BARNSTABLE TOWN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Barnstable Town averaged
6.93%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.98% and
one month ago for the week of 2025-04-17, the
average rate was 7.2%.
Barnstable Town's average rate one year ago was 7.29%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.04%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Barnstable Town 30 Year Fixed Rate | 2025-05-22 | 6.93% |
| Barnstable Town 30 Year Fixed Rate Refi | 2025-05-22 | 7.04% |
| Barnstable Town 15 Year Fixed Rate | 2025-05-22 | 6.01% |
| Barnstable Town 15 Year Fixed Rate Refi | 2025-05-22 | 6.11% |
| Barnstable Town 30 Year FHA | 2025-05-22 | 6.37% |
| Barnstable Town 30 Year FHA Refi | 2025-05-22 | 6.51% |
| Barnstable Town 30 Year USDA | 2025-05-22 | 6.63% |
| Barnstable Town 30 Year USDA Refi | 2025-05-22 | 6.43% |
| Barnstable Town 30 Year VA | 2025-05-22 | 6.73% |
| Barnstable Town 30 Year VA Refi | 2025-05-22 | 6.42% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BARNSTABLE TOWN, MA.
BARNSTABLE TOWN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BARNSTABLE TOWN, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BARNSTABLE TOWN Average Closing Costs & Other Stats
BARNSTABLE TOWN, MA's 196 lenders originated 6,508
loans during 2024. The total origination value was $2,805,410,000, with an average loan value of
$431,071.
BARNSTABLE TOWN's average closing costs are $4,927.
The top BARNSTABLE TOWN lender as defined by loan originations is The Cape Cod Five Cents Savings Bank, with
572 loans originated. Their average total fees are
$4,471, which is $520
lower than the next largest lender,
Leader Bank.
The lowest fee BARNSTABLE TOWN lenders (with over 10 loans originated) are
UniBank for Savings ($3,239), Dedham Institution for Savings ($3,745), Easthampton Savings Bank ($3,935), EQUITY RESOURCES, INC. ($4,169) and TD Bank ($4,464).
The lowest rate BARNSTABLE TOWN lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (5.67%), Morgan Stanley Private Bank (5.94%), Bank of America (5.99%), Citibank (6.05%) and UniBank for Savings (6.22%).
BARNSTABLE TOWN, MA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| The Cape Cod Five Cents Savings Bank | $560,455,000 | $489,160,000 | -12.7% | 17.4% |
| Citizens Bank | $144,000,000 | $144,675,000 | 0.5% | 5.2% |
| Leader Bank | $54,675,000 | $120,465,000 | 120.3% | 4.3% |
| Rockland Trust Company | $79,880,000 | $92,895,000 | 16.3% | 3.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $64,300,000 | $89,180,000 | 38.7% | 3.2% |
| QUICKEN LOANS, LLC | $77,240,000 | $85,920,000 | 11.2% | 3.1% |
| Cape Cod Co-operative Bank | $116,320,000 | $79,590,000 | -31.6% | 2.8% |
| Bank of America | $54,920,000 | $70,065,000 | 27.6% | 2.5% |
| JPMorgan Chase Bank | $56,740,000 | $60,265,000 | 6.2% | 2.1% |
| Eastern Bank | $38,350,000 | $59,400,000 | 54.9% | 2.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $47,555,000 | $57,385,000 | 20.7% | 2.0% |
| Morgan Stanley Private Bank | $34,405,000 | $47,815,000 | 39.0% | 1.7% |
| GUARANTEED RATE, INC. | $37,880,000 | $47,715,000 | 26.0% | 1.7% |
| Seamen's Bank | $56,775,000 | $45,810,000 | -19.3% | 1.6% |
| TD Bank | $47,970,000 | $45,800,000 | -4.5% | 1.6% |
| CMG MORTGAGE, INC. | $13,800,000 | $40,720,000 | 195.1% | 1.5% |
| Merchants Bank of Indiana | $475,000 | $40,115,000 | 8,345.3% | 1.4% |
| U.S. Bank | $17,810,000 | $32,820,000 | 84.3% | 1.2% |
| MOVEMENT MORTGAGE, LLC | $30,805,000 | $31,760,000 | 3.1% | 1.1% |
| RF Renovo Management Company, LLC | $8,620,000 | $28,445,000 | 230.0% | 1.0% |
| GUILD MORTGAGE COMPANY | $17,715,000 | $27,605,000 | 55.8% | 1.0% |
| The Lowell Five Cent Savings Bank | $1,920,000 | $25,005,000 | 1,202.3% | 0.9% |
| PeoplesBank | $2,020,000 | $24,150,000 | 1,095.5% | 0.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,370,000 | $23,600,000 | 270.5% | 0.8% |
| LOANDEPOT.COM, LLC | $22,175,000 | $22,990,000 | 3.7% | 0.8% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $12,795,000 | $20,555,000 | 60.6% | 0.7% |
| Citibank | $29,250,000 | $19,970,000 | -31.7% | 0.7% |
| Webster Bank | $11,455,000 | $19,425,000 | 69.6% | 0.7% |
| Fall River Five Cents Savings Bank | $28,835,000 | $19,175,000 | -33.5% | 0.7% |
| Toyota Financial Savings Bank | $445,000 | $18,875,000 | 4,141.6% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $28,845,000 | $17,995,000 | -37.6% | 0.6% |
| Wells Fargo Bank | $14,175,000 | $17,780,000 | 25.4% | 0.6% |
| NEWREZ LLC | $7,895,000 | $17,390,000 | 120.3% | 0.6% |
| RADIUS FINANCIAL GROUP INC. | $15,220,000 | $16,750,000 | 10.1% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $8,600,000 | $16,005,000 | 86.1% | 0.6% |
| Berkshire Bank | $10,720,000 | $15,265,000 | 42.4% | 0.5% |
| M&T Bank | $15,205,000 | $14,870,000 | -2.2% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $7,915,000 | $14,780,000 | 86.7% | 0.5% |
