PROVIDENCE - WARWICK Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Providence - Warwick averaged 3.27% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.27% and one month ago for the week of 2021-10-21, the average rate was 3.26%.

Providence - Warwick's average rate one year ago was 2.79%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.4%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Providence - Warwick 30 Year Fixed Rate 2021-11-24 3.27%
Providence - Warwick 30 Year Fixed Rate Refi 2021-11-24 3.4%
Providence - Warwick 15 Year Fixed Rate 2021-11-24 2.95%
Providence - Warwick 15 Year Fixed Rate Refi 2021-11-24 2.44%
Providence - Warwick 30 Year FHA 2021-11-24 3.27%
Providence - Warwick 30 Year FHA Refi 2021-11-24 3.23%
Providence - Warwick 30 Year USDA 2021-11-24 3.49%
Providence - Warwick 30 Year USDA Refi 2021-11-24 3.36%
Providence - Warwick 30 Year VA 2021-11-24 3.4%
Providence - Warwick 30 Year VA Refi 2021-11-24 2.89%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PROVIDENCE-WARWICK, RI-MA.

PROVIDENCE - WARWICK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the PROVIDENCE-WARWICK, RI-MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
RESIDENTIAL MORTGAGE SERVICES, INC. 2,033 3.17% $3,416
QUICKEN LOANS, LLC 1,875 3.30% $5,386
Citizens Bank, National Association 1,359 3.35% $3,430
BAYCOAST MORTGAGE COMPANY, LLC 1,150 3.16% $2,874
UNITED WHOLESALE MORTGAGE, LLC 1,076 3.17% $5,101
The Washington Trust Company, of Westerly 995 3.29% $3,182
Navigant Credit Union 968 3.68% $6,189
MOVEMENT MORTGAGE, LLC 922 3.30% $3,640
HARBORONE MORTGAGE, LLC 749 3.23% $3,325
NFM, INC. 746 3.28% $3,960
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 671 3.17% $3,454
Flagstar Bank, FSB 669 3.15% $3,277
PAWTUCKET 631 3.49% $2,408
Shamrock Home Loans, Inc. 619 3.20% $3,648
PROVINCE MORTGAGE ASSOCIATES, INC. 592 3.27% $3,763
Northpointe Bank 581 3.26% $3,820
Envision Bank 557 3.23% $3,059
CROSSCOUNTRY MORTGAGE, LLC 534 3.24% $4,175
BankNewport 518 3.39% $3,395
LOANDEPOT.COM, LLC 508 3.23% $4,124
GUARANTEED RATE, INC. 499 3.25% $3,798
Home Loan Investment Bank, F.S.B. 482 3.21% $3,593
PRIMARY RESIDENTIAL MORTGAGE, INC. 479 3.31% $5,281
Santander Bank, N.A. 438 3.36% $3,126
Semper Home Loans, Inc. 424 3.20% $4,467
Bank of America, National Association 364 3.22% $4,610
PENNYMAC LOAN SERVICES, LLC 363 3.18% $5,079
Leader Bank, National Association 361 2.99% $3,119
CALIBER HOME LOANS, INC. 357 3.35% $4,240
TOTAL MORTGAGE SERVICES, LLC 353 3.47% $4,848
EMBRACE HOME LOANS, INC. 326 3.20% $4,105
HOME POINT FINANCIAL CORPORATION 322 3.26% $4,203
Webster Bank, National Association 311 3.24% $4,493
AMERISAVE MORTGAGE CORPORATION 287 2.89% $4,408
NEWREZ LLC 287 3.32% $4,192
FIRST HOME MORTGAGE CORPORATION 275 3.56% $4,443
Centreville Bank 266 3.23% $3,002
NORWICH COMMERCIAL GROUP, INC. 265 3.29% $4,193
St. Anne's Credit Union of Fall River, Mass. 257 3.33% $4,970
STEARNS LENDING, LLC 248 3.10% $3,937
OCEAN STATE CREDIT UNION 238 2.94% $2,360
JPMorgan Chase Bank, National Association 229 3.28% $4,716
The People's Credit Union 218 3.26% $2,705
Wells Fargo Bank, National Association 217 3.27% $3,766
NAVY FEDERAL CREDIT UNION 214 3.28% $4,964
RADIUS FINANCIAL GROUP INC. 210 3.17% $3,310
WASHINGTON TRUST MORTGAGE COMPANY LLC 197 3.32% $3,275
TD Bank, National Association 191 3.22% $3,892
Nations Lending Corporation 191 3.25% $4,805
NATIONSTAR MORTGAGE LLC 187 3.48% $5,719
GUARANTEED RATE AFFINITY, LLC 186 3.09% $3,736
Bridgewater Savings Bank 184 2.91% $2,550
GREENWOOD 176 3.32% $3,644
Bristol County Savings Bank 170 3.17% $2,889
U.S. Bank National Association 166 3.26% $3,539
SALEM FIVE MORTGAGE COMPANY, LLC 146 3.28% $3,764
Mortgage Network, Inc. 144 3.33% $3,787
Rockland Trust Company 143 3.07% $3,119
ENVOY MORTGAGE, LTD 135 3.36% $3,898
Merchants Bank of Indiana 135 2.84% $2,844
HOMEBRIDGE FINANCIAL SERVICES, INC. 131 3.34% $4,338
Bank Rhode Island 118 3.72% $2,911
BETTER MORTGAGE CORPORATION 118 2.99% $3,155
EMM LOANS LLC 112 3.26% $5,904
Eastern Bank 112 3.11% $3,762
PRIMELENDING, A PLAINSCAPITAL COMPANY 112 3.19% $4,043
NORTHPOINT MORTGAGE, INC. 110 3.18% $3,344
BROKER SOLUTIONS, INC. 107 3.12% $4,079
DRAPER AND KRAMER MORTGAGE CORP. 105 3.05% $2,776
Sierra Pacific Mortgage Company, Inc. 102 3.44% $4,364
WESTERLY COMMUNITY 100 3.19% $6,139
Milford Federal Bank 87 3.40% $3,371
NEW FED MORTGAGE, CORP. 85 3.17% $3,101
Sharon & Crescent United Credit Union 84 3.25% $1,799
Poli Mortgage Group, Inc. 81 2.93% $775
MUTUAL OF OMAHA MORTGAGE, INC. 80 3.28% $4,901
The Federal Savings Bank 80 3.14% $5,641
CMG MORTGAGE, INC. 76 3.06% $4,173
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 74 3.31% $4,129
FALL RIVER MUNICIPAL CREDIT UNION 65 3.15% $0
CONWAY FINANCIAL SERVICES, LLC 63 3.21% $3,436
DIGITAL Federal Credit Union 63 3.24% $4,929
GUARANTY HOME MORTGAGE CORPORATION 60 3.21% $3,682
FREEDOM MORTGAGE CORPORATION 60 3.42% $2,093
INLAND BANK & TRUST 57 3.22% $4,140
LAKEVIEW LOAN SERVICING, LLC 57 3.50% $3,651
ROCKLAND 56 3.45% $2,494
USAA Federal Savings Bank 53 3.55% $4,885
ARC HOME LLC 53 3.27% $4,170
First Savings Bank 53 3.17% $3,676
SOMERSET 52 3.39% $2,687
Luxury Mortgage Corp. 47 3.06% $3,226
First Republic Bank 47 2.88% $5,010
WILLIAM RAVEIS MORTGAGE, LLC 46 3.10% $3,353
FINANCE OF AMERICA MORTGAGE LLC 42 3.32% $3,589
HOMESPIRE MORTGAGE CORPORATION 40 3.17% $4,256
EQUITY RESOURCES, INC. 39 3.26% $4,230
Morgan Stanley Private Bank, National Association 38 3.05% $4,590
OCMBC, INC. 37 3.39% $5,513
People's United Bank, National Association 37 3.26% $4,293
ALLIED MORTGAGE GROUP, INC. 36 3.16% $3,526
RELIANCE FIRST CAPITAL, LLC 35 3.52% $7,533
