LAWTON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lawton averaged 5.77% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.18% and one month ago for the week of 2022-05-26, the average rate was 5.27%.

Lawton's average rate one year ago was 3.3%.

For refis of the same type during the week of 2022-06-30, the average rate was 6.01%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Lawton 30 Year Fixed Rate 2022-06-30 5.77%
Lawton 30 Year Fixed Rate Refi 2022-06-30 6.01%
Lawton 15 Year Fixed Rate 2022-06-30 5.82%
Lawton 15 Year Fixed Rate Refi 2022-06-30 5.91%
Lawton 30 Year FHA 2022-06-30 5.71%
Lawton 30 Year FHA Refi 2022-06-30 6.06%
Lawton 30 Year USDA 2022-06-30 5.66%
Lawton 30 Year USDA Refi 2022-06-30 3.67%
Lawton 30 Year VA 2022-06-30 5.83%
Lawton 30 Year VA Refi 2022-06-30 5.4%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAWTON, OK.

LAWTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LAWTON, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
First United Bank and Trust Company 65 3.20% $3,409
Arvest Bank 62 3.22% $3,671
QUICKEN LOANS, LLC 56 3.19% $5,323
Mortgage Research Center, LLC 33 3.04% $2,836
BancFirst 25 3.08% $3,973
Gateway First Bank 23 3.08% $2,946
NAVY FEDERAL CREDIT UNION 16 3.83% $3,314
PRIMELENDING, A PLAINSCAPITAL COMPANY 13 3.78% $3,527
BOKF 10 3.21% $3,451
AMERISAVE MORTGAGE CORPORATION 9 2.96% $6,255
Wells Fargo Bank 8 3.55% $3,990
CORNERSTONE HOME LENDING, INC. 6 3.23% $5,936
FORT SILL 6 3.00% $3,364
GUILD MORTGAGE COMPANY 6 3.29% $4,646
LOANDEPOT.COM, LLC 6 3.08% $4,703
COMMUNICATION 5 3.43% $610
Mr. Cooper ( Nationstar Mortgage ) 5 3.07% $5,084
Paramount Residential Mortgage Group, Inc. 5 3.52% $4,088
FLAT BRANCH MORTGAGE, INC. 5 3.62% $4,222
Bank of America 4 2.97% $3,770
MID AMERICA MORTGAGE, INC. 4 3.72% $6,543
U.S. Bank 4 3.12% $3,411
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.59% $4,694
FIRST AMERICAN MORTGAGE, INC. 4 3.00% $3,494
Stifel Bank and Trust 4 3.06% $3,484
EVERETT FINANCIAL, INC. 3 3.42% $2,053
BETTER MORTGAGE CORPORATION 3 3.38% $2,105
JPMorgan Chase Bank 3 3.16% $2,362
UNION HOME MORTGAGE CORP. 3 3.42% $3,675
TIB The Independent Bankersbank 3 2.88% $5,202
BROKER SOLUTIONS, INC. 3 3.58% $5,105
Network Funding, L.P. 3 3.58% $4,488
First Guaranty Mortgage Corporation 3 2.96% $3,788
SIRVA MORTGAGE, INC. 3 3.08% $397
PENNYMAC LOAN SERVICES, LLC 3 3.21% $5,043
HOME POINT FINANCIAL CORPORATION 2 3.06% $5,800
