Ynb Mortgage Rates, Fees & Info
Yukon, OKLEI: 549300OMMGCT35VSS514
Tax ID: 73-0522050
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ynb is a smaller mortgage company specializing in Home Purchase and Refi loans. Ynb has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Shawnee, Tahlequah, and Muskogee among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Ynb has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
88Origination Dollar Volume (All Markets)
$13,920,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 81 | $13,165,000 | $162,531 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $470,000 | $117,500 | $0 | 0.00% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 88 | $13,920,000 | $158,182 | $0 | 0.00% |
For 2023, Ynb's most frequently originated type of loan was Conventional, with 88 originations.
Loan Reason
For 2023, Ynb's most frequently cited loan purpose was Home Purchase, with 44 originations. The 2nd most popular reason was Refi, with 32 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 88 | $13,920,000 | $158,182 | $0 | 0.00% |
For 2023, Ynb's most frequently cited loan duration was Other, with 88 originations.
Loan Sizing
2023 saw Ynb place emphasis on $100,000 or less loans with 35 originations, totaling $1,975,000 in origination value.
Applicant Income
Ynb lent most frequently to those with incomes in the $100k-150k range, with 10 originations. The second most popular income band? $50k-75k, with 10 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 88 | $13,920,000 | $158,182 | $0 | 0.00% |
Ynb lent most frequently to those with DTI ratios of Exempt%, with 88 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.88%
Ynb has an average approval rate.
Pick Rate
Approvals leading to origination95.45%
Ynb has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 88 | $13,920,000 | $158,182 |