THE VILLAGES Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in The Villages averaged
6.86%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.81% and
one month ago for the week of 2025-04-17, the
average rate was 7.03%.
The Villages's average rate one year ago was 7.02%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.9%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| The Villages 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| The Villages 30 Year Fixed Rate Refi | 2025-05-22 | 6.9% |
| The Villages 15 Year Fixed Rate | 2025-05-22 | 6.26% |
| The Villages 15 Year Fixed Rate Refi | 2025-05-22 | 6.21% |
| The Villages 30 Year FHA | 2025-05-22 | 6.15% |
| The Villages 30 Year FHA Refi | 2025-05-22 | 6.61% |
| The Villages 30 Year USDA | 2025-05-22 | 6.43% |
| The Villages 30 Year USDA Refi | 2025-05-22 | 6.53% |
| The Villages 30 Year VA | 2025-05-22 | 6.63% |
| The Villages 30 Year VA Refi | 2025-05-22 | 6.72% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within THE VILLAGES, FL.
THE VILLAGES Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the THE VILLAGES, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
THE VILLAGES Average Closing Costs & Other Stats
THE VILLAGES, FL's 251 lenders originated 4,263
loans during 2024. The total origination value was $1,225,595,000, with an average loan value of
$287,496.
THE VILLAGES's average closing costs are $4,923.
The top THE VILLAGES lender as defined by loan originations is Citizens First Bank, with
1,099 loans originated. Their average total fees are
$4,448, which is $2,983
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee THE VILLAGES lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,109), Morgan Stanley Private Bank ($4,123), Citizens First Bank ($4,448), FLORIDA ($4,520) and Bank of America ($4,623).
The lowest rate THE VILLAGES lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.79%), Bank of America (6.18%), MIDFLORIDA (6.28%), Morgan Stanley Private Bank (6.30%) and FLORIDA (6.35%).
THE VILLAGES, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Citizens First Bank | $345,130,000 | $433,640,000 | 25.6% | 35.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $44,330,000 | $63,450,000 | 43.1% | 5.2% |
| QUICKEN LOANS, LLC | $45,050,000 | $61,250,000 | 36.0% | 5.0% |
| BERKELEY POINT CAPITAL LLC | $37,545,000 | n/a | 3.1% | |
| WALKER & DUNLOP, LLC | $37,505,000 | n/a | 3.1% | |
| Simmons Bank | $30,045,000 | n/a | 2.5% | |
| UNION HOME MORTGAGE CORP. | $8,050,000 | $28,355,000 | 252.2% | 2.3% |
| NAVY FEDERAL CREDIT UNION | $14,455,000 | $20,790,000 | 43.8% | 1.7% |
| Wells Fargo Bank | $7,860,000 | $14,880,000 | 89.3% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,685,000 | $14,565,000 | 117.9% | 1.2% |
| FBC MORTGAGE, LLC | $10,265,000 | $14,245,000 | 38.8% | 1.2% |
| Mortgage Research Center, LLC | $17,600,000 | $13,870,000 | -21.2% | 1.1% |
| JPMorgan Chase Bank | $12,300,000 | $13,655,000 | 11.0% | 1.1% |
| INSPIRE HOME LOANS INC. | $11,660,000 | $13,610,000 | 16.7% | 1.1% |
| Truist | $12,450,000 | $11,665,000 | -6.3% | 1.0% |
| MIDFLORIDA | $9,005,000 | $10,560,000 | 17.3% | 0.9% |
| Bank of America | $11,210,000 | $9,815,000 | -12.4% | 0.8% |
| DHI MORTGAGE COMPANY, LTD. | $26,680,000 | $9,405,000 | -64.7% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $6,445,000 | $8,935,000 | 38.6% | 0.7% |
| LOANDEPOT.COM, LLC | $8,510,000 | $8,485,000 | -0.3% | 0.7% |
| USAA Federal Savings Bank | $4,940,000 | $8,125,000 | 64.5% | 0.7% |
| Morgan Stanley Private Bank | $2,520,000 | $7,520,000 | 198.4% | 0.6% |
| GUARANTEED RATE, INC. | $6,525,000 | $7,220,000 | 10.7% | 0.6% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,755,000 | $6,925,000 | 151.4% | 0.6% |
| Regions Bank | $5,090,000 | $6,340,000 | 24.6% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,650,000 | $6,175,000 | 32.8% | 0.5% |
| Citizens Bank | $4,850,000 | $6,070,000 | 25.2% | 0.5% |
| THE MORTGAGE FIRM, INC. | $4,270,000 | $5,800,000 | 35.8% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,565,000 | $5,455,000 | 19.5% | 0.4% |
| VYSTAR | $2,100,000 | $5,000,000 | 138.1% | 0.4% |
| Charles Schwab Bank, SSB | $2,375,000 | $4,955,000 | 108.6% | 0.4% |
| South State Bank | $5,025,000 | $4,945,000 | -1.6% | 0.4% |
| Suncoast Credit Union | $7,175,000 | $4,880,000 | -32.0% | 0.4% |
| GUILD MORTGAGE COMPANY | $1,715,000 | $4,865,000 | 183.7% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $4,180,000 | $4,845,000 | 15.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,535,000 | $4,835,000 | 90.7% | 0.4% |
| FLORIDA | $865,000 | $4,825,000 | 457.8% | 0.4% |
| United Southern Bank | $3,540,000 | $4,705,000 | 32.9% | 0.4% |
| 21ST MORTGAGE CORPORATION | $4,085,000 | $4,315,000 | 5.6% | 0.4% |
| PNC Bank | $8,705,000 | $4,200,000 | -51.8% | 0.3% |
| Third Federal Savings and Loan Association of Cleveland | $3,385,000 | $4,100,000 | 21.1% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $7,120,000 | $4,035,000 | -43.3% | 0.3% |
| NEW DAY FINANCIAL, LLC | $3,465,000 | $3,975,000 | 14.7% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $1,450,000 | $3,730,000 | 157.2% | 0.3% |
| CMG MORTGAGE, INC. | $2,400,000 | $3,710,000 | 54.6% | 0.3% |
