OSHKOSH - NEENAH Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oshkosh - Neenah averaged
6.04%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.91% and
one month ago for the week of 2022-05-19, the
average rate was 5.68%.
Oshkosh - Neenah's average rate one year ago was 3.38%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.95%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Oshkosh - Neenah 30 Year Fixed Rate | 2022-06-23 | 6.04% |
| Oshkosh - Neenah 30 Year Fixed Rate Refi | 2022-06-23 | 5.95% |
| Oshkosh - Neenah 15 Year Fixed Rate | 2022-06-23 | 5.18% |
| Oshkosh - Neenah 15 Year Fixed Rate Refi | 2022-06-23 | 4.92% |
| Oshkosh - Neenah 30 Year FHA | 2022-06-23 | 0.13% |
| Oshkosh - Neenah 30 Year FHA Refi | 2022-06-23 | 0.01% |
| Oshkosh - Neenah 30 Year USDA | 2022-06-23 | 0.04% |
| Oshkosh - Neenah 30 Year USDA Refi | 2022-06-23 | 5.74% |
| Oshkosh - Neenah 30 Year VA | 2022-06-23 | 0.39% |
| Oshkosh - Neenah 30 Year VA Refi | 2022-06-23 | 0.07% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OSHKOSH-NEENAH, WI.
OSHKOSH - NEENAH Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the OSHKOSH-NEENAH, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OSHKOSH-NEENAH, WI's 198 lenders originated 8,514
loans during 2021. The total origination value was $1,503,400,000, with an average loan value of
$176,580.
The top OSHKOSH - NEENAH lender as defined by loan originations is Community First Credit Union, with
358 loans originated. Their average total fees are
$1,770, which is $128
higher than the next largest lender,
VERVE, A CREDIT UNION.
The lowest fee OSHKOSH - NEENAH lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($698), Horicon Bank ($1,161), FOX COMMUNITIES ($1,267), Fox Valley Savings Bank ($1,275) and Hometown Bank ($1,306).
The lowest rate OSHKOSH - NEENAH lenders (with over 10 loans originated) are
PROSPERA Credit Union (2.88%), Summit Credit Union (2.93%), Citizens Bank (2.93%), BETTER MORTGAGE CORPORATION (2.93%) and University of Wisconsin Credit Union (2.95%).
OSHKOSH-NEENAH, WI Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Community First Credit Union | $192,410,000 | $153,975,000 | -20.0% | 10.2% |
| VERVE, A CREDIT UNION | $97,160,000 | $100,895,000 | 3.8% | 6.7% |
| Associated Bank | $65,245,000 | $75,395,000 | 15.6% | 5.0% |
| Nicolet National Bank | $113,290,000 | $74,955,000 | -33.8% | 5.0% |
| QUICKEN LOANS, LLC | $53,520,000 | $62,035,000 | 15.9% | 4.1% |
| Wells Fargo Bank | $43,810,000 | $50,970,000 | 16.3% | 3.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $38,285,000 | $45,990,000 | 20.1% | 3.1% |
| U.S. Bank | $39,440,000 | $41,290,000 | 4.7% | 2.7% |
| FOX COMMUNITIES | $31,970,000 | $38,520,000 | 20.5% | 2.6% |
| Bank First, N.A. | $32,845,000 | $34,770,000 | 5.9% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $21,265,000 | $28,450,000 | 33.8% | 1.9% |
| WINNEBAGO COMMUNITY | $22,045,000 | $27,575,000 | 25.1% | 1.8% |
| Johnson Bank | $29,530,000 | $26,550,000 | -10.1% | 1.8% |
| Waterstone Mortgage Corporation | $25,135,000 | $26,455,000 | 5.3% | 1.8% |
| Fortifi Bank | $32,790,000 | $25,835,000 | -21.2% | 1.7% |
| Old National Bank | $34,560,000 | $24,890,000 | -28.0% | 1.7% |
| Fox Valley Savings Bank | $30,750,000 | $24,705,000 | -19.7% | 1.6% |
| INLANTA MORTGAGE, INC. | $21,845,000 | $23,730,000 | 8.6% | 1.6% |
| West Pointe Bank | $13,860,000 | $22,725,000 | 64.0% | 1.5% |
| CAPITAL Credit Union | $20,595,000 | $18,385,000 | -10.7% | 1.2% |
| PROSPERA Credit Union | $12,080,000 | $17,525,000 | 45.1% | 1.2% |
| Bristol Morgan Bank | $16,750,000 | $17,495,000 | 4.4% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,765,000 | $17,210,000 | 46.3% | 1.1% |
| Horicon Bank | $15,510,000 | $16,215,000 | 4.5% | 1.1% |
| BMO Harris Bank | $11,525,000 | $15,485,000 | 34.4% | 1.0% |
| JPMorgan Chase Bank | $13,350,000 | $15,105,000 | 13.1% | 1.0% |
| National Exchange Bank and Trust | $10,320,000 | $13,715,000 | 32.9% | 0.9% |
| CoVantage Credit Union | $8,840,000 | $13,295,000 | 50.4% | 0.9% |
| University of Wisconsin Credit Union | $11,945,000 | $13,195,000 | 10.5% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $13,260,000 | $13,105,000 | -1.2% | 0.9% |