Chickasaw Community Bank 2 3.06% $4,125
Colonial Savings, F.A. 2 3.25% $3,193
DELMAR FINANCIAL COMPANY 2 3.88% $4,938
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.50% $3,124
Flagstar Bank, FSB 2 3.84% $3,911
GUARANTEED RATE, INC. 2 3.00% $3,693
INTERLINC MORTGAGE SERVICES, LLC 2 3.44% $6,421
Oklahoma Educators Credit Union 2 6.18% $4,146
ROYAL UNITED MORTGAGE LLC 2 3.75% $7,022
Carrington Mortgage Services, LLC 1 3.25% $4,507
HOMESIDE FINANCIAL, LLC 1 3.13% $4,205
Hometown Equity Mortgage, LLC 1 2.63% $5,841
InterBank 1 2.75% $4,066
CMG MORTGAGE, INC. 1 3.13% $3,442
Great Southern Bank 1 3.14% $2,607
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $4,920
ZILLOW HOME LOANS, LLC 1 3.50% $3,980
LOANPAL, LLC 1 2.88% $6,177
Manufacturers and Traders Trust Company 1 3.63% $3,215
Great Plains National Bank 1 3.38% $3,523
Morgan Stanley Private Bank 1 3.20% $3,248
MORTGAGE ACCESS CORP. 1 3.99% $2,494
GERSHMAN INVESTMENT CORP. 1 3.13% $3,091
AMERICAN FINANCIAL NETWORK, INC. 1 3.13% $5,983
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.63% $4,301
ASSOCIATED MORTGAGE CORPORATION 1 3.13% $3,428
NBKC BANK 1 3.00% $2,265
F & M Bank 1 2.88% $4,469
North American Savings Bank, F.S.B. 1 3.50% $2,334
Northpointe Bank 1 3.25% $3,498
CALIBER HOME LOANS, INC. 1 3.20% $5,659
OKLAHOMA'S 1 3.25% $3,398
Paramount Bank 1 2.88% $3,197
BMO Harris Bank 1 3.00% $4,383
First Savings Bank 1 3.38% $2,907
PENTAGON FEDERAL CREDIT UNION 1 2.75% $3,093
PHH Mortgage Corporation 1 4.00% $6,282
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.63% $2,299
AMERICAN FINANCING CORPORATION 1 3.25% $4,804
RCB Bank 1 3.13% $4,006
Citizens Bank 1 2.88% $3,649
RUOFF MORTGAGE COMPANY, INC. 1 3.50% $3,911
SFMC, LP 1 3.50% $3,918
First Horizon Bank 1 3.13% $3,273
SOUTHWEST FUNDING, LP 1 3.25% $5,562
First Bank 1 3.00% $4,824
The Camden National Bank 1 3.50% $3,482
THRIVE MORTGAGE, LLC 1 3.38% $2,625
CROSSCOUNTRY MORTGAGE, LLC 1 3.13% $1,726
Truist Bank 1 3.49% $4,573
Amarillo National Bank 1 2.88% $2,690
United Fidelity Funding Corp. 1 3.00% $4,351
USAA Federal Savings Bank 1 2.63% $4,902
Commerce Bank 1 4.13% $3,659
US Employees O.C. Federal Credit Union 1 2.75% $4,926
GUARANTEED RATE AFFINITY, LLC 1 2.88% $0
Waterstone Mortgage Corporation 1 3.38% $3,248
Wyndham Capital Mortgage, Inc. 1 2.88% $3,095
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.50% $10,011

