OSHKOSH - NEENAH Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oshkosh - Neenah averaged 6.96% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.8% and one month ago for the week of 2024-03-07, the average rate was 6.66%.

Oshkosh - Neenah's average rate one year ago was 6.16%.

For refis of the same type during the week of 2024-04-11, the average rate was 7%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Oshkosh - Neenah 30 Year Fixed Rate 2024-04-11 6.96%
Oshkosh - Neenah 30 Year Fixed Rate Refi 2024-04-11 7%
Oshkosh - Neenah 15 Year Fixed Rate 2024-04-11 5.96%
Oshkosh - Neenah 15 Year Fixed Rate Refi 2024-04-11 6.56%
Oshkosh - Neenah 30 Year FHA 2024-04-11 6.74%
Oshkosh - Neenah 30 Year FHA Refi 2024-04-11 6.74%
Oshkosh - Neenah 30 Year USDA 2024-04-11 6.71%
Oshkosh - Neenah 30 Year USDA Refi 2024-04-11 6.81%
Oshkosh - Neenah 30 Year VA 2024-04-11 6.89%
Oshkosh - Neenah 30 Year VA Refi 2024-04-11 6.47%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OSHKOSH-NEENAH, WI.

OSHKOSH - NEENAH Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OSHKOSH-NEENAH, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Community First Credit Union 90 6.20% $2,590
FOX COMMUNITIES 80 6.34% $1,153
Nicolet National Bank 66 6.89% $3,459
VERVE, A CREDIT UNION 59 6.58% $2,321
Associated Bank 57 6.51% $2,325
U.S. Bank 53 6.76% $3,373
UNITED WHOLESALE MORTGAGE, LLC 46 6.76% $4,308
QUICKEN LOANS, LLC 41 6.85% $6,862
CAPITAL Credit Union 39 6.22% $2,396
GUARANTEED RATE, INC. 37 6.86% $4,180
Wells Fargo Bank 36 6.87% $3,657
Nations Lending Corporation 33 7.02% $4,366
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 32 7.02% $4,197
Waterstone Mortgage Corporation 27 6.54% $4,873
Fox Valley Savings Bank 26 6.68% $1,852
JPMorgan Chase Bank 25 6.95% $3,991
PROSPERA Credit Union 24 6.32% $1,993
GSF Mortgage Corporation 21 6.54% $3,522
University of Wisconsin Credit Union 20 6.43% $2,796
CoVantage Credit Union 20 6.48% $3,430
GUILD MORTGAGE COMPANY 19 7.17% $3,831
Bank First, N.A. 18 6.40% $2,373
National Exchange Bank and Trust 17 5.88% $1,826
Fortifi Bank 17 6.85% $2,615
Old National Bank 16 6.87% $2,872
Barrington Bank & Trust Company, N.A. 15 7.22% $3,504
CROSSCOUNTRY MORTGAGE, LLC 15 7.39% $4,653
Summit Credit Union 12 6.66% $3,279
HOMESIDE FINANCIAL, LLC 10 6.84% $3,981
Bank Five Nine 10 6.86% $2,616
Ixonia Bank 10 6.58% $5,802
Mr. Cooper ( Nationstar Mortgage ) 10 6.58% $6,206
BMO Harris Bank 9 6.79% $3,757
MOVEMENT MORTGAGE, LLC 8 6.57% $4,395
PRIMARY RESIDENTIAL MORTGAGE, INC. 8 6.69% $6,662
CARDINAL FINANCIAL 7 6.73% $5,209
Johnson Bank 7 6.72% $2,451
Horicon Bank 6 6.42% $2,063
Settlers Bank 6 5.65% $2,215
NAVY FEDERAL CREDIT UNION 5 6.55% $2,738
Prosperity Home Mortgage, LLC 5 6.50% $2,533
NEWREZ LLC 5 7.05% $3,918
North Shore Bank FSB 5 6.38% $2,282
CALIBER HOME LOANS, INC. 5 6.98% $3,649
MARINE 5 8.56% $6,127
SUCCESS MORTGAGE PARTNERS, INC. 5 7.10% $5,348
The Huntington National Bank 4 6.91% $4,517
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.87% $5,041
WINGS FINANCIAL 4 7.09% $2,824
Wolfe Financial, Inc 4 7.19% $7,028
COMPEER FINANCIAL, FLCA 4 8.04% $3,396
HOMESTEAD FUNDING CORP. 4 6.44% $3,515
FIRST CENTENNIAL MORTGAGE CORPORATION 4 6.28% $2,981
CHERRY CREEK MORTGAGE, LLC 4 6.88% $475
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.71% $3,276
ROYAL UNITED MORTGAGE LLC 3 6.42% $7,281
RESIDENTIAL BANCORP 3 6.71% $7,820
USAA Federal Savings Bank 3 6.29% $4,451
PNC Bank 3 6.38% $3,219
BETTER MORTGAGE CORPORATION 3 5.83% $1,822
V.I.P. MORTGAGE, INC. 3 7.38% $5,386
ENVOY MORTGAGE, LTD 3 5.83% $5,440
PENNYMAC LOAN SERVICES, LLC 3 6.58% $7,697
