LAWTON Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lawton averaged 7.21% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 7.38% and one month ago for the week of 2023-10-26, the average rate was 7.98%.

    Lawton's average rate one year ago was 6.47%.

    For refis of the same type during the week of 2023-11-30, the average rate was 7.72%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Lawton 30 Year Fixed Rate 2023-11-30 7.21%
    Lawton 30 Year Fixed Rate Refi 2023-11-30 7.72%
    Lawton 15 Year Fixed Rate 2023-11-30 7.03%
    Lawton 15 Year Fixed Rate Refi 2023-11-30 6.86%
    Lawton 30 Year FHA 2023-11-30 6.71%
    Lawton 30 Year FHA Refi 2023-11-30 6.95%
    Lawton 30 Year USDA 2023-11-30 7.2%
    Lawton 30 Year USDA Refi 2023-11-30 7.2%
    Lawton 30 Year VA 2023-11-30 6.48%
    Lawton 30 Year VA Refi 2023-11-30 6.97%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAWTON, OK.

    LAWTON Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAWTON, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Arvest Bank 43 4.34% $4,945
    First United Bank and Trust Company 41 4.92% $4,648
    Mortgage Research Center, LLC 27 5.36% $3,374
    QUICKEN LOANS, LLC 24 5.41% $5,889
    NAVY FEDERAL CREDIT UNION 21 5.12% $3,105
    PRIMELENDING, A PLAINSCAPITAL COMPANY 18 5.60% $4,499
    BancFirst 15 4.77% $4,779
    EVERETT FINANCIAL, INC. 13 6.22% $2,358
    Gateway First Bank 11 4.85% $4,402
    BOKF 10 5.48% $3,940
    Wells Fargo Bank 10 4.83% $4,155
    AMERISAVE MORTGAGE CORPORATION 8 4.44% $6,095
    Network Funding, L.P. 8 5.16% $6,345
    FORT SILL 6 4.25% $4,021
    LOANDEPOT.COM, LLC 6 4.39% $6,484
    U.S. Bank 5 4.45% $4,923
    CARDINAL FINANCIAL 5 5.47% $4,911
    JPMorgan Chase Bank 4 4.78% $2,632
    Flagstar Bank, FSB 4 4.29% $4,906
    Stifel Bank and Trust 4 3.13% $3,876
    Paramount Residential Mortgage Group, Inc. 4 4.78% $4,155
    GUARANTEED RATE, INC. 4 5.40% $4,787
    COMMUNICATION 3 5.54% $4,428
    UNITED WHOLESALE MORTGAGE, LLC 3 5.18% $8,712
    MID AMERICA MORTGAGE, INC. 3 4.92% $4,454
    BROKER SOLUTIONS, INC. 3 5.54% $4,822
    PENNYMAC LOAN SERVICES, LLC 3 4.08% $7,133
    SWBC MORTGAGE CORPORATION 3 6.13% $3,217
    Mr. Cooper ( Nationstar Mortgage ) 3 4.50% $5,655
    Bank of America 2 3.81% $4,990
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.50% $3,056
    ASSOCIATED MORTGAGE CORPORATION 2 6.19% $8,323
    CALIBER HOME LOANS, INC. 2 3.93% $5,874
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.68% $4,830
    FLAT BRANCH MORTGAGE, INC. 2 6.31% $5,565
    Great Plains National Bank 2 4.69% $4,122
    INTERLINC MORTGAGE SERVICES, LLC 2 5.19% $4,804
    NBKC BANK 2 4.69% $4,307
    RCB Bank 2 5.75% $4,219
    UNION HOME MORTGAGE CORP. 2 5.56% $4,166
    USAA Federal Savings Bank 2 6.56% $4,989
    First Financial Bank 1 5.38% $6,491
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.88% $5,127
    GRANITE FEDERAL CREDIT UNION 1 4.99% $3,645
    United Fidelity Funding Corp. 1 4.63% $5,215
    Great Southern Bank 1 3.75% $3,197
    FirstBank 1 3.99% $5,204
    GUARANTY HOME MORTGAGE CORPORATION 1 5.63% $3,150
    GUILD MORTGAGE COMPANY 1 3.50% $3,839
    Hometown Lenders, Inc. 1 7.63% $4,494
    American Mortgage Bank, LLC 1 4.75% $4,211
    Ixonia Bank 1 6.13% $4,696
    FIRST AMERICAN MORTGAGE, INC. 1 4.50% $4,544
    KELLER MORTGAGE, LLC 1 4.75% $3,193
    KeyBank 1 5.00% $4,463
    DUPACO COMMUNITY 1 4.88% $4,507
    LOANPAL, LLC 1 3.38% $5,424
    Discover Bank 1 6.74% $0
    Mortgage Investment Services Corporation 1 4.25% $3,825
    CORNERSTONE HOME LENDING, INC. 1 5.75% $3,576
    Colonial Savings, F.A. 1 6.00% $8,354
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.00% $6,597
    City Bank 1 5.38% $3,698
    WEOKIE 1 6.13% $2,850
    Citadel Servicing Corporation 1 11.00% $12,765
    NEWREZ LLC 1 7.38% $4,097
    NFM, INC. 1 9.25% $6,574
    North American Savings Bank, F.S.B. 1 6.13% $8,165
    CHURCHILL MORTGAGE CORPORATION 1 4.63% $4,603
    BETTER MORTGAGE CORPORATION 1 2.88% $1,749
    PENTAGON FEDERAL CREDIT UNION 1 4.38% $6,963
    PHH Mortgage Corporation 1 3.88% $5,365
    BAY EQUITY LLC 1 3.88% $3,473
    Prosperity Home Mortgage, LLC 1 4.00% $2,974
    American Bank of Oklahoma 1 5.13% $3,530
    AMERICAN FINANCING CORPORATION 1 3.63% $4,980
    ROYAL UNITED MORTGAGE LLC 1 4.13% $6,849
    SIRVA MORTGAGE, INC. 1 7.63% $1,190
    Austin Capital Bank SSB 1 6.63% $9,084
    Stride Bank 1 6.25% $4,733
    Strong Home Mortgage, LLC 1 5.99% $3,949
    ASPIRE FINANCIAL, INC. 1 5.00% $3,993
    TIB The Independent Bankersbank 1 3.25% $4,056
    Tinker Federal Credit Union 1 5.63% $2,647
    AMERICAN FINANCIAL RESOURCES, INC. 1 2.99% $6,690
    First National Bank Texas 1 7.13% $7,442
    First Internet Bank of Indiana 1 4.25% $4,169
    First Horizon Bank 1 4.38% $3,599
    UNION SQUARE 1 4.50% $4,321
    F & M Bank 1 5.63% $105
    First Guaranty Mortgage Corporation 1 3.50% $5,019
    FREEDOM MORTGAGE CORPORATION 1 5.38% $4,167

