OSHKOSH - NEENAH Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Oshkosh - Neenah averaged
6.47%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.6% and
one month ago for the week of 2024-10-03, the
average rate was 6.2%.
Oshkosh - Neenah's average rate one year ago was 7.74%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.91%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Oshkosh - Neenah 30 Year Fixed Rate | 2024-11-07 | 6.47% |
| Oshkosh - Neenah 30 Year Fixed Rate Refi | 2024-11-07 | 6.91% |
| Oshkosh - Neenah 15 Year Fixed Rate | 2024-11-07 | 6.1% |
| Oshkosh - Neenah 15 Year Fixed Rate Refi | 2024-11-07 | 6.1% |
| Oshkosh - Neenah 30 Year FHA | 2024-11-07 | 6.62% |
| Oshkosh - Neenah 30 Year FHA Refi | 2024-11-07 | 6.63% |
| Oshkosh - Neenah 30 Year USDA | 2024-11-07 | 6.48% |
| Oshkosh - Neenah 30 Year USDA Refi | 2024-11-07 | 6.58% |
| Oshkosh - Neenah 30 Year VA | 2024-11-07 | 6.36% |
| Oshkosh - Neenah 30 Year VA Refi | 2024-11-07 | 6.14% |
OSHKOSH - NEENAH Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OSHKOSH-NEENAH, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OSHKOSH - NEENAH Average Closing Costs & Other Stats
OSHKOSH-NEENAH, WI's 138 lenders originated 3,493
loans during 2023. The total origination value was $666,265,000, with an average loan value of
$190,743.
OSHKOSH - NEENAH's average closing costs are $3,119.
The top OSHKOSH - NEENAH lender as defined by loan originations is Community First Credit Union, with
90 loans originated. Their average total fees are
$2,590, which is $1,438
higher than the next largest lender,
FOX COMMUNITIES.
The lowest fee OSHKOSH - NEENAH lenders (with over 10 loans originated) are
FOX COMMUNITIES ($1,153), National Exchange Bank and Trust ($1,826), Fox Valley Savings Bank ($1,852), PROSPERA Credit Union ($1,993) and VERVE, A CREDIT UNION ($2,321).
The lowest rate OSHKOSH - NEENAH lenders (with over 10 loans originated) are
National Exchange Bank and Trust (5.88%), Community First Credit Union (6.20%), CAPITAL Credit Union (6.22%), PROSPERA Credit Union (6.32%) and FOX COMMUNITIES (6.34%).
OSHKOSH-NEENAH, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Community First Credit Union | $140,620,000 | $98,100,000 | -30.2% | 14.7% |
| FOX COMMUNITIES | $39,495,000 | $34,380,000 | -13.0% | 5.2% |
| Nicolet National Bank | $49,675,000 | $30,570,000 | -38.5% | 4.6% |
| VERVE, A CREDIT UNION | $61,360,000 | $27,130,000 | -55.8% | 4.1% |
| Citizens State Bank of La Crosse | $18,580,000 | $26,570,000 | 43.0% | 4.0% |
| Associated Bank | $40,035,000 | $21,975,000 | -45.1% | 3.3% |
| U.S. Bank | $46,830,000 | $20,825,000 | -55.5% | 3.1% |
| QUICKEN LOANS, LLC | $27,785,000 | $16,785,000 | -39.6% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $15,750,000 | $16,120,000 | 2.3% | 2.4% |
| CAPITAL Credit Union | $20,085,000 | $12,270,000 | -38.9% | 1.8% |
| Nations Lending Corporation | $3,035,000 | $11,880,000 | 291.4% | 1.8% |
| GUARANTEED RATE, INC. | $8,735,000 | $11,815,000 | 35.3% | 1.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,995,000 | $10,645,000 | 113.1% | 1.6% |
| Bank First, N.A. | $12,185,000 | $10,240,000 | -16.0% | 1.5% |
| WINNEBAGO COMMUNITY | $23,705,000 | $10,120,000 | -57.3% | 1.5% |