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 7.04% $3,781
Mortgage Research Center, LLC 3 7.46% $4,719
NexBank 3 7.21% $3,159
CMG MORTGAGE, INC. 3 7.08% $4,608
LOANDEPOT.COM, LLC 3 6.54% $5,473
Home State Bank 2 7.13% $3,094
CHURCHILL MORTGAGE CORPORATION 2 7.13% $4,733
American Mortgage & Equity Consultants, Inc. 2 6.81% $5,001
NBKC BANK 2 6.00% $4,222
Bank of America 2 6.31% $4,498
Landmark Credit Union 2 5.69% $1,850
EDUCATORS CREDIT UNION 2 6.56% $2,492
BROKER SOLUTIONS, INC. 2 7.13% $7,293
Carrington Mortgage Services, LLC 2 6.56% $8,092
Flagstar Bank, FSB 2 7.00% $2,289
BAY EQUITY LLC 2 6.37% $5,727
Royal Credit Union 2 7.25% $0
First-Citizens Bank & Trust Company 2 6.20% $4,513
Citizens State Bank of La Crosse 2 7.25% $2,083
First Federal Bank 2 7.00% $2,790
ZILLOW HOME LOANS, LLC 1 6.50% $4,265
Ally Bank 1 6.75% $10,271
ALTRA 1 6.53% $2,490
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.50% $5,046
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.25% $4,268
Badger Bank 1 7.00% $2,767
Bank of England 1 7.13% $3,205
Bell Bank 1 6.13% $4,106
Capitol Federal Savings Bank 1 5.88% $4,577
Century Mortgage Company DBA Century Lending Company 1 7.63% $6,974
COMPASS MORTGAGE, INC. 1 7.25% $10,661
CORNERSTONE HOME LENDING, INC. 1 7.63% $7,868
Deere Employees Credit Union 1 6.00% $2,065
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.13% $2,670
Discover Bank 1 6.24% $0
EVERETT FINANCIAL, INC. 1 6.50% $4,498
First Bank & Trust 1 6.50% $5,375
First Community Credit Union 1 6.88% $2,118
FIRST COMMUNITY MORTGAGE, INC. 1 7.62% $2,733
First Savings Bank 1 6.88% $2,845
FOND DU LAC 1 4.75% $1,126
GENEVA FINANCIAL, LLC 1 6.63% $3,347
GENISYS 1 6.38% $2,555
GREENSTATE CREDIT UNION 1 6.63% $2,259
GUARANTEED RATE AFFINITY, LLC 1 6.99% $2,695
Heartland Credit Union (Madison) 1 6.75% $2,602
HOMEXPRESS MORTGAGE CORP. 1 6.75% $4,022
IncredibleBank 1 6.88% $6,357
Kohler Credit Union 1 5.13% $3,177
LAKE MICHIGAN CREDIT UNION 1 5.13% $4,168
LEADERONE FINANCIAL CORPORATION 1 7.50% $3,502
Loan Simple, Inc. 1 7.63% $6,695
MLD MORTGAGE INC. 1 6.75% $2,695
MORTGAGE CENTER L.C 1 6.13% $4,203
M&T Bank 1 5.50% $4,100
NATIONS RELIABLE LENDING, LLC 1 7.99% $4,399
NUMARK CREDIT UNION 1 7.75% $2,393
Paramount Residential Mortgage Group, Inc. 1 6.50% $2,913
PHH Mortgage Corporation 1 6.75% $5,115
PLANET HOME LENDING, LLC 1 6.50% $2,383
PREMIA MORTGAGE, LLC 1 6.63% $635
PURDUE FEDERAL CREDIT UNION 1 5.63% $2,163
Regions Bank 1 8.13% $3,888
Service Federal Credit Union 1 6.75% $3,081
SIRVA MORTGAGE, INC. 1 6.75% $885
Stifel Bank and Trust 1 5.88% $2,695
The First National Bank and Trust Company 1 6.88% $2,791
The Northern Trust Company 1 6.25% $5,399
THOMPSON KANE & COMPANY, LLC 1 7.38% $9,849
TOWNE MORTGAGE COMPANY 1 6.63% $6,963
UIF CORPORATION 1 5.75% $9,195
Valley National Bank 1 7.50% $4,218
VILLAGE CAPITAL MORTGAGE 1 6.99% $8,430
Waukesha State Bank 1 5.63% $3,176
ADVANCIAL 1 8.88% $3,109

OSHKOSH - NEENAH Average Closing Costs & Other Stats

OSHKOSH-NEENAH, WI's 138 lenders originated 3,493 loans during 2023. The total origination value was $666,265,000, with an average loan value of $190,743.

OSHKOSH - NEENAH's average closing costs are $3,119.

The top OSHKOSH - NEENAH lender as defined by loan originations is Community First Credit Union, with 90 loans originated. Their average total fees are $2,590, which is $1,438 higher than the next largest lender, FOX COMMUNITIES.

The lowest fee OSHKOSH - NEENAH lenders (with over 10 loans originated) are FOX COMMUNITIES ($1,153), National Exchange Bank and Trust ($1,826), Fox Valley Savings Bank ($1,852), PROSPERA Credit Union ($1,993) and VERVE, A CREDIT UNION ($2,321).