    LAWTON Average Closing Costs & Other Stats

    LAWTON, OK's 92 lenders originated 2,784 loans during 2022. The total origination value was $485,350,000, with an average loan value of $174,335.

    LAWTON's average closing costs are $4,792.

    The top LAWTON lender as defined by loan originations is Arvest Bank, with 43 loans originated. Their average total fees are $4,945, which is $296 higher than the next largest lender, First United Bank and Trust Company.

    The lowest fee LAWTON lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,358), NAVY FEDERAL CREDIT UNION ($3,105), Mortgage Research Center, LLC ($3,374), BOKF ($3,940) and Wells Fargo Bank ($4,155).

    The lowest rate LAWTON lenders (with over 10 loans originated) are Arvest Bank (4.34%), BancFirst (4.77%), Wells Fargo Bank (4.83%), Gateway First Bank (4.85%) and First United Bank and Trust Company (4.92%).

    LAWTON, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Mortgage Research Center, LLC $85,165,000 $71,680,000 -15.8% 14.8%
    First United Bank and Trust Company $87,130,000 $53,800,000 -38.3% 11.1%
    Arvest Bank $44,905,000 $35,695,000 -20.5% 7.4%
    BancFirst $33,415,000 $21,580,000 -35.4% 4.4%
    QUICKEN LOANS, LLC $40,130,000 $20,990,000 -47.7% 4.3%
    NAVY FEDERAL CREDIT UNION $17,530,000 $20,130,000 14.8% 4.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $10,715,000 $16,145,000 50.7% 3.3%
    Gateway First Bank $23,540,000 $13,565,000 -42.4% 2.8%
    All America Bank $14,220,000 $12,865,000 -9.5% 2.7%
    The City National Bank and Trust Company of Lawton $3,815,000 $10,335,000 170.9% 2.1%
    EVERETT FINANCIAL, INC. $4,610,000 $10,315,000 123.8% 2.1%
    USAA Federal Savings Bank $21,380,000 $10,275,000 -51.9% 2.1%
    East West Bank $9,815,000 n/a 2.0%
    ORIX REAL ESTATE CAPITAL, LLC $9,650,000 n/a 2.0%
    Liberty National Bank $12,800,000 $8,940,000 -30.2% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $4,100,000 $6,545,000 59.6% 1.3%
    FREEDOM MORTGAGE CORPORATION $33,895,000 $6,350,000 -81.3% 1.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,080,000 $6,075,000 48.9% 1.3%
    PENNYMAC LOAN SERVICES, LLC $17,220,000 $5,890,000 -65.8% 1.2%
    LOANDEPOT.COM, LLC $7,225,000 $5,470,000 -24.3% 1.1%
    AMERISAVE MORTGAGE CORPORATION $3,885,000 $5,450,000 40.3% 1.1%
    BOKF $6,705,000 $4,920,000 -26.6% 1.0%
    NEW DAY FINANCIAL, LLC $3,760,000 $4,875,000 29.7% 1.0%
    Network Funding, L.P. $5,820,000 $4,470,000 -23.2% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $6,870,000 $4,235,000 -38.4% 0.9%
    BROKER SOLUTIONS, INC. $1,835,000 $4,215,000 129.7% 0.9%
    Wells Fargo Bank $5,410,000 $3,885,000 -28.2% 0.8%
    GUARANTEED RATE, INC. $2,225,000 $3,445,000 54.8% 0.7%
    Great Southern Bank $4,775,000 $3,370,000 -29.4% 0.7%
    Paramount Residential Mortgage Group, Inc. $3,635,000 $3,280,000 -9.8% 0.7%
    The Federal Savings Bank $5,870,000 $3,155,000 -46.3% 0.7%
    CBRE MULTIFAMILY CAPITAL, INC. $2,375,000 n/a 0.5%
    CALIBER HOME LOANS, INC. $3,290,000 $2,270,000 -31.0% 0.5%
    U.S. Bank $1,425,000 $2,185,000 53.3% 0.5%
    CORNERSTONE HOME LENDING, INC. $2,140,000 $2,170,000 1.4% 0.4%
    Stifel Bank and Trust $1,785,000 $2,130,000 19.3% 0.4%
    LOANPAL, LLC $740,000 $2,020,000 173.0% 0.4%
    MID AMERICA MORTGAGE, INC. $4,165,000 $1,965,000 -52.8% 0.4%
    CIVIC FINANCIAL SERVICES, LLC $105,000 $1,945,000 1,752.4% 0.4%
    Chickasaw Community Bank $3,345,000 $1,900,000 -43.2% 0.4%
    PENTAGON FEDERAL CREDIT UNION $1,245,000 $1,720,000 38.2% 0.4%
    FLAT BRANCH MORTGAGE, INC. $2,285,000 $1,645,000 -28.0% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $595,000 $1,630,000 173.9% 0.3%
    MOVEMENT MORTGAGE, LLC $670,000 $1,595,000 138.1% 0.3%
