BARNSTABLE TOWN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Barnstable Town averaged
6.74%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.37% and
one month ago for the week of 2024-10-03, the
average rate was 5.97%.
Barnstable Town's average rate one year ago was 7.61%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.19%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Barnstable Town 30 Year Fixed Rate | 2024-11-07 | 6.74% |
| Barnstable Town 30 Year Fixed Rate Refi | 2024-11-07 | 7.19% |
| Barnstable Town 15 Year Fixed Rate | 2024-11-07 | 6.2% |
| Barnstable Town 15 Year Fixed Rate Refi | 2024-11-07 | 6.6% |
| Barnstable Town 30 Year FHA | 2024-11-07 | 6.37% |
| Barnstable Town 30 Year FHA Refi | 2024-11-07 | 6.53% |
| Barnstable Town 30 Year USDA | 2024-11-07 | 6.48% |
| Barnstable Town 30 Year USDA Refi | 2024-11-07 | 6.68% |
| Barnstable Town 30 Year VA | 2024-11-07 | 6.14% |
| Barnstable Town 30 Year VA Refi | 2024-11-07 | 6.14% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BARNSTABLE TOWN, MA.
BARNSTABLE TOWN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BARNSTABLE TOWN, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BARNSTABLE TOWN Average Closing Costs & Other Stats
BARNSTABLE TOWN, MA's 207 lenders originated 6,537
loans during 2023. The total origination value was $2,531,355,000, with an average loan value of
$387,235.
BARNSTABLE TOWN's average closing costs are $4,756.
The top BARNSTABLE TOWN lender as defined by loan originations is The Cape Cod Five Cents Savings Bank, with
737 loans originated. Their average total fees are
$4,164, which is $4,532
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee BARNSTABLE TOWN lenders (with over 10 loans originated) are
Dedham Institution for Savings ($3,763), ROCKLAND ($3,925), The Cape Cod Five Cents Savings Bank ($4,164), Eastern Bank ($4,241) and Cape Cod Co-operative Bank ($4,385).
The lowest rate BARNSTABLE TOWN lenders (with over 10 loans originated) are
First Republic Bank (5.02%), Citibank (5.47%), Goldman Sachs Bank USA (5.57%), ROCKLAND (5.60%) and Main Street Bank (5.79%).
BARNSTABLE TOWN, MA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| The Cape Cod Five Cents Savings Bank | $955,550,000 | $560,455,000 | -41.3% | 22.1% |
| Citizens Bank | $217,445,000 | $144,000,000 | -33.8% | 5.7% |
| Cape Cod Co-operative Bank | $212,735,000 | $116,320,000 | -45.3% | 4.6% |
| Rockland Trust Company | $112,805,000 | $79,880,000 | -29.2% | 3.2% |
| QUICKEN LOANS, LLC | $122,665,000 | $77,240,000 | -37.0% | 3.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $47,020,000 | $64,300,000 | 36.8% | 2.5% |
| Seamen's Bank | $44,745,000 | $56,775,000 | 26.9% | 2.2% |
| JPMorgan Chase Bank | $58,525,000 | $56,740,000 | -3.0% | 2.2% |
| Bank of America | $140,975,000 | $54,920,000 | -61.0% | 2.2% |
| Leader Bank | $63,130,000 | $54,675,000 | -13.4% | 2.2% |
| TD Bank | $68,000,000 | $47,970,000 | -29.5% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $86,015,000 | $47,555,000 | -44.7% | 1.9% |
| First Republic Bank | $148,185,000 | $39,600,000 | -73.3% | 1.6% |
| Eastern Bank | $72,110,000 | $38,350,000 | -46.8% | 1.5% |
| GUARANTEED RATE, INC. | $54,665,000 | $37,880,000 | -30.7% | 1.5% |
| Morgan Stanley Private Bank | $63,450,000 | $34,405,000 | -45.8% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $10,375,000 | $30,805,000 | 196.9% | 1.2% |
| Citibank | $20,985,000 | $29,250,000 | 39.4% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $84,725,000 | $28,845,000 | -66.0% | 1.1% |
| Fall River Five Cents Savings Bank | $62,880,000 | $28,835,000 | -54.1% | 1.1% |
| Goldman Sachs Bank USA | $22,045,000 | $23,080,000 | 4.7% | 0.9% |
| LOANDEPOT.COM, LLC | $50,800,000 | $22,175,000 | -56.3% | 0.9% |
| U.S. Bank | $38,490,000 | $17,810,000 | -53.7% | 0.7% |
| GUILD MORTGAGE COMPANY | $32,750,000 | $17,715,000 | -45.9% | 0.7% |
| Needham Bank | $16,645,000 | $16,710,000 | 0.4% | 0.7% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $15,935,000 | n/a | 0.6% | |
