OSHKOSH - NEENAH Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oshkosh - Neenah averaged
6.08%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.1% and
one month ago for the week of 2023-04-20, the
average rate was 5.9%.
Oshkosh - Neenah's average rate one year ago was 4.66%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.47%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Oshkosh - Neenah 30 Year Fixed Rate | 2023-05-25 | 6.08% |
| Oshkosh - Neenah 30 Year Fixed Rate Refi | 2023-05-25 | 5.47% |
| Oshkosh - Neenah 15 Year Fixed Rate | 2023-05-25 | 5.87% |
| Oshkosh - Neenah 15 Year Fixed Rate Refi | 2023-05-25 | 4.98% |
| Oshkosh - Neenah 30 Year FHA | 2023-05-25 | 6.35% |
| Oshkosh - Neenah 30 Year FHA Refi | 2023-05-25 | 6.61% |
| Oshkosh - Neenah 30 Year USDA | 2023-05-25 | 6.83% |
| Oshkosh - Neenah 30 Year USDA Refi | 2023-05-25 | 6.43% |
| Oshkosh - Neenah 30 Year VA | 2023-05-25 | 6.37% |
| Oshkosh - Neenah 30 Year VA Refi | 2023-05-25 | 6.21% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OSHKOSH-NEENAH, WI.
OSHKOSH - NEENAH Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OSHKOSH-NEENAH, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OSHKOSH - NEENAH Average Closing Costs & Other Stats
OSHKOSH-NEENAH, WI's 172 lenders originated 5,262
loans during 2022. The total origination value was $1,070,780,000, with an average loan value of
$203,493.
OSHKOSH - NEENAH's average closing costs are $2,988.
The top OSHKOSH - NEENAH lender as defined by loan originations is Community First Credit Union, with
187 loans originated. Their average total fees are
$2,112, which is $97
higher than the next largest lender,
VERVE, A CREDIT UNION.
The lowest fee OSHKOSH - NEENAH lenders (with over 10 loans originated) are
FOX COMMUNITIES ($854), CHERRY CREEK MORTGAGE, LLC ($1,084), PROSPERA Credit Union ($1,406), Fox Valley Savings Bank ($1,632) and Hometown Bank ($1,677).
The lowest rate OSHKOSH - NEENAH lenders (with over 10 loans originated) are
PROSPERA Credit Union (3.30%), VERVE, A CREDIT UNION (3.62%), FOX COMMUNITIES (3.86%), CAPITAL Credit Union (3.99%) and Community First Credit Union (4.01%).
OSHKOSH-NEENAH, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Community First Credit Union | $153,975,000 | $140,620,000 | -8.7% | 13.1% |
| VERVE, A CREDIT UNION | $100,895,000 | $61,360,000 | -39.2% | 5.7% |
| Nicolet National Bank | $74,955,000 | $49,675,000 | -33.7% | 4.6% |
| U.S. Bank | $41,290,000 | $46,830,000 | 13.4% | 4.4% |
| Associated Bank | $75,395,000 | $40,035,000 | -46.9% | 3.7% |
| FOX COMMUNITIES | $38,520,000 | $39,495,000 | 2.5% | 3.7% |
| FINANCE OF AMERICA MORTGAGE LLC | $45,990,000 | $29,310,000 | -36.3% | 2.7% |
| QUICKEN LOANS, LLC | $62,035,000 | $27,785,000 | -55.2% | 2.6% |
| West Pointe Bank | $22,725,000 | $27,785,000 | 22.3% | 2.6% |
| WINNEBAGO COMMUNITY | $27,575,000 | $23,705,000 | -14.0% | 2.2% |
| CAPITAL Credit Union | $18,385,000 | $20,085,000 | 9.2% | 1.9% |
| Citizens State Bank of La Crosse | $450,000 | $18,580,000 | 4,028.9% | 1.7% |
| Wells Fargo Bank | $50,970,000 | $18,535,000 | -63.6% | 1.7% |
| Summit Credit Union | $5,095,000 | $18,235,000 | 257.9% | 1.7% |
| Waterstone Mortgage Corporation | $26,455,000 | $17,130,000 | -35.2% | 1.6% |
| PROSPERA Credit Union | $17,525,000 | $16,980,000 | -3.1% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $17,210,000 | $15,750,000 | -8.5% | 1.5% |
| Old National Bank | $24,890,000 | $15,235,000 | -38.8% | 1.4% |
| Grandbridge Real Estate Capital LLC | $14,480,000 | n/a | 1.4% | |
| Johnson Bank | $26,550,000 | $13,370,000 | -49.6% | 1.2% |
| Mortgage Research Center, LLC | $12,895,000 | $13,110,000 | 1.7% | 1.2% |
| Oregon Community Bank | $850,000 | $12,635,000 | 1,386.5% | 1.2% |
| M&T Realty Capital Corporation | $12,565,000 | n/a | 1.2% | |
| Bank First, N.A. | $34,770,000 | $12,185,000 | -65.0% | 1.1% |
| BMO Harris Bank | $15,485,000 | $11,315,000 | -26.9% | 1.1% |
| Fox Valley Savings Bank | $24,705,000 | $10,525,000 | -57.4% | 1.0% |