| Old National Bank | $15,235,000 | $10,055,000 | -34.0% | 1.5% |
| CoVantage Credit Union | $9,035,000 | $9,945,000 | 10.1% | 1.5% |
| Fortifi Bank | $8,550,000 | $9,565,000 | 11.9% | 1.4% |
| Wells Fargo Bank | $18,535,000 | $9,115,000 | -50.8% | 1.4% |
| Mortgage Research Center, LLC | $13,110,000 | $9,005,000 | -31.3% | 1.4% |
| Waterstone Mortgage Corporation | $17,130,000 | $8,535,000 | -50.2% | 1.3% |
| JPMorgan Chase Bank | $7,075,000 | $8,280,000 | 17.0% | 1.2% |
| Fox Valley Savings Bank | $10,525,000 | $8,205,000 | -22.0% | 1.2% |
| GSF Mortgage Corporation | $3,865,000 | $7,845,000 | 103.0% | 1.2% |
| West Pointe Bank | $27,785,000 | $7,600,000 | -72.6% | 1.1% |
| University of Wisconsin Credit Union | $9,025,000 | $7,585,000 | -16.0% | 1.1% |
| BMO Harris Bank | $11,315,000 | $7,435,000 | -34.3% | 1.1% |
| Johnson Bank | $13,370,000 | $6,850,000 | -48.8% | 1.0% |
| GUILD MORTGAGE COMPANY | $885,000 | $6,555,000 | 640.7% | 1.0% |
| Horicon Bank | $4,740,000 | $6,130,000 | 29.3% | 0.9% |
| East Wisconsin Savings Bank | $5,765,000 | $5,940,000 | 3.0% | 0.9% |
| PROSPERA Credit Union | $16,980,000 | $5,925,000 | -65.1% | 0.9% |
| WALKER & DUNLOP, LLC | $1,825,000 | $5,625,000 | 208.2% | 0.8% |
| Landmark Credit Union | $2,440,000 | $5,455,000 | 123.6% | 0.8% |
| National Exchange Bank and Trust | $6,810,000 | $5,150,000 | -24.4% | 0.8% |
| Barrington Bank & Trust Company, N.A. | $5,650,000 | $5,120,000 | -9.4% | 0.8% |
| AbbyBank | $4,235,000 | $4,965,000 | 17.2% | 0.7% |
| Premier Community Bank | $7,185,000 | $4,900,000 | -31.8% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,400,000 | $4,725,000 | -36.1% | 0.7% |
| Summit Credit Union | $18,235,000 | $4,270,000 | -76.6% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $1,910,000 | $4,045,000 | 111.8% | 0.6% |
| Wolf River Community Bank | $4,700,000 | $3,745,000 | -20.3% | 0.6% |
| Ixonia Bank | $620,000 | $3,680,000 | 493.5% | 0.6% |
| LOANDEPOT.COM, LLC | $5,000,000 | $3,630,000 | -27.4% | 0.5% |
| Bank Five Nine | $2,725,000 | $3,475,000 | 27.5% | 0.5% |
| CARDINAL FINANCIAL | $3,060,000 | $3,410,000 | 11.4% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $3,470,000 | $3,270,000 | -5.8% | 0.5% |
| BLC Community Bank | $7,965,000 | $3,170,000 | -60.2% | 0.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,595,000 | $3,030,000 | -15.7% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,515,000 | $2,730,000 | -39.5% | 0.4% |
| American National Bank - Fox Cities | $2,870,000 | $2,675,000 | -6.8% | 0.4% |
| Bristol Morgan Bank | $9,520,000 | $2,635,000 | -72.3% | 0.4% |
| MARINE | $3,925,000 | $2,605,000 | -33.6% | 0.4% |
| Bank of America | $900,000 | $2,445,000 | 171.7% | 0.4% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $6,660,000 | $2,350,000 | -64.7% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $115,000 | $2,255,000 | 1,860.9% | 0.3% |
| Settlers Bank | $4,905,000 | $2,245,000 | -54.2% | 0.3% |
| NEWREZ LLC | $3,550,000 | $2,025,000 | -43.0% | 0.3% |
| The Huntington National Bank | $1,085,000 | $1,835,000 | 69.1% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $535,000 | $1,795,000 | 235.5% | 0.3% |
| Prosperity Home Mortgage, LLC | $4,530,000 | $1,755,000 | -61.3% | 0.3% |
| CALIBER HOME LOANS, INC. | $2,225,000 | $1,730,000 | -22.2% | 0.3% |
