6.54% |
| Huntsville 30 Year VA Refi | 2023-03-16 | 5.78% |
Huntsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Huntsville Average Closing Costs & Other Stats
Huntsville, TX's 123 lenders originated 1,219
loans during 2022. The total origination value was $352,395,000, with an average loan value of
$289,085.
Huntsville's average closing costs are $6,050.
The top Huntsville lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with
60 loans originated. Their average total fees are
$5,483, which is $698
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Huntsville lenders (with over 10 loans originated) are
ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,129), JPMorgan Chase Bank ($5,353), DHI MORTGAGE COMPANY, LTD. ($5,483), Wells Fargo Bank ($5,899) and QUICKEN LOANS, LLC ($6,181).
The lowest rate Huntsville lenders (with over 10 loans originated) are
HOME POINT FINANCIAL CORPORATION (3.68%), DHI MORTGAGE COMPANY, LTD. (4.26%), First Financial Bank (4.43%), JPMorgan Chase Bank (4.78%) and Wells Fargo Bank (4.88%).
Huntsville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | $8,375,000 | $39,635,000 | 373.3% | 11.2% |
| Arbor Realty Trust, Inc. | $22,915,000 | n/a | 6.5% | |
| Prosperity Bank | $41,990,000 | $15,300,000 | -63.6% | 4.3% |
| QUICKEN LOANS, LLC | $18,905,000 | $13,735,000 | -27.3% | 3.9% |
| First National Bank of Huntsville | $14,665,000 | $13,705,000 | -6.5% | 3.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $880,000 | $13,420,000 | 1,425.0% | 3.8% |
| Flagstar Bank, FSB | $7,720,000 | $13,180,000 | 70.7% | 3.7% |
| First United Bank and Trust Company | $11,085,000 | $11,900,000 | 7.4% | 3.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,535,000 | $11,640,000 | 110.3% | 3.3% |
| First Financial Bank | $14,470,000 | $9,020,000 | -37.7% | 2.6% |
| Colonial Savings, F.A. | $6,870,000 | $8,625,000 | 25.5% | 2.4% |
| AMCAP MORTGAGE, LTD. | $6,010,000 | $7,790,000 | 29.6% | 2.2% |
| HOMETRUST MORTGAGE COMPANY | $13,035,000 | $7,630,000 | -41.5% | 2.2% |
| Allegiance Bank | $5,625,000 | n/a | 1.6% | |
| CMG MORTGAGE, INC. | $7,705,000 | $5,585,000 | -27.5% | 1.6% |
| HOME POINT FINANCIAL CORPORATION | $8,190,000 | $4,880,000 | -40.4% | 1.4% |
| Zions Bancorporation, N.A. | $3,200,000 | $4,500,000 | 40.6% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,375,000 | $4,420,000 | 221.5% | 1.3% |
| CORNERSTONE HOME LENDING, INC. | $3,825,000 | $4,200,000 | 9.8% | 1.2% |
| Wells Fargo Bank | $4,740,000 | $3,880,000 | -18.1% | 1.1% |
| Citizens Bank | $3,075,000 | $3,790,000 | 23.3% | 1.1% |
| JPMorgan Chase Bank | $2,650,000 | $3,745,000 | 41.3% | 1.1% |
| Mortgage Research Center, LLC | $2,400,000 | $3,640,000 | 51.7% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,235,000 | $3,390,000 | 51.7% | 1.0% |
| 21ST MORTGAGE CORPORATION | $4,230,000 | $2,940,000 | -30.5% | 0.8% |
| LOANDEPOT.COM, LLC | $4,955,000 | $2,935,000 | -40.8% | 0.8% |
| GUARANTEED RATE, INC. | $3,030,000 | $2,840,000 | -6.3% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $2,680,000 | $2,725,000 | 1.7% | 0.8% |
| INSPIRE HOME LOANS INC. | $2,710,000 | n/a | 0.8% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,875,000 | $2,705,000 | 44.3% | 0.8% |
| VeraBank | $2,100,000 | $2,700,000 | 28.6% | 0.8% |
| American State Bank | $2,560,000 | n/a | 0.7% | |
| CROSSCOUNTRY MORTGAGE, LLC | $785,000 | $2,415,000 | 207.6% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $8,030,000 | $2,290,000 | -71.5% | 0.6% |
| Wallick & Volk, Inc. | $8,845,000 | $2,130,000 | -75.9% | 0.6% |
| T2 FINANCIAL LLC | $245,000 | $1,935,000 | 689.8% | 0.5% |
