PROVIDENCE - WARWICK Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Providence - Warwick averaged
6.78%
for the week of 2025-07-10, compared to the national average of
6.72% for the same period.
The average rate for the prior week (2025-07-03) was
6.73% and
one month ago for the week of 2025-06-05, the
average rate was 6.71%.
Providence - Warwick's average rate one year ago was 7.01%.
For refis of the same type during the week of 2025-07-10, the average rate
was 6.88%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-10 | 6.72% |
| Providence - Warwick 30 Year Fixed Rate | 2025-07-10 | 6.78% |
| Providence - Warwick 30 Year Fixed Rate Refi | 2025-07-10 | 6.88% |
| Providence - Warwick 15 Year Fixed Rate | 2025-07-10 | 6.37% |
| Providence - Warwick 15 Year Fixed Rate Refi | 2025-07-10 | 6.53% |
| Providence - Warwick 30 Year FHA | 2025-07-10 | 6.62% |
| Providence - Warwick 30 Year FHA Refi | 2025-07-10 | 5.96% |
| Providence - Warwick 30 Year USDA | 2025-07-10 | 6.35% |
| Providence - Warwick 30 Year USDA Refi | 2025-07-10 | 6.55% |
| Providence - Warwick 30 Year VA | 2025-07-10 | 6.43% |
| Providence - Warwick 30 Year VA Refi | 2025-07-10 | 5.76% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PROVIDENCE-WARWICK, RI-MA.
PROVIDENCE - WARWICK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PROVIDENCE-WARWICK, RI-MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PROVIDENCE - WARWICK Average Closing Costs & Other Stats
PROVIDENCE-WARWICK, RI-MA's 287 lenders originated 32,459
loans during 2024. The total origination value was $10,483,785,000, with an average loan value of
$322,985.
PROVIDENCE - WARWICK's average closing costs are $5,894.
The top PROVIDENCE - WARWICK lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with
591 loans originated. Their average total fees are
$6,431, which is $2,402
higher than the next largest lender,
Navigant Credit Union.
The lowest fee PROVIDENCE - WARWICK lenders (with over 10 loans originated) are
ROCKLAND ($3,351), NBKC BANK ($3,368), OCEAN STATE CREDIT UNION ($3,374), GREENWOOD ($3,424) and TD Bank ($3,753).
The lowest rate PROVIDENCE - WARWICK lenders (with over 10 loans originated) are
St. Anne's Credit Union of Fall River, Mass. (5.98%), FALL RIVER MUNICIPAL CREDIT UNION (6.01%), Morgan Stanley Private Bank (6.09%), OCEAN STATE CREDIT UNION (6.12%) and Centreville Bank (6.13%).
PROVIDENCE-WARWICK, RI-MA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Citizens Bank | $642,970,000 | $651,300,000 | 1.3% | 6.2% |
| Navigant Credit Union | $364,380,000 | $440,515,000 | 20.9% | 4.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $321,490,000 | $430,205,000 | 33.8% | 4.1% |
| MOVEMENT MORTGAGE, LLC | $382,445,000 | $428,760,000 | 12.1% | 4.1% |
| QUICKEN LOANS, LLC | $270,195,000 | $352,360,000 | 30.4% | 3.4% |
| GUILD MORTGAGE COMPANY | $230,195,000 | $344,665,000 | 49.7% | 3.3% |
| BAYCOAST MORTGAGE COMPANY, LLC | $209,535,000 | $309,725,000 | 47.8% | 3.0% |
| NFM, INC. | $213,265,000 | $255,790,000 | 19.9% | 2.4% |
| The Washington Trust Company, of Westerly | $228,685,000 | $255,145,000 | 11.6% | 2.4% |
| CMG MORTGAGE, INC. | $39,450,000 | $249,250,000 | 531.8% | 2.4% |
| BankNewport | $198,995,000 | $247,360,000 | 24.3% | 2.4% |
| PAWTUCKET | $240,815,000 | $241,380,000 | 0.2% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $122,630,000 | $161,265,000 | 31.5% | 1.5% |
| Fall River Five Cents Savings Bank | $103,870,000 | $154,980,000 | 49.2% | 1.5% |
| Bank of America | $134,950,000 | $154,800,000 | 14.7% | 1.5% |
| LOANDEPOT.COM, LLC | $99,950,000 | $150,295,000 | 50.4% | 1.4% |
| GUARANTEED RATE, INC. | $130,445,000 | $146,955,000 | 12.7% | 1.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $117,175,000 | $146,260,000 | 24.8% | 1.4% |
| WALKER & DUNLOP, LLC | $55,065,000 | $139,700,000 | 153.7% | 1.3% |
| Centreville Bank | $186,045,000 | $133,005,000 | -28.5% | 1.3% |
| Bristol County Savings Bank | $58,410,000 | $127,895,000 | 119.0% | 1.2% |
| Rockland Trust Company | $100,885,000 | $124,445,000 | 23.4% | 1.2% |
| TOTAL MORTGAGE SERVICES, LLC | $89,115,000 | $117,895,000 | 32.3% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $167,375,000 | $116,880,000 | -30.2% | 1.1% |
| Leader Bank | $62,275,000 | $111,635,000 | 79.3% | 1.1% |
| Bank Rhode Island | $136,500,000 | $111,540,000 | -18.3% | 1.1% |