| RADIUS FINANCIAL GROUP INC. | $23,815,000 | $15,220,000 | -36.1% | 0.6% |
| M&T Bank | $5,390,000 | $15,205,000 | 182.1% | 0.6% |
| Easthampton Savings Bank | $1,750,000 | $14,815,000 | 746.6% | 0.6% |
| UBS Bank USA | $19,015,000 | $14,800,000 | -22.2% | 0.6% |
| LONGBRIDGE FINANCIAL, LLC | $11,405,000 | $14,680,000 | 28.7% | 0.6% |
| Wells Fargo Bank | $69,680,000 | $14,175,000 | -79.7% | 0.6% |
| CMG MORTGAGE, INC. | $5,305,000 | $13,800,000 | 160.1% | 0.5% |
| FIRST MORTGAGE COMPANY, INC. | $9,230,000 | $13,395,000 | 45.1% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $10,195,000 | $13,250,000 | 30.0% | 0.5% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $21,150,000 | $12,795,000 | -39.5% | 0.5% |
| Shamrock Home Loans, Inc. | $24,970,000 | $12,690,000 | -49.2% | 0.5% |
| ROCKLAND | $12,130,000 | $12,265,000 | 1.1% | 0.5% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | $11,370,000 | $11,955,000 | 5.1% | 0.5% |
| Martha's Vineyard Savings Bank | $39,370,000 | $11,830,000 | -70.0% | 0.5% |
| Webster Bank | $24,285,000 | $11,455,000 | -52.8% | 0.5% |
| Main Street Bank | $17,475,000 | $10,880,000 | -37.7% | 0.4% |
| Berkshire Bank | $13,795,000 | $10,720,000 | -22.3% | 0.4% |
| Charles Schwab Bank, SSB | $33,085,000 | $10,570,000 | -68.1% | 0.4% |
| PNC Bank | $15,345,000 | $9,485,000 | -38.2% | 0.4% |
| First National Bank of America | $8,195,000 | $9,145,000 | 11.6% | 0.4% |
| HANSCOM | $10,775,000 | $8,940,000 | -17.0% | 0.4% |
| RF Renovo Management Company, LLC | $6,275,000 | $8,620,000 | 37.4% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $17,675,000 | $8,600,000 | -51.3% | 0.3% |
| WEBSTER FIRST Federal Credit Union | $1,655,000 | $8,365,000 | 405.4% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $9,615,000 | $8,295,000 | -13.7% | 0.3% |
| The Federal Savings Bank | $7,585,000 | $8,015,000 | 5.7% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $14,240,000 | $7,915,000 | -44.4% | 0.3% |
| NEWREZ LLC | $12,730,000 | $7,895,000 | -38.0% | 0.3% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $16,385,000 | $7,830,000 | -52.2% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $11,435,000 | $7,600,000 | -33.5% | 0.3% |
| Service Federal Credit Union | $7,800,000 | $7,220,000 | -7.4% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $4,460,000 | $7,100,000 | 59.2% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,300,000 | $7,085,000 | -53.7% | 0.3% |
| DIGITAL Federal Credit Union | $10,830,000 | $6,915,000 | -36.1% | 0.3% |
| Institution for Savings in Newburyport and Its Vicinity | $18,190,000 | $6,800,000 | -62.6% | 0.3% |
| WILLIAM RAVEIS MORTGAGE, LLC | $13,165,000 | $6,720,000 | -49.0% | 0.3% |
| PHH Mortgage Corporation | $9,955,000 | $6,620,000 | -33.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,575,000 | $6,370,000 | -3.1% | 0.3% |
| Cambridge Savings Bank | $11,170,000 | $6,365,000 | -43.0% | 0.3% |
| EMM LOANS LLC | $12,295,000 | $6,240,000 | -49.2% | 0.2% |
| Dedham Institution for Savings | $13,235,000 | $6,200,000 | -53.2% | 0.2% |
| Keystone Funding, Inc. | $5,980,000 | n/a | 0.2% | |
| Sierra Pacific Mortgage Company, Inc. | $5,540,000 | $5,850,000 | 5.6% | 0.2% |
| BAYCOAST MORTGAGE COMPANY, LLC | $15,180,000 | $5,700,000 | -62.5% | 0.2% |
| Avidia Bank | $6,050,000 | $5,670,000 | -6.3% | 0.2% |
| Flagstar Bank, FSB | $9,845,000 | $5,560,000 | -43.5% | 0.2% |
| Brookline Bank | $6,615,000 | $5,200,000 | -21.4% | 0.2% |
| EQUITY RESOURCES, INC. | $10,060,000 | $5,195,000 | -48.4% | 0.2% |
| BNY Mellon | $13,265,000 | $5,185,000 | -60.9% | 0.2% |
| OCMBC, INC. | $9,940,000 | $5,115,000 | -48.5% | 0.2% |
| Mortgage Research Center, LLC | $6,680,000 | $5,110,000 | -23.5% | 0.2% |
| Middlesex Savings Bank | $9,845,000 | $4,930,000 | -49.9% | 0.2% |
| UniBank for Savings | $9,385,000 | $4,905,000 | -47.7% | 0.2% |
| Raymond James Bank | $4,415,000 | $4,695,000 | 6.3% | 0.2% |
| HARBORONE MORTGAGE, LLC | $21,980,000 | $4,685,000 | -78.7% | 0.2% |
| The Camden National Bank | $9,435,000 | $4,470,000 | -52.6% | 0.2% |