| WILLIAM RAVEIS MORTGAGE, LLC | $6,720,000 | $14,485,000 | 115.6% | 0.5% |
| Flagstar Bank, FSB | $5,560,000 | $13,510,000 | 143.0% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $13,250,000 | $12,660,000 | -4.5% | 0.5% |
| FIRST MORTGAGE COMPANY, INC. | $13,395,000 | $12,440,000 | -7.1% | 0.4% |
| LONGBRIDGE FINANCIAL, LLC | $14,680,000 | $11,335,000 | -22.8% | 0.4% |
| Charles Schwab Bank, SSB | $10,570,000 | $10,855,000 | 2.7% | 0.4% |
| OCMBC, INC. | $5,115,000 | $10,765,000 | 110.5% | 0.4% |
| UBS Bank USA | $14,800,000 | $10,765,000 | -27.3% | 0.4% |
| ROCKLAND | $12,265,000 | $10,695,000 | -12.8% | 0.4% |
| First-Citizens Bank & Trust Company | $3,110,000 | $10,485,000 | 237.1% | 0.4% |
| Enterprise Bank and Trust Company | $2,215,000 | $10,275,000 | 363.9% | 0.4% |
| Keystone Funding, Inc. | $5,980,000 | $9,785,000 | 63.6% | 0.3% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | $11,955,000 | $9,670,000 | -19.1% | 0.3% |
| Easthampton Savings Bank | $14,815,000 | $9,550,000 | -35.5% | 0.3% |
| Mortgage Research Center, LLC | $5,110,000 | $9,540,000 | 86.7% | 0.3% |
| BAYCOAST MORTGAGE COMPANY, LLC | $5,700,000 | $9,490,000 | 66.5% | 0.3% |
| HARBORONE MORTGAGE, LLC | $4,685,000 | $9,285,000 | 98.2% | 0.3% |
| Goldman Sachs Bank USA | $23,080,000 | $9,100,000 | -60.6% | 0.3% |
| Bethpage Federal Credit Union | $395,000 | $8,940,000 | 2,163.3% | 0.3% |
| Service Federal Credit Union | $7,220,000 | $8,805,000 | 22.0% | 0.3% |
| EQUITY RESOURCES, INC. | $5,195,000 | $8,725,000 | 67.9% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $895,000 | $8,675,000 | 869.3% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,085,000 | $8,415,000 | 18.8% | 0.3% |
| Needham Bank | $16,710,000 | $8,345,000 | -50.1% | 0.3% |
| Martha's Vineyard Savings Bank | $11,830,000 | $7,950,000 | -32.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,295,000 | $7,890,000 | -4.9% | 0.3% |
| Main Street Bank | $10,880,000 | $7,610,000 | -30.1% | 0.3% |
| PHH Mortgage Corporation | $6,620,000 | $7,465,000 | 12.8% | 0.3% |
| DIGITAL Federal Credit Union | $6,915,000 | $7,045,000 | 1.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,200,000 | $6,910,000 | 475.8% | 0.2% |
| PNC Bank | $9,485,000 | $6,850,000 | -27.8% | 0.2% |
| TOTAL MORTGAGE SERVICES, LLC | $4,085,000 | $6,715,000 | 64.4% | 0.2% |
| ARC HOME LLC | $640,000 | $6,630,000 | 935.9% | 0.2% |
| Evolve Bank & Trust | $2,195,000 | $6,300,000 | 187.0% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $3,225,000 | $6,180,000 | 91.6% | 0.2% |
| UniBank for Savings | $4,905,000 | $5,925,000 | 20.8% | 0.2% |
| EMBRACE HOME LOANS, INC. | $1,260,000 | $5,910,000 | 369.0% | 0.2% |
| Cambridge Savings Bank | $6,365,000 | $5,820,000 | -8.6% | 0.2% |
| Dedham Institution for Savings | $6,200,000 | $5,665,000 | -8.6% | 0.2% |
| Salem Five Cents Savings Bank | $4,275,000 | $5,550,000 | 29.8% | 0.2% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $7,830,000 | $5,485,000 | -29.9% | 0.2% |
| HANSCOM | $8,940,000 | $5,240,000 | -41.4% | 0.2% |
| NBKC BANK | $595,000 | $5,155,000 | 766.4% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,090,000 | $5,045,000 | 362.8% | 0.2% |
| Cornerstone Bank | $4,025,000 | $5,030,000 | 25.0% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $3,940,000 | $4,965,000 | 26.0% | 0.2% |
| The Bank of Canton | $2,355,000 | $4,945,000 | 110.0% | 0.2% |
| First National Bank of America | $9,145,000 | $4,905,000 | -46.4% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $7,100,000 | $4,900,000 | -31.0% | 0.2% |
| Norwood Co-operative Bank | $1,070,000 | $4,850,000 | 353.3% | 0.2% |
| Bristol County Savings Bank | $2,735,000 | $4,490,000 | 64.2% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,415,000 | $4,465,000 | 30.7% | 0.2% |
| The Federal Savings Bank | $8,015,000 | $4,380,000 | -45.4% | 0.2% |
| Brookline Bank | $5,200,000 | $4,300,000 | -17.3% | 0.2% |
| NP, Inc. | $670,000 | $4,100,000 | 511.9% | 0.1% |
| MEMBERS MORTGAGE COMPANY, INC. | $4,165,000 | $4,085,000 | -1.9% | 0.1% |
| Presidential Bank, FSB | $645,000 | $4,035,000 | 525.6% | 0.1% |
| Northern Bank & Trust Company | $4,005,000 | n/a | 0.1% | |
| CENTRAL ONE FEDERAL CREDIT UNION | $2,615,000 | $3,840,000 | 46.8% | 0.1% |
| BNY Mellon | $5,185,000 | $3,835,000 | -26.0% | 0.1% |
| The Washington Trust Company, of Westerly | $1,180,000 | $3,690,000 | 212.7% | 0.1% |
| Centreville Bank | $990,000 | $3,635,000 | 267.2% | 0.1% |
| EMM LOANS LLC | $6,240,000 | $3,605,000 | -42.2% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $5,850,000 | $3,575,000 | -38.9% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,365,000 | $3,470,000 | 3.1% | 0.1% |
| Middlesex Savings Bank | $4,930,000 | $3,435,000 | -30.3% | 0.1% |
| JMAC LENDING, INC. | $910,000 | $3,390,000 | 272.5% | 0.1% |
| NEW FED MORTGAGE, CORP. | $1,495,000 | $3,380,000 | 126.1% | 0.1% |