| Semper Home Loans, Inc. | $111,515,000 | $110,140,000 | -1.2% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $68,945,000 | $104,610,000 | 51.7% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $37,205,000 | $93,155,000 | 150.4% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $53,860,000 | $93,140,000 | 72.9% | 0.9% |
| RF Renovo Management Company, LLC | $76,130,000 | $92,800,000 | 21.9% | 0.9% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $59,375,000 | $92,465,000 | 55.7% | 0.9% |
| Northpointe Bank | $110,240,000 | $91,670,000 | -16.8% | 0.9% |
| Eastern Bank | $110,420,000 | $89,885,000 | -18.6% | 0.9% |
| MORTGAGE EQUITY PARTNERS LLC | $66,435,000 | $89,095,000 | 34.1% | 0.8% |
| Ally Bank | $705,000 | $86,765,000 | 12,207.1% | 0.8% |
| NEWREZ LLC | $62,970,000 | $82,090,000 | 30.4% | 0.8% |
| U.S. Bank | $31,355,000 | $73,820,000 | 135.4% | 0.7% |
| Mortgage Research Center, LLC | $56,020,000 | $72,335,000 | 29.1% | 0.7% |
| Berkshire Bank | $29,440,000 | $71,185,000 | 141.8% | 0.7% |
| BayCoast Bank | $80,085,000 | $69,710,000 | -13.0% | 0.7% |
| Barings Multifamily Capital | $68,880,000 | n/a | 0.7% | |
| HARBORONE MORTGAGE, LLC | $67,145,000 | $68,535,000 | 2.1% | 0.7% |
| BROKER SOLUTIONS, INC. | $19,535,000 | $65,310,000 | 234.3% | 0.6% |
| Home Loan Investment Bank, F.S.B. | $52,020,000 | $63,880,000 | 22.8% | 0.6% |
| WESTERLY COMMUNITY | $15,225,000 | $62,530,000 | 310.7% | 0.6% |
| JPMorgan Chase Bank | $73,750,000 | $60,085,000 | -18.5% | 0.6% |
| Webster Bank | $110,135,000 | $57,410,000 | -47.9% | 0.5% |
| TD Bank | $58,215,000 | $57,320,000 | -1.5% | 0.5% |
| EMBRACE HOME LOANS, INC. | $42,660,000 | $55,675,000 | 30.5% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $30,590,000 | $53,890,000 | 76.2% | 0.5% |
| Wells Fargo Bank | $30,660,000 | $50,415,000 | 64.4% | 0.5% |
| St. Anne's Credit Union of Fall River, Mass. | $66,005,000 | $49,240,000 | -25.4% | 0.5% |
| FIRST HOME MORTGAGE CORPORATION | $38,220,000 | $47,190,000 | 23.5% | 0.5% |
| GREENWOOD | $46,145,000 | $47,185,000 | 2.3% | 0.5% |
| EMM LOANS LLC | $17,790,000 | $47,085,000 | 164.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $33,340,000 | $47,030,000 | 41.1% | 0.4% |
| Morgan Stanley Private Bank | $28,070,000 | $44,635,000 | 59.0% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $62,100,000 | $43,425,000 | -30.1% | 0.4% |
| Easthampton Savings Bank | $63,390,000 | $40,570,000 | -36.0% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $3,260,000 | $40,415,000 | 1,139.7% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $38,760,000 | n/a | 0.4% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $19,100,000 | $38,695,000 | 102.6% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $19,840,000 | $37,585,000 | 89.4% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $47,945,000 | $36,105,000 | -24.7% | 0.3% |
| The People's Credit Union | $34,465,000 | $34,730,000 | 0.8% | 0.3% |
| FIRST MORTGAGE COMPANY, INC. | $24,910,000 | $34,670,000 | 39.2% | 0.3% |
| Waterstone Mortgage Corporation | $18,975,000 | $34,150,000 | 80.0% | 0.3% |
| HarborOne Bank | $42,370,000 | $34,065,000 | -19.6% | 0.3% |
| Bridgewater Savings Bank | $27,745,000 | $32,610,000 | 17.5% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $9,135,000 | $29,540,000 | 223.4% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $8,180,000 | $28,665,000 | 250.4% | 0.3% |
| DIGITAL Federal Credit Union | $40,805,000 | $26,875,000 | -34.1% | 0.3% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $26,325,000 | $26,585,000 | 1.0% | 0.3% |
| ROCKLAND | $29,795,000 | $25,550,000 | -14.2% | 0.2% |
| RADIUS FINANCIAL GROUP INC. | $28,070,000 | $25,015,000 | -10.9% | 0.2% |
| TAUNTON FEDERAL CREDIT UNION | $32,500,000 | $23,290,000 | -28.3% | 0.2% |
| Rhode Island Credit Union | $19,985,000 | $23,130,000 | 15.7% | 0.2% |
| North Easton Savings Bank | $18,110,000 | $22,950,000 | 26.7% | 0.2% |
| OCMBC, INC. | $16,150,000 | $22,590,000 | 39.9% | 0.2% |
| UBS Bank USA | $13,995,000 | $22,320,000 | 59.5% | 0.2% |
| Mechanics Cooperative Bank | $15,555,000 | $22,135,000 | 42.3% | 0.2% |
| HOMESPIRE MORTGAGE CORPORATION | $20,790,000 | $21,770,000 | 4.7% | 0.2% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $27,120,000 | $21,550,000 | -20.5% | 0.2% |
| USAA Federal Savings Bank | $15,275,000 | $20,510,000 | 34.3% | 0.2% |