| Intercity State Bank | $9,580,000 | n/a | 0.9% | |
| Bristol Morgan Bank | $17,495,000 | $9,520,000 | -45.6% | 0.9% |
| CoVantage Credit Union | $13,295,000 | $9,035,000 | -32.0% | 0.8% |
| University of Wisconsin Credit Union | $13,195,000 | $9,025,000 | -31.6% | 0.8% |
| FIRST TECHNOLOGY | $8,960,000 | n/a | 0.8% | |
| GUARANTEED RATE, INC. | $8,710,000 | $8,735,000 | 0.3% | 0.8% |
| Fortifi Bank | $25,835,000 | $8,550,000 | -66.9% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $28,450,000 | $8,345,000 | -70.7% | 0.8% |
| BLC Community Bank | $6,120,000 | $7,965,000 | 30.1% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $13,105,000 | $7,400,000 | -43.5% | 0.7% |
| INLANTA MORTGAGE, INC. | $23,730,000 | $7,335,000 | -69.1% | 0.7% |
| Premier Community Bank | $2,355,000 | $7,185,000 | 205.1% | 0.7% |
| JPMorgan Chase Bank | $15,105,000 | $7,075,000 | -53.2% | 0.7% |
| National Exchange Bank and Trust | $13,715,000 | $6,810,000 | -50.3% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $9,635,000 | $6,730,000 | -30.2% | 0.6% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $8,145,000 | $6,660,000 | -18.2% | 0.6% |
| Hometown Bank | $7,685,000 | $5,895,000 | -23.3% | 0.6% |
| East Wisconsin Savings Bank | $6,760,000 | $5,765,000 | -14.7% | 0.5% |
| Barrington Bank & Trust Company, N.A. | $12,160,000 | $5,650,000 | -53.5% | 0.5% |
| North Shore Bank FSB | $4,550,000 | $5,070,000 | 11.4% | 0.5% |
| LOANDEPOT.COM, LLC | $8,750,000 | $5,000,000 | -42.9% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,930,000 | $4,995,000 | -37.0% | 0.5% |
| Settlers Bank | $3,465,000 | $4,905,000 | 41.6% | 0.5% |
| Wolfe Financial, Inc | $7,380,000 | $4,835,000 | -34.5% | 0.5% |
| Horicon Bank | $16,215,000 | $4,740,000 | -70.8% | 0.4% |
| Wolf River Community Bank | $11,345,000 | $4,700,000 | -58.6% | 0.4% |
| CHERRY CREEK MORTGAGE, LLC | $8,185,000 | $4,575,000 | -44.1% | 0.4% |
| Prosperity Home Mortgage, LLC | $6,665,000 | $4,530,000 | -32.0% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,330,000 | $4,515,000 | -51.6% | 0.4% |
| AbbyBank | $4,185,000 | $4,235,000 | 1.2% | 0.4% |
| MARINE | $3,920,000 | $3,925,000 | 0.1% | 0.4% |
| GSF Mortgage Corporation | $4,810,000 | $3,865,000 | -19.6% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $6,395,000 | $3,665,000 | -42.7% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,860,000 | $3,595,000 | -6.9% | 0.3% |
| NEWREZ LLC | $4,130,000 | $3,550,000 | -14.0% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $8,925,000 | $3,470,000 | -61.1% | 0.3% |
| USAA Federal Savings Bank | $4,215,000 | $3,460,000 | -17.9% | 0.3% |
| TOWNE MORTGAGE COMPANY | $5,015,000 | $3,200,000 | -36.2% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,505,000 | $3,060,000 | -32.1% | 0.3% |
| Nations Lending Corporation | $360,000 | $3,035,000 | 743.1% | 0.3% |
| American National Bank - Fox Cities | $5,075,000 | $2,870,000 | -43.4% | 0.3% |
| Bank Five Nine | $6,550,000 | $2,725,000 | -58.4% | 0.3% |
| BROKER SOLUTIONS, INC. | $4,710,000 | $2,630,000 | -44.2% | 0.2% |
| Landmark Credit Union | $1,760,000 | $2,440,000 | 38.6% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,470,000 | $2,395,000 | 62.9% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $6,295,000 | $2,300,000 | -63.5% | 0.2% |
| WaterStone Bank, SSB | $5,880,000 | $2,230,000 | -62.1% | 0.2% |
| CALIBER HOME LOANS, INC. | $8,315,000 | $2,225,000 | -73.2% | 0.2% |
| Loan Simple, Inc. | $6,735,000 | $2,080,000 | -69.1% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $4,315,000 | $1,910,000 | -55.7% | 0.2% |
| WALKER & DUNLOP, LLC | $11,485,000 | $1,825,000 | -84.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $3,810,000 | $1,815,000 | -52.4% | 0.2% |
| Ally Bank | $845,000 | $1,540,000 | 82.2% | 0.1% |
| Plains Commerce Bank | $5,245,000 | $1,475,000 | -71.9% | 0.1% |
| HOMESTEAD FUNDING CORP. | $3,945,000 | $1,400,000 | -64.5% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $740,000 | $1,335,000 | 80.4% | 0.1% |