| Northpointe Bank | $3,310,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $3,025,000 | $3,215,000 | 6.3% | 0.1% |
| Institution for Savings in Newburyport and Its Vicinity | $6,800,000 | $3,185,000 | -53.2% | 0.1% |
| BMO Harris Bank | $935,000 | $3,040,000 | 225.1% | 0.1% |
| LEOMINSTER CREDIT UNION | $3,280,000 | $3,015,000 | -8.1% | 0.1% |
| Discover Bank | $2,765,000 | $3,005,000 | 8.7% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $4,030,000 | $2,990,000 | -25.8% | 0.1% |
| Winchester Savings Bank | $2,975,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,385,000 | $2,820,000 | 103.6% | 0.1% |
| The Village Bank | $85,000 | $2,800,000 | 3,194.1% | 0.1% |
| Vantage Bank Texas | $2,795,000 | n/a | 0.1% | |
| MERRIMACK VALLEY | $1,250,000 | $2,725,000 | 118.0% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,195,000 | $2,715,000 | 127.2% | 0.1% |
| BAY EQUITY LLC | $1,805,000 | $2,710,000 | 50.1% | 0.1% |
| Truist | $1,210,000 | $2,705,000 | 123.6% | 0.1% |
| MSA MORTGAGE, LLC | $2,695,000 | n/a | 0.1% | |
| Hingham Institution for Savings | $3,340,000 | $2,580,000 | -22.8% | 0.1% |
| Workers Credit Union | $1,195,000 | $2,445,000 | 104.6% | 0.1% |
| Figure Lending LLC | $2,235,000 | $2,435,000 | 8.9% | 0.1% |
| Jeanne D'Arc Credit Union | $1,630,000 | $2,425,000 | 48.8% | 0.1% |
| AMERICAN EAGLE FINANCIAL CREDIT UNION | $2,360,000 | n/a | 0.1% | |
| MORTGAGE EQUITY PARTNERS LLC | $1,990,000 | $2,360,000 | 18.6% | 0.1% |
| GEORGIA'S OWN | $1,175,000 | $2,340,000 | 99.1% | 0.1% |
| Axos Bank | $1,205,000 | $2,325,000 | 92.9% | 0.1% |
| The Camden National Bank | $4,470,000 | $2,315,000 | -48.2% | 0.1% |
| Navigant Credit Union | $760,000 | $2,305,000 | 203.3% | 0.1% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $2,290,000 | n/a | 0.1% | |
| Dean Co-operative Bank | $1,860,000 | $2,270,000 | 22.0% | 0.1% |
| Winter Hill Bank, FSB | $1,160,000 | $2,225,000 | 91.8% | 0.1% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,470,000 | $2,190,000 | 49.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,715,000 | $2,170,000 | 26.5% | 0.1% |
| North American Savings Bank, F.S.B. | $970,000 | $2,150,000 | 121.6% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $1,660,000 | $2,150,000 | 29.5% | 0.1% |
| Bridgewater Savings Bank | $2,510,000 | $2,120,000 | -15.5% | 0.1% |
| METRO | $3,625,000 | $2,120,000 | -41.5% | 0.1% |
| Fidelity Co-operative Bank | $2,090,000 | $2,055,000 | -1.7% | 0.1% |
| LIBERTY BAY CREDIT UNION | $780,000 | $2,035,000 | 160.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,030,000 | n/a | 0.1% | |
| The People's Credit Union | $75,000 | $2,005,000 | 2,573.3% | 0.1% |
| Stifel Bank and Trust | $2,545,000 | $1,995,000 | -21.6% | 0.1% |
| OAKTREE FUNDING CORP. | $600,000 | $1,975,000 | 229.2% | 0.1% |
| Newburyport Five Cents Savings Bank | $1,970,000 | n/a | 0.1% | |
| First Federal Bank | $595,000 | $1,935,000 | 225.2% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $905,000 | $1,910,000 | 111.0% | 0.1% |
| CARDINAL FINANCIAL | $2,155,000 | $1,900,000 | -11.8% | 0.1% |
| HARVARD UNIVERSITY EMPLOYEES | $2,365,000 | $1,890,000 | -20.1% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $980,000 | $1,865,000 | 90.3% | 0.1% |
| Hometown Equity Mortgage, LLC | $275,000 | $1,845,000 | 570.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $2,030,000 | $1,820,000 | -10.3% | 0.1% |
| Sharon & Crescent United Credit Union | $1,615,000 | $1,775,000 | 9.9% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $1,765,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $935,000 | $1,765,000 | 88.8% | 0.1% |
| Fifth Third Bank | $2,240,000 | $1,745,000 | -22.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $7,600,000 | $1,705,000 | -77.6% | 0.1% |
| Coastal Heritage Bank | $1,355,000 | $1,690,000 | 24.7% | 0.1% |
| Wilmington Savings Fund Society, FSB | $1,680,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $785,000 | $1,640,000 | 108.9% | 0.1% |
| HarborOne Bank | $1,225,000 | $1,625,000 | 32.7% | 0.1% |
| FALL RIVER MUNICIPAL CREDIT UNION | $660,000 | $1,590,000 | 140.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,550,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $235,000 | $1,535,000 | 553.2% | 0.1% |
| PAWTUCKET | $2,200,000 | $1,485,000 | -32.5% | 0.1% |
| East Cambridge Savings Bank | $2,150,000 | $1,480,000 | -31.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $860,000 | $1,460,000 | 69.8% | 0.1% |
| Logan Finance Corporation | $1,385,000 | n/a | 0.0% | |
| Nations Lending Corporation | $255,000 | $1,375,000 | 439.2% | 0.0% |
| NFM, INC. | $890,000 | $1,375,000 | 54.5% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $3,005,000 | $1,355,000 | -54.9% | 0.0% |
| Winchester Co-operative Bank | $1,350,000 | n/a | 0.0% | |
| Florence Bank | $1,335,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $1,330,000 | n/a | 0.0% | |