| Mortgage Research Center, LLC | $9,860,000 | $12,895,000 | 30.8% | 0.9% |
| Barrington Bank & Trust Company, N.A. | $11,400,000 | $12,160,000 | 6.7% | 0.8% |
| WALKER & DUNLOP, LLC | $5,900,000 | $11,485,000 | 94.7% | 0.8% |
| Wolf River Community Bank | $10,890,000 | $11,345,000 | 4.2% | 0.8% |
| CRESCENT MORTGAGE COMPANY | $10,520,000 | $10,350,000 | -1.6% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $8,280,000 | $9,635,000 | 16.4% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,335,000 | $9,330,000 | 47.3% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $2,965,000 | $8,925,000 | 201.0% | 0.6% |
| LOANDEPOT.COM, LLC | $7,095,000 | $8,750,000 | 23.3% | 0.6% |
| GUARANTEED RATE, INC. | $11,950,000 | $8,710,000 | -27.1% | 0.6% |
| CALIBER HOME LOANS, INC. | $5,900,000 | $8,315,000 | 40.9% | 0.6% |
| CHERRY CREEK MORTGAGE, LLC | $6,365,000 | $8,185,000 | 28.6% | 0.5% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $3,120,000 | $8,145,000 | 161.1% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,000,000 | $7,930,000 | -0.9% | 0.5% |
| Hometown Bank | $6,925,000 | $7,685,000 | 11.0% | 0.5% |
| Wolfe Financial, Inc | $1,490,000 | $7,380,000 | 395.3% | 0.5% |
| East Wisconsin Savings Bank | $8,780,000 | $6,760,000 | -23.0% | 0.4% |
| Loan Simple, Inc. | $6,735,000 | n/a | 0.4% | |
| Prosperity Home Mortgage, LLC | $2,135,000 | $6,665,000 | 212.2% | 0.4% |
| Bank Five Nine | $6,540,000 | $6,550,000 | 0.2% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $1,480,000 | $6,395,000 | 332.1% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $3,470,000 | $6,295,000 | 81.4% | 0.4% |
| BLC Community Bank | $12,295,000 | $6,120,000 | -50.2% | 0.4% |
| WaterStone Bank, SSB | $9,145,000 | $5,880,000 | -35.7% | 0.4% |
| BETTER MORTGAGE CORPORATION | $3,980,000 | $5,760,000 | 44.7% | 0.4% |
| PARKSIDE LENDING, LLC | $7,645,000 | $5,415,000 | -29.2% | 0.4% |
| Plains Commerce Bank | $690,000 | $5,245,000 | 660.1% | 0.3% |
| Summit Credit Union | $3,095,000 | $5,095,000 | 64.6% | 0.3% |
| American National Bank - Fox Cities | $8,900,000 | $5,075,000 | -43.0% | 0.3% |
| TOWNE MORTGAGE COMPANY | $6,225,000 | $5,015,000 | -19.4% | 0.3% |
| Commerce State Bank | $7,875,000 | $4,945,000 | -37.2% | 0.3% |
| GSF Mortgage Corporation | $6,575,000 | $4,810,000 | -26.8% | 0.3% |
| BROKER SOLUTIONS, INC. | $3,575,000 | $4,710,000 | 31.7% | 0.3% |
| Citizens Bank | $1,795,000 | $4,685,000 | 161.0% | 0.3% |
| North Shore Bank FSB | $15,280,000 | $4,550,000 | -70.2% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,165,000 | $4,505,000 | -26.9% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $1,455,000 | $4,315,000 | 196.6% | 0.3% |
| USAA Federal Savings Bank | $5,610,000 | $4,215,000 | -24.9% | 0.3% |
| AbbyBank | $1,365,000 | $4,185,000 | 206.6% | 0.3% |
| NEWREZ LLC | $3,830,000 | $4,130,000 | 7.8% | 0.3% |
| HOMESTEAD FUNDING CORP. | $5,615,000 | $3,945,000 | -29.7% | 0.3% |
| MARINE | $3,335,000 | $3,920,000 | 17.5% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,230,000 | $3,860,000 | -8.7% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $3,260,000 | $3,810,000 | 16.9% | 0.3% |
| Settlers Bank | $3,130,000 | $3,465,000 | 10.7% | 0.2% |
| The Equitable Bank, S.S.B. | $5,045,000 | $3,400,000 | -32.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,045,000 | $2,860,000 | -6.1% | 0.2% |
| Flagstar Bank, FSB | $5,805,000 | $2,850,000 | -50.9% | 0.2% |
| Stifel Bank and Trust | $2,810,000 | n/a | 0.2% | |
| COMPEER FINANCIAL, FLCA | $5,570,000 | $2,775,000 | -50.2% | 0.2% |
| FINANCE OF AMERICA COMMERCIAL LLC | $2,695,000 | n/a | 0.2% | |
| PyraMax Bank, FSB | $2,625,000 | n/a | 0.2% | |
| The Bank of Kaukauna | $5,590,000 | $2,565,000 | -54.1% | 0.2% |
| Premier Community Bank | $2,145,000 | $2,355,000 | 9.8% | 0.2% |
| Bank of America | $2,830,000 | $2,060,000 | -27.2% | 0.1% |
| FirstBank | $195,000 | $2,060,000 | 956.4% | 0.1% |
| Chicago Mortgage Solutions LLC | $2,035,000 | n/a | 0.1% | |
| PCM | $600,000 | $1,875,000 | 212.5% | 0.1% |
| Landmark Credit Union | $2,980,000 | $1,760,000 | -40.9% | 0.1% |
| UNISON CREDIT UNION | $795,000 | $1,750,000 | 120.1% | 0.1% |
