BARNSTABLE TOWN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Barnstable Town averaged 6.81% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.92% and one month ago for the week of 2025-02-27, the average rate was 6.83%.

Barnstable Town's average rate one year ago was 6.96%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Barnstable Town 30 Year Fixed Rate 2025-04-03 6.81%
Barnstable Town 30 Year Fixed Rate Refi 2025-04-03 6.82%
Barnstable Town 15 Year Fixed Rate 2025-04-03 5.72%
Barnstable Town 15 Year Fixed Rate Refi 2025-04-03 5.72%
Barnstable Town 30 Year FHA 2025-04-03 6.22%
Barnstable Town 30 Year FHA Refi 2025-04-03 6.16%
Barnstable Town 30 Year USDA 2025-04-03 6.52%
Barnstable Town 30 Year USDA Refi 2025-04-03 6.42%
Barnstable Town 30 Year VA 2025-04-03 5.87%
Barnstable Town 30 Year VA Refi 2025-04-03 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BARNSTABLE TOWN, MA.

BARNSTABLE TOWN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BARNSTABLE TOWN, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
The Cape Cod Five Cents Savings Bank 572 6.99% $4,471
Leader Bank 149 6.58% $4,991
QUICKEN LOANS, LLC 130 6.67% $8,002
CROSSCOUNTRY MORTGAGE, LLC 105 7.12% $7,871
GUARANTEED RATE, INC. 66 6.93% $6,264
UNITED WHOLESALE MORTGAGE, LLC 59 6.87% $10,007
CMG MORTGAGE, INC. 57 6.92% $6,617
Rockland Trust Company 52 6.47% $5,021
Bank of America 48 5.99% $5,960
MOVEMENT MORTGAGE, LLC 47 7.02% $8,820
GUILD MORTGAGE COMPANY 46 6.94% $6,080
Citizens Bank 43 6.65% $6,275
Morgan Stanley Private Bank 42 5.94% $5,641
TD Bank 35 6.86% $4,464
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 35 7.05% $6,314
LOANDEPOT.COM, LLC 33 6.94% $6,770
JPMorgan Chase Bank 32 6.56% $8,369
RADIUS FINANCIAL GROUP INC. 29 6.91% $5,334
U.S. Bank 27 6.45% $8,052
SALEM FIVE MORTGAGE COMPANY, LLC 25 6.42% $4,954
WILLIAM RAVEIS MORTGAGE, LLC 24 6.92% $5,817
Eastern Bank 20 6.42% $5,076
Wells Fargo Bank 19 6.33% $6,736
Fall River Five Cents Savings Bank 19 6.55% $4,653
HARBORONE MORTGAGE, LLC 18 6.86% $5,931
OCMBC, INC. 17 8.30% $15,901
NEWREZ LLC 16 7.04% $6,697
Citibank 16 6.05% $6,319
M&T Bank 16 6.46% $6,188
MUTUAL OF OMAHA MORTGAGE, INC. 15 6.72% $8,867
Keystone Funding, Inc. 15 6.87% $7,347
Webster Bank 13 6.39% $6,652
Mr. Cooper ( Nationstar Mortgage ) 13 6.55% $11,644
PENNYMAC LOAN SERVICES, LLC 13 6.74% $11,555
Easthampton Savings Bank 13 6.81% $3,935
FIRST MORTGAGE COMPANY, INC. 12 6.75% $7,065
Bethpage Federal Credit Union 12 6.67% $5,457
Berkshire Bank 12 6.68% $4,861
Dedham Institution for Savings 12 6.53% $3,745
TOTAL MORTGAGE SERVICES, LLC 11 7.21% $9,541
Charles Schwab Bank, SSB 11 5.67% $4,566
EQUITY RESOURCES, INC. 11 6.86% $4,169
BAYCOAST MORTGAGE COMPANY, LLC 10 6.90% $6,519
FREEDOM MORTGAGE CORPORATION 10 6.70% $7,853
GUARANTEED RATE AFFINITY, LLC 10 7.26% $8,457
PRIMELENDING, A PLAINSCAPITAL COMPANY 10 6.96% $6,994
UniBank for Savings 10 6.22% $3,239
WASHINGTON TRUST MORTGAGE COMPANY LLC 10 6.86% $4,826
Evolve Bank & Trust 10 7.16% $5,280
BROKER SOLUTIONS, INC. 10 7.07% $8,588
First National Bank of America 10 9.16% $17,192
Paramount Residential Mortgage Group, Inc. 9 6.99% $9,509
NAVY FEDERAL CREDIT UNION 9 6.60% $7,709
FIRST COMMUNITY MORTGAGE, INC. 9 6.99% $5,769
NBKC BANK 9 6.40% $4,159
UBS Bank USA 9 6.04% $6,466
ROCKLAND 8 6.26% $3,776
NP, Inc. 8 8.28% $18,034
MEMBERS MORTGAGE COMPANY, INC. 7 6.25% $3,812
ARC HOME LLC 7 7.41% $9,461
EMBRACE HOME LOANS, INC. 7 7.05% $6,795
Cornerstone Bank 7 6.48% $4,104
EMM LOANS LLC 6 7.27% $6,007
MORTGAGE EQUITY PARTNERS LLC 6 7.35% $5,938
BAY EQUITY LLC 6 6.91% $4,806
Sierra Pacific Mortgage Company, Inc. 6 6.64% $10,597
NEW FED MORTGAGE, CORP. 6 7.56% $7,161
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 7.33% $7,406
Northpointe Bank 6 6.37% $6,403
Enterprise Bank and Trust Company 6 6.37% $8,044
Institution for Savings in Newburyport and Its Vicinity 5 6.48% $7,264
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 7.45% $11,646
The Bank of Canton 5 6.94% $5,172
FIRST HOME MORTGAGE CORPORATION 5 7.09% $7,791
BNY Mellon 5 5.98% $5,431
Cambridge Savings Bank 5 6.53% $3,995
MSA MORTGAGE, LLC 5 6.88% $6,242
Bridgewater Savings Bank 4 7.19% $3,622
Service Federal Credit Union 4 5.84% $4,684
NORTHPOINT MORTGAGE, INC. 4 7.13% $5,064
CENTRAL ONE FEDERAL CREDIT UNION 4 6.24% $3,566
Sharon & Crescent United Credit Union 4 6.31% $2,930
NATIONS DIRECT MORTGAGE, LLC 4 7.28% $11,956
The Federal Savings Bank 4 7.44% $5,145
First-Citizens Bank & Trust Company 4 5.81% $4,796
Goldman Sachs Bank USA 4 6.16% $8,497
HANSCOM 4 6.22% $4,200
Middlesex Savings Bank 4 6.06% $3,347
MERRIMACK VALLEY 4 6.15% $3,946
Prosperity Home Mortgage, LLC 4 6.56% $4,208
PNC Bank 4 6.28% $5,734
RELIANCE FIRST CAPITAL, LLC 4 6.41% $13,722
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.58% $11,566
Florence Bank 3 5.67% $4,224