    FORT SILL $1,745,000 $1,550,000 -11.2% 0.3%
    First Bank & Trust Co. $230,000 $1,310,000 469.6% 0.3%
    Flagstar Bank, FSB $670,000 $1,285,000 91.8% 0.3%
    Barrington Bank & Trust Company, N.A. $2,155,000 $1,220,000 -43.4% 0.3%
    COMMUNICATION $1,210,000 $1,205,000 -0.4% 0.2%
    Great Plains National Bank $1,420,000 $1,205,000 -15.1% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $670,000 $1,160,000 73.1% 0.2%
    Bank of America $960,000 $1,065,000 10.9% 0.2%
    INTERLINC MORTGAGE SERVICES, LLC $575,000 $1,030,000 79.1% 0.2%
    NBKC BANK $925,000 $1,025,000 10.8% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $620,000 $1,020,000 64.5% 0.2%
    First Merchants Bank $1,015,000 n/a 0.2%
    FirstCapital Bank of Texas $1,135,000 $1,010,000 -11.0% 0.2%
    HOME POINT FINANCIAL CORPORATION $3,700,000 $965,000 -73.9% 0.2%
    LENDINGHOME FUNDING CORPORATION $690,000 $940,000 36.2% 0.2%
    NEWREZ LLC $2,330,000 $940,000 -59.7% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $795,000 $925,000 16.4% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $220,000 $925,000 320.5% 0.2%
    Low VA Rates, LLC $3,420,000 $900,000 -73.7% 0.2%
    Stride Bank $865,000 n/a 0.2%
    Texana Bank $855,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $6,170,000 $850,000 -86.2% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $1,105,000 $815,000 -26.2% 0.2%
    JPMorgan Chase Bank $620,000 $805,000 29.8% 0.2%
    PLANET HOME LENDING, LLC $810,000 $710,000 -12.3% 0.1%
    ASSOCIATED MORTGAGE CORPORATION $425,000 $700,000 64.7% 0.1%
    Hometown Lenders, Inc. $135,000 $645,000 377.8% 0.1%
    FIRST AMERICAN MORTGAGE, INC. $1,125,000 $620,000 -44.9% 0.1%
    RED RIVER FEDERAL CREDIT UNION $400,000 $610,000 52.5% 0.1%
    The Central Trust Bank $610,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $620,000 $600,000 -3.2% 0.1%
    AMERICAN FINANCING CORPORATION $840,000 $595,000 -29.2% 0.1%
    Magnolia Bank $510,000 $580,000 13.7% 0.1%
    FINANCIAL CONCEPTS MORTGAGE, LLC $570,000 n/a 0.1%
    First National Bank Texas $570,000 n/a 0.1%
    Carrington Mortgage Services, LLC $2,425,000 $550,000 -77.3% 0.1%
    CERTAINTY HOME LOANS, LLC $540,000 n/a 0.1%
    City Bank $530,000 n/a 0.1%
    Bank of England $400,000 $515,000 28.8% 0.1%
    United Fidelity Funding Corp. $2,475,000 $515,000 -79.2% 0.1%
    Colonial Savings, F.A. $825,000 $495,000 -40.0% 0.1%
    Discover Bank $55,000 $495,000 800.0% 0.1%
    First Fidelity Bank $500,000 $495,000 -1.0% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $3,875,000 $475,000 -87.7% 0.1%
    Truist $95,000 $470,000 394.7% 0.1%
    First Federal Bank of Kansas City $455,000 n/a 0.1%
    RCB Bank $135,000 $450,000 233.3% 0.1%
    LEADERONE FINANCIAL CORPORATION $440,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $535,000 $430,000 -19.6% 0.1%
    21ST MORTGAGE CORPORATION $1,710,000 $425,000 -75.1% 0.1%
    CHURCHILL MORTGAGE CORPORATION $165,000 $420,000 154.5% 0.1%
    First Federal Bank $530,000 $420,000 -20.8% 0.1%
    Citadel Servicing Corporation $415,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $1,885,000 $410,000 -78.2% 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $385,000 n/a 0.1%
    Regent Bank $385,000 n/a 0.1%
    UIF CORPORATION $375,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $370,000 n/a 0.1%
    M&T Bank $75,000 $365,000 386.7% 0.1%
    First Internet Bank of Indiana $275,000 $360,000 30.9% 0.1%
    Secured Investment Corp. $235,000 $360,000 53.2% 0.1%
    SWBC MORTGAGE CORPORATION $360,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $75,000 $350,000 366.7% 0.1%
    Equity Bank $185,000 $350,000 89.2% 0.1%
    F&M Bank $345,000 n/a 0.1%
    MORTGAGE CLEARING CORPORATION $85,000 $325,000 282.4% 0.1%