| Independent Bank | $1,925,000 | n/a | 0.5% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,135,000 | $1,825,000 | 60.8% | 0.5% |
| MID AMERICA MORTGAGE, INC. | $1,300,000 | $1,800,000 | 38.5% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,645,000 | $1,645,000 | 0.0% | 0.5% |
| SENTE MORTGAGE, INC. | $545,000 | $1,645,000 | 201.8% | 0.5% |
| THRIVE MORTGAGE, LLC | $3,340,000 | $1,640,000 | -50.9% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,080,000 | $1,605,000 | -22.8% | 0.5% |
| CALIBER HOME LOANS, INC. | $4,470,000 | $1,470,000 | -67.1% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $1,835,000 | $1,470,000 | -19.9% | 0.4% |
| PNC Bank | $880,000 | $1,425,000 | 61.9% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $550,000 | $1,420,000 | 158.2% | 0.4% |
| Network Funding, L.P. | $760,000 | $1,400,000 | 84.2% | 0.4% |
| UNION HOME MORTGAGE CORP. | $1,930,000 | $1,395,000 | -27.7% | 0.4% |
| Austin Bank, Texas | $640,000 | $1,355,000 | 111.7% | 0.4% |
| RANDOLPH-BROOKS | $1,300,000 | $1,310,000 | 0.8% | 0.4% |
| Origin Bank | $640,000 | $1,170,000 | 82.8% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $870,000 | $1,115,000 | 28.2% | 0.3% |
| MEMBER HOME LOAN, L.L.C. | $900,000 | $1,090,000 | 21.1% | 0.3% |
| NATIONS RELIABLE LENDING, LLC | $825,000 | $1,035,000 | 25.5% | 0.3% |
| TIB The Independent Bankersbank | $3,080,000 | $1,015,000 | -67.0% | 0.3% |
| CANOPY MORTGAGE, LLC | $615,000 | $970,000 | 57.7% | 0.3% |
| LIMA ONE CAPITAL, LLC | $485,000 | $970,000 | 100.0% | 0.3% |
| Nations Lending Corporation | $525,000 | $955,000 | 81.9% | 0.3% |
| Regions Bank | $205,000 | $940,000 | 358.5% | 0.3% |
| Classic Bank | $935,000 | n/a | 0.3% | |
| Goldwater Bank, N.A. | $2,570,000 | $925,000 | -64.0% | 0.3% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $1,290,000 | $910,000 | -29.5% | 0.3% |
| DRAPER AND KRAMER MORTGAGE CORP. | $365,000 | $890,000 | 143.8% | 0.3% |
| NEXERA HOLDING LLC | $890,000 | n/a | 0.3% | |
| LEGEND LENDING CORPORATION | $360,000 | $865,000 | 140.3% | 0.2% |
| Bank of America | $1,210,000 | $860,000 | -28.9% | 0.2% |
| USAA Federal Savings Bank | $1,000,000 | $820,000 | -18.0% | 0.2% |
| EVERETT FINANCIAL, INC. | $185,000 | $815,000 | 340.5% | 0.2% |
| Amarillo National Bank | $505,000 | $805,000 | 59.4% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $650,000 | $805,000 | 23.8% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $2,375,000 | $795,000 | -66.5% | 0.2% |
| Frost Bank | $505,000 | $775,000 | 53.5% | 0.2% |
| Hancock Whitney Bank | $5,470,000 | $775,000 | -85.8% | 0.2% |
| The Federal Savings Bank | $265,000 | $765,000 | 188.7% | 0.2% |
| Simmons Bank | $760,000 | n/a | 0.2% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,730,000 | $725,000 | -58.1% | 0.2% |
| Truist | $395,000 | $725,000 | 83.5% | 0.2% |
| BROKER SOLUTIONS, INC. | $270,000 | $710,000 | 163.0% | 0.2% |
| GSF Mortgage Corporation | $235,000 | $710,000 | 202.1% | 0.2% |
| ASPIRE FINANCIAL, INC. | $2,670,000 | $695,000 | -74.0% | 0.2% |
| PLANET HOME LENDING, LLC | $595,000 | $685,000 | 15.1% | 0.2% |
| Gateway First Bank | $3,510,000 | $680,000 | -80.6% | 0.2% |
| UNIVERSITY Federal Credit Union | $660,000 | n/a | 0.2% | |
| Raymond James Bank | $655,000 | n/a | 0.2% | |
| AMERICAN FINANCING CORPORATION | $1,215,000 | $645,000 | -46.9% | 0.2% |
| GUILD MORTGAGE COMPANY | $105,000 | $630,000 | 500.0% | 0.2% |
| First Horizon Bank | $740,000 | $625,000 | -15.5% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $600,000 | n/a | 0.2% | |
| Quontic Bank | $600,000 | n/a | 0.2% | |