Bristol County Savings Bank 3 6.54% $5,123
Brookline Bank 3 6.42% $5,542
PHH Mortgage Corporation 3 6.82% $7,534
AMERISAVE MORTGAGE CORPORATION 3 6.42% $10,928
BETTER MORTGAGE CORPORATION 3 6.29% $11,711
CARDINAL FINANCIAL 3 6.46% $4,777
Workers Credit Union 3 6.17% $4,969
Main Street Bank 3 7.00% $3,692
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 3 6.58% $4,803
Centreville Bank 3 6.21% $4,236
Truist 3 6.57% $9,157
The People's Credit Union 3 6.71% $7,015
The Camden National Bank 3 7.29% $4,470
PAWTUCKET 3 6.25% $3,319
Discover Bank 3 6.78% $0
Stifel Bank and Trust 3 6.04% $3,052
NFM, INC. 3 6.91% $12,432
PROVINCE MORTGAGE ASSOCIATES, INC. 3 7.13% $9,029
NORWICH COMMERCIAL GROUP, INC. 3 6.50% $8,521
Waterstone Mortgage Corporation 2 6.56% $13,345
IC Federal Credit Union 2 7.06% $4,288
BMO Harris Bank 2 6.19% $6,564
POLISH NATIONAL 2 5.75% $4,901
OAKTREE FUNDING CORP. 2 8.25% $17,119
Liberty Bank 2 6.25% $3,323
Nations Lending Corporation 2 5.94% $13,828
Navigant Credit Union 2 6.81% $4,186
LENDSURE MORTGAGE CORP. 2 7.75% $11,001
LAKEVIEW LOAN SERVICING, LLC 2 6.63% $7,239
Needham Bank 2 6.69% $4,054
NEW ENGLAND FEDERAL CREDIT UNION 2 7.00% $5,654
Semper Home Loans, Inc. 2 7.00% $11,068
FALL RIVER MUNICIPAL CREDIT UNION 2 5.38% $6,766
NexBank 2 6.25% $6,905
FIRST COLONY MORTGAGE CORPORATION 2 6.88% $5,303
Quontic Bank 2 8.69% $18,765
United Nations Federal Credit Union 2 6.06% $4,095
METRO 2 6.56% $5,859
Flagstar Bank, FSB 2 6.89% $5,272
USAA Federal Savings Bank 2 6.50% $6,063
CIBC Bank USA 2 5.94% $4,717
TREMONT CREDIT UNION 2 6.31% $4,862
Toyota Financial Savings Bank 2 7.14% $10,685
CIBM Bank 2 6.88% $3,402
JMAC LENDING, INC. 2 6.81% $19,973
ZILLOW HOME LOANS, LLC 1 7.63% $11,902
ADVANCIAL 1 6.63% $26,947
ALLIED MORTGAGE GROUP, INC. 1 6.88% $17,609
Ally Bank 1 5.99% $9,902
AMERICAN EAGLE FINANCIAL CREDIT UNION 1 6.13% $7,170
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.13% $4,446
AMERICAN FINANCIAL NETWORK, INC. 1 7.88% $9,423
AMERICAN FINANCIAL RESOURCES, INC. 1 6.63% $5,420
Arvest Bank 1 7.63% $5,735
BankNewport 1 6.63% $4,362
Bank Rhode Island 1 6.50% $4,049
Barrington Bank & Trust Company, N.A. 1 6.38% $8,225
BOND STREET MORTGAGE, LLC 1 8.25% $5,057
Cambridge Trust Company 1 6.50% $5,107
CHURCHILL MORTGAGE CORPORATION 1 6.63% $5,133
City National Bank 1 6.55% $6,876
COMMUNITY CREDIT UNION OF LYNN 1 6.63% $8,905
Cornerstone First Mortgage, Inc 1 7.63% $9,522
DIGITAL Federal Credit Union 1 6.00% $2,298
ENVOY MORTGAGE, LTD 1 7.63% $8,113
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 5.88% $7,003
Fifth Third Bank 1 6.38% $7,917
FM Home Loans, LLC 1 6.88% $5,040
GENEVA FINANCIAL, LLC 1 7.13% $13,114
Guilford Savings Bank The 1 6.25% $3,798
HARVARD UNIVERSITY EMPLOYEES 1 6.75% $3,097
Home Loan Investment Bank, F.S.B. 1 5.88% $4,983
HOMESTEAD FUNDING CORP. 1 8.13% $13,325
Hometown Equity Mortgage, LLC 1 8.25% $36,256
ITHINK FINANCIAL Credit Union 1 7.38% $10,744
Jeanne D'Arc Credit Union 1 6.13% $21,295
LADERA LENDING, INC. 1 6.88% $8,173
LEADERONE FINANCIAL CORPORATION 1 6.99% $5,275
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 8.63% $13,910
Merchants Bank of Indiana 1 6.88% $20,045
Metro City Bank 1 7.38% $8,537
MID-ISLAND MORTGAGE CORP. 1 6.38% $2,444
Mortgage Research Center, LLC 1 6.75% $1,300
MountainOne Bank 1 6.63% $6,482
North American Savings Bank, F.S.B. 1 7.00% $17,204
NORTHEAST HOME LOAN, LLC 1 6.63% $2,691
PeoplesBank 1 6.25% $4,827
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.99% $19,490
QUINCY CREDIT UNION 1 6.25% $5,907
Ross Mortgage Company, Inc. 1 7.00% $5,400
St. Anne's Credit Union of Fall River, Mass. 1 5.38% $4,879
St. Mary's Credit Union 1 6.13% $3,920
Strong Home Mortgage, LLC 1 6.88% $4,685
SUMMIT FUNDING, INC. 1 7.38% $6,015
The Huntington National Bank 1 6.88% $5,658
The Washington Trust Company, of Westerly 1 7.13% $4,780
TOP FLITE FINANCIAL, INC. 1 6.13% $12,793
UNION HOME MORTGAGE CORP. 1 6.13% $3,979
UNITED 1 6.12% $5,196
WEBSTER FIRST Federal Credit Union 1 6.00% $3,943
Westfield Bank 1 6.25% $5,522
Adams Community Bank 1 6.38% $2,917

BARNSTABLE TOWN Average Closing Costs & Other Stats

BARNSTABLE TOWN, MA's 196 lenders originated 6,508 loans during 2024. The total origination value was $2,805,410,000, with an average loan value of $431,071.

BARNSTABLE TOWN's average closing costs are $4,927.

The top BARNSTABLE TOWN lender as defined by loan originations is The Cape Cod Five Cents Savings Bank, with 572 loans originated. Their average total fees are $4,471, which is $520 lower than the next largest lender, Leader Bank.

The lowest fee BARNSTABLE TOWN lenders (with over 10 loans originated) are UniBank for Savings ($3,239), Dedham Institution for Savings ($3,745), Easthampton Savings Bank ($3,935), EQUITY RESOURCES, INC. ($4,169) and TD Bank ($4,464).