| Salem Five Cents Savings Bank | $5,140,000 | $4,275,000 | -16.8% | 0.2% |
| MEMBERS MORTGAGE COMPANY, INC. | $3,380,000 | $4,165,000 | 23.2% | 0.2% |
| USAlliance Federal Credit Union | $3,310,000 | $4,090,000 | 23.6% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,245,000 | $4,085,000 | 228.1% | 0.2% |
| TOTAL MORTGAGE SERVICES, LLC | $5,240,000 | $4,085,000 | -22.0% | 0.2% |
| FIRST HOME MORTGAGE CORPORATION | $4,980,000 | $4,030,000 | -19.1% | 0.2% |
| Cornerstone Bank | $14,115,000 | $4,025,000 | -71.5% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $5,890,000 | $3,940,000 | -33.1% | 0.2% |
| METRO | $2,425,000 | $3,625,000 | 49.5% | 0.1% |
| United Nations Federal Credit Union | $7,125,000 | $3,520,000 | -50.6% | 0.1% |
| North Easton Savings Bank | $7,445,000 | $3,490,000 | -53.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $12,640,000 | $3,415,000 | -73.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $10,370,000 | $3,365,000 | -67.6% | 0.1% |
| Hingham Institution for Savings | $4,760,000 | $3,340,000 | -29.8% | 0.1% |
| LEOMINSTER CREDIT UNION | $235,000 | $3,280,000 | 1,295.7% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $315,000 | $3,225,000 | 923.8% | 0.1% |
| Everett Co-operative Bank | $3,665,000 | $3,220,000 | -12.1% | 0.1% |
| First-Citizens Bank & Trust Company | $3,110,000 | n/a | 0.1% | |
| Liberty Bank | $1,710,000 | $3,035,000 | 77.5% | 0.1% |
| Firstrust Savings Bank | $4,740,000 | $3,025,000 | -36.2% | 0.1% |
| USAA Federal Savings Bank | $5,180,000 | $3,025,000 | -41.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $4,165,000 | $3,005,000 | -27.9% | 0.1% |
| Cambridge Trust Company | $11,030,000 | $2,795,000 | -74.7% | 0.1% |
| Discover Bank | $2,270,000 | $2,765,000 | 21.8% | 0.1% |
| South Shore Bank | $10,865,000 | $2,740,000 | -74.8% | 0.1% |
| Bristol County Savings Bank | $4,565,000 | $2,735,000 | -40.1% | 0.1% |
| CENTRAL ONE FEDERAL CREDIT UNION | $3,345,000 | $2,615,000 | -21.8% | 0.1% |
| Stifel Bank and Trust | $3,215,000 | $2,545,000 | -20.8% | 0.1% |
| Bridgewater Savings Bank | $7,490,000 | $2,510,000 | -66.5% | 0.1% |
| St. Anne's Credit Union of Fall River, Mass. | $1,820,000 | $2,495,000 | 37.1% | 0.1% |
| The Cooperative Bank | $2,545,000 | $2,405,000 | -5.5% | 0.1% |
| Mechanics Cooperative Bank | $3,515,000 | $2,400,000 | -31.7% | 0.1% |
| ADVANCIAL | $585,000 | $2,380,000 | 306.8% | 0.1% |
| St. Mary's Credit Union | $1,315,000 | $2,375,000 | 80.6% | 0.1% |
| HARVARD UNIVERSITY EMPLOYEES | $2,070,000 | $2,365,000 | 14.3% | 0.1% |
| The Bank of Canton | $6,265,000 | $2,355,000 | -62.4% | 0.1% |
| Milford Federal Bank | $4,185,000 | $2,265,000 | -45.9% | 0.1% |
| Fifth Third Bank | $2,240,000 | n/a | 0.1% | |
| Figure Lending LLC | $2,875,000 | $2,235,000 | -22.3% | 0.1% |
| Enterprise Bank and Trust Company | $6,040,000 | $2,215,000 | -63.3% | 0.1% |
| PAWTUCKET | $1,345,000 | $2,200,000 | 63.6% | 0.1% |
| Evolve Bank & Trust | $3,625,000 | $2,195,000 | -39.4% | 0.1% |
| CARDINAL FINANCIAL | $4,625,000 | $2,155,000 | -53.4% | 0.1% |
| East Cambridge Savings Bank | $7,675,000 | $2,150,000 | -72.0% | 0.1% |
| Fidelity Co-operative Bank | $1,360,000 | $2,090,000 | 53.7% | 0.1% |
| Country Bank for Savings | $2,075,000 | n/a | 0.1% | |
| KeyBank | $7,060,000 | $2,075,000 | -70.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,285,000 | $2,030,000 | 58.0% | 0.1% |
| PeoplesBank | $1,580,000 | $2,020,000 | 27.8% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $1,770,000 | $1,990,000 | 12.4% | 0.1% |
| Freedom Credit Union | $265,000 | $1,950,000 | 635.8% | 0.1% |
| CIBC Bank USA | $1,940,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $1,925,000 | n/a | 0.1% | |
| The Lowell Five Cent Savings Bank | $175,000 | $1,920,000 | 997.1% | 0.1% |
| Members Plus Credit Union | $395,000 | $1,905,000 | 382.3% | 0.1% |
| Quontic Bank | $2,455,000 | $1,885,000 | -23.2% | 0.1% |
| Walpole Co-operative Bank | $1,225,000 | $1,875,000 | 53.1% | 0.1% |
| Dean Co-operative Bank | $2,190,000 | $1,860,000 | -15.1% | 0.1% |