| Plains Commerce Bank | $2,650,000 | $3,710,000 | 40.0% | 0.3% |
| TD Bank | $2,815,000 | $3,600,000 | 27.9% | 0.3% |
| Flagstar Bank, FSB | $2,480,000 | $3,590,000 | 44.8% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $2,970,000 | $3,280,000 | 10.4% | 0.3% |
| Carrington Mortgage Services, LLC | $565,000 | $3,185,000 | 463.7% | 0.3% |
| MORTGAGE FINANCIAL GROUP, INC. | $3,610,000 | $3,175,000 | -12.0% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,165,000 | $2,850,000 | 144.6% | 0.2% |
| EVERETT FINANCIAL, INC. | $4,210,000 | $2,845,000 | -32.4% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $2,565,000 | $2,815,000 | 9.7% | 0.2% |
| BROKER SOLUTIONS, INC. | $3,500,000 | $2,720,000 | -22.3% | 0.2% |
| First Federal Bank | $1,410,000 | $2,585,000 | 83.3% | 0.2% |
| CAMPUS USA | $2,095,000 | $2,575,000 | 22.9% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $2,215,000 | $2,555,000 | 15.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,215,000 | $2,555,000 | -39.4% | 0.2% |
| Ameris Bank | $2,295,000 | $2,395,000 | 4.4% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $155,000 | $2,360,000 | 1,422.6% | 0.2% |
| Brannen Bank | $3,560,000 | $2,265,000 | -36.4% | 0.2% |
| TOWNE MORTGAGE COMPANY | $245,000 | $2,160,000 | 781.6% | 0.2% |
| The Huntington National Bank | $1,120,000 | $2,090,000 | 86.6% | 0.2% |
| NEWREZ LLC | $2,790,000 | $2,060,000 | -26.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $235,000 | $2,050,000 | 772.3% | 0.2% |
| NBKC BANK | $1,445,000 | $2,005,000 | 38.8% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $650,000 | $1,940,000 | 198.5% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $700,000 | $1,910,000 | 172.9% | 0.2% |
| Equity Prime Mortgage LLC | $470,000 | $1,895,000 | 303.2% | 0.2% |
| Raymond James Bank | $1,645,000 | $1,885,000 | 14.6% | 0.2% |
| Leader Bank | $225,000 | $1,855,000 | 724.4% | 0.2% |
| ZILLOW HOME LOANS, LLC | $185,000 | $1,835,000 | 891.9% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,205,000 | $1,745,000 | 44.8% | 0.1% |
| T2 FINANCIAL LLC | $1,745,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $290,000 | $1,680,000 | 479.3% | 0.1% |
| Network Funding, L.P. | $1,145,000 | $1,660,000 | 45.0% | 0.1% |
| BAY EQUITY LLC | $905,000 | $1,625,000 | 79.6% | 0.1% |
| Fifth Third Bank | $1,290,000 | $1,550,000 | 20.2% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,430,000 | $1,530,000 | -37.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,285,000 | $1,490,000 | 16.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,455,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $300,000 | $1,450,000 | 383.3% | 0.1% |
| A&D Mortgage LLC | $1,230,000 | $1,445,000 | 17.5% | 0.1% |
| CARDINAL FINANCIAL | $2,310,000 | $1,445,000 | -37.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $495,000 | $1,445,000 | 191.9% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,050,000 | $1,435,000 | 36.7% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,175,000 | $1,435,000 | -34.0% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $630,000 | $1,430,000 | 127.0% | 0.1% |
| CIBC Bank USA | $1,390,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $230,000 | $1,340,000 | 482.6% | 0.1% |
| ALKAN MORTGAGE CORPORATION | $1,325,000 | n/a | 0.1% | |
| U.S. Bank | $2,745,000 | $1,325,000 | -51.7% | 0.1% |
| Granite Community Bank | $1,300,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,705,000 | $1,290,000 | -24.3% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $2,665,000 | $1,280,000 | -52.0% | 0.1% |
| Mortgage Lenders Investment Trading Corporation | $635,000 | $1,260,000 | 98.4% | 0.1% |
| ALLIANT CREDIT UNION | $1,255,000 | n/a | 0.1% | |
| Ixonia Bank | $865,000 | $1,240,000 | 43.4% | 0.1% |
| NFM, INC. | $1,040,000 | $1,190,000 | 14.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $2,560,000 | $1,185,000 | -53.7% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $455,000 | $1,130,000 | 148.4% | 0.1% |
| UMB Bank | $1,125,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $1,115,000 | n/a | 0.1% | |
| PARTNERS | $1,115,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $530,000 | $1,100,000 | 107.5% | 0.1% |
| BMO Harris Bank | $270,000 | $1,065,000 | 294.4% | 0.1% |
| TrustCo Bank | $1,605,000 | $1,025,000 | -36.1% | 0.1% |
| The First National Bank of Carmi | $395,000 | $1,000,000 | 153.2% | 0.1% |
| Discover Bank | $735,000 | $990,000 | 34.7% | 0.1% |
| EMBRACE HOME LOANS, INC. | $590,000 | $980,000 | 66.1% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,795,000 | $980,000 | -64.9% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $960,000 | n/a | 0.1% | |
| Franklin Loan Corporation | $790,000 | $960,000 | 21.5% | 0.1% |
| Gulf Coast Bank and Trust Company | $960,000 | n/a | 0.1% | |
| RBC Bank, (Georgia) | $1,255,000 | $955,000 | -23.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $225,000 | $930,000 | 313.3% | 0.1% |
| FIRST MORTGAGE COMPANY, INC. | $520,000 | $930,000 | 78.8% | 0.1% |
| First Merchants Bank | $235,000 | $925,000 | 293.6% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $640,000 | $920,000 | 43.8% | 0.1% |
| Mid-Continent Funding, Inc. | $770,000 | $910,000 | 18.2% | 0.1% |