| North Shore Bank FSB | $5,070,000 | $1,615,000 | -68.1% | 0.2% |
| Range Bank | $1,600,000 | n/a | 0.2% | |
| COMPEER FINANCIAL, FLCA | $1,145,000 | $1,535,000 | 34.1% | 0.2% |
| Wolfe Financial, Inc | $4,835,000 | $1,535,000 | -68.3% | 0.2% |
| First Federal Bank | $65,000 | $1,425,000 | 2,092.3% | 0.2% |
| Hinsdale Bank & Trust Company | $1,350,000 | n/a | 0.2% | |
| FREEDOM MORTGAGE CORPORATION | $8,345,000 | $1,340,000 | -83.9% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,305,000 | n/a | 0.2% | |
| WINGS FINANCIAL | $1,245,000 | n/a | 0.2% | |
| NEW DAY FINANCIAL, LLC | $700,000 | $1,225,000 | 75.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,335,000 | $1,215,000 | -9.0% | 0.2% |
| Valley National Bank | $1,205,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $3,460,000 | $1,125,000 | -67.5% | 0.2% |
| RESIDENTIAL BANCORP | $830,000 | $1,085,000 | 30.7% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,395,000 | $1,085,000 | -54.7% | 0.2% |
| Kohler Credit Union | $250,000 | $1,080,000 | 332.0% | 0.2% |
| Discover Bank | $475,000 | $1,075,000 | 126.3% | 0.2% |
| HOMESTEAD FUNDING CORP. | $1,400,000 | $1,075,000 | -23.2% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $6,730,000 | $1,075,000 | -84.0% | 0.2% |
| First National Community Bank | $995,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $430,000 | $985,000 | 129.1% | 0.1% |
| The Northern Trust Company | $955,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $1,155,000 | $940,000 | -18.6% | 0.1% |
| M&T Bank | $125,000 | $930,000 | 644.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $215,000 | $890,000 | 314.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $2,300,000 | $875,000 | -62.0% | 0.1% |
| Bank of England | $290,000 | $870,000 | 200.0% | 0.1% |
| NBKC BANK | $870,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $1,015,000 | $845,000 | -16.7% | 0.1% |
| TOWNE MORTGAGE COMPANY | $3,200,000 | $820,000 | -74.4% | 0.1% |
| BROKER SOLUTIONS, INC. | $2,630,000 | $805,000 | -69.4% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $805,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $450,000 | $800,000 | 77.8% | 0.1% |
| First-Citizens Bank & Trust Company | $790,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $135,000 | $780,000 | 477.8% | 0.1% |
| Bell Bank | $520,000 | $745,000 | 43.3% | 0.1% |
| PNC Bank | $515,000 | $710,000 | 37.9% | 0.1% |
| Royal Credit Union | $705,000 | n/a | 0.1% | |
| Home State Bank | $695,000 | n/a | 0.1% | |
| First Savings Bank | $205,000 | $670,000 | 226.8% | 0.1% |
| BAY EQUITY LLC | $245,000 | $635,000 | 159.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $195,000 | $630,000 | 223.1% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $595,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $4,575,000 | $580,000 | -87.3% | 0.1% |
| Carrington Mortgage Services, LLC | $1,210,000 | $565,000 | -53.3% | 0.1% |
| FOND DU LAC | $45,000 | $560,000 | 1,144.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,165,000 | $555,000 | -52.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $785,000 | $555,000 | -29.3% | 0.1% |
| ALTRA | $215,000 | $545,000 | 153.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $270,000 | $520,000 | 92.6% | 0.1% |