| THRIVENT Federal Credit Union | $2,280,000 | $1,710,000 | -25.0% | 0.1% |
| Fifth Third Bank | $1,665,000 | n/a | 0.1% | |
| Waukesha State Bank | $895,000 | $1,640,000 | 83.2% | 0.1% |
| Carrington Mortgage Services, LLC | $2,025,000 | $1,620,000 | -20.0% | 0.1% |
| The Huntington National Bank | $955,000 | $1,590,000 | 66.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $2,290,000 | $1,580,000 | -31.0% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $1,735,000 | $1,565,000 | -9.8% | 0.1% |
| HOME POINT FINANCIAL CORPORATION | $2,135,000 | $1,555,000 | -27.2% | 0.1% |
| The Federal Savings Bank | $2,140,000 | $1,545,000 | -27.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $725,000 | $1,520,000 | 109.7% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,945,000 | $1,490,000 | -49.4% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $690,000 | $1,470,000 | 113.0% | 0.1% |
| A + MORTGAGE SERVICES, INC. | $1,250,000 | $1,330,000 | 6.4% | 0.1% |
| First Federal Bank | $2,245,000 | $1,330,000 | -40.8% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $995,000 | $1,240,000 | 24.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $735,000 | $1,075,000 | 46.3% | 0.1% |
| GUILD MORTGAGE COMPANY | $750,000 | $1,060,000 | 41.3% | 0.1% |
| The Stephenson National Bank and Trust | $1,240,000 | $975,000 | -21.4% | 0.1% |
| Great Midwest Bank, S.S.B. | $645,000 | $880,000 | 36.4% | 0.1% |
| Low VA Rates, LLC | $925,000 | $865,000 | -6.5% | 0.1% |
| CLEARPATH LENDING | $1,855,000 | $850,000 | -54.2% | 0.1% |
| Oregon Community Bank | $1,710,000 | $850,000 | -50.3% | 0.1% |
| Ally Bank | $745,000 | $845,000 | 13.4% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $615,000 | $845,000 | 37.4% | 0.1% |
| THOMPSON KANE & COMPANY, LLC | $215,000 | $830,000 | 286.0% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,345,000 | $830,000 | -38.3% | 0.1% |
| CMG MORTGAGE, INC. | $795,000 | $825,000 | 3.8% | 0.1% |
| MICHIGAN MUTUAL, INC. | $940,000 | $825,000 | -12.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $835,000 | $795,000 | -4.8% | 0.1% |
| Manufacturers and Traders Trust Company | $785,000 | n/a | 0.1% | |
| NBKC BANK | $1,150,000 | $785,000 | -31.7% | 0.1% |
| PLANET HOME LENDING, LLC | $350,000 | $775,000 | 121.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $630,000 | $740,000 | 17.5% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,765,000 | $740,000 | -58.1% | 0.0% |
| SOFI LENDING CORP. | $400,000 | $735,000 | 83.8% | 0.0% |
| Kohler Credit Union | $350,000 | $710,000 | 102.9% | 0.0% |
| GreenStone Farm Credit Services, FLCA | $1,945,000 | $705,000 | -63.8% | 0.0% |
| Axos Bank | $790,000 | $700,000 | -11.4% | 0.0% |
| InterContinental Capital Group, Inc | $280,000 | $700,000 | 150.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $310,000 | $695,000 | 124.2% | 0.0% |
| Bank of Luxemburg | $210,000 | $665,000 | 216.7% | 0.0% |
| TCF National Bank | $1,070,000 | $655,000 | -38.8% | 0.0% |
| PROPER RATE, LLC | $650,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $175,000 | $645,000 | 268.6% | 0.0% |
| PNC Bank | $320,000 | $635,000 | 98.4% | 0.0% |
| Morgan Stanley Private Bank | $1,175,000 | $625,000 | -46.8% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $610,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $795,000 | $605,000 | -23.9% | 0.0% |
| Hometown Lenders, Inc. | $595,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $590,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $530,000 | $585,000 | 10.4% | 0.0% |
| TIAA, FSB | $460,000 | $585,000 | 27.2% | 0.0% |
| CLEARPOINTE CAPITAL, LLC | $105,000 | $575,000 | 447.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $205,000 | $570,000 | 178.0% | 0.0% |
| State Bank of Chilton | $125,000 | $570,000 | 356.0% | 0.0% |
| MORTGAGE ACCESS CORP. | $550,000 | n/a | 0.0% | |
| Discover Bank | $220,000 | $545,000 | 147.7% | 0.0% |
| ALTRA | $565,000 | $540,000 | -4.4% | 0.0% |
| KeyBank | $535,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $530,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $625,000 | $530,000 | -15.2% | 0.0% |
| AMERICAN FINANCING CORPORATION | $780,000 | $520,000 | -33.3% | 0.0% |