LAWTON, OK's 95 lenders originated 3,697 loans during 2021. The total origination value was $628,755,000, with an average loan value of $170,072.

The top LAWTON lender as defined by loan originations is First United Bank and Trust Company, with 65 loans originated. Their average total fees are $3,409, which is $262 lower than the next largest lender, Arvest Bank.

The lowest fee LAWTON lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($2,836), Gateway First Bank ($2,946), NAVY FEDERAL CREDIT UNION ($3,314), First United Bank and Trust Company ($3,409) and BOKF ($3,451).

The lowest rate LAWTON lenders (with over 10 loans originated) are Mortgage Research Center, LLC (3.04%), BancFirst (3.08%), Gateway First Bank (3.08%), QUICKEN LOANS, LLC (3.19%) and First United Bank and Trust Company (3.20%).

LAWTON, OK Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First United Bank and Trust Company $73,335,000 $87,130,000 18.8% 13.9%
Mortgage Research Center, LLC $65,140,000 $85,165,000 30.7% 13.5%
Arvest Bank $47,510,000 $44,905,000 -5.5% 7.1%
QUICKEN LOANS, LLC $31,410,000 $40,130,000 27.8% 6.4%
FREEDOM MORTGAGE CORPORATION $43,815,000 $33,895,000 -22.6% 5.4%
BancFirst $31,280,000 $33,415,000 6.8% 5.3%
Gateway First Bank $28,890,000 $23,540,000 -18.5% 3.7%
USAA Federal Savings Bank $15,325,000 $21,380,000 39.5% 3.4%
NAVY FEDERAL CREDIT UNION $12,020,000 $17,530,000 45.8% 2.8%
PENNYMAC LOAN SERVICES, LLC $6,685,000 $17,220,000 157.6% 2.7%
All America Bank $8,125,000 $14,220,000 75.0% 2.3%
Liberty National Bank $8,795,000 $12,800,000 45.5% 2.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $720,000 $10,715,000 1,388.2% 1.7%
LOANDEPOT.COM, LLC $4,855,000 $7,225,000 48.8% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $7,130,000 $6,870,000 -3.6% 1.1%
BOKF $6,480,000 $6,705,000 3.5% 1.1%
VILLAGE CAPITAL & INVESTMENT LLC $4,270,000 $6,170,000 44.5% 1.0%
The Federal Savings Bank $8,220,000 $5,870,000 -28.6% 0.9%
Network Funding, L.P. $5,365,000 $5,820,000 8.5% 0.9%
Wells Fargo Bank $3,785,000 $5,410,000 42.9% 0.9%
Great Southern Bank $105,000 $4,775,000 4,447.6% 0.8%
EVERETT FINANCIAL, INC. $16,345,000 $4,610,000 -71.8% 0.7%
MID AMERICA MORTGAGE, INC. $3,045,000 $4,165,000 36.8% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $2,585,000 $4,100,000 58.6% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,225,000 $4,080,000 233.1% 0.6%
AMERISAVE MORTGAGE CORPORATION $3,210,000 $3,885,000 21.0% 0.6%
LAKEVIEW LOAN SERVICING, LLC $3,220,000 $3,875,000 20.3% 0.6%
The City National Bank and Trust Company of Lawton $3,975,000 $3,815,000 -4.0% 0.6%
NEW DAY FINANCIAL, LLC $5,675,000 $3,760,000 -33.7% 0.6%
HOME POINT FINANCIAL CORPORATION $2,235,000 $3,700,000 65.5% 0.6%
Paramount Residential Mortgage Group, Inc. $2,820,000 $3,635,000 28.9% 0.6%
Low VA Rates, LLC $2,420,000 $3,420,000 41.3% 0.5%
Chickasaw Community Bank $2,930,000 $3,345,000 14.2% 0.5%
CALIBER HOME LOANS, INC. $3,235,000 $3,290,000 1.7% 0.5%
UNION SQUARE $170,000 $3,100,000 1,723.5% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $1,025,000 $3,070,000 199.5% 0.5%
United Fidelity Funding Corp. $2,420,000 $2,475,000 2.3% 0.4%
Carrington Mortgage Services, LLC $2,965,000 $2,425,000 -18.2% 0.4%
NEWREZ LLC $1,780,000 $2,330,000 30.9% 0.4%
FLAT BRANCH MORTGAGE, INC. $210,000 $2,285,000 988.1% 0.4%
GUARANTEED RATE, INC. $1,245,000 $2,225,000 78.7% 0.4%
Citizens Bank of Lafayette $2,205,000 n/a 0.4%
Barrington Bank & Trust Company, N.A. $945,000 $2,155,000 128.0% 0.3%