| Waukesha State Bank | $1,640,000 | $1,295,000 | -21.0% | 0.1% |
| Frandsen Bank & Trust | $1,290,000 | n/a | 0.1% | |
| Collins State Bank | $1,280,000 | n/a | 0.1% | |
| Greenleaf Wayside Bank | $1,280,000 | n/a | 0.1% | |
| THRIVENT Federal Credit Union | $1,710,000 | $1,275,000 | -25.4% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $1,565,000 | $1,220,000 | -22.0% | 0.1% |
| Carrington Mortgage Services, LLC | $1,620,000 | $1,210,000 | -25.3% | 0.1% |
| FORTE BANK | $155,000 | $1,195,000 | 671.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $5,760,000 | $1,165,000 | -79.8% | 0.1% |
| Flagstar Bank, FSB | $2,850,000 | $1,155,000 | -59.5% | 0.1% |
| COMPEER FINANCIAL, FLCA | $2,775,000 | $1,145,000 | -58.7% | 0.1% |
| UNISON CREDIT UNION | $1,750,000 | $1,145,000 | -34.6% | 0.1% |
| Morgan Stanley Private Bank | $625,000 | $1,135,000 | 81.6% | 0.1% |
| The Huntington National Bank | $1,590,000 | $1,085,000 | -31.8% | 0.1% |
| The Federal Savings Bank | $1,545,000 | $1,055,000 | -31.7% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $505,000 | $1,040,000 | 105.9% | 0.1% |
| CMG MORTGAGE, INC. | $825,000 | $1,015,000 | 23.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,240,000 | $1,015,000 | -18.1% | 0.1% |
| Westbury Bank | $260,000 | $980,000 | 276.9% | 0.1% |
| WISCONSIN MORTGAGE CORPORATION | $370,000 | $975,000 | 163.5% | 0.1% |
| AXIA FINANCIAL, LLC | $290,000 | $900,000 | 210.3% | 0.1% |
| Bank of America | $2,060,000 | $900,000 | -56.3% | 0.1% |
| GUILD MORTGAGE COMPANY | $1,060,000 | $885,000 | -16.5% | 0.1% |
| INB | $845,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $830,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $1,580,000 | $790,000 | -50.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $695,000 | $785,000 | 12.9% | 0.1% |
| Hometown Lenders, Inc. | $595,000 | $750,000 | 26.1% | 0.1% |
| Figure Lending LLC | $345,000 | $730,000 | 111.6% | 0.1% |
| Bank of Deerfield | $175,000 | $725,000 | 314.3% | 0.1% |
| Schaumburg Bank & Trust | $720,000 | n/a | 0.1% | |
| A + MORTGAGE SERVICES, INC. | $1,330,000 | $715,000 | -46.2% | 0.1% |
| Truist | $280,000 | $715,000 | 155.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,490,000 | $700,000 | -53.0% | 0.1% |
| THOMPSON KANE & COMPANY, LLC | $830,000 | $690,000 | -16.9% | 0.1% |
| The Bank of Kaukauna | $2,565,000 | $675,000 | -73.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,860,000 | $665,000 | -76.7% | 0.1% |
| Summit Mortgage Corporation | $645,000 | n/a | 0.1% | |
| Ixonia Bank | $300,000 | $620,000 | 106.7% | 0.1% |
| The Park Bank | $620,000 | n/a | 0.1% | |
| State Bank of Cross Plains | $600,000 | n/a | 0.1% | |
| EDUCATORS CREDIT UNION | $305,000 | $585,000 | 91.8% | 0.1% |
| The Port Washington State Bank | $460,000 | $580,000 | 26.1% | 0.1% |
| Commerce Home Mortgage, Inc. | $565,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $10,350,000 | $560,000 | -94.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,520,000 | $545,000 | -64.1% | 0.1% |
| Think Mutual Bank | $545,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $230,000 | $535,000 | 132.6% | 0.0% |
| Peoples State Bank | $535,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $850,000 | $525,000 | -38.2% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $525,000 | n/a | 0.0% | |
| Bell Bank | $430,000 | $520,000 | 20.9% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $520,000 | n/a | 0.0% | |
| BLUELEAF LENDING, LLC | $515,000 | n/a | 0.0% | |
| PNC Bank | $635,000 | $515,000 | -18.9% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $830,000 | $495,000 | -40.4% | 0.0% |
| Discover Bank | $545,000 | $475,000 | -12.8% | 0.0% |
| PREMIA MORTGAGE, LLC | $530,000 | $470,000 | -11.3% | 0.0% |
| Stifel Bank and Trust | $2,810,000 | $460,000 | -83.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $420,000 | $450,000 | 7.1% | 0.0% |
| Tri City National Bank | $75,000 | $435,000 | 480.0% | 0.0% |
| BNC National Bank | $430,000 | n/a | 0.0% | |