The lowest rate BARNSTABLE TOWN lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (5.67%), Morgan Stanley Private Bank (5.94%), Bank of America (5.99%), Citibank (6.05%) and UniBank for Savings (6.22%).

BARNSTABLE TOWN, MA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
The Cape Cod Five Cents Savings Bank $560,455,000 $489,160,000 -12.7% 17.4%
Citizens Bank $144,000,000 $144,675,000 0.5% 5.2%
Leader Bank $54,675,000 $120,465,000 120.3% 4.3%
Rockland Trust Company $79,880,000 $92,895,000 16.3% 3.3%
CROSSCOUNTRY MORTGAGE, LLC $64,300,000 $89,180,000 38.7% 3.2%
QUICKEN LOANS, LLC $77,240,000 $85,920,000 11.2% 3.1%
Cape Cod Co-operative Bank $116,320,000 $79,590,000 -31.6% 2.8%
Bank of America $54,920,000 $70,065,000 27.6% 2.5%
JPMorgan Chase Bank $56,740,000 $60,265,000 6.2% 2.1%
Eastern Bank $38,350,000 $59,400,000 54.9% 2.1%
UNITED WHOLESALE MORTGAGE, LLC $47,555,000 $57,385,000 20.7% 2.0%
Morgan Stanley Private Bank $34,405,000 $47,815,000 39.0% 1.7%
GUARANTEED RATE, INC. $37,880,000 $47,715,000 26.0% 1.7%
Seamen's Bank $56,775,000 $45,810,000 -19.3% 1.6%
TD Bank $47,970,000 $45,800,000 -4.5% 1.6%
CMG MORTGAGE, INC. $13,800,000 $40,720,000 195.1% 1.5%
Merchants Bank of Indiana $475,000 $40,115,000 8,345.3% 1.4%
U.S. Bank $17,810,000 $32,820,000 84.3% 1.2%
MOVEMENT MORTGAGE, LLC $30,805,000 $31,760,000 3.1% 1.1%
RF Renovo Management Company, LLC $8,620,000 $28,445,000 230.0% 1.0%
GUILD MORTGAGE COMPANY $17,715,000 $27,605,000 55.8% 1.0%
The Lowell Five Cent Savings Bank $1,920,000 $25,005,000 1,202.3% 0.9%
PeoplesBank $2,020,000 $24,150,000 1,095.5% 0.9%
MUTUAL OF OMAHA MORTGAGE, INC. $6,370,000 $23,600,000 270.5% 0.8%
LOANDEPOT.COM, LLC $22,175,000 $22,990,000 3.7% 0.8%
SALEM FIVE MORTGAGE COMPANY, LLC $12,795,000 $20,555,000 60.6% 0.7%
Citibank $29,250,000 $19,970,000 -31.7% 0.7%
Webster Bank $11,455,000 $19,425,000 69.6% 0.7%
Fall River Five Cents Savings Bank $28,835,000 $19,175,000 -33.5% 0.7%
Toyota Financial Savings Bank $445,000 $18,875,000 4,141.6% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $28,845,000 $17,995,000 -37.6% 0.6%
Wells Fargo Bank $14,175,000 $17,780,000 25.4% 0.6%
NEWREZ LLC $7,895,000 $17,390,000 120.3% 0.6%
RADIUS FINANCIAL GROUP INC. $15,220,000 $16,750,000 10.1% 0.6%
PENNYMAC LOAN SERVICES, LLC $8,600,000 $16,005,000 86.1% 0.6%
Berkshire Bank $10,720,000 $15,265,000 42.4% 0.5%
M&T Bank $15,205,000 $14,870,000 -2.2% 0.5%
FREEDOM MORTGAGE CORPORATION $7,915,000 $14,780,000 86.7% 0.5%
WILLIAM RAVEIS MORTGAGE, LLC $6,720,000 $14,485,000 115.6% 0.5%
Flagstar Bank, FSB $5,560,000 $13,510,000 143.0% 0.5%
NAVY FEDERAL CREDIT UNION $13,250,000 $12,660,000 -4.5% 0.5%
FIRST MORTGAGE COMPANY, INC. $13,395,000 $12,440,000 -7.1% 0.4%
LONGBRIDGE FINANCIAL, LLC $14,680,000 $11,335,000 -22.8% 0.4%
Charles Schwab Bank, SSB $10,570,000 $10,855,000 2.7% 0.4%
OCMBC, INC. $5,115,000 $10,765,000 110.5% 0.4%
UBS Bank USA $14,800,000 $10,765,000 -27.3% 0.4%
ROCKLAND $12,265,000 $10,695,000 -12.8% 0.4%
First-Citizens Bank & Trust Company $3,110,000 $10,485,000 237.1% 0.4%
Enterprise Bank and Trust Company $2,215,000 $10,275,000 363.9% 0.4%
Keystone Funding, Inc. $5,980,000 $9,785,000 63.6% 0.3%
FIRST CITIZENS' FEDERAL CREDIT UNION $11,955,000 $9,670,000 -19.1% 0.3%
Easthampton Savings Bank $14,815,000 $9,550,000 -35.5% 0.3%
Mortgage Research Center, LLC $5,110,000 $9,540,000 86.7% 0.3%
BAYCOAST MORTGAGE COMPANY, LLC $5,700,000 $9,490,000 66.5% 0.3%
HARBORONE MORTGAGE, LLC $4,685,000 $9,285,000 98.2% 0.3%
Goldman Sachs Bank USA $23,080,000 $9,100,000 -60.6% 0.3%
Bethpage Federal Credit Union $395,000 $8,940,000 2,163.3% 0.3%
Service Federal Credit Union $7,220,000 $8,805,000 22.0% 0.3%
EQUITY RESOURCES, INC. $5,195,000 $8,725,000 67.9% 0.3%
FINANCE OF AMERICA REVERSE LLC $895,000 $8,675,000 869.3% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $7,085,000 $8,415,000 18.8% 0.3%
Needham Bank $16,710,000 $8,345,000 -50.1% 0.3%
Martha's Vineyard Savings Bank $11,830,000 $7,950,000 -32.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $8,295,000 $7,890,000 -4.9% 0.3%
Main Street Bank $10,880,000 $7,610,000 -30.1% 0.3%
PHH Mortgage Corporation $6,620,000 $7,465,000 12.8% 0.3%
DIGITAL Federal Credit Union $6,915,000 $7,045,000 1.9% 0.3%
BROKER SOLUTIONS, INC. $1,200,000 $6,910,000 475.8% 0.2%
PNC Bank $9,485,000 $6,850,000 -27.8% 0.2%
TOTAL MORTGAGE SERVICES, LLC $4,085,000 $6,715,000 64.4% 0.2%
ARC HOME LLC $640,000 $6,630,000 935.9% 0.2%
Evolve Bank & Trust $2,195,000 $6,300,000 187.0% 0.2%