Berkshire Bank 35 3.16% $4,252
The Camden National Bank 35 3.09% $3,275
Rhode Island Credit Union 34 3.54% $2,365
Paramount Residential Mortgage Group, Inc. 32 3.18% $4,347
First Guaranty Mortgage Corporation 32 2.97% $2,855
Prosperity Home Mortgage, LLC 31 3.20% $3,469
First Home Bank 30 3.03% $4,759
First Federal Bank 30 3.21% $5,278
TIAA, FSB 29 3.50% $4,104
MERRIMACK VALLEY 29 3.28% $2,106
UniBank for Savings 27 3.31% $3,317
UBS Bank USA 27 3.06% $5,683
The Bank of Canton 27 3.27% $2,778
AMERICAN FINANCIAL NETWORK, INC. 27 3.36% $6,033
CHURCHILL MORTGAGE CORPORATION 26 3.45% $4,018
NBKC BANK 26 3.22% $2,103
BAY EQUITY LLC 26 3.30% $4,983
Evolve Bank & Trust 25 3.29% $4,352
Bank of England 24 3.26% $4,729
Beeline Loans, Inc. 24 2.94% $1,503
HOMESTEAD FUNDING CORP. 24 3.03% $3,418
North American Savings Bank, F.S.B. 23 3.28% $2,928
The Cape Cod Five Cents Savings Bank 23 3.51% $3,319
KeyBank National Association 23 3.29% $4,176
KELLER MORTGAGE, LLC 23 3.22% $2,362
WAVE FEDERAL CREDIT UNION 23 3.48% $4,038
GUIDANCE RESIDENTIAL, LLC 22 3.32% $4,522
SOFI LENDING CORP. 22 3.19% $3,642
MEMBERS MORTGAGE COMPANY, INC. 21 3.02% $2,895
PLAZA HOME MORTGAGE, INC. 21 3.50% $4,160
Charles Schwab Bank, SSB 21 3.01% $3,237
HARVARD UNIVERSITY EMPLOYEES 20 3.26% $2,312
Chelsea Groton Bank 20 3.25% $3,026
Wyndham Capital Mortgage, Inc. 20 3.24% $3,380
Magnolia Bank 19 3.11% $5,853
Citibank, National Association 19 3.01% $4,817
LAND HOME FINANCIAL SERVICES, INC. 18 3.41% $4,912
Network Funding, L.P. 18 3.34% $3,832
DREW MORTGAGE ASSOCIATES, INC. 18 3.10% $3,537
Northern Bank & Trust Company 18 3.13% $2,359
METRO 17 3.15% $2,830
Carrington Mortgage Services, LLC 17 4.24% $5,962
FirstBank 17 3.02% $1,904
PROVIDENT FUNDING ASSOCIATES, L.P. 16 3.03% $3,270
Ross Mortgage Company, Inc. 15 2.97% $3,115
HANSCOM 15 3.16% $3,110
AMERICAN FINANCING CORPORATION 14 3.15% $3,669
PHH Mortgage Corporation 14 3.82% $4,842
Avidia Bank 13 3.57% $2,974
MID-ISLAND MORTGAGE CORP. 13 3.34% $2,000
MSA MORTGAGE, LLC 13 3.38% $3,096
BNC National Bank 13 3.12% $2,994
Truist Bank 13 3.30% $3,150
Cambridge Savings Bank 13 3.25% $2,855
Needham Bank 13 3.36% $2,955
ZILLOW HOME LOANS, LLC 12 3.20% $2,905
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 12 3.07% $3,859
BNY Mellon, National Association 12 2.91% $5,721
AMERICAN INTERNET MORTGAGE, INC. 11 3.18% $4,104
PREMIA MORTGAGE, LLC 11 2.99% $4,247
PENTAGON FEDERAL CREDIT UNION 11 2.83% $2,384
GENEVA FINANCIAL, LLC 11 3.25% $5,588
RTN FEDERAL CREDIT UNION 11 3.63% $3,138
Axos Bank 11 2.99% $2,195
LENDSURE MORTGAGE CORP. 11 5.92% $10,924
PNC Bank, National Association 11 3.64% $4,925
NJ LENDERS CORP. 10 3.06% $2,764
MORTGAGE EQUITY PARTNERS LLC 10 2.99% $3,434
City National Bank 10 2.88% $9,838
UNION HOME MORTGAGE CORP. 10 3.05% $2,689
SUCCESS MORTGAGE PARTNERS, INC. 10 3.33% $3,297
Cf Bank, National Association 9 3.33% $1,393
ACADEMY MORTGAGE CORPORATION 9 3.42% $3,504
LENDUS, LLC 9 3.17% $3,155
Hometown Equity Mortgage, LLC 9 3.29% $7,831
NORTHEAST HOME LOAN, LLC 9 3.42% $6,302
Cambridge Trust Company 9 3.04% $3,242
Farm Credit East, ACA 9 3.11% $8,109
Ally Bank 8 3.08% $5,764
First National Bank of America 8 7.44% $12,043
ANGEL OAK MORTGAGE SOLUTIONS LLC 8 5.89% $9,677
Goldman Sachs Bank USA 8 2.94% $5,209
Bangor Savings Bank 8 3.16% $3,043
Middlesex Savings Bank 8 3.22% $2,587
Customers Bank 7 2.89% $2,865
Admirals Bank 7 3.04% $3,053
MILEND, INC. 7 3.44% $5,250
Manufacturers and Traders Trust Company 7 3.63% $6,049
LENDERFI, INC. 7 2.82% $1,282
LADERA LENDING, INC. 7 2.98% $3,459
LENOX FINANCIAL MORTGAGE CORPORATION 7 3.21% $4,246
Dollar Bank, Federal Savings Bank 6 3.48% $4,121
Prime Choice Funding Inc. 6 3.02% $3,639
FAMILY FIRST FUNDING LLC 6 3.33% $4,073
The Huntington National Bank 6 3.17% $5,087
Charter Oak Federal Credit Union 6 3.66% $2,456
Fortress Bank 6 2.65% $2,133
SOUTHCOAST FEDERAL CREDIT UNION 6 3.29% $2,342
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 3.75% $4,838
SPRING EQ, LLC 6 2.85% $2,556
FBC MORTGAGE, LLC 6 3.00% $3,779
Assurance Financial Group, L.L.C. 6 2.94% $1,801
Firstrust Savings Bank 6 3.67% $6,034
Boston Private Bank & Trust Company 6 2.90% $3,698
Watermark Capital, Inc. 5 2.95% $2,904
CONTOUR MORTGAGE CORPORATION 5 3.28% $3,578
Jeanne D'Arc Credit Union 5 3.05% $3,521
HOMESIDE FINANCIAL, LLC 5 2.75% $5,737
AMERICAN FINANCIAL RESOURCES, INC. 5 3.58% $6,736
Triumph Bank 5 3.05% $1,955
Liberty Bank 5 3.35% $3,385
Stifel Bank and Trust 5 2.73% $2,853
Florida Capital Bank, National Association 5 3.20% $5,199
Mortgage Research Center, LLC 5 3.13% $5,222
First Internet Bank of Indiana 5 3.28% $4,318
First Federal Bank of Kansas City 5 2.98% $2,218
RUOFF MORTGAGE COMPANY, INC. 5 2.95% $3,637
Fidelity Bank, National Association 5 3.18% $3,088
Raymond James Bank, National Association 5 3.38% $2,600
Quontic Bank 5 6.08% $8,574
MMS MORTGAGE SERVICES, LTD. 4 3.06% $2,426
AMERICAN BANCSHARES MORTGAGE, LLC 4 3.63% $7,344
FIRST WORLD MORTGAGE CORPORATION 4 3.06% $4,538
South State Bank, National Association 4 3.34% $3,358
St. Mary's Credit Union 4 3.16% $2,883
East Boston Savings Bank 4 2.84% $2,868
CIT Bank, National Association 4 3.32% $4,708
HUNT MORTGAGE CORPORATION 4 3.31% $3,832
Arvest Bank 4 3.28% $4,821
Bethpage Federal Credit Union 4 3.19% $4,980
Baxter Credit Union 4 2.53% $3,494
The Union Bank Company 4 3.31% $3,945
MountainOne Bank 4 3.13% $4,135
NATIONWIDE MORTGAGE BANKERS, INC. 4 3.25% $8,128
Westport Federal Credit Union 4 3.38% $3,392
1st Constitution Bank 3 2.96% $3,211
HSBC BANK USA, NATIONAL ASSOCIATION 3 3.48% $5,879
Institution for Savings in Newburyport and Its Vicinity 3 3.42% $2,920