| ENCORE BANK | $905,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,020,000 | $885,000 | -13.2% | 0.1% |
| M&T Bank | $935,000 | $880,000 | -5.9% | 0.1% |
| Ally Bank | $730,000 | $860,000 | 17.8% | 0.1% |
| First Financial Bank | $850,000 | n/a | 0.1% | |
| KeyBank | $390,000 | $850,000 | 117.9% | 0.1% |
| Bremer Bank | $275,000 | $820,000 | 198.2% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $815,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $1,420,000 | $790,000 | -44.4% | 0.1% |
| PHH Mortgage Corporation | $390,000 | $785,000 | 101.3% | 0.1% |
| First Horizon Bank | $815,000 | $780,000 | -4.3% | 0.1% |
| FAIRWINDS CREDIT UNION | $3,080,000 | $770,000 | -75.0% | 0.1% |
| AMERICAN BANCSHARES MORTGAGE | $280,000 | $765,000 | 173.2% | 0.1% |
| Old Missouri Bank | $765,000 | n/a | 0.1% | |
| RADIUS FINANCIAL GROUP INC. | $765,000 | n/a | 0.1% | |
| United Community Bank | $880,000 | $755,000 | -14.2% | 0.1% |
| ARC HOME LLC | $195,000 | $740,000 | 279.5% | 0.1% |
| Ardent Federal Credit Union | $740,000 | n/a | 0.1% | |
| Union Savings Bank | $2,245,000 | $740,000 | -67.0% | 0.1% |
| NEXERA HOLDING LLC | $165,000 | $735,000 | 345.5% | 0.1% |
| NVR Mortgage Finance, Inc. | $725,000 | n/a | 0.1% | |
| Figure Lending LLC | $610,000 | $720,000 | 18.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $135,000 | $705,000 | 422.2% | 0.1% |
| Bethpage Federal Credit Union | $475,000 | $685,000 | 44.2% | 0.1% |
| MY MORTGAGE, INC. | $600,000 | $680,000 | 13.3% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $330,000 | $680,000 | 106.1% | 0.1% |
| Bell Bank | $795,000 | $675,000 | -15.1% | 0.1% |
| Midwest Bank | $675,000 | n/a | 0.1% | |
| GREENSTATE CREDIT UNION | $615,000 | $670,000 | 8.9% | 0.1% |
| PULTE MORTGAGE LLC | $670,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $1,765,000 | $670,000 | -62.0% | 0.1% |
| Center City Mortgage and Investments LLC | $655,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $640,000 | n/a | 0.1% | |
| TOTAL MORTGAGE SERVICES, LLC | $640,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $315,000 | $635,000 | 101.6% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $145,000 | $635,000 | 337.9% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $1,180,000 | $630,000 | -46.6% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $430,000 | $620,000 | 44.2% | 0.1% |
| East Coast Capital Corp. | $600,000 | n/a | 0.0% | |
| The Dart Bank | $600,000 | n/a | 0.0% | |
| CENTRAL ONE FEDERAL CREDIT UNION | $595,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $670,000 | $595,000 | -11.2% | 0.0% |
| Hometown Equity Mortgage, LLC | $945,000 | $585,000 | -38.1% | 0.0% |
| Johnson Bank | $265,000 | $580,000 | 118.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $920,000 | $570,000 | -38.0% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $285,000 | $570,000 | 100.0% | 0.0% |
| MILEND, INC. | $565,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $560,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $560,000 | n/a | 0.0% | |
| EMM LOANS LLC | $555,000 | n/a | 0.0% | |
| CEDAR FALLS COMMUNITY CREDIT UNION | $550,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $550,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $370,000 | $550,000 | 48.6% | 0.0% |
| SWBC MORTGAGE CORPORATION | $650,000 | $545,000 | -16.2% | 0.0% |
| TJC Mortgage, Inc. | $580,000 | $530,000 | -8.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $395,000 | $515,000 | 30.4% | 0.0% |
| Univest Bank and Trust Co. | $515,000 | n/a | 0.0% | |
| Woodford State Bank | $515,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $510,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $455,000 | $505,000 | 11.0% | 0.0% |
| Northpointe Bank | $295,000 | $505,000 | 71.2% | 0.0% |
| PLANET HOME LENDING, LLC | $265,000 | $505,000 | 90.6% | 0.0% |
| Strong Home Mortgage, LLC | $655,000 | $505,000 | -22.9% | 0.0% |
| Merchants Mortgage & Trust Corporation | $495,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $485,000 | n/a | 0.0% | |
| Flanagan State Bank | $485,000 | n/a | 0.0% | |
| BOKF | $585,000 | $480,000 | -17.9% | 0.0% |
| NJ LENDERS CORP. | $655,000 | $480,000 | -26.7% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $475,000 | n/a | 0.0% | |
| Towne Bank | $690,000 | $470,000 | -31.9% | 0.0% |
| Manasquan Bank | $465,000 | n/a | 0.0% | |
| IAA Credit Union | $255,000 | $460,000 | 80.4% | 0.0% |
| LENDSURE MORTGAGE CORP. | $465,000 | $460,000 | -1.1% | 0.0% |
| HOMESTEAD FUNDING CORP. | $455,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $285,000 | $450,000 | 57.9% | 0.0% |
| CLIFFCO, INC. | $445,000 | n/a | 0.0% | |
| FIRST COMMUNITY | $445,000 | n/a | 0.0% | |
| City Lending Inc. | $435,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $515,000 | $435,000 | -15.5% | 0.0% |
| CAPITAL CENTER, L.L.C. | $430,000 | n/a | 0.0% | |
| The Federal Savings Bank | $2,805,000 | $430,000 | -84.7% | 0.0% |
| ADDITION FINANCIAL | $425,000 | n/a | 0.0% | |
| NMSI, INC. | $425,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $325,000 | $415,000 | 27.7% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $265,000 | $415,000 | 56.6% | 0.0% |
| Alerus Financial | $410,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $380,000 | $410,000 | 7.9% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $405,000 | n/a | 0.0% | |