| NexBank | $505,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $25,000 | $480,000 | 1,820.0% | 0.1% |
| PREMIA MORTGAGE, LLC | $470,000 | $470,000 | 0.0% | 0.1% |
| EDUCATORS CREDIT UNION | $585,000 | $445,000 | -23.9% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,815,000 | $420,000 | -76.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $495,000 | $410,000 | -17.2% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $355,000 | $400,000 | 12.7% | 0.1% |
| UNISON CREDIT UNION | $1,145,000 | $390,000 | -65.9% | 0.1% |
| Heartland Credit Union (Madison) | $370,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $255,000 | $365,000 | 43.1% | 0.1% |
| THOMPSON KANE & COMPANY, LLC | $690,000 | $355,000 | -48.6% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $350,000 | n/a | 0.1% | |
| COMPASS MORTGAGE, INC. | $145,000 | $345,000 | 137.9% | 0.1% |
| The Bank of Kaukauna | $675,000 | $335,000 | -50.4% | 0.1% |
| Farmers and Merchants Union Bank | $315,000 | n/a | 0.0% | |
| Figure Lending LLC | $730,000 | $315,000 | -56.8% | 0.0% |
| The First National Bank and Trust Company | $45,000 | $315,000 | 600.0% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,040,000 | $305,000 | -70.7% | 0.0% |
| IncredibleBank | $305,000 | n/a | 0.0% | |
| MORTGAGE CENTER L.C | $305,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $790,000 | $300,000 | -62.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,015,000 | $295,000 | -70.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $665,000 | $290,000 | -56.4% | 0.0% |
| Bay Bank | $215,000 | $285,000 | 32.6% | 0.0% |
| Peoples State Bank | $535,000 | $275,000 | -48.6% | 0.0% |
| Stifel Bank and Trust | $460,000 | $275,000 | -40.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $295,000 | $260,000 | -11.9% | 0.0% |
| Capitol Federal Savings Bank | $255,000 | n/a | 0.0% | |
| First Bank & Trust | $255,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $255,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $125,000 | $250,000 | 100.0% | 0.0% |
| Loan Simple, Inc. | $2,080,000 | $245,000 | -88.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $385,000 | $245,000 | -36.4% | 0.0% |
| Park City Credit Union | $425,000 | $245,000 | -42.4% | 0.0% |
| UIF CORPORATION | $245,000 | n/a | 0.0% | |
| Waukesha State Bank | $1,295,000 | $245,000 | -81.1% | 0.0% |
| GENISYS | $235,000 | n/a | 0.0% | |
| First American Bank | $105,000 | $230,000 | 119.0% | 0.0% |
| SPRING EQ, LLC | $320,000 | $230,000 | -28.1% | 0.0% |
| Ally Bank | $1,540,000 | $225,000 | -85.4% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $3,665,000 | $225,000 | -93.9% | 0.0% |
| GreenStone Farm Credit Services, FLCA | $130,000 | $225,000 | 73.1% | 0.0% |
| LIMA ONE CAPITAL, LLC | $225,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $1,220,000 | $225,000 | -81.6% | 0.0% |
| Coastal Community Bank | $220,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $220,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $215,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Regions Bank | $345,000 | $205,000 | -40.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $200,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $155,000 | $195,000 | 25.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $195,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $195,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $305,000 | $190,000 | -37.7% | 0.0% |