The lowest rate OSHKOSH - NEENAH lenders (with over 10 loans originated) are National Exchange Bank and Trust (5.88%), Community First Credit Union (6.20%), CAPITAL Credit Union (6.22%), PROSPERA Credit Union (6.32%) and FOX COMMUNITIES (6.34%).

OSHKOSH-NEENAH, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Community First Credit Union $140,620,000 $98,100,000 -30.2% 14.7%
FOX COMMUNITIES $39,495,000 $34,380,000 -13.0% 5.2%
Nicolet National Bank $49,675,000 $30,570,000 -38.5% 4.6%
VERVE, A CREDIT UNION $61,360,000 $27,130,000 -55.8% 4.1%
Citizens State Bank of La Crosse $18,580,000 $26,570,000 43.0% 4.0%
Associated Bank $40,035,000 $21,975,000 -45.1% 3.3%
U.S. Bank $46,830,000 $20,825,000 -55.5% 3.1%
QUICKEN LOANS, LLC $27,785,000 $16,785,000 -39.6% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $15,750,000 $16,120,000 2.3% 2.4%
CAPITAL Credit Union $20,085,000 $12,270,000 -38.9% 1.8%
Nations Lending Corporation $3,035,000 $11,880,000 291.4% 1.8%
GUARANTEED RATE, INC. $8,735,000 $11,815,000 35.3% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,995,000 $10,645,000 113.1% 1.6%
Bank First, N.A. $12,185,000 $10,240,000 -16.0% 1.5%
WINNEBAGO COMMUNITY $23,705,000 $10,120,000 -57.3% 1.5%
Old National Bank $15,235,000 $10,055,000 -34.0% 1.5%
CoVantage Credit Union $9,035,000 $9,945,000 10.1% 1.5%
Fortifi Bank $8,550,000 $9,565,000 11.9% 1.4%
Wells Fargo Bank $18,535,000 $9,115,000 -50.8% 1.4%
Mortgage Research Center, LLC $13,110,000 $9,005,000 -31.3% 1.4%
Waterstone Mortgage Corporation $17,130,000 $8,535,000 -50.2% 1.3%
JPMorgan Chase Bank $7,075,000 $8,280,000 17.0% 1.2%
Fox Valley Savings Bank $10,525,000 $8,205,000 -22.0% 1.2%
GSF Mortgage Corporation $3,865,000 $7,845,000 103.0% 1.2%
West Pointe Bank $27,785,000 $7,600,000 -72.6% 1.1%
University of Wisconsin Credit Union $9,025,000 $7,585,000 -16.0% 1.1%
BMO Harris Bank $11,315,000 $7,435,000 -34.3% 1.1%
Johnson Bank $13,370,000 $6,850,000 -48.8% 1.0%
GUILD MORTGAGE COMPANY $885,000 $6,555,000 640.7% 1.0%
Horicon Bank $4,740,000 $6,130,000 29.3% 0.9%
East Wisconsin Savings Bank $5,765,000 $5,940,000 3.0% 0.9%
PROSPERA Credit Union $16,980,000 $5,925,000 -65.1% 0.9%
WALKER & DUNLOP, LLC $1,825,000 $5,625,000 208.2% 0.8%
Landmark Credit Union $2,440,000 $5,455,000 123.6% 0.8%
National Exchange Bank and Trust $6,810,000 $5,150,000 -24.4% 0.8%
Barrington Bank & Trust Company, N.A. $5,650,000 $5,120,000 -9.4% 0.8%
AbbyBank $4,235,000 $4,965,000 17.2% 0.7%
Premier Community Bank $7,185,000 $4,900,000 -31.8% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $7,400,000 $4,725,000 -36.1% 0.7%
Summit Credit Union $18,235,000 $4,270,000 -76.6% 0.6%
NAVY FEDERAL CREDIT UNION $1,910,000 $4,045,000 111.8% 0.6%
Wolf River Community Bank $4,700,000 $3,745,000 -20.3% 0.6%
Ixonia Bank $620,000 $3,680,000 493.5% 0.6%
LOANDEPOT.COM, LLC $5,000,000 $3,630,000 -27.4% 0.5%
Bank Five Nine $2,725,000 $3,475,000 27.5% 0.5%
CARDINAL FINANCIAL $3,060,000 $3,410,000 11.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $3,470,000 $3,270,000 -5.8% 0.5%
BLC Community Bank $7,965,000 $3,170,000 -60.2% 0.5%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,595,000 $3,030,000 -15.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $4,515,000 $2,730,000 -39.5% 0.4%
American National Bank - Fox Cities $2,870,000 $2,675,000 -6.8% 0.4%
Bristol Morgan Bank $9,520,000 $2,635,000 -72.3% 0.4%
MARINE $3,925,000 $2,605,000 -33.6% 0.4%
Bank of America $900,000 $2,445,000 171.7% 0.4%
FIRST CENTENNIAL MORTGAGE CORPORATION $6,660,000 $2,350,000 -64.7% 0.4%
HOMESIDE FINANCIAL, LLC $115,000 $2,255,000 1,860.9% 0.3%
Settlers Bank $4,905,000 $2,245,000 -54.2% 0.3%
NEWREZ LLC $3,550,000 $2,025,000 -43.0% 0.3%
The Huntington National Bank $1,085,000 $1,835,000 69.1% 0.3%
MOVEMENT MORTGAGE, LLC $535,000 $1,795,000 235.5% 0.3%
