Bank Of Wisconsin Dells Mortgage Rates, Fees & Info
Wisconsin Dells, WILEI: 549300SK86EFHGUY2C52
Tax ID: 39-0273620
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Wisconsin Dells is a smaller bank specializing in Home Purchase loans. Bank Of Wisconsin Dells has a high proportion of conventional loans. Their top markets by origination volume include: Cape Coral, Baraboo, Madison, Milwaukee, and Minneapolis among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Wisconsin Dells has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
88Origination Dollar Volume (All Markets)
$34,050,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $11,285,000 | $3,761,667 | $0 | 0.00% |
| Baraboo, WI (FHA|USDA|VA) | 35 | $7,405,000 | $211,571 | $0 | 0.00% |
| Outside of Metro Areas | 28 | $6,280,000 | $224,286 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 15 | $5,625,000 | $375,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 88 | $34,050,000 | $386,932 | $0 | 0.00% |
For 2022, Bank Of Wisconsin Dells's most frequently originated type of loan was Conventional, with 88 originations.
Loan Reason
For 2022, Bank Of Wisconsin Dells's most frequently cited loan purpose was Home Purchase, with 58 originations. The 2nd most popular reason was Cash Out Refi, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 88 | $34,050,000 | $386,932 | $0 | 0.00% |
For 2022, Bank Of Wisconsin Dells's most frequently cited loan duration was Other, with 88 originations.
Loan Sizing
2022 saw Bank Of Wisconsin Dells place emphasis on $100k-200k loans with 30 originations, totaling $4,480,000 in origination value.
Applicant Income
Bank Of Wisconsin Dells lent most frequently to those with incomes in the $250k+ range, with 15 originations. The second most popular income band? $100k-150k, with 14 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 88 | $34,050,000 | $386,932 | $0 | 0.00% |
Bank Of Wisconsin Dells lent most frequently to those with DTI ratios of Exempt%, with 88 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.18%
Bank Of Wisconsin Dells has an average approval rate.
Pick Rate
Approvals leading to origination80.68%
Bank Of Wisconsin Dells has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 88 | $34,050,000 | $386,932 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF NEW YORK MELLON CORPORATION, THE | Reverse mortgage | Struggling to pay mortgage | 1 | 100.0% |