| NEW ENGLAND FEDERAL CREDIT UNION | $555,000 | $1,295,000 | 133.3% | 0.0% |
| South Shore Bank | $2,740,000 | $1,275,000 | -53.5% | 0.0% |
| Waterstone Mortgage Corporation | $705,000 | $1,270,000 | 80.1% | 0.0% |
| CIBC Bank USA | $1,940,000 | $1,260,000 | -35.1% | 0.0% |
| TREMONT CREDIT UNION | $1,030,000 | $1,260,000 | 22.3% | 0.0% |
| Direct Federal Credit Union | $1,090,000 | $1,240,000 | 13.8% | 0.0% |
| ITHINK FINANCIAL Credit Union | $1,210,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $1,295,000 | $1,210,000 | -6.6% | 0.0% |
| Watertown Savings Bank | $630,000 | $1,205,000 | 91.3% | 0.0% |
| St. Anne's Credit Union of Fall River, Mass. | $2,495,000 | $1,185,000 | -52.5% | 0.0% |
| American Airlines Federal Credit Union | $170,000 | $1,140,000 | 570.6% | 0.0% |
| HOMESTEAD FUNDING CORP. | $505,000 | $1,135,000 | 124.8% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $155,000 | $1,135,000 | 632.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $520,000 | $1,125,000 | 116.3% | 0.0% |
| QUINCY CREDIT UNION | $220,000 | $1,120,000 | 409.1% | 0.0% |
| A&D Mortgage LLC | $1,105,000 | n/a | 0.0% | |
| Alden Credit Union | $1,350,000 | $1,100,000 | -18.5% | 0.0% |
| MountainOne Bank | $1,780,000 | $1,055,000 | -40.7% | 0.0% |
| NexBank | $1,860,000 | $1,035,000 | -44.4% | 0.0% |
| Liberty Bank | $3,035,000 | $1,025,000 | -66.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,010,000 | n/a | 0.0% | |
| City National Bank | $1,340,000 | $1,005,000 | -25.0% | 0.0% |
| Middlesex Federal Savings, F.A. | $215,000 | $1,005,000 | 367.4% | 0.0% |
| Cambridge Trust Company | $2,795,000 | $955,000 | -65.8% | 0.0% |
| Bangor Savings Bank | $700,000 | $935,000 | 33.6% | 0.0% |
| HOLYOKE | $235,000 | $930,000 | 295.7% | 0.0% |
| Quontic Bank | $1,885,000 | $910,000 | -51.7% | 0.0% |
| PLANET HOME LENDING, LLC | $900,000 | n/a | 0.0% | |
| POLISH NATIONAL | $485,000 | $900,000 | 85.6% | 0.0% |
| Rollstone Bank & Trust | $1,505,000 | $885,000 | -41.2% | 0.0% |
| ARRHA Credit Union | $870,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $175,000 | $870,000 | 397.1% | 0.0% |
| Canton Co-operative Bank | $345,000 | $860,000 | 149.3% | 0.0% |
| ADVANCIAL | $2,380,000 | $855,000 | -64.1% | 0.0% |
| NEXERA HOLDING LLC | $850,000 | n/a | 0.0% | |
| Windosr Federal Savings & Loan Association | $845,000 | n/a | 0.0% | |
| North Easton Savings Bank | $3,490,000 | $820,000 | -76.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $720,000 | $790,000 | 9.7% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $365,000 | $790,000 | 116.4% | 0.0% |
| Ally Bank | $785,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $780,000 | n/a | 0.0% | |
| Independent Bank | $765,000 | n/a | 0.0% | |
| NORTHEAST HOME LOAN, LLC | $1,505,000 | $765,000 | -49.2% | 0.0% |
| UNITED | $765,000 | n/a | 0.0% | |
| Avidia Bank | $5,670,000 | $750,000 | -86.8% | 0.0% |
| Adams Community Bank | $745,000 | n/a | 0.0% | |
| St. Mary's Credit Union | $2,375,000 | $745,000 | -68.6% | 0.0% |
| The Huntington National Bank | $1,325,000 | $745,000 | -43.8% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $735,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $235,000 | $730,000 | 210.6% | 0.0% |
| IC Federal Credit Union | $730,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $1,110,000 | $725,000 | -34.7% | 0.0% |
| Magnolia Bank | $710,000 | $720,000 | 1.4% | 0.0% |
| Ross Mortgage Company, Inc. | $375,000 | $715,000 | 90.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $695,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $3,520,000 | $680,000 | -80.7% | 0.0% |
| StonehamBank, A Co-operative Bank | $665,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $990,000 | $640,000 | -35.4% | 0.0% |
| Bank Rhode Island | $990,000 | $635,000 | -35.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $75,000 | $635,000 | 746.7% | 0.0% |
| BOND STREET MORTGAGE, LLC | $625,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $615,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $610,000 | $600,000 | -1.6% | 0.0% |
| Country Bank for Savings | $2,075,000 | $595,000 | -71.3% | 0.0% |
| AMWEST FUNDING CORP. | $585,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $445,000 | $585,000 | 31.5% | 0.0% |
| Metrowest Community Federal Credit Union | $75,000 | $585,000 | 680.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $585,000 | $580,000 | -0.9% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $865,000 | $575,000 | -33.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $550,000 | $570,000 | 3.6% | 0.0% |
| Farm Credit East, ACA | $975,000 | $555,000 | -43.1% | 0.0% |
| BayCoast Bank | $1,570,000 | $550,000 | -65.0% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $545,000 | n/a | 0.0% | |
| Eagle Bank | $545,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $245,000 | $545,000 | 122.4% | 0.0% |