| First State Bank | $3,280,000 | $510,000 | -84.5% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $155,000 | $505,000 | 225.8% | 0.0% |
| IncredibleBank | $970,000 | $500,000 | -48.5% | 0.0% |
| Range Bank | $340,000 | $495,000 | 45.6% | 0.0% |
| Capitol Bank | $1,470,000 | $485,000 | -67.0% | 0.0% |
| Alerus Financial | $1,335,000 | $480,000 | -64.0% | 0.0% |
| Mortgages Unlimited Inc. | $475,000 | $475,000 | 0.0% | 0.0% |
| Great Southern Bank | $465,000 | n/a | 0.0% | |
| The Port Washington State Bank | $410,000 | $460,000 | 12.2% | 0.0% |
| Citizens State Bank of La Crosse | $145,000 | $450,000 | 210.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $465,000 | $445,000 | -4.3% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $440,000 | n/a | 0.0% | |
| Bell Bank | $300,000 | $430,000 | 43.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $1,285,000 | $430,000 | -66.5% | 0.0% |
| ENVOY MORTGAGE, LTD | $135,000 | $420,000 | 211.1% | 0.0% |
| Denmark State Bank | $575,000 | $415,000 | -27.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $240,000 | $410,000 | 70.8% | 0.0% |
| PHH Mortgage Corporation | $190,000 | $410,000 | 115.8% | 0.0% |
| Servion, Inc. | $795,000 | $400,000 | -49.7% | 0.0% |
| TOGETHER CREDIT UNION | $390,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $660,000 | $380,000 | -42.4% | 0.0% |
| Key Mortgage Services, Inc. | $230,000 | $370,000 | 60.9% | 0.0% |
| WISCONSIN MORTGAGE CORPORATION | $1,235,000 | $370,000 | -70.0% | 0.0% |
| Nations Lending Corporation | $145,000 | $360,000 | 148.3% | 0.0% |
| Citizens Bank | $1,795,000 | $355,000 | -80.2% | 0.0% |
| Figure Lending LLC | $140,000 | $345,000 | 146.4% | 0.0% |
| Bank of England | $685,000 | $340,000 | -50.4% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $335,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $550,000 | $335,000 | -39.1% | 0.0% |
| AMERICAN ADVISORS GROUP | $230,000 | $330,000 | 43.5% | 0.0% |
| Prevail Bank | $400,000 | $330,000 | -17.5% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $280,000 | $320,000 | 14.3% | 0.0% |
| BAY EQUITY LLC | $305,000 | $315,000 | 3.3% | 0.0% |
| Baxter Credit Union | $1,390,000 | $310,000 | -77.7% | 0.0% |
| MLD MORTGAGE INC. | $2,440,000 | $310,000 | -87.3% | 0.0% |
| EDUCATORS CREDIT UNION | $900,000 | $305,000 | -66.1% | 0.0% |
| North American Savings Bank, F.S.B. | $205,000 | $305,000 | 48.8% | 0.0% |
| Oak Bank | $305,000 | n/a | 0.0% | |
| Ixonia Bank | $670,000 | $300,000 | -55.2% | 0.0% |
| Home State Bank | $450,000 | $295,000 | -34.4% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,320,000 | $290,000 | -78.0% | 0.0% |
| AXIA FINANCIAL, LLC | $515,000 | $290,000 | -43.7% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $70,000 | $290,000 | 314.3% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $195,000 | $290,000 | 48.7% | 0.0% |
| Oostburg State Bank | $265,000 | $285,000 | 7.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $280,000 | n/a | 0.0% | |
| Truist Bank | $280,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $135,000 | $275,000 | 103.7% | 0.0% |
| CIBM Bank | $675,000 | $265,000 | -60.7% | 0.0% |
| Starion Bank | $265,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $265,000 | n/a | 0.0% | |
| Forward Bank | $260,000 | n/a | 0.0% | |
| Westbury Bank | $905,000 | $260,000 | -71.3% | 0.0% |
| Magnolia Bank | $255,000 | n/a | 0.0% | |
| Bay Bank | $375,000 | $250,000 | -33.3% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $250,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $385,000 | $250,000 | -35.1% | 0.0% |
| WOODTRUST BANK | $590,000 | $250,000 | -57.6% | 0.0% |
| Blue Ridge Bank | $230,000 | $245,000 | 6.5% | 0.0% |
| LENDERFI, INC. | $205,000 | $235,000 | 14.6% | 0.0% |
| Empower Credit Union | $230,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $240,000 | $230,000 | -4.2% | 0.0% |
| The First National Bank and Trust Company | $245,000 | $230,000 | -6.1% | 0.0% |
| Heartland Credit Union (Madison) | $290,000 | $225,000 | -22.4% | 0.0% |
| Tomahawk Community Bank SSB | $225,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $45,000 | $220,000 | 388.9% | 0.0% |
| Deere Employees Credit Union | $755,000 | $215,000 | -71.5% | 0.0% |