| HOME POINT FINANCIAL CORPORATION | $1,555,000 | $430,000 | -72.3% | 0.0% |
| V.I.P. MORTGAGE, INC. | $75,000 | $430,000 | 473.3% | 0.0% |
| Ameris Bank | $425,000 | n/a | 0.0% | |
| Park City Credit Union | $105,000 | $425,000 | 304.8% | 0.0% |
| Great Midwest Bank, S.S.B. | $880,000 | $420,000 | -52.3% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $415,000 | n/a | 0.0% | |
| West Town Bank & Trust | $405,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $550,000 | $385,000 | -30.0% | 0.0% |
| Charles Schwab Bank, SSB | $375,000 | n/a | 0.0% | |
| Citizens Bank | $355,000 | $370,000 | 4.2% | 0.0% |
| DAS Acquisition Company, LLC | $645,000 | $370,000 | -42.6% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $290,000 | $355,000 | 22.4% | 0.0% |
| AMERICAN FINANCING CORPORATION | $520,000 | $350,000 | -32.7% | 0.0% |
| Regions Bank | $345,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $340,000 | n/a | 0.0% | |
| ADVANCIAL | $335,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $825,000 | $335,000 | -59.4% | 0.0% |
| SPRING EQ, LLC | $220,000 | $320,000 | 45.5% | 0.0% |
| PCM | $1,875,000 | $310,000 | -83.5% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $410,000 | $305,000 | -25.6% | 0.0% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $210,000 | $305,000 | 45.2% | 0.0% |
| Monona Bank | $300,000 | n/a | 0.0% | |
| Bank of Luxemburg | $665,000 | $295,000 | -55.6% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $440,000 | $295,000 | -33.0% | 0.0% |
| Presidential Bank, FSB | $295,000 | n/a | 0.0% | |
| Bank of England | $340,000 | $290,000 | -14.7% | 0.0% |
| AMCAP MORTGAGE, LTD. | $285,000 | n/a | 0.0% | |
| CO-OP Credit Union | $280,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $275,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $275,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $75,000 | $270,000 | 260.0% | 0.0% |
| State Bank of Chilton | $570,000 | $270,000 | -52.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $795,000 | $270,000 | -66.0% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $75,000 | $265,000 | 253.3% | 0.0% |
| First Western Trust Bank | $265,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $265,000 | n/a | 0.0% | |
| Fifth Third Bank | $1,665,000 | $255,000 | -84.7% | 0.0% |
| NBH Bank | $255,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| Town Bank, N.A. | $255,000 | n/a | 0.0% | |
| VIBE CREDIT UNION | $255,000 | n/a | 0.0% | |
| Kohler Credit Union | $710,000 | $250,000 | -64.8% | 0.0% |
| BAY EQUITY LLC | $315,000 | $245,000 | -22.2% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $250,000 | $245,000 | -2.0% | 0.0% |
| UNITEDONE Credit Union | $225,000 | n/a | 0.0% | |
| ALTRA | $540,000 | $215,000 | -60.2% | 0.0% |
| Arvest Bank | $200,000 | $215,000 | 7.5% | 0.0% |
| Bay Bank | $250,000 | $215,000 | -14.0% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $585,000 | $215,000 | -63.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $75,000 | $205,000 | 173.3% | 0.0% |
| Chicago Mortgage Solutions LLC | $2,035,000 | $205,000 | -89.9% | 0.0% |
| First Internet Bank of Indiana | $205,000 | n/a | 0.0% | |
| First Savings Bank | $205,000 | n/a | 0.0% | |
| Libertyville Bank & Trust | $205,000 | n/a | 0.0% | |
| Northpointe Bank | $175,000 | $205,000 | 17.1% | 0.0% |
| Oak Bank | $305,000 | $205,000 | -32.8% | 0.0% |
| WNB Financial, N.A. | $205,000 | n/a | 0.0% | |
| CLEARPOINTE CAPITAL, LLC | $575,000 | $200,000 | -65.2% | 0.0% |
| Goldwater Bank, N.A. | $145,000 | $195,000 | 34.5% | 0.0% |
| JAMES B. NUTTER & COMPANY | $195,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $290,000 | $195,000 | -32.8% | 0.0% |
| GATEWAY MORTGAGE CORPORATION | $185,000 | $185,000 | 0.0% | 0.0% |
| PLANET HOME LENDING, LLC | $775,000 | $185,000 | -76.1% | 0.0% |