| Westfield Bank | $635,000 | $545,000 | -14.2% | 0.0% |
| BOSTON FIREFIGHTERS | $495,000 | $525,000 | 6.1% | 0.0% |
| COMMUNITY CREDIT UNION OF LYNN | $525,000 | n/a | 0.0% | |
| MILEND, INC. | $530,000 | $525,000 | -0.9% | 0.0% |
| Strong Home Mortgage, LLC | $625,000 | $525,000 | -16.0% | 0.0% |
| The Cooperative Bank | $2,405,000 | $525,000 | -78.2% | 0.0% |
| TJC Mortgage, Inc. | $515,000 | n/a | 0.0% | |
| Bank of England | $1,295,000 | $505,000 | -61.0% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $535,000 | $505,000 | -5.6% | 0.0% |
| S&T Bank | $505,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $495,000 | n/a | 0.0% | |
| Guilford Savings Bank The | $485,000 | n/a | 0.0% | |
| Colonial Federal Savings Bank | $790,000 | $475,000 | -39.9% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $465,000 | n/a | 0.0% | |
| FM Home Loans, LLC | $175,000 | $465,000 | 165.7% | 0.0% |
| Monson Savings Bank | $1,195,000 | $465,000 | -61.1% | 0.0% |
| Webster Five Cents Savings Bank | $525,000 | $465,000 | -11.4% | 0.0% |
| BankNewport | $820,000 | $455,000 | -44.5% | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | $630,000 | $455,000 | -27.8% | 0.0% |
| Wakefield Co-operative Bank | $1,115,000 | $455,000 | -59.2% | 0.0% |
| CIBM Bank | $1,175,000 | $440,000 | -62.6% | 0.0% |
| LOANPAL, LLC | $435,000 | n/a | 0.0% | |
| Metro City Bank | $740,000 | $425,000 | -42.6% | 0.0% |
| Plains Commerce Bank | $295,000 | $425,000 | 44.1% | 0.0% |
| GREATER SPRINGFIELD CREDIT UNION | $415,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $405,000 | n/a | 0.0% | |
| HUDSON HERITAGE | $405,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $525,000 | $395,000 | -24.8% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $395,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | $390,000 | 609.1% | 0.0% |
| Chickasaw Community Bank | $385,000 | n/a | 0.0% | |
| WEBSTER FIRST Federal Credit Union | $8,365,000 | $375,000 | -95.5% | 0.0% |
| ENVOY MORTGAGE, LTD | $365,000 | n/a | 0.0% | |
| Savers Co-operative Bank | $365,000 | n/a | 0.0% | |
| Baxter Credit Union | $600,000 | $355,000 | -40.8% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $355,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $355,000 | n/a | 0.0% | |
| TEACHERS | $355,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $315,000 | $345,000 | 9.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $335,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $655,000 | $315,000 | -51.9% | 0.0% |
| USAlliance Federal Credit Union | $4,090,000 | $310,000 | -92.4% | 0.0% |
| ALLIANT CREDIT UNION | $105,000 | $305,000 | 190.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $305,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $305,000 | n/a | 0.0% | |
| MASS BAY Credit Union | $880,000 | $305,000 | -65.3% | 0.0% |
| UNION HOME MORTGAGE CORP. | $305,000 | n/a | 0.0% | |
| Bank of Millbrook | $295,000 | n/a | 0.0% | |
| UMASSFIVE COLLEGE Federal Credit Union | $695,000 | $290,000 | -58.3% | 0.0% |
| SILVER HILL FUNDING, LLC | $285,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $275,000 | n/a | 0.0% | |
| Lee Bank | $265,000 | n/a | 0.0% | |
| Members Plus Credit Union | $1,905,000 | $265,000 | -86.1% | 0.0% |
| ALIGN CREDIT UNION | $890,000 | $255,000 | -71.3% | 0.0% |
| MidFirst Bank | $245,000 | n/a | 0.0% | |
| Rhode Island Credit Union | $55,000 | $230,000 | 318.2% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $215,000 | $225,000 | 4.7% | 0.0% |
| RESIDENTIAL BANCORP | $210,000 | n/a | 0.0% | |
| MutualOne Bank | $1,585,000 | $205,000 | -87.1% | 0.0% |
| TOWER | $155,000 | $165,000 | 6.5% | 0.0% |
| Arvest Bank | $155,000 | n/a | 0.0% | |
| Everett Co-operative Bank | $3,220,000 | $155,000 | -95.2% | 0.0% |
| Milford Federal Bank | $2,265,000 | $145,000 | -93.6% | 0.0% |
| AFFINITY | $125,000 | n/a | 0.0% | |
| City of Boston Credit Union | $670,000 | $125,000 | -81.3% | 0.0% |
| Gulf Coast Bank and Trust Company | $105,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $85,000 | n/a | 0.0% | |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| OCEAN STATE CREDIT UNION | $65,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $55,000 | n/a | 0.0% | |
| North Shore Bank, a Co-operative Bank | $500,000 | $55,000 | -89.0% | 0.0% |
| Bay State Savings Bank | $35,000 | n/a | 0.0% |
BARNSTABLE TOWN's top lender by overall market share is The Cape Cod Five Cents Savings Bank, with 17.4% market share. In second place, with 5.2%, is Citizens Bank, having originated $144,675,000 in loans. In third place, with 4.3%, is Leader Bank, having originated $120,465,000 in loans. In fourth place, with 3.3%, is Rockland Trust Company, having originated $92,895,000 in loans. In fifth place, with 3.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $89,180,000 in loans.