CORNERSTONE HOME LENDING, INC. $2,140,000 n/a 0.3%
BETTER MORTGAGE CORPORATION $910,000 $1,885,000 107.1% 0.3%
BROKER SOLUTIONS, INC. $1,175,000 $1,835,000 56.2% 0.3%
Stifel Bank and Trust $600,000 $1,785,000 197.5% 0.3%
FORT SILL $730,000 $1,745,000 139.0% 0.3%
21ST MORTGAGE CORPORATION $530,000 $1,710,000 222.6% 0.3%
First Guaranty Mortgage Corporation $1,060,000 $1,710,000 61.3% 0.3%
NP, Inc. $390,000 $1,615,000 314.1% 0.3%
GUILD MORTGAGE COMPANY $350,000 $1,570,000 348.6% 0.2%
U.S. Bank $590,000 $1,425,000 141.5% 0.2%
Great Plains National Bank $1,280,000 $1,420,000 10.9% 0.2%
SIRVA MORTGAGE, INC. $655,000 $1,300,000 98.5% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,210,000 $1,245,000 2.9% 0.2%
COMMUNICATION $660,000 $1,210,000 83.3% 0.2%
FirstCapital Bank of Texas $635,000 $1,135,000 78.7% 0.2%
FIRST AMERICAN MORTGAGE, INC. $915,000 $1,125,000 23.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $530,000 $1,105,000 108.5% 0.2%
Bank of America $490,000 $960,000 95.9% 0.2%
NBKC BANK $925,000 n/a 0.1%
Northpointe Bank $885,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,280,000 $850,000 -33.6% 0.1%
AMERICAN FINANCING CORPORATION $840,000 n/a 0.1%
Colonial Savings, F.A. $1,040,000 $825,000 -20.7% 0.1%
North American Savings Bank, F.S.B. $825,000 n/a 0.1%
PLANET HOME LENDING, LLC $1,670,000 $810,000 -51.5% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $215,000 $795,000 269.8% 0.1%
SOFI LENDING CORP. $790,000 n/a 0.1%
TIB The Independent Bankersbank $1,885,000 $790,000 -58.1% 0.1%
LOANPAL, LLC $290,000 $740,000 155.2% 0.1%
PHH Mortgage Corporation $95,000 $735,000 673.7% 0.1%
LENDINGHOME FUNDING CORPORATION $690,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $395,000 $670,000 69.6% 0.1%
Flagstar Bank, FSB $335,000 $670,000 100.0% 0.1%
MOVEMENT MORTGAGE, LLC $225,000 $670,000 197.8% 0.1%
JPMorgan Chase Bank $535,000 $620,000 15.9% 0.1%
SOUTHWEST STAGE FUNDING, LLC $410,000 $620,000 51.2% 0.1%
UNION HOME MORTGAGE CORP. $225,000 $620,000 175.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,895,000 $595,000 -79.4% 0.1%
RUOFF MORTGAGE COMPANY, INC. $335,000 $585,000 74.6% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $235,000 $575,000 144.7% 0.1%
Bank of the West $3,360,000 $565,000 -83.2% 0.1%
SOUTHWEST FUNDING, LP $195,000 $555,000 184.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,275,000 $535,000 -58.0% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $530,000 n/a 0.1%
First Federal Bank $530,000 n/a 0.1%
Magnolia Bank $1,080,000 $510,000 -52.8% 0.1%
Paramount Bank $250,000 $505,000 102.0% 0.1%
First Fidelity Bank $500,000 n/a 0.1%
Equity Prime Mortgage LLC $480,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $210,000 $455,000 116.7% 0.1%
ACCELERATE MORTGAGE, LLC $645,000 $430,000 -33.3% 0.1%
ASSOCIATED MORTGAGE CORPORATION $770,000 $425,000 -44.8% 0.1%
CMG MORTGAGE, INC. $535,000 $415,000 -22.4% 0.1%
GUARANTEED RATE AFFINITY, LLC $410,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $410,000 n/a 0.1%
Bank of England $335,000 $400,000 19.4% 0.1%
RED RIVER FEDERAL CREDIT UNION $585,000 $400,000 -31.6% 0.1%
American Mortgage Bank, LLC $4,340,000 $375,000 -91.4% 0.1%
Citizens Bank $105,000 $365,000 247.6% 0.1%
HOMESIDE FINANCIAL, LLC $305,000 $365,000 19.7% 0.1%
Oklahoma Educators Credit Union $360,000 n/a 0.1%
BMO Harris Bank $350,000 n/a 0.1%
F & M Bank $545,000 $340,000 -37.6% 0.1%
OPEN MORTGAGE, LLC $340,000 n/a 0.1%
SFMC, LP $265,000 $340,000 28.3% 0.1%
First Horizon Bank $335,000 n/a 0.1%
The Jacksboro National Bank $325,000 n/a 0.1%