| Cornerstone First Mortgage, Inc | $175,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $175,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $175,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $175,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $175,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $105,000 | $175,000 | 66.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $155,000 | $165,000 | 6.5% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $845,000 | $165,000 | -80.5% | 0.0% |
| MidWestOne Bank | $165,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $135,000 | $155,000 | 14.8% | 0.0% |
| KELLER MORTGAGE, LLC | $380,000 | $155,000 | -59.2% | 0.0% |
| MLD MORTGAGE INC. | $310,000 | $155,000 | -50.0% | 0.0% |
| The Central Trust Bank | $155,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $105,000 | $145,000 | 38.1% | 0.0% |
| Citibank | $145,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $105,000 | $145,000 | 38.1% | 0.0% |
| Low VA Rates, LLC | $865,000 | $145,000 | -83.2% | 0.0% |
| The Greenwood's State Bank | $145,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $430,000 | $145,000 | -66.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $135,000 | n/a | 0.0% | |
| GREAT LAKES | $135,000 | n/a | 0.0% | |
| HIWAY | $135,000 | n/a | 0.0% | |
| Midwest Community Bank | $135,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $135,000 | $135,000 | 0.0% | 0.0% |
| The Equitable Bank, S.S.B. | $3,400,000 | $135,000 | -96.0% | 0.0% |
| GreenStone Farm Credit Services, FLCA | $705,000 | $130,000 | -81.6% | 0.0% |
| Denmark State Bank | $415,000 | $125,000 | -69.9% | 0.0% |
| M&T Bank | $785,000 | $125,000 | -84.1% | 0.0% |
| PHH Mortgage Corporation | $410,000 | $125,000 | -69.5% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $125,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $125,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $115,000 | $115,000 | 0.0% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,075,000 | $115,000 | -89.3% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $155,000 | $105,000 | -32.3% | 0.0% |
| First American Bank | $105,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $95,000 | n/a | 0.0% | |
| Guardian Credit Union | $95,000 | n/a | 0.0% | |
| Peoples Bank | $95,000 | n/a | 0.0% | |
| Axos Bank | $700,000 | $85,000 | -87.9% | 0.0% |
| ALLIANT CREDIT UNION | $605,000 | $75,000 | -87.6% | 0.0% |
| First National Bank of America | $75,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| First Federal Bank | $1,330,000 | $65,000 | -95.1% | 0.0% |
| PyraMax Bank, FSB | $2,625,000 | $65,000 | -97.5% | 0.0% |
| VERIDIAN CREDIT UNION | $65,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $330,000 | $60,000 | -81.8% | 0.0% |
| FOND DU LAC | $45,000 | n/a | 0.0% | |
| The First National Bank and Trust Company | $230,000 | $45,000 | -80.4% | 0.0% |
| Cleveland State Bank | $25,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $215,000 | $25,000 | -88.4% | 0.0% |
OSHKOSH - NEENAH's top lender by overall market share is Community First Credit Union, with 13.1% market share. In second place, with 5.7%, is VERVE, A CREDIT UNION, having originated $61,360,000 in loans. In third place, with 4.6%, is Nicolet National Bank, having originated $49,675,000 in loans. In fourth place, with 4.4%, is U.S. Bank, having originated $46,830,000 in loans. In fifth place, with 3.7%, is Associated Bank, having originated $40,035,000 in loans.
OSHKOSH - NEENAH Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - OSHKOSH - NEENAH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $155,000 (9.4%) | $228,533 (6.9%) | 0.57 | 545 |
| 2018-02-01 | $155,000 (6.6%) | $226,314 (4.9%) | 0.56 | 597 |
| 2018-03-01 | $169,900 (14.9%) | $236,652 (8.0%) | 0.60 | 613 |
| 2018-04-01 | $204,900 (29.8%) | $291,577 (31.4%) | 0.69 | 359 |
| 2018-05-01 | $215,000 (33.4%) | $297,468 (32.7%) | 0.72 | 371 |
| 2018-06-01 | $199,900 (28.8%) | $281,187 (26.5%) | 0.67 | 393 |
| 2018-07-01 | $183,950 (18.8%) | $279,026 (27.1%) | 0.61 | 403 |
| 2018-08-01 | $182,500 (21.7%) | $272,966 (24.1%) | 0.61 | 423 |
| 2018-09-01 | $182,500 (17.8%) | $266,236 (16.5%) | 0.61 | 421 |