    BAY EQUITY LLC $310,000 n/a 0.1%
    Equity Prime Mortgage LLC $480,000 $310,000 -35.4% 0.1%
    GUILD MORTGAGE COMPANY $1,570,000 $310,000 -80.3% 0.1%
    PHH Mortgage Corporation $735,000 $310,000 -57.8% 0.1%
    Tinker Federal Credit Union $135,000 $300,000 122.2% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $850,000 $290,000 -65.9% 0.1%
    Armed Forces Bank $285,000 n/a 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $530,000 $280,000 -47.2% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $270,000 n/a 0.1%
    First Horizon Bank $335,000 $265,000 -20.9% 0.1%
    KeyBank $265,000 n/a 0.1%
    International Bank of Commerce $260,000 n/a 0.1%
    First Financial Bank $255,000 n/a 0.1%
    Mutual Federal Bank $255,000 n/a 0.1%
    North American Savings Bank, F.S.B. $825,000 $245,000 -70.3% 0.1%
    Queensborough National Bank & Trust Company $245,000 n/a 0.1%
    UNION SQUARE $3,100,000 $240,000 -92.3% 0.0%
    AMERICAN ADVISORS GROUP $235,000 n/a 0.0%
    SIRVA MORTGAGE, INC. $1,300,000 $235,000 -81.9% 0.0%
    FirstBank $225,000 n/a 0.0%
    American Mortgage Bank, LLC $375,000 $220,000 -41.3% 0.0%
    ROYAL UNITED MORTGAGE LLC $455,000 $220,000 -51.6% 0.0%
    ALLEGIANCE $215,000 n/a 0.0%
    Austin Capital Bank SSB $215,000 n/a 0.0%
    EMBRACE HOME LOANS, INC. $205,000 n/a 0.0%
    Nations Lending Corporation $205,000 n/a 0.0%
    ATHAS CAPITAL GROUP, INC. $155,000 $195,000 25.8% 0.0%
    BancorpSouth Bank $205,000 $195,000 -4.9% 0.0%
    Ixonia Bank $195,000 n/a 0.0%
    Prosperity Home Mortgage, LLC $195,000 n/a 0.0%
    First Savings Bank $285,000 $185,000 -35.1% 0.0%
    Mabrey Bank $185,000 n/a 0.0%
    PNC Bank $25,000 $185,000 640.0% 0.0%
    The First National Bank and Trust Co. $165,000 $185,000 12.1% 0.0%
    FINANCE OF AMERICA MORTGAGE LLC $180,000 n/a 0.0%
    FBC MORTGAGE, LLC $155,000 $175,000 12.9% 0.0%
    The Jacksboro National Bank $325,000 $175,000 -46.2% 0.0%
    YNB $165,000 n/a 0.0%
    WEOKIE $160,000 n/a 0.0%
    CSL Financial, LLC $65,000 $155,000 138.5% 0.0%
    TIB The Independent Bankersbank $790,000 $155,000 -80.4% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $150,000 n/a 0.0%
    Affiliated Bank $145,000 n/a 0.0%
    Ally Bank $145,000 n/a 0.0%
    RESIDENTIAL BANCORP. $145,000 n/a 0.0%
    F & M Bank $340,000 $135,000 -60.3% 0.0%
    Paramount Bank $505,000 $135,000 -73.3% 0.0%
    The First National Bank of Albany $135,000 n/a 0.0%
    Legacy Bank $200,000 $130,000 -35.0% 0.0%
    AmeriHome Mortgage Company, LLC $125,000 n/a 0.0%
    GRANITE FEDERAL CREDIT UNION $125,000 n/a 0.0%
    Princeton Mortgage Corporation $125,000 n/a 0.0%
    Figure Lending LLC $35,000 $120,000 242.9% 0.0%
    MidFirst Bank $155,000 $120,000 -22.6% 0.0%
    GUARANTY HOME MORTGAGE CORPORATION $115,000 n/a 0.0%
    Simmons Bank $270,000 $115,000 -57.4% 0.0%
    Southern Bank $115,000 n/a 0.0%
    American Bank of Oklahoma $105,000 n/a 0.0%
    ASPIRE FINANCIAL, INC. $105,000 n/a 0.0%
    Chicago Mortgage Solutions LLC $105,000 n/a 0.0%
    Strong Home Mortgage, LLC $105,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $210,000 $95,000 -54.8% 0.0%
    AMERICAN HERITAGE LENDING, INC. $95,000 n/a 0.0%
    Midwest BankCentre $95,000 n/a 0.0%
    First Home Bank $115,000 $85,000 -26.1% 0.0%
    DUPACO COMMUNITY $75,000 n/a 0.0%
    First Guaranty Mortgage Corporation $1,710,000 $75,000 -95.6% 0.0%
    Oklahoma Educators Credit Union $360,000 $75,000 -79.2% 0.0%
    KELLER MORTGAGE, LLC $65,000 n/a 0.0%
    NFM, INC. $65,000 n/a 0.0%
    SPRING EQ, LLC $55,000 n/a 0.0%
    American Nation Bank $45,000 n/a 0.0%
    Mortgage Investment Services Corporation $45,000 n/a 0.0%
    Southside Bank $45,000 n/a 0.0%
    Service Federal Credit Union $55,000 $25,000 -54.5% 0.0%