| The Federal Savings Bank | $15,935,000 | $20,310,000 | 27.5% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $15,045,000 | $20,305,000 | 35.0% | 0.2% |
| Sharon & Crescent United Credit Union | $21,175,000 | $19,545,000 | -7.7% | 0.2% |
| ENVOY MORTGAGE, LTD | $13,385,000 | $19,450,000 | 45.3% | 0.2% |
| NORTHPOINT MORTGAGE, INC. | $12,465,000 | $19,195,000 | 54.0% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $9,985,000 | $18,470,000 | 85.0% | 0.2% |
| NBKC BANK | $8,655,000 | $18,270,000 | 111.1% | 0.2% |
| Discover Bank | $17,430,000 | $17,420,000 | -0.1% | 0.2% |
| Carrington Mortgage Services, LLC | $7,400,000 | $17,230,000 | 132.8% | 0.2% |
| Citibank | $25,445,000 | $16,530,000 | -35.0% | 0.2% |
| Brookline Bank | $600,000 | $16,490,000 | 2,648.3% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $8,340,000 | $16,415,000 | 96.8% | 0.2% |
| SOMERSET | $22,605,000 | $15,655,000 | -30.7% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $7,660,000 | $15,605,000 | 103.7% | 0.1% |
| ARC HOME LLC | $10,230,000 | $15,335,000 | 49.9% | 0.1% |
| M&T Bank | $9,700,000 | $14,985,000 | 54.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $19,785,000 | $14,835,000 | -25.0% | 0.1% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | $12,955,000 | $14,675,000 | 13.3% | 0.1% |
| CARDINAL FINANCIAL | $12,405,000 | $14,495,000 | 16.8% | 0.1% |
| FALL RIVER MUNICIPAL CREDIT UNION | $18,360,000 | $14,185,000 | -22.7% | 0.1% |
| OCEAN STATE CREDIT UNION | $10,605,000 | $13,940,000 | 31.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $16,295,000 | $12,815,000 | -21.4% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $9,385,000 | $12,735,000 | 35.7% | 0.1% |
| MSA MORTGAGE, LLC | $12,415,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $5,950,000 | $11,995,000 | 101.6% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $20,155,000 | $10,925,000 | -45.8% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $10,215,000 | $10,800,000 | 5.7% | 0.1% |
| LENDSURE MORTGAGE CORP. | $5,115,000 | $10,725,000 | 109.7% | 0.1% |
| Norwood Co-operative Bank | $9,760,000 | $10,540,000 | 8.0% | 0.1% |
| HANSCOM | $4,510,000 | $10,530,000 | 133.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $5,440,000 | $10,045,000 | 84.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $5,905,000 | $10,000,000 | 69.3% | 0.1% |
| EVERETT FINANCIAL, INC. | $8,610,000 | $9,260,000 | 7.5% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $11,665,000 | $9,170,000 | -21.4% | 0.1% |
| Flagstar Bank, FSB | $19,495,000 | $9,100,000 | -53.3% | 0.1% |
| PHH Mortgage Corporation | $5,415,000 | $9,080,000 | 67.7% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $10,705,000 | $8,950,000 | -16.4% | 0.1% |
| PNC Bank | $14,970,000 | $8,945,000 | -40.2% | 0.1% |
| BNY Mellon | $6,610,000 | $8,940,000 | 35.2% | 0.1% |
| BAY EQUITY LLC | $11,135,000 | $8,905,000 | -20.0% | 0.1% |
| Logan Finance Corporation | $1,935,000 | $8,900,000 | 359.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $3,535,000 | $8,880,000 | 151.2% | 0.1% |
| CIBM Bank | $4,040,000 | $8,780,000 | 117.3% | 0.1% |
| NEW FED MORTGAGE, CORP. | $7,085,000 | $8,750,000 | 23.5% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $5,570,000 | $8,675,000 | 55.7% | 0.1% |
| Dean Co-operative Bank | $4,600,000 | $8,370,000 | 82.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $5,845,000 | $8,175,000 | 39.9% | 0.1% |
| Chelsea Groton Bank | $9,555,000 | $8,175,000 | -14.4% | 0.1% |
| A&D Mortgage LLC | $6,005,000 | $8,125,000 | 35.3% | 0.1% |
| Salem Five Cents Savings Bank | $5,075,000 | $8,020,000 | 58.0% | 0.1% |
| The Bank of Canton | $4,870,000 | $7,875,000 | 61.7% | 0.1% |
| Milford Federal Bank | $13,140,000 | $7,870,000 | -40.1% | 0.1% |
| Prosperity Home Mortgage, LLC | $3,880,000 | $7,700,000 | 98.5% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,830,000 | $7,490,000 | 55.1% | 0.1% |
| Charles Schwab Bank, SSB | $5,495,000 | $7,345,000 | 33.7% | 0.1% |
| First Federal Bank | $2,390,000 | $6,845,000 | 186.4% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $6,825,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $5,010,000 | $6,720,000 | 34.1% | 0.1% |
| The Cape Cod Five Cents Savings Bank | $6,755,000 | $6,690,000 | -1.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $6,120,000 | $6,530,000 | 6.7% | 0.1% |