| 2018-10-01 | $177,175 (14.3%) | $265,491 (16.7%) | 0.60 | 417 |
| 2018-11-01 | $174,500 (12.7%) | $262,548 (18.4%) | 0.59 | 409 |
| 2018-12-01 | $169,900 (13.3%) | $261,212 (17.5%) | 0.59 | 369 |
| 2019-01-01 | $164,763 (6.3%) | $263,819 (15.4%) | 0.57 | 340 |
| 2019-02-01 | $184,450 (19.0%) | $274,368 (21.2%) | 0.62 | 317 |
| 2019-03-01 | $189,900 (11.8%) | $277,720 (17.4%) | 0.63 | 302 |
| 2019-04-01 | $196,700 (-4.0%) | $286,945 (-1.6%) | 0.62 | 283 |
| 2019-05-01 | $211,150 (-1.8%) | $290,919 (-2.2%) | 0.66 | 302 |
| 2019-06-01 | $204,950 (2.5%) | $287,178 (2.1%) | 0.64 | 330 |
| 2019-07-01 | $217,450 (18.2%) | $291,164 (4.4%) | 0.68 | 372 |
| 2019-08-01 | $230,000 (26.0%) | $314,328 (15.2%) | 0.72 | 364 |
| 2019-09-01 | $221,250 (21.2%) | $304,316 (14.3%) | 0.70 | 351 |
| 2019-10-01 | $212,000 (19.7%) | $286,418 (7.9%) | 0.68 | 415 |
| 2019-11-01 | $209,900 (20.3%) | $289,396 (10.2%) | 0.69 | 391 |
| 2019-12-01 | $219,900 (29.4%) | $288,807 (10.6%) | 0.73 | 337 |
| 2020-01-01 | $224,975 (36.5%) | $282,310 (7.0%) | 0.75 | 292 |
| 2020-02-01 | $237,500 (28.8%) | $297,425 (8.4%) | 0.78 | 272 |
| 2020-03-01 | $257,150 (35.4%) | $327,715 (18.0%) | 0.81 | 265 |
| 2020-04-01 | $266,700 (35.6%) | $332,232 (15.8%) | 0.84 | 259 |
| 2020-05-01 | $259,900 (23.1%) | $335,805 (15.4%) | 0.79 | 239 |
| 2020-06-01 | $264,650 (29.1%) | $354,056 (23.3%) | 0.78 | 223 |
| 2020-07-01 | $256,725 (18.1%) | $355,214 (22.0%) | 0.74 | 206 |
| 2020-08-01 | $232,400 (1.0%) | $328,715 (4.6%) | 0.67 | 212 |
| 2020-09-01 | $233,725 (5.6%) | $336,046 (10.4%) | 0.67 | 209 |
| 2020-10-01 | $225,000 (6.1%) | $344,265 (20.2%) | 0.64 | 196 |
| 2020-11-01 | $218,225 (4.0%) | $328,632 (13.6%) | 0.64 | 183 |
| 2020-12-01 | $219,200 (-0.3%) | $353,280 (22.3%) | 0.65 | 159 |
| 2021-01-01 | $230,000 (2.2%) | $381,203 (35.0%) | 0.69 | 121 |
| 2021-02-01 | $232,450 (-2.1%) | $388,205 (30.5%) | 0.68 | 117 |
| 2021-03-01 | $238,675 (-7.2%) | $389,385 (18.8%) | 0.68 | 111 |
| 2021-04-01 | $232,500 (-12.8%) | $373,084 (12.3%) | 0.63 | 117 |
| 2021-05-01 | $269,900 (3.9%) | $367,603 (9.5%) | 0.72 | 142 |
| 2021-06-01 | $254,900 (-3.7%) | $363,466 (2.7%) | 0.67 | 158 |
| 2021-07-01 | $229,900 (-10.5%) | $347,308 (-2.2%) | 0.61 | 162 |
| 2021-08-01 | $236,150 (1.6%) | $335,309 (2.0%) | 0.63 | 183 |
| 2021-09-01 | $235,863 (0.9%) | $337,896 (0.6%) | 0.63 | 188 |
| 2021-10-01 | $239,500 (6.4%) | $348,585 (1.3%) | 0.64 | 181 |
| 2021-11-01 | $254,000 (16.4%) | $351,704 (7.0%) | 0.68 | 171 |
| 2021-12-01 | $231,250 (5.5%) | $322,186 (-8.8%) | 0.63 | 138 |
| 2022-01-01 | $249,900 (8.7%) | $338,529 (-11.2%) | 0.68 | 103 |
| 2022-02-01 | $242,400 (4.3%) | $340,789 (-12.2%) | 0.63 | 97 |
| 2022-03-01 | $282,450 (18.3%) | $366,919 (-5.8%) | 0.71 | 75 |
| 2022-04-01 | $279,900 (20.4%) | $348,034 (-6.7%) | 0.67 | 95 |
| 2022-05-01 | $293,900 (8.9%) | $348,865 (-5.1%) | 0.67 | 125 |
| 2022-06-01 | $290,948 (14.1%) | $342,132 (-5.9%) | 0.65 | 153 |
| 2022-07-01 | $259,900 (13.1%) | $332,700 (-4.2%) | 0.59 | 169 |
| 2022-08-01 | $294,325 (24.6%) | $354,692 (5.8%) | 0.68 | 173 |
| 2022-09-01 | $277,450 (17.6%) | $348,815 (3.2%) | 0.65 | 147 |
| 2022-10-01 | $269,900 (12.7%) | $333,809 (-4.2%) | 0.64 | 161 |
| 2022-11-01 | $289,450 (14.0%) | $346,559 (-1.5%) | 0.70 | 164 |
| 2022-12-01 | $279,900 (21.0%) | $351,995 (9.3%) | 0.69 | 154 |
| 2023-01-01 | $336,400 (34.6%) | $409,667 (21.0%) | 0.83 | 114 |
| 2023-02-01 | $370,150 (52.7%) | $442,578 (29.9%) | 0.89 | 103 |
| 2023-03-01 | $373,425 (32.2%) | $443,724 (20.9%) | 0.88 | 92 |
| 2023-04-01 | $331,987 (18.6%) | $407,724 (17.2%) | 0.77 | 113 |
OSHKOSH - NEENAH's median listing price for 2023-04-01 was $331,987, a difference of
$52,087
(18.6%) versus the prior year and
$-41,438 versus the prior month.
OSHKOSH - NEENAH's median listing price comes in at 77% of the national average.
OSHKOSH - NEENAH's average listing price for 2023-04-01 was $407,724, a difference of $59,690 (17.2%) versus the prior year and $-36,000 versus the prior month.