    LAWTON's top lender by overall market share is Mortgage Research Center, LLC, with 14.8% market share. In second place, with 11.1%, is First United Bank and Trust Company, having originated $53,800,000 in loans. In third place, with 7.4%, is Arvest Bank, having originated $35,695,000 in loans. In fourth place, with 4.4%, is BancFirst, having originated $21,580,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $20,990,000 in loans.

    LAWTON Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - LAWTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $109,925 (-1.8%) $135,906 (2.5%) 0.00 777
    2018-02-01 $113,675 (-0.9%) $139,216 (2.6%) 0.00 777
    2018-03-01 $119,900 (2.4%) $145,093 (3.8%) 0.00 759
    2018-04-01 $119,950 (4.3%) $147,363 (4.8%) 0.00 757
    2018-05-01 $118,700 (-0.5%) $146,459 (2.4%) 0.00 778
    2018-06-01 $119,900 (0.8%) $148,132 (3.8%) 0.00 782
    2018-07-01 $119,575 (1.3%) $148,712 (4.2%) 0.00 796
    2018-08-01 $119,950 (3.9%) $149,194 (7.5%) 0.00 769
    2018-09-01 $127,750 (14.1%) $152,244 (11.9%) 0.00 742
    2018-10-01 $121,375 (10.4%) $149,056 (9.2%) 0.00 724
    2018-11-01 $119,900 (4.3%) $147,890 (7.0%) 0.00 707
    2018-12-01 $119,000 (8.2%) $145,229 (6.0%) 0.00 715
    2019-01-01 $118,250 (7.6%) $144,885 (6.6%) 0.00 661
    2019-02-01 $117,450 (3.3%) $144,212 (3.6%) 0.00 656
    2019-03-01 $119,943 (0.0%) $148,701 (2.5%) 0.00 642
    2019-04-01 $119,993 (0.0%) $151,109 (2.5%) 0.00 617
    2019-05-01 $119,963 (1.1%) $150,002 (2.4%) 0.00 608
    2019-06-01 $120,000 (0.1%) $147,013 (-0.8%) 0.00 600
    2019-07-01 $124,450 (4.1%) $148,589 (-0.1%) 0.00 600
    2019-08-01 $121,791 (1.5%) $149,185 (0.0%) 0.00 599
    2019-09-01 $120,727 (-5.5%) $150,269 (-1.3%) 0.00 588
    2019-10-01 $120,568 (-0.7%) $152,970 (2.6%) 0.00 586
    2019-11-01 $123,500 (3.0%) $156,902 (6.1%) 0.00 574
    2019-12-01 $122,875 (3.3%) $156,470 (7.7%) 0.00 568
    2020-01-01 $121,725 (2.9%) $157,103 (8.4%) 0.00 540
    2020-02-01 $119,900 (2.1%) $154,333 (7.0%) 0.00 531
    2020-03-01 $120,900 (0.8%) $155,590 (4.6%) 0.00 504
    2020-04-01 $120,750 (0.6%) $161,000 (6.6%) 0.00 461
    2020-05-01 $121,000 (0.9%) $165,327 (10.2%) 0.00 430
    2020-06-01 $122,475 (2.1%) $165,694 (12.7%) 0.00 369
    2020-07-01 $129,700 (4.2%) $168,677 (13.5%) 0.00 311
    2020-08-01 $125,900 (3.4%) $167,795 (12.5%) 0.00 285