Prosperity Home Mortgage, LLC $4,530,000 $1,755,000 -61.3% 0.3%
CALIBER HOME LOANS, INC. $2,225,000 $1,730,000 -22.2% 0.3%
North Shore Bank FSB $5,070,000 $1,615,000 -68.1% 0.2%
Range Bank $1,600,000 n/a 0.2%
COMPEER FINANCIAL, FLCA $1,145,000 $1,535,000 34.1% 0.2%
Wolfe Financial, Inc $4,835,000 $1,535,000 -68.3% 0.2%
First Federal Bank $65,000 $1,425,000 2,092.3% 0.2%
Hinsdale Bank & Trust Company $1,350,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $8,345,000 $1,340,000 -83.9% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,305,000 n/a 0.2%
WINGS FINANCIAL $1,245,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $700,000 $1,225,000 75.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,335,000 $1,215,000 -9.0% 0.2%
Valley National Bank $1,205,000 n/a 0.2%
USAA Federal Savings Bank $3,460,000 $1,125,000 -67.5% 0.2%
RESIDENTIAL BANCORP $830,000 $1,085,000 30.7% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $2,395,000 $1,085,000 -54.7% 0.2%
Kohler Credit Union $250,000 $1,080,000 332.0% 0.2%
Discover Bank $475,000 $1,075,000 126.3% 0.2%
HOMESTEAD FUNDING CORP. $1,400,000 $1,075,000 -23.2% 0.2%
Paramount Residential Mortgage Group, Inc. $6,730,000 $1,075,000 -84.0% 0.2%
First National Community Bank $995,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $430,000 $985,000 129.1% 0.1%
The Northern Trust Company $955,000 n/a 0.1%
Flagstar Bank, FSB $1,155,000 $940,000 -18.6% 0.1%
M&T Bank $125,000 $930,000 644.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $215,000 $890,000 314.0% 0.1%
AMERISAVE MORTGAGE CORPORATION $2,300,000 $875,000 -62.0% 0.1%
Bank of England $290,000 $870,000 200.0% 0.1%
NBKC BANK $870,000 n/a 0.1%
CMG MORTGAGE, INC. $1,015,000 $845,000 -16.7% 0.1%
TOWNE MORTGAGE COMPANY $3,200,000 $820,000 -74.4% 0.1%
BROKER SOLUTIONS, INC. $2,630,000 $805,000 -69.4% 0.1%
Century Mortgage Company DBA Century Lending Company $805,000 n/a 0.1%
ENVOY MORTGAGE, LTD $450,000 $800,000 77.8% 0.1%
First-Citizens Bank & Trust Company $790,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $135,000 $780,000 477.8% 0.1%
Bell Bank $520,000 $745,000 43.3% 0.1%
PNC Bank $515,000 $710,000 37.9% 0.1%
Royal Credit Union $705,000 n/a 0.1%
Home State Bank $695,000 n/a 0.1%
First Savings Bank $205,000 $670,000 226.8% 0.1%
BAY EQUITY LLC $245,000 $635,000 159.2% 0.1%
TRIAD FINANCIAL SERVICES, INC. $195,000 $630,000 223.1% 0.1%
LAKE MICHIGAN CREDIT UNION $595,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $4,575,000 $580,000 -87.3% 0.1%
Carrington Mortgage Services, LLC $1,210,000 $565,000 -53.3% 0.1%
FOND DU LAC $45,000 $560,000 1,144.4% 0.1%
BETTER MORTGAGE CORPORATION $1,165,000 $555,000 -52.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $785,000 $555,000 -29.3% 0.1%
ALTRA $215,000 $545,000 153.5% 0.1%
21ST MORTGAGE CORPORATION $270,000 $520,000 92.6% 0.1%
NexBank $505,000 n/a 0.1%
Deere Employees Credit Union $25,000 $480,000 1,820.0% 0.1%
PREMIA MORTGAGE, LLC $470,000 $470,000 0.0% 0.1%
EDUCATORS CREDIT UNION $585,000 $445,000 -23.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,815,000 $420,000 -76.9% 0.1%
VILLAGE CAPITAL MORTGAGE $495,000 $410,000 -17.2% 0.1%
American Mortgage & Equity Consultants, Inc. $355,000 $400,000 12.7% 0.1%
UNISON CREDIT UNION $1,145,000 $390,000 -65.9% 0.1%
Heartland Credit Union (Madison) $370,000 n/a 0.1%
SIRVA MORTGAGE, INC. $255,000 $365,000 43.1% 0.1%
THOMPSON KANE & COMPANY, LLC $690,000 $355,000 -48.6% 0.1%
AMERICAN HERITAGE LENDING, INC. $350,000 n/a 0.1%
COMPASS MORTGAGE, INC. $145,000 $345,000 137.9% 0.1%
The Bank of Kaukauna $675,000 $335,000 -50.4% 0.1%
Farmers and Merchants Union Bank $315,000 n/a 0.0%
Figure Lending LLC $730,000 $315,000 -56.8% 0.0%
The First National Bank and Trust Company $45,000 $315,000 600.0% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $1,040,000 $305,000 -70.7% 0.0%
