Bank Of Wisconsin Dells Mortgage Rates, Fees & Info

Wisconsin Dells, WI

LEI: 549300SK86EFHGUY2C52

Tax ID: 39-0273620

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Bank Of Wisconsin Dells is a smaller bank specializing in Home Purchase loans. Bank Of Wisconsin Dells has a high proportion of conventional loans. Their top markets by origination volume include: Cape Coral, Baraboo, Madison, Milwaukee, and Minneapolis among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bank Of Wisconsin Dells has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

88

Origination Dollar Volume (All Markets)

$34,050,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $11,285,000 $3,761,667 $0 0.00%
Baraboo, WI (FHA|USDA|VA) 35 $7,405,000 $211,571 $0 0.00%
Outside of Metro Areas 28 $6,280,000 $224,286 $0 0.00%
MADISON, WI (FHA|USDA|VA) 15 $5,625,000 $375,000 $0 0.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $2,150,000 $537,500 $0 0.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $495,000 $495,000 $0 0.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $465,000 $465,000 $0 0.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $345,000 $345,000 $0 0.00%
Bank Of Wisconsin Dells's top markets include Cape Coral, Baraboo, Madison, Milwaukee, and Minneapolis among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 88 $34,050,000 $386,932 $0 0.00%

    For 2022, Bank Of Wisconsin Dells's most frequently originated type of loan was Conventional, with 88 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 58 $27,280,000 $470,345 $0 0.00%
    Cash Out Refi 12 $3,650,000 $304,167 $0 0.00%
    Other 9 $1,485,000 $165,000 $0 0.00%
    Refi 9 $1,635,000 $181,667 $0 0.00%

    For 2022, Bank Of Wisconsin Dells's most frequently cited loan purpose was Home Purchase, with 58 originations. The 2nd most popular reason was Cash Out Refi, with 12 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 88 $34,050,000 $386,932 $0 0.00%

    For 2022, Bank Of Wisconsin Dells's most frequently cited loan duration was Other, with 88 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 30 $4,480,000 $149,333 $0 0.00%
    $200k-400k 27 $7,455,000 $276,111 $0 0.00%
    $100,000 or less 16 $970,000 $60,625 $0 0.00%
    $400k-600k 8 $3,650,000 $456,250 $0 0.00%
    $1MM+ 6 $16,500,000 $2,750,000 $0 0.00%
    $600k-1MM 1 $995,000 $995,000 $0 0.00%

    2022 saw Bank Of Wisconsin Dells place emphasis on $100k-200k loans with 30 originations, totaling $4,480,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 15 $9,735,000 $649,000 $0 0.00%
    $100k-150k 14 $3,130,000 $223,571 $0 0.00%
    $150k-250k 11 $2,305,000 $209,545 $0 0.00%
    $75k-100k 10 $1,430,000 $143,000 $0 0.00%
    $50k or less 9 $775,000 $86,111 $0 0.00%
    $50k-75k 3 $635,000 $211,667 $0 0.00%

    Bank Of Wisconsin Dells lent most frequently to those with incomes in the $250k+ range, with 15 originations. The second most popular income band? $100k-150k, with 14 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 88 $34,050,000 $386,932 $0 0.00%

    Bank Of Wisconsin Dells lent most frequently to those with DTI ratios of Exempt%, with 88 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 56 $16,800,000 $300,000 $0 0.00%
    Not applicable 26 $16,040,000 $616,923 $0 0.00%
    Black 3 $555,000 $185,000 $0 0.00%
    Asian 1 $465,000 $465,000 $0 0.00%
    Not provided 2 $190,000 $95,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    86.18%

    Bank Of Wisconsin Dells has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.68%

    Bank Of Wisconsin Dells has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 88 $34,050,000 $386,932

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    88 $34,050,000 $386,932

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    BANK OF NEW YORK MELLON CORPORATION, THE Reverse mortgage Struggling to pay mortgage 1 100.0%