    2020-09-01 $121,375 (0.5%) $162,413 (8.1%) 0.00 285
    2020-10-01 $118,500 (-1.7%) $157,649 (3.1%) 0.00 285
    2020-11-01 $115,500 (-6.5%) $157,103 (0.1%) 0.00 272
    2020-12-01 $115,825 (-5.7%) $155,243 (-0.8%) 0.00 262
    2021-01-01 $104,975 (-13.8%) $141,600 (-9.9%) 0.00 235
    2021-02-01 $98,700 (-17.7%) $141,272 (-8.5%) 0.00 200
    2021-03-01 $105,750 (-12.5%) $159,057 (2.2%) 0.00 154
    2021-04-01 $107,625 (-10.9%) $159,118 (-1.2%) 0.00 158
    2021-05-01 $106,000 (-12.4%) $154,912 (-6.3%) 0.00 151
    2021-06-01 $113,725 (-7.1%) $167,473 (1.1%) 0.00 190
    2021-07-01 $119,900 (-7.6%) $172,640 (2.4%) 0.00 240
    2021-08-01 $119,700 (-4.9%) $167,261 (-0.3%) 0.00 255
    2021-09-01 $112,200 (-7.6%) $159,670 (-1.7%) 0.00 268
    2021-10-01 $110,000 (-7.2%) $161,035 (2.2%) 0.00 277
    2021-11-01 $108,875 (-5.7%) $166,872 (6.2%) 0.00 258
    2021-12-01 $107,700 (-7.0%) $165,814 (6.8%) 0.00 241
    2022-01-01 $109,900 (4.7%) $169,460 (19.7%) 0.00 185
    2022-02-01 $108,450 (9.9%) $166,291 (17.7%) 0.00 159
    2022-03-01 $99,700 (-5.7%) $169,840 (6.8%) 0.00 157
    2022-04-01 $133,450 (24.0%) $190,933 (20.0%) 0.00 168
    2022-05-01 $145,000 (36.8%) $200,341 (29.3%) 0.00 185
    2022-06-01 $144,998 (27.5%) $196,674 (17.4%) 0.00 251
    2022-07-01 $155,000 (29.3%) $205,111 (18.8%) 0.00 289
    2022-08-01 $159,750 (33.5%) $211,064 (26.2%) 0.00 275
    2022-09-01 $144,325 (28.6%) $203,627 (27.5%) 0.00 291
    2022-10-01 $159,450 (45.0%) $212,677 (32.1%) 0.00 330
    2022-11-01 $186,432 (71.2%) $216,195 (29.6%) 0.00 326
    2022-12-01 $183,465 (70.4%) $210,295 (26.8%) 0.00 319
    2023-01-01 $186,600 (69.8%) $217,067 (28.1%) 0.00 297
    2023-02-01 $216,488 (99.6%) $237,921 (43.1%) 0.00 269
    2023-03-01 $230,000 (130.7%) $263,229 (55.0%) 0.00 242
    2023-04-01 $235,000 (76.1%) $263,588 (38.1%) 0.00 239
    2023-05-01 $240,750 (66.0%) $273,275 (36.4%) 0.00 252
    2023-06-01 $252,450 (74.1%) $281,171 (43.0%) 0.00 245
    2023-07-01 $235,000 (51.6%) $271,808 (32.5%) 0.00 247
    2023-08-01 $227,625 (42.5%) $267,915 (26.9%) 0.00 244
    2023-09-01 $225,000 (55.9%) $246,818 (21.2%) 0.00 261
    2023-10-01 $195,000 (22.3%) $228,914 (7.6%) 0.00 292
    2023-11-01 $189,125 (1.4%) $223,673 (3.5%) 0.00 303
    LAWTON's median listing price for 2023-11-01 was $189,125, a difference of $2,693 (1.4%) versus the prior year and $-5,875 versus the prior month.