InterContinental Capital Group, Inc 3 3.08% $4,167
LOANLEADERS OF AMERICA, INC. 3 2.79% $3,099
MLD MORTGAGE INC. 3 3.13% $3,134
MORTGAGE ACCESS CORP. 3 2.96% $2,898
FIRST COMMUNITY MORTGAGE, INC. 3 3.00% $2,534
Fairfield County Bank 3 3.13% $4,816
EVERETT FINANCIAL, INC. 3 3.71% $2,574
Discover Bank 3 5.99% $0
QUINCY CREDIT UNION 3 3.25% $2,711
Capital Bank, National Association 3 3.58% $2,996
BOKF, National Association 3 3.33% $3,658
Blue Ridge Bank, National Association 3 3.25% $3,992
SIRVA MORTGAGE, INC. 3 3.42% $1,184
Barrington Bank & Trust Company, N.A. 3 3.29% $3,369
Ameris Bank 3 3.12% $2,865
THRIVENT Federal Credit Union 3 3.25% $4,710
AmeriHome Mortgage Company, LLC 3 4.46% $7,500
United Nations Federal Credit Union 3 3.17% $4,690
Waterstone Mortgage Corporation 3 3.33% $3,990
WEBSTER FIRST Federal Credit Union 3 3.25% $2,124
Westfield Bank 3 3.25% $3,566
FIRST CHOICE LOAN SERVICES INC. 2 3.69% $1,583
UNITED MORTGAGE CORP. 2 3.94% $8,208
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 2.75% $5,456
Strong Home Mortgage, LLC 2 2.88% $253
SIWELL, INC. 2 3.13% $2,885
AMERICAN FINANCE HOUSE LARIBA 2 3.02% $8,398
Homestar Mortgage, Inc. 2 3.25% $2,319
Third Federal Savings and Loan Association of Cleveland 2 2.99% $295
Valley National Bank 2 3.75% $3,289
Wilmington Savings Fund Society, FSB 2 3.00% $4,234
HOLYOKE 2 3.06% $4,457
Workers Credit Union 2 3.31% $3,600
TJC Mortgage, Inc. 2 3.31% $4,058
Allied First Bank,sb 2 2.81% $2,539
Paramount Bank 2 2.88% $1,771
PARKSIDE LENDING, LLC 2 3.38% $7,271
City National Bank of Florida 2 3.69% $5,243
Goldwater Bank, N.A. 2 3.50% $4,015
Equity Prime Mortgage LLC 2 3.38% $4,325
HANCOCK MORTGAGE PARTNERS, LLC 2 3.00% $2,865
STANFORD Federal Credit Union 2 3.19% $2,824
Colonial Savings, F.A. 2 3.06% $1,620
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 4.25% $4,799
OCEANSIDE MORTGAGE COMPANY 2 3.00% $3,479
UIF CORPORATION 2 3.00% $4,208
Silicon Valley Bank 2 2.38% $5,520
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 3.00% $3,392
FM Home Loans, LLC 2 3.50% $3,745
BAYSHORE MORTGAGE FUNDING, LLC 1 3.38% $3,264
First National Bank 1 2.75% $2,589
First State Community Bank 1 3.63% $3,151
Midwest BankCentre 1 3.63% $3,036
Southwest Airlines Federal Credit Union 1 2.88% $5,842
Metro City Bank 1 5.25% $5,237
Willamette Valley Bank 1 3.63% $3,945
Bank Iowa 1 2.38% $2,132
Meridian Bank Corporation 1 2.75% $3,383
FRANKLIN MINT 1 3.50% $4,366
MEMBER ADVANTAGE MORTGAGE, LLC 1 3.00% $3,536
LOGIX FEDERAL CREDIT UNION 1 3.25% $0
GREATER SPRINGFIELD CREDIT UNION 1 3.38% $1,691
The Dart Bank 1 2.88% $2,850
Liberty Savings Bank, F.S.B. 1 3.63% $5,717
Level One Bank 1 2.90% $2,653
LEADERONE FINANCIAL CORPORATION 1 3.50% $8,041
GREYLOCK 1 2.99% $2,651
AMERICU Credit Union 1 2.88% $3,968
TOWNE MORTGAGE COMPANY 1 2.88% $1,987
AMERICAN PACIFIC MORTGAGE CORPORATION 1 2.75% $2,074
TRUMARK FINANCIAL CREDIT UNION 1 3.50% $3,192
HARTFORD FUNDING, LTD. 1 3.00% $3,958
Kwik Mortgage Corporation 1 2.88% $1,477
UNITED 1 3.00% $9,296
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 3.13% $6,126
KS StateBank 1 2.75% $3,290
Hingham Institution for Savings 1 3.50% $2,879
US MORTGAGE CORPORATION 1 4.63% $9,456
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.25% $1,985
Ixonia Bank 1 2.63% $1,276
HOMEXPRESS MORTGAGE CORP. 1 6.38% $10,649
EagleBank 1 3.00% $4,190
Enterprise Bank and Trust Company 1 2.75% $2,361
ALLIANT CREDIT UNION 1 3.75% $4,981
DATA MORTGAGE, INC. 1 3.25% $4,190
Pinnacle Bank 1 3.25% $2,970
PLANET HOME LENDING, LLC 1 3.25% $1,436
OAKTREE FUNDING CORP. 1 2.88% $4,975
POLARIS HOME FUNDING CORP. 1 3.25% $10,038
NYMEO FEDERAL CREDIT UNION 1 3.00% $3,261
POLISH NATIONAL 1 3.00% $2,949
Presidential Bank, FSB 1 3.38% $5,944
Cornerstone First Mortgage, Inc 1 2.75% $11,947
EVANSVILLE TEACHERS 1 2.88% $5,600
CorePlus Federal Credit Union 1 3.00% $3,288
Northwest Federal Credit Union 1 3.88% $3,105
North Shore Bank, a Co-operative Bank 1 3.50% $2,804
XCEED FINANCIAL 1 3.88% $3,080
NORTHERN MORTGAGE SERVICES, LLC 1 2.88% $6,288
QUORUM FEDERAL CREDIT UNION 1 2.88% $4,465
CITIZENS EQUITY FIRST 1 3.38% $6,336
NORTH COUNTRY 1 3.38% $2,889
RBC Bank, (Georgia) National Association 1 2.75% $1,935
NexBank 1 3.13% $8,497
Cincinnati Federal 1 2.88% $2,497
CIBC Bank USA 1 2.88% $3,487
Fifth Third Bank, National Association 1 3.50% $3,385
FINEX CREDIT UNION 1 3.25% $7,212
AFFINITY 1 2.88% $2,333
First-Citizens Bank & Trust Company 1 3.29% $5,319
First IC Corporation 1 4.63% $4,260
Brookline Bank 1 3.63% $3,817
NASA Federal Credit Union 1 4.25% $5,394
Service Federal Credit Union 1 3.13% $2,864
Advisors Mortgage Group, L.L.C. 1 3.00% $2,496
HOME TOWN FUNDING, INC. 1 3.38% $2,513
First Midwest Bank 1 3.13% $2,055
Inwood National Bank 1 2.63% $3,278

PROVIDENCE-WARWICK, RI-MA's 358 lenders originated 78,146 loans during 2020. The total origination value was $21,211,190,000, with an average loan value of $271,430.

The top PROVIDENCE - WARWICK lender as defined by loan originations is RESIDENTIAL MORTGAGE SERVICES, INC., with 2,033 loans originated. Their average total fees are $3,416, which is $1,969 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee PROVIDENCE - WARWICK lenders (with over 10 loans originated) are FALL RIVER MUNICIPAL CREDIT UNION ($0), Poli Mortgage Group, Inc. ($775), Beeline Loans, Inc. ($1,503), Sharon & Crescent United Credit Union ($1,799) and FirstBank ($1,904).

The lowest rate PROVIDENCE - WARWICK lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION (2.83%), Merchants Bank of Indiana (2.84%), First Republic Bank (2.88%), City National Bank (2.88%) and AMERISAVE MORTGAGE CORPORATION (2.89%).