IncredibleBank $305,000 n/a 0.0%
MORTGAGE CENTER L.C $305,000 n/a 0.0%
EVERETT FINANCIAL, INC. $790,000 $300,000 -62.0% 0.0%
ROYAL UNITED MORTGAGE LLC $1,015,000 $295,000 -70.9% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $665,000 $290,000 -56.4% 0.0%
Bay Bank $215,000 $285,000 32.6% 0.0%
Peoples State Bank $535,000 $275,000 -48.6% 0.0%
Stifel Bank and Trust $460,000 $275,000 -40.2% 0.0%
GUARANTEED RATE AFFINITY, LLC $295,000 $260,000 -11.9% 0.0%
Capitol Federal Savings Bank $255,000 n/a 0.0%
First Bank & Trust $255,000 n/a 0.0%
Mid-Continent Funding, Inc. $255,000 n/a 0.0%
PHH Mortgage Corporation $125,000 $250,000 100.0% 0.0%
Loan Simple, Inc. $2,080,000 $245,000 -88.2% 0.0%
MORTGAGE ACCESS CORP. $385,000 $245,000 -36.4% 0.0%
Park City Credit Union $425,000 $245,000 -42.4% 0.0%
UIF CORPORATION $245,000 n/a 0.0%
Waukesha State Bank $1,295,000 $245,000 -81.1% 0.0%
GENISYS $235,000 n/a 0.0%
First American Bank $105,000 $230,000 119.0% 0.0%
SPRING EQ, LLC $320,000 $230,000 -28.1% 0.0%
Ally Bank $1,540,000 $225,000 -85.4% 0.0%
CORNERSTONE HOME LENDING, INC. $3,665,000 $225,000 -93.9% 0.0%
GreenStone Farm Credit Services, FLCA $130,000 $225,000 73.1% 0.0%
LIMA ONE CAPITAL, LLC $225,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $1,220,000 $225,000 -81.6% 0.0%
Coastal Community Bank $220,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $220,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $215,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $215,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $205,000 n/a 0.0%
Regions Bank $345,000 $205,000 -40.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $200,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $155,000 $195,000 25.8% 0.0%
LEADERONE FINANCIAL CORPORATION $195,000 n/a 0.0%
NUMARK CREDIT UNION $195,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $305,000 $190,000 -37.7% 0.0%
UMB Bank $185,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $340,000 $185,000 -45.6% 0.0%
ADVANCIAL $335,000 $175,000 -47.8% 0.0%
GENEVA FINANCIAL, LLC $165,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $165,000 n/a 0.0%
NEXERA HOLDING LLC $165,000 n/a 0.0%
PLANET HOME LENDING, LLC $185,000 $165,000 -10.8% 0.0%
MICHIGAN MUTUAL, INC. $335,000 $155,000 -53.7% 0.0%
USAlliance Federal Credit Union $155,000 n/a 0.0%
Bank of Luxemburg $295,000 $145,000 -50.8% 0.0%
ENDEAVOR CAPITAL, LLC. $525,000 $145,000 -72.4% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $165,000 $145,000 -12.1% 0.0%
ZILLOW HOME LOANS, LLC $175,000 $145,000 -17.1% 0.0%
Badger Bank $135,000 n/a 0.0%
Collins State Bank $1,280,000 $135,000 -89.5% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $135,000 n/a 0.0%
GREENSTATE CREDIT UNION $135,000 n/a 0.0%
MLD MORTGAGE INC. $155,000 $135,000 -12.9% 0.0%
State Bank of Chilton $270,000 $135,000 -50.0% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $265,000 $125,000 -52.8% 0.0%
Service Federal Credit Union $125,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $115,000 n/a 0.0%
FORTE BANK $1,195,000 $100,000 -91.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $270,000 $95,000 -64.8% 0.0%
First Community Credit Union $85,000 n/a 0.0%
Servion, Inc. $85,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $65,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $65,000 0.0% 0.0%
PCM $310,000 $40,000 -87.1% 0.0%
Bank of Deerfield $725,000 $35,000 -95.2% 0.0%
CORNING $35,000 n/a 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $305,000 $35,000 -88.5% 0.0%
Connexus Credit Union $25,000 n/a 0.0%
DUPACO COMMUNITY $25,000 n/a 0.0%
Glacier Hills Credit Union $25,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $25,000 n/a 0.0%
Westbury Bank $980,000 $25,000 -97.4% 0.0%