    LAWTON's median listing price comes in at 0% of the national average.

    LAWTON's average listing price for 2023-11-01 was $223,673, a difference of $7,478 (3.5%) versus the prior year and $-5,241 versus the prior month.

    For the 2023-11-01 period, LAWTON had 303 MLS listings, a difference of 11 listings (4%) versus the prior month and -23 listings (-7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - LAWTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,600 sqft
    2018-02-01 0 days 1,600 sqft
    2018-03-01 0 days 1,600 sqft
    2018-04-01 0 days 1,600 sqft
    2018-05-01 0 days 1,600 sqft
    2018-06-01 0 days 1,600 sqft
    2018-07-01 0 days 1,600 sqft
    2018-08-01 0 days 1,600 sqft
    2018-09-01 0 days 1,600 sqft
    2018-10-01 0 days 1,600 sqft
    2018-11-01 0 days 1,600 sqft
    2018-12-01 0 days 1,600 sqft
    2019-01-01 0 days 1,600 sqft
    2019-02-01 0 days 1,600 sqft
    2019-03-01 0 days 1,600 sqft
    2019-04-01 0 days 1,600 sqft
    2019-05-01 0 days 1,600 sqft
    2019-06-01 0 days 1,600 sqft
    2019-07-01 0 days 1,600 sqft
    2019-08-01 0 days 1,600 sqft
    2019-09-01 0 days 1,600 sqft
    2019-10-01 0 days 1,600 sqft
    2019-11-01 0 days 1,600 sqft
    2019-12-01 0 days 1,600 sqft
    2020-01-01 0 days 1,600 sqft
    2020-02-01 0 days 1,600 sqft
    2020-03-01 0 days 1,600 sqft
    2020-04-01 0 days 1,600 sqft
    2020-05-01 0 days 1,600 sqft
    2020-06-01 0 days 1,612 sqft
    2020-07-01 0 days 1,700 sqft
    2020-08-01 0 days 1,653 sqft
    2020-09-01 0 days 1,600 sqft
    2020-10-01 0 days 1,600 sqft
    2020-11-01 0 days 1,600 sqft
    2020-12-01 0 days 1,600 sqft
    2021-01-01 0 days 1,500 sqft
    2021-02-01 0 days 1,500 sqft
    2021-03-01 0 days 1,450 sqft
    2021-04-01 0 days 1,494 sqft
    2021-05-01 0 days 1,500 sqft
    2021-06-01 0 days 1,540 sqft
    2021-07-01 0 days 1,500 sqft
    2021-08-01 0 days 1,500 sqft
    2021-09-01 0 days 1,400 sqft
    2021-10-01 0 days 1,400 sqft
    2021-11-01 0 days 1,400 sqft
    2021-12-01 0 days 1,400 sqft
    2022-01-01 0 days 1,400 sqft
    2022-02-01 0 days 1,400 sqft
    2022-03-01 0 days 1,450 sqft
    2022-04-01 0 days 1,600 sqft
    2022-05-01 0 days 1,600 sqft
    2022-06-01 0 days 1,600 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,626 sqft
    2022-09-01 0 days 1,600 sqft
    2022-10-01 0 days 1,664 sqft
    2022-11-01 0 days 1,700 sqft
    2022-12-01 0 days 1,700 sqft
    2023-01-01 0 days 1,701 sqft
    2023-02-01 0 days 1,800 sqft
    2023-03-01 0 days 1,804 sqft
    2023-04-01 0 days 1,820 sqft
    2023-05-01 0 days 1,850 sqft
    2023-06-01 0 days 1,900 sqft
    2023-07-01 0 days 1,900 sqft
    2023-08-01 0 days 1,800 sqft
    2023-09-01 0 days 1,800 sqft
    2023-10-01 0 days 1,800 sqft
    2023-11-01 0 days 1,700 sqft
    LAWTON's median listing age (time on market) for 2023-11-01 was 0 days.