| METROPLEX MORTGAGE SERVICES, INC. | $215,000 | $400,000 | 86.0% | 0.0% |
| US MORTGAGE CORPORATION | $235,000 | $400,000 | 70.2% | 0.0% |
| Alcova Mortgage LLC | $395,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $395,000 | n/a | 0.0% | |
| MICHIGAN FIRST CREDIT UNION | $230,000 | $395,000 | 71.7% | 0.0% |
| Commerce Home Mortgage, Inc. | $620,000 | $390,000 | -37.1% | 0.0% |
| Advance Financial Group, LLC | $385,000 | n/a | 0.0% | |
| EASTMAN | $65,000 | $385,000 | 492.3% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $385,000 | n/a | 0.0% | |
| USF Federal Credit Union | $130,000 | $385,000 | 196.2% | 0.0% |
| AMERICAN FINANCING CORPORATION | $380,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $235,000 | $380,000 | 61.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $195,000 | $370,000 | 89.7% | 0.0% |
| Southern States Bank | $365,000 | n/a | 0.0% | |
| TOWER | $125,000 | $365,000 | 192.0% | 0.0% |
| Vellum Mortgage, Inc. | $725,000 | $365,000 | -49.7% | 0.0% |
| Baxter Credit Union | $705,000 | $355,000 | -49.6% | 0.0% |
| Farmers Bank & Trust | $325,000 | $355,000 | 9.2% | 0.0% |
| INB | $355,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $415,000 | $355,000 | -14.5% | 0.0% |
| AXIA FINANCIAL, LLC | $345,000 | n/a | 0.0% | |
| HANSCOM | $345,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $345,000 | n/a | 0.0% | |
| Pinnacle Bank | $345,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $215,000 | $340,000 | 58.1% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $335,000 | n/a | 0.0% | |
| GENERAL ELECTRIC CREDIT UNION | $495,000 | $335,000 | -32.3% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $335,000 | n/a | 0.0% | |
| Peoples Bank | $335,000 | n/a | 0.0% | |
| Terre Haute Savings Bank | $335,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $650,000 | $335,000 | -48.5% | 0.0% |
| Access Bank | $325,000 | n/a | 0.0% | |
| GVC MORTGAGE, INC. | $325,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $325,000 | n/a | 0.0% | |
| Somerville Bank | $325,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $420,000 | $325,000 | -22.6% | 0.0% |
| UNITED MORTGAGE CORP | $325,000 | n/a | 0.0% | |
| STAUNTON FINANCIAL, INC. | $315,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $145,000 | $315,000 | 117.2% | 0.0% |
| WesBanco | $315,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $55,000 | $310,000 | 463.6% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $1,790,000 | $305,000 | -83.0% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $245,000 | $305,000 | 24.5% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $305,000 | n/a | 0.0% | |
| Stillman Bank | $305,000 | n/a | 0.0% | |
| Capital City Bank | $250,000 | $300,000 | 20.0% | 0.0% |
| State Department Federal Credit Union | $300,000 | n/a | 0.0% | |
| 1ST FINANCIAL, INC. | $295,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $770,000 | $295,000 | -61.7% | 0.0% |
| GTE Federal Credit Union | $1,065,000 | $295,000 | -72.3% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| Independent Bank | $295,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $295,000 | n/a | 0.0% | |
| OCMBC, INC. | $740,000 | $295,000 | -60.1% | 0.0% |
| BAYER HERITAGE | $285,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $285,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $775,000 | $285,000 | -63.2% | 0.0% |
| OAKTREE FUNDING CORP. | $215,000 | $285,000 | 32.6% | 0.0% |
| Portage Community Bank | $700,000 | $285,000 | -59.3% | 0.0% |
| Summit Credit Union | $1,010,000 | $285,000 | -71.8% | 0.0% |
| CANOPY MORTGAGE, LLC | $280,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $95,000 | $280,000 | 194.7% | 0.0% |
| Associated Credit Union | $275,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $3,495,000 | $275,000 | -92.1% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| Northwest Bank | $275,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $275,000 | n/a | 0.0% | |
| UNITED | $570,000 | $275,000 | -51.8% | 0.0% |
| RESIDENTIAL BANCORP | $270,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $205,000 | $265,000 | 29.3% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $265,000 | n/a | 0.0% | |
| FIRST SAVINGS MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| MJW Financial LLC | $265,000 | n/a | 0.0% | |
| Navigant Credit Union | $25,000 | $265,000 | 960.0% | 0.0% |
| NBH Bank | $265,000 | n/a | 0.0% | |
| Armed Forces Bank | $255,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $305,000 | $255,000 | -16.4% | 0.0% |
| Goldwater Bank, N.A. | $480,000 | $255,000 | -46.9% | 0.0% |
| Natbank | $255,000 | n/a | 0.0% | |
| Residential Acceptance Corporation | $255,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $1,270,000 | $245,000 | -80.7% | 0.0% |
| ATLANTA POSTAL | $245,000 | n/a | 0.0% | |
| Bangor Savings Bank | $245,000 | n/a | 0.0% | |
| Bank of Farmington | $245,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $300,000 | $245,000 | -18.3% | 0.0% |
| National Bank of St. Anne | $235,000 | $245,000 | 4.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $95,000 | $240,000 | 152.6% | 0.0% |