PROVIDENCE-WARWICK, RI-MA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $576,250,000 $1,125,475,000 95.3% 5.3%
CBNA $899,995,000 $1,028,130,000 14.2% 4.8%
RESIDENTIAL MORTGAGE SERVICES $581,475,000 $974,025,000 67.5% 4.6%
The Washington Trust Company $356,470,000 $560,420,000 57.2% 2.6%
BayCoast Mortgage Company, LLC $242,425,000 $552,965,000 128.1% 2.6%
Navigant Credit Union $424,050,000 $525,010,000 23.8% 2.5%
MOVEMENT MORTGAGE, LLC $296,940,000 $513,590,000 73.0% 2.4%
United Shore Financial Services LLC $395,280,000 $511,925,000 29.5% 2.4%
Pawtucket Credit Union $402,515,000 $491,880,000 22.2% 2.3%
Freedom Mortgage Corporation $165,225,000 $474,255,000 187.0% 2.2%
NFM, Inc. $156,580,000 $384,100,000 145.3% 1.8%
HarborOne Mortgage LLC $186,640,000 $345,045,000 84.9% 1.6%
FAIRWAY INDEPENDENT MORT CORP $214,870,000 $328,100,000 52.7% 1.5%
BankNewport $181,350,000 $327,965,000 80.8% 1.5%
Northpointe Bank $158,670,000 $314,040,000 97.9% 1.5%
SHAMROCK FINANCIAL CORPORATION $189,315,000 $312,245,000 64.9% 1.5%
Province Mortgage Associates $181,720,000 $301,385,000 65.9% 1.4%
Flagstar Bank $67,260,000 $299,300,000 345.0% 1.4%
Bank of America NA $299,660,000 $294,485,000 -1.7% 1.4%
envision Bank $188,555,000 $280,475,000 48.7% 1.3%
Guaranteed Rate Inc. $136,820,000 $280,075,000 104.7% 1.3%
Fall River Five Cents Savings Bank DBA BankFive $124,405,000 $279,455,000 124.6% 1.3%
loanDepot LLC $133,195,000 $274,965,000 106.4% 1.3%
Primary Residential Mortgage Inc. $163,125,000 $266,490,000 63.4% 1.3%
Santander Bank N.A. $291,110,000 $247,020,000 -15.1% 1.2%
Webster Bank, N.A. $186,260,000 $243,110,000 30.5% 1.1%
Bristol County Savings Bank $116,520,000 $233,425,000 100.3% 1.1%
PENNYMAC LOAN SERVICES LLC $69,210,000 $218,775,000 216.1% 1.0%
Semper Home Loans, Inc $125,535,000 $217,545,000 73.3% 1.0%
Home Loan Investment Bank $118,405,000 $214,185,000 80.9% 1.0%
Caliber Home Loans Inc $120,915,000 $211,475,000 74.9% 1.0%
Total Mortgage Services LLC $122,530,000 $206,125,000 68.2% 1.0%
Embrace Home Loans, Inc. $94,810,000 $202,765,000 113.9% 1.0%
NEWREZ LLC $75,940,000 $189,865,000 150.0% 0.9%
Nationstar Mortgage $141,565,000 $188,905,000 33.4% 0.9%
JPMorgan Chase Bank, NA $95,485,000 $181,840,000 90.4% 0.9%
Leader Bank NA $89,440,000 $176,710,000 97.6% 0.8%
Bank Rhode Island $227,245,000 $174,280,000 -23.3% 0.8%
Home Point Financial Corporation $79,575,000 $172,660,000 117.0% 0.8%
WELLS FARGO BANK NA $127,265,000 $164,220,000 29.0% 0.8%
Centreville Bank $92,995,000 $151,710,000 63.1% 0.7%
NAVY FEDERAL CREDIT UNION $102,845,000 $143,675,000 39.7% 0.7%
Amerisave Mortgage Corporation $32,340,000 $140,950,000 335.8% 0.7%
St. Anne's Credit Union $115,455,000 $133,845,000 15.9% 0.6%
First Home Mortgage $75,640,000 $133,165,000 76.1% 0.6%
The People's Credit Union $65,095,000 $132,360,000 103.3% 0.6%
Nations Lending Corporation $44,475,000 $129,065,000 190.2% 0.6%
Rockland Trust Company $114,965,000 $126,725,000 10.2% 0.6%
Southern Mass Credit Union $24,010,000 $122,855,000 411.7% 0.6%
TD Bank $61,385,000 $119,550,000 94.8% 0.6%
Eastern Bank $63,720,000 $115,800,000 81.7% 0.5%
OCEAN STATE CREDIT UNION $17,995,000 $111,580,000 520.1% 0.5%
Mortgage Research Center LLC $72,820,000 $110,050,000 51.1% 0.5%
HomeBridge Financial Services, Inc. $83,245,000 $108,700,000 30.6% 0.5%
Norwich Commercial Group Inc $36,030,000 $108,635,000 201.5% 0.5%
Stearns Lending $75,425,000 $107,950,000 43.1% 0.5%
Lakeview Loan Servicing, LLC $46,530,000 $106,805,000 129.5% 0.5%
US BANK, N.A. $62,095,000 $106,305,000 71.2% 0.5%
Guaranteed Rate Affinity LLC $30,315,000 $100,720,000 232.2% 0.5%
Washington Trust Mtg Co LLC $56,640,000 $99,650,000 75.9% 0.5%
BayCoast Bank $47,755,000 $98,585,000 106.4% 0.5%
Greenwood Credit Union $47,230,000 $95,795,000 102.8% 0.5%
radius financial group inc $44,650,000 $88,690,000 98.6% 0.4%
The Federal Savings Bank $38,790,000 $85,370,000 120.1% 0.4%
Envoy Mortgage Ltd. $52,240,000 $84,705,000 62.1% 0.4%
Bridgewater Savings Bank $28,740,000 $82,020,000 185.4% 0.4%
Salem Five Mortgage Co. LLC $38,960,000 $81,750,000 109.8% 0.4%
WALKER & DUNLOP, LLC $78,795,000 $76,965,000 -2.3% 0.4%
New American Funding (dba for Broker Solutions Inc) $11,915,000 $75,600,000 534.5% 0.4%
North Easton Savings Bank $33,985,000 $72,395,000 113.0% 0.3%
Better Mortgage Corporation $11,190,000 $68,580,000 512.9% 0.3%
Merchants Bank of Indiana $255,000 $68,570,000 26,790.2% 0.3%
USAA FEDERAL SAVINGS BANK $69,995,000 $66,305,000 -5.3% 0.3%
Mortgage Network, Inc $100,080,000 $65,800,000 -34.3% 0.3%
PRIMELENDING $47,905,000 $59,565,000 24.3% 0.3%
FIRST REPUBLIC BANK $28,485,000 $59,275,000 108.1% 0.3%
KeyBank National Association $46,110,000 $55,010,000 19.3% 0.3%
E Mortgage Management LLC $17,485,000 $54,960,000 214.3% 0.3%
WESTERLY COMMUNITY CREDIT UNION $33,340,000 $52,475,000 57.4% 0.2%
Draper and Kramer Mortgage Corp. $14,055,000 $51,140,000 263.9% 0.2%
Cardinal Financial Company LP $9,140,000 $50,145,000 448.6% 0.2%
Sierra Pacific Mortgage $31,715,000 $49,265,000 55.3% 0.2%
Sharon Credit Union $16,925,000 $48,855,000 188.7% 0.2%
New Fed Mortgage Corporation $16,815,000 $48,820,000 190.3% 0.2%
Northpoint Mortgage Inc. $28,235,000 $47,930,000 69.8% 0.2%
Mechanics Cooperative Bank $30,260,000 $44,835,000 48.2% 0.2%
Rockland Federal Credit Union $28,440,000 $40,645,000 42.9% 0.2%
American Financial Network Inc. $21,345,000 $40,585,000 90.1% 0.2%
Mansfield Co-operative Bank $27,820,000 $39,040,000 40.3% 0.2%
Taunton Federal Credit Union $19,165,000 $38,970,000 103.3% 0.2%
Synergy One Lending $20,255,000 $37,685,000 86.1% 0.2%
CMG Mortgage Inc. $16,660,000 $36,980,000 122.0% 0.2%
Digital Federal Credit Union $51,720,000 $35,745,000 -30.9% 0.2%
Poli Mortgage Group $14,935,000 $34,180,000 128.9% 0.2%
Milford Federal Savings and Loan Association $23,770,000 $34,060,000 43.3% 0.2%
HarborOne Bank $39,860,000 $33,335,000 -16.4% 0.2%
Morgan Stanley Private Bank NA $41,280,000 $32,520,000 -21.2% 0.2%
First Citizens' Federal Credit Union $23,445,000 $31,655,000 35.0% 0.1%