First Bank $220,000 $320,000 45.5% 0.1%
Century Mortgage Company DBA Century Lending Company $285,000 n/a 0.0%
First Savings Bank $675,000 $285,000 -57.8% 0.0%
Renasant Bank $285,000 n/a 0.0%
First Internet Bank of Indiana $275,000 n/a 0.0%
InterBank $135,000 $275,000 103.7% 0.0%
Simmons Bank $1,155,000 $270,000 -76.6% 0.0%
FirstTrust Home Loans, Inc. $265,000 n/a 0.0%
Prosperity Bank $290,000 $255,000 -12.1% 0.0%
AMCAP MORTGAGE, LTD. $245,000 n/a 0.0%
Secured Investment Corp. $235,000 n/a 0.0%
First Bank & Trust Co. $160,000 $230,000 43.8% 0.0%
First United Bank $225,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $775,000 $225,000 -71.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $255,000 $220,000 -13.7% 0.0%
Goldwater Bank, N.A. $1,735,000 $215,000 -87.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $520,000 $210,000 -59.6% 0.0%
Citibank $210,000 n/a 0.0%
Waterstone Mortgage Corporation $165,000 $210,000 27.3% 0.0%
BancorpSouth Bank $205,000 n/a 0.0%
Morgan Stanley Private Bank $515,000 $205,000 -60.2% 0.0%
Legacy Bank $135,000 $200,000 48.1% 0.0%
US Employees O.C. Federal Credit Union $45,000 $195,000 333.3% 0.0%
Equity Bank $2,005,000 $185,000 -90.8% 0.0%
MORTGAGE ACCESS CORP. $185,000 n/a 0.0%
BNC National Bank $165,000 n/a 0.0%
Capital Bank $155,000 $165,000 6.5% 0.0%
CHURCHILL MORTGAGE CORPORATION $165,000 n/a 0.0%
The First National Bank and Trust Co. $340,000 $165,000 -51.5% 0.0%
UNITED MORTGAGE CORP. $245,000 $165,000 -32.7% 0.0%
ATHAS CAPITAL GROUP, INC. $155,000 n/a 0.0%
FBC MORTGAGE, LLC $155,000 n/a 0.0%
MidFirst Bank $245,000 $155,000 -36.7% 0.0%
Hometown Equity Mortgage, LLC $65,000 $145,000 123.1% 0.0%
Union Savings Bank $145,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $140,000 n/a 0.0%
ARC HOME LLC $135,000 n/a 0.0%
GERSHMAN INVESTMENT CORP. $135,000 n/a 0.0%
Hometown Lenders, Inc. $135,000 n/a 0.0%
RCB Bank $180,000 $135,000 -25.0% 0.0%
SOUTH CENTRAL BANK, INC. $135,000 n/a 0.0%
Tinker Federal Credit Union $95,000 $135,000 42.1% 0.0%
ZILLOW HOME LOANS, LLC $135,000 n/a 0.0%
Independent Bank $125,000 n/a 0.0%
KS StateBank $125,000 n/a 0.0%
OKLAHOMA'S $530,000 $125,000 -76.4% 0.0%
First Home Bank $295,000 $115,000 -61.0% 0.0%
Fortress Bank $115,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $115,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $105,000 $115,000 9.5% 0.0%
Amarillo National Bank $105,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $105,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $105,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $105,000 n/a 0.0%
PREMIA MORTGAGE, LLC $105,000 n/a 0.0%
The Camden National Bank $105,000 n/a 0.0%
THRIVE MORTGAGE, LLC $105,000 n/a 0.0%
Truist Bank $615,000 $95,000 -84.6% 0.0%
Commerce Bank $85,000 n/a 0.0%
MORTGAGE CLEARING CORPORATION $85,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $85,000 n/a 0.0%
VALOR BANK $85,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $75,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $125,000 $75,000 -40.0% 0.0%
LENDINGONE, LLC $75,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $75,000 n/a 0.0%
Manufacturers and Traders Trust Company $250,000 $75,000 -70.0% 0.0%
CSL Financial, LLC $65,000 n/a 0.0%
GENEVA FINANCIAL, LLC $65,000 n/a 0.0%
Discover Bank $90,000 $55,000 -38.9% 0.0%
Service Federal Credit Union $185,000 $55,000 -70.3% 0.0%
Figure Lending LLC $25,000 $35,000 40.0% 0.0%
Pinnacle Bank $35,000 n/a 0.0%
ALTRA $25,000 n/a 0.0%
PNC Bank $25,000 n/a 0.0%