| Gate City Bank | $235,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $235,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $235,000 | n/a | 0.0% | |
| Old Plank Trail Community Bank | $235,000 | n/a | 0.0% | |
| PARK SQUARE HOME MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $635,000 | $235,000 | -63.0% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $230,000 | n/a | 0.0% | |
| First National Bank of America | $230,000 | n/a | 0.0% | |
| Seacoast National Bank | $1,445,000 | $230,000 | -84.1% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $475,000 | $225,000 | -52.6% | 0.0% |
| ALTRA | $250,000 | $225,000 | -10.0% | 0.0% |
| Countybank | $225,000 | n/a | 0.0% | |
| CREDIT UNION OF GEORGIA | $245,000 | $225,000 | -8.2% | 0.0% |
| Nations Lending Corporation | $675,000 | $225,000 | -66.7% | 0.0% |
| SOUTHWEST FUNDING, LP | $225,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $215,000 | n/a | 0.0% | |
| Brighton Bank | $215,000 | n/a | 0.0% | |
| Busey Bank | $335,000 | $215,000 | -35.8% | 0.0% |
| AFFINITY | $815,000 | $205,000 | -74.8% | 0.0% |
| Bank First, N.A. | $205,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $435,000 | $205,000 | -52.9% | 0.0% |
| CORNING | $175,000 | $205,000 | 17.1% | 0.0% |
| Customers Bank | $205,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $205,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $750,000 | $205,000 | -72.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $195,000 | n/a | 0.0% | |
| Gateway First Bank | $485,000 | $195,000 | -59.8% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $195,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $195,000 | n/a | 0.0% | |
| Texas Capital Bank | $195,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $195,000 | n/a | 0.0% | |
| Dacotah Bank | $185,000 | $185,000 | 0.0% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $185,000 | n/a | 0.0% | |
| SUFFOLK | $185,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $185,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $435,000 | $170,000 | -60.9% | 0.0% |
| Easthampton Savings Bank | $165,000 | n/a | 0.0% | |
| Elizabethton Federal Savings Bank | $165,000 | n/a | 0.0% | |
| MORTGAGE MARKETS CUSO, LLC | $165,000 | n/a | 0.0% | |
| Sunflower Bank | $165,000 | n/a | 0.0% | |
| The Central Trust Bank | $1,100,000 | $165,000 | -85.0% | 0.0% |
| YNB | $165,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| First American Bank | $155,000 | n/a | 0.0% | |
| First National Bank of Pennsylvania | $195,000 | $155,000 | -20.5% | 0.0% |
| First Reliance Bank | $155,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $155,000 | n/a | 0.0% | |
| York Traditions Bank | $155,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $105,000 | $150,000 | 42.9% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $995,000 | $145,000 | -85.4% | 0.0% |
| American Bank and Trust Company | $135,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $135,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| Synovus Bank | $1,830,000 | $130,000 | -92.9% | 0.0% |
| EVANSVILLE TEACHERS | $125,000 | n/a | 0.0% | |
| GMFS LLC | $185,000 | $125,000 | -32.4% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| Old National Bank | $275,000 | $125,000 | -54.5% | 0.0% |
| Sandy Spring Bank | $125,000 | n/a | 0.0% | |
| Think Mutual Bank | $355,000 | $120,000 | -66.2% | 0.0% |
| Tyndall Federal Credit Union | $115,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $1,515,000 | $115,000 | -92.4% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $360,000 | $105,000 | -70.8% | 0.0% |
| GEORGIA'S OWN | $105,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $245,000 | $105,000 | -57.1% | 0.0% |
| Deere Employees Credit Union | $95,000 | n/a | 0.0% | |
| HomeTrust Bank | $95,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $1,180,000 | $95,000 | -91.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $95,000 | n/a | 0.0% | |
| The Old Point National Bank of Phoebus | $95,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $155,000 | $85,000 | -45.2% | 0.0% |
| Bank OZK | $80,000 | n/a | 0.0% | |
| Coastal Community Bank | $190,000 | $80,000 | -57.9% | 0.0% |
| Credit Union 1 | $75,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $75,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $1,475,000 | $75,000 | -94.9% | 0.0% |
| LOANPAL, LLC | $150,000 | $65,000 | -56.7% | 0.0% |
| SunState Federal Credit Union | $65,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $465,000 | $55,000 | -88.2% | 0.0% |
| SPACE COAST Credit Union | $780,000 | $55,000 | -92.9% | 0.0% |
| SPRING EQ, LLC | $310,000 | $55,000 | -82.3% | 0.0% |
| ACHIEVA CREDIT UNION | $85,000 | $35,000 | -58.8% | 0.0% |
| TEACHERS | $165,000 | $35,000 | -78.8% | 0.0% |
| FRANKLIN MINT | $25,000 | n/a | 0.0% |
THE VILLAGES's top lender by overall market share is Citizens First Bank, with 35.4% market share. In second place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $63,450,000 in loans. In third place, with 5.0%, is QUICKEN LOANS, LLC, having originated $61,250,000 in loans. In fourth place, with 3.1%, is BERKELEY POINT CAPITAL LLC, having originated $37,545,000 in loans. In fifth place, with 3.1%, is WALKER & DUNLOP, LLC, having originated $37,505,000 in loans.
