Bank Of Wisconsin Dells Mortgage Rates, Fees & Info

Wisconsin Dells, WI

LEI: 549300SK86EFHGUY2C52

Tax ID: 39-0273620

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Bank Of Wisconsin Dells is a smaller bank specializing in Home Purchase loans. Bank Of Wisconsin Dells has a high proportion of conventional loans. Their top markets by origination volume include: Baraboo, Madison, Deltona, and Appleton among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bank Of Wisconsin Dells has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

59

Origination Dollar Volume (All Markets)

$15,895,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 27 $7,985,000 $295,741 $0 0.00%
Baraboo, WI (FHA|USDA|VA) 21 $5,525,000 $263,095 $0 0.00%
MADISON, WI (FHA|USDA|VA) 9 $1,325,000 $147,222 $0 0.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $885,000 $885,000 $0 0.00%
APPLETON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
Bank Of Wisconsin Dells's top markets include Baraboo, Madison, Deltona, and Appleton among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 59 $15,895,000 $269,407 $0 0.00%

    For 2023, Bank Of Wisconsin Dells's most frequently originated type of loan was Conventional, with 59 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 41 $13,905,000 $339,146 $0 0.00%
    Refi 9 $905,000 $100,556 $0 0.00%
    Other 7 $875,000 $125,000 $0 0.00%
    Cash Out Refi 2 $210,000 $105,000 $0 0.00%

    For 2023, Bank Of Wisconsin Dells's most frequently cited loan purpose was Home Purchase, with 41 originations. The 2nd most popular reason was Refi, with 9 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 59 $15,895,000 $269,407 $0 0.00%

    For 2023, Bank Of Wisconsin Dells's most frequently cited loan duration was Other, with 59 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 19 $1,195,000 $62,895 $0 0.00%
    $200k-400k 17 $4,525,000 $266,176 $0 0.00%
    $100k-200k 15 $2,175,000 $145,000 $0 0.00%
    $400k-600k 4 $2,020,000 $505,000 $0 0.00%
    $600k-1MM 3 $2,535,000 $845,000 $0 0.00%
    $1MM+ 1 $3,445,000 $3,445,000 $0 0.00%

    2023 saw Bank Of Wisconsin Dells place emphasis on $100,000 or less loans with 19 originations, totaling $1,195,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 10 $1,980,000 $198,000 $0 0.00%
    $250k+ 10 $7,040,000 $704,000 $0 0.00%
    $50k or less 8 $460,000 $57,500 $0 0.00%
    $100k-150k 7 $1,295,000 $185,000 $0 0.00%
    $50k-75k 6 $660,000 $110,000 $0 0.00%
    $75k-100k 2 $210,000 $105,000 $0 0.00%

    Bank Of Wisconsin Dells lent most frequently to those with incomes in the $150k-250k range, with 10 originations. The second most popular income band? $250k+, with 10 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 59 $15,895,000 $269,407 $0 0.00%

    Bank Of Wisconsin Dells lent most frequently to those with DTI ratios of Exempt%, with 59 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 41 $11,295,000 $275,488 $0 0.00%
    Not applicable 16 $4,250,000 $265,625 $0 0.00%
    Not provided 2 $350,000 $175,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    82.72%

    Bank Of Wisconsin Dells has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    86.44%

    Bank Of Wisconsin Dells has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 59 $15,895,000 $269,407

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    59 $15,895,000 $269,407