    LAWTON's median square footage for active listings during the 2023-11-01 period was 1,700 sqft. One year prior, the average listing was 1,700 sqft.

    LAWTON, OK Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    73006 Lawton, OK $570 $570 $740 $1,050 $1,270
    73017 Lawton, OK $540 $580 $740 $1,010 $1,140
    73055 Lawton, OK $540 $580 $740 $1,020 $1,140
    73082 Lawton, OK $530 $580 $740 $1,010 $1,140
    73501 Lawton, OK $570 $570 $740 $1,050 $1,270
    73502 Lawton, OK $590 $590 $770 $1,090 $1,320
    73503 Lawton, OK $810 $820 $1,060 $1,510 $1,810
    73505 Lawton, OK $610 $620 $800 $1,140 $1,370
    73506 Lawton, OK $590 $590 $770 $1,090 $1,320
    73507 Lawton, OK $630 $640 $830 $1,180 $1,420
    73527 Lawton, OK $570 $570 $740 $1,050 $1,270
    73528 Lawton, OK $570 $570 $740 $1,050 $1,270
    73538 Lawton, OK $890 $890 $1,160 $1,650 $1,990
    73540 Lawton, OK $570 $570 $740 $1,050 $1,270
    73541 Lawton, OK $570 $570 $740 $1,050 $1,270
    73543 Lawton, OK $570 $570 $740 $1,050 $1,260
    73552 Lawton, OK $610 $610 $790 $1,130 $1,360
    73557 Lawton, OK $730 $730 $950 $1,350 $1,630
    73559 Lawton, OK $570 $570 $740 $1,050 $1,270
    73564 Lawton, OK $590 $590 $770 $1,090 $1,320
    73567 Lawton, OK $570 $570 $740 $1,050 $1,270
    73572 Lawton, OK $570 $570 $740 $1,000 $1,140

    2022 Average & Median Rent Data Statistics
    LAWTON, OK average 1BR rent: $615, median: $580
    LAWTON, OK average 2BR rent: $796, median: $740
    LAWTON, OK average 3BR rent: $1,124, median: $1,050

    LAWTON, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,924 $361,830,000 $188,061
    Refi 314 $50,170,000 $159,777
    Cash Out Refi 309 $58,345,000 $188,819
    Home Improvement 140 $8,620,000 $61,571
    Other 97 $6,385,000 $65,825

    Lawton's most frequently cited loan purpose was Home Purchase, with 1,924 originations. The 2nd most popular reason was Refi, with 314 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 703 $130,065,000 $185,014
    4-5% 603 $108,775,000 $180,390
    3-4% 503 $91,735,000 $182,376
    6-7% 361 $53,315,000 $147,687
    2.5-3% 141 $26,375,000 $187,057
    7-8% 110 $13,900,000 $126,364
    <2.5% 56 $20,210,000 $360,893
    Over 8% 54 $4,800,000 $88,889

    During 2022, Lawton's most frequently originated rate bucket was 5-6%, with 703 originations.

    Loan Sizing (LAWTON, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 1,012 $148,920,000 $147,154
    $100,000 or less 911 $56,435,000 $61,948
    $200k-400k 777 $211,265,000 $271,898
    $400k-600k 62 $28,210,000 $455,000
    $600k-1000k 13 $9,175,000 $705,769
    $Over $1MM 9 $31,345,000 $3,482,778

    LAWTON's loan sizing saw the bucket of loans from $100k-200k with 1,012 originations, totaling $148,920,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,484 $278,200,000 $187,466
    60-80% 455 $79,535,000 $174,802
    Over 100% 228 $60,340,000 $264,649
    40-60% 131 $16,515,000 $126,069
    20-40% 99 $6,285,000 $63,485
    Under 20% 94 $3,300,000 $35,106

    LAWTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,484 originations, totaling $278,200,000 in origination value.