| NexBank | $1,025,000 | $1,860,000 | 81.5% | 0.1% |
| FBC MORTGAGE, LLC | $2,130,000 | $1,850,000 | -13.1% | 0.1% |
| BAY EQUITY LLC | $1,570,000 | $1,805,000 | 15.0% | 0.1% |
| MountainOne Bank | $805,000 | $1,780,000 | 121.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $2,670,000 | $1,715,000 | -35.8% | 0.1% |
| Reading Co-Operative Bank | $420,000 | $1,705,000 | 306.0% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $2,170,000 | $1,660,000 | -23.5% | 0.1% |
| Jeanne D'Arc Credit Union | $6,925,000 | $1,630,000 | -76.5% | 0.1% |
| Sharon & Crescent United Credit Union | $1,690,000 | $1,615,000 | -4.4% | 0.1% |
| MutualOne Bank | $7,210,000 | $1,585,000 | -78.0% | 0.1% |
| BayCoast Bank | $4,975,000 | $1,570,000 | -68.4% | 0.1% |
| NORTHEAST HOME LOAN, LLC | $1,505,000 | n/a | 0.1% | |
| Rollstone Bank & Trust | $755,000 | $1,505,000 | 99.3% | 0.1% |
| NEW FED MORTGAGE, CORP. | $2,435,000 | $1,495,000 | -38.6% | 0.1% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,470,000 | n/a | 0.1% | |
| Bank of Easton | $1,465,000 | n/a | 0.1% | |
| Clinton Savings Bank | $1,450,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,385,000 | n/a | 0.1% | |
| Coastal Heritage Bank | $5,490,000 | $1,355,000 | -75.3% | 0.1% |
| Alden Credit Union | $325,000 | $1,350,000 | 315.4% | 0.1% |
| City National Bank | $3,860,000 | $1,340,000 | -65.3% | 0.1% |
| The Huntington National Bank | $2,935,000 | $1,325,000 | -54.9% | 0.1% |
| Charles River Bank | $3,290,000 | $1,315,000 | -60.0% | 0.1% |
| Bank of England | $2,240,000 | $1,295,000 | -42.2% | 0.1% |
| LENDSURE MORTGAGE CORP. | $4,445,000 | $1,295,000 | -70.9% | 0.1% |
| EMBRACE HOME LOANS, INC. | $5,565,000 | $1,260,000 | -77.4% | 0.0% |
| MERRIMACK VALLEY | $1,055,000 | $1,250,000 | 18.5% | 0.0% |
| HarborOne Bank | $3,060,000 | $1,225,000 | -60.0% | 0.0% |
| Truist | $2,950,000 | $1,210,000 | -59.0% | 0.0% |
| Axos Bank | $3,150,000 | $1,205,000 | -61.7% | 0.0% |
| BROKER SOLUTIONS, INC. | $5,555,000 | $1,200,000 | -78.4% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $5,795,000 | $1,195,000 | -79.4% | 0.0% |
| Monson Savings Bank | $2,935,000 | $1,195,000 | -59.3% | 0.0% |
| Workers Credit Union | $7,230,000 | $1,195,000 | -83.5% | 0.0% |
| The Washington Trust Company, of Westerly | $4,470,000 | $1,180,000 | -73.6% | 0.0% |
| CIBM Bank | $1,175,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $695,000 | $1,175,000 | 69.1% | 0.0% |
| Winter Hill Bank, FSB | $1,160,000 | n/a | 0.0% | |
| The Northern Trust Company | $665,000 | $1,155,000 | 73.7% | 0.0% |
| Wakefield Co-operative Bank | $1,470,000 | $1,115,000 | -24.1% | 0.0% |
| Citadel Servicing Corporation | $425,000 | $1,110,000 | 161.2% | 0.0% |
| Direct Federal Credit Union | $2,285,000 | $1,090,000 | -52.3% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,090,000 | n/a | 0.0% | |
| Norwood Co-operative Bank | $2,470,000 | $1,070,000 | -56.7% | 0.0% |
| TREMONT CREDIT UNION | $215,000 | $1,030,000 | 379.1% | 0.0% |
| Bank Rhode Island | $820,000 | $990,000 | 20.7% | 0.0% |
| Centreville Bank | $810,000 | $990,000 | 22.2% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $275,000 | $990,000 | 260.0% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $1,020,000 | $980,000 | -3.9% | 0.0% |
| Farm Credit East, ACA | $385,000 | $975,000 | 153.2% | 0.0% |
| North American Savings Bank, F.S.B. | $465,000 | $970,000 | 108.6% | 0.0% |
| BMO Harris Bank | $2,490,000 | $935,000 | -62.4% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $3,420,000 | $935,000 | -72.7% | 0.0% |
| JMAC LENDING, INC. | $910,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $1,950,000 | $905,000 | -53.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $10,340,000 | $895,000 | -91.3% | 0.0% |
| ALIGN CREDIT UNION | $1,570,000 | $890,000 | -43.3% | 0.0% |
| NFM, INC. | $5,230,000 | $890,000 | -83.0% | 0.0% |
| MASS BAY Credit Union | $880,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $540,000 | $865,000 | 60.2% | 0.0% |
| NJ LENDERS CORP. | $455,000 | $865,000 | 90.1% | 0.0% |