BARNSTABLE TOWN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BARNSTABLE TOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $599,000 (7.2%) | $1,007,657 (2.5%) | 2.22 | 1,839 |
| 2018-02-01 | $598,975 (3.3%) | $996,429 (-0.7%) | 2.17 | 1,835 |
| 2018-03-01 | $599,000 (1.1%) | $1,029,816 (2.9%) | 2.10 | 1,852 |
| 2018-04-01 | $628,000 (4.8%) | $1,060,061 (6.1%) | 2.13 | 1,978 |
| 2018-05-01 | $625,000 (6.0%) | $1,030,800 (8.6%) | 2.09 | 2,199 |
| 2018-06-01 | $609,900 (3.0%) | $997,094 (5.7%) | 2.03 | 2,378 |
| 2018-07-01 | $599,900 (0.8%) | $988,500 (3.8%) | 2.00 | 2,481 |
| 2018-08-01 | $599,000 (1.7%) | $971,982 (0.7%) | 2.01 | 2,594 |
| 2018-09-01 | $575,000 (-0.9%) | $950,637 (-2.2%) | 1.93 | 2,752 |
| 2018-10-01 | $565,000 (-1.7%) | $936,797 (-1.0%) | 1.91 | 2,812 |
| 2018-11-01 | $577,000 (-1.2%) | $952,531 (0.4%) | 1.96 | 2,652 |
| 2018-12-01 | $585,000 (-2.3%) | $961,093 (-2.7%) | 2.02 | 2,363 |
| 2019-01-01 | $569,450 (-4.9%) | $955,768 (-5.2%) | 1.97 | 2,068 |
| 2019-02-01 | $587,175 (-2.0%) | $970,164 (-2.6%) | 1.98 | 2,109 |
| 2019-03-01 | $596,686 (-0.4%) | $979,804 (-4.9%) | 1.95 | 2,230 |
| 2019-04-01 | $599,000 (-4.6%) | $972,018 (-8.3%) | 1.90 | 2,409 |
| 2019-05-01 | $599,000 (-4.2%) | $973,992 (-5.5%) | 1.87 | 2,535 |
| 2019-06-01 | $599,000 (-1.8%) | $982,143 (-1.5%) | 1.87 | 2,623 |
| 2019-07-01 | $599,900 (0.0%) | $1,010,330 (2.2%) | 1.88 | 2,616 |
| 2019-08-01 | $596,963 (-0.3%) | $999,043 (2.8%) | 1.89 | 2,617 |
| 2019-09-01 | $592,484 (3.0%) | $982,814 (3.4%) | 1.90 | 2,619 |
| 2019-10-01 | $587,000 (3.9%) | $971,995 (3.8%) | 1.89 | 2,604 |
| 2019-11-01 | $575,000 (-0.4%) | $980,164 (2.9%) | 1.89 | 2,376 |
| 2019-12-01 | $575,000 (-1.7%) | $983,280 (2.3%) | 1.92 | 2,091 |
| 2020-01-01 | $579,350 (1.7%) | $1,007,052 (5.4%) | 1.94 | 1,873 |
| 2020-02-01 | $599,900 (2.2%) | $1,060,459 (9.3%) | 1.96 | 1,785 |
| 2020-03-01 | $601,950 (0.9%) | $1,046,236 (6.8%) | 1.89 | 1,933 |
| 2020-04-01 | $602,000 (0.5%) | $1,040,567 (7.1%) | 1.89 | 1,975 |
| 2020-05-01 | $624,000 (4.2%) | $1,055,268 (8.3%) | 1.90 | 1,972 |
| 2020-06-01 | $642,400 (7.3%) | $1,087,840 (10.8%) | 1.89 | 1,737 |
| 2020-07-01 | $644,675 (7.5%) | $1,127,724 (11.6%) | 1.87 | 1,538 |
| 2020-08-01 | $650,000 (8.9%) | $1,167,417 (16.9%) | 1.86 | 1,308 |
| 2020-09-01 | $693,000 (17.0%) | $1,231,651 (25.3%) | 1.99 | 1,205 |
| 2020-10-01 | $661,000 (12.6%) | $1,226,451 (26.2%) | 1.89 | 1,124 |
| 2020-11-01 | $685,000 (19.1%) | $1,268,973 (29.5%) | 2.00 | 996 |
| 2020-12-01 | $699,000 (21.6%) | $1,294,582 (31.7%) | 2.08 | 840 |
| 2021-01-01 | $709,000 (22.4%) | $1,406,116 (39.6%) | 2.12 | 692 |
| 2021-02-01 | $749,475 (24.9%) | $1,429,470 (34.8%) | 2.18 | 583 |
| 2021-03-01 | $709,450 (17.9%) | $1,471,288 (40.6%) | 2.01 | 617 |
| 2021-04-01 | $699,500 (16.2%) | $1,460,962 (40.4%) | 1.89 | 578 |
| 2021-05-01 | $699,900 (12.2%) | $1,417,800 (34.4%) | 1.86 | 645 |
| 2021-06-01 | $725,000 (12.9%) | $1,389,244 (27.7%) | 1.91 | 705 |
| 2021-07-01 | $728,000 (12.9%) | $1,366,010 (21.1%) | 1.92 | 754 |
| 2021-08-01 | $713,225 (9.7%) | $1,304,994 (11.8%) | 1.90 | 783 |
| 2021-09-01 | $699,250 (0.9%) | $1,277,606 (3.7%) | 1.86 | 816 |
| 2021-10-01 | $739,450 (11.9%) | $1,351,143 (10.2%) | 1.97 | 767 |
| 2021-11-01 | $782,450 (14.2%) | $1,474,219 (16.2%) | 2.09 | 618 |
| 2021-12-01 | $825,000 (18.0%) | $1,547,920 (19.6%) | 2.23 | 487 |
| 2022-01-01 | $849,000 (19.8%) | $1,613,059 (14.7%) | 2.30 | 387 |
| 2022-02-01 | $849,500 (13.4%) | $1,735,270 (21.4%) | 2.21 | 360 |
| 2022-03-01 | $849,675 (19.8%) | $1,726,101 (17.3%) | 2.13 | 370 |
| 2022-04-01 | $799,948 (14.4%) | $1,674,882 (14.6%) | 1.91 | 414 |
| 2022-05-01 | $854,500 (22.1%) | $1,614,580 (13.9%) | 1.95 | 527 |
| 2022-06-01 | $848,500 (17.0%) | $1,514,105 (9.0%) | 1.89 | 644 |
| 2022-07-01 | $825,000 (13.3%) | $1,467,633 (7.4%) | 1.86 | 755 |
| 2022-08-01 | $799,900 (12.2%) | $1,489,693 (14.2%) | 1.85 | 783 |
| 2022-09-01 | $797,000 (14.0%) | $1,470,803 (15.1%) | 1.86 | 810 |
| 2022-10-01 | $775,000 (4.8%) | $1,408,098 (4.2%) | 1.82 | 860 |
| 2022-11-01 | $798,000 (2.0%) | $1,432,258 (-2.9%) | 1.92 | 829 |
| 2022-12-01 | $775,000 (-6.1%) | $1,435,233 (-7.3%) | 1.91 | 659 |
| 2023-01-01 | $824,000 (-2.9%) | $1,478,748 (-8.3%) | 2.04 | 535 |