For the 2023-04-01 period, OSHKOSH - NEENAH had 113 MLS listings, a difference of 21 listings (23%) versus the prior month and 18 listings (19%) versus the prior year.
OSHKOSH - NEENAH's median listing price comes in at 77% of the national average.
OSHKOSH - NEENAH's average listing price for 2023-04-01 was $407,724, a difference of $59,690 (17.2%) versus the prior year and $-36,000 versus the prior month.
For the 2023-04-01 period, OSHKOSH - NEENAH had 113 MLS listings, a difference of 21 listings (23%) versus the prior month and 18 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - OSHKOSH - NEENAH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 88 days | 1,687 sqft |
| 2018-02-01 | 81 days | 1,672 sqft |
| 2018-03-01 | 57 days | 1,731 sqft |
| 2018-04-01 | 60 days | 1,811 sqft |
| 2018-05-01 | 55 days | 1,827 sqft |
| 2018-06-01 | 52 days | 1,807 sqft |
| 2018-07-01 | 55 days | 1,736 sqft |
| 2018-08-01 | 55 days | 1,740 sqft |
| 2018-09-01 | 53 days | 1,759 sqft |
| 2018-10-01 | 59 days | 1,704 sqft |
| 2018-11-01 | 67 days | 1,669 sqft |
| 2018-12-01 | 82 days | 1,662 sqft |
| 2019-01-01 | 92 days | 1,665 sqft |
| 2019-02-01 | 90 days | 1,677 sqft |
| 2019-03-01 | 71 days | 1,704 sqft |
| 2019-04-01 | 64 days | 1,771 sqft |
| 2019-05-01 | 53 days | 1,779 sqft |
| 2019-06-01 | 50 days | 1,824 sqft |
| 2019-07-01 | 51 days | 1,823 sqft |
| 2019-08-01 | 64 days | 1,809 sqft |
| 2019-09-01 | 63 days | 1,806 sqft |
| 2019-10-01 | 58 days | 1,774 sqft |
| 2019-11-01 | 67 days | 1,799 sqft |
| 2019-12-01 | 82 days | 1,776 sqft |
| 2020-01-01 | 85 days | 1,750 sqft |
| 2020-02-01 | 73 days | 1,776 sqft |
| 2020-03-01 | 58 days | 1,818 sqft |
| 2020-04-01 | 59 days | 1,881 sqft |
| 2020-05-01 | 73 days | 1,831 sqft |
| 2020-06-01 | 60 days | 1,842 sqft |
| 2020-07-01 | 56 days | 1,870 sqft |
| 2020-08-01 | 58 days | 1,790 sqft |
| 2020-09-01 | 53 days | 1,786 sqft |
| 2020-10-01 | 61 days | 1,788 sqft |
| 2020-11-01 | 60 days | 1,771 sqft |
| 2020-12-01 | 66 days | 1,761 sqft |
| 2021-01-01 | 85 days | 1,763 sqft |
| 2021-02-01 | 74 days | 1,836 sqft |
| 2021-03-01 | 52 days | 1,752 sqft |
| 2021-04-01 | 45 days | 1,729 sqft |
| 2021-05-01 | 31 days | 1,740 sqft |
| 2021-06-01 | 33 days | 1,779 sqft |
| 2021-07-01 | 44 days | 1,727 sqft |
| 2021-08-01 | 38 days | 1,721 sqft |
| 2021-09-01 | 46 days | 1,612 sqft |
| 2021-10-01 | 47 days | 1,629 sqft |
| 2021-11-01 | 52 days | 1,690 sqft |
| 2021-12-01 | 55 days | 1,690 sqft |
| 2022-01-01 | 57 days | 1,765 sqft |
| 2022-02-01 | 41 days | 1,613 sqft |
| 2022-03-01 | 43 days | 1,729 sqft |
| 2022-04-01 | 26 days | 1,612 sqft |
| 2022-05-01 | 25 days | 1,666 sqft |
| 2022-06-01 | 23 days | 1,705 sqft |
| 2022-07-01 | 32 days | 1,652 sqft |
| 2022-08-01 | 40 days | 1,664 sqft |
| 2022-09-01 | 44 days | 1,674 sqft |
| 2022-10-01 | 43 days | 1,652 sqft |
| 2022-11-01 | 51 days | 1,705 sqft |
| 2022-12-01 | 51 days | 1,651 sqft |
| 2023-01-01 | 61 days | 1,697 sqft |
| 2023-02-01 | 59 days | 1,753 sqft |
| 2023-03-01 | 46 days | 1,812 sqft |
| 2023-04-01 | 35 days | 1,797 sqft |
OSHKOSH - NEENAH's median listing age (time on market) for 2023-04-01 was 35 days.
This
is 35%
longer
than the same period one year ago.
OSHKOSH - NEENAH's median square footage for active listings during the 2023-04-01 period was 1,797 sqft. One year prior, the average listing was 1,612 sqft.
OSHKOSH - NEENAH's median square footage for active listings during the 2023-04-01 period was 1,797 sqft. One year prior, the average listing was 1,612 sqft.