NATIONS DIRECT MORTGAGE, LLC $3,225,000 $6,180,000 91.6% 0.2%
UniBank for Savings $4,905,000 $5,925,000 20.8% 0.2%
EMBRACE HOME LOANS, INC. $1,260,000 $5,910,000 369.0% 0.2%
Cambridge Savings Bank $6,365,000 $5,820,000 -8.6% 0.2%
Dedham Institution for Savings $6,200,000 $5,665,000 -8.6% 0.2%
Salem Five Cents Savings Bank $4,275,000 $5,550,000 29.8% 0.2%
WASHINGTON TRUST MORTGAGE COMPANY LLC $7,830,000 $5,485,000 -29.9% 0.2%
HANSCOM $8,940,000 $5,240,000 -41.4% 0.2%
NBKC BANK $595,000 $5,155,000 766.4% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $1,090,000 $5,045,000 362.8% 0.2%
Cornerstone Bank $4,025,000 $5,030,000 25.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $3,940,000 $4,965,000 26.0% 0.2%
The Bank of Canton $2,355,000 $4,945,000 110.0% 0.2%
First National Bank of America $9,145,000 $4,905,000 -46.4% 0.2%
Paramount Residential Mortgage Group, Inc. $7,100,000 $4,900,000 -31.0% 0.2%
Norwood Co-operative Bank $1,070,000 $4,850,000 353.3% 0.2%
Bristol County Savings Bank $2,735,000 $4,490,000 64.2% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,415,000 $4,465,000 30.7% 0.2%
The Federal Savings Bank $8,015,000 $4,380,000 -45.4% 0.2%
Brookline Bank $5,200,000 $4,300,000 -17.3% 0.2%
NP, Inc. $670,000 $4,100,000 511.9% 0.1%
MEMBERS MORTGAGE COMPANY, INC. $4,165,000 $4,085,000 -1.9% 0.1%
Presidential Bank, FSB $645,000 $4,035,000 525.6% 0.1%
Northern Bank & Trust Company $4,005,000 n/a 0.1%
CENTRAL ONE FEDERAL CREDIT UNION $2,615,000 $3,840,000 46.8% 0.1%
BNY Mellon $5,185,000 $3,835,000 -26.0% 0.1%
The Washington Trust Company, of Westerly $1,180,000 $3,690,000 212.7% 0.1%
Centreville Bank $990,000 $3,635,000 267.2% 0.1%
EMM LOANS LLC $6,240,000 $3,605,000 -42.2% 0.1%
Sierra Pacific Mortgage Company, Inc. $5,850,000 $3,575,000 -38.9% 0.1%
AMERISAVE MORTGAGE CORPORATION $3,365,000 $3,470,000 3.1% 0.1%
Middlesex Savings Bank $4,930,000 $3,435,000 -30.3% 0.1%
JMAC LENDING, INC. $910,000 $3,390,000 272.5% 0.1%
NEW FED MORTGAGE, CORP. $1,495,000 $3,380,000 126.1% 0.1%
Northpointe Bank $3,310,000 n/a 0.1%
USAA Federal Savings Bank $3,025,000 $3,215,000 6.3% 0.1%
Institution for Savings in Newburyport and Its Vicinity $6,800,000 $3,185,000 -53.2% 0.1%
BMO Harris Bank $935,000 $3,040,000 225.1% 0.1%
LEOMINSTER CREDIT UNION $3,280,000 $3,015,000 -8.1% 0.1%
Discover Bank $2,765,000 $3,005,000 8.7% 0.1%
FIRST HOME MORTGAGE CORPORATION $4,030,000 $2,990,000 -25.8% 0.1%
Winchester Savings Bank $2,975,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,385,000 $2,820,000 103.6% 0.1%
The Village Bank $85,000 $2,800,000 3,194.1% 0.1%
Vantage Bank Texas $2,795,000 n/a 0.1%
MERRIMACK VALLEY $1,250,000 $2,725,000 118.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,195,000 $2,715,000 127.2% 0.1%
BAY EQUITY LLC $1,805,000 $2,710,000 50.1% 0.1%
Truist $1,210,000 $2,705,000 123.6% 0.1%
MSA MORTGAGE, LLC $2,695,000 n/a 0.1%
Hingham Institution for Savings $3,340,000 $2,580,000 -22.8% 0.1%
Workers Credit Union $1,195,000 $2,445,000 104.6% 0.1%
Figure Lending LLC $2,235,000 $2,435,000 8.9% 0.1%
Jeanne D'Arc Credit Union $1,630,000 $2,425,000 48.8% 0.1%
AMERICAN EAGLE FINANCIAL CREDIT UNION $2,360,000 n/a 0.1%
MORTGAGE EQUITY PARTNERS LLC $1,990,000 $2,360,000 18.6% 0.1%
GEORGIA'S OWN $1,175,000 $2,340,000 99.1% 0.1%
Axos Bank $1,205,000 $2,325,000 92.9% 0.1%
The Camden National Bank $4,470,000 $2,315,000 -48.2% 0.1%
Navigant Credit Union $760,000 $2,305,000 203.3% 0.1%
PROVINCE MORTGAGE ASSOCIATES, INC. $2,290,000 n/a 0.1%
Dean Co-operative Bank $1,860,000 $2,270,000 22.0% 0.1%
Winter Hill Bank, FSB $1,160,000 $2,225,000 91.8% 0.1%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $1,470,000 $2,190,000 49.0% 0.1%
BETTER MORTGAGE CORPORATION $1,715,000 $2,170,000 26.5% 0.1%
North American Savings Bank, F.S.B. $970,000 $2,150,000 121.6% 0.1%
NORTHPOINT MORTGAGE, INC. $1,660,000 $2,150,000 29.5% 0.1%
Bridgewater Savings Bank $2,510,000 $2,120,000 -15.5% 0.1%
METRO $3,625,000 $2,120,000 -41.5% 0.1%
Fidelity Co-operative Bank $2,090,000 $2,055,000 -1.7% 0.1%
LIBERTY BAY CREDIT UNION $780,000 $2,035,000 160.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $2,030,000 n/a 0.1%
The People's Credit Union $75,000 $2,005,000 2,573.3% 0.1%
Stifel Bank and Trust $2,545,000 $1,995,000 -21.6% 0.1%
OAKTREE FUNDING CORP. $600,000 $1,975,000 229.2% 0.1%
Newburyport Five Cents Savings Bank $1,970,000 n/a 0.1%
First Federal Bank $595,000 $1,935,000 225.2% 0.1%
ALLIED MORTGAGE GROUP, INC. $905,000 $1,910,000 111.0% 0.1%
CARDINAL FINANCIAL $2,155,000 $1,900,000 -11.8% 0.1%