| UMB Bank | $185,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $340,000 | $185,000 | -45.6% | 0.0% |
| ADVANCIAL | $335,000 | $175,000 | -47.8% | 0.0% |
| GENEVA FINANCIAL, LLC | $165,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $165,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $165,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $185,000 | $165,000 | -10.8% | 0.0% |
| MICHIGAN MUTUAL, INC. | $335,000 | $155,000 | -53.7% | 0.0% |
| USAlliance Federal Credit Union | $155,000 | n/a | 0.0% | |
| Bank of Luxemburg | $295,000 | $145,000 | -50.8% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $525,000 | $145,000 | -72.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $165,000 | $145,000 | -12.1% | 0.0% |
| ZILLOW HOME LOANS, LLC | $175,000 | $145,000 | -17.1% | 0.0% |
| Badger Bank | $135,000 | n/a | 0.0% | |
| Collins State Bank | $1,280,000 | $135,000 | -89.5% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $135,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $155,000 | $135,000 | -12.9% | 0.0% |
| State Bank of Chilton | $270,000 | $135,000 | -50.0% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $265,000 | $125,000 | -52.8% | 0.0% |
| Service Federal Credit Union | $125,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $115,000 | n/a | 0.0% | |
| FORTE BANK | $1,195,000 | $100,000 | -91.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $270,000 | $95,000 | -64.8% | 0.0% |
| First Community Credit Union | $85,000 | n/a | 0.0% | |
| Servion, Inc. | $85,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $65,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $65,000 | $65,000 | 0.0% | 0.0% |
| PCM | $310,000 | $40,000 | -87.1% | 0.0% |
| Bank of Deerfield | $725,000 | $35,000 | -95.2% | 0.0% |
| CORNING | $35,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $305,000 | $35,000 | -88.5% | 0.0% |
| Connexus Credit Union | $25,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $25,000 | n/a | 0.0% | |
| Glacier Hills Credit Union | $25,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $25,000 | n/a | 0.0% | |
| Westbury Bank | $980,000 | $25,000 | -97.4% | 0.0% |
OSHKOSH - NEENAH's top lender by overall market share is Community First Credit Union, with 14.7% market share. In second place, with 5.2%, is FOX COMMUNITIES, having originated $34,380,000 in loans. In third place, with 4.6%, is Nicolet National Bank, having originated $30,570,000 in loans. In fourth place, with 4.1%, is VERVE, A CREDIT UNION, having originated $27,130,000 in loans. In fifth place, with 4.0%, is Citizens State Bank of La Crosse, having originated $26,570,000 in loans.
OSHKOSH-NEENAH, WI Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 54901 | Oshkosh-Neenah, WI MSA | $720 | $740 | $960 | $1,300 | $1,510 |
| 54902 | Oshkosh-Neenah, WI MSA | $640 | $670 | $860 | $1,160 | $1,350 |
| 54903 | Oshkosh-Neenah, WI MSA | $710 | $740 | $950 | $1,280 | $1,500 |
| 54904 | Oshkosh-Neenah, WI MSA | $740 | $770 | $990 | $1,340 | $1,560 |
| 54914 | Oshkosh-Neenah, WI MSA | $680 | $740 | $940 | $1,260 | $1,280 |