| Figure Lending LLC | $5,465,000 | $6,470,000 | 18.4% | 0.1% |
| MERRIMACK VALLEY | $5,730,000 | $6,345,000 | 10.7% | 0.1% |
| Keystone Funding, Inc. | $4,175,000 | $6,335,000 | 51.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,910,000 | $6,295,000 | 28.2% | 0.1% |
| First National Bank of America | $5,840,000 | $6,190,000 | 6.0% | 0.1% |
| BMO Harris Bank | $3,155,000 | $6,100,000 | 93.3% | 0.1% |
| Magnolia Bank | $4,885,000 | $6,025,000 | 23.3% | 0.1% |
| Charter Oak Federal Credit Union | $7,080,000 | $5,755,000 | -18.7% | 0.1% |
| SUMMIT FUNDING, INC. | $615,000 | $5,725,000 | 830.9% | 0.1% |
| Dedham Institution for Savings | $7,115,000 | $5,710,000 | -19.7% | 0.1% |
| StonehamBank, A Co-operative Bank | $4,600,000 | $5,660,000 | 23.0% | 0.1% |
| Armed Forces Bank | $595,000 | $5,615,000 | 843.7% | 0.1% |
| Fidelity Co-operative Bank | $405,000 | $5,540,000 | 1,267.9% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $1,590,000 | $5,490,000 | 245.3% | 0.1% |
| TOWNE MORTGAGE COMPANY | $675,000 | $5,460,000 | 708.9% | 0.1% |
| Evolve Bank & Trust | $6,140,000 | $5,380,000 | -12.4% | 0.1% |
| NEXERA HOLDING LLC | $5,040,000 | n/a | 0.0% | |
| Quontic Bank | $2,805,000 | $5,000,000 | 78.3% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $375,000 | $4,885,000 | 1,202.7% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,305,000 | $4,845,000 | 271.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $3,335,000 | $4,810,000 | 44.2% | 0.0% |
| NexBank | $505,000 | $4,785,000 | 847.5% | 0.0% |
| Southern Mass Credit Union | $10,095,000 | $4,745,000 | -53.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $10,000,000 | $4,570,000 | -54.3% | 0.0% |
| METRO | $4,665,000 | $4,560,000 | -2.3% | 0.0% |
| Needham Bank | $14,980,000 | $4,520,000 | -69.8% | 0.0% |
| UniBank for Savings | $5,105,000 | $4,450,000 | -12.8% | 0.0% |
| First-Citizens Bank & Trust Company | $2,325,000 | $4,430,000 | 90.5% | 0.0% |
| Equity Prime Mortgage LLC | $1,915,000 | $4,325,000 | 125.8% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $2,795,000 | $4,285,000 | 53.3% | 0.0% |
| MountainOne Bank | $1,260,000 | $4,275,000 | 239.3% | 0.0% |
| NP, Inc. | $3,350,000 | $4,215,000 | 25.8% | 0.0% |
| Texana Bank | $4,140,000 | n/a | 0.0% | |
| Jeanne D'Arc Credit Union | $1,450,000 | $4,040,000 | 178.6% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $515,000 | $4,025,000 | 681.6% | 0.0% |
| SPRING EQ, LLC | $2,610,000 | $3,965,000 | 51.9% | 0.0% |
| FM Home Loans, LLC | $1,130,000 | $3,895,000 | 244.7% | 0.0% |
| Merchants Bank of Indiana | $1,435,000 | $3,785,000 | 163.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,800,000 | $3,780,000 | 110.0% | 0.0% |
| JMAC LENDING, INC. | $3,505,000 | $3,745,000 | 6.8% | 0.0% |
| Luxury Mortgage Corp. | $515,000 | $3,690,000 | 616.5% | 0.0% |
| MutualOne Bank | $6,015,000 | $3,605,000 | -40.1% | 0.0% |
| Ixonia Bank | $10,905,000 | $3,575,000 | -67.2% | 0.0% |
| Direct Federal Credit Union | $2,710,000 | $3,510,000 | 29.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,405,000 | $3,480,000 | 44.7% | 0.0% |
| Avidia Bank | $9,820,000 | $3,425,000 | -65.1% | 0.0% |
| HARVARD UNIVERSITY EMPLOYEES | $1,920,000 | $3,410,000 | 77.6% | 0.0% |
| MORTGAGE MARKETS CUSO, LLC | $1,180,000 | $3,400,000 | 188.1% | 0.0% |
| Cornerstone Bank | $5,135,000 | $3,360,000 | -34.6% | 0.0% |
| Nations Lending Corporation | $11,325,000 | $3,360,000 | -70.3% | 0.0% |
| Farmers Bank & Trust | $1,075,000 | $3,320,000 | 208.8% | 0.0% |
| Florence Bank | $3,285,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $1,495,000 | $3,280,000 | 119.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,760,000 | $3,280,000 | 86.4% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,295,000 | $3,230,000 | 149.4% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $305,000 | $3,205,000 | 950.8% | 0.0% |
| Raymond James Bank | $9,185,000 | $3,185,000 | -65.3% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $5,570,000 | $3,165,000 | -43.2% | 0.0% |
| WAVE FEDERAL CREDIT UNION | $9,435,000 | $3,145,000 | -66.7% | 0.0% |
| ZILLOW HOME LOANS, LLC | $3,990,000 | $3,130,000 | -21.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $475,000 | $3,120,000 | 556.8% | 0.0% |
| Dime Bank | $15,115,000 | $3,085,000 | -79.6% | 0.0% |
| Citadel Servicing Corporation | $3,125,000 | $3,010,000 | -3.7% | 0.0% |