FALL RIVER MUNICIPAL CREDIT UN $21,555,000 $31,310,000 45.3% 0.1%
UBS Bank USA $14,275,000 $31,185,000 118.5% 0.1%
Berkadia Commercial Mortgage $30,390,000 n/a 0.1%
Rhode Island Credit Union $23,620,000 $30,370,000 28.6% 0.1%
Homespire Mortgage Corporation $29,605,000 n/a 0.1%
Somerset Federal Credit Union $22,970,000 $28,965,000 26.1% 0.1%
People's United Bank, N.A. $26,955,000 $28,815,000 6.9% 0.1%
Guaranty Trust Company $27,670,000 n/a 0.1%
Finance of America Mortgage LLC $16,330,000 $27,620,000 69.1% 0.1%
WEI Mortgage LLC $6,640,000 $27,000,000 306.6% 0.1%
Paramount Residential Mortgage Group Inc. $8,715,000 $26,910,000 208.8% 0.1%
OCMBC Inc. $460,000 $26,005,000 5,553.3% 0.1%
Inland Bank and Trust $11,295,000 $25,415,000 125.0% 0.1%
CONWAY FINANCIAL SERVICES, LLC $15,610,000 $25,015,000 60.2% 0.1%
North American Savings Bank $10,930,000 $25,000,000 128.7% 0.1%
Homestar Mortgage Inc. $930,000 $24,990,000 2,587.1% 0.1%
CARRINGTON MORTGAGE SERVICES $18,325,000 $24,970,000 36.3% 0.1%
Dime Bank $9,700,000 $24,690,000 154.5% 0.1%
Plaza Home Mortgage Inc. $13,745,000 $23,785,000 73.0% 0.1%
William Raveis Mortgage LLC $4,940,000 $22,795,000 361.4% 0.1%
First Savings Bank $11,060,000 $22,780,000 106.0% 0.1%
The Camden National Bank $10,525,000 $22,380,000 112.6% 0.1%
Berkshire Bank $28,925,000 $21,545,000 -25.5% 0.1%
Reliance First Capital LLC $13,860,000 $20,535,000 48.2% 0.1%
Allied Mortgage Group Inc $3,490,000 $20,525,000 488.1% 0.1%
First Guaranty Mortgage Corporation $5,025,000 $20,205,000 302.1% 0.1%
Luxury Mortgage Corp. $9,620,000 $19,670,000 104.5% 0.1%
New Bedford Credit Union $8,770,000 $19,165,000 118.5% 0.1%
Bay Equity LLC $4,405,000 $18,565,000 321.5% 0.1%
TIAA, FSB $19,665,000 $18,315,000 -6.9% 0.1%
Equity Resources Inc. $13,135,000 $18,255,000 39.0% 0.1%
City National Bank $1,740,000 $17,765,000 921.0% 0.1%
Charles Schwab Bank $5,825,000 $17,165,000 194.7% 0.1%
Wave Federal Credit Union $10,535,000 $17,055,000 61.9% 0.1%
Chelsea Groton Bank $4,875,000 $16,775,000 244.1% 0.1%
Churchill Mortgage Corporation $5,410,000 $16,495,000 204.9% 0.1%
Merrimack Valley Federal Credit Union $9,140,000 $16,305,000 78.4% 0.1%
Citibank, N.A. $23,315,000 $16,235,000 -30.4% 0.1%
Boston Private Bank & Trust Company $10,315,000 $16,125,000 56.3% 0.1%
UniBank for Savings $5,705,000 $15,255,000 167.4% 0.1%
MSA Mortgage LLC $16,930,000 $15,055,000 -11.1% 0.1%
Hanscom Federal Credit Union $11,160,000 $14,835,000 32.9% 0.1%
Westfield Bank $305,000 $14,535,000 4,665.6% 0.1%
NBKC Bank $9,020,000 $14,505,000 60.8% 0.1%
Magnolia Bank Incorporated $5,615,000 $14,310,000 154.9% 0.1%
Dean Co-operative Bank $9,620,000 $13,605,000 41.4% 0.1%
The Bank of Canton $6,065,000 $13,220,000 118.0% 0.1%
Village Capital & Investment $3,180,000 $13,090,000 311.6% 0.1%
Avidia Bank $3,910,000 $12,920,000 230.4% 0.1%
BNC NATIONAL BANK $4,915,000 $12,805,000 160.5% 0.1%
Homestead Funding Corp. $3,670,000 $12,500,000 240.6% 0.1%
First Home Bank $4,730,000 $12,400,000 162.2% 0.1%
Prosperity Home Mortgage LLC $1,005,000 $12,150,000 1,109.0% 0.1%
Evolve Bank & Trust $7,355,000 $12,115,000 64.7% 0.1%
Dedham Institution for Savings $9,690,000 $11,930,000 23.1% 0.1%
SoFi Lending Corp $1,935,000 $11,670,000 503.1% 0.1%
BNY MELLON, N.A. $16,780,000 $11,400,000 -32.1% 0.1%
The Cape Cod Five Cents Savings Bank $10,190,000 $11,255,000 10.5% 0.1%
Oceanside Mortgage Company $4,740,000 $10,925,000 130.5% 0.1%
AimLoan.com $5,030,000 $10,725,000 113.2% 0.1%
Bank of England $9,810,000 $10,685,000 8.9% 0.1%
PHH MORTGAGE CORPORATION $2,080,000 $10,540,000 406.7% 0.0%
Northern Bank & Trust Company $5,525,000 $10,370,000 87.7% 0.0%
PNC BANK NA $7,720,000 $10,305,000 33.5% 0.0%
NETWORK FUNDING, L.P. $4,615,000 $10,070,000 118.2% 0.0%
Country Bank for Savings $6,360,000 $10,050,000 58.0% 0.0%
Wyndham Capital Mortgage $5,365,000 $9,945,000 85.4% 0.0%
Webster Five Cents Savings Bank $5,395,000 $9,710,000 80.0% 0.0%
Goldman Sachs Bank USA $5,630,000 $9,655,000 71.5% 0.0%
Members Mortgage Company $3,570,000 $9,560,000 167.8% 0.0%
Keller Mortgage LLC $3,805,000 $9,535,000 150.6% 0.0%
Stifel Bank and Trust $4,030,000 $9,500,000 135.7% 0.0%
Mid-Island Mortgage Corp. $5,355,000 $9,475,000 76.9% 0.0%
Harvard University Employee Credit Union $3,570,000 $9,375,000 162.6% 0.0%
Barrington Bank & Trust $4,500,000 $9,210,000 104.7% 0.0%
Foxboro Federal Savings $8,645,000 $9,105,000 5.3% 0.0%
PeoplesBank $26,770,000 $8,845,000 -67.0% 0.0%
Provident Funding Associates $12,015,000 $8,600,000 -28.4% 0.0%
Needham Bank $955,000 $8,470,000 786.9% 0.0%
Metro Credit Union $8,465,000 $8,455,000 -0.1% 0.0%
Drew Mortgage Associates LLC $4,000,000 $8,365,000 109.1% 0.0%
Guidance Residential LLC $4,935,000 $8,285,000 67.9% 0.0%
Pentagon Federal Credit Union $3,775,000 $8,270,000 119.1% 0.0%
Direct Federal Credit Union $8,335,000 $8,090,000 -2.9% 0.0%
AmeriHomeMortgageCompany,LL $2,530,000 $7,875,000 211.3% 0.0%
First Federal Bank of Kansas City $2,740,000 $7,430,000 171.2% 0.0%
Brookline Bank $12,930,000 $7,330,000 -43.3% 0.0%
Cornerstone Bank $3,990,000 $7,240,000 81.5% 0.0%
Land Home Financial Services Inc. $3,135,000 $7,240,000 130.9% 0.0%
Norwood Co-operative Bank $6,615,000 $7,240,000 9.4% 0.0%
CHARTER OAK FEDERAL CREDIT UNION $3,880,000 $7,030,000 81.2% 0.0%
M&T Bank $1,525,000 $6,975,000 357.4% 0.0%
Mortgage Equity Partners LLC $1,535,000 $6,960,000 353.4% 0.0%
Contour Mortgage Corporation $4,085,000 $6,925,000 69.5% 0.0%
American Financial Resources Inc. $3,225,000 $6,830,000 111.8% 0.0%
RTN Federal Credit Union $3,405,000 $6,820,000 100.3% 0.0%
Hometown Equity Mortgage LLC $870,000 $6,805,000 682.2% 0.0%
FirstBank $3,505,000 $6,750,000 92.6% 0.0%
Ross Mortgage Company Inc. $5,625,000 $6,745,000 19.9% 0.0%
STONEHAMBANK - A CO-OPERATIVE $4,745,000 $6,575,000 38.6% 0.0%
Jewett City Savings Bank $2,190,000 $6,355,000 190.2% 0.0%
Cambridge Savings Bank $4,260,000 $5,810,000 36.4% 0.0%
American Financing Corporation $1,590,000 $5,800,000 264.8% 0.0%
Success Mortgage Partners Inc. $5,775,000 n/a 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $2,685,000 $5,655,000 110.6% 0.0%