| 54915 | Oshkosh-Neenah, WI MSA | $660 | $720 | $910 | $1,220 | $1,280 |
| 54923 | Oshkosh-Neenah, WI MSA | $720 | $740 | $960 | $1,300 | $1,510 |
| 54927 | Oshkosh-Neenah, WI MSA | $690 | $710 | $920 | $1,240 | $1,450 |
| 54934 | Oshkosh-Neenah, WI MSA | $760 | $790 | $1,020 | $1,380 | $1,610 |
| 54940 | Oshkosh-Neenah, WI MSA | $650 | $690 | $890 | $1,190 | $1,330 |
| 54944 | Oshkosh-Neenah, WI MSA | $630 | $690 | $880 | $1,180 | $1,280 |
| 54947 | Oshkosh-Neenah, WI MSA | $820 | $850 | $1,100 | $1,490 | $1,730 |
| 54952 | Oshkosh-Neenah, WI MSA | $700 | $740 | $950 | $1,280 | $1,450 |
| 54956 | Oshkosh-Neenah, WI MSA | $780 | $810 | $1,050 | $1,420 | $1,650 |
| 54957 | Oshkosh-Neenah, WI MSA | $710 | $740 | $950 | $1,280 | $1,500 |
| 54963 | Oshkosh-Neenah, WI MSA | $780 | $810 | $1,050 | $1,420 | $1,650 |
| 54964 | Oshkosh-Neenah, WI MSA | $920 | $960 | $1,240 | $1,670 | $1,890 |
| 54971 | Oshkosh-Neenah, WI MSA | $640 | $690 | $890 | $1,180 | $1,280 |
| 54979 | Oshkosh-Neenah, WI MSA | $640 | $680 | $890 | $1,170 | $1,280 |
| 54980 | Oshkosh-Neenah, WI MSA | $800 | $840 | $1,080 | $1,460 | $1,670 |
| 54985 | Oshkosh-Neenah, WI MSA | $710 | $740 | $950 | $1,280 | $1,500 |
| 54986 | Oshkosh-Neenah, WI MSA | $630 | $660 | $850 | $1,150 | $1,340 |
2022 Average & Median Rent Data Statistics
OSHKOSH-NEENAH, WI average 1BR rent: $751, median: $740
OSHKOSH-NEENAH, WI average 2BR rent: $967, median: $950
OSHKOSH-NEENAH, WI average 3BR rent: $1,302, median: $1,280
OSHKOSH-NEENAH, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,825 | $446,955,000 | $244,907 |
| Home Improvement | 450 | $47,980,000 | $106,622 |
| Cash Out Refi | 416 | $82,850,000 | $199,159 |
| Refi | 408 | $57,320,000 | $140,490 |
| Other | 394 | $31,160,000 | $79,086 |
Oshkosh - Neenah's most frequently cited loan purpose was Home Purchase, with 1,825 originations. The 2nd most popular reason was Home Improvement, with 450 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,264 | $265,530,000 | $210,071 |
| 7-8% | 696 | $130,950,000 | $188,147 |
| 5-6% | 608 | $141,500,000 | $232,730 |
| Over 8% | 550 | $49,550,000 | $90,091 |
| 4-5% | 92 | $30,470,000 | $331,196 |
| 3-4% | 14 | $1,030,000 | $73,571 |
| <2.5% | 13 | $925,000 | $71,154 |
| 2.5-3% | 1 | $55,000 | $55,000 |
During 2023, Oshkosh - Neenah's most frequently originated rate bucket was 6-7%, with 1,264 originations.
Loan Sizing (OSHKOSH-NEENAH, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,262 | $63,490,000 | $50,309 |
| $100k-200k | 1,111 | $165,135,000 | $148,636 |
| $200k-400k | 920 | $246,820,000 | $268,283 |
| $400k-600k | 125 | $58,465,000 | $467,720 |
| $600k-1000k | 41 | $29,215,000 | $712,561 |
| $Over $1MM | 34 | $103,140,000 | $3,033,529 |
OSHKOSH - NEENAH's loan sizing saw the bucket of loans from $100,000 or less with 1,262 originations, totaling $63,490,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,122 | $303,530,000 | $270,526 |
| Under 20% | 617 | $24,555,000 | $39,797 |
| 60-80% | 615 | $179,575,000 | $291,992 |
| 20-40% | 530 | $50,700,000 | $95,660 |
| 40-60% | 316 | $53,120,000 | $168,101 |
| Over 100% | 21 | $7,265,000 | $345,952 |
OSHKOSH - NEENAH's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,122 originations, totaling $303,530,000 in origination value.