| Country Bank for Savings | $2,960,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $810,000 | $2,900,000 | 258.0% | 0.0% |
| MLD MORTGAGE INC. | $1,820,000 | $2,815,000 | 54.7% | 0.0% |
| OAKTREE FUNDING CORP. | $770,000 | $2,805,000 | 264.3% | 0.0% |
| Toyota Financial Savings Bank | $2,785,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $2,155,000 | $2,755,000 | 27.8% | 0.0% |
| The Camden National Bank | $4,770,000 | $2,740,000 | -42.6% | 0.0% |
| WEBSTER FIRST Federal Credit Union | $4,115,000 | $2,740,000 | -33.4% | 0.0% |
| POLARIS HOME FUNDING CORP. | $1,610,000 | $2,730,000 | 69.6% | 0.0% |
| AMWEST FUNDING CORP. | $3,450,000 | $2,675,000 | -22.5% | 0.0% |
| Institution for Savings in Newburyport and Its Vicinity | $1,100,000 | $2,620,000 | 138.2% | 0.0% |
| Liberty Bank | $2,225,000 | $2,615,000 | 17.5% | 0.0% |
| Westport Federal Credit Union | $1,670,000 | $2,550,000 | 52.7% | 0.0% |
| Beeline Loans, Inc. | $975,000 | $2,540,000 | 160.5% | 0.0% |
| KeyBank | $2,330,000 | $2,515,000 | 7.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,775,000 | $2,500,000 | 40.8% | 0.0% |
| Network Funding, L.P. | $2,270,000 | $2,495,000 | 9.9% | 0.0% |
| Stoughton Co-Operative Bank | $1,435,000 | $2,480,000 | 72.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,835,000 | $2,450,000 | 33.5% | 0.0% |
| Cape Cod Co-operative Bank | $4,695,000 | $2,450,000 | -47.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,635,000 | $2,390,000 | 46.2% | 0.0% |
| SIRVA MORTGAGE, INC. | $610,000 | $2,365,000 | 287.7% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,025,000 | $2,330,000 | 127.3% | 0.0% |
| Bank of Easton | $6,670,000 | $2,285,000 | -65.7% | 0.0% |
| Truist | $3,390,000 | $2,275,000 | -32.9% | 0.0% |
| PLANET HOME LENDING, LLC | $1,375,000 | $2,240,000 | 62.9% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $1,425,000 | $2,230,000 | 56.5% | 0.0% |
| LOANPAL, LLC | $2,230,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $1,805,000 | $2,215,000 | 22.7% | 0.0% |
| United Nations Federal Credit Union | $1,855,000 | $2,200,000 | 18.6% | 0.0% |
| Commerce Bank | $2,165,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $2,900,000 | $2,165,000 | -25.3% | 0.0% |
| General Mortgage Capital Corporation | $205,000 | $2,135,000 | 941.5% | 0.0% |
| NJ LENDERS CORP. | $2,500,000 | $2,040,000 | -18.4% | 0.0% |
| The Huntington National Bank | $10,470,000 | $2,020,000 | -80.7% | 0.0% |
| M&T Realty Capital Corporation | $2,005,000 | n/a | 0.0% | |
| The Central Trust Bank | $2,000,000 | $2,005,000 | 0.3% | 0.0% |
| Westfield Bank | $15,870,000 | $2,000,000 | -87.4% | 0.0% |
| LIBERTY BAY CREDIT UNION | $1,470,000 | $1,905,000 | 29.6% | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | $4,015,000 | $1,900,000 | -52.7% | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | $2,580,000 | $1,890,000 | -26.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $260,000 | $1,855,000 | 613.5% | 0.0% |
| BLACKSTONE RIVER FEDERAL CREDIT UNION | $1,735,000 | $1,850,000 | 6.6% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,485,000 | $1,830,000 | 23.2% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,965,000 | $1,815,000 | -7.6% | 0.0% |
| Walpole Co-operative Bank | $475,000 | $1,805,000 | 280.0% | 0.0% |
| NORTHEAST HOME LOAN, LLC | $1,705,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $215,000 | $1,700,000 | 690.7% | 0.0% |
| Arbor Realty Trust, Inc. | $1,685,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $390,000 | $1,590,000 | 307.7% | 0.0% |
| Pinnacle Bank | $1,575,000 | n/a | 0.0% | |
| Bank of England | $2,630,000 | $1,560,000 | -40.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $615,000 | $1,540,000 | 150.4% | 0.0% |
| Plains Commerce Bank | $1,805,000 | $1,530,000 | -15.2% | 0.0% |
| GEORGIA'S OWN | $1,140,000 | $1,520,000 | 33.3% | 0.0% |
| Goldman Sachs Bank USA | $7,090,000 | $1,510,000 | -78.7% | 0.0% |
| Service Federal Credit Union | $1,240,000 | $1,505,000 | 21.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $3,865,000 | $1,505,000 | -61.1% | 0.0% |
| LENDINGONE, LLC | $485,000 | $1,430,000 | 194.8% | 0.0% |
| Farm Credit East, ACA | $4,865,000 | $1,425,000 | -70.7% | 0.0% |
| Jewett City Savings Bank | $2,895,000 | $1,410,000 | -51.3% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,715,000 | $1,375,000 | -19.8% | 0.0% |