OSHKOSH - NEENAH's top lender by overall market share is Community First Credit Union, with 14.7% market share. In second place, with 5.2%, is FOX COMMUNITIES, having originated $34,380,000 in loans. In third place, with 4.6%, is Nicolet National Bank, having originated $30,570,000 in loans. In fourth place, with 4.1%, is VERVE, A CREDIT UNION, having originated $27,130,000 in loans. In fifth place, with 4.0%, is Citizens State Bank of La Crosse, having originated $26,570,000 in loans.


OSHKOSH - NEENAH Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - OSHKOSH - NEENAH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $155,000 (9.2%) $228,544 (6.6%) 0.57 545
2018-02-01 $155,000 (5.2%) $226,463 (4.7%) 0.56 597
2018-03-01 $169,900 (14.1%) $236,786 (7.9%) 0.60 613
2018-04-01 $209,925 (32.5%) $292,679 (31.5%) 0.71 361
2018-05-01 $217,225 (33.8%) $298,042 (32.7%) 0.73 372
2018-06-01 $199,900 (28.0%) $281,339 (26.3%) 0.67 394
2018-07-01 $184,425 (19.1%) $279,191 (26.9%) 0.62 404
2018-08-01 $183,100 (20.9%) $273,135 (24.0%) 0.61 424
2018-09-01 $182,700 (18.0%) $266,463 (16.4%) 0.61 423
2018-10-01 $179,450 (15.8%) $265,726 (16.6%) 0.61 419
2018-11-01 $177,000 (14.3%) $262,793 (18.2%) 0.60 411
2018-12-01 $169,900 (13.3%) $261,403 (17.4%) 0.59 371
2019-01-01 $164,900 (6.4%) $263,994 (15.5%) 0.57 343
2019-02-01 $184,950 (19.3%) $274,460 (21.2%) 0.62 320
2019-03-01 $198,657 (16.9%) $283,240 (19.6%) 0.65 303
2019-04-01 $197,207 (-6.1%) $285,547 (-2.4%) 0.63 290
2019-05-01 $212,400 (-2.2%) $290,883 (-2.4%) 0.66 303
2019-06-01 $205,000 (2.6%) $287,275 (2.1%) 0.64 332
2019-07-01 $219,900 (19.2%) $291,228 (4.3%) 0.69 374
2019-08-01 $222,200 (21.4%) $300,239 (9.9%) 0.70 389
2019-09-01 $218,150 (19.4%) $294,530 (10.5%) 0.70 412
2019-10-01 $215,450 (20.1%) $290,723 (9.4%) 0.70 420
2019-11-01 $209,900 (18.6%) $289,364 (10.1%) 0.69 392
2019-12-01 $219,900 (29.4%) $288,791 (10.5%) 0.73 337
2020-01-01 $224,975 (36.4%) $282,310 (6.9%) 0.75 292
2020-02-01 $237,500 (28.4%) $297,425 (8.4%) 0.78 272
2020-03-01 $257,425 (29.6%) $327,901 (15.8%) 0.81 265
2020-04-01 $267,175 (35.5%) $332,681 (16.5%) 0.84 260
2020-05-01 $264,450 (24.5%) $336,351 (15.6%) 0.80 241
2020-06-01 $264,900 (29.2%) $354,117 (23.3%) 0.78 224
2020-07-01 $257,100 (16.9%) $355,450 (22.1%) 0.75 207
2020-08-01 $236,200 (6.3%) $328,884 (9.5%) 0.68 214
2020-09-01 $235,575 (8.0%) $336,022 (14.1%) 0.68 209
2020-10-01 $225,000 (4.4%) $344,265 (18.4%) 0.64 196
2020-11-01 $219,450 (4.6%) $328,568 (13.6%) 0.64 183
2020-12-01 $219,200 (-0.3%) $353,280 (22.3%) 0.65 159
2021-01-01 $230,000 (2.2%) $381,203 (35.0%) 0.69 121
2021-02-01 $232,450 (-2.1%) $388,205 (30.5%) 0.68 117
2021-03-01 $238,675 (-7.3%) $389,385 (18.8%) 0.68 111
2021-04-01 $232,500 (-13.0%) $373,084 (12.1%) 0.63 117
2021-05-01 $264,900 (0.2%) $367,714 (9.3%) 0.70 142
2021-06-01 $254,925 (-3.8%) $363,409 (2.6%) 0.67 159
2021-07-01 $237,500 (-7.6%) $347,902 (-2.1%) 0.63 164
2021-08-01 $238,675 (1.1%) $335,995 (2.2%) 0.64 185
2021-09-01 $237,113 (0.7%) $338,758 (0.8%) 0.63 188
2021-10-01 $239,500 (6.4%) $349,191 (1.4%) 0.64 181
2021-11-01 $254,450 (16.0%) $352,438 (7.3%) 0.68 172
2021-12-01 $241,200 (10.0%) $323,559 (-8.4%) 0.65 141
2022-01-01 $249,900 (8.7%) $338,529 (-11.2%) 0.68 107
2022-02-01 $247,450 (6.5%) $341,178 (-12.1%) 0.64 99
2022-03-01 $282,950 (18.6%) $368,048 (-5.5%) 0.71 76
2022-04-01 $292,400 (25.8%) $348,184 (-6.7%) 0.70 96
2022-05-01 $292,900 (10.6%) $349,401 (-5.0%) 0.67 125
2022-06-01 $288,720 (13.3%) $342,091 (-5.9%) 0.64 152
2022-07-01 $259,900 (9.4%) $334,065 (-4.0%) 0.59 168
2022-08-01 $293,725 (23.1%) $354,521 (5.5%) 0.68 172
2022-09-01 $274,925 (16.0%) $348,999 (3.0%) 0.64 146
2022-10-01 $269,900 (12.7%) $333,526 (-4.5%) 0.64 160
2022-11-01 $287,200 (12.9%) $346,333 (-1.7%) 0.69 163
2022-12-01 $279,900 (16.0%) $351,995 (8.8%) 0.69 153
2023-01-01 $336,400 (34.6%) $409,667 (21.0%) 0.83 114
2023-02-01 $370,150 (49.6%) $442,578 (29.7%) 0.89 103
2023-03-01 $373,425 (32.0%) $443,724 (20.6%) 0.88 92
2023-04-01 $331,987 (13.5%) $407,724 (17.1%) 0.77 113
2023-05-01 $314,550 (7.4%) $395,385 (13.2%) 0.71 109
2023-06-01 $333,700 (15.6%) $398,872 (16.6%) 0.75 118
2023-07-01 $324,900 (25.0%) $401,434 (20.2%) 0.74 120
2023-08-01 $335,550 (14.2%) $402,753 (13.6%) 0.77 119
2023-09-01 $317,250 (15.4%) $395,294 (13.3%) 0.74 139
2023-10-01 $314,900 (16.7%) $380,025 (13.9%) 0.74 151
2023-11-01 $317,400 (10.5%) $378,299 (9.2%) 0.76 153
2023-12-01 $294,900 (5.4%) $379,696 (7.9%) 0.72 136
2024-01-01 $307,200 (-8.7%) $386,872 (-5.6%) 0.75 111
2024-02-01 $324,800 (-12.3%) $400,739 (-9.5%) 0.78 101
2024-03-01 $349,500 (-6.4%) $435,520 (-1.9%) 0.82 115
OSHKOSH - NEENAH's median listing price for 2024-03-01 was $349,500, a difference of $-23,925 (-6.4%) versus the prior year and $24,700 versus the prior month.