| CALIBER HOME LOANS, INC. | $14,755,000 | $860,000 | -94.2% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $2,115,000 | $860,000 | -59.3% | 0.0% |
| Southern Mass Credit Union | $4,995,000 | $845,000 | -83.1% | 0.0% |
| BankNewport | $655,000 | $820,000 | 25.2% | 0.0% |
| Colonial Federal Savings Bank | $1,230,000 | $790,000 | -35.8% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $2,240,000 | $785,000 | -65.0% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $7,990,000 | $780,000 | -90.2% | 0.0% |
| LIBERTY BAY CREDIT UNION | $2,810,000 | $780,000 | -72.2% | 0.0% |
| Navigant Credit Union | $2,485,000 | $760,000 | -69.4% | 0.0% |
| Carrollton Bank | $745,000 | n/a | 0.0% | |
| Metro City Bank | $740,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $725,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $720,000 | n/a | 0.0% | |
| Magnolia Bank | $710,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $255,000 | $705,000 | 176.5% | 0.0% |
| Waterstone Mortgage Corporation | $705,000 | n/a | 0.0% | |
| Bangor Savings Bank | $9,025,000 | $700,000 | -92.2% | 0.0% |
| UMASSFIVE COLLEGE Federal Credit Union | $2,470,000 | $695,000 | -71.9% | 0.0% |
| City of Boston Credit Union | $3,965,000 | $670,000 | -83.1% | 0.0% |
| NP, Inc. | $255,000 | $670,000 | 162.7% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,355,000 | $660,000 | -51.3% | 0.0% |
| FALL RIVER MUNICIPAL CREDIT UNION | $445,000 | $660,000 | 48.3% | 0.0% |
| The Savings Bank | $915,000 | $655,000 | -28.4% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,200,000 | $655,000 | -45.4% | 0.0% |
| Presidential Bank, FSB | $645,000 | n/a | 0.0% | |
| ARC HOME LLC | $3,455,000 | $640,000 | -81.5% | 0.0% |
| Westfield Bank | $680,000 | $635,000 | -6.6% | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | $945,000 | $630,000 | -33.3% | 0.0% |
| Watertown Savings Bank | $720,000 | $630,000 | -12.5% | 0.0% |
| Strong Home Mortgage, LLC | $385,000 | $625,000 | 62.3% | 0.0% |
| IncredibleBank | $615,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $610,000 | n/a | 0.0% | |
| Baxter Credit Union | $795,000 | $600,000 | -24.5% | 0.0% |
| OAKTREE FUNDING CORP. | $455,000 | $600,000 | 31.9% | 0.0% |
| First Federal Bank | $290,000 | $595,000 | 105.2% | 0.0% |
| NBKC BANK | $1,930,000 | $595,000 | -69.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $900,000 | $585,000 | -35.0% | 0.0% |
| NEW ENGLAND FEDERAL CREDIT UNION | $555,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $1,925,000 | $550,000 | -71.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $535,000 | n/a | 0.0% | |
| MILEND, INC. | $530,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $435,000 | $525,000 | 20.7% | 0.0% |
| Webster Five Cents Savings Bank | $115,000 | $525,000 | 356.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $770,000 | $520,000 | -32.5% | 0.0% |
| Academy Bank | $1,595,000 | $515,000 | -67.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $755,000 | $505,000 | -33.1% | 0.0% |
| NBT Bank | $505,000 | n/a | 0.0% | |
| North Shore Bank, a Co-operative Bank | $665,000 | $500,000 | -24.8% | 0.0% |
| BOSTON FIREFIGHTERS | $975,000 | $495,000 | -49.2% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $490,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $485,000 | n/a | 0.0% | |
| NORTHERN MORTGAGE SERVICES, LLC | $485,000 | n/a | 0.0% | |
| POLISH NATIONAL | $1,150,000 | $485,000 | -57.8% | 0.0% |
| Merchants Bank of Indiana | $1,240,000 | $475,000 | -61.7% | 0.0% |
| Northwest Community Bank | $405,000 | $465,000 | 14.8% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $455,000 | n/a | 0.0% | |
| North Brookfield Savings Bank | $455,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $445,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $445,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $425,000 | n/a | 0.0% | |
| RTN FEDERAL CREDIT UNION | $2,875,000 | $425,000 | -85.2% | 0.0% |
| Bethpage Federal Credit Union | $905,000 | $395,000 | -56.4% | 0.0% |