| EVANSVILLE TEACHERS | $215,000 | n/a | 0.0% | |
| PremierBank | $215,000 | $215,000 | 0.0% | 0.0% |
| The Dart Bank | $215,000 | n/a | 0.0% | |
| The Peoples Community Bank | $580,000 | $215,000 | -62.9% | 0.0% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $210,000 | n/a | 0.0% | |
| GENISYS | $205,000 | n/a | 0.0% | |
| Hiawatha National Bank | $205,000 | $205,000 | 0.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $205,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $205,000 | n/a | 0.0% | |
| Arvest Bank | $200,000 | n/a | 0.0% | |
| Badger Bank | $495,000 | $200,000 | -59.6% | 0.0% |
| First Federal Bank of Kansas City | $195,000 | n/a | 0.0% | |
| Academy Bank | $185,000 | n/a | 0.0% | |
| Bank Iowa | $185,000 | n/a | 0.0% | |
| CELEBRITY HOME LOANS, LLC | $185,000 | n/a | 0.0% | |
| GATEWAY MORTGAGE CORPORATION | $470,000 | $185,000 | -60.6% | 0.0% |
| LOANPAL, LLC | $185,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $185,000 | n/a | 0.0% | |
| Bank of Deerfield | $245,000 | $175,000 | -28.6% | 0.0% |
| Cf Bank | $175,000 | n/a | 0.0% | |
| Devon Bank | $175,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $495,000 | $175,000 | -64.6% | 0.0% |
| Northpointe Bank | $205,000 | $175,000 | -14.6% | 0.0% |
| First Midwest Bank | $165,000 | n/a | 0.0% | |
| Home Federal Savings Bank | $165,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $135,000 | $165,000 | 22.2% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $165,000 | n/a | 0.0% | |
| Willamette Valley Bank | $105,000 | $165,000 | 57.1% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $155,000 | $155,000 | 0.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $315,000 | $155,000 | -50.8% | 0.0% |
| City Bank | $155,000 | n/a | 0.0% | |
| FORTE BANK | $155,000 | n/a | 0.0% | |
| Glacier Hills Credit Union | $155,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $155,000 | n/a | 0.0% | |
| Valley Communities Credit Union | $185,000 | $155,000 | -16.2% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $595,000 | $150,000 | -74.8% | 0.0% |
| Bremer Bank | $250,000 | $145,000 | -42.0% | 0.0% |
| Goldwater Bank, N.A. | $275,000 | $145,000 | -47.3% | 0.0% |
| SIWELL, INC. | $145,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $65,000 | $135,000 | 107.7% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $135,000 | n/a | 0.0% | |
| ARC HOME LLC | $105,000 | $125,000 | 19.0% | 0.0% |
| Gateway First Bank | $125,000 | n/a | 0.0% | |
| Honor Credit Union | $125,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $125,000 | n/a | 0.0% | |
| Northwestern Bank | $125,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $85,000 | $115,000 | 35.3% | 0.0% |
| DMB Community Bank | $115,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $415,000 | $115,000 | -72.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $105,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $105,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $1,035,000 | $105,000 | -89.9% | 0.0% |
| Park City Credit Union | $105,000 | n/a | 0.0% | |
| Royal Credit Union | $505,000 | $105,000 | -79.2% | 0.0% |
| ZILLOW HOME LOANS, LLC | $530,000 | $105,000 | -80.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $240,000 | $95,000 | -60.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $315,000 | $75,000 | -76.2% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $75,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $75,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $185,000 | $75,000 | -59.5% | 0.0% |
| Royal Bank | $75,000 | n/a | 0.0% | |
| Tri City National Bank | $75,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $75,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $35,000 | n/a | 0.0% |
OSHKOSH - NEENAH's top lender by overall market share is Community First Credit Union, with 10.2% market share. In second place, with 6.7%, is VERVE, A CREDIT UNION, having originated $100,895,000 in loans. In third place, with 5.0%, is Associated Bank, having originated $75,395,000 in loans. In third place, with 5.0%, is Nicolet National Bank, having originated $74,955,000 in loans. In third place, with 4.1%, is QUICKEN LOANS, LLC, having originated $62,035,000 in loans.