OSHKOSH - NEENAH's median listing price comes in at 82% of the national average.

OSHKOSH - NEENAH's average listing price for 2024-03-01 was $435,520, a difference of $-8,204 (-1.9%) versus the prior year and $34,781 versus the prior month.

For the 2024-03-01 period, OSHKOSH - NEENAH had 115 MLS listings, a difference of 14 listings (14%) versus the prior month and 23 listings (25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - OSHKOSH - NEENAH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 84 days 1,688 sqft
2018-02-01 74 days 1,672 sqft
2018-03-01 54 days 1,731 sqft
2018-04-01 55 days 1,815 sqft
2018-05-01 52 days 1,828 sqft
2018-06-01 51 days 1,811 sqft
2018-07-01 52 days 1,741 sqft
2018-08-01 53 days 1,743 sqft
2018-09-01 52 days 1,760 sqft
2018-10-01 57 days 1,704 sqft
2018-11-01 65 days 1,669 sqft
2018-12-01 81 days 1,662 sqft
2019-01-01 91 days 1,663 sqft
2019-02-01 88 days 1,675 sqft
2019-03-01 75 days 1,698 sqft
2019-04-01 62 days 1,725 sqft
2019-05-01 50 days 1,776 sqft
2019-06-01 47 days 1,822 sqft
2019-07-01 50 days 1,823 sqft
2019-08-01 52 days 1,840 sqft
2019-09-01 52 days 1,804 sqft
2019-10-01 52 days 1,780 sqft
2019-11-01 64 days 1,797 sqft
2019-12-01 80 days 1,776 sqft
2020-01-01 82 days 1,750 sqft
2020-02-01 68 days 1,776 sqft
2020-03-01 53 days 1,818 sqft
2020-04-01 55 days 1,890 sqft
2020-05-01 67 days 1,839 sqft
2020-06-01 58 days 1,846 sqft
2020-07-01 53 days 1,872 sqft
2020-08-01 50 days 1,790 sqft
2020-09-01 50 days 1,780 sqft
2020-10-01 59 days 1,788 sqft
2020-11-01 56 days 1,771 sqft
2020-12-01 63 days 1,761 sqft
2021-01-01 79 days 1,762 sqft
2021-02-01 68 days 1,836 sqft
2021-03-01 45 days 1,752 sqft
2021-04-01 41 days 1,729 sqft
2021-05-01 29 days 1,740 sqft
2021-06-01 30 days 1,773 sqft
2021-07-01 44 days 1,725 sqft
2021-08-01 38 days 1,720 sqft
2021-09-01 46 days 1,627 sqft
2021-10-01 47 days 1,643 sqft
2021-11-01 51 days 1,698 sqft
2021-12-01 54 days 1,689 sqft
2022-01-01 57 days 1,765 sqft
2022-02-01 40 days 1,607 sqft
2022-03-01 43 days 1,732 sqft
2022-04-01 26 days 1,610 sqft
2022-05-01 25 days 1,665 sqft
2022-06-01 22 days 1,709 sqft
2022-07-01 32 days 1,657 sqft
2022-08-01 40 days 1,664 sqft
2022-09-01 43 days 1,674 sqft
2022-10-01 42 days 1,652 sqft
2022-11-01 49 days 1,700 sqft
2022-12-01 51 days 1,651 sqft
2023-01-01 61 days 1,700 sqft
2023-02-01 59 days 1,753 sqft
2023-03-01 46 days 1,812 sqft
2023-04-01 34 days 1,788 sqft
2023-05-01 37 days 1,749 sqft
2023-06-01 38 days 1,837 sqft
2023-07-01 31 days 1,884 sqft
2023-08-01 37 days 1,906 sqft
2023-09-01 32 days 1,847 sqft
2023-10-01 35 days 1,830 sqft
2023-11-01 42 days 1,788 sqft
2023-12-01 48 days 1,769 sqft
2024-01-01 48 days 1,702 sqft
2024-02-01 41 days 1,787 sqft
2024-03-01 29 days 1,847 sqft
OSHKOSH - NEENAH's median listing age (time on market) for 2024-03-01 was 29 days. This is -36% shorter than the same period one year ago.