HARVARD UNIVERSITY EMPLOYEES $2,365,000 $1,890,000 -20.1% 0.1%
NORWICH COMMERCIAL GROUP, INC. $980,000 $1,865,000 90.3% 0.1%
Hometown Equity Mortgage, LLC $275,000 $1,845,000 570.9% 0.1%
LENDINGHOME FUNDING CORPORATION $2,030,000 $1,820,000 -10.3% 0.1%
Sharon & Crescent United Credit Union $1,615,000 $1,775,000 9.9% 0.1%
FIRST COLONY MORTGAGE CORPORATION $1,765,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $935,000 $1,765,000 88.8% 0.1%
Fifth Third Bank $2,240,000 $1,745,000 -22.1% 0.1%
MID AMERICA MORTGAGE, INC. $7,600,000 $1,705,000 -77.6% 0.1%
Coastal Heritage Bank $1,355,000 $1,690,000 24.7% 0.1%
Wilmington Savings Fund Society, FSB $1,680,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $785,000 $1,640,000 108.9% 0.1%
HarborOne Bank $1,225,000 $1,625,000 32.7% 0.1%
FALL RIVER MUNICIPAL CREDIT UNION $660,000 $1,590,000 140.9% 0.1%
Prosperity Home Mortgage, LLC $1,550,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $235,000 $1,535,000 553.2% 0.1%
PAWTUCKET $2,200,000 $1,485,000 -32.5% 0.1%
East Cambridge Savings Bank $2,150,000 $1,480,000 -31.2% 0.1%
Third Federal Savings and Loan Association of Cleveland $860,000 $1,460,000 69.8% 0.1%
Logan Finance Corporation $1,385,000 n/a 0.0%
Nations Lending Corporation $255,000 $1,375,000 439.2% 0.0%
NFM, INC. $890,000 $1,375,000 54.5% 0.0%
PENTAGON FEDERAL CREDIT UNION $3,005,000 $1,355,000 -54.9% 0.0%
Winchester Co-operative Bank $1,350,000 n/a 0.0%
Florence Bank $1,335,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $1,330,000 n/a 0.0%
NEW ENGLAND FEDERAL CREDIT UNION $555,000 $1,295,000 133.3% 0.0%
South Shore Bank $2,740,000 $1,275,000 -53.5% 0.0%
Waterstone Mortgage Corporation $705,000 $1,270,000 80.1% 0.0%
CIBC Bank USA $1,940,000 $1,260,000 -35.1% 0.0%
TREMONT CREDIT UNION $1,030,000 $1,260,000 22.3% 0.0%
Direct Federal Credit Union $1,090,000 $1,240,000 13.8% 0.0%
ITHINK FINANCIAL Credit Union $1,210,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $1,295,000 $1,210,000 -6.6% 0.0%
Watertown Savings Bank $630,000 $1,205,000 91.3% 0.0%
St. Anne's Credit Union of Fall River, Mass. $2,495,000 $1,185,000 -52.5% 0.0%
American Airlines Federal Credit Union $170,000 $1,140,000 570.6% 0.0%
HOMESTEAD FUNDING CORP. $505,000 $1,135,000 124.8% 0.0%
HOMEXPRESS MORTGAGE CORP. $155,000 $1,135,000 632.3% 0.0%
AMERICAN HERITAGE LENDING, INC. $520,000 $1,125,000 116.3% 0.0%
QUINCY CREDIT UNION $220,000 $1,120,000 409.1% 0.0%
A&D Mortgage LLC $1,105,000 n/a 0.0%
Alden Credit Union $1,350,000 $1,100,000 -18.5% 0.0%
MountainOne Bank $1,780,000 $1,055,000 -40.7% 0.0%
NexBank $1,860,000 $1,035,000 -44.4% 0.0%
Liberty Bank $3,035,000 $1,025,000 -66.2% 0.0%
Cornerstone First Mortgage, Inc $1,010,000 n/a 0.0%
City National Bank $1,340,000 $1,005,000 -25.0% 0.0%
Middlesex Federal Savings, F.A. $215,000 $1,005,000 367.4% 0.0%
Cambridge Trust Company $2,795,000 $955,000 -65.8% 0.0%
Bangor Savings Bank $700,000 $935,000 33.6% 0.0%
HOLYOKE $235,000 $930,000 295.7% 0.0%
Quontic Bank $1,885,000 $910,000 -51.7% 0.0%
PLANET HOME LENDING, LLC $900,000 n/a 0.0%
POLISH NATIONAL $485,000 $900,000 85.6% 0.0%
Rollstone Bank & Trust $1,505,000 $885,000 -41.2% 0.0%
ARRHA Credit Union $870,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $175,000 $870,000 397.1% 0.0%
Canton Co-operative Bank $345,000 $860,000 149.3% 0.0%
ADVANCIAL $2,380,000 $855,000 -64.1% 0.0%
NEXERA HOLDING LLC $850,000 n/a 0.0%
Windosr Federal Savings & Loan Association $845,000 n/a 0.0%
North Easton Savings Bank $3,490,000 $820,000 -76.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $720,000 $790,000 9.7% 0.0%
VILLAGE CAPITAL MORTGAGE $365,000 $790,000 116.4% 0.0%
Ally Bank $785,000 n/a 0.0%
SUMMIT FUNDING, INC. $780,000 n/a 0.0%
Independent Bank $765,000 n/a 0.0%
NORTHEAST HOME LOAN, LLC $1,505,000 $765,000 -49.2% 0.0%
UNITED $765,000 n/a 0.0%
Avidia Bank $5,670,000 $750,000 -86.8% 0.0%
Adams Community Bank $745,000 n/a 0.0%
St. Mary's Credit Union $2,375,000 $745,000 -68.6% 0.0%
The Huntington National Bank $1,325,000 $745,000 -43.8% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $735,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $235,000 $730,000 210.6% 0.0%
IC Federal Credit Union $730,000 n/a 0.0%
Citadel Servicing Corporation $1,110,000 $725,000 -34.7% 0.0%
Magnolia Bank $710,000 $720,000 1.4% 0.0%
Ross Mortgage Company, Inc. $375,000 $715,000 90.7% 0.0%
V.I.P. MORTGAGE, INC. $695,000 n/a 0.0%
United Nations Federal Credit Union $3,520,000 $680,000 -80.7% 0.0%
StonehamBank, A Co-operative Bank $665,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $990,000 $640,000 -35.4% 0.0%
