The Bank Of Delmarva Mortgage Rates, Fees & Info
SALISBURY, MDLEI: 549300T77W6SEYOH0U64
Tax ID: 52-0238575
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Mortgage Data
Review & Overview
The Bank Of Delmarva is a smaller bank specializing in Home Purchase and Refi loans. The Bank Of Delmarva has a high proportion of conventional loans. Their top markets by origination volume include: Salisbury, Philadelphia, Atlantic City, Dover, and Ocean City among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)The Bank Of Delmarva has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
71Origination Dollar Volume (All Markets)
$26,705,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SALISBURY, MD-DE (FHA|USDA|VA) | 55 | $17,995,000 | $327,182 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $6,110,000 | $1,018,333 | $0 | 0.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $0 | 0.00% |
| DOVER, DE (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 0.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 71 | $26,705,000 | $376,127 | $0 | 0.00% |
For 2019, The Bank Of Delmarva's most frequently originated type of loan was Conventional, with 71 originations.
Loan Reason
For 2019, The Bank Of Delmarva's most frequently cited loan purpose was Home Purchase, with 57 originations. The 2nd most popular reason was Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 71 | $26,705,000 | $376,127 | $0 | 0.00% |
For 2019, The Bank Of Delmarva's most frequently cited loan duration was Other, with 71 originations.
Loan Sizing
2019 saw The Bank Of Delmarva place emphasis on $100k-200k loans with 27 originations, totaling $3,995,000 in origination value.
Applicant Income
The Bank Of Delmarva lent most frequently to those with incomes in the $100k-150k range, with 5 originations. The second most popular income band? $50k or less, with 5 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.64%
The Bank Of Delmarva has an average approval rate.
Pick Rate
Approvals leading to origination90.14%
The Bank Of Delmarva has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 71 | $26,705,000 | $376,127 |
Occupancy Type Mix
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TD BANK US HOLDING COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 6.9% |
| TD BANK US HOLDING COMPANY | Conventional home mortgage | Closing on a mortgage | 10 | 9.8% |
| TD BANK US HOLDING COMPANY | Conventional home mortgage | Struggling to pay mortgage | 7 | 6.9% |
| TD BANK US HOLDING COMPANY | Conventional home mortgage | Trouble during payment process | 34 | 33.3% |
| TD BANK US HOLDING COMPANY | FHA mortgage | Struggling to pay mortgage | 1 | 1.0% |
| TD BANK US HOLDING COMPANY | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 4 | 3.9% |
| TD BANK US HOLDING COMPANY | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 4 | 3.9% |
| TD BANK US HOLDING COMPANY | Home equity loan or line of credit (HELOC) | Incorrect information on your report | 2 | 2.0% |
| TD BANK US HOLDING COMPANY | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 7 | 6.9% |
| TD BANK US HOLDING COMPANY | Home equity loan or line of credit (HELOC) | Trouble during payment process | 13 | 12.7% |
| TD BANK US HOLDING COMPANY | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 1.0% |
| TD BANK US HOLDING COMPANY | Other type of mortgage | Incorrect information on your report | 2 | 2.0% |
| TD BANK US HOLDING COMPANY | Other type of mortgage | Struggling to pay mortgage | 2 | 2.0% |
| TD BANK US HOLDING COMPANY | Other type of mortgage | Trouble during payment process | 7 | 6.9% |
| TD BANK US HOLDING COMPANY | Reverse mortgage | Closing on a mortgage | 1 | 1.0% |