OSHKOSH - NEENAH's median square footage for active listings during the 2024-03-01 period was 1,847 sqft. One year prior, the average listing was 1,812 sqft.

OSHKOSH-NEENAH, WI Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
54901 Oshkosh-Neenah, WI MSA $720 $740 $960 $1,300 $1,510
54902 Oshkosh-Neenah, WI MSA $640 $670 $860 $1,160 $1,350
54903 Oshkosh-Neenah, WI MSA $710 $740 $950 $1,280 $1,500
54904 Oshkosh-Neenah, WI MSA $740 $770 $990 $1,340 $1,560
54914 Oshkosh-Neenah, WI MSA $680 $740 $940 $1,260 $1,280
54915 Oshkosh-Neenah, WI MSA $660 $720 $910 $1,220 $1,280
54923 Oshkosh-Neenah, WI MSA $720 $740 $960 $1,300 $1,510
54927 Oshkosh-Neenah, WI MSA $690 $710 $920 $1,240 $1,450
54934 Oshkosh-Neenah, WI MSA $760 $790 $1,020 $1,380 $1,610
54940 Oshkosh-Neenah, WI MSA $650 $690 $890 $1,190 $1,330
54944 Oshkosh-Neenah, WI MSA $630 $690 $880 $1,180 $1,280
54947 Oshkosh-Neenah, WI MSA $820 $850 $1,100 $1,490 $1,730
54952 Oshkosh-Neenah, WI MSA $700 $740 $950 $1,280 $1,450
54956 Oshkosh-Neenah, WI MSA $780 $810 $1,050 $1,420 $1,650
54957 Oshkosh-Neenah, WI MSA $710 $740 $950 $1,280 $1,500
54963 Oshkosh-Neenah, WI MSA $780 $810 $1,050 $1,420 $1,650
54964 Oshkosh-Neenah, WI MSA $920 $960 $1,240 $1,670 $1,890
54971 Oshkosh-Neenah, WI MSA $640 $690 $890 $1,180 $1,280
54979 Oshkosh-Neenah, WI MSA $640 $680 $890 $1,170 $1,280
54980 Oshkosh-Neenah, WI MSA $800 $840 $1,080 $1,460 $1,670
54985 Oshkosh-Neenah, WI MSA $710 $740 $950 $1,280 $1,500
54986 Oshkosh-Neenah, WI MSA $630 $660 $850 $1,150 $1,340

2022 Average & Median Rent Data Statistics
OSHKOSH-NEENAH, WI average 1BR rent: $751, median: $740
OSHKOSH-NEENAH, WI average 2BR rent: $967, median: $950
OSHKOSH-NEENAH, WI average 3BR rent: $1,302, median: $1,280

OSHKOSH-NEENAH, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,825 $446,955,000 $244,907
Home Improvement 450 $47,980,000 $106,622
Cash Out Refi 416 $82,850,000 $199,159
Refi 408 $57,320,000 $140,490
Other 394 $31,160,000 $79,086

Oshkosh - Neenah's most frequently cited loan purpose was Home Purchase, with 1,825 originations. The 2nd most popular reason was Home Improvement, with 450 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,264 $265,530,000 $210,071
7-8% 696 $130,950,000 $188,147
5-6% 608 $141,500,000 $232,730
Over 8% 550 $49,550,000 $90,091
4-5% 92 $30,470,000 $331,196
3-4% 14 $1,030,000 $73,571
<2.5% 13 $925,000 $71,154
2.5-3% 1 $55,000 $55,000

During 2023, Oshkosh - Neenah's most frequently originated rate bucket was 6-7%, with 1,264 originations.

Loan Sizing (OSHKOSH-NEENAH, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,262 $63,490,000 $50,309
$100k-200k 1,111 $165,135,000 $148,636
$200k-400k 920 $246,820,000 $268,283
$400k-600k 125 $58,465,000 $467,720
$600k-1000k 41 $29,215,000 $712,561
$Over $1MM 34 $103,140,000 $3,033,529

OSHKOSH - NEENAH's loan sizing saw the bucket of loans from $100,000 or less with 1,262 originations, totaling $63,490,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,122 $303,530,000 $270,526
Under 20% 617 $24,555,000 $39,797
60-80% 615 $179,575,000 $291,992
20-40% 530 $50,700,000 $95,660
40-60% 316 $53,120,000 $168,101
Over 100% 21 $7,265,000 $345,952

OSHKOSH - NEENAH's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,122 originations, totaling $303,530,000 in origination value.