| Workers Credit Union | $2,485,000 | $1,355,000 | -45.5% | 0.0% |
| GREENSTATE CREDIT UNION | $1,350,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $990,000 | $1,345,000 | 35.9% | 0.0% |
| Monson Savings Bank | $1,330,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $175,000 | $1,320,000 | 654.3% | 0.0% |
| Stifel Bank and Trust | $5,940,000 | $1,315,000 | -77.9% | 0.0% |
| GFA Federal Credit Union | $940,000 | $1,305,000 | 38.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $4,240,000 | $1,280,000 | -69.8% | 0.0% |
| Florida Capital Bank | $1,275,000 | n/a | 0.0% | |
| MILEND, INC. | $1,240,000 | $1,270,000 | 2.4% | 0.0% |
| North American Savings Bank, F.S.B. | $205,000 | $1,270,000 | 519.5% | 0.0% |
| Secured Investment Corp. | $1,270,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $1,255,000 | n/a | 0.0% | |
| Millbury National Bank | $640,000 | $1,255,000 | 96.1% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,250,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $9,895,000 | $1,225,000 | -87.6% | 0.0% |
| Webster Five Cents Savings Bank | $820,000 | $1,225,000 | 49.4% | 0.0% |
| DAS Acquisition Company, LLC | $14,155,000 | $1,220,000 | -91.4% | 0.0% |
| AmeriHome Mortgage Company, LLC | $520,000 | $1,215,000 | 133.7% | 0.0% |
| City National Bank of Florida | $1,215,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $115,000 | $1,215,000 | 956.5% | 0.0% |
| Fifth Third Bank | $295,000 | $1,210,000 | 310.2% | 0.0% |
| Cathay Bank | $970,000 | $1,200,000 | 23.7% | 0.0% |
| Cambridge Savings Bank | $2,360,000 | $1,195,000 | -49.4% | 0.0% |
| QUINCY CREDIT UNION | $300,000 | $1,195,000 | 298.3% | 0.0% |
| Members Plus Credit Union | $2,215,000 | $1,160,000 | -47.6% | 0.0% |
| Independence Bank of Kentucky | $1,155,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $3,430,000 | $1,140,000 | -66.8% | 0.0% |
| EQUITY RESOURCES, INC. | $1,920,000 | $1,135,000 | -40.9% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $900,000 | $1,075,000 | 19.4% | 0.0% |
| Adams Community Bank | $1,070,000 | n/a | 0.0% | |
| INTERSTATE HOME LOAN CENTER, INC. | $630,000 | $1,065,000 | 69.0% | 0.0% |
| State Department Federal Credit Union | $75,000 | $1,065,000 | 1,320.0% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $1,055,000 | n/a | 0.0% | |
| SOUTHCOAST FEDERAL CREDIT UNION | $6,740,000 | $1,030,000 | -84.7% | 0.0% |
| Bangor Savings Bank | $1,035,000 | $965,000 | -6.8% | 0.0% |
| The Union Bank Company | $830,000 | $950,000 | 14.5% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $945,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $935,000 | n/a | 0.0% | |
| South Shore Bank | $735,000 | $915,000 | 24.5% | 0.0% |
| GSF Mortgage Corporation | $405,000 | $910,000 | 124.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,200,000 | $900,000 | -25.0% | 0.0% |
| RIVER WORKS | $885,000 | n/a | 0.0% | |
| MASSMUTUAL | $875,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $865,000 | n/a | 0.0% | |
| Peoples Bank | $1,145,000 | $855,000 | -25.3% | 0.0% |
| The Village Bank | $855,000 | n/a | 0.0% | |
| Coastal Heritage Bank | $3,475,000 | $850,000 | -75.5% | 0.0% |
| Baxter Credit Union | $2,760,000 | $845,000 | -69.4% | 0.0% |
| ITHINK FINANCIAL Credit Union | $1,310,000 | $835,000 | -36.3% | 0.0% |
| HOMEFIELD | $805,000 | n/a | 0.0% | |
| SCIENT Federal Credit Union | $430,000 | $785,000 | 82.6% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,365,000 | $780,000 | -42.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $2,630,000 | $775,000 | -70.5% | 0.0% |
| Academy Bank | $770,000 | n/a | 0.0% | |
| KBR HERITAGE | $765,000 | n/a | 0.0% | |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $750,000 | n/a | 0.0% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $745,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $745,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $385,000 | $740,000 | 92.2% | 0.0% |
| Guilford Savings Bank The | $725,000 | n/a | 0.0% | |
| Capital Bank | $840,000 | $720,000 | -14.3% | 0.0% |
| WRENTHAM CO-OPERATIVE BANK | $2,180,000 | $720,000 | -67.0% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $715,000 | n/a | 0.0% | |
| Clinton Savings Bank | $255,000 | $700,000 | 174.5% | 0.0% |
| Merchants Mortgage & Trust Corporation | $700,000 | n/a | 0.0% | |
| OceanFirst Bank | $695,000 | n/a | 0.0% | |