OSHKOSH-NEENAH, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 3,185 | $546,575,000 | $171,609 |
| Home Purchase | 2,934 | $611,220,000 | $208,323 |
| Cash Out Refi | 1,689 | $285,895,000 | $169,269 |
| Other | 354 | $32,040,000 | $90,508 |
| Home Improvement | 347 | $27,045,000 | $77,939 |
| NA | 5 | $625,000 | $125,000 |
Oshkosh - Neenah's most frequently cited loan purpose was Refi, with 3,185 originations. The 2nd most popular reason was Home Purchase, with 2,934 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 3,003 | $537,605,000 | $179,023 |
| 3-4% | 2,832 | $541,370,000 | $191,162 |
| <2.5% | 1,729 | $284,515,000 | $164,555 |
| 4-5% | 322 | $35,980,000 | $111,739 |
| Over 8% | 45 | $3,505,000 | $77,889 |
| 5-6% | 44 | $5,750,000 | $130,682 |
| 6-7% | 21 | $955,000 | $45,476 |
| 7-8% | 21 | $1,325,000 | $63,095 |
During 2021, Oshkosh - Neenah's most frequently originated rate bucket was 2.5-3%, with 3,003 originations.
Loan Sizing (OSHKOSH-NEENAH, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 4,026 | $578,700,000 | $143,741 |
| $100,000 or less | 2,159 | $141,405,000 | $65,496 |
| $200k-400k | 1,977 | $522,905,000 | $264,494 |
| $400k-600k | 268 | $126,030,000 | $470,261 |
| $600k-1000k | 49 | $36,835,000 | $751,735 |
| $Over $1MM | 35 | $97,525,000 | $2,786,429 |
OSHKOSH - NEENAH's loan sizing saw the bucket of loans from $100k-200k with 4,026 originations, totaling $578,700,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 2,902 | $573,190,000 | $197,516 |
| 80-100% | 2,503 | $499,925,000 | $199,730 |
| 40-60% | 1,327 | $202,465,000 | $152,573 |
| 20-40% | 627 | $58,535,000 | $93,357 |
| Under 20% | 431 | $23,635,000 | $54,838 |
| Over 100% | 34 | $20,140,000 | $592,353 |
OSHKOSH - NEENAH's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,902 originations, totaling $573,190,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - OSHKOSH - NEENAH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $169,900 (11.7%) | $243,731 (7.1%) | 0.63 | 557 |
| 2018-02-01 | $171,200 (10.5%) | $241,457 (5.1%) | 0.62 | 617 |
| 2018-03-01 | $184,900 (15.7%) | $249,528 (6.8%) | 0.64 | 639 |
| 2018-04-01 | $225,400 (28.9%) | $309,487 (32.2%) | 0.76 | 381 |
| 2018-05-01 | $224,700 (28.4%) | $311,431 (32.3%) | 0.75 | 394 |
| 2018-06-01 | $209,900 (22.5%) | $292,488 (25.0%) | 0.70 | 415 |
| 2018-07-01 | $197,400 (19.7%) | $290,966 (26.1%) | 0.66 | 419 |
| 2018-08-01 | $197,400 (22.5%) | $285,119 (23.4%) | 0.66 | 446 |
| 2018-09-01 | $197,400 (17.6%) | $281,003 (17.5%) | 0.66 | 444 |
| 2018-10-01 | $190,000 (16.0%) | $280,010 (17.9%) | 0.64 | 445 |
| 2018-11-01 | $199,900 (24.9%) | $279,248 (20.8%) | 0.67 | 433 |
| 2018-12-01 | $185,000 (15.7%) | $280,080 (19.0%) | 0.63 | 389 |
| 2019-01-01 | $182,400 (7.4%) | $285,990 (17.3%) | 0.63 | 362 |