| AMERICA'S CHOICE HOME LOANS LP | $460,000 | $580,000 | 26.1% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $145,000 | $570,000 | 293.1% | 0.2% |
| ENVOY MORTGAGE, LTD | $730,000 | $550,000 | -24.7% | 0.2% |
| BETTER MORTGAGE CORPORATION | $1,915,000 | $530,000 | -72.3% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $725,000 | $520,000 | -28.3% | 0.1% |
| UBS Bank USA | $515,000 | n/a | 0.1% | |
| Town Square Mortgage & Investments, Inc. | $225,000 | $505,000 | 124.4% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $500,000 | n/a | 0.1% | |
| HANCOCK MORTGAGE PARTNERS, LLC | $560,000 | $490,000 | -12.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $465,000 | $485,000 | 4.3% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $480,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $960,000 | $480,000 | -50.0% | 0.1% |
| Guaranty Bank & Trust, N.A. | $880,000 | $480,000 | -45.5% | 0.1% |
| FIRST COMMUNITY CREDIT UNION | $195,000 | $475,000 | 143.6% | 0.1% |
| KELLER MORTGAGE, LLC | $470,000 | n/a | 0.1% | |
| AgFirst Farm Credit Bank | $455,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $215,000 | $445,000 | 107.0% | 0.1% |
| Sunflower Bank | $175,000 | $445,000 | 154.3% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $825,000 | $440,000 | -46.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $615,000 | $430,000 | -30.1% | 0.1% |
| SWBC MORTGAGE CORPORATION | $3,685,000 | $430,000 | -88.3% | 0.1% |
| Trinity Oaks Mortgage, LLC | $490,000 | $430,000 | -12.2% | 0.1% |
| LOANPAL, LLC | $290,000 | $420,000 | 44.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $535,000 | $410,000 | -23.4% | 0.1% |
| Encompass Lending Group, LP | $1,510,000 | $405,000 | -73.2% | 0.1% |
| Assurance Financial Group, L.L.C. | $345,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $345,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $345,000 | n/a | 0.1% | |
| COUNTRYPLACE MORTGAGE, LTD. | $960,000 | $340,000 | -64.6% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,185,000 | $340,000 | -84.4% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $1,045,000 | $335,000 | -67.9% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,055,000 | $335,000 | -83.7% | 0.1% |
| Magnolia Bank | $335,000 | n/a | 0.1% | |
| United Community Bank | $335,000 | n/a | 0.1% | |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $325,000 | n/a | 0.1% | |
| NEWREZ LLC | $2,230,000 | $315,000 | -85.9% | 0.1% |
| PILGRIM MORTGAGE LLC | $315,000 | n/a | 0.1% | |
| Austin Capital Bank SSB | $235,000 | $310,000 | 31.9% | 0.1% |
| City Bank | $305,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $1,060,000 | $300,000 | -71.7% | 0.1% |
| S1L, Inc. | $465,000 | $295,000 | -36.6% | 0.1% |
| BAY EQUITY LLC | $275,000 | n/a | 0.1% | |
| LOANPEOPLE, LLC | $275,000 | n/a | 0.1% | |
| BankFirst Financial Services | $265,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $265,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $255,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $285,000 | $255,000 | -10.5% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $195,000 | $255,000 | 30.8% | 0.1% |
| BOKF | $205,000 | $250,000 | 22.0% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $245,000 | n/a | 0.1% | |
| CERTAINTY HOME LOANS, LLC | $750,000 | $245,000 | -67.3% | 0.1% |
| DIRECTIONS EQUITY, LLC | $245,000 | n/a | 0.1% | |
| NAVY ARMY COMMUNITY CREDIT UNION | $245,000 | n/a | 0.1% | |
| Watermark Capital, Inc. | $245,000 | n/a | 0.1% | |
| CLM MORTGAGE, INC | $795,000 | $235,000 | -70.4% | 0.1% |