THE VILLAGES Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - THE VILLAGES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $262,423 (5.4%) | $342,731 (8.8%) | 0.97 | 340 |
| 2018-02-01 | $259,925 (4.0%) | $350,017 (12.5%) | 0.94 | 351 |
| 2018-03-01 | $274,950 (10.2%) | $367,858 (18.5%) | 0.96 | 346 |
| 2018-04-01 | $269,724 (7.9%) | $381,518 (21.3%) | 0.91 | 335 |
| 2018-05-01 | $276,438 (10.6%) | $381,832 (17.9%) | 0.92 | 375 |
| 2018-06-01 | $274,950 (10.3%) | $380,131 (18.9%) | 0.92 | 352 |
| 2018-07-01 | $267,000 (6.8%) | $373,582 (14.1%) | 0.89 | 344 |
| 2018-08-01 | $269,000 (2.1%) | $391,037 (17.5%) | 0.90 | 342 |
| 2018-09-01 | $259,800 (-3.0%) | $366,910 (8.8%) | 0.87 | 349 |
| 2018-10-01 | $258,350 (-5.1%) | $373,714 (8.8%) | 0.88 | 354 |
| 2018-11-01 | $263,000 (-2.6%) | $366,705 (5.8%) | 0.89 | 371 |
| 2018-12-01 | $274,500 (5.6%) | $375,728 (12.4%) | 0.95 | 404 |
| 2019-01-01 | $267,624 (2.0%) | $359,391 (4.9%) | 0.92 | 406 |
| 2019-02-01 | $260,574 (0.3%) | $351,510 (0.4%) | 0.88 | 405 |
| 2019-03-01 | $260,708 (-5.2%) | $349,358 (-5.0%) | 0.85 | 395 |
| 2019-04-01 | $260,080 (-3.6%) | $347,421 (-8.9%) | 0.83 | 398 |
| 2019-05-01 | $269,575 (-2.5%) | $346,906 (-9.2%) | 0.84 | 375 |
| 2019-06-01 | $270,000 (-1.8%) | $350,355 (-7.8%) | 0.84 | 352 |
| 2019-07-01 | $272,450 (2.0%) | $322,387 (-13.7%) | 0.85 | 322 |
| 2019-08-01 | $277,609 (3.2%) | $322,227 (-17.6%) | 0.88 | 321 |
| 2019-09-01 | $284,523 (9.5%) | $328,185 (-10.6%) | 0.91 | 306 |
| 2019-10-01 | $289,132 (11.9%) | $332,987 (-10.9%) | 0.93 | 298 |
| 2019-11-01 | $289,900 (10.2%) | $348,575 (-4.9%) | 0.95 | 307 |
| 2019-12-01 | $289,900 (5.6%) | $336,898 (-10.3%) | 0.97 | 307 |
| 2020-01-01 | $293,125 (9.5%) | $344,111 (-4.3%) | 0.98 | 344 |
| 2020-02-01 | $299,700 (15.0%) | $348,589 (-0.8%) | 0.98 | 369 |
| 2020-03-01 | $299,950 (15.1%) | $351,248 (0.5%) | 0.94 | 384 |
| 2020-04-01 | $297,000 (14.2%) | $351,218 (1.1%) | 0.93 | 428 |
| 2020-05-01 | $295,000 (9.4%) | $345,938 (-0.3%) | 0.90 | 434 |
| 2020-06-01 | $296,950 (10.0%) | $347,885 (-0.7%) | 0.87 | 440 |
| 2020-07-01 | $289,900 (6.4%) | $345,464 (7.2%) | 0.84 | 458 |
| 2020-08-01 | $299,900 (8.0%) | $361,028 (12.0%) | 0.86 | 456 |
| 2020-09-01 | $304,175 (6.9%) | $366,516 (11.7%) | 0.87 | 448 |
| 2020-10-01 | $299,124 (3.5%) | $364,276 (9.4%) | 0.86 | 473 |
| 2020-11-01 | $294,900 (1.7%) | $358,737 (2.9%) | 0.86 | 464 |
| 2020-12-01 | $289,410 (-0.2%) | $348,952 (3.6%) | 0.86 | 437 |
| 2021-01-01 | $298,900 (2.0%) | $352,201 (2.4%) | 0.89 | 382 |
| 2021-02-01 | $299,900 (0.1%) | $356,323 (2.2%) | 0.87 | 301 |
| 2021-03-01 | $307,950 (2.7%) | $373,571 (6.4%) | 0.87 | 254 |
| 2021-04-01 | $314,675 (6.0%) | $376,834 (7.3%) | 0.85 | 205 |
| 2021-05-01 | $335,000 (13.6%) | $410,343 (18.6%) | 0.89 | 161 |
| 2021-06-01 | $339,450 (14.3%) | $460,848 (32.5%) | 0.89 | 126 |
| 2021-07-01 | $360,000 (24.2%) | $449,490 (30.1%) | 0.95 | 142 |
| 2021-08-01 | $362,475 (20.9%) | $469,082 (29.9%) | 0.97 | 155 |
| 2021-09-01 | $361,225 (18.8%) | $488,773 (33.4%) | 0.96 | 165 |
| 2021-10-01 | $359,900 (20.3%) | $478,679 (31.4%) | 0.96 | 177 |
| 2021-11-01 | $364,413 (23.6%) | $501,242 (39.7%) | 0.97 | 152 |
| 2021-12-01 | $383,725 (32.6%) | $504,945 (44.7%) | 1.04 | 154 |
| 2022-01-01 | $395,000 (32.2%) | $501,757 (42.5%) | 1.07 | 140 |
| 2022-02-01 | $410,000 (36.7%) | $505,831 (42.0%) | 1.07 | 141 |
| 2022-03-01 | $429,975 (39.6%) | $541,056 (44.8%) | 1.08 | 165 |
| 2022-04-01 | $429,900 (36.6%) | $547,594 (45.3%) | 1.02 | 174 |
| 2022-05-01 | $419,950 (25.4%) | $532,557 (29.8%) | 0.96 | 209 |
| 2022-06-01 | $424,925 (25.2%) | $509,924 (10.7%) | 0.95 | 271 |
| 2022-07-01 | $424,900 (18.0%) | $507,957 (13.0%) | 0.96 | 318 |
| 2022-08-01 | $416,950 (15.0%) | $503,175 (7.3%) | 0.96 | 320 |
| 2022-09-01 | $419,450 (16.1%) | $506,342 (3.6%) | 0.98 | 336 |
| 2022-10-01 | $405,000 (12.5%) | $490,075 (2.4%) | 0.95 | 377 |
| 2022-11-01 | $405,100 (11.2%) | $488,305 (-2.6%) | 0.97 | 395 |
| 2022-12-01 | $410,000 (6.9%) | $488,736 (-3.2%) | 1.01 | 409 |