| 2019-02-01 | $204,900 (19.7%) | $295,172 (22.3%) | 0.69 | 338 |
| 2019-03-01 | $219,514 (18.7%) | $305,394 (22.4%) | 0.72 | 323 |
| 2019-04-01 | $222,064 (-1.5%) | $307,311 (-0.7%) | 0.70 | 306 |
| 2019-05-01 | $224,000 (-0.3%) | $304,265 (-2.3%) | 0.69 | 312 |
| 2019-06-01 | $224,900 (7.2%) | $302,056 (3.3%) | 0.69 | 344 |
| 2019-07-01 | $219,950 (11.4%) | $302,629 (4.0%) | 0.68 | 373 |
| 2019-08-01 | $220,714 (11.8%) | $309,543 (8.6%) | 0.69 | 377 |
| 2019-09-01 | $215,000 (8.9%) | $299,568 (6.6%) | 0.68 | 393 |
| 2019-10-01 | $223,450 (17.6%) | $299,904 (7.1%) | 0.71 | 429 |
| 2019-11-01 | $219,900 (10.0%) | $301,529 (8.0%) | 0.71 | 402 |
| 2019-12-01 | $222,450 (20.2%) | $287,564 (2.7%) | 0.74 | 340 |
| 2020-01-01 | $222,500 (22.0%) | $281,852 (-1.5%) | 0.74 | 296 |
| 2020-02-01 | $239,900 (17.1%) | $296,128 (0.3%) | 0.77 | 272 |
| 2020-03-01 | $261,950 (19.3%) | $327,667 (7.3%) | 0.82 | 272 |
| 2020-04-01 | $269,900 (21.5%) | $333,683 (8.6%) | 0.84 | 268 |
| 2020-05-01 | $275,000 (22.8%) | $352,506 (15.9%) | 0.83 | 249 |
| 2020-06-01 | $275,450 (22.5%) | $372,351 (23.3%) | 0.80 | 220 |
| 2020-07-01 | $279,900 (27.3%) | $384,722 (27.1%) | 0.80 | 204 |
| 2020-08-01 | $259,900 (17.8%) | $352,370 (13.8%) | 0.74 | 214 |
| 2020-09-01 | $244,950 (13.9%) | $350,983 (17.2%) | 0.70 | 205 |
| 2020-10-01 | $249,900 (11.8%) | $358,717 (19.6%) | 0.71 | 199 |
| 2020-11-01 | $247,450 (12.5%) | $353,649 (17.3%) | 0.71 | 188 |
| 2020-12-01 | $242,400 (9.0%) | $367,826 (27.9%) | 0.71 | 163 |
| 2021-01-01 | $258,500 (16.2%) | $393,104 (39.5%) | 0.76 | 127 |
| 2021-02-01 | $266,900 (11.3%) | $403,049 (36.1%) | 0.77 | 120 |
| 2021-03-01 | $262,450 (0.2%) | $395,524 (20.7%) | 0.74 | 116 |
| 2021-04-01 | $257,500 (-4.6%) | $389,083 (16.6%) | 0.69 | 122 |
| 2021-05-01 | $280,000 (1.8%) | $374,600 (6.3%) | 0.74 | 145 |
| 2021-06-01 | $272,450 (-1.1%) | $362,744 (-2.6%) | 0.71 | 166 |
| 2021-07-01 | $259,900 (-7.2%) | $351,337 (-8.7%) | 0.68 | 166 |
| 2021-08-01 | $247,500 (-4.8%) | $331,083 (-6.0%) | 0.65 | 191 |
| 2021-09-01 | $249,900 (2.0%) | $337,414 (-3.9%) | 0.66 | 192 |
| 2021-10-01 | $260,000 (4.0%) | $349,863 (-2.5%) | 0.68 | 186 |
| 2021-11-01 | $262,450 (6.1%) | $351,775 (-0.5%) | 0.69 | 176 |
| 2021-12-01 | $254,900 (5.2%) | $324,061 (-11.9%) | 0.68 | 144 |
| 2022-01-01 | $264,900 (2.5%) | $341,018 (-13.3%) | 0.71 | 106 |
| 2022-02-01 | $247,400 (-7.3%) | $343,447 (-14.8%) | 0.63 | 99 |
| 2022-03-01 | $287,717 (9.6%) | $365,361 (-7.6%) | 0.71 | 80 |
| 2022-04-01 | $294,900 (14.5%) | $347,235 (-10.8%) | 0.69 | 95 |
| 2022-05-01 | $302,400 (8.0%) | $352,636 (-5.9%) | 0.68 | 127 |
OSHKOSH - NEENAH's median listing price for 2022-05-01 was $302,400, a difference of
$22,400
(8.0%) versus the prior year and
$7,500 versus the prior month.