| GENEVA FINANCIAL, LLC | $235,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $235,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $1,340,000 | $230,000 | -82.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $165,000 | $225,000 | 36.4% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $325,000 | $225,000 | -30.8% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $370,000 | $215,000 | -41.9% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $210,000 | n/a | 0.1% | |
| J. VIRGIL, INC. | $205,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $205,000 | $205,000 | 0.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $195,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $195,000 | n/a | 0.1% | |
| First Home Bank | $185,000 | n/a | 0.1% | |
| RANLIFE, INC. | $185,000 | n/a | 0.1% | |
| The Central Trust Bank | $185,000 | n/a | 0.1% | |
| 212 LOANS, LLC. | $175,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $175,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $1,580,000 | $175,000 | -88.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $105,000 | $170,000 | 61.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $340,000 | $165,000 | -51.5% | 0.0% |
| First Internet Bank of Indiana | $155,000 | n/a | 0.0% | |
| GMFS LLC | $155,000 | n/a | 0.0% | |
| SECURITY SERVICE | $130,000 | $155,000 | 19.2% | 0.0% |
| Carrington Mortgage Services, LLC | $95,000 | $145,000 | 52.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $135,000 | $145,000 | 7.4% | 0.0% |
| First Bank & Trust | $145,000 | n/a | 0.0% | |
| HAMILTON HOME LOANS, INC. | $145,000 | n/a | 0.0% | |
| MCT Credit Union | $115,000 | $145,000 | 26.1% | 0.0% |
| North American Savings Bank, F.S.B. | $145,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $145,000 | n/a | 0.0% | |
| GIBRALTAR MORTGAGE SERVICES, LLC | $1,185,000 | $135,000 | -88.6% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $135,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $135,000 | n/a | 0.0% | |
| CHEVRON | $125,000 | n/a | 0.0% | |
| Credit Union of Texas | $125,000 | n/a | 0.0% | |
| JSC | $125,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $210,000 | $120,000 | -42.9% | 0.0% |
| FirstBank | $25,000 | $120,000 | 380.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,455,000 | $115,000 | -92.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $225,000 | $115,000 | -48.9% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $115,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $115,000 | n/a | 0.0% | |
| Ally Bank | $430,000 | $95,000 | -77.9% | 0.0% |
| Beeline Loans, Inc. | $95,000 | n/a | 0.0% | |
| Commercial Bank of Texas | $85,000 | n/a | 0.0% | |
| MEMBERS CHOICE Credit Union | $85,000 | n/a | 0.0% | |
| ASSOCIATED CREDIT UNION OF TEXAS | $55,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $55,000 | n/a | 0.0% | |
| H E B | $235,000 | $45,000 | -80.9% | 0.0% |
| A+ Federal Credit Union | $35,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $35,000 | n/a | 0.0% | |
| FIRST SERVICE Credit Union | $75,000 | $25,000 | -66.7% | 0.0% |
| Houston Federal Credit Union | $25,000 | n/a | 0.0% |
Huntsville's top lender by overall market share is DHI MORTGAGE COMPANY, LTD., with 11.2% market share. In second place, with 6.5%, is Arbor Realty Trust, Inc., having originated $22,915,000 in loans. In third place, with 4.3%, is Prosperity Bank, having originated $15,300,000 in loans. In fourth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $13,735,000 in loans. In fifth place, with 3.9%, is First National Bank of Huntsville, having originated $13,705,000 in loans.
Huntsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $210,725 (6.8%) | $283,655 (11.0%) | 0.00 | 129 |
| 2018-02-01 | $214,425 (9.8%) | $281,866 (10.0%) | 0.00 | 132 |
| 2018-03-01 | $219,495 (10.1%) | $285,826 (4.4%) | 0.00 | 124 |
| 2018-04-01 | $228,970 (8.0%) | $291,792 (8.3%) | 0.00 | 130 |
| 2018-05-01 | $238,448 (10.1%) | $303,077 (13.2%) | 0.00 | 141 |
| 2018-06-01 | $239,900 (12.5%) | $297,488 (12.5%) | 0.00 | 152 |
| 2018-07-01 | $219,350 (4.5%) | $269,630 (2.7%) | 0.00 | 170 |
| 2018-08-01 | $214,025 (2.6%) | $257,525 (-0.9%) | 0.00 | 173 |
| 2018-09-01 | $215,000 (2.4%) | $254,802 (-4.0%) | 0.00 | 170 |
| 2018-10-01 | $213,750 (-0.6%) | $254,488 (-5.8%) | 0.00 | 153 |
| 2018-11-01 | $215,000 (-1.1%) | $256,638 (-6.6%) | 0.00 | 154 |
| 2018-12-01 | $210,000 (-4.0%) | $243,587 (-12.3%) | 0.00 | 149 |
| 2019-01-01 | $214,975 (2.0%) | $241,145 (-15.0%) | 0.00 | 143 |
| 2019-02-01 | $215,000 (0.3%) | $256,692 (-8.9%) | 0.00 | 154 |
| 2019-03-01 | $214,629 (-2.2%) | $261,479 (-8.5%) | 0.00 | 152 |
| 2019-04-01 | $219,625 (-4.1%) | $272,064 (-6.8%) | 0.00 | 155 |
| 2019-05-01 | $223,725 (-6.2%) | $269,510 (-11.1%) | 0.00 | 159 |
| 2019-06-01 | $225,000 (-6.2%) | $269,638 (-9.4%) | 0.00 | 156 |
| 2019-07-01 | $223,250 (1.8%) | $253,163 (-6.1%) | 0.00 | 179 |
| 2019-08-01 | $219,727 (2.7%) | $250,001 (-2.9%) | 0.00 | 184 |
| 2019-09-01 | $219,318 (2.0%) | $248,546 (-2.5%) | 0.00 | 185 |
| 2019-10-01 | $219,545 (2.7%) | $249,888 (-1.8%) | 0.00 | 187 |
| 2019-11-01 | $220,000 (2.3%) | $257,457 (0.3%) | 0.00 | 192 |
| 2019-12-01 | $215,788 (2.8%) | $260,026 (6.8%) | 0.00 | 201 |
| 2020-01-01 | $214,722 (-0.1%) | $261,858 (8.6%) | 0.00 | 180 |
| 2020-02-01 | $212,925 (-1.0%) | $259,875 (1.2%) | 0.00 | 184 |
| 2020-03-01 | $217,626 (1.4%) | $253,680 (-3.0%) | 0.00 | 189 |
| 2020-04-01 | $220,000 (0.2%) | $261,203 (-4.0%) | 0.00 | 189 |
| 2020-05-01 | $227,450 (1.7%) | $269,409 (0.0%) | 0.00 | 194 |
| 2020-06-01 | $232,000 (3.1%) | $274,250 (1.7%) | 0.00 | 194 |
| 2020-07-01 | $223,550 (0.1%) | $274,387 (8.4%) | 0.00 | 209 |
| 2020-08-01 | $225,000 (2.4%) | $271,505 (8.6%) | 0.00 | 214 |
| 2020-09-01 | $218,750 (-0.3%) | $262,252 (5.5%) | 0.00 | 207 |
| 2020-10-01 | $212,613 (-3.2%) | $266,162 (6.5%) | 0.00 | 170 |
| 2020-11-01 | $208,300 (-5.3%) | $248,952 (-3.3%) | 0.00 | 158 |
| 2020-12-01 | $205,569 (-4.7%) | $245,450 (-5.6%) | 0.00 | 148 |
| 2021-01-01 | $209,500 (-2.4%) | $248,655 (-5.0%) | 0.00 | 115 |
| 2021-02-01 | $212,288 (-0.3%) | $261,636 (0.7%) | 0.00 | 101 |
| 2021-03-01 | $218,813 (0.6%) | $272,324 (7.4%) | 0.00 | 76 |
| 2021-04-01 | $244,948 (11.3%) | $288,100 (10.3%) | 0.00 | 73 |
| 2021-05-01 | $235,000 (3.3%) | $273,993 (1.7%) | 0.00 | 72 |
| 2021-06-01 | $219,950 (-5.2%) | $270,889 (-1.2%) | 0.00 | 73 |
| 2021-07-01 | $244,500 (9.4%) | $292,063 (6.4%) | 0.00 | 74 |
| 2021-08-01 | $240,725 (7.0%) | $293,389 (8.1%) | 0.00 | 70 |