| United States Senate Federal Credit Union | $75,000 | $395,000 | 426.7% | 0.0% |
| First Savings Bank | $3,780,000 | $385,000 | -89.8% | 0.0% |
| GREYLOCK | $375,000 | n/a | 0.0% | |
| Ross Mortgage Company, Inc. | $1,090,000 | $375,000 | -65.6% | 0.0% |
| South State Bank | $375,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $245,000 | $365,000 | 49.0% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $365,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $365,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $355,000 | n/a | 0.0% | |
| Canton Co-operative Bank | $405,000 | $345,000 | -14.8% | 0.0% |
| East West Bank | $335,000 | n/a | 0.0% | |
| Connexus Credit Union | $325,000 | n/a | 0.0% | |
| MORTGAGE MARKETS CUSO, LLC | $325,000 | $325,000 | 0.0% | 0.0% |
| Beeline Loans, Inc. | $1,205,000 | $315,000 | -73.9% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $1,050,000 | $315,000 | -70.0% | 0.0% |
| RIVER WORKS | $325,000 | $305,000 | -6.2% | 0.0% |
| Plains Commerce Bank | $295,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $2,560,000 | $275,000 | -89.3% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $275,000 | n/a | 0.0% | |
| AGRICULTURE Federal Credit Union | $255,000 | n/a | 0.0% | |
| Cathay Bank | $255,000 | n/a | 0.0% | |
| First Federal Savings Bank | $805,000 | $255,000 | -68.3% | 0.0% |
| Nations Lending Corporation | $890,000 | $255,000 | -71.3% | 0.0% |
| Naveo Credit Union | $255,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $255,000 | $245,000 | -3.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $235,000 | n/a | 0.0% | |
| HOLYOKE | $370,000 | $235,000 | -36.5% | 0.0% |
| Haverhill Bank | $225,000 | n/a | 0.0% | |
| QUINCY CREDIT UNION | $1,115,000 | $220,000 | -80.3% | 0.0% |
| HOMEFIELD | $1,585,000 | $215,000 | -86.4% | 0.0% |
| Middlesex Federal Savings, F.A. | $945,000 | $215,000 | -77.2% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $215,000 | n/a | 0.0% | |
| WESTERLY COMMUNITY | $85,000 | $215,000 | 152.9% | 0.0% |
| MASSMUTUAL | $210,000 | n/a | 0.0% | |
| KINECTA | $575,000 | $205,000 | -64.3% | 0.0% |
| N R L Federal Credit Union | $395,000 | $205,000 | -48.1% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
| SOUTHCOAST FEDERAL CREDIT UNION | $180,000 | n/a | 0.0% | |
| FM Home Loans, LLC | $810,000 | $175,000 | -78.4% | 0.0% |
| Gold Coast Bank | $175,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $5,240,000 | $175,000 | -96.7% | 0.0% |
| Republic State Mortgage Co. | $175,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $200,000 | $170,000 | -15.0% | 0.0% |
| TAUNTON FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $1,565,000 | $155,000 | -90.1% | 0.0% |
| TOWER | $290,000 | $155,000 | -46.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,115,000 | $145,000 | -87.0% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $755,000 | $130,000 | -82.8% | 0.0% |
| SOMERSET | $125,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $485,000 | $105,000 | -78.4% | 0.0% |
| ISLAND | $105,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $105,000 | n/a | 0.0% | |
| The Village Bank | $810,000 | $85,000 | -89.5% | 0.0% |
| Metrowest Community Federal Credit Union | $75,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $960,000 | $75,000 | -92.2% | 0.0% |
| The People's Credit Union | $3,410,000 | $75,000 | -97.8% | 0.0% |
| Rhode Island Credit Union | $55,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | n/a | 0.0% | |
| AllCom Credit Union | $25,000 | n/a | 0.0% | |
| Greenfield Co-operative Bank | $25,000 | n/a | 0.0% |
BARNSTABLE TOWN's top lender by overall market share is The Cape Cod Five Cents Savings Bank, with 22.1% market share. In second place, with 5.7%, is Citizens Bank, having originated $144,000,000 in loans. In third place, with 4.6%, is Cape Cod Co-operative Bank, having originated $116,320,000 in loans. In fourth place, with 3.2%, is Rockland Trust Company, having originated $79,880,000 in loans. In fifth place, with 3.1%, is QUICKEN LOANS, LLC, having originated $77,240,000 in loans.