| 2023-02-01 | $874,975 (3.0%) | $1,590,661 (-8.3%) | 2.11 | 505 |
| 2023-03-01 | $872,450 (2.7%) | $1,702,484 (-1.4%) | 2.06 | 507 |
| 2023-04-01 | $895,000 (11.9%) | $1,729,764 (3.3%) | 2.08 | 551 |
| 2023-05-01 | $923,000 (8.0%) | $1,712,909 (6.1%) | 2.09 | 620 |
| 2023-06-01 | $939,500 (10.7%) | $1,722,181 (13.7%) | 2.11 | 677 |
| 2023-07-01 | $949,000 (15.0%) | $1,738,145 (18.4%) | 2.16 | 688 |
| 2023-08-01 | $924,975 (15.6%) | $1,770,882 (18.9%) | 2.12 | 718 |
| 2023-09-01 | $949,000 (19.1%) | $1,670,230 (13.6%) | 2.21 | 761 |
| 2023-10-01 | $897,000 (15.7%) | $1,580,503 (12.2%) | 2.11 | 851 |
| 2023-11-01 | $872,500 (9.3%) | $1,574,014 (9.9%) | 2.08 | 845 |
| 2023-12-01 | $879,000 (13.4%) | $1,634,329 (13.9%) | 2.14 | 704 |
| 2024-01-01 | $929,950 (12.9%) | $1,706,350 (15.4%) | 2.27 | 591 |
| 2024-02-01 | $915,725 (4.7%) | $1,700,646 (6.9%) | 2.20 | 603 |
| 2024-03-01 | $985,000 (12.9%) | $1,762,297 (3.5%) | 2.32 | 641 |
| 2024-04-01 | $997,000 (11.4%) | $1,760,863 (1.8%) | 2.32 | 730 |
| 2024-05-01 | $993,725 (7.7%) | $1,683,978 (-1.7%) | 2.26 | 877 |
| 2024-06-01 | $972,000 (3.5%) | $1,644,633 (-4.5%) | 2.21 | 984 |
| 2024-07-01 | $974,500 (2.7%) | $1,667,809 (-4.1%) | 2.23 | 997 |
| 2024-08-01 | $940,000 (1.6%) | $1,651,242 (-6.8%) | 2.19 | 1,020 |
| 2024-09-01 | $899,950 (-5.2%) | $1,592,457 (-4.7%) | 2.12 | 1,153 |
| 2024-10-01 | $899,000 (0.2%) | $1,623,244 (2.7%) | 2.12 | 1,168 |
| 2024-11-01 | $874,900 (0.3%) | $1,588,963 (1.0%) | 2.10 | 1,095 |
| 2024-12-01 | $867,500 (-1.3%) | $1,596,854 (-2.3%) | 2.16 | 822 |
| 2025-01-01 | $881,697 (-5.2%) | $1,546,892 (-9.3%) | 2.20 | 699 |
| 2025-02-01 | $910,000 (-0.6%) | $1,585,240 (-6.8%) | 2.21 | 735 |
| 2025-03-01 | $925,000 (-6.1%) | $1,579,705 (-10.4%) | 2.18 | 801 |
| 2025-04-01 | $942,175 (-5.5%) | $1,618,673 (-8.1%) | 2.18 | 995 |
BARNSTABLE TOWN's median listing price for 2025-04-01 was $942,175, a difference of
$-54,825
(-5.5%) versus the prior year and
$17,175 versus the prior month.
BARNSTABLE TOWN's median listing price comes in at 218% of the national average.
BARNSTABLE TOWN's average listing price for 2025-04-01 was $1,618,673, a difference of $-142,190 (-8.1%) versus the prior year and $38,968 versus the prior month.
For the 2025-04-01 period, BARNSTABLE TOWN had 995 MLS listings, a difference of 194 listings (24%) versus the prior month and 265 listings (36%) versus the prior year.
BARNSTABLE TOWN's median listing price comes in at 218% of the national average.
BARNSTABLE TOWN's average listing price for 2025-04-01 was $1,618,673, a difference of $-142,190 (-8.1%) versus the prior year and $38,968 versus the prior month.
For the 2025-04-01 period, BARNSTABLE TOWN had 995 MLS listings, a difference of 194 listings (24%) versus the prior month and 265 listings (36%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BARNSTABLE TOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 108 days | 1,899 sqft |
| 2018-02-01 | 112 days | 1,905 sqft |
| 2018-03-01 | 97 days | 1,907 sqft |
| 2018-04-01 | 66 days | 1,960 sqft |
| 2018-05-01 | 57 days | 1,952 sqft |
| 2018-06-01 | 57 days | 1,900 sqft |
| 2018-07-01 | 65 days | 1,889 sqft |
| 2018-08-01 | 71 days | 1,858 sqft |
| 2018-09-01 | 71 days | 1,848 sqft |
| 2018-10-01 | 71 days | 1,820 sqft |
| 2018-11-01 | 77 days | 1,829 sqft |
| 2018-12-01 | 94 days | 1,808 sqft |
| 2019-01-01 | 108 days | 1,803 sqft |
| 2019-02-01 | 114 days | 1,809 sqft |
| 2019-03-01 | 96 days | 1,834 sqft |
| 2019-04-01 | 70 days | 1,854 sqft |
| 2019-05-01 | 64 days | 1,821 sqft |
| 2019-06-01 | 67 days | 1,824 sqft |
| 2019-07-01 | 75 days | 1,830 sqft |
| 2019-08-01 | 80 days | 1,829 sqft |
| 2019-09-01 | 83 days | 1,818 sqft |
| 2019-10-01 | 84 days | 1,807 sqft |
| 2019-11-01 | 86 days | 1,806 sqft |
| 2019-12-01 | 103 days | 1,804 sqft |
| 2020-01-01 | 110 days | 1,800 sqft |
| 2020-02-01 | 104 days | 1,848 sqft |
| 2020-03-01 | 73 days | 1,852 sqft |
| 2020-04-01 | 79 days | 1,845 sqft |
| 2020-05-01 | 89 days | 1,848 sqft |
| 2020-06-01 | 98 days | 1,878 sqft |
| 2020-07-01 | 83 days | 1,858 sqft |
| 2020-08-01 | 74 days | 1,858 sqft |
| 2020-09-01 | 63 days | 1,838 sqft |
| 2020-10-01 | 58 days | 1,801 sqft |
| 2020-11-01 | 67 days | 1,773 sqft |
| 2020-12-01 | 83 days | 1,812 sqft |