| TIB The Independent Bankersbank | $695,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $2,705,000 | $690,000 | -74.5% | 0.0% |
| S1L, Inc. | $690,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $345,000 | $670,000 | 94.2% | 0.0% |
| East Coast Capital Corp. | $625,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $625,000 | n/a | 0.0% | |
| Middlesex Savings Bank | $2,275,000 | $615,000 | -73.0% | 0.0% |
| Newburyport Five Cents Savings Bank | $615,000 | n/a | 0.0% | |
| Oakstar Bank | $595,000 | n/a | 0.0% | |
| Charles River Bank | $1,905,000 | $590,000 | -69.0% | 0.0% |
| USAlliance Federal Credit Union | $1,235,000 | $590,000 | -52.2% | 0.0% |
| The Cooperative Bank | $375,000 | $585,000 | 56.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $580,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $575,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $1,850,000 | $575,000 | -68.9% | 0.0% |
| Naveo Credit Union | $2,555,000 | $575,000 | -77.5% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $860,000 | $555,000 | -35.5% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $770,000 | $545,000 | -29.2% | 0.0% |
| MILLBURY FEDERAL CREDIT UNION | $525,000 | n/a | 0.0% | |
| The Lowell Five Cent Savings Bank | $525,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $185,000 | $520,000 | 181.1% | 0.0% |
| RESIDENTIAL BANCORP | $425,000 | $520,000 | 22.4% | 0.0% |
| BOKF | $515,000 | n/a | 0.0% | |
| Rollstone Bank & Trust | $225,000 | $515,000 | 128.9% | 0.0% |
| FBC MORTGAGE, LLC | $820,000 | $505,000 | -38.4% | 0.0% |
| POLISH NATIONAL | $215,000 | $505,000 | 134.9% | 0.0% |
| LADERA LENDING, INC. | $500,000 | n/a | 0.0% | |
| Lincoln Savings Bank | $485,000 | n/a | 0.0% | |
| Connexus Credit Union | $305,000 | $480,000 | 57.4% | 0.0% |
| Everett Co-operative Bank | $135,000 | $480,000 | 255.6% | 0.0% |
| Home Mortgage Alliance Corp | $470,000 | n/a | 0.0% | |
| AMERICAN BANCSHARES MORTGAGE | $465,000 | n/a | 0.0% | |
| The Readlyn Savings Bank | $455,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $445,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $445,000 | n/a | 0.0% | |
| Cape Ann Savings Bank | $435,000 | n/a | 0.0% | |
| ONY GLO, INC. | $520,000 | $435,000 | -16.3% | 0.0% |
| TREMONT CREDIT UNION | $385,000 | $435,000 | 13.0% | 0.0% |
| UNITED MORTGAGE CORP | $435,000 | n/a | 0.0% | |
| PeoplesBank | $3,570,000 | $430,000 | -88.0% | 0.0% |
| First IC Corporation | $710,000 | $425,000 | -40.1% | 0.0% |
| Winter Hill Bank, FSB | $425,000 | n/a | 0.0% | |
| Bar Harbor Bank & Trust | $860,000 | $410,000 | -52.3% | 0.0% |
| Axos Bank | $475,000 | $405,000 | -14.7% | 0.0% |
| Watertown Savings Bank | $445,000 | $405,000 | -9.0% | 0.0% |
| Arvest Bank | $810,000 | $400,000 | -50.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,625,000 | $395,000 | -75.7% | 0.0% |
| Princeton Mortgage Corporation | $7,030,000 | $395,000 | -94.4% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $15,135,000 | $395,000 | -97.4% | 0.0% |
| Ross Mortgage Company, Inc. | $1,440,000 | $395,000 | -72.6% | 0.0% |
| Alerus Financial | $385,000 | n/a | 0.0% | |
| UMASSFIVE COLLEGE Federal Credit Union | $105,000 | $380,000 | 261.9% | 0.0% |
| Bay State Savings Bank | $650,000 | $375,000 | -42.3% | 0.0% |
| Elements Financial Federal Credit Union | $375,000 | n/a | 0.0% | |
| AmRes Corporation | $335,000 | $355,000 | 6.0% | 0.0% |
| Canton Co-operative Bank | $960,000 | $355,000 | -63.0% | 0.0% |
| Northwest Federal Credit Union | $355,000 | n/a | 0.0% | |
| The Provident Bank | $355,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $345,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $295,000 | $345,000 | 16.9% | 0.0% |
| SELF RELIANCE NY Federal Credit Union | $345,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $705,000 | $335,000 | -52.5% | 0.0% |
| Savers Co-operative Bank | $330,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $325,000 | $325,000 | 0.0% | 0.0% |
| ST. MARY'S BANK | $325,000 | n/a | 0.0% | |
| ALIGN CREDIT UNION | $480,000 | $320,000 | -33.3% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $150,000 | $320,000 | 113.3% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $660,000 | $305,000 | -53.8% | 0.0% |
| EVANSVILLE TEACHERS | $305,000 | n/a | 0.0% | |
| First Horizon Bank | $175,000 | $305,000 | 74.3% | 0.0% |
| LEOMINSTER CREDIT UNION | $255,000 | $305,000 | 19.6% | 0.0% |