Mortgage Lenders of America LLC $2,100,000 $5,620,000 167.6% 0.0%
Finance of America Commercial LLC $5,020,000 $5,570,000 11.0% 0.0%
Huntington National Bank $3,870,000 $5,420,000 40.1% 0.0%
Branch Banking And Trust Co $1,900,000 $5,320,000 180.0% 0.0%
Middlesex Savings Bank $3,475,000 $5,295,000 52.4% 0.0%
Stoughton Co-operative Bank $4,030,000 $5,175,000 28.4% 0.0%
DOLLAR BANK, FSB $7,230,000 $5,155,000 -28.7% 0.0%
LenderFi, Inc. $670,000 $5,080,000 658.2% 0.0%
Cambridge Trust Company $21,760,000 $5,060,000 -76.7% 0.0%
BANGOR SAVINGS BANK $1,630,000 $5,035,000 208.9% 0.0%
Planet Home Lending LLC $1,360,000 $5,030,000 269.9% 0.0%
NJ Lenders Corp. $4,850,000 n/a 0.0%
Discover Bank $4,770,000 $4,820,000 1.0% 0.0%
Farm Credit East ACA $4,870,000 $4,810,000 -1.2% 0.0%
LendSure Mortgage Corp $7,360,000 $4,795,000 -34.9% 0.0%
MountainOne Bank $11,055,000 $4,675,000 -57.7% 0.0%
South Shore Bank $1,215,000 $4,675,000 284.8% 0.0%
Equity Prime Mortgage LLC $605,000 $4,655,000 669.4% 0.0%
Low VA Rates $1,315,000 $4,640,000 252.9% 0.0%
MutualOne Bank $2,530,000 $4,585,000 81.2% 0.0%
Raymond James Bank National Association $2,410,000 $4,530,000 88.0% 0.0%
AAG $2,385,000 $4,490,000 88.3% 0.0%
Premia Mortgage, LLC $2,535,000 $4,445,000 75.3% 0.0%
Longbridge Financial, LLC $3,295,000 $4,360,000 32.3% 0.0%
South Coast Federal Credit Union $3,365,000 $4,320,000 28.4% 0.0%
Admiral's Bank $2,820,000 $4,310,000 52.8% 0.0%
Angel Oak Mortgage Solutions $1,275,000 $4,305,000 237.6% 0.0%
Toyota Financial Savings Bank $1,005,000 $4,285,000 326.4% 0.0%
CBRE Multifamily Capital, Inc. $11,615,000 $4,235,000 -63.5% 0.0%
Quontic Bank $1,185,000 $4,230,000 257.0% 0.0%
Finance of America Reverse LLC $5,385,000 $4,170,000 -22.6% 0.0%
Liberty Bay Credit Union $4,000,000 $4,145,000 3.6% 0.0%
Charles River Bank $1,905,000 $4,135,000 117.1% 0.0%
Academy Mortgage Corporation $1,470,000 $4,125,000 180.6% 0.0%
Geneva Financial LLC $265,000 $4,120,000 1,454.7% 0.0%
Prime Choice Funding, Inc. $3,880,000 $4,085,000 5.3% 0.0%
Cf Bank National Association $4,715,000 $3,990,000 -15.4% 0.0%
The Cooperative Bank $3,960,000 n/a 0.0%
Northeast Home Loan LLC. $3,200,000 $3,900,000 21.9% 0.0%
Silicon Valley Bank $805,000 $3,870,000 380.7% 0.0%
Walpole Co-operative Bank $540,000 $3,865,000 615.7% 0.0%
Axos Bank $1,020,000 $3,795,000 272.1% 0.0%
Reverse Mortgage Funding LLC $5,195,000 $3,665,000 -29.5% 0.0%
Union Home Mortgage Company $3,395,000 n/a 0.0%
American Nationwide Mortgage Company $6,170,000 $3,290,000 -46.7% 0.0%
FBC Mortgage LLC $1,625,000 $3,225,000 98.5% 0.0%
SPRING EQ, LLC $755,000 $3,200,000 323.8% 0.0%
Hingham Institution for Savings $3,035,000 $3,170,000 4.4% 0.0%
Florida Capital Bank National Association $790,000 $3,140,000 297.5% 0.0%
Ladera Lending, Inc. $455,000 $3,115,000 584.6% 0.0%
Liberty Bank $2,995,000 n/a 0.0%
KS StateBank $2,275,000 $2,885,000 26.8% 0.0%
City of Boston Credit Union $1,110,000 $2,845,000 156.3% 0.0%
Watermark Home Loans $765,000 $2,830,000 269.9% 0.0%
LendUS LLC dba RPM Mortgage $485,000 $2,765,000 470.1% 0.0%
ARVEST BANK $1,960,000 $2,760,000 40.8% 0.0%
Valley National Bank $1,735,000 $2,710,000 56.2% 0.0%
FineMark National Bank & Trust $2,705,000 n/a 0.0%
American Bancshares Mortgage, LLC $2,600,000 $2,620,000 0.8% 0.0%
The Cooperative Bank of Cape Cod $285,000 $2,620,000 819.3% 0.0%
East Bostyon Savings Bank $49,025,000 $2,610,000 -94.7% 0.0%
Eastern Savings Bank $175,000 $2,605,000 1,388.6% 0.0%
CoreVest American Finance Lender LLC $6,040,000 $2,600,000 -57.0% 0.0%
Salem Five Cents Savings Bank $3,845,000 $2,600,000 -32.4% 0.0%
First World Mortgage Corporation $1,140,000 $2,595,000 127.6% 0.0%
Fidelity Bank $175,000 $2,585,000 1,377.1% 0.0%
Boston Firefighters CU $1,150,000 $2,575,000 123.9% 0.0%
Millbury Federal Credit Union $990,000 $2,570,000 159.6% 0.0%
FIRST NATIONAL BANK OF AMERICA $3,380,000 $2,560,000 -24.3% 0.0%
FIRSTRUST BANK $3,455,000 $2,525,000 -26.9% 0.0%
CIBC Bank USA $2,750,000 $2,500,000 -9.1% 0.0%
Jeanne D'Arc Credit Union $2,045,000 $2,485,000 21.5% 0.0%
Scient Federal Credit Union $190,000 $2,480,000 1,205.3% 0.0%
CIT BANK N.A. $1,085,000 $2,475,000 128.1% 0.0%
Presidential Bank FSB $630,000 $2,475,000 292.9% 0.0%
Enterprise Bank and Trust Company $2,470,000 n/a 0.0%
Lenox Financial Mortgage Corp. $640,000 $2,470,000 285.9% 0.0%
Patriot Community Bank $2,720,000 $2,375,000 -12.7% 0.0%
Quorum Federal Credit Union $2,010,000 $2,375,000 18.2% 0.0%
The Union Bank Company $1,500,000 $2,310,000 54.0% 0.0%
Silver Hill Funding, LLC $1,350,000 $2,265,000 67.8% 0.0%
Milend Inc. $805,000 $2,250,000 179.5% 0.0%
Hometown Bank $940,000 $2,190,000 133.0% 0.0%
First Internet Bank $3,145,000 $2,175,000 -30.8% 0.0%
Family First Funding LLC $2,130,000 n/a 0.0%
Fortress Bank $2,130,000 n/a 0.0%
Parkside Lending LLC $1,090,000 $2,075,000 90.4% 0.0%
TCF National Bank $3,450,000 $2,070,000 -40.0% 0.0%
Intercontinental Capital Group, Inc. $860,000 $2,065,000 140.1% 0.0%
Fidelity Bank $175,000 $2,060,000 1,077.1% 0.0%
HSBC BANK USA, NA $840,000 $2,055,000 144.6% 0.0%
Third Federal Savings and Loan $2,410,000 $2,050,000 -14.9% 0.0%
Customers Bank $2,040,000 n/a 0.0%
Velocity Commercial Capital LLC $8,455,000 $2,020,000 -76.1% 0.0%
Arbor Realty Trust Inc $5,250,000 $2,000,000 -61.9% 0.0%
Farmers Bank & Trust $1,995,000 n/a 0.0%
Paramount Bank $845,000 $1,960,000 132.0% 0.0%
Triumph Bank $815,000 $1,950,000 139.3% 0.0%
MMS Mortgage Services, Ltd $135,000 $1,920,000 1,322.2% 0.0%
Westport Federal Credit Union $2,250,000 $1,915,000 -14.9% 0.0%
INSTITUTION FOR SAVINGS $5,045,000 $1,800,000 -64.3% 0.0%
United Nations Federal Credit Union $315,000 $1,760,000 458.7% 0.0%
Meridian Bank $1,755,000 n/a 0.0%
LendingOne LLC $2,555,000 $1,720,000 -32.7% 0.0%
Baxter Credit Union $1,070,000 $1,710,000 59.8% 0.0%
Tremont Credit Union $210,000 $1,685,000 702.4% 0.0%
CAPITAL BANK, NA $1,145,000 $1,645,000 43.7% 0.0%
Bethpage Federal Credit Union $190,000 $1,635,000 760.5% 0.0%
Quincy Credit Union $45,000 $1,630,000 3,522.2% 0.0%
