Cape Cod Co-operative Bank Mortgage Rates, Fees & Info
Yarmouth Port, MALEI: 549300TXW4YZE1CSWA75
Tax ID: 04-1148930
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Cape Cod Co-operative Bank is a smaller bank specializing in Home Purchase loans. Cape Cod Co-operative Bank has a high proportion of conventional loans. Their top markets by origination volume include: Barnstable Town, Boston, Providence, and Worcester among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Cape Cod Co-operative Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
139Origination Dollar Volume (All Markets)
$90,955,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 120 | $79,590,000 | $663,250 | $0 | 0.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $7,610,000 | $543,571 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $2,450,000 | $612,500 | $0 | 0.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $0 | 0.00% |
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against Cape Cod Co-operative Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 139 | $90,955,000 | $654,353 | $0 | 0.00% |
For 2024, Cape Cod Co-operative Bank's most frequently originated type of loan was Conventional, with 139 originations.
Loan Reason
For 2024, Cape Cod Co-operative Bank's most frequently cited loan purpose was Home Purchase, with 113 originations. The 2nd most popular reason was Refi, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 139 | $90,955,000 | $654,353 | $0 | 0.00% |
For 2024, Cape Cod Co-operative Bank's most frequently cited loan duration was Other, with 139 originations.
Loan Sizing
2024 saw Cape Cod Co-operative Bank place emphasis on $200k-400k loans with 39 originations, totaling $11,435,000 in origination value.
Applicant Income
Cape Cod Co-operative Bank lent most frequently to those with incomes in the $250k+ range, with 43 originations. The second most popular income band? $100k-150k, with 29 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 139 | $90,955,000 | $654,353 | $0 | 0.00% |
Cape Cod Co-operative Bank lent most frequently to those with DTI ratios of Exempt%, with 139 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.74%
Cape Cod Co-operative Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.82%
Cape Cod Co-operative Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 139 | $90,955,000 | $654,353 |