Bank Rhode Island $990,000 $635,000 -35.9% 0.0%
QUORUM FEDERAL CREDIT UNION $75,000 $635,000 746.7% 0.0%
BOND STREET MORTGAGE, LLC $625,000 n/a 0.0%
GENEVA FINANCIAL, LLC $615,000 n/a 0.0%
Semper Home Loans, Inc. $610,000 $600,000 -1.6% 0.0%
Country Bank for Savings $2,075,000 $595,000 -71.3% 0.0%
AMWEST FUNDING CORP. $585,000 n/a 0.0%
Farmers Bank & Trust $445,000 $585,000 31.5% 0.0%
Metrowest Community Federal Credit Union $75,000 $585,000 680.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $585,000 $580,000 -0.9% 0.0%
LEADERONE FINANCIAL CORPORATION $865,000 $575,000 -33.5% 0.0%
TOP FLITE FINANCIAL, INC. $550,000 $570,000 3.6% 0.0%
Farm Credit East, ACA $975,000 $555,000 -43.1% 0.0%
BayCoast Bank $1,570,000 $550,000 -65.0% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $545,000 n/a 0.0%
Eagle Bank $545,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $245,000 $545,000 122.4% 0.0%
Westfield Bank $635,000 $545,000 -14.2% 0.0%
BOSTON FIREFIGHTERS $495,000 $525,000 6.1% 0.0%
COMMUNITY CREDIT UNION OF LYNN $525,000 n/a 0.0%
MILEND, INC. $530,000 $525,000 -0.9% 0.0%
Strong Home Mortgage, LLC $625,000 $525,000 -16.0% 0.0%
The Cooperative Bank $2,405,000 $525,000 -78.2% 0.0%
TJC Mortgage, Inc. $515,000 n/a 0.0%
Bank of England $1,295,000 $505,000 -61.0% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $535,000 $505,000 -5.6% 0.0%
S&T Bank $505,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $495,000 n/a 0.0%
Guilford Savings Bank The $485,000 n/a 0.0%
Colonial Federal Savings Bank $790,000 $475,000 -39.9% 0.0%
Advisors Mortgage Group, L.L.C. $465,000 n/a 0.0%
FM Home Loans, LLC $175,000 $465,000 165.7% 0.0%
Monson Savings Bank $1,195,000 $465,000 -61.1% 0.0%
Webster Five Cents Savings Bank $525,000 $465,000 -11.4% 0.0%
BankNewport $820,000 $455,000 -44.5% 0.0%
DREW MORTGAGE ASSOCIATES, INC. $630,000 $455,000 -27.8% 0.0%
Wakefield Co-operative Bank $1,115,000 $455,000 -59.2% 0.0%
CIBM Bank $1,175,000 $440,000 -62.6% 0.0%
LOANPAL, LLC $435,000 n/a 0.0%
Metro City Bank $740,000 $425,000 -42.6% 0.0%
Plains Commerce Bank $295,000 $425,000 44.1% 0.0%
GREATER SPRINGFIELD CREDIT UNION $415,000 n/a 0.0%
Carrington Mortgage Services, LLC $405,000 n/a 0.0%
HUDSON HERITAGE $405,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $525,000 $395,000 -24.8% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $395,000 n/a 0.0%
SPRING EQ, LLC $55,000 $390,000 609.1% 0.0%
Chickasaw Community Bank $385,000 n/a 0.0%
WEBSTER FIRST Federal Credit Union $8,365,000 $375,000 -95.5% 0.0%
ENVOY MORTGAGE, LTD $365,000 n/a 0.0%
Savers Co-operative Bank $365,000 n/a 0.0%
Baxter Credit Union $600,000 $355,000 -40.8% 0.0%
DELTA COMMUNITY CREDIT UNION $355,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $355,000 n/a 0.0%
TEACHERS $355,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $315,000 $345,000 9.5% 0.0%
LIMA ONE CAPITAL, LLC $335,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $655,000 $315,000 -51.9% 0.0%
USAlliance Federal Credit Union $4,090,000 $310,000 -92.4% 0.0%
ALLIANT CREDIT UNION $105,000 $305,000 190.5% 0.0%
Barrington Bank & Trust Company, N.A. $305,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $305,000 n/a 0.0%
MASS BAY Credit Union $880,000 $305,000 -65.3% 0.0%
UNION HOME MORTGAGE CORP. $305,000 n/a 0.0%
Bank of Millbrook $295,000 n/a 0.0%
UMASSFIVE COLLEGE Federal Credit Union $695,000 $290,000 -58.3% 0.0%
SILVER HILL FUNDING, LLC $285,000 n/a 0.0%
LADERA LENDING, INC. $275,000 n/a 0.0%
Lee Bank $265,000 n/a 0.0%
Members Plus Credit Union $1,905,000 $265,000 -86.1% 0.0%
ALIGN CREDIT UNION $890,000 $255,000 -71.3% 0.0%
MidFirst Bank $245,000 n/a 0.0%
Rhode Island Credit Union $55,000 $230,000 318.2% 0.0%
MID-ISLAND MORTGAGE CORP. $215,000 $225,000 4.7% 0.0%
RESIDENTIAL BANCORP $210,000 n/a 0.0%
MutualOne Bank $1,585,000 $205,000 -87.1% 0.0%
TOWER $155,000 $165,000 6.5% 0.0%
Arvest Bank $155,000 n/a 0.0%
Everett Co-operative Bank $3,220,000 $155,000 -95.2% 0.0%
Milford Federal Bank $2,265,000 $145,000 -93.6% 0.0%
AFFINITY $125,000 n/a 0.0%
City of Boston Credit Union $670,000 $125,000 -81.3% 0.0%
Gulf Coast Bank and Trust Company $105,000 n/a 0.0%
Ballston Spa National Bank $85,000 n/a 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $85,000 n/a 0.0%
OCEAN STATE CREDIT UNION $65,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $55,000 n/a 0.0%
North Shore Bank, a Co-operative Bank $500,000 $55,000 -89.0% 0.0%
Bay State Savings Bank $35,000 n/a 0.0%