| 2021-09-01 | $237,225 (8.5%) | $285,982 (9.1%) | 0.00 | 74 |
| 2021-10-01 | $247,900 (16.6%) | $305,970 (15.0%) | 0.00 | 82 |
| 2021-11-01 | $254,990 (22.4%) | $338,952 (36.2%) | 0.00 | 98 |
| 2021-12-01 | $255,423 (24.3%) | $336,009 (36.9%) | 0.00 | 98 |
| 2022-01-01 | $253,900 (21.2%) | $335,445 (34.9%) | 0.00 | 106 |
| 2022-02-01 | $249,750 (17.7%) | $327,798 (25.3%) | 0.00 | 104 |
| 2022-03-01 | $258,648 (18.2%) | $340,947 (25.2%) | 0.00 | 98 |
| 2022-04-01 | $259,900 (6.1%) | $338,917 (17.6%) | 0.00 | 103 |
| 2022-05-01 | $271,929 (15.7%) | $344,717 (25.8%) | 0.00 | 158 |
| 2022-06-01 | $272,445 (23.9%) | $331,824 (22.5%) | 0.00 | 200 |
| 2022-07-01 | $276,990 (13.3%) | $339,822 (16.4%) | 0.00 | 223 |
| 2022-08-01 | $275,243 (14.3%) | $337,918 (15.2%) | 0.00 | 198 |
| 2022-09-01 | $269,454 (13.6%) | $329,249 (15.1%) | 0.00 | 195 |
| 2022-10-01 | $267,458 (7.9%) | $328,982 (7.5%) | 0.00 | 208 |
| 2022-11-01 | $268,945 (5.5%) | $329,656 (-2.7%) | 0.00 | 195 |
| 2022-12-01 | $272,400 (6.7%) | $324,176 (-3.5%) | 0.00 | 170 |
| 2023-01-01 | $267,605 (5.4%) | $327,892 (-2.3%) | 0.00 | 164 |
| 2023-02-01 | $259,450 (3.9%) | $321,909 (-1.8%) | 0.00 | 178 |
Huntsville's median listing price comes in at 0% of the national average.
Huntsville's average listing price for 2023-02-01 was $321,909, a difference of $-5,889 (-1.8%) versus the prior year and $-5,983 versus the prior month.
For the 2023-02-01 period, Huntsville had 178 MLS listings, a difference of 14 listings (9%) versus the prior month and 74 listings (71%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,972 sqft |
| 2018-02-01 | 0 days | 1,960 sqft |
| 2018-03-01 | 0 days | 2,043 sqft |
| 2018-04-01 | 0 days | 2,048 sqft |
| 2018-05-01 | 0 days | 2,056 sqft |
| 2018-06-01 | 0 days | 2,060 sqft |
| 2018-07-01 | 0 days | 2,023 sqft |
| 2018-08-01 | 0 days | 1,977 sqft |
| 2018-09-01 | 0 days | 1,955 sqft |
| 2018-10-01 | 0 days | 1,934 sqft |
| 2018-11-01 | 0 days | 1,919 sqft |
| 2018-12-01 | 0 days | 1,862 sqft |
| 2019-01-01 | 0 days | 1,884 sqft |
| 2019-02-01 | 0 days | 1,871 sqft |
| 2019-03-01 | 0 days | 1,894 sqft |
| 2019-04-01 | 0 days | 1,920 sqft |
| 2019-05-01 | 0 days | 1,920 sqft |
| 2019-06-01 | 0 days | 1,923 sqft |
| 2019-07-01 | 0 days | 1,905 sqft |
| 2019-08-01 | 0 days | 1,861 sqft |
| 2019-09-01 | 0 days | 1,859 sqft |
| 2019-10-01 | 0 days | 1,857 sqft |
| 2019-11-01 | 0 days | 1,851 sqft |
| 2019-12-01 | 0 days | 1,820 sqft |
| 2020-01-01 | 0 days | 1,851 sqft |
| 2020-02-01 | 0 days | 1,853 sqft |
| 2020-03-01 | 0 days | 1,846 sqft |
| 2020-04-01 | 0 days | 1,886 sqft |
| 2020-05-01 | 0 days | 1,905 sqft |
| 2020-06-01 | 0 days | 1,939 sqft |
| 2020-07-01 | 0 days | 1,904 sqft |
| 2020-08-01 | 0 days | 1,868 sqft |
| 2020-09-01 | 0 days | 1,859 sqft |
| 2020-10-01 | 0 days | 1,815 sqft |
| 2020-11-01 | 0 days | 1,756 sqft |