BARNSTABLE TOWN, MA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 2360 | Barnstable Town, MA MSA | $1,760 | $1,910 | $2,290 | $2,790 | $3,080 |
| 2532 | Barnstable Town, MA MSA | $1,630 | $1,790 | $2,160 | $2,670 | $2,930 |
| 2534 | Barnstable Town, MA MSA | $1,560 | $1,730 | $2,280 | $2,780 | $3,100 |
| 2536 | Barnstable Town, MA MSA | $1,580 | $1,750 | $2,300 | $2,810 | $3,130 |
| 2537 | Barnstable Town, MA MSA | $1,570 | $1,740 | $2,290 | $2,800 | $3,120 |
| 2540 | Barnstable Town, MA MSA | $1,180 | $1,310 | $1,720 | $2,100 | $2,340 |
| 2541 | Barnstable Town, MA MSA | $1,400 | $1,550 | $2,040 | $2,500 | $2,780 |
| 2542 | Barnstable Town, MA MSA | $1,720 | $1,910 | $2,510 | $3,070 | $3,410 |
| 2543 | Barnstable Town, MA MSA | $1,300 | $1,440 | $1,900 | $2,320 | $2,590 |
| 2553 | Barnstable Town, MA MSA | $1,470 | $1,620 | $2,130 | $2,610 | $2,900 |
| 2556 | Barnstable Town, MA MSA | $1,390 | $1,540 | $2,030 | $2,480 | $2,760 |
| 2559 | Barnstable Town, MA MSA | $1,570 | $1,740 | $2,290 | $2,800 | $3,120 |
| 2561 | Barnstable Town, MA MSA | $1,510 | $1,670 | $2,200 | $2,690 | $3,000 |
| 2562 | Barnstable Town, MA MSA | $1,430 | $1,580 | $2,080 | $2,540 | $2,830 |
| 2563 | Barnstable Town, MA MSA | $1,510 | $1,680 | $2,210 | $2,700 | $3,010 |
| 2574 | Barnstable Town, MA MSA | $1,400 | $1,550 | $2,040 | $2,500 | $2,780 |
| 2601 | Barnstable Town, MA MSA | $1,350 | $1,500 | $1,970 | $2,410 | $2,680 |
| 2630 | Barnstable Town, MA MSA | $1,710 | $1,900 | $2,500 | $3,060 | $3,400 |
| 2631 | Barnstable Town, MA MSA | $1,220 | $1,350 | $1,780 | $2,180 | $2,420 |
| 2632 | Barnstable Town, MA MSA | $1,620 | $1,800 | $2,370 | $2,900 | $3,220 |
| 2633 | Barnstable Town, MA MSA | $1,250 | $1,390 | $1,830 | $2,240 | $2,490 |
| 2634 | Barnstable Town, MA MSA | $1,400 | $1,550 | $2,040 | $2,500 | $2,780 |
| 2635 | Barnstable Town, MA MSA | $1,570 | $1,740 | $2,290 | $2,810 | $3,120 |
| 2637 | Barnstable Town, MA MSA | $1,640 | $1,810 | $2,390 | $2,920 | $3,250 |
| 2638 | Barnstable Town, MA MSA | $1,360 | $1,510 | $1,990 | $2,430 | $2,710 |
| 2639 | Barnstable Town, MA MSA | $1,460 | $1,620 | $2,130 | $2,610 | $2,900 |
| 2641 | Barnstable Town, MA MSA | $1,310 | $1,450 | $1,910 | $2,330 | $2,590 |
| 2642 | Barnstable Town, MA MSA | $1,320 | $1,470 | $1,930 | $2,360 | $2,630 |
| 2643 | Barnstable Town, MA MSA | $1,240 | $1,380 | $1,810 | $2,210 | $2,460 |
| 2644 | Barnstable Town, MA MSA | $1,330 | $1,470 | $1,940 | $2,370 | $2,640 |
| 2645 | Barnstable Town, MA MSA | $1,480 | $1,640 | $2,160 | $2,640 | $2,940 |
| 2646 | Barnstable Town, MA MSA | $1,350 | $1,500 | $1,970 | $2,410 | $2,680 |
| 2647 | Barnstable Town, MA MSA | $1,350 | $1,500 | $1,970 | $2,410 | $2,680 |
| 2648 | Barnstable Town, MA MSA | $1,960 | $2,170 | $2,860 | $3,500 | $3,890 |
| 2649 | Barnstable Town, MA MSA | $1,430 | $1,590 | $2,090 | $2,560 | $2,840 |
| 2650 | Barnstable Town, MA MSA | $1,250 | $1,390 | $1,830 | $2,240 | $2,490 |
| 2651 | Barnstable Town, MA MSA | $1,300 | $1,450 | $1,910 | $2,330 | $2,590 |
| 2652 | Barnstable Town, MA MSA | $1,130 | $1,290 | $1,700 | $2,100 | $2,300 |
| 2653 | Barnstable Town, MA MSA | $1,240 | $1,380 | $1,810 | $2,210 | $2,460 |
| 2655 | Barnstable Town, MA MSA | $1,340 | $1,490 | $1,960 | $2,400 | $2,670 |
| 2657 | Barnstable Town, MA MSA | $1,250 | $1,390 | $1,830 | $2,240 | $2,490 |