BARNSTABLE TOWN's top lender by overall market share is The Cape Cod Five Cents Savings Bank, with 17.4% market share. In second place, with 5.2%, is Citizens Bank, having originated $144,675,000 in loans. In third place, with 4.3%, is Leader Bank, having originated $120,465,000 in loans. In fourth place, with 3.3%, is Rockland Trust Company, having originated $92,895,000 in loans. In fifth place, with 3.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $89,180,000 in loans.


BARNSTABLE TOWN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BARNSTABLE TOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $599,000 (7.2%) $1,007,657 (2.5%) 2.22 1,839
2018-02-01 $598,975 (3.3%) $996,429 (-0.7%) 2.17 1,835
2018-03-01 $599,000 (1.1%) $1,029,816 (2.9%) 2.10 1,852
2018-04-01 $628,000 (4.8%) $1,060,061 (6.1%) 2.13 1,978
2018-05-01 $625,000 (6.0%) $1,030,800 (8.6%) 2.09 2,199
2018-06-01 $609,900 (3.0%) $997,094 (5.7%) 2.03 2,378
2018-07-01 $599,900 (0.8%) $988,500 (3.8%) 2.00 2,481
2018-08-01 $599,000 (1.7%) $971,982 (0.7%) 2.01 2,594
2018-09-01 $575,000 (-0.9%) $950,637 (-2.2%) 1.93 2,752
2018-10-01 $565,000 (-1.7%) $936,797 (-1.0%) 1.91 2,812
2018-11-01 $577,000 (-1.2%) $952,531 (0.4%) 1.96 2,652
2018-12-01 $585,000 (-2.3%) $961,093 (-2.7%) 2.02 2,363
2019-01-01 $569,450 (-4.9%) $955,768 (-5.2%) 1.97 2,068
2019-02-01 $587,175 (-2.0%) $970,164 (-2.6%) 1.98 2,109
2019-03-01 $596,686 (-0.4%) $979,804 (-4.9%) 1.95 2,230
2019-04-01 $599,000 (-4.6%) $972,018 (-8.3%) 1.90 2,409
2019-05-01 $599,000 (-4.2%) $973,992 (-5.5%) 1.87 2,535
2019-06-01 $599,000 (-1.8%) $982,143 (-1.5%) 1.87 2,623
2019-07-01 $599,900 (0.0%) $1,010,330 (2.2%) 1.88 2,616
2019-08-01 $596,963 (-0.3%) $999,043 (2.8%) 1.89 2,617
2019-09-01 $592,484 (3.0%) $982,814 (3.4%) 1.90 2,619
2019-10-01 $587,000 (3.9%) $971,995 (3.8%) 1.89 2,604
2019-11-01 $575,000 (-0.4%) $980,164 (2.9%) 1.89 2,376
2019-12-01 $575,000 (-1.7%) $983,280 (2.3%) 1.92 2,091
2020-01-01 $579,350 (1.7%) $1,007,052 (5.4%) 1.94 1,873
2020-02-01 $599,900 (2.2%) $1,060,459 (9.3%) 1.96 1,785
2020-03-01 $601,950 (0.9%) $1,046,236 (6.8%) 1.89 1,933
2020-04-01 $602,000 (0.5%) $1,040,567 (7.1%) 1.89 1,975
2020-05-01 $624,000 (4.2%) $1,055,268 (8.3%) 1.90 1,972
2020-06-01 $642,400 (7.3%) $1,087,840 (10.8%) 1.89 1,737
2020-07-01 $644,675 (7.5%) $1,127,724 (11.6%) 1.87 1,538
2020-08-01 $650,000 (8.9%) $1,167,417 (16.9%) 1.86 1,308
2020-09-01 $693,000 (17.0%) $1,231,651 (25.3%) 1.99 1,205
2020-10-01 $661,000 (12.6%) $1,226,451 (26.2%) 1.89 1,124
2020-11-01 $685,000 (19.1%) $1,268,973 (29.5%) 2.00 996
2020-12-01 $699,000 (21.6%) $1,294,582 (31.7%) 2.08 840
2021-01-01 $709,000 (22.4%) $1,406,116 (39.6%) 2.12 692
2021-02-01 $749,475 (24.9%) $1,429,470 (34.8%) 2.18 583
2021-03-01 $709,450 (17.9%) $1,471,288 (40.6%) 2.01 617
2021-04-01 $699,500 (16.2%) $1,460,962 (40.4%) 1.89 578
2021-05-01 $699,900 (12.2%) $1,417,800 (34.4%) 1.86 645
2021-06-01 $725,000 (12.9%) $1,389,244 (27.7%) 1.91 705
2021-07-01 $728,000 (12.9%) $1,366,010 (21.1%) 1.92 754
2021-08-01 $713,225 (9.7%) $1,304,994 (11.8%) 1.90 783
2021-09-01 $699,250 (0.9%) $1,277,606 (3.7%) 1.86 816
2021-10-01 $739,450 (11.9%) $1,351,143 (10.2%) 1.97 767
2021-11-01 $782,450 (14.2%) $1,474,219 (16.2%) 2.09 618
2021-12-01 $825,000 (18.0%) $1,547,920 (19.6%) 2.23 487
2022-01-01 $849,000 (19.8%) $1,613,059 (14.7%) 2.30 387
2022-02-01 $849,500 (13.4%) $1,735,270 (21.4%) 2.21 360
2022-03-01 $849,675 (19.8%) $1,726,101 (17.3%) 2.13 370
2022-04-01 $799,948 (14.4%) $1,674,882 (14.6%) 1.91 414
2022-05-01 $854,500 (22.1%) $1,614,580 (13.9%) 1.95 527
2022-06-01 $848,500 (17.0%) $1,514,105 (9.0%) 1.89 644
2022-07-01 $825,000 (13.3%) $1,467,633 (7.4%) 1.86 755
2022-08-01 $799,900 (12.2%) $1,489,693 (14.2%) 1.85 783
2022-09-01 $797,000 (14.0%) $1,470,803 (15.1%) 1.86 810
2022-10-01 $775,000 (4.8%) $1,408,098 (4.2%) 1.82 860
2022-11-01 $798,000 (2.0%) $1,432,258 (-2.9%) 1.92 829
2022-12-01 $775,000 (-6.1%) $1,435,233 (-7.3%) 1.91 659
2023-01-01 $824,000 (-2.9%) $1,478,748 (-8.3%) 2.04 535
2023-02-01 $874,975 (3.0%) $1,590,661 (-8.3%) 2.11 505
2023-03-01 $872,450 (2.7%) $1,702,484 (-1.4%) 2.06 507
2023-04-01 $895,000 (11.9%) $1,729,764 (3.3%) 2.08 551
2023-05-01 $923,000 (8.0%) $1,712,909 (6.1%) 2.09 620
2023-06-01 $939,500 (10.7%) $1,722,181 (13.7%) 2.11 677
2023-07-01 $949,000 (15.0%) $1,738,145 (18.4%) 2.16 688
2023-08-01 $924,975 (15.6%) $1,770,882 (18.9%) 2.12 718
2023-09-01 $949,000 (19.1%) $1,670,230 (13.6%) 2.21 761
2023-10-01 $897,000 (15.7%) $1,580,503 (12.2%) 2.11 851
2023-11-01 $872,500 (9.3%) $1,574,014 (9.9%) 2.08 845
2023-12-01 $879,000 (13.4%) $1,634,329 (13.9%) 2.14 704
2024-01-01 $929,950 (12.9%) $1,706,350 (15.4%) 2.27 591
2024-02-01 $915,725 (4.7%) $1,700,646 (6.9%) 2.20 603
2024-03-01 $985,000 (12.9%) $1,762,297 (3.5%) 2.32 641
2024-04-01 $997,000 (11.4%) $1,760,863 (1.8%) 2.32 730
2024-05-01 $993,725 (7.7%) $1,683,978 (-1.7%) 2.26 877
2024-06-01 $972,000 (3.5%) $1,644,633 (-4.5%) 2.21 984
2024-07-01 $974,500 (2.7%) $1,667,809 (-4.1%) 2.23 997
2024-08-01 $940,000 (1.6%) $1,651,242 (-6.8%) 2.19 1,020
2024-09-01 $899,950 (-5.2%) $1,592,457 (-4.7%) 2.12 1,153
2024-10-01 $899,000 (0.2%) $1,623,244 (2.7%) 2.12 1,168
2024-11-01 $874,900 (0.3%) $1,588,963 (1.0%) 2.10 1,095
2024-12-01 $867,500 (-1.3%) $1,596,854 (-2.3%) 2.16 822
2025-01-01 $881,697 (-5.2%) $1,546,892 (-9.3%) 2.20 699
2025-02-01 $910,000 (-0.6%) $1,585,240 (-6.8%) 2.21 735
2025-03-01 $925,000 (-6.1%) $1,579,705 (-10.4%) 0.00 801
BARNSTABLE TOWN's median listing price for 2025-03-01 was $925,000, a difference of $-60,000 (-6.1%) versus the prior year and $15,000 versus the prior month.