| 2023-01-01 | $421,000 (6.6%) | $492,003 (-1.9%) | 1.04 | 385 |
| 2023-02-01 | $419,950 (2.4%) | $485,598 (-4.0%) | 1.01 | 398 |
| 2023-03-01 | $419,950 (-2.3%) | $487,409 (-9.9%) | 0.99 | 399 |
| 2023-04-01 | $399,900 (-7.0%) | $467,900 (-14.6%) | 0.93 | 416 |
| 2023-05-01 | $399,375 (-4.9%) | $468,402 (-12.1%) | 0.91 | 414 |
| 2023-06-01 | $397,450 (-6.5%) | $470,274 (-7.8%) | 0.89 | 427 |
| 2023-07-01 | $399,900 (-5.9%) | $470,940 (-7.3%) | 0.91 | 402 |
| 2023-08-01 | $401,192 (-3.8%) | $484,568 (-3.7%) | 0.92 | 384 |
| 2023-09-01 | $398,950 (-4.9%) | $487,086 (-3.8%) | 0.93 | 367 |
| 2023-10-01 | $399,900 (-1.3%) | $491,546 (0.3%) | 0.94 | 393 |
| 2023-11-01 | $396,163 (-2.2%) | $478,541 (-2.0%) | 0.94 | 429 |
| 2023-12-01 | $390,000 (-4.9%) | $480,981 (-1.6%) | 0.95 | 436 |
| 2024-01-01 | $393,125 (-6.6%) | $480,204 (-2.4%) | 0.96 | 481 |
| 2024-02-01 | $392,000 (-6.7%) | $481,281 (-0.9%) | 0.94 | 466 |
| 2024-03-01 | $379,900 (-9.5%) | $471,553 (-3.3%) | 0.89 | 455 |
| 2024-04-01 | $385,800 (-3.5%) | $464,394 (-0.8%) | 0.90 | 484 |
| 2024-05-01 | $382,000 (-4.4%) | $462,835 (-1.2%) | 0.86 | 541 |
| 2024-06-01 | $374,374 (-5.8%) | $451,288 (-4.0%) | 0.84 | 563 |
| 2024-07-01 | $377,000 (-5.7%) | $441,958 (-6.2%) | 0.86 | 583 |
| 2024-08-01 | $374,800 (-6.6%) | $436,788 (-9.9%) | 0.87 | 615 |
| 2024-09-01 | $375,448 (-5.9%) | $445,098 (-8.6%) | 0.88 | 645 |
| 2024-10-01 | $390,175 (-2.4%) | $461,532 (-6.1%) | 0.92 | 641 |
| 2024-11-01 | $389,000 (-1.8%) | $465,034 (-2.8%) | 0.93 | 637 |
| 2024-12-01 | $385,000 (-1.3%) | $455,953 (-5.2%) | 0.96 | 625 |
THE VILLAGES's median listing price for 2024-12-01 was $385,000, a difference of
$-5,000
(-1.3%) versus the prior year and
$-4,000 versus the prior month.
THE VILLAGES's median listing price comes in at 96% of the national average.
THE VILLAGES's average listing price for 2024-12-01 was $455,953, a difference of $-25,028 (-5.2%) versus the prior year and $-9,081 versus the prior month.
For the 2024-12-01 period, THE VILLAGES had 625 MLS listings, a difference of -12 listings (-2%) versus the prior month and 189 listings (43%) versus the prior year.
THE VILLAGES's median listing price comes in at 96% of the national average.
THE VILLAGES's average listing price for 2024-12-01 was $455,953, a difference of $-25,028 (-5.2%) versus the prior year and $-9,081 versus the prior month.
For the 2024-12-01 period, THE VILLAGES had 625 MLS listings, a difference of -12 listings (-2%) versus the prior month and 189 listings (43%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - THE VILLAGES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 69 days | 1,712 sqft |
| 2018-02-01 | 63 days | 1,756 sqft |
| 2018-03-01 | 52 days | 1,857 sqft |
| 2018-04-01 | 56 days | 1,826 sqft |
| 2018-05-01 | 52 days | 1,846 sqft |
| 2018-06-01 | 58 days | 1,806 sqft |
| 2018-07-01 | 67 days | 1,775 sqft |
| 2018-08-01 | 66 days | 1,768 sqft |
| 2018-09-01 | 60 days | 1,672 sqft |
| 2018-10-01 | 59 days | 1,672 sqft |
| 2018-11-01 | 67 days | 1,726 sqft |
| 2018-12-01 | 65 days | 1,795 sqft |
| 2019-01-01 | 68 days | 1,795 sqft |
| 2019-02-01 | 66 days | 1,740 sqft |
| 2019-03-01 | 59 days | 1,762 sqft |
| 2019-04-01 | 62 days | 1,684 sqft |
| 2019-05-01 | 67 days | 1,653 sqft |
| 2019-06-01 | 65 days | 1,648 sqft |
| 2019-07-01 | 57 days | 1,624 sqft |
| 2019-08-01 | 58 days | 1,645 sqft |
| 2019-09-01 | 61 days | 1,677 sqft |
| 2019-10-01 | 64 days | 1,698 sqft |
| 2019-11-01 | 53 days | 1,657 sqft |
| 2019-12-01 | 57 days | 1,652 sqft |
| 2020-01-01 | 55 days | 1,673 sqft |
| 2020-02-01 | 49 days | 1,656 sqft |
| 2020-03-01 | 47 days | 1,728 sqft |
| 2020-04-01 | 53 days | 1,725 sqft |
| 2020-05-01 | 60 days | 1,685 sqft |
| 2020-06-01 | 67 days | 1,673 sqft |
| 2020-07-01 | 57 days | 1,673 sqft |
| 2020-08-01 | 53 days | 1,736 sqft |
| 2020-09-01 | 52 days | 1,757 sqft |
| 2020-10-01 | 53 days | 1,715 sqft |
| 2020-11-01 | 48 days | 1,673 sqft |
| 2020-12-01 | 53 days | 1,661 sqft |