OSHKOSH-NEENAH, WI Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 54901 | Oshkosh-Neenah, WI | $630 | $680 | $880 | $1,190 | $1,400 |
| 54902 | Oshkosh-Neenah, WI | $580 | $620 | $800 | $1,080 | $1,280 |
| 54903 | Oshkosh-Neenah, WI | $640 | $690 | $890 | $1,200 | $1,420 |
| 54904 | Oshkosh-Neenah, WI | $660 | $710 | $920 | $1,240 | $1,470 |
| 54914 | Oshkosh-Neenah, WI | $640 | $680 | $870 | $1,180 | $1,190 |
| 54915 | Oshkosh-Neenah, WI | $610 | $650 | $830 | $1,130 | $1,150 |
| 54923 | Oshkosh-Neenah, WI | $610 | $660 | $850 | $1,140 | $1,360 |
| 54927 | Oshkosh-Neenah, WI | $610 | $660 | $850 | $1,150 | $1,360 |
| 54934 | Oshkosh-Neenah, WI | $670 | $720 | $930 | $1,250 | $1,480 |
| 54940 | Oshkosh-Neenah, WI | $570 | $620 | $790 | $1,070 | $1,210 |
| 54944 | Oshkosh-Neenah, WI | $610 | $650 | $840 | $1,130 | $1,140 |
| 54947 | Oshkosh-Neenah, WI | $730 | $790 | $1,020 | $1,370 | $1,630 |
| 54952 | Oshkosh-Neenah, WI | $630 | $680 | $880 | $1,180 | $1,360 |
| 54956 | Oshkosh-Neenah, WI | $700 | $760 | $980 | $1,320 | $1,560 |
| 54957 | Oshkosh-Neenah, WI | $640 | $690 | $890 | $1,200 | $1,420 |
| 54963 | Oshkosh-Neenah, WI | $690 | $740 | $960 | $1,290 | $1,530 |
| 54964 | Oshkosh-Neenah, WI | $830 | $900 | $1,160 | $1,560 | $1,800 |
| 54971 | Oshkosh-Neenah, WI | $600 | $630 | $820 | $1,100 | $1,130 |
| 54979 | Oshkosh-Neenah, WI | $710 | $750 | $980 | $1,300 | $1,340 |
| 54980 | Oshkosh-Neenah, WI | $720 | $770 | $1,000 | $1,340 | $1,560 |
| 54985 | Oshkosh-Neenah, WI | $630 | $680 | $880 | $1,190 | $1,400 |
| 54986 | Oshkosh-Neenah, WI | $570 | $610 | $790 | $1,060 | $1,260 |
2022 Average & Median Rent Data Statistics
OSHKOSH-NEENAH, WI average 1BR rent: $697, median: $680
OSHKOSH-NEENAH, WI average 2BR rent: $900, median: $880
OSHKOSH-NEENAH, WI average 3BR rent: $1,212, median: $1,190
OSHKOSH-NEENAH, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,537 | $644,325,000 | $253,971 |
| Cash Out Refi | 948 | $177,990,000 | $187,753 |
| Refi | 818 | $175,050,000 | $213,998 |
| Home Improvement | 526 | $38,580,000 | $73,346 |
| Other | 433 | $34,835,000 | $80,450 |
Oshkosh - Neenah's most frequently cited loan purpose was Home Purchase, with 2,537 originations. The 2nd most popular reason was Cash Out Refi, with 948 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,417 | $345,505,000 | $243,829 |
| 5-6% | 950 | $182,800,000 | $192,421 |
| 4-5% | 943 | $196,265,000 | $208,128 |
| 2.5-3% | 584 | $102,260,000 | $175,103 |
| 6-7% | 460 | $76,600,000 | $166,522 |
| <2.5% | 294 | $36,230,000 | $123,231 |
| 7-8% | 144 | $18,580,000 | $129,028 |
| Over 8% | 65 | $4,585,000 | $70,538 |
During 2022, Oshkosh - Neenah's most frequently originated rate bucket was 3-4%, with 1,417 originations.
Loan Sizing (OSHKOSH-NEENAH, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,159 | $313,095,000 | $145,019 |
| $100,000 or less | 1,577 | $89,055,000 | $56,471 |
| $200k-400k | 1,218 | $329,050,000 | $270,156 |
| $400k-600k | 196 | $92,570,000 | $472,296 |
| $Over $1MM | 57 | $207,725,000 | $3,644,298 |
| $600k-1000k | 55 | $39,285,000 | $714,273 |
OSHKOSH - NEENAH's loan sizing saw the bucket of loans from $100k-200k with 2,159 originations, totaling $313,095,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,684 | $387,120,000 | $229,881 |
| 60-80% | 1,381 | $375,285,000 | $271,749 |
| Under 20% | 615 | $42,405,000 | $68,951 |
| 20-40% | 581 | $51,785,000 | $89,131 |
| 40-60% | 538 | $92,540,000 | $172,007 |
| Over 100% | 36 | $10,410,000 | $289,167 |
OSHKOSH - NEENAH's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,684 originations, totaling $387,120,000 in origination value.