OSHKOSH - NEENAH's median listing price comes in at 68% of the national average.
OSHKOSH - NEENAH's average listing price for 2022-05-01 was $352,636, a difference of $-21,964 (-5.9%) versus the prior year and $5,401 versus the prior month.
For the 2022-05-01 period, OSHKOSH - NEENAH had 127 MLS listings, a difference of 32 listings (34%) versus the prior month and -18 listings (-12%) versus the prior year.
OSHKOSH - NEENAH's median listing price comes in at 68% of the national average.
OSHKOSH - NEENAH's average listing price for 2022-05-01 was $352,636, a difference of $-21,964 (-5.9%) versus the prior year and $5,401 versus the prior month.
For the 2022-05-01 period, OSHKOSH - NEENAH had 127 MLS listings, a difference of 32 listings (34%) versus the prior month and -18 listings (-12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - OSHKOSH - NEENAH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 88 days | 1,723 sqft |
| 2018-02-01 | 78 days | 1,723 sqft |
| 2018-03-01 | 55 days | 1,790 sqft |
| 2018-04-01 | 63 days | 1,859 sqft |
| 2018-05-01 | 57 days | 1,886 sqft |
| 2018-06-01 | 54 days | 1,832 sqft |
| 2018-07-01 | 58 days | 1,810 sqft |
| 2018-08-01 | 57 days | 1,822 sqft |
| 2018-09-01 | 56 days | 1,832 sqft |
| 2018-10-01 | 63 days | 1,746 sqft |
| 2018-11-01 | 68 days | 1,725 sqft |
| 2018-12-01 | 84 days | 1,714 sqft |
| 2019-01-01 | 93 days | 1,717 sqft |
| 2019-02-01 | 93 days | 1,733 sqft |
| 2019-03-01 | 74 days | 1,788 sqft |
| 2019-04-01 | 65 days | 1,805 sqft |
| 2019-05-01 | 54 days | 1,806 sqft |
| 2019-06-01 | 47 days | 1,830 sqft |
| 2019-07-01 | 49 days | 1,842 sqft |
| 2019-08-01 | 52 days | 1,817 sqft |
| 2019-09-01 | 51 days | 1,782 sqft |
| 2019-10-01 | 52 days | 1,773 sqft |
| 2019-11-01 | 64 days | 1,800 sqft |
| 2019-12-01 | 80 days | 1,778 sqft |
| 2020-01-01 | 88 days | 1,753 sqft |
| 2020-02-01 | 71 days | 1,776 sqft |
| 2020-03-01 | 56 days | 1,877 sqft |
| 2020-04-01 | 55 days | 1,910 sqft |
| 2020-05-01 | 60 days | 1,935 sqft |
| 2020-06-01 | 58 days | 1,912 sqft |
| 2020-07-01 | 50 days | 1,920 sqft |
| 2020-08-01 | 42 days | 1,800 sqft |
| 2020-09-01 | 43 days | 1,800 sqft |
| 2020-10-01 | 51 days | 1,806 sqft |
| 2020-11-01 | 51 days | 1,814 sqft |
| 2020-12-01 | 57 days | 1,779 sqft |
| 2021-01-01 | 73 days | 1,776 sqft |
| 2021-02-01 | 65 days | 1,869 sqft |
| 2021-03-01 | 44 days | 1,753 sqft |
| 2021-04-01 | 45 days | 1,723 sqft |
| 2021-05-01 | 31 days | 1,739 sqft |
| 2021-06-01 | 33 days | 1,776 sqft |
| 2021-07-01 | 41 days | 1,726 sqft |
| 2021-08-01 | 38 days | 1,724 sqft |
| 2021-09-01 | 43 days | 1,627 sqft |
| 2021-10-01 | 45 days | 1,650 sqft |
| 2021-11-01 | 49 days | 1,723 sqft |
| 2021-12-01 | 53 days | 1,711 sqft |
| 2022-01-01 | 56 days | 1,762 sqft |
| 2022-02-01 | 46 days | 1,612 sqft |
| 2022-03-01 | 42 days | 1,752 sqft |
| 2022-04-01 | 30 days | 1,638 sqft |
| 2022-05-01 | 25 days | 1,676 sqft |
OSHKOSH - NEENAH's median listing age (time on market) for 2022-05-01 was 25 days.
This
is -21%
shorter
than the same period one year ago.
OSHKOSH - NEENAH's median square footage for active listings during the 2022-05-01 period was 1,676 sqft. One year prior, the average listing was 1,739 sqft.
OSHKOSH - NEENAH's median square footage for active listings during the 2022-05-01 period was 1,676 sqft. One year prior, the average listing was 1,739 sqft.