| The State Bank and Trust Company | $305,000 | n/a | 0.0% | |
| FirstBank | $1,080,000 | $295,000 | -72.7% | 0.0% |
| Greenbox Loans, Inc. | $1,355,000 | $295,000 | -78.2% | 0.0% |
| FIRST WORLD MORTGAGE CORPORATION | $1,040,000 | $285,000 | -72.6% | 0.0% |
| The Dart Bank | $285,000 | n/a | 0.0% | |
| UNITED | $285,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| TOWER | $280,000 | n/a | 0.0% | |
| Deseret First Credit Union | $275,000 | n/a | 0.0% | |
| BOSTON FIREFIGHTERS | $520,000 | $265,000 | -49.0% | 0.0% |
| Financial Funding Solutions, Inc. | $265,000 | n/a | 0.0% | |
| CorePlus Federal Credit Union | $440,000 | $255,000 | -42.0% | 0.0% |
| Gate City Bank | $245,000 | n/a | 0.0% | |
| MASS BAY Credit Union | $1,985,000 | $230,000 | -88.4% | 0.0% |
| WORCESTER | $210,000 | n/a | 0.0% | |
| TEACHERS | $245,000 | $205,000 | -16.3% | 0.0% |
| MidFirst Bank | $195,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $165,000 | n/a | 0.0% | |
| Customers Bank | $155,000 | n/a | 0.0% | |
| City of Boston Credit Union | $230,000 | $135,000 | -41.3% | 0.0% |
| HUDSON HERITAGE | $405,000 | $130,000 | -67.9% | 0.0% |
| Signature Federal Credit Union | $485,000 | $125,000 | -74.2% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $335,000 | $115,000 | -65.7% | 0.0% |
| ADVANCIAL | $105,000 | n/a | 0.0% | |
| Freedom Credit Union | $255,000 | $105,000 | -58.8% | 0.0% |
| Regions Bank | $105,000 | n/a | 0.0% | |
| GRANITE FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| Main Street Bank | $2,195,000 | $85,000 | -96.1% | 0.0% |
| AFFINITY | $75,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $75,000 | n/a | 0.0% | |
| KINECTA | $885,000 | $75,000 | -91.5% | 0.0% |
| UNIFY FINANCIAL Credit Union | $975,000 | $55,000 | -94.4% | 0.0% |
| SPIRE Credit Union | $35,000 | n/a | 0.0% | |
| NEW ENGLAND FEDERAL CREDIT UNION | $215,000 | $25,000 | -88.4% | 0.0% |
PROVIDENCE - WARWICK's top lender by overall market share is Citizens Bank, with 6.2% market share. In second place, with 4.2%, is Navigant Credit Union, having originated $440,515,000 in loans. In third place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $430,205,000 in loans. In fourth place, with 4.1%, is MOVEMENT MORTGAGE, LLC, having originated $428,760,000 in loans. In fifth place, with 3.4%, is QUICKEN LOANS, LLC, having originated $352,360,000 in loans.
PROVIDENCE-WARWICK, RI-MA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 14,710 | $6,537,900,000 | $444,453 |
| Home Improvement | 4,789 | $599,465,000 | $125,175 |
| Refi | 4,693 | $1,587,515,000 | $338,273 |
| Cash Out Refi | 4,509 | $1,217,405,000 | $269,994 |
| Other | 3,754 | $540,220,000 | $143,905 |
| NA | 4 | $1,280,000 | $320,000 |
Providence - Warwick's most frequently cited loan purpose was Home Purchase, with 14,710 originations. The 2nd most popular reason was Home Improvement, with 4,789 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 12,900 | $5,000,920,000 | $387,668 |
| 7-8% | 7,867 | $2,419,605,000 | $307,564 |
| Over 8% | 6,641 | $1,215,725,000 | $183,064 |
| 5-6% | 3,572 | $1,526,280,000 | $427,290 |
| <2.5% | 491 | $10,925,000 | $22,251 |
| 4-5% | 376 | $128,170,000 | $340,878 |
| 3-4% | 52 | $10,960,000 | $210,769 |
| 2.5-3% | 17 | $5,955,000 | $350,294 |
During 2024, Providence - Warwick's most frequently originated rate bucket was 6-7%, with 12,900 originations.
Loan Sizing (PROVIDENCE-WARWICK, RI-MA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 10,351 | $3,120,155,000 | $301,435 |
| $400k-600k | 6,997 | $3,356,725,000 | $479,738 |
| $100,000 or less | 6,926 | $365,610,000 | $52,788 |
| $100k-200k | 5,555 | $757,945,000 | $136,444 |
| $600k-1000k | 2,171 | $1,536,535,000 | $707,754 |
| $Over $1MM | 459 | $1,346,815,000 | $2,934,237 |
PROVIDENCE - WARWICK's loan sizing saw the bucket of loans from $200k-400k with 10,351 originations, totaling $3,120,155,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 8,931 | $4,073,755,000 | $456,136 |
| Under 20% | 7,239 | $501,715,000 | $69,307 |
| 60-80% | 6,288 | $3,223,150,000 | $512,587 |
| 20-40% | 5,237 | $947,835,000 | $180,988 |
| 40-60% | 3,260 | $1,269,030,000 | $389,273 |
| Over 100% | 232 | $164,230,000 | $707,888 |
PROVIDENCE - WARWICK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,931 originations, totaling $4,073,755,000 in origination value.