LAWTON's top lender by overall market share is First United Bank and Trust Company, with 13.9% market share. In second place, with 13.5%, is Mortgage Research Center, LLC, having originated $85,165,000 in loans. In third place, with 7.1%, is Arvest Bank, having originated $44,905,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $40,130,000 in loans. In third place, with 5.4%, is FREEDOM MORTGAGE CORPORATION, having originated $33,895,000 in loans.


LAWTON, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,056 $363,050,000 $176,581
Refi 1,224 $211,610,000 $172,884
Cash Out Refi 280 $46,380,000 $165,643
Home Improvement 89 $4,925,000 $55,337
Other 48 $2,790,000 $58,125

Lawton's most frequently cited loan purpose was Home Purchase, with 2,056 originations. The 2nd most popular reason was Refi, with 1,224 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,253 $232,945,000 $185,910
3-4% 1,128 $179,000,000 $158,688
<2.5% 726 $144,040,000 $198,402
4-5% 254 $29,480,000 $116,063
5-6% 47 $4,145,000 $88,191
6-7% 18 $1,160,000 $64,444
Over 8% 15 $1,175,000 $78,333
7-8% 12 $1,130,000 $94,167

During 2021, Lawton's most frequently originated rate bucket was 2.5-3%, with 1,253 originations.

Loan Sizing (LAWTON, OK MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,563 $230,265,000 $147,322
$200k-400k 1,040 $272,140,000 $261,673
$100,000 or less 1,005 $63,235,000 $62,920
$400k-600k 71 $33,295,000 $468,944
$Over $1MM 10 $23,900,000 $2,390,000
$600k-1000k 8 $5,920,000 $740,000

LAWTON's loan sizing saw the bucket of loans from $100k-200k with 1,563 originations, totaling $230,265,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,869 $338,935,000 $181,346
60-80% 660 $102,390,000 $155,136
Over 100% 260 $60,570,000 $232,962
40-60% 143 $19,345,000 $135,280
20-40% 97 $5,355,000 $55,206
Under 20% 72 $2,320,000 $32,222

LAWTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,869 originations, totaling $338,935,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LAWTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $110,000 (-0.9%) $136,551 (2.7%) 0.00 780
2018-02-01 $114,950 (0.9%) $139,802 (2.9%) 0.00 780
2018-03-01 $119,500 (3.1%) $144,459 (3.5%) 0.00 762
2018-04-01 $119,900 (4.3%) $145,888 (4.3%) 0.00 752
2018-05-01 $117,000 (-1.9%) $145,598 (2.1%) 0.00 771
2018-06-01 $119,900 (2.5%) $147,749 (4.5%) 0.00 774
2018-07-01 $119,450 (1.2%) $148,197 (4.3%) 0.00 785
2018-08-01 $119,900 (4.3%) $148,866 (7.6%) 0.00 760
2018-09-01 $125,000 (13.6%) $151,139 (12.2%) 0.00 727
2018-10-01 $120,000 (9.1%) $148,380 (9.3%) 0.00 708
2018-11-01 $119,900 (3.9%) $147,200 (6.8%) 0.00 693
2018-12-01 $119,000 (5.4%) $145,070 (6.1%) 0.00 701
2019-01-01 $119,000 (8.2%) $145,247 (6.4%) 0.00 648
2019-02-01 $117,250 (2.0%) $143,871 (2.9%) 0.00 642
2019-03-01 $119,943 (0.4%) $149,128 (3.2%) 0.00 629
2019-04-01 $120,000 (0.1%) $150,897 (3.4%) 0.00 605
2019-05-01 $119,900 (2.5%) $149,439 (2.6%) 0.00 597
2019-06-01 $119,950 (0.0%) $146,630 (-0.8%) 0.00 591
2019-07-01 $121,250 (1.5%) $147,388 (-0.6%) 0.00 589
2019-08-01 $121,000 (0.9%) $148,662 (-0.1%) 0.00 575
2019-09-01 $120,498 (-3.6%) $149,072 (-1.4%) 0.00 550
2019-10-01 $119,900 (-0.1%) $150,620 (1.5%) 0.00 573
2019-11-01 $121,000 (0.9%) $154,038 (4.7%) 0.00 561
2019-12-01 $119,900 (0.8%) $153,293 (5.7%) 0.00 556
2020-01-01 $119,950 (0.8%) $154,023 (6.0%) 0.00 526
2020-02-01 $119,500 (1.9%) $151,617 (5.4%) 0.00 517
2020-03-01 $119,900 (0.0%) $153,233 (2.8%) 0.00 489
2020-04-01 $119,950 (0.0%) $157,910 (4.7%) 0.00 448
2020-05-01 $120,000 (0.1%) $162,315 (8.6%) 0.00 420
2020-06-01 $122,450 (2.1%) $163,018 (11.2%) 0.00 359
2020-07-01 $129,900 (7.1%) $165,626 (12.4%) 0.00 306
2020-08-01 $125,000 (3.3%) $164,683 (10.8%) 0.00 280
2020-09-01 $120,250 (-0.2%) $159,118 (6.7%) 0.00 278
2020-10-01 $118,000 (-1.6%) $157,033 (4.3%) 0.00 282
2020-11-01 $114,000 (-5.8%) $153,802 (-0.2%) 0.00 269
2020-12-01 $115,450 (-3.7%) $152,800 (-0.3%) 0.00 257
2021-01-01 $99,000 (-17.5%) $136,719 (-11.2%) 0.00 231
2021-02-01 $91,000 (-23.9%) $134,698 (-11.2%) 0.00 197
2021-03-01 $98,500 (-17.9%) $145,388 (-5.1%) 0.00 148
2021-04-01 $102,000 (-15.0%) $149,180 (-5.5%) 0.00 154
2021-05-01 $102,900 (-14.3%) $147,394 (-9.2%) 0.00 147
2021-06-01 $107,450 (-12.3%) $159,414 (-2.2%) 0.00 187
2021-07-01 $115,000 (-11.5%) $167,917 (1.4%) 0.00 231
2021-08-01 $119,700 (-4.2%) $167,369 (1.6%) 0.00 252
2021-09-01 $113,975 (-5.2%) $165,041 (3.7%) 0.00 267
2021-10-01 $110,000 (-6.8%) $165,738 (5.5%) 0.00 276
2021-11-01 $109,500 (-4.0%) $167,572 (9.0%) 0.00 257
2021-12-01 $106,950 (-7.4%) $157,964 (3.4%) 0.00 239
2022-01-01 $109,900 (11.0%) $156,864 (14.7%) 0.00 183
2022-02-01 $107,000 (17.6%) $163,333 (21.3%) 0.00 157
2022-03-01 $99,450 (1.0%) $166,956 (14.8%) 0.00 155
2022-04-01 $130,000 (27.5%) $184,850 (23.9%) 0.00 162
2022-05-01 $144,999 (40.9%) $192,166 (30.4%) 0.00 175
2022-06-01 $141,950 (32.1%) $188,440 (18.2%) 0.00 243
LAWTON's median listing price for 2022-06-01 was $141,950, a difference of $34,500 (32.1%) versus the prior year and $-3,049 versus the prior month.