| 2021-01-01 | 63 days | 1,673 sqft |
| 2021-02-01 | 51 days | 1,673 sqft |
| 2021-03-01 | 44 days | 1,649 sqft |
| 2021-04-01 | 42 days | 1,641 sqft |
| 2021-05-01 | 36 days | 1,673 sqft |
| 2021-06-01 | 36 days | 1,718 sqft |
| 2021-07-01 | 41 days | 1,760 sqft |
| 2021-08-01 | 40 days | 1,739 sqft |
| 2021-09-01 | 41 days | 1,742 sqft |
| 2021-10-01 | 39 days | 1,742 sqft |
| 2021-11-01 | 40 days | 1,751 sqft |
| 2021-12-01 | 57 days | 1,746 sqft |
| 2022-01-01 | 50 days | 1,736 sqft |
| 2022-02-01 | 35 days | 1,780 sqft |
| 2022-03-01 | 33 days | 1,748 sqft |
| 2022-04-01 | 33 days | 1,692 sqft |
| 2022-05-01 | 30 days | 1,690 sqft |
| 2022-06-01 | 30 days | 1,670 sqft |
| 2022-07-01 | 37 days | 1,628 sqft |
| 2022-08-01 | 41 days | 1,613 sqft |
| 2022-09-01 | 49 days | 1,656 sqft |
| 2022-10-01 | 52 days | 1,624 sqft |
| 2022-11-01 | 56 days | 1,670 sqft |
| 2022-12-01 | 60 days | 1,639 sqft |
| 2023-01-01 | 66 days | 1,642 sqft |
| 2023-02-01 | 64 days | 1,608 sqft |
| 2023-03-01 | 46 days | 1,646 sqft |
| 2023-04-01 | 45 days | 1,626 sqft |
| 2023-05-01 | 43 days | 1,606 sqft |
| 2023-06-01 | 44 days | 1,618 sqft |
| 2023-07-01 | 54 days | 1,641 sqft |
| 2023-08-01 | 62 days | 1,644 sqft |
| 2023-09-01 | 61 days | 1,641 sqft |
| 2023-10-01 | 56 days | 1,610 sqft |
| 2023-11-01 | 49 days | 1,559 sqft |
| 2023-12-01 | 56 days | 1,559 sqft |
| 2024-01-01 | 60 days | 1,582 sqft |
| 2024-02-01 | 55 days | 1,607 sqft |
| 2024-03-01 | 53 days | 1,560 sqft |
| 2024-04-01 | 50 days | 1,576 sqft |
| 2024-05-01 | 43 days | 1,540 sqft |
| 2024-06-01 | 50 days | 1,538 sqft |
| 2024-07-01 | 59 days | 1,554 sqft |
| 2024-08-01 | 58 days | 1,561 sqft |
| 2024-09-01 | 62 days | 1,563 sqft |
| 2024-10-01 | 64 days | 1,603 sqft |
| 2024-11-01 | 70 days | 1,602 sqft |
| 2024-12-01 | 69 days | 1,600 sqft |
THE VILLAGES's median listing age (time on market) for 2024-12-01 was 69 days.
This
is 24%
longer
than the same period one year ago.
THE VILLAGES's median square footage for active listings during the 2024-12-01 period was 1,600 sqft. One year prior, the average listing was 1,559 sqft.
THE VILLAGES's median square footage for active listings during the 2024-12-01 period was 1,600 sqft. One year prior, the average listing was 1,559 sqft.
THE VILLAGES, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,121 | $998,075,000 | $319,793 |
| Other | 340 | $37,650,000 | $110,735 |
| Cash Out Refi | 338 | $109,280,000 | $323,314 |
| Refi | 256 | $59,630,000 | $232,930 |
| Home Improvement | 208 | $20,960,000 | $100,769 |
The Villages's most frequently cited loan purpose was Home Purchase, with 3,121 originations. The 2nd most popular reason was Other, with 340 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,750 | $539,640,000 | $308,366 |
| 7-8% | 1,297 | $358,495,000 | $276,403 |
| Over 8% | 612 | $117,360,000 | $191,765 |
| 5-6% | 455 | $170,745,000 | $375,264 |
| 4-5% | 85 | $22,345,000 | $262,882 |
| <2.5% | 13 | $695,000 | $53,462 |
| 3-4% | 5 | $1,165,000 | $233,000 |
During 2024, The Villages's most frequently originated rate bucket was 6-7%, with 1,750 originations.
Loan Sizing (THE VILLAGES, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,034 | $576,100,000 | $283,235 |
| $100k-200k | 978 | $144,210,000 | $147,454 |
| $100,000 or less | 568 | $32,810,000 | $57,764 |
| $400k-600k | 500 | $236,950,000 | $473,900 |
| $600k-1000k | 172 | $121,820,000 | $708,256 |
| $Over $1MM | 11 | $113,705,000 | $10,336,818 |
THE VILLAGES's loan sizing saw the bucket of loans from $200k-400k with 2,034 originations, totaling $576,100,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,355 | $478,835,000 | $353,384 |
| 80-100% | 1,144 | $393,540,000 | $344,003 |
| 40-60% | 605 | $207,145,000 | $342,388 |
| 20-40% | 548 | $77,210,000 | $140,894 |
| Under 20% | 493 | $30,535,000 | $61,937 |
| Over 100% | 32 | $12,750,000 | $398,438 |
THE VILLAGES's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,355 originations, totaling $478,835,000 in origination value.