| 2021-01-01 | 91 days | 1,830 sqft |
| 2021-02-01 | 98 days | 1,831 sqft |
| 2021-03-01 | 73 days | 1,820 sqft |
| 2021-04-01 | 48 days | 1,800 sqft |
| 2021-05-01 | 41 days | 1,820 sqft |
| 2021-06-01 | 39 days | 1,815 sqft |
| 2021-07-01 | 45 days | 1,800 sqft |
| 2021-08-01 | 47 days | 1,783 sqft |
| 2021-09-01 | 52 days | 1,769 sqft |
| 2021-10-01 | 57 days | 1,790 sqft |
| 2021-11-01 | 67 days | 1,803 sqft |
| 2021-12-01 | 85 days | 1,856 sqft |
| 2022-01-01 | 88 days | 1,839 sqft |
| 2022-02-01 | 71 days | 1,894 sqft |
| 2022-03-01 | 45 days | 1,888 sqft |
| 2022-04-01 | 36 days | 1,788 sqft |
| 2022-05-01 | 31 days | 1,869 sqft |
| 2022-06-01 | 32 days | 1,884 sqft |
| 2022-07-01 | 38 days | 1,915 sqft |
| 2022-08-01 | 47 days | 1,975 sqft |
| 2022-09-01 | 53 days | 1,932 sqft |
| 2022-10-01 | 49 days | 1,887 sqft |
| 2022-11-01 | 51 days | 1,858 sqft |
| 2022-12-01 | 71 days | 1,830 sqft |
| 2023-01-01 | 80 days | 1,824 sqft |
| 2023-02-01 | 84 days | 1,926 sqft |
| 2023-03-01 | 56 days | 1,894 sqft |
| 2023-04-01 | 46 days | 1,928 sqft |
| 2023-05-01 | 41 days | 1,892 sqft |
| 2023-06-01 | 45 days | 1,905 sqft |
| 2023-07-01 | 52 days | 1,884 sqft |
| 2023-08-01 | 54 days | 1,885 sqft |
| 2023-09-01 | 49 days | 1,892 sqft |
| 2023-10-01 | 49 days | 1,852 sqft |
| 2023-11-01 | 53 days | 1,770 sqft |
| 2023-12-01 | 71 days | 1,825 sqft |
| 2024-01-01 | 82 days | 1,856 sqft |
| 2024-02-01 | 77 days | 1,875 sqft |
| 2024-03-01 | 52 days | 1,920 sqft |
| 2024-04-01 | 44 days | 1,939 sqft |
| 2024-05-01 | 38 days | 1,922 sqft |
| 2024-06-01 | 44 days | 1,864 sqft |
| 2024-07-01 | 56 days | 1,862 sqft |
| 2024-08-01 | 60 days | 1,821 sqft |
| 2024-09-01 | 53 days | 1,831 sqft |
| 2024-10-01 | 53 days | 1,855 sqft |
| 2024-11-01 | 63 days | 1,837 sqft |
| 2024-12-01 | 76 days | 1,818 sqft |
| 2025-01-01 | 87 days | 1,808 sqft |
| 2025-02-01 | 86 days | 1,790 sqft |
| 2025-03-01 | 56 days | 1,837 sqft |
| 2025-04-01 | 44 days | 1,852 sqft |
BARNSTABLE TOWN's median listing age (time on market) for 2025-04-01 was 44 days.
This
is 0%
longer
than the same period one year ago.
BARNSTABLE TOWN's median square footage for active listings during the 2025-04-01 period was 1,852 sqft. One year prior, the average listing was 1,939 sqft.
BARNSTABLE TOWN's median square footage for active listings during the 2025-04-01 period was 1,852 sqft. One year prior, the average listing was 1,939 sqft.
BARNSTABLE TOWN, MA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,992 | $1,790,500,000 | $598,429 |
| Home Improvement | 1,105 | $220,715,000 | $199,742 |
| Cash Out Refi | 864 | $272,370,000 | $315,243 |
| Refi | 854 | $353,280,000 | $413,677 |
| Other | 693 | $168,545,000 | $243,211 |
Barnstable Town's most frequently cited loan purpose was Home Purchase, with 2,992 originations. The 2nd most popular reason was Home Improvement, with 1,105 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,953 | $1,028,855,000 | $526,807 |
| Over 8% | 1,912 | $420,900,000 | $220,136 |
| 7-8% | 1,657 | $735,265,000 | $443,733 |
| 5-6% | 570 | $364,200,000 | $638,947 |
| 4-5% | 31 | $24,805,000 | $800,161 |
| <2.5% | 7 | $575,000 | $82,143 |
| 3-4% | 2 | $720,000 | $360,000 |
| 2.5-3% | 2 | $820,000 | $410,000 |
During 2024, Barnstable Town's most frequently originated rate bucket was 6-7%, with 1,953 originations.
Loan Sizing (BARNSTABLE TOWN, MA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,744 | $503,770,000 | $288,859 |
| $400k-600k | 1,655 | $799,485,000 | $483,073 |
| $100k-200k | 1,025 | $138,715,000 | $135,332 |
| $100,000 or less | 890 | $51,110,000 | $57,427 |
| $600k-1000k | 811 | $594,255,000 | $732,744 |
| $Over $1MM | 383 | $718,075,000 | $1,874,869 |
BARNSTABLE TOWN's loan sizing saw the bucket of loans from $200k-400k with 1,744 originations, totaling $503,770,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 1,540 | $170,730,000 | $110,864 |
| 60-80% | 1,372 | $877,320,000 | $639,446 |
| 20-40% | 1,237 | $357,705,000 | $289,171 |
| 80-100% | 1,002 | $619,160,000 | $617,924 |
| 40-60% | 944 | $498,140,000 | $527,691 |
| Over 100% | 29 | $57,155,000 | $1,970,862 |
BARNSTABLE TOWN's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,540 originations, totaling $170,730,000 in origination value.