LAWTON's median listing price comes in at 0% of the national average.

LAWTON's average listing price for 2022-06-01 was $188,440, a difference of $29,026 (18.2%) versus the prior year and $-3,726 versus the prior month.

For the 2022-06-01 period, LAWTON had 243 MLS listings, a difference of 68 listings (39%) versus the prior month and 56 listings (30%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LAWTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,600 sqft
2018-02-01 0 days 1,600 sqft
2018-03-01 0 days 1,600 sqft
2018-04-01 0 days 1,600 sqft
2018-05-01 0 days 1,600 sqft
2018-06-01 0 days 1,600 sqft
2018-07-01 0 days 1,600 sqft
2018-08-01 0 days 1,600 sqft
2018-09-01 0 days 1,600 sqft
2018-10-01 0 days 1,600 sqft
2018-11-01 0 days 1,600 sqft
2018-12-01 0 days 1,600 sqft
2019-01-01 0 days 1,600 sqft
2019-02-01 0 days 1,600 sqft
2019-03-01 0 days 1,600 sqft
2019-04-01 0 days 1,600 sqft
2019-05-01 0 days 1,600 sqft
2019-06-01 0 days 1,600 sqft
2019-07-01 0 days 1,600 sqft
2019-08-01 0 days 1,600 sqft
2019-09-01 0 days 1,600 sqft
2019-10-01 0 days 1,600 sqft
2019-11-01 0 days 1,600 sqft
2019-12-01 0 days 1,600 sqft
2020-01-01 0 days 1,600 sqft
2020-02-01 0 days 1,600 sqft
2020-03-01 0 days 1,600 sqft
2020-04-01 0 days 1,600 sqft
2020-05-01 0 days 1,600 sqft
2020-06-01 0 days 1,615 sqft
2020-07-01 0 days 1,700 sqft
2020-08-01 0 days 1,630 sqft
2020-09-01 0 days 1,600 sqft
2020-10-01 0 days 1,600 sqft
2020-11-01 0 days 1,600 sqft
2020-12-01 0 days 1,600 sqft
2021-01-01 0 days 1,500 sqft
2021-02-01 0 days 1,450 sqft
2021-03-01 0 days 1,400 sqft
2021-04-01 0 days 1,450 sqft
2021-05-01 0 days 1,500 sqft
2021-06-01 0 days 1,500 sqft
2021-07-01 0 days 1,500 sqft
2021-08-01 0 days 1,500 sqft
2021-09-01 0 days 1,400 sqft
2021-10-01 0 days 1,400 sqft
2021-11-01 0 days 1,400 sqft
2021-12-01 0 days 1,400 sqft
2022-01-01 0 days 1,400 sqft
2022-02-01 0 days 1,400 sqft
2022-03-01 0 days 1,450 sqft
2022-04-01 0 days 1,600 sqft
2022-05-01 0 days 1,600 sqft
2022-06-01 0 days 1,600 sqft
LAWTON's median listing age (time on market) for 2022-06-01 was 0 days.

LAWTON's median square footage for active listings during the 2022-06-01 period was 1,600 sqft. One year prior, the average listing was 1,500 sqft.