| 2659 | Barnstable Town, MA MSA | $1,360 | $1,510 | $1,990 | $2,440 | $2,710 |
| 2660 | Barnstable Town, MA MSA | $1,340 | $1,480 | $1,950 | $2,390 | $2,650 |
| 2661 | Barnstable Town, MA MSA | $1,400 | $1,550 | $2,040 | $2,500 | $2,780 |
| 2662 | Barnstable Town, MA MSA | $1,400 | $1,550 | $2,040 | $2,500 | $2,780 |
| 2663 | Barnstable Town, MA MSA | $1,260 | $1,400 | $1,840 | $2,250 | $2,500 |
| 2664 | Barnstable Town, MA MSA | $1,430 | $1,590 | $2,090 | $2,560 | $2,840 |
| 2666 | Barnstable Town, MA MSA | $1,200 | $1,330 | $1,760 | $2,150 | $2,390 |
| 2667 | Barnstable Town, MA MSA | $1,260 | $1,400 | $1,840 | $2,250 | $2,500 |
| 2668 | Barnstable Town, MA MSA | $1,460 | $1,620 | $2,130 | $2,610 | $2,900 |
| 2669 | Barnstable Town, MA MSA | $1,250 | $1,390 | $1,830 | $2,240 | $2,490 |
| 2670 | Barnstable Town, MA MSA | $1,190 | $1,310 | $1,730 | $2,120 | $2,350 |
| 2671 | Barnstable Town, MA MSA | $1,210 | $1,340 | $1,770 | $2,170 | $2,410 |
| 2672 | Barnstable Town, MA MSA | $1,450 | $1,610 | $2,120 | $2,600 | $2,890 |
| 2673 | Barnstable Town, MA MSA | $1,490 | $1,660 | $2,180 | $2,670 | $2,970 |
| 2675 | Barnstable Town, MA MSA | $1,580 | $1,750 | $2,300 | $2,810 | $3,130 |
2022 Average & Median Rent Data Statistics
BARNSTABLE TOWN, MA average 1BR rent: $1,567, median: $1,550
BARNSTABLE TOWN, MA average 2BR rent: $2,054, median: $2,040
BARNSTABLE TOWN, MA average 3BR rent: $2,514, median: $2,500
BARNSTABLE TOWN, MA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,914 | $1,596,970,000 | $548,034 |
| Home Improvement | 1,303 | $244,645,000 | $187,755 |
| Cash Out Refi | 855 | $277,355,000 | $324,392 |
| Other | 781 | $208,945,000 | $267,535 |
| Refi | 684 | $203,440,000 | $297,427 |
Barnstable Town's most frequently cited loan purpose was Home Purchase, with 2,914 originations. The 2nd most popular reason was Home Improvement, with 1,303 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,721 | $823,055,000 | $478,242 |
| Over 8% | 1,716 | $337,580,000 | $196,725 |
| 7-8% | 1,715 | $606,605,000 | $353,706 |
| 5-6% | 912 | $519,150,000 | $569,243 |
| 4-5% | 113 | $96,135,000 | $850,752 |
| 3-4% | 36 | $9,320,000 | $258,889 |
| <2.5% | 18 | $1,390,000 | $77,222 |
| 2.5-3% | 7 | $2,395,000 | $342,143 |
During 2023, Barnstable Town's most frequently originated rate bucket was 6-7%, with 1,721 originations.
Loan Sizing (BARNSTABLE TOWN, MA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,850 | $530,820,000 | $286,930 |
| $400k-600k | 1,411 | $678,295,000 | $480,719 |
| $100k-200k | 1,160 | $157,020,000 | $135,362 |
| $100,000 or less | 1,049 | $58,725,000 | $55,982 |
| $600k-1000k | 721 | $528,745,000 | $733,350 |
| $Over $1MM | 346 | $577,750,000 | $1,669,798 |
BARNSTABLE TOWN's loan sizing saw the bucket of loans from $200k-400k with 1,850 originations, totaling $530,820,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 1,668 | $179,630,000 | $107,692 |
| 60-80% | 1,315 | $828,825,000 | $630,285 |
| 20-40% | 1,293 | $340,635,000 | $263,445 |
| 80-100% | 1,015 | $581,635,000 | $573,039 |
| 40-60% | 917 | $454,405,000 | $495,534 |
| Over 100% | 25 | $16,125,000 | $645,000 |
BARNSTABLE TOWN's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,668 originations, totaling $179,630,000 in origination value.