| 2020-12-01 | 0 days | 1,681 sqft |
| 2021-01-01 | 0 days | 1,710 sqft |
| 2021-02-01 | 0 days | 1,710 sqft |
| 2021-03-01 | 0 days | 1,796 sqft |
| 2021-04-01 | 0 days | 2,009 sqft |
| 2021-05-01 | 0 days | 1,830 sqft |
| 2021-06-01 | 0 days | 1,733 sqft |
| 2021-07-01 | 0 days | 1,821 sqft |
| 2021-08-01 | 0 days | 1,747 sqft |
| 2021-09-01 | 0 days | 1,725 sqft |
| 2021-10-01 | 0 days | 1,784 sqft |
| 2021-11-01 | 0 days | 1,771 sqft |
| 2021-12-01 | 0 days | 1,719 sqft |
| 2022-01-01 | 0 days | 1,740 sqft |
| 2022-02-01 | 0 days | 1,681 sqft |
| 2022-03-01 | 0 days | 1,760 sqft |
| 2022-04-01 | 0 days | 1,733 sqft |
| 2022-05-01 | 0 days | 1,760 sqft |
| 2022-06-01 | 0 days | 1,775 sqft |
| 2022-07-01 | 0 days | 1,776 sqft |
| 2022-08-01 | 0 days | 1,776 sqft |
| 2022-09-01 | 0 days | 1,761 sqft |
| 2022-10-01 | 0 days | 1,751 sqft |
| 2022-11-01 | 0 days | 1,753 sqft |
| 2022-12-01 | 0 days | 1,778 sqft |
| 2023-01-01 | 0 days | 1,798 sqft |
| 2023-02-01 | 0 days | 1,704 sqft |
Huntsville's median square footage for active listings during the 2023-02-01 period was 1,704 sqft. One year prior, the average listing was 1,681 sqft.
Huntsville, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 878 | $253,570,000 | $288,804 |
| Refi | 147 | $40,245,000 | $273,776 |
| Cash Out Refi | 129 | $51,565,000 | $399,729 |
| Home Improvement | 37 | $4,085,000 | $110,405 |
| Other | 28 | $2,930,000 | $104,643 |
Huntsville's most frequently cited loan purpose was Home Purchase, with 878 originations. The 2nd most popular reason was Refi, with 147 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 286 | $87,670,000 | $306,538 |
| 5-6% | 283 | $92,215,000 | $325,848 |
| 3-4% | 234 | $68,500,000 | $292,735 |
| 6-7% | 133 | $42,375,000 | $318,609 |
| 2.5-3% | 79 | $23,195,000 | $293,608 |
| 7-8% | 53 | $10,225,000 | $192,925 |
| Over 8% | 34 | $4,020,000 | $118,235 |
| <2.5% | 26 | $6,720,000 | $258,462 |
During 2022, Huntsville's most frequently originated rate bucket was 4-5%, with 286 originations.
Loan Sizing (Huntsville, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 529 | $145,035,000 | $274,168 |
| $100k-200k | 327 | $49,555,000 | $151,544 |
| $400k-600k | 162 | $77,040,000 | $475,556 |
| $100,000 or less | 134 | $8,200,000 | $61,194 |
| $600k-1000k | 56 | $39,070,000 | $697,679 |
| $Over $1MM | 11 | $33,495,000 | $3,045,000 |
Huntsville's loan sizing saw the bucket of loans from $200k-400k with 529 originations, totaling $145,035,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 547 | $162,225,000 | $296,572 |
| 60-80% | 322 | $111,410,000 | $345,994 |
| 40-60% | 120 | $39,660,000 | $330,500 |
| 20-40% | 66 | $9,680,000 | $146,667 |
| Under 20% | 30 | $1,810,000 | $60,333 |
| Over 100% | 29 | $8,815,000 | $303,966 |
Huntsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 547 originations, totaling $162,225,000 in origination value.