Berkeley Point Capital, LLC $1,625,000 n/a 0.0%
City National Bank of Florida $1,780,000 $1,610,000 -9.6% 0.0%
Ark-La-Tex Financial Services LLC $890,000 $1,605,000 80.3% 0.0%
Homeside Financial LLC $1,590,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $840,000 $1,585,000 88.7% 0.0%
Goldwater Bank National Association $920,000 $1,575,000 71.2% 0.0%
Fairfield County Bank $1,565,000 n/a 0.0%
TJC Mortgage, Inc. $315,000 $1,565,000 396.8% 0.0%
Central One Federal Credit Union $1,595,000 $1,520,000 -4.7% 0.0%
Ruoff Home Mortgage $1,520,000 n/a 0.0%
Dominion Financial Services $5,265,000 $1,445,000 -72.6% 0.0%
East Cambridge Savings Bank $215,000 $1,445,000 572.1% 0.0%
BCB Community Bank $1,430,000 n/a 0.0%
Pilgrim Bank $2,025,000 $1,400,000 -30.9% 0.0%
First Community Mortgage Inc. $1,380,000 n/a 0.0%
Weichert Financial Services $810,000 $1,380,000 70.4% 0.0%
First-Citizens Bank & Trust Co $1,375,000 n/a 0.0%
Sirva Mortgage Inc. $1,085,000 $1,360,000 25.3% 0.0%
Nationwide Mortgage Bankers Inc. $345,000 $1,345,000 289.9% 0.0%
LeaderOne Financial Corp. $1,335,000 n/a 0.0%
US Mortgage of Florida $1,315,000 n/a 0.0%
St. Mary's Credit Union $765,000 $1,290,000 68.6% 0.0%
Supreme Lending/ Everett Financial Inc. $385,000 $1,250,000 224.7% 0.0%
Bayshore Mortgage Funding LLC $965,000 $1,225,000 26.9% 0.0%
Congressional Federal Credit Union $200,000 $1,200,000 500.0% 0.0%
WSFS Bank $1,010,000 $1,200,000 18.8% 0.0%
Hunt Mortgage Corporation $620,000 $1,195,000 92.7% 0.0%
CENTERSTATE BANK N.A. $985,000 $1,170,000 18.8% 0.0%
Thrivent Federal Credit Union $1,170,000 n/a 0.0%
USAlliance Federal Credit Union $2,525,000 $1,155,000 -54.3% 0.0%
Align Credit Union $960,000 $1,150,000 19.8% 0.0%
Equitable Bank $825,000 $1,145,000 38.8% 0.0%
AMERIS BANK $1,135,000 n/a 0.0%
MassMutual Federal Credit Unio $615,000 $1,135,000 84.6% 0.0%
MLD Mortgage Inc. $1,130,000 n/a 0.0%
Mid-Continent Funding, Inc. $145,000 $1,125,000 675.9% 0.0%
Webster First Federal Credit Union $1,955,000 $1,115,000 -43.0% 0.0%
Blue Ridge Bank, NA $245,000 $1,110,000 353.1% 0.0%
Rollstone Bank & Trust $455,000 $1,105,000 142.9% 0.0%
Workers Credit Union $1,630,000 $1,080,000 -33.7% 0.0%
Waterstone Mortgage Corp $275,000 $1,075,000 290.9% 0.0%
Bay State Savings Bank $1,390,000 $1,060,000 -23.7% 0.0%
Bar Harbor Bank & Trust $235,000 $1,055,000 348.9% 0.0%
1st Constitution Bank $1,045,000 n/a 0.0%
Monson Savings Bank $835,000 $1,045,000 25.1% 0.0%
Hancock Mortgage Partners LLC $1,605,000 $1,040,000 -35.2% 0.0%
Merrimack County Savings Bank $505,000 $1,040,000 105.9% 0.0%
United Mortgage Corp $1,035,000 n/a 0.0%
Mid America Mortgage Inc. $255,000 $1,020,000 300.0% 0.0%
Advisors Mortgage Group LLC $325,000 $1,005,000 209.2% 0.0%
Sun West Mortgage Company Inc. $1,230,000 $1,000,000 -18.7% 0.0%
Blackstone River FCU $1,685,000 $945,000 -43.9% 0.0%
First Choice Loan Services Inc. $14,780,000 $940,000 -93.6% 0.0%
Polish National Credit Union $1,765,000 $910,000 -48.4% 0.0%
UIF Corporation $225,000 $910,000 304.4% 0.0%
CorePlus Federal Credit Union $895,000 n/a 0.0%
Alliant Credit Union $70,000 $890,000 1,171.4% 0.0%
HOMEXPRESS MORTGAGE CORP. $885,000 n/a 0.0%
FM Home Loans LLC $325,000 $850,000 161.5% 0.0%
Holyoke Credit Union $335,000 $810,000 141.8% 0.0%
Crescent Mortgage Company $790,000 $805,000 1.9% 0.0%
BOKF NA $4,410,000 $795,000 -82.0% 0.0%
Canton Cooperative Bank $945,000 $795,000 -15.9% 0.0%
NewDay Financial LLC dba NewDay USA $2,870,000 $765,000 -73.3% 0.0%
Wakefield Co-operative Bank $1,205,000 $760,000 -36.9% 0.0%
Mortgage Solutions of Colorado LLC $570,000 $755,000 32.5% 0.0%
Pinnacle Bank $755,000 n/a 0.0%
Stanford Federal Credit Union $755,000 n/a 0.0%
Ixonia Bank $750,000 n/a 0.0%
GUARDHILL FINANCIAL CORP $740,000 n/a 0.0%
Sovereign Lending Group, Inc $2,715,000 $725,000 -73.3% 0.0%
Academy Bank NA $705,000 n/a 0.0%
US Mortgage Corporation $690,000 n/a 0.0%
Service Credit Union $405,000 $685,000 69.1% 0.0%
American Finance House Lariiba $680,000 n/a 0.0%
Texana Bank, N.A. $615,000 $675,000 9.8% 0.0%
Essex Mortgage $655,000 n/a 0.0%
Midwest BankCentre $655,000 n/a 0.0%
Republic State Mortgage Co. $345,000 $620,000 79.7% 0.0%
Meredith Village Savings Bank $610,000 n/a 0.0%
Capital Mortgage Services of Texas $195,000 $595,000 205.1% 0.0%
IC Federal Credit Union $590,000 n/a 0.0%
First Bank & Trust $570,000 n/a 0.0%
Greylock Federal Credit Union $570,000 n/a 0.0%
Franklin Mint Federal Credit Union $555,000 n/a 0.0%
RF Renovo Management Company, LLC $205,000 $550,000 168.3% 0.0%
American Pacific Mortgage Corporation $540,000 n/a 0.0%
Towne Mortgage Company $540,000 n/a 0.0%
Plains Commerce Bank $520,000 n/a 0.0%
EagleBank $1,175,000 $515,000 -56.2% 0.0%
Evansville Teachers Federal Credit Union $515,000 n/a 0.0%
Members Plus Credit Union $410,000 $515,000 25.6% 0.0%
AmeriCU Credit Union $505,000 n/a 0.0%
IBM Southeast Employees Federal Credit Union $505,000 n/a 0.0%
Kwik Mortgage Corp. $505,000 n/a 0.0%
SUMA (YONKERS) FEDERAL CREDIT UNION $505,000 n/a 0.0%
Colonial Savings $300,000 $500,000 66.7% 0.0%
Liberty Savings Bank F.S.B. $500,000 n/a 0.0%
Bank of Whittier, Na $745,000 $495,000 -33.6% 0.0%
Tower Federal Credit Union $215,000 $495,000 130.2% 0.0%
Community First National Bank $195,000 $485,000 148.7% 0.0%
Oaktree Funding Corporation $480,000 n/a 0.0%
TruMark Financial Credit Union $480,000 n/a 0.0%
United Federal Credit Union $365,000 $465,000 27.4% 0.0%
Colonial Federal Savings Bank $205,000 $455,000 122.0% 0.0%
Credit Union Mortgage Association Inc. $450,000 n/a 0.0%
FIRST NATIONAL BANK $450,000 n/a 0.0%
Heritage Bank National Association $450,000 n/a 0.0%
Andrews Federal Credit Union $445,000 n/a 0.0%
Lee Bank $485,000 $445,000 -8.2% 0.0%
North Shore Bank a Co-operative Bank $440,000 n/a 0.0%
Alden Credit Union $435,000 n/a 0.0%
United Northern Mortgage Bankers Limited $225,000 $430,000 91.1% 0.0%
Xceed Financial Credit Union $420,000 n/a 0.0%
AMARILLO NATIONAL BANK $415,000 n/a 0.0%
Northern Mortgage Services, LLC $415,000 n/a 0.0%