BARNSTABLE TOWN's median listing price comes in at 0% of the national average.

BARNSTABLE TOWN's average listing price for 2025-03-01 was $1,579,705, a difference of $-182,592 (-10.4%) versus the prior year and $-5,535 versus the prior month.

For the 2025-03-01 period, BARNSTABLE TOWN had 801 MLS listings, a difference of 66 listings (9%) versus the prior month and 160 listings (25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BARNSTABLE TOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 108 days 1,899 sqft
2018-02-01 112 days 1,905 sqft
2018-03-01 97 days 1,907 sqft
2018-04-01 66 days 1,960 sqft
2018-05-01 57 days 1,952 sqft
2018-06-01 57 days 1,900 sqft
2018-07-01 65 days 1,889 sqft
2018-08-01 71 days 1,858 sqft
2018-09-01 71 days 1,848 sqft
2018-10-01 71 days 1,820 sqft
2018-11-01 77 days 1,829 sqft
2018-12-01 94 days 1,808 sqft
2019-01-01 108 days 1,803 sqft
2019-02-01 114 days 1,809 sqft
2019-03-01 96 days 1,834 sqft
2019-04-01 70 days 1,854 sqft
2019-05-01 64 days 1,821 sqft
2019-06-01 67 days 1,824 sqft
2019-07-01 75 days 1,830 sqft
2019-08-01 80 days 1,829 sqft
2019-09-01 83 days 1,818 sqft
2019-10-01 84 days 1,807 sqft
2019-11-01 86 days 1,806 sqft
2019-12-01 103 days 1,804 sqft
2020-01-01 110 days 1,800 sqft
2020-02-01 104 days 1,848 sqft
2020-03-01 73 days 1,852 sqft
2020-04-01 79 days 1,845 sqft
2020-05-01 89 days 1,848 sqft
2020-06-01 98 days 1,878 sqft
2020-07-01 83 days 1,858 sqft
2020-08-01 74 days 1,858 sqft
2020-09-01 63 days 1,838 sqft
2020-10-01 58 days 1,801 sqft
2020-11-01 67 days 1,773 sqft
2020-12-01 83 days 1,812 sqft
2021-01-01 91 days 1,830 sqft
2021-02-01 98 days 1,831 sqft
2021-03-01 73 days 1,820 sqft
2021-04-01 48 days 1,800 sqft
2021-05-01 41 days 1,820 sqft
2021-06-01 39 days 1,815 sqft
2021-07-01 45 days 1,800 sqft
2021-08-01 47 days 1,783 sqft
2021-09-01 52 days 1,769 sqft
2021-10-01 57 days 1,790 sqft
2021-11-01 67 days 1,803 sqft
2021-12-01 85 days 1,856 sqft
2022-01-01 88 days 1,839 sqft
2022-02-01 71 days 1,894 sqft
2022-03-01 45 days 1,888 sqft
2022-04-01 36 days 1,788 sqft
2022-05-01 31 days 1,869 sqft
2022-06-01 32 days 1,884 sqft
2022-07-01 38 days 1,915 sqft
2022-08-01 47 days 1,975 sqft
2022-09-01 53 days 1,932 sqft
2022-10-01 49 days 1,887 sqft
2022-11-01 51 days 1,858 sqft
2022-12-01 71 days 1,830 sqft
2023-01-01 80 days 1,824 sqft
2023-02-01 84 days 1,926 sqft
2023-03-01 56 days 1,894 sqft
2023-04-01 46 days 1,928 sqft
2023-05-01 41 days 1,892 sqft
2023-06-01 45 days 1,905 sqft
2023-07-01 52 days 1,884 sqft
2023-08-01 54 days 1,885 sqft
2023-09-01 49 days 1,892 sqft
2023-10-01 49 days 1,852 sqft
2023-11-01 53 days 1,770 sqft
2023-12-01 71 days 1,825 sqft
2024-01-01 82 days 1,856 sqft
2024-02-01 77 days 1,875 sqft
2024-03-01 52 days 1,920 sqft
2024-04-01 44 days 1,939 sqft
2024-05-01 38 days 1,922 sqft
2024-06-01 44 days 1,864 sqft
2024-07-01 56 days 1,862 sqft
2024-08-01 60 days 1,821 sqft
2024-09-01 53 days 1,831 sqft
2024-10-01 53 days 1,855 sqft
2024-11-01 63 days 1,837 sqft
2024-12-01 76 days 1,818 sqft
2025-01-01 87 days 1,808 sqft
2025-02-01 86 days 1,790 sqft
2025-03-01 0 days 1,837 sqft
BARNSTABLE TOWN's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

BARNSTABLE TOWN's median square footage for active listings during the 2025-03-01 period was 1,837 sqft. One year prior, the average listing was 1,920 sqft.

BARNSTABLE TOWN, MA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,992 $1,790,500,000 $598,429
Home Improvement 1,105 $220,715,000 $199,742
Cash Out Refi 864 $272,370,000 $315,243
Refi 854 $353,280,000 $413,677
Other 693 $168,545,000 $243,211

Barnstable Town's most frequently cited loan purpose was Home Purchase, with 2,992 originations. The 2nd most popular reason was Home Improvement, with 1,105 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,953 $1,028,855,000 $526,807
Over 8% 1,912 $420,900,000 $220,136
7-8% 1,657 $735,265,000 $443,733
5-6% 570 $364,200,000 $638,947
4-5% 31 $24,805,000 $800,161
<2.5% 7 $575,000 $82,143
3-4% 2 $720,000 $360,000
2.5-3% 2 $820,000 $410,000

During 2024, Barnstable Town's most frequently originated rate bucket was 6-7%, with 1,953 originations.

Loan Sizing (BARNSTABLE TOWN, MA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,744 $503,770,000 $288,859
$400k-600k 1,655 $799,485,000 $483,073
$100k-200k 1,025 $138,715,000 $135,332
$100,000 or less 890 $51,110,000 $57,427
$600k-1000k 811 $594,255,000 $732,744
$Over $1MM 383 $718,075,000 $1,874,869

BARNSTABLE TOWN's loan sizing saw the bucket of loans from $200k-400k with 1,744 originations, totaling $503,770,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 1,540 $170,730,000 $110,864
60-80% 1,372 $877,320,000 $639,446
20-40% 1,237 $357,705,000 $289,171
80-100% 1,002 $619,160,000 $617,924
40-60% 944 $498,140,000 $527,691
Over 100% 29 $57,155,000 $1,970,862

BARNSTABLE TOWN's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,540 originations, totaling $170,730,000 in origination value.