Citizens Equity First Credit Union (CEFCU) $750,000 $405,000 -46.0% 0.0%
First Midwest Bank $405,000 n/a 0.0%
Republic Bank $4,005,000 $405,000 -89.9% 0.0%
Walden Savings Bank $295,000 $405,000 37.3% 0.0%
Cstone Mortgage Inc $395,000 n/a 0.0%
Easthampton Savings Bank $105,000 $395,000 276.2% 0.0%
Hartford Funding, Ltd. $395,000 n/a 0.0%
Allied First BankSB $390,000 n/a 0.0%
NASA Federal Credit Union $25,000 $390,000 1,460.0% 0.0%
Nations Direct Mortgage LLC $385,000 n/a 0.0%
Sunflower Bank, N.A. $380,000 $365,000 -3.9% 0.0%
Hiway Federal Credit Union $355,000 n/a 0.0%
Leominster Credit Union $355,000 n/a 0.0%
Winchester Co-Operative Bank $355,000 n/a 0.0%
Fulton Bank, NA $345,000 n/a 0.0%
POLARIS HOME FUNDING CORP $520,000 $345,000 -33.7% 0.0%
Willamette Valley Bank $345,000 n/a 0.0%
DIRECTIONS CREDIT UNION $335,000 n/a 0.0%
General Electric Employees Federal Credit Union $335,000 n/a 0.0%
Level One Bank $325,000 $335,000 3.1% 0.0%
Newtown Savings Bank $335,000 n/a 0.0%
Southwest Airlines Federal Credit Union $320,000 n/a 0.0%
Newburyport Five Cents Savings Bank $965,000 $315,000 -67.4% 0.0%
Homefield Credit Union $745,000 $305,000 -59.1% 0.0%
LendingHome Funding Corporation $390,000 $300,000 -23.1% 0.0%
COUNTRY CLUB BANK $295,000 n/a 0.0%
Notre Dame Federal Credit Union $135,000 $295,000 118.5% 0.0%
The Home Loan Expert $295,000 n/a 0.0%
Amcap Mortgage Ltd. $285,000 n/a 0.0%
East Coast Capital Corporation $225,000 $285,000 26.7% 0.0%
GFA Federal Credit Union $285,000 n/a 0.0%
Inwood National Bank $285,000 n/a 0.0%
NorthCountry Federal Credit Union $275,000 n/a 0.0%
METROWEST COMMUNITY FEDERAL CREDIT UNION $205,000 $270,000 31.7% 0.0%
Frontier Bank $265,000 n/a 0.0%
Greater Springfield Credit Union $235,000 $265,000 12.8% 0.0%
ALERUS FINANCIAL NA $425,000 $255,000 -40.0% 0.0%
Fifth Third Bank $2,880,000 $255,000 -91.1% 0.0%
Member Advantage Mortgage $415,000 $255,000 -38.6% 0.0%
Peoples Bank $1,275,000 $255,000 -80.0% 0.0%
CATHAY BANK $245,000 n/a 0.0%
First State Community Bank $245,000 n/a 0.0%
Nymeo Federal Credit Union $245,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $475,000 $245,000 -48.4% 0.0%
Century Bank $2,725,000 $235,000 -91.4% 0.0%
Cincinnati Federal $235,000 n/a 0.0%
VanDyk Mortgage Corporation $235,000 n/a 0.0%
Clinton Savings Bank $225,000 n/a 0.0%
Northwest Federal Credit Union $475,000 $225,000 -52.6% 0.0%
Marthas Vineyard Savings Bank $680,000 $220,000 -67.6% 0.0%
Athas Capital Group $370,000 $215,000 -41.9% 0.0%
First State Bank Of St. Charles Missouri $215,000 n/a 0.0%
Bank of New Hampshire $205,000 n/a 0.0%
American Federal Mortgage Corp. $785,000 $195,000 -75.2% 0.0%
Georgia Banking Company $195,000 n/a 0.0%
Los Angeles Police Federal Credit Union $195,000 n/a 0.0%
Metro City Bank $195,000 n/a 0.0%
CNB Mortgage Company $185,000 n/a 0.0%
Finex Credit Union $175,000 n/a 0.0%
Secured Investment Corp $175,000 n/a 0.0%
MIT Federal Credit Union $380,000 $160,000 -57.9% 0.0%
Chain Bridge Bank, N.A. $635,000 $155,000 -75.6% 0.0%
First IC Bank $155,000 n/a 0.0%
RBC Bank (Georgia), N.A. $710,000 $155,000 -78.2% 0.0%
The Dart Bank $145,000 n/a 0.0%
Genisys Credit Union $135,000 n/a 0.0%
INOVA Federal Credit Union $135,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $2,565,000 $135,000 -94.7% 0.0%
Bank Iowa $115,000 n/a 0.0%
One Reverse Mortgage, LLC $925,000 $115,000 -87.6% 0.0%
Signature Federal Credit Union $105,000 n/a 0.0%
Ukrainian Federal Credit Union $105,000 n/a 0.0%
APCI Federal Credit Union $35,000 $75,000 114.3% 0.0%
UMassFive College Federal Credit Union $75,000 n/a 0.0%
Clearview Federal Credit Union $65,000 n/a 0.0%
Logix Federal Credit Union $55,000 n/a 0.0%
Mass Bay Credit Union $45,000 n/a 0.0%
United States Senate Federal Credit Union $45,000 n/a 0.0%
State Department Federal Credit Union $715,000 $35,000 -95.1% 0.0%

PROVIDENCE - WARWICK's top lender by overall market share is Quicken Loans, with 5.3% market share. In second place, with 4.8%, is CBNA, having originated $1,028,130,000 in loans. In third place, with 4.6%, is RESIDENTIAL MORTGAGE SERVICES, having originated $974,025,000 in loans. In third place, with 2.6%, is The Washington Trust Company, having originated $560,420,000 in loans. In third place, with 2.6%, is BayCoast Mortgage Company, LLC, having originated $552,965,000 in loans.


PROVIDENCE-WARWICK, RI-MA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 36,795 $10,047,555,000 $273,068
Home Purchase 22,288 $6,959,710,000 $312,263
Cash Out Refi 13,165 $3,453,005,000 $262,287
Home Improvement 3,497 $397,785,000 $113,750
Other 2,397 $352,265,000 $146,961
NA 4 $870,000 $217,500

Providence - Warwick's most frequently cited loan purpose was Refi, with 36,795 originations. The 2nd most popular reason was Home Purchase, with 22,288 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 33,775 $9,523,945,000 $281,982
2.5-3% 28,354 $7,927,030,000 $279,574
<2.5% 6,471 $1,736,765,000 $268,392
4-5% 4,756 $980,250,000 $206,108
5-6% 993 $119,555,000 $120,398
6-7% 483 $40,085,000 $82,992
Over 8% 167 $15,085,000 $90,329
7-8% 147 $12,375,000 $84,184

During 2020, Providence - Warwick's most frequently originated rate bucket was 3-4%, with 33,775 originations.

Loan Sizing (PROVIDENCE-WARWICK, RI-MA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 43,369 $12,220,225,000 $281,773
$100k-200k 18,314 $2,865,840,000 $156,484
$400k-600k 8,211 $3,802,435,000 $463,090
$100,000 or less 6,595 $343,695,000 $52,114
$600k-1000k 1,185 $868,965,000 $733,304
$Over $1MM 472 $1,110,030,000 $2,351,758

PROVIDENCE - WARWICK's loan sizing saw the bucket of loans from $200k-400k with 43,369 originations, totaling $12,220,225,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 26,880 $8,379,360,000 $311,732
80-100% 22,739 $6,971,955,000 $306,608
40-60% 12,236 $3,022,600,000 $247,025
20-40% 5,825 $905,205,000 $155,400
Under 20% 4,452 $251,240,000 $56,433
Over 100% 472 $177,170,000 $375,360

PROVIDENCE - WARWICK's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 26,880 originations, totaling $8,379,360,000 in origination value.